2011 ANNUAL HOMEOWNERS INSURANCE PREMIUM COMPARISON TABLE

							  2011 ANNUAL HOMEOWNERS INSURANCE PREMIUM
               COMPARISON TABLE
                       Premium for 1-Year Policy (as of January 1, 2011)
            HO-3 Owner-Occupied, Dwelling, Personal Property, and Personal Liability


           SAMPLE CRITERIA                           SAMPLE INSURED PROFILES
          Insurance Coverage                                    Homeowners HO-3
          Dwelling                           $200,000             $350,000      $500,000
          Personal Property                  $100,000             $175,000      $250,000
          5 Year Loss History                No Claims            No Claims     No Claims
          Personal Liability                 $100,000             $100,000      $100,000
          Medical Payments                   $1,000               $1,000        $1,000
          Deductible                         $500                 $500          $500
          Credit Score                       650-700              650-700       650-700
          Building Structure                 Masonry              Masonry       Masonry
          Replacement Value                  Yes                  Yes           Yes
                INSURERS                                SAMPLE INSURED RATES
          Amica Mutual                       $1,202                $1,947                 $2,845
          Armed Forces Insurance             $765                  $1,312                 $1,759
          Banker’s Standard                  $521                  $909                   $1,282
          Chartis                            $665                  $1,103                 $1,482
          Erie Insurance Exchange            $671                  $1,028                 $1,824
          Fidelity National                  $752                  $1,283                 $1,801
          Harleysville Preferred             $826                  $1,419                 $2,088
          Pharmacists Mutual                 $446                  $744                   $1,050
          Privilege Underwriters
          Reciprocal Exchange                $427                  $726                   $1,025
          State Farm                         $805                  $1,287                 $1,780
          Travelers Home and
          Marine Insurance                   $760                  $1,203                 $1,847
          Travelers Personal
          Security Insurance                 $743                  $1,174                 $1,804
          USAA                               $635                  $863                   $1,123
          USAA – CIC                         $662                  $900                   $1,174
          USAA – GIC                         $662                  $900                   $1,174
          USAA – Garrison                    $662                  $900                   $1,174




Please Note: DISB is providing samples of how an insurance premium may be derived based
upon certain factors. The listed information is samples only. You will need to contact your
insurance producer to get a rate that matches your specific needs.


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