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CONNECTICUT MOTORCYCLE RATES

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CONNECTICUT MOTORCYCLE RATES Powered By Docstoc
					                 AEGIS SECURITY INSURANCE COMPANY
                             RATED A—EXCELLENT
                        A CONNECTICUT ADMITTED CARRIER



                                 CONNECTICUT

                          MOTORCYCLE RATES




        Insurance with a Conscientious Approach to Today’s Needs




                                               152 S Mast Rd
                                               P. O. Box 490
                                       Goffstown, NH 03045-0490
                         (888) 258-1776 / (603) 497-1778 / Fax: (603) 882-1843
                           Visit our website at: www.surpluslinemanagers.com




        Effective:   New Business 03/01/05               Renewal Business 03/01/05



CTMCRATE 12-04
GENERAL RULES INDEX                                                                                                                                    Page
Available Coverages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . 1
Package Policies and Coverage Availability. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . 1
Deductibles. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
Motorcycle Category Listing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
Minimum Premium. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
Guest Passenger Liability Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2
Uninsured/Underinsured Motorist Coverage . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2
Discounts. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 & 3
Multi-Units. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Road Rider Coverage. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Accessories. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Changes. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Increased Limits. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
Binding Authority . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
Motorcycle Age Determination . . . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Policy Terms. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Billing Options . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Rating . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Rating Territories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Steps To Rating . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Motorcycle Style Definitions and Rating Categories . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5
Regular Style Rate Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . R1-R6
Cruiser Style Rate Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C1-C6
Harley-Davidson Rate Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . H1-H6
Touring & Sport-Tour Style Rate Pages . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . T1-T6
Sport Style Rate Pages. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . S1

AVAILABLE COVERAGES:
• Bodily Injury
• Property Damage Liability
• Collision
• Other Than Collision
• Medical Services
• Uninsured/Underinsured Motorists
• Guest Passenger Liability

                                            PACKAGE POLICIES AND COVERAGE AVAILABILITY:

•     Full Coverage Package: includes Bodily Injury and Property Damage Liability, Collision and Other Than Colli-
      sion Coverage.
•     Economy Package: Includes Bodily Injury and Property Damage Liability, and Other Than Collision Coverage
      (coverage is unpublished contact the GA for rates).
•     Liability Only: includes Bodily Injury and Property Damage Liability.

DEDUCTIBLES:
• Published deductibles are based on engine CC size. See rate pages for breakdown.
• Contact General Agent for optional deductibles.

                                                          MOTORCYCLE CATEGORY LISTING:

All 2 wheeled motorcycles that are manufactured for off road use are ineligible. (Dirt Bikes)
All 3, 4, 6, and 8 wheeled all terrain vehicles are ineligible. (ATV’s)
Certain Sport/High Performance motorcycles are eligible for LIABILITY ONLY.
REFER TO THE APPLICATION FOR ADDITIONAL INELIGIBLE MOTORCYCLES.
Model year changes October 1.
For motorcycles introduced mid-year or not listed, contact general agent.

REFER TO MOTORCYCLE LIST (EXCEL PROGRAM) AT www.aegisfirst.net FOR A COMPREHENSIVE LISTING
OF MOTORCYCLES.


CTMCRATE 12-04                                                                        1                                                                       CONNECTICUT
MINIMUM PREMIUM:
Minimum premium for new business and renewals is $65.00. The minimum premium shall not apply if
canceled by the company.

GUEST PASSENGER LIABILITY COVERAGE:
Guest Passenger Liability coverage shall be offered as an optional coverage with every policy issued.

UNINSURED/UNDERINSURED MOTORIST COVERAGE:
Protection against Uninsured/Underinsured Motorists Insurance shall be afforded under any motorcycle
liability policy insuring the owner of a motor vehicle registered or principally garaged in the State of
Connecticut.

DISCOUNTS:
Discount definitions and qualifications are published below and on the application. For some discounts to
apply, proof is required. When proof is required, simply attach a photocopy of the proof to the application.
The maximum acceptable total discount is 50%. (The only discount available to Sport bikes is the Multi-
Unit discount.)

       Motorcycle Safety Training: A 10% credit will apply when the Applicant has successfully
       completed a motorcycle safety course certified by the Motorcycle Safety Foundation. A copy of
       the certificate must be submitted with the application.

       Valid Motorcycle Endorsement: A 10% credit will apply when the Applicant has a driver’s
       license with a valid motorcycle endorsement. A copy of the driver’s license must be submitted
       with the application.

       Motorcycle Association:
       The Applicant is entitled to the Motorcycle Association Discount if a member of the following
       associations:
       AMA (American Motorcycle Association)              BRAG (Buell Riders Adventure Group)
       MSF (Motorcycle Safety Foundation)                 BMWMOA (BMW Motorcycle Owners of America)
       HOG (Harley Owners Group)                          WOW (Women on Wheels)
       VTS (Venture Touring Society)                      GWTA (Gold Wing Tour Association)
       GWRRA (Gold Wing Road Riders Association)           RSTAR (Rstar Tour & Riding Association)

       Over 62 Driver Training: A 5% credit shall apply if the principle operator is over 62 years of age
       and has completed a motor vehicle accident prevention course approved by the Department of
       Motor Vehicles. A copy of the certificate must be submitted with the application.

       Transfer: A 15% credit will apply if the applicant has had motorcycle insurance with any Insurer
       anytime within the preceding 12 months. A copy of the Dec sheet, renewal quote, or ID card must
       be submitted with the application.

       Experienced Owner: A 10% credit will apply if the applicant has owned and operated a
       motorcycle of same or similar cc’s for the preceding 12 months or more and has a clean MVR. A
       copy of the previous Dec page(s), renewal quote(s), or ID card(s) that show the cycle cc’s must
       be submitted with the application. (0-749 cc’s are considered same or similar; 750 and above cc’s
       are considered same or similar.) A 15 % credit will apply at renewal when the insured has 24 or
       more months experience operating a motorcycle with the same or similar CCs and has a clean
       MVR.

       Homeowner: A 10% credit will apply if the Applicant owns a house, townhouse, manufactured
       home or condominium. Proof of ownership such as a mortgage payment coupon, title, an
       insurance Dec sheet, renewal quote, or name and policy number of insurance carrier must be
       submitted with application.



CTMCRATE 12-04                                        2                                          CONNECTICUT
       Auto Owner: A 10% credit will apply if the Applicant maintains insurance on an owned or leased
       car, truck, van or sport utility vehicle (excludes company provided vehicles). Proof of insurance
       such as a Dec page, renewal quote, or copy of their I.D. Card must be submitted.

       Garaged: A 3% credit will apply if the motorcycle is garaged in an enclosed building at night.
       Comprehensive coverage must be purchased for this coverage to apply.

       Anti-Theft: A 2% credit will apply if the motorcycle has an audible alarm or NICB “phantom foot
       prints”. Comprehensive coverage must be purchased for this coverage to apply.

       Multi-Unit: If Applicant has 2 or more motorcycle policies in force with Aegis, a 10% credit applies
       for 2 units, a 15% credit applies for 3 units, and a 25% credit applies for 4 or more.

       Renewal: A credit will apply if the Named Insured has had a Motorcycle insurance policy with
       Aegis that has been in force and loss free for more than 1 year. A 10% credit applies for 12-23
       months, a 15% credit applies for 24 months or more. Aegis will automatically apply the discount.

Note: The maximum acceptable discount for is 50%.
MULTI-UNITS:
Two Units can be written on one application. However, they must have the same limits.

ROAD RIDER COVERAGE:
Only available when full coverage is purchased. Coverage includes:
       •       Riding apparel (safety clothing) $250 per person/$500 per occurrence.
       •       $75 Towing and Roadside Service.
See Rate Chart located on the liability pages for premium amount.

ACCESSORIES:
Accessory coverage may be provided when the Motorcycle policy provides physical damage coverage to
the motorcycle. The accessories/added equipment must be specifically scheduled for coverage to
apply. See Rate Chart located on the liability pages for premium amount.

CHANGES:
All changes requiring adjustments of premiums shall be computed pro rata. If an outstanding policy is
amended and results in a premium adjustment of $5 or less, such adjustment may be waived, except that
the actual return premium of $5 or less shall be allowed at the request of the insured.

INCREASED LIMITS:
We have published three limits of liability within the Rate Guide: 20/40/10, 50/100/25 and 100/300/50.
Limits of 100/300/50 are not available to operators with more than 1 minor violation.

Note: The Increased Limit rates shown with the Rate Guide are for “Additional Premium” due.

BINDING AUTHORITY:
For coverage to begin as requested, the application must be completed and postmarked within 72 hours
of the effective date; otherwise, coverage is bound at 12:01 AM the day received by the General Agent.

MOTORCYCLE AGE DETERMINATION:
The age of the unit changes October 1st each year. (e.g., A 1999 unit becomes 1 Year old on 10/1/1999.)

POLICY TERMS:
Annual: 12 month coverage.




CTMCRATE 12-04                                      3                                         CONNECTICUT
BILLING OPTIONS:
• Full Pay: Payment for the total premium must accompany the application.
• Payments:
      1. Three Payment—Premiums $100.00 or more—50% down, 25% due in 45 days, remaining 25%
         due in 90 days.
      2. Four Payment—Premiums $250.00 or more—25% down; 25% due in 45 days; 25% due in 90
         days; remaining 25% due in 135 days.


RATING:
The premium rate pages are categorized by:
• Motorcycle Styles—Regular, Cruiser, Harley, Tour, Sport-Tour, & Sport.
• Coverages—Liability and Full coverage (except for Sport category)
• Marital Status
• Age—Motorcycle and Operator (use youngest operator age)
• Engine CC size

       Note: Economy Package (Liability, Guest Passenger & Comprehensive) Coverage is
       available. Contact the General Agent for the rates.


RATING TERRITORIES:

       Territory 1: City of Bridgeport and City of New Haven
       Territory 2: Remainder of State

STEPS TO RATING:
1. Obtain operators age and marital status.
2. Obtain the motorcycle make, model and age.
3. Determine any applicable discounts .
4. Determine applicable points within the application Accidents/Violation Section.
5. Determine the rating classification by style of the unit by looking up the make and model within the
    Motorcycle List found on our website at www.aegisfirst.net.
6. Determine the appropriate coverage rates based on unit style, and marital status within the rate
    pages.
7. If full coverage is selected, verify the dollar value of any accessories/non-standard equipment that
    may be attached to the unit. Include the applicable Accessory premium rate from the Styles Liability
    page.
        NOTE: ACCESSORIES MUST BE SPECIFICALLY LISTED FOR COVERAGE TO APPLY.
8. Include Road Rider premium if purchased.
9. Subtotal the premium(s).
10. From the Accident/Violation section, determine the point factor from the Point chart located on the
    application. Then, multiply the premium rate by the point factor. Example: $837.00 (Rate) x 1.00
    (Accident/Violation point factor) = $837.00 ( new premium subtotal).
11. Minus the applicable discount from the premium subtotal.
    Example: 50% (discount) x $837.00 (premium subtotal) =$418.50 (applicable discount).
12. Total Premium (actual rate may vary due to rounding).




CTMCRATE 12-04                                      4                                         CONNECTICUT
                 MOTORCYCLE STYLE DEFINITIONS AND RATING CATEGORIES

The published rate pages are broken down based on the classifications categories listed below. For
motorcycles introduced mid-year or not listed, contact the General Agent for style rating
category.

REGULAR:
Traditional motorcycle designed for practical transportation with few styling frills or amenities. This
category falls in the middle of the spectrum in most areas of performance, handling, and braking. See
motorcycle list for eligible bikes.

Additional motorcycle styles included in the Regular Category are:
• Dual Purpose: Two wheeled motorcycles designed to be used both on and off road. (Enduro style
   bikes with headlights and stop lights).
• Mopeds and Scooters: Their appearance differs from motorcycles because of their bodywork, step
   through frames and small wheels. See motorcycle list for eligible bikes.
• Limited Production Motorcycles: Manufactured motorcycles produced in limited quantities.

CRUISER:
Traditional or classic American styling, profile is long with a low saddle height. The emphasis is on
appearance, style and sound. Owners tend to customize these machines. See motorcycle list for eligible
bikes.

HARLEY-DAVIDSON:
This category is designed exclusively for Harley-Davidson motorcycles. Two categories are supplied
within the Harley-Davidson category:
• FL models (Any model that starts with “FL” e.g., FLHTC).
• All other motorcycles produced by Harley-Davidson. See the motorcycle list for category eligibility.

TOURING:
Large, expensive motorcycles with luggage, wind protection and other amenities designed to transport
rider and passenger in relatively plush comfort. Their intended purpose is comfortable long distance
travel. See motorcycle list for eligible bikes.

SPORT-TOURING:
These motorcycles combine the comfort and some of the luggage capacity of touring motorcycles with the
responsiveness of sport bikes. Sport Tours offer fewer amenities than touring bikes. The mission of a
Sport Tour is medium and long distance travel via curving roads. See motorcycle list for eligible bikes.

       Note: Rates for Sport Tours are located with Tour Bike rate pages.

SPORT:
Styled and constructed in the manner of road racing motorcycles with streamlined bodywork, front-end
weight bias and forward leaning riding position. The emphasis is on handling, acceleration, and braking.
See motorcycle list for eligible bikes.




