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					 Fort Knox
              AUSA
                            On Target
                     www.fortknoxausa.org                                               Winter 2007


             PRESIDENT’S MESSAGE                                               USA CARES
         The more time I spend with the inner workings of         OLIVER NORTH TO SPEAK AT USA CARES
AUSA, the more humble I become. AUSA is truly the                            CHARITY GALA
"Voice of the Army". I see and read about it day in and
day out. AUSA is out in front fighting for soldier pay and    Louisville, KY – USA Cares will host guest speaker Lt
benefits, needed family member programs, state of the         Col (USMC ret) Oliver North March 29th 2008 at their
art arms and equipment and for the Force structure            very first Gala celebrating USA Cares fifth year of lead-
needed to prosecute war. I thank you for your member-         ing the charge in supporting military Service Members
ship in AUSA and strongly encourage you to enlist other       and their families.
individual and corporate members. We need to give our                   USA Cares, a 501c3 non–profit focused on the
troops our best effort which normally is a strong member-     Nation’s newest Veterans, will hold the black and white
ship base. By pooling our resources, AUSA speaks in a         event at the historical Seelbach Hilton in Louisville,
united way for thousands of "voters", the more thousands      Kentucky. Appropriately themed, “Sea to Shining Sea”,
the better. Please make it a priority of yours to enlist at   the event will celebrate the assistance USA Cares has
least one new individual or corporate member by 15 April      provided across the United States and around the
2008. Membership applications are included in this            world. With nearly 10,000 Service members calls an-
newsletter or memberships can be obtained on the AUSA         swered, and $5M in funds and resources, USA Cares
website at www.ausa.org, memberships. Together, we            has emerged as a leader in military family related chari-
can make a difference. Please help me with this impor-        table organizations.
tant cause. I am working the membership piece as a pri-                 Lt. Col. North's status as an American hero,
ority mission and will do so throughout my time as chap-      combined with his military insight and understanding of
ter president. Speaking of the chapter, we have the           the military family made him the perfect speaker for the
honor of hosting 2nd Region's Annual Conference from          event for USA Cares. . Since 2001, North has been the
April 24-26. We'll have AUSA delegates from some 20           host of War Stories — the award-winning military
different chapters representing eight states. It will be a    documentary series on Fox News Channel. He has
boiling pot of staunch patriots.....more information about    also authored eleven books — all of them New York
this important gathering is contained in this newsletter.     Times bestsellers. His next book, American Heroes,
God Bless our Soldiers.... Ronnie Pence                       based on his extensive coverage of U.S. military units
                                                              engaged in Afghanistan, Iraq and the Philippines will be
                                                              published in April 2008.
In This Issue                                                           “ Col North just returned again from Iraq visit-
 1. President’s Message, USA Cares                            ing the troops, so who else can relate to the demands
                                                              on them and their families “ said Roger Stradley, Op-
 2. Awards, Calendar, Important Notice                        erations Director at USA Cares. “The fact that he has
                                                              also faced combat makes him a compelling figure dur-
 3. Membership Note, Hooray for Heroes                        ing this war on terror”, Stradley added.
                                                                        Sponsorships and tickets for this formal event
 4. Member 10% Discount Listing
                                                              are still available at www.usacares.us/gala or by call-
 5. Tax Deductions                                            ing USA Cares office at 800.773.0387.

 7.          Life Members
 8. AUSA Family Programs
                AWARDS                                CALENDAR OF EVENTS

                                               04 Mar @ 1400 - 63A/M BNCOC Graduation at Haszard
     Armor Center Recognition of               06 Mar @ 1400 - BOLC 08-911 Graduation at Haszard
                                               11 Mar @ 1130 - FKSCC Lunch at FKLC
        Excellence Ceremony                    12 Mar @ 1130 - AUSA Executive Board at FKLC
                                               15 Mar @ 1830 - FKSCC "Gold Rush" at FKLC
Your chapter presented awards to the fol-      17 Mar - St Patrick's Day
                                               31 Mar @ 0900 - Post Retirement Ceremony at Haszard
lowing personnel for outstanding achievement   08 Apr @1100 - FKSCC luncheon at FKLC
and/or meritorious service for Calendar Year   09 Apr @ 1130 - AUSA Executive Board at Tankers Lounge,
                                                 FKLC
2007:                                          12 April - Thunder over Louisville at the Riverfront see
                                                  www.thunderoverlouisville.org
                                               18 Apr @ 1300 - Garrison Cdr's "Spring Fling" at Lindsey
  ♦ SFC Michael Lindner, 5th Squad-              Golf Course
    ron/15th Cavalry Regiment, Drill Ser-      24-26 Apr - AUSA 2d Region Meeting at FKLC
 MEMBERSHIP REPORT
    geant of Year
                                               25 Apr @ 0830 - Retiree Council Meeting at FKLC
                                               26 Apr @ 1300 - MOWW Massing of the Colors at Keyes
  ♦ SGT Emily Pritchard, 113th Amy Band,          Park
    NCO of Year
                                               30 Apr @ 0900 - Post Retirement Ceremony at Haszard
                                               17 May – Hooray for Heroes
  ♦ SPC David McCain, 5th Squadron/15th        06 Jun – AUSA Golf Scramble, Lindsey
    Cavalry Regiment, Soldier of Year          14 Jun – Army 233RD Birthday

  ♦ MAJ David Gordon, 3rd Squardron/16th
    Cavalry Regiment, Officer Instructor
                                                  AUSA MISSION AND VISION
    of Year                                    OUR AUSA MISSION
                                               AUSA represents every American Soldier by:
  ♦ SFC James Gray, 2nd Squadron/16th            • Being the voice for all components of
    Cavalry Regiment, NCO Instructor of              America's Army and uniformed services.
                                                 • Fostering public support of the Army's role in
    Year
                                                     national security
  ♦ Mr. Timothy Pyeron, 1st Battalion/81st       • Providing professional education and
    Armor Regiment, Civilian Instructor of           information programs

    Year                                       OUR AUSA VISION
  ♦ SFC Michael Spaulding, HHC,                    As the premier voice for America's Soldiers, we are
                                               a dedicated team committed to building the best pro-
    USAARMC, Retention NCO of Year             fessional and representative association for the world's
  ♦ SFC Joseph DeFord, 16th Cavalry            best paid, trained, educated and equipped Army in the
                                               world.
    Regiment, Career Counselor of Year
                                                        IMPORTANT NOTICE
Note: The above named personnel each re-
ceived a framed AUSA Certificate of Com-
                                               The Main PX has advised us that they will
mendation, a 3-Year Membership in AUSA, a      discontinue honoring the PX coupon in
$100 US Savings Bond and a valuable coupon     our AUSA coupon book effective 5 March
book. Also, the chapter plans to pay or help   2008.
pay for the Drill Sergeant, NCO and Soldier
                                               Coupon books will no longer include a
of the Year to attend AUSA’s National          coupon for the main Post Exchange. We
Meeting in Washington, DC in October 2008.     are very sorry if this message is untimely.
           MEMBERSHIP NOTE                                              HOORAY FOR HEROES

