National Orientation 2008

Document Sample
scope of work template
							New Hire Orientation
                                Overview
This presentation will cover:

•   Payroll Information

•   Leave Policies

•   Employee Benefits

•   Employee Development Programs

•   And Much More!




                                    2
Forms Overview




      3
Paydays
•Pay days fall on the 15th and the last day of the month

•If pay day falls on a weekend or holiday, checks are
issued on the preceding business day

• First paycheck mailed to your home address



ePay
A convenient, secure on-line, self-service paycheck information tool
•   View real time paycheck information, as early as the day before payday
•   Print current and historical paycheck information
•   Review W-4 elections and direct deposit elections
•   View home address and marital status – if incorrect, contact your HR
    Representative
•   View and update personal email address, emergency contacts and home/office
    phone numbers
•   To access ePay go to http://epay.interpublic.com

                                        4
  Time Off
      &
Leave Policies



       5
                              Paid Time Off

•   PTO days are used for
                                                  up to 18
    vacation, sick or other       1st -2nd
                                                  PTO days
    personal appointments       calendar year     maximum


•   Accrue 1.8 days each full
                                                                   up to 23
    worked month between                           3rd-9th
                                                                   PTO days
    January and October                         calendar year      maximum


•   NO rollover of PTO days                                                     up to 28
                                                                  10th-24th
                                                                                PTO days
                                                                calendar year
                                                                                maximum




                                            6
                                Holidays
Momentum Observes the following 10 Holidays:

•   New Year‘s Day
•   Martin Luther King Day
•   President‘s Day
•   Memorial Day
•   Independence Day
•   Labor Day
•   Thanksgiving Day
•   Friday following Thanksgiving Day
•   Christmas Eve
•   Christmas Day

•   In addition, employees (1) may take one floating holiday which they can
    take on any business day during the year.



                                        7
                                Leave Policies
        Parental Leave
•       Eligibility – New moms & dads who have been employed for
        12 months

•       Provides 2 weeks (10 days) paid leave immediately
        following the birth or adoption of a child

•       Applies toward Family Medical Leave



        Bereavement Leave
    •    5 days of Bereavement Leave for death of immediate
         family member*

    •    Not deducted from PTO days

    *grandparent, parent, sibling, spouse, domestic partner or child

                                                          8
                                     AdClock

•   Adclock is our electronic               •Adclock Time Submission
    timekeeping system                      Reminder System:
    maintained by Accounting
                                            -One day or more behind –
                                            Reminder sent daily
                                            -One week behind - Reminder
•   You should receive an email             sent every 1/2 hour
    containing your Adclock
    login info within a week from
    your start date

•   Everyday we generate
    nearly $250,000 in billable
    time! Accurate and timely
    reporting of billable hours is
    required for billing jobs and
    revising estimates



                                        9
Your 2008 Benefits Program:
       An Overview

    Medical &           Group Legal           Long Term Care
 Prescription Drug

      Dental         Adoption Assistance      Flexible Spending
                                                   Account
      Vision            Life Insurance          Transportation
                                            Management Program
    Employee         Accidental Death &      Savings Plan (401k)
    Assistance        Dismemberment
  ID Theft Assist    Long Term Disability    Tuition Assistance




                               10
    Pre-Tax and After-Tax Benefits
• Pre-Tax - Premiums/contributions are not subject to tax:
    – Medical*
    – Dental*
    – Vision*
    – Flexible Spending Accounts                             * Domestic Partner coverage:
                                                             - Paid after tax
    – Transportation Management Accounts                     - Imputed income


• Post-Tax – Premiums/contributions are subject to tax:
    – Group Legal
    – Employee Optional Life Insurance
    – Spouse and Child Life Insurance
    – Optional Accidental Death and Dismemberment
      Insurance
    – Employee Optional Long-Term Disability
    – Long-Term Care Insurance




                                         11
    Eligibility and Coverage Levels
•   Eligibility - one month from date of hire

•   Associates
     - Regularly scheduled 20+ hours/week
     - Excludes interns and certain part-time scenarios

•   Dependents
     - Spouse or domestic partner
     - Children/stepchildren, if fully maintained by you
           • Up to age 19, or to age 26, if a full time student
           • Any age if mentally or physically disabled and unable to self-support

•   Coverage levels:
     - Employee Only, Employee + 1 Dependent and Family
     - You can choose different coverage categories for different plans




