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Complete Conveyancing Guide

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									                                                     The Conveyancing Process for a Typical Sale


Your Complete                                    The Conveyancing Process for a Typical Purchase




Conveyancing
                                                                          The Remortgage Process

                                                             Top 10 Tips for Marketing Your Home




Guide
                                                                              Conveyancing FAQs

                                                                           Conveyancing Glossary




Contact Us
The Studio, Greengate   Suite 404 Albany House     Phone: 0800 612 9097
Cardale Park            324-326 Regent Street      Website: www.arcpropertysolicitors.com
Harrogate               London                     Email: info@arcpropertysolicitors.com
HG3 1GY                 W1B 3HH                    Fax: 08452 600777

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                                    Introduction
At Arc Property Solicitors we are all about offering the best possible customer service. We understand that the
conveyancing process can seem quite complex, so we’ve produced this complete guide to conveyancing. We’ve
broken the conveyancing process down into easy to understand steps, included a list of frequently asked
questions/answers and also a conveyancing jargon-buster. We also offer some tips on how to market your property
more effectively, which we hope will help you achieve a higher value for your property when selling.

We hope you find this guide offers you an insight into the conveyancing process and answers any questions that you
might have. Of course, if you need any help or advice on conveyancing, feel free to contact us.




                                                                                          Richard Chan
                                                                                          Managing Director




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         The Conveyancing Process for a
                 Typical Sale
Below is a guide to the conveyancing process of a typical                buyer’s conveyancing company, (mainly about the compiled
freehold house sale. We’ve broken the process down into                  contract pack).. Remember, if you are able to be as helpful as
simple steps, but if you have any questions please get in                possible to your conveyancer by promptly answering any questions
touch.                                                                   they may have, you are likely to find that your transaction
                                                                         progresses much more smoothly. Once this is all complete your
Step 1, Finding and Instructing Your Conveyancer                         conveyancer will send you the finalised contract and the transfer
                                                                         document that transfers the legal title. So long as you are happy
Firstly begin by doing a bit of research – get a few quotes and
                                                                         with the contract and transfer, sign it and send it back to your
decide whether you would prefer to use a High Street or an
                                                                         conveyancer. Once these steps have been performed your
online solicitor. Generally, High Street solicitors will prefer you to
                                                                         conveyancing solicitor will exchange the signed contracts with your
visit their office to sign documents – an online firm will do
                                                                         buyer’s solicitor and collect and hold your buyer’s deposit. You are
everything via email, which usually results in lower costs and a
                                                                         now legally committed to the sale of your property.
quicker service. Once you’ve done your research and have
decided on a solicitor, instruct them to act on your behalf for your     Step 5, Finalising Your Conveyancing
sale. Your conveyancing solicitor will send you a Client Care
                                                                         Your conveyancer will obtain a final settlement figure from your
Letter with a summary of the instruction and their terms of
                                                                         existing lender.
business. Some solicitors will require you to send the letter back
along with some identification (although some will be able to            Step 6, Conveyancing Completion
verify your identity online) and details of your current mortgage
(if you have one).                                                       Your conveyancer will receive all the monies from your buyer via
                                                                         the buyer’s conveyancer. Once this is done your conveyancer will
Step 2, Conveyancing Forms                                               pay themselves, your estate agent and any other unsettled fees
                                                                         owed to your current mortgage lender Your conveyancer will then
Your conveyancer will send you some forms, one of which will
                                                                         send on the Transfer Deeds to the buyer’s conveyancer so that
be a Fixtures and Fittings form. You should also receive a
                                                                         they can apply to the land registry to register the new owners..
general property information questionnaire. Fill out these forms
as best you can and if you’re having any difficulties, don’t             You are required to vacate the property as soon as the money is
hesitate to contact your conveyancer. Once the forms are                 received by your solicitor and then drop the keys off at your estate
complete, send them back along with any other documentation              agents for the buyer to collect. Remember to cancel any direct
requested by your solicitor.                                             debits collecting your mortgage payments.

