How to Set Up Cooperative Bank

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					                          Analized group of credit institutions in 2006
Banking group
                      1 Országos Takarékpénztár és Kereskedelmi Bank
                      2 Magyar Külkereskedelmi Bank Rt.
                      3 Kereskedelmi és Hitelbank Részvénytársaság
Large banks           4 CIB Közép-európai Nemzetközi Bank Rt
                      5 RAIFFEISEN BANK Részvénytársaság
                      6 HVB Bank Hungary Rt
                      7 ERSTE Bank Hungary Rt
                      1 Budapest Hitel- és Fejlesztési Bank Rt.
                      2 Citibank Rt
                      3 ING Bank Rt
                      4 Általános Értékforgalmi Bank Rt.
Medium-size banks     5 Inter-Európa Bank Rt.
                      6 Magyar Takarékszövetkezeti Bank Rt.
                      7 COMMERZBANK (Budapest) Rt
                      8 Magyarországi Volksbank Rt
                      9 Calyon Bank Magyarország Rt.
                      1 BNP Paribas Hungária Bank Rt
                      2 WestLB Hungaria Bank Rt.
                      3 DEUTSCHE Bank Részvénytársaság
                      4 Merkantil Bank Rt az OTP bankcsoport tagja
                      5 KDB Bank (Magyarország) Rt
                      6 MAGYAR CETELEM BANK RT
Small banks           7 Porsche Bank Hungária Rt.
                      8 Hanwha Bank Magyarország Rt
                      9 IC Bank Részvénytársaság
                     10 Bank of China (Hungária) Hitelintézet Rt.
                     11 Credigen Bank Részvénytársaság
                     12 EB und HYPO BANK BURGENLAND-SOPRON Részvénytársaság
                     13 ELLA Első Lakáshitel Kereskedelmi Bank Rt.
                      1 OTP Jelzálogbank Részvénytársaság
                      2 FHB Földhitel- és Jelzálogbank Rt
Specialised credit
                      3 Fundamenta-Lakáskassza Lakás-takarékpénztár Rt.
institutions
                      4 HVB Jelzálogbank Részvénytársaság
                      5 OTP Lakástakarékpénztár Rt.
Total                34




                                                                    1
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                          Medium-sized                                 Bank sector
        HFSA code                         Description                            Large banks                  Small banks   Specialised
number                                                                                              banks                                        total

  1    1AB0         Total assets (2+11+90+162+174+332+362+378+418)                    12949067        3030804      933365        1745898          18659134
  2    1AB1         Cash and settlement accounts (3+...+10)                            433850          116562       19468           1903            571783
  3    1AB11        Vault money(HUF, foreign currencies)                               114752           17620        2730              2            135104
  4    1AB12        Nostro accounts with central bank                                  236179           82896       13918           1814            334807
                    Settlement accounts of cooperative credit institutions
  5    1AB13                                                                                 0              0           0                 0                 0
                    with MTB
                    Transfer account portfolio related to nostro accounts at
  6    1AB14                                                                             -8034            -87           0                 0           -8121
                    the central bank and settlement accounts at MTB
  7    1AB15        Nostro accounts with domestic credit institutions                      47             200         184             55               486
  8    1AB161       Nostro accounts with EMU credit institutions                        70897            3279        1452             14             75642
  9    1AB162       Nostro accounts with other foreign banks                            20010           12654        1184             18             33866
  10   1AB17        Impairment of nostro accounts                                          -1               0           0              0                -1
  11   1AB2         Securities for trading (12+63)                                     403815          281393       23786         126405            835399
  12   1AB21        Total debt securities (13+...+62)                                  394772          210914       23786         126405            755877
  13   1AB2111      Treasury bill of exchanges                                         129319          113334       11588          24353            278594
  14   1AB2112      Government bonds                                                   198428           52609       11197         100182            362416
  15   1AB2113      Government bonds for consolidation                                  32352               0          62              0             32414
  16   1AB2121      Local government bonds - short term                                     0               0           0              0                 0
  17   1AB2122      Local government bonds - long term                                     44               0           0              0                44
                    Impairment and valuation difference of goverment
  18   1AB2123                                                                            -119            -31         -38            -251              -439
                    securities and local government bonds
  19   1AB2131      Bonds issued by the central bank - short term                            0              0           0                 0                 0
                    Bonds issued by the central bank - long term - maturity
  20   1AB2132                                                                               0              0           0                 0                 0
                    up to 2 years
                    Bonds issued by the central bank - long term - maturity
  21   1AB2133                                                                               0              0           0                 0                 0
                    beyond 2 years
                    Impairment and valuation difference of bonds issued by
  22   1AB2134                                                                               0              0           0                 0                 0
                    the central bank
  23   1AB2141      Bonds issued by domestic credit institutions - short term              612              0           0                 0            612
                    Bonds issued by domestic credit institutions - long term -
  24   1AB21421                                                                             48              0           0                 0             48
                    maturity up to 2 years
                    Bonds issued by domestic credit institutions - long term -
  25   1AB21422                                                                         17303            1270          10           2121             20704
                    maturity beyond 2 years
                    Impairment and valuation difference of bonds issued by
  26   1AB2143                                                                               4              0           0                 0                 4
                    domestic credit institutions
                    Other financial intermediaries - Bonds issued by
  27   1AB215111                                                                             0              0           0                 0                 0
                    financial and investment enterprises - short term
                    Other financial intermediaries - Bonds issued by
  28   1AB215112                                                                             0              0           0                 0                 0
                    financial and investment enterprises - long term
                    Other financial intermediaries - Bonds issued by other
  29   1AB215121                                                                             0              0           0                 0                 0
                    institutions - short term
                    Other financial intermediaries - Bonds issued by other
  30   1AB215122                                                                          1915           6998          10                 0           8923
                    institutions - long term
                    Supplementary financial service providers - bonds
  31   1AB215211    issued by financial and investment enterprises - short                   0              0           0                 0                 0
                    term
                    Supplementary financial service providers - bonds
  32   1AB215212    issued by financial and investment enterprises - long                    0              0           0                 0                 0
                    term
                    Supplementary financial service providers - bonds
  33   1AB215221                                                                             0              0           0                 0                 0
                    issued by other institutions - short trem
                    Supplementary financial service providers - bonds
  34   1AB215222                                                                             0              0           0                 0                 0
                    issued by other institutions - long term
  35   1AB21531     Bonds issued by insurers - short term                                    0              1           0                 0                 1
  36   1AB21532     Bonds issued by insurers - long term                                     0              0           0                 0                 0
                    Impairment and valuation difference of bonds issued by
  37   1AB2154      other financial intermediares, supplementary financial                  -8              0           0                 0                 -8
                    service providers and insurers
  38   1AB21611     Bonds issued by associated companies - short term                        0              0           0                 0                 0




                                                                                  2
                                  Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized                                 Bank sector
        HFSA code                          Description                           Large banks                 Small banks   Specialised
number                                                                                             banks                                        total
  39   1AB21612     Bonds issued by associated companies - long term                       0               0           0                 0                 0
                    Bonds issued by non-financial enterprises (excluding
  40   1AB21621                                                                            0               0           0                 0                 0
                    associated companies) - short term
                    Bonds issued by non-financial enterprises (excluding
  41   1AB21622                                                                         3624               0           0                 0           3624
                    associated comapnies) - long term
                    Impairment and valuation difference of bonds issued by
  42   1AB2163                                                                           -190              0           0                 0            -190
                    non-financial enterprises
                    Bonds issued by non-profit institutions assisting retail
  43   1AB2171                                                                             0               0           0                 0                 0
                    customers - short term
                    Bonds issued by non-profit institutions assisting retail
  44   1AB2172                                                                             0               0           0                 0                 0
                    customers - long term
                    Impairment and valuation difference of bonds issued by
  45   1AB2173                                                                             0               0           0                 0                 0
                    non-profit institutions assisting retail customers
  46   1AB2181      Other domestic bonds - short term                                      0               0           0                 0                 0
  47   1AB2182      Other domestic bonds - long term                                       0               0           0                 0                 0
                    Impairment and valuation difference of other domestic
  48   1AB2183                                                                             0               0           0                 0                 0
                    bonds
  49   1AB219111    EMU government securities - short term                                 0            3289           0                 0           3289
  50   1AB219112    EMU government securities - long term                                 50               0           0                 0             50
  51   1AB219121    EMU other ÁHT securities - short term                                  0               0           0                 0              0
  52   1AB219122    EMU other ÁHT securities - long term                                   0               0           0                 0              0
  53   1AB219131    EMU Monetary financial institutions bonds - short term                 0               0           0                 0              0
                    EMU Monetary financial institutions bonds - long term -
  54   1AB2191321                                                                          0               0           0                 0                 0
                    maturity up to 2 years
                    EMU Monetary financial institutions bonds - long term -
  55   1AB2191322                                                                          0               0           0                 0                 0
                    maturity beyond 2 years
  56   1AB219141    EMU other sectors’ bonds - short term                                  0               0           0                 0              0
  57   1AB219142    EMU other sectors’ bonds - long term                                3803               0           0                 0           3803
  58   1AB219211    Other foreign government securities - short term                       0               0           0                 0              0
  59   1AB219212    Other foreign government securities - long term                     1610            9694           0                 0          11304
  60   1AB219221    Bonds issued by other foreign issuers - short term                     0               0           0                 0              0
  61   1AB219222    Bonds issued by other foreign issuers - long term                   6076           25353         889                 0          32318
  62   1AB2193      Impairment and valuation difference of foreign bonds                  -99          -1603          68                 0           -1634
  63   1AB22        Total participations (64+...+89)                                    9043           70479           0                 0          79522
                    Shares of domestic credit institutions listed on the stock
  64   1AB2211                                                                           378           13414           0                 0          13792
                    exchange
                    Shares of domestic credit institutions NOT listed on the
  65   1AB2212                                                                             1               0           0                 0                 1
                    stock exchange
                    Impairment and valuation difference of shares of
  66   1AB2213                                                                             -8           -265           0                 0            -273
                    domestic credit institutions
  67   1AB22211     Investment notes of money market funds                              2732               0           0                 0           2732
                    Impairment and valuation difference of shares of
  68   1AB22212                                                                           29               0           0                 0             29
                    investment notes of money market funds
  69   1AB22221     Other investment notes                                              2610             812           0                 0           3422
                    Other financial intermediaries - Shares of financial and
  70   1AB2222211                                                                          0               0           0                 0                 0
                    investment enterprises listed on the stock exchange
                    Other financial intermediaries - Shares of financial and
  71   1AB2222212   investment enterprises NOT listed on the stock                         0               0           0                 0                 0
                    exchange
                    Other financial intermediaries - Shares of other
  72   1AB2222221                                                                          0               0           0                 0                 0
                    institutions listed on the stock exchange
                    Other financial intermediaries - Shares of other
  73   1AB2222222                                                                          0               0           0                 0                 0
                    institutions NOT listed on the stock exchange
                    Supplementary financial service providers - Shares of
  74   1AB2222311   financial and investment enterprises listed on the stock               0               0           0                 0                 0
                    exchange
                    Supplementary financial service providers - Shares of
  75   1AB2222312   financial and investment enterprises NOT listed on the                 0               0           0                 0                 0
                    stock exchange




                                                                                  3
                                  Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized                                 Bank sector
        HFSA code                          Description                          Large banks                 Small banks   Specialised
number                                                                                            banks                                        total

                     Supplementary financial service providers - Shares of
  76    1AB2222321                                                                        0               0           0                 0                 0
                     other institutions listed on the stock exchange
                     Supplementary financial servive providers - Shares of
  77    1AB2222322                                                                        0               0           0                 0                 0
                     other institutions NOT listed on the stock exchange
  78    1AB222241    Shares of insurers listed on the stock exchange                      0               0           0                 0                 0
  79    1AB222242    Shares of insurers NOT listed on the stock exchange                  0               0           0                 0                 0
                     Impairment and valuation difference of shares issued
  80    1AB22225     by other financial intermediares, supplementary                    503               0           0                 0            503
                     financial service providers and insurers
                     Shares of non-financial enterprises listed on the stock
  81    1AB2231                                                                         3064          50447           0                 0          53511
                     exchange
                     Shares of non-financial enterprises NOT listed on the
  82    1AB2232                                                                           4               0           0                 0                 4
                     stock exchange
                     Impairment and valuation difference of shares of non-
  83    1AB2233                                                                         -288            -22           0                 0            -310
                     financial enterprises
  84    1AB22411     Investment notes of EMU money market funds                           0               0           0                 0              0
  85    1AB22412     EMU Monetary financial institutions’ shares                         18               2           0                 0             20
  86    1AB22413     EMU other sectors’ shares and investment notes                       0               6           0                 0              6
  87    1AB22421     Investment notes of other foreign money market funds                 0               0           0                 0              0
  88    1AB22422     Other foreign issuers’ shares and investment notes                   0            6209           0                 0           6209
                     Impairment and valuation difference of foreign shares
  89    1AB2243                                                                           0            -124           0                 0            -124
                     and investments notes
  90    1AB3         Securities for invesment ((91+135)                              1269803         107768       24514          66909           1468994
  91    1AB31        Total debt securities (92+...+134)                              1250153         107460       24490          66909           1449012
  92    1AB3111      Government bonds                                                 509283          57327       17846          66120            650576
  93    1AB3112      Government bonds for consolidation                               100615          41972        1403              0            143990
  94    1AB3113      Local government bonds                                             3578              0           0              0              3578
                     Impairment and valuation difference of government
  95    1AB3114                                                                         437             -28          33             -88              354
                     securities and municipality bonds
                     Bonds issued by the central bank - maturity up to 2
  96    1AB3121                                                                           0               0           0                 0                 0
                     years
                     Bonds issued by the central bank - maturity beyond 2
  97    1AB3122                                                                         6515           2346           0                 0           8861
                     years
                     Impairment and valuation difference of bonds issued by
  98    1AB3123                                                                           0               0           0                 0                 0
                     the central bank
                     Bonds issued by domestic credit institutions - maturity
  99    1AB3131                                                                           0               0           0                 0                 0
                     up to 2 years
                     Bonds issued by domestic credit institutions - maturity
  100   1AB3132                                                                       21829            1000        1786            777             25392
                     beyond 2 years
                     Impairment and valuation difference of bonds issued by
  101   1AB3133                                                                           2               0          -4                 0                 -2
                     domestic credit institutions
                     Other financial intermediaries - Bonds issued by
  102   1AB31411                                                                          0               0           0                 0                 0
                     financial and investment enterprises
                     Other financial intermediaries - Bonds issued by other
  103   1AB31412                                                                        1829              0           0                 0           1829
                     institutions
                     Supplementary financial service providers - Bonds
  104   1AB31421                                                                          0               0           0                 0                 0
                     issued by financial and investments enterprises
                     Supplementary financial service providers - Bonds
  105   1AB31422                                                                          0               0           0                 0                 0
                     issued by other institutions
  106   1AB3143      Bonds issued by insurers                                             0               0           0                 0                 0
                     Impairment and valuation difference of bonds issued by
  107   1AB3144      other financial intermediares, supplementary financial               0               0           0                 0                 0
                     service providers and insurers
  108   1AB3151      Bonds issued by associated companies                                 0               0           0                 0                 0
                     Non-financial enterprises (excluding associated
  109   1AB3152                                                                         2520            698         264                 0           3482
                     companies) bonds
                     Impairment and valuation difference of bonds issued by
  110   1AB3153                                                                           0               0         -21                 0             -21
                     non-financial enterprises
                     Bonds issued by non-profit institutions assisting retail
  111   1AB3161                                                                           0               0           0                 0                 0
                     customers




