Sample Bank Teller Cover Letter
W
Description
Sample Bank Teller Cover Letter document sample
Document Sample


FEDERAL LEGISLATION AFFECTING
SELECTION & PROMOTION
1964 CIVIL RIGHTS ACT (Title VII)
Protects based on: Race, Color, Religion, Sex, National Origin
Must employ >15 employees for 20+ weeks/yr, interstate commerce
Covers employers, employment agencies and labor unions
Equal Employment Opportunity Commission (EEOC)
1972 – Gave EEOC right to file charges directly
1978 – Added pregnancy discrimination protection
1991 – Clarified “business necessity” and “burden of proof” issues
Reversed several supreme court decisions, allowed for punitive damages
Extends coverage to international operations
SELECTION & PROMOTION, Contd
1967 AGE DISCRIMINATION IN EMPLOYMENT ACT
Do you have >20 employees for 20+ weeks/yr, interstate commerce?
1967 – protected ages 40 – 65
1978 – protected ages 40 – 70
1986 – protects everyone over the age of 40
1986 IMMIGRATION REFORM & CONTROL ACT
Only hire workers with a legal right to work in the USA
Verify employment authorization (I-9)
Fines for each illegal alien hired (from $250 to $10,000)
Fines up to $1000 for each undocumented employee
1990 AMERICANS WITH DISABILITIES ACT
>25 employees (7/92) changed to >15 employees (as of 7/94)
Protects persons regarded as having a disability from employment
discrimination. Building/work must be accessible to handicapped.
SELECTION / PROMOTION LEGISLATION
APPLICABLE TO GOVERNMENT AGENCIES &
CONTRACTORS
• 1973 – VOCATIONAL REHABILITATION ACT
– Government contracts > $2,500.
• 1974 – VIETNAM VETERANS READJUSTMENT ACT
– Contract > $10,000.
EXECUTIVE ORDERS
1965 – 11246 Discrimination on the basis of Race, Creed, Color or
National Origin Affirmative Action for Contractors > $10,000.
1968 – 11375 Changed ―Creed‖ to Religion; and added ―Sex‖
1969 – 11478 US Gvmt itself must not discriminate on these bases
FEDERAL LEGISLATION AFFECTING
COMPENSATION
• 1931 – DAVIS-BACON ACT
– Must pay prevailing-area wages
– Construction contracts > $2,000.
• 1936 --WALSH-HEALEY ACT
– Pay prevailing area wages and overtime (40 hrs/wk or 8 hrs/day)
– Manufacturing contracts > $10,000.
– 1986 amends 8 hr reqmt for firms w compressed workweeks
• 1963 – EQUAL PAY ACT
– Can’t pay differentials based on sex (gender)
– CAN PAY differentials on seniority, merit, quality, quantity or shift
– Everyone engaged in interstate commerce
FAIR LABOR STANDARDS ACT
1938
• MINIMUM WAGE (orig $.25 per hour/currently $5.15/hr)
• PAY OVERTIME (Time and a half after working 40 hrs/ wk)
• CHILD LABOR RESTRICTIONS (< 18 yrs old)
• RECORD KEEPING REQUIREMENTS (keep 2-3 years)
• CREATED EXEMPT & NONEXEMPT CATEGORIES
EXEMPT = Don‟t have to pay either minimum wage or overtime
– Executives, Administrators, Professionals, Outside Sales
• MUST MEET A SALARY TEST and a JOB DUTIES TEST
– Volunteer workers and independent contractors
– Domestics, farm workers, seamen, taxi drivers
– SUB-MIN WAGES ok for students, messengers, apprentices, waiters
NONEXEMPT = Must pay minimum wages and overtime
INCOME PROTECTION & SECURITY
LEGISLATION
• 1911 – WORKERS COMPENSATION
– Covers injuries on-the-job
• 1935 – UNEMPLOYMENT COMPENSATION
– Loss of job through no fault of your own
– Min 6.2% of first $7000 (5.4% reverts to the state)
• 1935 – SOCIAL SECURITY ACT
– RETIREMENT, DISABILITY, SURVIVORS & HEALTH BENEFITS
– 6.2% of first $89,000+ to social security, plus 1.45% (unlimited) to medicare
• 1970 – OCCUPATIONAL SAFETY & HEALTH ACT
– OSHA enforces safety in the workplace
• 1974 – EMPLOYEE RETIREMENT INCOME SECURITY ACT
– ERISA – Pension reform; private plans must be funded annually
• 1988 – WORKER ADJUSTMENT & RETRAINING NOTIFICATION