Step 3, Preparing Your Conveyancing

Your conveyancing solicitor will source all the official paperwork
relating to your property and will prepare a draft contract (and,
subsequently) a contract pack to send to your buyer’s
conveyancing solicitor.

Step 4, Conveyancing Negotiation

Your conveyancing solicitor will answer questions from your




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                      The Conveyancing Process for
                           a Typical Purchase
The following are the steps that will take place during the                       You will then be asked to sign the contract, mortgage deed and
conveyancing process for a typical residential purchase. If                       stamp duty land transaction return. You will also be asked to
you’ve got any questions about the conveyancing process                           provide a deposit, typically 10% of the purchase price of the
please feel free to contact us.                                                   property. Usually this is the time when you should put in place any
                                                                                  buildings insurance as the risk will pass to you. Once this is done
Step 1, Finding and Instructing Your Conveyancer
                                                                                  your conveyancer can then exchange contracts with the vendor’s

As recommended in the sale guide on the previous page, carry                      solicitor, at which point you are committed to the purchase.

out some research to determine whether you would be happier
                                                                                  Step 5, Exchange
using    a     traditional   High     Street   Solicitor   or    an      Online
Conveyancing Practice. Request a few quotes and make sure                         Once contracts have been exchanged your conveyancer will
that    they    all   include   the    necessary     items      (legal    fees,   prepare the final accounts and request the mortgage advance.
disbursements and vat). Once you are happy with your quote
                                                                                  Step 6, Completion
and you have instructed a solicitor to carry out your
conveyancing the work will begin                                                  On completion, your conveyancer will transfer the funds to your
                                                                                  vendor’s conveyancer who will in turn release the keys to your new
Step 2, Pre-Contract Pack and Approving the Final Contract
                                                                                  property.
Your conveyancer will receive the pre-contract package from the
                                                                                  Step 7, Post-Completion
seller's solicitor. Upon receipt, your conveyancer will suggest any
adjustments to the contract or approve it, check the legal title to               Your conveyancer will pay your stamp duty for you and arrange to
the property and raise any relevant enquiries. If you are                         register the property in your name. Once the property is registered,
obtaining a mortgage, your lender may require your conveyancer                    you will receive an electronic copy of the deeds.
to carry out some additional searches (at your expense). Your
                                                                                  This completes the purchase process!
conveyancer will apply for these on your behalf. Online
conveyancers will apply for these online in order to make the
conveyancing service faster.

Step 3, the Mortgage Offer

Once your mortgage offer is available, your conveyancer will
receive a copy of the mortgage offer and take note of any special
instructions from your lender. These could relate to a number of
issues, for example, the lender may want to retain advance
monies for work required to the property or request certain
documents are in place or searches undertaken.

Step 4, the Legal Report and Approving the Contract

Once any enquiries have been resolved your solicitor will
prepare a legal report on the property.




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                          The Remortgage Process
The remortgage process is explained in simple steps               Step 4, Agreeing a Completion Date
below. If you have any questions about the remortgage
                                                                  Your conveyancer will forward the mortgage deed to you for
conveyancing process, please contact us.
                                                                  signature and then agree a completion date with you.
Step 1, Requesting the Relevant Documents
                                                                  Step 5, Completion
Your conveyancer will request official copies of your title
                                                                  Once the documentation is returned together with any
online from the Land Registry and also request a
                                                                  balance payable (if applicable) your conveyancer can
repayment figure to determine how much is still owed on
                                                                  arrange the completion.
your existing mortgage.

                                                                  On completion your conveyancer will receive the mortgage
Step 2, Checking the Mortgage Offer
                                                                  advance and will repay any existing loans secured on the
Your conveyancer will then check both your mortgage               property. Any excess monies will then be sent to yourself.
offer, once it is received from your lender, and also the title
                                                                  Step 6, Registering the New Mortgage
to the property.

