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   - Kamala Patra

Health and wellness products will mean very different things to different people.

Wellness can be defined as 'the pursuit of a healthy, balanced lifestyle.
For the benefit of this article, wellness products are being looked at in the context
of 'over the counter drugs, health supplements and health remedies.

While for some people, wellness products might be viewed as an aid to recovery
from illness, for others it might be a means of further enhancing some
aspect of their current health. The variety of and uses for such products
are as numerous as are the definitions of wellness products or wellness
programs, depending of course upon who is promoting them at any given time.

Whatever your reasons for pursuing alternative care health or health and wellness
products, a common goal is to achieve optimised health and well-being.

There are powerful media images hailing the benefits and safety of many over the
counter drugs, supplements and health and wellness products, every where you turn
these days. They have equally strong claims of being the one and only miracle cure
or solution for one ailment or another. How accurate are these claims though, and
what are the real costs to you in monetary and health risk terms?

Immediately after reading this article, go take a look and do a quick add-up of the
total cost of all the health and wellness products you currently have in stock. I'm
sure the figure will surprise you just as much as learning about the very real and
harmful side effects which can be caused by some of these drugs or supplements
that are supposed to be contributing to your overall state of wellness.

You may also be surprised to know that many of the 'over the counter drugs you
buy on a regular basis, simply treat the symptoms and not the real health issue.
Needless to say, this approach of focusing on the symptom, side-steps
the crucial requirement of getting to the root cause of your condition or whatever
it is that ails you.

You're most likely to pursue a wellness product either because you are becoming
wary of the adverse effects of chemically produced drugs or because you're keen to
recover from ill-health and improve a specific health condition. In some instances it
might be that you just want to optimise your current state of good health.

While some health and wellness products can be an effective measure toward
improving your health, you should note that long-term use of certain over the
drugs and some supplements can cause you more harm than good, with the long-
term implications far outweighing any short-term benefits. You may well find that
you are paying far too high a price on the basis of a merequick fix promise.

For thousands of years, people in lands far and wide have used natural homemade
remedies to manage their health conditions and wellness needs, without
health and wellness products, that can be detrimental to health. They have purely
upon attaining or maintaining health by plants or by other natural means.
It could be argued that with the emergence of chemical and pharmacological
many forms of this natural means to health and wellness have declined. In fact,
by todays standards, there are many so-called under-developed countries where
inhabitants' rely on nothing more than homemade health and wellness products,
gained via natural methods of plants or plant-based extracts.

While conventional medicine relies on scientifically backed research to substantiate
effectiveness and safety. In contrast, similar cannot be said about some alternative
medicines or health and wellness products. There is no such requirement but their
promotion as regard effectiveness are deemed sufficient in themselves as support
for therapeutic or wellness claims.

Herbal remedies in general are harmless, however, certain claims being made by
some health and wellness products promoters, (under the banner of being
'natural')) can insinuate their health and fitness products being the
exclusive answer to your health condition or wellness questions, thus putting you
at great risk. Secondly, how open are they being about what's really inside? You
should always consult your physician over any health concerns, as well as discussing
with him/her your intention or choice of alternative means for treatment with any
health and wellness product or remedy.

Multi-billion-dollar industries have long weald their power by way of
lobbying to gain exemption from FDA regulation. This has been exactly the
case, according to the Skeptical Inquirer, who, on commenting on
the 'dietary supplement industry back in 1994, states - "Since then, these
products have flooded the market, subject only to the scruples of their

The above point is an important one to note in that, while health and wellness
products manufacturers may list ingredients and quantities being used in
specific health and wellness products, there has been no real pressure on them to
do so, or to do so accurately. Furthermore, neither has there been any
watchdog body to ensure they are penalised for this failing.

So, what are the alternatives open to you? Increasingly, more and more people
are turning to do-it-yourself health and wellness homemade herbal remedies.
The distinct difference being that in making your own health and wellness products,
you are in the driving seat. Not only do you have a full awareness of exactly
what the ingredients are and the true quantities, but with the appropriate level of
guidance from a reputable practitioner, you're more conversant with any health
implications, if any.

With the right know-how, you too can draw on the old-fashioned yet effective
sources to greatly improve your health. For instance, using naturally prepared
herbs, vitamins, minerals and nutritional supplements, essential oils and flower
essences to create real healing solutions that deal with particular health
conditions rather than just the symptoms.

It is in the interest of a health and wellness product manufacturers to promote their
products as being the only option open to you. They don't want you to know about
the abundant natural resources and health-giving potent attributes of herbs and
remedies which have been used effectively for thousands of years. You see, these
remedies cannot be patented because you can make them yourself and at a
fraction of the cost.

Whether your goal is to overcome illness, drugs intolerance, allergies or just to
optimise your already good health, with a little know-how, you can start making
your own health and wellness products and remedies, using nothing more than the
readily available natural resources in your home and garden. Not only will you
save your hard earned cash, you also alleviate the risk of serious or harmful
additives and side effects.

