Renasant Corporation - Company Capsule

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					Renasant Corporation

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Renasant Corporation - Company Capsule
Reference Code: FS0463CC
Published Date: April 2011




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Renasant Corporation - Company Capsule                                              Page 1
Renasant Corporation

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Renasant Corporation - Company Overview

Renasant Corporation (Renasant) is the holding company of Renasant Bank and Renasant Insurance, Inc. The company
offers a range of financial and insurance services to retail and commercial customers. The services of the company
include current and savings accounts, business and personal loans, interim construction and residential mortgage loans,
student loans, equipment leasing, as well as safe deposit and night depository facilities. Moreover, the company offers
automated teller machines, call center services and internet banking. Renasant has a wide distribution network of 66
community banking, insurance, mortgage and financial services offices located in Mississippi, Tennessee and Alabama.
The company is headquartered in Tupelo, Mississippi, US.


Financial Performance

The company reported revenue of US$170.56 millions during the year 2009.The company's revenue declined at a
compounded rate of -7.23% during the period 2007-2009 with a year on year decline of -15.12% over fiscal year 2008.
During the fiscal year 2009, its operating margin was 14.29% as against the operating margin of 16.27% in the fiscal year
2008. During the fiscal year 2009 the company’s net profit margin was 10.85% as against the net profit margin of 11.96%
in the fiscal year 2008.




Renasant Corporation - Key Facts

Renasant Corporation, Key Facts

                                  209 Troy Street, Tupelo,

Corporate Address:                Mississippi (MS), 38804, United Ticker Symbol, Stock         RNST (NASDAQ)
                                                                    Exchange
                                  States


Telephone                          + 1 662 6801001                  No. of Employees           816



Fax                                + 1 662 6801384                  Financial Year End         December



URL                               www.renasantbank.com              Revenue (in USD Million)   170.56



Industry                          Financial Services



Locations                         United States

Source: Annual Report, Company Website, Primary and Secondary Research




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Renasant Corporation - Company Capsule                                                                          Page 2
Renasant Corporation

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Renasant Corporation - Major Products and Services

Renasant Corporation is a Mississippi based holding company, engaged in providing a range of financial and insurance
services to retail and commercial customers. The company's key products and services include as follows:

Renasant Corporation, Major Products and Services
Products:

Personal Banking:

Checking

Online Banking

Money Market

Savings

Certificates of Deposit / IRAs

Credit Cards

Debit / ATM Cards

Check Re-Order

Consumer Loans

Mortgage Loans

Business Banking:

Checking

Money Market

Credit Cards

Debit Cards

Merchant (Credit) Card Processing

Treasury Management

Commercial Loans

Insurance:

Personal Insurance

Business Insurance

Services:

Wealth Management

Retail Brokerage Services

Trust Services

Retirement Plan Services
Source: Annual Report, Company Website, Primary and Secondary Research




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Renasant Corporation - Company Capsule                                                                         Page 3
Renasant Corporation

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Renasant Corporation - Key Competitors

The following companies are the major competitors of Renasant Corporation:

The Colonial BancGroup, Inc.

Cadence Financial Corporation

Hancock Holding Company

Britton & Koontz Capital Corporation

Citizens Holding Company




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Renasant Corporation - Company Capsule                                              Page 4
Renasant Corporation

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Renasant Corporation - Key Employees


Renasant Corporation, Key Employees


           Name                                 Job Title                   Board Level     Since   Age


Albert J. Dale, III              Director                             Non Executive Board   1997    59


Edward                Robinson
                                 Chief Executive Officer, Chairman    Executive Board       2000    63
McGraw


Frank B. Brooks                  Director                             Non Executive Board   1989    66


George H. Booth                  Director                             Non Executive Board   1994    55


J. Larry Young                   Director                             Non Executive Board   1982    71


J. Niles McNeel                  Director                             Non Executive Board   1999    63


Jack C. Johnson                  Director                             Non Executive Board   2004    67


Jill V. Deer                     Director                             Non Executive Board


John M. Creekmore                Director                             Non Executive Board   1997    54


John T. Foy                      Director                             Non Executive Board   2004    62


Marshall H. Dickerson            Director                             Non Executive Board   1996    60


Michael D. Shmerling             Director                             Non Executive Board   2007    54


Neal A. Holland                  Director                             Non Executive Board   2005    53


R. Rick Hart                     Executive Vice President, Director   Executive Board       2007    61


Richard L. Heyer                 Director                             Non Executive Board   2002    53


                                 Chief Financial Officer, Senior
Stuart R. Johnson                                                     Senior Management     2003    56
                                 Executive Vice President


T. Michael Glenn                 Director                             Non Executive Board   2008    54


Theodore S. Moll                 Director                             Non Executive Board   2002    67


William M. Beasley               Director                             Non Executive Board   1989    58

Source: Annual Report, Company Website, Primary and Secondary Research




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Renasant Corporation - Company Capsule                                                                   Page 5
Renasant Corporation

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Renasant Corporation - Locations and Subsidiaries

Head Office

Renasant Corporation
209 Troy Street
Tupelo
Mississippi (MS)
Zip: 38804
United States
Tel: + 1 662 6801001
Fax: + 1 662 6801384



Other Locations & Subsidiaries

Renasant Corporation, Subsidiaries

"Capital Bancorp Capital Trust I                                    "Primeco, Inc.
United States                                                       United States




"Renasant Capital Corp. II                                          "Renasant Insurance, Inc.
United States                                                       United States




"Renasant Investment Corp.                                          "Renasant Leasing Corp. 
				
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