Fall 2006 No. 8
Reminiscences A Cultural Journey…
MUSIKA NG LAHI
A rare public glimpse into the playful and romantic, proud and patriotic
facets of the Filipino spirit will be the attraction this coming Sunday,
October 29, 2006, at the Levite Jewish Community Center when the
curtains rise for “Musika ng Lahi”, a cultural presentation featuring songs
and dances of the Philippines.
The show, sponsored by the Filipino-American Association of Greater
Birmingham (FAAGB), will start at 2:00 p.m., bowing before a capacity
1 2 crowd of families, friends and supporters of the city’s Filipino-American
The young resident so impressed the powers-that- “Musika ng Lahi”, according to Dr. Marietta
be at the Baylor University Medical Center, that they Guevara, the cultural coordinator and chair of
would soon reverse their policy of not bringing in FAAGB’s ways and means committee, was envisioned
any foreign-born-and-trained graduates into their as “a vehicle to both introduce and familiarize the
medical staff. He later moved to Birmingham, community’s youth – our children and our children’s
answering a call to join the UAB Spain Rehabilitation children - to our native country’s rich musical and
Center and paving the way to his ascent as a pillar of cultural heritage. This heritage is too valuable not to
the city’s Filipino-American community. be passed on to succeeding generations.”
Even then-Philippine-First Lady, Mrs. Leonila The show will have its share of light-hearted moments, as when a bevy of
Garcia, was impressed as she congratulated the fierce youthful and sprightly dancers – tykes, really - perform their appealing
competitor once dubbed The Ironman of Philippine imitation of the movement of ducks, in the dance called “Itik-itik”. Expect
Athletics. Erstwhile Executive Secretary Juan Pajo is the tension level to escalate a notch when the brave and nimble dancers of
shown pinning the gold medal on the winner of the the “Tinikling” take the stage, skillfully and gracefully maneuvering between
shotput, discus and javelin throw events, a rare the increasingly frenetic clapping of bamboo poles.
trifecta in the annals of Philippine sports. The afternoon event is expected to take most of the audience on a
(See Reminiscences, Page 2) sentimental journey as well, when it features some of the more memorable
compositions from the exponents of the native long song or kundiman. A
Cardinal Rosales Visits few of those well-loved melodies: Ang Tangi Kung Pagibig, by Constancio de
Guzman, Dahil sa Iyo, by Mike Velarde, and Kapantay ay Langit, by George
With Birmingham Flock Canseco.
His Eminence Gaudencio Cardinal Rosales, The final musical number will be Constancio de Guzman’s stirring Bayan
Archbishop of Manila, gladdened the hearts of Ko, to be performed by the FAAGB Chorale. This song has come to
Filipinos in Birmingham when he recently made this embody the struggles of the Filipino people, from their long colonial past,
southern city his very first destination in a recent tour through the Japanese occupation, and some twenty years ago, the bloodless
to visit with Catholics in the United States. Cardinal People’s Power revolution that spelled the end of a corrupt dictatorship.
Rosales was interviewed on September 20, for a live
broadcast at EWTN, the 24-hour Catholic cable Here are some of the show’s featured performers: Rosine Aguirre (piano
channel based in Birmingham and beamed worldwide. accompanist), Marcie Braden, Eve and Nestor Santiago, Cesar Guevara,
(See Musika ng Lahi, Page 2)
The EWTN interview gave
the newly-instituted Cardinal
an opportunity to speak
about the state of the church
in the Philippines. He also
appealed for support to
Pondo ng Pinoy, his
outreach project with the objective of loving and
sharing blessings with the poor. The concept,
according to Cardinal Rosales, “comes from the
Theology of the Crumbs, based on the parable of
Lazarus and the rich man, where Lazarus would beg Two of the popular dances to be featured at the “Musika Ng Lahi”:
(See Cardinal Rosales, Page 3) Itik-itik at left and Tinikling at right.
