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									                    THE NAVIS GROUP
                  ENTERPRISE RISK PROJECT MANAGEMENT
                               David B Sidon CPA
                    1016 Washington St., Gloucester, MA 01930
                      978.495.0915   www.navis-group.com


         Financial analysis of New England banking institutions
                        As of September 30, 2010
     Click on the tab below for your state community banking or credit union information




 The material contained in this report has been obtained in its entirety from FDIC & NCUA databases and is
 reported to you as a service of The Navis Group. We have focused the data principally on retail banks and
  credit unions and have deleted information on special purpose banks and credit unions. Our firm is not
responsible for the accuracy & completeness of the content. Should you find a discrepancy please feel free
                     to call us at (978) 281-6202 or email us at sidon@navis-group.com
            FINANCIAL HIGHLIGHTS
       Connecticut and Rhode Island Banks                                                x
           As of September 30, 2010


                                                                                                                                       Core   Tier 1 Risk- Total Risk-                                                  Net Loans              Non-
                                                                                                                           Equity     Capital   Based        Based                                                      and Leases    Loss    current
                                                                                                               Equity     Capital to Leverage   Capital     Capital        Net      Return on Return on    Net Loans        to     Allowance Loans to
Name                                               City                  ST   Cert #   Stock?   Total assets   Capital     Assets      Ratio     Ratio       Ratio       Income      Assets    Equity      and Leases    Deposits to Loans     Loans

The Community's Bank                               Bridgeport            CT    57041     x           38,405       4,261       11.09       7.78       11.96      13.22       (357)      (1.12)    (10.80)       24,962       89.64       1.84      8.31
The First Bank of Greenwich                        Cos Cob               CT    58307     x           51,246       2,109        4.12       3.98        5.43       6.69     (1,661)      (4.10)    (72.29)       42,814       89.45       1.66      4.45
Prime Bank                                         Orange                CT    32836     x           52,884       8,269       15.64      14.89       25.55      26.63        233        0.61       3.90        27,320       61.63       1.20      3.50
Quinnipiac Bank & Trust Company                    Hamden                CT    58785     x           53,859       7,280       13.52      14.09       19.39      20.64       (555)      (1.44)     (9.88)       39,255       84.61       1.25      0.00
Independence Bank                                  East Greenwich        RI    57379     x           71,322       6,472        9.07       8.99       20.28      21.55        194        0.36       4.08        36,039       70.09       2.26      1.01
The Bank of Fairfield                              Fairfield             CT    58880     x           74,734       9,805       13.12      12.52       17.42      18.30       (332)      (0.58)     (4.48)       59,853       95.31       1.98      0.00
Bankers' Bank, Northeast                           Glastonbury           CT    34858     x           85,238      12,521       14.69      12.15       32.37      33.62        541        0.70       5.96        25,664       35.78       2.44      3.80
The Wilton Bank                                    Wilton                CT    26948     x           85,402      13,564       15.88      13.77       18.60      19.87       (997)      (1.45)     (9.37)       54,898       76.71       3.31     41.26
Freedom National Bank                              Greenville            RI    57254     x           87,213       8,048        9.23       9.28       12.06      13.32        245        0.38       4.12        64,629       91.78       1.78      3.22
The National Iron Bank                             Salisbury             CT     2496     x           99,189       8,763        8.83       7.44       18.08      19.04        668        0.88      10.53        35,138       38.91       1.15      0.00

Averages for up to $100 Million                                     10                               69,949       8,109       11.52      10.49       18.12      19.29       (202)       -0.58     -7.82        41,057       73.39       1.89      6.56
Median for up to $100 Million                                                                        73,028       8,159       12.11      10.72       18.34      19.45        (69)       -0.11     -0.29        37,647       80.66       1.81      3.36


Union Federal Savings Bank                         North Providence      RI    57189     x         124,806       43,876       35.16      34.09     126.07      126.72     (1,692)      (1.39)     (5.05)        8,302       10.36       2.51     10.11
Darien Rowayton Bank                               Darien                CT    58257     x         128,356       13,592       10.59      12.00      16.18       17.44     (2,142)      (2.59)    (30.45)       94,577       93.73       1.28      1.04
The Bank of Southern Connecticut                   New Haven             CT    57251     x         155,443       14,647        9.42       9.32      10.64       11.90        263        0.24       2.42       127,999       92.44       2.22      5.25
InsurBanc                                          Farmington            CT    57020     x         158,179       20,032       12.66      12.44      22.19       23.44        607        0.51       4.10        77,244       64.93       1.43      2.88
Collinsville Savings Society                       Canton                CT    18223               164,002       13,691        8.35       7.31      10.84       11.41        527        0.43       5.17       116,999      102.47       0.50      4.21
Connecticut River Community Bank                   Wethersfield          CT    57475     x         165,635       14,140        8.54       8.03      10.53       11.79        169        0.13       1.61       127,076       97.67       1.70      3.57
Eastern Federal Bank                               Norwich               CT    28167               171,613       17,850       10.40      10.38      15.25       16.39      5,368        4.16      53.26       140,176      114.93       0.94      3.55
The First National Bank of Suffield                Suffield              CT     2526     x         207,842       21,639       10.41      10.69      19.82       21.07      1,186        0.77       7.42       149,974       82.17       0.94      1.43
Stafford Savings Bank                              Stafford Springs      CT    18227               208,260       54,984       26.40      26.20      41.38       42.42      1,511        0.97       3.79        83,433       55.34       1.60      1.26
Litchfield Bancorp                                 Litchfield            CT    18209               219,092       17,343        7.92       7.85      14.81       15.76        470        0.29       3.67       118,095       77.79       0.84      0.93
Jewett City Savings Bank                           Jewett City           CT    18237               234,112       37,760       16.13      14.92      27.27       28.41        723        0.41       2.59       147,221       76.41       0.98      1.39
Home Loan Investment Bank, F.S.B.                  Warwick               RI    27417     x         234,835       18,334        7.81       7.82      13.05       14.34     (5,413)      (3.33)    (39.74)      140,467       85.74       3.73     11.20
The Connecticut Bank and Trust Company             Hartford              CT    57690     x         272,292       24,897        9.14       9.08      11.06       12.31        372        0.19       2.01       215,530      101.21       1.48      2.03
The Bank of New Canaan                             New Canaan            CT    57368     x         281,018       23,070        8.21       8.29      12.15       13.41      1,048        0.53       6.29       200,662       89.43       1.98      1.11
Essex Savings Bank                                 Essex                 CT    17262               287,184       33,858       11.79      12.57      21.08       22.28      1,468        0.69       5.92       230,166      106.13       0.89      1.14
The Simsbury Bank & Trust Company                  Simsbury              CT    33999     x         296,967       22,091        7.44       7.07      11.61       12.86        854        0.40       5.34       206,550       76.39       1.11      1.19
Northwest Community Bank                           Winsted               CT    18229               303,376       35,763       11.79      11.06      20.28       21.52      1,038        0.47       3.94       173,151       79.50       1.09      0.42
The Citizens National Bank                         Putnam                CT     2521     x         309,221       34,749       11.24      10.87      20.95       22.20      1,911        0.84       7.83        93,519       51.01       2.39      1.91
Coastway Community Bank                            Cranston              RI    58937               311,395       24,975        8.02       8.19      11.23       11.77        473        0.21       2.55       280,504      104.25       0.43      2.63
Domestic Bank                                      Cranston              RI    27015     x         340,786       36,945       10.84      10.59      14.58       14.77        499        0.25       2.28       245,110       82.03       0.19      1.48
Windsor Federal Savings and Loan Association       Windsor               CT    29632               370,682       38,068       10.27       9.61      16.47       17.72      1,474        0.54       5.35       216,816       75.20       1.42      1.77
The Milford Bank                                   Milford               CT    16101               387,262       37,345        9.64      10.13      14.96       16.22        341        0.12       1.22       292,101       88.54       1.78      1.75
Fieldpoint Private Bank & Trust                    Greenwich             CT    58741     x         397,489       37,707        9.49       9.12      13.70       14.61        339        0.13       1.24       263,158       76.25       0.90      0.00
Connecticut Community Bank, National Association   Westport              CT    34876     x         402,998       40,005        9.93       9.23      11.95       13.20       (890)      (0.29)     (2.94)      317,930       88.00       1.58      5.74
Newport Federal Savings Bank                       Newport               RI    30626     x         450,376       41,016        9.11       9.09      13.92       15.11      1,020        0.30       3.38       349,509      128.31       0.99      0.19
Putnam Bank                                        Putnam                CT    18240     x         484,424       41,461        8.56       7.19      13.08       14.14        907        0.25       2.98       252,794       76.31       1.01      2.28

Averages for $100 - $500 Million                                    26                             271,833      29,225        11.51      11.27       20.58      21.66       478          0.20      2.16       179,579       83.71       1.38      2.71
Median for $100 - $500 Million                                                                     276,655      29,417         9.79       9.46       14.69      15.44       567          0.30      3.18       161,563       83.95       1.19      1.76

