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Membership Meeting 74th Annual

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					                                                                                                                                                                                 JUNE
                                                                                                                                                                                 2011
                                                                                                         74th Annual
                                                                                                      Membership Meeting                                                 In This Issue
                                                                                         More than 400 member/owners attended our 74th annual membership
                                                                                         meeting and luncheon on Saturday, April 23rd. This year’s event was held at     Youth Challenge
                                                                                         the Hapuna Beach Prince Hotel. Members enjoyed the delicious food, cash         Young member/owners saved
                                                                                                                                                                         over $100,000!
                                                                                         prizes and the musical talents of Ka Malie and Ol’ School Band.
                                                                                                                                                                         Page » 2

                                                                                         It was a day of recognition. A commemorative video honored the retirement
Owners Count
                                                                                         of two long-time board members, Ross Wilson Jr. and Edwin Ueda. President/      Aloha & Farewell
                                                                                                                                                                         Retirement announcements.
                                                                                         CEO James Takamine presided over his first annual membership event, the new
                                                                                                                                                                         Page » 2
                                                                                         Employee of the Year was announced and we introduced two new members to
                                                                                         the Credit Union’s Board of Directors.
                                                                                                                                                                         Scholarship Winners
               A publication for the members of Hawaii Community Federal Credit Union.




                                                                                         We look forward to seeing you next year when we celebrate 75 years of service   A total of $14,500 have been
                                                                                                                                                                         given to this year’s scholarship
                                                                                         to the member/owners of Hawaii Community Federal Credit Union.                  winners.
                                                                                                                                                                         Page » 3


                                                                                                                                                                         Member Advisory Teams
                                                                                                                                                                         Your Credit Union is looking
                                                                                                                                                                         for member volunteers.
                                                                                                                                                                         Page » 3


                                                                                                                                                                         New Board Members
                                                                                                                                                                         Welcome Dwight Manago and
                                                                                                                                                                         Daryl Kurozawa.
                                                                                                                                                                         Page » 4
                                                                                         Employee Service Awards
                                                                                                                                                      » 5 Years          ATLAS Insurance
                                                                                           » 30 Years                     » 5 Years
                                                                                                                                                                         Facts about floods.
                                                                                           Toni Claire Haanio             Christian Agonoy            Melody Carvalho
                                                                                                                                                      Pamela Akamu       Page » 4
                                                                                           » 25 Years                     Christine Gomes
                                                                                                                          Corey Stone                 Priscilla Sabado
                                                                                           Dean Uemura
                                                                                                                          Dulce Francisco             Sheena Carvalho
                                                                                           Rodney Watanabe
                                                                                                                          Elnora Regpala              Susan Miskowic
                                                                                           » 15 Years                     Jose Cabico Jr.
                                                                                           Kelly Gorloff                  Josefina Zamudio
                                                                                                                                                   Volunteer Service Award
                                                                                                                                                      » 5 Years
                                                                                           » 10 Years                     Lia Shim
                                                                                                                          Manon Meisner               Gregory Chun
                                                                                           Andrea Hori




                                                                                             Andrea Hori
                                                                                             Employee of the Year!
                                                                                             Congratulations to Kohala Branch Sr.
                                                                                             Teller, Andrea Hori. She has been with
                                                                                             the Credit Union for over 15 years and
                                                                                             was nominated for her involvement and
                                                                                             dedication to the success of the Kohala
                                                                                             Student Credit, for her participation in
                                                                                             community events and her exemplary
                                                                                             service to co-workers and members.
                                                                                             She chaired the 2010 Market Day at the
                                                                                             Kohala Branch which raised over $4,400
                                                                                             in one day for The Food Basket. She goes
                                                                                             the extra mile for members, some of
                                                                                             whom will wait for her because they trust
                                                                                             she has their best interests at heart.
                                                                                                                Great job, Andrea!
                                                                                    Aloha and Farewell
                                                                                    Retirement Announcements
    Youth Challenge
    This year our young member/owners helped celebrate National
    Credit Union Youth Week by visiting our branches during our very
                                                                                    Lilly Ushiroda
                                                                                    After 47 years of service, Lilly
    own Youth Challenge. The Youth Challenge ran from April 11 - 23.
                                                                                    Ushiroda has retired from Hawaii
    Our young member/owners saved a staggering amount of money,
                                                                                    Community Federal Credit Union.
    just over $100,000!
                                                                                    She was hired in 1964 as a part-time
    Our Winners are....                                                             loan clerk and later became a full
                                                                                    time teller. She was recognized as
    All winners received a $200 Budget Share Certificate plus :
                                                                                    the Employee of the Year in 1991 and
    0 - 3 Years Old - Little Tikes™ Rock ‘N Scoot Zebra
                                                                                    was instrumental in the development
    Hoku Cohen - 3 Years Old            Photo 1                                     of the Mortgage Loan Dept. where she worked as the Sr.
                                                                                    Mortgage Loan Processor.           Lilly’s knowledge, expertise,
    4 - 7 Years Old - Gigantic Keyboard Playmat
                                                                                    loyalty and dedication was an invaluable asset to the Credit
    Baylee Lewis - 4 Years Old           Photo 2                                    Union and she will be missed by staff and members. We wish
                                                                                    Lilly all the best in her retirement.
    8 - 12 Years Old - Portable Karaoke Machine