2 FIL-AM HIGHLIGHTS Fall 2006
Reminiscences Birmingham Couple Celebrates
From Page 1
First Anniversary of Business
First there was her bold vision. A gut feeling that they could
do it, given the chance. Add his energy and unflinching support.
All those plus their willingness to take the risk and put in long
work days have helped to make her vision of opening a Filipino
grocery store a reality. Grace and Harren Mamucud, proprietors
of the Am-Pnoy International Market recently invited friends
and customers to an open house to celebrate the store’s first
anniversary. Well-wishers were treated to a noon-to-evening
buffet of various Filipino dishes and desserts.
The store continues to win
more customers due in no small
way to the couple’s courteous
and friendly service. More
importantly, the store has
provided a much needed source
Dr. Cecil Nepomuceno Floro Lagan and his wife,
of heretofore hard-to-get
held the position of Lulu, are sometimes
“comfort food” for the Filipinos
professor and vice-chair of teasingly referred to as
in Birmingham and surrounding
the department of “The Pilgrims”, having
cities. Customers have been
rehabilitation medicine at been way ahead of most of
known to come from
the UAB Spain us in coming to the Heart
Montgomery and Huntsville to
Rehabilitation Center when of Dixie, and reveling in the
make their purchases.
he retired in 1999 after 25 city’s charm and otherwise
well-concealed attractions. So if you are craving for rellenong bangus, Magnolia ice-cream
years of service. (be it ube or macapuno), pastries and other delicacies with the
Cecil’s’s wife, Edna, their Floro recently retired
well-known Goldilocks brand, you no longer have to drive 2 ½
three daughters, Joy, Regina from the Coca-Cola
Bottling Company after 20 hours to Atlanta to satisfy your craving. All these stuff and
and Celeste, with their more are now available at Am-Pnoy International Market.
respective husbands, Mark, years of service.
The young couple’s entrepreneurial skills are continuously
Ward and Jamie, hosted a He is a very active
being brought to the fore. Even now, they have already
recent dinner at Culinard’s member of the Knights of
Columbus, an organization branched out to the balikbayan shipping business. And judging
to celebrate his 70th by the number of boxes stacked up in one area of the store, this
birthday, with several of whose commitment to
part of their business must be booming. They attribute the
their friends in attendance. service he has long adhered
recent upsurge to the approach of the holiday season.
Cecil (or Doc, as he is to, having been in its
membership roster, even Grace and Harren also let us in on their next big project:
sometimes referred to) is providing their countrymen with the complete Filipino dining
the founding father and first back in the Philippines.
experience. They are currently in negotiations for a commercial
president of the Filipino- Both Floro and Lulu are
space “somewhere on Greensprings”, so that hopefully, in the
American Association of very involved parishioners
at St. Paul’s Cathedral. early part of next year, they will be able to open the “Am-Pnoy
Greater Birmingham Turo-Turo”, Alabama’s first Filipino restaurant, where
(FAAGB). customers can order their favorite native food, cafeteria style,
Musika ng Lahi… and either dine in, or take-out. The proposed combination
From Page 1 restaurant/grocery store will also be providing catering services.
Merissa Braden, and Bianca Yu (vocals), Dr. Feliciano Yu and Harren who is considered to be more advanced of the two in
Nestor Santiago (guitar), Caitlin Veluz (violin), RG Castor, Mike the culinary department, will be the manager and head chef.
Castor, Martin Castor and Franz Cao (“Rated R” Band).
FAAGB Chorale: Marcie Braden (conductor), Rosine Aguirre
(accompanist), Zeny Bañez, Cesar Guevara, Teng Isip, Eli Martin,
Teresa and Billy Morgan, Ojie Peppers, Bing Phillips, Eve and
Nestor Santiago, Lulu Santiago, Nick Valencia, Lynda and Jimmy
The dance numbers were choreographed by Lulu Santiago and
Arlene Gose. The dancers are:
La Jota Moncadeña – Lulu and Nestor Santiago
Itik-Itik – Linlin Mangrobang, Alisa and Anica Rapadas, Chloe
Sapalaran, Elizabeth Serrano and Bianca Yu.
