Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Company Capsule
Reference Code: FS0036CC
Published Date: April 2011
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Eighteenth Bank Ltd - Company Capsule Page 1
Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Company Overview
Eighteenth Bank Ltd. (Eighteenth Bank) is a provider of financial services, with significant presence in regions of Nagasaki
Prefecture. Armed with a strong network of 109 branches (98 branches, including its head office at Nagasaki Prefecture
and 11 branches in Fukuoka, Kumamoto, and Yamaguchi Prefectures, as well as in Tokyo and Osaka cities) the bank
offers banking and financial services along with strategic activities, risk management, and financial data. The bank offers
personal banking, commercial banking, investment banking, online banking, telephone banking and loan services. It also
offers mortgage lending services, trust services, insurance services, foreign exchange services and security brokerage
services, through its subsidiaries. It primarily operates in Japan. Eighteenth Bank Ltd. is headquartered in Nagasaki,
Japan.
Financial Performance
The company reported interest income of JPY 60,594 million during the fiscal year ended March 31, 2010. The company's
interest income declined at a compounded rate of 9.98% during the period 2008-2010 with an annual decline of 1.7% over
fiscal year 2009. During the fiscal year 2010, its operating margin was 17.2% as against an operating margin of -23.4% in
fiscal year 2009. During the fiscal year 2010, the company registered a net margin of 9.7% as against a net margin of -
23.3% in the fiscal year 2009.
Eighteenth Bank Ltd - Key Facts
Eighteenth Bank Ltd, Key Facts
1-11, Doza-machi, Nagasaki, ,
Ticker Symbol, Stock 8396 (The Tokyo Stock
Corporate Address: 850-0841, Japan Exchange)
Exchange
Telephone + 81 95 8241818 No. of Employees 1,562
Fax + 81 95 8236262 Financial Year End March
URL www.18bank.co.jp Revenue (in JPY Million) 39,393.00
Industry Financial Services Revenue (in USD Million) 420.78
Locations Japan
Source: Annual Report, Company Website, Primary and Secondary Research
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Eighteenth Bank Ltd - Company Capsule Page 2
Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Major Products and Services
Eighteenth Bank Ltd is a provider of financial services. The Key products and services of the bank include the following:
Eighteenth Bank Ltd, Major Products and Services
Products:
Consumer Loans
Credit Cards
Insurance products
Services:
Agency Services
Commercial Banking
Foreign Exchange Services
Insurance Services
Investment Banking
Loan Services
Manpower Dispatching Services
Mortgage Lending Services
Online Banking
Personal Banking
Security Brokerage Services
Telephone Banking
Trust Services
Source: Annual Report, Company Website, Primary and Secondary Research
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Eighteenth Bank Ltd - Company Capsule Page 3
Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Key Competitors
The following companies are the major competitors of Eighteenth Bank Ltd:
Sumitomo Mitsui Financial Group, Inc.
The Bank of Saga, Ltd.
The Hachijuni Bank Ltd
Aozora Bank Ltd.
Bank of The Ryukyus,Limited
Mizuho Financial Group, Inc.
The Iyo Bank, Ltd.
The Kagoshima Bank, Ltd.
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Eighteenth Bank Ltd - Company Capsule Page 4
Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Key Employees
Eighteenth Bank Ltd, Key Employees
Name Job Title Board Level Since Age
Hiroshi Nanjo Director Non Executive Board 2007 70
Hiroshi Ogawa Director, Executive Officer Executive Board 2010 55
Hiroshi Saito Director Non Executive Board 2009 73
President, Representative Executive
Masatoshi Miyawaki Executive Board 2007 65
Officer, Director
Mori Takujiro Executive Officer, Director Executive Board 2010 55
Executive Officer, Chief Director,
Ryoichi Tateiwa Senior Management 2009 53
Fukuoka Area
Executive Officer, Director - Market
Satoshi Shiraishi Executive Board 2009 54
Sales
Shunichi Shinohara Director Non Executive Board 2009 57
Director - Main Office Sales, Executive
Taku Fukutomi Executive Board 2010 51
Officer
Senior Managing Executive Officer,
Yasujiro Miyahara Director, Representative Executive Executive Board 2008 61
Officer
Executive Officer, Chief Director,
Yoshiaki Matsumoto Senior Management 2010 53
Sasebo Area
Source: Annual Report, Company Website, Primary and Secondary Research
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Eighteenth Bank Ltd - Company Capsule Page 5
Eighteenth Bank Ltd
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Eighteenth Bank Ltd - Locations and Subsidiaries
Head Office
Eighteenth Bank Ltd
1-11, Doza-machi
Nagasaki
Zip: 850-0841
Japan
Tel: + 81 95 8241818
Fax: + 81 95 8236262
Other Locations & Subsidiaries
Eighteenth Bank Ltd, Subsidiaries
Juhachi Business Service Co., Ltd. Juhachi Sogo Lease Co., Ltd.
Japan Japan
Nagasaki Hosho Service Co., Ltd. Juhachi Card Co., Ltd.
Japan Japan
Juhachi Capital Co., Ltd. Juhachi Software Co., Ltd.
Japan Japan
Nagas