The WFG Network by chenmeixiu

VIEWS: 11 PAGES: 2

									                                                                             The WFG Network
  January 2007
  Volume 1, Issue 8


Inside this issue:

                           1
President’s Corner
                                                                         Compliance Update from the
                           2
Compliance Update                                                        desk of Desiree’ Headings
                           2
Product Center
                                                                         With the New Year here, this is
                           2                                             another opportunity to go back to the
Recipe of the Month
                                                                         basics...

                                                                         Compliance is complicated, but doing
                                                                         the right thing for the client, for the
                                                                         right reason, is what keeps us at the
                 President’s Corner                                      cutting edge in the industry. The most
                                                                         important thing to keep in mind is to be
                 Fiscal Fitness                                          sure to keep to the basics when it
                                                                         comes to disclosure and reviews with
                                                                         your clients. Compliance will continue
I hope everyone had an enjoyable holiday season. With the New            to become more of an issue as we
Year, 2007 brings about many changes in our clients’ lives. It is a      move forward in our practices.
tradition for many people to set goals and resolutions for the New
Year. Often times, we hear people talking about how they plan to         Remember, the function of compliance
become healthier, to lose weight, to eat better, to improve their        is to protect, not only you and your
physical fitness.                                                        practice, but your clients as well.

As financial advisors, it is our job to educate our clients about the    Also, Branch Office Exams as well as
need to set goals in 2007 to improve their fiscal fitness as well.       annual requirements will come sooner
                                                                         than we know. Do not be surprised by
As your clients check their mailboxes for their W-2s and 1099s to        an unannounced audit/exam from
prepare their 2006 taxes, I urge you to get in touch and talk to         either myself or AIG Financial
them about planning for their 2007 tax year. Not only are you a          Advisors. Remember, if anyone
financial advisor, but you are also a financial educator. It is          comes to your office unannounced, get
important to work with clients so they can plan in advance to            a business card and call our office.
reduce their tax bill next year. There are many tools that clients
often do not take advantage of because they do not understand            Review of your Outside Business
the value or the purpose such as tax deferred versus tax exempt          Activities Questionnaire should be
investments.                                                             done within 30 days of any material
                                                                         change! This is often missed during
Roth IRAs, traditional IRAs, college savings plans, 401(k) and           the daily routines of business, however
403(b) plans…For those who do not work with such tools on a              it is very important to keep your
daily basis, it can be overwhelming trying to understand them. So,       outside actiivies updated along with
as you kick off the New Year, I urge you to make it a part of your       reviewing your U4 on a regular basis.
business strategy to educate your clients this tax season, and
help better position them economically for next year.
                                                                         As always, I look forward to helping
                                                                         you in your practices and being your
At Willamette Financial Group, we are privileged to be able offer a
                                                                         advocate as we move forward! I enjoy
variety of tools to assist in all the facets of our clients’ lives. We
                                                                         working with each of you and welcome
are also privileged to work with, and share with, such a
                                                                         any suggestions, concerns or
knowledgeable and experienced group of advisors, and I look
                                                                         questions you have.
forward to working with all of you again this year.

Best Regards,                                                            Sincerely ~ Desiree'
Alan
Page 2                                                                                                   The WFG Network




 Product Center: Curian Capital
 If you’re looking to expand or enhance your practice in 2007, consider the attached articles offered by
 Curian Capital:

 - It’s All About the Client
 - The Lost Art of Listening Could be Your Greatest Sales Tool

 Curian portfolios are attractive to investors because they include:

 •    Ownership of individual securities in a fully diversified Managed Account (Approx 200+ positions)
 •    Specific customization based on an investor’s Time Horizon, Risk Tolerance & Tax situation
 •    Ability to minimize the impact of taxes utilizing 8 different tax lot selling options and harvest losses at year -end
      for non qualified accounts.
 The platform itself offers advisors a no-hassle, web-based, paperless proposal generation system, electronic
 compliance routing, as well as 24/7 access to all client documents & performance information. For more information,
 contact:
                                                        Holt Fogarty
                                  Internal Regional Business Consultant -WA, OR, AK, ID
                                                    Curian Capital LLC
                                                       877-847-4192
                                                 Holt.Fogarty@Curian.com




                                                 German Apple Cake
                                 For a warm, hearty winter desert, give this cake a try.

     2 1/4 cups flour
     1/2 cup brown sugar
     1 cup white sugar
     2 teaspoons baking soda
     2 teaspoons cinnamon
     1/4 teaspoon salt
     1/2 cup shortening
     1 cup sour milk (you can sour milk with lemon juice)
     2 eggs
     2 cups raw, diced apples ( peels can be removed, it’s a personal preference)

     Cream eggs, shortening and sugars. Add flour, salt, cinnamon, and baking soda alternately with milk. Fold in
     diced apples. Place cake in greased and floured 13”x9” pan; sprinkle on following topping:

     Topping: Blend together the following
     1/4 cup brown sugar
     1/4 cup white sugar
     1/2 teaspoon cinnamon
     1/2 cup chopped nuts

     Bake at 350 degrees for about 45 minutes.



                                                   For Internal Use Only
                      Willamette Financial Group, LLC, 3550 Liberty Road S, Suite 230, Salem, OR 97302
                                                        503.566.7266

								
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