A rewarding experience for the whole family_

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A rewarding experience for the whole family_ Powered By Docstoc
					2008 Rewards Catalog




               A rewarding experience
                   for the whole family!
   There’s something for everyone!                                                                                     Vanities

 PSBank MasterCard paves the way for you and your family to continue reaping
 the rewards of using your PSBank MasterCard.                                        Black & Decker Hair Styling Crimper
                                                                                     Product Code: PSMC004
 Enjoy choosing from our biggest catalog ever with over 120 rewards items to         Points Required: 36,000
 choose from. Aside from new items featured for personal use, appliances and         2-heat settings, straightener plates, crimper plates, round brush,
 electronic gadgets, we have also added more choices in gift certificates–whether    curling iron, spiral iron, flat iron, twist hand locking
                                                                                     system, heel rest, cool touch tip
 for shopping or dining, health and beauty or hotels–giving you or a loved one
 practically anything you could ever want. You may also opt to take the family
 on a holiday via our hassle-free travel packages to Boracay, Bohol and Davao.

 This time, fast track redemption is available for those who don’t have enough
 points to redeem an item. As long as you meet the minimum points required,          Philips Hair Styler
 you may charge the cash portion to your PSBank MasterCard and redeem
                                                                                     Product Code: PSMC009
 the preferred item right away.                                                      Points Required: 23,300
                                                                                     400W, delivers quick and easy results, with retractable bristles
 Every P20.00 charged to your PSBank MasterCard earns you one (1) rewards            and 2-heat settings for tangle-free curls, large vent brush for
 point so keep on charging all your purchases to your PSBank MasterCard.             loose curls, mixed bristle brush for volume and shine


 Sincerely yours,



 Anna Therese Cuenco                                                                 Philips Shaver
 FVP, Marketing                                                                      Product Code: PSMC011
                                                                                     Points Required: 25,100
This catalog is valid from June 1 until December 31, 2008 or until further notice.   Cordless battery shaver, Lit & Cut System
                                                                                     with individual floating heads for a close shave

          Rewards points expire thirty-six (36) months from earn date.

         To redeem, call our 24-hour Customer Service Hotline at
            8-700-772 or 1-800-1-888-6227 (Domestic Toll-Free)

                                                                                     Imarflex Hairstyler
                                                                                     Product Code: PSMC013
                                                                                     Points Required: 7,400
                                                                                     Detachable accessories and holder,
                                                                                     with hot and cool shot




                                                                                     Nikko Foot Spa
                                                                                     Product Code: PSMC012
                                                                                     Points Required: 13,600
                                                                                     220V, 2.2kg, 65W, vibrating massage, bubbles,
                                                                                     keep warm, infrared, magnetic health care,
                                                                                     4-massage rollers




                                                                                                                                         1
Wellness                                                                      Mommy Helpers

           Comfortec Heat & Cool Massager                          La Germania Gas Range
           Product Code: PSMC005                                   Product Code: PSMC028
           Points Required: 24,600                                 Points Required: 135,000

           180-degree rotating massage head, hot/cold massage      Fast Track Code: PSMC028-A
           selection, massage attachments: Accupoint, Shiatsu,     Fast Track: 94,500 pts + Php4,050
           Gentlebody, Accunode                                    Gas thermostat oven, 3-gas top burners




           Beurer Ear Thermometer                                  Standard E-Airpot
           Product Code: PSMC006                                   Product Code: PSMC035
           Points Required: 21,800                                 Points Required: 16,100
           Suitable for measuring the temperature of children      4L, soft touch flow, cup trigger and reboil switch,
           and people who are bed-bound or resting.                clear water level gauge, round body,
                                                                   with keep warm function




           Beurer Infrared Massager                                3D Gas Burner
           Product Code: PSMC007                                   Product Code: PSMC037
           Points Required: 20,200                                 Points Required: 15,500
           Made in Germany, with infrared, heat and massage        2-burner, automatic ignition, gas & air
           functions, with 3 Interchangeable heads perfect for     mixture control, stainless steel body
           arthritis and prevention of varicose veins




           Beurer Insect Bite Healer                               Whirlpool Microwave Oven
           Product Code: PSMC010                                   Product Code: PSMC031
           Points Required: 15,800                                 Points Required: 44,300
           Features a tiny hot gold plate tip that heats up        Multiple power levels, 30 min. manual timer,
           the insect bite puncture wound, destroys the toxins,    defrost setting, cooking and signal
           and relieves itching.




