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AC_debt_service_calculator

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					                                                                   Debt Service, CAP Rate, & COCR
                                                                   Calculator

Purchase Price/Present Value                  Down Payment                                 Loan Amount                            Rate
                               $1,000,000                            $250,000                               $750,000              7.50%


                             Annual Income                                                 Monthly Mortgage Payment
Rents/Income Received                                 $225,000 +                  10/20 I/O    $                   4,687.50
Vacancy Factor                           5%             $11,250 -
Management Fee                           5%             $11,250 -
Adjusted Income                                     $202,500 =


                    Annual Operating Expenses                                                 Debt Service Coverage Ratio
Advertising                                             $15,000 +                 DSCR                                                1.98 : 1
Cleaning                                                 $5,000 +                                        Cash on Cash
Garbage                                                  $3,000 +                 Annual Profit/Loss                             $55,250
Insurance                                                $5,000 +                 Down Payment                                  $250,000
Legal                                                    $3,500 +                 Cash on Cash Return                           22.10%
Other Professional Fees                                  $1,500 +                                           Cap Rate
Pest control                                                 $0 +                 Net Operating Income                         $111,500
Repairs                                                  $5,000 +                 Purchase/Sales Price                       $1,000,000 ÷
Replacement Reserves                                    $10,000 +                 Cap Rate                                            8.97 %
Supplies                                                 $3,000    +
Taxes                                                   $25,000    +
Other                                                        $0    +
Utilities                                               $15,000    +
Total Operating Expenses                              $91,000 =


                                 Cashflow
Adjusted Income                                       $202,500
Total Operating Expenses                               $91,000 -
Annual Property Cashflow                              $111,500 =
Annual Debt Service                                    $56,250 -
Annual Profit/Loss:                                   $55,250 =




        Access Capital NW, LLC - 10117 SE Sunnyside Rd., Ste. F122, Clackamas, OR 97015 - (971) 223-5213 Phone / (971) 252-4128 Fax
                                                           www.accesscapnw.com

				
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