CTMCRATE 12-04                                       5                                         CONNECTICUT
Regular Bikes Territory 1                                                                               Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                        Territory 1                                               Scheduled Accessory Coverage
                                                           Regular
    Liability       Oper.                                                                           (round value to nearest $100)
     Limits         Age                                     CC’s
                              0-100   101-200    201-449   450-774   775-949   950-1100   1200+   Premium—First $1000 is $10.00
                     0-19       50      84         101       168       252       302       377
    20/40/10         20-23      27      45         54        90        135       161       202    Rate Per additional $100      $10
    Liability        24-30      15      25         30        51        76         91       114
                      31+       8       13         16        26        39         47        59    Helmet Coverage:
 Increased limits    0-19       28      46         55        92        138       166       208             $300 per helmet
    50/100/25        20-23      15      25         29        49        74         89       111
(add to 20/40/10     24-30      9       14         17        28        42         50        63       Items must be specifically
      Rates)          31+       4        7          8        14        21         26        32    scheduled for coverage to apply.
 Increased limits    0-19      38       63        75        125        188        226      283
   100/300/50        20-23     20       33        40        67         100        122      151
(add to 20/40/10     24-30     12       19        23        38         57         69        86
      Rates)          31+      6        10        11        20         29         35        43
                     0-19      60      100        120       200        300        360      450
    20/40
                     20-23     32       53        64        107        160        193      241
  Passenger                                                                                             Road Rider Coverage
                     24-30     18       30        36        60         91         109      136
   Liability          31+      9        16        19        31         47         56        70
                     0-19      93      155        186       310        465        558      697    Premium—$5.00
    50/100           20-23     50       83        99        166        249        298      373
  Passenger          24-30     28       47        56        94         141        169      211    Includes:
   Liability          31+      14       24        29        48         72         86       108    Riding apparel (Safety clothing)
                     0-19     105      175        210       350        525        630      787       $250 per person
   100/300           20-23     56       94        112       187        281        337      421       $500 per occurrence
  Passenger                                                                                       Towing and Roadside Service
                     24-30     32       53        63        106        159        190      238
   Liability          31+      16       27        33        54         81         98       122       $75 per occurrence
    Medical          1000      9        15        26        30         39         41        42




                                        Territory 1
                                                           Regular
                     All
                    Ages                                    CC’s
  Uninsured
                              0-100    101-200   201-449   450-774   775-949   950-1100   1200+
  Motorists
                     20/40      17       28        39         56        81        84        90
      &
  Standard           40/80      25       42        59         84       122       126       134
                     50/100     29       49        69         98       142       147       157
 Underinsured
  Motorists         100/200     32       53        74        106       154       160       170
                    100/300     34       56        78        112       162       168       179
                    200/600     37       62        86        123       179       185       197



                                        Territory 1
                                                           Regular
  Uninsured          All
                    Ages                                    CC’s
   Motorists
                              0-100   101-200    201-449   450-774   775-949   950-1100   1200+
      &
 Underinsured        20/40      20      34          47        67        97       101       107
   Motorists         40/80      30      50          70       101       146       151       161
     With            50/100     35      59          82       117       170       176       188
  Conversion        100/200     38      64          89       127       185       191       204
   Coverage         100/300     40      67          94       134       194       201       214
                    200/600     44      74         103       147       214       221       236




CTMCRATE 12-04                                                         R1                                                CONNECTICUT
       Regular Bikes Territory 1 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits          20/40/10


   DED. CC’S
                 Cycle                                   SINGLE OPERATOR AGE
                 Age 0-18 19         20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                   0    753 716     551    515    483    459    403    367    331     283     223     198     189     171     171     162
                   1    634 603     462    432    407    387    338    308    278     238     186     166     158     143     143     136
           0       2    556 529     404    377    354    337    294    267    242     207     163     144     138     125     125     119
   $100    -       3    463 441     334    313    294    280    243    222    201     173     134     120     114     104     104      99
          100      4    411 392     296    276    260    248    213    196    177     152     118     106     101      92      92      87
                   5    354 338     253    237    222    213    182    166    151     130     100      90      86      79      79      74
                  6+    284 272     200    188    177    169    143    131    119     103      79      70      67      62      62      59
                   0   1440 1370   1059    985    923    877    770    701    631     540     425     379     362     326     326     309
                   1   1210 1151    887    826    774    736    645    587    529     453     356     317     302     273     273     259
          101      2   1061 1010    775    722    676    643    562    511    461     394     309     276     264     238     238     226
   $100    -       3    879 838     640    597    561    534    463    423    382     328     255     227     218     197     197     187
          200      4    780 745     566    528    495    471    407    372    337     288     225     200     191     174     174     165
                   5    672 642     485    452    424    403    347    317    287     246     191     172     164     148     148     141
                  6+    536 513     383    357    336    321    273    249    226     196     150     135     129     117     117     111
                   0   1401 1336   1028    954    893    848    740    674    607     518     409     365     349     315     315     299
                   1   1179 1124    861    801    750    713    620    565    509     436     343     305     292     264     264     250
          201      2   1039 991     756    703    657    626    542    494    446     380     298     267     256     231     231     219
   $250    -       3    863 824     625    582    547    520    447    408    369     317     246     220     211     191     191     181
          449      4    769 735     554    517    484    462    394    360    327     280     217     195     186     170     170     161
                   5    666 638     478    445    417    398    337    309    280     240     186     167     160     145     145     138
                  6+    536 514     380    354    333    319    266    244    222     192     146     132     126     115     115     110
                   0   2392 2290   1755   1614   1495   1417   1236   1124   1010     852     687     619     591     534     534     507
                   1   2004 1919   1465   1349   1251   1186   1030    937    843     713     572     515     493     446     446     422
          450      2   1779 1705   1296   1193   1107   1050    908    826    744     630     504     456     435     394     394     374
   $250    -       3   1466 1407   1061    980    911    865    743    677    612     519     412     373     356     323     323     306
          549      4   1315 1263    949    875    815    774    662    603    545     464     367     332     318     288     288     273
                   5   1147 1104    823    760    706    672    571    521    471     401     317     287     274     250     250     238
                  6+    925 891     657    607    566    539    452    414    376     321     251     228     218     199     199     189
                   0   2584 2474   1899   1746   1618   1532   1339   1216   1094     922     744     670     640     578     578     547
                   1   2163 2071   1583   1458   1352   1282   1116   1015    913     772     620     559     533     483     483     457
          550      2   1918 1838   1400   1288   1195   1133    982    894    805     681     545     493     470     426     426     403
   $250    -       3   1578 1513   1146   1056    983    932    803    731    660     560     446     403     385     348     348     331
          674      4   1415 1358   1024    944    878    833    715    651    588     499     396     359     342     311     311     295
                   5   1232 1184    886    818    760    722    616    562    508     432     341     309     296     269     269     255
                  6+    990 953     705    652    607    578    487    446    403     345     270     245     234     214     214     203
                   0   2777 2657   2043   1878   1740   1648   1443   1310   1178     993     801     722     688     623     623     589
                   1   2323 2223   1703   1567   1454   1377   1202   1092    982     830     667     601     574     518     518     491
          675      2   2057 1970   1504   1385   1283   1216   1057    961    865     731     587     529     505     458     458     434
   $250    -       3   1691 1620   1230   1134   1054   1000    864    787    709     601     479     433     413     375     375     356
          774      4   1514 1453   1097   1012    941    893    768    699    632     536     426     385     368     333     333     317
                   5   1317 1264    950    876    814    773    661    603    545     463     366     332     318     288     288     273
                  6+ 1055 1015      754    696    648    617    522    477    432     369     289     262     251     229     229     218
                   0   3417 3274   2505   2300   2130   2017   1758   1597   1437    1211     976     882     841     761     761     721
                   1   2863 2744   2090   1922   1782   1689   1466   1333   1200    1014     814     734     701     635     635     602
          775      2   2545 2443   1852   1704   1579   1497   1294   1178   1061     897     718     649     621     562     562     533
   $500    -       3   2098 2014   1517   1399   1300   1234   1059    965    871     739     586     530     507     461     461     438
          949      4   1886 1813   1359   1253   1164   1105    943    861    778     661     523     474     453     412     412     391
                   5   1648 1586   1180   1089   1012    962    816    746    675     574     452     410     392     357     357     339
                  6+ 1332 1284      943    872    813    774    647    593    539     461     358     326     312     285     285     272
                   0   8581 8195   6360   5846   5413   5121   4524   4103   3682    3097    2515    2257    2152    1942    1942    1836
                   1   7143 6823   5283   4860   4505   4265   3758   3410   3062    2580    2088    1874    1787    1613    1613    1526
           950     2   6294 6016   4648   4273   3958   3746   3295   2990   2685    2262    1831    1646    1570    1418    1418    1341
   $500     -      3   5139 4912   3783   3484   3232   3062   2684   2438   2191    1851    1490    1339    1278    1155    1155    1092
          1199     4   4572 4374   3359   3092   2868   2717   2375   2157   1940    1638    1318    1186    1133    1023    1023     970
                   5   3941 3774   2886   2656   2463   2334   2032   1847   1662    1404    1128    1017     971     878     878     833
                  6+ 3113 2985     2266   2088   1938   1838   1589   1446   1304    1103     881     796     760     689     689     654
                   0 10605 10117   7857   7236   6713   6354   5616   5094   4573    3856    3119    2795    2664    2403    2403    2273
                   1   8835 8430   6532   6021   5592   5296   4669   4238   3807    3215    2593    2322    2214    1998    1998    1891
        1200       2   7772 7422   5737   5285   4904   4644   4085   3709   3332    2812    2269    2035    1942    1754    1754    1659
   $500 And        3   6357 6071   4677   4317   4012   3803   3335   3029   2724    2306    1850    1659    1582    1431    1431    1355
        Over       4   5647 5398   4147   3825   3554   3368   2945   2677   2408    2038    1635    1468    1401    1267    1267    1200
                   5   4861 4651   3559   3281   3047   2888   2516   2288   2059    1743    1396    1256    1199    1085    1085    1028
                  6+ 3838 3677     2793   2577   2396   2273   1965   1790   1613    1369    1090     982     939     850     850     807
                         For increased limits and additional coverages see page R1




CTMCRATE 12-04                                                    R2                                                                  CONNECTICUT
       Regular Bikes Territory 1 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10


                 DED. CC’S
                               Cycle                      MARRIED OPERATOR AGE
                               Age 0-19 20-21    22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                                 0    719 515     454     342     288     228     180     162     149     146     137     134
                                 1    606 432     382     288     242     192     151     136     125     123     115     112
                         0       2    532 377     333     250     210     168     131     119     110     107     101      99
                 $100    -       3    443 313     277     208     176     140     109      99      91      89      84      82
                        100      4    393 276     245     182     154     124      96      87      81      79      74      72
                                 5    339 237     210     155     131     106      82      74      69      68      64      62
                                6+    272 188     167     122     104      85      65      59      55      54      51      50
                                 0   1373 985     866     651     546     433     344     309     285     279     262     256
                                 1   1154 826     727     546     459     365     288     259     239     234     220     215
                        101      2   1011 722     635     474     399     319     251     226     209     205     193     189
                 $100    -       3    840 597     527     393     332     266     207     187     173     170     159     155
                        200      4    745 528     465     346     292     235     182     165     153     150     141     138
                                 5    642 452     398     294     249     202     156     141     131     128     121     118
                                6+    512 357     317     231     197     161     123     111     104     102      96      94
                                 0   1334 954     837     623     523     418     332     299     276     271     254     249
                                 1   1123 801     704     523     440     352     278     250     232     227     214     209
                        201      2    989 703     618     456     384     309     243     219     204     200     188     184
                 $250    -       3    824 582     513     378     320     258     201     181     169     165     155     152
                        449      4    734 517     456     334     283     229     177     161     149     147     138     135
                                 5    636 445     392     285     242     198     152     138     128     126     119     117
                                6+    512 354     315     226     193     159     121     110     102     101      95      93
                                 0   2256 1614   1394    1016     847     694     563     507     472     467     438     432
                                 1   1893 1349   1167     850     710     583     469     422     394     390     366     361
                        450      2   1680 1193   1033     748     625     515     415     374     350     346     325     321
                 $250    -       3   1387 980     852     616     516     427     340     306     286     283     266     263
                        549      4   1245 875     762     547     460     382     303     273     257     254     239     236
                                 5   1086 760     662     473     398     332     262     238     222     220     208     205
                                6+    877 607     531     376     318     268     208     189     178     176     166     164
                                 0   2438 1746   1508    1101     916     750     609     547     511     504     474     468
                                 1   2043 1458   1262     919     768     629     508     457     427     421     396     391
                        550      2   1811 1288   1115     809     676     557     448     403     377     372     351     346
                 $250    -       3   1493 1056    918     665     558     459     366     331     309     305     288     284
                        674      4   1338 944     820     591     496     411     326     295     276     273     258     254
                                 5   1166 818     711     509     428     357     282     255     239     237     223     221
                                6+    939 652     570     405     341     287     225     203     191     189     178     176
                                 0   2619 1878   1621    1185     986     806     656     589     549     542     510     503
                                 1   2193 1567   1355     990     825     676     546     491     458     452     425     420
                        675      2   1942 1385   1197     870     727     597     482     434     405     400     376     371
                 $250    -       3   1600 1134    985     715     598     492     394     356     331     327     308     304
                        774      4   1432 1012    879     635     532     440     351     317     296     293     275     272
                                 5   1245 876     761     546     459     382     303     273     257     254     239     237
                                6+ 1000 696       608     433     366     306     240     218     204     202     191     189
                                 0   3221 2300   1984    1442    1201     989     802     721     673     666     626     619
                                 1   2702 1922   1662    1205    1006     830     669     602     563     556     523     517
                        775      2   2402 1704   1474    1063     889     736     592     533     499     494     464     459
                 $500    -       3   1984 1399   1215     874     734     609     484     438     410     405     382     377
                        949      4   1784 1253   1088     779     655     546     432     391     367     363     342     338
                                 5   1559 1089    947     674     569     477     375     339     319     317     299     296
                                6+ 1263 872       762     538     456     386     299     272     255     253     240     238
                                 0   8091 5846   5039    3717    3085    2500    2047    1836    1707    1684    1579    1556
                                 1   6740 4860   4198    3095    2573    2085    1700    1526    1419    1399    1312    1292
                         950     2   5936 4273   3686    2708    2251    1831    1493    1341    1248    1232    1156    1139
                 $500     -      3   4854 3484   3014    2215    1845    1501    1216    1092    1017    1003     941     927
                        1199     4   4317 3092   2675    1957    1631    1332    1078     970     903     891     838     826
                                 5   3720 2656   2297    1673    1395    1145     924     833     777     767     721     712
                                6+ 2941 2088     1809    1310    1096     904     725     654     611     604     568     561
                                 0 10016 7236    6256    4635    3854    3108    2534    2273    2111    2079    1949    1916
                                 1   8352 6021   5215    3863    3216    2594    2107    1891    1757    1729    1621    1594
                      1200       2   7342 5285   4573    3373    2809    2275    1847    1659    1542    1520    1426    1404
                 $500 And        3   6015 4317   3746    2764    2307    1867    1506    1355    1259    1240    1164    1144
                      Over       4   5341 3825   3317    2438    2035    1655    1334    1200    1116    1100    1033    1017
                                 5   4596 3281   2844    2079    1737    1420    1142    1028     959     946     888     875
                                6+ 3632 2577     2239    1627    1364    1121     895     807     754     744     699     690
                           For increased limits and additional coverages see page R1




CTMCRATE 12-04                                                      R3                                                          CONNECTICUT
Regular Bikes Territory 2                                                                                   Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                        Territory 2                                                  Scheduled Accessory Coverage
                                                           Regular                                     (round value to nearest $100)
    Liability        Oper.
     Limits          Age                                    CC’s
                              0-100   101-200    201-449   450-774   775-949      950-1100   1200+   Premium—First $1000 is $10.00
                     0-19       50      84         101       168       252          302       377
    20/40/10         20-23      27      45         54        90        135          161       202    Rate Per additional $100      $10
    Liability        24-30      15      25         30        51        76            91       114
                      31+       8       13         16        26        39            47        59    Helmet Coverage:
 Increased limits    0-19       28      46         55        92        138          166       208             $300 per helmet
    50/100/25        20-23      15      25         29        49        74            89       111
(add to 20/40/10     24-30      9       14         17        28        42            50        63       Items must be specifically
      Rates)          31+       4        7          8        14        21            26        32    scheduled for coverage to apply.
 Increased limits    0-19       38      63         75        125       188          226       283
   100/300/50        20-23      20      33         40        67        100          122       151
(add to 20/40/10     24-30      12      19         23        38        57            69        86
      Rates)          31+       6       10         11        20        29            35        43
                     0-19      60      100        120        200       300           360      450
    20/40            20-23     32       53        64         107       160           193      241
  Passenger          24-30     18       30        36         60        91            109      136          Road Rider Coverage
   Liability          31+      9        16        19         31        47            56        70
                     0-19      93      155        186        310       465           558      697    Premium—$5.00
    50/100
                     20-23     50       83        99         166       249           298      373
  Passenger                                                                                          Includes:
                     24-30     28       47        56         94        141           169      211
   Liability          31+      14       24        29         48        72            86       108    Riding apparel (Safety clothing)
                     0-19     105      175        210        350       525           630      787       $250 per person
   100/300                                                                                              $500 per occurrence
                     20-23     56       94        112        187       281           337      421
  Passenger                                                                                          Towing and Roadside Service
                     24-30     32       53        63         106       159           190      238
   Liability          31+      16       27        33         54        81            98       122       $75 per occurrence
    Medical          1000      9        15        26         30        39            41        42




