Qatar National Bank
_________________________________________________________________________________
Qatar National Bank - Company Capsule
Reference Code: FS0458CC
Published Date: April 2011
___________________________________________________________________________________________
Qatar National Bank - Company Capsule Page 1
Qatar National Bank
__________________________________________________________________________________________
Qatar National Bank - Company Overview
Qatar National Bank (QNB) principally engages in providing commercial and Islamic banking services. The company
offers a wide range of retail, corporate, investment, treasury, wealth management and Islamic banking products and
services. QNB serves individuals, corporate sector and government institutions. The company offers a broad product
portfolio, including accounts, credit cards, insurances, loans, payments and transfers, as well as fund and portfolio
management services. QNB conducts its business activities through six segments namely, Commercial Banking,
Consumer banking, Asset and Wealth Management, Islamic Banking, QNB International Holdings Limited and Wealth
Management. QNB operates through a network of 52 branches and offices and 150 automated teller machines (ATMs).
Financial Performance
The company reported revenue of QAR 6,394.83 million during the fiscal year ended 2009. The company's revenue grew
at a CAGR of 17.62% during the period 2007-2009 with a year on year growth of 4.56% over fiscal year 2008. During the
fiscal year 2009, its operating margin was 88.46% as against an operating margin of 83.24% in fiscal year 2008. During
the fiscal year 2009, the company registered a net margin of 77.12% as against a net margin of 17.49% in the fiscal year
2008.
Qatar National Bank - Key Facts
Qatar National Bank, Key Facts
P.O. Box 1000, Doha, , , Qatar Ticker Symbol, Stock
Corporate Address: QNBK (Doha Securities Market)
Exchange
Telephone + 974 4 407407 No. of Employees 1,096
Fax + 974 4 413753 Financial Year End December
URL www.qnb.com.qa Revenue (in QAR Million) 6,394.83
Industry Financial Services Revenue (in USD Million) 1,752.01
Singapore, France, United Kingdom, Iran (Islamic Republic of Iran), Kuwait, Libyan Arab Jamahiriya,
Locations Oman, Qatar, Yemen
Source: Annual Report, Company Website, Primary and Secondary Research
___________________________________________________________________________________________
Qatar National Bank - Company Capsule Page 2
Qatar National Bank
__________________________________________________________________________________________
Qatar National Bank - Major Products and Services
Qatar National Bank is a Qatar-based financial institution that offers commercial and Islamic banking services. Key
products and services of the company include the following:
Qatar National Bank, Major Products and Services
Products:
Personal Banking Products:
Accounts
Credit cards
Insurance
Loans
Business Banking Products:
Current Accounts
Term & Call Deposits
Card Acquiring
E-cash card / Internet Prepaid Card
Services:
Personal Banking Services
Corporate Banking
Corporate Marketing and cash management
Business Banking services
Private Banking
Investment Banking
Trade Finance
Treasury / FX
Source: Annual Report, Company Website, Primary and Secondary Research
___________________________________________________________________________________________
Qatar National Bank - Company Capsule Page 3
Qatar National Bank
__________________________________________________________________________________________
Qatar National Bank - Key Competitors
The following companies are the major competitors of Qatar National Bank:
Al Khalij Commercial Bank QSC
Qatar Islamic Bank
Doha Bank Q.S.C.
Qatar International Islamic Bank (Q.S.C.)
Ahli Bank Q.S.C.
___________________________________________________________________________________________
Qatar National Bank - Company Capsule Page 4
Qatar National Bank
__________________________________________________________________________________________
Qatar National Bank - Key Employees
Qatar National Bank, Key Employees
Name Job Title Board Level Since Age
Abdulla Mubarak Al-
General Manager, Corporate Banking Senior Management
Khalifa
Acting General Manager Information
Adel Ali Al Malki Senior Management
Technology
General Manager - Asset & Wealth
Adel Khashabi Senior Management
Management
Ahmed Mohammed Al
Director Executive Board
Sayad
Chief Business Officer, Executive
Ali Ahmed Al-Kuwari Senior Management
General Manager
Ali Hussain Ali Al-Sada Member of the Executive Committee Executive Board 1998
Ali Rashid Al Mohannadi General Manager - Retail Banking Senior Management
Ali Shareef Al-Emadi Chief Executive Officer Senior Management
Amgad Farid Ashraf Chief Representative QNB Libya Senior Management
General Manager - International
Andrew Duff Senior Management
Banking
Anthony Trew General Manager, QNB Europe Senior Management
Arif Mansour General Manager, QNB Kuwait Branch Senior Management
Ashraf Makram Chief Risk Officer, General Manager Senior Management
Assaad Kanaan Group Chief Audit Executive Senior Management
Bader Abdullah Al-
Member of Executive Committee Executive Board 2001
Darwish
Acting General Manager Group
Christian Eichner Senior Management
Strategy
Chief Executive Officer - QNB
Eric Behaghel Senior Management
Switzerland
Fahad Al-Khalifa General Manager, Treasury Senior Management
Member of the Audit Committee,
Fahed Mohammed Fahad
Chairman - Group Policies, Governance Executive Board 2001
Buzwair
and , Development Committee
Gilles Dermaux General Manager - QNB Paris Branch Senior Management
Youssef Hussain Kamal Chairman Executive Board 1988
___________________________________________________________________________________________
Qatar National Bank - Company Capsule Page 5
Qatar National Bank
__________________________________________________________________________________________
Qatar National Bank, Key Employees
Name Job Title Board Level Since Age
Director - The Group Policies,
Jabor Bin Jassem Al-
Governance and Development Non Executive Board 2004
Thani
Committees
Khalifa Al Thani Director Non Executive Board 2007
Abdulaziz Bin Jassem Bin
Director Non Executive Board 2004
Hamad Al Than