                                                                  Your conveyancer will arrange to register the new mortgage
Step 3, Searches
                                                                  at the Land Registry and remove the old mortgage. Once
In some cases it may be necessary to carry out searches           the title is registered they will send the information to your
against the property (this depends upon the lender). At the       lender, completing the remortgage process.
very least your conveyancer will need to put in place
indemnity insurance to protect the lender.




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               10 Tips for Market ing Your Home
If you’re about to put your property on the market, read
these top tips to help you achieve the best possible price!

1. Remove Clutter and Personals

Start firstly by getting rid of clutter and remove personal items - a
potential buyer needs to come to your home and imagine it as
theirs. This is far easier without personal pictures, posters
(especially in kid’s rooms) or ornaments. Also consider placing
things like large cabinets or other furniture that takes up a fair bit
of space into storage be it attic, or garage: the reason being that
you want each room to seem as spacious as possible and this is           4. Tidy the Exterior
the best way to do it. However this doesn’t mean getting rid of
sofas or other essentials, just things that you feel aren’t really       The exterior will need looking at too. Nowadays a garden isn’t just

necessary.                                                               an outdoor space added to the property, but a place to unwind or
                                                                         entertain guests on a summer’s evening. Therefore this will also
2. Minor Repairs and Odd Jobs                                            need keen attention. Mow the lawn, move any children’s toys or
                                                                         slides (that kind of thing) away into the garage or shed. If there
Secondly, basic repairs and odd jobs. Anything that you’ve been
                                                                         are any dying plants in your garden the best thing to do is replace
putting off for a while like a chipped tile that needs replacing or a
                                                                         them. If you have new colourful plants this will be a big eye-
cracked skirting board that needs filling and painting. All these
                                                                         catcher for people looking at the garden.
minor jobs should be done before viewing begins. It’s even worth
it to possibly get a few new items for your place. Kirstie Allsopp       5. Property Evaluation
from ‘Location, Location, Location’ recommends a couple of new
kitchen utilities such as a kettle, toaster, or even new bed linen!      Before you decide on getting some estate agents in to value your

Also once you’ve finished your minor work and the property is            property, evaluate the property yourself and make sure you are

ready for viewings, get a friend or family member (who hasn’t            100% happy with the new state of your home and the fact that it

seen the property in a while) to come and have a look to see if          is in a sellable condition. If you are trying to sell a home that

they notice the subtle differences in your home, just for a second       you’re not satisfied looks its best, then it’s going to put a

opinion.                                                                 dampener on the whole situation and make it much more difficult
                                                                         for you to show off your property. Again, getting a second opinion
3. Clean the Property                                                    from a friend (who hasn’t seen the property in a while) is always a
                                                                         good call.
One of the most important things is to make sure your house is
clean. It is essential that your home is spotless, if the property       6. Property Valuation
happens to be dirty then viewers will be put off and it’s one of the
main features they will remember. Consider hiring a professional         Once the above points are done you have done the majority of

cleaner, to give the property a thorough clean; everything from          the work. What you want to do now is get a few estate agents in

the carpet, windows, doors and walls should be cleaned. Also             to evaluate the property and get a price. You shouldn’t

remember to clean the bathrooms and the kitchen - these need to          necessarily go with the agent that gives you the highest valuation,

feel hygienic and inviting, and they won’t if they are dirty.            go with the one that you find most feasible and the one that is on
                                                                         the ball, keen and helpful.




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7. Sales Pointers

Believe it or not, word of mouth is a very powerful sales tool. Tell everyone you know that your house is for sale and currently
on the market; family and friends, even neighbours. For all you know someone living around the corner likes your place
because it’s slightly bigger than theirs, and they have been interested in your property for a while but was just waiting for the
right opportunity. Also, if your property backs out onto any sort of road ask your estate agent for two ‘for sale’ signs. This way
you can have the sign at the front of the house and one at the back, which can be seen by drivers going up and down the road
or people just walking by. Also look out for websites that let you advertise your property for free. Tepilo is one such site - its
free and is fronted by Sarah Beeny, so it attracts large audiences.