                                                12
Changing Coverage Mid- Year
•   Benefit elections remain the same throughout the plan year

•   Changes may be made during open enrollment or if there is a
    major life change
     – ie. Marriage, divorce, birth or adoption of child
     – 31-day window
     – Benefit changes retroactive to date of change in status




                                  13
Your 2008 Benefit Plans

       Medical
         Medical Plan: An Overview
Choices of coverage:




       Aetna HMO       United Healthcare    Oxford EPO
                         Choice Plus

        PPO1                PPO2                  OOA
    Higher benefit       Lower benefit     If you live outside
   Higher Premium       Lower Premium        of PPO Network




                               15
                    How PPOs Work:
    •Preferred Provider Organization (PPO)
    •Offers Flexibility while managing out-of-pocket costs
    •No Primary care physician (PCP) required

                 In-Network                               Out-of-Network


•   Meet deductible before plan               •   Lower level of coverage
    shares costs
                                              •   Coinsurance applied to full fees, up
•   Coinsurance applies to                        to reasonable and customary (R&C)
    discounted fees                               limits; you must pay any amount
                                                  over R&C in addition to your
•   Lower out-of-pocket maximum                   coinsurance
                                              •   Higher out-of-pocket maximum
•   Non-notification penalty
    applies                                   •   Non-notification penalty applies



                                         16
    UBH: Mental Health Benefits
•   Coverage for mental health and treatment associated with
    substance abuse


          - Stress management
          - Depression
          - Eating disorders
          - Alcohol or drug dependency
          - Anger management
          - Mental disorders



•   Nationwide network of more than 40,000 providers and 1,900
    facilities with locations in every state

•   Phone number on ID card


                                      17
   UBH: Mental Health Benefits

                      PPO1                         PPO2
              In-           Out -of -      In -          Out- of-
              Network       Network        Network       Network
Inpatient    90% after     70% after      80% after     60% after
Care         $300 co-pay   deductible     $250 co-pay   deductible
             and           $600 co-pay                  $500 co-pay
             deductible    30 day limit                 30-day limit
Outpatient   $20 co-pay    50% after      $25 co-pay    50% after
Care                       deductible                   deductible
                           30 visits/year               30 visits/year




                               18
            Massage Therapy
•   Massage/Accupuncture therapy discounts available!

•   For UHC PPO1 & PPO2 ONLY

•   Over 2000 providers nationwide

•   Logon to www.myuhc.com and search under physicians and facilities
                     Prescription Drug Plan
•   Prescription benefit through UHC Choice Plus

•   3-tiers: Generic, Preferred Brand-Name, Non-Preferred Brand-Name
     – Same costs under both PPO plans

•   Co-pays do not apply toward deductible or out of pocket maximums


                                    Retail Program                        Mail Order Program
                               (Copay per prescription, 30 day          (Copay per prescription, 90 day
                                          supply)                                  supply)

                                 PPO 1                 PPO2             PPO 1                   PPO 2
     Generic Drugs           $15                  $8                $30                   $16
     Preferred Brand-Name    $35                  $40               $70                   $80
     Drugs
     Non-Preferred Brand-    $50                  $55               $100                  $110
     Name Drugs
                             •Maintenance meds - Initial 30-day     •Maintenance medication refills made
                             supply and up to 2 refills at retail   easy
                                                                    •Annual limit per prescription: Initial 90-
                                                                    day supply and 3 refill




                                                        20
    Other Services through UHC
•   www.myuhc.com
     • Find participating physicians and pharmacies
     • Estimate health costs
     • Review benefits coverage and eligibility
     • View claim status
     • View the Prescription Drug List
     • Request ID card

•   NurseLine
     • Offers support for taking self-care measures, making difficult decisions
       or communicating with your doctor
     • 24 hours toll free at 800-846-4678

•   Toll-free dedicated customer service line
     • 866-679-0946




                                       21
                   HMO/EPO Programs
                     Oxford/Aetna
•   Oxford Health Plans EPO – Connecticut, New York, and New Jersey
     -   No referrals required!


-   Aetna National EPO– all locations
    -    No referrals required!


