Serving school employees and their families since 1936. May 2011
Sign up now for
Washington Business Week!
Home News Rates atm LocatioNs accouNts & seRvices coNtact us
Auto loans as low as 2.99% APR* Why Pay More?
New & Used Auto
boRRoW noW to buy a new or used car at our lowest rates in decades – 2.99 % – % APR* 9.49
2.99% to 9.49% APR* – and stretch your budget with up to five years to repay! Personal Loan (Member First)
5.75 % – % APR* 10.50
And now, through July 1, 2011, all Please don’t delay! When spring’s gone, the Home Equity
members who complete a new vehicle gasoline gift card will be, too. ((98924)) 4.75 % – % APR* 6.99
loan** or transfer their current auto loan * APR = Annual Percentage Rate. Rates shown assume repayment by direct deposit or
Visa® Credit Card
payroll deduction and reflect a .50% discount. Auto loans for qualifying hybrids receive
to us will receive a $75 gasoline gift card as an additional .50% discount, for a rate range of 2.49% - 8.99% APR. Your personal 7.47 % or % APR* 9.47
credit history will determine the rate for which you may qualify. Payment example – If
a thank you from the credit union. Just you borrow $20,000 at 2.99% APR for 60 months, your monthly payment would be Education ✝
write PRoMo CoDE: 75th AnnIVERSARY on your $359.28 for a principal and interest total of $21,557.10.
6.00 % – 9.75% APR*
** Refinances of current credit union vehicle loans are not eligible for the 60-month
application or mention it when you call. discounted interest rate or the 75th Anniversary Gas Card Bonus. * aPR = annual Percentage Rate. Your personal credit history will
determine the rate for which you may qualify. all rates shown, except
our variable-rate Visa, assume repayment via direct deposit or payroll
deduction and reflect a .50% discount. auto loans for qualifying hybrid
Are you paying more interest than you should?
vehicles receive an extra .50% discount. all rates, terms, and availability
are subject to change without notice. See current rates and a com-
plete list of loans offered.
Payment example: If you borrow $20,000 with a 2.99% aPR auto loan
IF You Do noTHInG ElSE THIS YEAR to put Currently, the average credit card rate for 60 months, your monthly payment would be $359.28.
more money back in your pocket, do this: in the United States is 14.65% APR**, Anticipated Dividends
Transfer your high-rate credit card balances as reported in CreditCard.com’s weekly Computed Daily, Compounded and Paid Quarterly
to our 7.47% or 9.47% APR* variable-rate survey of the nation’s 100 most popular CURRENT RaTE aPY
Accounts with Direct Deposit/Payroll Deduction
Visa. You could save thousands! credit cards. ((32879)) & e-Statements
How much will you save? For balances up to $500.00
For balances $500.01 and over
If you’re paying $200 a month on a credit card balance of $10,000 at 14.65% APR, here’s what you’d save accounts without Direct Deposit/Payroll Deduction and
simply by moving that balance to our 7.47% APR Platinum Visa. e-Statements will earn a current rate of .50% and .50% aPY on
any account balance.
Accounts with Direct Deposit/Payroll Deduction
Rate Time until payoff Total Interest & e-Statements
national average** 14.65% APR 6 years, 6 months $5,537 YOu SAVE For balances up to $500.00 7.50% 7.71%✝
For balances $500.01 and over
School Employees 7.47% APR 5 years, 1 month $2,017 accounts without Direct Deposit/Payroll Deduction and
e-Statements will earn a current rate of .25% and .25% aPY
Credit union on any account balance.
