fall 2010

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					fall 2010
thrive is a quarterly publication for grow financial fcu select employee group ambassadors

                                                                                                           More in Return.

     hot topics:
        Vehicle Loan Refinancing                                        Insurance Solutions for Business
        Grow Online Bill Pay Netbook Sweepstakes                        Free Rx Discount Card
        Custom Photo Cards
Vehicle Loan Refinancing

save up to $300 a Year!1
Americans are spending less and saving
more, and that’s no doubt true for
everyone in your workplace. After rent or
a mortgage, a car payment is probably the
next biggest monthly expense. So how can
you spend less and save more on your car?
say “i Do!”
Accept this proposal – refinance your current vehicle loan with us! We can reduce your interest
rate by up to 2%2 for a lower monthly payment. How much can you save? Visit our website and
check out our online savings calculator.
make a Vow to save.
Refinancing your vehicle loan is the perfect marriage of ‘smart” and “cents.” Who knows? You
may even fall in love with your car, all over again. To apply, just call us, stop by any of our 18
convenient branch locations or visit our website.
 $300 annual savings based on $25,000 vehicle refinancing for 60 months from an existing Annual Percentage Rate (APR) of 12.99% down to 10.99% APR, resulting in a total
interest savings of $1,5`7.38 over the full 72-month term, or $303.47 in annual savings over the term of the loan. Individual savings may vary. 2The fixed floor/base Annual
Percentage Rate (APR) for this vehicle refinancing offer is 3.99%. Rate effective 05/25/2010. This offer applies to non-Grow Financial vehicle financing only. Offer excludes
commercial vehicles. Some restrictions apply.

Grow Online Bill Pay

netbook sweepstakes
Are you or any of your employees still paying bills the old, slow way? The question is – why? Grow
Online Bill Pay is the most convenient and secure way to pay your bills, and now it’s better than ever!
Of course, the best features of Grow Online Bill Pay were simply too good to change:
Free, with no monthly service fees, unlimited bill payments and a 100% on-time payment guarantee.
Current subscribers to Grow Online Bill will love what we’ve done. For the holdouts in your office, we
invite them to check out the online demo and see how Grow Online Bill Pay can simplify their lives.
Pay bills online, Enter to Win a netbook!
If we haven’t given you enough reasons for enrolling, how about this - with every bill you pay via Grow
Online Bill Pay during the month of October, we’ll enter your name in a drawing to win a Netbook!*
Enroll now to get started. Just log into your Grow Online Banking account and scroll down the left-
hand navigation menu to “Online Bill Pay.” That’s it! You can start making payments right away and
never write another check again.
*No purchase necessary. Netbook sweepstakes valid from October 1 to October 31, 2010. Please see sweepstakes rules at growfinancial.org for complete information.

This credit union is an Equal Housing Lender and federally insured by the National Credit Union Administration.
                                                                                                     call us for Your
                                                                                                     next Event!

Benefit Car Sale
                                                                                                  If you’d like for us to support
                                                                                                  your next employee benefit
                                                                                                  day, or host one of our free
october 29, 30 & 31 | raymond James stadium, tampa                                                financial education seminars in
The Benefit Car Sale brings together dealerships and Credit Unions from across the area to help   your workplace, just give Allen
raise money for the families of fallen officers who served in Tampa Bay law enforcement           and his Select Employee Group
agencies. A portion of each car sold will be donated to the Fallen Officers Fund, which           crew a call!
assists families who have lost a loved one in the line of duty.                                   allen milliron,
                                                                                                  aVP business Development
                                                                                                  Ext: 2446/e-mail:
Insurance Solutions
                                                                                                  Justin Deskins,
                                                                                                  student services specialist
                                                                                                  Ext: 2458/e-mail:
Quorum insurance, llc                                                                             justin.deskins@growfinancial.org
Nothing can stop a business from growing like an unexpected event. Because all too often,
                                                                                                  lana Walsh,
unexpected means uninsured. How about you? Is your business properly insured?
                                                                                                  membership Development
Quorum = coverage.                                                                                representative
Our affiliated insurance agency, Quorum Insurance, LLC, offers a broad range of affordable        Counties covered: Hernando,
insurance coverage for businesses, including general liability, Workers’ Compensation and         Pasco and Pinellas
home-based business insurance.                                                                    Ext:2473/e-mail:
insurance. and reassurance.                                                                       lana.walsh@growfinancial.org
The independent agents at Quorum will put together a customized plan tailored to your
needs, and they’ll answer your questions so you know just what you’re covered for. That’s         Julie harris,
more than insurance. That’s reassurance. Call Quorum today at 800.714.1447, or visit              membership Development
quoruminsurance.com.                                                                              representative
                                                                                                  Counties covered: Hillsborough
Quorum Insurance, LLC, is an affiliate of Grow Financial Federal Credit Union.                    and Manatee
                                                                                                  Ext: 2539/e-mail:

