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Residential Real Estate Indicators for November 2009

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Residential Real Estate Indicators for November 2009 Powered By Docstoc
					    Name               Affiliation             Hometown                State           Topic
Jeff Lindsay                                   Las Vegas
                  Real Estate Broker/General Contractor           NV              Encourage the use of energy retrofit finan
Christa Ross      RE/MAX Select Realty         Pittsburgh         PA              Encourage the use of energy retrofit finan
Jeff Cole         Independent                  Tampa              FL              Encourage the use of energy retrofit finan
Jeff Cole         Independent                  Tampa              FL              Encourage the use of energy retrofit finan
James Wiilliams OI Ventures                    St. Louis          MO              Encourage the use of energy retrofit finan
Ron Hughes        HERS, Inc.                   Little Rock, AR    United States   Encourage the use of energy retrofit finan
Mark Ruzzin       Boulder County, Colorado Boulder                Colorado        Encourage the use of energy retrofit finan
                  C
Kathleen Larocque ounty of Sonoma              Santa Rosa         CA              Encourage the use of energy retrofit finan
Christa Ross      RE/MAX Select Realty         Pittsburgh         PA              Encourage the use of energy retrofit finan
James Wiilliams OI Ventures                    St. Louis          MO              Encourage the use of energy retrofit finan
Ron Hughes        HERS, Inc.                   Little Rock, AR    United States   Encourage the use of energy retrofit finan
Mark Ruzzin       Boulder County, Colorado Boulder                Colorado        Encourage the use of energy retrofit finan
                  C
Kathleen Larocque ounty of Sonoma              Santa Rosa         CA              Encourage the use of energy retrofit finan
Steve Waldron contractor                       Murfreesboro       TN              Encourage the use of energy retrofit finan
Roshani Dantas The Heat & Warmth Fund Detroit                     MI              Encourage the use of energy retrofit finan
                  Green Jutras                 Insitute
altunita peno gresiohillip Enterprise Training Waltham            MA              Encourage the use of energy retrofit finan
Adam Gloss                                     Seattle
                  Home Energy Retrofit Contractor                 WA              Encourage the use of energy retrofit finan
Sandra Barnes Democrat                         Pittsburg          KS              Encourage the use of energy retrofit finan
Eleanor Hall                                    retired
                  No organization or co.- I'mChicago              IL              Encourage the use of energy retrofit finan
Ralph Koerber Air Diffusion Council            Keller             Texas           Encourage the use of energy retrofit finan
David Jacobs                                   Washington
                  National Center for Healthy Housing             DC              Encourage the use of energy retrofit finan
Kirk Lindstrom V.P.Production                  Elburn             Illinois        Grow a skilled national energy retrofit wor
Terence Hill      PHIUS                        Alexandria, Va     USA             Grow a skilled national energy retrofit wor
Kyle Chase                                     Portland
                  Energy Auditor/Weatherization Trainer           Or              Grow a skilled national energy retrofit wor
Adam Gloss                                     Seattle
                  Home Energy Retrofit Contractor                 WA              Grow a skilled national energy retrofit wor
John Holley       None                         Decatur            Alabama         Grow a skilled national energy retrofit wor
Erik Feldman                                   New Smyrna Beach Florida
                  ACE Electrical, Plumbing & Solar                                Grow a skilled national energy retrofit wor
Dr. N. V. ChalfounUniversity of Arizona        Tucson, Arizona    Arizona         Grow a skilled national energy retrofit wor
                  CC Los Angeles District Los Angeles
Marcela Oliva, Architecture Professor and Knowledge Management    California      Grow a skilled national energy retrofit wor
Andrew Pleasant Pleasant Limousines            USA                USA             Grow a skilled national energy retrofit wor
Geoff Kohn                                     Hiram
                  Citizen? (not sure what this means)             Ohio            Grow a skilled national energy retrofit wor
Andrew Pleasant Pleasant Limousines            USA                USA             Grow a skilled national energy retrofit wor
                  Energy Retrofit Entrepanuer Vegas
Christopher Cadwell                            Las                Nevada          Provide better information on the costs an
Jeffrey Patterson Appraiser and Energy Auditor Alfred             Maine           Provide better information on the costs an
Bruce Burnworth MPF Consulting Inc.            Santa Barbara      CA              Provide better information on the costs an
Peyton Gambrell Sustainable Solutions, LLC     Olathe             Kansas          Provide better information on the costs an
Ken Cook                                       Fort Pierce        Fl
                  HVAC Contractor - Instructor - Energy Rater Class 1             Provide better information on the costs an
Adam Gloss                                     Seattle
                  Home Energy Retrofit Contractor                 WA              Provide better information on the costs an
    Comment                Attachment
The current Las Vegas real estate market is dominiated by REO sales (current sales are 4000+/month). The majority of these a
EEMs and EIMs are great tools but the process is complicated and almost completely unknown to the mortgage brokers. Mortg
                        http://www.whitehouse.gov/sites/default/files/webform/Small%20Provider%20Brochure.pdf
"Adopt the myEnergyLoan program as the national model for financing green energy retrofits. myEnergyLoan allows mortgage
                        http://www.whitehouse.gov/sites/default/files/webform/MEL%20quoted%20in%20Chicago%20Trib%20013
"Adopt the myEnergyLoan program as the national green loan product suite and certification program. This is the way to get gre
                        http://www.whitehouse.gov/sites/default/files/webform/meyers_aceee.pdf
I think you need to look hard at the barriers to addoption of energy efficiency measures. Instead of asking home owners to cha
PROPOSE: Require EIMs for FHA and VA loans on any house that has previously been in default._x000D_
              _x000D_
  There has
November 5, 2009_x000D_
                 The                                         The
                                _x000D_
 Honorable Barack Obama _x000D_
 White House_x000D_
                     1600 Pennsylvania A
                        http://www.whitehouse.gov/sites/default/files/webform/BOULDER%20COUNTY%20Response%20to%20F
                        http://www.whitehouse.gov/sites/default/files/webform/PACE%20County%20Administrator%20Comments
Please find attached the following:_x000D_1) County Administrator Comments and;_x000D_2) Energy Improvement Program J
EEMs and EIMs are great tools but the process is complicated and almost completely unknown to the mortgage brokers. Mortg
                        http://www.whitehouse.gov/sites/default/files/webform/meyers_aceee.pdf
I think you need to look hard at the barriers to addoption of energy efficiency measures. Instead of asking home owners to cha
                                                                                                        