    Elimar Utrera - 8 Years Old           Photo 3


    13 - 18 Years Old - $50 KBXtreme Gift Certificate

    Lina Acol - 18 Years Old         Photo 4
                                                           1
                                                                                    Edwin Ueda
                                                                                    Edwin Ueda was recently honored
                                       Hoku Cohen with                              at the HCFCU annual meeting and
                                           Ariel Cohen.
                                                                                    luncheon for 48 years of service
                                                                                    with Hawaii Community Federal
                                                                                    Credit Union.     His Credit Union
                      Elimar Utrera with his younger
                                                                                    service includes 4 years on the
                      brother Marlon Jr..                                           Credit Committee, 12 years on
                                                                                    the Supervisory Committee, and a
                                                                                    member of the Board of Directors
                                                                                    since 1982, serving 5 years as Secretary/Treasurer. During his
                                                                                    tenure, he earned the Credit Union’s Volunteer Achievement,
3                                                                                   the Edward A. Filene, and the Friedrich W. Raiffeisen awards.

                                                                                    Mahalo and congratulations.

                                               4       2

    Photos from the 74th Annual Membership Meeting and Luncheon




                                                                       - Page 2 -
2011 Scholarship Winners
After reviewing a total of 90 scholarship applications from 15 high schools, we are pleased to announce our 2011 recipients.
Congratulations to all!




               $2500                       $2500                                 $2500                             $2500                              $2500
John Y. Iwane Scholarship*        Peter T. Hirata Scholarship        Albert Akana Scholarship           Katsumasa Tomita Scholarship          Frank Ishii Scholarship
 Jonathan Sumio Chow               Maura Rose Montenero               Carrie Ga-Lai Ip                   Ariana Mariel Nussbaum             Logan Kainoa Borowski
 Keaau High School                 Kealakehe High School              Waiakea High School                Laupahoehoe High School            Hawaii Preparatory
 *for Agriculture Related Field
                                                                                                                                            Academy

Special $1,000 Award.
In the event that an Island of Hawaii high school student with an HCFCU-sponsored
student credit union does not receive a $2,500 scholarship for the current school year, a
special $1,000 scholarship will be awarded to one graduating senior who was a finalist at
the high school in the name of their HCFCU-sponsored student credit union.



                                            Visit hicommfcu.com to take a look at the private
                                           student loans we have available. CU Student Choice                      $1000                              $1000
                                          makes it easy with a simple online or phone application.      Student Credit Union Scholarship   Student Credit Union Scholarship
                                                                                                         Wyatt Nainoa Souza                 Anuhea Taylor Wall
                                                                                                         Kohala High School                 Konawaena High School

Member Advisory Teams
To better serve the financial needs of its 38,000 members, Hawaii Community               who will gather monthly with CEO James Takamine for hour-long talk story
Federal Credit Union is forming Member Advisory Teams in each of the                      sessions to discuss economic trends and identify community financial
geographic regions that it serves including Honokaa, Kohala, Kona and                     needs where the credit union might be of service. Discussion topics will
Kealakekua.                                                                               include community building, social responsibility, financial education and
                                                                                          community outreach.
“Our new Member Advisory Teams will help us gain timely insight on economic
                                                                                          Credit union members interested in volunteering to serve are invited to
trends within the communities we serve and help our credit union develop
                                                                                          contact Stephanie Place at 930-7603 or by email at
programs to help our members navigate through these tough economic
                                                                                          stephp@hicommfcu.com. Individuals selected to serve on the Member
times,” stated CEO James Takamine.
                                                                                          Advisory Teams will represent broad demographics and economic sectors
Member Advisory Teams will be comprised of seven community volunteers                     within their communities.




