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					                                                             MACOMB COUNTY
                                     LOW & MODERATE INCOME HOUSING
For housing lists on Adult Foster Care, Assisted Living, Nursing Homes, Respite, & more, contact Robin Autin, Information & Referral Specialist at
   the Dept of Senior Services, at 586-466-8725. Search for housing at or For
answers to housing questions for people with disabilities, those who are homeless, and anyone facing a housing crisis call the Housing Resource
 Center for Oakland and Macomb at 1-866-282-3119               Call 211 for any medical or human service need.

                                                           TRAILER PARKS
    Woodview Mobile Village         91                     $275-350 1bd     Pay own gas,      2 persons          Cats        Criminal background and
            7062 Ready             units    2 weeks wait   $375-400 2bd     lights & water     max per         allowed             credit checks
            Warren, MI                                     $375&up 3bd       Water =@ $20     bedroom                         $25 non refundable fee
                                                                              per month
           Parklane Court          164      3 handyman       $280 lot       Pay own gas,        2 per        Purchase           Bruised credit OK if
        3193 E. 10 Mile Rd                  specials now       rent         lights & water    bedroom        only—no         sufficient monthly income
        Warren, MI 48091                    for $25 each                                                      rentals          above lot rent to meet
           586-755-0660                     Others 3 mos                                                                       expenses (min $200)
    Shadylane Mobile Homes          244                    $323-480-1b      Pay own gas,        2 per                         Credit check—will work
            2709 Capitol                      No wait      $353-525-2b      lights & water    bedroom                         with bad credit, as long
             Warren, MI                                      $550-3b         Water =@ $20                                       as no past evictions
                                                                              per month
           586-757-8448                                                                                                      Security deposit 1½ rent
      Motor City Trailer Park       120       No wait       $349 - 1bd      Pay own gas,     2 for 1 bedr      Dogs &         Criminal & background
          23765 Lawrence                                    $375 - 2 bd     lights & water   4 for 2 bedr     cats--$15       checks, proof of income
             Warren, MI
  Twin Pines Mobile Home Park       118     2 wks-Wait       $350 -1bd      Pay own gas,        2 per          Dogs $5          No criminal sexual
        6815 E 11 Mile Rd                   6-Available     $400 - 2bd      lights & water    bedroom          Security      convictions, no evictions
         Warren, MI 48092                                   $500 - 3 bd     Water = @ $20-                   deposit & 1st   from mobile home parks,
           586-757-4932                                                      40 per month                     mos rent       will work with bruised credit
   Leslie’s Mobile Home Village                Only 12      Lot rent is      Water and                          Some            Credit check req’d
         25214 Gratiot Ave          168      rentals—all    $361-386 1bd,    electric are     One dog        trailers for
                                                            $500-560 2bd
        Roseville, MI 48066                   currently                       included        allowed          sale by         Sale price could be
           586-755-5012                       occupied                                                          owner           $2000 to $18,000
    Continental Communities         266                                     Pay own gas,     2 for 1 bedr    Dogs up to        Criminal background
            3127 Maple                       No waiting      $400 - 1b      lights & water   3 for 2 bedr     20lbs or               checks
             Warren, MI                                      $450 - 2b                                           cats
           586-757-7412                                                                                        allowed
   Willow Point Mobile Homes       284      No Wait List    $400 - 1bd      Pay own gas,                     Lease with        Rent to own contract
          43400 Lenfesty                    6-Available    $500-575-2bd     lights & water                    option to          runs for 4 years
         Harrison Twp, MI                                  $595-625-3bd     Water = @ $20-                        buy         Downpayment is $795-
                                                           dublewide625+     40 per month
           586-465-0424                                                                                                      995 security+$400 1st mo
  Lafayette Place Mobile Home       156      6 available   $549-649-2bd     Pay own gas,     No set limits                     Credit & background
        21155 Warner Ave                      1st come     $599-799-3bd     lights & water                                            checks
         Warren, MI 48091
There are dozens of trailer courts in Macomb. See the Yellow Pages under MANUFACTURED HOUSING-COMMUNITIES or check
the internet. Many parks do not have rentals available, but instead have trailers for sale, or rent-to-own. The monthly payment and
lot rent together may be as low as $400. Many parks will help with financing to purchase a trailer.