           Martell Memory Foam Pillow                              Black & Decker Non-Stick Spray Iron
           Product Code: PSMC008                                   Product Code: PSMC025
           Points Required: 21,900                                 Points Required: 13,900
           Constructed of a 100% Visco-Elastic material            Swivel cord, fine mist spray, temperature control dial,
           that molds to the unique shape of your head             non-stick coated sole plate, indicator lamp,
           and neck to provide custom support.                     heel rest, full length button groves



           Beurer Glass Diagnostic Scale                           Black & Decker Vertical Steam Iron
           Product Code: PSMC003                                   Product Code: PSMC020
           Points Required: 51,000                                 Points Required: 40,300
           Fast Track Code: PSMC003-A                              1800W, vertical steam, adjustable steam
           Fast Track: 35,700 pts + Php1,530                       0-30g/min. surge of steam 75g/min, fine mist spray,
                                                                   self-clean system, non-stick coated sole plate, full length
           Determines weight, body fat, body water, muscle ratio   button groove, indicator light, swivel cord, anti-slip heel rest
           and bone mass with 10-user memory function.


2                                                                                                                        3
Kitchen Essentials                                                                                 Air Supply

               American Heritage Sandwich Maker
               Product Code: PSMC040                                      Black & Decker Stand Fan
               Points Required: 9,200
                                                                          Product Code: PSMC021
               Non-stick coated plates for easy cleaning. Stand upright   Points Required: 35,000
               for compact storage. Thermostatic power control.
                                                                          16” fan blade, 3-speed control




               Black & Decker Toaster Oven
               Product Code: PSMC030
               Points Required: 37,100
                                                                          Black & Decker Box Fan
               8L capacity, bake/broil/toast function,
               slide out baking tray, crumb tray, indicator lamp          Product Code: PSMC022
                                                                          Points Required: 34,100
                                                                          14” fan blade, 3-speed control,
                                                                          extendable base foot, 60-min. timer, 60W

               Black & Decker Juice Extractor
               Product Code: PSMC029
               Points Required: 41,500
               450W, 2 speed operation, 0.7L jug,
               removable pulp collector, tray and jug,
               stainless steel sieve, cord storage
                                                                          Black & Decker Wall Fan
                                                                          Product Code: PSMC023
                                                                          Points Required: 28,000
                                                                          16” fan blade, speed string control, 3-speed control
               Black & Decker Rice Cooker
               Product Code: PSMC032
               Points Required: 24,200
               1L, auto-warm function, steel powder coated body,
               indicator lights, cool touch handles


                                                                          Black & Decker Desk Fan
                                                                          Product Code: PSMC024
               Black & Decker Coffee Maker                                Points Required: 24,400
               Product Code: PSMC033                                      16” fan blade, 3-speed control
               Points Required: 33,500
               4-cups, permanent mesh filter, keep warm hot plate,
               glass carafe, indicator light




                                                                          Nikon Stand Fan
               Philips Blender                                            Product Code: PSMC026
               Product Code: PSMC034                                      Points Required: 16,600
               Points Required: 22,500                                    16" 2-in-1 stand fan, .405mm blade, 3-speed push
               350W, 2-speed and pulse, 1.5L break-resistant jar          button switch, with oscillation




4                                                                                                                          5
School & Office Buddies                                                                        Music Pods

              Hedgren Invention
                                                                         Apple iPod Classic 160GB
              Product Code: PSMC001
              Points Required: 32,800                                    Product Code: PSMC041
                                                                         Points Required: 168,900
              Laptop compartment for 13”,
              expandable compartment, inside organizer                   Stores up to 40,000 songs,
              mobile phone pocket, water-repellant                       up to 40 hrs music playback, 7 hrs. video playback
                                                                         with earphones, USB2.0 cable and
                                                                         universal dock adapter