PROPOSE: Require EIMs for FHA and VA loans on any house that has previously been in default.
There has been no study o
                      
http://www.whitehouse.gov/sites/default/files/webform/BOULDER%20COUNTY%20Response%20to%20F
                       

                       

November 5, 2009
The Honorable Barack Obama 
             
 White House

                                                           The              
1600 Pennsylvania Avenue NW
      
Washington, DC 2050
                        http://www.whitehouse.gov/sites/default/files/webform/PACE%20County%20Administrator%20Comments
Please find attached the following:1) County Administrator Comments and;2) Energy Improvement Program Job Creation Inform
I think that at least a $500.00 tax credit should be provided for an energy audit. Also additional tax credits for weatherization lab
while the weatherization and ARRA $$ are helpful. In Detroit, there are a large group of low-income people that are being misse
To increase demand expand the weaterhization incentives for middle class home owners. To build an energy efficiency job tra
I am thrilled to see an effort from the Federal level to promote the financing tools and vehicles mentioned in your report. Even w
Are you folks out of touch? We're barely keeping a beat-up roof over our heads, and you expect us to voluntarily increase our p
I support the state revolving loan funds. I live in a 540-unit condominium in Chicago. The cost (over $6 million) has held us back
The Air Diffusion Council (ADC) has proposed a program that will target training of HVAC duct installers to improve the energy
A “Fiver” Housing Stimulus Strategy that Pays for Itself
   
