S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Company Capsule
Reference Code: FS0328CC
Published Date: April 2011
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S&T Bancorp, Inc. - Company Capsule Page 1
S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Company Overview
S&T Bancorp, Inc. (S&T) is the holding company, offering retail and commercial banking, and other financial products and
services. The company operates through two main subsidiaries: S&T Bank (the Bank) and 9th Street Holdings, Inc. S&T
offers banking services such as personal banking, lending, technology solutions and online banking. The company also
offers different types of accounts and deposit products as well as mortgages services. The non-banking services include
wealth management, and insurance. Through its nine acting companies, S&T offers wealth management and insurance
services to its customers. The company has a network of 55 offices in Pennsylvania, the US. The company is
headquartered in Indiana, the US.
Financial Performance
The company reported revenue of US$195.09 during the year 2009.The company's revenue decline at a compounded
rate of 4.87% during the period 2007-2009 with a year on year decline of 9.73% over fiscal year 2008. During the fiscal
year 2009, its operating margin was 2.09% as against the operating margin of 39.20% in the fiscal year 2008. During the
fiscal year 2009, the company’s net profit margin was 4.07% as against the net profit margin of 27.85% in the fiscal year
2008.
S&T Bancorp, Inc. - Key Facts
S&T Bancorp, Inc., Key Facts
800 Philadelphia Street, Indiana,
Pennsylvania (PA), 15701, Ticker Symbol, Stock
Corporate Address: STBA (NASDAQ)
Exchange
United States
Telephone + 1 800 3252265 No. of Employees 937
Fax + 1 724 4656847 Financial Year End December
URL www.stbank.com Revenue (in USD Million) 195.09
Industry Financial Services
Locations United States
Source: Annual Report, Company Website, Primary and Secondary Research
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S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Major Products and Services
S&T Bancorp, Inc. is a bank holding company offering services through its subsidiaries. Key services and brands of the
company include the following:
S&T Bancorp, Inc., Major Products and Services
Services:
Personal Banking:
Accounts
Cash Management
Personal Lending:
Mortgages
Home Equities
Business Banking:
Business Checking
Merchant Services
Business Loans
Technology Solutions:
Fraud Solutions
Remote Deposit Capture
Online Banking:
ExpressNet
Premium ExpressNet
Business Express
InvestNet
TrustNet
S&T Merchant Visa Access
Investment Management
Insurance
Brands:
InvestNet
TrustNet
S&T Merchant Visa
Premium ExpressNet
S&T Merchant Visa
Source: Annual Report, Company Website, Primary and Secondary Research
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S&T Bancorp, Inc. - Company Capsule Page 3
S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Key Competitors
The following companies are the major competitors of S&T Bancorp, Inc.:
IBERIABANK Corporation
Bank of Hawaii Corporation
First Commonwealth Financial Corporation
Glacier Bancorp, Inc.
KeyCorp
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S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Key Employees
S&T Bancorp, Inc., Key Employees
Name Job Title Board Level Since Age
Alan Papernick Director Non Executive Board 1997 72
Charles A. Spadafora Director Non Executive Board 1987 68
Christine J. Toretti Director Non Executive Board 1984 53
Chief Lending Officer, Senior Executive
David G. Antolik Senior Management 2008 43
Vice President
Executive Vice President - Operations
David P. Ruddock Senior Management 2006 48
and Technology
Chief Operating Officer, Senior
Edward C. Hauck Senior Management 2008 57
Executive Vice President
Frank W. Jones Director Non Executive Board 1997 65
James C. Miller Chairman Executive Board 2008 64
James V. Milano Director Non Executive Board 2006 50
Jeffrey D. Grube Director Non Executive Board 1997 56
John J. Delaney Director Non Executive Board 1987 68
John N. Brenzia Director Non Executive Board 2008 68
Joseph A. Kirk Director Non Executive Board 1993 70
Executive Vice President, Managing
Malcolm E. Polley Senior Management 2010 47
Director
Chief Financial Officer, Executive Vice
Mark Kochvar Senior Management 2008 49
President
Michael J. Donnelly Director Non Executive Board 2001 52
Executive Vice President - Commercial
Michelle S. Petrovsky Senior Management 2008 43
Lending
Robert Rebich Director Non Executive Board 2008 68
Thomas A. Brice Director Non Executive Board 1980 69
Executive Vice President - S&T
Thomas E. Kiral Insurance Group, LLC, Managing Senior Management 2008 49
Director - S&T Insurance Group, LLC
Todd D. Brice President, Chief Executive Officer Executive Board 2008 47
William J. Gatti Director Non Executive Board 1993 68
Source: Annual Report, Company Website, Primary and Secondary Research
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S&T Bancorp, Inc.
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S&T Bancorp, Inc. - Locations an