The Guilford Savings Bank                          Guilford              CT    18194               504,380      63,721        12.63      12.41       22.00      23.21      2,818        0.74       6.11       348,262       85.83       0.97      1.10
Naugatuck Valley Savings and Loan                  Naugatuck             CT    30365     x         579,191      45,400         7.84       7.76       10.39      11.45      1,682        0.40       5.08       479,500      116.94       0.95      2.84
Salisbury Bank and Trust Company                   Lakeville             CT    18467     x         582,619      47,811         8.21       6.62       10.23      11.29      2,415        0.57       7.20       342,570       77.86       1.11      3.26
Thomaston Savings Bank                             Thomaston             CT    18258               648,899      81,718        12.59      13.22       22.32      23.68      2,282        0.48       3.84       399,990       76.08       0.78      3.16
Dime Bank                                          Norwich               CT    18200               681,321      64,178         9.42       9.93       13.07      14.15      2,909        0.59       6.23       496,779      105.05       1.11      1.71
NEW ENGLAND BANK                                   Enfield               CT    35378     x         690,028      69,578        10.08       7.43       10.88      12.06      2,409        0.47       4.72       515,837       96.25       1.04      2.04
Savings Bank of Danbury                            Danbury               CT    15912               754,352      72,424         9.60       9.48       13.95      15.30       (110)      (0.02)     (0.20)      585,758      100.89       1.39      3.76
Patriot National Bank                              Stamford              CT    33928     x         788,572      34,593         4.39       4.11        6.62       8.00     (9,883)      (1.60)    (33.08)      577,821       83.61       2.69     18.79
The Torrington Savings Bank                        Torrington            CT    16636               809,124     126,290        15.61      15.94       46.57      47.97      4,560        0.75       4.90       411,853       61.53       0.81      0.62
Chelsea Groton Bank                                Norwich               CT    18238               822,460     118,835        14.45      14.39       21.69      22.95      3,281        0.56       3.76       511,706       76.07       1.68      3.56
Naugatuck Savings Bank                             Naugatuck             CT    18198               857,805      84,339         9.83      10.30       14.09      15.15      3,277        0.51       5.31       643,653       92.14       1.01      2.10
Savings Institute Bank and Trust Company           Willimantic           CT    18214     x         879,560      76,560         8.70       8.08       13.99      14.96      2,026        0.31       3.62       611,766       90.48       0.74      0.92
Newtown Savings Bank                               Newtown               CT    18199               948,171      67,524         7.12       7.56       10.69      11.95        645        0.09       1.29       741,976      102.34       1.37      3.33
            FINANCIAL HIGHLIGHTS
       Connecticut and Rhode Island Banks
           As of September 30, 2010

                                                                                                                           Non-      Non-
                                                                                     Cost of                             interest  interest Provision Salaries
                                                                          Yield on   Funding      Net         Net       Income to Expense for Loan        and      Net                    Assets per
                                                    Total        FHLB     Earning    Earning    Interest    Interest      Earning to Earning and Lease Employee Operating    Efficiency   employee
Name                                               Deposits    Advances    Assets     Assets     Margin     Income        Assets    Assets    Losses    Benefits Income        Ratio      $millions

The Community's Bank                                  27,848      5,962       5.92       2.03        3.88      1,117         0.26     6.43        10       778       (413)      154.99          2.95
The First Bank of Greenwich                           47,861      1,000       5.23       1.21        4.02      1,544         0.14     7.32       461     1,197     (1,672)      175.73          3.20
Prime Bank                                            44,332        -         5.44       1.74        3.70      1,273         0.39     3.11        81       625        233        75.98          6.61
Quinnipiac Bank & Trust Company                       46,397        -         4.43       1.12        3.30      1,225         0.42     4.52       262       907       (555)      121.22          3.17
Independence Bank                                     51,418     11,567       4.77       1.65        3.12      1,596         3.07     5.49        37     1,449        194        88.63          3.96
The Bank of Fairfield                                 62,796        -         5.14       1.12        4.02      2,160         0.74     5.16       280     1,490       (332)      108.53          4.15
Bankers' Bank, Northeast                              71,725        -         3.58       0.01        3.57      2,482         9.08    10.82       390     1,870        541        85.55          3.04
The Wilton Bank                                       71,565        -         3.39       0.53        2.86      1,728         0.05     4.68       560     1,291       (997)      161.05          4.27
Freedom National Bank                                 70,416      6,650       5.37       1.95        3.42      2,113         1.16     3.44       297     1,118        245        74.99          5.13
The National Iron Bank                                90,307        -         4.13       0.62        3.50      2,533         0.90     3.72      (175)    1,379        666        84.56          3.54

Averages for up to $100 Million                       58,467      2,518       4.74       1.20        3.54      1,777         1.62     5.47      220      1,210       (209)      113.12        4.004
Median for up to $100 Million                         57,107        -         4.95       1.17        3.54      1,662         0.58     4.92      271      1,244        (69)       98.58        3.752


Union Federal Savings Bank                            80,135        -         0.70       1.00       -0.29       (302)        0.57      2.57      196     1,114     (1,699)      857.04         12.48
Darien Rowayton Bank                                 100,902     12,500       3.69       1.34        2.35      1,786         0.14      4.96      260     1,664     (2,142)      199.31          5.35
The Bank of Southern Connecticut                     138,466        -         5.63       1.52        4.11      4,087         0.44      4.09      224     2,160        234        89.88          4.71
InsurBanc                                            118,966     18,200       4.65       1.40        3.25      3,696         0.12      2.44       65     1,576        607        72.36          9.30
Collinsville Savings Society                         114,178     35,114       5.04       1.28        3.76      4,224         0.30      2.67      784     1,540        503        63.73          6.31
Connecticut River Community Bank                     130,112     20,751       5.68       1.88        3.81      4,709         0.24      3.10      909     1,913        148        76.43          5.52
Eastern Federal Bank                                 121,963     28,700       5.07       1.76        3.31      3,705         9.34      4.77      734     2,170      5,391        37.68          4.19
The First National Bank of Suffield                  182,525      1,538       4.30       0.70        3.60      5,264         0.70      2.90       83     2,339      1,186        67.60          4.95
Stafford Savings Bank                                150,756        -         4.11       1.13        2.97      4,359         0.28      2.29      -       2,084      1,051        70.34          5.95
Litchfield Bancorp                                   151,817     42,507       4.81       1.60        3.21      4,771         0.58      3.31       91     2,688        452        87.44          4.30
Jewett City Savings Bank                             192,673      2,516       5.14       1.29        3.84      6,256         0.64      3.66      314     3,182        660        81.44          3.44
Home Loan Investment Bank, F.S.B.                    163,835     13,000       5.44       2.15        3.30      4,201         3.10      9.11    1,940     3,913     (5,413)      142.63          3.67
The Connecticut Bank and Trust Company               212,955     30,450       5.27       1.33        3.94      7,520         0.25      3.56      896     3,394        312        84.91          4.06
The Bank of New Canaan                               224,382     32,000       5.19       0.97        4.22      7,886         0.32      3.26      853     3,449      1,047        71.83          4.85
Essex Savings Bank                                   216,878     28,809       5.07       1.47        3.60      7,081         5.27      7.55       90    10,060      1,468        85.11          2.61
The Simsbury Bank & Trust Company                    270,377        -         4.62       0.69        3.93      7,802         0.56      3.62      605     3,514        854        80.68          4.50
Northwest Community Bank                             217,798     44,734       4.89       1.45        3.45      6,944         0.60      3.36      116     3,731      1,021        83.10          4.16
The Citizens National Bank                           183,328     86,000       4.83       1.12        3.71      7,366         0.78      3.17    1,045     3,011      1,241        70.43          5.07
Coastway Community Bank                              269,057     10,752       5.10       1.28        3.81      7,928         1.37      4.56      581     5,503        473        87.86          2.64
Domestic Bank                                        298,799      2,056       7.41       1.31        6.09     10,792         1.76      7.40    1,200     6,702       (248)       93.88          1.85
Windsor Federal Savings and Loan Association         288,319      9,000       4.42       1.00        3.42      8,741         0.84      2.64      940     3,589      1,877        60.79          5.62
The Milford Bank                                     329,897     15,457       4.80       1.13        3.66      9,456         0.86      3.62    1,936     5,182        341        80.10          4.30
Fieldpoint Private Bank & Trust                      345,142     12,000       3.99       1.02        2.97      7,663         0.21      3.14      900     4,826       (793)       98.70         13.25
Connecticut Community Bank, National Association     361,266        794       5.20       1.16        4.04     11,669         0.36      4.55    1,039     6,160       (890)      103.37          4.15
Newport Federal Savings Bank                         272,393     89,795       5.50       1.91        3.60     11,127         0.49      3.25      781     5,658      1,140        79.56          6.53
Putnam Bank                                          331,256     98,500       4.78       2.10        2.68      8,855         0.62      2.47      712     4,543      1,625        73.31          4.75

Averages for $100 - $500 Million                     210,314     24,430       4.82       1.35        3.47      6,446         1.18     3.92      665      3,679       402        115.37        5.327
Median for $100 - $500 Million                       202,814     14,229       4.97       1.30        3.60      7,013         0.57     3.34      723      3,422       555         81.06        4.730