              Hedgren Illustration
              Product Code: PSMC002
              Points Required: 50,400                                    Apple iPod Classic 80GB
              Mobile phone pocket laptop compartment for 15.4",
              Inside organizer, adjustable and removable                 Product Code: PSMC042
              padded shoulder strap, water-repellant                     Points Required: 122,400
                                                                         Stores up to 20,000 songs,
                                                                         up to 30 hours music playback, 5 hours video playback
                                                                         with earphones, USB2.0 cable and
                                                                         universal dock adapter
              Canon 4-in-1 Printer
              Product Code: PSMC046
              Points Required: 75,500
              Fast Track Code: PSMC046-A                                 Apple iPod Nano 8GB (3G)
              Fast Track: 52,800 pts + Php2,270
              Print, Scan, Copy, Fax, 4800dpi, 22ppm mono, 17ppm color
                                                                         Product Code: PSMC043
                                                                         Points Required: 94,500
                                                                         Fast Track Code: PSMC043-A
                                                                         Fast Track: 66,100 pts + Php2,840
                                                                         Stores up to 2,000 songs, up to 24 hrs. music playback,
              Canon 3-in-1 Printer                                       with earphones, USB2.0 cable and
                                                                         universal dock adapter
              Product Code: PSMC047
              Points Required: 42,200
              Print/ Scan/ Copy, 4800 dpi, 20ppm mono,15cpm color


                                                                         Apple iPod Nano 4GB (3G)
                                                                         Product Code: PSMC044
              Creative Zen MP3 Player                                    Points Required: 75,900
              Product Code: PSMC027                                      Stores up to 1,000 songs, up to 24 hrs. music playback,
              Points Required: 84,900                                    with earphones, USB2.0 cable and
                                                                         universal dock adapter
              Fast Track Code: PSMC027-A
              Fast Track: 59,400 pts + Php2,550
              8GB, 2.5” LCD



                                                                         Apple iPod Shuffle 1GB (3G)
              Philips MP3 Player                                         Product Code: PSMC045
                                                                         Points Required: 24,800
              Product Code: PSMC048
              Points Required: 25,500                                    Stores up to 240 songs, podcasts & audiobooks
                                                                         up to 12 hours skip-free music playback,
              2GB, voice recording & fast download via USB 2.0           comes with earphones and USB dock




6                                                                                                                        7
Family Time                                                                                             Kidstuff

              Wow Magic Sing
              Product Code: PSMC014
              Points Required: 161,000                                 Funny Animal Train 1362
              Fast Track Code: PSMC014-A                               Product Code: PSMC053
              Fast Track: 112,700 pts + Php4,830                       Points Required: 9,700
              With 2 wireless microphones, 2,064 built-in songs        Pull along train which teaches kids about letters,
              and on-screen search                                     animals, numbers, animal sounds and music


              Sony 21” TV
              Product Code: PSMC016
              Points Required: 150,100
              Fast Track Code: PSMC016-A                               Computer (Apple Fairy) 1366
              Fast Track: 105,000 pts + Php4,510
              Intelligent Picture Plus, Powerful 3D Woofer,
                                                                       Product Code: PSMC054
              MTS Stereo                                               Points Required: 11,400
                                                                       Different modes of fun learning such as
                                                                       word pronunciation, phonetics, spelling and music
              JVC Slim 21” TV
              Product Code: PSMC017
              Points Required: 130,900
              Fast Track Code: PSMC017-A
              Fast Track: 91,600 pts + Php3,930
              AV Multi System, DVD Component Input,                    Computer (Funny Flower) 1367
              AV Stereo
                                                                       Product Code: PSMC055
                                                                       Points Required: 11,400
              LG Home Theater System
                                                                       Different modes of fun learning such as
              Product Code: PSMC018                                    word pronunciation, phonetics, spelling & music
              Points Required: 72,700
              Fast Track Code: PSMC018-A
              Fast Track: 50,900 pts + Php2,180
              2500W, PMPO, XTS Pro Digital Amplifier,
              DVD/ DivX Playback, Progressive Scan, V.S.M.
              (Virtual 10.1CH Sound)                                   Pretty Look Doll Set
                                                                       12048AA
                                                                       Product Code: PSMC056
              Philips DVD Player                                       Points Required: 8,800
              Product Code: PSMC019                                    Mix and match your own style with complete
              Points Required: 24,600                                  accessories and props such as luggage,
                                                                       video camera, folding chair, shades, etc.
              High quality output for analog and digital audio,
              progressive scan component video for optimized image
              quality, plays CD, (S)VCD, DVD, DV