•   Health care services available through a network of participating providers
     - Primary Care Physician (PCP) typically required
     - Referrals for Specialists may be required
     -   Co-pays per visit


-   Provide a higher level of benefits than PPO, but does not offer
    Out Of Network Benefits (except in an emergency situation)



                                                   22
                          HMO Programs
                           In California

•   Blue Cross California – referrals required

•   Kaiser Permanente of Southern California - referrals required

•   Pacificare of California - referrals required


•   See HR if you are interested in learning more about an HMO in your area
Contribution Comparison for 2008
                                   Semi-Monthly deductions



                                                           Empire       Empire
 Level Of          UHC         UHC         Aetna           BCBS         BCBS     Kaiser Oxford
 Coverage          PPO1        PPO2        National        (CA)         (GA, IL) (CA)   EPO
 Employee            $54.00 $24.00               $40.00        $42.00        $36.50 $30.50             $41.50
 Employee + 1 $118.50 $53.50                     $83.00        $84.00        $73.50 $61.50             $85.00
 Family             $172.50 $77.50             $120.50 $126.00 $110.00 $92.00 $122.50




 **If you are covering a domestic partner for the first time:
                           -Must satisfy the criteria specified in the ―Affidavit of Domestic Partnership‖
                           -Submit Affidavit and evidence of financial interdependence to HR




                                                      24
     Employee Assistance Program
                 (EAP)
•   Available to you and your immediate
    household, regardless of health care
    plan

•   Confidential counseling assistance
    through Corporate Family Network
    (CFN)
      – CFN‘s network is comprised of
         Masters Level Clinicians or higher

•   Support in handling:
     – personal and work related
        conflicts, financial concerns, legal
        situations, childcare/dependent
        care decisions
                                                    www.moretolifeonline.com
                                                    Username: IPG
•   Up to eight free counseling sessions            Password: guest
    per issue



                                               25
Your 2008 Benefit Plans

        Dental
                                   Preferred Dental
                                   Program (PDP®)

    Similar to a PPO, PDP offers flexibility and cost-management features




•     In-Network benefits                      •    Out-of-Network benefits
        – Affiliated dental providers                – Any licensed dental provider
        – Higher level of benefits                   – Lower level of benefits
        – Pre-negotiated fees                        – No discounted fees


•     No primary dentist or referral process




                                               27
                          Dental Maintenance
                          Organization (DMO)
•   Available in most locations

•   Similar to a HMO in that dental care is only available through network of
    participating providers

•   No deductibles or maximums

•   In-Network benefits only
      - Select Primary Care Dentist (PCD) for yourself and each dependent
      - Referrals required (except Orthodontia)
      - Benefits are paid according to fee schedule

•   No Out-of-Network benefits
     - Except emergencies, as determined by Aetna




                                          28
             2008 Dental Plans

                   Semi-monthly deductions

             Coverage          Metlife PDP      Aetna DMO

              Employee             $5.50              $4.50

            Employee + 1            $11                $9

               Family             $16.50              $13




**If you elect an DMO, you will need to elect a PCD
           -DMO contact list on enrollment website
           -Must contact the DMO directly


                                    29
Your 2008 Benefit Plans
        Vision
    Vision Plan: An Overview
•   In-Network and Out-of-Network benefits
      – Exams
      – Lenses: single vision, bifocal, trifocal and lenticular lenses
      – Frames
      – Contact Lenses

•   VSP Providers:
     – Independent vision providers
     – Not retail vision chain stores

•   Value-Added Benefits for In-Network services:
     – 20% discount on the cost of additional pairs of glasses
     – 15% off the professional services associated with prescription
        contact lenses




                                      31
                        Vision Plan:
                       A Look at VSP
                                              In-Network                     Out-of-Network
 Exams (1 per year):                                                       Up to $50 allowance

 Lenses (1 per year)*:                                                     Allowance up to:
                                        $25 copay for exams,
                                                                           $32 — Single vision
                                        lenses and frames
                                                                           $50 — Bifocals
                                                                           $68 — Trifocals
                                        ($130 towards frames)


 Frames (1 per 24 months):                                                 Up to $65 allowance


 Contact Lenses (1 per year) *:         Up to $150 allowance               Up to $150 allowance

 LASIK + Other Eyewear:                 Discounts available                No discounts


*Eitherlenses or contact lenses in any year, but not both in the same year. Frames every 24 months (can‘t
get contacts that same year)


                                              32
       Vision
Semi-Monthly Premiums

   Coverage Category    What You Pay
   Employee Only            $3.72




   Employee + 1             $5.00
   Dependent



   Family                   $5.11




                   33
Your 2008 Benefit Plans

  Flexible Spending
       Accounts
         Health Care FSA Account
     •   Set aside pre-tax dollars to be used for eligible medical expenses,
     –   Includes expenses for qualified dependents
     –   Minimum $120, maximum $5,000