The Guilford Savings Bank                            405,753     20,710       4.88       1.34        3.54     12,548         0.37      2.76       25     5,315      2,804        70.64          4.94
Naugatuck Valley Savings and Loan                    410,026    105,779       5.45       1.99        3.47     13,688         0.49      2.80    2,164     6,631      1,674        70.63          4.56
Salisbury Bank and Trust Company                     440,006     74,531       4.72       1.48        3.24     12,638         0.96      3.30      620     6,822      2,402        77.60          4.48
Thomaston Savings Bank                               525,755     21,500       5.19       1.54        3.65     15,513         0.50      3.05    1,580     6,922      2,649        73.31          5.15
Dime Bank                                            472,885    137,218       5.48       1.84        3.63     16,211         0.73      3.49      818     9,061      2,288        79.87          4.06
NEW ENGLAND BANK                                     535,954     49,261       5.44       1.89        3.55     16,486         0.37      2.79    2,350     6,341      2,011        69.52          5.27
Savings Bank of Danbury                              580,609     84,766       5.01       1.71        3.30     17,464         0.64      2.91    5,610     9,130       (110)       73.88          5.24
Patriot National Bank                                691,086     50,000       4.87       1.83        3.05     17,235         0.11      3.97    5,064     9,706     (9,883)      125.69          4.93
The Torrington Savings Bank                          669,403        -         3.62       1.34        2.28     13,436         0.16      1.25      180     3,909      4,561        51.15          9.75
Chelsea Groton Bank                                  672,695     15,000       4.72       0.81        3.91     20,725         0.94      3.65    2,036    11,677      3,280        75.20          4.15
Naugatuck Savings Bank                               698,596     26,663       4.92       1.16        3.76     23,007         0.76      3.54    1,043    12,139      3,269        77.99          4.14
Savings Institute Bank and Trust Company             676,125    114,169       4.96       1.76        3.20     19,349         1.18      3.83      692    11,859      1,770        87.43          3.33
Newtown Savings Bank                                 725,028    117,299       5.08       1.75        3.32     21,453         0.95      3.41    4,750    11,228        625        79.82          4.89
            FINANCIAL HIGHLIGHTS
       Connecticut and Rhode Island Banks                                      x
           As of September 30, 2010


                                                                                                                           Core    Tier 1 Risk- Total Risk-                                              Net Loans              Non-
                                                                                                               Equity     Capital    Based        Based                                                  and Leases    Loss    current
                                                                                                     Equity   Capital to Leverage    Capital     Capital        Net    Return on Return on    Net Loans      to     Allowance Loans to
Name                                        City                 ST   Cert # Stock?   Total assets   Capital   Assets      Ratio      Ratio       Ratio       Income    Assets    Equity      and Leases Deposits to Loans      Loans
Centreville Savings Bank                    West Warwick        RI     17764              996,496     204,944     20.57      19.34      46.28        51.90       2,309     0.32       1.51       393,442      51.43       0.94     1.68

Averages for $500 - $1000 Million                          14                            753,070       82,708       10.79      10.47      18.77      20.29      1,473       0.30      1.45      504,351       86.89      1.18      3.49
Median for $500 - $1000 Million                                                          771,462       71,001        9.72       9.70      13.97      15.05      2,359       0.48      4.28      504,243       88.16      1.02      2.47

BankNewport                                 Newport             RI     18129   x       1,096,573       103,816       9.47       8.92      13.79      14.48      5,586      0.68       7.40       745,050     88.15       0.60      0.65
First County Bank                           Stamford            CT     18204           1,305,166       104,050       7.97       8.88      12.93      14.18      1,399      0.14       1.83       831,959     89.20       1.39      3.51
Farmington Bank                             Farmington          CT     18208           1,515,983        97,876       6.46       6.57       8.95      10.20      5,089      0.50       7.07     1,142,539     92.01       1.57      1.79
Bank Rhode Island                           Providence          RI     34147   x       1,572,186       141,971       9.03       7.98      11.11      12.36      8,905      0.75       8.65     1,117,015    100.08       1.60      1.24
Fairfield County Bank                       Ridgefield          CT     18213           1,625,388       148,426       9.13       8.70      10.76      11.87      1,225      0.10       1.11     1,230,352     91.07       1.16      3.50
Rockville Bank                              Vernon Rockville    CT     18203           1,639,569       156,224       9.53       9.68      12.12      13.27      9,885      0.83       8.73     1,388,916    117.76       1.00      0.83
Union Savings Bank                          Danbury             CT     18190           2,485,666       182,135       7.33       6.80      10.44      11.04      4,289      0.26       3.19     1,856,780    116.68       0.51      1.73
Hudson Valley Bank, National Association    Stamford            CT     20693   x       2,826,895       263,945       9.34       8.30      12.47      13.72     (2,231)    (0.11)     (1.17)    1,693,594     70.68       2.13      3.70
The Washington Trust Company of Westerly    Westerly            RI     23623   x       2,904,875       296,525      10.21       7.93      11.08      12.35     17,922      0.82       8.19     2,003,957     97.41       1.39      0.96
Liberty Bank                                Middletown          CT     17943           3,245,814       452,746      13.95      14.24      18.00      19.37      8,185      0.34       2.43     2,221,874     85.45       2.09      3.95
NewAlliance Bank                            New Haven           CT     18261           8,818,200     1,379,752      15.65       9.67      17.26      18.45     51,821      0.80       5.13     5,041,334     95.79       1.07      1.34
Webster Bank, National Association          Waterbury           CT     18221   x      17,747,151     1,990,353      11.22       8.15      11.93      13.81     47,837      0.36       3.31    10,568,059     76.38       3.12      2.85
People's United Bank                        Bridgeport          CT     27334   x      20,415,430     4,002,006      19.60      13.00      15.44      16.40     63,833      0.41       2.25    15,040,128     95.74       1.01      2.14
            FINANCIAL HIGHLIGHTS
       Connecticut and Rhode Island Banks
           As of September 30, 2010

                                                                                                                     Non-      Non-
                                                                                 Cost of                           interest  interest Provision Salaries
                                                                     Yield on    Funding       Net         Net    Income to Expense for Loan        and      Net                   Assets per
                                             Total         FHLB      Earning     Earning     Interest    Interest   Earning to Earning and Lease Employee Operating    Efficiency employee
Name                                        Deposits     Advances     Assets      Assets      Margin     Income     Assets    Assets    Losses    Benefits Income        Ratio     $millions
Centreville Savings Bank                      765,013          -          3.56        1.23        2.33     16,459       0.13      1.88    1,409      8,160    2,202          76.50       6.87

Averages for $500 - $1000 Million             590,638      58,350        4.85        1.55        3.30     16,872       0.59      3.04    2,024     8,493      1,396        77.80      5.126
Median for $500 - $1000 Million               625,006      49,631        4.94        1.62        3.40     16,473       0.57      3.18    1,495     8,611      2,245        75.85      4.908

BankNewport                                    845,186     138,641       4.55        1.40        3.15     24,100       1.31      3.41      200    15,284      5,653        75.62        4.33
First County Bank                              932,718     188,750       4.93        1.60        3.33     29,782       0.57      3.17    3,740    16,384      2,280        81.32        6.04
Farmington Bank                              1,241,726      68,000       4.81        0.91        3.90     36,926       0.38      3.22    3,688    16,187      4,414        75.32        5.83
Bank Rhode Island                            1,116,080     232,048       5.01        1.30        3.70     40,989       0.60      2.72    4,425    17,040      8,897        63.33        5.98
Fairfield County Bank                        1,351,070     102,899       5.13        1.31        3.83     40,680       1.26      4.22    7,650    24,535      1,281        82.53        5.40
Rockville Bank                               1,179,425     276,428       5.02        1.47        3.55     40,098       0.58      2.52    3,114    14,579      9,762        61.04        7.77
Union Savings Bank                           1,591,351     437,282       5.28        1.68        3.60     54,118       0.41      3.36    3,500    27,400      4,337        83.12        5.85
Hudson Valley Bank, National Association     2,396,011     102,759       4.98        0.72        4.26     83,052       0.56      2.80   40,702    28,822       (818)       57.42        6.09
The Washington Trust Company of Westerly     2,057,164     480,358       4.70        1.74        2.96     58,498       1.72      3.17    4,500    35,294     17,698        66.83        5.89
Liberty Bank                                 2,600,086     135,136       4.42        1.09        3.34     75,723       0.66      2.79   16,775    34,015      6,927        69.68        5.82
NewAlliance Bank                             5,262,920   1,994,812       4.67        1.59        3.08    174,098       0.75      2.22   14,300    65,322     51,406        55.41        8.10
Webster Bank, National Association          13,835,760     472,891       4.42        1.00        3.42    410,787       1.14      3.30   99,814   173,487     44,376        71.73        6.14
People's United Bank                        15,709,240       9,713       4.67        0.70        3.97    529,328       1.57      4.46   49,038   286,067     63,842        78.44        4.44
                 FINANCIAL HIGHLIGHTS
                  Massachusetts Banks                                              x
                As of September 30, 2010