– > 100 employees… Give 60 days notice when closing a plant
• 1993 – FAMILY AND MEDICAL LEAVE ACT
– > 50 employees… Unpaid leave for up to 12 weeks for family/medical reasons
LEGISLATION AFFECTING UNION
RELATIONSHIPS
• 1926 – NATIONAL RAILWAY LABOR ACT
• Procedures for collective bargaining & grievance resolution
• 1932 – ANIT-INJUNCTION ACT (NORRIS-LAGUARDIA)
• Banned “Yellow-dog” contracts; limited use of injunctions
• 1935 – NATIONAL LABOR RELATIONS ACT (WAGNER)
• Guaranteed unions rights to organize; established NLRB
• Created a list on unfair management practices
• 1947 – LABOR MANAGEMENT RELATIONS ACT
(TAFT-HARTLEY)
• Allows right to “not join” unions if the states take action
• Creates a list of unfair union practices; balances mgmt & union activity
• 1959 – LABOR-MANAGEMENT REPORTING & DISCLOSURE ACT
(LANDRUM-GRIFFIN)
• Requires union elections every 5 years and annual internal reports
• 1980 – AMMENDMENT TO WAGNER ACT
• Conscientious objectors have a right to “not support” the union
NATIONAL LABOR RELATIONS ACT
(WAGNER ACT) 1935
Affirmed employees’ rights to form unions and to bargain collectively
Created the National Labor Relations Board (NLRB) to decide all unfair
labor disputes and to oversee union elections
Established a list of unfair management practices
Interference with efforts to organize
Domination of the labor organization by the employer
Discrimination in hiring workers to discourage union affiliation
Discrimination for filing charges/giving testimony under the act
Refusal to bargain collectively with chosen employee representatives
LABOR-MANAGEMENT RELATIONS ACT
(TAFT-HARTLEY ACT) 1947
Employees can refrain from union activity (the right-to-work)
Closed shop outlawed (with exceptions)
Written agreement required for deducting union dues (the check-off)
Employer free-speech rights & right to file unfair charges against unions
Employees given right to initiate decertification elections
President can intervene in strike actions for ―national security‖ reasons
Unfair labor practices of unions identified
Coercion of workers to join the union
Refusal to bargain in good faith
Secondary boycotts and jurisdictional strikes outlawed
Excessive or discriminatory fees or dues
Pressuring employers to discriminate against employees
Featherbedding
IS THERE EVIDENCE OF
DISCRIMINATION?
DISPARATE TREATMENT (Deliberate Discrimination)
Oral or written evidence of intentional bias
THE 4/5ths RULE
Disparate rejection/selection rates
POPULATION COMPARISONS
Labor market representation…is our firm representative?
INTERNAL (CORPORATE) IMBALANCES
Statistical differences by level or category within the firm
DISPARATE IMPACT (Unintentional)
Policies that restrict or limit an “equal opportunity” for consideration
EQUAL EMPLOYMENT OPPORTUNITY
COMMISSION (EEOC)
Investigates & resolves complaints, gathers info on employment
patterns, and issues new employment guidelines.
• CHARGES MUST BE FILED WITHIN 180 DAYS
Extended to 300 days if a state agency is involved
• EEOC DETERMINES IF THE CLAIM HAS MERIT
An investigation to determine whether “Probable Cause” is established
• ATTEMPT AT CONCILIATION
Will employer agree to a consent decree? IF YES, the matter is resolved.
IF NOT, the EEOC will either initiate court action on behalf of the
complainant, or will issue a “Right to Sue” letter.
IF ADVERSE IMACT IS FOUND, THE EMPLOYER CAN:
Take action to immediate correct the adverse impact
Use a BFOQ defense to justify the firm‟s actions
Offer evidence of predictive validity studies in defense of the firm
THE EEOC IS CONCERNED WITH FIXING THE PROBLEM – THE NET EFFECT OF ALL
OF THE SELECTION PROCEDURES IS THE FOCUS OF THEIR ATTENTION.
JOB ANALYSIS
A systematic analysis of jobs within an organization.
