your rights as a consumer

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        <p>When you purchase a product or service, you are entitled to
certain privileges. The federal and state laws of US provide these to all
consumers. These safeguard you against fraudulent or unfair businesses.
However, utilizing the benefits of these laws is not an easy task. You
require capable legal help from consumer protection lawyers to ascertain
your rights as a consumer. <br><br>The most important determinant is
whether you need a lawyer or not. Suppose you were cheated out of $100 in
an investment scheme. In such a situation, a lawsuit would simply not be
worth the effort. However, if you buy a car and find it defective, it is
wise to contact a lawyer immediately. A significant amount of money is
involved and you had better get legal help to assert your consumer
rights. <br><br>The chief decisive factor is, however, legal knowledge. A
consumer protection lawyer has in-depth knowledge of the relevant laws,
federal and state. You may have a strong case but without proper legal
representation, you may lose out at court. Your lack of this knowledge
makes it necessary to seek legal help. Only a lawyer knows how to deal
with unfair business entities, threatening debt collectors or fraudulent
lenders. <br><br>An added advantage of hiring competent <a rel="nofollow"
onclick="javascript:_gaq.push(['_trackPageview',
'/outgoing/article_exit_link/3257443']);"
href="http://www.newyorkconsumerprotection.com/">consumer protection
lawyers</a> is that you save time and money. Moreover, you save the
hassles of dealing with the legal aspect. While you may waste days to
come to an agreement with a lender, it takes a lawyer lesser time as
he/she is aware of the laws regulating debt collection practices like the
Fair Debt Collection Practices Act.<br><br>Suppose you repeatedly ask the
manufacturer to replace a defective car and get no results. Your lawyer
knows that as per the directives of the federal Lemon Law, or its state
equivalent, the consumer has the right to get a refund or replacement for
a defective vehicle. It becomes easier for him/her to help you assert
your rights in this regard, as he/she possesses the knowledge and
experience in handling such cases. <br><br><br>New York is a city having
number of registered law firms. But very few of those are competent
enough to solve any complicated legal issues. If you are looking for a
New York based reputed lawyer, please visit 800 <a rel="nofollow"
onclick="javascript:_gaq.push(['_trackPageview',
'/outgoing/article_exit_link/3257443']);"
href="http://www.800newyorklawyers.com">New York Lawyer directory</a> to
get the required information.</p>        <!--INFOLINKS_OFF-->
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