                                                                       Pretty Look Doll Set
              NextBase Portable DVD Player                             12048BB
              Product Code: PSMC015                                    Product Code: PSMC057
              Points Required: 100,600                                 Points Required: 8,800
              Fast Track Code: PSMC015-A                               Mix and match your own style with complete
              Fast Track: 70,400 pts + Php3,020                        accessories and props such as luggage,
                                                                       video camera, folding chair, shades, etc.
              7” LCD Monitor (top Loading), built-in stereo speakers



8                                                                                                                           9
Dad’s Tools                                                                                                                                              Holidays


                                                                                                                            Boracay Regency
              Bosch Impact Drill 1/2”
                                                                                                                            Product Code: PSMC110
              GSB 13RE                                                                                                      Points Required: 256,100 (regular)
              Product Code: PSMC049                                                                                                          278,300 (peak)
              Points Required: 39,700                                                                                       Package is good for two, includes roundtrip land and sea
                                                                                                                            transfers, 2-night accommodation and breakfast
              No-load speed: 0-2, 800 rpm, drilling diameter,
              in masonry: 13mm, in steel: 10mm, in wood: 25mm,
              comes with a 100-pc accessories set & carrying case




                                                                                                                            Seawind Resort Boracay
                                                                                                                            Product Code: PSMC111
                                                                                                                            Points Required: 236,600 (regular)
                                                                                                                                             285,400 (peak)
              Bosch Jigsaw                                                                                                  Package is good for two, includes roundtrip land and sea
              GST 65                                                                                                        transfers, 2-night accommodation and breakfast
              Product Code: PSMC050
              Points Required: 44,400
              Max cutting depth: in wood: 65mm,
              in aluminum: 12mm; no-load speed: 3,100 rpm

                                                                                                                            Waling Waling Boracay
                                                                                                                            Product Code: PSMC112
                                                                                                                            Points Required: 260,200 (regular)
                                                                                                                                             293,500 (peak)
                                                                                                                            Package is good for two, includes roundtrip land and sea
                                                                                                                            transfers, 2-night accommodation and breakfast

              Black & Decker Corded Dustbuster™
              Mini Vac VH780
              Product Code: PSMC051
              Points Required: 32,300
              780w motor, with 14 accessories, inflating facility,
                                                                                                                            Bohol Beach Club
              bag-less for maximum convenience, with clog indicator                                                         Product Code: PSMC113
                                                                                                                            Points Required: 233,800 (regular & peak)
                                                                                                                            Package is good for two, includes roundtrip land transfers
                                                                                                                            (airport to resort), 2-night accommodation, breakfast
                                                                                                                            and specified tours




              Dustbuster Car Vac                                                                                            Pearl Farm Beach Resort Davao
              Product Code: PSMC052
              Points Required: 22,600                                                                                       Product Code: PSMC114
                                                                                                                            Points Required: 205,000 (regular)
              12V adapter fits into cigarette lighter, with 5-meter                                                                          245,300 (peak)
              cable, a crevice tool, and a brush for seats and floors
                                                                                                                            Package is good for two, includes roundtrip land and boat
                                                                                                                            transfers, 2-night accommodation (Samal House), breakfast
                                                                                                                            and half-day Davao City Tour.




10                                                                      Note: Above rates are subject to change without prior notice                                      11
             GCs – Dining                                                                                                                               GCs – Shopping & Leisure

                                               P500                                                    P500                                             P500                                      P1000
Product Code: PSMC091                                              Product Code: PSMC096                                                                        Product Code: PSMC060
Points Required: 5,500                                                                                              Product Code: PSMC073
                                                                   Points Required: 5,900                           Points Required: 5,800                      Points Required: 10,900
Promenade Greenhills, Tomas Morato, Gateway Mall,                  Accepted in all branches of North Park,
Rockwell, Power Plant Mall, SM Mall of Asia, Robinsons Galleria,
                                                                   Tiananmen Bar, Next Door and NP Kopi Tiam        Accepted in all branches                    Accepted in all branches
SM North Edsa and The Podium


                                               P500                                                    P500                                             P500                                        P500
Product Code: PSMC088                                                                                               Product Code: PSMC075                       Product Code: PSMC067
                                                                   Product Code: PSMC083                            Points Required: 5,500                      Points Required: 5,900
Points Required: 5,600                                             Points Required: 5,600
Alabang Town Center, Glorietta 4, Promenade,                                                                        SM Megamall, SM North EDSA                  Accepted in all branches
                                                                   Accepted in all branches
Shangri-La Plaza & Tomas Morato                                                                                     and SM Cebu branches