                                           OTHER LOW INCOME HOUSING
         Stilwell Manor                       1 to 2                        heat, included    1 bdrm--2        Warren            elevators in bldg
          26600 Burg                24        months       Efficiency-255      no pets        2 bdrm--2       seniors
             Warren                 91                       1B $345                                          only age
         586-758-1310                6                       2B $425                                            55+
      Memphis Manor           32       Accepting      423-623 for    Heat & water        No Pets          2 for         30% subsidies for 12
80521 & 80585 Henderson               applications    1 bedroom      included pay                      disabled        units are rotated to the
    Memphis, MI 48041                   30-Day        423-684 for     own electric                      11 Units      lowest income tenants 0
       810-392-3292                     Wait List     2 bedrooms                                       Subsidize             are available
       Joseph Coach          264        1 month        1 br -$475        Water          1 bdrm--2       seniors       bldg has air conditioning
        26600 Burg                       Varies        2 br -$520      Included         2 bdrm--2      only age        Same as Stilwell Manor
          Warren                       (Wait List)                                                        60+          Disabled Available/Per
       586-758-1310                                                                                    Disabled          Req. (Independent)
    Clinton Rivers Apts       32      No wait list    1bdr $490-       water, a/c,      no set limit                     Section 8 Vouches
   220 Shadyside Drive                 Varies 30-      2bdr$590      heat Included                                            Accepted.
        Mt. Clemens                    Day Notice                    Own-Electric                                     1st Floor Immobility Imp.
       586-465-3550                                                     Ok-Cats
        Rolling Oaks          74       No wait        1bdr $490       Heat, water        1bdrm          seniors       Some subsidies available
      1500 Fruit Road                 Varies- 30      up to $710       included           2ppl if        62+ &         Minimum & Maximum
    Algonac, MI 48001                 Day Notice                           Ok            married.       disabled        income limits apply.
       810-794-2440                                                   Small pets
     Belle River Court        24        Wait List     1bdr $453        Heat and        all 1 bedroom    Seniors        Rural development and
   81393 Belle River Rd                 6-8 mo’s       Only 1bdr         water           Aprtms, 2      only 62+       City of Memphis partial
    Memphis, MI 48041                                 Apartments       included        persons max     Disability            subsidized.
       810-392-3274                                                     Pets Ok                        + Child Ok
     Park Place Tower        187       1 – 2 mo’s        30% or       heat, lights,                     seniors         Annual income can’t
       34 Park Street                                     $499,         & water            2 per          only        exceed $24,450 (single)
        Mt. Clemens                                   whichever is     included          bedroom       62 & over        or $27,950 (couple)
       586-469-6446                                      greater       pet policy
     Grant Manor Apts        117       Wait List      1 bdrm$495-        Water             2 per        seniors         elevator for 2nd & 3rd
    9 Mile & Donald St.                30-Days         2bdrm$685       included          bedroom         only         floor/will accept section 8
         Eastpointe                     Varies           Varies         Pets-Ok                        55 & over         vouchers/ -Credit Ck.
       586-771-3374                                                      Small
       Madonna Villa          86      as available    $550--1155     heat, lights, &      1bdrms        seniors        Retirement village --
       17825 15 Mile        (most      no waiting      includes 3    water incl-dog    2max-married      only         must be able to care for
     Clinton Township         are       list, 1st      meals per     or cat up to 20     Couples       60 & over       self. Most meals are
       586-792-0358         effncy)   come basis           day       lbs w fee/dep      Ind. Living                           included