                                                                                 4
                                  Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized                                 Bank sector
        HFSA code                          Description                            Large banks                Small banks   Specialised
number                                                                                             banks                                        total

                     Impairment and valuation difference of bonds issued by
  112   1AB3162                                                                             0              0           0                 0                 0
                     non-profit institutions assisting retail customers
  113   1AB3171      Other domestic bonds                                                   0              0           0                 0                 0
                     Impairment and valuation difference of other domestic
  114   1AB3172                                                                             0              0           0                 0                 0
                     bonds
  115   1AB31811     EMU government securities                                              0              0           0                 0                 0
  116   1AB31812     EMU other ÁHT securities                                               0              0           0                 0                 0
                     EMU Monetary financial institutions bonds - maturity up
  117   1AB318131                                                                           0              0           0                 0                 0
                     to 2 years
                     EMU Monetary financial institutions bonds - maturity
  118   1AB318132                                                                           0              0           0                 0                 0
                     beyond 2 years
  119   1AB31814     EMU other sectors’ bonds                                           10543              0           0                 0          10543
  120   1AB31821     Other foreign government securities                                 8439            669           0                 0           9108
  121   1AB31822     Bonds issued by other foreign issuers                              35371           3639        2894                 0          41904
  122   1AB3183      Impairment and valuation difference of foreign bonds                  -8           -163         -12                 0           -183
                     Private issued bonds of domestic credit intitutions -
  123   1AB31911                                                                            0              0           0                 0                 0
                     maturity up to 2 years
                     Private issued bonds of domestic credit intitutions -
  124   1AB31912                                                                       537768              0         301            100            538169
                     maturity beyond 2 years
                     Impairment and valuation difference of private issued
  125   1AB31913                                                                          184              0           0                 0            184
                     bonds of domestic credit institutions
                     Other financial intermediaries - Private issued bonds of
  126   1AB319211                                                                          15              0           0                 0             15
                     financial and investment enterprises
                     Other financial intermediaries - Private issued bonds of
  127   1AB319212                                                                           0              0           0                 0                 0
                     other institutions
                     Supplementary financial service providers - Private
  128   1AB319221                                                                           0              0           0                 0                 0
                     issued bonds of financial and investment enterprises
                     Supplementary financial service providers - Private
  129   1AB319222                                                                           0              0           0                 0                 0
                     issued bonds of other institutions
  130   1AB31923     Private issued bonds of insurers                                       0              0           0                 0                 0
                     Impairment and valuation difference of private issued
  131   1AB31924     bonds of other financial intermediaries, supplementary                 1              0           0                 0                 1
                     financial service providers and insurers
  132   1AB31931     Private issued bonds of associated companies                           0              0           0                 0                 0
                     Private issued bonds of non-financial enterprises
  133   1AB31932                                                                        11222              0           0                 0          11222
                     (excluding associated companies)
                     Impairment and valuation difference of private issued
  134   1AB31933                                                                           10              0           0                 0             10
                     bonds of non-financial enterprises
  135   1AB32        Total participations (136+...+161)                                 19650            308          24                 0          19982
                     Shares of domestic credit institutions listed on the stock
  136   1AB3211                                                                          1915              0          14                 0           1929
                     exchange
                     Shares of domestic credit institutions NOT listed on the
  137   1AB3212                                                                             1              0           0                 0                 1
                     stock exchange
                     Impairment and valuation difference of shares of
  138   1AB3213                                                                          1904              0           0                 0           1904
                     domestic credit institutions
  139   1AB32211     Investment notes of money market funds                               200              0           0                 0            200
                     Impairment and valuation difference of investment notes
  140   1AB32212                                                                            7              0           0                 0                 7
                     of money market funds
  141   1AB32221     Other investment notes                                             13359              0           0                 0          13359
                     Other financial intermediaries - Shares of financial and
  142   1AB3222211                                                                          0              0           0                 0                 0
                     investment enterprises listed on the stock exchange
                     Other financial intermediaries - Shares of financial and
  143   1AB3222212   investment enterprises NOT listed on the stock                         0              0           0                 0                 0
                     exchange
                     Other financial intermediaries - Shares of other
  144   1AB3222221                                                                          0              0           0                 0                 0
                     institutions listed on the stock exchange
                     Other financial intermediaries - Shares of other
  145   1AB3222222                                                                          0              0           0                 0                 0
                     institutions NOT listed on the stock exchange
                     Supplementary financial service providers - Shares of
  146   1AB3222311   financial and investment enterprises listed on the stock               0              0           0                 0                 0
                     exchange




                                                                                   5
                                  Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                          Medium-sized                                 Bank sector
        HFSA code                          Description                            Large banks                 Small banks   Specialised
number                                                                                              banks                                        total

                     Supplementary financial service providers - Shares of
  147   1AB3222312   financial and investment enterprises NOT listed on the                 0               0          10                 0             10
                     stock exchange
                     Supplementary financial service providers - Shares of
  148   1AB3222321                                                                          0               0           0                 0                 0
                     other institutions listed on the stock exchange
                     Supplementary financial service providers - Shares of
  149   1AB3222322                                                                          3               0           0                 0                 3
                     other institutions NOT listed on the stock exchange
  150   1AB322241    Shares of insurers listed on the stock exchange                        0               0           0                 0                 0
  151   1AB322242    Shares of insurers NOT listed on the stock exchange                    0               0           0                 0                 0
                     Impairment and valuation difference of other investment
                     notes, shares issued by other financial intermediaries,
  152   1AB32225                                                                          118               0           0                 0            118
                     by supplementary financial service providers and by
                     insurers
                     Shares of non-financial enterprises listed on the stock
  153   1AB3231                                                                             0             718           0                 0            718
                     exchange
                     Shares of non-financial enterprises NOT listed on the
  154   1AB3232                                                                           2324              0           0                 0           2324
                     stock exchange
                     Impairment and valuation difference of non-profit
  155   1AB3233                                                                           -183           -410           0                 0            -593
                     enterprises
  156   1AB32411     Investment notes of EMU money market funds                             0               0           0                 0                 0
  157   1AB32412     EMU Monetary financial institutions’ shares                            0               0           0                 0                 0
  158   1AB32413     EMU other sectors’ shares and investment notes                         2               0           0                 0                 2
  159   1AB32421     Investment notes of other foreign money market funds                   0               0           0                 0                 0
  160   1AB32422     Other foreign issuers’ shares and investment notes                     0               0           0                 0                 0
                     Impairment and valuation difference of foreign shares,
  161   1AB3243                                                                             0               0           0                 0                 0
                     participations, investment notes
  162   1AB4         Central bank and inter-bank deposits (163+...+173)                1286604         811833      284197          52379           2435013
  163   1AB4111      Deposits at central bank - short term                              878545         467894      100747          38467           1485653
  164   1AB4112      Deposits at central bank - long term                                    0              0           0              0                 0
  165   1AB421       Deposits at domestic credit institutions - short term              152988          48215       10788          11054            223045
  166   1AB422       Deposits at domestic credit institutions - long term                    0           3677         100              0              3777
                     Domestic credit institutions - receivables from
  167   1AB423                                                                              0               0           0                 0                 0
                     repurchase agreements
                     Impairment of inter-bank deposits of domestic credit
  168   1AB424                                                                              0               0           0                 0                 0
                     institutions
                     Inter-bank deposits at EMU credit institutions - short
  169   1AB4311                                                                        157373          232656      124733           1331            516093
                     term
  170   1AB4312      Inter-bank deposits at EMU credit institutions - long term             0            5480       26000                 0          31480
  171   1AB4321      Other inter-bank deposits abroad - short term                       97698          56287       21814           1527            177326
  172   1AB4322      Other inter-bank deposits abroad - long term                            0            118          15              0               133
  173   1AB433       Impairment of inter-bank deposits abroad                                0          -2494           0              0             -2494
  174   1AB5         Loans (175+…+331)                                                 8614189        1394272      541266        1421323          11971050
  175   1AB5111      Loans to the central budget - short term                              326              1           0              0               327
  176   1AB5112      Loans to the central budget - long term                             27060              0       10689              0             37749
                     Loans to other insititutions belonging to the central
  177   1AB51131                                                                          996             282           0                 0           1278
                     government - short term
                     Loans to other institutions belonging to the central
  178   1AB51132                                                                        20159             524         114                 0          20797
                     government - long term
                     Impairment and valuation difference of loans to the
  179   1AB5114                                                                             0             -27           0                 0             -27
                     central government
  180   1AB5121      Loans to local government - short term                             59389             825           2                 0          60216
  181   1AB5122      Loans to local government - long term                             178877            8123          99                 0         187099
                     Impairment and valuation difference of loans to local
  182   1AB5123                                                                           -106            -44           0                 0            -150
                     municipalities
  183   1AB52        Loans to the central bank                                              0               0           0              0                 0
  184   1AB5311      Loans to domestic credit institutions - short term                 11430            7306        4276              0             23012
  185   1AB5312      Loans to domestic credit institutions - long term                 139420           29640        5779         322518            497357
                     Supplementary subordinated loan capital to domestic
  186   1AB5321                                                                             0               0           0                 0                 0
                     credit institutions




                                                                                   6
                                   Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                          Medium-sized                                 Bank sector
        HFSA code                           Description                            Large banks                Small banks   Specialised
number                                                                                              banks                                        total

  187   1AB5322      Subordinated loan capital to domestic credit institutions             300            174           0                 0            474
  188   1AB5323      Foreign sindicated loans to domestic credit institutions            45523          23040       12307                 0          80870
  189   1AB5331      Loans to money market funds                                             0              0           0                 0              0
                     Money market funds - receivables from repurchase
  190   1AB5332                                                                              0              0           0                 0                 0
                     agreements
                     Impairment and valuation difference of loans to
  191   1AB534                                                                               0              0           0                 0                 0
                     monetary financial institutions
                     Other financial intermediaries - Loans to financial and
  192   1AB54111                                                                        504034         163515       11255                 0         678804
                     investment enterprises - short term
                     Other financial intermediaries - Loans to financial and
  193   1AB541121    investment enterprises - long term with less than 5 years          409390          74102       11145                 0         494637
                     maturity
                     Other financial intermediaries - Loans to financial and
  194   1AB541122    investment enterprises - long term - with maturity over 5          294221           6131        2706                 0         303058
                     years
                     Other financial intermediaries - Supplementary
  195   1AB54113     subordinated loan capital to financial and investment                   0              0           0                 0                 0
                     enterprises
                     Other financial intermediaries - Subordinated loan
  196   1AB54114                                                                             0             66           0                 0             66
                     capital to financial and investment enterprises
                     Other financial intermediaries - Financial and investment
  197   1AB541151    enterprises - receivables from repurchase agreements -                  0              0           0                 0                 0
                     short term
                     Other financial intermediaries - Financial and investment
  198   1AB5411521   enterprises - receivables from repurchase agreements -                  0              0           0                 0                 0
                     long term - with less than 5 years maturity

                     Other financial intermediaries - Financial and investment
  199   1AB5411522   enterprises - receivables from repurchase agreements -                  0              0           0                 0                 0
                     long term - with maturity over than 5 years
                     Other financial intermediaries - Loans to other
  200   1AB54121                                                                         20067              4           0                 0          20071
                     institutions - short term
                     Other financial intermediaries - Loans to other
  201   1AB541221                                                                         1141              0           0           2549              3690
                     institutions -long term - with less than 5 years maturity
                     Other financial intermediaries -Loans to other institutions
  202   1AB541222                                                                        12850              0           0                 0          12850
                     - long term - with maturity over 5 years
                     Other financial intermediaries - Supplementary
  203   1AB54123                                                                             0              0           0                 0                 0
                     subordinated loan capital to other institutions
                     Other financial intermediaries - Subordinated loan
  204   1AB54124                                                                             0              0           0                 0                 0
                     capital to other institutions
                     Other financial intermediaries - Other institutions -
  205   1AB541251                                                                            0              0           0                 0                 0
                     receivables from repurchase agreements - short term
                     Other financial intermediaries - Other institutions -
  206   1AB5412521   receivables from repurchase agreements - long term -                    0              0           0                 0                 0
                     withe less than 5 years maturity
                     Other financial intermediaries - Other institutions -
  207   1AB5412522   receivables from repurchase agreements - long term -                    0              0           0                 0                 0
                     with maturity over 5 year
                     Supplementary financial service providers - Loans to
  208   1AB54211                                                                             0              0           0                 0                 0
                     financial and investment enterprises - short term
                     Supplementary financial service providers - Loans to
  209   1AB542121    financial and investment enterprises - long term - with                 0              0           0                 0                 0
                     less than 5 years maturity
                     Supplementary financial service providers - Loans to
  210   1AB542122    financial and investment enterprises - long term - with                 0              0           0                 0                 0
                     maturity over 5 years
                     Supplementary financial service providers -
  211   1AB54213     Supplementary subordinated loan capital to financial                    0              0           0                 0                 0
                     and investment enterprises




                                                                                    7
                                   Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                          Medium-sized                                 Bank sector
        HFSA code                           Description                           Large banks                 Small banks   Specialised
number                                                                                              banks                                        total