                                               P500                                                    P500                                             P500                                        P500
                                                                                                                                                                Product Code: PSMC068
                                                                                                                                                                Points Required: 5,900
Product Code: PSMC084                                              Product Code: PSMC095                            Product Code: PSMC061
Points Required: 5,800                                             Points Required: 5,800                           Points Required: 5,800                      Metro Market! Market!, Cebu- Metro Ayala, Metro
Jupiter St., Greenbelt 3, The Podium and TriNoma                   Accepted in all branches                                                                     Colon, Super Metro Mandaue, Luzon-Metro Legazpi,
                                                                                                                    Accepted in all branches                    Metro Lucena


                                               P500                                                    P500                                             P500                                        P500
                                                                   Product Code: PSMC090
Product Code: PSMC089                                              Points Required: 5,600
Points Required: 5,600                                                                                              Product Code: PSMC074                       Product Code: PSMC069
                                                                   Glorietta, Alabang Town Center, Tomas Morato,    Points Required: 5,600                      Points Required: 5,900
Greenbelt 3, Shangri-La Plaza Mall,                                Robinsons Galleria, Robinsons Place-Malate and
SM Mall of Asia and TriNoma                                        Sta. Lucia Brick Road-Cainta                     Accepted in all branches                    Accepted in all branches


                                               P500                                                    P500                                             P500                                        P500
Product Code: PSMC086                                              Product Code: PSMC087                            Product Code: PSMC081                       Product Code: PSMC062
Points Required: 5,600                                             Points Required: 5,800                           Points Required: 5,900                      Points Required: 5,400
Accepted in all branches                                           Accepted in all branches                         Accepted in Carnevale at Serendra           Accepted in all branches


                                               P500                                                    P500                                             P500                                        P500
Product Code: PSMC085
Points Required: 5,600                                                                                              Product Code: PSMC104                       Product Code: PSMC063
Glorietta 4, Greenbelt 2, Alabang Town Center,                                                                      Points Required: 5,100                      Points Required: 5,500
Eastwood Libis, Tomas Morato, Gateway Mall,
                                                                   Product Code: PSMC093
                                                                   Points Required: 5,600                           Eastwood, Glorietta 2, Festival Mall,       Alabang Town Center, Edsa Greenhills, SM Megamall,
SM Megamall, SM Bicutan, Greenhills,                                                                                                                            SM North Edsa, Shangri-la, Rockwell, Quezon Ave.,
SM Mall of Asia and TriNoma                                        Accepted in all branches                         SM Megamall, SM North Edsa & Mall of Asia
                                                                                                                                                                Ayala, Glorietta 4, SM Pampanga

                                               P500                                                                                                     P500                                     P1000
                                                                   8-pc. Chicken Voucher                                                                        Product Code: PSMC076
Product Code: PSMC092                                                                                               Product Code: PSMC080                       Points Required: 10,900
                                                                   Product Code: PSMC094                            Points Required: 5,400
Points Required: 5,900                                             Points Required: 4,800                                                                       SM Megamall, Greenbelt 3, Power Plant Mall,
Accepted in all branches                                                                                            Accepted in all branches                    SM City North Edsa & SM Mall of Asia
                                                                   Accepted in all branches

             12                                                                                                                                                                                  13
             GCs – Shopping & Leisure                                                                                                     GCs – Spa & Beauty • Hotel

                                              P500                                                    P500                                         P1000                                        P1000
Product Code: PSMC070
Points Required: 5,900                                            Product Code: PSMC082
Accepted in all branches                                          Points Required: 5,600

                                                                                                             Product Code: PSMC097                                    Product Code: PSMC105
                                                                                                             Points Required: 10,900                                  Points Required: 10,900
                                               P500                                                   P500   Accepted in all branches
Product Code: PSMC071
Points Required: 5,800
Accepted at all Robinsons Department Stores, Robinsons
Supermarkets and their affiliates: Dorothy Perkins, Handyman
Do-it Center, Handyman Do-it-Best Home Center, Robinsons
                                                                  Product Code: PSMC064
                                                                  Points Required: 5,600                                                              P500                                      P1000
Appliances, Topman, Topshop, Toys "R" Us, True Value, Wallis      Accepted in all branches
and Warehouse.