                                           SUBSIDIZED COMPLEXES
 Apple Valley Townhouses      198      2b - 1 year     $630, 715         Water             2 per       64 units for     Some market rents,
  231 Apple Blossom Way     120 are    3b - closed      $810 or        included          bedroom         seniors      section 8s, & tax credits
     Romeo, MI 48065        section                      30% of                                           (62+)          good credit req’d
       586-752-4166             8                       income           No pets                                      (no bankruptcy/crim ck)
         Ahepa 371             79      Wait List         30% of       heat, lights,       2 max         seniors          Mobility Impaired-
       26700 Crocker                   Under 12        adjusted         water incl                       only             Disabled 8 units
        Mt. Clemens                     mo’s             gross          pets OK                        62 & over          5 years wait for
       586-465-4540                                     income        under 30 lbs                                          handicapped
       Autumn Ridge          250                         30% of         water incl         2 per        Seniors       several barrier free units
     36300 Dequindre                  2 bd 6 yrs       adjusted      heat provided       bedroom       only tower       Accepting Disability
      Sterling Heights                3 bd 6 yrs         gross         for seniors                     1 bd 2yrs               Apps.
       586-978-7378                                     income       only- no pets                     2 bd 4-6 yrs
Autumn Woods Townhouses      286      2 bd - 6 mos       30% of        Water incl          2 per         Multi-       Credit checks & criminal
     44401 Bridal Lane                  to 1 year      adjusted                          bedroom        family&          reference checks
  Sterling Heights, 48313                                gross                                          Disabled      Applications taken M - F
       586-731-8600                                     income          No pets                                       9:00–11:00 & 1:00–4:00
   Bramblewood Sr Apts        32                         30% of      Trash, Heat &                      seniors        Credit report required
        31950 Clark                   6 mo’s-1 yrs     adjusted          water                           62+ &           Criminal Ck Req.
      New Haven, MI                    Open List         gross         included                         disabled
       586-749-9268                                     income       Pets allowed                         only
      Center Line Park       300         Wait List       30% of       heat, lights,     1 bdrm - 2      seniors       handicapped accessible
    8033 E. 10 Mile Rd                 55-61: 2 yrs    adjusted        water incl       2 bdrm - 4       62+ &           Req: 55+ Older
         Center Line                    62+ 6 mos        gross        cats & dogs                       disabled
       586-755-2270                                     income        up to 25lbs                         only
 Church of Christ Housing      52                        30% of     Water incl                        seniors        5 handicapped units
    23559 15 Mile Rd.                    5 years       adjusted                                        only        available for the mobility
     Clinton Township                                    gross                                       62 & over             impaired
       586-792-6441                                     income     pets allowed                                        no one under 50
      Clemens Tower           288      3 - 6 months      30% of     for seniors          2 per        Seniors       Not taking apps for any
        50 Church St.                   for seniors    adjusted    heat, lights,       bedroom          62+           groups other than
        Mt. Clemens                     or disabled      gross       water incl                      Disabled      seniors or disabled 55 or
       586-468-1434                      aged 55+       income    small pets OK                         55+                   older
   Clinton Twp Housing        100          62+ --        30% of   seniors: Heat,         2 per       56 are for       44 units Closed for
     34947 Village Rd                  Section 8       adjusted     Water &            bedroom        seniors               families.
         Clinton Twp                   Closed.           gross     appliances                          (62+)        Open for Seniors only
       586-791-7000                                     income      Included
    Clinton Place Apts        283      62+ No Wait       30% of   Heat, water &          2 per       200 are for   Credit & criminal checks
      147 N. River Rd                   Under 62:      adjusted   gas appliances       bedroom        seniors          62+ Immediate
        Mt. Clemens                     2 -4years        gross     incl--pets w                      & disabled           Occupancy
       586-468-8415                        Wait         income       deposit
Dunn Sr Citizens Residence    108                        30% of    heat, lights,      studio -- 1     seniors      2 stories, has an elevator
      8400 Engleman                    1br 8 mos+      adjusted      water.&         2-3 mo wait        55+           no barrier free units
         Center Line                                     gross     appliances         1 bdrm –2                        now only seniors
       586-756-3322                                     income      included         7-9 mo wait
      Eastpointe Apts         232       Waiting list     30% of    heat, water,       4 per unit                        1-2 bdr-closed
  39616 Chateau Rouge                   is closed      adjusted    appliances
      Sterling Heights                                   gross      included
       586-939-4090                                     income       no pets
   Eastland Senior Apts       134        3-6 mos,        30% of    heat, lights,         1 per        seniors           a few accessible
      18330 Eastland                     resident      adjusted      water, &          bedroom         only            Roseville residents
          Roseville                     preference       gross    appliances incl                    60 & over       preference/Section 8
       586-778-1360                                     income     pets allowed                                               closed
   Elizabeth Lee Doles        100      No wait list      30% of    heat, lights,         1 per        seniors          Must be physically
     42700 Colchester                  for Seniors     adjusted      water             bedroom         62+ &          disabled and require
     Clinton Township                   18-61: 1 yr      gross                                       disabled       special apt features—1
       586-463-0500                                     income    pets allowed                          only         yr waiting for disabled
         Errin Manor         2 bldgs   62+ 3-6 mos       30% of   heat, lights,                       seniors               50+ only
    15701 E. Nine Mile        101 &       50-61:       adjusted     water incl                       50+ only         Eastpointe Housing
         Eastpointe            64        one year        gross    cats & birds                                                Same
       586-445-5099                                     income       allowed                                       Handicapped accessible
       Fraser Woods           241      1bdr:3-6 mo       30% of    Water incl                         211 units     30 units are for families