                                        Territory 2
                                                           Regular
                     All
                    Ages                                    CC’s
 Uninsured
                              0-100   101-200    201-449   450-774   775-949      950-1100   1200+
 Motorists
                     20/40     17       28         39        56        81            84        90
     &
 Standard            40/80     25       42         59        84        122          126       134
                     50/100    29       49         69        98        142          147       157
Underinsured
                    100/200    32       53         74        106       154          160       170
 Motorists
                    100/300    34       56         78        112       162          168       179
                    200/600    37       62         86        123       179          185       197



                                        Territory 2
                                                           Regular
 Uninsured            All
                     Ages                                   CC’s
  Motorists
                              0-100    101-200   201-449   450-774   775-949      950-1100   1200+
     &
                     20/40      20       34         47        67        97          101       107
Underinsured
  Motorists          40/80      30       50         70       101       146          151       161
                    50/100      35       59         82       117       170          176       188
    With
                    100/200     38       64         89       127       185          191       204
 Conversion
  Coverage          100/300     40       67         94       134       194          201       214
                    200/600     44       74        103       147       214          221       236




    CTMCRATE 12-04                                                           R4                                                  CONNECTICUT
       Regular Bikes Territory 2 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10


   DED. CC’S
                 Cycle                                       SINGLE OPERATOR AGE
                 Age     0-18     19     20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                   0      490    466    355    331    312    297    258    234    212     182     142     127     122     109     109     104
                   1      415    396    299    280    264    251    217    198    179     155     119     107     102      93      93      88
           0       2      366    349    262    246    231    220    190    173    157     135     104      93      89      81      81      77
   $100    -       3      309    294    219    205    194    185    158    145    131     113      87      78      75      68      68      65
          100      4      276    263    195    183    172    164    139    128    115     100      77      68      66      60      60      57
                   5      240    230    168    158    149    142    119    110     99      87      65      59      57      52      52      49
                  6+      196    188    135    128    120    116     95     88     80      70      52      47      46      42      42      40
                   0      932    888    679    633    593    565    491    448    405     346     271     242     231     209     209     198
                   1      787    751    571    533    501    477    413    377    341     293     227     202     194     176     176     166
          101      2      695    662    502    468    439    419    360    329    298     256     198     177     170     154     154     146
   $100    -       3      581    555    417    390    367    350    300    274    248     214     165     147     141     128     128     122
          200      4      519    496    370    347    327    312    264    243    220     190     145     130     124     114     114     108
                   5      451    432    319    299    281    269    227    207    189     164     124     112     107      98      98      93
                  6+      366    352    256    240    227    218    180    165    151     132      99      89      85      78      78      75
                   0      914    872    662    617    578    550    474    433    391     335     261     234     223     203     203     192
                   1      774    740    559    521    489    466    399    364    330     283     220     196     188     171     171     162
          201      2      687    657    493    459    431    411    350    319    290     249     192     173     165     151     151     142
   $250    -       3      577    553    410    384    361    345    291    266    242     209     160     143     137     125     125     119
          449      4      518    497    367    343    323    309    258    237    215     186     141     127     122     111     111     106
                   5      454    436    318    298    281    269    222    204    186     162     122     110     105      96      96      92
                  6+      372    359    258    242    229    220    178    164    149     131      97      88      84      77      77      74
                   0     1558   1494   1130   1042    968    919    791    721    650     552     439     397     379     344     344     326
                   1     1315   1262    949    876    816    775    663    605    547     465     367     332     317     288     288     274
          450      2     1174   1129    844    779    725    689    586    535    484     412     325     294     282     256     256     243
   $250    -       3      979    942    697    646    603    574    483    442    401     343     267     243     233     211     211     201
          549      4      885    853    627    581    542    517    433    396    359     308     239     217     209     190     190     181
                   5      780    753    548    509    475    453    375    345    313     269     208     189     181     166     166     158
                  6+      641    619    444    413    387    370    301    278    253     219     167     152     146     134     134     128
                   0     1678   1609   1221   1125   1044    991    856    779    702     595     475     429     410     371     371     352
                   1     1415   1357   1024    944    879    834    717    652    589     501     397     359     343     311     311     295
          550      2     1261   1212    908    839    780    741    633    578    522     444     350     317     304     276     276     262
   $250    -       3     1049   1008    750    694    647    616    521    476    431     369     289     261     250     227     227     217
          674      4      946    912    673    623    581    554    466    426    386     330     258     234     224     204     204     194
                   5      833    802    587    544    509    485    404    370    336     289     223     203     194     178     178     170
                  6+      682    659    474    441    413    395    323    297    271     234     178     163     156     143     143     137
                   0     1798   1724   1310   1207   1121   1063    920    838    755     639     511     460     440     399     399     378
                   1     1514   1452   1097   1013    942    894    770    701    633     537     427     385     368     334     334     317
          675      2     1349   1295    974    898    835    793    679    619    559     475     377     341     326     296     296     281
   $250    -       3     1119   1076    802    742    692    658    559    510    462     395     309     280     268     244     244     231
          774      4     1009    971    719    666    621    591    499    456    413     353     276     251     240     218     218     207
                   5      885    853    627    581    542    517    432    396    359     308     239     217     208     190     190     181
                  6+      723    697    504    469    439    419    345    317    289     248     190     174     167     153     153     146
                   0     2230   2140   1616   1488   1382   1310   1127   1027    927     786     625     565     541     490     490     466
                   1     1883   1810   1357   1252   1164   1106    944    861    779     663     523     474     453     412     412     391
          775      2     1685   1621   1207   1115   1037    986    837    764    692     589     463     420     402     366     366     348
   $500    -       3     1406   1353    998    924    862    821    690    632    573     491     381     346     332     302     302     288
          949      4     1273   1228    899    833    778    741    619    566    515     442     342     311     298     272     272     259
                   5     1124   1085    788    731    683    652    538    494    450     387     297     271     260     238     238     227
                  6+      926    897    639    595    559    534    433    399    365     316     239     218     210     193     193     185
                   0     5477   5236   4036   3714   3445   3261   2862   2598   2335    1970    1590    1428    1362    1231    1231    1165
                   1     4578   4377   3363   3098   2877   2726   2383   2166   1948    1647    1323    1189    1134    1025    1025     972
           950     2     4047   3873   2966   2732   2534   2402   2093   1903   1712    1447    1162    1047     998     904     904     856
   $500     -      3     3325   3184   2425   2238   2082   1975   1711   1558   1403    1190     949     855     816     739     739     701
          1199     4     2971   2848   2160   1993   1853   1759   1518   1382   1247    1058     841     759     726     657     657     624
                   5     2576   2472   1865   1721   1600   1519   1304   1188   1073     912     723     653     624     567     567     538
                  6+     2059   1978   1477   1366   1272   1209   1026    938    848     724     568     515     493     448     448     426
                   0     6770   6465   4986   4598   4271   4047   3552   3226   2901    2453    1972    1769    1688    1524    1524    1443
                   1     5664   5410   4159   3839   3570   3386   2961   2692   2422    2052    1643    1473    1406    1271    1271    1204
        1200       2     4999   4781   3661   3379   3141   2979   2596   2361   2126    1801    1440    1294    1235    1118    1118    1059
   $500 And        3     4114   3935   2998   2773   2583   2452   2127   1936   1746    1485    1178    1059    1011     916     916     869
        Over       4     3672   3516   2668   2466   2297   2181   1884   1716   1548    1316    1044     940     898     814     814     772
                   5     3179   3048   2300   2126   1980   1882   1615   1472   1330    1132     895     808     772     701     701     665
                  6+     2540   2440   1821   1686   1573   1496   1271   1161   1051     899     704     636     608     553     553     526
                            For increased limits and additional coverages see page R4




CTMCRATE 12-04                                                        R5                                                                  CONNECTICUT
       Regular Bikes Territory 2 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10


             DED. CC’S
                           Cycle                           MARRIED OPERATOR AGE
                           Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                             0      469    331     294     220     186     148     115     104      96      94      89      87
                             1      398    280     248     186     157     126      97      88      81      79      75      73
                     0       2      350    246     218     161     137     111      85      77      71      70      66      65
             $100    -       3      296    205     183     135     115      93      71      65      60      59      56      54
                    100      4      265    183     162     120     102      83      63      57      53      52      49      48
                             5      230    158     140     103      88      72      54      49      46      45      43      42
                            6+      188    128     115      81      71      59      43      40      38      37      35      35
                             0      890    633     558     417     351     281     220     198     184     180     169     165
                             1      753    533     471     351     297     238     185     166     154     151     142     139
                    101      2      664    468     414     306     259     209     162     146     135     133     125     122
             $100    -       3      557    390     346     256     217     176     135     122     113     110     104     102
                    200      4      497    347     308     225     192     157     119     108     101      99      93      91
                             5      432    299     266     194     165     136     102      93      87      85      81      79
                            6+      352    240     215     154     133     110      82      75      69      68      65      64
                             0      872    617     543     401     338     273     213     192     179     175     165     161
                             1      740    521     460     338     286     232     179     162     151     148     139     136
                    201      2      656    459     406     297     251     204     158     142     132     130     123     120
             $250    -       3      553    384     341     248     211     173     131     119     110     108     102     100
                    449      4      496    343     305     220     187     155     117     106      99      98      92      90
                             5      435    298     266     190     162     135     101      92      86      85      81      79
                            6+      358    242     217     153     131     110      81      74      69      68      65      64
                             0     1473   1042     905     654     548     452     361     326     305     302     284     281
                             1     1246    876     763     550     463     382     303     274     256     253     238     235
                    450      2     1113    779     679     486     410     341     269     243     228     226     212     210
             $250    -       3      930    646     566     404     342     285     221     201     189     187     177     175
                    549      4      841    581     510     361     307     257     199     181     170     168     159     157
                             5      742    509     447     314     268     227     174     158     149     148     139     138
                            6+      611    413     365     254     217     187     140     128     121     120     114     113
                             0     1586   1125     975     707     591     488     390     352     329     325     306     302
                             1     1340    944     822     594     499     412     327     295     276     272     257     254
                    550      2     1194    839     730     525     441     366     290     262     245     242     229     226
             $250    -       3      996    694     607     435     367     306     239     217     203     201     189     187
                    674      4      899    623     546     388     329     276     214     194     182     180     170     168
                             5      792    544     478     337     287     242     187     170     159     158     149     148
                            6+      650    441     390     271     232     198     150     137     130     128     121     120
                             0     1699   1207    1046     759     636     523     420     378     353     349     328     324
                             1     1433   1013     881     638     535     441     351     317     296     293     275     271
                    675      2     1277    898     781     562     472     392     311     281     263     260     245     242
             $250    -       3     1062    742     648     465     393     326     256     231     217     215     202     200
                    774      4      958    666     583     416     351     293     229     207     195     193     182     180
                             5      841    581     509     360     305     257     199     181     170     168     159     157
                            6+      688    469     413     289     247     210     159     146     137     136     129     127
                             0     2107   1488    1290     929     779     646     515     466     435     431     406     402
                             1     1783   1252    1089     781     658     547     433     391     366     362     341     337
                    775      2     1595   1115     971     693     584     488     385     348     327     323     305     302
             $500    -       3     1334    924     810     575     487     409     317     288     271     268     253     250
                    949      4     1209    833     730     516     438     370     285     259     244     241     228     226
                             5     1069    731     643     450     384     326     249     227     214     212     201     199
                            6+      884    595     527     365     313     269     201     185     174     172     164     163
                             0     5170   3714    3210    2358    1963    1596    1297    1165    1085    1070    1005     990
                             1     4327   3098    2684    1968    1642    1337    1080     972     905     893     838     826
                     950     2     3823   2732    2365    1727    1441    1179     951     856     798     788     741     730
             $500     -      3     3147   2238    1945    1418    1188     972     777     701     653     644     606     598
                    1199     4     2812   1993    1732    1257    1053     867     691     624     582     575     541     534
                             5     2438   1721    1496    1079     906     750     595     538     503     497     468     462
                            6+     1952   1366    1191     852     719     599     471     426     399     395     372     368
                             0     6402   4598    3986    2940    2452    1985    1605    1443    1341    1321    1240    1220
                             1     5362   3839    3335    2457    2053    1664    1339    1204    1120    1103    1035    1018
                  1200       2     4730   3379    2934    2151    1798    1464    1177    1059     986     972     914     900
             $500 And        3     3900   2773    2417    1770    1485    1210     964     869     809     797     750     738
                  Over       4     3480   2466    2149    1567    1314    1077     856     772     720     710     667     657
                             5     3013   2126    1854    1342    1129     930     736     665     621     613     577     569
                            6+     2412   1686    1475    1060     895     743     581     526     492     486     459     453
                       For increased limits and additional coverages see page R4




CTMCRATE 12-04                                                            R6                                                     CONNECTICUT
Cruiser Program Territory 1                                                                 Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                     Territory 1                                       Scheduled Accessory Coverage
                                                         Cruisers
          Liability       Oper.                                                          (round value to nearest $100)
           Limits         Age                             CC’s
                                    201-449   450-774    775-949    950-1199   1200+   Premium—First $1000 is $10.00
                           0-19       101       168        252        302       377
          20/40/10         20-23       54        90        135        161       202    Rate Per additional $100      $10
          Liability        24-30       30        51        76          91       114
                            31+        16        26        39          47        59    Helmet Coverage:
       Increased limits    0-19        55        92        138        166       208             $300 per helmet
          50/100/25        20-23       29        49        74          89       111
      (add to 20/40/10     24-30       17        28        42          50        63       Items must be specifically
            Rates)          31+        8         14        21          26        32    scheduled for coverage to apply.
       Increased limits    0-19       75       125        188         226      283
         100/300/50        20-23      40        67        100         122      151
      (add to 20/40/10     24-30      23        38        57          69        86
            Rates)          31+       11        20        29          35        43
                           0-19      120       200        300         360      450
          20/40
                           20-23      64       107        160         193      241
        Passenger                                                                            Road Rider Coverage
                           24-30      36        60        91          109      136
         Liability          31+       19        31        47          56        70
                           0-19      186       310        465         558      697     Premium—$5.00
          50/100           20-23      99       166        249         298      373
        Passenger          24-30      56        94        141         169      211     Includes:
         Liability          31+       29        48        72          86       108     Riding apparel (Safety clothing)
                           0-19      210       350        525         630      787        $250 per person
         100/300           20-23     112       187        281         337      421        $500 per occurrence
        Passenger                                                                      Towing and Roadside Service
                           24-30      63       106        159         190      238
         Liability          31+       33        54        81          98       122        $75 per occurrence
          Medical          1000       26        30        39          41        42




                                     Territory 1
                                                         Cruisers
                           All
                                                          CC’s
        Uninsured         Ages
                                    201-449    450-774    775-949   950-1199   1200+
        Motorists
                           20/40      39         56         81         84        90
            &
                           40/80      59         84         122       126       134
        Standard
                           50/100     69         98         142       147       157
       Underinsured
                          100/200     74         106        154       160       170
        Motorists
                          100/300     78         112        162       168       179
                          200/600     86         123        179       185       197



                                     Territory 1
                                                         Cruisers
        Uninsured          All
                                                          CC’s
         Motorists        Ages
                                    201-449    450-774    775-949   950-1199   1200+
            &
                           20/40      47         67         97        101       107
       Underinsured
                           40/80      70         101        146       151       161
         Motorists
                           50/100     82         117        170       176       188
           With
                          100/200     89         127        185       191       204
        Conversion
                          100/300     94         134        194       201       214
         Coverage
                          200/600     103        147        214       221       236