Job analysis data is used to develop the following:
JOB DESCRIPTIONS
Specific duties and tasks one is responsible to accomplish
JOB SPECIFICATIONS
Minimum competencies & abilities needed to hold the job
JOB EVALUATION SYSTEM
Compensable factors which determine the worth of each position
PERFORMANCE APPRAISAL SYSTEM
Standards to evaluate how well the worker actually does the job
ALTERNATIVES TO RECRUITING
(STRATEGIES FOR DEALING WITH LABOR SHORTAGES)
OVERTIME
RECALL RECENT RETIREES
TEMPORARY AGENCIES
SUBCONTRACT WORK OUT
TRANSFER WORKERS IN
ALTERNATIVES TO LAYOFFs
(STRATEGIES FOR DEALING WITH LABOR SURPLUSES)
REDUCE WORKWEEK
ATTRITION
EARLY RETIREMENT INCENTIVES
SEEK SUBCONTRACT WORK
TRANSFER WORKERS OUT
RECRUITING EFFORT IS AFFECTED BY:
MANAGERIAL PHILOSOPHY
OPEN = Best Specialists Sought (will pay premium wages for demonstrated skills)
CLOSED = Develop & Promote From Within (trainable…willing to learn)
AGREEMENTS & REGULATIONS
LAWS & AFFIRMATIVE ACTION
UNION CONTRACTS
LABOR MARKET CONDITIONS
UNEMPLOYMENT RATES
SOUGHT SKILLS (Local v. National Search?)
ORGANIZATIONAL IMAGE & REPUTATION
INDUSTRY, STABILITY, PROGRESSIVE POLICIES, PAY & BENEFITS
INTERNAL RECRUITING METHODS
PERSONNEL SKILLS INVENTORIES (HRIS)
JOB POSTING AND BIDDING SYSTEMS
SUPERVISORY RECOMMENDATIONS
REVIEW RECENT LAYOFFS & RETIREMENTS
EXTERNAL RECRUITING METHODS
REFERRALS - By Current Employees
UNSOLICITED APPLICANTS - Walk-Ins and Drop-Ins
ADVERTISEMENT - Newspapers, Specialized Journals
EMPLOYMENT AGENCIES - USES, Private Agencies, Executive Search Firms
EDUCATIONAL INSTITUTIONS - Campus Recruiting, Special Events/Job
Fairs, Internships
PROFESSIONAL ASSOCIATIONS - Professional Conference Placement
Bureaus
INTERNET - Job Listing Sites or Company Web Page
SELECTION CRITERIA FOR A
SALES MANAGER
EDUCATION
Earned degree in Marketing (BBA, min)
EXPERIENCE
Previous experience as Sales Manager (2 yrs, min)
SKILLS
Knowledge of spreadsheets and desk top publishing
(Corel 9 Suite, Pagemaker)
SUPERVISION
Evidence of ability to positively motivate sales representatives
(Customer satisfaction, territorial sales growth, etc)
WORKING CONDITIONS
Lots of travel, tolerant of week-long trips
SOURCES OF INFORMATION
ABOUT JOB APPLICANTS
RESUMES v. APPLICATION FORMS
Work History, Educational Background, Where applicant can be reached, etc.
INTERVIEWS
Base discussions on job duties and requirements.
Focus on these types of questions:
* Depth of professional and job knowledge
* Past work accomplishments and achievements
* Situational (hypothetical) questions
Can the applicant communicate well? Will s/he be able to relate well to others?
TESTS
Aptitude (promise) vs Achievement (proof)
Cognitive (intelligence, math, spatial, etc) vs Physical ability
Personality, honesty, drug and substance abuse
REFERENCE CHECKS
Honesty, dependability, ability to work with others
REALISTIC JOB PREVIEWS
Considered a successful method to ensure person-job fit by providing a
real picture of the job to the applicant.
WHAT DOES THE JOB REQUIRE?
JOB DESCRIPTION (Duties & Tasks)
JOB SPECIFICATION (Qualities & Personal Characteristics)
PERFORMANCE STANDARDS (Appraisal Criteria)
Are there “Unwritten” Expectations?
WHAT DOES THE JOB OFFER?
What will I do? How challenging will the work really be?
What salary and benefits can I expect?
What other rewards and/or recognition is possible?
What is the potential for career growth and promotion?
