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Brockovich to speak at BPW event - Lake of the Ozarks Business Journal

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									A MONTHLY NEWS MAGAZINE FOR THE LAKE OF THE OZARKS                                                                     VOL. 4 -- ISSUE 11                                   November, 2008

End of the Season brings
                                                         Brockovich to speak at BPW event
                                                         by Monica Vincent                 fooled by other things that       “Yes, I had a potty mouth in      a great deal about the envi-
huge economic boost                                          On Saturday November          you have read. As early as        the movie and I still do. On      ronment but my real work
Events bring dollars and visitors. Page 48
                                                         8th the Heart of the Ozarks       1965 this company knew that       a couple of occasions I have      and my greatest challenge is
Lake economic growth the rule                            Business and Professional         the facility in Hinkley, Cali-    caught the headline that I am     trying to overcome deceits
Nancy Hogland explains how the Lake area is the          Women’s organization will         fornia was contaminating the      a trash talking crusader. If      that end up jeopardizing
exception, TIFs responsible for the growth. Page 4       host the Women’s Expo and         ground water with high levels     you are referring to my potty     public health and safety.”
Fence fuss comes to an end                               Girl’s Day Out at the Inn at      of hexavalent chromium and        mouth then I am the trash             Brockovich says her lec-
The lawsuit over a Four Seasons backyard fence has       the Grand Glaize in Osage         they chose to cover it up.”       talker. No, I am not trash from   tures began as a fluke. “It
come to a conclusion. The story on page 8                Beach. Over 60 booths featur-                                       the other side of the tracks. I   all started when my agent
                                                         ing women’s interests will be                                       come from quite an educated       booked Candice Bergen to
                                                         open from 9 am until 2:30 pm.                                       family. My dad is an indus-       lecture in Kansas City shortly
                                                         Attendees can register to win                                       trial engineer and my mom is      after the release of the movie.
                                                         a Girls’ Night Out package for                                      an English major specializing     Candice suddenly became
                                                         up to five women which will                                         in journalism.”                   unavailable and my agents
                                                         include spa, limo and dinner.                                          In the movie it was 1991 and   came up the idea that I should
                                                         Admission is a $5 donation                                          Brockovich had been married       fill in for her.”
                                                         benefiting the Heart of the                                         twice with three children and         Now, after five years of lec-
                                                         Ozarks BPW local high school                                        was in a relationship with a      turing, Brockovich says, “It is
Deer population explosion                                scholarship fund.                                                   biker who took care of her        now an enormous part of my
Communities examine ways to curb the deer popula-            The keynote wristbands                                          children while she was work-      life. It has given me an oppor-
tion, ban feeding them one ploy. Page 6                  are limited this year because                                       ing on the case that made her     tunity to share knowledge,
Lee Mace Memorial Highway                                of the appeal of the very spe-                                      famous. Currently, she is re-     information and stories with
Portion of the Expressway named for Mace. Page 10        cial keynote speaker. Her                                           married to Eric Ellis.            many people.”
                                                         name is one which became              On October 25th, 2008,           “The movie had its posi-           Besides her BPW appear-
Christmas for Kids party set                             indelibly etched in the Amer-     Brockovich posted state-          tive and its negative effects     ance here at the Lake, her lec-
for December 14th                                        ican consciousness in May of      ments on a new website,           on my life. I didn’t aspire for   ture circuit this year and next
Missy Martinette and the group organizing the            2000 when Universal Studios       www.brockovich.com, say-          this to happen. All I was do-     also includes colleges such as
annual event bring toys to needy Lake area kids on
                                                         released a biographical film      ing, “People ask me all the       ing was what was in my heart      Tufts and Syracuse Univer-
Christmas, make plans to attend! Page 27
                                                         titled, “Erin Brockovich” star-   time, is the movie true and       to do and that was to extend      sity, and conventions around
These kids need your help                                ring Julia Roberts.               accurate? Yes, the movie was      my hand of friendship, un-        the country and across the
The economic meltdown means hard times for chari-            The movie polarized the       true and probably 98% accu-       derstanding and compassion        world in such locales as
ties, local group Season of Sharing looks to residents                                                                       towards another. Had my in-
                                                         country with its account of       rate. They took very few cre-                                       Dublin Ireland, Rome Italy,
to help makeup for lost donations for kids. Page 39
                                                         one woman’s crusade against       ative licenses.”                  tentions been anything other      Mumbai India and Istanbul
Monthly Features                                         a corporate giant and the             According to Brockovich,      than pure, this case, this        Turkey.
                                                         tragic effects of their know-     she did actually dress that       movie and my life, as it is to-       Portrayed also in the mov-
A look at some new gizmos and gadgets. Page 36           ingly negligent manufactur-       way. “I just dressed that way     day would not exist.”             ie was Ed Masry of Masry &
                                                         ing policies on a small town.     because it was fun and I liked       States Brockovich, “Every-     Vititoe law firm, Brockovich’s
Glimpses of the Lake’s Past
Dwight Weaver’s continuing look back. Page 22
                                                         Roberts won an Academy            it. I was taught never to judge   one believes, because of the      employer, future partner
                                                         Award for her portrayal of the    a book by its cover.”             movie, that I am an environ-      and friend. Masry passed
Lake Stories with Mike Gillespie
The popular long-running feature. Page 14                title character.                      Another memorable attri-      mental activist. I am often re-   away on December 5, 2005.
                                                             Said Brockovich, “What        bute of her movie character       ferred to as the environmen-      Brockovich continued to
                                                         PG&E did was real. Don’t be       was her colorful language.        talist with cleavage. I do care                contines on page 28
Page 2            November, 2008                                                   Lake of the Ozarks Business Journal

         Fall leaves become problematic
         by Nancy Hogland                         Residents of the Osage Beach     town near Lazy Days Road and
            Although autumn marks the         Fire Protection District are         will continue east until every
         end of the traffic-filled roads at   asked to call 302-2010 before        house is hit. They too do not
         the Lake, it also marks the be-      burning. Callers will be told if     want the leaves bagged or tree
         ginning of headaches for the         they can burn and will be asked      limbs included.
         Horseshoe Bend Special Road          to leave their names, addresses          While many lakefront resi-
         District.                            and phone numbers. Officials         dents have used the Lake as a
            “A lot of our second hom-         said fires will not be allowed if    giant refuse container, accord-
         eowners come down on the             the winds are over 10 miles per      ing to Ameren UE’s newly ad-
         weekend and blow all the leaves      hour, if the humidity is below       opted Shoreline Management
         out of their yards and into the      30 percent and if the tempera-       Plan, the electric supplier has
         ditches just to get rid of them.     tures are over 95 degrees.           started discouraging that prac-
         Then our road crews have to              In both districts, people are    tice.
         go out with a grader and dump        asked to stay with the fire and          The    management       plan
         truck and clean them out or          have a rake and either a charged     states, “Lakefront homeown-
         our culverts will get clogged        water hose or pressurized wa-        ers should rake and dispose of
         up,” said Road District Presi-       ter tank with them just in case      leaves away from the lake. Do
         dent John Jenkins. “It’s become      it gets out of control. Fires must   not burn leaves near the shore-
         a real problem. We spend an          be confined to between sun-          line; nutrients concentrate in
         inordinate amount of time and        rise and sunset - no burning         the ash and are easily washed
         a lot of our taxpayers’ money        after dark is allowed. They sug-     into the lake. The Lake of the
         cleaning up other people’s           gest raking the leaves in small,     Ozarks already has sufficient
         leaves.”                             manageable piles for burning,        nutrients and organic mat-
            Jenkins said while the road       rather than in long lines where      ter. A large amount of organic
         district has discussed hold-         fire can easily spread if the        matter, such as leaves that fall
         ing a vacuum pick-up, because        wind kicks up. Both depart-          each autumn, makes its way
         many homeowners do not               ments report getting called          into the lake naturally, and any
         live at the Lake full time, and      out several times each week for      benefits (habitat or otherwise)
         wouldn’t get the leaves blown        out-of-control leaf fires.           to having leaf litter in the lake
         on schedule, he said it probably         Vacuum collection of leaves      are achieved through natural
         wouldn’t be effective.               will once again be offered to        processes. Any additional leaf
            “Until we come up with a          Lake Ozark and Osage Beach           litter may be unnecessary and
         better solution, my advice is to     residents.                           even negative.”
         just burn them,” Jenkins said.           Lake Ozark’s leaf pick-up            “With individual homeown-
            However, fire officials with      will run from Nov. 24 to Dec. 5.     ers, it’s usually not a big deal
         the Lake Ozark Fire Protection       Public Works crews will begin        - we control it pretty passively
         District said residents need to      on the south side of town and        - but if we have a commercial
         call 573-365-6407 for a burn         work their way north. Residents      company who is bagging up
         permit before lighting the           are asked to blow the leaves up      leaves, then hauling them to
         match. Callers will find out if      to the curb where they can be        the lake and dumping them in,
         conditions are such that they        easily reached and not to bag        we would look into issuing a ci-
         will be allowed to burn and          the leaves. Branches should not      tation,” said Jeff Green, super-
         they will be asked to leave their    be included in the piles.            visor of Shoreline Management
         names, addresses and tell what           The Osage Beach pick-up be-      for Ameren.
         they are going to burn.              gins Nov. 17 on the west end of

         Prewitt, MODOT agreement
         by Nancy Hogland                     take that ground and use it as       discussions between RIS and
            The Missouri Department of        fill where he needs it for his       MoDOT began in 2006.
         Transportation (MoDOT) and           project,” explained MoDOT               “At the time, MoDOT un-
         developer Gary Prewitt have          District 5 Engineer Roger            derstood Gary to be a major
         reached an agreement on the          Schwartz.                            property holder in the area and
         purchase ground for the US 54            He said by tying the inter-      also felt as though he could
         Expressway interchange.              change in with access to Pre-        aid them in purchasing the
            According to the agreement,       witt’s new Eagle’s Landing           needed right of way property
         MoDOT will pay $12 million           shopping mall, the agreement         from Don Feese,” he said, add-
         and convey 9.5 acres in excess       will also include construction       ing that his brother assisted
         right-of-way to RIS, Inc., Pre-      of both east and west bound          with this transaction, and also
         witt’s development company,          exits                                discussed changes in the plan
         in exchange for 53 acres and             “We were just going to in-       that would help alleviate the
         the excavation, grading, and         clude a west-bound ramp to           “traffic nightmare” that could
         culvert work required to pre-        the Expressway, so this will         have developed at the Highway
         pare the right of way.               provide much better access for       54-Business 54 interchange
            “This actually helps us both.     motorists,” Schwartz said, add-      if the Expressway ramp was
         A lot of that ground will have       ing that the interchange will        placed at that location.
         to be cut away to put the inter-     still tie in with the Horseshoe         He said engineers with RIS
         change in. Under our agree-          Bend Parkway extension.              reworked MoDOT’s original
         ment, Prewitt will be able to            According to Andy Prewitt,
Lake of the Ozarks Business Journal                                                 November, 2008                                                                               Page 3

It’s never too late to sing
                                                                                                                  by Jim Croce, or ‘Mrs. Robin-       if I want to. I want to amuse
                                                                                                                  son’ by Simon and Garfunkle,        myself forever if I can, going off
                                                                                                                  or five or six James Taylor songs   and do things like this.”
                                                                                                                  like ‘Fire and Rain.’ And some         Besides playing at restau-
By Michael Gillespie                      “Thirty years later, after       there and see if anybody wants         Beatles songs like ‘Yesterday’      rants and on cruises, Krsnich
   Sometimes you’ve got to fol-       raising a family, I thought I had    me to play. If I made a fool out       or ‘Here Comes the Sun.’ I’m        says that he’s done private par-
low your heart. Even if it might      a serious health issue — but I       of myself, nobody would know           sort of amusing myself. I make      ties and enjoys them. He’s hop-
not seem logical or practical at      really didn’t. I negotiated a deal   me. I would just pack up my            enough money to pay my gas          ing to book more of those.
the time. Take the case of Jim        with the company I worked for.       stuff and go home.”                    and hotel room and go back             So maybe it was fate after
Krsnich. For nearly thirty years      They said they would put me              In spite of his fears, he didn’t   home.                               all that dealt him a life chang-
he worked in a high tech sales        on the retirement plan. I sat        make a fool of himself. He has            “I don’t really see myself       ing baseball injury many years
job in Wichita, Kansas. Now           around playing the guitar. I got     performed for Celebration              writing anything, or making         ago. “Something good came
he sings and plays guitar at the      involved with a couple of rock       Cruises and at the Trail House         money off of it. It’s not really    out of it,” says Jimmy.
lake. Call it a midlife crisis, or    ’n roll bands playing electric       Restaurant in Camdenton.               about the money. I’m retired           Jim Krsnich invites anyone
call it fate. But the fact is that    lead guitar. And then about two      And in just one season he has          and single. I have lots of free     who may be planning a func-
the world has changed for the         or three years ago I thought,        already attracted a local fol-         time. My three kids are grown       tion and would like to have
better for Jimmy K.                   ‘Well, I’ve got these friends who    lowing — like Laurie insurance         and off on their own. I can just    acoustic guitar music and
   “I’ve had several lives,” ex-      can take an acoustic guitar and      agent Sherry Nielsen, who de-          pick up and go off somewhere        singing to call him at (316) 990-
plains the 55-year-old Krsnich.       sing James Taylor kind of songs.     scribes his music as “easy lis-        for a week or a month at a time     1552.
“My dad was a major league            I’ve never been a singer.” But he    tening and memory engaging.
baseball player. When I was in        always wanted to try.                It’s a very nice backup for an
high school I was a big sports            So Jimmy K recorded a few        evening on the deck,” she says.
guy. My intention in life was to      short demos of his singing and           That’s the kind of compli-
be a sports star. I played quar-      playing and e-mailed them to         ment Jimmy K likes to hear. “I
terback in high school, junior        some old acquaintances at Cor-       wouldn’t want to play some-
college, and college, then I end-     nell University, in Ithaca, New      where where people thought,
ed up playing baseball at an Ivy      York. They invited him to come       ‘We’re going to hear this guy
League school — Cornell Uni-          up and play. It was his first solo   play,’” he says. “But if they’re
versity. I did everything in the      performance and things went          going to a nice restaurant to
world except music.                   well enough. Next, he set his        eat dinner and they would en-
   “When I was in college I hurt      sights on the lake area.             joy having a guy in the corner
my arm and I could no lon-                “I took a chance and sent an     playing some music that people
ger pitch. I was off the team.        e-mail to about fifteen places       fifty to seventy years old would
I bought a garage sale guitar         in Osage Beach because I had         like — that’s what I do.
and I laid on my bed hour after       been there one time,” he recalls.        “I like acoustic guitar songs.
hour learning how to play the         “I thought it looked like a pretty   My songs are renditions of pop-
guitar.                               cool place, and I thought I’d go     ular standards like ‘Operator’

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Page 4                                                                         November, 2008                                                       Lake of the Ozarks Business Journal

Lake area economic growth is the exception rather than the rule
by Nancy Hogland                      “We don’t know any details       Several other projects, includ-

                                                                                                             What’s a TIF?
   While the rest of the na-       on either project yet,” said City   ing an entertainment facility,
tion seems to be affected by       Administrator Nancy Viselli.        are still “in the works.”
the slump in the economy,          “The Board just approved the           “Now we’re working to get
that’s not the case at Lake of     funding agreement for the           Neighborhood Assistant Pro-               According to the Missouri Department of Economic Development,
the Ozarks where the business      Osage Station project and the       gram tax credits that existing        tax increment financing (TIF) is an economic development tool autho-
of building shopping malls is      High Point TIF will come be-        businesses can use to fix up          rized by Missouri statute that allows cities and counties to encourage
booming.                           fore the TIF Commission on          their buildings if they choose        development in areas of the community that would not otherwise
   Several major projects are      Nov. 19. The developer will be      to get involved,” VanDonsel           develop or redevelop “but for” TIF financial assistance some type of
moving ahead as planned            there and they’ll start hashing     said, explaining that while           financial assistance.
and in October, Osage Beach        out the details then.”              they’ve adopted design guide-             TIFs allow a portion of the new property taxes, sales, earnings and
received two additional ap-           Business is going strong in      lines for new businesses, ex-         other locally collected taxes resulting from the new development to be
plications for Tax Increment       Lake Ozark as well. Work re-        isting businesses will not be         used to pay the developer back for certain authorized improvements.
Financing (TIF) districts –        cently began on two major TIF-      required to follow them.              Existing taxes are not impacted and school districts continue to receive
something that Attorney E. Sid     funded mall projects and work          Further up the Strip, Bob          all of the tax revenue that they received before approval of a TIF rede-
Douglas III is rare these days.    on another will begin soon.         Briscoe has been busy clear-          velopment plan and projects.
   Douglas, an attorney with       According to City Administra-       ing land for the the two-mile-            Approval of a TIF plan also does not result in a tax rate increase. The
Gilmore and Bell, the public       tor Charles Clark, they expect      long Horseshoe Bend Parkway           incremental taxes are those new property taxes resulting from con-
finance law firm that serves       to receive a fourth TIF request     extension, funded through de-         struction or rehabilitation of buildings, and new sales taxes resulting
as the city’s special counsel      in the near future. That “Su-       velopment of a Transportation         from new retail activities on the site.
on economic development fi-        per TIF,” will be used for the      Development District (TDD),               According to Osage Beach City Attorney Edward Rucker, TIF plans
nancing matters, said in the       Bagnell Dam Strip renovation        which will open up several            are not all good, but they’re not all bad either.
past few weeks his firm has        project which will include the      hundred acres between Bag-                “Criticizing the use of TIF is like criticizing a carpenter for using a
seen many economic devel-          Silver Star Development be-         nell Dam Boulevard and High-          claw hammer,” he said. “A TIF is simply a tool that cities use to com-
opment projects around the         low the dam. A “Super TIF,”         way 54 for the Horseshoe Bend         plete a project. It’s like building a deck. You don’t judge your project by
state scaled back or even put      available through the Mis-          Development Group and the             the tool you use. If you build a deck and it turns out to be sturdy and
on hold.                           souri Downtown Economic             Briscoe Ozark Development             safe, you don’t care what tool was used to build it. You’re just happy
   “I don’t think anyone is        Stimulus Act, captures a por-       Group projects.                       that it’s built but you also know that without the hammer, you prob-
starting up new projects –         tion of state taxes in addition        The Horseshoe Bend De-             ably wouldn’t have been able to put it together. Try driving nails with a
much less two! It’s great that     to local taxes. It was created to   velopment Group plans to              wrench. It doesn’t work out that well.”
the Lake isn’t being impacted      rejuvinate and stimulate the        use a TIF to build a $857-mil-
by the economic downturn           redevelopment of downtown           lion mixed-use development
and that big projects are still    areas.                              that will include one million      Business 54 in Lake Ozark,                of the new Missouri Route 5
moving forward. That’s differ-        According to Alderman            square feet of leasable retail     to be developed by Prewitt                is underway. That project, by
ent from what we’re seeing in      Jeff VanDonsel, the Bagnell         space, 540 units of medium         Enterprises with assistance               Osage Beach-based Oak Ridge
other areas where developers       Dam Strip Association (BDSA)        density housing, 1,739 units       of a $63.5 million TIF. It was            Landing Development Co.,
can’t get funding. It says a lot   worked for several months to        of high density housing and        recently announced that Me-               will convert some 135 acres of
for the Lake economy,” Doug-       develop the plan, and to se-        the infrastructure needed to       nard’s Building Supply will be            undeveloped land into a $133
las said.                          cure loans and donations from       serve the area. Briscoe’s devel-   part of the project. When com-            million, 764,000-square-foot
   One TIF request came from       interested developers and citi-     opment, adjacent to that prop-     pleted, Eagles Landing will               retail and office complex.
Raul Walters, who is asking for    zens.                               erty, will house a $150 million    include close to one million                 Although no TIF requests
$6.9 million in tax increment         Their work has paid off.         retail center and will be built    square feet of retail space, a            have been presented, both the
financing to bulldoze the old      A feasability study has been        in part with a TIF.                150-room hotel and 400 apart-             Eldon and the Sunrise Beach
Wal-Mart and strip mall in the     completed, an architectural            Work has also begun on          ments.                                    Boards of Aldermen have been
High Point Center and rebuild      design company and an engi-         Shoppes at Eagles Landing, a          In Camdenton, a $33-milion             busy establishing TIF com-
a new shopping center. An-         neering firm have developed         220-acre parcel at the inter-      TIF project located on High-              missions and hammering out
other came from MJS Invest-        plans and the group already         section of Highway 54 and          way 54 about one mile north               details of a TIF policy.
ments LLC of Lenexa, Kansas        has a signed letter of intent
for development of the Osage       from a developer who plans to
Station Shopping Center on         build a 400-key hotel with an          We Have All Dock Accessories In Stock at Our Showroom!
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Lake of the Ozarks Business Journal                                                                 November, 2008                                                                                                               Page 5

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                                                         commercial facility in an established shopping                                              and 54/29.                   fice area 4,600 square feet with 5 private offices,
                                                         center. High traffic count on N Hwy 5. 3,000 sq.ft.                                         Suited for                   4 bathrooms, conference area, & kitchen. Ware-
                                                         plus 3,000 unfinished. Property is zoned C-2. Unit    retail outlets, medical park, hotel /motel or ex-                  house is 7,200 square feet 3 large overhead doors.
                                                         is owned fee simple, but connected to next unit.      ecutive offices. Zoned C-1. A premier property
    Great Commercial Lot. Zoned C-1 and full                                                                                                                                      All clear span construction for easy expansion if
                                                         Complex was a former strip mall facility that sold    adjacent to the Factory Outlet Mall. Call Frank
    curb-cut access granted by MODOT.                                                                                                                                             desired. All sitting on 4.5 flat acres.
                                                         off the individual units. MLS# 3052415 $349,000       for details at 573-280-1030. MLS# 3013978.
    MLS# 3046570 $499,000                                                                                                                                                         MLS# 3051345 $699,900
Page 6                                                                          November, 2008                                                 Lake of the Ozarks Business Journal

Communities look to control deer populations
                                                                                                                                               been taken. In 2007, of the
                                                                                                                                               3,663 deer killed during either
                                                                                                                                               firearm or bow season, only
by Nancy Hogland                    face a fine of up to $500 and up                                                                           1,482 were antlerless. The per-
    In an attempt to cut down       to 90 days in jail. Each day food                                                                          centages were similar in previ-
on problems caused by an            is found in the yard is a sepa-                                                                            ous years.
over-population of deer, Osage      rate violation.                                                                                               “We finally got the message
Beach adopted an ordinance             “We had 200 accidents in-                                                                               across with fishermen to catch
that makes it illegal to provide    volving deer last year and we                                                                              and release – ‘let them go so
food for deer or any other wild-    could reach or exceed that                                                                                 they will grow.’ Now we need
life, except birds, and the Four    number this year,” said Mayor                                                                              to do the same thing with the
Seasons Property Owners As-         Penny Lyons. “The deer are                                                                                 deer hunters,” he said, adding
sociation (POA) is holding a        thick and we don’t need people                                                                             that numbers showed that a
managed bow hunt.                   putting feed out to attract them                                                                           higher percentage of does were
                                                                        their neighborhoods, they may      residents’ landscapes.”
    Those who violate Osage         into the city even more. Yes,                                                                              being taken during this year’s
                                                                        spend more time in the park           Missouri Department of
Beach’s no-feeding ordinance,       the deer will still be around,                                                                             bow season, which opened on
                                                                        looking for food there instead     Conservation (MDC) Agent
which went into effect imme-        but maybe if people aren’t pur-                                                                            Sept. 15. “The good news is that
                                                                        of wandering city streets, caus-   Sean Ernst agreed with Lyons.
diately after passage on Oct. 15,   posely attracting them into                                                                                so far, about two thirds of the
                                                                        ing accidents and eating our          “Deer will go where there’s
                                                                                                                                               deer have been antlerless. We
                                                                                                           easy food. Right now the ground
                                                                                                                                               hope that trend continues.”
                                                                                                           is covered with acorns, so they
                                                                                                                                                  Ernst also said Lake of the
                                                                                                           have an unlimited food supply
                                                                                                                                               Ozarks is not the only area in
                                                                                                           everywhere, but this ordinance
                                                                                                                                               the state experiencing prob-
                                                                                                           will become very important
                                                                                                                                               lems with over-populations of
                                                                                                           later this year and next spring
                                                                                                           after the acorns have disap-
                                                                                                                                                  “Actually, we’re hearing the
                                                                                                           peared. You don’t want them
                                                                                                                                               same complaints from many
                                                                                                           browsing on green vegatation
                                                                                                                                               municipalities. In fact, some
                                                                                                           in your front yard this winter
                                                                                                                                               cities – Columbia, Fulton and
                                                                                                           – you want them in the woods
                                                                                                                                               Booneville, to name a few – have
                                                                                                           where they belong,” he said.
                                                                                                                                               decided to allow bow hunting
                                                                                                              In the meantime, because a
                                                                                                                                               within city limits to thin them
                                                                                                           growing population of deer on
                                                                                                                                               out. And that’s a good thing
                                                                                                           Horseshoe Bend is causing the
                                                                                                                                               because other than the grill of
                                                                                                           same problems as those expe-
                                                                                                                                               the family Buick, deer have no
                                                                                                           rienced in Osage Beach, the
                                                                                                                                               natural predators. The role of
                                                                                                           POA will allow registered bow
                                                                                                                                               the hunter in wildlife manage-
                                                                                                           hunters to take an unlimited
                                                                                                                                               ment is crucial to maintaining
                                                                                                           number of deer throughout the
                                                                                                                                               a healthy balance. When we
                                                                                                           month of November.
                                                                                                                                               see an unhealthy balance, we
                                                                                                              A survey conducted in Sep-
                                                                                                                                               see these kinds of interactions
                                                                                                           tember and October among
                                                                                                                                               between deer and humans,” he
                                                                                                           POA residents showed over-
                                                                                                           whelming support for the plan.
                                                                                                                                                  The MDC and the POA are
                                                                                                              POA Security Director Russ
                                                                                                                                               encouraging hunters to donate
                                                                                                           Mitchell said hunters will be
                                                                                                                                               any unwanted deer to the Share
                                                                                                           assigned specific areas that
                                                                                                                                               the Harvest program.
                                                                                                           will be limited to common
                                                                                                                                                  “Hunters usually don’t want
                                                                                                           ground within POA boundar-
                                                                                                                                               to take more deer than they
                                                                                                           ies only and participants will
                                                                                                                                               plan to eat. However, by do-
                                                                                                           be required to hunt from deer
                                                                                                                                               nating the extras to Share the
                                                                                                           stands in trees.
                                                                                                                                               Harvest, they can put meat on
                                                                                                              Mitchell said he and other
                                                                                                                                               the table for someone else,” he
                                                                                                           security officers will be check-
                                                                                                                                               said, adding that hunters are
                                                                                                           ing on the hunters throughout
                                                                                                                                               asked to take the deer to an ap-
                                                                                                           the day to make sure they stay
                                                                                                                                               proved processing plant where
                                                                                                           in the areas assigned to them.
                                                                                                                                               the venison is packaged and
                                                                                                           He also said hunters are being
                                                                                                                                               then donated to local food pan-
                                                                                                           asked to bring their deer to the
                                                                                                                                               tries, which then distributes it
                                                                                                           check-in station at the Four
                                                                                                                                               to needy families. The Conser-
                                                                                                           Seasons Security office, locat-
                                                                                                                                               vation Federation and its part-
                                                                                                           ed in the lower level of the Four
                                                                                                                                               ners reimburse processors at
                                                                                                           Seasons Activity Center, so an
                                                                                                                                               an amount set each year.
                                                                                                           accurate count can be kept. In
                                                                                                                                                  For more information on
                                                                                                           addition, hunters must take a
                                                                                                                                               the POA managed hunt call
                                                                                                           doe before they will be allowed
                                                                                                                                               Four Seasons Security at 573-
                                                                                                           to harvest a buck – something
                                                                                                                                               365-2520. For more informa-
                                                                                                           Ernst was happy to hear.
                                                                                                                                               tion on Share the Harvest, call
                                                                                                              “Everyone wants those ant-
                                                                                                                                               the Conservation Federation
                                                                                                           lers,” Ernst said. “However, it’s
                                                                                                                                               at 573-634-2322 or visit their
                                                                                                           the number of those anterless
                                                                                                                                               website at www.confedmo.org
                                                                                                           deer that we need to reduce.”
                                                                                                                                               or call MDC at 573-751-4115 or
                                                                                                              Over the past several years,
                                                                                                                                               visit their website at www.mdc.
                                                                                                           fewer does than bucks have
Lake of the Ozarks Business Journal   November, 2008   Page 7
Page 8                                                                         November, 2008                                                Lake of the Ozarks Business Journal