(See Musika ng Lahi, Page 3) The Am-Pnoy International Market on Montclair Road.
Fall 2006 FIL-AM HIGHLIGHTS 3
Horne and Santiago Lead Banner Year for FAAGB
The current administration of President Carmen G.
Horne and Vice President Nestor P. Santiago is
leading the Filipino-American Association of Greater
Birmingham (FAAGB) through one of the busiest and
precedent-setting years ever for the association.
FAAGB has already succeeded in bringing in a few
“firsts” to the community.
Topping the association’s list of successfully
launched projects was sponsorship of the first
Santacruzan procession in Birmingham. The festival
was held last May at the Our Lady of Sorrows Church
grounds, with Dr. Marietta Guevara as Hermana Mayor.
Some 26 sagalas, with their attendant consortes,
participated (See photos on Pages 8 and 9).
Carmen G. Horne Nestor P. Santiago The Santacruzan is a time-honored tradition in the
President Vice President Philippines to honor the Virgin Mary. It is a religious
Birthplace: Binangonan, Rizal Birthplace: Malolos, Bulacan procession where, instead of parading images of
Education: Bachelor of Science Education: Bachelor’s Degree in patron saints, biblical and historical characters are
in Nursing, University of Business Administration, represented by the local people dressed in appropriate
Santo Tomas University of Alabama in costumes.
Birmingham Resident: 30 Birmingham Another precedent is being set around this time with
years Birmingham Resident: 18 years the “Musika ng Lahi”, a cultural presentation of
Civil Status: Married to Barry Civil Status: Married to Eve Philippine songs and dances. This show is the first
Horne Toledo public presentation featuring musical talents from the
Occupation: Registered Nurse, Occupation: Asst. Controller, Birmingham Filipino-American community (See story
UAB Hospital Kenworth of Birmingham, Inc. on Page 1.).
While these outstanding achievements are being
carried out, the association has managed to keep up
Cardinal Rosales… with its regular yearly activities, among them, the
From Page 1 Easter Picnic and the Independence Day celebration.
for the crumbs, which fell from the rich man’s dining table laden with The Independence Day Celebration was held last
sumptuous food”. July 1 at Pine Tree Country Club, with Jeanne Young,
The Cardinal emphasized that Pondo ng Pinoy is not precisely about erstwhile luminary of Philippine movies and television,
fund-raising, but rather, about instilling the virtue of sharing in small ways. and now a Birmingham resident and producer (with
Indeed its primer states that “only those who have realized the virtue of EWTN), as guest speaker.
sharing may give their crumbs.” Thus, giving and sharing does not have to The Education Committee headed by Eve Santiago
be measured in size or quantity, that what is important is not how big the also sponsored a retirement planning workshop last
portions given are, but what is given, however small, is given out of love. June with Chris Valencia, financial advisor with
The Cardinal’s Birmingham visit was part of a tour that also took him to MetLife Insurance as resource speaker.
New York, South Carolina and Los Angeles. In New York, the Cardinal Forthcoming activities include the Christmas Party
celebrated mass at the famed St. Patrick’s Cathedral in Manhattan. He also to be held at the Our Lady of Sorrows Family Center
blessed and dedicated the Chapel of San Lorenzo Ruiz, built and named in in Homewood on December 9, 2006, and the Simbang
honor of the first and only Filipino saint, San Lorenzo Ruiz. The chapel is Gabi, a series of nine consecutive evening (7 p.m.)
located in Manhattan’s Little Italy section. masses, from December 15 thru December 23. The
Simbang Gabi schedule: Dec. 15-19, St. Mark the
Cardinal Rosales, 73, only recently succeeded the late Cardinal Jaime Sin Evangelist (Cahaba Valley Road); Dec. 20 and 23, Our
as Archbishop of Manila. He was elevated to Cardinal last March in a Lady of Lourdes (Huffman), and Dec. 21 and 22, St.
colorful ceremony at St Peter’s Square in Vatican City. Thomas the Apostle (Montevallo).