If a job offer is accepted, will there be unanticipated ―surprises‖ when s/he begins
work, or will things be exactly expected? Unexpected surprises on the job will
generate feelings of inequity (They lied!…I’ve been deceived!) which harm both
productivity and longevity. BE PAINFULLY CLEAR AND HONEST in all your
communications with prospective employees.
ARE THESE INTERVIEW QUESTIONS
LEGAL?
1. Have you ever worked under another name?
2. What religious holidays do you observe?
3. Are you a citizen of the United States?
4. Are you handicapped?
5. Which foreign languages can you read and speak fluently?
6. Are you married?
7. Do you plan to start a family in the near future?
8. How long did you work at your three most-recent jobs?
9. Have you ever been arrested or convicted of a felony?
10. What is the name, address and phone number of your father?
11. Do you rent or own your home?
12. Do you have a current driver’s license?
SOME INTERVIEWING ERRORS
PRIMACY EFFECT -- first impressions are lasting
STEREOTYPES – categorization based on appearance (not knowledge)
HALO EFFECT – you did discover one outstanding attribute
CONTRAST EFFECT – ordering or sequencing has an impact
PROJECTION – “similar to me” error; if you’re like me you’re ok!
REJECTION MIND SET – deliberate search for negative info
INTERVIEWER DOMINATION – interviewer talks too much
INCONSISTENT QUESTIONS – info gathered isn’t comparable
INAPPROPRIATE QUESTIONS – legally questionable, job related?
INADEQUATE INTERVIEWER TRAINING – doesn’t know what to do
POOR BODY LANGUAGE – nonverbal signals conflict & confuse
EMPLOYMENT TESTS
WORK SAMPLE TESTS (Performance)
Typing, driving, programming, operating equipment
SIMULATIONS
In-baskets, dexterity tests, etc
APTITUDE & ABILITY TESTS
Intelligence & learning potential tests
Clerical ability & spatial relationships
Reading comprehension and mathematical abilities
PERSONALITY & TEMPERAMENT TESTS
Personality tests (MBTI, MMPI, etc)
Projective tests (TAT, Rorschacht Ink Blot, etc)
HEALTH ASSESSMENT
Drug Tests
Physical Examinations
TRAINING & DEVELOPMENT
TRAINING = Knowledge and skills needed for the present job.
DEVELOPMENT = Knowledge and skills for the future.
ESTABLISH T&D OBJECTIVES (Purpose? What results do you want? By When?)
SELECT T&D METHODS - (On the Job v. Off the Job training?)
– Lectures – work well for factual material.
– Case discussions & role plays - good for improving
interpersonal relations skills or group decision-making.
– On-the-job and vestibule training - facilitates learning
physical skills through practice and actual use of tools.
– Web based/electronic media-based training - allows a
variety of content, is readily updated, saves travel costs
and is self-pacing.
– Corporate university—a self-contained training facility
EVALUATING
TRAINING & DEVELOPMENT
ATTITUDES & OPINIONS
HOW DO THE PARTICIPANTS „FEEL‟ ABOUT IT?
DID THEY THINK IT WAS WORTHWHILE?
KNOWLEDGE GAINED
WHAT DID THEY REALLY LEARN? DO WE HAVE PROOF?
BEHAVIORAL CHANGE
ARE PEOPLE BEHAVING & ACTING DIFFERENTLY NOW?
RESULTS ACHIEVED
WERE OUR OBJECTIVES MET? …HAVE COSTS DECLINED?
HAVE PERFORMANCE GAPS NARROWED?
WHAT IS THE PURPOSE OF
PERFORMANCE APPRAISAL?
JUDGMENTAL – To make administrative decisions
(To justify rewards given for performance)
DEVELOPMENTAL – To improve performance
(To provide feedback for learning and work improvement)
You cannot accomplish both purposes equally well with a single
appraisal system. Some appraisal tools are better at generating good
feedback than providing a consistent rationale for a judgment.
Similarly, negative feedback generated by judgmental appraisals is
unlikely to motivate the employee to work harder to improve
performance. If both appraisal objectives are important, separate
assessment systems should be created.
WHO SHOULD CONDUCT THE APPRAISAL?
• IMMEDIATE SUPERVISOR
• SUBORDINATES
• COWORKERS (Peers)
• OUTSIDERS
– Customers
– Constituents
– Consultants
• SELF-APPRAISAL
• GROUPS or TEAMS
360 degree appraisal – from above & below; insiders & outsiders
HOW OFTEN SHOULD APPRAISALS BE DONE?