                     Supplementary financial service providers -
  212   1AB54214     Subordinated loan capital to financial and investment                  0               0           0                 0                 0
                     enterprises
                     Suplementary financial service providers - Financial and
  213   1AB542151    investment enterprises - receivables from repurchase                   0               0           0                 0                 0
                     agreements - short term
                      Supplementary financial service providers - Financial
                     and investment enterprises - receivables from
  214   1AB5421521                                                                          0               0           0                 0                 0
                     repurchase agreements - long term - with less than 5
                     years maturity
                     Supplementary financial service providers - Financial
                     and investment enterprises - receivables from
  215   1AB5421522                                                                          0               0           0                 0                 0
                     repurchase agreements - long term - with maturity over
                     5 year
                     Suplementary financial service providers - Loans to
  216   1AB54221                                                                          896              17           0                 0            913
                     other institutions - short term
                     Suplementary financial service providers - Loans to
  217   1AB542221    other institutions - long term - with less than 5 years               25             141          18                 0            184
                     maturity
                     Supplementary financial service providers - Loans to
  218   1AB542222                                                                        1788             433           6                 0           2227
                     other institutions - long term - with maturity over 5 year
                     Supplementary financial service providers -
  219   1AB54223     Supplementary subordinated loan capital to other                       0               0           0                 0                 0
                     institutions
                     Supplementary financial service providers -
  220   1AB54224                                                                            0               0           0                 0                 0
                     Subordinated loan capital to other institutions
                     Supplementary financial service providers - Other
  221   1AB542251    institutions - receivables from repurchase agreements -                0               0           0                 0                 0
                     short term
                     Suplementary financial service providers - Other
  222   1AB5422521   institutions - receivables from repurchase agreements -                0               0           0                 0                 0
                     long term - with less than 5 years maturity
                     Supplementary financial service providers - Other
  223   1AB5422522   institutions - receivables from repurchase agreements -                0               0           0                 0                 0
                     long term - with maturity over 5 years
  224   1AB5431      Loans to insurers - short term                                        51               0           0                 0             51
                     Loans to insurers - long term - with less than 5 year
  225   1AB54321                                                                            0               0           0                 0                 0
                     maturity
  226   1AB54322     Loans to insurers - long term - with maturity over 5 years             0               0           0                 0                 0
  227   1AB5433      Subordinated loan capital to insurers                                  0               0           0                 0                 0
                     Insurers and pension funds - receivables from
  228   1AB54341                                                                            0               0           0                 0                 0
                     repurchase agreements - short term
                     Insurers and pension funds - receivables from
  229   1AB543421    repurchase agreements - long term - with less than 5                   0               0           0                 0                 0
                     years maturity
                     Insurers and pension funds - receivables from
  230   1AB543422    repurchase agreements - long term - with maturity over                 0               0           0                 0                 0
                     5 years
                     Impairment and valuation difference of loans to other
  231   1AB544       financial intermediaries, supplemantary financial service            -458            -20           0                 0            -478
                     providers, insurers
  232   1AB5511      Associated companies- current account loan                           752             682           0                 0           1434
                     Associated companies - loans for purchasing securities -
  233   1AB55121                                                                            0               0           0                 0                 0
                     short term
                     Associated companies - loans for purchasing securities -
  234   1AB551221                                                                           0               0           0                 0                 0
                     long term - with less than 5 years maturity
                     Associated companies - loans for purchasing securities -
  235   1AB551222                                                                           0               0           0                 0                 0
                     long term - with maturity over 5 years




                                                                                   8
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized                                  Bank sector
        HFSA code                         Description                            Large banks                 Small banks   Specialised
number                                                                                             banks                                         total

                    Associated comapnies - other loan and loan type
  236   1AB55131                                                                       42871             498           0                 0           43369
                    receivables - short term
                    Associated companies - other loan and loan type
  237   1AB551321                                                                      18850              36         396                 0           19282
                    receivables - long term - with less than 5 years maturity
                    Associated companies- other loan and loan type
  238   1AB551322                                                                        8257             83           0                 0            8340
                    receivables - long term - with maturity over 5 years
                    Associated companies - receivables from repurchase
  239   1AB55141                                                                            0              0           0                 0                  0
                    agreements - short term
                    Associated companies - receivables from repurchase
  240   1AB551421                                                                           0              0           0                 0                  0
                    agreements - long term - with less than 5 years maturity
                    Associated companies - receivables from repurchase
  241   1AB551422                                                                           0              0           0                 0                  0
                    agreements - long term - with maturity over 5 years
                    Non-financial enterprises (excluding associated
  242   1AB5521                                                                       520184          163787       24301                 0          708272
                    companies) - current account loan
                    Non-financial enterprises (excluding associated
  243   1AB55221                                                                          847            149           0                 0             996
                    companies) - bill of exchange - short term
                    Non-financial enterprises (excluding associated
  244   1AB552221   companies) - bill of exchange - long term - with less than              0              0           0                 0                  0
                    5 years maturity
                    Non-financial enterprises (excluding associated
  245   1AB552222   companies) - bill of exchange - long term - with maturity               0              0           0                 0                  0
                    over than 5 years
                    Non-financial enterprises (excluding associated
  246   1AB55231    companies) - receivables from repurchased                          18444            7605       20616                 0           46665
                    aggreements- short term
                    Non-financial enterprises (excluding associated
  247   1AB552321   companies) - purchased receivables - long term - with                3375              0        1272                 0            4647
                    less than 5 years maturity
                    Non-financial enterprises (excluding ancillary
  248   1AB552322   enterprises) - purchased receivables - long term - with              6313            276          88                 0            6677
                    maturity over 5 years
                    Non-financial enterprises (excluding associated
  249   1AB55241                                                                            0              0           0                 0                  0
                    companies) - loans for purchasing securities - short term
                    Non-financial enterprises (excluding associated
  250   1AB552421   comapnies) - loans for purchasing securities - long term -           2961              0           0                 0            2961
                    with less than 5 years maturity
                    Non-financial enterprises (excluding associated
  251   1AB552422   companies) - loans for purchasing securities - long term -           1534              0           0                 0            1534
                    with maturity over 5 year
                    Non-financial enterprises (excluding associated
  252   1AB55251                                                                         7277           2298           0                 13           9588
                    comapnies) - mortgage loans - short term
                    Non-financial enterprises (excluding associated
  253   1AB552521   companies) - mortgage loans - long term - with less than          100980            2104          50           1009             104143
                    5 years maturity
                    Non-financial enterprises (excluding associated
  254   1AB552522   companies) - mortgage loans - long term - with maturity              4810            176          35            227               5248
                    over 5 years
                    Non-financial enterprises (excluding associated
  255   1AB55261                                                                      1086385         160313       46063                 12        1292773
                    companies) - other loans - short term
                    Non-financial enterprises (excluding associated
  256   1AB552621   companies) - other loans - long term - with less than 5           1224413         161903       42179           1517            1430012
                    years maturity
                    Non-financial enterprises (excluding associated
  257   1AB552622   companies) - other loans - long term - with maturity over         1618229         137655       33521           7933            1797338
                    5 years
                    Non-financial enterprises (excluding ancillary
  258   1AB55271    enterprises) - financial leasing - with lwss than 5 years               0            115         103                 0             218
                    maturity




                                                                                  9
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized                                  Bank sector
        HFSA code                         Description                            Large banks                 Small banks   Specialised
number                                                                                             banks                                         total

                    Non-financial enterprises (excluding associated
  259   1AB55272    companies) - financial leasing - with maturity over 5                  0               0          22                 0              22
                    years
                    Non-financial enterprises (excluding associated
  260   1AB55281    companies) -receivables from repurchase agreements -                   0               0           0                 0                  0
                    short term
                    Non-financial enterprises (excluding associated
  261   1AB552821   companies) -receivables from repurchase agreements -                   0               0           0                 0                  0
                    long term - with less than 5 years maturity
                    Non-financial enterprises (excluding associated
  262   1AB552822   companies) -receivables from repurchase agreements -                   0               0           0                 0                  0
                    long term - with maturity over 5 years
                    Impairment and valuation difference of loans to non-
  263   1AB553                                                                         -92152         -11784       -4844            -119            -108899
                    financial enterprises
  264   1AB5611     Retail customers- Households -current account loan                105516           31897        1781                 0          139194
                    Retail customers- Households - consumer loans - short
  265   1AB56121                                                                        5821            5204       14041                 0           25066
                    term
                    Retail customers- Households - consumer loans - long
  266   1AB561221                                                                     207238           64532       86995            339             359104
                    term - with less than 5 years maturity
                    Retail customers - Households - consumer loans - long
  267   1AB561222                                                                     381525           62812      173484          39123             656944
                    term - with maturity over 5 years
                    Retail customers - Households - loans for purchasing
  268   1AB56131                                                                          56               0           0                 0              56
                    securities - short term
                    Retail customers - Households - loans for purchasing
  269   1AB561321                                                                       6709               0           0                 0            6709
                    securities - long term - with less than 5 years maturity
                    Retail customers - Households - loans for purchasing
  270   1AB561322                                                                          0               0           0                 0                  0
                    securities - long term - with maturity over 5 years
                    Retail customers - Households - mortgage loans - short
  271   1AB56141                                                                         758             150          26            281               1215
                    term
                    Retail customers - Households - mortgage loans - long
  272   1AB561421                                                                      32222            2083        2597           8924              45826
                    term - with less than 5 years maturity
                    Retail customers - Households - mortgage loans - long
  273   1AB561422                                                                     984427          123758       35226        1033370            2176781
                    term - with maturity over 5 years
                     Retail customers - Households - other loans- short
  274   1AB56151                                                                       20262            1445         239                 47          21993
                    term
                    Retail costumers - Households - other loans - long term
  275   1AB561521                                                                      17158            4062         308                 18          21546
                    - with less than 5 years maturity
                     Retail customers - Households- other loans - long term
  276   1AB561522                                                                      17913           28613          22           4003              50551
                    - with maturity over 5 years
                    Retail customers - Households - receivables from
  277   1AB56161                                                                           0               0           0                 0                  0
                    repurchase aggreements - short term
                     Retail customers - Households - receivables from
  278   1AB561621   repurchase aggreements - long term - with less than 5                  0               0           0                 0                  0
                    years maturity
                    Retail customers - Households- receivables from
  279   1AB561622   repurchase aggreements - long term - with maturity over                0               0           0                 0                  0
                    5 years
                    Impairment and valuation difference of loans to retail
  280   1AB5617                                                                        -27923         -12364      -13504            -804             -54595
                    customers - households
                    Retail customers - Sole proprietorships - current account
  281   1AB5621                                                                         4593            1945          49                 0            6587
                    loan
                    Retail customers - Sole proprietorships - Loans for
  282   1AB56221                                                                           0               0           0                 0                  0
                    purchasing securities - short term
                    Retail customers - Sole proprietorships - Loans for
  283   1AB562221   purchasing securities - long term - with less than 5 years             0               0           0                 0                  0
                    maturity
                    Retail customers - Sole proprietorships - Loans for
  284   1AB562222   purchasing securities - long term - with maturity over 5              15               0           0                 0              15
                    years




                                                                                 10
                                   Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                            Medium-sized                                 Bank sector
        HFSA code                           Description                             Large banks                 Small banks   Specialised
number                                                                                                banks                                        total

                     Retail customers - Sole proprietorships - mortgage loans
  285   1AB56231                                                                              0               0           0                 0                 0
                     - short term
                     Retail customers- Sole proprietorships - mortgage loans
  286   1AB562321                                                                           135             285           0                 0            420
                     - long term - with less than 5 years maturity
                     Retail customers- Sole proprietorships - mortgage loans
  287   1AB562322                                                                           232              38           0                 0            270
                     - long term - with maturity over 5 years
                     Retail customers - Sole proprietorships - other loans -
  288   1AB56241                                                                          16582            1218         773                 0          18573
                     short term
                     Retail customers - Sole proprietorships - other loans -
  289   1AB562421                                                                         19707            2821         920                 5          23453
                     long term - with less than 5 years maturity
                     Retail customers - Sole proprietorships - other loans -
  290   1AB562422                                                                         15782            2158        1013            358             19311
                     long term - with maturity over 5 years
                     Retail - Sole proprietorships - receivables from
  291   1AB56251                                                                              0               0           0                 0                 0
                     repurchase aggreements - short term
                     Retail customers - Sole proprietorships - receivables
  292   1AB562521    from repurchase aggreements - long term - with less                      0               0           0                 0                 0
                     than 5 years maturity
                     Retail customers- Sole proprietorships - receivables
  293   1AB562522    from repurchase aggreements - long term - with maturity                  0               0           0                 0                 0
                     over 5 years
                     Impairment and valuation difference of loans to retail
  294   1AB5626                                                                            -1464            -80        -205                 0           -1749
                     customers - sole proprietorships
                     Non-profit institutions assisting retail customers - current
  295   1AB5711                                                                            1012              16           3                 0           1031
                     account loan
                     Non-profit institutions assisting retail customers other
  296   1AB5712                                                                            7964              64           9                 0           8037
                     loans - short term
                     Non-profit institutions assisting retail customers other
  297   1AB5721                                                                            2048              35         105                 0           2188
                     loans - long term - with less than 5 years maturity
                     Non-profit institutions assisting retail customers other
  298   1AB5722                                                                            2287            3129         150                 0           5566
                     loans - long term - with maturity over 5 years
                     Non-profit institutions assisting retail customers -
  299   1AB5731                                                                               0               0           0                 0                 0
                     receivables from repurchase agreements - short term
                     Non-profit institutions assisting retail customers -
  300   1AB57321     receivables from repurchase agreements - long term -                     0               0           0                 0                 0
                     with less than 5 years maturity
                     Non-profit institutions assisting retail customers -
  301   1AB57322     receivables from repurchase agreements - long term -                     0               0           0                 0                 0
                     with maturity over 5 years
                     Impairment of loans and valuation difference of non-
  302   1AB574                                                                               -69             -3         -19                 0             -91
                     profit institutions assisting retail customers
  303   1AB58111     Receivables from EMU credit institutions - short term                 4081            4985        1226                 0          10292
  304   1AB58112     Receivables from EMU credit institutions - long term                 17841              38           0                 0          17879
  305   1AB58121     Receivables from EMU money market funds - short term                     0               0           0                 0                 0

  306   1AB58122     Receivables from EMU money market funds - long term                      0               0           0                 0                 0
  307   1AB58131     Loans to EMU ÁHT - short term                                            0               0           0                 0                 0
  308   1AB58132     Loans to EMU ÁHT - long term                                             0               0           0                 0                 0
                     Loans to EMU other financial intermediaries and
  309   1AB58141                                                                             62               0           0                 0             62
                     supplementary financial service providers - short term
                     Loans to EMU other financial intermediaries and
  310   1AB581421    supplementary financial service providers - long term -                 99            1138           0                 0           1237
                     wih less than 5 years maturity
                     Loans to EMU other financial intermediaries and
  311   1AB581422    supplementary financial service providers - long term -                  0               0           0                 0                 0
                     with maturity over 5 years
  312   1AB581431    Loans to EMU insurers and pension funds - short term                     0               0           0                 0                 0
                     Loans to EMU insurers and pension funds - long term -
  313   1AB5814321                                                                            0               0           0                 0                 0
                     with less than 5 years maturity




                                                                                    11
                                  Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                          Medium-sized                                 Bank sector
        HFSA code                           Description                           Large banks                 Small banks   Specialised
number                                                                                              banks                                        total

