Doug Johnson is the American Bankers Association’s Senior Policy Analyst for Government Relations, where he is involved in a variety of public policy and compliance issues. He has assisted in the ABA’s release of a series of tools to deter bank robberies, assess information technology risk, deter phishing, and safeguard customer information. Mr. Johnson represents the ABA on the Financial Services Sector Coordinating Council, which advises the federal bank regulatory agencies on homeland security and critical infrastructure protection issues, and is an advisory board member of the Financial Services Information Sharing and Analysis Center, a private corporation that works with government to provide the financial sector with cyber and physical threat and vulnerability information, as part of the nation’s homeland security initiative. Prior to joining the American Bankers Association in 1999, he spent ten years as Assistant Director of the Florida Division of Banking. Katrina Ane Blodgett is an attorney with the Division of Privacy and Identity Protection, Bureau of Consumer Protection, at the Federal Trade Commission in Washington, D.C. Ms. Blodgett investigates and prosecutes violations of U.S. federal laws governing the privacy and security of consumer information. The most recent publicly announced case on which she worked was Guidance Software. In addition to case work, Ms. Blodgett worked on the strategic plan for the President’s Task Force on Identity Theft and the FTC’s global consumer protection hearings. Before joining the Federal Trade Commission staff, Ms. Blodgett was an associate with Arnold & Porter LLC in Washington, D.C. Ms. Blodgett clerked for the Hon. Priscilla Owen at the Texas Supreme Court and the Hon. Royce C. Lamberth at the U.S. District Court for the District of Columbia. Dawn Cappelli is Senior Member of the Technical Staff, Computer Emergency Response Team at Carnegie Mellon University, where she is the technical lead for CERT insider threat research, including the Insider Threat Study being conducted with the United States Secret Service National Threat Assessment Center. She is also adjunct professor in Carnegie Mellon’s Heinz School of Public Policy and Management. Since 2001, Ms. Cappelli has served as project manager for the U.S. Secret Service Critical Systems Protection Initiative. Prior to her current role, Ms. Cappelli was the Director of Engineering for the Information Technology Development Center of the Carnegie Mellon Research Institute, and had worked for Westinghouse Electric Corporation, where she designed and developed systems for nuclear power plants. She has authored many significant reports on insider threat detection and prevention. Jay Foley is the co-founder and director of the Identity Theft Resource Center, a nationwide, nonprofit identity theft program located in San Diego, California. The ITRC was established in 1999 in response to the growing need for victim assistance and public empowerment caused by the explosive rise in identity theft crime rate. Mr. Foley currently sits on numerous law enforcement, governmental and legislative taskforces, including JAG, and has testified at legislative hearings in various states and in front of Congress. A popular presenter and trainer, he has appeared on many major television news shows and is frequently quoted in other news media as well. Mr. Foley is a recipient of the 2004 Crime Victims Service Award presented by the U.S. Attorney General for the Department of Justice and commendations by Senator Dianne Feinstein and former CA Governor Gray Davis.