Four Seasons residents win fence fight, POA ordered to pay
by Nancy Hogland                    for working together to as-        pleted as approved.                October of 2003, Ashford met       that could be covered – not
   After a lengthy fight, a judge   sure that the Village building        When Ashford inspected          with representatives of the Vil-   an infinity edge pool – and a
has ruled in favor of residents     codes and the POA’s Declara-       the property in early 2003, he     lage and the POA at the Loner-     water feature that had 3-to-4-
who fenced their back yard to       tion of Restrictive Covenants      ordered installation of a fence    gan property to discuss a solu-    inch holding pools and not the
enclose a pool and waterfall,       and Architectural guidelines       to enclose the yard to comply      tion, however no alternatives      18-inch-deep pools that were
and against the Four Seasons        are mutually understood and        with building codes. According     were offered by the POA. He        built. If the Lonergans had
Property Owners Association         respected,” he said. “Included     to court documents, Ashford        once again notified the Lon-       stuck with the original plan,
(POA), which was trying to          are procedural documents for       decided there was a possibility    ergans they must install the       there wouldn’t have been a
force them to move or remove        contractors and owners to pre-     that “people – especially chil-    fence.                             need for a fence,” he said.
the fence. The POA is the ho-       clude such misunderstandings       dren – might slip or stumble           Then in November, the ACC         In January 2004 the ACC
meowner’s association for the       from occurring in the future.      and fall with the likelihood of    sent a letter to the Lonergans     advised the Lonergans they
subdivision.                        In addition, the agreement in-     injury or drowning” and con-       requiring them to submit a cer-    would take no further action
   The POA had filed the suit in    cludes a process for mediation     cluded a fence along the prop-     tified “as built” survey depict-   until they were provided with
2006 against Thomas and Cyn-        if problems should arise. This     erty line would maximize safe-     ing the location and extent of     the requested survey.
thia Lonergan, who construct-       working agreement eliminates       ty and bring the property into     all improvements in order to          Soon after, the Lonergans
ed the fence at the direction of    the need to further litigate the   full compliance.                   determine the extent of “pos-      lost their son, and the Village
then Village of Four Seasons        matter.”                              Cynthia said because that       sible un-permitted improve-        did not press the fence issue
Building Official Robert Ash-          Cynthia said when build-        was contrary to POA restric-       ments.” The letter also stated     again until 2005 when Ashford
ford.                               ing plans were submitted in        tions, which require fences to     “if these improvements are de-     sent another letter.
   According to Anthony J.          1999 to the POA Architectural      be placed 10 feet inside prop-     picted in a certified survey as       Cynthia said they made a
Soukenik, attorney represent-       Control Committee (ACC),           erty lines, they submitted a re-   differing from those originally    third request for a variance,
ing the Association, the POA        the swimming pool and water        quest to the ACC for a variance,   approved, the ACC will consid-     but was told the ACC would
Board of Directors decided not      feature, which runs along the      but that request was denied.       er remedial actions including,     not take action until the survey
to pursue the case any further.     property line and includes wa-        When Ashford came out in        but not limited to, the removal    was submitted. She said when
   “The POA’s position is that      terfalls and collection pools,     July to re-inspect the property    of the un-approved improve-        Ashford told her homeowner’s
the Lonergans were ‘caught in       were clearly shown. She said       and found they had not fol-        ments as well as possible mon-     insurance rates for all Village
the middle’ at a time of poor       the ACC allowed construction       lowed through with his order,      etary fines.”                      residents could be raised if
working relationships be-           to proceed to completion and       he again directed them to fence        Soukenik explained it was      they did not comply with the
tween the municipality of the       conducted multiple inspec-         the yard along property lines.     the ACC’s position at the time     law, she and her husband con-
Village of Four Seasons and         tions during the process. When     Cynthia said they re-applied       that the Lonergans’ original       sulted neighbors on the design,
the POA. Since then, the two        construction was completed,        for a permit which was again       design was not followed.           then paid $27,000 for a fence
entities have met and agreed        the ACC issued two letters stat-   denied.                                “When the plans were sub-      they felt blended in with the
on processes and procedures         ing the project had been com-         Court documents state in        mitted, they showed a pool                     continues on page 20
Lake of the Ozarks Business Journal                                                  November, 2008                                                                             Page 9

Adobe’s hit duo gets even better
                                                                                                                                                     in SmartSound Quicktracks),
                                                                                                                                                     add a narration track, do titles,
                                                                                                                                                     credits and animate text, or ap-
 by Darrel Willman                    bum templates for more cre-           same way, comparing similar                                              ply a wide variety of built-in ef-
    Businesses often have hu-         ativity.                              shots and removing unwanted                                              fects and transitions as wacky
-dreds if not thousands of pho-          From Photoshop.com, you            items in the photo by combin-                                            as you want to be. You can even
 tos-- REALTORS come to mind          can access photos you have            ing the best of each picture. I                                          do compositing (chromakey)
 almost instantly.                    hosted on other sites like Pi-        even combined the two fea-                                               and window effects. Like Pho-
    Along with the pictures,          cassa, Flickr, Facebook and           tures for my example shown                                               toshop Elements 7, it also has
 some do video, providing sales       Photobucket. Once they’re on-         below, before and after. The                                             a host of online resources to
 tools and presentations. Ado-        screen, edit away. I found the        dog was removed, smiles were                                             draw upon for ideas and tech-
 be’s combination of a photo          link to outside sites snappy and      moved from one to another,                                               niques.
 editing and organization pro-        easy to use.                          red eye was removed and teeth                                               Adobe Premiere Elements 7
 gram with a slimmed down                                                                                                                            now supports AVCHD footage
 Premiere for video editing is a                                                                                                                     from high-end HD camcord-
                                                                                                                 com. You can backup movies
 sure-fit for a low-cost solution                                                                                                                    ers, and burns to Blu-ray (if
                                                                                                                 to your account, but with the
 for these firms.                                                                                                                                    you have a burner) in H.264 or
                                                                                                                 standard online storage of 2
Photoshop Elements 7/                                                                                                                                MPEG-2 format. This meant
                                                                                                                 GB, we’re talking about only
Premiere Elements 7 $149.99                                                                                                                          my 1080p clips in H.264 didn’t
                                                                                                                 half an hour at DV resolution,
    There’s a lot more to this                                                                                                                       have to be altered for output
                                                                                                                 an hour and 20 minutes of HD
upgrade than just aligning the                                                                                                                       aside from editing. If your TV
                                                                                                                 with H.264 compression. If you
version numbers for release.                                                                                                                         will handle it, you can go up
                                                                                                                 want to backup (safeguard) a
Adobe has been busy improv-                                                                                                                          to 1920x1080. You can also im-
                                                                                                                 meaningful amount, it’s best
ing on the best-selling duo of                                                                                                                       port video (photos, audio) from
                                                                                                                 to upgrade. Like photos, once
photo and video applications.                                                                                                                        just about any source; phones,
                                                                                                                 they’re online you can access
They’ve also launched Photo-                                                                                                                         DVDs, analog capture, MPEGs,
                                                                                                                 them from anywhere (and
shop.com to complement the                                                                                                                           WMV files, and more.
software.                                                                                                                                               I added clips directly into
                                                                                                                     Premiere Elements 7 serves
Photoshop Elements 7                                                                                                                                 Premiere Elements 7, but those
                                                                                                                 up some new features as well.
    Still the mini-Photoshop in                                                                                                                      I had imported into Photoshop
                                                                                                                 The Smart Tag feature evalu-
a box, this program is perfect                                                                                                                       Elements 7 also showed up in
                                                                                                                 ates your clips and can tag
for amateurs who want a little                                                                                                                       the library (along with photos
                                                                                                                 them – like blurry, too dark,
more control over the organi-                                                                                                                        and music). I like the ability to
                                                                                                                 out-of-focus and more. While
zation and manipulation of                                                                                                                           narrow the library view to just
                                                                                                                 I didn’t always agree, the fea-
their photographs, but haven’t                                                                                                                       video, just photos, etc. in the
                                                                                                                 ture is useful for automatic
reached the point where they                                                                                                                         window.
                                                                                                                 tagging. Premiere Elements
need its big brother, Adobe Pho-                                                                                                                        Also new is VideoMerge, an
                                                                                                                 7, unlike its big brother Adobe
toshop CS4. For a fraction of                                                                                                                        easy implementation of blue
                                      The magic inside Photoshop Elements 7 lies in part with the new Pho-       Premiere Pro, loaded my H.264
the price, they can manipulate                                                                                                                       screen – load up a video shot
                                      tomerge features-- here I was able to edit out the dog effortlessly, as    HD avi clips with no hesitation,
their snapshots at the pixel lev-     well as replace the nephew’s somber smirk with a smile.                                                        against a blue background and
                                                                                                                 but refused to render a preview
el. Businesses can have budget        The Guided, Full and “Quick Fixes” features for photo editing also let                                         then select another clip to com-
                                                                                                                 still of the clip. The files play
photo manipulation no matter          me remove red-eye, brighten smiles and correct the dimly lit back-                                             posite it over. While I couldn’t
                                                                                                                 properly however, and I loaded
the size of the shop or the ex-       ground easily. If your business depends on using, organizing and edit-                                         test this feature (no footage)
                                                                                                                 them into the timeline with no
perience of the employee. You         ing lots of photos, Photoshop Elements 7/Premiere Elements 7 is one                                            – chromakey is normally a
can drill down as deep as you         box of software that will quickly prove its worth.                                                             higher-end feature and is an
                                                                                                                     For the user looking for easy
like, with ever-more control—                                                                                                                        amazing addition to Premiere
                                                                                                                 movie making, look no further
or just let the software do it.          Photoshop Elements has al-         were whitened. I could even                                              Elements 7.
                                                                                                                 than the 22 built-in (and more
    The most important addi-          ways had amazing tools that           save it to TIFF format for four-                                            Once you’re finished edit-
                                                                                                                 online) themes for the new In-
tion for this version is the free     let you get the best out of your      color print production in the                                            ing, either with Instant-Movie
                                                                                                                 stant Movie feature. This takes
(for anyone) Photoshop.com.           pictures, whether it’s correct-       paper.                                                                   or your own creative genius,
                                                                                                                 a set of clips and automatically
Adobe’s new companion web-            ing for lighting, sharpening,            The Quick Selection tool lets                                         you can of course output it to
                                                                                                                 applies transitions and effects
site offers buyers (and non-buy-      getting rid of red eye and more.      you grab areas of similar color                                          a variety of formats, burn it to
                                                                                                                 depending on which theme
ers) a free membership with 2         But this year they’ve added           with a few strokes and then                                              DVD or Blu-ray disc, or sync it
                                                                                                                 you choose. For my project,
GB of online space. Those with        some real whiz-bang that will         manipulate just that portion of                                          to your portable—even upload
                                                                                                                 once they’re loaded into the
Photoshop Elements 7 can use          astound you. Their Photomerge         the photo. They’ve also added                                            it ready-made to YouTube or
                                                                                                                 timeline, they previewed prop-
the site for automatic backup         Group Shot tool uses amazing          sliders with simple presets for                                          other sites (including to Flash
                                                                                                                 erly, but the program chose a
(sync) of the photos on their         techniques to combine group           adjusting color, brightness and                                          video).
                                                                                                                 point mid-clip for the timeline
computers—of course up to 2           photos you’ve taken into one.         contrast values easily. Or take                                             As the second part of the
                                                                                                                 preview. The library window
GB. Make a change to a photo          That nephew closed his eyes           out the color for artistic black                                         duo, Adobe Premiere Elements
                                                                                                                 easily displayed which of my
on your PC, it changes online.        in one shot, Granny yawned in         and whites with a few touches.                                           7 is a powerful companion and
                                                                                                                 clips were D1, which were stan-
Make a change online with the         the second. Combine the two           With Photoshop online, it’s                                              expands the abilities of videog-
                                                                                                                 dard analog resolution and
built-in software there, you          for a great final. I tried this for   easy to share the edited photos,                                         raphers wanting more creative
                                                                                                                 which were widescreen 1080p
guessed it—it’s synced to your        simple 2-3 people groups and          and get as creative as you like.                                         control. It adds new ‘wow’ fea-
                                                                                                                 HD. Going through the library
PC. If you’re like me and have        on large family gatherings—              In all, the myriad of small                                           tures and offers tight integra-
                                                                                                                 and choosing clips is easy, but
absolutely tons of photographs,       and I have no idea how it works,      improvements, larger changes                                             tion with Photoshop Elements
                                                                                                                 it unfortunately also jumps to
upgrading to the Plus member-         but it is simply stunning. Once       that amaze, and the added on-                                            7 and Photoshop.com. This
                                                                                                                 the top of the library each time
ship is easy and just $50 an-         you’re done, jump around ef-          line content and creative tools                                          “one-two” punch along with
                                                                                                                 after previewing a clip, mean-
nually. For that, your storage        fortlessly between guided, full       to make Adobe Photoshop Ele-                                             the knockout Photoshop.com
                                                                                                                 ing a drill-down through the
jumps to a whopping 20 GB,            and quick fixes to get just the       ments 7 a must-have upgrade.                                             makes the Photoshop Elements
                                                                                                                 files to get to the next clip.
and gives you access to ideas,        right combination to make the         Premiere Elements 7                                                      7-Premiere Elements 7 bundle
                                                                                                                     You can do fun things, like
seasonal artwork, tutorials and       photo perfect. You’ll even find a        Like its sibling in the bundle,                                       an easy choice for small busi-
                                                                                                                 edit clips to the beat of the
templates that auto-download          tool to whiten teeth.                 Premiere Elements 7 has a new                                            nesses and amateurs who want
                                                                                                                 music you’ve chosen to ac-
to your PC at set intervals. You         The new Adobe Photomerge           version number, and the abil-                                            more power and creativity for
                                                                                                                 company it (or from the built-
also get interactive online al-       Scene Cleaner works much the          ity to store files on Photoshop.                                         less money.
Page 10                                                                               November, 2008                                               Lake of the Ozarks Business Journal

               LOT 250 CHERRY HILL AVENUE
   Here’s your chance to                                                      Portion of new Expressway
                                                                              dedicated to Lake legacy
 purchase one of the last
 great lots left in Osage
 National. Fantastic view
 of both the golf course
 and river bluffs, and                                                        by Nancy Hogland
 surrounded by upscale                                                            Late last month close to 100
 homes. Master planned                                                        people gathered at the front of
 community includes fab-                                                      Osage Beach City Hall to take
 ulous pool, clubhouse,                                                       part in a ceremony dedicating
 fitness facilities, and
                                                                              a portion of the new US 54 Ex-
 restaurant, not to men-
 tion Missouri’s only Ar-                                                     pressway to Lee Mace, a man
 nold Palmer golf course. This lot is                                         who had a vision of what Lake
 truly a stunner, drive by and take                                           of the Ozarks could become.
 a look! To view more information                                                 Lee and his wife, Joyce,
 on this listing: www.EblingGroup.                                            founded Ozark Opry, at the
 com/3054585&s=bj                                                             time the only show of its kind
   Asking $79,900                                                             in the United States and the
                                                                              Lake’s longest-running family
                                                                              entertainment venue. Lee, who
                                                                              died in a place crash in 1985,
                                                                              has been credited with draw-
                                                                              ing well-deserved attention to
                                                                              the Lake area. Many of those Gene Williams and Joyce Mace unveiled one of two signs that will be
                                                                              attending the ceremony were posted informing motorists they are traveling on the Lee Mace Memo-
                                                                              life-long friends and/or fellow rial Highway. Nancy Hogland photo.
                                                                              musicians. They all agreed the
                                                                              decision was a fitting one.         set at late 2010 or early 2011.  ing after her husband’s death,
                                                                                  “I just happened to be in a        State Rep. Dr. Wayne Coo- just closed the theater down
                                                                              restaurant one day and looked per, R-155, took the request for three years ago after MoDOT
                                                                              over to see Lee at another ta- the memoriam to the Missouri requested a portion of the park-
                                                                              ble,” said Joel Pottinger, friend Department of Transportation ing lot for the new Expressway.
                                                                              of the Mace family. “I was may- (MoDOT) after the idea was She said she’s still not exactly
                                                                              or of Osage Beach at the time brought to him by the Mace sure what she’ll do with the
                                                                              so it had to be sometime in the family in 2007.                      building.
  Web: www.EblingGroup.com - Office: 573-302-3606 - Toll free: 800-748-7812   early 80s. We had all been talk-       “I know how Lee helped           “I’ve had a lot of requests
                                                                              ing about a new highway – traf- build this city and what he did from different people who

   FACTORY-DIRECT PRICES                                                      fic was already becoming an for this community and felt want to rent it or buy it, but I
                                                                              issue back then - and I walked it would be a fitting tribute to haven’t made up my mind yet,”
   BUY THE BEST FOR LESS!                                                     over to him and asked, ‘Lee, him. I contacted MoDOT, and she said, adding that she’s been
                                                                              what would you like to see?’”       then continued to act as a li- considering the idea of turning
                                                                                  Pottinger said his friend aison between them and the it into a museum that would
        • Cabinets • Ceramic Tile                                             looked back at him                                                           document the area’s

    • Countertops • Laminate Flooring                                         “as only Lee could
                                                                              look at you, and               “I know how Lee helped build
                                                                                                                                                           history since the de-
                                                                                                                                                           velopment of Bagnell
      • Porcelain Tile • Much More!                                           said he wanted
                                                                                                          this city and what he did for this               Dam. Of course, a part
                                                                                                                                                           of the displays would
                                                                              more than just a
                                                                              band-aid – that if         community and felt it would be a                  focus on the Lake’s mu-
                                                                              a highway was go-                                                            sical heritage. “But I’m
                                                                              ing to be built, he
                                                                                                                 fitting tribute to him.”                  the world’s worst pro-
                                                                              wanted something                --State Representative WayneCooper           crastinator – so it may
                                                                              that would do the                                                            take me another three
                                                                              job. I am sure that                                                          years to make up my
                                                                              this new Expressway is exactly Mace family until we saw this mind!”
                                                                              what he had in mind.”               through to the finish,” he said,    Lee Mace received another
                                                                                  At the ceremony, Joyce and adding that all along the way, tribute in the early 1990s from
                                                                              family member Gene Williams he met with no resistance. “I Southwestern Bell. When the
                                  www.neighborhoods-inc.com                   unveiled one of two signs that think everyone knew this was company was searching for an
                                  neighborhoods@hotmail.com                   will be used to mark the Lee an appropriate way to honor idea for the front cover of the
                                                                              Mace Memorial Highway. The Lee.”                                     1992-1993 telephone directory,
                                                                              signs will temporarily be post-        Roger Schwartz, District 5 they contacted Pottinger, who
                                                                              ed along Highway 54. However, engineer for MoDOT, who ad- was serving as executive direc-
                                                                              once the north portion of the dressed the crowd, agreed.             tor of the Lake of the Ozarks
                                                                              Expressway is completed, the           “This new highway will help Convention and Visitor Bureau
                                                                              signs will be moved.                bring continued growth and at the time. Pottinger suggested
                                                                                  “We couldn’t wait,” laughed development to the entire area. Lee Mace. The company agreed
                                                                              David Webb, nephew of Lee and Lee did so much to introduce with his idea and a quote by
                                                                              Joyce and family spokesperson the Ozarks to the rest of the Lee was used over a Lake scene.
                                                                              at the dedication ceremony. state – to also bring growth – The quote reads:
     HWY 5 N. at Houston Rd • 20 Min. S. of Camdenton                         The completion date for Sec- that we were honored to name               “Here you find beauty all
    Mon. - Fri. 8:00 AM - 5:00 PM • Sat. 8:00 AM - 3:00 PM                    tion 1 of the highway has been this stretch of the highway af- around you … the bluffs, the

     417-533-5080 • 888-776-0038                                              set for late 2009. Completion for ter him,” he said.
                                                                              the entire Expressway has been
                                                                                                                                                   trees, the water. We are the
                                                                                                                     Joyce, who kept the show go- caretakers of the land.”
Lake of the Ozarks Business Journal                                                November, 2008                                                                         Page 11

Bridge toll increase may be needed to cover shortfall                                                                                           veloped under the Missouri
                                                                                                                                                Transportation Corporation
                                                                                                                                                Act which allowed private, not-
by Nancy Hogland                         Gridley said the biggest fall-    on bridge revenues,” he said,     fortunately because it’s such
                                                                                                                                                for-profit transportation cor-
   On Nov. 1, the toll will be        off has been in the larger con-      adding that the biggest benefit   a low priority, we don’t think
                                                                                                                                                porations to play a role in devel-
reduced for the Lake of the           struction trucks as building         would come from upgrading         we’ll see that happen anytime
                                                                                                                                                oping projects as an alternative
Ozarks Community Bridge.              has slowed. However, they’ve         the rest of the route to High-    soon.”
                                                                                                                                                to normal funding methods for
   Under the off-season rate          recently noticed a decrease in       way 5.                               Gridley said the new traffic
                                                                                                                                                roads and bridges.
plan, passenger vehicles will         other traffic as well.                  “One of the commitments        survey would be completed in
                                                                                                                                                   Gridley said the first seven
pay $1.50; vehicles pulling a            “When gas prices first start-     made to us by the highway de-     December and results will be
                                                                                                                                                years after completion, inter-
trailer will pay $2.25; three,        ed to rise to about $2.50 a gal-     partment was that they would      presented to the corporation
                                                                                                                                                est only was paid on the loan.
four and five axle trucks will        lon, traffic counts went up. We      pledge $10 million to widening    at its annual meeting in Febru-
                                                                                                                                                He said while corporation
pay $1 per axle and six-axle          attributed that to fewer people      and straightening F, TT and       ary. That’s when a decision will
                                                                                                                                                members hope the bridge will
trucks and up will pay a flat         wanting to make the long trip        MM. However, that was subject     be made about changing the
                                                                                                                                                be paid for by 2023 that will de-
$6. However, the lowered rates        around the Lake. However,            to substantial improvements       rates, he said.
                                                                                                                                                pend on the revenue. LOCBC
may not stay low for long.            when gas went up over $3.50 a        to Highway 5 from Greenview          The cost of the bridge was
                                                                                                                                                spends $750,000 per year to op-
   According to Larry Gridley,        gallon, all traffic really dropped   to Versailles. They have done     $25.78 million. It was the first
                                                                                                                                                erate and maintain the bridge.
president of the Lake of the          off as everyone started to econ-     an engineering study but un-      project in the state to be de-
Ozarks Community Bridge               omize. We had already seen a
Corporation (LOCBC), traffic          decline in the larger trucks, but
has decreased, resulting in a         then we also noticed a drop off
lower revenue stream, so pric-        in family cars too,” he said.
es may have to be increased to           Gridley said corporation
make up the difference.               members are hopeful that
   “Under our bond covenants          numbers will once again rise
that we agreed to when we             as gas prices continue to fall.
borrowed the money, we have           He also said they were hopeful
to hire a traffic consultant to       that more people would be us-
give us a forecast each year.         ing the bridge once the Horse-
Since we opened the bridge in         shoe Bend Parkway extension
1998, we’ve always been in the        is completed.
positive. However, this year             “Of course, we have no em-
our revenue forecaster said           pirical data on that, but we
we’d be 18 percent off and he         were certainly supportive of
was right,” he said, adding that      the project when it was first
they anticipated a $700,000 de-       introduced and we believe that
crease in 2008.                       it will have a positive effect
Page 12                                                                           November, 2008                                                  Lake of the Ozarks Business Journal

Village of Four Seasons goal: Build safest, longest lasting homes at Lake
   The new chief building offi-      when he or she applies for a        now they come to us, thanking        ably would have had firemen         last is better.”
cial for the Village of Four Sea-    building permit. Davis has also     us because they know exactly         trapped and killed. However,           Davis and Lake Ozark Fire
sons has developed a plan that       established a library of sorts in   what to do. Unless you have an       if a draft stop had been in-        Protection Fire Marshal Jim
he says will level the playing                                           architect’s blueprint created        cluded, the trusses wouldn’t        Doyle also worked together on
field and leave no room for er-                                          with assistance of a structural      have burned like that and it        tightening another code.
ror on new home construction.                                            engineer, builders won’t know        would have been safer for the          “We require garages to be
   Robert Davis, a former                                                every one of these details,”         firefighters,” Davis explained.     built with fire-resistant dry-
builder with a background                                                he said, adding that the same        “We’re now building homes so        wall that will contain a fire
in engineering who came on                                               codes followed to build Village      firefighters will have one hour     for one hour. If you’re in bed
board just six months ago, has                                           homes are the same standards         of safety inside the structure so   sleeping and a fire breaks out,
developed a document that                                                used to build skyscrapers. “Our      it won’t collapse and will give     it will be contained but when it
will let builders know exactly                                           homes will be safe and they          them plenty of time to remove       does finally break through the
what code requirements are                                               will be built to last.”              anyone inside.”                     wall it’ll be like a bomb going
expected to be met at every                                                 He said the new document,            Another change forbids con-      off. Chances are no one would
stage of construction.                                                   as well as stricter requirements,    tractors from removing con-         be able to make it out alive.
   “This way, there are no ques-                                         have changed construction all        crete forms on foundations for      However, we’re now making it
tions – no issues – about what                                           the way from top to bottom.          a minimum of 24 hours after         mandatory to have fire alarms
we require,” Davis said. “It also                                           In attics larger than 1,000       the pour.                           in the garages and if possible,
eliminates any controversy                                               square feet, draft stops are now        “In the past, the POA (Prop-     we want them daisy chained so
that could later lead to litiga-                                         required.                            erty Owners Association) re-        when one alarm goes off, they
tion because every builder is        Village of Four Seasons Chief          “For example, a house on          quired all foundations to have      all start screeching. Yes, it’s an
held equally responsible and         Building Inspector Robert Davis.    Horseshoe Bend Road had a            a textured finish. However, to      added expense, but we’re sure
no inspector can interject his       Nancy Hogland photo.                fire that got into the attic. Once   do that required contractors        everyone would agree, their
own interpretation. Each of the      Village Hall where builders can     in the attic, it went wild and       to remove the forms just a few      family’s lives are well worth it,”
125 inspection points are clear-     look up the codes and require-      burned all the trusses. That         hours after pouring to rake or      he said.
ly outlined and then referenced      ments for further clarification,    may not sound like an impor-         chop the finish. Not allowing          Davis has also restructured
to the International Building        if needed.                          tant issue however, from the         the concrete to harden com-         the cost of building permits
Code book that the Village ad-           “Some of the homes in the       outside you would never know         pletely weakens and in some         that allows the building de-
opted as law. It’s our desire that   Village that were built years       that the rafters were gone and       cases destroys the integrity and    partment to be self-sufficient
homes built in the Village will      ago are so far from code com-       that the only thing holding that     has resulted in many founda-        instead of being subsidized
be the safest, best built homes      pliant that they’re danger-         roof together was the sheeting.      tions cracking. Now, no forms       by taxes. The base price for
at the Lake.”                        ous. We’re working to see that      Firemen could have walked in         come off until its time,” he said   residential permits for homes
   He said each contractor is        never happens again. At first,      there and had the whole roof         adamantly. “Esthetics are fine,     valued at less than $250,000 is
given a copy of the document         contractors were skeptical but      collapse on them. We prob-           but building a home that will                    continues on page 29
Lake of the Ozarks Business Journal                                             November, 2008                                                                         Page 13

New shelter will help CADV expand services, help more victims
by Nancy Hogland                      female victims of intimate vio-   out for us,” she said. “We are     is completed, we’ll be able to      shelter’s operating costs. The
   One in every three women           lence live in households with     usually housing 22 women and       shelter 32 people. In addition,     rest comes from private dona-
has been beaten, coerced into         children younger than 12.         children at any given time and     we’ll have office space, a con-     tions and community grants.
sex or otherwise abused dur-             Studies suggest that be-       if we had the room, we would       ference room so our support         To raise the additional fund-
ing her lifetime.                     tween 3.3 and 10 million chil-    have more. Sometimes we            group can meet here and we          ing that will be needed for
   Nearly 25 percent of wom-          dren witness some form of do-     have to send families to cities    can hold classes, we’ll have a      construction and to pay off
en report being raped and/            mestic violence annually.         that have larger facilities.”      large, cafeteria-style kitchen      the loans, CADV is starting a
or physically assaulted by a             These chilling statistics         Not only is the current         with room enough for every-         campaign where money can
current or former partner or          were presented to guests at       2,200-square-foot shelter, built   one to sit down to meals to-        be pledged over the next three
spouse.                               the recent Citizens Against       in the 1960s, too small, it has    gether, eight bedrooms with         years.
   On average, each day more          Domestic Violence (CADV)          numerous problems.                 shared bathrooms, a large              “In addition, I’m writing
than three women are mur-             brunch, held to help raise           “There’s no insulation, so      common area with play area          grants like crazy and I’m ap-
dered by their husbands or            money for a new shelter. And      our utility bills are high. The    because many of the women           plying for tax credits through
boyfriends in this country.           while the numbers were com-       basement floods every time it      come with children and a large      the Neighborhood Assistance
   Approximately one in five          piled from national statistics,   rains and has rendered it un-      laundry facility.”                  Program. Through that pro-
female high school students           they mirror many of the issues    usable. It always smells like         She said the new facility will   gram, people who donate will
report being physically or sex-       taking place in Camden, Miller    mildew,” Fiene said. “We have      be built on the lot next door       receive credits of up to 70 per-
ually abused by a dating part-        and Morgan counties, accord-      only two bathrooms and our         and after it is completed, the      cent of the donation that will
ner.                                  ing to CADV Executive Direc-      kitchen is so small, we can only   current building will be de-        come straight off their income
   Eight percent of high school       tor Angie Fiene.                  have one table - the families      molished, making room for fu-       taxes,” she said.
aged girls report sex was forced         CADV records show that in      have to eat in shifts. We need     ture expansion.                        In addition, the board is
on them by by a boyfriend of          2007, 1,542 beds were filled;     more room.”                           The cost of the new facil-       looking into fundraising ideas.
date.                                 125 new children were served;        The CADV was able to pur-       ity has been estimated at              “We’re looking for some-
   As many as 324,000 women           357 calls came into the hotline   chase the lot next door and        $650,000. In addition, there        thing to do in January or Feb-
each year experience intimate         and 500.5 hours were donated      soon after, Septagon Construc-     is a $50,000 loan on the first      ruary – maybe a ball – we’re
partner violence during their         by volunteers. And, as with       tion stepped up and volun-         property and a $75,000 loan on      tossing different ideas around
pregnancy.                            everything else in the area, as   teered its engineering and de-     the latest acquisition, “so obvi-   now,” she said.
   Fifty percent of the men           the population grows, so is the   sign services. Over the past few   ously we’re going to need help         In the meantime, anyone
who frequently assault their          numbers of women reporting        months, the firm has designed      to build this,” Fiene said.         who would like to donate or get
wives also frequently abused          abuse and needing shelter.        plans for a new 5,300-square-         CADV receives federal and        more information about the
their children.                          “Since opening our doors in    foot facility.                     state funding grants that           new facility can call 346-9630.
   Slightly more than half of         1994, we have had our work cut       “When our new building          cover about 40 percent of the
Page 14                                                                                November, 2008                                                     Lake of the Ozarks Business Journal