CTMCRATE 12-04                                                         C1                                    CONNECTICUT
                 Cruisers Territory 1 Package Coverage Rates
                 Annual Premium, Collision and Other than Collision Deductibles as shown
                 Liability Limits          20/40/10




         DED. CC’S
                        Cycle                                       SINGLE OPERATOR AGE
                        Age     0-18     19     20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                          0     1029    983    749    695    650    617    534    486    439     374     295     265     252     228     228    217
                          1      835    799    604    562    527    502    430    393    355     305     237     213     203     184     184    175
                 201      2      751    718    540    503    470    448    383    349    316     271     211     189     181     165     165    157
         $250     -       3      657    630    471    438    411    392    332    304    276     237     183     165     158     143     143    136
                 449      4      598    574    427    397    372    355    299    274    249     214     165     149     142     130     130    123
                          5      472    454    332    311    292    280    232    212    194     167     127     115     110     101     101     96
                         6+      413    398    288    269    253    242    198    183    167     145     109      98      94      86      86     82
                          0     1974   1890   1442   1329   1235   1172   1017    926    833     706     565     508     485     439     439    417
                          1     1589   1521   1153   1067    993    944    814    741    669     569     451     406     388     352     352    334
                 450      2     1432   1373   1036    957    892    847    728    663    599     510     403     364     348     315     315    300
         $250     -       3     1251   1201    901    834    777    738    630    575    521     443     349     315     301     274     274    260
                 599      4     1142   1097    819    757    705    671    571    520    471     402     316     286     273     249     249    236
                          5      890    856    630    585    547    522    437    400    364     313     241     219     210     192     192    182
                         6+      780    752    548    510    476    455    377    345    314     271     208     189     182     167     167    158
                          0     2091   2001   1529   1411   1311   1244   1082    985    886     751     600     540     516     466     466    443
                          1     1682   1610   1224   1132   1054   1001    866    789    711     605     480     431     413     374     374    354
                 600      2     1514   1450   1098   1015    945    897    773    704    635     540     428     386     369     335     335    318
         $250     -       3     1321   1268    953    882    823    782    669    610    552     471     370     335     320     290     290    276
                 774      4     1204   1156    865    800    747    710    605    552    499     426     335     303     290     263     263    250
                          5      937    901    665    618    577    551    463    423    384     330     256     232     221     202     202    193
                         6+      819    790    578    536    501    479    398    365    332     286     220     200     192     175     175    167
                          0     2289   2195   1660   1532   1424   1351   1164   1060    958     813     645     582     557     505     505    479
                          1     1852   1777   1333   1234   1150   1094    934    852    772     658     517     467     446     405     405    386
                 775      2     1678   1612   1202   1112   1037    986    838    766    693     591     463     420     401     365     365    347
         $500     -       3     1473   1418   1049    972    908    864    729    667    605     518     403     365     349     319     319    303
                 949      4     1352   1302    958    888    829    790    662    606    550     472     366     332     318     290     290    276
                          5     1066   1029    745    693    650    621    511    470    429     371     281     257     246     225     225    215
                         6+      944    913    653    608    571    546    444    409    374     324     245     223     215     197     197    189
                          0     3093   2964   2251   2077   1930   1832   1583   1442   1300    1102     878     792     756     685     685    650
                          1     2497   2394   1805   1670   1556   1479   1268   1156   1045     890     702     634     605     549     549    522
                  950     2     2256   2166   1625   1503   1400   1330   1136   1036    937     799     629     569     543     494     494    469
         $500      -      3     1977   1900   1416   1311   1223   1163    986    901    817     697     546     494     473     430     430    409
                 1199     4     1808   1740   1291   1195   1114   1060    894    818    742     634     495     448     430     391     391    372
                          5     1419   1366    998    928    869    830    688    632    574     495     380     345     330     302     302    288
                         6+     1251   1207    872    812    761    727    596    548    499     432     328     299     288     263     263    251
                          0     3725   3568   2709   2502   2329   2211   1910   1739   1569    1333    1058     954     911     826     826    783
                          1     3014   2887   2175   2016   1881   1789   1533   1399   1264    1080     848     764     731     663     663    630
                 1200     2     2721   2610   1957   1813   1691   1608   1371   1252   1133     967     759     685     655     596     596    566
         $500      -      3     2386   2291   1706   1582   1478   1407   1192   1089    987     846     658     596     571     519     519    494
                 1450     4     2182   2098   1553   1441   1346   1282   1079    988    896     768     597     541     518     472     472    449
                          5     1717   1654   1204   1122   1053   1006    832    764    696     601     459     417     400     366     366    348
                         6+     1512   1461   1052    980    920    880    719    663    605     524     396     361     347     318     318    304
                          0     4060   3887   2959   2732   2541   2411   2089   1902   1714    1456    1159    1043     996     903     903    856
                          1     3278   3138   2372   2197   2050   1948   1675   1527   1379    1176     927     835     798     724     724    687
              1451        2     2955   2833   2132   1973   1839   1749   1497   1366   1234    1053     828     748     715     649     649    616
         $500 And         3     2587   2483   1856   1720   1606   1528   1299   1187   1074     919     719     649     621     565     565    537
              Over        4     2362   2271   1688   1565   1460   1389   1175   1074    974     833     650     589     564     513     513    487
                          5     1850   1781   1305   1214   1137   1086    904    830    754     651     499     452     434     396     396    378
                         6+     1626   1569   1137   1058    992    947    780    717    654     565     431     391     376     345     345    328
                                   For increased limits and additional coverages see page C1




CTMCRATE 12-04                                                       C2                                                                 CONNECTICUT
       Cruisers Territory 1 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10




             DED. CC’S
                           Cycle                           MARRIED OPERATOR AGE
                           Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                             0      978    695     609     448     376     305     241     217     201     198     186    183
                             1      796    562     495     363     306     248     194     175     162     160     151    148
                    201      2      715    503     442     323     272     222     173     157     146     143     135    133
             $250    -       3      627    438     386     280     238     195     150     136     127     125     118    116
                    449      4      570    397     350     252     214     176     135     123     115     113     107    105
                             5      451    311     276     197     168     139     105      96      89      88      84     82
                            6+      395    269     239     169     145     122      90      82      77      76      72     71
                             0     1867   1329    1154     842     703     576     462     417     389     384     360    355
                             1     1507   1067     930     677     569     466     370     334     311     307     288    284
                    450      2     1357    957     835     604     507     418     332     300     280     276     261    257
             $250    -       3     1187    834     727     525     442     366     288     260     243     240     227    224
                    599      4     1083    757     661     474     400     332     262     236     221     219     206    204
                             5      847    585     514     367     312     260     201     182     171     169     160    158
                            6+      743    510     448     316     270     228     174     158     149     147     140    138
                             0     1978   1411    1225     896     749     612     491     443     412     407     382    376
                             1     1595   1132     986     721     605     494     393     354     330     326     306    301
                    600      2     1435   1015     884     642     539     443     352     318     297     293     275    271
             $250    -       3     1254    882     771     558     469     387     305     276     257     254     239    236
                    774      4     1142    800     699     503     424     351     276     250     234     231     218    215
                             5      891    618     543     389     330     274     212     193     180     178     169    166
                            6+      780    536     472     334     284     239     183     167     157     155     147    145
                             0     2166   1532    1331     964     809     667     530     479     448     442     417    411
                             1     1758   1234    1078     779     656     542     426     386     360     356     335    330
                    775      2     1592   1112     972     698     589     490     383     347     325     321     303    300
             $500    -       3     1400    972     852     609     516     431     334     303     284     281     265    262
                    949      4     1284    888     779     553     469     394     305     276     260     257     243    241
                             5     1017    693     613     431     369     313     235     215     203     200     190    188
                            6+      902    608     539     375     322     275     206     189     177     176     167    166
                             0     2927   2077    1804    1310    1097     902     721     650     607     599     564    556
                             1     2368   1670    1457    1056     889     731     578     522     488     481     453    446
                     950     2     2139   1503    1311     945     795     658     519     469     438     433     409    403
             $500     -      3     1877   1311    1147     823     695     577     451     409     383     378     357    352
                    1199     4     1717   1195    1045     745     631     527     411     372     349     346     326    322
                             5     1352    928     818     579     493     416     316     288     271     268     254    251
                            6+     1192    812     717     501     429     365     276     251     237     235     223    221
                             0     3529   2502    2178    1586    1331    1091     869     783     730     720     678    669
                             1     2863   2016    1763    1281    1080     886     698     630     588     580     546    538
                    1200     2     2583   1813    1585    1144     965     798     625     566     529     522     492    485
             $500     -      3     2268   1582    1387     997     843     700     545     494     462     456     430    424
                    1450     4     2074   1441    1264     902     765     638     495     449     421     416     393    388
                             5     1638   1122     993     703     600     505     383     348     327     323     306    302
                            6+     1443    980     868     607     522     443     333     304     286     284     270    267
                             0     3844   2732    2375    1732    1452    1189     950     856     798     787     740    729
                             1     3111   2197    1920    1398    1176     964     761     687     641     631     595    586
                  1451       2     2804   1973    1723    1247    1051     866     683     616     576     569     536    528
             $500 And        3     2458   1720    1507    1085     916     759     593     537     502     495     468    461
                  Over       4     2244   1565    1370     981     830     690     538     487     458     452     427    421
                             5     1764   1214    1072     762     649     544     415     378     354     350     332    327
                            6+     1550   1058     935     657     562     476     360     328     310     307     290    287
                       For increased limits and additional coverages see page C1




CTMCRATE 12-04                                                            C3                                                    CONNECTICUT
Cruiser Program Territory 2                                                              Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                     Territory 2                                        Scheduled Accessory Coverage
                                                        Cruisers                          (round value to nearest $100)
          Liability       Oper.
                                                         CC’s
           Limits         Age
                                    201-449 450-774     775-949    950-1199     1200+   Premium—First $1000 is $10.00
                          0-19        101     168         252        302         377
          20/40/10        20-23        54      90         135        161         202    Rate Per additional $100      $10
          Liability       24-30        30      51         76          91         114
                           31+         16      26         39          47          59    Helmet Coverage:
       Increased limits   0-19         55      92         138        166         208             $300 per helmet
          50/100/25       20-23        29      49         74          89         111
      (add to 20/40/10    24-30        17      28         42          50          63       Items must be specifically
            Rates)         31+         8       14         21          26          32    scheduled for coverage to apply.
       Increased limits   0-19        75      125        188         226         283
         100/300/50       20-23       40       67        100         122         151
      (add to 20/40/10    24-30       23       38        57          69           86
            Rates)         31+        11       20        29          35           43
                          0-19       120      200        300         360         450
          20/40
                          20-23       64      107        160         193         241
        Passenger                                                                             Road Rider Coverage
                          24-30       36       60        91          109         136
         Liability         31+        19       31        47          56           70
                          0-19       186      310        465         558         697    Premium—$5.00
          50/100          20-23       99      166        249         298         373
        Passenger         24-30       56       94        141         169         211    Includes:
         Liability         31+        29       48        72          86          108    Riding apparel (Safety clothing)
                          0-19       210      350        525         630         787       $250 per person
         100/300          20-23      112      187        281         337         421       $500 per occurrence
        Passenger                                                                       Towing and Roadside Service
                          24-30       63      106        159         190         238
         Liability         31+        33       54        81          98          122       $75 per occurrence
          Medical         1000        26       30        39          41           42




                                     Territory 2
                                                        Cruisers
                            All
                           Ages                          CC’s
         Uninsured
                                    201-449   450-774   775-949    950-1199     1200+
         Motorists
                           20/40      39         56        81         84         90
             &
                           40/80      59         84       122        126         134
         Standard
                          50/100      69         98       142        147         157
        Underinsured
                          100/200     74        106       154        160         170
         Motorists
                          100/300     78        112       162        168         179
                          200/600     86        123       179        185         197



                                     Territory 2
                                                        Cruisers
         Uninsured         All
                          Ages                           CC’s
          Motorists
                                    201-449   450-774    775-949   950-1199     1200+
             &
                           20/40       47        67         97       101         107
        Underinsured
                           40/80       70       101        146       151         161
          Motorists
                          50/100       82       117        170       176         188
            With
                          100/200      89       127        185       191         204
         Conversion
          Coverage        100/300      94       134        194       201         214
                          200/600     103       147        214       221         236




  CTMCRATE 12-04                                                           C4                                              CONNECTICUT
                 Cruisers Territory 2 Package Coverage Rates
                 Annual Premium, Collision and Other than Collision Deductibles as shown
                 Liability Limits          20/40/10




        DED. CC’S
                      Cycle                                       SINGLE OPERATOR AGE
                      Age     0-18     19     20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                        0      681    652    488    455    426    406    345    315    285     245     190     171     164     148     148    141
                        1      560    537    398    372    350    333    280    257    233     202     154     139     132     121     121    115
               201      2      506    486    358    335    314    300    251    230    209     181     137     124     119     109     109    103
        $250    -       3      449    431    314    294    277    265    219    201    184     159     120     109     104      95      95     91
               449      4      412    396    287    269    252    242    198    183    166     145     109      98      94      86      86     82
                        5      332    321    228    214    203    194    156    144    132     116      85      77      74      68      68     65
                       6+      295    285    200    189    179    172    135    125    115     102      74      67      65      60      60     57
                        0     1296   1244    935    865    805    765    655    597    539     460     363     327     313     285     285    270
                        1     1056   1014    754    700    654    623    527    482    437     374     292     264     252     230     230    218
               450      2      958    921    681    632    591    562    473    433    393     337     262     237     227     207     207    197
        $250    -       3      845    813    596    555    519    495    413    379    344     296     228     207     198     182     182    173
               599      4      776    749    545    507    475    452    375    344    314     270     207     189     181     166     166    157
                        5      619    598    427    399    376    359    292    269    246     214     161     147     141     129     129    124
                       6+      551    533    376    352    331    318    254    235    215     188     140     128     123     113     113    108
                        0     1370   1313    989    916    853    811    695    634    573     488     385     348     332     302     302    286
                        1     1114   1069    798    741    692    659    560    512    464     397     309     279     267     243     243    231
               600      2     1009    969    720    667    624    594    501    458    415     356     277     251     241     219     219    208
        $250    -       3      889    855    629    585    547    522    437    400    364     312     241     219     210     191     191    182
               774      4      815    786    575    534    500    477    397    364    330     284     219     199     191     174     174    166
                        5      648    626    449    420    394    377    308    284    259     225     170     155     148     137     137    130
                       6+      575    556    395    369    347    332    268    247    226     197     148     134     129     119     119    114
                        0     1524   1466   1088   1007    940    895    756    692    627     537     418     378     363     330     330    314
                        1     1252   1205    883    821    769    734    612    561    511     440     337     307     294     268     268    255
               775      2     1143   1102    802    745    698    666    552    507    461     399     304     277     266     243     243    231
        $500    -       3     1015    980    706    658    618    591    484    446    406     352     266     243     233     214     214    204
               949      4      939    908    649    606    568    544    442    407    373     324     243     223     214     196     196    187
                        5      761    737    516    483    456    438    349    322    297     260     191     175     168     155     155    149
                       6+      684    664    458    431    407    392    306    284    263     232     167     154     148     138     138    132
                        0     2046   1966   1468   1359   1268   1205   1024    935    846     723     567     513     491     446     446    423
                        1     1674   1609   1189   1105   1034    986    827    757    688     590     457     413     396     361     361    343
                950     2     1523   1467   1076   1000    936    893    744    682    619     533     411     372     357     326     326    311
        $500     -      3     1349   1300    946    880    825    788    651    598    544     471     359     326     313     287     287    273
               1199     4     1244   1201    867    807    757    724    593    546    497     430     327     298     286     262     262    250
                        5     1000    967    684    640    604    580    464    428    393     344     255     233     224     206     206    198
                       6+      895    868    606    568    536    515    406    376    347     304     223     205     198     182     182    174
                        0     2470   2371   1769   1640   1531   1457   1236   1129   1024     876     683     618     592     538     538    512
                        1     2025   1946   1436   1336   1251   1194   1001    917    834     718     552     500     479     437     437    416
               1200     2     1842   1773   1299   1208   1132   1081    900    826    750     647     496     451     431     395     395    376
        $500     -      3     1632   1574   1142   1064    999    955    787    724    660     571     434     395     378     347     347    331
               1450     4     1506   1453   1047    976    917    877    717    660    602     523     395     360     346     317     317    303
                        5     1214   1175    829    777    734    704    563    521    478     419     309     283     272     250     250    240
                       6+     1086   1054    733    688    651    626    492    457    420     370     270     248     239     221     221    213
                        0     2679   2571   1925   1783   1664   1584   1349   1231   1114     952     746     674     645     586     586    557
                        1     2189   2103   1559   1449   1357   1294   1090    998    904     778     601     544     521     475     475    451
             1451       2     1988   1912   1409   1309   1225   1169    978    896    815     701     540     490     469     428     428    408
        $500 And        3     1758   1693   1236   1151   1079   1031    855    784    714     617     471     428     411     375     375    357
             Over       4     1618   1560   1131   1053    988    944    777    715    651     564     428     390     374     343     343    327
                        5     1298   1255    891    835    787    755    608    561    514     449     334     305     293     270     270    258
                       6+     1158   1122    786    737    696    668    531    491    451     396     291     267     257     238     238    228
                                 For increased limits and additional coverages see page C4