                     Loans to EMU insurers and pension funds - long term -
  314   1AB5814322                                                                          0               0           0                 0                 0
                     with maturity over 5 years
  315   1AB58151     Loans to EMU non-financial enterprises - short term                14139           31689        6223                 0          52051
                     Loans to EMU non-financial enterprises - long term -
  316   1AB581521                                                                       22153           41178           0                 0          63331
                     with less than 5 years maturity
                     Loans to EMU non-financial enterprises - long term -
  317   1AB581522                                                                       13081              35           0                 0          13116
                     with maturity over 5 years
                     Consumer loans to EMU retail customers and non-profit
  318   1AB58161                                                                            1               0           0                 0                 1
                     institutions assisting retail customers - short term
                     Loans to EMU retail customers and non-profit
  319   1AB581621    institutions assisting retail customers - long term - with            12               0           0                 0             12
                     less than 5 years
                     Loans to EMU retail customers and non-profit
  320   1AB581622    institutions assisting retail customers - long term - with           137             111          58                 0            306
                     maturity over 5 years
                     Loans to EMU customers and non-profit institutions
  321   1AB581631                                                                           0               1           0                 0                 1
                     assisting retail customers- short term
                     mortgage loans to EMU retail customers and non-profit
  322   1AB5816321   institutions assisting retail customers - long term - with             5               0           0                 0                 5
                     less than 5 years maturity
                     mortgage loans to EMU customers and non-profit
  323   1AB5816322   institutions assisting retail customers - long term - with           336             146          18                 0            500
                     maturity over 5 years
                     Other loans to EMU ratail customers and non-profit
  324   1AB581641                                                                          45              50           0                 0             95
                     institutions assisting retail customers - short term
                     Other loans to EMU retail customers and non-profit
  325   1AB5816421   institutions assisting retail customers - long term - with           150              84           0                 0            234
                     less than 5 years maturity
                     Other loans to EMU retail customers and non-profit
  326   1AB5816422   institutions assisting retail customers - long term - with           942             371           0                 0           1313
                     maturty over 5 years
  327   1AB58211     Receivables from other foreign banks - short term                  26789            6098         455                 0          33342
  328   1AB58212     Receivables from other foreign banks - long term                  127878            3240         125                 0         131243
  329   1AB58221     Receivables from other foreigners - short term                     46728            6949        2196                 0          55873
  330   1AB58222     Receivables from other foreigners - long term                     220236           38298        5411                 0         263945
                     Impairment and valuation difference of receivables from
  331   1AB583                                                                           -2741          -4086        -657                 0           -7484
                     foreigners
  332   1AB6         Participations (333+...+361)                                      274161           21180        6784           1985            304110
  333   1AB611       Shares of domestic credit institutions                             26660             645           0              0             27305
                     Impairment and valuation difference of shares of
  334   1AB612                                                                             -48            433           0                 0            385
                     domestic credit institutions
                     Other financial intermediaries - Shares of financial
  335   1AB62111                                                                        12898             627         587                 0          14112
                     enterprises
                     Other financial intermediaries - Other participations and
  336   1AB62112                                                                            0               0           0                 0                 0
                     shares of financial enterprises
                     Other financial intermediaries - Shares of other
  337   1AB62121                                                                        22903             366           0                 0          23269
                     institutions
                     Other financial intermediaries - Other participations and
  338   1AB62122                                                                            0               0           0                 0                 0
                     shares of investment enterprises
                     Other financial intermediaries - Shares of other
  339   1AB62131                                                                         3601               0           0                 0           3601
                     institutions
                     Other financial intermediaries - Other participations and
  340   1AB62132                                                                            0               0           0                 0                 0
                     shares of other institutions
                     Supplementary financial service providers - Shares of
  341   1AB62211                                                                         3032             516         150                 0           3698
                     financial enterprises
                     Supplementary financial service providers - Other
  342   1AB62212                                                                            0               0           0                 0                 0
                     participations and shares of financial enterprises
                     Supplementary financial service providers - Shares of
  343   1AB62221                                                                            0               0           0                 0                 0
                     other institutions
                     Supplementary financial service providers - Other
  344   1AB62222                                                                            0               0           0                 0                 0
                     participations and shares of investment enterprises




                                                                                  12
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized                                  Bank sector
        HFSA code                         Description                           Large banks                 Small banks   Specialised
number                                                                                            banks                                         total

                    Supplementary financial service providers - Shares of
  345   1AB62231                                                                       4028              48          16                 0            4092
                    other institutions
                    Supplementary financial service providers - Other
  346   1AB62232                                                                        174              23          10                 0             207
                    participations and shares of other institutions
  347   1AB623      Insurers’ shares                                                   8072             189           1                 0            8262
  348   1AB624      Participations in pension funds                                       0               0           0                 0               0
                    Impairment and valuation difference of participations in
  349   1AB625      other financial intermediaries, supplementary financial           -18783            -66         -17                 0           -18866
                    service providers, insurers, pension funds
  350   1AB6311     Shares of associated companies                                    21161             120           0           1026              22307
                    Other participations and shares of associated
  351   1AB6312                                                                       78921           17664        6451                 59         103095
                    companies
                    Shares of non-financial enterprises (excluding
  352   1AB6321                                                                        7622            2551         130                 0           10303
                    associated companies)
                    Other participations and shares of non-financial
  353   1AB6322                                                                        1040             110           0            900               2050
                    enterprises (excluding associated companies)
                    Shares of and participations in enterprises from loan-to-
  354   1AB633                                                                          481               0           0                 0             481
                    equity conversions
                    Impairment and valuation difference of participations
  355   1AB634                                                                         -4604          -2222        -911                 0            -7737
                    and shares of non-financial enterprises
  356   1AB6411     Shares of EMU credit institutions                                     0               0           0                 0               0
  357   1AB6412     Shares of other EMU sectors                                          39              35           7                 0              81
                    Shares of and participations in other EMU enterprises
  358   1AB6413                                                                           0               0           0                 0                  0
                    from loan-to-equity conversion
  359   1AB6421     Shares of other foreign issuers                                  109729             141         360                 0          110230
                    Other shares of and participations in other businesses
  360   1AB6422                                                                           0               0           0                 0                  0
                    from loan-to-equity conversions
                    Impairment and valuation difference of foreign shares
  361   1AB643                                                                         -2765              0           0                 0            -2765
                    and participations
  362   1AB7        Interest prepayments (363+…+377)                                 119168           18237        7277          19889             164571
  363   1AB71       - with central budget                                             26361            4961        2062           7270              40654
  364   1AB72       - with local municipalities                                         353             161          42              0                556
  365   1AB73       - with central bank                                                2361            1038         178             47               3624
  366   1AB74       - with credit institutions                                        39334            1332         515            388              41569
  367   1AB751      - with money market funds                                             0               0           0              0                  0
                    - with other financial intermediaries - financial and
  368   1AB7521                                                                        1824             638         124                 0            2586
                    investment enterprises
                    - with other financial intermediaries - with other
  369   1AB7522                                                                          19               0           3                 0              22
                    institutions
                    - with supplementary financial service providers - with
  370   1AB7531                                                                           0               5           0                 0                  5
                    financial and investment enterprises
                    - with supplementary financial service providers - whith
  371   1AB7532                                                                          13               1           0                 0              14
                    other institutions
  372   1AB754      - with insurers and pension funds                                     0              53           0              0                 53
  373   1AB76       - with non-financial enterprises                                  19031            2085        1580             21              22717
  374   1AB771      - with retail customers - households                               8173            2243        2013           9456              21885
  375   1AB772      - with retail customers - sole proprietorships                      315              23           8              0                346
  376   1AB78       - with non-profit institutions assisting retail customers            66               4          84              0                154
  377   1AB79       - with foreigners                                                 21318            5693         668           2707              30386
                    Other prepayments and other assets
  378   1AB8                                                                         217263          243891       21378          51727             534259
                    (379+397+414+...+417)
  379   1AB81       Total prepayments (380+...+396)                                   97573           14219       14470          51551             177813
  380   1AB811      - with central budget                                             15394            2138        1012          32265              50809
  381   1AB8121     - with local municipalities                                        3179            1462         277           1789               6707
  382   1AB8122     - with social security                                               50              15          11              3                 79
  383   1AB813      - with central bank                                                   0              49           2              0                 51
  384   1AB814      - with credit institutions                                        19953            1942        2206           4703              28804
  385   1AB8151     - with money market funds                                             0               0           0              0                  0
                    - with other financial intermediaries - financial and
  386   1AB81521                                                                       1820             353          23                 73           2269
                    investment enterprises




                                                                                13
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                       Medium-sized                                  Bank sector
        HFSA code                         Description                           Large banks                Small banks   Specialised
number                                                                                           banks                                         total

                    - with other financial intermediaries - with other
  387   1AB81522                                                                       1826              0          44                 0            1870
                    institutions
                    - with supplementary financial service providers - with
  388   1AB81531                                                                         37              0           0                 0              37
                    financial and investment enterprises
                    - with supplementary financial service providers - with
  389   1AB81532                                                                       4092              7           0                 0            4099
                    other institutions
  390   1AB8154     - with insurers and pension funds                                   111              0          30             11                152
  391   1AB816      - with non-financial enterprises                                  24801           3557        5628            468              34454
  392   1AB8171     -with retail customers - households                                3459            925        4979            258               9621
  393   1AB8172     - with retail customers - sole proprietorships                       34              0          76              0                110
  394   1AB8173     - with non-profit institutions assisting households                   4              0           4              0                  8
  395   1AB818      - with foreigners                                                  7087            821         151           4141              12200
  396   1AB819      - prepayments that cannot be broken down by sector                15726           2950          27           7840              26543
                    Total receivables from investment services
  397   1AB82                                                                         19817          76290          37                 0           96144
                    (398+...+413)
  398   1AB821      - with central budget                                               305              0           0                 0             305
  399   1AB8221     - with local government                                               2              0           0                 0               2
  400   1AB8222     - with social security                                                0              0           0                 0               0
        1AB823      - with central bank                                                   0              0           0                 0               0
  402   1AB824      - with credit institutions                                         1090            602           9                 0            1701
  403   1AB8251     - with money market funds                                             0            339           0                 0             339
                    - with other financial intermediaries - financial and
  401   1AB82521                                                                        707            557           0                 0            1264
                    investment enterprises
                    - with other financial intermediaries - with other
  405   1AB82522                                                                      14855             53          11                 0           14919
                    institutions
                    - with supplementary financial service providers - with
  406   1AB82531                                                                          0           1561           0                 0            1561
                    financial and investment enterprises
                    - with supplementary financial service providers - with
  407   1AB82532                                                                         53            122           1                 0             176
                    other institutions
  408   1AB8254     - with insurers and pension funds                                     0              0           0                 0               0
  409   1AB826      - with non-financial enterprises                                    131            829          16                 0             976
  410   1AB8271     - with retail customers - households                                921             37           0                 0             958
  411   1AB8272     - with retail customers - sole proprietorships                        0              0           0                 0               0
  412   1AB828      - with non-profit institutions assisting retail customers             3              0           0                 0               3
  413   1AB829      - from foreigners                                                  1750          72190           0                 0           73940
  414   1AB83       Suspense items                                                      830           1200        1105                 0            3135
                    Repaid cooperative proprietory shares (until registration
  415   1AB84       of the modification of the registered capital by Court of             0              0           0                 0                  0
                    Registration)
  416   1AB85       Others                                                            52241           5227        2073            183              59724
                    Impairment and valuation difference of other
  417   1AB86                                                                         46802         146955        3693                 -7         197443
                    prepayments and other assets
  418   1AB9        Own assets (419+...+439)                                         330214          35668        4695           3378             373955
  419   1AB9111     Repurchased own domestic bonds                                    18637           1005           0              0              19642
  420   1AB9112     Repurchased own foreign bonds                                         0              0           0              0                  0
  421   1AB912      Repurchased own shares                                            50619              0           4              3              50626
  422   1AB913      Other own assets (inventories)                                     1195            129          85             29               1438
  423   1AB921      Assets taken over                                                  1495            467          15              0               1977
  424   1AB922      Impairment of assets taken over and of inventories                 -418            -67           0              0               -485
  425   1AB931      Intangible assets -property rights                                35236             68          73            365              35742
  426   1AB932      Intangible assets - software                                      22229           6634        1983           1317              32163
  427   1AB933      Intangible assets - Other                                         84711            402         684             72              85869
  428   1AB934      Revaluation of intangible assets                                 -34883              0           0              0             -34883
                    Rental rights of tangible assets for financial and
  429   1AB941                                                                          195              5           0                 0             200
                    investment purposes
                    Tangible assets used for financial and investment
  430   1AB942                                                                         1694             58           0                 0            1752
                    purposes -property rights relating to real estates
                    Tangible assets used for financial and investment
  431   1AB943                                                                       101361          16787         337            413             118898
                    purposes - real estates




                                                                                14
                                 Aggregated assets of banks on 31 March 2006 (HUF million)
 Serial                                                                                    Medium-sized                                  Bank sector
        HFSA code                        Description                        Large banks                 Small banks   Specialised
number                                                                                        banks                                         total

                    Tangible assets used for financial and investment
  432   1AB944      purposes - technical equipment, machines, fixtures,           79392            7806        1454           1077              89729
                    vehicles
                    Tangible assets used for financial and investment
  433   1AB945      purposes - investment projects and advances given for         10237             598           8                 88          10931
                    investment projects
                    Revaluation of tangible assets used for financial and
  434   1AB946                                                                    -45693             53           0                 0           -45640
                    investment purposes
                    Tangible assets not used for financial and investment
  435   1AB951                                                                        2               0           0                 0                  2
                    purposes - rights relating to real estates
                    Tangible assets not used for financial and investment
  436   1AB952                                                                     3339            1310           0                 0            4649
                    purposes - real estates
                    Tangible assets not used for financial and investment
  437   1AB953      purposes - technical equipment, machines, fixtures,            1570             175          52                 14           1811
                    vehicles
                    Tangible assets not used for financial and investment
  438   1AB954      purposes - investment projects and advances given for           370             238           0                 0             608
                    investment projects
                    Revaluation of tangible assets not used for financial
  439   1AB955                                                                     -1074              0           0                 0            -1074
                    and investment purposes