                     Special Request                               Third Annual Hooray for Heroes, May 17, 2008

        This is a special request to “all” AUSA members.                 The Fort Knox Chapter of AUSA is again one
Your support is critical to the future and the growth of this   of the major sponsors of the Hooray for Heroes cele-
chapter. You the members, both corporate and individ-           bration in Radcliff. Hooray for Heroes, 2008 will be
ual, your renewal and continued support are a must for          held on May 17, Armed Forces Day. This event is liv-
us to sustain. Your support to join in the recruitment of       ing proof that our Chapter and the communities of Har-
new members is a must if we as a chapter ever have any          din County love and appreciate our military, past and
hope to grow to the potential strength that we need to be       present.
in order to be a strong voice – to stand up and be
counted – we must multiply in numbers.                               This year’s celebration is the largest one and will
                                                                be full of non-stop fun for all ages, all day long. It will be
        This is one of the few things that our political        held, as in the past, along Wal-Mart Way, between
leaders (both local and at national) will listen to or under-   Stithton Baptist Church and the Radcliff Wal-Mart, in
stand. We can bury our heads in the sand while benefits         Radcliff. It will be a day of free food and entertainment
and places like the Home of Armor disappears, or we can         for the whole family. Serving military, veterans, and
stand up and be counted, this takes strength – strength         their families are invited to participate free of charge.
comes by numbers. We best can achieve these numbers             Non-military may attend but will be charged $5.00 for
by you – each AUSA member recruiting and signing up at          their food if they choose to eat.
least one new member per month.
                                                                     The day starts at 12:00 pm with the attractions,
        Membership is every member’s charter. Please            food line and booths opening. The entertainment starts
pick up the banner and let’s take the “hill”. We can be-        at 12:30 pm with Pauly Zarb and then the Wolf Broth-
come that “loud” voice that will make a difference. Thank       ers. Wrapping up the afternoon will be the highly popu-
you ever so much for being a member, for making a dif-          lar USAREC Entertainment Team consisting of Jamie
ference. Attached below is a membership application.            Buckley and Marty Gowin.
You can duplicate it or email Rick Lewis at: rick.lewis@a-
arnold.com or go on line to AUSA, or call Don Devine at              About 100 local civic and business exhibitor booths
270-351-5462.                                                   will be set up during the afternoon. Each will have free
                                                                items and will offer a minimum $50.00 merchandise
        Also, in your monthly AUSA Army Magazine or             drawing per exhibitor. The children will be entertained
newspaper you will find an application. Be sure to ani-         by about 8 different inflatable attractions plus the Re-
mate each application with: Ft Knox Chapter 2301. The           cruiting Command’s climbing wall, an M-1 Abrams tank
cost of each membership is depicted by grade or life by         and a Bradley Fighting Vehicle. Other fun things for
age. For corporate membership, please email Rick Lewis          the children include clowns, face painting, ice cream,
at the above address.                                           and lots of balloons!

                                                                     The daytime events end at 5:00 pm and the park-
                                                                ing lot will be cleared in preparation for the huge
           MEMBERSHIP STATISTICS                                crowds that attend the evening patriotic program inside
            AS OF January 31, 2008                              Stithton Baptist Church’s main auditorium. It starts at
                                                                7:00 pm. The music, the choirs, the flags, and the trib-
                                                                utes will be directed to those who are serving or who
     Active Duty Army                       421                 have served our country. BG Don Campbell, Com-
                                                                manding General, US Army Armor Center and Fort
       Retired Army                         645                 Knox will speak briefly as will Tony Rose. The full 113th
                                                                Army Band will play all of our favorite patriotic tunes.
          Civilian                          434                 This is a very exciting and encouraging program that
                                                                makes you proud to be an American.
  Reserve, Guard, Cadet                      79
                                                                    If you have ever been, or are currently in our mili-
            Total                           1579                tary, this is a day of tribute to you and your family.
                                                                Hooray for Heroes is designed to show you how much
                                                                we appreciate you and your dedication, sacrifice and
   Corporate Members                        158                 service to our country.
     Life Members                           201
                                                        10% MEMBER
                                                         DISCOUNTS
                                     August 2006


Allen's Air Conditioning, Inc     Custom Deer Processing      Mel’s Kentucky Crafts and Woodwork
        Elizabethtown                    Vine Grove                        Elizabethtown
        270-769-2727                    270-877-6902                       270-765-6367




     Alliance Printing                The Doll House                        NU-LAWN
     (formerly Excel)                   Brandenburg                             Radcliff
           Radcliff                     270-828-2033                  On first year’s treatments
        270-351-1323


     Berger's OK Tires             Finishing Touches of       Ray's Ford, Lincoln, Mercury, Chrysler
        Elizabethtown                   Elizabethtown                      Brandenburg
        270-765-6188                    270-766-1655                       270-422-4901



 Blessed & Anointed, Inc.                Golf Link                  Southern Kitchens Ltd Co
          Louisville                    Elizabethtown                      Elizabethtown
        502-231-2060                    270-769-4653                       270-234-1191



      The Bookstore                   Helen’s Flowers           Swope Mitsubishi Hyundai Isuzu
           Radcliff                        Radcliff                           Radcliff
        270-351-1801                      351-1151                        270-351-2181
                                                                        Parts & Accessories

Budget Car Sales & Rental       Independent Home Inspection             Terry Rent-A-Car
         Muldraugh                      Elizabethtown                         Radcliff
        502-942-3368                    270-862-5687                       270-351-7278



    C&C Fraley BBQ Inc                 Komo Photo                      Texas Outlaw BBQ
           Radcliff                        Radcliff                        Elizabethtown
        270-352-0042                    270-351-5007                       270-234-8586


      Corvin’s Carpet              Lee’s Famous Recipe               Toni’s Home Decorating
           Radcliff                        Radcliff                         Vine Grove
        270-737-5798                    270-351-9966                       270-877-0655


      Creative Corner                   McDonalds                    Walker Muffler & Brakes
        Elizabethtown                      Radcliff                        Elizabethtown
        270-234-1443                    270-351-1400                       270-769-6700
TAX DEDUCTIONS:
Many disabled veterans and disabled people in general think that there is no reason to file any
taxes. However, even though VA comp is non-reportable, in many states you can still get a
rebate back on sales tax property tax, and the likes. Every year, the IRS dutifully reports the
most common blunders taxpayers make on their returns. And every year, at or near the top of the
list, is forgetting to enter a Social Security number or making a mistake when entering the nine
digits that identify us to IRS computers. Who knows how many people forgot-or never knew
about-a deduction that could save them money? The opportunity for mistakes is almost
unlimited. The most recent numbers show that about 46 million of us itemized deductions on our
1040s-claiming nearly one trillion dollars’ worth of deductions. Another 85 million taxpayers
claimed more than half a trillion dollars’ worth of standard deductions. Some of those who took
the easy way out probably shortchanged themselves. Years ago, the head of the IRS told
Kiplinger’s Personal Finance magazine that he figured millions of taxpayers overpaid their taxes
every year by overlooking just one of the following money-savers listed:

1. State sales taxes. This write-off makes sense primarily for those who live in states that do not
impose an income tax. You must choose between deducting state income taxes or state sales
taxes and, for most citizens of income-tax states, the income tax deduction usually is a better
deal. IRS has tables for residents of states with sales taxes showing how much they can deduct.
But the tables aren’t the last word. If you purchased a vehicle, boat or airplane, you get to add the
state sales tax you paid to the amount shown in IRS tables for your state, to the extent the sales
tax rate you paid doesn’t exceed the state’s general sales tax rate. The same goes for home
building materials you purchased. These items are easy to overlook. The IRS even has a
calculator on its Web site to help you figure out the deduction, which varies by your state and
income level.

