Pnb Bank Statement ELECTRONIC BANKING ENROLLMENT by bdr12071

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									                 ELECTRONIC BANKING ENROLLMENT FORM

                                    (Branch)


 NAME OF DEPOSITOR(S) :                                                                                                                        ENROLLMENT DATE:



 MOTHER’S MAIDEN NAME :                                                    MOBILE NUMBER :                                                     E-MAIL ADDRESS :



 ELECTRONIC BANKING FACILITY :                                             TYPE OF ACCOUNT :                                                   ACCOUNT NUMBER:
             Phone Banking                                                           Savings Account (SA)
             Mobile Banking                                                          Current Account (CA)

             Internet Banking                                                        Others, pls. specify

                       FUND         TRANSFER                                                                                 BILLS           PAYMENT
     Please list your other accounts with PNB where the Please indicate the name and subscriber number of institution(s)/merchant(s) you wish to pay using the Electronic
     funds from the above account will be transferred to. Banking Facility of the Bank.
                                    ACCOUNT NUMBER                                      NAME OF INSTITUTION / MERCHANT                                             SUBSCRIBER NUMBER
        SA          CA

        SA          CA

        SA          CA

        SA          CA
        SA          CA

        SA          CA


           I / We hereby certify that the information given by me / us is true and correct, and that, I / we agree to the terms and conditions governing the use of the Electronic
     Banking Facility of the Philippine National Bank.



                                                                    Signature of Depositor                                                 Signature of Co-Depositor


 Processed by / Date :                                                     Approved by / Date :                                                Encoded by / Date:




                                          TERMS AND CONDITIONS GOVERNING THE USE OF THE ELECTRONIC BANKING SERVICE
The following Terms and Conditions apply to the access and use of the Electronic Banking Service of the Philippine National Bank (PNB). By accessing or using this service or authorizing others to access or
use this service, the person/s accessing or using this service hereby agree/s to be bound by these Terms and Conditions without limitation or qualification.