A Conversation with Max
                                                                                                                    come to these fishing camps and
                                                                                                                    stay a week or two weeks at a
                                                                                                                    time. If they saw something go-
                                                                                                                    ing on, they would let me know
Retired Conservation                    the lake or up on the Niangua.”       larly where we had landowners
                                                                                                                    about it.
                                            Did you have problems with        who would agree to protect them
Agent Max Middleton                     families who had lived here for       for a few years — that way the           “The one place we’d work a lot
talks about his career                  several generations?                  deer had a chance to build up.”       of nights was over below Bagnell
                                            “Not really. My home was in          How would you describe a           Dam. They needed extra help
by Michael Gillespie                                                                                                there because that’s one of the
                                        Taney County. So I was used to        typical day on the job?
    The Ozarks region is well                                                                                       best fishing holes in the state.
                                        dealing with those kinds of peo-         “There wasn’t a typical day. I’d
known for its storytellers —                                                                                           “I’d always make sure the
                                        ple. I’m sure some people here        work more fishing in the sum-
good, kindly folks who have lived                                                                                   stringers or baskets were sepa-
                                        resented having me around. But        mertime and more hunting in
and worked in the area all their                                                                                    rated, that they didn’t have their
                                        the majority were knowledge-          the fall. There was some water-
lives and have a have a great deal                                                                                  fish all mixed in together. There’s
                                        able enough to know that what         fowl hunting on the lake. And
to say about the way things were,                                                                                   a rule that says you have to do
                                        we were trying to do was going        then there was the deer season,
if only someone would ask. That                                                                                     that. The purpose of it is to make
                                        to benefit them.”                     and turkeys — I spent quite a
is history, the best kind of history,                                                                               sure that they’re not fishing as a
                                            What was the major emphasis       lot of time with them because I
because it is based on personal                                                                                     group as compared to fishing as
                                        in conservation back then?            thought they were a wonderful
experience rather than cold facts                                                                                   individuals. Not a lot were over
                                            “We were trying to bring back     game animal.”
and documents.
                                        a lot of things that the state once
    Recently, I had the opportu-
                                        had but no longer had because
nity to visit with Max Middle-
                                        of either faulty management, or
ton, of Versailles. Max is a retired
                                        no management at all. In 1964
conservation agent. He began
                                        there were no turkeys in Mor-
working for the Department of
                                        gan County. They were stocked
Conservation in 1960, in Maries
                                        initially along Highway 135. And
County. A little later he went
                                        that was during the period that
to Dallas County, and in 1964
                                        I was moving up here. We didn’t                                                                                   at the dam, the other was at the
he was transferred to Morgan
                                        turn loose great big numbers;                                                                                     Niangua Bridge. The people that
County and the lake area.
                                        we had a formula, and it seems                                                                                    caught them called us because
    Life at the lake in ’64 wasn’t
                                        to me like two dozen or slightly                                                                                  they were pretty sure they were
as you find it today. There were
                                        less.                                                                                                             record class. We had to verify it.”
some 400 resorts and motels here
                                            “We were able to have a tur-                                                                                      Do you recall any humorous
in those day, and scores of road-
                                        key hunting season in six years.                                                                                  incidents that took place while
side attractions. Most everything
                                        It was delayed by one year at                                                                                     you were checking on permits?
was a “mom and pop” operation
                                        my request because we had an                                                                                          “There was a lady who owned
that could best be described as
                                        acorn failure, and the birds, in-                                                                                 a resort with her husband. They
rustic. There were still a lot of
                                        stead of staying in one area, had                                                                                 had a covered fishing dock. This
folks here who could remember
                                        spread clear up toward Florence                                                                                   was back at a time when the state
hunting and fishing not just for
                                        and over around the Moniteau                                                                                      was first checking on contami-
pleasure, but for food. And some
                                        County line. We were afraid that                                                                                  nation from bacterial organisms
who resented any interference
                                        they were in too small of num-                                                                                    in the lake. I had turned in there
from the law. But let Max tell his
                                        bers in various areas and they                                                                                    and this lady asked if I had seen
story —
                                        would be overharvested. Turkeys                                                                                   the St. Louis paper that day. I
    Max, what was it like when
                                        have from four to maybe a dozen                                                                                   said that I hadn’t. She said, ‘Well,
you began working here?
                                        young every year, unless the nest                                                                                 it said that there were no bad or-
    “I think it was altogether dif-
                                        is destroyed by raccoons or a rain                                                                                gasms in the Lake of the Ozarks.’
ferent. There were a lot of small
                                        comes and chills the eggs. Of                                                                                     I said, ‘I expect that’s right!’
fishing camps at the lake — more
                                        course, they weren’t near as thick                                                                                    Could the job ever get danger-
family type things. All of them
                                        as they are now. And the hunters                                                                                  ous?
had fishing boats that people
                                        were a lot less competent than                                                                                        “Well, you never, never knew.
staying there could rent. When
                                        they are now.”                                                                                                    Anything might turn out to be
the boats started getting bigger
                                            What about deer?                                                                                              a little more exciting than you
and faster, and when there start-
                                                                                                                                                          wanted it to be. For instance,
ed to be a lot of skiing back in the
                                           “The population was much                                                                                       another agent and I had a re-
coves, that pretty well pushed
                                        lower than it is now. I was pretty                                                                                port, while I was living in Dallas
the fishermen out for the sum-
                                        familiar with the way the pro-                                                                                    County, of these individuals that
mer months.”
                                        gram worked. M.B. Skaggs, own-           You must have spent a lot of                                             were out after gigging season had
    What area did you cover?                                                                                        the limit.
                                        er of Safeway Stores and Skaggs       time on the lake checking fishing                                           closed. And they were supposed
    “We didn’t just work in one                                                                                        “I saw two of the spoonbills
                                        Pharmacies, had a big ranch in        licenses; what was that like?                                               to be in this one area.
county. See, I was assigned both                                                                                    that were state records at the
                                        Taney County. A lot of that coun-        “Well, some days I’d go out                                                  “There was a bluff overlook-
to part of the lake and the county.                                                                                 time. One of them was caught
                                        try is exceedingly rough and the      and everybody was just as honest                                            ing that area and I’d had a con-
We had other people on further                                                                                      with pole and line, which was a
                                        deer had survived a little better     as the day was long, and then the                                           frontation with the landowner
down the lake that were assigned                                                                                    different category than the ones
                                        there. Skaggs furnished a lot of      next time I’d go out there might                                            on the other side over some fires
strictly to the lake and other in-                                                                                  they caught on a trot line. The
                                        the deer. My father worked for        be a dozen or twenty people that                                            that were about to burn over into
dividuals were assigned to Miller                                                                                   biggest, if I remember correctly,
                                        Mr. Skaggs and helped on trap-        didn’t have one. There wasn’t any                                           land at Bennett Springs. I made
and Camden County.                                                                                                  was 117 pounds. It was caught
                                        ping the deer. As a kid I went over   rhyme or reason to it that I could                                          him stop it. He said, ‘Next time
    “I’ve been in every cove on                                                                                     on a trot line. The other one was
                                        there and helped them move the        see.                                                                        you show up here, I’m going
the lake several times because                                                                                      over a hundred pounds, but not
                                        deer in trucks. We just went from        “It was more of a weekend                                                to kill you.’ I said, ‘You’d better
sometimes I’d go work with the                                                                                      quite that big. One of them was
                                        one county to the next, particu-      thing. A lot of the people would                                                          continues on page 16
other agents on the lower end of
Lake of the Ozarks Business Journal                                                 November, 2008                                                                        Page 15

Roxio’s Media Creator 9: $99 ‘Swiss Army Knife’ program suite
by Darrel Willman                                                           them if you have a CoreDuo or     even create panoramas from        That’s a lot of options.
    If you buy a new computer,                                              QuadCore.                         sequential photos.                   All in all, you can save a bun-
you will have to find programs                                                 Roxio Creator 2009 still has      Create easy movies with        dle by making this choice—no
to do the things you want to                                                all of the features that made     built-in transitions, templates   buying separate software ti-
with it. There are free software                                            the suite so popular. Burn        and special effects, along with   tles—one suite for most things
titles out there, but sometimes                                             music and data to discs. Im-      slideshows from photos and        you need to do on your PC.
the best things in life are worth                                           port from your camera, video      background audio (they also          Roxio Creator 2009 sells for
paying for.                                                                 recorder, record system audio     include SmartSound). Back-        $99, with the Blu-ray plug-in
    Most new computers come                                                 (think music on the web), rip     up and restore files or whole     another $30. I found it on the
with a disc burner now, but                                                 music CDs, DVDs and more.         drives with disaster recovery.    web for as low as $79 (a steal
that’s just one reason to get                                               Convert old LP’s and cassettes    Sync media files to your iPod.    at this price), and if you pur-
Roxio’s Creator 2009.                                                       to MP3—and then manipu-           Play DVD’s and Blu-ray discs      chase the “Ultimate” version
    Roxio’s Creator 2009—the                                                late, edit and export or burn     (if you have a Blu-ray drive).    for $129, you get the Blu-ray
all-in-one, Swiss Army Knife                                                the results. Audio editing,       Create, burn, and mount disc      plus another $300 in goodies.
application bundle once again                                               video editing, photo editing,     images in a variety of formats.   www.Roxio.com
brings us a collection of pro-        the new Syncit will then allow
grams designed to do pretty           you to drag and drop your cre-
much anything you need to do          ation to your portable as one
with your PC.                         file. Music lovers really need
    Photo editing, video edit-        look no further for editing and
ing, movie making, video cap-         burning audio discs.
ture, music and sound editing,            But perhaps the biggest im-
disk burning, audio recording,        provement is the interface—
backup and lots more. And             gone are the confusing ar-
now, you can export and share         rangement of choices for what
to the internet and your por-         to do next. The new clean
tables—all of this in one low-        starting menu gives common
cost suite. If you don’t already      sense options like “Rip”, “Copy
own a version of Easy Media           Disc” and “Backup Files”.
Creator (9 and 10 were excel-             Video users with high-end
lent) get a copy for your PC. For     equipment now have AVCHD
the price, Creator 2009 should        support with an optional Blu-
be standard equipment with            ray burning plug-in. New no-
every new computer. If you            nonsense menu entries allow
have a previous Creator ver-          you to edit with the built-in fea-
sion, the new features justify        tures (simple) or use the more
an upgrade.                           advanced separate application
    Some of the new features in       (VideoWave for instance). This
Creator 2009 include the abil-        is a huge improvement.
ity to turn separate audiobook            The built-in is often just
chapters (files) into one .m4b        right for a quick project like a
file for your Apple portable,         video with CineMagic. Other
with cover art and other in-          options are arranged similar-
formation if it’s available. The      ly—rip a disc with one click,
suite also expands the export         or drill down to adjust set-
to internet options, and now          tings. Make improvements to
has a 1GB free online storage         your photos with a one-click
website with 5GB available            option, or have control over
through a paid subscription.          adjustments to brightness and
    The Creator series has al-        contrast, sharpness, cropping
ways had excellent audio disk         and more. Generate an au-
creation tools. Roxio led the         dio CD from a list of songs, or
way years ago with Toast and          control the way each is played,
Jam (burning and audio disc           set cross-fades, volume lev-
authoring software), intro-           els, even snip silence from
ducing analog recording and           the beginnings and endings
clean-up of old LPs and tapes,        of tracks. It’s up to you to get
and Jam’s sophisticated cross-        as complicated as you want
fades and leveling controls.          to. Also gone are the multiple
    Creator 2009 has all of these     entries in the installation, one
features now (some in the Ulti-       file instead of many “Roxio”
mate version) and adds the new        programs if you need to unin-
Beatmatching, giving you the          stall and re-install.
power to arrange a selection              The suite is still quite hefty,
of tracks so that similar songs       well over a gigabyte. Make sure
are placed adjacent to each           you have enough drive space
other. Just like having a DJ in-      available. The system require-
house, this matches songs up          ments are modest, but there
based on tempo so that there          are now some performance
are no abrupt changes from            enhancements for multi-pro-
fast to slow or vice-versa. And       cessors—you’ll          appreciate
Page 16                                                                                   November, 2008                                                      Lake of the Ozarks Business Journal

A Conversation with Max
                                                                                                                        to Gravois. Houses burned, and        by pulling the plug? We’ll I had
                                                                                                                        barns burned.”                        him in the back and he wasn’t
                                                                                                                           What was the most interesting      familiar with that either, so I was
           continued from page 14       whomped him in the head with            in to forestry so they would have       part of your job?                     watching him pretty closely, and
think that over a little bit before     my flashlight. I was making up          an exact location on it. Some of           “I really enjoyed working with     I looked behind us and the yacht
you start something like that.’         my mind whether I needed to             those situations could get pretty       a lot of people who set aside part    association was having their big
But anyway, you keep those              hit him again to subdue him and         hot. In the area that I was raised      of their land for wildlife man-       parade that day and they were
things in your mind — maybe             the other agent with me came up         in, people burned their land, but       agement. In some cases they           turning right at the mouth of In-
he’s fool enough to do something        behind him — the other agent            you did not burn your neigh-            bought land especially for that.      dian Creek, and here come these
like that.                              was not a big fellow, but he had        bor’s land or you were in bad           They were hunters themselves.         two huge waves where they had
    “So went we went down there         been a Marine — and flopped             trouble. Here, it didn’t seem to        They were wanting to improve          turned and the two run together
we came off the bluff instead of        him down on his back, pinned            be that way. They would burn            the habitat for turkey and deer       and were heading right for the
going by that man’s house. And          him by the neck, and told him to        their land and everybody else’s. I      and for all kinds of wildlife. They   boat. I yelled at him to stay down
when we got down there we               lay still. And here come another        never could figure out why they         were sincere about what they          — and he stood up! When that
watched them for awhile, and            one of the group and was going          thought they had a right to burn        were doing.”                          hit it threw him forward and he
they were not only out of season,       to hit the other agent in the head      other people’s property.                   Many people would consider         hit me with his shoulder in the
they were fishing with underwa-         with a bat. I had to draw my gun            “There was one fire I remem-        yours to be the perfect job; why      middle of the back, and dam-
ter lights and a shocker — none         on him and tell him that if he was      ber in particular that was started      did you retire?                       aged my back pretty severely.
of which were legal.                    going to swing at the agent, I was      down on the lake right south of            “I got injured, that’s why I       You couldn’t say it was any one
    “When we got down there we          going to shoot him. So he quit; he      the Ozark Land and Cattle Com-          retired. That was in 1978. I was      person’s fault; it was just one of
just waded across the river and         raised up and dropped the bat.          pany ranch along Highway 135.           working with a trainee on the         those things that happened.”
confronted them and were writ-              “We got everything quieted          They stared there and all the           Gravois Arm, over Memorial Day            Looking back over your career,
ing down the information on             down. And the fellow who was            fire crews were tied up. And, of        weekend. I had just let him out of    if you had to do it all over again,
them to charge them in court.           going to kill me was down there         course, the fire burns a lot faster     the boat with a person who was        would you?
They had an old logging truck           with them and I kind of watched         when it goes uphill. And that           fishing without a license. He was         “Yes. I loved it. I loved being
there to carry their boat on. And       him out of the corner of my eye         fire came up, and I happened to         pretty green on it and he wasn’t      out; I loved talking to hunters
this one man — and he was a big         all the time. But he didn’t do any-     be along 135 when it come up            getting the thing taken care of.      and fishermen and working with
ol’ boy — he jumped up on there         thing while we were there.              the hill. I tried to stop it there at   So I had to pull in and take care     the land owners. It was all enjoy-
and said, ‘I’m leavin’,’ and I said         “But ever once in a while you’d     the highway, but it was sending         of the situation for him.             able.”
‘No, you’re not leaving yet. We’re      run into something like that.”          shoots of fire that were land-             “When we got ready to leave,           Max was 41at the time of his
not through taking all the infor-           Over the years a lot of proper-     ing 30 or 40 yards in the grass         the boat had accumulated a            injury. He underwent three sur-
mation down.’                           ty owners would set fire to their       on the other side. There was no         substantial amount of water in        geries, but the accident left him
    “He literally lept off that thing   land to reduce underbrush or rid        way of holding it. I later talked       it — the water was so rough. So       unable to walk. He went on to
at me and tried to grab me. He          themselves of insects; did any of       to some people who barely got           we tried to run that water out        become a three term Morgan
swung at me. I dodged him and           these fires get out of hand?            away from it. They didn’t get that      and we had it mostly run out.         County commissioner.
he was still grabbing for me so I           “Yes, they did. I would report it   fire stopped until it was almost        You know about draining a boat

                                                                                                                                       If you are interested in a career with Farmers,
                                                                                                                                       please call Ted LePage at 573-302-0001 or
                                                                                                                                       stop by our Training Center at 3736 Highway
                                                                                                                                       54 in Osage Beach, MO.
Lake of the Ozarks Business Journal                                               November, 2008                                                                 Page 17

In pursuit of the paper-
less office- going green
by Michael Gillespie                  has been stored, with a little
    Imagine running an office         software you have the ability
or business without paper. No         to sign either a small e-pad, or
more file cabinets; no more
shredders; no more ink car-
                                      if you’re using a tablet com-
                                      puter you can sign right on the
                                                                               O Estate Planning                          New Lake Location!
tridges; and no more paper
cuts. Sounds almost surrealis-
tic. The idea of a paperless of-
                                      computer screen. IBM and Pa-
                                      nasonic both make that type of
                                      screen. But most folks use the
                                                                               O Financial Planning
                                                                               O Retirement Planning
                                                                                                                            Sunrise Beach
fice has been around almost           little signature pad — it’s about                                                      32 AMERICAN LEGION ROAD
as long as personal computers.        as big as a cell phone.”                 O Tax Preparation                            SUNRISE BEACH O 573-374-9944
But is it possible? To a degree,          The advantages of going pa-
yes it is. It will work better with   perless go beyond the obvious            O Tax Planning
some businesses than others.          cost savings derived from buy-
It’s an ideal worth pursing,          ing less paper. Think how much
                                                                               O Business Consulting                       NOW FOUR LOCATIONS IN MISSOURI!
though, because even if your          time you have spent search-              O Accounting Services
business doesn’t go entirely pa-      ing through file cabinets for a                                                           403 CLIFFSIDE CENTER
perless, you’re likely to benefit     specific document. Electronic            O Payroll Services                             2140 BAGNELL DAM BLVD.
from a “less paper” office.           filing     systems    emphasize
    “The paperless office is kind     searchability. Enter a keyword           O Employee Benefits                           LAKE OZARK O 573-964-5739
of like Bigfoot,” says Don Mill-      or phrase, a customer name,
er, of Osage Office Products in       or an account number and the             O Audit & Review Services                             2700 MATTHEW DRIVE
Osage Beach. “We’re not sure          filing program will lead you in-
                                                                               O Business Succession Planning                       SEDALIA O 660-827-4990
if it really exists.” But business    stantly to the document. If it is
clients do come to Miller for         something you need to e-mail
                                                                               O Accounting Software                               2751 SOUTH ODELL
help in converting to a paper-        or fax, you can do that from the
less environment. These in-           screen — no need to scan in a                                                              MARSHALL O 660-886-6815
clude medical, manufacturing,         hardcopy. Once you’ve learned
service, real estate, and legal       how to use the software prop-
companies.                            erly, document handling is very            Y OUR PARTNERS I N P ROGRESS O                             WWW. WTCPA . COM
    The idea behind the paper-        fast. And you won’t need any-
less office is to put all your        more file cabinet space. Many
files, be they documents or im-       paperless offices have gone
ages, into your computer. This        back through their hardcopy            Once you experience the scenic beauty and friendly atmosphere that is Lake Valley you
will not only do away with file       archives and scanned in every-           will understand why we we’re voted the #1 golf course at the Lake of the Ozarks!

                                                                                                     PUBLIC WELCOME
cabinets, but it will also make       thing; other businesses begin
it easy to view the documents,        the paperless process from a
or e-mail them, or, if absolutely     certain date forward.
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necessary, to print them.                 So what’s the main disad-                    Affordable memberships currently available –
    “The key to the whole pa-         vantage of going paperless?                take advantage of our membership special while it lasts!
perless office is your electronic     Well, like any computer-based
filing system software,” says         system, things are only as se-
Miller. “There are companies          cure as the health of your com-
that specialize in, let’s say, the    puter. “Hard drives do crash,”
legal market. There are com-          says Miller. “So it’s always a
panies that make proprietary          good idea to have some type
software for the medical field.       of an electronic backup. De-
For general business, PaperPort       pending on how many files and
software is a very inexpensive,       documents you have it could
easy-to-use way of organizing         be as simple as a zip drive or a
client files into categories.”        parallel drive, but some type
    The latest versions of Paper-     of backup system is absolutely
Port include features such as         critical. You can even do en-
scan-to-PDF format, search by         crypted backup via the web.”
keywords or annotations, dou-             For the general office, it isn’t
ble sided and multi-page scan-        necessarily expensive to con-
ning support, fill out a form         vert to paperless. Miller says
capability, and conversion of         that you will need a good mul-
scanned images into editable          tifunction printer-copier-scan-
documents.                            ner. Speed, quality, and volume
    “The other part of the pa-        are the main factors to con-                                                    Reserve a tee time today at
perless office that comes into
play is documents that can be
                                      sider. If you plan on scanning
                                      your old hardcopies then you’ll                                                        573-346-7218
signed electronically,” notes         want a document feeder for the                                          Enjoy our unique course design featuring six par 3’s,
Miller. “In theory, you can le-       scanner. Expect to pay $300 to
gally sign a document electron-       $400 for a good multifunction                                                        six par 4’s and six par 5’s
ically. Computers today give          machine. Specialty machines,
you that capability. Depending        such as wide-format printer
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on the way that the document                       continues on page 26              Located just 3 miles west of Camdenton on Lake Road 54-79
Page 18                                                                        November, 2008                                                  Lake of the Ozarks Business Journal

Voters to                                                                                                  Ameren’s dock foam
                                   longer terms because he be-        out what decisions are the best
                                   lieves aldermen who are do-        ones for the residents. Longer
                                   ing a good job would easily be     terms would allow that and
decide terms                       re-elected. Residents can vote
                                   out those who aren’t, instead of
                                                                      offer a little more stability,” he
                                                                      said.                                replacement program
by Nancy Hogland
                                   being “stuck with them for four       Clark said an added ben-

                                                                                                           deemed a success
   On Nov. 4, Lake Ozark voters
will decide if the terms of ser-   years,” he said.                   efit would be a savings of about
vice for the mayor and mem-           However, City Administra-       $3,300 per year because elec-
bers of the board of aldermen      tor Charles Clark said the lon-    tions would only have to be
                                                                                                           by Nancy Hogland                    notifications of dock-foam re-
should be changed from two to      ger terms would allow alder-       held every other year instead
                                                                                                              With a little less than 60       placements have been pour-
four years.                        men the opportunity to get         of every year. One alderman
                                                                                                           days to go before dock permits      ing in via fax, phone and mail,
   In June the board voted five    up to speed and become more        from each ward is elected every
                                                                                                           will be yanked for non-com-         Vance said.
to one, with Alderman Robert       familiar with how the city op-     other election.
                                                                                                           pliance, less than 1 percent of         “We have been getting a
Davis casting the only dissent-    erates without worry about            A simple majority is all that’s
                                                                                                           the Lake’s docks have yet to be     stack of notices every day.
ing vote, to include the matter    going through the re-election      required for the measure to
                                                                                                           re-foamed with encapsulated         People obviously took this se-
on the November ballot.            process.                           pass. The matter was put be-
                                                                                                           foam.                               riously. We’re glad, because it
   Davis said he opposes the          “Sometimes it takes a while     fore voters in 2001, however it
                                                                                                              “We’re very pleased with         was never our desire to go out
                                   to learn the ropes and figure      was rejected.
                                                                                                           the response. But I think most      and collect of illegally foamed
                                                                                                           people finally realized that the    docks,” he said.
                                                                                                           sheer volume of trash in the            The crew surveying the
                                                                                                           Lake was coming from the bro-       Lake was equipped with laptop
                                                                                                           ken foam and want the prob-         computers and camera outfit-
                                                                                                           lem fixed,” said Brian Vance,       ted with Global Positioning
                                                                                                           field coordinator for Ameren        Systems (GPS) that recorded
                                                                                                           UE.                                 the exact location of each dock
                                                                                                              AmerenUE, who owns the           so crews will be able to check
                                                                                                           shoreline and operates Bagnell      docks where no re-foaming no-
                                                                                                           Dam, decided several years          tification was received.
                                                                                                           ago that the non-encapsulated           Vance said once the dead-
                                                                                                           foam had to go. Flotation that      line has passed, a follow-up
                                                                                                           had broken away from docks          will be conducted on those
                                                                                                           was the largest source of de-       docks where no notification
                                                                                                           bris on the lake, with volun-       was received.
                                                                                                           teers removing close to 200             “Then we’ll start the process
                                                                                                           tons of foam from the shore-        to remove those docks from
                                                                                                           lines during the annual spring      the Lake,” Vance promised.
                                                                                                           clean-ups. In 1995 AmerenUE             Several dock builders had
                                                                                                           banned any new installation         stressed the importance of
                                                                                                           of the non-encapsulated foam.       scheduling the work early.
                                                                                                           Then in 2003, the company set       Ron Mueller, president of Trico
                                                                                                           a final deadline for replace-       Dock Center in Osage Beach,
                                                                                                           ment of the foam already in         said because fall was usually
                                                                                                           place.                              booked solid with commer-
                                                                                                              To make sure everyone was        cial dock repair, an early win-
                                                                                                           aware of the requirement, this      ter could prevent much of the
                                                                                                           summer a Tiffany Thompson           work from getting done.
                                                                                                           and T.J. Butkovich, college             However, judging by the
                                                                                                           interns hired by AmerenUE,          load of foam that was brought
                                                                                                           started at the dam and trav-        in during a special free drop-
                                                                                                           eled every arm of the Lake all      off in mid-October, many
                                                                                                           the way to Warsaw, checking         residents may have re-foamed
                                                                                                           and tagging docks that had not      docks themselves.
                                                                                                           been re-foamed with encapsu-            Vance said more than 20
                                                                                                           lated foam. The tickets warned      tons and 400 cubic yards of
                                                                                                           residents that they had until       foam flotation and debris were
                                                                                                           Dec. 31 to replace the foam or      brought to the Materials Pro-
                                                                                                           face consequences that could        cessing Center, a dock foam re-
                                                                                                           include up to a $4,000 fee, revo-   cycler in Kaiser, from residents
                                                                                                           cation of the dock permit and       as far away as the 80-mile-
                                                                                                           finally, removal of the dock.       mark of the Lake.
                                                                                                              Vance said although power            Lake of the Ozarks is not
                                                                                                           company officials believed          the only spot banning non-
                                                                                                           the number would be higher –        encapsulated foam. A new
                                                                                                           possibly as high as 4,000 – the     policy passed by the U.S. Army
                                                                                                           crew found only about 2,400 of      Corps of Engineers in 2007 will
                                                                                                           the 25,000 docks on Lake of the     require marinas in Southern
                                                                                                           Ozarks were still supported by      Missouri and most of Arkansas
                                                                                                           white, blue or orange foam.         to replace polystyrene foam
                                                                                                              Dock owners were also            underneath docks with a more
                                                                                                           asked to provide Ameren with        environmentally friendly ma-
                                                                                                           proof that the floatation mate-     terial. The use of the foam for
                                                                                                           rial had been replaced. Since       docks has also been banned in
                                                                                                           the tagging program began,          many other states.
Lake of the Ozarks Business Journal                                                                    November, 2008                                                                                                            Page 19

  Team Gibson                                                                        RE/MAX At The Lake • Laurie • www.TeamGibson.com
                                                                                          573-374-3214 • 1-800-748-8499
                            1232’ OF LF/60Acres!                                 180 Acres!                                          Awesome Point!                                     1500 Ft. of Lake Frontage!

     Honesty,               LF estate on the beautiful Gravois arm. Deep         Cattle ranch in Benton County. Live mineral         3BR, 2BA 2,720 sq. ft. LF Ponderosa, 239ft. of     Perfect location by land and water. 41 MM of
                            clear water, lots of room, 3,800 sq. ft. of com-     spring year round. Huge barn, Older farmhouse       gentle LF, large cove w/year round deepwa-         the Osage, property consist of quiet cove loca-
   Integrity and            bined improvements, geat dock, 1,200 ft. of LF       & detached garage, only a few miles from            ter, million dollar view, blacktop to the door,    tion w/very deep water great view, awesome
                                                                                                                                                                                        point and Million dollar views from bluff front-
  Our Very Best             & 60 acres. This is a high quality property with
                            an outstanding location in the Gravois Arm.
                                                                                 beautiful Lake of the Ozarks An additional 40
                                                                                 acres with very nice milking barn for extra dol-
                                                                                                                                     awesome Osage 10 MM location. $469,000
                                                                                                                                     MLS#3047380                                        age. Brand new blacktop leading into the prop-
  Effort For You!           $899,999 MLS#3043270                                 lars available. $349,000 MLS#3052835                                                                   erty. $890,000 MLS#3047898

                            Commercial Property                                  Scandia!                                            Excellent Tract!                                   Prime Location!

