1221 East Grand
Educator Summer 2010
Springfield, MO 65804
www.educationalccu.org Use Your
Monday - Friday
8:45 a.m. to 5:15 p.m.
10:00 a.m. to 5:15 p.m.
Drive Up Hours
Monday - Thursday Educational Community Credit Union
7:30 a.m. to 6:00 p.m.
can help you save more!
7:30 a.m. to 7:00 p.m. Expanding your home, taking a vacation, or planning a wedding? Perhaps you’re
looking for a little extra money to have on-hand for a big trip or a purchase you’ve
Branson Branch been dreaming about. A home equity line of credit is a great way to finance recurring
1440 State Hwy 248 • Ste A expenses like college tuition. Of course, it’s also helpful for life’s unexpected expenses
Branson, MO 65616 too! You can use the money for whatever you want!
Fax: 417-339-3956 Choosing ECCU for your Home Equity Loan is a smart choice.
Monday - Friday HELOC benefits include:
10:00 a.m. to 5:30 p.m.
• Variable rates as low as 4.90% APR* that can adjust quarterly, based on Prime
Internet Banking • No closing costs or prepayment penalties
Transactions will be • Borrow up to 90% of your home’s equity
• Can be used to consolidate higher interest rate accounts
PATT Line • Interest may be tax deductible (consult with a tax preparer)
(24-hour teller) • Terms up to 120 months
866-439-3220 *Annual Pecentage Rate
PATT transactions will be
Exclusively for ECCU Members
ECCU is excited to offer an additional reason to
get a HELOC loan! As an added bonus, ECCU gives
you a chance to spin our prize wheel! Any new
HELOC opened before December 31, 2010 gets a
free spin to win all sorts of cool stuff! Limited time
offer, so call a personal financial service rep today!
Take a Look at Our Bulletin Board
ECCU Takes Part in Relay for Life
Educational Community Credit Union employees and members stayed out all
night to help raise money for the American Cancer Society. ECCU teamed up
to raise money for Relay for Life, June 4-5 at the Branson Cedar Ridge Track.
Staff fundraised with dress-down days, paper icons, and bake sales. ECCU was
awarded “Top Online Team Fundraiser,” “Top Online Individual Fundraiser” and
“Individual Most Money Raised” for their $7,000 contribution. Thank you to
everyone who contributed!
Our Back to School Bash
was a Big Hit!
Kirby Kangaroo and ECCU
members had a jumpin’ good
time at our 2nd Annual Back
to School Bash! A big THANK
YOU to members who came Stork Club Member: Sophia Holmes
out on Saturday, August 21st
to help celebrate the new Stork Club Learns
school year. Activities included
inflatable’s, food, prizes,
a chance in the cash cube, The Stork Club (ages 0-2) had its first play date at
and even a water balloon the Springfield Gymnastics and Aquatics Center
fight! Great job to everyone Timothy & Nathan on August 1, 2010. Stork Club members had fun
who helped make our bash with water guns learning swim techniques and instruction. Want
spectacular! to know more about our Stork Club? Visit us at
www.educationalccu.org. Keep a look out for
more social outings!
Youth Advisory Board
Auto Buying 101 seminar
ECCU Youth Advisory Board helped provide insight ECCU teamed up with Community Blood Center of
for the credit union youth! The Youth Advisory Board the Ozarks for a blood drive July 23, 2010. Those who
(Ages 13-18) held an “Auto Buying 101” Seminar July gave blood received a coupon for a free personal
22, 2010 for youth trying to save and buy their first car. pan pizza as a bonus! Thank you to all that gave
Representatives from Credit Union Lending Systems, blood! If you would like to help save lives, please
Farmers Insurance, Department of Motor Vehicle, and donate. For more information, please contact Stacy
ECCU gave advice and helpful tips to attendees. Special at 417-831-0534 ext 238.
thanks to all that attended.