President Obama has asked his economic team to find “areas where w
                        http://www.whitehouse.gov/sites/default/files/webform/Fiver%20Strategy%20Summary.doc
Our critical need is future workers for what we know will be a large void that our existing skilled work force will be unable to fulfi
To understand EE Retrofits you are required to delve into building science. The Passivhaus EE standard incorporates most of t
Please use an established certification organization like BPI or RESNET to help implement the development of skilled workers!
While we have long needed a single standard for qualified contractors in their respective fields, it is important to recognize that
Funding for training in the renewable/retrofit market should be increased. After attending the IREC conference in Albany, NY I
                        http://www.whitehouse.gov/sites/default/files/webform/120409%20proposal%20for%20RthruR.doc
We want to help as with points #1 & #3. Plese see attached.
                        http://www.whitehouse.gov/sites/default/files/webform/Prescription%20for%20Energy%20Efficiency.pdf
We strongly believe that this interest area is one of the most important focus with the greatest benefit to our economy recovery
Weatherization can not be isolated from space and form design. Light location, air Space and form need to be connected; circu
Provide funding to Pleasant Limos and access training for homeowners to learn certified grassroots retrofit workforce technique
I would like to participate in conservation through retrofit. How do I get involved?
Provide funding to Pleasant Limos and access training for homeowners to learn certified grassroots retrofit workforce technique
I believe the idea of providing a label for a retrofitted home will be a beneficial one and an effective solution to the problem. How
You need to make sure home buyers are aware of the pros and cons of energy efficiencey when purchasing a home. That req
Provide more specific examples of energy savings in specific homes by area. Include before energy use, description of energy
Please see attached http://www.whitehouse.gov/sites/default/files/webform/Recovery%20Through%20Retrofit.pdf
In all of our current energy rating systems we fail to provide proof of performance or efficiency of home or business cooling and
                        http://www.whitehouse.gov/sites/default/files/webform/eps_2008_pilot_report_fnl1x.pdf
There are several home energy ratings tools available, but the most accurate and easily understood that I have seen was recen
000+/month). The majority of these are bought with FHA financing. The FHA 203(k) loan program (and the FHA 203(k) streamline) are progr
nown to the mortgage brokers. Mortgage brokers need educated and encouraged to make these easily available. Real Estate agents need to
 der%20Brochure.pdf
d%20in%20Chicago%20Trib%2001308.pdf

default._x000D_
 _x000D_
There has been no study of the correlation of mortgage loan defaults with the poor performance and high energy b
 COUNTY%20Response%20to%20Federal%20PACE%20Gudelines%2011022009.pdf
nty%20Administrator%20Comments%20and%20Energy%20Improvement%20Program%20Job%20Creation%20Information.pdf
nown to the mortgage brokers. Mortgage brokers need educated and encouraged to make these easily available. Real Estate agents need to

           

           


default.
There has been no study of the correlation of mortgage loan defaults with the poor performance and high energy bills.In fact there h
  COUNTY%20Response%20to%20Federal%20PACE%20Gudelines%2011022009.pdf
nty%20Administrator%20Comments%20and%20Energy%20Improvement%20Program%20Job%20Creation%20Information.pdf
  nal tax credits for weatherization labor!
 -income people that are being missed by these dollars. These are low-income individuals that are disabled and not seniors. Some are living
 To build an energy efficiency job tranisition programates with ARRA funding should create incentives for lgreen contractors to hire trainees a
 les mentioned in your report. Even with the current tax credits, affordability is a major obstacle for many homeowners, especially in these diff
xpect us to voluntarily increase our property taxes, (which are already ridiculous) to make improvements we can't afford to make anyway? Th
ost (over $6 million) has held us back from replacing our 50-year-old single-pane windows. Loan funds would enable us to do that.A tax credi
 uct installers to improve the energy efficiency of flexible duct installations both in retrofit and new construction. This program will improve ene
  gy%20Summary.doc
  lled work force will be unable to fulfill.We need now to focus on high school age and young adults to help steer them in a vocational direction
s EE standard incorporates most of the physics involved in building retrofit/design. The work has been done. We need to build on this by add
   the development of skilled workers!
elds, it is important to recognize that many retrofit contractors are currently licensed by their state or municipality, and have additional certifica
he IREC conference in Albany, NY I realized how far we are behind here in the south. Alabama has virtually no training active presently. Mor
 posal%20for%20RthruR.doc
 0for%20Energy%20Efficiency.pdf
 nd form need to be connected; circulation, right size overhang, evergree trees, energy calculation, etc. Segmeted understanding of human c
 assroots retrofit workforce techniques.

 assroots retrofit workforce techniques.
 ffective solution to the problem. However, since homes are all individual and since retrofits can be diverse I would advise against a label tha
 when purchasing a home. That requires that at least real estate agents acknowledge this characteristic is listing a home for sale. Rather it
 re energy use, description of energy reduction improvement, cost of improvement, how to for homeowners, energy use after improvement. T
 hrough%20Retrofit.pdf
ncy of home or business cooling and heating systems , yet DOE and EPA feild studies have show that up to 60% of these systems are under
 _report_fnl1x.pdf
 he FHA 203(k) streamline) are programs that could and should be utilized by buyers to finance energy retorfitting. However it is used little. W
available. Real Estate agents need to make upgrades at the time of sale part of the issue and more public outreach needs to be undertaken.