17195 Fraser Woods Drive                 2 b: 2 yrs    adjusted    small pets                          are for        12 unit handicapped
            Fraser                       3 b: 2 yrs      gross     allowed for                       seniors 62            accessible
       586-294-3952                                     income       seniors                           & over
     Lakeside Towers          115      1b:6-9 mo’s      30% of    heat, lights,         1 or 2        seniors
  15000Shoreline Drive                  2bdr: 2yrs     adjusted     water incl         (married         only
      Sterling Heights                                   gross       pets are        couples only)   62 & over
       586-247-7411                                     income      $10 extra
       Lawrence Park          128      62+6-9mos         30% of       Water                                        Families 2 bed = 2 to 3
      7000 10 Mile Rd        2beds      Disabled:      adjusted     Included                                       4-5 yr. waiting list
         Center Line           &           1yr           gross                                                     Families 3 bed = closed
       586-757-0502          3beds                      income       no pets
       Leisure Manor          212        Resident        30% of     heat, lights,        1 per        seniors           Family, Section
   1000 Blossom Heath                   preference     adjusted      water, &          bedroom          62+ &             8 Closed
      St. Clair Shores                                   gross    appliances incl-                    disabled
       586-773-9200                                     income     small pets OK                         only
       The Meadows            124      About 2 to 3      30% of   Water, Trash           2 per          Multi-        some handicapped
   31860 Nardelli Lane                 years for a 2   adjusted    included            bedroom       Family 2-3        accessible units
          Roseville                      bed unit        gross                                         yr. wait
       586-296-3622                                     income
                                                                     No pets
 New Baltimore Place Apts     100                       30% of     heat, lights,         2 per       seniors       Qualify: Credit & criminal
    51140 Hooker St.                   1 bdr-closed    adjusted     water incl         bedroom        62+ &           Background Ck.
     New Baltimore                     2bdr-Open         gross                                       disabled            1st mo’s Rent
      586-725-8470                     Wait List        income    pets allowed                         only
          Newport Apts            328     1b 9-12 mos       30% of     heat, water       2 per                    handicapped welcome
         24213 Lotus Ct                   2b 9-12 mos      adjusted       incl         bedroom
           Mt. Clemens                     3b & 4b: 1        gross                                                must have good credit
          586-469-0010                    year and up       income       no pets                                          No Fee
      Peace Presbyterian          55                        30% of     heat, water       2 per        seniors      social and rec areas
       17275 15 Mile Rd.                    3-6 mos        adjusted     incl-pets      bedroom         only      (all apartments are one
        Clinton Township                                     gross    under 25 lbs                   62 & over   bedroom and not suited
          586-790-4500                                      income    OK w deposit                   +Disabled          for families)
        Perry Acres Apts          24      1bd: 18-24        30% of       Nothing         2 per                   Credit & criminal check
     32560 James Curtin                      mos           adjusted     included       bedroom
         New Haven, MI                    2bd: 12-18         gross
          586-749-9268                       mos            income      No pets
           Pinewoods              89      8 months to       30% of      Water &          2 per                          31 units for
   30100 John Rivers Drive                  1 year         adjusted    Trash incl      bedroom                        senior/disabled
    New Haven, MI 48048                                      gross    Pets under                                 58 townhouses with 2-3
          586-749-6570                                      income    25 pounds                                         bedrooms
      Schoenherr Towers           152       3 to 6          30% of       Heat           Mostly       seniors      8 handicapped units
       37500 Schoenherr                     months         adjusted   & water incl    1 bedroom       62+ &      No appl or vouchers for
  Sterling Heights, MI 48312                                 gross    For Seniors        units       disabled        section 8 Closed
          586-264-6410                                      income    Small pets OK
   St. Clair Shores Housing        2 Sr   seniors: 6        30% of     Residence          Family     seniors            will take senior
(Houses located throughout the    bldgs        mos         adjusted    Preference        Housing      62+ Or           applications now
               city)                39      section 8:       gross     Electr/Gas        List Wait   disabled           section 8 apps
          586-773-9200           homes       Closed         income         Inclu          3-yrs.                             Closed
      St. George Towers            205      4-6 mo’s        30% of    All Utility’s    1 bedroom      seniors        waiting list Mobility
       42250 Hayes Rd.                     (2-3yr Wait     adjusted      Included       units only    62+ Or      Impaired/handicapped
           Clinton Twp                    for disabled)      gross     pets OK w/       2 persons    disabled    Units/Accept Applications
          586-286-7212                                      income     pet deposit          max         only         Independent Living
           Tivoli Manor           80        3 to 6          30% of    Heat, Water,        1 bdrm      seniors          Must be mobility
     28103 Imperial Drive                   months         adjusted        Trash      Apartments/     62+ Or        impaired if under 62
              Warren                         Wait            gross       included     Independent     Mobility    Mobility Impaired 1-3yr
          586-558-9860                                      income                        Living     Impaired               Wait List
        Ukranian Village          146       4-6 mo’s        30% of     Heat, water       14/Units     seniors      2 story with elevator
        26377 Ryan Rd.                      about 3-4      adjusted    included Ok        Are for     62+ Or          Section 8 Housing
              Warren                        years for        gross    S.Dep300.00        Mobility     Mobility       disabled must be
          586-755-7720                    Mobility Imp.     income      small pets      Impaired     Impaired        mobility impaired
  Warren Glenn Presb Village      67      6- mo’s-1yr       30% of    Heat & water         1 or 2     seniors     Income must be under
   2950 E. Twelve Mile Rd.                                 adjusted      included     persons in 1     62+ &      24,850 (1)/ 28,450 (2)
      Warren, MI 48092                     Disabled &        gross    Sec. Deposit-     bed units    disabled           7 Units-1st floor
          586-751-5090                    62+Wait List      income       Pets-OK      Accep/Apps        only      Disabled/ Mobility Imp.