CTMCRATE 12-04                                                          C5                                                              CONNECTICUT
       Cruisers Territory 2 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10




        DED. CC’S
                       Cycle                           MARRIED OPERATOR AGE
                       Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                         0      649    455     401     291     246     201     155     141     132     130     122    120
                         1      535    372     329     238     203     167     126     115     107     105     100     98
                 201     2      484    335     297     212     181     150     113     103      96      95      90     89
        $250      -      3      430    294     262     187     159     133      99      91      85      84      80     78
                 449     4      394    269     239     169     145     122      90      82      78      77      73     72
                         5      320    214     192     135     117      99      71      65      62      61      58     57
                        6+      284    189     170     116     102      88      62      57      55      54      51     51
                         0     1229    865     754     544     458     379     299     270     253     250     235    231
                         1     1004    700     615     442     373     310     241     218     205     202     190    188
                 450     2      911    632     555     396     336     280     216     197     185     182     172    170
        $250      -      3      805    555     488     346     295     247     189     173     162     160     151    149
                 599     4      739    507     446     315     269     227     173     157     148     146     139    137
                         5      592    399     355     248     213     181     135     124     116     115     110    108
                        6+      527    352     314     216     187     161     118     108     103     102      97     97
                         0     1300    916     799     579     487     401     316     286     267     264     248    245
                         1     1060    741     650     470     397     327     255     231     216     213     201    198
                 600     2      960    667     586     420     356     296     229     208     195     193     181    179
        $250      -      3      847    585     515     368     312     260     200     182     171     169     160    158
                 774     4      776    534     471     333     284     238     183     166     156     154     146    144
                         5      620    420     373     261     225     190     142     130     122     121     115    114
                        6+      550    369     328     228     196     168     124     114     108     107     102    101
                         0     1448   1007     882     631     534     445     347     314     294     291     275    272
                         1     1193    821     724     515     439     367     281     255     239     236     225    222
                 775     2     1089    745     658     464     397     335     254     231     218     215     204    202
        $500      -      3      969    658     583     409     350     298     224     204     193     191     181    178
                 949     4      897    606     537     374     322     275     205     187     176     175     166    164
                         5      730    483     433     298     259     223     162     149     141     140     134    132
                        6+      657    431     387     263     230     201     143     132     126     125     119    118
                         0     1942   1359    1188     853     720     597     468     423     397     392     370    365
                         1     1593   1105     972     694     590     491     378     343     322     318     301    297
                950      2     1450   1000     880     624     531     446     342     311     292     289     273    269
        $500     -       3     1287    880     777     549     468     395     300     273     257     254     240    237
               1199      4     1186    807     714     500     429     363     274     250     236     234     221    219
                         5      958    640     573     395     343     294     215     198     187     185     176    174
                        6+      858    568     509     348     302     262     190     174     166     164     157    155
                         0     2347   1640    1437    1034     875     725     564     512     479     472     446    440
                         1     1931   1336    1178     844     717     597     458     416     390     385     363    358
               1200      2     1756   1208    1067     758     646     541     413     376     353     349     330    326
        $500     -       3     1559   1064     943     666     570     480     362     331     311     307     291    287
               1450      4     1438    976     866     607     520     441     332     303     285     282     268    265
                         5     1165    777     696     482     418     358     261     240     227     225     214    212
                        6+     1044    688     619     423     369     319     230     213     201     199     190    188
                         0     2544   1783    1561    1126     950     786     615     557     521     514     484    478
                         1     2085   1449    1276     916     778     645     498     451     423     417     394    388
             1451        2     1894   1309    1153     823     699     584     448     408     382     378     357    352
        $500 And         3     1678   1151    1017     721     616     517     392     357     336     332     314    310
             Over        4     1543   1053     932     656     562     474     359     327     308     305     289    286
                         5     1244    835     746     519     449     383     282     258     244     241     229    227
                        6+     1110    737     660     454     394     340     248     228     216     214     204    201
                   For increased limits and additional coverages see page C4




CTMCRATE 12-04                                                            C6                                                CONNECTICUT
Harley/Harley FL Territory 1                                                                              Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages



                                       Territory 1                                              Scheduled Accessory Coverage
                                  Harley FL             Harley-Davidson—All Others
    Liability       Oper.                                                                         (round value to nearest $100)
     Limits         Age             CC’s                           CC’s
                              1300-1374   1375+      800-949    950-1210   1211-1374    1375+   Premium—First $1000 is $10.00
                    0-19         503       587         293        310         503        587
    20/40/10        20-23        269       314         157        166         269        314    Rate Per additional $100      $10
    Liability       24-30        152       177         89          94         152        177
                     31+         78        91          46          48         78          91    Helmet Coverage:
 Increased limits   0-19         277       323         162        171         277        323             $300 per helmet
    50/100/25       20-23        148       173         86          91         148        173
(add to 20/40/10    24-30        84        98          49          51         84          98       Items must be specifically
      Rates)         31+         43        50          25          27         43          50    scheduled for coverage to apply.
 Increased limits   0-19         377        440       221         233         377       440
   100/300/50       20-23        202        235       118         124         202       235
(add to 20/40/10    24-30        114        134       66          70          114       134
      Rates)         31+         59         68        34          36          59         68
                    0-19         600        700       350         370         600       700
    20/40
                    20-23        321        374       187         198         321       374
  Passenger                                                                                           Road Rider Coverage
                    24-30        181        212       106         112         181       212
   Liability         31+         93         109       54          57          93        109
                    0-19         930       1085       542         573         930       1085    Premium—$5.00
    50/100          20-23        497        580       290         307         497       580
  Passenger         24-30        281        328       164         173         281       328     Includes:
   Liability         31+         144        168       84          89          144       168     Riding apparel (Safety clothing)
                    0-19        1050       1225       612         647        1050       1225       $250 per person
   100/300          20-23        561        655       328         346         561       655        $500 per occurrence
  Passenger                                                                                     Towing and Roadside Service
                    24-30        317        370       185         196         317       370
   Liability         31+         163        190       95          100         163       190        $75 per occurrence
    Medical         1000         36         45        30          35          36         45




                                       Territory 1
                                  Harley FL             Harley-Davidson—All Others
                     All
                    Ages            CC’s                           CC’s
  Uninsured
                              1300-1374   1375+    800-949     950-1210 1211-1374      1375+
  Motorists
                     20/40       126       137        78          78       126          137
      &
  Standard           40/80       189       206       118         118       189          206
                    50/100       221       240       137         137       221          240
 Underinsured
  Motorists         100/200      239       261       149         149       239          261
                    100/300      252       274       157         157       252          274
                    200/600      277       302       172         172       277          302



                                       Territory 1
                                  Harley FL             Harley-Davidson—All Others
  Uninsured           All
                     Ages           CC’s                           CC’s
   Motorists
                              1300-1374    1375+     800-949 950-1210 1211-1374        1375+
      &
                     20/40       151        164        94       94       151            164
 Underinsured
   Motorists         40/80       226        246        141     141       226            246
                    50/100       264        287        164     164       264            287
     With
  Conversion        100/200      286        312        178     178       286            312
   Coverage         100/300      302        328        188     188       302            328
                    200/600      332        361        206     206       332            361




CTMCRATE 12-04                                                             H1                                              CONNECTICUT
                 Harley/Harley FL Territory 1 Package Coverage Rates
                 Annual Premium, Collision and Other than Collision Deductibles as shown
                 Liability Limits                20/40/10



                                                 Harley-Davidson Program
         DED. CC’S
                        Cycle                                        SINGLE OPERATOR AGE
                        Age     0-18    19      20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                          0     1985   1898   1421   1327   1247   1190   1013    927    839     724     559     501     479     436     436     414
                          1     1905   1823   1363   1273   1197   1141    970    888    805     694     535     479     460     418     418     397
                 800      2     1794   1718   1280   1194   1123   1072    907    831    754     651     500     450     430     392     392     373
         $500     -       3     1694   1623   1204   1125   1057   1009    851    780    708     612     470     423     404     369     369     350
                 949      4     1535   1473   1086   1016    956    913    766    702    638     553     422     380     364     333     333     317
                          5     1424   1368   1003    938    882    844    703    645    587     509     387     350     335     306     306     292
                         6+     1398   1344    983    918    863    826    687    630    574     497     378     342     328     299     299     286
                          0     2241   2142   1611   1504   1415   1350   1154   1054    955     823     635     569     544     494     494     469
                          1     2152   2055   1543   1443   1357   1295   1105   1010    916     790     608     544     521     474     474     450
                  950     2     2023   1935   1447   1352   1272   1213   1032    944    856     738     568     509     487     443     443     422
         $500      -      3     1907   1826   1361   1271   1195   1141    966    885    803     694     533     478     457     417     417     396
                 1210     4     1727   1654   1226   1147   1080   1032    869    796    724     627     477     429     411     375     375     356
                          5     1599   1534   1130   1057    994    950    796    730    664     575     438     394     378     345     345     329
                         6+     1567   1505   1106   1033    972    928    777    712    648     561     427     385     370     337     337     321
                          0     4173   3972   3011   2827   2668   2547   2192   2003   1813    1568    1207    1072    1025     931     931     883
                          1     4005   3812   2886   2709   2559   2442   2100   1919   1738    1505    1155    1026     982     892     892     846
                 1211     2     3748   3572   2695   2528   2387   2278   1952   1784   1617    1401    1074     956     915     831     831     789
         $500      -      3     3521   3358   2525   2368   2235   2134   1822   1667   1511    1309    1002     894     856     778     778     738
                 1374     4     3182   3038   2272   2133   2016   1927   1637   1499   1360    1181     900     803     769     699     699     665
                          5     2926   2797   2081   1953   1844   1762   1489   1365   1241    1076     819     732     702     639     639     608
                         6+     2853   2730   2026   1900   1792   1712   1444   1323   1203    1043     794     712     682     621     621     591
                          0     4906   4669   3542   3324   3137   2993   2578   2355   2133    1845    1419    1262    1206    1094    1094    1038
                          1     4707   4481   3393   3185   3008   2871   2469   2256   2043    1769    1358    1207    1154    1048    1048     995
              1375        2     4406   4198   3168   2972   2805   2678   2296   2099   1902    1647    1263    1125    1076     977     977     928
         $500 And         3     4138   3946   2968   2784   2628   2509   2144   1961   1778    1540    1179    1052    1006     914     914     868
              Over        4     3741   3570   2671   2508   2370   2264   1925   1762   1600    1389    1058     945     903     822     822     782
                          5     3439   3287   2446   2295   2167   2071   1752   1605   1458    1266     963     861     825     751     751     714
                         6+     3353   3208   2382   2232   2106   2012   1698   1556   1414    1226     934     837     802     730     730     695
                                   For increased limits and additional coverages see page H1




                                               Harley-Davidson FL Program
                        Cycle                                       SINGLE OPERATOR AGE
         DED. CC’S
                         Age 0-18       19     20     21     22     23     24     25    26-27   28-30   31-34   35-39 40-44   45-49   50-54    55+
                           0  4719     4488   3421   3207   3026   2886   2496   2279   2061    1780    1375    1220 1167     1057    1057    1003
                           1  4526     4305   3276   3073   2900   2766   2390   2182   1974    1706    1315    1168 1116     1013    1013     960
                 1300      2  4231     4028   3055   2864   2702   2578   2220   2028   1835    1586    1223    1088 1039      943     943     895
         $500      -       3  3970     3783   2860   2680   2529   2412   2072   1893   1714    1482    1140    1016 971       881     881     838
                 1374      4  3582     3415   2570   2411   2276   2174   1858   1700   1540    1335    1022     911 872       792     792     753
                           5  3287     3138   2350   2203   2078   1985   1689   1546   1402    1215     929     830 794       723     723     687
                          6+ 3203      3061   2288   2142   2018   1927   1637   1498   1359    1176     901     806 771       703     703     668
                           0  5730     5446   4156   3899   3679   3509   3040   2775   2509    2167    1674    1485 1418     1286    1286    1220
                           1  5493     5222   3981   3735   3527   3364   2911   2657   2404    2078    1602    1422 1358     1231    1231    1168
              1375         2  5132     4883   3711   3480   3284   3132   2702   2468   2234    1930    1488    1322 1264     1146    1146    1088
         $500 And          3  4813     4583   3472   3255   3070   2929   2521   2303   2085    1802    1387    1235 1181     1072    1072    1017
              Over         4  4340     4135   3119   2927   2764   2638   2260   2067   1873    1622    1243    1107 1059      962     962     914
                           5  3978     3797   2849   2672   2521   2406   2052   1878   1703    1475    1129    1008 964       877     877     833
                          6+ 3874      3702   2772   2596   2447   2335   1987   1819   1650    1427    1094     979 936       851     851     809
                                  For increased limits and additional coverages see Page H1




CTMCRATE 12-04                                                        H2                                                                 CONNECTICUT
          Harley/Harley FL Territory 1 Package Coverage Rates
          Annual Premium, Collision and Other than Collision Deductibles as shown
          Liability Limits                20/40/10