1.      ELECTRONIC BANKING SERVICE                                                                                  b.   A transaction entailing the use of the PIN shall, in all circumstances and at all times,
        a.      Electronic Banking Service shall consist of the use of, but not limited to, the following                whether with or without the Account Holder’s authorization, be conclusively binding on the
                facilities:                                                                                              Account Holder. PNB assumes that the transaction using the PIN is the authorized
                                                                                                                         instruction of the Account Holder and PNB shall not be liable in case the transaction was
                     i.     Phone Banking                                                                                not so authorized.
                     ii.    Mobile Banking
                                                                                                                    c.   For the security of the Account Holder, PNB shall automatically disable access to the
                     iii.   Internet Banking
                                                                                                                         account in case a wrong PIN is used three (3) consecutive times. In such a case, access
        b.      “Account Holder” is a depositor of PNB who is currently in good standing as may be                       to the Electronic Banking Service shall be automatically prohibited. To re-access the
                determined in accordance with standards and guidelines as may be imposed by PNB for                      account or reactivate the service, the Account Holder shall formally request that his facility
                the purpose of availing of the Electronic Banking Service. Use of the Electronic Banking                 access be re-enabled at the Depository Branch.
                Service is limited to Account Holder as defined herein.                                        4.   AVAILABILITY OF ELECTRONIC BANKING SERVICE
        c.      “Depository Branch” is the branch where the account/s is/are maintained.
                                                                                                                    a.   The Electronic Banking Service shall be available to the Account Holder seven (7) days a
2.     ENROLLMENT TO ELECTRONIC BANKING SERVICE                                                                          week, twenty-four (24) hours a day. However, the Electronic Banking Service may be
                                                                                                                         interrupted without notice due to maintenance and/or computer, telecommunication,
        a.      The Account Holder who intends to avail of the Electronic Banking Service shall file an                  electrical or network failure or for any other reasons beyond the control of PNB.
                enrolment form with the Depository Branch, and indicate the accounts (e.g., current
                account, savings account, time deposit account, loan account, etc.) which he would like to          b.   Although the Electronic Banking Service may be available, the Account Holder understands
                include in the Electronic Banking Service.                                                               that banking days are Mondays through Fridays, excluding holidays. Bank transactions
                                                                                                                         requested and received by PNB before bank cut-off time shall be processed during the
        b.      In the event the Account Holder intends to avail of the same Electronic Banking Service for              same banking day but requested bank transactions received by PNB after bank cut-off time
                additional or other accounts, he shall also formally enroll said additional or other account             shall be processed the next banking day.
                in the same manner above.
                                                                                                               5.   DESCRIPTION OF SERVICES UNDER THE ELECTRONIC BANKING SERVICE
        c.      Activation of the enrolled account/s will take effect twenty-four (24) hours after PNB’s
                receipt and approval of the enrollment form of the Account Holder in his Depository                 a.   Inquiries. The Account Holder may inquire the following:
                Branch.                                                                                                       i.     Remittance Inquiry.       The Account Holder may inquire about the latest
        d.      Upon formal enrollment to the Electronic Banking Service, the Account Holder shall be                                remittance transaction posted to his enrolled savings or current account within
                assigned his User ID or such other means of identification directed by PNB in connection                             the last two (2) weeks from date of inquiry.
                with the Account Holder’s enrolled accounts.                                                                  ii.    Account Balance Inquiry. The Account Holder may inquire on his Available
        e.      The Account Holder shall assign a six-digit Password Identification Number (PIN) for each                            Balance (or the withdrawable balance) and Total Balance of his enrolled
                of his enrolled account per Electronic Banking Service.                                                              savings or current account as of the date and time of inquiry.
        f.      The User ID, together with the PIN, will be used to access the Account Holder’s enrolled                      iii.   Last Five (5) Transactions. The Account Holder may inquire on the last five (5)
                account/s through the Electronic Banking Service.                                                                    transactions of his enrolled savings or current account within the last three (3)
                                                                                                                                     months from date of inquiry.
3.      SECURITY PASSWORD
                                                                                                                              iv.    Time Deposit Inquiry. The Account Holder may inquire into the placement
        a.      The Personal Identification Number (PIN) shall be for the exclusive use of the Account
                                                                                                                                     details of his enrolled time deposit account.
                Holder. The PIN shall not be disclosed to any other person under any circumstance. The
                Account Holder shall hold PNB free from any liability arising from access or use of the                       v.     Loans Inquiry. The Account Holder may inquire into the details of his enrolled
                Account Holder’s PIN by a third person, whether such access or use of the third person                               loans account/s maintained with PNB.
                was with or without authority of the Account Holder.
                   TERMS AND CONDITIONS GOVERNING THE USE OF THE ELECTRONIC BANKING SERVICE (cont.)
b.   Request for Bank Statement. The Account Holder may request a copy of the bank                          PNB shall not be liable for any action that may arise between the payee
     statement for deposit accounts. The request should include the manner in which the bank                institution/merchant and the Account Holder. The Account Holder hereby agrees to hold
     statement shall be given, whether by facsimile (fax) or e-mail. For this purpose, the                  PNB free and harmless from any and all losses, claims, damages, liabilities, etc. for
     Account Holder hereby authorizes PNB to transmit his bank statement to the fax or telefax              consequences as a result of any delayed payment by the Account Holder, or for
     number he has designated or to his enrolled e-mail address, depending on the mode he                   discrepancies between billing amount and paid amount.
     selected.                                                                                         6.   SERVICE CHARGES
     PNB reserves the right to reject the printing of bank statement/s for an Account Holder                PNB reserves all rights to charge a fee for the use of the Electronic Banking Service,
     whose deposit account status is disqualified for printing, or for any other reason as may be           including any service provided therein, and the Account Holder hereby authorizes PNB to
     determined by PNB.                                                                                     debit his deposit account for the amount of service charge for the use of the service. PNB
c.   Checkbook Requisition. The Account Holder may request checkbook/s for his deposit                      also reserves the right to impose new service and maintenance charges and change
     account/s. For this purpose, the Account Holder hereby authorizes PNB to debit his/her                 existing charges within the limits allowed by the law. The rate of such charges, period and
     deposit account, without need of notice, for the cost of checkbook/s requested.                        method of payment shall be based on PNB’s announcement which shall be binding to and
                                                                                                            payable by the Account Holder if the Electronic Banking Service is still being
     The checkbook/s requested through Electronic Banking Service shall be available for pick-              retained/availed of and/or used after the announcement whether the Account Holder has
     up at the Depository Branch, three (3) weeks from date of reorder. PNB reserves the right              knowledge of the announcement or not.
     to request for valid identification of the Account Holder or a letter of authorization from
     Account Holder’s representative picking up the re-ordered checkbook.                              7.   CANCELLATION OF ELECTRONIC BANKING SERVICE