                  (A DOWNPAYMENT IS REQUIRED—what is a cooperative? See )
 Carriage House Cooperative    138     1 br 3-5 yrs,  1 br $345* water, heat &    1 bdrm - 1  *Moderate      *$6870 to $8525 equity
      45889 Kensington                    2br 1-3     2br $406*    basic cable    2 bdrm - 2     Income       purchase required—
              Utica                    3br no wait    3 br $445*    included      3 bdrm - 4     Based*      minimum income limits
        586-731-7482                                                 no pets                                      apply (18,000)
    Cordova Courts Apts        174      1 & 2b-1yr      1-$518    heat, water,       2 per    *Moderate        *cooperative equity
        34168 Wallace                  3b - closed      2-$582     appliances      bedroom       Income       $2,805--$3470 due at
        Clinton Twp MI                                  3-$614      incl-cats,                   Based*       signing—no financing
        586-791-7850                                             birds, fish OK                                      available
  Eastwick Sq Townshouses       92    No wait (with     Mo Fee        Water,         2 per        Market         *Coop Deposit:
       27752 Eastwick                   purchase     $319 – 1bd    Taxes, Mo       bedroom         rate        $20,000 to $49,000
           Roseville                     deposit)    $389 – 4bd   Fee included                    Coop      handicapped first priority
        586-792-8457                                             Pets allowed                  0 Rentals
    Hanover Grove Coop         520     2bdr-3bdrm     1b:474;2b:   heat, water   2-per bdrm       Stove      *Coop fee: $10-16,000
      15750 Sabre Lane                   Available   521; 3b-594    included                   refrigeratr    Will accept vouchers.
             Fraser                    1bdrm-Wait     or 30% of                                 included    Residence Preff:.Section
        586-293-5150                        List       income*       no pets                                        8 wait-4yrs
    James Townhouses Coop       158       No wait        Care Fee:      Heat, water,     2 per bdrm       $50.00        *Coop members*equity
           24074 Grange                 Open/Accept     1bdrm-$414      Gas, Taxes.      *Moderate      Application       (Care Fee-Member
         Clinton Township               Applications    2bdrm-$444       included         Income*          Fee        Owned)1bdrm,9,600;2bd
           586-868-0320                                 3bdrm-$457     Pets Ok Small                   Credit/Crim    rm;11,280. 3bdrm,12,870
          Kramer Homes          500     No wait (with   1bdrm $312       Only water         2 per        *Not low          *Coop deposit +
         8830 10 Mile Rd                 purchase       2bdrm $340        included        bedroom      income*           improvements: about
            Center Line                   deposit)       3brm $360                                                           $5,500-8,500
           586-757-1240                                                1 small pet OK                                  not handicapped access
      Lexington Townhouses      330        Taking       Purchase        heat, water         2 per      *Not low        *coop deposit: $28,000 -
        8181 Hettenberger               applications    Only-Start       included         bedroom      income*          40,00.00 $50 appl fee
               Warren                   <20,000.00      1bdrm-                                         Moderate            credit, criminal &
           586-754-2240                   Income        20,000.00      1 indoor pet OK                                    employment checks
   New England Townhouses       221       Closed                                                                                  N/A
          25901 Jeanette
   Oxford Square Townhouses     206        closed         Purchase       Only heat          2 per          *Not        *Coop equity required:
          34594 Lipke St.                                    Of          included         bedroom          Low                1b: $914
            Mt. Clemens                                  townhouse                                       Income*             2b: $1114
           586-791-3040                                                   No pets                       Moderate             3b: $1516
      Roseville Townhouses      155      No wait w/      Care Fee:      Only water           2 per         *Not        *coop equity required,
       25621 New England                 purchase.      1bdrm$325        included          bedroom         Low           about $15,000.00-
              Roseville                   Buying        2bdrm$358                        *1 deed/155     Income*             42,000.00
           586-776-6413                    Share        4bdrm$382      Pets allowed      Share-Loan     Moderate            *Cash only*
     Townhouse Green Coop       255       Wait List      Care Fee:      heat, water          2 per     *Moderate        *Coop buy-in: Equity
       19286 N. Highlite Dr                 Per         1 br--$335       included          bedroom     income            1 bed: $8,000.00
         Clinton Township                Availability   2 br--$385*                       Care Fee:    required*          2 bed: $9,000.00
           586-791-8230                  Buy/Share      3 br--$408        cats OK        Mant.Chrge                      3 bed: $10,000.00
        Townhouse Manor         115
             8700 Kaltz                    Closed                                                                         Closed
            Center Line
        Townhouse Plaza         217        4Sale           (coop)       heat, water      Market rate     Not Low           *Coop deposit is
     19000 Highlite Dr. South               By           1bdrm$366       included         realtors        Income        $10,000.00-50,000.00
         Clinton Township                  Owner         2bdrm$426                                      *Moderate        1 bedroom units are
           586-791-0370                                  3bdrm$469       1 pet OK                        Income*            senior friendly
   Village Square Cooperative   342       Vacancy       Carrier Fee:    Heat, water         2 per        Not Low           *Coop deposit is
        45510 Kensington                   Varies          (coop)        included         bedroom         Income         $8,400.00-15,000.00
                Utica                       Thru         2bdrm$479                                      *Moderate     plus improvements (from
           586-739-7570                 Community        3bdrm$505       Pets OK                         Income*          $3,0000 – $20,000)
   Yorkshire Plaza Twnhouses    130     Applications    Coop Fee:       heat, water         2 per        Not Low         Coop buy-in: Equity
         20702 Hunt Drive                 2-3 brm       2bdrm$406        included         bedroom         Income          approx. $6,500.00-
              Roseville                  availability   3bdrm$442                                      *Moderate*              7,900.00
           586-228-1060                                                   no pets                                     100.00 Credit/Criminal ck