                                      Harley-Davidson Program
             DED. CC’S
                           Cycle                           MARRIED OPERATOR AGE
                           Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                             0     1897   1327    1175     861     730     594     458     414     386     379     357     349
                             1     1822   1273    1127     826     702     571     439     397     369     363     342     335
                    800      2     1716   1194    1059     771     656     536     411     373     348     342     323     316
             $500    -       3     1620   1125     997     724     616     505     386     350     327     322     304     299
                    949      4     1470   1016     902     652     557     459     348     317     296     291     275     270
                             5     1363    938     834     599     512     424     321     292     273     269     255     250
                            6+     1337    918     816     583     499     415     314     286     268     264     250     246
                             0     2144   1504    1334     982     833     674     519     469     436     427     403     394
                             1     2059   1443    1279     941     799     647     497     450     418     410     386     378
                     950     2     1935   1352    1199     878     747     607     465     422     392     385     363     356
             $500     -      3     1824   1271    1127     822     700     571     437     396     369     362     341     334
                    1210     4     1654   1147    1019     742     633     517     393     356     332     326     308     302
                             5     1531   1057     939     679     580     477     361     329     306     301     285     280
                            6+     1499   1033     917     660     564     466     353     321     300     295     279     275
                             0     4007   2827    2519    1885    1601    1273     978     883     816     796     749     730
                             1     3847   2709    2416    1806    1535    1222     937     846     782     763     718     699
                    1211     2     3599   2528    2253    1677    1426    1140     873     789     730     713     671     654
             $500     -      3     3380   2368    2110    1565    1332    1069     816     738     685     669     630     615
                    1374     4     3058   2133    1906    1408    1202     967     734     665     617     603     568     555
                             5     2810   1953    1743    1280    1093     886     671     608     565     554     522     510
                            6+     2737   1900    1693    1237    1056     860     652     591     551     540     509     498
                             0     4711   3324    2961    2217    1882    1497    1149    1038     960     936     880     857
                             1     4521   3185    2840    2124    1805    1436    1102     995     920     897     844     822
                  1375       2     4230   2972    2648    1972    1677    1340    1027     928     859     839     789     769
             $500 And        3     3972   2784    2481    1840    1566    1257     960     868     805     787     741     723
                  Over       4     3594   2508    2240    1657    1413    1137     863     782     725     709     668     652
                             5     3302   2295    2048    1505    1285    1041     788     714     665     651     614     600
                            6+     3216   2232    1989    1455    1242    1010     766     695     647     634     599     586
                       For increased limits and additional coverages see page H1




                                    Harley-Davidson FL Program
                           Cycle                           MARRIED OPERATOR AGE
             DED. CC’S
                            Age 0-19      20-21   22-23 24-25     26-27   28-30   31-34 35-39     40-44   45-49 50-54      55+
                              0  4529     3207    2854 2142       1816    1440    1112 1003        926     904 849         826
                              1  4345     3073    2735 2053       1742    1381    1065 960         887     865 813         791
                    1300      2  4059     2864    2549 1905       1617    1287     992 895         828     808 760         740
             $500     -       3  3808     2680    2385 1776       1508    1205     926 838         775     758 713         695
                    1374      4  3439     2411    2150 1597       1358    1089     832 753         697     681 641         626
                              5  3154     2203    1963 1448       1233     995     759 687         637     624 588         574
                             6+ 3070      2142    1905 1399       1191     965     737 668         620     608 573         561
                              0  5500     3899    3470 2612       2213    1751    1352 1220       1125    1097 1031       1002
                              1  5275     3735    3327 2503       2122    1680    1295 1168       1078    1051 987         960
                  1375        2  4925     3480    3097 2320       1969    1565    1204 1088       1005     981 922         898
             $500 And         3  4617     3255    2897 2162       1835    1464    1126 1017        941     919 864         842
                  Over        4  4168     2927    2610 1943       1652    1322    1010 914         845     826 778         758
                              5  3818     2672    2380 1760       1499    1206     921 833         773     756 712         695
                             6+ 3714      2596    2309 1700       1447    1169     894 809         752     737 694         679
                      For increased limits and additional coverages see Page H1




CTMCRATE 12-04                                                        H3                                                         CONNECTICUT
Harley/Harley FL Territory 2                                                                               Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages



                                       Territory 2                                              Scheduled Accessory Coverage
                                  Harley FL             Harley-Davidson—All Others
    Liability       Oper.                                                                         (round value to nearest $100)
     Limits         Age             CC’s                           CC’s
                              1300-1374   1375+      800-949    950-1210   1211-1374    1375+   Premium—First $1000 is $10.00
                    0-19         503       587         293        310         503        587
    20/40/10        20-23        269       314         157        166         269        314    Rate Per additional $100      $10
    Liability       24-30        152       177         89          94         152        177
                     31+         78        91          46          48         78          91    Helmet Coverage:
 Increased limits   0-19         277       323         162        171         277        323             $300 per helmet
    50/100/25       20-23        148       173         86          91         148        173
(add to 20/40/10    24-30        84        98          49          51         84          98       Items must be specifically
      Rates)         31+         43        50          25          27         43          50    scheduled for coverage to apply.
 Increased limits   0-19         377        440       221         233         377       440
   100/300/50       20-23        202        235       118         124         202       235
(add to 20/40/10    24-30        114        134       66          70          114       134
      Rates)         31+         59         68        34          36          59         68
                    0-19         600        700       350         370         600       700
    20/40
                    20-23        321        374       187         198         321       374
  Passenger                                                                                           Road Rider Coverage
                    24-30        181        212       106         112         181       212
   Liability         31+         93         109       54          57          93        109
                    0-19         930       1085       542         573         930       1085    Premium—$5.00
    50/100          20-23        497        580       290         307         497       580
  Passenger         24-30        281        328       164         173         281       328     Includes:
   Liability         31+         144        168       84          89          144       168     Riding apparel (Safety clothing)
                    0-19        1050       1225       612         647        1050       1225       $250 per person
   100/300          20-23        561        655       328         346         561       655        $500 per occurrence
  Passenger                                                                                     Towing and Roadside Service
                    24-30        317        370       185         196         317       370
   Liability         31+         163        190       95          100         163       190        $75 per occurrence
    Medical         1000         36         45        30          35          36         45




                                       Territory 2
                                  Harley FL             Harley-Davidson—All Others
                     All
                    Ages            CC’s                           CC’s
  Uninsured
                              1300-1374   1375+    800-949     950-1210 1211-1374      1375+
  Motorists
                     20/40       126       137        78          78       126          137
      &
  Standard           40/80       189       206       118         118       189          206
                    50/100       221       240       137         137       221          240
 Underinsured
  Motorists         100/200      239       261       149         149       239          261
                    100/300      252       274       157         157       252          274
                    200/600      277       302       172         172       277          302



                                       Territory 2
                                  Harley FL             Harley-Davidson—All Others
  Uninsured           All
                     Ages           CC’s                           CC’s
   Motorists
                              1300-1374    1375+     800-949 950-1210 1211-1374        1375+
      &
                     20/40       151        164        94       94       151            164
 Underinsured
   Motorists         40/80       226        246        141     141       226            246
                    50/100       264        287        164     164       264            287
     With
  Conversion        100/200      286        312        178     178       286            312
   Coverage         100/300      302        328        188     188       302            328
                    200/600      332        361        206     206       332            361




   CTMCRATE 12-04                                                            H4                                                    CONNECTICUT
                 Harley/Harley FL Territory 2 Package Coverage Rates
                 Annual Premium, Collision and Other than Collision Deductibles as shown
                 Liability Limits                20/40/10



                                                 Harley-Davidson Program
         DED. CC’S
                        Cycle                                        SINGLE OPERATOR AGE
                        Age     0-18     19     20     21     22     23     24     25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                          0     1350   1296    948    888    839    803    667    613    558     486     366     330     317     290     290    277
                          1     1300   1249    911    855    807    773    639    588    536     467     352     317     304     279     279    266
                 800      2     1231   1184    858    806    761    729    601    553    504     440     330     298     286     262     262    250
         $500     -       3     1169   1124    812    762    720    690    566    521    476     416     311     281     270     247     247    236
                 949      4     1069   1030    737    693    656    630    512    472    432     379     281     254     244     225     225    215
                          5     1000    964    686    645    610    586    473    437    400     352     259     236     226     209     209    199
                         6+      984    949    674    633    599    575    463    428    392     344     253     231     222     205     205    196
                          0     1518   1454   1069   1002    947    906    756    694    632     550     415     374     357     327     327    311
                          1     1461   1401   1027    964    910    871    725    667    607     529     398     358     343     314     314    299
                  950     2     1381   1325    967    908    857    821    680    625    571     497     373     336     322     295     295    282
         $500      -      3     1308   1257    913    857    810    776    640    588    537     469     351     317     304     278     278    265
                 1210     4     1195   1150    828    779    737    707    578    533    487     427     317     286     275     253     253    241
                          5     1116   1074    768    723    684    656    532    491    451     395     292     265     254     234     234    223
                         6+     1096   1056    754    709    670    643    520    480    440     386     285     259     249     229     229    218
                          0     2797   2671   1984   1867   1769   1692   1427   1309   1190    1037     783     700     670     611     611    581
                          1     2691   2571   1905   1794   1700   1627   1369   1256   1144     997     751     671     643     586     586    558
                 1211     2     2531   2421   1785   1681   1593   1524   1277   1172   1068     932     701     628     601     549     549    522
         $500      -      3     2389   2288   1679   1581   1498   1434   1196   1099   1002     875     656     588     564     515     515    491
                 1374     4     2178   2088   1520   1435   1361   1305   1080    993    908     795     592     531     510     466     466    445
                          5     2017   1937   1402   1321   1254   1202    988    910    832     730     541     487     468     429     429    410
                         6+     1972   1895   1368   1288   1221   1171    960    884    809     709     525     474     456     418     418    399
                          0     3286   3138   2332   2195   2079   1989   1678   1539   1399    1219     921     822     788     718     718    683
                          1     3162   3021   2239   2109   1998   1912   1610   1477   1344    1173     883     789     756     689     689    656
              1375        2     2974   2844   2098   1976   1871   1791   1502   1378   1255    1096     823     737     706     645     645    614
         $500 And         3     2806   2686   1972   1858   1760   1685   1407   1293   1178    1029     771     691     663     605     605    577
              Over        4     2558   2451   1787   1686   1599   1533   1270   1169   1066     935     695     624     599     549     549    522
                          5     2369   2274   1646   1552   1473   1412   1162   1070    978     857     636     573     550     503     503    481
                         6+     2316   2225   1606   1513   1434   1375   1128   1040    951     833     618     557     535     490     490    468
                                   For increased limits and additional coverages see page H4




                                               Harley-Davidson FL Program
                        Cycle                                       SINGLE OPERATOR AGE
         DED. CC’S
                         Age 0-18       19     20     21     22     23     24      25   26-27   28-30   31-34   35-39 40-44   45-49   50-54     55+
                           0  3139     2994   2239   2106   1992   1904   1617   1481   1345    1169     888     792 759       690     690      656
                           1  3017     2879   2147   2021   1913   1830   1550   1421   1291    1124     851     760 727       662     662      629
                 1300      2  2833     2706   2011   1891   1790   1712   1445   1324   1204    1049     794     709 679       618     618      588
         $500      -       3  2670     2553   1888   1776   1681   1608   1352   1240   1128     983     742     664 636       580     580      553
                 1374      4  2427     2323   1707   1608   1524   1459   1218   1119   1020     891     668     598 573       525     525      500
                           5  2243     2150   1570   1478   1400   1342   1112   1023    933     816     610     549 526       481     481      459
                          6+ 2191      2102   1531   1440   1362   1306   1080    993    906     792     592     534 512       468     468      447
                           0  3801     3624   2716   2555   2417   2310   1967   1801   1635    1421    1080     962 920       838     838      797
                           1  3653     3484   2605   2452   2322   2219   1886   1728   1569    1366    1036     922 882       804     804      764
              1375         2  3427     3273   2437   2293   2170   2075   1756   1610   1462    1273     964     860 824       751     751      714
         $500 And          3  3228     3085   2288   2152   2036   1948   1643   1506   1370    1193     902     806 772       704     704      670
              Over         4  2932     2804   2067   1947   1845   1766   1480   1359   1237    1080     812     726 696       635     635      605
                           5  2707     2593   1899   1787   1693   1622   1350   1241   1132     988     740     664 637       582     582      555
                          6+ 2642      2533   1851   1740   1646   1577   1310   1204   1098     959     718     646 619       566     566      540
                                  For increased limits and additional coverages see Page H4




CTMCRATE 12-04                                                        H5                                                                 CONNECTICUT
       Harley/Harley FL Territory 2 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10


                                        Harley-Davidson Program
           DED. CC’S
                         Cycle                           MARRIED OPERATOR AGE
                         Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                           0     1295    888     793     571     491     405     304     277     259     254     240    235
                           1     1249    855     764     550     472     390     291     266     248     244     232    227
                  800      2     1182    806     720     515     444     368     275     250     234     231     219    215
           $500    -       3     1122    762     682     485     418     349     259     236     222     219     207    204
                  949      4     1028    693     623     441     381     320     235     215     202     199     188    185
                           5      961    645     580     408     354     298     218     199     188     185     177    174
                          6+      945    633     569     398     346     293     213     196     185     182     174    171
                           0     1457   1002     895     649     556     457     342     311     291     285     270    264
                           1     1403    964     862     624     535     440     329     299     279     274     259    254
                   950     2     1326    908     812     584     502     414     309     282     263     259     245    240
           $500     -      3     1257    857     767     549     473     392     291     265     249     245     231    227
                  1210     4     1150    779     700     499     430     359     263     241     225     222     211    207
                           5     1073    723     649     460     397     334     244     223     209     206     196    193
                          6+     1053    709     636     448     387     327     239     218     205     202     192    189
                           0     2693   1867    1674    1235    1057     852     640     581     539     527     497    485
                           1     2592   1794    1611    1186    1017     821     615     558     518     507     478    466
                  1211     2     2438   1681    1509    1106     948     770     574     522     486     475     449    438
           $500     -      3     2301   1581    1420    1035     890     725     540     491     457     448     423    413
                  1374     4     2100   1435    1292     938     808     661     488     445     414     406     384    376
                           5     1945   1321    1190     857     740     610     448     410     382     375     355    348
                          6+     1900   1288    1159     830     717     594     437     399     373     366     347    340
                           0     3164   2195    1968    1452    1243    1003     753     683     633     619     584    570
                           1     3046   2109    1893    1394    1195     965     722     656     609     595     562    548
                1375       2     2864   1976    1773    1300    1115     905     676     614     571     558     528    515
           $500 And        3     2703   1858    1668    1217    1046     852     635     577     537     526     497    486
                Over       4     2466   1686    1518    1102     950     778     574     522     487     477     452    442
                           5     2284   1552    1398    1008     870     717     527     481     449     441     418    409
                          6+     2231   1513    1361     977     843     698     513     468     439     431     409    401
                     For increased limits and additional coverages see page H4




                                  Harley-Davidson FL Program
                         Cycle                           MARRIED OPERATOR AGE
           DED. CC’S
                          Age 0-19      20-21   22-23 24-25     26-27   28-30   31-34 35-39     40-44   45-49 50-54     55+
                            0  3020     2106    1884 1397       1193     957     724 656         608     593 559        545
                            1  2904     2021    1811 1340       1146     920     695 629         583     570 538        524
                  1300      2  2726     1891    1694 1247       1067     862     649 588         547     535 504        492
           $500     -       3  2568     1776    1592 1166        999     810     608 553         514     503 475        464
                  1374      4  2338     1608    1444 1055        906     737     550 500         465     455 430        420
                            5  2159     1478    1328 962         828     678     504 459         428     419 397        388
                           6+ 2107      1440    1292 931         801     660     490 447         417     409 387        380
                            0  3657     2555    2286 1699       1450    1161     879 797         738     720 678        661
                            1  3517     2452    2197 1630       1393    1117     844 764         708     691 651        634
                1375        2  3298     2293    2054 1517       1297    1045     787 714         662     647 610        595
           $500 And         3  3106     2152    1928 1418       1214     981     737 670         622     608 574        560
                Over        4  2825     1947    1748 1281       1099     893     666 605         563     550 520        508
                            5  2606     1787    1605 1167       1003     820     609 555         517     507 479        469
                           6+ 2541      1740    1560 1130        971     797     593 540         504     494 468        458
                    For increased limits and additional coverages see Page H4