2. Reinvested dividends. This isn’t really a deduction, but it is a subtraction that can save you
money; this is the break former IRS Commissioner Fred Goldberg told Kiplinger’s that lots of
taxpayers miss. If,
like most investors, you have mutual fund dividends automatically invested in extra shares,
remember that each reinvestment increases your “tax basis” in the fund. That, in turn, reduces
the taxable capital gain (or increases the tax-saving loss) when you redeem shares. Forgetting to
include the reinvested dividends in your basis-which you subtract from the proceeds of sale to
pinpoint your gain-means overpaying your tax.

3. Out-of-pocket charitable contributions. It’s hard to overlook the big charitable gifts you made
during the year, by check or payroll deduction. But the little things add up, too, and you can write
off out-of-pocket costs you incur while doing good works. Ingredients for casseroles you regularly
prepare for a nonprofit organization’ s soup kitchen, for example, or the cost of stamps you buy
for your school’s fundraiser count as a charitable contribution. If you drove your car for charity in
2007, remember to deduct 14 cents per mile.

4. Student loan interest paid by Mom and Dad. Until recently, if parents paid back a student loan
incurred by their children, no one got a tax break. To get a deduction, the law held that you had to
be both liable for the debt and actually pay it yourself. But now there’s an exception. If Mom and
Dad pay back the loan, the IRS treats it as though they gave the money to their child, who then
paid the debt. So, a child who’s not claimed as a dependent can qualify to deduct up to $2,500 of
student loan interest paid by Mom and Dad.

5. Moving expense to take first job. Job-hunting expenses incurred while looking for your first job
are not deductible, but moving expenses to get to that first job are. And you get this write-off even

                                                               Tax Deductions – 2/15/2008 - Page 1 of 2
if you don’t itemize. If you moved more than 50 miles, you can deduct the cost of getting yourself
and your household goods to the new area, including 20 cents per mile (plus parking fees and
tolls) for driving your own car.

6. Military reservists’ travel expenses. If you are a member of the National Guard or military
reserve, you may deserve a deduction for travel expenses to drills or meetings. To qualify, you
must travel more than 100 miles and be away from home overnight. If you qualify, you can deduct
the cost of lodging and half the cost of your meals, plus 48.5 cents per mile (and any parking or
toll fees) for driving your own car. You get this deduction whether or not you itemize.

7. Child care credit. A credit is so much better than a deduction-it reduces your tax bill dollar for
dollar. So missing one is even more painful than missing a deduction that simply reduces the
amount of income that’s subject to tax. But it’s easy to overlook the child care credit if you pay
your child care bills thorough a reimbursement account at work. Until a few years ago, the child
care credit applied to no more than $4,800 of qualifying expenses. The law allows you to run up
to $5,000 of such expenses through a tax-favored reimbursement account at work. Now,
however, up to $6,000 can qualify for the credit, but the old $5,000 limit still applies to
reimbursement accounts. So, if you run the maximum $5,000 through a plan at work but spend
more for work-related child care, you can claim the credit on up to an extra $1,000. That would
cut your tax bill by at least $200.

8. Estate tax on income in respect of a decedent. This sounds complicated, but it can save you a
lot of money if you inherited an IRA from someone whose estate was big enough to be subject to
the federal estate tax. Basically, you get an income tax deduction for the amount of estate tax
paid on the IRA balance. Let’s say you inherited a $100,000 IRA and the fact that the $100,000
was included in your benefactor’s estate added $45,000 to the estate tax bill. As you withdraw the
money from the IRA and pay tax on it, you also get to deduct a proportional amount of the estate
tax paid. If you withdraw $50,000 in one year, for example, you get to claim a $22,500 itemized
deduction on Schedule A.

9. State tax you paid last spring. Did you owe tax when you filed your 2006 state tax return in the
spring of 2007? Then remember to include that amount with your state tax deduction on your
2007 return, along with state income taxes withheld from your paychecks or paid via quarterly
estimated payments.

10. Refinancing points. When you buy a house, you get to deduct points paid to obtain your
mortgage in one fell swoop. When you refinance a mortgage, though, you have to deduct the
points over the life of the loan. That means 1/30th a year if it’s a 30-year mortgage-that’s $33 a
year for each $1,000 of points you paid. And, in the year you pay off the loan-because you sell
the house or refinance again-you may get to deduct all the as-yet-undeducted points. You do
unless you refinance with the same lender. In that case, you add points on the latest deal to the
leftovers from the previous refinancing and deduct the expense ratably over the life of the new
loan.

11. Jury pay paid to employer. Some employers continue to pay employees’ full salary while they
are doing their civic duty, but ask that they turn over their jury fees to the corporate treasury. The
only problem is that the IRS demands that you report those fees as taxable income. You’ve
always had a right to deduct the amount, so you weren’t taxed on money that simply passed
through your hands.

[Source: Gulf War Resource Center Jim Bunker input Feb 08 ++]

