Rizal Commercial Banking Corporation
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Rizal Commercial Banking Corporation -
Company Capsule
Reference Code: FS0326CC
Published Date: April 2011
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Rizal Commercial Banking Corporation - Company Page 1
Capsule
Rizal Commercial Banking Corporation
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Rizal Commercial Banking Corporation - Company Overview
Rizal Commercial Banking Corporation (RCBC) is a Philippines-based banking and financial products and services
provider company. The bank engaged in a wide range of banking and other financial products and services such as
commercial and retail banking, asset management, credit cards and treasury, investment banking and remittance
services. The bank along with its subsidiaries provides traditional banking, investment banking, retail financing, leasing,
and stock brokering services. RCBC also offers depository services, foreign trade information, foreign currency
conversions, research, private banking and safety deposit box. In addition, the company provides internet and phone
banking services and automated teller machines. RCBC is headquartered in Makati City, Philippines.
Financial Performance
The company reported interest income of PHP 16,770.23 million during the fiscal year ended December 31, 2009. The
company's revenue grew at a CAGR of 4.59% during the period 2007-2009 with an annual growth of 7.09% over fiscal
year 2008. During the fiscal year 2009, its operating margin was 24.33% as against an operating margin of 19.75% in
fiscal year 2008. During the fiscal year 2009, the company registered a net margin of 19.89% as against a net margin of
13.88% in the fiscal year 2008.
Rizal Commercial Banking Corporation - Key Facts
Rizal Commercial Banking Corporation, Key Facts
RCBC Plaza, Makati City, , 1200,
Ticker Symbol, Stock RCB (Philippines Stock
Corporate Address: Philippines Exchange)
Exchange
Telephone + 63 2 8949000 No. of Employees 4,409
Fax + 63 2 8949958 Financial Year End December
URL www.rcbc.com Revenue (in PHP Million) 16,770.22
Industry Financial Services Revenue (in USD Million) 351.36
Locations Philippines
Source: Annual Report, Company Website, Primary and Secondary Research
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Rizal Commercial Banking Corporation
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Rizal Commercial Banking Corporation - Major Products and Services
Rizal Commercial Banking Corp. is a Philippines-based universal bank. Key products and services offered by the
company include the following:
Rizal Commercial Banking Corporation, Major Products and Services
Services:
Everyday Banking Services
Investment Portfolio Services
Loans and Credit Services
Remittances Services
Payment Services
Insurance and Pre-need Plan Services
Enterprise Banking Services
Cash Management Services
Trade Services
Investment Management Services
Financial Market Services
Trust Services
Treasury Services
Securities
Forex Broker Services
Source: Annual Report, Company Website, Primary and Secondary Research
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Rizal Commercial Banking Corporation
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Rizal Commercial Banking Corporation - Key Competitors
The following companies are the major competitors of Rizal Commercial Banking Corporation:
Allied Banking Corporation
Banco de Oro Universal Bank
Philippine Bank Of Communications
UnionBank of the Philippines
Shinmin Mutual Savings Bank
Abington Bancorp, Inc.
Credit Agricole S.A.
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Rizal Commercial Banking Corporation
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Rizal Commercial Banking Corporation - Key Employees
Rizal Commercial Banking Corporation, Key Employees
Name Job Title Board Level Since Age
Senior Vice President, Regional Sales
Alexander Y. Cham Senior Management 60
Manager
Executive Vice President, Head of the
Alfredo S. del Rosario Asset Management and Remedial Senior Management 54
Group
First Senior Vice President, Head of
Ana Luisa S. Lim Senior Management 50
Internal Audit Division
Antonio L. Alindogan, Jr. Director Non Executive Board 71
Armando M. Medina Independent Director Non Executive Board 60
Atty. Ma. Celia H.
Company Secretary, Director Executive Board 39
Fernandez-Estavillo
Atty. Teodoro D. Regala Director Non Executive Board 1999 76
Atty. Teodoro Q. Pefia Independent Director Non Executive Board 2002 77
Atty. Wilfrido E. Sanchez Director Non Executive Board 2006 73
Cesar E. A. Virata Non Executive Board
Christopher Ian Teague Director Non Executive Board 2007 58
Cynthia P. Santos Senior Vice President Senior Management 56
Elbert M. Zosa Executive Vice President Senior Management 2006 62
Eli D. Lao Senior Vice President Senior Management 53
Francisco C. Eizmendi, Jr. Independent Director Non Executive Board 74
Helen Y. Dee Chairman Executive Board 2007 65
Ismael R. Sandig Head of RBG, Executive Vice President Senior Management 56
First Senior Vice President, Head of
John Thomas G. Deveras Senior Management 47
Strategic Initiatives
Executive Vice President, Head of
Jose Emmanuel U. Hilado Senior Management 45
Treasury Group
President, Chief Executive Officer,
Lorenzo V. Tan Executive Board 47
Director
Lourdes Bernadette M. Head of Trust and Investments, Senior
Senior Management 51
Ferrer Vice President
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Rizal Commercial Banking Corp