CTMCRATE 12-04                                                           H6                                                   CONNECTICUT
      Tour/Sport Tour Territory 1                                                                             Liability Only
      Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                            Territory 1                                            Scheduled Accessory Coverage
                                        Tour Bike                        Sport Tour                  (round value to nearest $100)
          Liability       Oper.
                                          CC’s                             CC’s
           Limits         Age
                                    1000-1199   1200+     550-774   775-949     950-1199   1200+   Premium—First $1000 is $10.00
                          0-19         302       377        168       252         302       377
          20/40/10        20-23        161       202        90        135         161       202    Rate Per additional $100      $10
          Liability       24-30         91       114        51        76           91       114
                           31+          47       59         26        39           47        59    Helmet Coverage:
       Increased limits   0-19         166       208        92        138         166       208             $300 per helmet
          50/100/25       20-23         89       111        49        74           89       111
      (add to 20/40/10    24-30         50       63         28        42           50        63       Items must be specifically
            Rates)         31+          26       32         14        21           26        32    scheduled for coverage to apply.
       Increased limits   0-19         226       283        125       188         226       283
         100/300/50       20-23        122       151        67        100         122       151
      (add to 20/40/10    24-30         69       86         38        57           69        86
            Rates)         31+          35       43         20        29           35        43
                          0-19         360       450        200       300         360       450
          20/40
                          20-23        193       241        107       160         193       241
        Passenger                                                                                        Road Rider Coverage
                          24-30        109       136        60        91          109       136
         Liability         31+          56       70         31        47           56        70
                                                                                                   Premium—$5.00
                          0-19        558        697        310          465      558       697
          50/100          20-23       298        373        166          249      298       373
        Passenger                                                                                  Includes:
                          24-30       169        211        94           141      169       211    Riding apparel (Safety clothing)
         Liability         31+         86        108        48           72       86        108       $250 per person
                          0-19        630        787        350          525      630       787       $500 per occurrence
         100/300
                          20-23       337        421        187          281      337       421    Towing and Roadside Service
        Passenger         24-30       190        238        106          159      190       238
         Liability                                                                                    $75 per occurrence
                           31+         98        122        54           81       98        122
          Medical         1000         41        42         30           39       41         42



                                            Territory 1
                                        Tour Bike                        Sport Tour
                           All
                          Ages            CC’s                             CC’s
         Uninsured
                                    1000-1199   1200+     550-774   775-949    950-1199    1200+
         Motorists
                           20/40       84         90         56        81         84        90
             &
         Standard          40/80       126       134         84       122        126        134
                          50/100       147       157         98       142        147        157
        Underinsured
                          100/200      160       170        106       154        160        170
         Motorists
                          100/300      168       179        112       162        168        179
                          200/600      185       197        123       179        185        197



                                            Territory 1
                                         Tour Bike                       Sport Tour
         Uninsured          All
                           Ages            CC’s                            CC’s
          Motorists
                                    1000-1199   1200+     550-774   775-949    950-1199    1200+
             &
                           20/40       101       107         67        97        101        107
        Underinsured
          Motorists        40/80       151       161        101       146        151        161
                          50/100       176       188        117       170        176        188
            With
                          100/200      191       204        127       185        191        204
         Conversion
          Coverage        100/300      201       214        134       194        201        214
                          200/600      221       236        147       214        221        236




CTMCRATE 12-04                                                      T1                                                 CONNECTICUT
                         Tour/Sport Tour Territory 1 Package Coverage Rates
                         Annual Premium, Collision and Other than Collision Deductibles as shown
                         Liability Limits                20/40/10


                                                        Tour Bike Program
         DED. CC’S
                        Cycle                                       SINGLE OPERATOR AGE
                        Age 0-18        19      20     21     22     23     24      25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                          0   3195     3060   2327   2148   1997   1895   1640    1492   1346    1141     909     819     782     709     709     673
                          1   2578     2470   1865   1726   1609   1529   1314    1197   1081     922     727     656     627     569     569     540
                 1000     2   2327     2233   1678   1552   1447   1375   1175    1072    969     826     651     588     562     511     511     485
         $500      -      3   2038     1957   1461   1353   1263   1201   1020     931    844     721     564     511     488     444     444     422
                 1199     4   1863     1791   1331   1232   1149   1094    924     844    766     655     511     464     444     403     403     384
                          5   1459     1406   1028    956    896    855    710     652    593     511     392     355     341     312     312     297
                         6+ 1284       1239    898    835    783    748    615     565    515     444     338     308     296     271     271     259
                          0   3725     3568   2709   2502   2329   2211   1910    1739   1569    1333    1058     954     911     826     826     783
                          1   3014     2887   2175   2016   1881   1789   1533    1399   1264    1080     848     764     731     663     663     630
                 1200     2   2721     2610   1957   1813   1691   1608   1371    1252   1133     967     759     685     655     596     596     566
         $500      -      3   2386     2291   1706   1582   1478   1407   1192    1089    987     846     658     596     571     519     519     494
                 1374     4   2182     2098   1553   1441   1346   1282   1079     988    896     768     597     541     518     472     472     449
                          5   1717     1654   1204   1122   1053   1006    832     764    696     601     459     417     400     366     366     348
                         6+ 1512       1461   1052    980    920    880    719     663    605     524     396     361     347     318     318     304
                          0   5423     5197   3981   3655   3382   3202   2794    2539   2282    1922    1553    1402    1338    1210    1210    1146
                          1   4331     4151   3163   2911   2700   2559   2220    2020   1819    1538    1233    1112    1062     962     962     912
              1375        2   3910     3751   2847   2619   2428   2302   1990    1811   1632    1379    1105     999     955     864     864     820
         $500 And         3   3405     3269   2469   2274   2110   2002   1723    1569   1415    1199     955     864     826     749     749     711
              Over        4   3110     2989   2248   2070   1921   1822   1561    1423   1285    1088     866     786     751     682     682     647
                          5   2396     2305   1713   1584   1474   1402   1186    1084    982     837     657     597     571     520     520     494
                         6+ 2100       2025   1493   1379   1285   1223   1025     938    851     727     567     517     495     452     452     429
                                  For increased limits and additional coverages see page T1


                                                        Sport Tour Program
         DED. CC’S
                        Cycle                                       SINGLE OPERATOR AGE
                         Age    0-18    19     20      21     22     23      24     25   26-27   28-30   31-34   35-39 40-44     45-49   50-54    55+
                           0    3805   3641   2814   2579   2383   2254    1984   1799   1615    1355    1104     995 948         856     856     810
                           1    3019   2888   2224   2043   1892   1790    1570   1425   1280    1078     873     786 750         677     677     641
                 550       2    2714   2600   1996   1832   1695   1604    1403   1274   1146     964     780     704 671         607     607     574
         $250     -        3    2350   2252   1724   1583   1465   1388    1210   1100    988     833     673     607 579         524     524     497
                 774       4    2136   2049   1564   1436   1328   1257    1094    994    894     753     609     549 525         475     475     450
                           5    1622   1557   1178   1085   1007    955     824    749    676     572     457     414 395         358     358     340
                          6+    1409   1354   1020    938    869    824     708    644    581     492     393     356 340         309     309     293
                           0    4816   4617   3554   3251   2996   2832    2486   2255   2024    1695    1384    1251 1193       1078    1078    1020
                           1    3818   3660   2805   2571   2375   2247    1963   1783   1602    1346    1092     986 942         851     851     806
                 775       2    3447   3308   2528   2316   2138   2023    1762   1601   1439    1209     980     887 847         766     766     726
         $500     -        3    2990   2871   2185   2004   1852   1753    1522   1383   1245    1047     846     766 732         662     662     627
                 949       4    2730   2623   1991   1824   1685   1596    1381   1257   1131     952     768     697 665         603     603     572
                           5    2077   1997   1502   1381   1279   1213    1040    947    855     724     576     524 501         454     454     432
                          6+    1817   1749   1307   1201   1114   1056     899    820    742     628     499     454 434         395     395     375
                           0    6213   5962   4590   4189   3853   3638    3194   2896   2597    2168    1781    1613 1538       1390    1390    1314
                           1    4907   4709   3612   3302   3042   2875    2513   2281   2048    1715    1400    1268 1210       1094    1094    1035
                  950      2    4440   4263   3262   2981   2745   2595    2263   2054   1845    1546    1260    1143 1091        986     986     935
         $500      -       3    3848   3698   2819   2578   2376   2248    1952   1773   1594    1338    1087     986 942         853     853     807
                 1199      4    3519   3384   2572   2352   2167   2050    1776   1614   1452    1218     989     899 858         777     777     737
                           5    2667   2566   1933   1772   1638   1552    1332   1213   1094     922     740     674 643         584     584     554
                          6+    2337   2252   1687   1547   1429   1355    1156   1053    951     802     643     586 560         508     508     483
                           0    7650   7346   5653   5152   4733   4468    3922   3555   3189    2658    2187    1984 1893       1709    1709    1617
                           1    6037   5797   4442   4056   3733   3527    3082   2797   2511    2100    1717    1557 1486       1343    1343    1273
                 1200      2    5469   5255   4018   3667   3374   3188    2779   2523   2266    1895    1549    1406 1342       1214    1214    1150
                 And
         $500              3    4741   4558   3472   3172   2920   2761    2399   2179   1958    1641    1336    1214 1159       1049    1049     994
                 Over
                           4    4341   4176   3173   2898   2668   2523    2185   1986   1786    1496    1218    1108 1058        958     958     908
                           5    3287   3165   2382   2181   2015   1909    1637   1490   1343    1131     910     829 792         719     719     682
                          6+    2886   2783   2082   1908   1762   1670    1424   1298   1172     988     791     722 690         627     627     596
                                  For increased limits and additional coverages see Page T1




CTMCRATE 12-04                                                        T2                                                                  CONNECTICUT
          Tour/Sport Tour Territory 1 Package Coverage Rates
          Annual Premium, Collision and Other than Collision Deductibles as shown
          Liability Limits                20/40/10



                                                  Tour Bike Program
                 DED. CC’S
                               Cycle                           MARRIED OPERATOR AGE
                                Age    0-19   20-21   22-23 24-25     26-27   28-30   31-34 35-39     40-44   45-49 50-54     55+
                                  0    3023   2148    1866 1358       1137     933     746 673         627     619 582        574
                                  1    2446   1726    1507 1094        920     756     598 540         504     497 468        461
                        1000      2    2207   1552    1355 977         823     680     536 485         454     448 422        416
                 $500     -       3    1935   1353    1184 851         719     596     466 422         395     390 369        364
                        1199      4    1769   1232    1078 770         651     543     423 384         360     356 336        332
                                  5    1390    956     843 597         510     428     327 297         279     276 261        258
                                 6+    1224    835     738 517         442     375     283 259         244     241 229        226
                                  0    3529   2502    2178 1586       1331    1091     869 783         730     720 678        669
                                  1    2863   2016    1763 1281       1080     886     698 630         588     580 546        538
                        1200      2    2583   1813    1585 1144        965     798     625 566         529     522 492        485
                 $500     -       3    2268   1582    1387 997         843     700     545 494         462     456 430        424
                        1374      4    2074   1441    1264 902         765     638     495 449         421     416 393        388
                                  5    1638   1122     993 703         600     505     383 348         327     323 306        302
                                 6+    1443    980     868 607         522     443     333 304         286     284 270        267
                                  0    5109   3655    3149 2288       1905    1567    1274 1146       1070    1059 995        983
                                  1    4089   2911    2519 1828       1527    1258    1013 912         852     842 792        782
                      1375        2    3690   2619    2266 1636       1368    1131     909 820         767     759 715        707
                 $500 And         3    3217   2274    1970 1419       1188     986     788 711         666     659 621        614
                      Over        4    2937   2070    1793 1285       1077     898     716 647         607     601 566        561
                                  5    2270   1584    1381 984         830     696     545 494         464     459 433        429
                                 6+    1991   1379    1204 850         719     608     473 429         404     401 379        376
                           For increased limits and additional coverages see Page T1


                                                  Sport Tour Program
                 DED. CC’S
                               Cycle                           MARRIED OPERATOR AGE
                               Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                                 0     3579   2579    2216    1619    1343    1099     902     810     756     747     701     692
                                 1     2845   2043    1761    1287    1071     875     714     641     598     590     554     547
                        550      2     2556   1832    1577    1148     955     784     639     574     536     531     499     493
                 $250    -       3     2214   1583    1365     992     826     679     552     497     464     459     430     425
                        774      4     2012   1436    1237     895     746     616     500     450     421     417     391     387
                                 5     1532   1085     940     678     567     470     377     340     318     315     296     293
                                6+     1330    938     811     581     487     406     325     293     275     273     256     254
                                 0     4522   3251    2783    2018    1672    1380    1135    1020     954     945     887     879
                                 1     3591   2571    2209    1601    1330    1098     897     806     754     747     702     694
                        775      2     3241   2316    1989    1435    1193     989     807     726     680     674     633     627
                 $500    -       3     2814   2004    1724    1241    1033     859     697     627     588     583     548     543
                        949      4     2568   1824    1569    1126     938     782     634     572     536     532     500     496
                                 5     1959   1381    1193     853     714     598     478     432     405     401     378     375
                                6+     1714   1201    1039     738     619     521     414     375     353     350     331     328
                                 0     5820   4189    3572    2578    2130    1768    1464    1314    1231    1222    1147    1138
                                 1     4605   3302    2825    2037    1689    1401    1152    1035     970     962     904     896
                         950     2     4165   2981    2549    1831    1519    1265    1039     935     876     870     817     811
                 $500     -      3     3613   2578    2208    1583    1315    1098     897     807     757     752     707     702
                        1199     4     3303   2352    2014    1439    1196    1002     818     737     692     687     646     642
                                 5     2510   1772    1526    1085     906     762     613     554     521     517     488     484
                                6+     2199   1547    1332     942     787     666     534     483     454     451     426     423
                                 0     7160   5152    4386    3156    2606    2170    1801    1617    1515    1505    1414    1405
                                 1     5659   4056    3464    2490    2062    1717    1415    1273    1193    1185    1113    1105
                      1200       2     5125   3667    3131    2243    1858    1553    1278    1150    1079    1072    1008    1001
                 $500 And        3     4447   3172    2712    1939    1609    1347    1104     994     933     927     872     866
                      Over       4     4071   2898    2478    1765    1466    1232    1008     908     853     848     798     793
                                 5     3091   2181    1876    1331    1111     937     756     682     641     637     601     597
                                6+     2714   1908    1641    1157     968     821     659     596     561     559     527     524
                           For increased limits and additional coverages see page T1




CTMCRATE 12-04                                                           T3                                                          CONNECTICUT
Tour/Sport Tour Territory 2                                                                   Liability Only
Liability, Uninsured/Underinsured Motorist, Medical, Accessory, and Road Rider Coverages