He is the sixth Filipino to become Cardinal and the third still living. The Other officers of the association are: Gabriel
two other Filipino cardinals are Cebu Archbishop Ricardo Cardinal Vidal Sapalaran, secretary; Arlene Gose, treasurer; Dwight
and Emeritus of Rome Jose Cardinal Sanchez. Cao, auditor; and Carla Martin, PRO.
Committee chairpersons are: Dr. Marietta Guevara,
Musika ng Lahi… ways and means; Lucita Ford, community service; Eve
From Page 2 Santiago, education; Dwight Cao, finance; Gabriel
Salakot Dance – Rosine Aguirre, Zeny Bañez, Lita Livsey and Lulu Sapalaran, membership; Anna Armada, social
Santiago activities; Nestor Santiago, youth action; and Carla
Tinikling – Arlene Cook, David Sweeney, Lulu and Nestor Santiago Martin, public relations.
4 FIL-AM HIGHLIGHTS Fall 2006
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Montclair Dermatology Staff
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Fall 2006 FIL-AM HIGHLIGHTS 5
The Garden Buff
By Isolda Salillas
beauty and fragrance is
Water Gardening second to none. It blooms
"The wise find joy in water, the benevolents night and day while
find joy in mountains." protecting the fish and
- Confucius discouraging the growth of
Water as a design element in the garden is an essential and algae. There is a myriad of
delightful part of the landscaping design be it in the form of a varieties to choose from.
pond, bird bath, fountain, tub or a basin. To complete your garden,
remember to add some
Used in appropriate scale, water in a
goldfish or koi. Widely Water streaming down from an olive jar onto
garden provides a sense of peace, stirring
available with a life span of a pond stocked with koi, helps create this
up our senses by its shape, movement and garden oasis at the Mountain Brook home of
several decades, the koi is
reflection. In addition, water serves as
revered in Japan and subject Dr. and Mrs. Peter Jander.
both a focus for and a contrast to the
of many Asian painters and artists. In this kind of habitat, small
other elements of the garden
snails, frogs could be included. And if you further want an air of
Whatever the choice is, the main goal oriental simplicity, rocks, pebbles and gravel could surround the
is simply to mimic and echo the beauty of edges.
nature. Once you have considered your Looking after your garden should not be difficult if it is stocked
lifestyle and the size of your yard, the garden is easy to start. with a well balanced variety of water plants and other aquatics.
Popular in Japan, Bali, and Thailand is the use of large clay Some small upkeep you may have to do to preserve the health of
pots and basins (tsukubai) or (shishi odoshi) where water flows the live fish and plants is to remove some algae and weeds, taking
from one end of the bamboo to the other ( Suitable for the deck action to prevent the water from freezing in winter months.
or patio). Indulge your senses and enjoy your garden!
The next step is the selection of water plants. Nothing is Mrs. Isolda Salillas is a housewife, mother, music enthusiast, and avid
more beautiful than the hardy water lily (nymphaea) - the color, gardener. She is also a certified master gardener in Jefferson County.
The Native Chef
Cooking with Mary Grace Basting Oil Peanut Sauce (Cont’d)
1/ cup coconut cream 2 tbsp dark brown sugar
Mary Grace Viado, the executive chef 1 tbsp vegetable oil 2 tsp salt
at Village Tavern shares with Fill-Am 1 tbsp brown sugar 1 1/2 cups water
Highlights readers one of her favorite
1. Soak 20 bamboo skewers in water to cover for 30 mins.
recipes, Chicken Satay, served with
2. To make the satay, in a bowl, stir together the brown sugar, coriander,
Peanut Sauce. cumin, ginger, garlic, tumeric, salt. Add chicken and mix to coat well.
We wish Grace continued success in Skewer each chicken tenderloin, cover and refrigerate for 4 hours or
her work at the popular Summit preferably overnight.