•   Two options for payment:
     – Pay provider directly and receive reimbursement from your account (claim form)
     – Cost automatically deducted from your account with Healthcare card

     •   Elections can only be made/changed during open enrollment or after a qualified
         life status change, as your plan allows

     •   Total annual election is available to spend from the first day of the plan
           •   Payment fails if there are insufficient funds in account


     •   Funds left in the plan after the claims run-out period, will be forfeited (―use it or
         lose it‖)

     •   Claims may be submitted through March 31 of the following year




                                                     35
 What is covered in an HC FSA?
                                        24/7 access to:
•Our Top Twelve List:                     What’s covered
   1. Rx (prescription)                    Who’s covered
   2. Co-payment (medical)              Employee Account
   3. Office visit (medical)        Ability to estimate savings
   4. Dental                        http://www.wageworks.com/
   5. Over-the-counter
       (eligible)
   6. Vision
   7. Psych / therapy
   8. Chiropractic care
   9. Lab (medical)
   10. Orthodontia
   11. Hospital fees
   12. X-ray (medical)




                               36
          Dependent Care FSA Account
     •   Allows for pre-tax funds to be used to help pay for child and elder care (NOT for their medical
         expenses)

     •   Will reimburse up to the balance in your account: Only pays out to the amount that has been
         funded by payroll contributions to date

     •   No card and an IRS annual limit of $5000

•   Use it or lose it!
     - Funds remaining in account are forfeited per IRS specifications

     Pay my Provider
     • If there are insufficient funds in the account to pay the requested amount to the provider, then a
        partial payment will be made

     •   The participant must pay the difference directly to the provider – no ‗make up‘ checks are sent




                                                     37
      What is covered in an DC FSA?
Child Care Expenses                       Who’s covered?
    – After school programs                A qualifying child (under the age of 13)
                                           A qualifying relative (grandchild, step child, claimable on
    – Babysitting (someone else's home)
                                            your taxes and resides with you for more than 50% of
    – Babysitting (your home)               the year)
    – Before school programs
    – Child care
    – Nursery school
    – Pre-school
    – Sick child care

    – Summer day camp
Elder Care Expenses
    – Adult day care center
    – Elder care (in your home)
    – Elder care (outside your home)
    – Senior day care




                                           38
Convenient Payment Options
Pay by card:
 •   Cards issued to all HCSA participants      •    Cards may be used at merchants who
                                                     are Inventory Information
      – Select ―Credit‖ option when using
                                                •    Approval System (IIAS) certified
 •   Cards can be used at
      medical/dental/vision service providers         – Wal-mart, Sam‘s Club
                                                •    Retain copies of all detailed receipts of
                                                     card transactions

Pay my provider:
•    Available for both HCSA and DCSA participants
•    Similar to online bill pay
•    Checks issued 10 days after request
•    $20 minimum check request



Pay me back:
•    Submit claim form and appropriate documentation to Wageworks
•    Daily processing and payment of claims
•    Find claim forms at www.wageworks.com



                                     39
Your 2008 Benefit Plans

    Life Insurance
                             Life Insurance
    Basic Life Insurance                          Optional Life Insurance
•    Automatic core coverage at no cost to    •   Elect more life insurance than
     you (1x Pay, up to $250,000)                 what Basic Life provides, up to 8
                                                  coverage options
•    As pay increases or decreases during          - 1x Pay - 8x Pay
     the year, benefits are automatically
     adjusted
                                              •   As pay increases or decreases
                                                  during the year, benefits are
•    Imputed income: Employer paid Life           automatically adjusted
     Insurance over $50,000 is taxable
       - Avoid imputed (taxable) -Opt for
          1x Pay, up to $50,000 (you may      •   Premiums adjust accordingly for
          not elect additional life               age
          insurance)
                                              •   Coverage maximum — $2 million
                                                   - Includes Basic Life Insurance




                                             41
Optional Employee Life Insurance:
  Evidence of Insurability (EOI)
 •   Evidence of Insurability

      – What is it? ―Proof of good health‖

      – Required if your election exceeds 3x Pay or $500,000

      – Coverage effective when EOI approved by carrier




                                     42
Optional Dependent Life Insurance
Spouse Life                                 Child Life

•    Spouse or Domestic Partner             •   Two coverage options:
                                                 – $5,000 per child
•     Ten coverage options:                      – $10,000 per child
    - From $10K up to $100K- $10K
        increments
                                            •   Covers all eligible children
•    Cannot exceed value of Employee‘s
     coverage (Basic and Employee
     Optional Life Insurance)

