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Citibank Credit Card Promotion Terms and Conditions these Terms


									Citibank Credit Card Promotion
Terms and Conditions ("these Terms and Conditions")

Promotion Period
1. This promotion organized by Citibank Berhad (Co. No. 297089-M) ("Citibank
                                    Promotion") shall run from 1st June 2011 to 31st July 2011 (both
   dates inclusive) ("Promotion Period").

2. Subject to Clause 3 hereunder, the Promotion is open to any individual who is a resident of Malaysia
   ("Applicant") who, during the Promotion Period, applies for any one or more of the following principal
   Citibank credit cards:
    (a) Citibank Platinum Credit Card;
   (b) Citibank Cash Back Platinum Card;
   (c) Citibank Gold Credit Card;
   (d) Citibank Clear Credit Card;
   (e) Shell Citibank Credit Card;
   (f) Giant Citibank Credit Card;
   (g) Air-Asia Citibank Credit Card;
   (h) Citibank PremierMiles Credit Card;
   (i) CitiBusiness Credit Card ; and
   (j) Citibank Choice Credit Card.

3. The following persons shall not be eligible to participate in the Promotion:
       companies and their respective immediate family members;
   (b) An Applicant who had cancelled his/her Citibank Credit Card(s) within three (3) months before the
       date of application and is applying or re-applying for any Citibank Credit Card under the Promotion;
   (c) All applicants for supplementary Citibank credit cards;
   (d) Present holders of any Citibank credit card(s) whether issued in Malaysia or otherwise (whether
       such holders have received the same or similar reward(s) offered by any Citibank credit card(s) or

The Promotion
4. SUBJECT to these Terms and Conditions, an Applicant whose application is successfully approved by

   is as hereinafter defined and shall be referred to as the            ) provided that the physical
   completed credit card application form is submitted, together with such clear and readable supporting
   documents as may be requested by Citibank (i) by mail to Citibank Berhad, Internet Card Sales Unit,
   Level 35, Menara Citibank, 165 J
   fax number: 03-2383 9084; or (iii) in person at any Citibank booth set up for the Promotion at any one
   or more locations in Malaysia. All the aforesaid documents must be physically received by Citibank not
   later than 31st July 2011.

5. For the avoidance of doubt, "successfully approved" means that the Applicant's credit card application
   has actually been approved by Citibank and a Citibank Credit Card is being or has been issued to the
   Applicant. Conditional approvals of credit card applications which may be received by an Applicant
   from Citibank are not deemed to be successfully approved credit card applications.

6. Citibank reserves the right at its absolute discretion to approve or reject any application and/or the
   supporting documents as requested by Citibank. For the avoidance of doubt, Citibank reserves the
   right at its absolute discretion to determine if the supporting documents are sufficiently clear for
   purposes of the approval.

7. An Applicant may verify and confirm the relevant card approval status by contacting Citiphone at the
   following telephone numbers: 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang), and 07-268

8. Any Applicant whose application is received after 31st July 2011 or successfully approved after 31st
   August 2011 by Citibank shall not be eligible to receive any Cash Back.

The Cash Backs
9.                  Successful Applicants
   (a) whose Citibank Credit Card applications are successfully approved on or before 31st August 2011;
   (b) who each makes any purchase for any amount by swiping the said successfully approved Citibank
                                                                          Qualifying Period
                                RM50 Cash Back

10. The following terms and conditions apply to the Cash Back:
    (a) The Cash Back awarded to a Successful Applicant will be reflected in his/her monthly credit card
        statement within 4 months after the end of the Qualifying Period.
   (b) If there is any dispute or non-receipt of the Cash Back, the Successful Applicant is required to
       contact Citiphone by 31st March 2012 at the latest to request an inquiry. No request for any
       inquiry will be entertained after 31st March 2012.
   (c) The Citibank credit card account(s) of the Successful Applicant must be in good standing during
       the Promotion and Qualifying Period in order to be entitled to receive the Cash Back.
   (d) Each Successful Applicant is only entitled to receive the Cash Back ONCE regardless of the
       number of Citibank Credit Cards applied for and approved under the Promotion.
   (e) The Cash Back earned is not exchangeable for cash, credit or in kind, in part or in full.
   (f) The Successful Applicant is not allowed to transfer or sell his/her right to the Cash Back to any
       other person.