     PNB reserves the right to reject checkbook requisition for deposit account that is                     PNB reserves the right to cancel, terminate, or suspend the use of the Electronic Banking
     disqualified for checkbook issuance, or for any other reason as may be determined by                   Service granted to the Account Holder for any reason, including, but not limited to,
     PNB.                                                                                                   improper handling, zero account balance, or violation of these Terms and Conditions.

d.   Fund Transfer. The Account Holder may transfer funds from his enrolled current/savings                 The Account Holder may cancel or terminate his access or use of the Electronic Banking
     deposit account to another of his enrolled current/savings deposit account.                            Service by accomplishing a cancellation form at his Depository Branch.

     The Account Holder shall indicate the account number of the enrolled deposit account to           8.   OTHER AGREEMENTS
     which the funds shall be transferred. PNB shall rely only on the account numbers given or              a.   If the Account Holder consists of more than one person (i.e. as in the case of joint
     entered by the Account Holder. The Account Holder shall accept full responsibility for any                  “and/or” accounts), each and every account holder shall be jointly and severally
     errors in providing the account number, amount to be transferred, or any information                        responsible for all transactions involving the use of the Electronic Banking Service
     related to the fund transfer transaction submitted to the Electronic Banking Service.                       and the terms and conditions herein shall be jointly and severally binding on each
     Any transfer of funds made through the Electronic Banking Service shall be deemed final                     and every one of the account holders.
     once the system has successfully executed the instruction/transaction.                                 b.   PNB reserves the right to deny, reject, or refuse to grant, act on, or execute a
     Request for transfer of funds through the Electronic Banking Service made by the Account                    request, instruction, or transaction of the Account Holder for the processing of the
     Holder and received by PNB before the bank cut-off time shall be processed on the same                      services provided under the Electronic Banking Service for any reason determined
     banking day. Request for transfer of funds received by PNB after the bank cut-off time                      by PNB, including but not limited to, disqualification of the account for such service.
     shall be considered transaction of the following banking day.                                          c.   The Account Holder shall accept full responsibility for all transactions made through
     Only cleared and withdrawable balances of the enrolled accounts shall be considered for                     the Electronic Banking Service with or without his knowledge or authority, and shall
     fund transfer. In case of insufficient funds in the enrolled account, the request for fund                  accept PNB’s record of transactions as conclusive and binding for all purposes.
     transfer will automatically be cancelled, without need of prior notice. PNB shall have no              d.   The Account Holder agrees that the use of the Electronic Banking Service is at his
     obligation or liability if it does not complete a transfer due to insufficiency of funds in the             own risk and shall assume all risks, errors, omissions and delays incidental to or
     enrolled account of the Account Holder.                                                                     arising out of the use of the service.
     The Account Holder shall hold PNB and/or any of its directors, stockholders, officers or               e.   PNB will not be liable for any losses resulting from circumstances over which it has
     representatives free and harmless from any liability, damage, causes of action and the like                 no direct control, including, but not limited to, the failure of electronic or mechanical
     for failure to effect fund transfer under this arrangement due to causes not attributable to it             equipment or communication lines or other interconnection problems, severe
     or beyond its control, including causes due to offline condition or when the Electronic                     increment weather, earthquakes, floods or other such events.
     Banking Services becomes inoperational due to any reason, or in cases of natural
     disasters or calamities, fortuitous events, force majeure and unforeseen events or                     f.   PNB does not warrant the accuracy, adequacy or completeness of the information
     emergencies.                                                                                                and materials provided under the Electronic Banking Service, and expressly
                                                                                                                 disclaims liability for errors or omissions in this information and materials.
     The Account Holder shall hold PNB and/or any of its directors, stockholders, officers or
     representatives free and harmless from any liability, damage, causes of action and the like            g.   PNB does not warrant or represent that access to the whole or part of this Electronic
     for failure to effect fund transfer under this arrangement due to causes not attributable to it             Banking Service, or information and/or functions herein will be provided
     or beyond its control, including causes due to offline condition or when the Electronic                     uninterrupted or free from errors or free from unauthorized third party interception or
     Banking Services becomes inoperational due to any reason, or in cases of natural                            that any identified defect will be corrected, or that there will be no delays, failures,
     disasters or calamities, fortuitous events, force majeure and unforeseen events or                          errors, omissions, or loss of transmitted information, or that no viruses or other
     emergencies.                                                                                                contaminating or destructive properties will be transmitted or that no damage will