                                                                                                                                 Core   Tier 1 Risk- Total Risk-                                          Net Loans              Non-
                                                                                                                     Equity     Capital   Based        Based                                              and Leases    Loss    current
                                                                                                         Equity     Capital to Leverage Capital       Capital      Net  Return on Return on    Net Loans      to     Allowance Loans to     Total
Name                                          City                ST   Cert #    Stock?   Total assets   Capital     Assets      Ratio     Ratio       Ratio     Income  Assets    Equity      and Leases Deposits to Loans      Loans     Deposits

Economy Co-operative Bank                     Merrimac            MA     26583                24,437       2,472        10.12     10.00      19.94     20.50        25      0.14       1.35       18,874      86.05       0.36      1.78      21,933
Chelsea-Provident Co-operative Bank           Chelsea             MA     26548                47,306       4,912        10.38     10.13      17.67     18.82       119      0.33       3.28       36,672      90.68       0.86      3.04      40,442
The Lenox National Bank                       Lenox               MA      2598     x          55,658       7,409        13.31     13.35      28.86     30.12       277      0.67       5.07       25,996      54.19       1.71      1.42      47,970
Merrimac Savings Bank                         Merrimac            MA     90240                60,352       3,836         6.36      5.89      10.53     11.42       227      0.49       8.33       42,336      78.87       0.72      0.60      53,675
Nuvo Bank & Trust Company                     Springfield         MA     58621     x          61,175       5,716         9.34      9.53      12.58     13.74    (1,157)    (3.11)    (24.88)      48,317      87.61       1.08      1.61      55,150
FamilyFirst Bank                              Ware                MA     26594                63,146       5,644         8.94      8.67      16.19     16.89       (78)    (0.17)     (1.84)      35,126      83.42       0.66      0.44      42,106
Meetinghouse Bank                             Boston              MA     26715                64,513       4,873         7.55      7.58      11.29     12.07       317      0.68       9.07       50,443      87.68       0.64      1.71      57,533
Avon Co-operative Bank                        Avon                MA     26617                65,756       8,240        12.53     12.01      28.15     29.15       241      0.49       3.99       38,563      68.74       0.72      0.10      56,099
Granite Savings Bank                          Rockport            MA     90273                67,530       9,728        14.41     14.34      24.07     25.43       142      0.28       1.99       36,273      65.45       1.50      0.00      55,424
Millbury National Bank                        Millbury            MA      2616     x          76,065       7,661        10.07     10.16      14.80     15.51        47      0.08       0.83       49,203      73.84       0.74      2.24      66,632
Colonial Co-operative Bank                    Gardner             MA     26556                78,364       7,455         9.51      9.30      15.09     16.35      (314)    (0.55)     (5.45)      60,982      86.00       1.45      2.34      70,909
Methuen Co-operative Bank                     Methuen             MA     26512                80,876       8,383        10.37     10.49      19.73     20.76       137      0.23       2.20       50,926      70.32       0.85      2.60      72,416
Athol-Clinton Co-operative Bank               Athol               MA     27293                89,181       8,175         9.17      8.08       8.82     10.10    (1,277)    (1.85)    (19.06)      76,839     108.89       2.83     11.92      70,565
North Cambridge Co-operative Bank             Cambridge           MA     26567                91,808      17,704        19.28     18.76      43.29     45.21        (3)    (0.00)     (0.02)      46,247      62.90       1.24      0.10      73,519
Abington Bank                                 Abington            MA     26549                92,438       8,787         9.51      9.12      14.54     15.80       207      0.30       3.19       66,566      83.71       1.63      3.94      79,516
Canton Co-operative Bank                      Canton              MA     26450                92,522      14,555        15.73     15.26      27.85     28.96       315      0.45       2.95       63,071      86.01       0.89      3.56      73,332
Equitable Co-operative Bank                   Lynn                MA     26453                93,334       9,344        10.01      9.17      13.93     14.83      (101)    (0.14)     (1.45)      60,134      80.12       0.92      3.74      75,053
Family Federal Savings and Loan Association   Fitchburg           MA     29962                93,531      10,134        10.83     10.48      22.69     23.35       297      0.42       4.00       59,942      92.10       0.47      1.39      65,081
Stoughton Co-operative Bank                   Stoughton           MA     26513                96,024       8,133         8.47      8.06      15.91     17.10       268      0.36       4.50       69,539      96.09       0.78      0.45      72,372
Bank of Easton                                North Easton        MA     26554                99,490      10,997        11.05     10.52      22.04     22.78       480      0.64       5.98       55,120      67.87       0.60      0.64      81,219

Averages for up to $100 Million                              20                               74,675        8,208       10.85     10.55      19.40     20.44        8       -0.01      0.20       49,558      80.53       1.03      2.18      61,547
Median for up to $100 Million                                                                 77,215        8,154       10.09     10.07      16.93     17.96      140        0.29      2.57       49,823      83.57       0.86      1.66      65,857

Patriot Community Bank                        Woburn              MA     58133     x         102,722       9,868         9.61     11.04      11.34     11.97       581      0.90       8.17       61,523      66.80       0.83      0.00     92,098
First Commons Bank, National Association      Newton Center       MA     58923     x         105,565      14,362        13.60     14.46      29.95     30.55    (1,282)    (1.96)    (11.55)      49,997      55.23       0.57      0.00     90,521
Lowell Co-operative Bank                      Lowell              MA     26467     x         106,022       6,329         5.97      6.19       7.89      8.82    (1,415)    (1.97)    (32.61)      89,259      97.60       0.82      2.05     91,454
Wrentham Co-operative Bank                    Wrentham            MA     26576               108,336      13,216        12.20     12.08      30.60     31.49       445      0.55       4.57       53,085      55.96       0.71      0.01     94,869
Holbrook Co-operative Bank                    Holbrook            MA     26600               113,406       8,231         7.26      6.74       9.93     11.20      (353)    (0.41)     (5.63)      79,135      77.76       3.34      3.74    101,773
Bank of Cape Cod                              Hyannis             MA     58270     x         114,022      11,011         9.66      9.80      13.43     14.68     1,861      2.38      25.58       75,634      81.90       1.32      0.97     92,353
First Federal Savings Bank of Boston          Boston              MA     29656     x         114,258      13,769        12.05     10.23      21.55     22.30       379      0.59       3.72       96,506     119.74       0.41      0.44     80,598
The Edgartown National Bank                   Edgartown           MA      2575     x         134,541      12,257         9.11      9.11      13.89     15.01       657      0.69       7.32       97,612      87.23       0.94      1.12    111,904
Foxboro Federal Savings                       Foxboro             MA     27918               134,960      20,278        15.03     14.77      27.47     28.72       786      0.79       5.29       82,899      72.71       1.16      0.00    114,015
Wakefield Co-operative Bank                   Wakefield           MA     26516               141,091      11,273         7.99      7.80      17.49     18.26       602      0.57       7.39       81,007      65.38       0.59      1.19    123,910
Barre Savings Bank                            Barre               MA     90148               146,049      14,495         9.92      9.43      14.28     15.65        39      0.04       0.36      110,640     102.51       0.89      3.71    107,926
The Northampton Co-operative Bank             Northampton         MA     26454               153,398      21,276        13.87     13.23      25.49     26.15       500      0.44       3.21       79,857      65.07       0.65      0.00    122,733
Melrose Co-operative Bank                     Melrose             MA     26511               155,508      17,070        10.98     11.15      18.69     19.31       533      0.47       4.28      107,650      78.02       0.37      0.03    137,985
Pilgrim Bank                                  Cohasset            MA     26590     x         158,585      11,039         6.96      6.76      11.71     12.72       825      0.68      10.26      110,916      76.44       0.83      2.63    145,106
Natick Federal Savings Bank                   Natick              MA     28373               161,667      14,696         9.09      8.69      17.70     17.85       261      0.21       2.43       80,143      58.06       0.15      1.64    138,033
Bank of Fall River, a Co-operative Bank       Fall River          MA     26551               164,587      13,390         8.14      7.83      13.76     15.02       399      0.33       4.09      105,754      73.99       1.71      3.29    142,939
The Rockport National Bank                    Rockport            MA      2644     x         166,569      11,841         7.11      7.16      11.20     12.45     1,045      0.85      12.24      121,691      79.91       1.22      0.80    152,287
Mercantile Bank and Trust Company             Boston              MA     27335     x         168,100      17,357        10.33     10.45      12.38     13.58     1,239      0.99       9.80      150,361     108.21       1.10      0.00    138,955
BankGloucester                                Gloucester          MA     26536               169,021      14,034         8.30      8.05      11.78     12.72       496      0.39       4.82      129,653      99.43       0.84      2.52    130,400
Washington Savings Bank                       Lowell              MA     90229               171,083      17,078         9.98      9.60      18.22     19.31       473      0.37       3.82       99,174      75.55       0.81      2.45    131,267
Marblehead Bank                               Marblehead          MA     90234               171,394      17,624        10.28      9.56      17.93     18.90       303      0.24       2.29      126,732      95.23       0.68      1.73    133,081
Charles River Bank                            Medway              MA     26602               183,244      15,508         8.46      7.60      13.36     14.18       665      0.48       6.11      118,510      78.22       0.72      1.65    151,516
North Brookfield Savings Bank                 North Brookfield    MA     90258               190,457      25,354        13.31     13.40      28.02     28.99     1,482      1.04       8.07      106,659      65.30       0.82      1.03    163,327
Weymouth Bank                                 East Weymouth       MA     26591     x         192,037      15,487         8.06      8.06      13.11     14.28       609      0.45       5.35      132,405      78.00       1.01      1.50    169,755
COMMONWEALTH CO-OPERATIVE BANK                Hyde Park           MA     29842               192,321      17,612         9.16      8.64      17.23     18.09       736      0.52       5.70      130,279     106.11       0.63      0.43    122,772
Adams Co-operative Bank                       Adams               MA     26568               194,617      18,540         9.53      9.01      14.57     15.83       307      0.21       2.23      151,318     101.33       1.31      4.43    149,339
Saugusbank, a Co-operative bank               Saugus              MA     26574               199,675      15,824         7.92      7.75      11.83     13.08       521      0.34       4.48      121,903      76.76       1.54      1.98    158,803
Millbury Savings Bank                         Millbury            MA     21920               202,438      21,227        10.49      9.87      17.84     18.84       601      0.39       3.88      118,215      73.73       0.90      1.12    160,326
South Adams Savings Bank                      Adams               MA     90140               207,382      25,530        12.31     12.30      20.62     22.07       725      0.48       3.85      168,518     103.39       0.92      0.18    162,992
Georgetown Savings Bank                       Georgetown          MA     90202               208,242      17,625         8.46      8.38      10.96     11.97     1,000      0.65       7.93      179,356     114.72       0.88      0.09    156,346
S-Bank                                        Weymouth            MA     26575     x         218,315      15,779         7.23      7.20      10.82     11.94       845      0.50       7.38      157,510      84.56       0.98      2.14    186,273
Dean Co-operative Bank                        Franklin            MA     27269               220,942      17,844         8.08      7.68      11.40     12.62       495      0.30       3.81      162,481      90.96       1.11      3.65    178,635
Hometown Bank, A Cooperative Bank             Webster             MA     26523               221,350      23,498        10.62     10.64      16.06     17.31     1,647      1.02       9.69      179,186      94.65       1.42      3.63    189,308
Williamstown Savings Bank                     Williamstown        MA     23299     x         223,790      18,091         8.08      7.68      11.53     12.48       388      0.23       2.98      114,175      76.28       1.23      1.31    149,684
The Pittsfield Co-operative Bank              Pittsfield          MA     26393               228,570      37,782        16.53     16.07      26.29     27.74       147      0.08       0.52      147,347      80.89       1.20      1.12    182,159
                 FINANCIAL HIGHLIGHTS
                  Massachusetts Banks
                As of September 30, 2010

