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Consumer Credit in France 2006
Published on August 2006

                                                                                                             Report Summary

Introduction
Consumer Credit in France 2006 is an invaluable guide to a market dominated by some of Europe's largest finance houses. This
short report analyses the consumer credit market in France. Covering market size, trend analysis, market forecasts, competitor
market shares and key regulatory and competitor developments in the market.


Scope
Covers the consumer credit market (not including any loans secured on property)
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also
provided
Provides competitor market share for the top five credit card lenders in terms of balances outstanding
Highlights
French consumer credit market has only seen steady growth in recent years. This is because of sluggish French economic
performance, high unemployment, a resistance to borrowing, in particular through revolving credit. However, this resistance appears
to be waning.


The credit card market is underdeveloped in France. However, revolving credit cards have grown in popularity over recent years. An
increase in the demand for consumer credit, coupled with the long-term familiarity that French consumers have with pay later card
products have combined to grow this market.


Aside from the cards market, there is a lack of innovation in the French consumer credit market. With few new entrants to the market
and the market being controlled by a few big players that compete on price and distribution networks, innovation is something that is
overlooked.


Reasons to Purchase
Learn how the French consumer credit market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out Datamonitor's opinion on the future performance of the French consumer credit market over the next five years and its future
prospects




                                                                                                              Table of Content

Introduction
Consumer Credit in France 2006 is an invaluable guide to a market dominated by some of Europe's largest finance houses. This
short report analyses the consumer credit market in France. Covering market size, trend analysis, market forecasts, competitor
market shares and key regulatory and competitor developments in the market.




Consumer Credit in France 2006                                                                                                   Page 1/4
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Scope
Covers the consumer credit market (not including any loans secured on property)
Provides market sizing data in terms of gross advances and balances outstanding
Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also
provided
Provides competitor market share for the top five credit card lenders in terms of balances outstanding
Highlights
French consumer credit market has only seen steady growth in recent years. This is because of sluggish French economic
performance, high unemployment, a resistance to borrowing, in particular through revolving credit. However, this resistance appears
to be waning.


The credit card market is underdeveloped in France. However, revolving credit cards have grown in popularity over recent years. An
increase in the demand for consumer credit, coupled with the long-term familiarity that French consumers have with pay later card
products have combined to grow this market.


Aside from the cards market, there is a lack of innovation in the French consumer credit market. With few new entrants to the market
and the market being controlled by a few big players that compete on price and distribution networks, innovation is something that is
overlooked.


Reasons to Purchase
Learn how the French consumer credit market has developed over the last five years
Understand the recent developments in the market in terms of regulation, competition and product innovations
Find out Datamonitor's opinion on the future performance of the French consumer credit market over the next five years and its future
prospects




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