  At The Lake                Fully operational Motel complex w/owners home.
                             Over 500 ft. of prime State Highway 5 road front-
                                                                                 Delightful 3BR, 3BA, 3,300 sq. ft. home in mint
                                                                                 condition. Gourmet kitchen, grand master suite
                                                                                                                                     1000 ft. of Hwy. 135 frontage & approx. 15
                                                                                                                                     acres. Shop building w/concrete floor. gentle
                                                                                                                                                                                        151 ft. of gentle Hwy 5 frontage & Approx.
                                                                                                                                                                                        1.70 acres. Gentle through out this property,
     147 S. Main             age and over 6 acres. Units come furnished.         over looks water, 2 stone FP’s, 3 well encap        acreage, property is being sold as is. Great lo-   2,880 sq.ft. show room bldg., 3BR, 2BA owners
       Laurie                Many units have a view of 34MM of the lake.         dock w/46x16 cruiser slip, 150ft. level LF, large   cation only 1.4 miles off highway 5 and down-      home,Warehouse and/or storage bldg. is on the
                             Swimming pool and recreation area. Parking.         cove w/view. $821,900 MLS#3054773                   town Laurie Owner has never occupied the           back of the property. Property is cleared and
      MO 65038               $1,149,950 MLS3052068                                                                                   property. $75,000 MLS#3048696                      graded. $309,000 MLS#3048267
Page 20                                                                              November, 2008                                                 Lake of the Ozarks Business Journal

                                                                                                            Four Seasons fence fight
                                                                                                                      continued from page 8         whether that was possible was
                                                                                                            surroundings while comple-              immaterial.
                                                                                                            menting their property.                    He also denied the POA’s
                                                                                                               Cynthia said soon after, the         right to request a survey, stat-
                                                                                                            POA filed a lawsuit against             ing, “Because the POA waived
                                                                                                            them and initiated a $500 fine          any variation between the Lon-
                                                                                                            plus a continuing fine of $10 a         ergan’s improvements and the
                                    SPECIALIZING IN:                                                        day until they were in compli-
                                                                                                                                                    POA’s approved plans, the POA’s
                                                                                                                                                    attempt to exercise its right
           Income Tax Planning & Preparation Payroll Tax                                                       That lawsuit was dismissed           to request an ‘as-built’ survey
                                                                                                            this past May by Judge Stan             based upon such alleged varia-
   Payroll Services Estate Tax & Planning Real Estate Taxation                                              Moore of the 26th Judicial Cir-         tions was and is without foun-
      Agriculture Small Business Contractors Individuals                                                    cuit. However, one day before           dation. The POA attempted to
                                                                                                            time ran out Soukenik filed a           ‘hold hostage’ the Lonergan’s
                                                                                                            motion requesting a new trial,          requests for approval of their
                                                                                                            stating the court erred in de-          fence in an attempt to establish
                                                                                                            termining there was a conflict          variations in the improvements
                                                                                                            between the association decla-          which, if they existed, the POA
                                                                                                            rations and the Village of Four         had waived.”
                                                                                                            Seasons ordinances as applied              Judge Moore said because
                                                                                                            to the fence on the side of the         the court already concluded in
                                                                                                            property without the water fea-         the earlier ruling that the ordi-
                                                                                                            ture. According to the motion,          nance and requirements of the
                                                                                                            there were no improvements on           Village were imposed for pub-
                                                                                                            that side of the yard that would        lic safety, and outweighed POA
      Bobby Medlin, CPA                    Jason Blankenship                       Britnee Smith            necessitate placing the fence           restrictions, the POA is without
                      Offices in Lake Ozark Tipton                      California                          along the property line rather
                                                                                                            than along the 10-foot setback,
                                                                                                                                                    authority or jurisdiction to or-
                                                                                                                                                    der the Lonergans to move the
          754 Bagnell Dam Blvd. Suite A                                                                     as is required by the POA.
                                                                                                               The motion stated counsel
                                                                                                                                                    fence or to order fines or penal-

             Lake Ozark 365-9400                                                                            would present evidence that
                                                                                                            fences were obstacles to police,
                                                                                                                                                       He ordered the POA to pay
                                                                                                                                                    the Lonergans $5,000 in attor-
          "Helping you keep more of what you make!"                                                         fire and utility companies, add-
                                                                                                            ing, “Defendants could have
                                                                                                                                                    ney fees and also ordered the
                                                                                                                                                    POA to cease and desist from
                                                                                                            placed the fence in a location          seeking any “as-built” survey
                                                                                                            that would have enclosed the            unless any change is made to
                                                                                                            back yard and prevented ac-             the improvements currently
                                                                                                            cess to the pool and water fea-         existing on the property.
                                                                                                            tures without encroaching on               Cynthia said she was happy
                                                                                                            the ten foot setback on the side        with the ruling and hoped it
                                                                                                            of the property without the wa-         would put the matter to rest.
                                                                                                            ter features.”                             Thomas Lonergan said while
                                                                                                               Soukenik said as part of an          he too was happy to hear the
                                                                                                            attempt to negotiate before go-         verdict, he was sorry that the
                                                                                                            ing to trail, the POA offered to        homeowners in the POA had
                                                                                                            pay to move the fence but the           to pick up the tab for the legal
                                                                                                            Lonergans rejected their pro-           fees.
                                                                                                            posal.                                     Soukenik said the board
                                                                                                               However, in his Oct. 14 rul-         considered the cost of continu-
                                                                                                            ing, Judge Moore stated be-             ing the battle before voting.
                                                                                                            cause the POA had signed off on            “They didn’t want to keep
                                                         Lakefront and Lake Access Homesites with
                                                                                                            the construction, they waived           spending money either. So
                                                         Spectacular Views! Attention Developers!! Highly
                                                         restricted, developed subdivision with central     any issues of non-conformity            while the board doesn’t agree
    DEVELOPERS! GREAT OPPORTUNITY!                       sewer, community water, street lights, paved       and because they failed to offer        with the judge’s ruling and
    This is a developers dream property! 6.13 gentle     roads, and community docks available. Purchase     alternative solutions to comply         doesn’t understand it, they de-
    acres over 567 feet of waterfront, located in Lake   the remaining 19 lots for $699,900 or Call for     with ordinances until litigation        cided to accept it and not pro-
    Ozark. There is nothing else like this on the mar-   individual lots For Sale! MLS 3044290              commenced, any dispute on               long this any further,” he said.
    ket at this price! Recent survey, clean environ-
    mental inspection, and 31 large boat slips (12x28
    up to 14x48) permitted by Ameren U.E. zoned                                                                                                              JEFF MARSHALL
    multi-family. Don’t wait! Call today! MLS 3034878

                                                                                                                                                       Contracting, Inc.
    Lake of the Ozarks
                                                                                                                      Licensed Electrical Contractor • Bonded & Insured

 866-440-2384                                                                                                      Residential • Commercial • Industrial • Voice Data • Home Theater

                                                                                                                PO Box 39396, St. Louis, MO 63139                     Cell: (314) 581-4674
 3696 S. Hwy 54 - Lake Ozark, MO                   Billi Miller, Virginia Kirvan and Lisa Raymer                E-mail: Jeff@akamecontracting.com                     Fax: (314) 832-4930

 Tel: (573) 302-2384                                              Contact us Today!                                                                            At the Lake: (573) 216-0107
Lake of the Ozarks Business Journal                                                          November, 2008                                                                                                                         Page 21

  Ask your mortgage
  professional                                                                                   Are you unhappy with
       The Senate voted 74-25 to pass
   the Emergency Economic Stabili-
   zation Act of 2008 on October 2,
   2008. The House voted 263-171
                                          curities from the portfolios of the
                                          financial institutions will ease the
                                          minds and wallets of many Ameri-
                                          cans. Banks will have more assets
                                          to loan against if consumers are
                                                                                                 your current advisor?
   to pass this rescue plan on Octo-      depositing more monies into the
   ber 3, 2008. President Bush has        financial institutions knowing it
   signed it into law. So what was        is insured up to $250,000. These
   really in the $700 Billion Financial   institutions will also no longer
   Bailout? When the original bill        have the non-performing assets
   only focusing on a stabilization of    that became liabilities allowing
   the financial institutions failed to   the credit markets to again loan
   pass Congress added some 290           more money.
   changes to the tax code and some           MORTGAGE MONEY IS STILL
   other provisions. With the addi-       AVAILABLE!!!! Responsible hom-
   tions of these items the bill be-      eownership is the core of my suc-
   came more attractive and passed        cessful business model. As a Cer-
   into law. We will take a brief look    tified Mortgage Professional I am
   at some of the items included in       committed to providing financial
   the Emergency Economic Stabili-        solutions to my clients. I am de-
   zation Act of 2008.                    voted to making our communities
       • AMT (alternative minimum         a better place to live, work and
   tax) exemption amounts will be         invest in Real Estate. I provide my        Would you like a complimentary review of your investments?
   $46,200 single and $69,960 for         clients with Mortgage solutions              In today’s markets, you need someone who communicates often and
   joint filers                           that fit their future financial goals
       • Itemized deductions for state    while providing them a resolution
   and local sales tax extended to        to their current financial needs.
   2009                                   Purchasing or Refinancing call me
       • Higher Education expense         today!                                                       Call one of our registered representatives today.
   deduction extended to 2009                 If you have questions please
       • Mortgage debt that has           email them to andrew@yourmort-
   been reduced through foreclosure       gageresources.com
   or loan modification will not be           Call Andrew today at 573-
   counted as income through 2012         317-1400.
       • Child tax credit more acces-         Mortgage HeadQuarters of
                                                                                            DAN KUHN                         PATRICK MADIGAN                        CHALEE CROUCH                             BRENT MURPHREE
   sible to more low income filers        Missouri, Inc.                              Registered Representative of           Investment Representative                 Finanancial Advisor               Financial Investment Representative
       • A variety of tax credits and         “Your Mortgage Resource”                INVEST Financial Corporation          Registered Representative of          Registered Representative of               Registered Representative of
                                                                                                                            INVEST Financial Corporation          INVEST Financial Corporation               INVEST Financial Corporation
   deductions for businesses                  Listen To “The Mortgage Mar-                      Located at                           Located at                            Located at                                 Located at
       • Tax related relief for those     ket Update” Weekly Radio Show              Central Bank of Lake of the Ozarks   Central Bank of Lake of the Ozarks   Central Bank of Lake of the Ozarks         Central Bank of Lake of the Ozarks
                                          on KRMS 1150AM Every Friday                        3848 Highway 54,                  KK Facility, P.O. Box 207       102 D North Business Highway 54                       P.O. Box 1020
   impacted by Midwestern disas-
                                                                                          Osage Beach, MO 65065                Osage Beach, MO 65065             P.O. Box 354, Eldon, MO 65026                  Camdenton, MO 65020
   ters/floods and Hurricane Ike          Morning At 8:35am
                                                                                        (573) 348-2761                          573-348-5421                        (573) 302-2490                             (573) 346-2203
       • Energy efficiency tax credits        Andrew Conner is a Certified
       • Also included are some spe-      Mortgage Planning Specialist.
   cial interest tax provisions such as   CMPS. Specializing in the areas                                                                                                   www.myinvestorservices.com
   Puerto Rican and American Virgin       of Mortgage Planning, Credit Re-
                                                                                  Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP,® CERTIFIED FINANCIAL PLANNER™ and
   Islands distillers, manufacturers of   pair Counseling, Cash Flow Man-         which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
   wooden practice arrows and Wool        agement, and Real Estate Equity
                                                                                  INVEST Financial Corporation, member FINRA, SIPC, is not affiliated with InvestorServices or Central Bank of Lake of the
   Research Fund                          Management, utilizing your mort-
                                                                                  Ozarks. Securities and insurance products offered through INVEST Financial Corporation, a Registered Broker Dealer,
       A very important and timely        gage as a financial instrument to       and its affiliated insurance agencies are not FDIC insured; not deposits, obligations of, or guaranteed by any bank,
   change came in the increase in the     achieve your short term and long        and; subject to investment risk, including the possible loss of principal amount invested.        12co5654-0909-00000
   FDIC protection from $100,000 to       term financial goals. Less than
   $250,000. This together with the       1% of all Mortgage Originators in
   initial plan to purchase the non-      the USA have this credential.
   performing mortgage backed se-

Page 22                                                                     November, 2008                                                 Lake of the Ozarks Business Journal

 GLIMPSES OF THE LAKE’S PAST                                                                                   With Dwight Weaver
   EYE OF THE ROCK                geographic features are caves     colorful Gasconade limestone      known because it overlooks           “History & Geography of Lake of
   One of the features which      and natural rock bridges.         and Gunter sandstone forma-       Anderson Hollow Cove, which          the Ozarks, Volume One,” his new-
has made Lake of the Ozarks a        The natural bridges and rock   tions that make up most of the    is also known as “Party Cove.”       est book, is available from Stone
popular destination for boat-     arches are the product of ero-    scenic bluffs along the Lake’s    As a consequence, the “big eye”      Crest Book & Toy in Osage Beach,
ers, sightseers and vacationers   sion and can take thousands,      shoreline.                        has probably learned a great         or by mail. For information, con-
for so many years has been the    even hundreds of thousands           The “Eye of the Rock” seen     deal more than it ever wished        tact the author at dweaver@sock-
Lake’s setting among the rug-     of years for nature to create.    in this photo taken in 2002       to know about human misbe-           et.net.
ged, wooded hills of the north-   Some are fragments of old cave    by the author is a photogenic     havior.                                 Or call him at 573-365-1171.
ern Ozarks. Along the Lake’s      passages. Most are the results    arch the crowns a 50-foot high        Other well known natural         Other books by Dwight Weaver
shores are many scenic bluffs,    of some type of long ago sur-     bluff at the 4-mile mark of the   rock spans in the Lake area          are available online at lake-
rock outcrops and unusual         face or underground stream        Grand Glaize Arm of the Lake.     include the massive natural          oftheozarksbooks.com.
rock formations. Among those      action that hollowed out the      This geologic wonder is well      bridge at Ha Ha Tonka State
                                                                                                      Park, which is one of the larg-
                                                                                                      est and most historic natural
                                                                                                      bridges in Missouri, and the
                                                                                                      more delicate Gravois Mills
                                                                                                      Natural Bridge. The once fa-
                                                                                                      mous Arnhold Natural Bridge,
                                                                                                      which in pre-Lake days stood
                                                                                                      high on a hillside along the
                                                                                                      Niangua Arm of the Lake at the
                                                                                                      4.5-mile mark close to Chim-
                                                                                                      ney Rock and Old Stone Face,
                                                                                                      is now beneath 50 feet of water.
                                                                                                      Old Stone Face was a feature on
                                                                                                      the side of towering Chimney
                                                                                                      Rock that resembled the profile
                                                                                                      of an Indian chief’s head.
                                                                                                          This vintage postcard is from
                                                                                                      the collection of H. Dwight Weav-
                                                                                                      er. The photographer and pub-
                                                                                                      lisher are unknown. Weaver is
                                                                                                      the author of three books on the
                                                                                                      history of the Lake of the Ozarks.

                                                                       First National Bank is showing its                                       New!
                                                                       support and pride for Camdenton R-III School                          Camdenton
                                                                       by now offering Laker Checking!                                         Branch
                                                                      Show your support for the
                                                                                                                                             Hwy 54. &
                                                                      Camdenton Lakers all year long by opening a new Laker                 Turner Pkwy.
                                                                      Checking Account or enhancing your current account.
                                                                      Order your choice of five Laker check designs and receive
                                                                      a special Laker checkbook cover. Also receive a Laker                     Soon!
                                                                      debit card which can be used anywhere Visa is accepted.
      OSMENT ENTERPRISES                                                                                                             ian
                                                                                                                            Osage Ind oon!
                CUSTOM HOMES                                                                                                     Coming S
                                                                                                                                                Show your Laker pride by
           CARY OSMENT                                                                                                                             stopping by one of our
               RESIDENTIAL &                                                                                                                    convenient locations today
          COMMERCIAL CONSTRUCTION                                                                                                                to open a Laker Checking

           P: 573-964-5150
           C: 573-216-0274                                            Camdenton     (573)346-3311 Osage Beach (573)348-3171
                                                                      Sunrise Beach (573)374-9500 Lake Ozark (573)365-4212
           F: 573-964-5156
Lake of the Ozarks Business Journal                               November, 2008                                  Page 23





                    METRO MARBLE & GRANITE

       Metro Marble & Granite L.L.C. provides a
      complete diverse line of natural stone to meet
     both interior and exterior needs. Metro Marble
    and Granite has the experience, craftmanship, and   5211 Highway 54 • Osage Beach
                professionalism you need.                 573-552-0140 • 866-543-2610 Call Krissy our designer Today!
Page 24                              November, 2008                                     Lake of the Ozarks Business Journal

          Wednesday, November 12th, 2008, 6 pm
           The Lodge of Four Seasons, Lake Ozark Missouri
               For ticket information call (573) 635-5350 or purchase
                 your tickets on line at marchofdimes.com/missouri          • TheThe Club at Porto Cima
                                                                                    Lodge of Four Seasons
                                                                                 • Baxter’s Lakeside Grille
                                                                      • Tan-Tar-A Resort, Golf ClubHooks
                                                                                                      & Spa
                                                                                               • JB
                                                                                  • SevenOld Kinderhook
                                                                                            Springs Winery
                                                                   • The TrophyCountryatClub Hotel & Spa
                                                                        • The Sugar Loft Cake Shoppe
                                                                                     • Portside Restaurant
                                                                          at the Resort at Port Arrowhead
                                                                                          • Eagle View Grill
                                                                        •  Pickled Pete’s Sports Bar & Grill
                                                                                   • Stockton’s Pub & Grill
                                                                              • The Trail House
                                                                                 Ruthie D’s Dining & Spirits
                                                                            • Peckers GourmetRestaurant
                                                                           • Horny Toad Grill&&Grill    Bar
                                                                                   • Suppertime Express
                                                                             • The Pasta HouseBoots BBQ
                                                                                     •   Wobbly
                                                                                  • Cold Stone Creamery
                                                                                               • Lil Rizzo’s
                                                                                        • HalfSauced BBQ
                                                                                                 • Hy-Vee
                                                                           •   Wine by Paul’s Supermarket
                                                                      • Wine by Lake Liquor & Tobacco
Lake of the Ozarks Business Journal                                                 November, 2008                                                                           Page 25

Prewitt MODOT agreement                                                    Ozark Yacht Brokers adds Farrell to brokerage staff
                                                                              Ozark Yacht Brokers, Inc.         aspects of the brokerage busi-
          continued from page 2        ing will be finished to grade,
                                                                           a boat and yacht brokerage           ness from sales, to finance, me-
plan and came up with an al-           will have seven full-access
                                                                           company located at Lodge of          chanical and delivery and now
ternate idea they felt would           entrances, one four-way stop-
                                                                           Four Seasons Marina in Lake          brings that same experience to
help cut down on traffic while         light entrance coupled with the
                                                                           Ozark, is pleased to announce        Ozark Yacht Brokers. Dennis
assisting entrance to the new          Horseshoe Bend Parkway light,
                                                                           the addition of Joe Farrell to its   Barnes and Jay Clark founded
mall.                                  and one anchor tenant open for
                                                                           brokerage staff. Joe has been in     the company in 2000. “ I have
    “However, the final bypass         business,” Prewitt promised.
                                                                           the Marine industry at Lake of       known Joe for 10 years and had
plan would cost the state $7.139          Schwartz said the move
                                                                           the Ozarks for the past 14 years     the pleasure to work with him
million more than the origi-           will accelerate this portion of
                                                                           with Port Arrowhead Marina           on occasion. He brings the
nal limited access plan and            the project and will help meet
                                                                           and then with MarineMax a            same philosophy that Jay and
MoDOT’s budget could not be            MoDOT’s completion date for
                                                                           Florida based marine retailer        I share; customer service is our
increased, so Gary agreed to           this portion of the project, set
                                                                           who acquired Port Arrowhead          number one priority, honesty
build the full access bypass for       at 2010.
                                                                           in 2006. His experience and          and fairness in all dealings.
$12 million, a cost savings of            Prewitt’s new mall, the
                                                                           knowledge covers a varied list of       We were thrilled to add a
$3.4 million from the original         Shoppes at Eagles Landing, will
                                                                           marine manufacturers, models         person of Joe”s caliber to our
plan,” Andy Prewitt said, add-         include more than 1 million
                                                                           and sizes. He has dealt with all     growing company.”                  Joe Farrell
ing that RIS and MoDOT engi-           square feet of retail and com-
neering teams were currently           mercial space and will feature
working to finalize the agree-
ment. “At the same time, our
                                       everything from big box retail-
                                       ers to small, privately owned
                                                                           Udelhofen joins LRHS Occupational Medicine Clinic
title agency is working hand in        restaurants.                           Lake Regional Health Sys-         City and worked more than 20       204 of Lake Regional Hospi-
hand with MoDOT to plot the               The Horseshoe Bend Park-         tem is pleased to welcome            years as a registered nurse in     tal’s Medical Office Building.
right-of-way transfer.”                way extension will open up          Janet Udelhofen, FNP, to the         various health care settings.      Same-day appointments are
    He said after title and engi-      some 450 acres of ground be-        staff of its Occupational Medi-         “Janet has extensive ex-        available. For more informa-
neering work is agreed upon,           tween Bagnell Dam Boulevard         cine Clinic. The clinic provides     perience in urban and rural        tion, call 573-348-8045 or visit
the deeds would be placed in           and Highway 54. Plans were          treatment for work-related in-       clinics, as well as emergency      www.lakeregional.com.
escrow. MoDOT will transfer $6         presented by the development        juries and illnesses, as well as     department coverage,” said            Lake Regional Health Sys-
million to RIS and put another         company for a $587 million          pre-employment and surveil-          Pauline Abbott, D.O., a board-     tem provides comprehensive
$6 million in escrow pending           project that eventually would       lance testing and physicals.         certified physician who spe-       health care services to the res-
construction completion.               be home to more than 1 million         Udelhofen has cared for           cializes in occupational and       idents and visitors of the lake
    “Work will begin by mid            square feet of leasable area, 540   acute and chronically ill pa-        preventive medicine at Lake        region. The hospital is accred-
December 2008, and be com-             units of medium density hous-       tients in the clinic setting         Regional Health System. “Her       ited by The Joint Commission
pleted by December 1, 2009.            ing, 1,739 units of high-density    since earning family nurse           training will be valuable for      and is a past recipient of the
Upon completion of the by-             housing and all the infrastruc-     practitioner certification and       diagnosing and treating many       Missouri Quality Award. Lake
pass work, phases 1, 2, and 3 of       ture needed to serve the area.      a master’s degree in nursing         of the workers’ compensa-          Regional Health System also
The Shoppes at Eagles’ Land-                                               from Graceland University in         tion injuries we manage at the     operates specialty clinics, re-
                                                                           Lamoni, Iowa, in 2001. Previ-        clinic, including lacerations      tail pharmacies, rehab thera-
                                                                           ously, she received a bach-          and fractures.”                    py and home health services
                                                                           elor’s degree in nursing from           The Occupational Medi-          throughout the lake area.
                                                                           the University of Iowa in Iowa       cine Clinic is located in Suite

                                                                           Camdenton Optomists Club donate dictionaries

                           Always the
          Gif ates         right size!
       C erti


                                                                           Optimist Club of Camdenton gives a dictionary/thesaurus to each 4th grade student in Camden County.
                                                                           Here, Harold Ewy presents dictionaries to the 4th grade class of Mrs. Perrigo at Hurricane Deck Elementary
                                                                           School. Optimists meet at noon on Mondays at CJ’s Restaurant.
Page 26                                                                                    November, 2008                                                                 Lake of the Ozarks Business Journal

                                                                                                                                Get Inside the “O”
                                                                                                                                O Road Business Owner’s Organization
 Beautiful Views & Excellent Location!!!!!!                          Exquisite Equestrian Estate                               STANDING STRONG,
 #16008 ROCKY MOUNT: 100 ft                                                             #15036-15038 ELDON: 3 tracts
    deep water lot in Lick Branch                                                       available from 15-27 ac m/l. Great     CENTRAL BANK OF LAKE OF
  Cove at the 5MM at Lake of the                                                        building sites for ranch/farm style    THE OZARKS!!!
   Ozarks. Completely renovated                                                         living. Horse trails throughout
                                                                                        property and use of indoor/
                                                                                                                                   We have all seen it, one large fi-
 mobile home, 3 tier decks, 2 well
  dock, with large 32 ft slips. Call                                                    outdoor arena for yearly fee. Call     nancial institution after another be-
       Jose Cruz 314-803-1104                                                           Chad Hager 573-489-5974                ing reported as “in trouble”. Keep
                                       REDUCED TO $138,500        $96,000 TO $175,500
                                             Real Estate Opportunity                                                           in mind most of those institutions
 The Number One ranked United Country Office in the nation is seeking candidates with interest in listing                      you are hearing about dealt in the
 and selling real estate. Excellent earning potential for professionals wanting to live and work in the lake                   sub-prime market and it has brought
                   area. Call Kurt Hollenberg of United Country - Missouri Land & Home.
                                                                                                                               some of them to their knees. Commu-
                                                1-800-895-4430                                                                 nity Banks, like Central Bank of Lake
                                                701 Vandiver Dr. Ste 101
                                                  Columbia, MO 65202
                                                                                                                               of the Ozarks did not invest in those
                                   www.MissouriLandAndHome.com                                                                 types of loans; therefore, most com-
                                                                                                                               munity banks have remained strong
                                                                                                                               and have been relatively unaffected        ary market. What does this mean to
                                                                                                                               by the nation’s economic crisis.           you, the consumer? You may need
                                                                                                                                   I know many of you are wondering       a larger down payment, you might
                                                                                                                               just how strong your community bank        have to provide more documentation
                                                                                                                               might be. Central Bank of Lake of the      than you have in the past few years,
                                                                                                                               Ozarks has adhered to the standards        and your closing costs or interest rate
                                                                                                                               that brought us to the top and we          might be a little higher. We are do-
                                                                                                                               continue to be one of the strongest        ing everything in our power at Central
                                                                                                                               banks in the state. At Central Bank of     Bank of Lake of the Ozarks to make
                                                                                                                               Lake of the Ozarks we are interested       these changes as minimal as possible
                                                                                                                               in building relationships with our cus-    to our customers when applying for a
                                                                                                                               tomers. Our officers have managed          long term fixed rate mortgage.
                                                                                                                               through economic cycles and have               We also are asked questions con-
                                                                                                                               maintained a consistent and proven         cerning the FDIC insurance on depos-
                                                                                                                               approach to all areas of bank man-         its. There has been a good deal of
                                                                                                                               agement. Our asset quality is very         mis-information stating “that should
                                                                                                                               good because we maintained a strong        you have more than $100,000 in a
                                                                                                                               underwriting criteria for our lending.     bank then your deposits are not in-
                                                                                                                               We did not invest or engage in the         sured”. This is not a 100% accurate
                                                                                                                               sub-prime lending that has resulted        statement. There are many legitimate
                                                                                                                               in large loan losses and bank failures     ways to change the amount of FDIC
                                                                                                                               across the world.                          insurance on your deposits. One ex-
                                                                                                                                   One question we continue to hear       ample would be to list your children as
                                                                                                                               is this, “Are you still making loans at    POD (Paid on Death). To find out more
                                                                                                                               the current time?”. THE ANSWER IS          information about the FDIC insurance
                                                                                                                               YES. We continue to make loans with        on your deposits, please contact one
                                                                                                                               the same philosophies that we have         of our experienced Account Represen-
                                                                                                                               used in the past. We do not loan           tatives at Central Bank of Lake of the
                                                                                                                               money without evaluating the col-          Ozarks.
                                                                                                                               lateral value. We do not loan money            All in all, there isn’t one person
                                                                                                                               to customers without first evaluating      who won’t feel some effects of our
                                                                                                                               the customer’s ability to repay. No        current economy. However, the Lake
                                                                                                                               one wins when the customer is un-          of the Ozarks will probably be im-
                                                                                                                               able to repay their debt. What has         pacted less than most areas. The Lake
                                                                                                                               changed is that the large lending insti-   of the Ozarks continues to be a good
                                                                                                                               tutions have tightened up their lend-      place to live and work. The one thing
                                                                                                                               ing standards. This does affect the        we recommend is to check the safety
                                                                                                                               customers looking for long term fixed      and soundness of your local commu-
                                                                                                                               rate mortgages backed by the second-       nity bank.

