Rizal Commercial Banking Corporation - Company Capsule

Document Sample
Rizal Commercial Banking Corporation - Company Capsule Powered By Docstoc
					Rizal Commercial Banking Corporation

_________________________________________________________________________________




Rizal Commercial Banking Corporation -
Company Capsule

Reference Code: FS0326CC
Published Date: April 2011




___________________________________________________________________________________________

Rizal Commercial Banking Corporation - Company                                      Page 1
Capsule
Rizal Commercial Banking Corporation

__________________________________________________________________________________________


Rizal Commercial Banking Corporation - Company Overview

Rizal Commercial Banking Corporation (RCBC) is a Philippines-based banking and financial products and services
provider company. The bank engaged in a wide range of banking and other financial products and services such as
commercial and retail banking, asset management, credit cards and treasury, investment banking and remittance
services. The bank along with its subsidiaries provides traditional banking, investment banking, retail financing, leasing,
and stock brokering services. RCBC also offers depository services, foreign trade information, foreign currency
conversions, research, private banking and safety deposit box. In addition, the company provides internet and phone
banking services and automated teller machines. RCBC is headquartered in Makati City, Philippines.


Financial Performance

The company reported interest income of PHP 16,770.23 million during the fiscal year ended December 31, 2009. The
company's revenue grew at a CAGR of 4.59% during the period 2007-2009 with an annual growth of 7.09% over fiscal
year 2008. During the fiscal year 2009, its operating margin was 24.33% as against an operating margin of 19.75% in
fiscal year 2008. During the fiscal year 2009, the company registered a net margin of 19.89% as against a net margin of
13.88% in the fiscal year 2008.




Rizal Commercial Banking Corporation - Key Facts

Rizal Commercial Banking Corporation, Key Facts

                                  RCBC Plaza, Makati City, , 1200,
                                                                     Ticker Symbol, Stock       RCB (Philippines Stock
Corporate Address:                Philippines                                                   Exchange)
                                                                     Exchange



Telephone                          + 63 2 8949000                    No. of Employees           4,409



Fax                                + 63 2 8949958                    Financial Year End         December



URL                               www.rcbc.com                       Revenue (in PHP Million)   16,770.22



Industry                          Financial Services                 Revenue (in USD Million)   351.36



Locations                         Philippines

Source: Annual Report, Company Website, Primary and Secondary Research




___________________________________________________________________________________________

Rizal Commercial Banking Corporation - Company Capsule                                                                   Page 2
Rizal Commercial Banking Corporation

__________________________________________________________________________________________


Rizal Commercial Banking Corporation - Major Products and Services

Rizal Commercial Banking Corp. is a Philippines-based universal bank. Key products and services offered by the
company include the following:

Rizal Commercial Banking Corporation, Major Products and Services
Services:

Everyday Banking Services

Investment Portfolio Services

Loans and Credit Services

Remittances Services

Payment Services

Insurance and Pre-need Plan Services

Enterprise Banking Services

Cash Management Services

Trade Services

Investment Management Services

Financial Market Services

Trust Services

Treasury Services

Securities

Forex Broker Services
Source: Annual Report, Company Website, Primary and Secondary Research




___________________________________________________________________________________________

Rizal Commercial Banking Corporation - Company Capsule                                                           Page 3
Rizal Commercial Banking Corporation

__________________________________________________________________________________________



Rizal Commercial Banking Corporation - Key Competitors

The following companies are the major competitors of Rizal Commercial Banking Corporation:

Allied Banking Corporation

Banco de Oro Universal Bank

Philippine Bank Of Communications

UnionBank of the Philippines

Shinmin Mutual Savings Bank

Abington Bancorp, Inc.

Credit Agricole S.A.