Shopping Center restaurant, even as we 3. To make a peanut sauce, in a blender or food processor, combine the
eagerly await her forthcoming DVD drained chiles, ginger, shallots, garlic, lemongrass, and shrimp paste.
cookbook. Process to form a very smooth paste. If needed, add a few tablespoons
CHICKEN SATAY of water to facilitate the blending. Add the coriander, cumin, tumeric
Satay (16-20 pcs) Peanut Sauce and fennel and process until well mixed.
1 1/2 tbsp dark 8 dried chiles, cracked, soaked, & 4. In a saucepan over medium heat, warm the vegetable oil. Add the spice
brown sugar seeded for 15 minutes and drained paste and fry, stirring continuously, until thick, fragrant, emulsified
1 tbsp ground coriander 2-inch fresh ginger, peeled & hopped mixture forms, about 2 minutes. Reduce heat to medium low and
1 tbsp ground cumin 5 shallots, quartered continue frying, stirring occasionally, until oil beads appear on the
2 tsp peeled and minced 6 gloves garlic surface, about 10 minutes longer. Stir in peanuts, brown sugar, salt and
fresh ginger 2 lemongrass stalks, chopped water, reduce heat to low and simmer gently for 45 minutes. The sauce
1 tsp minced garlic 1 slice dried shrimp paste is done when beads of oil dot the surface and has consistency of thick
1 tsp ground tumeric 1 tbsp ground coriander cream.
1 tsp salt 1 tsp ground currin 5. Prepare fire in a gas or charcoal grill. To make the basting oil, in a
2 lbs chicken tenderloins, 1 tsp ground tumeric bowl, stir together the coconut cream, vegetable oil, and brown sugar.
or chicken breast cut 1/ tsp ground fennel
2 6. When the fire in grill is ready, place the skewers on the grill rack. Brush
into half, lengthwise 1/ cup vegetable oil
2 the chicken with the basting oil and grill, turning once, to brown both
` 1 1/2 cups roasted peanuts, unsalted sides and cook meat through, about 2 minutes on each side.
coarsely ground 7. Serve with heated peanut sauce. Enjoy!
6 FIL-AM HIGHLIGHTS Fall 2006 Fall 2006 FIL-AM HIGHLIGHTS 7
Don’t walk in front of me, I may not follow.
Don’t walk behind me, I may not lead.
Walk beside me, and just be my friend.
Toledo - Santiago Braden - Laite Isip – Allen Braden – Joyner
Eve Toledo and Nestor Santiago exchanged marriage vows last Mr. and Mrs. John H. Braden, Jr. of Birmingham recently Mr. Ricardo Isip of Birmingham and Ms. Thelma Sta. Ana of Mr. and Mrs. John H. Braden, Jr. of Birmingham recently
December 3, 2005 at the Santa Rita Catholic Church, Santa Rosa announced the engagement of their daughter, Merissa Lauren, to Long Island, New York, recently announced the engagement of announced the engagement of their daughter, Andrea Leigh, to
Beach, Florida, with Father Tom Collins officiating. The wedding Luther V. Laite, IV, son of Mrs. Patricia Laite and the late Rev. their daughter, Evita, to James Steele Allen, son of Mr. and Mrs. Paul Wayland Joyner, son of Drs. Virginia and Robert Joyner of
party and guests gathered at the Embassy Suites in Destin for a Luther V. Laite, III, of Palm Bay, Florida. Jim Adams of Birmingham. Greenville, North Carolina.
reception and dance following the ceremony. The wedding is planned for June 16, 2007, at St. Francis Xavier The wedding is planned for May 12, 2007, at the Church of the The wedding is planned for April 14, 2007, at St. Francis
The bride is the daughter of Dr. Hector Toledo of Santa Rosa Catholic Church in Birmingham. Highlands in Birmingham. Xavier Catholic Church in Birmingham.