                                                                                                                              Paperless office
                                                                                                                                       continued from page 16             Nothing can replace the conve-
                                                                                                                              scanners, will be considerably              nience of holding a document
                                                                                                                              higher in cost. Next, you’ll need           in hand and taking it with you
                                                                                                                              the filing software — there are             wherever you go. Your clients
                                                                                                                              many on the market, but you                 may insist on paper. But for in-
                       Call 573-348-1958 to advertise in the                                                                  can get a reliable program for
                                                                                                                              about $195. A signature pad
                                                                                                                                                                          ternal use the idea of a paper-
                                                                                                                                                                          less office is real, and do-able.
                       Lake of the Ozarks Business Journal!                                                                   will run about $100.
                                                                                                                                 Keep in mind that you can
                                                                                                                                                                          It will save you time, and that
                                                                                                                                                                          makes it all the more attrac-
                                                                                                                              never go entirely paperless.                tive.
Lake of the Ozarks Business Journal                                              November, 2008                                                                             Page 27

Lake Area Christmas for Kids plans underway
                                                                                                                                                  their needs through money
                                                                                                                                                  raised during the auction and
                                                                                                                                                  at the door.
by Nancy Hogland                      Domestic Violence (CADV),         consuming portion of project.        bought what he felt he should           “The money we raise at the
   Hundreds of children will          Hope House and Lamb House,        “We can always use more vol-         buy. We even had it matched up       door, minus all the expenses,
have presents under their trees       area Head Starts and the Cam-     unteers to help.”                    to the right number of boys’ and     is divided up between CADV,
this Christmas, thanks to the         den and Miller county’s Child        Repetto, who has worked           the right number of girls’ bikes!    Wonderland        Camp,     Hope
efforts of the Ozark Coast Ki-        Advocacy Councils. She keeps      with the group for more than         I knew it was God! I even told       House, Big Brothers Big Sis-
wanis Club’s Christmas for            a master list with the names      10 years, said coordinating the      him that God was directing his       ters, Lake Regional Pediatrics,
Kids program.                         of all families in the area who   gift drive that first year was the   shopping trip! And that’s how        the YMCA and Kid’s Harbor,”
   Each year, a fund-raising          have      requested                         hardest. However, she      it’s been ever since. I just do my   Martinette-Hills said. “We gave
party is held, with the cost of       assistance, along                           said that when she de-     job and let Him worry about          them all around $4,000 last year
attendance set at $10 and one         with “wish lists”                           cided to get out of the    the details!”                        but the money is to be used for
unwrapped toy, or $20. This           for each child.                             way, God stepped in            Repetto said that while, at      specific programs, not every-
year’s event, set for 6:30 p.m.           Martinette-                             and, as promised, pro-     times, the work has been tough,      day expenses. For instance,
Dec. 14 at the Country Club Ho-       Hills said the day                          vided for every need.      the benefit has far outweighed       the money that goes to the Y
tel and Spa on Horseshoe Bend,        after the party                                “When I first start-    the effort and recalled stories      is to pay for summer camp for
will feature hors d’oeuvres, a        crews gather and                            ed, I worried about it a   from teary eyed parents telling      kids who otherwise wouldn’t
cash bar, silent auction and en-      sort all the toys                           lot! That year I had 44    her their child was the only one     be able to go. Lake Regional’s
tertainment by Dr. Zhivegas.          and gifts, setting                          children ask for bikes,    on the block without a bike.         money bought children’s books
No one under 21 is allowed to         it up like a store.                         but I only had 21. I           “Parents were so excited         for the waiting room and wrist-
attend.                                   “We put all                             thought ‘Now how           that now they were going to          bands with alarms so if a child
   “It’s really great to see how      the Barbies to-                             am I going to come up      have one. Actually, they’re all      passes through the door of his
the community gets behind             gether, and all the                         with 23 more bikes?’       thankful for everything. Ev-         or her room, the staff will im-
this,” said Missy Martinette-         Matchbox        cars                        I even had one little      erybody wants their kids to be       mediately be alerted. CADV’s
Hills who co-chairs the event         together, all the                           girl who specifically      happy Christmas morning. I’m         money goes into an account at
with Matt Redd and John Duba.         perfume sets to-                            requested a pink bike      just thankful that we have so        Save-A-Lot in Camdenton so
“And it’s good that they do be-       gether. Then we                             with Barbie on it,” she    many generous people in this         their clients can go there and
cause the need is great.”             all grab a wish list                        said. “The next day,       area who feel the same way,”         shop for things they need like
   Gail Repetto, who is respon-       and ‘shop.’ Next we                        I had a businessman         she said, adding that each year      diapers or toiletries.”
sible for gathering the names         wrap and tag everything and       call. He and his buddies had         they also receive nice gifts for        For more information on
of needy children, said each          then bag up the gifts by family   gotten together and they had         teen-agers, which can be more        the event or to volunteer, call
year, 300 to 400 families in the      so when the parents come the      23 bikes for us - and one was        difficult to buy for.                Martinette-Hills at 365-2288.
Lake Ozark and Osage Beach            next day, they can just come      the pink Barbie bike! I was so           In addition to helping chil-     To add a child’s name to the
areas are referred through area       and pick up their bags,” she      amazed! I asked him how he           dren, Kiwanis is also able to        list, call Repetto at 216-4051. To
churches, schools and organi-         explained, adding that wrap-      knew what to get and he said he      help numerous Lake area not-         donate auction items call Katie
zations like Citizens Against         ping was always the most time-    just walked into the store and       for-profit organizations with        Harker at 302-4949.
Page 28                           November, 2008                                       Lake of the Ozarks Business Journal

                                                   Brockovich to speak
    Financing                                                continued from page 1     Brockovich, “During my inves-

      the American
                                                   consult with his law firm until     tigation of this case we all be-
                                                   this year when she decided to       came concerned that we found
                                                   go out on her own, launch her       over 400 former students with

                                                   website, and consult exclu-         cancer. I will continue to up-
                                                   sively with two new law firms       date my blog regarding these
                                                   -- Girardi & Keese on the west      cases.”
                                                   coast and Weitz & Luxenberg            Since her groundbreaking
                                                   on the east coast. She contin-      Hinkley case, Brockovich has
                                                   ues to focus on researching         also received many awards and
                                                   and providing information and       designations including “Con-
                                                   support services to communi-        sumer Advocate of the Year” -
                                                   ties in need.                       Consumer Attorneys of
                                                      States Brockovich, “My              California, the “Julius B.
                                                   work is about helping people        Richmond Award” from The
                                                   get the answers that they need      Harvard School of Public
                                                   and helping them find the de-       Health, a Nomination for the
                                                   ceit that ends up jeopardizing      2004 & 2005 “World Social
                                                   them. My job isn’t to try to be     Award” at the Women’s World
                                                   the lawyer. I am not the sci-          Awards presented by Presi-
                                                   entist. I am an everyday per-       dent Mikhail S. Gorbachev,
                                                   son who wants to help others        a Receiver of Doctor of Laws,
                                                   in time of need or at least be a    Honoris Causa Degree and
                                                   shoulder to lean on.”               Commencement Speaker at
                                                      She continues, “I want to        Lewis and Clark Law School,
                                                   help each and every person             California Legislature - As-
                                                   the best way I know how. It is      sembly Resolution No. 1621 for
                                                   through communication with          her personal commitment to
                                                   you, applying our common            insuring the environment is
                                                   sense, searching for informa-       free of toxic pollution, a “Special
                premierbank.com                    tion and documents, finding         Citizen Award” for noble efforts
                                                   the right lawyer and standing       in protecting children, from
                                                   united that we can fight back       the Children’s Health Environ-
                                                   against an enemy we can’t al-       mental Coalition, “Champions
                                                   ways see, until it is too late.”    of Children” Award - Cystic Fi-
                                                      According to her website,        brosis Foundation, “Women of
                                                   this coming year is sched-          Action Award - Woman of the
                                                   uled for two important trials       Year” - Israel Cancer Research
                                                   of cases that she uncovered in      Fund, Honorary degree of
                                                   the manner of Hinkley. One          Master of Arts, Business Com-
                                                   of these trials is another case     munication - Jones Interna-
                                                   against Pacific Gas & Electric      tional University, and Receiver
                                                   for another hexavalent chro-        of Doctor of Humane Letters,
                                                   mium groundwater case. Says         Honoris Causa Degree and
                                                   Brockovich, “Same cover-up in       Commencement Speaker at
                                                   a new location.”                    Loyola Marymount University.
                                                      The second trial is about           For current cases and infor-
                                                   the case at Beverly Hills High      mation you can visit her blog:
                                                   School. Unbeknownst to almost       The Brockovich Report, or her
                                                   everyone there is an on-shore       website www.brockovich.com.
                                                   oil platform with 18 operation-        For last minute booth space
                                                   al well heads built underneath      call Melissa Carroll at 573-280-
                                                   the girls athletic field at the     9792. And for more information
                                                   school. Right next door is also a   log onto: www.bpwlakeoftheo-
                                                   large power plant. According to     zarks.org.

                                                    Gift Certificates are always the right size!
Lake of the Ozarks Business Journal                                                                    November, 2008                                                                                                     Page 29

   “Premium Advice”
   with Steve Naught of                          employers are already voicing concerns
                                                                                              As the Lake Churns                                                                        Real Estate and Lake News
                                                                                                                                                                                        with C. Michael Elliott

                                                                                              Recession Not All                            lost. Times were tough for a lot of fami-        Finally, home prices in many local
   Naught-Naught Insurance                       with claims they feel are false or with                                                   lies -- no question about it. But the vast   markets have corrected back to levels
                                                 employees they fear are likely to turn       Gloom and Doom
       The Sky is Falling...                                                                                                               majority of households kept their jobs,      not seen since 2003 and 2004.
                                                 in a fraudulent claim. Document your             The “R” word is back -- and this
       Down Market Insurance Issues                                                                                                        and people needed houses.                        Combined with affordable mort-
                                                 concerns; go over safety procedures          time economists ranging from former
       It’s a tough time for most people                                                                                                        Sales of existing homes actually ran    gage money and unquestioned pent-up
                                                 and employee responsibilities on             Fed chairman Alan Greenspan to the
   across the country right now due to                                                                                                     counter to the overall economic trends       demand, housing’s performance might
                                                 claims notification. (This may include       National Association of Realtors’ Law-
   the economic downturn. When times                                                                                                       during that recession, with total sales      -- just might -- surprise a lot of people
                                                 drug testing requirements.) Also, make       rence Yun agree that we’re likely to be
   are difficult some businesses may tend                                                                                                  rising from 5.2 million in 2001 to 6.2       who assume recessions are necessarily
                                                                                              dealing with a declining economy for
                                                 everyone aware that insurance fraud is                                                    million in 2003, according to National       all bad, all the time.
   to put off paying their insurance pre-                                                     months to come. The U.S. has entered
                                                 a crime. Leave the door open for em-                                                      Association of Realtors data. Even sales         For more information or to ask lake
   miums until the last possible minute or                                                    a recession,” said Yun in his latest fore-
                                                 ployees to return when decide to rehire                                                   of newly-constructed homes rose during       real estate questions, contact Michael
   may even cancel coverage all together                                                      cast, “and (the economy) will contract
                                                 in the future. 3) Keep an open line of                                                    that recession as well -- from 900,000       at 877.365.cme1 (2631) or cme@your-
   until better times return. This could be                                                   for the next three quarters.”
                                                                                                                                           to 1.1 million.                              lake.com You can also log your opinions
   a very poor decision to make as this                                                           Certainly the sobering reports we’re
                                                                                                                                                Now, no one can be confident that       on Michael’s real estate blog, www.As-
   may be when you need the coverage                                                          seeing on retail sales point in that di-
                                                                                                                                           the same countercyclical pattern will oc-    TheLakeChurns.com
   the most.                                                                                  rection, and the stock market’s sharp
                                                                                                                                           cur in a short, relatively shallow reces-
       With the economy in the tank and                                                       declines over the past few weeks sug-
                                                                                                                                           sion this time around. But some build-
   many people out of work some indi-                                                         gest that investors are betting we’re in a
                                                                                                                                           ing blocks are in place: First, mortgage
   viduals look to others to help them                                                        recession as well. But are all recessions
                                                                                                                                           rates are lower than they were during
   with their burdens. In the coming                                                          always horrible times for real estate and
                                                                                                                                           2001, 2002 and most of 2003. Lend-
   months we are likely to see an increase                                                    home sales? You might be surprised to
                                                                                                                                           ers working through FHA, Fannie Mae
   in claims in several areas. These claims                                                   find that as long as mortgage money
                                                                                                                                           and Freddie Mac have direct, federally-
   can come from your clients, suppliers,                                                     remains available, and home prices are
                                                                                                                                           backed access to the capital markets.
   employees, people you know, or peo-                                                        affordable, real estate sometimes can
                                                                                                                                                Second, a $7,500 home buyer tax
   ple you aren’t familiar with. You should                                                   weather recessions better than other
                                                                                                                                           credit is already in place to provide an
   maintain your insurance to keep a bad                                                      segments of the economy.
                                                                                                                                           extra incentive to get potential purchas-
   situation from getting worse.                                                                  Take the last national recession we
                                                                                                                                           ers off the sidelines, plus there are leg-
       A few areas we will likely be seeing                                                   experienced -- back in the years 2001
                                                                                                                                           islative stimulus package efforts in the
   a rise in claims over the next several                                                     to 2003. Regional economies went flat
                                                 Steve Naught, CIC                                                                         works to increase the size of that credit,
   months: Property Theft, Employee Dis-                                                      or declined, consumer spending spiraled
                                                                                                                                           and extend it.
   honesty, Liability Claims (slip and falls),                                                down, and nearly two million jobs were
   Workers Compensation (Layoff related
                                                 communication with your insurance
       Here are three ideas to help you
   as a business owner in these trying
                                                 agent. You may be able to endorse
                                                 lower payrolls or receipts to your policy   Annual dinner held for Lake Area
   times. 1) Pay your premiums on time.
   Some companies will only allow one
                                                 mid term to help on your cost. Keep in
                                                 mind that you will still have the audit
                                                 to contend with at year end so only
                                                                                             Chamber of Commerce membership
   or two cancellation/reinstatements be-                                                       On October 15th the Lodge                  of various events and outings                 souri.
                                                 make changes if it is appropriate.
   fore they opt not to reinstate a lapsed                                                   of Four Seasons was the place                 from the past year. Before be-                   Many people came together
                                                     Steven Naught is a Certified In-
   policy. It may cost more to rewrite a                                                     to be as nearly 300 Chamber                   ing addressed by the Outgoing                 to make this evening such a
                                                 surance Counselor with the Naught-
   policy once it has been cancelled and                                                     members and guests came out                   President of the LACC, Mark                   success and deserve a gracious
                                                 Naught Agency. He can be reached at
   you may even get less coverage at this                                                    to celebrate their businesses                 Bowman, everyone had the                      Thank You – Wendy Odom and
                                                 his friendly office for additional ques-
   higher price. 2) Document all suspi-                                                      and community at the Lake                     opportunity to view a festive                 the Catering Staff at Lodge of
                                                 tions at 573-348-2794 or by email at
   cious behavior or incidents with em-                                                      Area Chamber’s Annual Din-                    video which highlighted the                   Four Seasons; Scott Smith,
   ployees and client foot traffic. Several                                                  ner.                                          growth and expansion of the                   Wendy Smith and Shawn Ko-
                                                                                                “Show Me The Money – Net-                  Lake Area.                                    ber of Video Productions / Lake

Village of Four Seasons
                                                                                             working for Business Prosper-                     Hearing from long standing                TV 32; Wendy Rogers of Main
                                                                                             ity” was the theme for the eve-               area business people through                  Street Music Hall; the Lake
                                                                                             ning as attendees did just that.              filmed interviews helped to put               Area Chamber Board of Direc-
                                                                                             Four lucky winners were re-                   in perspective just how much                  tors, Volunteers and Staff; as
         continued from page 12                  mit for a new roof, we’ll come
                                                                                             warded as the evening kicked                  this area has evolved and why                 well as all the members who
$100 with a flat fee of $30 per                  out and inspect the structure               off with Networking for Cash.                 it continues to be a vibrant and              came out to make it such a
inspection. Homeowners are                       to make sure it can hold the                As people mingled through                     growing area in Central Mis-                  memorable event!
also required to obtain per-                     weight and won’t collapse on                the crowd a whistle periodi-
mits for any remodeling to the                   you,” he said, adding they will             cally blew at which point they
home’s exteriors and any inte-                   also issue permits and conduct              stopped and said – Show Me
rior work that requires changes                  inspections for new sidewalks               The Money.
to the electrical or plumbing,                   and retaining walls, if desired.               If that question was asked
but Davis said with that $100                    “If you’re spending money for               to the right person a cash prize
fee comes a lot of added value.                  a project, why not spend a little           was given on the spot. As the
                                                                                             program portion of the eve-
   “For instance, homeowners                     more and make sure it’s done
                                                                                             ning began the audience re-
may be replacing a shake roof                    right?”
                                                                                             ceived a treat as a special guest
with an architectural shingle.                      Davis is available for con-              was introduced – Sarah Palin,
That’s great until you learn that                sultation anytime from 7 a.m.               (a local entertainer bearing an
a square – a 10-by-10-foot area                  to 1 p.m. Monday through Fri-               overwhelming resemblance)
– of cedar shakes weighs about                   day. He said residents or con-              who addressed the crowd with
70 pounds and a square of                        tractors can also contact him               spot on rhetoric and campaign
conventional shingles weighs                     on his cell phone at 573-216-               banter.
about 400 pounds. So when                        1689.                                          Guests enjoyed a delight-
you request a building per-                                                                  ful meal while viewing clips
Page 30               November, 2008      Lake of the Ozarks Business Journal L

                 All around the
           Lake area, merchants are
             stocked to the rafters,
           bringing shoppers a wide
          selection at great prices for
              the Holiday Season!
Lake of the Ozarks Business Journal                                               November, 2008                                                                        Page 31

Prewitt’s Point
                                                                          shalls has become known as         then from Dec. 15 to 19 hours      designer gift boxes and tissue
                                                                          the leader in off-price pricing!   will extend from 9 a.m. to 11      are included with every pur-
                                                                          And because the store receives     p.m. From Dec. 20 to 23 Mar-       chase!

Shopping Center                                                           thousands of new items each
                                                                          week, you’ll always be able to
                                                                          find that perfect gift, even for
                                                                                                             shalls will be open from 8 a.m.
                                                                                                             to 11 p.m. Christmas Eve hours
                                                                                                             will be 8 a.m. to 6 p.m. and the
                                                                                                                                                   Throughout Thanksgiving
                                                                                                                                                weekend, shoppers can get
                                                                                                                                                great prices on lots of items
   Prewitt’s Point Shopping           from the meat department.           those hard-to-buy-for people       day after Christmas, the doors     while earning Bounce Back
Center, located at the intersec-      Your Hy-Vee dietitian is avail-     on your list.                      will open at 8 a.m. and close      Coupons - money to spend
tion of Highways 54 and 42 in         able to help you plan meals for        Marshalls will have special     at 10 p.m. On New Year’s Eve       on themselves later! From
Osage Beach, has something            special dietary needs.              holiday hours to make it easier    and New Year’s Day the store       Dec. 8th thru the 14th, ev-
for everyone! You can Christ-            Hy-Vee can help you plan         to wrap up your shopping. Fri-     will be open from 9:30 a.m. to     eryone who spends $50 gets
mas shop for the handyman             your family gathering or office     day and Saturday, Nov. 28 and      6 p.m. For more information        free jewelry. From Dec. 15 to
on your list at one of the na-        party with arrangements from        28, the store will be open from    call 573-302-4810.                 Christmas Eve, Maurices will
tion’s largest building supply        the floral department and gift      8 a.m. to 10 p.m. From Nov. 30        Maurices                        be holding its Great Gift Sale
stores; pick up some trend-           baskets for your co-workers.        to Dec. 13 shop from 9 a.m.           Maurices is the place to        where lots of stocking stuffers
setting styles at great low           They can create the perfect         to 10 p.m. On Dec. 14 hours        shop for the styles of the sea-    will be at marked with great
prices at the mall’s specialty        gift basket for a variety of in-    change to 8 a.m. to 10 p.m. and    son at great prices – and free               continues on page 32
shops; find name brand items          terests. Last-minute shopping?
at off-price prices; take home        Gift cards are a great choice.
unique items from around the          Hy-Vee can help you plan your
world without ever leaving            holiday events and make this
the Lake and plan the perfect         season a little easier, healthier
holiday meal with the help of a       and happier. To learn more
registered dietician. And then,       or to place holiday orders call
after you’ve shopped ‘til you’re      573-302-7977 or visit Hy-Vee,
ready to drop, you can grab a         open 24 hours.
quick bite to eat at the center’s        Lowe’s Home Improvement
wide range of restaurants.            Warehouse
   Famous Footwear                       While Lowe’s may not be
   Treat your footsies – or           considered your “typical”
someone else’s – to a great pair      Christmas store, they do carry
of shoes or boots at Famous           a large selection of Christmas
Footwear where, until Dec.            trees and decorations as well
31, you can buy one pair and          as a long list of tools for the
get the second pair of equal or       handyman on your list. Don’t
lesser value at half price. Don’t     know what he needs? Lowe’s
know the size? Gift cards are         also carries gift cards. They
great stocking stuffers! Store        have announced that their
hours are 10 a.m. to 9 p.m.           special in-store craft project
Monday through Saturday               for December will be a ginger-
and 11 a.m. to 7 p.m. Sunday.         bread house. Children from
For more information call 573-        second grade to fifth grade are
302-0970.                             invited to attend the free how-
   Hy-Vee                             to clinic. While large groups
   Save time, money and gas           are welcome, organizers ask
with one-stop holiday shop-           that you call ahead at 302-
ping at the Osage Beach Hy-           8808 to make arrangements
Vee. From festive table set-          so they will have enough sup-
tings to gorgeous gift baskets,       plies on hand. Store hours for
they have all of your holiday         November and December had
needs. Start by creating fam-         not been announced as of
ily greeting cards in the photo       deadline.
center. Sign up at customer              Marshalls Megastore
service for a holiday cook-              Marshalls Megastore car-
ing class and learn to make           ries a stylish selection of
traditional dishes healthier.         unique merchandise and
Next, order a stress-free din-        decor for your home, acces-
ner from the Hy-Vee kitchen.          sories, educational toys and
Traditional ham or turkey             books, and at this time of
and oven-roasted prime rib            year, a tremendous selection
dinners are available with all        of Christmas décor items, as
of your favorite sides. Spend         well as a fabulous selection
more time with family and             of brand name and designer
less in the kitchen by picking        fashions and footwear for the
up dessert at the Hy-Vee bak-         entire family that you’d typi-
ery. With a variety of pies and       cally find only in department
pastries, there is something          and specialty stores. However,
for everyone. If you plan to          all this great merchandise is
cook, order specialty meats or        priced far below what you’d
choose the right-sized turkey         expect to pay. In fact, Mar-
Page 32                                                                           November, 2008                                               Lake of the Ozarks Business Journal

Prewitt’s Point
                                                                          6 a.m. to midnight Sunday         “necessities” at a great low       ter skis, wet suits – and every-
                                                                          through Thursday and 6 to 2       price. And a beauty advisor in     thing else needed to go with
                                                                          a.m. Friday and Saturday. For     the cosmetic department can        them – guarantees you’ll be

Shopping Center                                                           more information call 573-
                                                                                                            help you find everything her
                                                                                                            heart desires.
                                                                                                               Santa will be on hand on
                                                                                                                                               named “Best gift giver in the
                                                                                                                                               world!” Get this year’s hot-
                                                                                                                                               test item – the new Spot Sat-
         continued from page 31          Whether you’re looking for          Because Target is part of      select Saturdays in December.      ellite Messenger, a personal
low prices. And don’t forget,        sweaters to keep your furry          a corporation, all informa-       Check the store for details.       GPS tracking system that can
Maurices offers non-expiring         friend warm on cold win-             tion has to be released from      Because Walgreen’s photo lab       be carried with you and keep
gift certificates in any amount      ter outings, a little “bling” to     headquarters and as of this is-   still develops APS and 35 mm       you from getting lost not only
over $5. While you’re there,         adorn your kitty’s neck or a         sue’s deadline, they were not     film, it’s the perfect place to    on the boat, but everywhere
make sure you pick up Wish-          stocking full of tasty treats,       ready to announce any hours       get prints made of all those       you go – hiking, snow skiing,
bone the St. Bernard. Not only       you’ll be able to find it at PET-    for Christmas shopping nor        great shots taken on Christ-       even driving to your favorite
will this adorable fluffy dog        CO. You can also get your pet        could they provide informa-       mas morning. Regular store         relative’s house for Christmas
be a hit under the Christmas         pretty for the holidays at the       tion about sales. Call 573-302-   hours are 8 a.m. to 10 p.m.        dinner. Not only does West
tree, 100 percent of its pur-        full-service grooming station.       7969 for information.             daily with the pharmacy open       Marine carry a wide variety
chase price will be donated to           PETCO will once again be            Walgreen Drug Stores           from 8 a.m. to 10 p.m. Mon-        of boating supplies and ac-
the American Cancer Society.         offering pet pictures with San-         Of course, you’ll need to      day through Friday; 8 a.m. to      cessories, boating apparel
   Holiday hours are:                ta. Bring your festive friend to     check out Walgreen Drug           6 p.m. on Saturdays and 10         and shoes, they’ll have great
   Friday, Nov. 28: 8 a.m. to 9      meet Santa from 11 a.m. to 4         Stores’ Black Friday flyer for    a.m. to 6 p.m. Sundays. How-       special prices on those items
p.m., Saturday, Nov. 29: 9 a.m.      p.m. Dec. 6 or 13 and receive        pages full of special, early      ever, hours will be extended       throughout the holiday sea-
to 9 p.m. Hours will revert          a framed digital photo for           morning and one-day only          to midnight from Friday, Dec.      son. Check the in-store flyers
back to normal – 10 a.m. to 9        only $8.95 plus tax, with $5 of      sales that you won’t find any-    19 to Dec. 23 to help those last   or www.westmarine.com for
p.m. Monday to Saturday and          that fee going to local animal       where else at the Lake. You       minute shoppers get every-         details. You can also let the
noon to 6 p.m. Sundays except        shelters. Shoppers who make          also don’t need to look any       thing they need. Ca;; 573-348-     world know about your first
for Saturday, Dec. 20 when the       $20 donations to the PETCO           further than Walgreen’s for       5081 for more.                     love with West Marine’s boat-
store will be open 9 a.m. to 9       Foundation will receive cute         a huge selection of perfumes         West Marine                     oriented Christmas cards.
p.m.; Sunday, Dec. 21 – 11 a.m.      collectible cat or dog orna-         and colognes as well as all          The largest boating sup-           West Marine will be open
to 6 p.m.; 9 a.m. to 5 p.m. on       ments. Smaller donations             those “only available on TV”      ply company in the world, is       from 9 a.m. to 5 p.m. Monday
Christmas Eve and 9 a.m. to 9        are also welcomed. PETCO is          items! Walgreen’s also offers     the perfect place to shop for      through Saturday and from
p.m. the Friday and Saturday         open 9 a.m. to 9 p.m. Monday         a wall full of cosmetics and      any lake lubbers! And picking      9 a.m. to 4 p.m. on Sundays.
after Christmas. Call 573-348-       through Saturday and 10 a.m.         weekly specials that will allow   a gift from their huge selec-      Call 573-302-0552 for more.
3925 for more info.                  to 7 p.m. Sundays. Call 573-         you to fill a young woman’s       tion of water toys – including
   Patio Pleasures and Back-         302-4982 for more.                   stocking with all her beauty      kneeboards, wakeboard, wa-
yard Billiards                           Replay
   For a family gift that will           Replay, which sells new and
last far beyond Christmas day,       used video games, consoles
visit Patio Pleasures and Back-      and other electronics, will be
yard Billiards where you’ll          holding two great sales every
find a huge selection of games,      day from now until Christ-
billiard lamps and game room         mas. Shoppers can get 50
supplies and furniture. The          percent off all games with yel-
store always carries more than       low stickers and can also get
a dozen pool tables to choose        one free original X Box with
from as well as a catalog of 25      the purchase of $100 in X Box
different styles that can be or-     games.
dered. The store even offers             Because Replay buys, sells
pool and ping pong tables that       and trades, players who need
can remain outside – perfect         a little extra Christmas shop-
for those outdoor living ar-         ping money can bring their
eas! You’ll also find lots of dart   previously played games for
games, ping pong and foosball        cash. The store is also giving
tables and even shuffleboard         parents a real gift! You can pay
games – as well as all the sup-      $5 per hour to leave your chil-
plies and accessories needed         dren 10 and older at the store
to hold a family tournament          to play in the game room, out-
Christmas afternoon. And for         fitted with 16 TVs and a vari-
that outdoor cooking aficio-         ety of video games while you
nado, check out the Big Green        Christmas shop. Game time
Egg, touted as the world’s best      gift certificates would also
smoker and grill.                    be great for any young man’s
   Backyard Billiards offers         stocking! Replay is open 10
free delivery for all large items.   a.m. to 9 p.m. seven days a
They’re open from 9 a.m. to 6        week. Call 573-348-0044 for
p.m. Monday through Friday;          more info.
from 10 a.m. to 4 p.m. on Sat-           Steak and Shake
urdays and from 11 a.m. to 3             They’re at the top of every-
p.m. on Sundays. Call 573-           one’s wish list – and so is a gift
348-4100 for more.                   certificate to the all-time fa-
   PETCO                             vorite! The restaurant is open
Lake of the Ozarks Business Journal                                                   November, 2008                                                                                    Page 33