                                                                Tax Deductions – 2/15/2008 - Page 2 of 2
                     FORT KNOX CHAPTER, AUSA
               ASSOCIATION OF THE UNITED STATES ARMY
                            Life Members
                                     As of February 17, 2008
Mr. Randy R. Acton                  MG Thomas C. Foley                  Ms. Patricia A. Nuccitelli
LTC Benjamin F. Adams,III           Mr. Stanley R. Frager               LTC Robert J. Nuccitelli
SGM Junious Allen                   LTC Jeffrey J. Freudenberg          CSM Leo C. Pike, Jr.
SGM James B. Anderson               Ms. Toni Fry-Walker                 COL Cheri A. Provancha
LTC Richard L. Ardisson             CW3 James O. Gabbard                MSG Robert L. Pruden
SFC Thomas E. Arney, II             SFC Pierre E. Gant                  SFC Joshua J. Quillin
MSG Dorris A. Arnold                LTC George W. Gehr                  LTC Tim W. Quillin
Mr. Thomas W. Baker                 CW2 Rodney L. Gillespie             MAJ William T. Rannebarger
SFC William A. Ball                 CSM John D. Gipe                    CW4 Siegmund C. Reinach
MG William E. Barron                SFC Toni G. Graves                  MSG Clyde E. Rhymer
COL Peter C. Bayer, Jr.             COL Andrew C. Grimes                MSG Robert E. Rittenhouse
BG Leslie E. Beavers                1SG Gerald G. Groves                LTC Marc B. Roberts
SSG Paul Begley                     1SG Jimmie P. Guffey, Sr.           CW4 Samuel G. Roberts
SFC Harold E. Bennett               CW4 Jackie M. Hankins               CW5 Glen W. Roby
SFC Willie Billins, Jr              MAJ Darvel A. Harral                MSG Clifford G. Roe, Ret.
SFC Ronald E. Boelter               LT Daphne M. Harris                 CSM Vinson N. Rose
CSM Richard T. Bonsall              SSG James T. Hazelwood              SFC James Rucker
1SG Walter H. Bowman                SSG Ernest W. Heinen                COL Joseph D. Ryan
CSM Donald L. Brack                 CW2 Donald W. Helton                SFC Roy M. Scheitlin, Jr.,Ret.
SFC Brian J. Brink                  LTC Lawrence A. Herzog              MSG Paul Schlisser
COL Daniel B. Britt                 COL James W. Higdon                 CSM Jeffrey A. Schoonbeck
SFC Turley E. Brooks                SFC Paul V. Hobbs                   MSG Harvey C. Scobie, Jr.
SFC Mottise W. Brown                LTC Jakie M. Howard                 LTC James L. Sedlak
MSG Joe K. Burden                   CPT Matthew R. Howell               LTC Charles J. Self
LTC Douglas M. Busch                LTC Carl A. Hulsewede, III          CW4 Walter Lee Setser
MAJ Randall R. Caltrider, Ret.      SGM Eugene Hunt                     BG James Shane, Ret.
SFC Daniel S. Cantu                 SFC Gabriel Ricardo Jackman         CW3 Donald L. Shaw
CSM Malcolm Carden                  SGM Ernest R. Jarvis                MAJ Darryl L. Shirley
1SG Edward C. Cardiff               MSG David W. Jenkins                COL Michael D. Shirley, Jr.
SGM Gwen A. Carlson                 First Sergeant Chester Jones, Jr.   MG Robert S. Silverthorn, Jr.
SGM Lawrence W. Carroll             LTC Robert E. Jones                 MSG Farand O. Skinner
SSG Nick Chalos                     CWO Hugh A. Kail                    MSG Charles H. Smith, Ret.
SGM Bert H. Chesteen                MSG Daniel C. Kumm                  CW4 Fred D. Smith
SFC Donald E. Christian             MAJ Haldane B. Lamberton            COL Michael E. Soja
COL M.C. Clayton                    CW3 Francis E. Latendresse          MAJ Loren P. Sommerfield
1SG Climuel H. Close                CSM Willie M. Lee, Jr.              SGM Carlos R. Soto Bonilla
1SG Donald E. Colbert               COL Marlin F. Levenkoski            SGM Nathaniel H. Stanley
LTC Joseph E. Conn                  Mr. Rick Lewis                      MAJ Timothy M. Stauffer
SFC John P. Connor                  Mr. Ron Lewis                       SGT Ralph Stewart
CSM Jackie E. Conroe                SGM Clarence C. Lippelt             1SG Walter K. Stolt
SGM Benjamin L. Cooper, Sr.         LTC Richard M. Livingston           MG Donald C. Storm
LTC Thomas W. Cordingly             SGM William F. Lohmeyer             MAJ John P. Stovall, Ret
MAJ Carl E. Cornelius, Jr.          Mr. Daniel E. London                1SG James M. Takitch
SSG Clifford J. Countryman, Ret.    Mr. Richard H. Loney                MAJ John B. Taylor, Jr.
Mrs. Allene A. Craddock             1SG Florencio H. Longoria           1SG Duke Terrill, Ret.
MAJ Fred W. Crismon                 SSG Ammala Louangketh               CSM Roland Thibeault, Ret.
MAJ Kenneth L. Daniel, Jr           CSM Melvin R. Loveday               CSM Gregory C. Thorne
LTC William D. Dantzler             CW4 Richard E. Lowe                 MG John R. Tindall, Jr.
CPT Brandon J. Darby                Mr. Robert Manning                  SFC Henry P. Todd
1SG Lonnie Davis, Jr.               CPT Houston J. Marks, II            SFC John M. Trowbridge
SSG Mark L. Day                     1SG James H. Marquardt              MG Terry L. Tucker
SFC Merrill W. Deemer               1SG Lee R. Massey                   SSG Wilbert D. Tyler, Ret
CSM Don Devine                      CSM Nathanel L. Mauzy               CW4 Kerry L. Uhrick
CW3 Albert J. Di Alto               Mr. KeOliver Skip Ryon McCall       1SG Norris C. Vincent, Ret.
CSM Ricky L. Doan                   LTC Wilson H. McComas, Jr.          CSM Clarence L. Walker Sr.
SFC John R. Doloway                 COL Wallace R. McCord               MAJ Ken J. Walsh
SSG John R. Drabinsky, Ret.         SPC Jerry W. McCoy                  SGM Paul E. Ward
Mr. Irving A. Duffy                 SFC David N. McDonald               1SG Charles J. Watts
COL Hugh L. Dukes                   CW3 Michael McHale                  MSG Gerald W. Weldin
SFC Henry P. Duncan                 Mr. Owen Michael McKinney           Lela Williams
CW4 Ruthanne Dunn                   SFC Clinton J. Meshew               1SG Lee Williams
Mr. L. K. Dutschke                  MSG Marshall T. Miller              SSG Raymond E. Williams
COL Joseph H. Dye                   MSG Mark S. Miller                  LTC Alan Winkenhofer
MSG Clifton L. Edwards              CW4 George L. Mullins               CSM Elijah S. Winstead
SFC Kenneth E. Emberton, USA Ret.   LTC Larry S. Myers                  CSM Ricky Wade Young
MAJ Sherri A. Farris                COL Robert R. Naething              MG D. Allen Youngman
COL James M. Fetter                 COL Mark D. Needham                 CW3 James L. Yount
    Association of the United States Army
                                      Family Programs
                                         February 15, 2008
♦ IN THIS ISSUE
♦   President Urges Programs to Benefit Military Families, Wounded Troops
♦   Stimulus Package Will Include Disabled Veterans
♦   Military Widows Press for End to DIC/SBP Offset
♦   Senate Committee Hears Testimony about VA Benefits
♦   Senators Call for Stronger Suicide Prevention Programs in Defense Department
♦   Combat Veterans Debt Elimination Act Legislation Introduced
♦   Fiscal Year 2009 Department Of Defense Budget Released
♦   VA Requests $94 Billion for Veterans in FY '09 Budget
♦   VA Increases Travel Reimbursement for Eligible Veterans
♦   Grief Professionals Turn Attention to Military Families
♦   Army Plans to Extend Outreach to Military Survivors
♦   Highlights from the 2008 Military Health System Conference
♦   Universities Design Programs for Veterans
♦   State Education Benefits for Veterans
♦   Veterans' Benefit Expiration Dates
♦   Assistance for Military Homeowners
♦   Tax Tips for Military Families
♦   Law Protects Military Families against Predatory Lending
♦   Consumers Have Expanded Options to Protect their Credit
♦   COLA Drops for Troops Stationed in Europe
♦   US Army EFMP Respite Care Program Launches Newsletter
♦   Group Offers Holistic Treatments to Returning Veterans and Families
♦   Foundations Provide Emergency Assistance to Troops and Families
♦   A Cup of Comfort for Military Families
♦   Correction: TRICARE Retiree Dental Program ARMY FAMILY RESOURCES