8. Preparing For a Viewing

Although no one likes to admit it, everyone judges instantly on a first impression and this is very important. You want every
different type of person to ‘like’ your house. Get rid of any domestic animals for at least an hour, give the place a sweep and a
vacuum, and if you do have any animals remember that some people are allergic so make sure you get rid of all hairs and / or
scents. Coming around to scents, make sure you haven’t cooked anything especially things like curry or fatty foods as their
scent lingers the most. Also if you have enough parking spaces make sure that there is a saved spot for your guest. It’s not
going to look good if the viewer can’t find anywhere to park.

9. Showing the Property

A lot of the time you will have an estate agent showing the viewer around your home however, this isn’t always the case. If
you are showing people around your home yourself make sure to decide which rooms and in which order you will take the
viewer around prior to the engagement. Try not to over-encumber them with too many different details just be helpful and to
the point, highlighting the positive properties of the rooms. As long as the rooms are looking the best they can be, the house
will show itself off. Once you’ve shown them around let them wander freely, just pretend you’re going to make a cup of tea or
a quick phone call. Just make sure your not too far away to offer advice if it’s required, be positive about the property and
don’t linger around whilst they are looking, just be nearby and assertive.

10. Choosing a Buyer

Assuming you now have a buyer and a couple of offers have been made there are a few things to consider. Don’t always go
for the highest offer made, you will want to speak to your estate agent and find out some information on the buyer. Firstly how
are they financing the purchase? Remember cash buyers are usually best. Are there any chains involved? If so you may be
looking a protracted conveyancing experience which may make the sale more complicated further down the line Once you
have considered all the points and had a chat with your agent you should be able to identify a suitable buyer easily.




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                                                      FAQs
              We get asked a lot of questions by our clients! On the next few pages we’ve identified our 10 most frequently asked
           questions and provided concise, jargon-free answers. If you have a question that isn’t on this list, feel free to contact us.


 What’s the difference between freehold and leasehold?

When buying a property you need to know whether you are buying a freehold or leasehold. A hard and fast rule is that most houses are
freehold and most flats are usually leasehold. However, freehold flats are now becoming more common, so it’s important to know the
difference.

Freehold

Purchasing a freehold property means that you will own not just the property, but also the land it is built on. In addition to this, you are
also purchasing the right to live there for as long as you wish. Unless the property is listed, you are free to make modifications to the
property (within restrictions of the law, title and planning regulations).

Leasehold

When you buy a leasehold property you’re not actually buying the property – you’re buying the lease to the property for a set amount of
time - you won’t own the property or the land that it’s built on. Because you’re only purchasing the leasehold, you may be required to
pay ground rent and service charge to the freeholder. Collection of this is sometimes outsourced to a management company. The
ground rent and service charge covers the cost of maintaining the communal areas and your lease should clarify how these charges are
calculated and divided amongst the other occupants.

Most leases run for 99 years. When they expire, ownership of the property is returned to the land owner. It is possible to get a lease
extension by law, so if you’re buying a leasehold property make sure you check how long is left on the lease.




 Is my offer to buy binding?

No. Until you exchange contracts, nothing is binding and either party is free to walk away.



 Should I have my new home surveyed?

Yes, even if you are a cash buyer you should still obtain a survey. If you are buying an older property we recommend that you
commission a full structural survey.




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 Is there more than one type of survey?

At present most purchasers choose either a valuation report or a homebuyer's survey. The valuation report the cheapest of all surveys
and is required by your lender and obliges the surveyor to visit the property, indicate a market value, a reinstatement value and to
indicate any potential problems with the property which could affect the lender's decision to lend. However this will be for the lender's
benefit so if problems are later uncovered, you are unlikely to be able to seek any legal redress.

The homebuyer's report is recommended as a minimum and is longer than the valuation report. It's major benefit is that the house
purchaser who instructs it would normally have a claim against the surveyor for an error in the report. If the property is old (typically
more than 100 or so years), you should opt for a full structural survey which will give you a full picture of what you are buying.




 Are there any differences if I’m buying a flat?