                                                                                                          Non-      Non-
                                                                     Cost of                            interest  interest Provision Salaries
                                                         Yield on   Funding       Net         Net      Income to Expense for Loan        and      Net                    Assets per
                                                FHLB     Earning    Earning     Interest    Interest     Earning to Earning and Lease Employee Operating    Efficiency   employee
Name                                          Advances    Assets     Assets      Margin     Income       Assets    Assets    Losses    Benefits Income        Ratio      $millions

Economy Co-operative Bank                          -         4.63        1.02        3.62        623        0.16      3.28        48      302         25         86.64         4.89
Chelsea-Provident Co-operative Bank              1,408       5.24        1.15        4.09      1,325        1.34      4.54      110       899        119         83.62         2.96
The Lenox National Bank                            -         4.78        1.22        3.56      1,403        0.20      2.67      -         594        277         71.14         3.98
Merrimac Savings Bank                            1,445       5.01        0.88        4.13      1,802        0.85      4.14      163       843        146         83.06         3.35
Nuvo Bank & Trust Company                          -         4.61        1.46        3.15      1,122        0.19      5.43      412       978     (1,157)       162.71         4.71
FamilyFirst Bank                                14,120       5.05        2.18        2.87      1,140        0.73      3.77        39      841        (74)       104.75         3.51
Meetinghouse Bank                                1,302       5.18        1.43        3.76      1,604        2.06      4.54        18    1,153        317         78.02         3.58
Avon Co-operative Bank                           1,000       4.70        1.38        3.32      1,511        0.24      3.23      (44)      760        175         90.86         4.70
Granite Savings Bank                             1,666       4.29        1.29        3.00      1,315        1.52      3.78        45      665        139         83.61         4.50
Millbury National Bank                             720       4.79        1.14        3.65      1,934        0.45      3.85      113     1,028         14         93.88         3.62
Colonial Co-operative Bank                         -         6.02        1.60        4.42      2,217        0.36      4.74      552     1,099       (314)        99.00         2.53
Methuen Co-operative Bank                          -         4.64        1.22        3.42      1,786        0.31      3.25        50      939        137         87.15         5.05
Athol-Clinton Co-operative Bank                 10,075       5.31        1.74        3.57      2,293       -0.24      4.26    1,193       836     (1,429)       128.12         4.46
North Cambridge Co-operative Bank                  -         4.07        1.24        2.83      1,765        0.04      1.99      -         743        304         69.39         7.65
Abington Bank                                    3,950       4.59        1.08        3.51      2,302        0.64      3.28      398     1,212        112         78.96         4.62
Canton Co-operative Bank                         4,500       4.68        1.17        3.51      2,320        0.16      2.39      310     1,043        315         65.33         5.78
Equitable Co-operative Bank                      8,425       4.96        1.38        3.58      2,218        0.40      3.56      327     1,211        (78)        89.50         4.67
Family Federal Savings and Loan Association     17,500       5.30        1.80        3.50      2,204        0.66      3.12      227     1,061        288         75.06         4.45
Stoughton Co-operative Bank                     15,000       5.03        1.77        3.26      2,298        0.10      2.64      132       913        268         78.36         4.17
Bank of Easton                                   6,700       4.19        1.20        2.99      2,015        0.48      2.45        45      868        489         70.52         5.53

Averages for up to $100 Million                  4,391       4.85        1.37        3.49      1,760        0.53      3.55     207        899         4          88.98       4.436
Median for up to $100 Million                    1,427       4.78        1.27        3.51      1,794        0.38      3.42     112        906       138          83.61       4.481

Patriot Community Bank                             -         4.48        1.58        2.90      1,800        1.28      2.92      137       869        581         69.81         6.04
First Commons Bank, National Association           -         3.38        1.28        2.10      1,278        0.03      4.69      229     1,501     (1,787)       220.12         4.59
Lowell Co-operative Bank                         8,000       5.49        1.58        3.91      2,540        0.73      6.82      -       2,465     (1,417)       146.93         2.87
Wrentham Co-operative Bank                         -         4.03        0.95        3.08      2,287        0.36      2.53        23    1,051        445         73.71         6.77
Holbrook Co-operative Bank                       3,000       5.62        1.18        4.44      3,458        0.57      4.34    1,052     1,486       (353)        86.53         5.67
Bank of Cape Cod                                 9,232       4.64        1.35        3.28      2,457        0.18      3.20         9    1,197      1,743         92.40         5.70
First Federal Savings Bank of Boston            17,955       4.50        1.04        3.46      1,787        6.28     22.17      -       9,082     (5,711)       227.63         0.81
The Edgartown National Bank                      7,194       5.01        0.74        4.27      3,788        0.59      3.56      102     1,891        657         73.16         3.54
Foxboro Federal Savings                            -         4.14        0.82        3.31      3,115        1.02      2.70      114     1,269        865         62.32         6.43
Wakefield Co-operative Bank                      5,500       4.22        1.28        2.94      2,963        0.61      2.65      242     1,499        390         74.60         4.70
Barre Savings Bank                              22,501       5.20        1.58        3.62      3,692        0.44      3.74      610     1,621        (76)        92.01         3.74
The Northampton Co-operative Bank                7,240       4.08        0.96        3.12      3,180        0.61      3.06      -       1,682        500         82.16         4.95
Melrose Co-operative Bank                          -         3.90        1.31        2.59      2,658        0.20      1.91      114     1,136        533         68.55         7.78
Pilgrim Bank                                     2,030       4.84        1.45        3.40      3,770        0.26      2.38      118     1,607        834         65.07         5.87
Natick Federal Savings Bank                      7,069       4.00        1.52        2.49      2,802        0.23      2.41        49    1,750        261         88.71         7.35
Bank of Fall River, a Co-operative Bank          7,000       5.05        1.36        3.69      4,304        0.32      3.44      -       2,480        435         85.79         3.36
The Rockport National Bank                         -         5.62        0.79        4.84      5,317        0.76      3.87      180     2,355      1,045         69.20         3.87
Mercantile Bank and Trust Company               10,494       5.89        1.36        4.53      5,481        0.33      3.04      180     2,257      1,205         62.57         4.80
BankGloucester                                  24,000       5.09        1.74        3.35      3,908        0.36      2.96      140     1,584        496         79.84         5.83
Washington Savings Bank                         21,931       4.63        1.44        3.19      3,771        0.68      3.14      365     1,900        520         81.27         4.07
Marblehead Bank                                 17,000       4.68        0.99        3.70      4,327        0.77      3.97      246     2,769        243         88.81         3.99
Charles River Bank                              15,400       4.87        1.29        3.58      4,481        0.43      3.38        54    2,198        551         84.40         4.47
North Brookfield Savings Bank                      -         4.84        1.18        3.66      4,681        0.85      3.04      154     2,001      1,480         67.31         4.05
Weymouth Bank                                    5,500       5.10        1.41        3.69      4,699        0.44      3.14      236     2,208        609         76.06         4.80
COMMONWEALTH CO-OPERATIVE BANK                  50,839       5.09        1.79        3.30      4,382        0.27      2.69        51    2,229        736         75.15         6.87
Adams Co-operative Bank                         25,500       5.31        1.96        3.36      4,496        0.43      3.36      273     2,013        247         88.81         4.32
Saugusbank, a Co-operative bank                 22,800       5.09        1.72        3.37      4,643        0.59      3.03      557     2,167        529         76.48         4.75
Millbury Savings Bank                           18,500       4.74        1.59        3.16      4,520        0.28      2.60      135     2,199        689         75.58         5.78
South Adams Savings Bank                        17,450       5.30        1.55        3.75      5,254        0.33      3.14      109     2,395        735         76.88         4.71
Georgetown Savings Bank                         31,697       5.78        1.82        3.96      5,705        0.60      3.35      185     2,724      1,000         73.35         4.73
S-Bank                                          13,100       5.08        1.55        3.53      5,541        0.27      2.82        13    2,432        982         74.11         5.32
Dean Co-operative Bank                          22,622       5.08        1.35        3.73      5,650        1.20      3.90    1,015     3,234        407         79.16         3.51
Hometown Bank, A Cooperative Bank                7,990       5.52        1.26        4.26      6,483        0.54      2.40      868     1,686      1,648         49.92         5.68
Williamstown Savings Bank                       49,619       4.09        1.76        2.33      3,665        0.34      2.36        91    1,877        352         88.40         8.29
The Pittsfield Co-operative Bank                 7,886       4.77        1.57        3.20      4,999        0.48      2.97    1,042     2,211        147         80.65         4.57
                 FINANCIAL HIGHLIGHTS
                  Massachusetts Banks                                                        x
                As of September 30, 2010