HOUSING COMMISSIONS offering public housing:
      ALGONAC, 1205 St. Clair River Drive                   810-794-9369
      CLINTON TOWNSHIP, 34947 Village Road                  586-791-7000
      EASTPOINTE, 15701 E. 9 Mile Road                      586-445-5099
      MT.CLEMENS, 50 Church St.                             586-468-1434
      NEW HAVEN, 30100 John Rivers Drive                    586-749-6570
      ROSEVILLE, 18330 Eastland                             586-778-1360
      ST. CLAIR SHORES, 1000 Blossom Heath                  586-773-9200
      STERLING HEIGHTS, 40555 Utica Road                    586-264-6410

Individual SECTION 8 SUBSIDIES (not restricted to one location): The Macomb list is expected to be closed to new applications at
least until 2010. If you submitted an application at the last open enrollment and want to find out the status or report a change in
address, you can call 586-466-5863. For general information about Section 8, call 313-456-3540. Current and future recipients of a
section 8 subsidy should ask about the Family Self Sufficiency program: MSHDA will credit an escrow account with approximately
the amount that the subsidy decreases due to an increase in the family’s earned income. Some Housing Commissions listed above
also have Section 8 vouchers available via periodic open enrollments. To report a change of address/contact information for a
homeless section 8 voucher application, call Shinan (formerly Derocha Associates) at 586-468-1775.

ROOMMATES: Information, websites to search for background checks, and other things to consider about roommates is at CHN’s (& much more info via Google. ..)

NURSING HOMES: To obtain a list of the nursing homes in Macomb, call Citizens for Better Care (CBC) at 1-800-833-9548 or
consult the Yellow Pages. For housing lists on Adult Foster Care, Assisted Living, Nursing Homes, Respite, & more, contact
Robin Autin, Information & Referral Specialist at the Dept of Senior Services, at 586-466-8725.

CREDIT PROBLEMS: Call GreenPath at 800-547-5005. You should not be charged more than $9.00 for a credit report (available
free if you are on assistance), and you should receive a copy. You are now entitled to one free credit report every 12 months from
Equifax, Experian, and TransUnion by phone, mail, or at

ASSISTED LIVING & RETIREMENT COMMUNITIES: Consult the yellow pages, or call 248-350-0730 to have a free copy of
SENIOR ALTERNATIVES FOR LIVING GUIDE mailed to you. This guide contains information and resources for seniors.

