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Steve H. Hornstein, CPA, Esq. LL,M. CFP® LPL Financial has one of the largest
independent research departments in the
The prospect of building wealth through industry, giving me access to financial
successful investing has never held more information at my fingertips. I have the
appeal. But, like any market, with flexibility to choose from a wide range of
increased demand for financial products investments to help you meet your
has come increased supply. Investors have financial goals. Whether you are looking Ease…
never been faced with more choices. for institutional portfolio management Guidance…
services or a diversified fee based Confidence…
As an Investment Advisor Representative account that includes no-load mutual
with LPL Financial, I can help you define funds, stocks and bonds, I can help.
your long-term investment objectives and
Providing unparalleled
Working on a fee-basis allows me to:
build a personalized investment portfolio investment consultation and
designed to help you achieve them. I • Customize an investment portfolio service, including:
recognize the importance of getting to designed to help you work toward
know you; your financial needs, your all your short and long-term
financial goals and your lifestyle. investment goals. • Asset Allocation
• Provide simplified performance • Retirement Planning
Hornstein Financial, located in Woodland
Hills, was established to provide ongoing
reporting which makes it easy for
you to monitor your account.
• Investment Strategies
professional guidance to investors while • Support you with ongoing • Education Funding
helping them meet their individual
investment objectives. I am able to do this
professional advice, timely
information about your account
• Unbiased Financial
by offering truly objective financial advice and updates on the world’s Advice
on a fee-basis. This method of financial markets.
compensation allows me to adjust your • Manage your portfolio and make Steve H. Hornstein
investment portfolio without you having to investment changes (without CPA, Esq., LL.M., CFP®
commissions**) as your LPL Financial Planner
pay commissions,* to ensure that your
return potential is consistent with your risk objectives or the economic climate Hornstein Financial
tolerance. changes. 20335 Ventura Blvd., Suite 203
Woodland Hills, CA 91364
Steve H. Hornstein,
If you would like to work with an __________________
CPA, Esq., LL.M., CFP ® independent investment professional who
Office: (818) 887-9401
LPL Financial Planner looks out for your best interest, please Toll-free: (888) 280-8100
By providing professional call or e-mail me. Together we can Fax: (818) 887-7173
investment advice and create a portfolio that is designed to help
financial services, I have you meet your investment objectives. Steve.Hornstein@LPL.com
earned my clients’ trust www.HornsteinFinancial.com
and a reputation that *12b-1 fees may apply CA Insurance Lic. #OB66743
reflects the high standards *Fee-based advisory services provided
through LPL Financial. Steve H. Hornstein is a registered
I have for the people I ** Nominal transaction charges may occur.
serve. representative with and securities are
Annual fees are based on a percentage of
assets under management.
offered through LPL Financial,
Member FINRA/SIPC
investment-related news and developments Ledger (established in 1973), LPL today is the
CAN YOU AFFORD NOT TO are difficult and time-consuming tasks. leading independent brokerage firm in the nation,
HAVE A FINANCIAL encompassing more than 8,000 investment
PROFESSIONAL? A qualified financial professional can build professionals in 50 states. LPL’s financial advisors
long-term strategies that balance your specialize in providing customized financial
financial objectives and constraints, your solutions, backed by LPL’s:
Whether your financial affairs are relatively tolerance for risk, then measure them
simple or very complex, a financial professional against your short – and long – term goals. Financial Strength. LPL Financial Advisors or
can help you develop an investment strategy managed $160 billion in brokerage products
that’s right for you and can provide insight on Simplify the Decisions and advisory programs as of April 30, 2008.
how to plan for many of life’s major events. LPL’s capital ratio is one of the highest among
A financial professional’s job is to pare all independent brokerage firms.ii
Fund your retirement. Even if you have down the choices – more than 10,000
accumulated the financial resources for mutual funds, plus thousands of annuities, Dedication to Unbiased Financial Advice.
what could be 15, 20, or 30 years of insurance options and individual securities
retirement, you will need a plan to – to those that fit your objectives and asset The independent financial advisors affiliated
maximize and protect those assets for as allocation strategy. By identifying with LPL Financial Services have access to
long as possible. appropriate options – including ones that comprehensive financial planning tools, as
are difficult to discover on your own – and well as unbiased, independent research on
Purchase a quality education. College costs focusing on your objectives, a financial individual stocks, bonds mutual funds,
continue to rise at an average annual rate of professional can save you considerable annuities and investment managers across
5% to 7%.i time and effort. every asset class. This enables them to
concentrate their energy on understanding
Develop a realistic Investment plan. A Provide Ongoing Review your individual financial goals and offering
plan should seek to achieve your desired impartial solutions to the challenges of wealth
level of return without taking on more risk Once an investment strategy is accumulation and management.
(or more kinds of risk) than you can implemented, a financial professional will
tolerate. conduct comprehensive periodic reviews of Account Protection. LPL holds membership
your investment objectives, your in SIPC, which protects the securities in each
Protect current and future assets. Without portfolio’s performance and your overall client’s account to $500,000, up to $100,000
proper financial and estate planning, all progress toward meeting your financial of which can be cash. Please ask your
your other planning could be impacted by goals. investment advisor for specific information on
circumstances beyond your control. the significant additional coverage that is
Why Choose an Independent
Why Choose an Independent LPL provided.iii
Financial Advisor? Advisor?
LPL Financial
What can a Financial
Professional Do for You?
What can a Financial Professional Do for Yo LPL Financial Services is one of the
i
The College Board’s Annual Survey – Trends in College
Planning, 2004
United States’ largest organizations of ii
Financial Planning Magazine, June 1996, 2007, 2008
Offer Prudent and & Timely Advice. independent financial representatives.
iii
The account protection applies when a SIPC member fails
financially and is unable to meet obligations to securities clients, but
Determining your correct asset allocation, Formed in 1989 through the merger of two it does not protect against losses from the rise and fall in the market
identifying the appropriate investments, tracking small but successful brokerage firms, value of investments. For more information, visit www.sipc.org.
their performance and keeping up-to-date on Linsco (established in 1968) and Private