Postal Service Makes It Easier and Cheaper to Send Care Packages
Effective March 3, 2008, the U.S. Postal Service will offer a new, larger Priority Mail Flat-Rate Box
enabling customers to ship 50 percent more than with the current box. It will be offered at a discount
to overseas military addresses. There will be a special version of the box for the military, with a $2
discount, if shipped to an Army Post Office or Fleet Post Office (APO/FPO) address. The USPS
website has valuable tips for sending mail to troops stationed overseas:
http://www.usps.com/supportingourtroops/

President Urges Programs to Benefit Military Families, Wounded Troops
During the State of the Union address, President Bush called on Congress to improve the benefits
and services available to Servicemembers and their families by passing bills to create federal hiring
preferences for military spouses and to allow Servicemembers to transfer their GI Bill benefits to
spouses and children.
Currently, the Army has a pilot to allow certain enlisted members to transfer GI Bill benefits to their
spouses and children. The program allows the transfer of up to 18 months of unused Montgomery GI
Bill benefits to an eligible dependent. More information about the pilot program is available at
http://www.gibill.va.gov/. President Bush also made reference to the recommendations of the
President’s Commission on Care for America’s Returning Wounded Warriors and stressed the need
for Congress to continue to act to ensure that injured Servicemembers receive the care and benefits
that they deserve. [Source: http://www.defenselink.mil/news/newsarticle.aspx?id=48795]

Stimulus Package Will Include Disabled Veterans
President Bush signed the economic stimulus package on Wednesday after a short but contentious
debate in the Senate over whether the bill would include a tax rebate for disabled veterans. The final
version of the bill will provide disabled veterans with a payment of $300. One-time tax rebates of $600
will also be provided to individuals, $1,200 for couples and $300 for each child.

 Military Widows Press for End to DIC/SBP Offset
In late January, three military widows went to federal court to press for a change to the law regarding
benefits for widows. Currently, military widows who receive payments through the Survivor Benefit
Plan (SBP) as well as Dependency and Indemnity Compensation (DIC) because their spouse died of
a service-related injury or illness have their SBP payments reduced dollar for dollar by the amount of
DIC.

There have been numerous attempts to eliminate the so-called SBP/DIC offset in Congress but only
limited success. A December 2004 law change (PL 108183) allows eligible survivors who remarry
after age 56 to retain DIC payments in addition to SBP. At the time, members of the House Veterans
Affairs Committee believed that this was the first step in ending the DIC/SBP offset. A subsequent
legal review by the Department of Defense concluded that the law did not end the ban on concurrent
receipt and that DIC payments should continue to be deducted from SBP annuities.

It is the continued difference in opinion over the language of PL 108-183 which serves as the basis for
the case against the government. The military widows who took their case to the US Court of Federal
Claims in Washington, DC on January 30 contend that the law should be interpreted to allow
concurrent receipt of DIC and SBP. The judge’s decision in the case of Sharp v. The United States is
pending.

The National Defense Authorization Act for 2008 failed to eliminate the DIC/SBP Offset but the final
bill does include a provision that provides a "special survivor indemnity allowance" for some eligible
military survivors. The payments of $50 do not begin until October 1, 2008, however, and are set to
end in 2016.

Senate Committee Hears Testimony about VA Benefits
At a hearing of the Senate Veterans’ Affairs Committee on January 25, the chairman of the Veterans’
Disability Benefits Commission testified that benefits for veterans with Post-Traumatic Stress Disorder
were inadequate. The purpose of the Veterans' Disability Benefits Commission was to carry out a
study of the benefits under the laws of the United States that are provided to compensate and assist
veterans and their survivors for disabilities and deaths attributable to military service. It completed its
study last year, finding that the government needs to do a better job of coordinating benefits,
treatment and vocational training. More information about the Commission is available at
http://www.vetscommission.org/.
[Source: http://www.armytimes.com/news/2008/01/military_ptsd_080124w/]
 Senators Call for Stronger Suicide Prevention Programs in Defense Department
On January 31, several Senators introduced legislation directing the Department of Defense
toenhance its suicide prevention programs. The Armed Forces Suicide Prevention Act (S 2585) is in
part a response to a steady increase in suicides among active duty troops in recent years. The bill
seeks to improve outreach to Soldiers and families and mandates that the military’s suicide prevention
programs be evaluated to ensure that they meet the needs of military personnel facing lengthy and
repeated deployments.

Last year, the Senate passed the Joshua Omvig Veterans Suicide Prevention bill, which sought to
improve suicide prevention programs in the Department of Veterans Affairs. The VA also has a toll-
free hot line number is 1-800-273-TALK (8255) to ensure veterans with emotional crises have round-
the-clock access to trained mental health professionals.

 Combat Veterans Debt Elimination Act Legislation Introduced
On January 22, 2008, Senator Kay Bailey Hutchison (R-TX), introduced legislation to change Title 38
of the U.S. Code to forgive the debt owed to the U.S. Department of Veterans Affairs (VA) of men and
women who have lost their lives in combat. Current law states that if a member of our Armed Forces
is killed and owes the VA any outstanding indebtedness, the Secretary of VA is required to contact the
family for collection. The law allows the VA Secretary some discretion for waiving certain cases. The
bill would remove that discretion and forgive all debts that fall into this category. The Combat Veterans
Debt Elimination Act (S. 2536) would be retroactive to September 11, 2001.

 Fiscal Year 2009 Department Of Defense Budget Released
President Bush has sent his Defense budget for Fiscal Year 2009 to Congress. The budget provides
$515.4 billion in discretionary authority for the Department of Defense (DoD), a $35.9 billion or 7.5
percent increase over the enacted level for Fiscal Year 2008. The budget includes a 3.4% pay
increase for military personnel as well as improved benefits for Servicemembers and their families.
The Fiscal Year 2009 budget is posted at http://www.budget.mil . [Source:
http://www.airforcetimes.com/news/2008/02/military_09_payraise_080204w/]

 VA Requests $94 Billion for Veterans in FY '09 Budget
Secretary of Veterans Affairs Dr. James B. Peake recently announced that President Bush is seeking
a budget of $93.7 billion in fiscal year 2009 for the Department of Veterans Affairs (VA), with health
care and disability compensation receiving most of the funding. The budget proposal calls for $47.2
billion in discretionary funding, mostly for health care. It also would provide $46.4 billion in mandatory
funding for compensation, pension, educational assistance, home loan guaranties and other benefit
programs.
Under the new budget, VA will strengthen its collaboration with the Department of Defense (DoD) for
world-class health care and benefits to veterans, Servicemembers and their families, including
progress toward the development of secure electronic patient health care records that can be used by
both departments. This proposed budget will also allow VA to continue implementing the
recommendations of the President’s Commission on Care for America’s Returning Wounded
Warriors. Highlights of the VA budget are available on the Internet at:
http://www.va.gov/opa/pressrel/pressrelease.cfm?id=1448