HOMELESS HOTLINE: 800-A-SHELTER (800-274-3583) will assist callers to secure a bed in a shelter the same night. Within
Detroit, will pick up callers and transport them to a shelter that night.

                                       HOME PURCHASE RESOURCES
                                                         (Rehab Programs)
   MSHDA DOWN                800-327-9158        Eligible individuals may receive a loan of up to $7,500 for down payment
    PAYMENT                  517-373-6840        assistance. The deferred loan has zero-interest and no monthly payments.
   ASSISTANCE                  MSHDA              The loan may be used toward the minimum cash requirements needed to
    (1% Down)                                        close, including the down payment required, closing costs, prepaid
                                                     expenses, and a home inspection.
                                                  The maximum purchase price is $224,500
                                                  Borrowers must complete a LINKS to Homeownership course.
                                                  Borrower's minimum contribution must be at least 1% of the sales price.
                                                  Borrower's household income must not exceed the limits for this program.
                                                     (Income limits are $69,800 to $97,720 depending on location and family
                                                 These second mortgage loans are MSHDA funded.
                                                 This program is available through the Single Family Mortgage Program.
THE SINGLE FAMILY            800-327-9158        Offers 1) below market fixed rate loans or ―step loans‖ with minimum down
    PROGRAM                  517-373-6840        payments from $0 to 5%: 2) up to $10,000 down payment assistance loan (0
                               MSHDA             interest, no payments) if there is a dependent child under 18 in the family, 3)
                                                 Acquisition/Rehabilitation loan includes funds to make repairs to the home
                                                 being purchased. Application for the MSHDA loan can be made at a local
                                                 participating lender. Income limits ($26,220 for 1; $29,940 for 2; $33,720 for
                                                 3; $37,440 for 4, etc) and other conditions apply. For more information see
                                       >homebuyers> MSHDA Financing>Down Payment
                                                 Assistance Program.
   MICHIGAN                 800-327-9158         For homebuyers with income below 30,000 (credit is less if over 30,000),
MORTGAGE CREDIT            MSHDA hotline         provides a federal tax credit that reduces monthly mortgage payments. Call
CERTIFICATE (MCC)                                for a free pamphlet and list of participating lenders
   FHA & VA                     Insured/guaranteed loans by these agencies make it easier for low-income &
  PROGRAMS                      poor credit persons to qualify for mortgages. Settlement costs can be
                                financed, allowing the down payment to be as low as 2% to 3%. VA is the
                                most generous: with a VA mortgage, you make no down payment, and you
                                don’t have to pay private mortgage insurance—a savings of $60 to $90 per
                                month for a standard loan. Also you need only average credit, and there are
                                no income restrictions, top or bottom. Real estate agents are a major source
                                of information about these programs. Real estate firms often hold free
                                seminars about FHA & VA
RURAL PROGRAMS                  The Direct Single Family Housing Loan is an insured loan offered by the
                                Department of Agriculture to assist first time home buyers to purchase
                                property in rural areas. Household must be at/below 80% of median income,
                                have acceptable credit, and be eligible for a mortgage. Loans have no down
                                payment, & rate reductions may reduce interest as low as 1%, based on
                                ability to pay. Contact the Dept of Agriculture, or realtos in rural areas.
  “CREATIVE                     Some examples are: rent with an option to buy, land contract, sweat equity
  FINANCING”                    (fixer-upper), seller-financing, foreclosures & auctions, kit homes, shared
                                equity, family loans, co-signing a mortgage, go farther away, share a house
   3% DOWN                      Most lenders participate. This program requires buyers to participate in pre-
  PROGRAMS                      purchase homeowner seminars and post-purchase homeowner seminars and
                                post-purchase financial counseling. Also required is inspection/home
                                warranty. In Detroit the 3% can come from a credit card or loan.
CITY OF WARREN   586-574-4686   Up to $3,500 per eligible low/moderate income first time homebuyers is
DOWNPAYMENT                     provided as a forgivable loan -- payments are deferred and the loan is
  ASSISTANCE                    forgiven after 5 years of owner occupancy. Purchases must be in the City of
   PROGRAM                      Warren. Homeowners must pay $1,000 with their own funds. The City’s loan
                                is applied down payment and closing costs. The lender must also provide
                                financial assistance.
REHAB PROGRAMS                  Various cities in Macomb offer Housing & Emergency Rehab Programs Taxes
                                must be current, and total household income limits, minimum equity, and a
                                waiting list apply. A zero interest loan is due & payable upon the sale of the
                                home. To apply, contact: Clinton Twp—Ed Manninen (586-286-9325);
                                Warren—Rose Furlong 586-574-4500; St. Clair Shores—Liz Koto (586-445-
                                5200); Roseville—Mike Conners (586-445-5440); Sterling Heights—Stephanie
                                Burgess (586-446-2382); Mt. Clemens & Harrison Twp & Eastpointe & Center
                                Line & all of Macomb north of M-59—Mike Rozny (586-469-5285). Rehab
                                loans are paid back in small monthly installments or are deferred until sale or
                                refinancing of the home, depending on income level and program.
 MSU EXTENSION   586-469-6430    Affordable Housing for 1st time homebuyers (including families in trailers or
   SEMINARS                     whose housing is inadequate), on renting vs buying, affordable
                                neighborhoods, government and bank loan programs, down payment
                                assistance, saving money, and cleaning up credit; Home Ownership house
                                hunting & evaluating a house, qualifying for a mortgage – lending criteria,
                                mortgage options, computing costs from purchase to closing, realtors,
                                lawyers, & closing documents; Money Management spending plans &
                                budgeting, pre-and post purchase home buyer counseling, credit and debt
                                management; and Home Repair and Maintenance wall & window repair,
                                plumbing, electrical, weatherization, landscaping, heating/cooling, inspection.
   LIGHTHOUSE             586-350-6543        Home Ownership Program – a full service HUD and MSHDA counseling
                                              service, assists low income home buyers with completing MSHDA forms,
                                              required classes, one-on-one budget counseling, reviewing realtor and lender
                                              documents, and more. Ask for David Everett
   HABITAT FOR            586-263-1540        Builds new houses for low income persons/families. Payments are low with 0
    HUMANITY                                  interest. Buyers must assist at the site, volunteers are welcome. To be
                                              eligible, a family must meet minimum income guidelines and other ability to
                                              pay criteria (for a family of 4: $20,000 to $34,917 annual income). Must have
                                              a tie or connection to Macomb. Anyone over 18 in the household must
                                              contribute 250 volunteer hours. For more information, see
       IDAs               586-469-7378        These accounts provide a 4 to 1 or 3 to l match for savings up to $1000 (for a
    (Individual             (MCCSA)           $5000 total) toward down payment and closing cost expenses for low income
   Development                                working persons or families below 200% of poverty who can save at least $28
    Accounts)            586-759-3895         per month. You must have fair credit and attend information & orientation
                       (Leaps & Bounds)       sessions to sign up, and also attend money management classes. More info
                         313-841-9641         about IDAs is at MCCSA also offers HUD’s
                          (Southwest          American Dream Downpayment Initiative (google it) which lets $2500 saved
                       Housing Solutions)     be matched by $7500