                                                                            15
                               Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized
        HFSA code                        Description                           Large banks                  Small banks   Specialised       Bank sector total
number                                                                                            banks
                    Total liabilities
  1    1B0                                                                          12949067        3030804      933365        1745898             18659134
                    (2+120+141+193+211+229+270+283+288)
  2    1B1          Deposits (3+...+119)                                            7399426         1492890      358700         166692              9417708
  3    1B1111       Central government, deposit - short term                          39011            2680          75              0                41766
                    Central government, deposit - long term -maturity up
  4    1B11121                                                                           545              0           0                 0                545
                    to 2 years
                    Central government, deposit - long term -maturing
  5    1B11122                                                                           162           1360           0                 0               1522
                    beyond 2 years
  6    1B11131      Central government - liabilities on repo transactions                  0              0           0                 0                  0
                    Central government - liabilities on repurchase
  7    1B11132                                                                             0              0           0                 0                  0
                    agreements
                    Local government - sight deposit and current account
  8    1B1121                                                                        156266             896           2                 0             157164
                    deposit
  9    1B1122       Local government, fixed deposit- short term                       80620            2467           6                 0              83093
                    Local government, fixed deposit- long term -maturity
  10   1B11231                                                                             8             19           0                 0                 27
                    up to 2 years
                    Local government, fixed deposit - long term - maturing
  11   1B11232                                                                           928              3           0                 6                937
                    beyond 2 years
  12   1B11241      Local government - liabilities on repo transactions                 7257              0           0                 0               7257
                    Local government - liabilities on repurchase
  13   1B11242                                                                          2365              0           0                 0               2365
                    agreements
                    Other financial intermediaries - Financial and
  14   1B1211       investment enterprises - sight deposit and current                35871            7249         596                 0              43716
                    account deposit
                    Other financial intermediaries - Financial and
  15   1B1212                                                                         10701            2589           0                 0              13290
                    investment enterprises - fixed deposit - short term
                    Other financial intermediaries - Financial and
  16   1B12131      investment enterprises - fixed deposit - long term -                   0              0           0                 0                  0
                    maturity up to 2 years
                    Other financial intermediaries - Financial and
  17   1B12132      investment enterprises - fixed deposit - long term -                2883              5           0                 0               2888
                    maturing beyond 2 years
                    Other financial intermediaries - Financial and
  18   1B12141      investment enterprises - liabilities on repo                           0              0           0                 0                  0
                    transactions
                    Other financial intermediaries - Financial and
  19   1B12142      investment enterprises - liabilities on repurchase                     0              0           0                 0                  0
                    agreements
                    Other financial intermediaries - Other institutions -
  20   1B1221                                                                         80707            2326          18                 0              83051
                    sight deposit and current account deposit
                    Other financial intermediaries - Other institutions -
  21   1B1222                                                                        152670           16882        7000                 0             176552
                    fixed deposit - short term
                    Other financial intermediaries - Other institutions -
  22   1B12231                                                                        24502            6955           0                 0              31457
                    fixed deposit - long term - maturity up to 2 years
                    Other financial intermediaries - Other institutions -
  23   1B12232                                                                        63678            2670           0                 0              66348
                    fixed deposit - long term -maturing beyond 2 years
                    Other financial intermediaries - Other institutions -
  24   1B12241                                                                          4030              0           0                 0               4030
                    liabilities on repo transactions
                    Other financial intermediaries - Other institutions -
  25   1B12242                                                                        12011               0           0                 0              12011
                    liabilities on repurchase agreements
                    Supplementary financial service providers - Financial
  26   1B1231       and investment enterprises - sight deposit and current               293            385          49                 0                727
                    account deposit
                    Supplementary financial service providers - Financial
  27   1B1232                                                                           1819            193           0                 0               2012
                    and investment enterprises - fixed deposit - short term
                    Supplementary financial service providers - Financial
  28   1B12331      and investment enterprises - fixed deposit - long term -               0              0           0                 0                  0
                    maturity up to 2 years




                                                                               16
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized
        HFSA code                         Description                            Large banks                 Small banks   Specialised       Bank sector total
number                                                                                             banks

                    Supplementary financial service providers - Financial
  29   1B12332      and investment enterprises - fixed deposit - long term -                0              0           0                 0                  0
                    maturing beyond 2 years
                    Supplementary financial service providers - Financial
  30   1B12341      and investment enterprises - liabilities on repo                        0              0           0                 0                  0
                    transactions
                    Supplementary financial service providers- Financial
  31   1B12342      and investment enterprises - liabilities on repurchase                  0              0           0                 0                  0
                    agreements
                    Supplementary financial service providers - Other
  32   1B1241                                                                            1703           1095          28                 0               2826
                    institutions - sight deposits and deposits on accounts
                    Supplementary financial service providers - Other
  33   1B1242                                                                            3837           1231           0                 0               5068
                    institutions - fixed deposit - short term
                    Supplementary financial service providers - Other
  34   1B12431      institutions - fixed deposit - long term -maturity up to 2              0              0           0                 0                  0
                    years
                    Supplementary financial service providers - Other
  35   1B12432      institutions - fixed deposit - long term - maturing                    13              0           0                 0                 13
                    beyond 2 years
                    Supplementary financial service providers - Other
  36   1B12441                                                                              0              0           0                 0                  0
                    institutions - liabilities on repo transactions
                    Supplementary financial service providers - Other
  37   1B12442                                                                              0              0           0                 0                  0
                    institutions - liabilities on repurchase agreements
                    Insurers and pension funds - sight deposit and current
  38   1B131                                                                           16079            9349          39                 0              25467
                    account deposit
  39   1B132        Insurers and pension funds - fixed deposit - short term            24826           19899          32                 0              44757
                    Insurers and pension funds - fixed deposit - long term -
  40   1B1331                                                                               0              0          60                 0                 60
                    maturity up to 2 years
                    Insurers and pension funds - fixed deposit - long term -
  41   1B1332                                                                               0              0           0                 0                  0
                    maturing beyond 2 years
                    Insurers and pension funds - liabilities on repo
  42   1B1341                                                                            2400              0           0                 0               2400
                    transactions
                    Insurers and pension funds - liabilities on repurchase
  43   1B1342                                                                               0              0           0                 0                  0
                    agreements
                    Associated companies - sight deposit and current
  44   1B1411                                                                          11840            3202        1198                 0              16240
                    account deposit
  45   1B1412       Associated companies - fixed deposit - short term                    4651            592         154                 0               5397
                    Associated companies - fixed deposit - long term -
  46   1B14131                                                                              0              0           0                 0                  0
                    maturity up to 2 years
                    Associated companies - fixed deposit - long term -
  47   1B14132                                                                              0              0           0                 0                  0
                    maturing beyond 2 years
                    Associated companies - liabilities on repo
  48   1B14141                                                                              0              0           0                 0                  0
                    transactions
                    Associated companies - liabilities on repurchase
  49   1B14142                                                                              0              0           0                 0                  0
                    agreements
                    Non-financial enterprises (excluding associated
  50   1B1421       companies) - sight deposit and current account                    1082180         419787       70436                 0           1572403
                    deposit
                    Non-financial enterprises (excluding associated
  51   1B1422                                                                         949402          311982      126788                 0           1388172
                    companies) - fixed deposit - short term
                    Non-financial enterprises (excluding associated
  52   1B14231      companies) - fixed deposit - long term -maturity up to               3396           1511          38                 0               4945
                    2 years
                    Non-financial enterprises (Excluding associated
  53   1B14232      companies) - fixed deposit - long term -maturing                   16751             353           1           8263                 25368
                    beyond 2 years
                    Non-financial enterprises (Excluding associated
  54   1B14241                                                                           5738              0           0                 0               5738
                    companies) - liabilities on repo transactions
                    Non-financial enterprises (Excluding associated
  55   1B14242                                                                           3570              0           0                 0               3570
                    companies) - liabilities on repurchase agreements




                                                                                 17
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                         Medium-sized
        HFSA code                         Description                            Large banks                 Small banks   Specialised        Bank sector total
number                                                                                             banks

                    Retail customers- Households- sight deposit and
  56   1B1511                                                                         1326127          98699       16063                 43           1440932
                    current account deposit
                    Retail customers - Households- fixed deposit (on
  57   1B15121                                                                        2349291         389928       51945                 0            2791164
                    accounts) - short term
                    Retail customers - Households- fixed deposit (on
  58   1B151221                                                                          7354          15232         341                 0               22927
                    accounts) - long term -maturity up to 2 years
                    Retail customers - Households- fixed deposit (on
  59   1B151222                                                                        10841            2312       33939                 0               47092
                    accounts) - long term -maturing beyond 2 years
                    Retail customers - Households - fixed deposit (in
  60   1B15131                                                                        186392            1164           0                 0              187556
                    deposit books) - short term
                    Retail customers - Households- fixed deposit (in
  61   1B151321                                                                             0              0           0                 0                   0
                    deposit books) - long term -maturity up to 2 years
                    Retail customers - Households- fixed deposit (in
  62   1B151322                                                                             0              0           0                 0                   0
                    deposit books) - long term -maturing beyond 2 years
                    Retail customers- Households- Fixed deposit (in
  63   1B15141                                                                         48424              37           0                 0               48461
                    documents) - short term
                    Retail customers- Households - fixed deposit (in
  64   1B151421                                                                           435              0           0                 0                 435
                    documents) - long term -maturity up to 2 years
                    Retail customers- Households - fixed deposit (in
  65   1B151422                                                                             6              0           7                 0                  13
                    documents) - long term -maturing beyond 2 years
                    Retail customers - Households - deposit for housing
  66   1B15151                                                                              0              0           0                 0                   0
                    purposes - maturity up to 2 years
                    Retail customers - Households - deposit for housing
  67   1B15152                                                                         18279               0           0         158363                 176642
                    purposes - maturing beyond 2 years
                    Retail customers - Households - liabilities on repo
  68   1B151611                                                                             0              0           0                 0                   0
                    transactions
                    Retail customers - Households- liabilities on
  69   1B151612                                                                             0              0           0                 0                   0
                    repurchase agreements
                    Retail customers - Sole proprietorships - sight deposit
  70   1B1521                                                                          39298            7104         880                 0               47282
                    and current account deposit
                    Retail customers - Sole proprietorships - fixed deposit
  71   1B1522                                                                          10602            2265        1583                 0               14450
                    - short term
                    Retail customers - Sole proprietorships - fixed deposit
  72   1B15231                                                                             74              0           0                 0                  74
                    - long term -maturity up to 2 years
                    Retail customers - Sole proprietorships - fixed deposit
  73   1B15232                                                                              6             17           0                 0                  23
                    - long term -maturing beyond 2 years
                    Retail customers - Sole proprietorships - liabilities on
  74   1B15241                                                                              0              0           0                 0                   0
                    repo transactions
                    Retail customers - Sole proprietorships - liabilities on
  75   1B15242                                                                              0              0           0                 0                   0
                    repurchase agreement
                    Non-profit institutions assisting retail customers - sight
  76   1B161                                                                           55796            7462         656                 0               63914
                    deposit and current account deposit
                    Non-profit institutions assisting retail customers - fixed
  77   1B162                                                                           61590           19388         642                 0               81620
                    deposit - short term
                    Non-profit institutions assisting retail customers- fixed
  78   1B1631                                                                              65              1           0                 0                  66
                    deposit - long term -maturity up to 2 years
                    Non-profit institutions assisting retail customers - fixed
  79   1B1632                                                                             112              0           0                 17                129
                    deposit - long term -maturing beyond 2 years
                    Non-profit institutions assisting retail customers -
  80   1B1641                                                                            2484              0           0                 0                2484
                    liabilities on repo transactions
                    Non-profit institutions assisting retail customers -
  81   1B1642                                                                               0              0           0                 0                   0
                    liabilities on repurchase agreements
                    Deposit document that cannot be broken down by
  82   1B171                                                                              672              0           0                 0                 672
                    sectors - short term
                    Deposit document that cannot be broken down by
  83   1B1721                                                                              33              0           0                 0                  33
                    sectors - long term -maturity up to 2 years
                    Deposit document that cannot be broken down by
  84   1B1722                                                                               0              0           0                 0                   0
                    sectors - long term -maturing beyond 2 years
  85   1B18111      Liabilities from EMU central government - short term                  731              0           0                 0                 731




                                                                                 18
                               Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                     Medium-sized
        HFSA code                       Description                           Large banks                Small banks   Specialised       Bank sector total
number                                                                                         banks

                    Liabilities from EMU central government - long term -
  86   1B181121                                                                         0              0           0                 0                  0
                    maturity up to 2 years
                    Liabilities from EMU central government - long term -
  87   1B181122                                                                         0              0           0                 0                  0
                    maturing beyond 2 years
                    Liabilities from EMU central government on repo
  88   1B18113                                                                          0              0           0                 0                  0
                    transactions
                    EMU other ÁHT - sight deposit and current account
  89   1B18121                                                                          0              0           0                 0                  0
                    deposit
  90   1B18122      Liabilities from other EMU ÁHT - short term                         0              0           0                 0                  0
                    Liabilities from other EMU ÁHT - long term -maturity
  91   1B181231                                                                         0              0           0                 0                  0
                    up to 2 years
                    Liabilities from other EMU ÁHT - long term -maturing
  92   1B181232                                                                         0              0           0                 0                  0
                    beyond 2 years
  93   1B18124      Liabilities from other EMU ÁHT on repo transactions                 0              0           0                 0                  0
                    EMU other financial intermediaries and
  94   1B18131      supplementary financial service providers - sight                  77             93          15                 0                185
                    deposit and current account deposit
                    Other liabilities from EMU other financial
  95   1B18132      intermediaries and supplementary financial service              55232          29950           0                 0              85182
                    providers - short term
                    Other liabilities from EMU other financial
  96   1B181331     intermediaries and supplementary financial service               1593              0           0                 0               1593
                    providers - long term -maturity up to 2 years
                    Other liabilities from EMU other financial
  97   1B181332     intermediaries and supplementary financial service               1293              0       26000                 0              27293
                    providers - long term -maturing beyond 2 years
                    Liabilities from EMU other financial intermediaries and
  98   1B18134      supplementary financial service providers on repo                   0              0           0                 0                  0
                    transactions
                    EMU insurers and pension funds - sight deposit and
  99   1B18141                                                                          0              0           0                 0                  0
                    current account deposit
                    Other liabilities from EMU insurers and pension funds -
 100   1B18142                                                                          0              0           0                 0                  0
                    short term
                    Other liabilities from EMU insurers and pension funds -
 101   1B181431                                                                         0              0           0                 0                  0
                    long term -maturity up to 2 years
                    Other liabilities from EMU insurers and pension funds -
 102   1B181432                                                                         0              0           0                 0                  0
                    long term -maturing beyond 2 years
                    Liabilities from EMU insurers and pension funds on
 103   1B18144                                                                          0              0           0                 0                  0
                    repo transactions
                    EMU Non-financial enterprises - sight deposit and
 104   1B18151                                                                      10100          17842        1991                 0              29933
                    current account deposit
                    EMU Non-financial enterprises - fixed deposit - short
 105   1B18152                                                                      17977           7682          79                 0              25738
                    term
                    EMU Non-financial enterprises - fixed deposit - long
 106   1B181531                                                                       690              0           0                 0                690
                    term -maturity up to 2 years
                    EMU Non-financial enterprises - fixed deposit - long
 107   1B181532                                                                      1064              0           0                 0               1064
                    term -maturing beyond 2 years
                    Liabilities from EMU Non-financial enterprises on repo
 108   1B18154                                                                          0              0           0                 0                  0
                    transactions
                    EMU Retail customers and non-profit institutions
 109   1B18161      assisting households - sight deposit and current                16427           2874         794                 0              20095
                    account deposit
                    EMU Retail customers and non-profit institutions
 110   1B18162                                                                      30013           7943         535                 0              38491
                    assisting households - fixed deposit - short term
                    EMU Retail customers and non-profit institutions
 111   1B181631     assisting households - fixed deposit - long term -                116             39           0                 0                155
                    maturity up to 2 years
                    EMU Retail customers and non-profit institutions
 112   1B181632     assisting households - fixed deposit - long term -                242              9           0                 0                251
                    maturing beyond 2 years