                                                                                                                                          Core   Tier 1 Risk- Total Risk-                                          Net Loans              Non-
                                                                                                                              Equity     Capital   Based        Based                                              and Leases    Loss    current
                                                                                                                   Equity    Capital to Leverage Capital       Capital      Net  Return on Return on    Net Loans      to     Allowance Loans to     Total
Name                                                   City                 ST   Cert #    Stock?   Total assets   Capital    Assets      Ratio     Ratio       Ratio     Income  Assets    Equity      and Leases Deposits to Loans      Loans     Deposits

The Braintree Co-operative Bank                        Braintree            MA     26570     x         229,251      16,929        7.38      7.42      12.19     13.30       616      0.37       5.05      140,100      68.11       1.09      1.14    205,682
Monson Savings Bank                                    Monson               MA     90245     x         234,876      20,441        8.70      8.45      13.59     14.85       942      0.54       6.33      159,101      88.50       1.90      0.73    179,776
Mayflower Co-operative Bank                            Middleboro           MA     26553     x         246,291      20,889        8.48      7.99      15.35     16.39       959      0.52       6.24      123,371      56.38       0.99      0.08    218,824
The National Grand Bank of Marblehead                  Marblehead           MA      2608     x         248,220      26,739       10.77     10.21      17.56     18.81     2,146      1.15      11.12      167,148      76.53       1.09      0.42    218,422
Haverhill Bank                                         Haverhill            MA     26411               250,115      28,927       11.57     11.46      18.57     19.82       476      0.26       2.22      180,834      84.11       1.48      1.53    214,988
Wellesley Bank                                         Wellesley            MA     26605               256,673      20,081        7.82      7.62       9.63     10.88     1,586      0.84      11.04      201,256      95.03       1.33      1.33    211,776
South Coastal Bank                                     Rockland             MA     23345     x         260,500      19,330        7.42      7.15       9.90     12.73       700      0.36       5.07      191,269      96.66       1.26      4.39    197,874
Winter Hill Bank, FSB                                  Somerville           MA     28213               263,842      25,057        9.50      9.18      16.00     17.25     1,123      0.57       6.16      164,671      73.09       1.47      1.13    225,288
The First National Bank of Ipswich                     Ipswich              MA      2595     x         265,355      27,538       10.38      8.93      11.86     13.11       408      0.21       2.01      201,865      93.05       1.23      2.02    216,933
Scituate Federal Savings Bank                          Scituate             MA     30424               266,407      19,626        7.37      7.37      14.03     15.27       957      0.48       6.68      168,552      76.53       1.28      0.97    220,248
Lee Bank                                               Lee                  MA     33645     x         274,759      25,710        9.36      9.55      12.50     13.65       988      0.47       5.29      226,181     132.44       1.07      1.39    170,776
The Cooperative Bank                                   Roslindale           MA     26922               276,181      27,302        9.89      9.53      17.37     18.61       632      0.31       3.14      171,620      75.23       1.00      1.64    228,133
Bay State Savings Bank                                 Worcester            MA     90311               280,401      26,806        9.56      9.07      14.54     15.79       392      0.18       1.97      197,851      90.26       1.51      3.54    219,210
Everett Co-operative Bank                              Everett              MA     26444               281,961      34,634       12.28     12.27      18.89     19.80     2,557      1.24      10.22      229,722      98.95       0.69      3.89    232,165
The Milford National Bank and Trust Company            Milford              MA      2615     x         282,507      24,246        8.58      8.56      12.73     13.99       793      0.37       4.43      218,519      86.77       1.28      1.37    251,851
Greenfield Co-operative Bank                           Greenfield           MA     26397     x         285,965      34,477       12.06     11.26      20.07     21.00     1,282      0.60       5.08      174,419      73.19       0.87      0.79    238,315
Colonial Federal Savings Bank                          Quincy               MA     28481               288,892      27,825        9.63      9.57      24.17     25.13     1,893      0.87       9.39      148,946      60.72       0.73      0.12    245,307
Beverly Co-operative Bank                              Beverly              MA     26601     x         294,654      21,455        7.28      7.28      11.34     14.20     1,089      0.49       6.93      232,053      96.77       1.54      2.10    239,791
Northmark Bank                                         North Andover        MA     27119     x         303,660      32,691       10.77     10.89      17.23     18.48     1,560      0.71       6.47      234,755      91.58       1.10      0.00    256,342
Seamen's Bank                                          Provincetown         MA     90268               314,634      32,276       10.26     10.23      14.32     15.49     1,251      0.56       5.34      191,423      68.24       1.31      5.88    280,503
Mansfield Co-operative Bank                            Mansfield            MA     26448               321,877      36,412       11.31     11.17      18.23     19.29       942      0.40       3.51      207,524      77.24       1.00      1.23    268,690
Reading Co-operative Bank                              Reading              MA     26620               327,789      28,698        8.76      8.35      14.09     14.77     1,953      0.81       9.64      219,293      87.52       0.60      1.18    250,577
Athol Savings Bank                                     Athol                MA     90146               330,426      40,942       12.39     11.88      23.75     25.01     1,539      0.63       5.17      170,981      61.62       1.25      0.14    277,462
Walpole Co-operative Bank                              Walpole              MA     26487               336,937      67,581       20.06     20.15      23.96     25.08     2,387      0.94       4.81      270,399     104.37       1.53      2.59    259,085
The Community Bank, A Massachusetts Cooperative Bank   Brockton             MA     26396     x         342,373      22,636        6.61      5.68       8.04      9.30    (1,402)    (0.54)     (7.97)     263,585      83.05       1.91      3.87    317,400
North Middlesex Savings Bank                           Ayer                 MA     90147               342,697      27,256        7.95      7.64      10.96     12.15    (1,370)    (0.53)     (6.72)     220,620      79.61       1.15      3.07    277,121
Milford Federal Savings and Loan Association           Milford              MA     29835               346,847      36,634       10.56     10.17      19.99     20.49     1,182      0.46       4.41      264,270      86.88       0.33      0.72    304,181
Hoosac Bank                                            North Adams          MA     90253     x         348,848      42,988       12.32     11.10      15.65     16.85       733      0.28       2.34      168,475      77.27       2.10      1.34    218,041
Leader Bank, National Association                      Arlington            MA     57134     x         353,693      40,040       11.32     11.33      15.46     18.87     4,704      1.88      19.53      310,965     138.32       0.88      0.35    224,815
Mutual Federal Savings Bank of Plymouth County         Whitman              MA     29755               372,240      32,432        8.71      8.29      15.65     16.48     1,841      0.67       7.94      220,663      88.10       0.73      0.37    250,464
Framingham Co-operative Bank                           Framingham           MA     26395               380,493      78,614       20.66     20.68      25.47     26.72     3,960      1.41       6.96      285,901      95.82       1.34      1.68    298,367
Randolph Savings Bank                                  Randolph             MA     90270     x         383,464      34,841        9.09      9.00      15.67     16.92     1,027      0.36       4.05      203,795      62.23       1.83      1.78    327,482
Stoneham Savings Bank                                  Stoneham             MA     90286               388,120      25,504        6.57      4.47       6.53      7.53    (3,504)    (1.15)    (17.21)     258,240      85.56       0.99      3.54    301,821
Middlesex Federal Savings, F.A.                        Somerville           MA     28368               390,975      40,612       10.39     10.39      15.92     17.17    (3,666)    (1.24)    (11.93)     254,849      81.67       1.30      7.85    312,047
Mechanics' Co-operative Bank                           Taunton              MA     26634               393,973      29,573        7.51      7.43      11.58     12.69     1,423      0.50       6.61      223,753      69.87       1.11      1.86    320,237
Spencer Savings Bank                                   Spencer              MA     90282               398,380      47,713       11.98     11.96      19.64     20.71       936      0.31       2.65      270,158      84.60       0.94      5.75    319,338
Norwood Co-operative Bank                              Norwood              MA     26555               400,858      58,236       14.53     14.15      18.04     19.29     1,519      0.50       3.55      295,966      93.27       1.89      3.84    317,324
Savers Co-operative Bank                               Southbridge          MA     26455               402,286      41,586       10.34     10.31      17.53     18.48     1,699      0.58       5.58      277,417      93.08       0.78      0.58    298,041
StonehamBank, A Co-operative Bank                      Stoneham             MA     26559               407,828      33,705        8.26      8.09      11.91     13.15     1,196      0.39       4.84      334,445     120.73       1.02      1.61    277,023
Cape Ann Savings Bank                                  Gloucester           MA     90203               416,282      93,248       22.40     19.88      40.35     46.66     1,722      0.56       2.49      224,235      72.19       0.92      3.43    310,636
The Savings Bank                                       Wakefield            MA     90291               427,617      55,517       12.98     11.58      18.76     19.98     1,059      0.33       2.60      239,500      64.98       0.79      1.10    368,600
Southbridge Savings Bank                               Southbridge          MA     23524               428,889      37,544        8.75      8.60      13.04     13.95     1,499      0.45       5.47      344,729     103.04       0.74      1.38    334,561
Marlborough Savings Bank                               Marlborough          MA     90235     x         430,929      42,814        9.94      9.90      16.96     17.80     2,088      0.66       6.77      239,551      67.20       0.85      2.05    356,452
Eagle Bank                                             Everett              MA     90191               441,187      45,376       10.28      9.25      11.87     13.12       741      0.22       2.21      175,693      46.21       2.42      0.42    380,217
North Easton Savings Bank                              South Easton         MA     90259               447,715      38,697        8.64      8.61      14.88     15.51     1,040      0.31       3.68      300,306      74.21       0.53      1.67    404,681
North Shore Bank, a Co-operative Bank                  Peabody              MA     26484     x         464,921      42,870        9.22      8.94      13.02     14.28     2,231      0.64       7.15      333,143      93.93       1.51      0.43    354,657
Winchester Co-operative Bank                           Winchester           MA     27238               482,581      51,903       10.76     10.86      24.18     24.90     3,104      0.88       8.22      316,181      73.68       0.49      3.08    429,111
Bridgewater Savings Bank                               Raynham              MA     90169     x         485,604      47,765        9.84      9.03      15.78     16.73       (18)    (0.01)     (0.05)     267,546      70.73       0.92      1.52    378,276
Belmont Savings Bank                                   Belmont              MA     23901     x         490,289      45,779        9.34      9.11      14.42     15.36     1,649      0.44       4.92      334,969      99.86       0.80      0.50    335,431