                                           P1000                                                      P750
                                                                                                             Product Code: PSMC098
                                                                                                             Points Required: 5,600                                   Product Code: PSMC106
                                                                                                                                                                      Points Required: 10,900
Product Code: PSMC059                                             Product Code: PSMC102                      Accepted in all branches
Points Required: 10,900                                           Points Required: 8,000
Accepted in all Rustans Department Stores                         Accepted in all Timezone branches

                                                                                                                                                      P500                                      P1000
                                               P500                                                   P500
Product Code: PSMC079                                             Product Code: PSMC077
Points Required: 5,400                                            Points Required: 5,600
Accepted in all branches                                          Accepted in all branches                   Product Code: PSMC099
                                                                                                             Points Required: 5,900                                   Product Code: PSMC107
                                                                                                             Accepted in all branches                                 Points Required: 10,900

                                               P500                                                   P500
Product Code: PSMC072                                                                                                                                 P500                                      P1000
Points Required: 5,900
Accepted at all SM Department Stores, SM Supermarkets,            Product Code: PSMC103
Super SM / Hypermarkets and SM retail affiliates: ACE Hardware,   Points Required: 5,800
Hardware Workshop, Kultura, Our Home, Signature Lines, Sports
Central, Surplus Shop, Toy Kingdom and Watsons. No expiration.



                                           P1000                                                      P500   Product Code: PSMC100
                                                                                                             Points Required: 5,600                                   Product Code: PSMC108
Product Code: PSMC058                                                                                        Accepted in all branches. Valid for one year of issue.   Points Required: 10,900
Points Required: 10,400
Accepted in all SSI stores: Anne Klein, A/X Armani
Exchange, Bally, Bass, Beauty Bar, Bottega Veneta, Burberry,      Product Code: PSMC078
Chinese Laundry, CK Calvin Klein, CK Underwear, CK Jeans,         Points Required: 5,400
Diesel, Enzo Angiolini, Episode, Gucci, Hugo Boss, Jack           Accepted in all branches
Spade, Jessica, Kate Spade, K
                                                                                                                                                      P500                                      P1000
                                               P500                                                   P500
                                                                                                             Product Code: PSMC101
Product Code: PSMC066                                             Product Code: PSMC065                      Points Required: 5,900
Points Required: 5,900                                            Points Required: 5,800                                                                              Product Code: PSMC109
                                                                                                             Valid only for Belo Medical Group products               Points Required: 10,900
Accepted in Makati                                                Accepted in all branches                   and services. Accepted in all branches.


             14                                                                                                                                                                                 15
Air Miles • Donations                                                                                   Annual Fee Waiver


                Asia Miles
                Product Code: PSMC115                                                           PSBank Classic Card
                Points Required: 2,500
                Maximum: 200,000 points
                2.5 points = 1 mile




                Kris Flyer
                Singapore Airlines
                Product Code: PSMC116
                Points Required: 2,500
                Maximum: 200,000 points
                2.5 points = 1 mile                                   Principal Card 100% Waiver Supplementary Card 100% Waiver
                                                                      Product Code: PSMC118            Product Code: PSMC120
                                                                      Points Required: 10,000          Points Required: 6,000

                                                                      Principal Card 50% Waiver        Supplementary Card 50% Waiver
                                                                      Product Code: PSMC119            Product Code: PSMC121
                Mabuhay Miles                                         Points Required: 5,000           Points Required: 3,000
                Philippine Airlines
                Product Code: PSMC117
                Points Required: 7,500
                Maximum: 25,000 points
                2.5 points = 1 mile
                                                                                                 PSBank Gold Card
                   One transfer per principal Cardholder is allowed




                UNICEF
                Product Code: PSMC126
                Points Required: 5,000



                       Donations must be in blocks of P500
                       P500 donation = 5,000 rewards points

                                                                      Principal Card 100% Waiver Supplementary Card 100% Waiver
                                                                      Product Code: PSMC122            Product Code: PSMC124
                                                                      Points Required: 16,700          Points Required: 10,000
                Metrobank Foundation, Inc.
                                                                      Principal Card 50% Waiver        Supplementary Card 50% Waiver
                Product Code: PSMC127                                 Product Code: PSMC123            Product Code: PSMC125
                Points Required: 5,000                                Points Required: 8,400           Points Required: 5,000



