Dear Customer: As your mortgage servicer, Vericrest Financial, Inc. (Vericrest) would like to try to assist you. In order to evaluate your situation and propose solutions, please provide the following documents: Letter of Explanation (Hardship Letter) signed by all borrowers. Completed Borrower Monthly Expense Form (enclosed). Documentation to verify all income for each borrower (including alimony, child support or rental income). Borrowers who are salaried employees must provide a copy of (1) month recent pay stubs. The pay stubs must indicate the year-to-date income and pay period. Self-Employed or commission borrowers (1099) must provide a copy of your most recent filed federal tax return with all schedules and your most recent quarterly or year-to-date profit/loss statement. You must also provide a copy of three (3) months recent and consecutive business bank statements, or personal bank statements if no business account exists. If organized as a corporation or partnership you must provide most recent filed corporation or partnership returns with all schedules. Borrowers who have Unemployment Income must provide a copy of your weekly benefit amount and the remaining term or dollars. You must also provide a copy of three (3) months recent and consecutive bank statements. Borrowers who have income from social security, alimony, child support, pension, rental income, etc. must provide a copy of your Award letter and a copy of three (3) months recent and consecutive bank statements. If you receive rental income you must provide a copy of the current lease or rental agreement. Based on circumstances stated in your Hardship Letter, additional documentation may be required. DO NOT send original documents. Original documents cannot be returned and may be destroyed. Please indicate your loan number on each document and send to the following address, fax number or email so that we may review your request. Vericrest Financial, Inc. Attn: Loss Mitigation Modification 715 Metropolitan Avenue Oklahoma City, OK 73108 Email: Vericrestfinancialcares@vericrestfinancial.com or Fax number: 405-553-4705 Your request will be reviewed within fifteen (15) days upon receipt of all the applicable documentation. Without reviewing the applicable documentation, we cannot state whether we will be able to assist with your request or provide other solutions. If you have any questions regarding this information or any other concerns regarding your loan, please contact our Loss Mitigation Department toll free at (866) 650-0968. Sincerely, Loss Mitigation Vericrest Financial, Inc. Borrower’s Monthly Expenses Name _______________________________ Loan No. ___________________ Date _______________ Home ____________________ Cell ____________________ Best Time to Contact ________________ E-Mail _____________________________________________ E-Mail address may be used to provide you with documentation throughout the modification process. Monthly Balance Description # of months behind Payment Due st 1 Mortgage Housing Loans 2nd Mortgage Property Taxes Housing Expense Homeowners Insurance HOA Fees #1 #2 Other Loans Car 1 Car 2 #1 #2 Credit Cards #3 #4 Gas/Electricity Water/Sewer Utilities Cable TV Telephone/Cell Health Insurance (if you pay) Life Insurance (if you pay) Medical Expenses Doctor/Dentist Bills Prescriptions Hospital Bills Gasoline Auto Insurance Car Expenses Parking Maintenance Family at Home Food School Lunches Work Lunches New Clothes/Shoes Clothing Dry Cleaning Movies/Dining Out Entertainment Vacations Spending Money Church Other Clubs or Union Dues Sports/Hobbies Other (Please List) Total
"Propose Work Order Letter"