___________________________________________________________________________________________

Rizal Commercial Banking Corporation - Company Capsule                                       Page 4
Rizal Commercial Banking Corporation

__________________________________________________________________________________________


Rizal Commercial Banking Corporation - Key Employees


Rizal Commercial Banking Corporation, Key Employees


             Name                             Job Title                      Board Level     Since   Age


                               Senior Vice President, Regional Sales
Alexander Y. Cham                                                      Senior Management             60
                               Manager
                               Executive Vice President, Head of the
Alfredo S. del Rosario         Asset Management and Remedial           Senior Management             54
                               Group
                               First Senior Vice President, Head of
Ana Luisa S. Lim                                                       Senior Management             50
                               Internal Audit Division


Antonio L. Alindogan, Jr.      Director                                Non Executive Board           71


Armando M. Medina              Independent Director                    Non Executive Board           60


Atty.  Ma.    Celia       H.
                               Company Secretary, Director             Executive Board               39
Fernandez-Estavillo


Atty. Teodoro D. Regala        Director                                Non Executive Board   1999    76


Atty. Teodoro Q. Pefia         Independent Director                    Non Executive Board   2002    77


Atty. Wilfrido E. Sanchez Director                                     Non Executive Board   2006    73


Cesar E. A. Virata                                                     Non Executive Board


Christopher Ian Teague         Director                                Non Executive Board   2007    58


Cynthia P. Santos              Senior Vice President                   Senior Management             56


Elbert M. Zosa                 Executive Vice President                Senior Management     2006    62


Eli D. Lao                     Senior Vice President                   Senior Management             53


Francisco C. Eizmendi, Jr. Independent Director                        Non Executive Board           74


Helen Y. Dee                   Chairman                                Executive Board       2007    65


Ismael R. Sandig               Head of RBG, Executive Vice President Senior Management               56


                               First Senior Vice President, Head of
John Thomas G. Deveras                                                 Senior Management             47
                               Strategic Initiatives

                               Executive Vice President, Head of
Jose Emmanuel U. Hilado                                                Senior Management             45
                               Treasury Group

                               President, Chief Executive Officer,
Lorenzo V. Tan                                                         Executive Board               47
                               Director

Lourdes      Bernadette   M. Head of Trust and Investments, Senior
                                                                   Senior Management                 51
Ferrer                       Vice President




___________________________________________________________________________________________

Rizal Commercial Banking Corporation - Company Capsule                                                    Page 5
Rizal Commercial Banking Corp
				
DOCUMENT INFO
Description: ICD Research's ‘Rizal Commercial Banking Corporation - Company Capsule’ is a crucial resource for industry executives and anyone looking to access key information about “Rizal Commercial Banking Corporation ICD Research's ‘Rizal Commercial Banking Corporation - Company Capsule’ reports utilize a wide range of primary and secondary sources, which are analyzed and presented in a consistent and easily accessible format. ICD Research strictly follows a standardized research methodology to ensure high levels of data quality and these characteristics guarantee a unique report.
BUY THIS DOCUMENT NOW PRICE: $75 100% MONEY BACK GUARANTEED
PARTNER ICD Research
With emphasis on Insight, Consultancy and Delivery, iCD Research is a full-service, online market research agency. iCD Research is able to take advantage of all of the efficiencies and benefits that the Internet brings to offer proven research methodologies with fast turnaround and accurate results. iCD Research specialises in qualitative research for large finance, media, retail and entertainment clients. Market leaders in online focus groups, iCD Research has unleashed the full scale of the Internet to run focus groups across the globe for its major institutional clients. Utilising its sister organisation, The iD Factor, iCD Research also delivers strong quantitative research, ranging from ongoing consumer confidence studies through to consumer surveys throughout Europe and Asia. With its roots firmly in research, iCD Research doesn’t limit itself to only utilising online methods as the philosophy at the company is to match the methodology to the respondent. Yet the scale and speed of online research give iCD Research a cutting edge that has lead to tremendous, triple-figure percentage growth over the past two years. iCD Research is headquartered in London, with operational offices in the US and Australia to ensure that it is offering an unparalleled 24 hour service to its clients.