                                                                              19
                               Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized
        HFSA code                         Description                           Large banks                 Small banks   Specialised       Bank sector total
number                                                                                            banks

                    Funds from EMU Retail customers and non-profit
 113   1B181641     institutions assisting households from repo                            0              0           0                 0                  0
                    transactions
                    Liabilities from EMU sectors on repurchase
 114   1B181642                                                                            0              0           0                 0                  0
                    agreements
 115   1B1821       Other foreigners, deposit - short term                           342711           66940       16677                 0             426328
                    Other foreigners, deposit - long term -maturity up to 2
 116   1B18221                                                                           474            229           0                 0                703
                    years
                    Other foreigners, deposit - long term -maturing
 117   1B18222                                                                            92              0          33                 0                125
                    beyond 2 years
 118   1B1831       Liabilities from other foreigners on repo transactions                 0              0           0                 0                  0
                    Liabilities from other foreigners on repurchase
 119   1B1832                                                                              0              0           0                 0                  0
                    agreements
                    Deposits from monetary financial institutions
 120   1B2                                                                           1343242         687049      142459            661              2173411
                    (121+...+140)
 121   1B211        Domestic credit institutions, loro accounts                        1935           79578       21152              0                102665
 122   1B212        Domestic credit institutions, fixed deposit - short term          73646          203287       30407            106                307446
                    Domestic credit institutions, fixed deposit - long term -
 123   1B2131                                                                              0           1125           0                 0               1125
                    maturity up to 2 years
                    Domestic credit institutions, fixed deposit - long term -
 124   1B2132                                                                           5346           1981           0                 0               7327
                    maturing beyond 2 years
 125   1B221        Money market funds, loro accounts                                 19575             342           0                 0              19917
 126   1B222        Money market funds, fixed deposit - short term                   225204           16080           0                 0             241284
                    Money market funds, fixed deposit - long term -
 127   1B2231                                                                         12000               0           0                 0              12000
                    maturity up to 2 years
                    Money market funds, fixed deposit - long term -
 128   1B2232                                                                         29000            7425           0                 0              36425
                    maturing beyond 2 years
                    EMU central banks, ECB and EMU monetary financial
 129   1B2311       institutions under obligation to set up and maintain              14432           10282        1673                 0              26387
                    reserves, loro accounts
                    EMU central banks, ECB and EMU monetary financial
 130   1B2312       institutions under obligation to set up and maintain             524604          138808       66874                 0             730286
                    reserves, fixed deposit - short term
                    EMU central banks, ECB and EMU monetary financial
                    institutions under obligation to set up and maintain
 131   1B23131                                                                             0          12538          35                 0              12573
                    reserves, fixed deposit - long term -maturity up to 2
                    years
                    EMU central banks, ECB and EMU monetary financial
                    institutions under obligation to set up and maintain
 132   1B23132                                                                       327626           76805        1386                 0             405817
                    reserves, fixed deposit - long term -maturing beyond 2
                    years
                    EMU other monetary financial institutions not under
 133   1B2321       obligation to set up and maintain reserves, loro                     107            102           0                 0                209
                    accounts
                    EMU other monetary financial institutions not under
 134   1B2322       obligation to set up and maintain reserves, fixed                      0             56           0                 0                 56
                    deposit - short term
                    EMU other monetary financial institutions not under
 135   1B23231      obligation to set up and maintain reserves, fixed                      0              0           0                 0                  0
                    deposit - long term -maturity up to 2 years
                    EMU other monetary financial institutions not under
 136   1B23232      obligation to set up and maintain reserves, fixed                      0              0           0                 0                  0
                    deposit - long term -maturing beyond 2 years
 137   1B2331       Other foreign banks, loro accounts                                13955           89743        2066              0                105764
 138   1B2332       Other foreign banks, fixed deposit - short term                   84984           42130        3923            555                131592
                    Other foreign banks, fixed deposit - long term -
 139   1B23331                                                                             0           5970           0                 0               5970
                    maturity up to 2 years
                    Other foreign banks, fixed deposit - long term -
 140   1B23332                                                                        10828             797       14943                 0              26568
                    maturing beyond 2 years
 141   1B3          Loans taken (142+…+192)                                          1660851         217295      278116          93393              2249655
 142   1B311        Loans taken from the central bank - short term                         4              0           0              0                    4




                                                                                20
                               Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                       Medium-sized
        HFSA code                         Description                           Large banks                Small banks   Specialised       Bank sector total
number                                                                                           banks

                    Loans taken from the central bank - long term -
 143   1B3121                                                                           702              0           0                 0                702
                    maturity up to 2 years
                    Loans taken from the central bank - long term -
 144   1B3122                                                                           258              0           0                 0                258
                    maturing beyond 2 years
 145   1B313        Central bank active repo                                              0              0           0              0                     0
 146   1B3211       Loans taken from credit institutions - short term                   147            152       14619          59406                 74324
                    Loans taken from credit institutions - long term -
 147   1B32121                                                                       101784           1197         200                 0             103181
                    maturity up to 2 years
                    Loans taken from credit institutions - long term -
 148   1B32122                                                                       294564          77646      138093           8777                519080
                    maturing beyond 2 years
 149   1B32131      Liabilities from credit institutions on repo transactions             0              0           0                 0                  0
                    Liabilities from credit institutions on repurchase
 150   1B32132                                                                            0              0           0                 0                  0
                    agreement
                    Liabilities from money market funds on repurchase
 151   1B331                                                                              0              0           0                 0                  0
                    agreements
                    Loans taken from other financial intermediaries -
 152   1B3321                                                                             0            200           0                 0                200
                    Financial and investment enterprises - short term
                    Loans taken from other financial intermediaries -
 153   1B33221      Financial and investment enterprises - long term -                    0              0           0                 0                  0
                    maturity up to 2 years
                    Loans taken from other financial intermediaries -
 154   1B33222      Financial and investment enterprises - long term -                15227              0           0                 0              15227
                    maturing beyond 2 years
                    Loans taken from other financial intermediaries -Other
 155   1B33231                                                                            0              0           0                 0                  0
                    institutions - short term
                    Loans taken from other financial intermediaries -Other
 156   1B332321                                                                           0              0           0                 0                  0
                    institutions - long term - maturity up to 2 years
                    Loans taken from other financial intermediaries -Other
 157   1B332322                                                                           0              0           0                 0                  0
                    institutions - long term - maturing beyond 2 years
                    Loans taken from supplementary financial service
 158   1B3331       providers - From financial and investment enterprises -               0              0           0                 0                  0
                    short term
                    Loans taken from supplementary financial service
 159   1B33321      providers - From financial and investment enterprises -               0              0           0                 0                  0
                    long term - maturity up to 2 years
                    Loans taken from supplementary financial service
 160   1B33322      providers - From financial and investment enterprises -               0              0           0                 0                  0
                    long term - maturitng beyond 2 years
                    Loans taken from supplementary financial service
 161   1B33331                                                                            0              0           0                 0                  0
                    providers - From other institutions - short term
                    Loans taken from supplementary financial service
 162   1B333321     providers - From other institutions - long term -                     0              0           0                 0                  0
                    maturity up to 2 years
                    Loans taken from supplementary financial service
 163   1B333322     providers - From other institutions - long term -                     0              0           0                 0                  0
                    maturing beyond 2 years
                    Loans taken from insurers and pension funds - short
 164   1B3341                                                                             0              0           0                 0                  0
                    term
                    Loans taken from insurers and pension funds - long
 165   1B33421                                                                            0              0           0                 0                  0
                    term -maturity up to 2 years
                    Loans taken from insurers and pension funds - long
 166   1B33422                                                                            0              0           0                 0                  0
                    term -maturing beyond 2 years
                    Financial contribution of cooperative members - short
 167   1B34                                                                               0              0           0                 0                  0
                    term
 168   1B351        Loans taken from other residents - short term                         0              0           0                 0                  0
                    Loans taken from other residents - long term -maturity
 169   1B3521                                                                             0              0           0                 0                  0
                    up to 2 years
                    Loans taken from other residents - long term -
 170   1B3522                                                                            27              0           0                 0                 27
                    maturing beyond 2 years




                                                                                21
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized
        HFSA code                         Description                            Large banks                Small banks   Specialised       Bank sector total
number                                                                                            banks

                    Loans taken from EMU central banks, ECB and EMU
 171   1B3611       monetary financial institutions under obligation to set             7001             91       21053                 0              28145
                    up and maintain reserves - short term
                    Loans taken from EMU central banks, ECB and EMU
                    monetary financial institutions under obligation to set
 172   1B36121                                                                          4249           9008        2431                 0              15688
                    up and maintain reserves - long term -maturity up to 2
                    years
                    Loans taken from EMU central banks, ECB and EMU
                    monetary financial institutions under obligation to set
 173   1B36122                                                                        879287          41294       81584                 0           1002165
                    up and maintain reserves - long term -maturing
                    beyond 2 years
                    Liabilities from EMU central banks, ECB and EMU
 174   1B36131      monetary financial institutions under obligation to set                0              0           0                 0                  0
                    up and maintain reserves on repo transactions
                    Liabilities from EMU central banks, ECB and EMU
 175   1B36132      monetary financial institutions under obligation to set                0              0        4160                 0               4160
                    up and maintain reserves on repurchase agreements
                    Loans taken from EMU other monetary financial
 176   1B3621       institutions not under obligation to set up and maintain               0             65           0                 0                 65
                    reserves - short term
                    Loans taken from EMU other monetary financial
 177   1B36221      institutions not under obligation to set up and maintain               0              0           0                 0                  0
                    reserves - long term -maturity up to 2 years

                    Loans taken from EMU other monetary financial
 178   1B36222      institutions not under obligation to set up and maintain           23808          12963           0          25210                 61981
                    reserves - long term -maturing beyond 2 years
                    Liabilities from EMU other monetary financial
 179   1B36231      institutions not under obligation to set up and maintain               0              0           0                 0                  0
                    reserves on repo transactions
                    Liabilities from EMU other monetary financial
 180   1B36232      institutions not under obligation to set up and maintain               0              0           0                 0                  0
                    reserves on repurchase agreements
 181   1B3631       Other liabilities to other EMU sectors - short term                    0              0           0                 0                  0
                    Other liabilities to other EMU sectors - long term -
 182   1B36321                                                                             0              0           0                 0                  0
                    maturity up to 2 years
                    Other liabilities to other EMU sectors - long term -
 183   1B36322                                                                             0             66           0                 0                 66
                    maturing beyond 2 years
 184   1B3641       Loans taken from other foreign banks - short term                  58243            742          10                 0              58995
                    Loans taken from other foreign banks - long term -
 185   1B36421                                                                             0              0           0                 0                  0
                    maturity up to 2 years
                    From other foreign banks, loans taken out - long term -
 186   1B36422                                                                        155342          14332           0                 0             169674
                    maturing beyond 2 years
                    Liabilities from other international institutions, foreign
 187   1B3651                                                                              0              0           0                 0                  0
                    governments - short term
                    Liabilities from other international institutions, foreign
 188   1B36521                                                                             0              0           0                 0                  0
                    governments - long term -maturity up to 2 years
                    Liabilities from other international institutions, foreign
 189   1B36522                                                                        120208           2094        1092                 0             123394
                    governments - long term -maturing beyond 2 years
 190   1B3661       Other liabilities to other foreigners - short term                     0              1           0                 0                  1
                    Other liabilities to other foreigners - long term -
 191   1B36621                                                                             0              0           0                 0                  0
                    maturity up to 2 years
                    Other liabilities to other foreigners - long term -
 192   1B36622                                                                             0          56581       14874                 0              71455
                    maturing beyond 2 years
 193   1B4          Own-issued debt securities (194+...+210)                          501385           6665        1100        1309022              1818172
 194   1B4111       Bonds - short term                                                     0              0           0              0                    0
 195   1B41121      Bonds - long term -maturity up to 2 years                              0              0           0              0                    0
 196   1B41122      Bonds - long term -maturing beyond 2 years                        177264           5500        1100              0               183864
 197   1B4121       Convertible bonds - maturity up to 2 years                             0              0           0              0                    0




                                                                                 22
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized
        HFSA code                         Description                            Large banks                Small banks   Specialised       Bank sector total
number                                                                                            banks

 198   1B4122       Convertible bonds - maturing beyond 2 years                            0              0           0                 0                  0
 199   1B421        Certificates of deposit - short term                                   0             25           0                 0                 25
                    Certificates of deposit - long term -maturity up to 2
 200   1B4221                                                                              0              0           0                 0                  0
                    years
                    Certificates of deposit - long term -maturing beyond 2
 201   1B4222                                                                              0              0           0                 0                  0
                    years
 202   1B431        Other securities - short term                                          0              0           0          50072                 50072
 203   1B4321       Other securities - long term -maturity up to 2 years                   0              0           0              0                     0
 204   1B4322       Other securities - long term -maturing beyond 2 years                  0              0           0         728743                728743