Averages for $100 - $500 Million                                       84                              270,661      28,056       10.19      9.89      16.35     17.55      870       0.43       4.21      180,927      83.77       1.09      1.74    217,855
Median for $100 - $500 Million                                                                         262,171      25,206        9.62      9.21      15.41     16.44      835       0.48       4.88      171,301      81.28       1.00      1.37    217,487

Clinton Savings Bank                                   Clinton              MA     90181     x         501,774      49,003        9.77      9.49      15.57     16.82      785       0.21      2.16       341,991      91.34       1.36      5.70    374,406
Martha's Vineyard Savings Bank                         Edgartown            MA     90190               506,169      61,022       12.06     11.43      19.05     19.98    3,609       0.98      8.13       383,353      92.03       0.73      1.68    416,559
The Provident Bank                                     Amesbury             MA     90141     x         509,940      43,491        8.53      7.83      11.64     13.48    2,043       0.54      6.38       334,740      83.62       1.25      0.71    400,307
Fidelity Co-operative Bank                             Fitchburg            MA     26451     x         515,167      39,993        7.76      7.38      13.20     14.46    1,957       0.51      6.70       336,539      89.69       1.25      1.11    375,238
Rollstone Bank & Trust                                 Fitchburg            MA     17797               520,706      48,607        9.33      8.92      14.97     14.44    2,577       0.69      7.35       323,775     112.17       1.13      1.12    288,634
Central Co-operative Bank                              Somerville           MA     26646     x         525,512      50,855        9.68      8.75      13.81     14.94    2,094       0.52      5.64       428,036     126.55       0.84      2.06    338,227
                 FINANCIAL HIGHLIGHTS
                  Massachusetts Banks
                As of September 30, 2010

                                                                                                                   Non-      Non-
                                                                              Cost of                            interest  interest Provision Salaries
                                                                  Yield on   Funding       Net         Net      Income to Expense for Loan        and      Net                    Assets per
                                                         FHLB     Earning    Earning     Interest    Interest     Earning to Earning and Lease Employee Operating    Efficiency   employee
Name                                                   Advances    Assets     Assets      Margin     Income       Assets    Assets    Losses    Benefits Income        Ratio      $millions