•    Premiums based on employee’s age
     vs. spouse or domestic partner

•     Evidence of Insurability:
    - Required for coverage over $50,000



                                       43
                      Life Insurance:
                    About Beneficiaries
•   Basic and Employee Optional Life Insurance
     - Designate beneficiary
     - Multiple beneficiaries ok

•   Spouse/Domestic Partner and Child Life Insurance
     - Employee automatic beneficiary




                                             44
  Life Insurance:
Semi-Monthly Cost
Coverage Category                  What You Pay
Basic Life Insurance          $0
Employee Optional Life (Per
$1,000 of benefit)
     <25                      $0.040
     25-29                    $0.048
     30-34                    $0.064
     35-39                    $0.072
     40-44                    $0.080
     45-49                    $0.136
     50-54                    $0.224
     55-59                    $0.376
     60-64                    $0.560
     65-69                    $1.016
     >70                      $1.648
                        45
Optional Dependent Life:
  Semi-Monthly Cost
    Coverage Category                 What You Pay
   Child:
            $ 5,000 coverage      $0.30
            $10,000 coverage      $0.60


   Spouse/Domestic Partner*:      Per $1000 in coverage
        <25                       $0.040
            25-29                 $0.048
            30-34                 $0.064
            35-39                 $0.072
            40-44                 $0.080
            45-49                 $0.136
            50-54                 $0.224
            55-59                 $0.376
            60-64                 $0.560
            65-69                 $1.016
            >70                   $1.648



                            46
   (* Based on the age of the employee)
Your 2008 Benefit Plans

  Accidental Death &
   Dismemberment
    Optional Accidental Death &
    Dismemberment Insurance
      (AD&D): An Overview
•   Provides benefit if injury or death occurs as result of accident

•   Nine levels of coverage: $50k through $1m*
     *Up to 10x Base Annual Salary

•   Coverage available for:
     – Employee Only
     – Family

•   Insured by Mutual of Omaha




                                                 48
           Optional AD&D:
           Family Coverage
•   Benefit for family members is determined by composition of your ―family unit‖
    plan:
     - Spouse/domestic partner receive:
          • 60%, if no children covered
          • 50%, with children covered


     - Child coverage:
          • 20%, if no spouse/domestic partner covered
          • 15% , with spouse/domestic partner covered




                                           49
          Optional AD&D:
         About Beneficiaries
Employee:
• If you are injured, you receive the benefit
• Death benefits are awarded to your beneficiary


Covered dependent:
• If he/she is injured, he/she receives the benefit
• If the dependent is under 18, you receive the benefit
• Death benefits are awarded to you as the beneficiary




                                        50
Semi-Monthly AD&D Cost


     Coverage Level            What You Pay


   Employee Only           $0.0165/$1000 of benefit



   Family                  $0.0280/$1000 of benefit




                      51
Your 2008 Benefit Plans

 Long Term Disability
          Long-Term Disability Plan:
              Disability Defined
•   Illness or injury preventing you from performing your job for more than 90 days

     -   First 24 months: unable to perform key duties of your job

     -   After first 24 months: unable to perform key duties of any job for which
         you‘ve been trained

•   Pre-existing condition (NEW HIRES):

     - Injury or illness three months prior to start of coverage for which you:
          •   Consulted a doctor
          •   Received medical treatment
          •   Obtained prescription drug
          •   No benefits for first 12 months of coverage associated with that condition




                                               53
       2008 Long Term Disability Plan

Basic Long-Term Disability
50% pay, to monthly maximum
                                  Optional LTD                Per $100
benefit of $3,000
(equivalent of a salary of 72k)   Basic LTD                   No cost to you

Optional Long-Term                Monthly Covered Salary      $.058
disability                        $6,000 or less (up to 72K
60% pay, to monthly maximum       base)
benefit of $22,000                Monthly Covered Salary      $.288
                                  $6,000 or more (over 72K
Total Maximum Monthly             base)
Benefit: $25,000
•Basic and Employee Optional
combined




                                       54
Your 2008 Benefit Plans

    Long-Term Care
       Insurance
Long-Term Care Insurance:
      An Overview
Long-term care - personal care or supervision due to accident, illness,
or age related health issues


LTC provides financial protection in the event that you or an eligible
family member requires long-term care or assisted living.