                                      Territory 2                                              Scheduled Accessory Coverage
                                  Tour Bike                       Sport Tour                     (round value to nearest $100)
    Liability       Oper.
                                    CC’s                            CC’s
     Limits         Age
                              1000-1199   1200+     550-774    775-949    950-1199    1200+   Premium—First $1000 is $10.00
                    0-19         302       377        168        252        302        377
    20/40/10        20-23        161       202        90         135        161        202    Rate Per additional $100      $10
    Liability       24-30         91       114        51         76          91        114
                     31+          47       59         26         39          47         59    Helmet Coverage:
 Increased limits   0-19         166       208        92         138        166        208             $300 per helmet
    50/100/25       20-23         89       111        49         74          89        111
(add to 20/40/10    24-30         50       63         28         42          50         63        Items must be specifically
      Rates)         31+          26       32         14         21          26         32     scheduled for coverage to apply.
 Increased limits   0-19         226       283        125        188        226        283
   100/300/50       20-23        122       151        67         100        122        151
(add to 20/40/10    24-30         69       86         38         57          69         86
      Rates)         31+          35       43         20         29          35         43
                    0-19         360       450        200        300        360        450
    20/40
                    20-23        193       241        107        160        193        241
  Passenger                                                                                         Road Rider Coverage
                    24-30        109       136        60         91         109        136
   Liability         31+          56       70         31         47          56         70
                                                                                              Premium—$5.00
                    0-19        558        697        310        465         558       697
    50/100          20-23       298        373        166        249         298       373
  Passenger                                                                                   Includes:
                    24-30       169        211        94         141         169       211
   Liability                                                                                  Riding apparel (Safety clothing)
                     31+         86        108        48         72          86        108
                                                                                                 $250 per person
                    0-19        630        787        350        525         630       787       $500 per occurrence
   100/300
                    20-23       337        421        187        281         337       421    Towing and Roadside Service
  Passenger         24-30       190        238        106        159         190       238
   Liability                                                                                     $75 per occurrence
                     31+         98        122        54         81          98        122
    Medical         1000         41        42         30         39          41         42



                                      Territory 2
                                  Tour Bike                       Sport Tour
                     All
                    Ages            CC’s                            CC’s
  Uninsured
                              1000-1199   1200+     550-774   775-949    950-1199    1200+
  Motorists
                     20/40       84         90         56        81         84        90
      &
  Standard           40/80       126       134         84       122        126        134
                    50/100       147       157         98       142        147        157
 Underinsured
                    100/200      160       170        106       154        160        170
  Motorists
                    100/300      168       179        112       162        168        179
                    200/600      185       197        123       179        185        197



                                      Territory 2
                                  Tour Bike                      Sport Tour
  Uninsured           All
                     Ages           CC’s                           CC’s
   Motorists
                              1000-1199   1200+     550-774   775-949    950-1199    1200+
      &
                     20/40       101       107         67        97        101        107
 Underinsured
   Motorists         40/80       151       161        101       146        151        161
                    50/100       176       188        117       170        176        188
     With
                    100/200      191       204        127       185        191        204
  Conversion
   Coverage         100/300      201       214        134       194        201        214
                    200/600      221       236        147       214        221        236




    CTMCRATE 12-04                                                          T4                                              CONNECTICUT
                 Tour/Sport Tour 2 Package Coverage Rates
                 Annual Premium, Collision and Other than Collision Deductibles as shown
                 Liability Limits                20/40/10



                                                        Tour Bike Program
         DED. CC’S
                        Cycle                                       SINGLE OPERATOR AGE
                        Age 0-18         19     20     21     22     23     24      25   26-27   28-30   31-34   35-39   40-44   45-49   50-54    55+
                          0   2110     2026   1515   1403   1309   1245   1058     967    875     747     585     530     507     461     461     438
                          1   1725     1658   1226   1140   1067   1017    855     783    711     610     472     427     409     373     373     355
                 1000     2   1568     1509   1109   1031    965    920    768     704    640     550     424     385     368     336     336     321
         $500      -      3   1387     1336    974    907    850    812    672     616    561     485     370     336     323     295     295     281
                 1199     4   1278     1233    892    831    779    745    611     562    513     444     337     308     295     270     270     257
                          5   1025      992    703    658    621    595    478     442    404     353     263     240     231     213     213     204
                         6+    916      888    622    583    550    528    418     387    356     312     229     210     203     188     188     179
                          0   2470     2371   1769   1640   1531   1457   1236    1129   1024     876     683     618     592     538     538     512
                          1   2025     1946   1436   1336   1251   1194   1001     917    834     718     552     500     479     437     437     416
                 1200     2   1842     1773   1299   1208   1132   1081    900     826    750     647     496     451     431     395     395     376
         $500      -      3   1632     1574   1142   1064    999    955    787     724    660     571     434     395     378     347     347     331
                 1374     4   1506     1453   1047    976    917    877    717     660    602     523     395     360     346     317     317     303
                          5   1214     1175    829    777    734    704    563     521    478     419     309     283     272     250     250     240
                         6+ 1086       1054    733    688    651    626    492     457    420     370     270     248     239     221     221     213
                          0   3531     3390   2564   2360   2190   2077   1789    1629   1469    1244     992     898     858     779     779     738
                          1   2849     2736   2052   1895   1763   1676   1431    1305   1179    1004     792     718     686     623     623     592
              1375        2   2585     2485   1855   1713   1593   1514   1287    1174   1063     905     713     647     619     562     562     534
         $500 And         3   2269     2184   1620   1497   1395   1327   1119    1023    927     792     619     562     539     490     490     467
              Over        4   2085     2009   1481   1370   1276   1215   1019     932    846     723     564     513     492     448     448     427
                          5   1639     1582   1147   1066    997    952    784     720    656     566     433     395     379     347     347     330
                         6+ 1454       1407   1009    938    878    840    683     629    575     497     376     345     332     304     304     291
                                  For increased limits and additional coverages see page T4


                                                        Sport Tour Program
         DED. CC’S
                        Cycle                                       SINGLE OPERATOR AGE
                         Age    0-18     19     20     21     22     23      24     25   26-27   28-30   31-34   35-39 40-44     45-49   50-54    55+
                           0    2441   2339   1792   1646   1523   1442    1259   1144   1028     866     700     632 603         545     545     517
                           1    1950   1868   1424   1310   1216   1152    1000    910    819     693     555     501 479         433     433     411
                 550       2    1759   1687   1281   1178   1093   1036     895    816    735     621     497     449 430         389     389     369
         $250     -        3    1531   1470   1111   1023    949    901     775    706    636     540     430     389 372         338     338     320
                 774       4    1398   1343   1011    931    863    820     702    640    578     490     390     353 338         307     307     291
                           5    1077   1036    770    712    663    630     533    487    441     376     295     268 257         233     233     222
                          6+     943    909    671    619    577    548     460    421    382     326     255     233 223         203     203     193
                           0    3104   2980   2271   2082   1923   1821    1582   1438   1293    1088     879     797 760         688     688     652
                           1    2480   2381   1804   1657   1534   1454    1255   1143   1030     870     697     631 603         547     547     518
                 775       2    2248   2161   1630   1497   1387   1314    1130   1029    928     785     628     569 544         493     493     468
         $500     -        3    1963   1889   1416   1303   1208   1145     979    893    806     683     543     493 472         428     428     407
                 949       4    1800   1734   1295   1191   1103   1048     892    814    736     623     495     450 430         392     392     372
                           5    1392   1343    989    913    850    808     678    621    563     481     375     342 327         299     299     285
                          6+    1230   1187    867    802    746    711     591    541    492     421     327     298 286         261     261     249
                           0    3996   3840   2929   2679   2469   2334    2030   1844   1657    1389    1130    1026 979         886     886     839
                           1    3180   3056   2318   2124   1962   1858    1605   1460   1315    1106     892     810 774         701     701     665
                  950      2    2888   2778   2099   1924   1777   1683    1449   1318   1188    1000     805     732 699         634     634     602
         $500      -       3    2519   2424   1823   1672   1546   1466    1255   1143   1031     870     697     634 607         551     551     522
                 1199      4    2312   2228   1668   1530   1415   1343    1144   1043    942     795     635     579 554         503     503     478
                           5    1779   1716   1269   1168   1084   1031     867    792    718     611     480     438 420         382     382     364
                          6+    1574   1521   1115   1028    954    907     757    693    628     535     419     384 367         336     336     319
                           0    4923   4733   3609   3296   3034   2868    2494   2264   2036    1704    1389    1262 1205       1090    1090    1033
                           1    3915   3764   2852   2611   2408   2280    1970   1791   1613    1356    1095     995 951         862     862     817
              1200         2    3559   3426   2587   2367   2184   2069    1780   1620   1459    1227     990     901 861         781     781     741
         $500 And          3    3104   2990   2246   2058   1901   1802    1541   1405   1267    1068     857     781 746         678     678     643
              Over         4    2855   2752   2059   1887   1743   1653    1409   1284   1159     978     783     714 683         621     621     590
                           5    2196   2119   1565   1439   1335   1268    1066    974    883     750     591     540 517         471     471     449
                          6+    1945   1880   1377   1268   1177   1120     932    854    774     660     516     474 454         414     414     395
                                  For increased limits and additional coverages see Page T4




CTMCRATE 12-04                                                        T5                                                                  CONNECTICUT
       Tour/Sport Tour Territory 2 Package Coverage Rates
       Annual Premium, Collision and Other than Collision Deductibles as shown
       Liability Limits                20/40/10


                                            Tour Bike Program
           DED. CC’S
                         Cycle                           MARRIED OPERATOR AGE
                          Age    0-19   20-21   22-23 24-25     26-27   28-30   31-34 35-39     40-44   45-49 50-54     55+
                            0    2003   1403    1227 882         745     618     484 438         409     404 381        376
                            1    1642   1140    1003 718         609     507     391 355         332     328 310        306
                  1000      2    1493   1031     908 645         549     460     353 321         301     297 281        278
           $500     -       3    1322    907     801 565         483     407     309 281         265     262 248        245
                  1199      4    1219    831     735 516         441     373     282 257         242     240 228        226
                            5     983    658     588 408         352     301     222 204         192     190 181        178
                           6+     878    583     522 357         311     269     195 179         170     168 161        159
                            0    2347   1640    1437 1034        875     725     564 512         479     472 446        440
                            1    1931   1336    1178 844         717     597     458 416         390     385 363        358
                  1200      2    1756   1208    1067 758         646     541     413 376         353     349 330        326
           $500     -       3    1559   1064     943 666         570     480     362 331         311     307 291        287
                  1374      4    1438    976     866 607         520     441     332 303         285     282 268        265
                            5    1165    777     696 482         418     358     261 240         227     225 214        212
                           6+    1044    688     619 423         369     319     230 213         201     199 190        188
                            0    3335   2360    2044 1473       1234    1023     819 738         691     684 644        637
                            1    2698   1895    1650 1185        997     828     655 592         555     548 517        511
                1375        2    2447   1713    1491 1065        897     750     591 534         501     496 468        463
           $500 And         3    2151   1497    1307 929         785     659     515 467         438     434 410        405
                Over        4    1977   1370    1197 846         716     604     470 427         401     398 376        373
                            5    1560   1066     939 658         561     477     363 330         312     309 293        290
                           6+    1385    938     828 574         493     423     318 291         275     272 259        257
                    For increased limits and additional coverages see Page T4




                                           Sport Tour Program
           DED. CC’S
                         Cycle                           MARRIED OPERATOR AGE
                         Age     0-19   20-21   22-23   24-25   26-27   28-30   31-34   35-39   40-44   45-49   50-54   55+
                           0     2300   1646    1419    1031     858     705     574     517     482     477     448    443
                           1     1841   1310    1134     824     687     566     456     411     384     379     356    351
                  550      2     1660   1178    1019     736     616     509     410     369     345     341     321    318
           $250    -       3     1446   1023     887     638     535     443     355     320     300     297     280    276
                  774      4     1320    931     807     578     485     403     323     291     273     270     255    252
                           5     1021    712     621     443     373     312     245     222     208     206     195    193
                          6+      894    619     540     382     323     273     212     193     182     180     170    168
                           0     2920   2082    1790    1289    1073     892     725     652     611     606     569    564
                           1     2338   1657    1431    1030     860     715     575     518     486     481     453    448
                  775      2     2120   1497    1293     926     774     646     519     468     439     435     410    406
           $500    -       3     1853   1303    1127     804     674     565     451     407     382     378     357    354
                  949      4     1699   1191    1031     732     615     517     410     372     350     347     327    324
                           5     1319    913     796     562     475     402     313     285     267     265     251    249
                          6+     1165    802     700     489     415     354     274     249     235     234     221    219
                           0     3751   2679    2293    1645    1365    1140     933     839     787     781     734    729
                           1     2991   2124    1827    1308    1090     910     737     665     624     619     582    577
                   950     2     2716   1924    1654    1179     983     825     667     602     565     561     528    524
           $500     -      3     2372   1672    1441    1023     856     720     578     522     491     488     460    456
                  1199     4     2177   1530    1320     934     782     660     528     478     450     447     421    418
                           5     1681   1168    1015     712     601     510     401     364     343     341     322    319
                          6+     1488   1028     893     623     526     451     352     319     302     300     284    283
                           0     4616   3296    2817    2016    1672    1399    1147    1033     970     963     906    900
                           1     3678   2611    2241    1599    1331    1117     907     817     768     763     717    712
                1200
                           2     3345   2367    2033    1445    1204    1013     821     741     696     692     652    648
                And
           $500            3     2920   2058    1771    1254    1048     885     712     643     606     602     567    563
                Over
                           4     2686   1887    1625    1147     959     812     652     590     555     552     521    518
                           5     2073   1439    1248     874     737     628     494     449     423     421     398    396
                          6+     1838   1268    1102     766     648     556     434     395     373     371     351    349
                     For increased limits and additional coverages see page T4




CTMCRATE 12-04                                                           T6                                                   CONNECTICUT
     Sport Territory 1 & 2                                                                                          Liability Only
     Liability, Uninsured/Underinsured Motorist, and Medical Coverages available at minimum
     limits only.




                                                             Territory 1 & 2
                                                                                      Regular
             Liability          Oper.
                                                                                       CC’s
              Limits            Age
                                            0-149        150-449     450-549     550-674     675-849     850-949     950-1049    1050+
                                 0-19        101           168         168         335         335         419         436        453
             20/40/10           20-23        54            90           90         179         179         224         233        242
             Liability          24-30        30            51           51         101         101         127         132        137
                                 31+         16            26           26          52          52          65          68         70
                                 0-19        120           200         200         400         400         500         520        540
              20/40
                                20-23        64            107         107         214         214         267         278        289
            Passenger           24-30        36            60           60         121         121         151         157        163
             Liability           31+         19            31           31          62          62          78          81         84
             Medical            1000         18            38           38          50          50          56          48         48




                                                               Territory 1 & 2
                  Uninsured                                                              Regular
                                     All
                  Motorists                                                               CC’s
                                    Ages
                      &                        0-149       150-449     450-549   550-674     675-849    850-949    950-1049     1050+
                  Standard
                 Underinsured       20/40       34            56         56         68         68         82         98         104
                  Motorists



                                                                   Territory 1 & 2
                  Uninsured                                                               Regular
                                     All
                   Motorists                                                               CC’s
                                    Ages
                      &                        0-149        150-449    450-549    550-674     675-849   850-949    950-1049     1050+
                 Underinsured
                   Motorists
                     With           20/40           40         67         67         81            81      98         117        124
                  Conversion
                   Coverage




                 PACKAGE COVERAGE, INCREASED LIMITS AND ADDITIONAL COVERAGES
                                      ARE NOT AVAILABLE.




CTMCRATE 12-04                                                            S1                                                             CONNECTICUT

				
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