There are special restrictions to protect other flat owners and by default yourself. Certain parts of the building shared by flat owners
should be held in common ownership by all the flat owners in a building. These are normally the foundations, outside and division walls,
the roof, gutters and down pipes, common entrance, halls and stairs, back courts, and bin areas. Sometimes even attics are common.
This can be important if you are buying a top floor flat. Also, in an age where premium space is hard to find, we have encountered some
developers who reserve the right to build on top! Remember, if you’re buying a leasehold you will pay ground rent and service charges.




 What should I be aware of when buying a new build?

Buying a new house is not too different from buying an older property. In fact, owning a new build has several advantages over owning
a more established property. One advantage is that you’ll be the first person to occupy the property, so all of the fixtures and fittings will
be in perfect condition. Also, you won’t have many repairs to make for the first few years of ownership.

The house should benefit from a National House Building Council, Zurich or equivalent 10 year guarantee. Otherwise you must ensure
there is an architect's supervision certificate and the architect's professional indemnity insurance. If there is no 10 year guarantee for the
property or architect's certificate then you will have a major problem obtaining a mortgage for it - in fact, you would be well advised to
walk away at this stage to save you costs. If you are paying cash for the house remember that if you try to sell it during the first ten
years a prospective purchaser will still have problems obtaining a mortgage without these guarantees or architect's certificate.

One final thing to remember is that most developers stipulate that new build purchases must exchange contracts within 28 days of the
offer being accepted. You should inform your conveyancing solicitor of this deadline at the earliest opportunity.




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 Is there a difference between a licensed conveyancer and a conveyancing solicitor?

Licensed conveyancers are lawyers who specialise in property law. They are regulated by the Council for Licensed Conveyancers
(CLC). Licensed conveyancers undertake training and pass exams to gain their licenses and work to a code of conduct laid down by the
CLC. It is possible to qualify as a licensed conveyancer within about 3 ½ years of commencing training.

A conveyancing solicitor is a fully-qualified solicitor specializing in conveyancing. Conveyancing solicitors are required to pass the Legal
Practice Certificate and then successfully complete a 2 year Training Contract. The typical training period for a conveyancing solicitor is
in excess of 6 years. Conveyancing solicitors are regulated by the Solicitors Regulation Authority (SRA). The SRA are widely
considered to be the more rigorous regulatory body out of the two.

At Arc we are fully-qualified conveyancing solicitors, regulated by the SRA.




 What is a transfer of equity?

Equity is the difference between the value of a property and any outstanding mortgage. As the name implies, a transfer of equity is
when one or more joint owners of a property either transfers or sells their interest to another owner (or owners) of that same property.

Common examples of equity transfers include: when a marriage is dissolved; adding a new spouse’s name following a marriage;
transfer of property to a family member after the owner’s death.




 Do I need to see my conveyancer or my conveyancing solicitor?

Put simply, no. We offer national coverage and geography is not a problem for us. We recognise that most of us have better things to
do with our time so we make full use of emails, phones, fax etc to achieve faster communication. By doing all of the work online and via
the phone we’re able to deliver an excellent value for money conveyancing service.




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 What will my conveyancing quotation include?
As part of our conveyancing service, we will tell you our fee, the VAT payable on it together with any disbursements (third party costs)
which should be limited to the following:

On a purchase:

Personal Local Authority Search

Official Drainage & Water Search

Stamp Duty Land Tax

Land Registry Fees

Bank Transfer fees

Bankruptcy Searches

Registry Search

On a Sale:

Energy Performance Certificate

Official Copies of your title

Bank Transfer fee to repay your mortgage

NB:- On a leasehold transaction there will often be extra charges due to specific requirements of the lease.




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                                   Conveyancing Glossary
We understand that throughout the course of your conveyancing matter you will come across a lot of legal jargon and terminology that
you may not be familiar with. Although we do try to keep things as straight forward as possible for our clients, these terms will often crop
up in communication between other solicitors, lenders and estate agents. If you find yourself struggling to comprehend some of the legal
terminology, refer to our conveyancing glossary below.