 VA Increases Travel Reimbursement for Eligible Veterans
Effective February 1, 2008, over a million eligible veterans will see their mileage reimbursement more
than double for travel to Department of Veterans Affairs (VA) medical facilities. The 2008
appropriations act provided funding for VA to increase the beneficiary travel mileage reimbursement
rate from 11 cents per mile to 28.5 cents per mile. While increasing the payment, VA, as mandated by
law, also equally increased the deductible amounts applied to certain mileage reimbursements. The
new deductibles are $7.77 for a one way trip, $15.54 for a round trip, with a maximum of $46.62 per
calendar month. However, these deductibles can be waived if they cause a financial hardship to the
veteran. [Source: http://www1.va.gov/opa/pressrel/pressrelease.cfm?id=1447]

 Grief Professionals Turn Attention to Military Families
Grieving military families will gain new attention and support from bereavement professionals, thanks
to a new Special Interest Group focused on loss in the military, organized within the National
Association for Death Education & Counseling and chaired by the Tragedy Assistance Program for
Survivors (TAPS). TAPS is the national veteran’s service organization providing compassionate care
for the families of America’s fallen military heroes. TAPS provides peer-based emotional support, grief
and trauma resources, seminars, case work assistance, and 24/7 crisis intervention care for all who
have been affected by a death in the Armed Forces. Services are provided free of charge. For more
information go to http://www.taps.org or call the toll-free crisis line at 1-800.959.TAPS.
[Source: http://www.taps.org/pressroom/press/ADEC-MilitarySIG.pdf]

 Army Plans to Extend Outreach to Military Survivors
The Army’s Long Term Family Case Management program is planning to extend its outreach to
military survivors by providing regular follow-up with the primary next of kin to ensure that issues and
concerns are addressed and to obtain feedback. Army Long Term Family Case Management
(ALTFCM) provides long-term support to Families of fallen Soldiers by offering assistance with any
concerns or issues, and providing information on benefits, services and programs, as well as
connecting families to various outreach organizations. The ALTFCM website has more information:
https://www.hrc.army.mil/site/active/tagd/cmaoc/altfcm/index.htm.

 Highlights from the 2008 Military Health System Conference
The 2008 Military Health System (MHS) Conference, held in January, gathered key leaders including
military commanders, local and regional office staff, healthcare leaders and professionals,
administrators and federal and national agency partners to discuss ongoing issues in the Military
Health System and future developments.

One of the top issues at this year’s conference was care for wounded warriors. The Defense
Department recently created the Defense Center of Excellence for Psychological Health and
Traumatic Brain Injury in its effort to step up the quality of care for wounded warriors and their
families. It officially opened November 30, 2007. The center also will set standards and assess survey
and validate DoD programs, and decide, in part, how resources are directed for research and other
programs.

The Department of Defense has also agreed that the Intrepid Fallen Heroes Fund will build and equip
the National Intrepid Center of Excellence for Traumatic Brain Injury in Bethesda, Md. In January
2007, the Fund completed construction of a $40 million world-class state-of-the-art physical
rehabilitation center at Brooke Army Medical Center in San Antonio, Texas with funds raised entirely
from private donations. The Fund’s website is http://www.fallenheroesfund.org/.
Visit the MHS Conference website to learn more: http://www.health.mil.

 Universities Design Programs for Veterans
Several universities across the United States are offering special programs and scholarships geared
specifically to returning veterans and their family members. The University of Idaho launched
Operation Education Scholarship to help veterans severely and permanently wounded as a result of
service since Sept. 11, 2001. The spouses of wounded veterans also will be eligible for the
scholarship. The university provides financial support and resources – such as tuition, fees and
books, on-campus housing, transportation, medical assistance, child care, adaptive equipment,
tutoring and mentorship – at its main campus in Moscow, Idaho. Learn more at
http://www.uihome.uidaho.edu/OperationEducation/
Supportive Education for the Returning Veteran (SERV) is a new program at Cleveland State
University that is designed to assist military veterans with their transition from Soldier to civilian to
student. Classes have been designed specifically for veterans to help them in that very important first
year of college. The program is open to veterans only. Learn more at http://www.csuohio.edu/serv/.

Arkansas State University is home to the PRIDE Center for America's Wounded Soldiers. The Center
provides education assistance in the form of GED programs, vocational and technical training, and
career advising. It also offers personal rehabilitation services, mental health services, and resources
and referrals for community services, veterans’ benefits, employment services, and housing
assistance. The Center’s website is http://cp.astate.edu/pride/

State Education Benefits for Veterans
Many US states now offer educational assistance and benefits for veterans, their family members and
for military survivors. Military.com has developed a searchable online summary of educational
benefits. Learn more at http://education.military.com/money-for-school/state-veteran-benefits.

Veterans' Benefit Expiration Dates
Veterans are entitled to a number of valuable benefits but did you know that many of these benefits
have expiration dates? For example, the Montgomery GI Bill for Active-Duty (MGIB) expires 10 years
from date of last discharge or release from active duty. To learn more about veteran’s benefits,
eligibility requirements, and expiration dates visit Military.com:
http://www.military.com/benefits/veteran-benefits/veterans-benefit-expirationdates

Assistance for Military Homeowners
The Military Housing Assistance Fund (MHAF) helps military families to become homeowners by
providing them with grants to assist them with purchasing a home. The Fund also provides financial
counseling to members of the National Guard and Reserves, deployed and serving in combat zones
overseas, who are having problems meeting their monthly obligations due to their deployment and
activation. Learn more at http://www.militaryhousingassistancefund.org. The Fund is a project of the
Financial Counselors of America (FCA), a 501(c) 3 nonprofit organization founded in 1991 to help
Americans manage their finances and get out of debt. Visit the FCA website at
http://www.financialcounselors.org.

 Tax Tips for Military Families
Members of the U.S. Armed Forces, especially those serving in combat zones, face some special tax
situations and are entitled to some special tax benefits. Troops deployed to combat zones have an
extended deadline to file taxes. Additionally, thanks to recent legislation, military reservists called to
active duty can receive payments from their individual retirement accounts, 401(k) plans and 403(b)
tax-sheltered annuities, without having to pay the early-distribution tax. The Inland Revenue Service’s
website has a special section dedicated to providing the latest tax information for military personnel.
Learn more at http://www.irs.gov/individuals/military/index.html.