                       Donations must be in blocks of P500
                       P500 donation = 5,000 rewards points

16                                                                                                                               17
    Terms & Conditions

A. GENERAL POLICIES                                                                           4.   Cardholder’s right to use the rewards points is non-transferable.
     1. The Rewards Program (“Program”) of Metrobank Card Corporation                              Accumulated points are not convertible to cash. Other than their
        (MCC) is open to PSBank MasterCard credit cardholders.                                     intended use in this Program, the points hold no other commercial
                                                                                                   or financial value.
       2. Points earned from the Program can be exchanged for rewards items
          specified in the relevant Rewards Catalogue, applied as payment               D. DURATION AND LOSS OF REWARDS POINTS
          for annual fees, converted to air miles, or donated to charity                    1. Points earned during this Program shall expire in thirty six (36)
          (“Participating Programs”). Points redeemed cannot be converted                       months.
          back to points.
                                                                                              2.   Transfer of rewards points from expired or closed account to current
       3. By redeeming Rewards under this Program, the Cardholder consents                         account will not be allowed.
          to the disclosure by MCC of the cardholder’s information to third
          party service providers.                                                            3.   Unless MCC hears from the Cardholder within 20 days upon the
                                                                                                   delivery of the monthly statement of account, the rewards points
       4. The Program shall be from June 1 until December 31, 2008 or until                        reflected in the statement of account are considered correct.
          a new rewards catalogue is released.
                                                                                              4.   Fraud and abuse relating to the earning of points in the Rewards
       5. The Terms and Conditions governing the issuance and use of MCC’s                         Program or the redemption of rewards, including the transfer of points
          credit cards are hereby incorporated herein by reference and shall                       to Participating Programs, may result in the forfeiture of earned
          form an integral part hereof.                                                            points. If items are out of stock, MCC will make available replacement
                                                                                                   items.
B. ELIGIBILITY
     1. All Principal Cardholders (“the Cardholder/s”) of good credit standing                5.   All questions or disputes regarding eligibility of points for redemption
         (current and not over limit) are qualified/eligible to participate in the                 of rewards will be resolved by MCC at its sole discretion.
         Program.
                                                                                        E. REWARDS REDEMPTION
      2.    Points accumulated by both Principal and Supplementary cardholders              1. MCC will from time to time issue a Rewards Catalogue that will set
            shall be credited to the Principal’s account.                                      out the number of points required for the Cardholder to claim a reward
                                                                                               for each good/service.
      3.    MCC reserves the right to disqualify any Cardholder from further
            participation in this Rewards Program and forfeit all rewards points              2.   The Cardholder who has accumulated the required number of rewards
            earned by the Cardholder if the Cardholder defaults in his payment                     points may claim a reward in accordance with the instructions
            or, if in MCC’s judgment, the said Cardholder has violated these                       contained in the relevant Rewards Catalogue.
            Terms & Conditions and/or the Terms and Conditions governing the
            issuance and use of his Metrobank credit card.                                    3.   Air Miles and Gift Certificates (once redeemed by the Cardholder)
                                                                                                   are not exchangeable, refundable or redeemable for cash or credit
C. ACCUMULATION OF REWARDS POINTS                                                                  under any circumstances, and are subject to the terms and conditions
    1. The Cardholder shall earn 1 rewards point for every P20.00 charged                          as may be prescribed by the issuer of the same.
        on his/her credit card account for each purchase of goods or services.
        Rewards points are computed on a per transaction basis and not on               F. REDEMPTION PROCEDURE
        the total/aggregate amount of purchases and rounded down to the                     1. A Cardholder may redeem an item by calling the Customer Service
        nearest peso.                                                                           Hotline at 8-700-772 so that an MCC Customer Service Representative
                                                                                                may assist him.
      2.    All purchase transactions are eligible in the accumulation of rewards
            points including the monthly amortization of retail installment purchases         2.   Redemption requests shall be made during the specified program
            and Bills2Pay Auto-Charge Program.                                                     period. Once redemption offers are accepted by MCC, they cannot
                                                                                                   be revoked or canceled.
      3.    Charges not eligible to earn rewards points include, but are not
            limited to, cash advances, Ready Cash Installment, BalanceTransfer,               3.   Processing/delivery of reward items may take 4-5 weeks from the
            Conversion to Installment, and all types of fees and penalties                         date the call is received by MCC. However, in case of stock
            such as annual fees, interest and finance charges, late payment                        unavailability, MCC shall inform the Cardholder in 3-5 days of such
            charges, etc. Cardholder may redeem as soon as he/she accumulates                      condition and offer a suitable alternative. Gift certificates will be
            the required points indicated in this catalogue.                                       delivered within 10 business days for Metro Manila and within
                                                                                                   15 business days for provincial areas.