Congrats to Weston Wright
who won the $100 Visa Gift
Card for the night.
Pictured: Credit Union Member
William Wright, Weston Wright,
Sheila Wright, and Debra Wolfe.
You Have Questions, We Have Answers Current Loan Rates
Personal Loans to Help Rates as low as
Back to school time is already here! This is an expensive time 4.90% APR*
of year as kids and parents go shopping for clothes, backpacks,
shoes, and school supplies. We will work with you to get you
Rates as low as
through the difficult times. ECCU has low rates and flexible terms 4.90% APR*
that make it affordable to get a personal loan.
Variable rate of 3.00%
Changed Regrets about an above earning rate
Jobs… Auto Loan Home Equity Loan
but are from the Dealer? Rates as low as 4.90% APR
You Forgetting Did you finance your last car at the
Real Estate Loan
Call the credit union
Something? dealership because it seemed easier at
the time and now regret it? VISA Credit Card
Don’t ignore your retirement plan Rates as low as 9.40% APR*
dollars. It is probably one of your You don’t have payroll deduction
biggest assets. People change jobs OOPS/Line-Of-Credit
You can’t skip a payment during Signature Loan
all the time, but many forget their the holidays Rates as low as 9.25% APR*
retirement plan money and leave it
in their old employer’s 401(k) plan. You have to call an 800 number Ask about our
Could this be you? If so, you really and jump through hoops just to Preferred Member Discount
owe it to your future to consider talk with an actual person where you could be eligible to
receive up to ½% off your
moving over any retirement plans You found ECCU has a lower auto loan. Also ask about
from a former employer into interest rate our Match or Beat Policy.
an IRA. Need help deciding what
It’s not too late! Contact us now to *Rates may vary depending
option is best for you? Contact an
see how we can help you get better on loan term, or credit
ECCU representative for a FREE performance.
service, a lower rate, and best of all…
piece of mind.
Current CD Rates
6 Month .............. 1.20% APY
Is Someone You Know College Bound? 12 Month ............ 1.40% APY
24 Month ............ 1.70% APY
We would like to see your college bound student well prepared to handle their
36 Month ............ 2.00% APY
finances and any emergencies that might arise. So stop in at the credit union to
sign up for the following services which will allow them to manage their accounts Six and twelve Month CDs
and have piece of mind away from home. minimum to open is $1000.
24 and 36 Month CDs
• CU check card (ATM/Debit Card) - Allows you to access funds from your checking minimum to open is $500.
account for purchases, or obtain cash when you make a purchase as a “point of
All rates are subject to
sale.” And Mom or Dad can replenish your funds as needed.
change without notice.
• Low Limit Visa credit card—to cover any emergency. Check your statement for
• Online Banking- Allows you to check your balances and transfer the information on dividends
funds within your account. paid or call our office.
• E-statement—Have your statement emailed to you instantly…and it’s FREE.
• FREE ATMs—Enjoy Surcharge-Free Access at 25,000 CO-OP Network ATMs
• Share Branching- With shared branching, credit unions from all over the country
share facilities to give members thousands of convenient locations to perform
transactions just as if they were at their hometown credit union.
1221 East Grand
Springfield, MO 65804
Upcoming Events ECCU Ozark Branch
OFFICES CLOSED Groundbreaking
September 6 - Labor Day Holiday
Educational Community Credit Union officially broke
November 25 & 26 - Thanksgiving ground on a multi-level, 10,000-square-foot new branch
on Tuesday, August 17, at 8:30 a.m. The new branch
For more information on any of the located on the 1600 block of West Diane Street (East
dates related to ECCU, give us a call of Mexican Villa: El Taco restaurant) in Ozark, will be
at 417-831-0534. the third branch facility for Educational Community
Mark Your Calendars
September 10: CMN Golf Tourney
September 23: Street Clean (all welcome)
October 21: International Credit Union Day!
October 29: Kirby Kangaroo Halloween Event