• ANNUALLY (Once a year)
• SEMI-ANNUALLY (every 6 months)
• QUARTERLY (every 3 months)
• MONTHLY
• CONTINUOUSLY
WHEN SHOULD APPRAISALS BE DONE?
DO ALL THE APPRAISALS AT ONE TIME
A lot of work to do at one time..overworks the supervisor
All appraisals cover the same time period
DO EACH ONE ON THE EMPLOYEE’S “ANNIVERSARY”
The appraisal process is spread over the whole year
Appraisals are not comparable…they don’t cover the same time period
APPRAISAL ERRORS
FUNDAMENTAL ATTRIBUTION ERROR
HALO & HORN EFFECTS
RECENCY EFFECT
CONTRAST EFFECT
STATUS EFFECT
PROJECTION
EVALUATOR PREJUDICE
DISTRIBUTION (RANGE) ERRORS
Leniency, Strictness, or Central Tendency
USE OF INAPPROPRIATE APPRAISAL MEASURES
THREE FOCAL POINTS OF APPRAISAL
1. PERSONAL TRAITS AND CHARACTERISTICS
+ inexpensive to develop and use
+ not specialized by position; one form for all workers
- high potential for bias and rating errors
- not very useful for feedback or development
- not easily justifiable for reward/promotion decisions
2. JOB BEHAVIOR AND ACTIVITY
+ can focus on specific duties listed in the job description
+ intuitively acceptable to employees and superiors
+ useful for providing feedback
+ seem fair for reward and promotion decisions
- are time consuming to develop and use
- can be costly to develop
- have some potential for rating error and bias
THREE FOCAL POINTS OF APPRAISAL
CONTD
3. WORK RESULTS, ACCOMPLISHMENTS, AND OUTCOMES
+ less subjectivity bias
+ acceptable to employees and superiors
+ links individual performance to organizational objectives
+ seem fair for reward and promotion decisions
- are time consuming to develop and use
- may encourage a short-term perspective
- may use deficient or inappropriate criteria
APPRAISAL METHODS
NARRATIVES
ESSAYS
CRITICAL INCIDENTS
RANKING COMPARISONS
ALTERNATION
PAIRED COMPARISONS
CHECKLISTS
SIMPLE
WEIGHTED
RATING SCALES
GRAPHIC RATING SCALES
BEHAVIORALLY ANCHORED RATING SCALES (BARS)
BEHAVIORAL OBSERVATION SCALES (BOS)
OBJECTIVE MEASURES
NATURAL COUNTS (Quantity produced, etc)
GOALSETTING STANDARDS (MBO, etc)
APPRAISAL METHODS
Judgmental Methods
Ranking—compares employees directly with each other.
• Difficult to do with large numbers of employees.
• Difficult to make comparisons across work groups.
• Employees are ranked only on overall performance.
• Do not provide useful information for employee feedback.
Rating—compares each employee with a fixed standard.
• Graphic rating scales consist of job performance dimensions to
be rated on a standard scale.
• Behaviorally-anchored rating scale (BARS) is a sophisticated
method in which supervisors construct a rating scale where
each point on the scale is associated with behavioral anchors.
Graphic Rating Scales
for a Bank Teller
Behaviorally Anchored Rating
Scale
COMPENSATION ISSUES
HOW TO DIVIDE THE COMPENSATION DOLLAR
Base Wages
Incentives
Benefits
PAY EQUITY (Fairness)
INTERNAL
Compared to other jobs within the organization
EXTERNAL
Compared to similar jobs outside the organization
CONFIDENTIALITY OF THE PAY SYSTEM
Is it secret, or are the scales and criteria public information?
COMPENSATION ISSUES, CONTD
NUMBER OF PAY SYSTEMS
SEPARATE PAY SYSTEMS FOR DIFFERENT OCCUPATIONAL GROUPS?
Different factors determine the worth of these positions (clerical, professional, skilled trades)
ONE SINGLE PAY SYSTEM FOR THE WHOLE ORGANIZATION
This approach appears ―fairer‖ and avoids comparable worth issues
ABILITY TO PAY COMPETITIVE WAGES
SET PAY AT, ABOVE, OR BELOW THE GOING RATES IN THE INDUSTRY
What can we afford? What other compensation do we provide?