 poor performance and high energy bills.In fact there has been a stubborn determination by the mortgage industry and the real estate industr

ation%20Information.pdf
available. Real Estate agents need to make upgrades at the time of sale part of the issue and more public outreach needs to be undertaken.

 e and high energy bills.In fact there has been a stubborn determination by the mortgage industry and the real estate industry NOT to look at

 ation%20Information.pdf

 ed and not seniors. Some are living in houses that are irreparable by weatherization $$ and these individuals are literally living without worki
r lgreen contractors to hire trainees as a minimum 6 month contractor role with state picking up Healthi coverage (MA HC). Or as an alterna
 homeowners, especially in these difficult economic times. The tools you mentioned are already proven, and just need to be made more wide
 we can't afford to make anyway? The average house in my town are square, clapboard-sided things that were built during the coalmining bo
would enable us to do that.A tax credit or money such as in the "cash for clunkers" program would not be so helpful. Even if the government
uction. This program will improve energy efficiency by training installers to properly size, route, support, and install duct systems to maximize

p steer them in a vocational direction.To often high school guidance counsel is aimed at college oriented student while not fully addressing th
one. We need to build on this by adding VR front end and making it available to the building industry. We need to get up to speed fast.

icipality, and have additional certifications (such as NATE certification for HVAC)that may ultimately exceed the minimum requirements to be
ally no training active presently. More grants or programs are needed to move our workforce in a direction that will educate the public about


Segmeted understanding of human comfort and life standard provide no meaning to the user



se I would advise against a label that was not with relation to a gradient scale. An example would be a Hers score. Yet the falure of the new
 is listing a home for sale. Rather it be HERS rating or just providing a rating for energy consumption- buyers should be aware of the differen
ers, energy use after improvement. This should include retrofit and new construction (remodels and individual houses). Provide grants for pe

p to 60% of these systems are under proforming in air flow or charge as required by manufactures. I think we need to set performance stand
retorfitting. However it is used little. Why? Because most mortgage companies (specifically most loan officers) do not or will not recommend
ic outreach needs to be undertaken. Make the process easier and make the benefits obvious.



 e industry and the real estate industry NOT to look at energy cost in housing because realty agents feel it might be a negative when trying to


 ic outreach needs to be undertaken. Make the process easier and make the benefits obvious.

 e real estate industry NOT to look at energy cost in housing because realty agents feel it might be a negative when trying to sell the energy h



duals are literally living without working furnaces and severe roof repair. The disabled 40-55 are really being damaged here in Detroit. THey
coverage (MA HC). Or as an alternative paid aprenticeship with matching vov. and emplores funding. This funding would come in part from
 and just need to be made more widely available and easily accessible. Thank you.
at were built during the coalmining boom of the previous century. Believe me, if we could have made improvements to our homes before this
e so helpful. Even if the government provided some of the money, how would we get the rest?Also, loan funds would be less expensive for th
and install duct systems to maximize an air flow and thus efficieny. I feel this program fits hand-in-glove with the goals of "Recovery Through

d student while not fully addressing the career potential in what we know will be a growing and lucrative field of energy conservation. Building
e need to get up to speed fast.

 eed the minimum requirements to be set forth. Please be sure to include the ability to grandfather in, or test out of, future certification require
 on that will educate the public about conservation. Thank You




Hers score. Yet the falure of the new home ES label is that once a minimum standard is established then there is little widespread effort to ex
 uyers should be aware of the differences. If the data is available in the Multiple Listing Service of the local agents than it can be extracted to
 vidual houses). Provide grants for people to more fully describe the descriptions, costs, how to and savings.

nk we need to set performance standards and possiable third party verification as the Natoinal Air Conditioning Contractors have provided. D
ficers) do not or will not recommend it because: 1. It takes more time, 2. Most loan officer are not qualified to do such a loan and if they refer




 it might be a negative when trying to sell the energy hogs and lenders don't want to offend the hand that feeds them. The result is that unde




ative when trying to sell the energy hogs and lenders don't want to offend the hand that feeds them. The result is that under performing hou



eing damaged here in Detroit. THey are cut-off from services without a blink of an eye. There needs to be a more comprehensive retrofit pro
his funding would come in part from the reduction of payouts in unemployment insusrance.