New Member Benefit
                                                                                                   for more information,
accident/health coverage                                                                           visit us online:
Even with health insurance or a Grow Financial Health Savings Account, the costs of
recovery from an accident or illness can devastate your personal finances. Quorum Insurance
now offers affordable supplemental coverage through Allstate Workplace Division:
  • Accident insurance, including a disability income benefit
  • Cancer and heart/stroke insurance to manage the high cost of treatment
For just a few dollars a month, you can preserve your savings and protect
your family from financial hardship. For more information, call Quorum
at 800.714.1447 or visit quoruminsurance.com.
Quorum Insurance, LLC, is an affiliate of Grow Financial Federal Credit Union.

Grow financial will be closed for the following days:
October 9 and October 11 in observance of Columbus Day
November 11 and November 13 in observance of Veterans’ Day
November 25 in observance of Thanksgiving
December 24 and December 25, in observance of Christmas
December 31 and January 1, in observance of New Years Day
                                          branch locations
  Bloomingdale*                                                 Pasco • (In front of Elfers Square Shopping Center)
  604 East Bloomingdale Ave. • Brandon, FL 33511                6121 State Road 54 • New Port Richey, FL 34653
  Bradenton • Centre Point Shopping Center                      Pinellas Park
  4018 14th St. West (US 41)                                    6900 Park Blvd. • Pinellas Park, FL 33781
  Bradenton, FL 34205
                                                                St. Petersburg* • Skyline Professional Bldg.
  Brandon                                                       Suite 100, 2600 Dr. Martin Luther King Jr. St. North
  1009 Providence Rd. • Brandon, FL 33511                       St. Petersburg, FL 33704
  Carrollwood*                                                  South Tampa*
  13305 North Dale Mabry Hwy. • Tampa, FL 33618                 4502 West Gandy Blvd. • Tampa, FL 33611
  Clearwater*                                                   Spring Hill • Mariner Commons Shopping Center
  2474 State Road 580 West • Clearwater, FL 33761               4122 Mariner Blvd. • Spring Hill, FL 34609
  Hyde Park                                                     Temple Terrace
  315 South Boulevard • Tampa, FL 33606                         5250 East Busch Blvd. • Tampa, FL 33617
  Lakewood Ranch                                                Town ‘N Country
  11008 Arcade Place • Lakewood Ranch, FL 34211                 8314 Sheldon Rd. • Tampa, FL 33615
  Largo • Colonial Promenade • Bardmoor Shopping Ctr.
                                                                hours of operation
  Suite 103, 10801 Starkey Rd. • Largo, FL 33777
                                                                Monday – Thursday: 8 am – 5 pm
  Lutz                                                          Friday: 8 am – 6 pm
  17679 North Dale Mabry Hwy. • Lutz, FL 33548                  Saturday (limited locations)
  MacDill Air Force Base                                           Branches*: 9 am – 12 pm
  2418 Florida Keys Ave., Bldg. 102 • MacDill AFB, FL 33621        Member Contact Center: 9 am – 1 pm
                                                                   Financial Card Service Center: 9 am – 1 pm
  New Tampa • (Adjacent to the Shell gas station)
  17315 Dona Michelle Dr. • Tampa, FL 33647                     24/7 Consumer Loan Center

                                             growfinancial.org • 800.839.6328

                               for our sEG mEmbErs in thE officE of:

                                                                                                  tampa, florida 33689
                                                                                                  p.o. box 89909
   perMIt #2592
     tAMpA, FL
u.s. postAge pAId
 stANdArd MAIL

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