Beach, Florida and Mrs. Cindy Roberts of Asheville, North The bride-elect is the granddaughter of Mrs. Ester Sta. Ana and The bride-elect is the granddaughter of Dr. Marietta Guevara
The bride-elect is the granddaughter of Dr. Marietta Guevara and
Carolina. the late Mayor Normando Sta. Ana of Pateros, Rizal, and Mrs. and the late Dr. Francisco Guevara of Birmingham, and Mr. and
the late Dr. Francisco Guevara of Birmingham, and Mr. and Mrs.
The groom is the son of Mrs. Lulu Santiago and the late Mr. Remedios Isip and the late Mr. Ricardo O. Isip of Manila, Mrs. John Braden, also of Birmingham.
John Braden, also of Birmingham.
Mauricio Santiago of Birmingham. Philippines. She is currently a senior at the University of South Alabama
She is currently a senior at Auburn University where she expects She is a graduate of the University of Arizona in Tucson with a where she expects to receive her M.D. (doctor of medicine)
Bridal attendants were Laura Toledo, Jenny Toledo, Andrea to receive her doctor of pharmacy degree in May, 2007.. She also bachelor of science degree in nutritional sciences, with a minor in degree in May, 2007. She also graduated cum laude with a
Baker and Caren Richardson. holds a bachelor of science degree in biology, with a minor in chemistry. She is currently employed as a clinical dietician at UAB bachelor’s degree in biological sciences, minor in Spanish, from
Groom’s attendants were Ricardo Ochinang, Mario Santiago, voice, from the University of Alabama in Birmingham. Hospital. the University of Alabama.
Manny Lebita, Wesley Rodgers, Joel Alonzo and Elias Baker. The prospectrive bridegroom is the grandson of Mrs. Perry T. The prospective bridegroom is the grandson of the late Dr. and The prospective bridegroom is the grandson of the late Mr.
The bride attended the University of Georgia where she Stites of Palm Bay, Florida, and Mr. and Mrs. Luther V. Laite, Jr., Mrs. William T. Steele of Winter Haven, Florida. and Mrs. William (Virginia) Green of Greenville, North Carolina,
received her bachelor of science degree in biology and the also of Palm Bay, Florida. He is currently a senior at Auburn University where he expects to and the late Mr. and Mrs. Wayland (Laura) Joyner, of Leggett,
University of Alabama in Birmingham where she finished her He is currently a senior at Palm Beach Atlantic University where receive his doctor of pharmacy degree in May, 2007. He also North Carolina.
surgical physician’s assistant internship. She is currently an he expects to receive his doctor of pharmacy degree in May, 2007. graduated summa cum laude with a bachelor’s degree in biological He is also currently a senior at the University of South
orthopedic surgical physician’s assistant with Orthopedic sciences, from Auburn University. Alabama where he expects to receive his M.D. degree in May,
Specialists of Alabama. 2007. He also holds a bachelor’s degree from the University of
Newsbriefs: North Carolina at Chapel Hill, with a dual major in biology and
The groom is a graduate of the University of Alabama in psychology.
Birmingham, with a bachelor’s degree in business administration. GRADUATED. Anthony Palladino graduated from Georgia ACCEPTED. Mary Martin was recently accepted into the College
He is currently the assistant controller at Kenworth of Institute of Technology last August with a bachelor of science of Veterinary Medicine at St. George’s University (SGU) in Grenada, BORN:
Birmingham, Inc. degree in mechanical engineering. West Indies. • July 4, 2006, Margaret Milner Rodgers, 6 lbs., 13 oz., at St.
The newlyweds went to Key West for their honeymoon and Anthony was commissioned as an ensign Vincent’s Hospital, to Hannah and Wesley Rodgers of
Mary was awarded a partial scholarship and
currently make their home in Trussville. with the United States Navy upon his Hoover, their first.
has already started her studies at SGU.
graduation. He is currently in flying school in • August 6, 2006, Austin Chase Tyler, 8 lbs., 6 oz, at Medical
NEWSFLASH!!! Mary holds a bachelor’s degree from the Center East, to Angel and Brian Tyler of Centerpoint, their
preparation to be a navy pilot.
