Membership Meeting In This Issue
More than 400 member/owners attended our 74th annual membership
meeting and luncheon on Saturday, April 23rd. This year’s event was held at Youth Challenge
the Hapuna Beach Prince Hotel. Members enjoyed the delicious food, cash Young member/owners saved
prizes and the musical talents of Ka Malie and Ol’ School Band.
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It was a day of recognition. A commemorative video honored the retirement
of two long-time board members, Ross Wilson Jr. and Edwin Ueda. President/ Aloha & Farewell
CEO James Takamine presided over his first annual membership event, the new
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Employee of the Year was announced and we introduced two new members to
the Credit Union’s Board of Directors.
A publication for the members of Hawaii Community Federal Credit Union.
We look forward to seeing you next year when we celebrate 75 years of service A total of $14,500 have been
given to this year’s scholarship
to the member/owners of Hawaii Community Federal Credit Union. winners.
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Member Advisory Teams
Your Credit Union is looking
for member volunteers.
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New Board Members
Welcome Dwight Manago and
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Employee Service Awards
» 5 Years ATLAS Insurance
» 30 Years » 5 Years
Facts about floods.
Toni Claire Haanio Christian Agonoy Melody Carvalho
Pamela Akamu Page » 4
» 25 Years Christine Gomes
Corey Stone Priscilla Sabado
Dulce Francisco Sheena Carvalho
Elnora Regpala Susan Miskowic
» 15 Years Jose Cabico Jr.
Kelly Gorloff Josefina Zamudio
Volunteer Service Award
» 5 Years
» 10 Years Lia Shim
Manon Meisner Gregory Chun
Employee of the Year!
Congratulations to Kohala Branch Sr.
Teller, Andrea Hori. She has been with
the Credit Union for over 15 years and
was nominated for her involvement and
dedication to the success of the Kohala
Student Credit, for her participation in
community events and her exemplary
service to co-workers and members.
She chaired the 2010 Market Day at the
Kohala Branch which raised over $4,400
in one day for The Food Basket. She goes
the extra mile for members, some of
whom will wait for her because they trust
she has their best interests at heart.
Great job, Andrea!
Aloha and Farewell
This year our young member/owners helped celebrate National
Credit Union Youth Week by visiting our branches during our very
After 47 years of service, Lilly
own Youth Challenge. The Youth Challenge ran from April 11 - 23.
Ushiroda has retired from Hawaii
Our young member/owners saved a staggering amount of money,
Community Federal Credit Union.
just over $100,000!
She was hired in 1964 as a part-time
Our Winners are.... loan clerk and later became a full
time teller. She was recognized as
All winners received a $200 Budget Share Certificate plus :
the Employee of the Year in 1991 and
0 - 3 Years Old - Little Tikes™ Rock ‘N Scoot Zebra
was instrumental in the development
Hoku Cohen - 3 Years Old Photo 1 of the Mortgage Loan Dept. where she worked as the Sr.
Mortgage Loan Processor. Lilly’s knowledge, expertise,
4 - 7 Years Old - Gigantic Keyboard Playmat
loyalty and dedication was an invaluable asset to the Credit
Baylee Lewis - 4 Years Old Photo 2 Union and she will be missed by staff and members. We wish
Lilly all the best in her retirement.
8 - 12 Years Old - Portable Karaoke Machine
Elimar Utrera - 8 Years Old Photo 3
13 - 18 Years Old - $50 KBXtreme Gift Certificate
Lina Acol - 18 Years Old Photo 4
Edwin Ueda was recently honored
Hoku Cohen with at the HCFCU annual meeting and
luncheon for 48 years of service
with Hawaii Community Federal
Credit Union. His Credit Union
Elimar Utrera with his younger
service includes 4 years on the
brother Marlon Jr.. Credit Committee, 12 years on
the Supervisory Committee, and a
member of the Board of Directors
since 1982, serving 5 years as Secretary/Treasurer. During his
tenure, he earned the Credit Union’s Volunteer Achievement,
3 the Edward A. Filene, and the Friedrich W. Raiffeisen awards.
Mahalo and congratulations.
Photos from the 74th Annual Membership Meeting and Luncheon
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2011 Scholarship Winners
After reviewing a total of 90 scholarship applications from 15 high schools, we are pleased to announce our 2011 recipients.
Congratulations to all!
$2500 $2500 $2500 $2500 $2500
John Y. Iwane Scholarship* Peter T. Hirata Scholarship Albert Akana Scholarship Katsumasa Tomita Scholarship Frank Ishii Scholarship
Jonathan Sumio Chow Maura Rose Montenero Carrie Ga-Lai Ip Ariana Mariel Nussbaum Logan Kainoa Borowski
Keaau High School Kealakehe High School Waiakea High School Laupahoehoe High School Hawaii Preparatory
*for Agriculture Related Field
Special $1,000 Award.
