Renasant Corporation
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Renasant Corporation - Company Capsule
Reference Code: FS0463CC
Published Date: April 2011
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Renasant Corporation - Company Capsule Page 1
Renasant Corporation
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Renasant Corporation - Company Overview
Renasant Corporation (Renasant) is the holding company of Renasant Bank and Renasant Insurance, Inc. The company
offers a range of financial and insurance services to retail and commercial customers. The services of the company
include current and savings accounts, business and personal loans, interim construction and residential mortgage loans,
student loans, equipment leasing, as well as safe deposit and night depository facilities. Moreover, the company offers
automated teller machines, call center services and internet banking. Renasant has a wide distribution network of 66
community banking, insurance, mortgage and financial services offices located in Mississippi, Tennessee and Alabama.
The company is headquartered in Tupelo, Mississippi, US.
Financial Performance
The company reported revenue of US$170.56 millions during the year 2009.The company's revenue declined at a
compounded rate of -7.23% during the period 2007-2009 with a year on year decline of -15.12% over fiscal year 2008.
During the fiscal year 2009, its operating margin was 14.29% as against the operating margin of 16.27% in the fiscal year
2008. During the fiscal year 2009 the company’s net profit margin was 10.85% as against the net profit margin of 11.96%
in the fiscal year 2008.
Renasant Corporation - Key Facts
Renasant Corporation, Key Facts
209 Troy Street, Tupelo,
Corporate Address: Mississippi (MS), 38804, United Ticker Symbol, Stock RNST (NASDAQ)
Exchange
States
Telephone + 1 662 6801001 No. of Employees 816
Fax + 1 662 6801384 Financial Year End December
URL www.renasantbank.com Revenue (in USD Million) 170.56
Industry Financial Services
Locations United States
Source: Annual Report, Company Website, Primary and Secondary Research
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Renasant Corporation - Company Capsule Page 2
Renasant Corporation
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Renasant Corporation - Major Products and Services
Renasant Corporation is a Mississippi based holding company, engaged in providing a range of financial and insurance
services to retail and commercial customers. The company's key products and services include as follows:
Renasant Corporation, Major Products and Services
Products:
Personal Banking:
Checking
Online Banking
Money Market
Savings
Certificates of Deposit / IRAs
Credit Cards
Debit / ATM Cards
Check Re-Order
Consumer Loans
Mortgage Loans
Business Banking:
Checking
Money Market
Credit Cards
Debit Cards
Merchant (Credit) Card Processing
Treasury Management
Commercial Loans
Insurance:
Personal Insurance
Business Insurance
Services:
Wealth Management
Retail Brokerage Services
Trust Services
Retirement Plan Services
Source: Annual Report, Company Website, Primary and Secondary Research
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Renasant Corporation - Company Capsule Page 3
Renasant Corporation
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Renasant Corporation - Key Competitors
The following companies are the major competitors of Renasant Corporation:
The Colonial BancGroup, Inc.
Cadence Financial Corporation
Hancock Holding Company
Britton & Koontz Capital Corporation
Citizens Holding Company
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Renasant Corporation - Company Capsule Page 4
Renasant Corporation
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Renasant Corporation - Key Employees
Renasant Corporation, Key Employees
Name Job Title Board Level Since Age
Albert J. Dale, III Director Non Executive Board 1997 59
Edward Robinson
Chief Executive Officer, Chairman Executive Board 2000 63
McGraw
Frank B. Brooks Director Non Executive Board 1989 66
George H. Booth Director Non Executive Board 1994 55
J. Larry Young Director Non Executive Board 1982 71
J. Niles McNeel Director Non Executive Board 1999 63
Jack C. Johnson Director Non Executive Board 2004 67
Jill V. Deer Director Non Executive Board
John M. Creekmore Director Non Executive Board 1997 54
John T. Foy Director Non Executive Board 2004 62
Marshall H. Dickerson Director Non Executive Board 1996 60
Michael D. Shmerling Director Non Executive Board 2007 54
Neal A. Holland Director Non Executive Board 2005 53
R. Rick Hart Executive Vice President, Director Executive Board 2007 61
Richard L. Heyer Director Non Executive Board 2002 53
Chief Financial Officer, Senior
Stuart R. Johnson Senior Management 2003 56
Executive Vice President
T. Michael Glenn Director Non Executive Board 2008 54
Theodore S. Moll Director Non Executive Board 2002 67
William M. Beasley Director Non Executive Board 1989 58
Source: Annual Report, Company Website, Primary and Secondary Research
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Renasant Corporation - Company Capsule Page 5
Renasant Corporation
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Renasant Corporation - Locations and Subsidiaries
Head Office
Renasant Corporation
209 Troy Street
Tupelo
Mississippi (MS)
Zip: 38804
United States
Tel: + 1 662 6801001
Fax: + 1 662 6801384
Other Locations & Subsidiaries
Renasant Corporation, Subsidiaries
"Capital Bancorp Capital Trust I "Primeco, Inc.
United States United States
"Renasant Capital Corp. II "Renasant Insurance, Inc.
United States United States
"Renasant Investment Corp. "Renasant Leasing Corp.