Are you interested in learning more about how you can treat numerous common
ailments without the harsh side effects, using nothing but natural herbs, vitamins
and nutrients you prepare yourself at home? For instance, did you know that
placing yogurt on your face help to bring water from the deeper layers
of your skin to the surface, moisturizing your skin for the rest of the day and hiding

Here are just a few more of the many quick and effective remedies you can learn
to make:

1. Natural laxatives

2. Beauty recipes

3. Skin care and cleansing preparations such as acne treatment

3. Herbal shampoos as well as how to treat hair loss

5. Dermatitis

6. Menstrual Pain and PMS Symptoms

What is health Insurance
The main reason why you need an affordable health insurance is to help you plan
ahead in case of unexpected costly emergencies. The only way you can accomplish
this is to compare prices from most leading insurance companies and also choosing a
health insurance plan that best suits you. Back in the days, getting a cheap health
insurance plan was simply unaffordable. But these days, individuals, small groups,
families and students can choose a health insurance plan that is best for them, e.g.
like acquiring a help insurance plan that ensures that an individual suffering from
any previous medical condition is not excluded.

Private health insurance plan is totally an unrestricted open market, so those
who do not yet have a health insurance plan should consider taking out a plan. For
those who are seeking good medical health insurance program, having one is
possible through the help of specific companies which specializes in providing health
care insurance for individuals and also meeting their requirements and also staying
within your budget.

Also for individuals who do not want to use a company, then they can use the
internet. One major way Americans get health insurance coverage is mostly through
their employers. Many employers them receive health insurance coverage for their
workers for a limited time thus enabling them receive health insurance coverage.
The internet provides an option for a cheaper health insurance. There are lots of
companies that provide all types of health insurance plans, making it possible for you
and your family to have a specific reasonable and affordable health care insurance
plan. Finding out what kind of reputation the company has and how long the
company has been in business is a smart idea.

Having a kind of ideal they have for you is advisable also making sure they have
been licensed in your state, because it is of no use getting an insurance with a form
which has no license and cant get the exact health insurance you want, many agents
will help work hard for you, so you could have an affordable health insurance plan
which you and your family could live with without great cost. Everyone wants the
best health insurance both for themselves and for their families, but only the best
health care insurance can do this with low premiums and full coverage.

What are the advantages of health insurance?

Having the right and the best health care insurance is difficult. In order not to get
confused, one needs to decide which the best is by doing his or her research
thoroughly. The first step to take includes checking out the credentials and also their
past performances of the very company you are considering. Just as on insurance
outfits does a background check of individuals before accepting proposals, one
should also review the financial status including the customer care services of the
insurer, by so doing; you stand the chance to know which health insurance
company's best for you. One major way for you to get ratings of these agencies such
as A.M best or Moody's is by using the better business bureau. Many employers use
the health insurance scheme to either attract or even retain their quality employers.
The health insurance coverage might be a personal scheme or a group scheme
organized and sponsored by the employers for employers who work between 20-29
hours per week.

Companies also do not add cost of fringe benefits alongside health insurance, to the
price of their product and service. Over the past decades, the cost of health
insurance has increased tremendously, surpassing the general rate of inflation in
most past years.

The different types of health insurance includes individual health insurance,
affordable employee health insurance which is also known as group health insurance,
affordable family health insurance, affordable business health insurance etc, your
monthly insurance is determined by certain numerous different things. For instance,
most premiums based on or according to your age. So your health insurance rates
changes accordingly with the type of health policy you have. If your health insurance
is basically for yourselves or your entire family, the procedures must surely have an
impact on any quote you are young or advanced in age, self employed receiving
health insurance companies will adjust your premium based upon your age and this
will also affect the cost of your health insurance.

What are the Disadvantages of health insurance?

Since unforeseen occurrences may occur any time, one will never know when an
accident is likely to happen, be it the need to be admitted in the hospital for stitches
or a broken bone, you may be in the position to receive help quickly without the
worry of receiving a huge bill, unlike when you don't have a health insurance your
credit rating beers all the cost. But you can prevent all this problems from happening
and also protecting your credits for your future health financially. Increasing the
amount of your health insurance deduction is another way in which you can help
make sure your insurance rates are lowered. This higher monthly premium is
necessary for anyone who has an existing health problem that requires an extensive
medical treatment getting variety of quotes from insurance companies which meets
for your health and budgets standards, is a wise decision when selection an health
insurance. Searching can be done online and this will have saved you money as well.

Many people feel that they are healthy enough, so they don't need health insurance
because they have never had any major medical problems but one thing to note
against the possible health insurance is the protection against the possible health
problem that may happen in future. It might happen to you in particular or any
member of your family, so why not plan on having an affordable health insurance
plan today.

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