"AIS Planning helps businesses optimize their retirement plans"
AIS Planning helps businesses optimize their retirement plans Questioning, listening, and acting to enrich your life. success of their to explain the plan and the business by importance of contributing for making retirement. But AIS Planning takes matching or that a step further by working one-on- profit sharing one with employees to give them the contributions for personal financial advice they desire their –for no additional fee. employees, they can tap A local business owner recently into a range of came to AIS Planning with a plan that retirement plans only 50 percent of his employees and features to participated in. By providing investment guidance, AIS Planning “How much should I invest in design a plan that best meets their helped the business propel my 401(k)? How much is business and personal needs. Because every business is unique, participation to 95 percent within two enough? When and how should AIS Planning provides a plan design months. That not only better I change my investments?” consultation that helps businesses positioned those workers for Those are the common questions leverage a range of retirement plans retirement, but it also allowed the employees have about their business owner to maximize his and contribution formulas to produce retirement plans. contributions. key results. A well-designed retirement plan can give businesses Ready to maximize your Workers know the importance of a competitive edge and allow them to contributing to their employer’s attract and retain top talent. It also retirement plan? retirement plan. But the truth is that can provide a powerful tax deduction Learn more about company many do not know where to start so for the business. retirement plans and other life-wealth in some cases, they don’t. That not planning solutions at only hurts their financial future, but Step 2: Invest wisely aisplanning.com. Call AIS Planning also the company’s overall vitality. Most employers recognize the for a free, no-obligation consultation Employees did not always have an importance of selecting the best line at 252-6552. opportunity to sit in the up of funds in their retirement plans. driver’s seat and fuel But navigating the their retirement A well-designed labyrinth of savings. Historically, retirement plan can investments can be pension plans served overwhelming and as the primary vehicle give businesses a time consuming. for retirement savings competitive edge and Businesses of all sizes and all of the allow them to attract often look to AIS responsibility to and retain top talent. Planning to help them manage, contribute to, choose a menu of and invest in the plan investments that rested solely on employers. It’s just allows plan participants to minimize within the past two decades that the risk and maximize returns based on evolution of 401(k) plans has given their individual risk tolerance, time employees the ability to contribute to horizon and retirement needs. To and take control of their financial ensure ongoing success, and as part future. of the fiduciary services to the company, AIS Planning continually But optimizing the value of a monitors those investments to make retirement plan for owners and their sure they are suitable for the plan employees requires strategically and participants. designing it based on the company’s Pictured above: Back row left to right: goals, monitoring the investments for Step 3: Educate employees Sharon Schlangen, Kris Whitman. quality, and educating employees to Front row left to right: Cathy Juilfs, CEBS, Getting the most out of retirement increase overall participation. CFP®, AIFA®, Jason Hallonquist, CFP®, plan extends beyond the investments Mike Sipe, CPA, CFP®. Step 1: Design with the in the plan. The real return comes from increased employee Securities offered through Fintegra Financial future in mind participation and savings in the plan. Solutions, member FINRA/SIPC, OSJ Whether owners strive to maximize Many investment advisors or brokers 763-585-0503. AIS Planning and Fintegra their own contributions or share the will meet with employees once a year are not affiliated.