 Law Protects Military Families against Predatory Lending
Military Money and H&R Block are joining forces to inform Servicemembers of new regulations that
combat predatory lending practices often targeted at military families. The law, commonly known as
the Military Lending Act, affects payday loans, vehicle title loans and tax refund anticipation loans, and
places specific requirements and limitations on loans to “covered borrowers” – that is,
Servicemembers and their family members. Visit Military Money’s website to find fact sheets, articles
and more information about how the new law protects military families:
http://www.militarymoney.com/lending_act/
 Consumers Have Expanded Options to Protect their Credit
Consumers in all 50 states now have the option of “freezing” their credit file to block review of the
information and to prevent criminals from opening fraudulent accounts in the consumer’s name.
Previously, credit freezes were only available in some states. Although a credit freeze is one of the
strongest measures and individual can take to protect their personal information it does have
associated costs. The three credit reporting agencies – TransUnion, Experian, and Equifax

– charge $10 for each freeze. Additionally, consumers will have to pay a fee to the agency to lift the
freeze if they want to apply for a new loan or credit card. Consumers wishing to put a credit freeze in
place should contact the credit reporting agencies: http://www.equifax.com;
http://www.transunion.com/; http://www.experian.com/.
Consumers can also take a number of simple – and free – steps to protect themselves from identity
theft.

 Always ensure that your Social Security Number is kept safe and do not share your SSN unless
absolutely necessary.

 Review your annual Social Security Personal Earnings and Benefits Statement to ensure information
is correct.
 You can also remove your name from the marketing lists of the three primary credit reporting
agencies by calling 1-888-5OPT-OUT or visit https://www.optoutprescreen.com.
 Request copies of your credit report. By law you are entitled to request a free credit report, once
every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian
and TransUnion. Learn more at https://www.annualcreditreport.com/

Assistance for Military Homeowners
The Military Housing Assistance Fund (MHAF) helps military families to become homeowners by
providing them with grants to assist them with purchasing a home. The Fund also provides financial
counseling to members of the National Guard and Reserves, deployed and serving in combat zones
overseas, who are having problems meeting their monthly obligations due to their deployment and
activation. Learn more at http://www.militaryhousingassistancefund.org. The Fund is a project of the
Financial Counselors of America (FCA), a 501(c) 3 nonprofit organization founded in 1991 to help
Americans manage their finances and get out of debt. Visit the FCA website at
http://www.financialcounselors.org.

 Tax Tips for Military Families
Members of the U.S. Armed Forces, especially those serving in combat zones, face some special tax
situations and are entitled to some special tax benefits. Troops deployed to combat zones have an
extended deadline to file taxes.

Additionally, thanks to recent legislation, military reservists called to active duty can receive payments
from their individual retirement accounts, 401(k) plans and 403(b) tax-sheltered annuities, without
having to pay the early-distribution tax. The Inland Revenue Service’s website has a special section
dedicated to providing the latest tax information for military personnel. Learn more at
http://www.irs.gov/individuals/military/index.html.

 Law Protects Military Families against Predatory Lending
Military Money and H&R Block are joining forces to inform Servicemembers of new regulations that
combat predatory lending practices often targeted at military families. The law, commonly known as
the Military Lending Act, affects payday loans, vehicle title loans and tax refund anticipation loans, and
places specific requirements and limitations on loans to “covered borrowers” – that is,
Servicemembers and their family members. Visit Military Money’s website to find fact sheets, articles
and more information about how the new law protects military families:
http://www.militarymoney.com/lending_act/

 Consumers Have Expanded Options to Protect their Credit
Consumers in all 50 states now have the option of “freezing” their credit file to block review of the
information and to prevent criminals from opening fraudulent accounts in the consumer’s name.
Previously, credit freezes were only available in some states. Although a credit freeze is one of the
strongest measures and individual can take to protect their personal information it does have
associated costs. The three credit reporting agencies – TransUnion, Experian, and Equifax – charge
$10 for each freeze. Additionally, consumers will have to pay a fee to the agency to lift the freeze if
they want to apply for a new loan or credit card. Consumers wishing to put a credit freeze in place
should contact the credit reporting agencies: http://www.equifax.com; http://www.transunion.com/;
http://www.experian.com/.
Consumers can also take a number of simple – and free – steps to protect themselves from identity
theft.
 Always ensure that your Social Security Number is kept safe and do not share your SSN unless
absolutely necessary.

 Review your annual Social Security Personal Earnings and Benefits Statement to ensure information
is correct.

 You can also remove your name from the marketing lists of the three primary credit reporting
agencies by calling 1-888-5OPT-OUT or visit https://www.optoutprescreen.com.
 Request copies of your credit report. By law you are entitled to request a free credit report, once
every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian
and TransUnion. Learn more at https://www.annualcreditreport.com/

COLA Drops for Troops Stationed in Europe
The Cost-of-Living (COLA) allowance provided to Servicemembers stationed in Europe has dropped
slightly because of currency fluctuations. Information about COLA rates is available at
http://perdiem.hqda.pentagon.mil/perdiem/ [Source:
http://www.stripes.com/article.asp?section=104&article=59583&archive=true]

 US Army EFMP Respite Care Program Launches Newsletter
Army Community Services (ACS) has launched a newsletter aimed at families enrolled in the
Exceptional Family Member Program (EFMP). EFMP is a mandatory enrollment program that works
with military and civilian agencies to provide comprehensive and coordinated community support,
housing, educational, medical, and personnel services to families with special needs. The newsletter
has resources for families with special needs individuals as well as information about the respite care
program. EFMP members may be eligible for up to 40 hours of respite care per month if the family
member meets specific criteria. Families should contact their installation EFMP manager through
ACS. The newsletter can be downloaded at https://www.myarmylifetoo.com/efmp_newsletter. Learn
more about EFMP at http://myarmylifetoo.com under the link for “Home and Family Life.”

 Group Offers Holistic Treatments to Returning Veterans and Families
Servicemembers returning from deployment and their families can find help readjusting to their lives at
home through traditional and holistic therapies offered by a Colorado group. For more than 30 years,
Lost and Found Inc. has specialized in providing intervention and rehabilitation treatment for families.
The organization developed a program geared toward military families to address issues such as
post-traumatic stress disorder, grief and reintegration issues through a combination of traditional
psychotherapy and “experiential” therapies. To learn more, visit http://www.lostandfoundinc.org/ and
select the link for “Military Outreach.” [Source:
http://www.americasupportsyou.mil/americasupportsyou/Content.aspx?ID=44964721]
 Foundations Provide Emergency Assistance to Troops and Families
The American Soldier Foundation is a 501(c)(3) public non-profit organization created to assist
Soldiers, their family members, and military survivors. The Foundation can provide grants or interest-
free loans for food, rent or utilities, medical expenses, and other needs. Learn more at
http://www.soldierfoundation.org.