Examples of covered illnesses:

 Multiple Sclerosis            Parkinson‘s Disease
 Head/Spinal Injury            Alzheimer‘s Disease
 Stroke




                                  56
       Long-Term Care Insurance
  Covered Facilities
  • In-home care from a                 • Nursing home or hospice
  licensed home health or               • Adult day care
  personal care aide                    • Informal Care
  • Care at an assisted living          • Alternate Plan of Care
  facility or an adult day
  care center


  Eligibility
  •You, Spouse/Qualified                 •Parents and parents-in-law
  domestic partner                       •Grandparents and
  •Adult children of you and your        grandparents-in-law
  spouse


Guaranteed acceptance (no proof of good health required) for actively-at-
work employees during initial enrollment. Proof of health is required for
everyone else.

                                       57
Your 2008 Benefit Plans

   Transportation
Management Accounts
    Transportation Mgt. Accounts
•    Transit Account & Parking Account
    – For work-related parking expenses ONLY

•    Monthly contribution/ reimbursement amounts:
       Transit : $115max. Parking : $220 max.

•    Total cost of monthly pass deducted from your paycheck, up to $115 pre-
     tax, the remaining post-tax

        Example: Transit Account $150 monthly pass
        $150 deducted from paycheck
            – $115 deducted pre-tax
            – $ 35 deducted post-tax

•    The full deduction is taken from the final paycheck of each month


                                          59
     Transportation Mgt. Accounts:
                                                            Ie. Employees who would
•   Ongoing enrollment: Sign up whenever you choose         like to participate for the
                                                            benefit month beginning
                                                            January 1, 2008 will nee
•   Monthly enrollment deadlines: The month you begin       to enroll from November
    to receive your benefit depends on which day you        10th, 2007 through
                                                            December 9th, 2007
    enroll.
                                                            EXCEPTION:
                                                            LIRR/MNRR – order
•   Monthly pass delivered to your home monthly OR you
                                                            deadline is the 4th of
    can sign up for the debit card (Be sure to choose       each month
    ―Credit‖ at vending machines)                           Make changes or cancel
                                                            anytime before the
                                                            monthly deadline.
•   Funds deposited automatically on the 25th of the
    month prior to each benefit month (ie. April 25th for
    May benefits)

•   Any unused balance will remain on the card for future
    use




                                           60
Your 2008 Benefit Plans

 Savings Plan – 401(k)
                             Savings Plan:
                             An Overview
•   Eligible for enrollment 1st day of the month following 30 days of employment

         Highlights:
         •Variety of investment options
         •Flexibility to make changes to contributions and investments
         •Loans and withdrawals
         •Managed by JP Morgan, www.retireonline or 800-345-2345


•   Pre-tax and post -tax contributions             Company match
     - Up to total of 25% of pay                         - Up to 10 yrs service:
     -    Pre-tax max of $15,500                         50% match, up to 6% of
                                                         pay
                                                         -10+ yrs of service 75%
•   Vesting : 100% vested in company
                                                         match, up to 6% of pay
    match after 3 years service


                                             62
             Loans and Withdrawals
•   Loans available
     – up to 50% of your vested balance
     – $1000 minimum, $50,000 maximum
     – Interest on loan is 1% over prime and that goes back into your account
     – If you leave Momentum with an outstanding loan, you have 90 days to repay or it‘s
        classified as a withdrawal

•   Withdrawals available
     – Subject to income tax withholding and 10% penalty
     – Considered ―hardship‖ withdrawal
          • Purchase or maintenance of primary residence
          • Medical expenses
          • Tuition related expenses
          • Foreclosure/eviction from principal residence




                                             63
               401(k) – Additional Match
•   Based on Company Performance against pre-set financial targets
• Calculated based on only the first 6% of contributions made to the 401(k) plan
    – If match is awarded, the matching contribution will be received in April
           of the following year


Eligibility:
     –   Must be enrolled in the 401(k) Plan during the Plan year
     –   You must be actively employed by an IPG agency on December 31 of the Plan year




                                             64
Your 2008 Benefit Plans

   Employee Stock
    Purchase Plan
    Employee Stock Purchase Plan
•   Interpublic group is publicly Traded on NYSE