 205   1B441        Securities issued by PRIVATE placement - short term                    0              0           0                 0                  0
                    Securities issued by PRIVATE placement - long term -
 206   1B4421                                                                              0              0           0                 0                  0
                    maturity up to 2 years
                    Securities issued by PRIVATE placement - long term -
 207   1B4422                                                                              0           1140           0         302124                303264
                    maturing beyond 2 years
 208   1B451        Securities issued abroad - short term                                  0              0           0                 0                  0
                    Securities issued abroad - long term -maturity up to 2
 209   1B4521                                                                              0              0           0                 0                  0
                    years
                    Securities issued abroad - long term -maturing
 210   1B4522                                                                         324121              0           0         228083                552204
                    beyond 2 years
 211   1B5          Interest accruals (212+…..+228)                                    60487          12480        6278          57137                136382
 212   1B51         - with central budget                                                679             84          30              0                   793
 213   1B52         - with local government                                              545              1           0              0                   546
 214   1B53         - with central bank                                                   21            113           0              0                   134
 215   1B54         - with credit institutions                                         14531           3194         943          29751                 48419
 216   1B551        - with money market funds                                           1294             69           0              0                  1363
                    - Other financial intermediaries - with financial and
 217   1B55211                                                                           309             17          62           5264                  5652
                    investment enterprises
 218   1B55212      - Other financial intermediaries - with other institutions          6340            171           3                 0               6514
                    - Supplementary financial service providers - with
 219   1B55221                                                                            17              9           0                 0                 26
                    financial and investment enterprises
                    - Supplementary financial service providers - with
 220   1B55222                                                                             5              2           0                 0                  7
                    other institutions
 221   1B553        - with insurers and pension funds                                     55             72           2              0                   129
 222   1B56         - with non-financial enterprises                                    4853            898         511            127                  6389
 223   1B571         - Retail customers - with households                              12793           2545        3391           1998                 20727
 224   1B572        - Retail customers - with sole propertiorship                         17              2           4              0                    23
 225   1B573        - with non-profit institutions assisting retail customers            326             78           4              0                   408
 226   1B58         - with foreigners                                                  18604           5224        1321           5227                 30376
                    - with deposit documents that cannot be broken down
 227   1B591                                                                              11              0           0                 0                 11
                    by sector
                    - with securities that cannot be broken down by
 228   1B592                                                                              87              1           7          14770                 14865
                    sector, carrying creditors’ rights
                    Other accrued settlements
 229   1B6                                                                            565128         251915       24682          32058                873783
                    (230+231+232+249+250+269)
 230   1B61         Items en route                                                    137782          40001       10539             57                188379
 231   1B62         Suspense items                                                     24376            979         318            301                 25974
 232   1B63         Total liabilities from investment service (233+...+248)            41358          13956         110                 0              55424
 233   1B631        - With central budget                                                288             49           0                 0                337
 234   1B6321       - With local government                                              275              1           0                 0                276
 235   1B6322       - With social security                                                 0              0           0                 0                  0
 236   1B633        - With central bank                                                    0              0           0                 0                  0
 237   1B634        - With credit institutions                                           608             42           0                 0                650
 238   1B6351       - With money market funds                                           1788            244           0                 0               2032
                    - Other financial intermediaries - with financial and
 239   1B635211                                                                           53            124           0                 0                177
                    investment enterprises
 240   1B635212     - Other financial intermediaries - with other institutions         10638              3          74                 0              10715




                                                                                 23
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                        Medium-sized
        HFSA code                         Description                            Large banks                Small banks   Specialised        Bank sector total
number                                                                                            banks

                    - Supplementary financial service providers - with
 241   1B635221                                                                            0           1266           0                 0                1266
                    financial and investment enterprises
                    - Supplementary financial service providers - with
 242   1B635222                                                                          162              5           0                 0                 167
                    other institutions
 243   1B6353       - with insurers and pension funds                                     13             15           0                 0                  28
 244   1B636        - with non-financial institutions                                   2843           2346           0                 0                5189
 245   1B6371       - Retail customers - from households                               23089           2808          29                 0               25926
 246   1B6372       - Retail customers - from sole proprietorships                         1              0           0                 0                   1
 247   1B638        - with non-profit institutions assisting retail customers            230             17           2                 0                 249
 248   1B639        - with foreigners                                                   1370           7036           5                 0                8411
 249   1B64         Funds disbursed from state for on-lending                           2601             77           0                 0                2678
 250   1B65         Passive settlements and other accruals (251+...+268)              158473          38908        7824          30974                 236179
 251   1B651        - with central budget                                              23904           1533         571           1678                  27686
 252   1B6521       - with local government                                              120            770          71              2                    963
 253   1B6522       - with social security                                              1101            559         147             71                   1878
 254   1B653        - with central bank                                                  403              4           6              0                    413
 255   1B654        - with credit institutions                                          4597           2060        1593           8467                  16717
 256   1B6551       - with money market funds                                              0              0           1              0                      1
                    - Other financial intermediaries - with financial and
 257   1B655211                                                                         3257             57           3           3682                   6999
                    investment enterprises
 258   1B655212     - Other financial intermediaries - with other institutions             0              1           0                 0                   1
                    - Supplementary financial service providers - with
 259   1B655221                                                                            0              8           2                 0                  10
                    financial and investment enterprises
                    - Supplementary financial financial service providers -
 260   1B655222                                                                          518             87           2                 0                 607
                    with other institutions
 261   1B6553       - with insurers and pension funds                                    844             38          31             78                    991
 262   1B656        - with non-financial enterprises                                   21438          14428        1699           1862                  39427
 263   1B6571       - Retail customers - with households                                5121           2503        1360            307                   9291
 264   1B6572       - Retail customers - with sole propertiorships                        47            126          23              3                    199
 265   1B6573       - with non-profit institutions assisting retail customers             33              0           0              0                     33
 266   1B658        - with foreigners                                                  36985           8361         474            443                  46263
                    - accrued liabilities, that cannot be broken down by
 267   1B6591                                                                          28715            300           8           3635                  32658
                    sector
 268   1B6592       Accrued operating costs                                            31390           8073        1833          10746                  52042
 269   1B66         Other                                                             200538         157994        5891            726                 365149
 270   1B7          Subordinated and financial liabilities (271+...+282)              206761          52381       19924            212                 279278
                    Subordinated loan capital received from residents - to
 271   1B711                                                                           11534           4398         420                 0               16352
                    be taken into account in the own fund
                    Subordinated loan capital received from residents -
 272   1B712                                                                               0            500         180                 0                 680
                    NOT to be taken into account in the own fund
                    Supplementary subordinated loan capital received
 273   1B72                                                                                0              0           0                 0                   0
                    from residents
                    Subordinated loan capital received from non-residents
 274   1B731                                                                          179074          38530       13157                 42             230803
                    - to be taken into account in the own fund
                    Subordinated loan capital received from non-residents
 275   1B732                                                                           16153           8953        3266            170                  28542
                    - NOT to be taken into account in the own fund
                    Supplementary subordinated loan capital received
 276   1B74                                                                                0              0           0                 0                   0
                    from non-residents
 277   1B751        Cooperative participation certificate                                  0              0           0              0                      0
 278   1B752        Other financial contribution to cooperatives                           0              0           0              0                      0
 279   1B761        Financial liabilities to domestic owner                                0              0           1              0                      1
 280   1B762        Financial liabilities to foreign owner                                 0              0        2900              0                   2900
 281   1B771        Other subordinated liabilities - to residents                          0              0           0              0                      0
 282   1B772        Other subordinated liabilities - to foreigners                         0              0           0              0                      0
 283   1B8          Provisions (284+...+287)                                          115760          14136        4163           5474                 139533
 284   1B81         Suspense and future liabilities                                    22847           3346         875            364                  27432
 285   1B82         General risk provisions                                            90158          10431        3229           1513                 105331
 286   1B83         Equalisation provisions of home savings funds                          0              0           0           3597                   3597




                                                                                 24
                                Aggregated liabilities of banks on 31 March 2006 (HUF million)
 Serial                                                                                       Medium-sized
        HFSA code                         Description                          Large banks                 Small banks   Specialised    Bank sector total
number                                                                                           banks

 287   1B84         Other provisions                                                   2755            359          59              0              3173
 288   1B9          Shareholders’ equity (289+...+299)                              1096027         295993       97943          81249           1571212
 289   1B911        Subscribed capital                                               225825          83504       49366          33601            392296
 290   1B912        Subsribed capital unpaid                                              0            -17           0              0               -17
 291   1B921        Capital reserve - premium                                         63084           7481        3371           3246             77182
 292   1B922        Capital reserve - other                                           17690           5164        1194            783             24831
 293   1B931        Profit reserve - from previous years                             431871         140331       30298          25980            628480
 294   1B932        Profit reserve - from previous year’s preliminary profit        108360           18571        4703           6802             138436
 295   1B933        Profit reserve - other                                              18               0           0              0                 18
 296   1B94         Fixed reserve                                                    54446              32         156            223              54857
 297   1B95         Revaluation reserve                                               2982             715          72            -88               3681
 298   1B96         General reserve                                                 118740           20528        6521           5510             151299
 299   1B97         Profit or loss for the year                                      73011           19684        2262           5192             100149




                                                                               25
                                              Aggregated profit of banks in first quarter (HUF million)
 Serial                                                                                                        Medium-sized                                 Bank sector
        HFSA code                                 Description                                    Large banks                Small banks   Specialised
number                                                                                                            banks                                        total

  1    2A1          TOTAL INTEREST AND INTEREST TYPE REVENUES (2+14+19+29)                            225382          34872       18884          47655            326793
  2    2A11         Interest and interest type revenues from loans (3+...+13)                         125368          25786       12703          31886            195743
  3    2A1111       Current account loans                                                              16163           5038         637              0             21838
  4    2A1112       Bills of exchange                                                                     28              3           0              0                31
  5    2A1113       Consumer loans                                                                     14206           5622        6159            117             26104
  6    2A1114       Other short term loans                                                             20973           4755        1136              2             26866
  7    2A1121       Purchased receivables                                                               1629             95         328              0              2052
  8    2A1122       Credits on security purchasing                                                       167              0           0              0               167
  9    2A1123       Mortgage loans                                                                     18627           1987        1192          29950             51756
  10   2A1124       Extended subordinated and supplementary subordinated loan capital                     45              1           0                 0             46
  11   2A1125       Other long term loans                                                              53529           8270        3234           1817             66850
  12   2A113        Financial leasing                                                                      0              3          14              0                17
  13   2A114        Repurchase agreements registered among loans                                           1             12           3              0                16
                    Interest and interest type revenue from central bank deposits and inter-
  14   2A12         bank deposits (15+...+18)
                                                                                                       19406          11902        3967           2689             37964
  15   2A121        Central bank deposits                                                              14743           8099        1382            877             25101
  16   2A1221       Domestic credit institution deposits                                                2376           1642        1620           1766              7404
  17   2A1222       Foreign credit institution deposits                                                 2287           2161         965             46              5459
  18   2A123        Credit institutions - inter-bank repurchase agreements                                 0              0           0              0                 0
  19   2A13         Interest and interest type revenues from securities (20+...+28)                    30101           4964         777           3250             39092
  20   2A131        Treasury bills, government bonds                                                   13794           3251         624           3181             20850
  21   2A132        Consolidation government bonds                                                      2365            652          38              0              3055
  22   2A133        Bonds issued by the central bank                                                     304             78          12              0               394
                    Public bonds of credit institutions, other financial intermediaries,
  23   2A1341       supplementary financial service providers and insurers
                                                                                                        7628            226           0             67              7921
  24   2A1342       Other public bonds                                                                   829             45           0              0               874
  25   2A1343       Private bonds                                                                       4620              0           0              2              4622
  26   2A1344       Return on investment notes                                                            12              0           0              0                12
  27   2A1351       Foreign government securities                                                        107            178           0              0               285
  28   2A1352       Other foreign securities                                                             442            534         103              0              1079
  29   2A14         Other interest and interest type revenues                                          50507          -7780        1437           9830             53994
                    TOTAL INTEREST AND INTEREST TYPE EXPENDITURES
  30   2A2          (31+39+42+50+54+55)
                                                                                                      116129             87        8023          30230            154469
  31   2A21         Interest and interest type expenditures on deposits (32+...+38)                    64212          11197        2525           1293             79227
  32   2A2111       Current account and sight deposit                                                  14195           2031         502              0             16728
  33   2A2112       Short term deposits                                                                46622           8656        1658              0             56936
  34   2A2113       Long term deposits                                                                  2426            507         365              0              3298
  35   2A2121       Short term deposit documents                                                         112              0           0              0               112
  36   2A2122       Long term deposit documents                                                          177              0           0              0               177
  37   2A213        Deposits for housing purposes                                                         82              0           0           1293              1375
  38   2A214        Repurchase agreement stated among deposits                                           598              3           0              0               601
                    Interest and interest type expenditures on inter-bank deposits from credit
  39   2A22         institutions (40+41)
                                                                                                        5858           7169        1636             63             14726
  40   2A221        Deposits placed by domestic credit institutions                                     1500           4099         617             63              6279
  41   2A222        Deposits placed by foreign credit institutions                                      4358           3070        1019              0              8447
  42   2A23         Interest and interest type expenditures on loans taken (43+...+49)                 11164           1255        2859            383             15661
  43   2A2311       Loans taken from central bank                                                         23              0           3                 0             26
  44   2A2312       Central bank active repo                                                               0              0           0                 0              0
                    Loans taken from domestic credit institutions, other financial
  45   2A2321       intermediaries, supplementary financial service providers and insurers
                                                                                                        3074            389        1383            310              5156

  46   2A2322       Loans taken from foreign credit institutions                                        6734            363        1380             73              8550
  47   2A233        Credit institutions - repurchase agreements                                            3              0           0              0                 3
  48   2A234        Loans taken from international institutions and governments                         1053             27           9              0              1089
  49   2A235        Other loans taken                                                                    277            476          84              0               837
  50   2A24         Interest and interest type expenditures on securities (51+52+53)                    6011            130          20          26098             32259
  51   2A241        Bonds                                                                               6011            126          20                 0           6157
  52   2A242        Certificates of deposit                                                                0              0           0                 0              0




                                                                                           26
                                             Aggregated profit of banks in first quarter (HUF million)
 Serial                                                                                                        Medium-sized                                 Bank sector
        HFSA code                                  Description                                   Large banks                Small banks   Specialised
number                                                                                                            banks                                        total
  53   2A243        Other securities                                                                       0              4           0          26098             26102
  54   2A25         Interest and interest type expenditures on subordinated liabilities                 1810            412         164                 3           2389
  55   2A26         Other interest and interest type expenditures                                      27074         -20076         819           2390             10207
  56   2A3          NET INTEREST INCOME(1-30)                                                         109253          34785       10861          17425            172324
  57   2A41         Received dividends (58+59+60)                                                      15016              0           1              0             15017
  58   2A411        On shares of and shares in businesses - from associated companies                  15015              0           0                 0          15015
                    On shares of and shares in businesses - from enterprises in other
  59   2A412        participation relationship
                                                                                                           1              0           1                 0                 2
  60   2A413        On shares of and shares in businesses held for trading                                 0              0           0              0                 0
  61   2A42         COMMISSIONS AND FEES (62-67)                                                       53607           8918        -261          -7368             54896
                    Revenues from financial and investment services performed in
  62   2A421        exchange for commission (63+..+66)
                                                                                                       69853          12482        1667           6001             90003
  63   2A4211       Cash transmissions and transaction commissions                                     45301           7344         688            502             53835
  64   2A4212       Guarantee and surety fee                                                            6806            578          76              0              7460
  65   2A4213       Other commissions and fees                                                          9669           1735         699           5499             17602
  66   2A4214       Fee and commission revenues related to investment services                          8077           2825         204              0             11106
                    Expenditures on financial and investment services performed in
  67   2A422        exchange for commission (68+69+70)
                                                                                                       16246           3564        1928          13369             35107
  68   2A4221       Cash transmissions and transaction commissions                                      7229           1493         301             41              9064
  69   2A4222       Other commissions and fees                                                          6075           1253        1620          13151             22099
  70   2A4223       Fee and commission expenditures related to investment services                      2942            818           7            177              3944
  71   2A43         PROFIT ON FINANCIAL TRANSACTIONS (72+88+104)                                       20220           5819         953           1250             28242
                    Profit on financial services (73-74+75+76-77+78+79-80+81-82+83-
  72   2A431        84+85+86-87)
                                                                                                         505            672         124            818              2119
  73   2A43111      Gain on sale of securities held for investment purposes                              402            360           4            626              1392
                    Expenditures resulting from the sale and write-off of securities held for
  74   2A43112      investment purposes
                                                                                                        1075            265           1            229              1570
                    Reversal of provision (loss in value) on sale of securities held for
  75   2A43113      investment purposes
                                                                                                           0            289           0                 0            289
  76   2A43121      Revenues from the sale of participations                                             500              0           0              0               500
  77   2A43122      Expenditure resulting from the sale and write-off of participation                   400              0           0              0               400
  78   2A43123      Reversal of provision (loss in value) on sale of participation                         0              0           0              0                 0
  79   2A43131      Profit from re-valuation of forex assets and liabilities                           11766            885        2906            188             15745
  80   2A43132      Loss from re-valuation of forex assets and liabilities                             12674           1342        2351             15             16382
  81   2A43133      Exchange rate gain realised on forex assets and forex sources                       9767           2517        1672            137             14093