November Holiday Events                                                          Thursday, Nov. 27, Tan-Tar-A      Displays include animated fig-         by a classic children’s Christmas
                                                                             Resort, Osage Beach, MO, (573)        ures, a large train layout, Ameri-     movie at 11:30 a.m. and a clas-
                                                                             348-3131                              can Girl dolls historical figures,     sic Christmas movie at 7:30 p.m.
By Michael Gillespie                   pons will be available throughout         A Thanksgiving night kick-off     and school supplies from the           Santa will also be on hand from
    It’s the holiday season! Santa     the area. Sponsored by the Lake       to the holiday season. At 5:30 p.m.   1700s to the 1900s. Kids can color     11:30 a.m. until 3 p.m. Cookies,
Claus, Christmas lights, parades,      Area Chamber of Commerce, the         there will be a bond fire and sing    pictures, hear a story, and re-        cider, and hot chocolate will be
and Thanksgiving dinners are           Convention and Visitors Bureau,       along at the Hidden Lakes park-       ceive a toy.                           available in the lobby.
all on tap for Nov. in the lake        and Tri-County Lodging Asso-          ing lot (the 9-hole golf course),     BREAKFAST WITH SANTA                   AFTER THANKSGIVING WEEKEND
area. There’s something for ev-        ciation. On Friday and Saturday       followed at 6:30 p.m. by a light-        Saturday, Nov. 29, also De-         SALE & MIDNIGHT MADNESS
erybody, and you don’t have to         nights Santa will be available for    ing extravaganza and the arrival      cember 6 and 13, Lodge of the             Friday, Nov. 29, Osage Beach
go far to find it. Just take a look—   pictures at a nominal cost. Open      of Santa. Open to the public.         Four Seasons, Lake Ozark, (573)        Premium Outlet Mall, Osage
HOLIDAY OPEN HOUSE                     Wednesday through Sundays             ANNUAL FESTIVAL OF LIGHTS             365-3000                               Beach, MO, (573) 348-2065
    Saturday, Nov. 1                   from 5:30 p.m. to 9 p.m., and             From Nov. 27 to December 31,         Breakfast with Santa, 9 a.m.           Extended hours for added
    Various Locations, Stover,         open every day between Christ-        Shrine of St. Patrick’s Church,       to 11 a.m.; adults $13, children       savings for shoppers. Stores will
MO, (573) 377-4616                     mas and New Year’s Eve.               North Highway 5, Laurie, MO,          $7. Special music performance          open at midnight on Thanksgiv-
    This one-day event features        4th ANNUAL GINGERBREAD                (573) 374-7855                        by the High School Brass Quartet       ing night and will remain open
some 20 businesses offering spe-       CONTEST                                   A drive-thru holiday light park   from 9:30 to 10:30 a.m., followed      until 10 p.m. Friday.
cial deals, percentage off sales,         Saturday, Nov. 22, Camden          on the grounds of St. Patrick’s
samples, and refreshments.             County Museum, 206 South Lo-          Catholic Church. The Festival of
CHRISTMAS CRAFT BAZAAR                 cust Street, Linn Creek, MO (573)
    Friday and Saturday, Nov. 7 –      346-7191
                                                                             Lights is the oldest light park in
                                                                             the area with more than 2000
                                                                                                                           Like it never SMOKED.
8, from 9 a.m. to 4 p.m., Camden          A gingerbread house build-
County Museum, Linn Creek,             ing contest. Home made ginger-
                                                                             strands of lights that focus on the
                                                                             true meaning of Christmas.
                                                                                                                        Like it never SMOLDERED.
MO, (573) 346-7191.                    bread creations will be judged.
    This sale features a variety of    Plus Christmas in the kitchen.
                                                                             ANNUAL ENCHANTED VILLAGE OF
                                                                                                                       Like it never evenHAPPENED.
arts, crafts, and home décor for       THANKSGIVING BUFFET —                     From Nov. 27 to December 31,
the holidays.                          RESORT AT PORT ARROWHEAD              Laurie Fairgrounds, Laurie, MO,
FESTIVAL OF TREES & WREATHS               Thursday, Nov. 27, Resort at       (573) 374-4871
    From Nov. 14 to December 15,       Port Arrowhead, Lake Ozark,               A drive-thru holiday light
Camden County Museum, 206              MO, (573) 365-2334                    park. More than 1 mile of lighted                                   OF LAKE OF THE OZARKS
South Locust Street, Linn Creek,          All you can eat buffet of tradi-
MO, (573) 346-7191.                    tional Thanksgiving fare served
                                                                             holiday figures greet young and                                      573-346-7200
                                                                             old with over 120 different dis-
    A display of decorated trees
and wreaths donated for exhibit
                                       from 10:30 a.m. to 4 p.m. $17.95
                                       for adults; $16.95 seniors 62 and
                                                                             plays and animated figures. Do-                                            1-800-SERVPRO                      TM
                                                                             nations accepted.                                                          Fire & Water - Cleanup & Restoration
and silent auction.                    over; $8.50 for kids 6-12; children   SANTA CLAUS AT                                                             Like it never even happened.®
CHRISTMAS ON MAIN STREET —             5 and under are free. Open for        STONE CREST MALL                                                                 Independently Owned and Operated
MUSICAL SHOW                           dinner from 4 p.m. to 8 p.m. with         Friday, Nov. 28 and Saturdays
    Fridays and Saturdays, Nov.        regular menu plus Thanksgiving        until Christmas, Stone Crest
21 – 22 and 28 – 29 at 8 p.m., and     Day plated specials.                  Mall, Osage Beach, MO, (573)
Sunday, Nov. 30 at 3 p.m. Main         THANKSGIVING BUFFET AT COUN-          348-3016
Street Music Hall, 5845 Highway        TRY CLUB HOTEL                            Santa Claus will arrive at
54, Osage Beach, MO, (573) 348-           Thursday, Nov. 27, Country         noon on the Friday after Thanks-
9500                                   Club Hotel & Spa, Lake Ozark,         giving and will make additional
    A two-hour Christmas vari-         MO, (573) 964-2222                    appearances every Saturday un-
ety and comedy show, with an              Treat your family to a Thanks-     til Christmas from noon until 4
appearance by Santa Claus for          giving feast with a wide variety      p.m. Visit Santa in the hallway

the kids. $17 for adults; $15 for      of traditional holiday favorites      next to Sears and have a picture
seniors 55 and up; children 5-12       including hand-carved roasted         taken to remember the event.
are $8; 4 and under are free.          tom turkey, Angus prime rib, and      ANNUAL LIGHTED CHRISTMAS
ELDON MERCHANTS CHRISTMAS              baked pit ham with all the trim-
    Saturday, Nov. 22, Downtown        mings. Adults - $24.95 Children
                                                                                 Saturday, Nov. 29, Laurie, MO,       • Copiers • Printers • Supplies
Eldon, MO (573) 392-5151               ages 5-11 - $9.95 Children 4 and
    The 20th Annual Eldon Mer-         younger are free. Call for reser-
                                                                             (573) 374-5500
                                                                                 A holiday parade and lighting            • Furniture • Service
chants Christmas Festival will         vations.                              of the community tree. Parade
feature crafters and vendors in        THANKSGIVING BUFFET — LODGE                                                           Quality Office Solutions Since 1982
                                                                             starts at 6 p.m. at Central Bank
the Community Center from 9            OF FOUR SEASONS                       in Laurie and will proceed north
a.m. to 5 p.m., with free enter-          Thursday, Nov. 27, Lodge of

                                                                                                                             l Design Systems
                                                                             on Highway 5 to the Laurie Ter-
tainment from 9 to 2, plus ham         Four Seasons, Lake Ozark, MO,         race Mall. Kids can visit with

and turkey dinner for $7 from          (573) 365-3000                        Santa and Mrs. Claus at the mall
11 a.m. to 2 p.m. There will be a         A traditional holiday fare in-     and have their pictures taken                                                                               LLC
large Christmas parade at 2 p.m.       cluding roast turkey, beef, and       in exchange for a monetary or
(Last year’s parade boasted over       ham, side dishes, breakfast           pet food donation to the animal
100 floats.) There is no entry fee     items, and deserts. 10 a.m. to        rescue facility at Sunrise Beach.           Specializing in metal stud framing,
for the parade — anyone can en-        6 p.m.; adults $26.95, children
ter and possibly win cash prizes.      $13.95. Reservations suggested,
                                                                             There will also be a drop off area
                                                                             at the mall for guests to donate
                                                                                                                           drywall and acoustic ceilings
1ST LAKE HOLIDAY LIGHTS                but not required.                     various goods to be sent to our             1134 NW 600 Road, Holden MO 64040
    Beginning Saturday, Nov. 22,       TAN-TAR-A
                                                                             troops.                                               Office and Fax

                                                                                                                        (816) 230-5350
                                                                             THE CHRISTMAS HOUSE AT LAURIE
through New Year’s Eve.Osage              Thursday, Nov. 27, Tan-Tar-A           Begins Friday, Nov. 28, then
Beach City Park, Osage Beach,          Resort, Osage Beach, MO, (573)        Thursdays through Sundays
MO (573) 964-1008                      348-3131, Thanksgiving holiday

                                                                                                                           Paul Dillon                        John Wisemore
                                                                             until Christmas, Laurie Terrace
    A drive-thru holiday lighted       buffet. Call for details.             Mall, Laurie, MO, (573) 374-5500
park, approximately one mile in        WINTER HOLIDAY LIGHTS AND                 A free open house from 6 p.m.
length. $10 per car; discount cou-     SANTA’S ARRIVAL                       to 9 p.m. for children of all ages.      Cell (816) 985-7271                   Cell (816) 304-8845
Page 34                                                                           November, 2008                                                   Lake of the Ozarks Business Journal

Christmas displays once                                                                                        Stone Crest- the Lake’s
again light up the Lake                                                                                        indoor shopping mall
                                                                                                                  by Michael Gillespie             December 6 is Local Authors’
by Nancy Hogland                     on State Road KK and ending         by Santa, the light displays             Since 1984, Stone Crest Mall,    Day. Call (573) 348-4788 for
    Portions of Lake of the Ozarks   at the School of the Osage High     on the resort grounds will be         the area’s only indoor shopping     details. During the holiday sea-
will once again be transformed       School campus on Hwy. 42.           flipped on. Kids young and old        center, has featured a variety of   son Stonecrest Book & Toy will
into a winter wonderland as          Creach said quarters were too       alike will be invited to follow       shopping experiences for vaca-      be open from 10 a.m. to 8 p.m.
millions of twinkling lights are     close at the city park to have a    the jolly old elf to the North        tioners and homeowners alike.       Monday through Saturday,
lit at four different locations in   bonfire and provide parking for     Winds meeting room where, for         Located at 3797 Highway 54,         noon to 5 on Sundays.
celebration of the Christmas         the several hundred people that     a nominal fee, pictures can be        across from Hy-Vee in Osage            Saffee’s Ladies Apparel car-
season.                              typically attended the event.       taken with Santa and free en-         Beach, Stone Crest is home to       ries purses, belts, shoes, sun-
    “In fact, we always hope that       “We’ll still have our tradi-     tertainment will be provided.         nearly 40 businesses ranging        glasses, and upscale ladies
everyone – business and hom-         tional bonfire, hot chocolate       The lights will remain lit every      from retail stores, personal ser-   clothing for every age group
eowners alike – will decorate.       and S’mores and entertain-          evening from Thanksgiving to          vices, and professional offices.    and size. They feature formal
It puts us all in the mood and       ment, then people can drive         New Year’s.                              Along with its many stores,      wear by Joseph Ribkoff, a de-
adds to the festive feeling,” said   over to the park to view the           Thanksgiving will also be          Stone Crest Mall continues to       signer line from Canada, and
Trish Creach, executive direc-       light display. We just thought      the official start of two drive-      be the hot spot for several well-   a senior line by Alfred Dum-
tor for the Lake Area Chamber        this would be easier and safer,”    thru light displays on the west       attended events. Stone Crest        er. Saffee’s selection of ca-
of Commerce. “I love driving         she said.                           side of Lake of the Ozarks – the      Mall hosts an annual Art and        sual wear includes an array of
through town at Christmas               The Lake Holiday Lights          Enchanted Village of Lights           Ambiance Fair, as well as the       jackets, sweaters, scarfs, and
time when everything is all lit      Drive-Thru Park, which will         in Laurie and the Festival of         Missouri Wine Festival. For         turtle necks. Saffee’s will be
up. This is such a special place                                         Lights at the St. Patrick’s Cath-     the kids, there are the seasonal    open from 10 until 8, Monday
anyway and when you add that                                             olic Church.                          trick-or-treating and easter egg    through Saturday, and 12 to 5
on top, it’s just great!”                                                   Beginning more than 25             hunting events — and Santa          on Sundays. You can call them
    She said that after a one-year                                       years ago, St. Patrick’s display is   Claus. In addition, Stone Crest     at (573) 348-4755.
hiatus, the Lake Area Cham-                                              the oldest in the area. Accord-       Mall works with the Lake Re-           Nautical Landing is the
ber of Commerce will once                                                ing to organizer and market-          gional Hospital for the Adult       area’s only store that deals
again be holding a drive-thru                                            ing director Rose Vanderbeck,
display, but this year it will                                           it began when Father Barnett
be featured in the new Osage                                             came to the Laurie parish and
Beach City Park and, if things                                           decided he missed the lights he
go as planned, will include a                                            was used to seeing in the city.
bonus for visitors. According to                                         Through the years, additional
Creach, the display was moved                                            lights were added and now fea-
from the site below Bagnell                                              tures more than 3,000 strands.
Dam because of security issues                                           Traditional Christmas music is
and the steep terrain which                                              played in the background and
made it difficult to access the                                          visitors are invited to linger for
park when roads when slip-                                               a while, enjoying the peace and
pery.                                                                    serenity found on the grounds.
    “We’re hoping to sign up dif-                                        And unlike other displays, St.
ferent civic groups, churches                                            Patrick focuses on the true
and organizations to man the                                             meaning of Christmas.
concession booth on weekends                                                “We have several displays,         and Children’s Health Fair, Ro-     exclusively in nautical and
and also to provide additional                                           but the attention is focused on       tary Club with Candyland, and       tropical-themed items, and
activities,” she said. “Since the                                        the crib scene,” Vanderbeck           more than 50 charities.             the variety is fantastic. You’ll
organizations can keep any                                               said.                                    From one end to the other        find gifts such as miniature fig-
money they take in on any-                                                  Admission is free. Park            Stone Crest will be alive with      ures and statuettes, brass bells,
thing besides park admission,        include some 75 different dis-      hours will be 5 to 10 p.m. from       Christmas sales and events this     ships clocks, Christmas cards
we’re hoping they will want to       plays, will be open from 5:30       Thanksgiving to New Years.            year. Here’s what to expect—        and ornaments, and clothing.
offer a variety of things - like     to 9 p.m. Wednesdays through           Carloads of Lake area resi-           True to its name, Stonecrest     Owners Linda and Ron Gross-
getting someone to play Santa        Sundays from Nov. 22 to Dec.        dents and visitors will once          Book & Toy features the area’s      man say their top gift items
and letting the kids get pic-        25. From Dec. 25 to Dec. 31,        again have the opportunity            largest selection of books,         this year are Tervis Tumblers
tures taken with him. Maybe          the park will be open the same      to enjoy a mile-long display          magazines, toys, puzzles, and       — double insulated, American
another group – and this would       hours but will be open every        that includes both animated           games. It is the only area re-      made tumblers that are guar-
be perfect for a youth group –       evening. A per-car admission        and still Santas in a variety of      tailer for the popular Thomas       anteed for life, and Gurgle Pots.
could help little kids write let-    fee will be charged to offset the   poses, angels, snowflakes, gin-       the Tank Engine line of wood-       Gurgle Pots have to be heard to
ters to Santa for a donation.        costs of electricity and mainte-    gerbread kids and numerous            en toys. They’ll be on sale — 20    be appreciated — they actually
Groups could sell hot choco-         nance of displays.                  Christmas greetings from area         percent off — from Novem-           make a gurgling sound when
late and sing Christmas carols          Thanksgiving kicks off Tan-      merchants at the Enchanted            ber 1-8. Look for a storewide       you pour out your favorite bev-
and have a sing-along. On their      Tar-A Resort’s Winter Holiday       Village of Lights in Laurie.          20 percent off sale (except         erage! And if you’ve already
night, another group could, for      Festival Lights Celebration and        The park has become a fa-          magazines) from November            purchased a Gurgle Pot, you’ll
a small fee, have a table with a     Santa’s Arrival. At dusk, every-    vorite of many, attracting sev-       13 through 16. You’ll find Tin-     be interested in seeing the new
Christmas craft – the possibili-     one is invited to gather for free   eral thousand people each             kertoys at Stonecrest, along        matching plates and sauce
ties are pretty unlimited.”          hot apple cider and cookies at      year. Admission is free. The          with traditional board games        dishes, in four colors. Nautical
    There’s another change in        the Hidden Lakes Golf Course        park will be open from 5 to 9         such as Monopoly, Stratego,         Landing also features the full
store. This year’s Holiday Lights    parking lot near Timber Falls       p.m. Sunday through Thursday          Battleship, Scrabble, and many      line of Bluecrab Bay Company
celebration will be kicked off on    while they wait for Santa’s ar-     and from 5 to 10 p.m. Fridays,        more. November 15 is Game           gourmet foods, cheese balls,
Nov. 22 with a parade starting       rival. Then after a fireworks       Saturdays, Thanksgiving and           Day; the staff will have various    dip kits, mixes, and nuts.
at the Osage Beach fire station      display, and a countdown led        Christmas eve.                        games laid out for you to try.                             continues
Lake of the Ozarks Business Journal                                           November, 2008                                                    Page 35

Stone Crest- the Lake’s
indoor shopping mall
    Check out the store’s web-        Owner Lloyd Kaufman also
site,    www.NauticalLanding.         stocks an impressive selection
com, or give them a call at (573)     of fine art prints and posters, as
348-3885. For your convenience        well as art supplies for begin-
they’ll be open from 10 a.m. to       ners and professionals. During
7 p.m. Monday through Satur-          the holiday season he’ll feature
day, and 11:30 a.m. to 5 p.m. on      20 percent off on framed prints.
Sundays.                              He’s open from 10 to 7, Monday
    Donna’s Hallmark will once        through Saturday; noon to 5
again feature all the wonder-         on Sundays. Phone (573) 348-
ful Christmas items that we’ve        4410.
come to expect from Hallmark.            Snaps 2 Scraps is a scrap-
That includes a large selection       booking and specialty store.
of cards and ornaments, San-          Owner Becky Beck explains
tas, snowmen, wrapping paper,         that scrapbooking is a way of
and gift bags. Other popular          preserving memories through
mainstays are the Woodwick            pictures and life stories. Becky
Candles, with actual wooden           offers both themed and non-
wicks that crackle when burn-         themed albums and a wide
ing, and the Willow Tree figu-        variety of related items. See
rines. One of the really cute         her website at www.snaps-2-
items this year is called the         scraps.com. Becky will offer 25
Season’s Greeting Snowmen, a          to 50 percent off all items after
table top display with two sing-      Thanksgiving. The store will be
ing and dancing snowmen.              open regular mall hours. Call
They are available for $14.95         (573) 365-9977 for details.
with any three card purchases.           Sears at Stone Crest carries
Donna’s Hallmark will be open         a full line of major appliances,
from 10 to 8, Monday through          mowers, and exercise ma-
Saturday; noon to 5 on Sunday.        chines. Franchise owner Matt
There will be extended hours, 7       Breuer and his father, Dale, say
a.m. to 8 p.m., on the Friday af-     that they will open early during
ter Thanksgiving. You can call        the Christmas season — 5 a.m.
them at (573) 348-3484.               to 7 p.m. Monday through Sat-
    Accurate Flooring has a fine      urday; noon to 5 on Sundays.
selection of carpet, plus wood,       Look for various sales through-
granite, tile, and marble floor-      out. You can call them at (573)

                                                                           Nov. 22nd - Dec. 31st - Osage Beach City Park
ing. Owner Mike Renda says            348-8999.
that there is always something           Other shops in Stone Crest
on sale. He’s open 10 to 5 Mon-       include TNT Computers, Osage
day through Saturday, and 12          Cigar Company (formerly Pars            Highway 54 - Adjacent to Osage Beach Premium Outlets
to 5 on Sundays.
    Fox Levis offers a full line
                                      and Cigars), Blockbuster Video,
                                      and Starbucks. A new restau-
                                                                                   5:30 p.m. - 9:00 p.m. Wednesday - Sunday
of Levis for men, women, and          rant, called Bootleggers will
                                      open in December.
                                                                                 Open the Entire Week from Dec. 25th - Dec. 31st
children. The line includes
tops, jeans, handbags, overalls,         Santa will arrive at Stone
wallets, and caps. Look for an        Crest at noon on the Friday
additional 30 percent off sale        after Thanksgiving and will
from 7 to 10 a.m. on the Friday       make additional appearances
after Thanksgiving. The store         every Saturday from noon to
will be open normal hours after       4 p.m. The local Rotary Club
that — 10 to 8, Monday through        will sponsor Candyland at
Saturday; 12 to 5 on Sundays.         Stone Crest from November 22
    American Shoe is the lake         to December 14. They will set
area’s number one source for          up a tree decorated with lists
Crocs. They come in a vari-           of items requested by needy
ety of colors, and even fleece        children from the area. Patrons
lined! Throughout the Christ-         can choose an individual list
mas season all Crocs will be on       and purchase the items for the
sale, from 30 to 50 percent off.      children. In addition, there will
American Shoe will open at 7          be a Christmas Open House
a.m. on Black Friday. You can         at Stone Crest on December           For Festival Events & Park Schedule, please go to lakeholiday lights.com
also recycle your old Crocs at        6, with prizes, sales, food, and
the store. Their phone number         music.
is (573) 348-4284.                       Ready or not, here comes
    Lloyd’s Art Center & Gallery      Christmas at Stone Crest Mall!
boasts the largest selection of
custom framing in the area.
Page 36                                                                                                November, 2008                                                                 Lake of the Ozarks Business Journal

  TECHNOLOGY AND LIFESTYLE                                                                                                                            Gadgets and Gizmos for
                                                                                                                                                       the Geek in All of Us

                                                                                            Jean-Michel Jarre’s
                                                                                            Aero System Black
                                                                                                                   Jean-Michel Jarre
                                                                                                                felt that MP3s were a
                                                                                                                slight to the original
                                                                                                                music, and so set out
                                                                                                                to design a speaker
                                                                                                                system for the iPod
                                                                                                                that brings some of
                                                                                                                the lost sound nu-
                                                                                                                ances back to the
                                                                                                                music. His answer:
                                                                                                                the Aero System
                                                                                                                Black. Aimed squrely
                                                                                                                at the top-end of the
                                                                                                                iPod dock market, the
                                                                                                                Aero System Black
                                                                                                                features an integrat-
                                                                                                                ed amplifier, separate
                                                                                                                low and high speak-

Danger Bomb Alarm Clock
                                                                                                                ers, and ultra-resis-
                                                                                                                tant glass enclosure.    The MIU Hybrid Portable Computer
                                                                                                                Perched at the top         The Miu HDPC or “Hybrid Dual Portable Computer”, as the manufacturers have
  You say you just can’t get out of bed? You say the alarm clock you have now                                   is the iPod touch slot   dubbed it, is the third incarnation of an all-in-one portable appliance. The first two
doesn’t cut it? Well, folks this one will wake anyone. Set your desired rise time and       with play controls. If you click around on   were vaporware, never showing up outside of technical drawings. The newest is set
wake up to the soothing sounds of a bomb going off. One catch... the only way to            his French-Only website, you’ll stumble      to go on sale in Korea for a mere $500. But for the money, this one’s got 2 processors,
shut it off is to undo the right wire. And, the device resets which wire is the right one   across an ordering form if you can’t live    2 LED screens and does almost everything-- cell phone, camera, texting, MP3/Movie
every day. It’s about $30 from various online vendors including www.geekstuff4u.            without one. About $570 (449 Euros) at       playing, and has a full Windows CE installation. No word on whether or not it will be
com ($33).                                                                                  http://jmjarretechnologies.com.              offered for sale in the US, but one can hope. $500-ish.

                                            MONDAY - SATURDAY
    We Sell
  and Support
                                            10:00 AM - 6:00 PM
                                            12:00 NOON - 5:00 PM
                                                                                                          SALLEE LAW FIRM
                                                                                                                                 Frank F. Sallee
                                            New location by Hallmark Suite
         2006 puter                         F1 Stone Crest Mall
      2007 ician
         Techn hoice
             r’s C
       Reade ard!
                                             573-348-2448                                                                        DaviD r. Sallee
  Sales & Service
  For the Entire                                                                                     General CommerCial litiGation
  Lake Area!                                The Lake                                                    ConStruCtion litiGation
                                             Area’s                                                meChaniC’S anD materialmenS’S lienS
                                           Specialist!                                          Post Office Box 1023                                                 4739 Belleview, Suite 304
                                                                                              Camdenton, Missouri 65020                                             Kansas City, Missouri 64112
                                                                                                   (573) 346-7430                                                          (816) 753-1500
                                                                                                         Camdenton Hours
                                  Internet Access Room                                                  By Appointment Only
                                                                                                                                     Fax (816) 753-1686

  We Accept:                                                                                            SERVING THE LAKE AREA
Lake of the Ozarks Business Journal                                                                       November, 2008                                                                          Page 37

   The Vandervort Native American children
   Report         blessed by local ministry
      Christmas in October                      about the beginning of the slowdown
        Amidst the worse global economic        in the US economy. The blizzard took a
   meltdown since the great depression,         couple thousand boaters off this lake
   is there finally a glimmer of light at       in 2007 that we have never gotten
   the end of the tunnel? Has the stock         back. The second kick in the teeth, was
   market finally found the bottom of the       the torrential rain fall we had all across
   abyss, and began to rebuild on a solid       the Midwest for the entire first half of
   foundation? Has the housing market at        2008; not only did the Lake have rain
   long last been corrected? And will the       every single weekend during the first
   seven hundred billion dollar gift the        two quarters of the year, the rest of
   American people just gave our finan-         the Midwest was flooded, and many
   cial institutions be enough of a shot in     of the vacationers who would normally
   the arm to allow cash to start flowing       frequent the lake, couldn’t even get
   back into our economy, so we can get         here because of the flooding. To add
   back to business? October 2008 is no         insult to injury, as the economy was
   doubt the most expensive month in            going down, fuel prices soared to an
   all of history; with the US government       all time record high, which absolutely
   committing some Trillion dollars in          killed the boating traffic on the lake.
   economic recovery programs. If that’s        The knockout punch was the lending
   not Christmas in October, I don’t know       crisis, combined with the recession;
   what is!                                     banks started freezing up construction
        Who would have ever imagined the        loans, and second home loans have
   extent of our recession even one year        been more difficult than ever to get. All
   ago? Would anyone have guessed the           of those conditions put a major hurt
   failure of several of the largest firms on   on the Lakes economy, and devastated
   Wall Street, the failure of the largest      many local businesses.
   insurance company in the world, the               Being involved in as many various
   failure of many of the largest lending       businesses here at the lake as what I
   institutions in the country, the likely      am, I certainly haven’t been immune
   collapse of General Motors, and the          from the recession; combine that with
   implosion of Fannie Mae and Freddie          the fact that I just completed a sixty
   Mac? Would anyone have believed a            million dollar Resort, and opened for
   year ago that by the end of the third        business smack dab in the middle of
   quarter of 2008 we would have the            the worst recession in history, and I can        by Nancy Hogland                        In 1997 the Orrs also got       Reservation. Their goal is to
   President of the United States, the Sec-     tell you first hand, just how devastat-
                                                                                                    Though Santa is know to           their church involved and they     provide gifts valued at $10 or
   retary of the Treasury, the Majority and     ing this recession has been on a lot of
                                                                                                 travel far and wide to deliver       and other parishioners cara-       more for 150 children ages
   Minority leaders of both the House and       businesses. Like every other business
                                                I know of here at the Lake, it’s been            presents, until Camdenton            vanned carloads of donated         16 and younger as well as 50
   Senate, and the Democratic and Re-
                                                a very hard year, and we have had                resident Billie Orr got involved,    food, clothing and Christmas       “family bundles” that include
   publican candidates for President, all
                                                to make some changes, and navigate               children in some areas of the        gifts for children to Pine Ridge   new bath and hand towels,
   coming forward and telling the Ameri-
   can people that if we didn’t infuse a        the recession; but don’t believe every           nation seemed to get skipped         Reservation. They’ve contin-       wash cloths, body wash, sham-
   Trillion dollars into our economy that       ridiculous rumor you hear from my                each Christmas.                      ued this tradition ever since,     poo, personal care items, light
   we could all be facing Armageddon?           critics; we’re still standing, and we’ll            Over the past 10 years, Billie,   making the trip in mid Novem-      bulbs, batteries, dish soap and
        For all of the heat the current ad-     stay standing, and when the economy              founder of TIPI (Taking Indian       ber, before the winter snows       other like products – items that
   ministration has taken over the econo-       rebounds, we’ll be stronger because              People Inspiration) Ministries,      blanket the area and make          Billie said are not often able to
   my, I would have to say that they have       of it!                                           and her husband Jim have de-         roads impassable.                  be included in the household
   acted boldly, and quickly to try and              I am very encouraged by the light           livered loads full of baby dolls,       “After that first trip we re-   budget.
   get a handle on this crisis; they have       I do see at the end of the tunnel. I do          cars, games and other toys to        ceived a thank-you letter from        Cash donations will be used
   reached across party lines, and across       believe that the recent economic re-
                                                                                                 some of the poorest Indian res-      the pastor there. He wrote that    to purchase additional toys
   the globe, and achieved an unprec-           covery programs that have been put
                                                                                                 ervations in the country. And        for many of the children, those    and bundles. All gifts must be
   edented unity among all of the leading       into effect will go a long way to help
                                                stabilize the economy, and I further             this year will be no exception.      presents we brought were           received by Nov. 15.
   economies to work together to try and
                                                believe that we’ll start to see notice-             “When I started this min-         the only gifts they had ever          “A lot of people believe that
   revitalize the world economy; so much
   for the theory of a lame duck President.     able changes by next spring. If there is         istry, I envisioned being very       received. We’ve since made         only Indians can minister
   I would add; that this economic down         a silver lining in all of this mess, it’s that   evangelistic – teaching and          many trips to Pine Ridge, as       to other Indians, but if God
   turn started about two years ago, pur-       fuel prices have dropped drastically             preaching – and there has been       well as Rosebud and Crow           could use Paul, who was a Jew
   suant to the change in power in the          and it looks like the American dollar            some of that, but I also know        Creek reservations, which are      through and through, to minis-
   House and Senate, which collectively         may be on its way back on top of other           that faith works by love.            also in South Dakota, and to       ter to gentiles, he can certainly
   have a heck of a lot more control over       foreign currency.                                   When people are hungry and        the Navaho reservation in New      use a white woman to minis-
   economic policies than the Executive              On a final note; I’m sure we’re all         cold, it’s hard for them to trust.   Mexico,” she said, adding that,    ter to Native Americans,” she
   Branch.                                      ready to put 2008 behind us, so I’d like         So I began by visiting vari-         in addition to the Christmas       laughed.
        The Lake of the Ozarks economy          to invite everyone out to ring in the            ous reservations, taking food,       runs, she and many other vol-         Donations by check can be
   has traditionally been somewhat insu-        New Year at our beautiful new Resort,
                                                                                                 clothing, school supplies and        unteers have spent their va-       made out to TIPI Ministries and
   lated from downward trends, but not          for a fantastic New Years Eve celebra-
                                                tion! I hope to see you there!                   other necessities that had been      cations building outhouses,        mailed to PO Box 1203, Cam-
   this time; the Lake was unable to dodge                                                       donated to the ministry. I sin-      winter-proofing trailer homes,     denton, MO 65020. If you would
   the bullet of the 2008 recession. There           Merlyn Vandervort
                                                                                                 cerely believed that if I couldn’t   expanding churches and even        like to donate and have some-
   have been four mitigating factors that            Horny Toad Inc.
   magnified the impact of the recession                                                         show concern for their physi-        doing a little preaching in be-    one pick up your gift, call 573-
                                                     Toad Cove Resort Properties, LLC
   on the lake economy. It started with                                                          cal condition, I had no right to     tween.                             873-3114. For more information
                                                     Millennium Group of Companies
   the Blizzard of 06/07; which was just                                                         speak into their spiritual con-         This November, they will        about the ministry email Billie
                                                                                                 dition,” she said.                   again be blessing Pine Ridge       at buffalor@charter.net.
Page 38                                                                            November, 2008                                                  Lake of the Ozarks Business Journal