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Terms & Conditions

 4.   Delivery Guidelines                                                               7.   Donations
       a. Items shall be delivered at the Cardholder’s billing                                a. Rewards points to be redeemed for purposes of donations
             (home or business) address subject to verification by MCC.                             shall be forwarded by MCC to the Cardholder’s chosen
             The following documents must be presented upon delivery                                foundation.
             of the item/s:                                                                   b. If the Cardholder wishes to avail of any tax benefit/credit as
                  i. Cardholder’s valid ID with picture and signature                               a result of the donation, he may do so by coordinating directly
                      or                                                                            with the charitable institution.
                  ii. Original copy of authorization letter and photocopy
                      of the Cardholder’s ID (if the Cardholder is not present          8.   Redemption of Fee Waivers
                      and claim is by an authorized representative).                         Annual Fee Waivers shall be allowed and shall be reflected on the
                                                                                             next statement date.
        b.    MCC is not responsible for lost or stolen rewards items.
                                                                                 G. DISCLAIMERS
        c.    Any dispute concerning goods or services received from                  1. MCC has taken and will take reasonable care to ensure that information
              merchants in exchange for gift certificates redeemed under                 it publishes in relation to this Program is accurate. The descriptions
              the Program shall be settled between the Cardholder and                    of the rewards in the Rewards Catalogue and other Rewards program
              the merchant and/or supplier that supplied the goods or                    offerings are based on information provided by suppliers.
              services. MCC will bear no responsibility in resolving such
              disputes.                                                                 2.   Unless otherwise stated/covered, installation and/or service of items
                                                                                             are not included.
 5.   Fast Track Redemption
        a. The Fast Track Redemption is open to PSBank MasterCard                       3.   Items photographed in the Rewards Catalogue may differ slightly in
             credit cardholders in good standing.                                            color, perceived size or texture from the actual items to be delivered
                                                                                             to the Cardholder.
        b.    Cardholders who do not have the required number of points
              to redeem an item may opt to use the fast track option in          H. TAXATION
              which the Cardholder will be asked to pay the balance amount            The Cardholder will be responsible for whatever tax implications that
              as indicated in the Rewards Catalogue.                                  may arise out of the ultimate treatment of the item/s redeemed under this
                                                                                      Program.
        c.    The balance amount will be posted in the Cardholders credit
              card account and will be reflected in the next Statement of        I.   MISCELLANEOUS PROVISIONS
              Account.                                                                  1. These terms and conditions are subject to any relevant law,
                                                                                           government direction and regulation. For administrative complaints
        d.    The Fast Track Redemption is open only to selected items                     related to the Rewards Program, the venue of the administrative
              as indicated in the catalogue.                                               action shall be in accordance with the Department of Trade and
                                                                                           Industry’s rules on venue of action. Venue of any civil action arising
        e.    The only allowable amount to fast track is the points as                     under this agreement shall be in the proper courts of Makati City,
              indicated in the catalogue. No other rewards points increments               Philippines, all other available venues of suit being waived.
              will be allowed.
                                                                                        2.   The terms and conditions may be modified by MCC in its sole
        f.    Same Terms and Conditions for the regular redemption will                      discretion from time to time.
              apply for Fast Track redemption.
                                                                                        3.   MCC reserves the right to limit the redemption of specific rewards
 6.   Air Miles Redemption                                                                   and limit the number of rewards available at any particular redemption
        a. Cardholders who would like to transfer rewards points to                          level.
              mileage points in MCC’s participating airline programs must
              be enrolled in the relevant partnership program in order to
              convert these rewards points.

        b.    Air Miles shall be credited to the Cardholder’s air miles
              account within 1-2 weeks from redemption.




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