                          FORECLOSURE & MORTGAGE ASSISTANCE

      586-469-5180               MSU EXTENSION FORECLOSURE COUNSELORS

      313-815-3646               SOUTHWEST HOUSING SOLUTIONS

      586-350-6543               LIGHTHOUSE COMMUNITY DEVELOPMENT

    NEW USA               Apply online at         If you are currently receiving unemployment benefits, up to $750 or 50% of
   MORTGAGE            www.stepforwardm monthly payments for a maximum of 12 month and up to $3,000 to correct a
   ASSISTANCE                mortgage delinquency (Unemployment Mortgage Subsidy Program)
                         (one application for all Up to $5,000 for eligible homeowners who are behind on their mortgage or
                       three programs--be sure
       from             to read the FAQ’s first!) second mortgage (Mortgage Loan Rescue Program)
                                                  Onetime help of up to $10,000 for homeowners with reduced income seeking
      MSHDA                 866-946-7432          to modify their mortgage loans. The lender must agree to match the principal
                                                  reduction with the same amount (up to $20,000 total maximum) and modify
                                                  (reduce) the loan balance. (Principal Curtailment Program).

DHS—Mt. Clemens           586-469-7700        May assist with lump sum payments to prevent foreclosure through the State
DHS—Sterling Heights      586-254-1500        Emergency Relief ($2000) & Emergency Services programs combined, often
   DHS—Warren             586-427-0600        with the combined contributions from the customer and other helping
                                              agencies, such as MCCSA, The Salvation Army, etc, if there will be sufficient
                                              income to maintain mortgage payments in the future.
                                                            Revised by Dan Pfaff 07/20/2011 More lists are at

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