In the event that an Island of Hawaii high school student with an HCFCU-sponsored
student credit union does not receive a $2,500 scholarship for the current school year, a
special $1,000 scholarship will be awarded to one graduating senior who was a finalist at
the high school in the name of their HCFCU-sponsored student credit union.
Visit hicommfcu.com to take a look at the private
student loans we have available. CU Student Choice $1000 $1000
makes it easy with a simple online or phone application. Student Credit Union Scholarship Student Credit Union Scholarship
Wyatt Nainoa Souza Anuhea Taylor Wall
Kohala High School Konawaena High School
Member Advisory Teams
To better serve the financial needs of its 38,000 members, Hawaii Community who will gather monthly with CEO James Takamine for hour-long talk story
Federal Credit Union is forming Member Advisory Teams in each of the sessions to discuss economic trends and identify community financial
geographic regions that it serves including Honokaa, Kohala, Kona and needs where the credit union might be of service. Discussion topics will
Kealakekua. include community building, social responsibility, financial education and
“Our new Member Advisory Teams will help us gain timely insight on economic
Credit union members interested in volunteering to serve are invited to
trends within the communities we serve and help our credit union develop
contact Stephanie Place at 930-7603 or by email at
programs to help our members navigate through these tough economic
email@example.com. Individuals selected to serve on the Member
times,” stated CEO James Takamine.
Advisory Teams will represent broad demographics and economic sectors
Member Advisory Teams will be comprised of seven community volunteers within their communities.
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New Board Members
Calendar of Events
Daryl Kurozawa Dwight Manago
Daryl is a general surgeon Dwight has been the Saturday, June 4, 2011
at the Kaiser Permanente president and general Ford Ironman Hawaii 70.3 Triathlon
Kona Clinic and serves manager of Manago Fairmont Orchid Hawaii Resort
as the associate medical Kohala Coast
Hotel, Inc. for the past 27
director for Kaiser’s years. His community
Neighbor Island Clinics. He is also the co- service includes past Vice Chair and Finance
author of medical publications and has Committee Chair for the Hawaii County Police Saturday, June 11, 2011
chaired local medical symposiums and Commission and past chair of Kealakekua King Kamehameha Celebration
meetings. He holds a B.A. degree from the Ranch’s board of directors. He holds a Kamehameha Park, Kapa`au, Kohala
University of Hawaii at Manoa and an M.D. Info: 895-3168
Bachelor of Business Administration degree
degree from Georgetown University. from the University of Hawaii.
Saturday, June 11, 2011
King Kamehameha Day Community
Facts About Floods Parade
Ali`i Drive, Kailua-Kona
Home. No other word in the English language Floods are the most common natural disaster
can invoke such a deeply personal and strong in the US, and with even just a few inches of
June 24, 25, & 26, 2011
emotional meaning. We think of our family flood water, the damage can cost up to tens
and a place of refuge; our home covers us and of thousands of dollars. So if you are looking Pu`uhonua O Honaunau Park
keeps us safe from the elements. The question for ways to safeguard your future against
is, do you have your home covered? Did you devastating financial losses, you may want to Info: 328-2326
know that homeowners insurance policies do look into flood insurance to protect one of your
not cover flood damage? So what is a flood? most valuable investments, your home. Monday, July 4, 2011
According to the National Flood Insurance
Program (NFIP), a flood is a general and Check out
All Branches & Offices Closed
temporary condition where 2 or more acres of http://www.floodsmart.gov/floodsmart/
normally dry land or two or more properties are
Monday, July 4, 2011
inundated by water or mudflow.
Kailua-Kona Independence Day
Property owners in high-risk flood areas (zones
Ali`i Drive, Kailua-Kona
A or V) who have mortgages from federally Info: 327-3606
regulated or insured lenders are required to
buy flood insurance. These areas have at least a July 25-29, 2011
1% annual chance of flooding, or a 26% chance For more information on insurance
for your auto, home or rental Hawaiian International Billfish
of flooding over the life of a 30-year mortgage. dwelling and for quotes on Tournament
In moderate-to-low risk areas (zones B, C, or X), premiums with all the qualifying
King Kamehameha’s Kona Beach
discounts for HCFCU members
the risk of flooding is lower but not completely call me, Elaine Panlilio at Atlas Hotel
eliminated. Flood insurance is not required, Insurance Agency, 854-2518. Kailua-Kona
but is recommended for property owners and Info: 836-3422
renters in these areas.
Call Us: 808-930-7700 or 800-514-2328 - 808-329-8192 TTY
Lost/Stolen Visa: 808-930-7700 or 800-514-2328
For branch locations, rates and eBranch visit us online