provements to our homes before this, we would have. Things are tighter now than before, and you want the middle class to shell out more?!
 funds would be less expensive for the government, since the loans would be paid back through savings in heating costs.
with the goals of "Recovery Through Retrofit" program and would be interested to discuss further in detail with those involved. Best regards,R

ield of energy conservation. Building Energy Experts has been involved in panel based forums that are aimed at addressing these exact issu


test out of, future certification requirements so that you do not place a new roadblock in the way of contractors who are already doing this im




 there is little widespread effort to exceed the standard. Then the entire industry gets pegged to this standard, and being that it is minimum w
cal agents than it can be extracted to determine contributory value. THere by sellers will start to recognized retrofitting and weatherization is


tioning Contractors have provided. Data shows that 65% of home energy is used on heating and cooling equipment... lets put our money to u
ed to do such a loan and if they refer it to someone in their company that is qualified then they do not get paid. Homes in Las Vegas can be r




                                                                                                             _x000D_

t feeds them. The result is that under performing houses continue to be recycled in the market place. _x000D_
      While the $8,000 t




                                                                                      

                                                                                      


e result is that under performing houses continue to be recycled in the market place. 
While the $8,000 tax credit for first time home buyers



e a more comprehensive retrofit program that REQUIRES city government to work with social service organizations. We need relief in Detro


the middle class to shell out more?! It's unfair to expect the middle class to bear the burden of this economic meltdown, especially when the
 in heating costs.
il with those involved. Best regards,Ralph Koerber (Chairman, ADC Engineering Committee)817-595-2894

aimed at addressing these exact issues with our involvement with college curriculum and vocational training programs .We are also reaching


actors who are already doing this important work, and doing it well.




ndard, and being that it is minimum we get stuck with an incomplete solution. I recommend that several levels of a label be provided, and or a
zed retrofitting and weatherization is not just saving money but increases the value of their homes. New Home builders will have to offer opt


 equipment... lets put our money to use where we can get the most return, current weatherization and energy rating do not address this issue
t paid. Homes in Las Vegas can be retorfitted today costing the home buyer very little toward their 30 year mortgage (at todays rates of 5.5%




      _x000D_

x000D_
      While the $8,000 tax credit for first time home buyers has been a stimulus for many buyers with no strings attached, it’s a




0 tax credit for first time home buyers has been a stimulus for many buyers with no strings attached, it’s also an expensive giveaway for a co



rganizations. We need relief in Detroit and we need people to meet with the social service organizations to put together a proper plan.


omic meltdown, especially when the upper class caused it.



ning programs .We are also reaching out to native american groups and tribes to help mitigate the effects of coal burning power production o




evels of a label be provided, and or a numbered scale associated with the designation. Furthermore the designation should have a quality co
Home builders will have to offer options of energy efficient housing as an alternative and the market (or demand) will increase for such char


nergy rating do not address this issue.
ar mortgage (at todays rates of 5.5% for 30yrs, $15,000 added to a mortgage would add $85 to their payment). The other problem associate




buyers with no strings attached, it’s also an expensive giveaway for a country going broke. An energy improvement mortgage (EIM), on the o




 also an expensive giveaway for a country going broke. An energy improvement mortgage (EIM), on the other hand, costs the government a



 to put together a proper plan.




ts of coal burning power production on their land holdings. We are doing this through the use of energy auditing and other technologies to he




 designation should have a quality control built in like part of the score is tied to the utiity bill results to prevent disparity from engineered savi
 demand) will increase for such characteristics.
yment). The other problem associated with this loan program is that the appraisal must justify the loan amount. With current loan-to-value (L




provement mortgage (EIM), on the other hand, costs the government and the tax payer nothing. Energy improvements and the resulting job




 other hand, costs the government and the tax payer nothing. Energy improvements and the resulting job creation and greenhouse gas redu




auditing and other technologies to help decrease their energy usage and thus decrease the need of coal to produce energy.This all takes wo




event disparity from engineered savings and actual savings. The utility bill feedback loop also builds in protection for the lending associated
mount. With current loan-to-value (LTV) restraints there is no room for retrofitting costs. The solution




                                                                                                                   _x0
 improvements and the resulting job creation and greenhouse gas reduction are paid for with energy savings. _x000D_





                                                                           

                                                                           


ob creation and greenhouse gas reduction are paid for with energy savings. 
If these program were widesprea




 to produce energy.This all takes workers at all skill levels and we see a future shortage in these




protection for the lending associated with these types of projects in that a conc
              _x0
vings. _x000D_


				
DOCUMENT INFO
Description: Residential Real Estate Indicators for November 2009 document sample