The Wounded EOD Warrior Foundation is a non profit 501(c) 3 organization that provides funds and
support to EOD military families caring for their loved ones at military medical facilities. The support
provided can include plane fare, accommodations, food vouchers or other associated travel
expenses. Eligible families can also use benefits for other necessities such as childcare, mortgage
and rent relief while visiting Servicemembers. Visit the Foundation website at
http://www.woundedeodwarrior.org/

 A Cup of Comfort for Military Families
A Cup of Comfort is a bestselling series featuring uplifting true stories about life experiences and
relationships. The publishers are currently seeking positive stories about how military life affects the
personal lives of service men and women and how military life affects family members for a volume
about military life. The submission deadline is March 1, 2008. Learn more at
http://www.cupofcomfort.com/share.htm

Correction: TRICARE Retiree Dental Program
In our February 1st issue of the Family Programs Update, we ran a story about the Consumer Toolkit
available through the TRICARE Retiree Dental Program’s website. Unfortunately, there was an error
in the web address provided for the Program. The correct web address is http://www.trdp.org.

To ensure delivery of Family Programs Newsletter, please add 'info@ausa.org' to your email address
book or Safe Sender List. If you are still having problems receiving our communications, see our
white-listing page for more details: http://www.commpartners.com/website/white-listing.htm
   FORT KNOX CHAPTER, AUSA, GRATEFULLY ACKNOWLEDGES THE SUPPORT OF THESE CORPORATE MEMBERS
            WITHOUT THEIR SUPPORT IT WOULD BE IMPOSSIBLE TO ACCOMPLISH OUR MISSION OF
                                                        "VOICE FOR THE ARMY, SUPPORT FOR SOLDIERS"
                                                             CORPORATE MEMBERS as of 2/17/2008

A Arnold World Class Relocation   Coiffures By Betty Hughes                 Gen. Dynamics Land Systems Div.       Marcoa Publishing                  Semonim Realtors
Accumetric, LLC                   Coldwell Banker Success Realty            Gen. Dynamics-Ordnance &              Marmon-Herrington                  Shively's Auto Service Inc.
Action Auction Company            Computer Science Corporation              Tactical Systems                      McDonald's Restaurant-Radcliff     Silver Gate Properties LLC
Actus Lend Lease LLC              Cort Furniture                            Gold Vault Inn                        McMillen Mechanical, Inc.          Skeeters & Bennett & Wilson
Air Temp of Radcliff              Corvin's Carpet & Flooring                Golden China Buffet                   Meade County Bank                  Skyler Construction Inc.
Alliance Printing                 Corvin's Furniture                        Greer Insurance, Inc.                 Meade County Chamber of Comm.      Sparta Enterprise Inc./ Huddle
Allied Solutions                  Countrywide Home Loans                    Hampton & Hargan Ins. Inc.            Meade County Rural Electric        House
Alpha Salon & Spa                 Craig and Landreth Cars, Inc.             Hardec's Inc.                         Meade County-Brandenburg Ind.      StoneGate Realty
Armed Forces Bank                 Crutcher's Carpet Cleaning & Janitorial   Hardin County Attorney                Melloan Real Estate                Superior Maintenance Co.
Bae Systems-Land & Armaments      Derby Van & Stg Co., Inc.                 Hardin County Clerk                   Moulton Insurance Inc.             Swope Auto Center
Baumgardner & Associates          Diebold Inc.                              Hardin County Farm Bureau             MPRI                               Swope Ventures
Bedrock Co., Inc.                 Dream House Real Estate                   Hardin County Fiscal Court            Nall's Wrecker Service             Tarco Hospitality Inc. DBA
Beech Tree IT Solutions, Inc.     Dynamics Research Corporation             Hardin County Schools                 National City Bank                 Radcliff Inn
Big M Chevrolet                   E.ON US (LG&E)                            Hardin County Water Dist., #1         Nelson Edelen Bennett Funeral      Terry Rent-A-Car
Bluegrass Cellular, Inc.          Elizabethtown Chamber of Commerce         Hardin Memorial Hospital              Nolin Rural Electric Cooperative   The Doll House Scrap Booking
Boone Cleaners                    Elizabethtown Comm. & Tech. College       Heart of KY Association of Realtors   Corp                               & Gift Shop
Booz Allen Hamilton               Elizabethtown Ind. Foundation             Herb Jones Chevrolet                  No. Hardin Health & Rehab Ctr.     The KIA Store-Elizabethtown
Brandenburg Telephone Co.         Elizabethtown Rotary Club                 Hilliard, Lyons                       North Hardin Insurance             The KIA Store-Elizabethtown
Brandenburg, American Legion      Elizabethtown Tourism & Convention        HumRRO                                Norton Healthcare                  The Meade County Messenger
Post #162                         Enterprise Rent A Car                     Indiana Wesleyan University           Office Eagle                       The News-Enterprise
Brown Funeral Home, Inc.          Eternity Memorials                        Innovative Productivity, Inc.         Packages & More                    The Patton Museum
Budget Car Sales and Rentals      E-Town Exterminating Co., Inc.            Kentucky Concrete, Inc.               Patriot Industries, Inc.           Foundation
Camber Corporation                Executive Group Property Management       Kentucky Neighborhood Bank            Paul Davis Restoration &           Tim French Superstores, LLC
Cardinal Health                   Fairfield Inn Suites/Hampton Inn          Kentucky Utilities Company            Remodeling                         Tony Brown Chevrolet Inc.
Cecilian Bank                     First Citizens Bank                       Komo Photo Photography                Pioneer Services-MidCountry Bank   Tori Enterprises
Central Kentucky Realtors         First Command Financial                   Lavigne's Specialties Inc.            PNC Bank                           U.S. Cavalry Store
Century 21 First Choice           First Federal Savings Bank                Ledington Foods (KFC) Inc.            Precision Homes Inc.               Vanguard Contractors Inc.
Century 21 Realty Group, Assoc.   First Federal Savings Bank-Mortgage       Lee's Famous Recipe Chicken           Radcliff Convention & Tourism      WAKY 103.5
Citizens Union Bank               Dept.                                     Lincoln Trail Area Dev. Dist.         Radcliff Electric Supply           Wal-Mart #1165
City of Elizabethtown             First Time, Inc.                          Lincoln Trail Behavioral Health       Radcliff Hardin Co. Chamber of     Watts Oil Co., Inc.
City of Radcliff                  Fort Knox Federal Credit Union            Systems                               Commerce                           West Point Bank
City of Vine Grove                Fort Knox Leadership Assoc.               Longview Florist, Inc.                Ray's Ford, Inc.                   Western Kentucky University
CJ Austin LLC                     Furniture Liquidators Home Center         Louisville Water Company              RE/MAX Advantage                   Wilson & Muir Bank & Trust
Clark Jewelers                    Gen. Dynamics Information Technology      Lusk Mechanical Contractors, Inc.     RE/Max Executive Group, Inc.       Windows & Doors Galore Inc.
Clarke American Checks Inc.                                                 Magnolia Bank                         Republic Bank & Trust              WQXE
Coffey & Chism Funeral Home                                                                                       Resource Consultants Inc.          Young & Hutcherson CPA’s




    Association of the United States Army                                                                                                            Nonprofit
    Fort Knox Chapter                                                                                                                                US Postage
    Post Office Box 92                                                                                                                               PAID
                                                                                                                                                     FT Knox, KY
    Fort Knox, Kentucky 40121                                                                                                                        Permit No. 14

				
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