                                                                  A process of appointing an independent person who is suitably
            Arbitration
                                                                  qualified to consider the merits of each parties claim. The
                                                                  arbitrator will determine matters and make an order depending
                                                                  on the circumstances

                                                                  Buildings Insurance provides cover for your property, including
            Buildings Insurance
                                                                  basic essentials such as kitchen and bathroom fittings and
                                                                  running water. It also provides cover for events such as fire,
         Completion Date                                          flood or subsidence


            Commercial Property Standard Enquiries                A list of standard conveyancing enquiries relating to the
                                                                  property being sold.
         Deposit
            Completion Date                                       The latest date on which the seller must move out of their
                                                                  property. Your conveyancing contract will normally specify a
                                                                  latest time to leave provision as well

            Deposit                                               This is generally 10% of the purchase price however this can
                                                                  vary dependent on the parties involved


            Draft Contract                                        A legal document which sets out the matters agreed between
                                                                  the seller and buyer at the outset. It will be finalised once
                                                                  agreed by all parties

                                                                  A list of items of disrepair in the property
            Dilapidations

                                                                  Your conveyancer or conveyancing solicitor will send a set of
            Enquiries
                                                                  legal enquiries to the seller's solicitor which will be based on the
                                                                  information revealed from the information supplied. The findings
                                                                  will be reported to you where they are relevant

                                                                  Once all parties are ready to commit to the conveyancing
           Exchange of Contracts
                                                                  transaction, contracts are exchanged to make the contract
                                                                  legally binding. The completion date will be fixed at this stage

                                                                  A final account will be prepared to enable you to see the
            Final Accounts
                                                                  financial transaction on your conveyancing matter. If there is
                                                                  any shortfall, cleared funds are required, prior to completion.
                                                                  Any surplus is returned to you after completion

            Final Searches                                        This will typically involve carrying out bankruptcy searches and
                                                                  securing priority for the lender for registration purposes




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Fixtures and Fittings List
   Going Concern             Where the buyer intends to carry on the same business as the
                             seller, then usually no VAT is payable on the sale price


   HomeBuyer Report (RICS)   The RICS HomeBuyer Report will give you information on the
                             condition of your property and advice to your Solicitor on the
                             issues that may affect the value of your property, plus a
                             market valuation and insurance reinstatement cost

                             An insurance policy which provides protection if problems
  Indemnity Insurance
                             occur in relation to the insured risk, for example, missing
                             conveyance or other legal document


  Inventory                  A list of items being left at the property that has been agreed
                             by all parties. Usually this term is only used in commercial
                             transactions
Land Registry

                             Government body which maintains records of most property
   Land Registry
                             ownership in the country

                             If you live in a flat, you are more than likely to be occupying
   Leasehold
                             under the terms of a lease. The lease sets out the rules and
                             regulations between you and your landlord

                             The security which the lender has over the property and will
   Legal Charge
                             need to be repaid on completion

                             A summary of the key matters relating to the property
   Legal Report

                             A bank or building society providing the funds to enable you to
   Lender
                             purchase the property

                             A legal document which permits the current tenant to transfer
   License to Assign
                             the lease to a third party

                             Where you are acquiring licensed premises, you will need to
   Licensed
                             ensure that it has the benefit of a premises license. In addition
                             to this, you must hold a personal license.


                             Reveals matters such as whether the road fronting the
   Local Authority Search
                             property is maintained at public or private expense, whether
                             any planning applications affect the property etc


Mediation                    The process whereby parties to a dispute appoint an
  Mediation
                             independent person to see if they can negotiate a settlement


   Mortgage Advance          This is the total amount of money that you have agreed to
                             borrow from your lender

                             The process of transferring ownership between co-owners of
   Transfer of Equity
                             property




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Mortgage Deed                        This document enables the lender to register its interest in the
                                     property and acts as security for any borrowings


                                     This is a formal offer from your lender that they are prepared to
Mortgage Offer
                                     lend money to you


Mortgage Repayment Figure            This is the amount required to repay your existing mortgage in full


Necessary Searches                   Depending on where the property is situated, we may need to
                                     carry out additional conveyancing searches, such as, mining,
                                     drainage and environmental searches.