** Source: CreditCard.com Weekly Credit Card Rate Report, April 13, 2011.
Education Savings 2.00% 2.02%
Our Visa has no annual fees or cash-advance fees, and you get the same low rate whether Traditional IRA 1.00% 1.00%
you’re making a purchase or taking a cash advance. If you don’t yet have a credit union Roth IRA 1.00% 1.00%
Visa, it’s easy to apply. Apply online or call us weekdays at 1-888-628-4010. Rates and yields may change at any time at the discretion of the Credit
Union’s Board of Directors. The annual percentage yield (aPY) is accurate
as of the last dividend declaration date. No minimum balance is required
* APR = Annual Percentage Rate. Minimum payment for all credit card types is 2% of the outstanding balance or $25.00, whichever is greater. The variable APR and credit limit for which to earn the aPY shown above. Fees or other conditions may reduce
you may qualify is determined by your personal credit history. The maximum APR that may apply over the life of the loan is 18.00%. Third party and credit union fees are estimated to the earnings of the account. a $5 deposit is required to open a sav-
be $0.00. Rates are effective as of May 1, 2011, and may change in the future. Please contact us or see our website for more information. ings account and maintain membership. $50 is required to open a
✝ aPY = annual Percentage Yield. all members who make recurring
direct or payroll deduction deposits to their savings account or checking
account and receive e-Statements for those accounts will earn 7.71%
Consolidate debt Final month: Win $250
APY on any amount up to $500 in their savings account and 7.71% aPY
on any amount up to $500 in their checking account. For amounts over
that, they’ll continue to earn the credit union’s regular competitive rates.
and save for yourself and $250
The benefit will be limited to one savings and one checking account
receiving e-Statements and direct deposit/payroll deduction per primary
account holder. For members with multiple savings and checking ac-
counts, the rate will be applied to the accounts that have been open the
longest. Youth accounts qualify without automated deposits. Specialty
GET DETAIlS onlInE AbouT
our Member First Personal
for your school accounts like IRas and UTTMa trusts are ineligible. Terms and condi-
tions of this program are subject to change without notice. Get details
online or contact us during regular business hours.
loan. You can borrow $500 In ouR 500 Reasons Advisory Committee
to $10,000 with rates starting Why promotion, you
as low as 5.75% APR.* get a chance to win
Laurel Browning Darren Nelson
*APR=Annual Percentage Rate.
$250 for yourself and Burlington
Dr. Larry Nyland
$250 for the qualifying Washington Enumclaw
school of your choice every time Spokane
Dr. Steve Rasmussen
Make your credit card as unique you pay a bill with our FREE Yakima
Dr. Craig Schieber
as you are Online Bill Payer system. You’re Dr. Art Jarvis
entered automatically when you Dr. Connie Lambert Lisa Turner
Imagine seeing your grandchildren, cherished pet, or Ellensburg Wenatchee
favorite vacation photo every time you use your Visa
use both e-Statements and Online Bill Nancy Moffatt
Dr. Nathan Walcott
credit card. ((42518)) Payer. ((67471))
Now you can! For just $10, you can put a personalized Board of Directors
photo on your credit union Visa. Or, you can choose
among breathtaking photos from our image library.
Congratulations Borje O. Saxberg Chairman
to Sid l. of Arlington
Sandra M. Kurack Vice-Chairman
Brian L. Benzel Linda S. Cowan
Creating your own card is fast, easy, and fun using our
online Design Center.
and Western Washington university, William C. Bonaudi Shirley Liu-Hodgson
our latest winners! Roger A. Reimer
Carl E. Tingelstad
Richard A. Rutkowski
Mary H. Johnson Director Emeritus
Carl E. Tingelstad, Chairman
If you spot your account number above in double parentheses, call us at 1-888-628-4010. You may have just won $100. Peggy Filer George Holmgren
Seattle address: 325 Eastlake Ave. E., PO Box 576, Seattle, WA 98111-0576 • Spokane address: 1500 West 4th Ave., Suite 150, Spokane, WA 99201-7256
(206) 628-4010 or 1-888-628-4010 toll free, 7:30 a.m. to 5:30 p.m. weekdays • Lobby hours: 9 a.m. to 5 p.m. weekdays • Telephone Banking: 1-800-628-7910 • secuwa.org