FAAGB has just launched its very own website. That University of Alabama in Birmingham, with a first.
address is: www.faagb.citymax.com Anthony went through his studies at dual major in biology and chemistry. WELCOME. Teresa and Billy Morgan of Trussville are
Georgia Tech on a U.S. Navy-ROTC full expecting to welcome (any day now!) William Morgan V, their
Every one is invited to visit the website to stay abreast with She is the daughter of Mr. and Mrs. Charles
the “latest and greatest” in our community. Martin of Birmingham.
He is the son of Mr. and Mrs. Thomas EXPECTING. Eve and Nestor Santiago of Trussvile are
Kudos to Carla Martin for a fantastic accomplishment! expecting their first child in March of 2007.
Palladino of Birmingham.
8 FIL-AM HIGHLIGHTS Fall 2006 Fall 2006 FIL-AM HIGHLIGHTS 9
Snapshots from the SANTACRUZAN
Gabby Guevara, Angel Claire Owens, Angel Jillian Sapalaran, Angel Alisa and Anica Rapadas, Angels Bianca Yu, Reina Justicia Patrick Harkins, Consorte, and Chloe Victoria Peters, Reina Chase Guevara & JD Gose,
Sapalaran, Reina Caridad Banderada Aborigines
Dios Te Salve (Hail Mary)
Dios te salve Maria
Llena eres de gracia
El senor es contigo
Bendita tu eres
Entre toda las mujeres
Y bendito es el fruto
Y bendito es el fruto
De tu vientre Jesus.
Santa Maria Madre de Dios
Ruega por nosotros
Pecadores ahora y en la hora
De nuestra muerte amen, Jesus.
Helen Hunter, Rosa Mystica, and JP Gose,
Crystal Morse, Reina Paz Susan Mosely, Reina de las
Estrellas Skyler Bolton, Constantino, and Margaret Mosely, Reina Elena
Cecilia Braden, Reina Abogada, and Marcie
Braden, master of ceremonies.
Angela Hamilton, Samaritana Lauren Smith, Reina de las Flores Leonor Matheny, Mary Magdalene, and Jennifer Candice Guevara, Reina del Cielo, Bela
Matheny, Reina de las Virgenes Jonathan Cook, Arlene Cook, Reina Sheba, and Kevin Cook,
Guevara, Reina Fe, and Joshua Guevara,
10 FIL-AM HIGHLIGHTS Fall 2006
Filipino-American Community -
From your friends at
Am-Pnoy International Market
Am-Pnoy Cargo Padala
Am-Pnoy International Market
1520 Montclair Road
Birmingham, Alabama 35210
Tel: (205) 951-0096
Grace: (205) 585-2478
Am-Pnoy Cargo Padala
Harren: (205) 566-8642
1520 Montclair Road
Birmingham, Alabama 35210
Store Hours: M-Th, 10-7 Tel: 1 (877) PINOYME (Toll-free)
F-Sat, 10-8 (205) 218-2457
Fall 2006 FIL-AM HIGHLIGHTS 11
Carmen and Barry Horne
“Mabuhay” to Fil-Am Highlights!
and hopes for continued service to the
What do you miss about the Philippines?
Frances Cao Julius Buenaventura Rachel Sapalaran Rey Cabazor
Homemaker Quality Engineer Registered Nurse Registered Nurse
Vestavia Hills Teksid Aluminum Brookwood Medical Center Brookwood Medical Center
I do miss the taho. I have fond Our home was right by the beach I miss being able to indulge in I can appreciate how living in
memories as a child of waiting for so I would wake up, typically, to a my twin flavorful passions from America teaches you to be
the taho vendor to pass by so that I morning so tranquil and so my college days, the banana cue independent, and how you just
could buy and enjoy a glass of that beautiful, the rest of the day and the “zagu” (a “hip” term for have to learn to fend for yourself.
silken tofu served with tapioca became an adventure. Those the milk shake with various flavors But sometimes, I also miss the
pearls and warm brown syrup. wondrous days gave me a lot of like ube, mango, etc., topped with extended family system back
When we visited the Philippines encouragement, and never failed to sago). And I do miss my only home, the easy availability of that
recently, I thoroughly enjoyed my inspire and sustain me through brother, and being able to play great emotional safety net of
morning “fix”: I had taho for life’s ups and downs. hoops with him. neighbors, friends and family.
breakfast for 10 straight days!