                                                                                                                 occur to the computer or mobile system of the Account Holder.
e.   Bills Payment. The Account Holder may pay bills charged by participating payee
     institutions/merchants enrolled with the Electronic Banking Service.                                   h.   PNB, including its directors, stockholders, officers, and/or representatives, shall in no
                                                                                                                 event be liable for any loss or damages howsoever arising whether in contract or
     In accepting bills/merchandise/service payments, PNB merely acts as the conduit of the                      any other basis, including without limitation, actual, consequential, temperate,
     Account Holder and the payee institution/merchant. The Account Holder agrees that any                       nominal, or other damages, or loss of profits or savings arising in connection with the
     complaint/protest relative to billing statements of the payee institution/merchant, including               access or use or the inability to access or use the Electronic Banking Service, or
     discrepancies between the billing amount and the paid amount, shall be taken up directly                    reliance on the information contained herein, or for any technical, hardware or
     by the Account Holder with the said payee institution/merchant.                                             software failure of any kind, or the interruption, error, defect, omission, delay in
     Only cleared and withdrawable balances of the Account Holder’s enrolled deposit                             operation or transmission, computer viruses or line or system failure, even if PNB is
     accounts shall be considered and available for bills payment. In case of insufficient funds,                advised of the possibility of such damages, loss or expenses.
     the payment request will be automatically cancelled by PNB, without need of prior notice.              i.   The failure of PNB to exercise or enforce any right or provision of these Terms and
     Payments made after bank cut-off time shall be considered payments for the following                        Conditions shall not constitute a waiver of such right or provision.
     banking day.                                                                                           j.   PNB hereby reserves the right to amend the foregoing Terms and Conditions as it
     The Account Holder authorizes PNB to disclose to any of the payee institution/merchant                      may deem necessary for the best interest of PNB and the Account Holder. The
     any matter pertaining to the account as may be necessary for the operation of this Bills                    amended terms and conditions shall be communicated to the Account Holder
     Payment arrangement. For this purpose, PNB is hereby held free and harmless from any                        through mail, e-mail and/or by posting notice of such amendment in any
     and all liabilities, claims, demands, suits of whatever nature, arising out of or in connection             conspicuous place at the offices of PNB or in such form or manner determined by
     with such disclosure.                                                                                       PNB. Retention of the Electronic Banking Service constitutes acceptance of these
                                                                                                                 Terms and Conditions and subsequent amendments thereof.
     The Account Holder assumes responsibility for ensuring that payments are for current/due
     bills only. Payments for billings that are past due, overdue, or beyond the deadline for               k.   In case of conflict between these Terms and Conditions in the Electronic Banking
     payments, with notice of service disconnection/termination of contract or lapse of                          Service and the terms and conditions governing the relevant transaction/s,
     policy, shall be made directly to the collection office of the payee institution/merchant.                  product/s, and/or service/s provided herein, the latter will prevail. All terms and
     PNB shall not be held liable for any adverse actions/consequences instituted by the payee                   conditions of the Account Holder’s existing deposit account with PNB insofar as not
     institution/s and/or individual/s for payments made on overdue or past due accounts,                        inconsistent herewith shall remain in full force and effect.
     including payments for service disconnection, termination of contract, lapse of policy                 l.   If any part of these Terms and Conditions is determined to be unconstitutional,
     and/or the like.                                                                                            invalid or unenforceable pursuant to applicable law by a court of competent
     The Bills Payment arrangement between PNB and any of its affiliated payee                                   jurisdiction, the other provisions of the Terms and Conditions not so declared to be
     institutions/merchants may be cancelled at any time by either party without any written                     unconstitutional, invalid or unenforceable shall continue to be in full force and effect.
     prior notice of termination to the Account Holder. The Account Holder shall notify PNB of              m.   Any legal action arising under or by virtue of these Terms and Conditions shall be
     any and all changes in the list of payee institution/merchants he enrolled with the                         brought only and exclusively in the proper courts of Metro Manila and by accessing
     Electronic Banking Service.                                                                                 or using the Electronic Banking Service, the Account Holder irrevocably submits to
                                                                                                                 the jurisdiction of such courts.


                                                                                          CONFORME




                       Signature over Printed Name of Depositor                                                                   Signature over Printed Name of Co-Depositor

                                                                                                                                                                                                Form 2057

								
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