•   Employees hired between 11/02/2007 and 11/01/2008 will be able to participate
    in the ESPP effective 1/01/2009

•   Employees can purchase stock at 15% less than market rate

•   Elect 1-10 % of pay through payroll – money deducted held in an account under
    your name

•   Company will purchase full shares at 85% of stock‘s average sell price on that
    day

•   To enroll: www.melloninvestor.com




                                           66
Your 2008 Benefit Plans
                           ID Theft Assist
•   Monitor and helps restore credit

•   Emergency Call center
     - Around-the-clock access
     - Will help you or your family recover your identity by making phone calls and
    filing necessary paperwork on your behalf

•   Includes the Covered Employee; Spouse or Domestic Partner; children under
    the age of 21 who live with the Covered Employees

•   $3.75 per pay period

•   For Additional information visit www.aia-online.com/IPG




                                           68
Your 2008 Benefit Plans

     Group Legal
                  Available Services
•   Consumer protection& small claims    •   Document Preparation
    assistance
                                              – Affidavits
•   Debt matters
                                              – Deeds
     – Debt Collection
                                              – Demand Letters
     – Identity Theft
                                              – Document Review
     – Personal Bankruptcy
                                              – Mortgages
     – Tax Audits
                                              – Notes
•   Defense of civil lawsuits
                                         •   Will/Estate Matters
     – Administrative Hearing
                                              – Living Trusts/Wills
        Representation
                                              – Powers of Attorney
     – Civil Litigation Defense
     – Incompetency defense




                                        70
                 Additional Services
•   Family law                     •   Real Estate Matters
     – Name Change                      – Eviction/Tenant Problems
     – Premarital Agreement             – Home Equity Loans
     – Uncontested Adoption             – Refinancing Home
     – Uncontested Guardianship         – Sale/Purchase of home
•   Immigration Assistance              – Security Deposit Assistance
•   Personal Injury
•   Traffic/Criminal Matters
     – Juvenile Court
     – Restoration of Driving
     – Traffic Ticket Defense
         (excluding DUI)




                                  71
          Services not covered
No services, not even a consultation, can be provided for the following
matters:

•   Employment-related matters
•   Matters involving MetLife® and affiliates and Plan Attorneys
•   Conflict of interest matters between the employee and spouse or
    dependent
•   Appeals and class actions
•   Farm and business matters
•   Patent, trademark, and copyright matters
•   Costs or fines
•   Frivolous or unethical matters
•   Pre-existing attorney-client relationships




                                     72
Your 2008 Benefit Plans

The Benefit Enrollment
      Process
                 Enrollment Process
    To enroll in Medical, Dental, Vision, FSA, ID Theft, Legal, LTD,
    and Life Insurance:
•    Enroll online at https://www.interpublicbenefitsonline.ehr.com

•    Must enroll during initial enrollment period

•    IPG will email link to your momentum email address
      • Should receive after first pay check

•    Determine your elections
      • Will need dependent date or birth and social security number

•         Check out the Plan Cost Estimator (PCE):
          Interactive, web-based tool - Easy to use and confidential
          Allows you to compare health care plan costs according to your needs

•    Confirm elections
      • Print a copy for yourself and HR
                                          74
                        Other Benefits
•   Transit: Enroll anytime via phone/web at http://www.wageworks.com and
    indicate pass type

•   ESPP: Enroll after 1/1/09 at www.melloninvestor.com

•   401K: Enroll on the 1st of the month after you complete 1 month of
    employment at www.retireonline.com




                                        75
Your 2008 Benefit Plans

  Additional Benefits
           Short Term Disability Salary
                  Continuance
•   During period of disability,   Length of    Days of pay in a 12-
    associate may be eligible      Service      month period
    for 100% paid short-term
                                   12+ months   12 days
    salary continuance based
    on years of service
                                   24+ months   24 days
•   Disability defined – An
    illness or injury preventing   36+ months   36 days
    you from performing your
    job for more than 5            48+ months   48 days
    consecutive work days
                                   60+ months   60 days

                                   72+ months   65 days


                                       77
            Adoption Assistance Plan
•   Eligible employees may receive 80% reimbursement up to $5,000 maximum benefit per
    year or per adoption

•   IRS regulates eligible expenses to include:
      - Reasonable and necessary adoption fees
      - Court costs
      - Attorney fees
      - Travel expenses, including meals and lodging

•   Reimbursement is not subject to federal income tax

•   See HR for more details




                                              78
        Employee Referral Program
•   Forwarding resumes to HR could earn
    you $1000 bucks- net!

•   Paid in 2 installments:
     – $500 at employees 3-month
         anniversary
     – $500 at employees 6- month
         anniversary

•   Referral fees do not apply to family
    members, temporary employees,
    direct/indirect reports on the team, current
    IPG employees.