Official Copies                      If your property is registered, the land registry will be able to
                                     provide evidence of ownership of the property


Pre-Contract Package                 This will typically consist of the draft contract, official copies of the
                                     title and possibly replies to any standard enquiries


                                     This will normally include the draft contract, official copies of the
Pre-Contract Package (Residential)
                                     seller's title, a complete seller's property information form and
                                     fixtures & fittings list


Registered                           All land transactions will need to be registered at the Land
                                     Registry


Searches                             This generally consists of local and water & drainage searches
                                     on the property in question but it can extend to chancel searches,
                                     mining searches and environmental searches


Seller’s Property Information Form   A form including some standard questions about the property
                                     being sold


Special Instructions                 This is a list of instructions from the lender specific to your case


                                     This is the amount of tax you must pay to the Inland Revenue
Stamp Duty
                                     based on the purchase price of a property


Stamp Duty Land Transaction          In nearly all cases, we will be required to complete this form to
                                     enable the Inland Revenue to collect Stamp Duty on the
                                     purchase of the property

Title Deeds                          These documents are proof that you own the property


Transfer Deed                        A legal document which allows the ownership of the property to
                                     be transferred (or conveyed) from the seller to the buyer




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                                             About Us
At Arc we're expanding quickly and have recently undertaken our 4th office move in 6 years! We currently employ around
40 members of staff - and counting! We believe the key to our success is that we listen to our clients' needs and offer
them a service that represents true value for money.

Our Directors have bravely agreed to have their profiles featured in this guide – you can read more about them below!



                                      Richard Chan – Managing Director


                                      Richard founded Arc Property Solicitors in 2004 having completed over 12 years in the
                                      legal profession. Richard worked at various practices around Yorkshire including a well
                                      respected middle tier practice, where he was an associate partner. Richard is our
                                      Managing Director, responsible for overseeing the whole business and ensuring
                                      everyone is moving in the same direction




                                      Raj Ali – Legal Director


                                      Raj began his career as a Legal Manager at a telecoms company. He was a leading
                                      partner of the Executive Committee advising on all legal aspects of a major development
                                      involving over 6000 properties. Raj then moved to one of the top 10 firms in the country
                                      prior to training as a solicitor and joining Arc in 2005. Raj is now the Legal Director and
                                      oversees the training and development of staff, ensuring the smooth operation of the
                                      legal side of the business.



                                      Martin Williamson – Operations Director


                                      Martin graduated from Salford University then attended The Royal Military Academy
                                      Sandhurst. In Jan 2000 he joined the Army as an HR Officer. For over ten years he was
                                      responsible for the management of the day to day administration for around 1500
                                      soldiers in the UK, overseas and on combat Operations. On leaving the Army in 2010,
                                      Martin joined Arc as Operations Director, responsible for HR, Finance and Operations.




                                      Matthew Dickenson – Associate Legal Director


                                      Having completed his LLB (Hons) degree and Legal Practice course, Matthew started his
                                      career at Cunningtons as a paralegal before finally moving to Arc in September 2007.
                                      After 18 months with Arc Property Solicitors Matthew was offered a training contract and
                                      qualified as a solicitor in April 2010. He pushed the envelope even further when he was
                                      promoted to Associate Legal Director at Arc and is now responsible for the day-to-day
                                      running of the Legal Team.



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                                  Contact Us




Harrogate Head Office             London Branch Office                         Call or Email Us


The Studio, Greengate             Suite 404 Albany House                       Quotes Team: 0800 6129097
Cardale Park                      324-326 Regent Street                        Client Services: 0800 6128380
Harrogate                         London                                       Fax: 08452 600777
HG3 1GY                           W1B 3HH                                      Email: info@arcpropertysolicitors.com




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