Quickbooks Pro       First National Bank announces
training opportunity new branch location opening
   Attention area businesses &       pany or companies in Quick-             First National Bank announc-     cated at the corner of Highway          According to Mr. K. Clayton
organizations! Training class-       Books, establishing a Chart          es the opening of a new full ser-   54 and Turner Parkway in Cam-        Rogers, President/CEO of First
es on the popular QuickBooks         of Accounts, payroll and pay-        vice facility in Camdenton.         denton. Their other four facili-     National Bank, “In building the
Pro accounting software will         roll liability procedures, and          First National Bank has been     ties include the main bank on        new location we are proactively
be offered by University of Mis-     reporting capabilities of this       serving the Lake Area for over      Highway 5 North in Camden-           responding to the new Camden-
souri Extension over the next        software.                            100 years. The bank currently       ton, the Osage Beach branch on       ton by-pass. Not only will the
couple of months. Due to the            The Advanced level class will     has four locations and plans to     Highway 54, the Sunrise Beach        new facility provide a bank loca-
popularity of classes offered,       focus on the expanded report-        open their fifth in November,       branch on Highway 5 North,           tion east of the by-ass, it will also
additional Introduction to and       ing capabilities of QuickBooks,      2008.                               and the Lake Ozark branch on         provide a convenient option for
Advanced level classes have          importing and exporting data            The new location will be lo-     Business 54 in Lake Ozark.           our customers.”
been scheduled.                      to Microsoft Excel, setting up

                                                                          Newcomers/Longtimers Calendar
   Class dates will be as fol-       and tracking inventory, track-
lows:                                ing job costs, and setting up
   Introduction to QuickBooks        opening balances in equity ac-
   - November 18 OR
   - November 25
   Advanced QuickBooks
                                        Class size is limited and pre-
                                     registration is required. The
                                                                          Of Events – November 2008
   - December 9                      fee to attend the class is $89.00       November 3, 2008, 10:00          Lutheran Church, 1700 Bag-              November 20, 2008: The
   Classes will run from 9:30        per person. To register or for       a.m.: The Newcomers/Long-           nell Dam Blvd., Lake Ozark.          Newcomers/Longtimers Club
a.m. to 4:00 p.m., and will be       further information, contact         timers Club will have a Com-        Cost is $15 which includes           will hold a Luncheon Meeting
held at State Fair Community         the Camden County University         munity Committee meeting            lunch prepared by Arrowhead          at the Country Club Hotel on
College – Lake Campus in the         of Missouri Extension Center,        at the Central Bank Main            Garden Club and coffee or tea.       Carol Road in Lake Ozark. So-
lower-level of the Stonecrest        phone: 573-346-2644; or reg-         Branch in Osage Beach. The          For information, call Char-          cial Hour begins at 11:00 a.m.;
Mall, Osage Beach.                   ister on-line at http://www.         guest speaker will be Sarah         lotte Perso at 317-0602.             business meeting at 11:30
   The Introductory level class      missouribusiness.net/cgi-bin/        Bloom, Volunteer Coordina-             November 9, 2008, 6:00            a.m.; and luncheon at noon,
will focus on setting up a com-      calendar/                            tor of Community Hospices           p.m.: The Newcomers/Long-            followed by a presentation of
                                                                          of America. The committee is        timers Club will have a social       Community Pride Awards by
                                                                          or has been involved in vari-       evening with spouses and             the Community Committee.
                                                                          ous projects that interest or       friends at The Bull Pen, 1493        There will be an opportunity
                                                                          inform the members of N/L.          Hwy KK, Osage Beach. Social          for holiday shopping at the
                                                                          For more information, please        hour begins at 6:00 p.m. with        Unique Boutique coordinated
                                                                          call Carlene Chubbuck at 374-       dinner at 7:00 p.m. For more         by Mary Lunsford and Carole
                                                                          9281.                               information and reservations,        Brouk. For information or
                                                                             November 6, 2008, 9:45           please call Donna Kircher at         reservations, contact Lynda
                                                                          a.m.: The Newcomers/Long-           348-1645 or Terry Divine at          Hartwick at 365-9985.
                                                                          timers Club will have Cards         302-4527 by Friday, October
The Camdenton Area Chamber of Commerce recently welcomed El               and Games at Christ the King        31.
Caporal Mexican Restaurant as a new Chamber member. El Caporal
is located at 323 E. Hwy 54 in Camdenton, and is open for lunch and
dinner 7 days a week: Sunday – Thursday 11 AM – 9 PM, Friday and
                                                                          “Better than Best” awards presented
Saturday 11 AM – 10 PM. Participating in the ribbon cutting were Ra-
mon Hernandez, Owner [with scissors], El Caporal employees, Floren-
tino Hernandez, Jose Aguirre, Alex Jimenez, Salvador Gareta and Jose
                                                                          to School of the Osage students
Garcia; Bruce Mitchell, Camdenton Area Chamber of Commerce; Amy                                                  Bash’s criteria is not just       Broker of Bobbi Bash Realty
Hatfield, Doug Horman and Charli Allee, First National Bank; Tracy Bro-                                       grades. It is based on improve-      and has been in business 22
swell, Johna Stanfield, Chris McElyea, Jeff Welsh, Central Bank of Lake                                       ment, attendance, attitude &         years at the Lake.
of the Ozarks; Laura Wright, Camdenton Police Chief; Steven Craig, City                                       service. The students are se-          The students named for the
Administrator, Brenda Colter, Camdenton City Clerk and Mark Stom-                                             lected by a committee of teach-      “Better Than Best” awards are;
baugh, City of Camdenton Assistant City Administrator.                                                        ers and Principal Tony Slack at
                                                                                                              School of the Osage.                 1ST QUARTER
                                                                                                                                                   School of the Osage

                                                                                                                 The students receive a
                                    573-207-4091                                                              framed certificate, $25 dollars,
                                                                                                              and Bobbi takes them to a Lake
                                                                                                                                                      6th Grade students selected
                                                                                                                                                   are Jonathon Williams, Son of
                  Johnah’s Outsourcing Business                                                               Ozark Rotary Luncheon so that        Chully and Louise Williams
                                                                                                              they may get exposed to our
           “Your Virtual Partner In Business”                                                                 community business leaders.
                                                                                                                                                   and Taylor Davidson, Daughter
                                                                                                                                                   of Cody and Conda Davidson.
                                                                                                                 Bobbi was a school teacher            7th Graders selected are
                                                                                                              before her real estate career        Courtney Howard Daughter of
          *Administrative Support *Bulk Mailings                                                              and feels education is the most
                                                                             For over 10 years Bobbi Bash,                                         Thomas and Virginia Howard
            *Web Design *Word Processing                                                                      important avenue for our chil-       and Dylan Ash, Son of Mike
                                                                          a local realtor, has been pre-
            *QuickBooks *Desktop Publishing                                                                   dren. Positive motivation and        and Stephanie Bartlett .
                                                                          senting her “Better Than Best”
                                                                                                              exposure at this age level is very       8th Graders selected are
      www.jobvirtualassistant.com                                         award. This award is given
                                                                                                              important. It is interesting how     Matthew Rechenmacher, Son
                                                                          each quarter to 2 male students
                                                                          and 2 female students in the 7th    many of “The Better than Best        of Steve and Rebecca Rechen-
  “Virtual Assistant Means Not Having To Be                                                                   students have also received the      macher and Breanna Lindner,
                                                                          & 8th grade and this year Bobbi
Physically Located In Your Office To Be Effective”                                                            Rotary scholarships their se-        Daughter of Thomas and Ve-
                                                                          has added the 6th. Graders!
                                                                                                              nior year. Bobbi is the Owner/       ronica Lindner.
Lake of the Ozarks Business Journal                                                   November, 2008                                                                          Page 39

Disadvantaged kids need our help
by Nancy Hogland                       help this year, which will make       or she hopes Santa will bring.       on our list who ask for things      available the day of the gift
   Fewer disadvantaged boys            it doubly hard.”                      Each child will be assigned a        like perfume, hair dryers and       hand out.
and girls assisted by the Sea-             In order to make sure the or-     code number and that num-            even things like shampoo and           “We don’t provide anything
son of Sharing program will be         ganization is helping the “need-      ber, as well as the child’s in-      conditioner.”                       for the adults, but we do want
finding presents under their           iest of the needy,” this year’s       formation, will be transferred          Shoppers are also asked to       people to have warm coats.
Christmas trees this year.             applicants will be thoroughly         to cards that will then be hung      purchase Christmas gift wrap        Those get sorted and hung and
   Chairman Danielle Kimmel,           screened and will be required         on Christmas trees in different      and a roll of tape so the pack-     when parents come in, if they
who also heads up the Miller           to show proof why they are un-        businesses around Eldon.             ages can be wrapped by mom          need a coat, they can pick one
County Child Advocacy Coun-            able to provide Christmas gifts          After the gifts are purchased,    and dad at home.                    out. In the past, we’ve also had
cil, said four major donors have       for their children on their own,      shoppers are asked to take the          “One, that allows the par-       movie rental places donate lots
dropped out of the program             she said, explaining acceptable       gifts and the information card       ents to be involved and two,        of previously viewed movies;
which has forced her to cut            “proof” would be documented           back to the business where they      we found that most of the time      we’ve had lots of books donated
back on the number of families         reasons why parents have been         picked up the request.               when the presents were already      and other things. We set them
she will be able to help.              unable to find jobs or medical           She said she then uses the        wrapped, the parents were tak-      up like a store and parents can
   “Last year, we were able to         or other expenses that have           donations to purchase warm           ing them home and unwrap-           then pick out a few extra things
provide gifts for around 500           drained the family budget.            coats and hats and socks and         ping them to see what was in-       for their children,” she said.
children. This year we won’t be            After the list is compiled, the   underwear for the adopted            side. I know I wouldn’t want to        The Season of Sharing pro-
able to handle more than 300. I        rest of the applicants will be        children.                            give my kids gifts and not know     gram serves all of Miller County
hate to do this, but unless more       placed on a waiting list and any         “I also make sure that the        what was inside. This way par-      as well as children who attend
people come forward with cash          assistance with Christmas gifts       things the kids asked for are        ents will see what they’re giving   Eldon schools. Requests for as-
donations, we don’t have any           for children will be made avail-      included. To me, that’s very         their children and it also saves    sistance will be taken begin-
other choice,” she said. “In ad-       able as it comes in. If additional    important,” Kimmel said, add-        us a lot of time.”                  ning Nov. 3.
dition, some of the organiza-          funds come in after Christmas,        ing that she also uses donated          The gifts will be bagged by         For more information on the
tions that used to provide items       they will be used to help with        funds to buy gifts for those chil-   family and handed out two           program, to request assistance,
are now keeping what they’ve           year-round emergency needs of         dren not selected. “The older        weeks prior to Christmas at the     make a donation or to volunteer
raised to help with their own          children.                             kids are harder to get adopted.      First Church of the Nazarene in     to help with the program, call
needs. Unfortunately while the             Those selected to be part of      Everyone wants to buy toys for       Eldon.                              Kimmel at 573-392-4004. Dona-
poor economy has resulted in           the program will be asked to          the little kids – and that’s good,      Kimmel said she also takes       tions by check should be made
fewer groups being able to do-         fill out a form for each child,       because we always get lots of        donations of gently worn coats      out to Season of Sharing and
nate, I’m afraid it will also result   listing that child’s clothes and      toddlers and babies – but we         for men and women as well as        mailed to P.O. Box 229, Eldon
in even more people needing            shoe sizes, needs and things he       also have many older children        gently used items that are made     Missouri 65026.
Page 40   November, 2008   Lake of the Ozarks Business Journal
Lake of the Ozarks Business Journal                                                November, 2008                                                                          Page 41

                                                                          Glencove Marine joins 20 Group session
                                                                             Jan Donnelly and Sherry          a round table and, after agreeing    planning, and more.
                                                                          Jackson, owners of Glencove         to confidentiality, compare             “Our      first  20   Group
                                                                          Marine and Brian Pecenka,           their financial information in a     session has already proved
                                                                          General Manager, attended           common format. The members           to be invaluable,” says Sherry
                                                                          a marine dealer 20 Group            share their experiences and          Jackson, co-owner of Glencove
                                                                          session at Bill’s Marine Service    best practices in an effort to       Marine. “It was very rewarding
                                                                          in Oakland, Maryland on             help each other obtain a much        to be part of a non-biased,
                                                                          September 15-18, 2008.              higher level of professionalism      objective forum with a high
                                                                             “We      are    continuously     and profitability.                   degree of marine industry
                                                                          looking for ways to improve our        After becoming members,           knowledge. It helps us reaffirm
                                                                          sales and service at Glencove,”     the individual dealerships take      what we are doing correctly,
                                                                          says Jan Donnelly, co-owner of      turns hosting the 20 Group           but also showed us some
                                                                          Glencove Marine. “Although          meeting, which convenes              opportunity to improve – which
                                                                          our dealership maintains            three times per year. The host       is tremendously important to
                                                                          a high level of success, we         dealer of each meeting receives      all of us at Glencove.”
The Lake West Chamber helped welcome Greenview Sew & Vac into             owe it to our customers and         a dealership evaluation by the          20 Groups are a statistically
their new location in the new building on the west side of Kinnard        employees to strive to be even      group. During the evaluation,        proven method of increasing
Chiropractic, with a relocation ribbon cutting. Pictured are l to r:      better,” she adds.                  members of the group both give       the      professionalism    and
Julianna Adams, Bud Kidder, owners Duane & Gertie Beede, Marlene             20 Groups, formed by David       and receive ways to improve          profitability of their members.
Horning and June Hackathorn.                                              Parker of Parker Business           each others’ dealerships. Many       The 20 Group experience can
                                                                          Planning, are gatherings of up      topics are discussed, such           be summed up with the saying
                                                                          to 20 non-competing marine          as best practices, dealership        “Each one puts in a little,
                                                                          dealer principals who sit around    design,      strategic      profit   everyone takes home a lot.”

                                                                          Glencove Marine attends 2008 Formula Dealer meeting
                                                                             LAKE OZARK - Glencove               Representatives from Glen-           Pictured in the photo, from
                                                                          Marine recently attended the        cove attending the dealer            left: Grant Porter of Formula
                                                                          2008 Formula Dealer Meet-           meeting include Jan Donnelly         Boats, Jan Donnelly, Brian
                                                                          ing in Fort Myers, Florida. The     - co-owner, Sherry Jackson –         Pecenka,     Sherry   Jackson,
                                                                          dealer meeting included three       co-owner, and Brian Pecenka          and Wayne Porter of Formula
                                                                          days of boating and product         - General Manager.                   Boats.
                                                                          testing of the Formula lineup,
                                                                          as well as workshops and meet-
                                                                          ings detailing 2009 model-year
                                                                          changes and future product
The Lake Area Chamber of Commerce was on hand to help break                  Glencove Marine received
ground for the new visual arts center that will be known as Art Xpres-    multiple awards during the
sions. The new 5,000 square foot center will be located on Cove Rd. in    dealer meeting:
Osage Beach, off Hwy 54 across from Osage Beach Premium Outlets.             • Sales volume award which
For details contact 573/480-4094 or visit www.artxpressions.org. Pic-     recognized their outstanding
tured from left to right along with Chamber Active Volunteer Ambassa-     sales for the 2008 model year
dors are: (1st row) Jace, Tre and Lana Kentner, Ryan Edward, (2nd row)       • Award for the highest level
Kevin Rucker, Savanah Kentner; Loretta Srch, Doris Dace, Julie Lentz,     achievable in customer service
Alyssa & Hayden Finely, Jackie Newton, (3rd Row) Cary Patterson, Jan-     and was awarded Platinum sta-
szen Ringo & Peter Haupt, Gabrielle Kentner.                              tus
                                                                             • Best Practice Award for ser-
                                                                          vice process
                                                                             • Second place national
                                                                          ranking in Formula Gear fash-
                                                                          ions and accessories sales.

(right) Lieutenant Governor for the Mo-Ark (Missouri-Arkansas) Dis-
trict of Kiwanis installs Aaron Spieler, Loan Relationship Manager of
Commerce Bank as Club President of the Ozark Coast Kiwanis Club for
the 2008-2009 year. Also installed as officers were David R. Creel ,
Vice President of marketing for Bank Star, as Club Vice President; Jen-
nifer Hoose, Quality Control/Appraisal Analyst at Central Bank, as Club
Treasurer; and Becky Panchot, Manager of Wally’s Refrigeration, as
Club Secretary.
Page 42                                                                              November, 2008                                                  Lake of the Ozarks Business Journal

 Area Information                                                            Lake West Chamber tourney held
                                                                                Lake West Chamber’s 24th        website at www.lakewest-             Painter & Todd Painter at 5.92
                                                                             Annual Missouri Buddy Bass         chamber.com                          lbs.
                                                                             Tournament was held the               Paul Estel and Mike Kelsey           Boat #1 2009 Certificate
                                                                             weekend of October 18 & 19 at      won the championship with            Sponsored by Lake West Cham-
                                                                             Deer Valley Park & Franky &        30.74 lbs.                           ber: Denny D’Aquila and Chris
                                                                             Louie’s. The anglers brought          They are from Cheter IL. &        D’Aquila
                                                                             in 224 fish for 568.01 lbs over    Rocky Mount, MO                         Boat #13 2009 Certificate
                                                                             the weekend. This was the             Mark Garner and Rodney            Sponsored by Community Bank
                                                                             first year that the Tournament     Nicholson came in second with        of the Ozarks: Jina Quattrucci
                                                                             used a release boat provided by    25.89 lbs.                           and Stephen Hagar
                                                                             Bryant’s Osage Outdoor. The           They both reside in Park             For complete 2008 tourna-
                                                                             Chamber would like to thank        Hills, MO                            ment results and pictures, visit
                                                                             all of the anglers and sponsors        Roger Cook and Mike Hut-         the Lake West Chamber web-
                                                                             for making this annual event       ton were third with 24.21 lbs.       site at www.lakewestcham-
                                                                             such as success. We look for-         They are from Lebanon, MO         ber.com and click on the Bass
                                                                             ward to seeing everyone next       & Richland, MO                       Tournament logo.
                                                                             year. Information on the 2009         Overall Big Bass –Sponsored
                                                                             tournament is posted on our        by Bank of Versailles was Bill

                                                                             Candidates Sought to Serve on University
Bus a big hit at Parents as Teachers gathering. One of the families at
                                                                             of Missouri Extension Council
                                                                                The Camden County Uni-          bers who represent the broad         Roach), and
the monthly parent gathering hosted by the Camdenton School Parents
                                                                             versity of Missouri Extension      educational needs and back-             • District 3 (Freedom, Hill
as Teaches arrived in a very special vehicle - a fully restored 1959 Bris-
                                                                             Council is now accepting nom-      grounds of people in the coun-       House, Montreal, Stoutland,
tol Lodekka double-decker bus. Realtor and proud dad Mac McNally
                                                                             inations from members of the       ty. Council candidates must be       and Toronto).
thought the kids might get a kick out of the bus and he was correct. The
                                                                             public interested in serving       at least 18 years old and reside        The upcoming 2009 public
bus fit right in with the event’s Mighty Machines theme.
                                                                             on the Council beginning in        in the district they represent.      election will occur during the
The bus, which has been completely restored by Mac’s dad Pat McNally,
                                                                             March, 2009.                       Council members are elected          third week of January.
was a good lesson in other cultures and another time for the kids at-
                                                                                Council members assist in       to serve a two-year term on the         If you are interested in serv-
tending the event.
                                                                             identifying, planning and mar-     Extension Council.                   ing on the University of Mis-
                                                                             keting extension programs in          The Camden County Exten-          souri Extension Council, or to
                                                                             the county, providing local ex-    sion Council will have posi-         secure additional information
                                                                             tension governance, and serv-      tions open in –                      about the election process
                                                                             ing as ambassadors of Univer-         • District 1 (Horseshoe Bend,     please contact Jackie Rasmus-
                                                                             sity of Missouri Extension.        Osage Beach, Linn Creek, Cam-        sen at the Camden County
                                                                                Every county in Missouri has    denton, Sunrise Beach),              Extension Center, Ph: 573-346-
                                                                             an Extension Council made up          • District 2 (Climax Springs,     2644. Nominations are due by
                                                                             of elected and appointed mem-      Greenview,       Macks    Creek,     November 25, 2008.

                                                                             Columbia College Lake of the Ozarks new
                                                                             nursing program coordinator announced
                                                                                                                ties at Columbia College–Lake        cational Nurse (LVN) program
                                                                                                                of the Ozarks. She manages ac-       and assistant to their Associate
                                                                                                                tivities for the school of nursing   Degree Nursing (AND) pro-
                                                                                                                and maintains all necessary          gram. She has an additional
                                                                                                                documents to be in compli-           20 years of experience at four
CENTRAL BANK RECEIVES SHRINER AWARD                                                                             ance with the Missouri Board         Texas hospitals, serving in
The Central Bank of the Lake of the Ozarks was awarded a Gold Page                                              of Nurse Examiners and other         roles such as hospital supervi-
from the St. Louis Shriners Hospital for Children. The Gold Page recog-                                         regulatory groups.                   sor, ICU nurse and emergency
nizes significant contributions to the Shriners Hospitals for support of                                           “I love nursing and nursing       room staff.
its medical programs to help children with crippling diseases. Central                                          education,” said Jernigan. “It          Jernigan is a member of Sig-
Bank of the Lake of the Ozarks will be inscribed in the Gold Book lo-                                           has been my lifetime goal to         ma Theta Tau, an international
cated in the lobby of the St. Louis Hospital, as a permanent tribute to                                         impact the future of nursing by      nursing honor society. She also
their generous contributions and support.                                                                       being a positive role model for      is an active volunteer for her
Presenting the award to Central Bank were members of the Lake of                                                new nurses. There is no better       church.
the Ozarks Shrine Club. The Shrine Club actively recruits and spon-                                             way to touch the future of nurs-        She received a master’s de-
sors children in need of orthopedic, burn or other crippling diseases for                                       ing than to give of your knowl-      gree in nursing education from
treatment at one of the twenty two Shrine Hospitals in the US. Since                                            edge and time to tomorrow’s          the University of Texas at Tyler
1959 the Club has sponsored 877 children for treatment at Shriners              Georgia Jernigan has joined     nurses.”                             in 2004. She also holds a bache-
Hospitals, at no cost to the children or their families. According to        Columbia College as the nurs-         Jernigan previously served        lor’s degree in nursing from the
Roland Winters, the Club’s hospital chairman, “this is truly one of our      ing program coordinator the        as the coordinator for the Ker-      University of Texas at Arlington,
country’s great philanthropies and we are grateful to Central Bank for       Lake of the Ozarks campus. In      rville, Texas, distant nursing       and two associate degrees—in
their support.”                                                              addition to teaching responsi-     program at San Antonio Col-          nursing and in general educa-
Pictured (L-R): Dr. David Kirchner – Past Rajah, Roland Winters – Past       bilities, she is responsible for   lege. Prior to that, she was an      tion—from El Centro College
Rajah & Hospital Chairman, Greg Gagnon – President & CEO Central             the day-to-day supervision and     instructor for the Austin Com-       and Navarro College.
Bank of Lake of the Ozarks, Ron Russell – Past Shriners President.           coordination of nursing activi-    munity College Licensed Vo-
Lake of the Ozarks Business Journal                                             November, 2008                                                              Page 43

                                                                            Caesar Salads
                                                                           Bananas Foster
                                                                           Cherries Jubilee

                                                                             Come and Experience our Tableside Service!
                                                                             Just a few miles down Horseshoe Bend Parkway.
Melva Deane Lipsey, (right) Lieutenant Governor for the Mo-Ark (Mis-
souri-Arkansas) District of Kiwanis helped induct three new mem-            Open Wednesday                                            Dinner Served 5 to 10 p.m.
bers into the Kiwanis Club of Ozark Coast recently. From left, are
new Kiwanis members: Karen Hodson, Marketing Director at Porto
                                                                             thru Sunday                                               Lounge Open at 4 p.m.
Cima, Jeanne Garnier, Food Service Manager at Kona Foods and Matt                                                                      Happy Hour 4 to 6 p.m.
Novinger Kitchen Manager at Hy-Vee Supermarket. Not pictured, Ja-            Our beautiful restaurant and                                Early Bird Discounts
mie Leslie, Food and Beverage Manager of Toad Cove, Paul Faulconer            magnificent lake views are
of Rapid Signs, and Kathy Field, a teacher at School of the Osage.        surpassed only by our fabulous food!
                                                                                                                                          From 5 to 6 p.m.

                                                                                  DINING & SPIRITS               for reservations call (573) 964-6448

                                                                          in bittersweet place          4466 Horseshoe Bend Parkway • Four Seasons, MO 65049

John Caran, President of Lake Ozark Daybreak Rotary Club (right) pres-
ents donation in the amount of $2,000.00 to Darrel Ashlock, direc-
tor of Kids Harbour to aid in their mission of sheltering children from
abuse. Lake Ozark Daybreak meets every Friday morning at 7:30 a.m, at
Cornerstone Methodist Church in Osage Beach. For more information
about Daybreak Rotary you may contact our membership chairman,
AaronSpieler, 365-3552 or John Caran, 746-7873.                                                                              Furniture
                                                                                                                             Window Treatments
                                                                                                                             Design Services

                                                                                                          (573) 348-4444
 Club President Joyce Ryerson accepts a check for $12,500 from Mike
Faulconer, chairman of the Fall Follies car show held in September at
the Hillbilly Fairgrounds. This fundraiser has been a major contributor
                                                                          Open Mon. - Fri. 9:00 a.m. - 5:00 p.m.       3/10 Mile from Highway 54-42 Jct.
to the Rotary’s Westlake Aquatic Center over the past three years.
Pictured are Joyce Ryerson and Mike Faulconer.                            Sat. 10:00 a.m. - 5:00 p.m.                      On Highway 42 - Osage Beach
Page 44                                                                             November, 2008                                                  Lake of the Ozarks Business Journal

                                                                           Arts therapy camp to receive a portion
                                                                           of profits from gourmet sampling event
                                                                              The Lake community can            education have come together        and national vineyards, while
                                                                           now boast its very own thera-        to create this important, one-      enjoying live jazz from Kan-
                                                                           peutic arts camp for children        day camp which will be held         sas City jazz pianist Candace
                                                                           who have suffered the loss of        on Saturday, July 11, 2009 in       Evans. During this three hour
                                                                           a loved one through death, di-       the Exhibit Hall of The Lodge       event, a live auction of local
                                                                           vorce or war. Art & Soul Arts        of Four Seasons. A special per-     artwork by Joseph Orr and Ja-
                                                                           Therapy Camp for Kids, Inc. is a     cussion session will be hosted      ree Duenke Donnelly will take
                                                                           newly-created non-profit camp        by Trey Gray, a Nashville-based     place with proceeds earmarked
                                                                           which focuses on art, music          drummer currently touring           for Art & Soul Arts Therapy
                                                                           and other fine arts activities       with Brooks & Dunn. Gray for-       Camp for Kids, Inc.
                                                                           to help children work through        merly toured with both Faith           Funding received from do-
                                                                           grief brought on by substantial      Hill and Jewel.                     nations and from A Taste of
                                                                           loss.                                   To kick-off funding efforts      the Vine 2008 will be used to
Julie Myers, representing Pregnancy Help Center, receives a donation          Art & Soul Arts Therapy           for Art & Soul Arts Therapy         provide materials and music
of $2,500.00 from John Caran, President of Lake Ozark Daybreak Ro-         Camp for Kids, Inc. is an arts-      Camp for Kids, a portion of the     instruments, as well as train-
tary Club. Each year, Daybreak Rotary works hard to raise thousands of     based camp for children ages         profits raised from the A Taste     ing and required certifica-
dollars to be given back to our local community by donating annually       five through 15 and focuses on       of the Vine 2008 gourmet sam-       tions for volunteers. To find
to charity organizations. Daybreak Rotary meets every Friday morning,      painting, drawing, music and         pling party, slated for Saturday,   out more about Art & Soul
7:30 a.m., at Cornerstone Methodist Church in Osage Beach. Visitors        other artistic activities specifi-   November 22nd at The Lodge          Arts Therapy Camp for Kids
are expected and very welcome! For more information about member-          cally designed around a cur-         of Four Seasons will go to the      or to purchase tickets for A
ship you may contact Aaron Spieler, 573-365-3552 or John Caran, 573-       riculum of understanding and         camp. Tickets for A Taste of the    Taste of the Vine 2008, please
746-7873. Rotary is fun too! Come join us to help our local community      coping with grief.                   Vine 2008 are just $75 per per-     visit the Art & Soul website at
needs.                                                                        Artists from the Lake area,       son, and give guests a gourmet      www.artscamp4kids.org or go
                                                                           along with professionals in the      experience of the best food         to www.atasteofthevine.org for
                                                                           field of social work, nursing and    and wine pairings from local        sponsorship information.