                                                   79
Anniversary Award Program
•   Milestone anniversaries are recognized through this program:
     • 5th, 10th, 15th, 20th and 25th anniversary

•   Awards are based on years of service - $100/year, so an associate
    celebrating a 10 year anniversary will receive $1,000

•   Awards are net of taxes and paid at the end of the anniversary month
    through the normal payroll cycle




                                      80
               Employee Discounts:
Global Fit Corporate Fitness          Hewlet Packard
   Program
•  Month-to-Month basis, no long-     •  Purchase HP or Compaq consumer
   term contracts                        products at discounted prices
•  Employees and immediate family
   members eligible                   Microsoft
                                      •   Discounts on Microsoft's consumer
H & R Block                               software and hardware products
•   Savings on preparation of taxes       including Microsoft Office XP
                                          Professional, Microsoft Windows XP
Apple Corporate Employee                  Professional, Microsoft Money 2003
   Purchase Program                       and some of the newest games and
•  An Apple store has been setup          hardware! You may purchase up to
   specifically for IPG, including        three copies of any product available.
   many of Apple‘s best selling
   products; iPod, iMac, new
   PowerMac G5 and Powerbooks         Dell
                                      •    Large corporate account employee
General Motors                             purchase program – discounts vary
• Discounts vary




                                      81
               Philanthropy:

               As we strive to be one of the ‗Top 100‘,
               our work/life committee sees to it that
               our offices partner with a local
               philanthropy. It is for this reason that we
               have joined forces with GLWD, located
               directly across the street.

               GLWD provides us with hot meals which
Note: for NY   we then deliver to homebound,
ONLY           terminally ill SOHO residents.

CIN: contact   If you want to take a lunchtime break
Nancy Healey   and join a coworker in these deliveries,
for charity    please let us know and we will provide
information    you with the appropriate forms and
               information.




                             82
Employee Development




         83
       Performance Reviews
•   Formal feedback in January (Q1&4) or July (Q 2&3)

•   360 degree process - Incorporate input from associate
    along with principal ―customers‖ and contacts

     - Review manager
     - Peers/colleagues
     - Team members from other departments
     - Direct reports
     - Clients
     - Vendors




                                84
    Momentum on the Move (MOM)
•   Internal job-posting site at momentumnet.net
      - Contact IT for username and password

•   MOM provides associates with a list of of up-to-date openings across all Momentum North
    America, as well as a means to apply.


•   Eligibility
     - 12 months minimum in current position
     - Assessed as a strong performer in most areas of recent performance review
     - Satisfies the qualifications and skill requirements for the position




                                              85
Educational Assistance Program
•   Eligibility – full time Associates following 12 months of service

•   Must be related course of study

•   Pre-approved by Review Manager and HR

•   75% reimbursement of tuition, lab and course fees, excluding books
     – 50% upon approval and enrollment
     – 25% following completion with a passing grade

•   Grade of ―B‖ or better for graduate level courses

•   Grade of ―C‖ or better for undergraduate level courses

•   6 credit hour maximum per semester




                                             86
     Your Professional Development

                      Momentum Training Offerings




Momentum       Momentum         McCann       IPG Compliance   External
Proprietary   Wg:eLearning    WorldGroup        Training      Training
 Training                     HFD Training




                                   87
    Momentum Wg:elearning Center
•   Register: https://momentumwgelearning.wgexchange.com/
•   50 courses in 5 languages, 24/7 access, self-paced
•   Reporting and tracking capability
•   Your first course: Momentum Essentials



    IPG Required Online Training Courses
Code of Conduct/Business Ethics                Anti-Harassment Training
Course
                                               We are committed to providing a
We are committed to act in a lawful            professional work environment free of
manner that upholds our high ethical           discriminatory harassment for all
standards in the business community.           employees.
                                               Participants: All New hires and
Participants: All employees: Annual            Promotions to Management
Requirement (Spring )
•Email sent by Michael Roth of IPG             Email sent by Jennifer Frieman from
•Reminders                                     Training and Development
                                               Reminders



                                         88
Questions?




    89

						
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