PHILOSOPHY OF EXECUTIVE COMPENSATION
Wage differences between the top and bottom jobs in the firm (―multiples‖)
PHILOSOPHY OF WAGE PROGRESSION
Number of pay grades and amount of overlap between them
Number of steps within each grade?
On what basis is each move (step) granted? Merit? Seniority? Experience?
USE INCENTIVE PAY TO REWARD:
• PRODUCTIVITY
• ACHIEVEMENTS & ACCOMPLISHMENTS
• ACQUISITION OF NEW SKILLS
• LONGEVITY WITH THE FIRM
HOW TO ADMINISTER INCENTIVE PAY
A. ADD IT TO THE REGULAR PAYCHECK
ONCE ACQUIRED…FOREVER PAID…NEVER IS “EARNED” AGAIN
INCENTIVE PAY MIXED WITH BASE PAY…WORKERS LOSE MOTIVATION
B. PAY IT ALL OUT AS A LUMP-SUM AT ONE TIME
LARGE CASH OUTFLOWS ARE DIFFICULT FOR THE FIRM TO MANAGE
OPPOSED BY UNIONS BECAUSE ANNUAL WAGES DON‟T GROW
LEGALLY REQUIRED BENEFITS
SOCIAL SECURITY -- 40 Quarters –Earn $500+ per qtr
RETIREMENT
DISABILITY
SURVIVOR
HEALTH INSURANCE
UNEMPLOYMENT COMPENSATION – 26 wks + 13
NO-FAULT JOB LOSS
WORKER’S COMPENSATION
JOB-RELATED INJURIES
EXPECTED BENEFITS
PAYMENT FOR TIME NOT WORKED
HOLIDAYS
VACATIONS
SICK PAY
FUNERAL LEAVE, ETC.
INSURANCE PLANS
HEALTH
DENTAL
VISION
LIFE
RETIREMENT PLANS
PENSION
FLEXIBLE BENEFIT PLANS
(CAFETERIA BENEFIT PLANS)
TYPES OF FLEXIBLE PLANS
CORE
MODULAR ( BASE + PACKAGES)
FLEXIBLE SPENDING ACCOUNTS
HEALTH SAVINGS ACCOUNTS
ADVANTAGES
CAPS OR CONTAINS BENEFIT COSTS
RAISES CONSCIOUSNESS RE: BENEFIT COSTS
PROVIDES WORKERS ONLY THE BENEFITS THEY DESIRE
LIMITATIONS
COST OF BENEFITS FLUCTUATES (ADVERSE SELECTION)
PEOPLE MAKE IRRESPONSIBLE DECISIONS
IRS RULINGS & TAX LIABILITY ISSUES
BOOKKEEPING & ADMINISTRATIVE ISSUES
DUE PROCESS
The right to a ―fair‖ hearing
WHAT IS “UNJUST” DISCIPLINE?
CENSURE, REPRIMAND, SUSPENSION, or TERMINATION FOR….
Disloyalty – blowing the whistle?
Theft?
Violation of company policies and procedures?
Lateness and absenteeism?
Inefficiency and low productivity?
Lack of ability and skills?
Incompatibility with management?
Economic downturn?
What is the morality of job loss due to each of these circumstances?
ESTABLISHING “FAIR” GRIEVANCE
PROCEDURES
INVESTIGATE COMPLAINTS/VIOLATIONS PROMPTLY
CONDUCT A THOROUGH, IMPARTIAL INVESTIGATION
PROVIDE AVENUES OF APPEAL
CHAIN-OF-COMMAND
“OPEN DOOR” POLICY
OMBUDSPERSON
PEER REVIEW PANEL
ARBITRATION
IS THE FINAL RESOLUTION SEEN AS “FAIR?”
FACTORS THAT REDUCE THE CHANCES FOR
SUCCESSFUL UNION ORGANIZATION
• Employees believe the organization is NOT trying to exploit them
• Good performance records kept by the organization
• Employee effort is recognized and appreciated
• Disciplinary procedures are fair and consistent
• Rewards are based on clear performance criteria, not on favoritism
• Supervisors have good relationships with workers
Other docs by jhj14357
Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž Ž □ □ □ □ □ □ □ □
Views: 58 | Downloads: 0
Get documents about "