12 FIL-AM HIGHLIGHTS Fall 2006
It’s Your Business Many investors use diversification as the foundation of their
By Chris Valencia portfolios. However, it is essential to realize that diversification
does not eliminate risk or guarantee a profitable investment return.
Diversification: Composing Your Financial Symphony To reduce risk, your financial portfolio should reflect your own
personal financial goals and investment style. Among other factors,
Any classical music composer will tell you that creating a your age, income, expenses, family responsibilities, and
symphony requires a delicate balance of sounds, melodies, and temperament (are you a risk-taker or do you prefer to play it safe?)
harmonies. Each instrument creates unique sounds and can influence how you should build your portfolio.
vibrations which, when heard alone, may not be particularly
compelling. However, when the orchestra plays in unison, the Arranging a Masterpiece
end result can be a masterful composition. Hence, the true art
of creating a masterpiece—arranging melodies and blending One of the biggest challenges facing the average investor is
sounds. deciding how to allocate personal savings or retirement assets.
Naturally, most individuals hope to create an investment portfolio
In this respect, composers and that is consistent with their personal objectives and risk tolerance
investors share some similarities. level. However, the lure of potentially high rates of return can
Successful investing typically easily skew an investor’s objectivity, resulting in unrealistic
combines a number of different expectations and unnecessary exposure to risk. Thus, it is
investments in order to create a important to adhere to a diversified investment strategy that
portfolio that is “in tune” with conforms with your short- and long-range goals. With a little bit of
the investor’s goals and patience, your future may bring music to your ears.
objectives. It’s no coincidence
that such a technique is the This article appears courtesy of Chris Valencia. Chris is a Registered
foundation for one of the most Representative offering securities through MetLife affiliated broker/dealers.
basic financial investment He focuses on meeting the individual insurance and financial services needs of
principles— diversification. people in the greater Birmingham area. You can reach Chris at (205) 970-
9782 ext.112 (work) or (205) 532-1225 (cell).
Diversification is the process of attempting to decrease
financial risk by investing monies in different asset categories. Fil-Am Highlights
3740 Forest Run Road
To effectively diversify, many financial professionals Birmingham, AL 35223
recommend investing in at least three different asset classes. E-mail:email@example.com
The major asset categories include: stocks; bonds; and cash
(saving and checking accounts, certificates of deposit, money
market accounts, and Treasury securities). Mutual funds often
represent a combination of asset categories, but may consist of
just one asset category, such as a bond fund.
Overall, diversification may help reduce investment risk while
achieving potentially higher returns. That’s because different
categories of investments react differently to changes in the
economy. For example, while stock values might be
plummeting, bond values may be rising or remaining level.
With a well-diversified portfolio, you can ultimately come to
own many asset categories, thus potentially reducing the
impact market volatility may have on your total investments. Fil-Am Highlights is a non-profit publication established to
serve the Filipino community in Birmingham and outlying cities
Creating Your Own Ensemble by:
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Before deciding where to invest, you should review your Featuring accomplishments in school, business, and the
personal financial goals and ask yourself the following professions.
questions: Recognizing achievements and activities with a positive
• What are my goals for my money? impact on the community.
• How can I keep inflation from eroding my purchasing Providing a chronicle for the significant events in the lives of
power? our friends and families.
• How much risk am I willing to take with my money? Editor and Publisher: J.C. Valencia
• Will I be comfortable holding investments with daily Graphic Artist: Joel Valencia
price fluctuations? Photographer: Ricardo Isip