11. Citibank reserves the right to disqualify an Applicant/ Successful Applicant (as the case may be) from
    participating in the Promotion and/or from receiving or using the Cash Back or cancel the Cash Back
    earned by any Successful Applicant:
   (a) where the minimum payment under any of his/her Citibank credit card account(s) (including any
       Citibank Credit Card) has been due for 30 days or more;
   (b) if any of his/her Citibank credit card account(s) is closed by Citibank for any reason whatsoever;
   (c) if he/she has committed or is suspected of committing any fraudulent or wrongful acts in relation
       to any of his/her Citibank credit card account(s) or any other Citibank services or facilities
       including Citibank Online, as defined in the Website (as hereinafter defined); and/or
   (d) if the Cash Back is awarded to a person who is not eligible to receive the Cash Back in accordance
       with these Terms and Conditions.

12. An Applicant may also be participating in more than one Citibank credit card promotions organized for
    or in conjunction with the acquisition of new credit card customers where the Applicant may also be
    similarly entitled to gifts or rewards. In the event that the promotion periods for such other promotions
    overlap with the Promotion Period, then the Applicant understands that he/she shall only be entitled to
    receive the gifts or rewards from only ONE of such other promotions or the Promotion, regardless of
    the number of successfully approved applications in such other promotions and/or the Promotion.

13. To the fullest extent permitted by law, each and every Applicant and Successful Applicant are deemed
    to have waived any right they may have against Citibank and its officers, servants, employees,
   representatives and/or agents (including without limitation, any third party service providers that
   Citibank may engage for the purposes of the Promotion), in respect of any loss or damages (including
   without limitation, loss of income, profits or goodwill, indirect, incidental, consequential, exemplary,
   punitive or special damages of any party including third parties) howsoever arising whether in
   contract, tort, negligence or otherwise, in connection with the Promotion, even if Citibank has been
   advised of the possibility of such damages in advance.

14. Citibank shall not be liable for any default due to any act of God, war, riot, strike, lockout, industrial
    action, fire, flood, drought, storm, epidemic, pandemic, technical or system failures or any event
    beyond the reasonable control of Citibank.

15. Citibank's decision on all matters relating to the Promotion will be final and binding.

16. Citibank reserves the right not to disclose its reasons for not approving any Citibank Credit Card

17. Citibank reserves the right at its absolute discretion to vary, delete or add to any of these Terms and
    Conditions at any time and from time to time with notice b                                          - Website
    Applicants and Successful Applicants are deemed to have accessed the Website at regular time
    intervals to view these Terms and Conditions and to have knowledge of and to have agreed to any
    modification, addition, deletion or variations to these Terms and Conditions as may be made by
    Citibank at any time and from time to time.

18. Subject to Clause 17 above, in the event of any inconsistency between these Terms and Conditions and
    the terms and conditions in any brochure or other promotion materials advertising the Promotion,
    these Terms and Conditions shall prevail.

19. Citibank reserves the right to cancel, revise, terminate or suspend the Promotion with notice by way of
    posting on the Website or in any other manner deemed suitable by Citibank. The Applicants and
    Successful Applicants are deemed to have accessed the Website and to have knowledge of and to have
    agreed to such cancellation, revision, termination or suspension of the Promotion. For the avoidance of
    doubt, any cancellation, revision, termination or suspension by Citibank of the Promotion shall not
    entitle any Applicant and Successful Applicant to any claim or compensation against Citibank for any
    and all loss or damage suffered or incurred by such Applicant and Successful Applicant as a direct or
    indirect result of the act of cancellation, revision, termination or suspension.

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