  82   2A43134      Exchange rate loss realised on forex assets and forex sources                       7141           1702        2459            143             11445
  83   2A43141      Valuation gain on purchased receivables                                               37              0           0                 0             37
  84   2A43142      Valuation loss on purchased receivables                                               44              0           0                 0             44
                    Reversal of provision (loss in value) related to sale of purchased
  85   2A43143      receivables
                                                                                                           0              0           0                 0                 0
  86   2A43151      Other revenue from financial services                                               6792             54         353            340              7539
  87   2A43152      Other expenditures on financial services                                            7425            124           0             86              7635
                    Profit resulting from activities providing investment services with credit
  88   2A432        institutions and the NBH (89-90-91+92+93+94-95-96+97+98+99-                        10047           3554         495            432             14528
                    100+101+102-103)
 89    2A43211      Revenue from forex futures transactions                                            15905          56700         982              0             73587
 90    2A43212      Expenditures on forex futures transactions                                          1724          55443         837              0             58004
 91    2A432131     Specific set aside provision on forex futures transactions                             6              0           0              0                 6
 92    2A432132     Specific provisions utilised on forex futures transactions                           229              0           0              0               229
 93    2A432133     Specific provisions on forex futures transactions released                           512            511           0              0              1023
 94    2A43221      Revenue from other futures transactions                                             1492            998          36              0              2526
 95    2A43222      Expenditures on other futures transactions                                          1257           1045           8              0              2310
 96    2A432231     Specific set aside provision on other futures transactions                             0              0           0              0                 0
 97    2A432232     Provisions utilised on other futures transactions                                      0              0           0              0                 0
 98    2A432233     Provisions on other futures transactions released                                      0              0           1              0                 1
 99    2A43231      Price gain of securities held for trading                                           3336           5508          29            544              9417
 100   2A43232      Price loss of securities held for trading                                           3394             69           4            112              3579




                                                                                            27
                                             Aggregated profit of banks in first quarter (HUF million)
 Serial                                                                                                          Medium-sized                                 Bank sector
        HFSA code                                  Description                                     Large banks                Small banks   Specialised
number                                                                                                              banks                                        total

 101   2A43233      Reversal of provision (loss in value) on sale of securities held for trading             0           1107           0                 0           1107
                    Other revenue from investment service activities with credit institutions
 102   2A43241      and with NBH
                                                                                                          4268         105169         717                 0         110154
                    Other expenditures on investment service activities with credit
 103   2A43242      institutions and with NBH
                                                                                                          9314         109882         421                 0         119617
                    Profit on investment services (105-106-107+108+109+110-111-
 104   2A433        112+113+114+115-116-117+118+119-120)
                                                                                                          9668           1593         334                 0          11595
 105   2A43311      Revenue from forex futures transactions                                              11453           3595         791                 0          15839
 106   2A43312      Expenditures on forex futures transactions                                            9889           3222         710                 0          13821
 107   2A433131     Specific set aside provision on forex futures transactions                             282              0           0                 0            282
 108   2A433132     Specific provisions utilised on forex futures transactions                              17              0           0                 0             17
 109   2A433133     Specific provisions on forex futures transactions released                             276            366          44                 0            686
 110   2A43321      Revenue from other futures transactions                                                147            273          58                 0            478
 111   2A43322      Expenditures resulting from other futures transactions                                 329            207          10                 0            546
 112   2A433231     Specific set aside provision on other futures transactions                               0              0           0                 0              0
 113   2A433232     Specific provisions utilised on other futures transactions                               0              0           0                 0              0
 114   2A433233     Provisions on other futures transactions released                                        0              0           0                 0              0
 115   2A43331      Price gain of securities held for trading                                             4087           1331          98                 0           5516
 116   2A43332      Price loss of securities held for trading                                             3166           1362          14                 0           4542
 117   2A43333      Provision for (loss in value) securities held for trading                              162           1500           0                 0           1662
                    Reversal of provision (loss in value) on securities held for trading
 118   2A43334      purposes
                                                                                                            37              0           0                 0             37
 119   2A43341      Other revenue from investment services                                               10463           3336         956               0            14755
 120   2A43342      Other expenditures on investment services                                             2984           1017         879               0             4880
 121   2A44         PROFIT ON OTHER BUSINESS ACTIVITIES (122+127)                                       -16823          -2566        -231            -600           -20220
                    Profit from other than financial and investment service provision (123-
 122   2A441        124+125-126)
                                                                                                           458             35          54            -293              254

 123   2A44111      Invoiced value of assets leased to others (Net of VAT and interest)                      0              0          40                 0             40
 124   2A44112      Book value of assets leased to others                                                    0              0          40                 0             40
                    Revenue from non-financial and investment services provided on an
 125   2A44121      occasional or regular basis, other
                                                                                                          2743            610         588                 9           3950
                    Expenditures on non-financial and investment services provided on an
 126   2A44122      occasional or regular basis, other
                                                                                                          2285            575         534            302              3696

                    Other profits (128-129+130+131-132+133-134+135-136-137+138+139-
 127   2A442        140-141-142+143+144-145+146+147+148+149-150)
                                                                                                        -17281          -2601        -285            -307           -20474

 128   2A44211      Revenue from sale of own receivables                                                 49947           1823          25                 7          51802
 129   2A44212      Expenditures on sale and write-off of own receivables                                59250           3191          46                 6          62493
                    Reversal of provision (loss in value) related to the sale and write-off of
 130   2A44213      own receivables
                                                                                                          8298            594           0                 0           8892
                    Revenue from sale of assets taken over in exchange of receivables and
 131   2A44221      stated among inventories
                                                                                                             2              8          20                 0             30
                    Expenditures on sale of assets taken over in exchange of receivables
 132   2A44222      and stated among inventories
                                                                                                             9             13          22                 0             44
                    Reversal of loss in value due to sale of assets taken over in exchange of
 133   2A44223      receivables and stated among inventories
                                                                                                             4              0           0                 0                 4
                    Loss in value of assets taken over in exchange of receivables and stated
 134   2A44224      among inventories
                                                                                                             0             12           0                 0             12
 135   2A44231      Revenue from sale of inventories                                                       440              3           0                 0            443
 136   2A44232      Expenditures on sale of inventories                                                    551              1           0                 0            552
 137   2A44233      Loss in value of inventories                                                             0              0           0                 0              0
 138   2A44234      Reversal of loss in value of inventories                                                92              0           7                 0             99
 139   2A44241      Revenue from sale of tangible assets and intangible assets                            1123             31          21                 3           1178
 140   2A44242      Deleting book value upon sale of tangible and intangible assets                        704             20          15                 6            745
                    Loss in value of tangible and intangible assets in excess of the planned
 141   2A44243      amounts
                                                                                                            73              1           0                 5             79
 142   2A44251      General risk set aside provision                                                       552             27         165                 0            744
 143   2A442521     General risk provisions utilised                                                        26              0           0                 0             26
 144   2A442522     General risk provision released                                                          0              0           3                 0              3
 145   2A44261      Other specific set aside provision                                                    4794             99          54                 0           4947




                                                                                            28
                                             Aggregated profit of banks in first quarter (HUF million)
 Serial                                                                                                         Medium-sized                                 Bank sector
        HFSA code                                 Description                                     Large banks                Small banks   Specialised
number                                                                                                             banks                                        total
 146   2A442621     Other specific provisions utilised                                                   1381             43           0              0              1424
 147   2A442622     Other specific provisions released                                                      0            315           0              0               315
 148   2A4427       Other revenue resulted from change in legislation                                       0              0           0              0                 0
 149   2A44281      Other revenues not stated elsewhere                                                  3205            759         842             12              4818
 150   2A44282      Other expenditures not stated elsewhere                                             15866           2813         901            312             19892
 151   2A51         OPERATING COSTS (152+...+161)                                                       85157          23114        6264           4037            118572
 152   2A5111       Personal type expenditures - wage costs                                             25820           8177        2090            910             36997
                    Personal type expenditures - other expenditures net of social security
 153   2A5112       costs
                                                                                                         2853            806         386            184              4229
 154   2A5113       Personal type expenditures - social security, pension                                9698           2448         633            301             13080
 155   2A5114       Personal type expenditures - other contributions                                     1133            342         150             49              1674
 156   2A512        Rental fee paid                                                                      6405           1506         602            218              8731
 157   2A513        IT costs                                                                             6203           2833         601            146              9783
 158   2A514        Expert fee                                                                           1844            915         163            312              3234
 159   2A515        Marketing costs                                                                      3437            913         164            249              4763
 160   2A516        Other administrative costs                                                          16896           3634        1125           1389             23044
 161   2A517        Depreciation write-off                                                              10868           1540         350            279             13037
                    PROFIT ON ORDINARY (BUSINESS) ACTIVITIES (56+57+61+71+121-
 162   2A6          151+163)
                                                                                                        82903          22246        2797           6755            114701
                    CHANGE IN PROVISION ( LOSS IN VALUE) AND RISK PROVISION
 163   2A61         with plus/minus sign (-164+165-166+167-168+169-170+171-                            -13213          -1596       -2262             85            -16986
                    172+173+174)
 164   2A6111       Provision (loss in value) on own receivables                                        41766           4286        3950            380             50382
 165   2A6112       Reversal of provision (loss in value) on own receivables                            29666           2904        1539            282             34391
 166   2A6113       Provision (loss in value) on purchased receivables                                     35              0           0            127               162
 167   2A6114       Reversal of provision (loss in value) on purchased receivables                        110              0           0            196               306
 168   2A6115       Provision (loss in value) on securities held for trading                                0            136          32                 0            168
 169   2A6116       Reversal of provision (loss in value) on securities held for trading                   17              0           0                 0             17
 170   2A6121       Provision (loss in value) on participations                                          1425             32           0              0              1457
 171   2A6122       Reversal of provision (loss in value) on participations                                 1              1           0              0                 2
 172   2A6131       Set aside risk provision for suspense and future liabilities                         6933            343         214              2              7492
 173   2A61321      Utilisation of risk provision for suspense and future liabilities                    1871              8           0             54              1933
 174   2A61322      Release of risk provision for suspense and future liabilities                        5281            288         395             62              6026
 175   2A71         EXTRAORDINARY INCOME (176+...+179)                                                   4121            245           6              0              4372
                    Book value of assets provided for economic associations as in-kind
 176   2A711        contribution
                                                                                                            0              0           0                 0                 0
                    In the case of repurchased own share, participation, redeemed asset
 177   2A712        notes, its nominal value
                                                                                                            0              0           0                 0                 0
                    Book value of assets taken over free of charge, as stated at the
 178   2A713        transferring entity
                                                                                                            2             10           0                 0             12
 179   2A714        Other extraordinary revenues                                                         4119            235           6              0              4360
 180   2A72         EXTRAORDINARY EXPENDITURES (181+…+184)                                               3520            265           2             46              3833
                    Book value of assets provided for economic associations as in-kind
 181   2A721        contribution
                                                                                                            0              0           0                 0                 0
                    In the case of repurchased own share, participation, redeemed asset
 182   2A722        notes, its repurchase value
                                                                                                            0              0           0                 0                 0
                    Book value of assets transferred free of charge, plus the VAT charged
 183   2A723        but not paid by the buyer
                                                                                                            0              5           0                 0                 5
 184   2A724        Other extraordinary expenditures                                                     3520            260           2             46              3828
 185   2A73         PROFIT/ LOSS BEFORE TAX(162+175-180)                                                83504          22226        2801           6709            115240
 186   2A8          PROFIT/ LOSS AFTER TAX (185-187)                                                    73011          19684        2262           5403            100360
 187   2A81         Tax payable (during the year: tax advance), at year-end: tax liability              10493           2542         539           1306             14880

 188   2A9          Retained profit (during the year: PROFIT) (186-189+190+191-192)                     73011          19684        2262           5192            100149




                                                                                             29
               Other information on the banks, 31.03. 2006 and Q1 (in HUF million or %)

                                               1. Off-balance sheet liabilities
                                          Large banks        Medium-size     Small banks       Specialised     Total
Description
                                                               banks
Suspense and future liabilities                3,944,505        1,071,349            423,031        17,814    5,456,699
Derivative and spot transactions               4,214,894        4,009,100            500,606       246,826    8,971,426
Total off-balance sheet liabilities            8,159,399         5,080,449           923,637       264,640   14,428,125



                                                      2. Average headcount
                                          Large banks        Medium-size     Small banks       Specialised     Total
Description
                                                               banks
Total headcount                              20,667              5,917             1,555          690          28,829



                                      3. Portfolio quality (without valuation difference)
                                          Large banks        Medium-size     Small banks       Specialised     Total
Description
                                                               banks
Problem-free                                  17,170,037        6,721,246          1,490,745     1,725,791   27,107,819
Special mention                                  987,921          198,201            164,847        19,005    1,369,974
Substandard                                      117,875           42,070             13,779         1,359      175,083
Doubtful                                          85,708           17,091              6,130         2,647      111,576
Bad                                              109,248           24,048             14,576            74      147,946
Total qualified portfolio                     18,470,789         7,002,656         1,690,077     1,748,876   28,912,398



                                               4. Average balance sheet total
                                          Large banks        Medium-size     Small banks       Specialised     Total
Description
                                                               banks
Average balance sheet total                12,497,722          2,868,425          874,933       1,719,300    17,960,380



                                                        5. Solvency ratio
                                          Large banks        Medium-size     Small banks       Specialised     Total
Description                                                    banks
Own fund                                        911,026           297,493             84,976        71,042    1,364,537
Risk weighted assets                           9,361,416         1,589,373           588,789       572,220   12,111,798
Solvency ratio (%)                                    9.73           18.72             14.43         12.42        11.27

				
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Description: How to Set Up Cooperative Bank document sample