The newsletter of NZCU Auckland for its customers • issue 5 – April 2009
Car Loan Interest Rate 10.95%pa
Are these the keys to your new car?
They could be!
We’ve decided to extend our special Car Loan offer as it has been so popular. Don’t pay those high bank or finance company rates and fees – talk to us first and let us help get your next car. We can even help you negotiate with the seller so you don’t pay too much. And don’t forget to insure your car with the insurance company you own – Pioneer Insurance. We know we can give you the very best deal available and save you hundreds of dollars. Just call us on 579 1026 and talk to one of our “experts”:
Penrose
-
Ruth or Anne Janifa Debi Melissa
Mt Roskill Airport Manukau -
Repayments can be as low as $40.00 per week for a loan of $5,000 over 36 months. And remember, we’re not just here for car loans, but for any loan you might need – holidays, special occasions, home improvements or debt consolidation. Call us today or go to our website www.nzcuauckland.co.nz and either apply online or print out a loan application.
We have also started advertising our special deals on the radio - on BIG 106.2, Auckland’s latest and very own station. We also have “money news” segments with Suzy Cato - so listen out for them (and the great music as well!!)
Credit Union KiwiSaver
Do you have children or grandchildren under 18 years of age? Are you a beneficiary? If either applies, now is the time to enrol in the Credit Union KiwiSaver scheme. WHY? Because we have waived all voluntary contributions for you in the Credit Union scheme. This means that you can open a Credit Union KiwiSaver account without contributing anything. And you automatically qualify for the NO STRINGS ATTACHED, TOTALLY FREE, government KICKSTART of $1,000, which will be paid direct to your Credit Union KiwiSaver account. Then you can add to the account as you have money available. IT IS ABSOLUTELY FREE! All our branches have supplies of the Credit Union KiwiSaver Investment Statement, so ask today how you can get the free government contribution. Over one million Kiwis have already enrolled in a KiwiSaver scheme - make sure you don’t miss out. And for those of you working, as from 1 April 2009 all employees who are enrolled in a KiwiSaver scheme will receive a minimum of 2% of their wages/salary paid by their employer directly to their KiwiSaver account. Have you enrolled?
Travel Card
Travelex Cash Passport is a prepaid travel money card available through NZCU Auckland. Wherever you’re travelling in the world, you can lock in your exchange rate in one of four foreign currencies – Euros, Pounds, Australian or US dollars - as well as NZ dollars. You can withdraw the funds in any one of the million plus Visa ATM’s around the world.
Offering more convenience with less baggage
Here are just a few of the benefits of travelling with a Cash Passport from NZCU Auckland: • • • Convenience – easy to purchase; no ID required to use the card overseas; reload the card whenever you want; obtain card balances and statements online. Security – receive a second backup card free; PIN protected; peace of mind with your money; free replacement card if yours is lost or stolen. Certainty – lock in your foreign exchange rate and fix the price; prepaid travel funds means you have no unwanted bills when you get home; use any unspent funds whenever you travel.
As an added bonus, Global Emergency Assistance provides customer support 24/7 for lost or stolen cards, medical emergencies or access emergency funds.
Special General Meeting
A Special General Meeting of Credit Union Auckland will be held at Penrose Branch, 695 Great South Road on Monday 20th April at 5.30pm. The purpose of the meeting is to consider and if agreed, appoint new Auditors of the Credit Union. All Members are invited to attend. The meeting will also be a retirement function for Ted Loughman, who after 15 years, has decided he wants to put his feet up. Join the Directors and staff for a drink and a thank you to Ted for his many years of service to the Credit Union.
Term Deposit Special
With interest rates still falling, we have this very special rate for a limited time only. Call Ruth today on 571 6775 to talk about this fantastic offer for any amount over $500 (and interest paid quarterly).
6.00% per annum
for 5 years
Important Credit Union Auckland has a Guarantee under the New Zealand Deposit Guarantee Scheme. Further information about the New Zealand Deposit Guarantee scheme is available free of charge, and at all reasonable times, on the internet site maintained by, or on behalf of, the Treasury at: www.treasury.govt.nz
Car Insurance
Are you paying too much for your car insurance? We know you don’t have to. With Carminder® we guarantee we match or beat any other written car insurance quote you have received. What could be better than that? Phone 579 1026 today and get your quote.
See how much you can save – it might be more than you think!
Ways to Bank
There are many ways that NZCU Auckland can make your banking easier. Here are just a few.
AccesscardTM - One of N Z’s most widely
accepted ATM/Eftpos cards. Your card can be used where you shop everyday and overseas as well to purchase goods and withdraw cash 24 hours a day, 7 days a week. Go to our website www.nzcuauckland.co.nz for the sites of the free Credit Union ATM’s.
Accessweb – The easy way to view account balances and transactions, pay bills and transfer
funds online for free – in your own time from anywhere in the world.
Accessphone – 24 hours a day, 7 days a week free telephone banking and access to your
account balances.
Accesstxt® - Check your account balances or transfer funds between your accounts from your
mobile phone. And remember, when you have $5,000 or more in savings or investments, you qualify for our Loyalty Rebate. Call now and ask how you can make your banking cheaper.
Credit Union Auckland 695 Great South Road Penrose, Auckland 1061 New Zealand
Success Auckland is produced quarterly by NZCU Auckland and may be downloaded from www.nzcuauckland.co.nz. The content of this publication does not necessarily reflect the views and policies of NZCU Auckland. Reprinting: Articles in Success Auckland may be reprinted provided proper acknowledgement is made to the author and to Success Auckland as the source.
Telephone 09 579 1026 registered Trust Deed. A current Prospectus and Investment Facsimile 09 579 8396 Statement and Disclosure Statement can be obtained from the Email enquiries@nzcuauckland.co.nz Credit Union. NZCU Auckland is a registered Credit Union – not a www.nzcuauckland.co.nz
registered bank. *All interest rates subject to change without notice.
Credit Union deposits are shares secured by a first-ranking