                                                                                 - Page 3 -
New Board Members
                                                                                                                       Calendar of Events
                     Daryl Kurozawa                                                    Dwight Manago
                  Daryl is a general surgeon                                  Dwight has been the                      Saturday, June 4, 2011
                  at the Kaiser Permanente                                    president and general                    Ford Ironman Hawaii 70.3 Triathlon
                  Kona Clinic and serves                                      manager of Manago                        Fairmont Orchid Hawaii Resort
                  as the associate medical                                                                             Kohala Coast
                                                                              Hotel, Inc. for the past 27
                                                                                                                       Info: 329-0063
                  director for Kaiser’s                                       years.     His community
Neighbor Island Clinics. He is also the co-                service includes past Vice Chair and Finance
author of medical publications and has                     Committee Chair for the Hawaii County Police                Saturday, June 11, 2011
chaired local medical symposiums and                       Commission and past chair of Kealakekua                     King Kamehameha Celebration
meetings. He holds a B.A. degree from the                  Ranch’s board of directors. He holds a                      Kamehameha Park, Kapa`au, Kohala
University of Hawaii at Manoa and an M.D.                                                                              Info: 895-3168
                                                           Bachelor of Business Administration degree
degree from Georgetown University.                         from the University of Hawaii.
                                                                                                                       Saturday, June 11, 2011
                                                                                                                       King Kamehameha Day Community
Facts About Floods                                                                                                     Parade
                                                                                                                       Ali`i Drive, Kailua-Kona
                                                                                                                       Info: 322-9944
Home. No other word in the English language                    Floods are the most common natural disaster
can invoke such a deeply personal and strong                   in the US, and with even just a few inches of
                                                                                                                       June 24, 25, & 26, 2011
emotional meaning. We think of our family                      flood water, the damage can cost up to tens
and a place of refuge; our home covers us and                  of thousands of dollars. So if you are looking          Pu`uhonua O Honaunau Park
                                                                                                                       Cultural Festival
keeps us safe from the elements. The question                  for ways to safeguard your future against
                                                                                                                       Honaunau
is, do you have your home covered? Did you                     devastating financial losses, you may want to           Info: 328-2326
know that homeowners insurance policies do                     look into flood insurance to protect one of your
not cover flood damage? So what is a flood?                    most valuable investments, your home.                   Monday, July 4, 2011
According to the National Flood Insurance
                                                                                                                       Independence Day
Program (NFIP), a flood is a general and                       Check out
                                                                                                                       All Branches & Offices Closed
temporary condition where 2 or more acres of                   http://www.floodsmart.gov/floodsmart/
normally dry land or two or more properties are
                                                                                                                       Monday, July 4, 2011
inundated by water or mudflow.
                                                                                                                       Kailua-Kona Independence Day
                                                                                                                       Parade
Property owners in high-risk flood areas (zones
                                                                                                                       Ali`i Drive, Kailua-Kona
A or V) who have mortgages from federally                                                                              Info: 327-3606
regulated or insured lenders are required to
buy flood insurance. These areas have at least a                                                                       July 25-29, 2011
1% annual chance of flooding, or a 26% chance                    For more information on insurance
                                                                    for your auto, home or rental                      Hawaiian International Billfish
of flooding over the life of a 30-year mortgage.                     dwelling and for quotes on                        Tournament
In moderate-to-low risk areas (zones B, C, or X),                 premiums with all the qualifying
                                                                                                                       King Kamehameha’s Kona Beach
                                                                   discounts for HCFCU members
the risk of flooding is lower but not completely                   call me, Elaine Panlilio at Atlas                   Hotel
eliminated. Flood insurance is not required,                        Insurance Agency, 854-2518.                        Kailua-Kona
but is recommended for property owners and                                                                             Info: 836-3422
renters in these areas.




                                                                                         Call Us: 808-930-7700 or 800-514-2328 - 808-329-8192 TTY
                                                                                         CALL24: 808-329-9440
                                                                                         Lost/Stolen Visa: 808-930-7700 or 800-514-2328
                                                                                                             800-543-5073 (Afterhours)

                                                                                         Email: info@hicommfcu.com
     For branch locations, rates and eBranch visit us online
              www.hicommfcu.com

				
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