                                                                           Historic year for Bogeys and Beer charity
                                                                           golf tournament at Osage National
                                                                              The Lake of the Ozarks            family.                             charities,” Carroll said.
                                                                           plays host to many charity golf         “It was really neat, the            List of 2008 Sponsors for
                                                                           tournament each year, but the        whole room was just clapping        9th Annual Bogeys & Beer
                                                                           golfers in the 9th Annual Bo-        the whole time,” Barrett said.      Golf Tournament, Eagle Spon-
                                                                           geys & Beer Golf Tournament             “I was surprised this year.      sors: Missouri Eagle, Ron Hu-
                                                                           at Osage National made his-          With the way the economy            lett Automotive, L.O. Profile,
                                                                           tory through their actions off       is and where people’s hearts        Surdyke Yamaha, Benne Me-
                                                                           of the course. Organizers es-        are--it’s just unbelievable,”       dia, Viper Communications,
                                                                           timate that they raised $9,000       Carroll said.                       107.9 Coyote, Topgun Trans-
At a meeting, Camdenton Optimist Club Program Chairman Dale Wilk-          for their selected charities,           The restaurants also do-         portation, Wachovia Securi-
erson introduced Camdenton High School Principal Doctor Brian Henry.       but were moved when all then         nate some of the proceeds to        ties, & Lake Printing.
Dr. Henry reported about the operation of the nearly 1,400 student         prize money winners gave             the Kiwanis Christmas for              Hole Sponsors: Patrick Ma-
school and how programs of the school contribute to improving out-         their winnings back to the           Kids, and to the general schol-     digan CBOLO Investor Servic-
comes for students. 316 are expected to graduate next spring. Opti-        tournament.                          arship funds at Camdenton           es, Sticks N Stones, Shady Ga-
mists meet at noon on Mondays at CJ’s Restaurant.                             “A lot of times, people give      and School of the Osage High        tors, Stewarts, We Are Bazaar,
                                                                           it back, but for everybody to        Schools. A student at each          Fechtal Beverage, Mike Heit-
                                                                           actually give it back--it makes      school will receive a $1,000        man State Farm, Bulldog’s
                                                                           you feel good to live in a com-      scholarship because of the          Beach House, PMG, Marcus
                                                                           munity like that,” Dog Days          golf tournament and silent          Sykora State Farm, Papa Johns
                                                                           owner Mark Barrett said.             auction.                            Pizza, Robert Carroll D.D.S.,
                                                                              This year’s tournament put           “We try to get somebody          The Bread Bowl, OFFCO, Lake
                                                                           on by Dog Days and Pickled           that maybe fell between the         Regional Hospital, Dam Steel
                                                                           Pete’s was a benefit for two-        cracks, somebody that works         Supply, Kenny Brown, John
                                                                           month-old Brayden Harper,            hard with a good heart, but         Farrell Real Estate, Kelly’s
                                                                           who suffers from hydranen-           may not qualify for financial       Port, Stokes Dock Company,
                                                                           cephaly, an ultimately fatal         assistance,” Carroll said.          Stocker Construction, Ad-
                                                                           condition where cerebral spi-           After a record-setting year,     vantage Chemical, Woody’s,
                                                                           nal fluid fills the brain cavity     Barrett, Carroll, and Pickled       Arris Pizza, The City Grill &
                                                                              “Brayden Harper just hap-         Pete’s co-owner Bryan Pe-           Blue Room, Major Brands,
                                                                           pened to be the son of an em-        terson are already making           PFG Middendorf, Risky’s, Too
                                                                           ployee of ours, and when we          plans for the 10th annual Bo-       Risky Nite Club, J.J. Twiggs,
                                                                           found out about his illness, we      geys & Beer Tournament, and         Central Bank, & Birdies and
                                                                           had to do something,” Pickled        say they plan to keep giving        Tees.
Camdenton Optimist Club Program Director Dale Wilkerson introduced         Pete’s owner Jeff Carroll said,      the money they raise to lo-            For more information or
Angela Fiene, Executive Director of Citizens Against Domestic Violence.    “I have a two-year-old little        cal causes at the Lake of the       to plan your contribution to
Ms. Fiene told of plans to build a new shelter for clients and of a ben-   girl and I can’t imagine.”           Ozarks.                             the 2009 Bogeys & Beer Golf
efit brunch to be held at Lodge of the Four Seasons on October 14th at        The golfers gave an ad-              “It all goes to a great cause,   Tournament, contact Pickled
11:00 AM. Optimists meet at CJ’s Restaurant on Mondays at noon.            ditional $3,600 to the baby’s        and it all goes back to the         Pete’s.
 Lake of the Ozarks Business Journal                                                 November, 2008                                                                      Page 45

                                                                               24 HOUR EMERGENCY WATER REMOVAL

                                                                                                                                                               FULLY EQUIPPED
                                                                               PARAGON                                                                         TRUCKS

                                                                                CERTIFIED RESTORATION
                                                                                      a model of excellence                      • Reconstruction
  Pictured above, left to right are Dr. Joann Rutherford, Director of Tri-
  County YMCA of the Ozarks and John Caran, President of Lake Ozark            • Water Extraction & Drying                       • Roof Replacement
  Daybreak Rotary Club. Daybreak Rotary presented Tri-County YMCA              • Document Recovery                               • Packouts & Storage
  with a donation of $2,000.00 to aid in their efforts to continue op-
  eration and expansion of the YMCA project in Osage Beach. Each year          • Sewage Cleanup                                  • Contents Inventory & Cleaning
  Lake Ozark Daybreak Rotary raises thousand of dollars to be given back       • Mold Remediation                                • Soft Goods Cleaning & Deodorization
  to our local community by donating annually to charity organizations.
  For more information you may contact John Caran at 573-746-7873, or
                                                                               • Emergency Board-up & Tarps                      • Smoke Odor Removal
  Aaron Spieler, 573-365-3552.                                                 • Emergency Storm Repairs                         • Electronic Restoration
                                                                                                                                 • Consulting

                                                                                  INSURANCE CLAIMS SPECIALISTS
                                                                               PREFERRED BY ALL MAJOR INSURANCE COMPANIES   www.paragonstl.com 24 HOUR EMERGENCY RESPONSE

    Allstate Lake Area Insurance recently celebrated joining the Lake Area
    Chamber of Commerce with a ribbon cutting. For more information
    stop by the office at 3251 Bagnell Dam Blvd., in Lake Ozark or call
    573/365-2597. Pictured along with Chamber Active Volunteer Ambas-
    sadors from left to right are: Renee Prody, Scott Lowery, Linnea Os-
    ment and Jackie Dains.

    The Lake West Chamber welcomed Mid Missouri Credit Union into their
    membership with a recent ribbon cutting. For more information, visit
    them online at www.midmocu.com. Stop by the Osage Beach Branch lo-
    cated at 5286 HWY 54 in Osage or call (573) 348-0444. Pictured at the
    ribbon cutting l to r are: Liz Neese, Miranda Eidson, Jason Mills, Debra
    Anderson, Gary Thomas, Lora Gaines, Russ Dixon and Tracy McCord.
Page 46                                                      November, 2008                                           Lake of the Ozarks Business Journal

   “Known for our quality,
    appreciated for our service.”
     Creating kitchens and baths of
     enduring quality and timeless

     We provide cabinets, appliances
     and plumbing fixtures in many
     styles and price ranges to suit
     your discriminating taste.
     Everything you need is in one
     beautiful showroom.

     5211 Highway 54                                                             Newcomers/Longtimers Community Chair Carlene Chubbuck presented
                                                                                 a check to Sharon Cogdill of Waste Watchers during their October lun-

       Osage Beach                                                               cheon meeting. Waste Watchers is an all volunteer group that accepts
                                                                                 recyclables at their drop-off site located on Valley Road in Lake Ozark.
                                                                                 They recycle plastic, tin and steel food cans, papers, glass and alumi-
                                                                                 num beverage cans, which they sell to maintain expenses. Their hours

       552-0138                                                                  of operation are Wednesdays from 10 am to 4 pm and Saturdays from 9
                                                                                 am to 12 noon. Before coming to the site, people are asked to prepare
                                                                                 their items properly. Information can be found on their web site at

     866-357-5043                                                                www.recyclewastewatchers.com, where customers can also sign up for
                                                                                 notification of closing dates for holidays and inclement weather and to
                                                                                 receive monthly newsletters, announcements, etc. Those without in-
                                                                                 ternet service may call Sharon at 365-4323 any day except Wednesday
                                                                                 or Saturday, or check the bulletin board at the gate.
                                                                                 Pictured L-R: Carlene Chubbuck and Sharon Cogdill

                           Kitchens, Baths and Appliances

                                                                                 Newcomers/ Longtimers (N/L) members and interested potential mem-
                                    HOME                                         bers enjoyed a tea hosted by N/L in a beautiful and unique Lake Ozark
                                                                                 home. On Thursday, September 18 from 2-4 p.m., over 150 new and
   Linnea C. Osment
   Agency Owner                  BUSINESS                                        long-time residents of the lake area attended the open house and were
                                                                                 greeted by N/L President Brenda Love and Hostess/Homeowner Peg

                                                                                 Griswold. Past presidents served tea, homemade cookies and mints as
   Allstate Insurance Company                                                    others shared information about N/L’s special activities for the mem-
   3251 Bagnell Dam, Suite B                                                     bership such as cards and games, dining out, book clubs, community
                                                                                 committee, antiquing, tennis, jewelry-making and destination travel.
   Lake Ozark, MO 65049                                                          For information about becoming a member, call Janet Bartels at 573-
   Phone 573-365-2597                                                            374-8999 or Linda Taylor at 573-365-5594, or visit our website at www.
   Fax 573-365-2769                                                              Pictured above from L-R are: Brenda Love, President, and Past Presi-
   linneaosment@allstate.com                          24-Hour Customer Service   dents Sharon Spencer, Carole Olivarri, Tamhra Latshaw, Miriam Tyrcha,
                                                                                 Norma Williams, Lee Bryant, Sandra Brouilette and Louise Anderson.
Lake of the Ozarks Business Journal                                                             November, 2008                                                                                            Page 47

ITEMS FOR SALE:                            $199,900. Tell me you needs - bring        RETAIL/OFFICE SpACE FOR                    3053768 Priced @ $249,500.00. Call        Village. Covered slips available in Vil-
HISTORIC CAROUSEL INTL.                    all offers. Call Bruce Adams & Associ-     LEASE AT STOpLIGHT - approxi-              Terry Mathena with Bobbi Bash Realty      lages Marina, additional amenities
COIN OpERATEd RIdES for sale.              ates-RE/MAX Lake of the Ozarks (573)       mately 1940 sq. ft. in prime location      573-365-2622.                             included. MLS# 3041700 $50,000.
Working condition. Extra parts and         302-3630. www.Adams-Commercial.            near intersection of the future Hwy                                                  Gattermeir-Elliott     573-365-SOLD.
                                                                                                                                 TURNKEY VILLAGES LF ESTATE,
keys included. $500-$1000 obo. Lo-         com.                                       54 bypass. Palisades Village Shopping                                                www.yourlake.com
                                                                                                                                 See Virtual Tour! 319 Woodhaven
cal delivery. 573-280-9939                                                            Center at 54 & KK. Please call Tina
                                           FOR SALE: CAR WASH: Operat-                                                           Lane, The Villages Turnkey 5400 SF,       REAL ESTATE COMMERCIAL
                                                                                      Carr at 573.348.1758 Ext. 1.
FOR SALE USEd & slightly dam-              ing 2-Bay Carwash on busy Hwy 54                                                      5BR/6BA lodge style home, solid           LOTS
aged office furniture at 50%-70%           location in Macks Creek w/ 100 ft          REAL ESTATE CONdOMINIUMS                   oak flooring, gourmet kitchen, media
                                                                                                                                                                           COMMERCIAL BLdG & SALES
off retail. Osage Office Products 573-     hwy frontage on 2+ acres. Great hwy                                                   zoned audio system, Pool w deluxe en-
                                                                                      LF & Golf course Condo! Unit 1C                                                      LOT IN SUNRISE BEACH. 9,000
348-1440 Hwy. 54 -24 Osage Beach.          visibility, fully equipped and in great    Old Kinderhook Condo, Camdenton,           tertainment area & outdoor fireplace.
                                                                                                                                                                           sqft commercial building on busy
USEd COpIERS - color printers In           condition. Great income opportunity        Gorgeous street level walk-in 1100         Dock w/cruiser slip, 3 runabout slips,
                                                                                                                                                                           hwy 5 frontage could serve a variety
House Leasing and Service - Osage          with minimal time and investment re-       SF, 2BR/2BA unit w/BIG Niangua Arm         PWC slips, tiki bar, patio area, sun/
                                                                                                                                                                           of uses- or use what you need and
Office Products 573-348-1440 Hwy.          quirements. $99,900 MLS 3053904.           view. Includes a 12x28 slip, Steel and     swim deck. High end furnishings in-
                                                                                                                                                                           divide/rent-out the rest, heat/ac, big
54-24 Osage Beach.                         Bruce Adams & Associates-RE/MAX            concrete construction, mostly fur-         cluded. MLS# 3054779 $2,700,000.
                                                                                                                                                                           showroom, OH door. Large paved
                                           Lake of the Ozarks (573) 302-3630.         nished, granite counter tops, screened     Gattermeir-Elliott    573-365-SOLD.
REAL ESTATE COMMERCIAL                                                                                                                                                     sales lot. $649,900. MLS #3046164.
                                           www.Adams-Commercial.com.                  porch, and more-all in a small com-        www.yourlake.com
                                                                                                                                                                           Bruce Adams (573) 216-4690. Ad-
                                           FOR SALE: GRAVOIS MILLS                    plex of just 15 units. MLS#3045837         REAL ESTATE LOTS                          ams & Associates-RE/MAX Lake of
tral Location. Just off Hwy 42 in Kai-
                                           COMMERCIAL Highly visible busy             $224,500. Gattermeir-Elliott 573-                                                    the Ozarks (573) 302-3630. www.
ser, turn North 100 yards on Britton                                                                                             LANd FOR SALE 20 acres 675
                                           Hwy 5 location at the northern gate-       365-SOLD. www.yourlake.com                                                           Adams-Commercial.com.
Road to see all four. 3 Brand new fully                                                                                          feet Highway 5 frontage located in
                                           way to the lake. 1,200 sqft building       REAL ESTATE HOMES
insulated, heated and cooled, metal                                                                                              Greenview Highway 5 & 7. 9 miles          FLAT! COMMERCIAL LOTS HWY
                                           + 16X24 out-bldg. Retail sporting
buildings. Two of the buildings are                                                   FOR SALE: GREAT LAKEFRONT                  north of Camdenton. $199,000 573-         5, GREENVIEW Utilities, graded/
                                           goods biz & inv also available. Large
3600 sq ft and the other is 4000 sq                                                   INVESTMENT: 7-BR, 5-BA home                346-7169                                  build-ready. Great location, 377 ft
                                           parking/sales lot great for boat, RV,
ft. All buildings have concrete entry                                                 w/ 2 kitchens, garage. Large 2-acre        LOT 10 IMpERIAL pOINT, Four               Hwy 5 rd frnt. +/- 3 acres. Perfect for
                                           PWC etc sales. MLS 3054726. Bruce
and parking. Also available next door                                                 w/ gentle slope to 400 ft of lake-front,   Seasons, 70` lakefront `A` lot, lays      strip center, hotel or any large com-
                                           Adams & Associates-RE/MAX Lake of
is 1.3 acres with 3bedroom manu-                                                      cove location with huge main chan-         beautifully, 70x150x98x143, in the        plex. Owners will consider subdivid-
                                           the Ozarks (573) 302-3630. www.
factured home, along with a 4800 sq                                                   nel view at 33MM near Captain Ron’s.       Imperial Point Subdivision. Includes      ing or pad site for anchor tenant. Tell
ft metal building with 14x18 doors.                                                   Two docks with two boat slips & pri-       all Four Seasons amenities. MLS#          me what you need. $389,900. MLS#
Large enough for RV or Cruiser stor-       FOR SALE: RETAIL/OFFICE                    vate ramp. This would make an out-                                                   3040348. Also approx 6 acres avail-
                                                                                                                                 3050204 $30,000. Gattermeir-Elliott
age and turn around. Call Randy Win-       STRIp CENTER Laurie Landing.               standing investment. MLS 3050035.                                                    able adjacent to this location with util-
                                                                                                                                 573-365-SOLD. www.yourlake.com
burn with Bobbi Bash Realty for addi-      Great location in Corporate Woods          $699,900. Bruce Adams & Associ-                                                      ities $119,900 MLS#3040351. Bruce
tional info and to schedule a showing.     business center. 5 units/totaling                                                     pORTO CIMA LAKEFRONT LOT.                 Adams & Associates-RE/MAX Lake of
                                                                                      ates-RE/MAX Lake of the Ozarks (573)
573-362-2622.                              7250 sq. ft. quality construction, great                                              Beautiful and gentle waterfront           the Ozarks (573) 302-3630. www.
                                                                                      302-3630. www.Adams-Commercial.
                                           parking, front & back access. Low                                                     homesite located in a wide, protective    Adams-Commercial.com.
FOR SALE: BAGNEL dAM BLVd                                                             com.
                                           maintenance. Good tenants in place.                                                   cove. This very buildable lot with an
Commercial Building. Great Visibility.                                                GREAT WATERFRONT LOCA-                     incredible view and has been reduced      FOR SALE: SO. HYW 5 CAM-
                                           $495,000. MLS # 3040358. Adja-
Room for Expansion, Year-Round View                                                   TION off of Horseshoe Bend. Beauti-        to $290,000.00. Please call Bobbi @       dENTON COMMERCIAL LOT.
                                           cent lots also available for expansion.
of Lake, Mostly Rented. MLS 3054787                                                   ful home loated in quiet cove featur-      Bobbi Bash Realty for additional info.    500 ft of hwy busy S. Hwy 5 rd frt, 2+
                                           Also 1250 sqft space available for
$999,000. Christy Hofstetter, Adams                                                   ing 5 bedrooms and 3.5 baths. Nice         573-365-2622.                             acres, level, city water/sewer. Great
                                           lease. Bruce Adams & Associates-RE/
& Associates-RE/MAX Lake of the                                                       eat in kitchen, lakeside screened                                                    build site for retail, office, storage,
                                           MAX Lake of the Ozarks (573) 302-                                                     VILLAGES LAKE VIEW LOT! 168
Ozarks (573) 302-3640. www.Ad-                                                        in porch, with large lakeside decks.                                                 etc. Owner financing or lease pos-
                                           3630. www.Adams-Commercial.com.                                                       Forestridge Village, The Villages, Gen-
ams-Commercial.com.                                                                   This home offers 3400 sq ft of living                                                sible. $219,900 MLS 3054736. Bruce
                                           LAKEFRONT BUSINESS OppOR-                                                             tle, partial view lot adjoins lakefront   Adams & Associates-RE/MAX Lake of
FOR SALE: CAMdENTON COM-                                                              area, maintenance free siding and a
                                           TUNITY! Turn Key Business 5000                                                        community area. 122x196x129x178           the Ozarks (573) 302-3630. www.
MERCIAL BUILdING. Busy hwy                                                            detached garage. Owners very mo-
                                           sq ft Completely Remodeled 2 levels                                                   homesite located in gated Forestridge     Adams-Commercial.com.
5 location in the heart of town just                                                  tivated, priced @ $339,500.00. Call
                                           for entertaining inside and 1500sq         Terry Mathena @ Bobbi Bash Realty
off the 5/54 intersection. Like new
                                           ft of outside decks 18 Slip, New           573-365-2622.
3,800 SQFT building w/ 160ft of hwy
                                           Concrete Dock. Plus additional 10
5 frontage currently used for auto/                                                   HH LF HOME W/pEBBLE BEACH!
                                           slip dock. Includes 2 apartment units.
service dealership. Purchase as is or                                                 198 Sunset Drive, HH, Lake Ozark
                                           190’ of lakefront. Price Adjustment to
owner will remodel to suit. $389,900.                                                 2000 SF, 4BR/ 2BA home on 110’ of
MLS#3043469 Call Bruce Adams                                                          lakefront, wood floors on main level,
& Associates-RE/MAX Lake of the            pERFECT dEVELOpMENT pROp-                  upgrades throughout, gentle lake-
Ozarks (573) 302-3630. www.Ad-             ERTY; Pier Thirty-One Rd., Camden-         side, pebble beach, concrete seawall,
ams-Commercial.com.                        ton, 2,500’ of Lakefront & 23.50           2 well dock w/14x32 & 10x24 slips,
                                           +/- Acres overlooking the Best View        PWC slips w/lifts, swim platform, and
                                           at The Lake. This Development Parcel       slide. MLS# 3051102 $379,500. Gat-
                                           has History, Acreage, Lakefront, and       termeir-Elliott 573-365-SOLD. www.
200 feet of busy hwy 5 road front-
                                           Easy Access from Highway 5, known          yourlake.com
age across from Hulett Chevrolet.
                                           as Lovers Leap. Zoned R-3, this would
Includes 900 sqft existing building.                                                  WATERFRONT HOME. One level,
                                           be an excellent location for future
Great building site for most any type                                                 very nice waterfront home located
                                           development of Luxury Homes, or
of business. Owner will subdivide
                                           Condominiums/Villas. MLS#3047473           on the 6 MM of the Gravois Arm. This          Listen to Cool 102.7FM for the best in Classic Hits,
and/or build to suit. Buy 100 ft rd frt                                               home features open floor plan, 2 bed-
w/ bldg for $139,900, 100 ft rd frt for
                                           $1,750,000. Gattermeir-Elliott 573-                                                    Plus the Live Action from School of the Osage Sports!
                                           365-SOLD. www.yourlake.com                 room, 2 bath with detached workshop
$99,000, or all 200 ft rd frt w/bldg for                                              and carport. Amazing lake view. MLS#
Page 48                                                                            November, 2008                                                   Lake of the Ozarks Business Journal

End of the season brings huge economic impact
by Monica Vincent                   their first hosting of this annual       event at the Lake is that it      ed, “The final event of our racing      With hosting costs topping
   With the Lake area economy       event, Duggan was deservedly          is widespread and it provides        season is a double points race,      $500,000, the race commit-
largely driven by our summer        proud of the $43,000 the event        a place for everyone! This is a      so it’s a competitor’s chance to     tee actively seeks sponsorship
seasonal business, events that      raised with over 50,000 specta-       Motorcycle Enthusiast Event.         make a big jump in the point         throughout the year with vari-
take place at the end of that       tors present.                         No matter what you ride you          standings.” Racers run up to         ous levels available from $1,000
time-frame and extend into             According to Divincen of the       can join the crowd.”                 sixteen laps depending on their      to $100,000. Contact Lisa Lar-
the shoulder season are argu-       TCLA, the economic impact of             Jim Divincen, Executive Di-       boat class as they compete for       sen at 573-365-5577 or lisa@
ably imperative in shaping the      this year’s Shootout was a solid      rector of the Tri-County Lodg-       the race which determines the        toadcove.com
financial impact of our tourist     $2.5 to $3.5 million. He bases        ing Association states that this     season’s champions.                     Said Vandervort, “Atten-
season.                             that on a multiplier applied to       year’s local economic impact of         The OSS Pro-Am Series was         dance for this year’s OSS was
   Said Jim Divincen, Admin-        2000 to 2500 boats per day with       the Bikefest $1 to $1.2 million.     launched at the Nationals and        phenomenal. We have a con-
istrator for Lake of the Ozarks     5 to 6 people per boat for a total    That number is down from             sponsored in part by locally         tract to do it again next year,
Tri-County Lodging Associa-         of up to 15,000 to 20,000 spec-       2007’s estimate of $2 million        based RPM offshore racing            but we are going to need more
tion. (TCLA) “The Tri County        tators per day with softer num-       15 thousand. Last year saw ap-       magazine owners, Robert Rich-        sponsors to keep it going. It’s an
Lodging Board of Directors          bers on Sunday.                       proximately 10,500 participants      ards and Amanda Hall.                exorbitant amount of money to
is very pleased to financially         Mike Shepherd, General             with 9,100 coming from outside          For more familiarity with         stage a national championship
support these types of special      Manager of Captain Ron’s said,        a 100 mile radius and 600 from       the race itself and the types of     race to the expected level. That
events and festivals during         “We had approximately 300             inside a 50 mile radius. Num-        boats involved visit www.off-        being said, I’m confident that
our shoulder season business        volunteers from the lakewide          bers were down this year due in      shoresuperseries.com. Inter-         we will be doing it again. It’s a
cycles. One of our missions is      community this year who pro-          large part to the forecast of rain   ested spectators can also visit      wonderful event and I want to
to help start up special events     vided us with wonderful sup-          that kept people away and liter-     www.toadcove.com for                 thank all the volunteers and the
and festivals to create reasons     port, and we’ve been given the        ally put a damper on those who          more information.                 amazing sponsors we did have.
for more visitors to come to the    go-ahead by the Water Patrol to       did attend.                             Divincen of TCLA and a sub-       We deeply appreciate them. It
Lake of the Ozarks. Two perfect     continue to host this incredible         The 2009 BikeFest is already      stantial financial partner for       brings a lot of recognition to
examples of this are the Off-       event next year. They were very       in the works and there will be       the OSS event, reported that         the Lake and the community.”
shore Super Series and the Lake     pleased with how everything           planned rides to the Lake from       2007’s OSS race was one of the          Continues         Vandervort,
of the Ozarks BikeFest. We’d        turned out.”                          all over the country. Contact        top two on-water events, gen-        “2008 was a down year, but we
like to thank everyone involved        Going into the shoulder sea-       the Motorcycle dealer in your        erating approximately $4.89          look forward to coming out of
in making both of these events      son, September 11th through           town to plan your group ride.        million dollars of economic          the recession the second quar-
well-received and successful.”      the 14th, saw the second an-          For additional group ride as-        impact in the Lake commu-            ter of 2009. Between that and
   Although the BikeFest and        nual Lake of the Ozarks BikeF-        sistance and planning, email         nity. According to Divincen,         falling gas prices, 2009 should
the OSS, which both take place      est event. Organizers look for        Info@LakeoftheOzarksBikef-           $2.8 million of that came from       be a much stronger year at the
in September, have made a           this to be a huge annual event        est.com or use their Message         attendees outside the 100 mile       Lake. Let’s everybody pray for
huge impact in only their sec-      and plan it to fit nicely into oth-   board to meet others for the         radius and that 2008’s numbers       sunshine this spring. The rain
ond year of business, the trend     er major national biking event        ride in.                             are equal or higher.                 we had last year was definitely
begins with the Lake of the         schedules.                               Go to www.lakeoftheozarks-           Merlyn Vandervort, promot-        salt to the wound.”
Ozarks Shootout - now in their         Lots of events happen all          bikefest.com or www.fullthrot-       er of the Horny Toad Offshore           And in another positive twist
20th year of operation.             over the lake area with some-         tlemidwest.com for more in-          Super Series National Cham-          for the Lake area, The Resort
   Held this year on August 21st    thing for everyone. Attendees         formation on next year’s ride. A     pionships, said “The Shootout        and Yacht Club at Toad Cove
through the 24th at the 32 mile     can expect to see award win-          percentage of all net proceeds       has consistently been an amaz-       has just received a national flag
marker and hosted by Ron Dug-       ning bike builders and a bike         go to the Tri-County YMCA.           ing race and promotion for the       for luxury independent hotels.
gan of Captain Ron’s Bar and        show, many scenic rides and              Rounding out the tri-fecta of     lake area. With the races only       They have been approved as a
Grill, the Shootout is one of the   great poker runs, biker specials      big economic impact shoulder         six weeks apart, ideally, we’d       member of the Preferred Hotel
largest unsanctioned boating        and contests, including great         season events was the second         like to see both events grow off     Group, joining over 600 of the
events in the country in which      concerts and regional touring         annual Horny Toad Offshore           each other. Lake of the Ozarks       finest independent luxury ho-
both professional and amateur       acts at many of the bars around       Super Series National Champi-        will be a major center for world-    tels in the world including such
racers compete for the fastest      the lake.                             onships boat racing on               wide                                 notables as Chase Park Plaza
speed in their class.                  Continues Don Kleinhans of            September 24th through the           powerboat racing and will         in St. Louis, Big Cedar Lodge
   Monies raised from this          Full Throttle Midwest Maga-           28th. This year’s event saw ap-      really put us on the map.”           in Branson and Atlantis in the
event go to support the Lake        zine, “Lake of the Ozarks BikeF-      proximately 50,000 spectators        Vandervort has negotiated an         Bahamas. This is the first such
area fire districts and other       est welcomes ALL makes and            - up from approximately 40,000       indefinite right to renew the na-    designation for the Lake of the
charitable organizations. With      models to the event. One of the       last year.                           tional race host spot year after     Ozarks.
only nine months to prepare for     cool things about the                    OSS president Ron Polli stat-     year with first right-of-refusal.

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