The Braintree Co-operative Bank                           6,171       4.67        1.11        3.55      5,449        0.51      3.50      152     2,769        509         86.25         5.59
Monson Savings Bank                                      31,000       4.89        1.50        3.39      5,536        1.01      3.29      599     2,676        942         74.83         3.91
Mayflower Co-operative Bank                               5,500       4.87        0.99        3.87      6,470        0.75      3.63      275     3,127        860         76.66         3.68
The National Grand Bank of Marblehead                       -         4.82        0.85        3.97      6,889        0.96      2.93      203     2,605      2,149         59.39         5.07
Haverhill Bank                                            4,000       5.33        1.43        3.90      6,356        0.73      3.81      485     2,891        476         82.32         3.79
Wellesley Bank                                           16,500       5.55        1.46        4.09      7,360        0.16      2.41      800     2,606      1,586         56.76         9.51
South Coastal Bank                                       38,550       5.00        1.52        3.48      6,207        0.44      3.27      313     3,341        558         83.33         5.01
Winter Hill Bank, FSB                                    10,000       5.19        1.25        3.94      6,983        0.64      3.68      -       4,393      1,111         80.45         4.00
The First National Bank of Ipswich                       15,000       5.51        1.02        4.49      7,850        0.95      4.52      951     4,246        408         81.56         3.79
Scituate Federal Savings Bank                            24,000       4.91        1.63        3.28      6,003        0.49      2.77      500     2,820        957         73.35         5.79
Lee Bank                                                 71,402       5.06        1.46        3.59      6,889        0.83      3.10    1,087     3,541        987         70.16         4.82
The Cooperative Bank                                     19,000       4.68        1.19        3.49      6,526        0.58      3.69      110     4,376        498         90.62         4.06
Bay State Savings Bank                                   32,880       5.12        1.34        3.79      7,456        0.57      3.60      652     3,752        618         82.65         3.64
Everett Co-operative Bank                                12,500       5.49        1.42        4.07      7,970        0.22      2.06      230     2,314      2,557         48.04         7.42
The Milford National Bank and Trust Company               5,000       4.92        0.93        3.99      7,820        1.16      4.16      633     4,346        793         80.72         3.98
Greenfield Co-operative Bank                             11,974       4.27        1.22        3.05      6,067        0.56      2.55      175     2,543      1,274         70.61         5.30
Colonial Federal Savings Bank                            14,000       4.32        1.48        2.84      5,803        0.26      1.81        75    2,130      1,893         58.14         8.25
Beverly Co-operative Bank                                26,545       5.17        1.62        3.56      7,372        0.45      2.80      725     2,821      1,089         69.00         5.26
Northmark Bank                                            5,635       4.46        1.14        3.32      6,939        0.30      2.31      140     3,197      1,560         63.80         7.59
Seamen's Bank                                               100       4.45        0.95        3.50      7,375        0.28      2.84      510     3,167      1,184         75.04         5.24
Mansfield Co-operative Bank                              10,774       4.85        1.18        3.66      8,075        0.56      3.57      209     4,478        942         84.59         3.97
Reading Co-operative Bank                                45,100       5.06        1.49        3.58      7,931        0.33      2.53      340     3,101      1,945         64.76         5.65
Athol Savings Bank                                        9,000       4.35        1.12        3.23      7,343        1.05      3.19      225     3,895      1,505         74.59         3.89
Walpole Co-operative Bank                                 8,000       5.21        1.09        4.11      9,829        0.28      2.62      225     3,219      2,387         59.66         8.87
The Community Bank, A Massachusetts Cooperative Bank        116       5.19        1.42        3.77      8,936        0.44      4.52    1,441     4,376     (1,429)       107.21         4.08
North Middlesex Savings Bank                             31,837       4.56        1.47        3.09      7,156        0.84      3.52    2,656     4,148       (931)        89.51         4.13
Milford Federal Savings and Loan Association              2,919       4.08        1.06        3.03      7,287        1.15      3.30      178     4,774      1,182         78.96         4.03
Hoosac Bank                                              80,440       4.48        2.08        2.41      5,504        2.73      4.48      306     6,103      1,047         87.29         3.67
Leader Bank, National Association                        74,506       5.09        1.68        3.41      7,981        3.35      3.12      752     4,129      4,704         46.16         3.05
Mutual Federal Savings Bank of Plymouth County           85,873       4.78        1.73        3.05      7,601        1.07      3.24      230     4,504      1,495         78.71         5.17
Framingham Co-operative Bank                                617       5.78        1.28        4.50     11,982        0.16      2.32      202     3,765      3,861         49.87         8.10
Randolph Savings Bank                                    14,827       4.78        0.96        3.82      9,852        1.04      4.01    1,162     5,264        833         82.53         3.65
Stoneham Savings Bank                                    56,315       5.10        2.06        3.03      8,045        0.95      4.56    4,105     5,065     (3,613)       113.33         3.88
Middlesex Federal Savings, F.A.                          34,581       5.06        2.26        2.80      7,736        0.03      2.04    6,060     3,496     (3,045)        72.44        10.29
Mechanics' Co-operative Bank                             42,334       4.88        1.85        3.03      8,130        0.40      2.56      235     4,157      1,435         74.68         4.58
Spencer Savings Bank                                     27,000       5.05        1.41        3.64     10,028        0.62      3.12    2,125     4,558        943         73.28         4.33
Norwood Co-operative Bank                                21,385       4.82        1.52        3.29      8,780        0.50      2.72      200     3,663      1,545         71.62         7.42
Savers Co-operative Bank                                 60,103       4.93        1.64        3.29      8,753        0.73      3.03      345     4,387      1,686         75.46         4.37
StonehamBank, A Co-operative Bank                        95,738       5.16        1.73        3.43      9,849        1.21      3.84      433     6,025      1,180         82.90         4.48
Cape Ann Savings Bank                                       -         3.67        1.23        2.44      7,004        0.59      2.25      221     3,699      1,364         74.26         6.82
The Savings Bank                                          1,250       4.49        0.97        3.52     10,245        1.31      4.25      173     6,696      1,139         86.44         3.78
Southbridge Savings Bank                                 52,720       5.42        1.71        3.70     10,936        1.21      3.60    1,769     5,297      1,503         73.37         3.76
Marlborough Savings Bank                                 21,250       4.55        1.21        3.34      9,857        0.34      2.49      180     4,361      2,107         67.69         5.82
Eagle Bank                                                7,247       4.10        1.21        2.90      8,854        0.48      3.21      120     5,748        357         94.97         5.01
North Easton Savings Bank                                   -         4.34        1.23        3.11      9,235        0.60      3.18      380     4,456        821         85.95         4.92
North Shore Bank, a Co-operative Bank                    53,887       5.22        1.43        3.79     12,238        0.45      3.09      606     5,927      2,158         72.87         5.00
Winchester Co-operative Bank                                -         4.20        1.25        2.95     10,021        0.13      1.51      319     2,798      3,104         48.95        11.22
Bridgewater Savings Bank                                 53,266       4.77        1.14        3.63     11,888        0.60      4.25      679     6,965       (147)       100.37         4.30
Belmont Savings Bank                                     94,300       4.63        1.71        2.92     10,212        0.38      2.55      247     5,556      1,612         77.15         6.13

Averages for $100 - $500 Million                         21,359       4.84        1.38        3.46      6,363        0.70      3.42     517      3,254       776          80.60       5.175
Median for $100 - $500 Million                           13,550       4.87        1.38        3.47      6,413        0.56      3.13     230      2,821       847          76.27       4.778

Clinton Savings Bank                                     72,500       4.80        1.56        3.24     11,195        0.61      2.95    2,696     5,410        394         76.61         5.07
Martha's Vineyard Savings Bank                           25,850       5.25        0.89        4.36     15,040        0.63      3.18      265     6,696      3,609         63.77         5.33
The Provident Bank                                       40,118       4.77        1.24        3.53     12,510        0.83      3.57      264     7,134      1,797         81.71         4.81
Fidelity Co-operative Bank                               91,665       5.08        1.35        3.73     13,265        0.61      3.17    1,683     5,851      1,827         72.47         4.81
Rollstone Bank & Trust                                  108,833       4.97        1.79        3.18     11,069        0.45      2.64      675     5,753      2,058         72.75         5.26
Central Co-operative Bank                               128,411       5.46        1.77        3.69     13,876        0.38      2.96      850     6,473      2,520         72.58         5.00
                  FINANCIAL HIGHLIGHTS
                   Massachusetts Banks                                                         x
                 As of September 30, 2010


                                                                                                                                            Core   Tier 1 Risk- Total Risk-                                         Net Loans              Non-
                                                                                                                                Equity     Capital   Based        Based                                             and Leases    Loss    current
                                                                                                                     Equity    Capital to Leverage Capital       Capital      Net  Return on Return on   Net Loans      to     Allowance Loans to     Total
Name                                                      City                ST   Cert #    Stock?   Total assets   Capital    Assets      Ratio     Ratio       Ratio     Income  Assets    Equity     and Leases Deposits to Loans      Loans     Deposits

Winchester Savings Bank                                   Winchester          MA     90308               526,443      54,010       10.26     10.36      18.97     20.24     1,475      0.38      3.69      329,636      76.98       1.11      0.84    428,217
OneUnited Bank                                            Boston              MA     23966     x         527,891      38,323        7.26      5.08       8.82     10.07     1,093      0.28      3.88      324,530     114.85       1.21      5.48    282,580
Peoples Federal Savings Bank                              Boston              MA     29861     x         545,603      76,982       14.11     14.10      23.44     24.42      (897)    (0.23)    (2.04)     378,015      89.14       0.84      0.57    424,068
Hampden Bank                                              Springfield         MA     90283     x         558,702      72,765       13.02     12.54      18.31     19.56     1,648      0.39      3.08      398,777      95.90       1.56      2.33    415,841
Chicopee Savings Bank                                     Chicopee            MA     90179     x         567,558      82,788       14.59     14.74      18.22     19.18       499      0.12      0.81      433,430     112.29       0.97      1.38    385,988
Webster Five Cents Savings Bank                           Webster             MA     90297     x         568,140      65,412       11.51     11.34      15.67     16.93     2,850      0.68      6.09      373,159      80.84       1.74      6.12    461,624
Cape Cod Co-operative Bank                                Yarmouth Port       MA     26517               586,271      56,386        9.62      9.53      13.49     14.78     4,744      1.08     11.79      459,102      99.61       1.36      1.44    460,912
Pentucket Bank                                            Haverhill           MA     90208               615,586      61,353        9.97      9.80      13.36     14.22     2,328      0.50      5.26      456,673      85.78       0.80      0.28    532,347
Newburyport Five Cents Savings Bank                       Newburyport         MA     90251               626,138      93,082       14.87     14.36      20.57     21.73     4,725      1.02      7.02      473,631     104.26       1.04      0.91    454,258
Greenfield Savings Bank                                   Greenfield          MA     90206     x         627,095      64,638       10.31      9.30      16.37     17.63     2,500      0.54      5.37      404,876      90.51       1.25      1.31    447,343
First Trade Union Bank                                    Boston              MA     32551     x         630,686      59,003        9.36      9.04      12.69     14.12       454      0.09      1.03      464,073      98.95       1.90      5.41    468,992
Northern Bank & Trust Company                             Woburn              MA     18266     x         644,721      59,949        9.30      9.49      10.63     11.87     4,870      1.06     11.33      517,420     108.49       1.33      0.84    476,929
The Village Bank                                          Auburndale          MA     26336               669,405      77,345       11.55     11.30      18.27     19.52     1,362      0.27      2.36      476,491      85.40       1.15      2.86    557,952
The Bank of Canton                                        Canton              MA     90175     x         674,723      51,685        7.66      7.50      10.66     11.92     1,714      0.33      4.58      534,510      94.94       1.29      4.42    563,025
The Lowell Five Cent Savings Bank                         Lowell              MA     90227               694,733     101,521       14.61     14.29      21.67     22.84     2,150      0.41      2.86      400,767      71.27       1.05      0.41    562,336
BankFive                                                  Fall River          MA     23286               711,610      65,160        9.16      8.46      12.59     13.85     2,779      0.52      5.88      479,913      80.43       1.57      1.71    596,703
Citizens-Union Savings Bank                               Fall River          MA     90196     x         721,069      59,573        8.26      8.04      10.66     11.51     2,548      0.48      5.87      513,598      91.28       0.87      0.18    562,668
RiverBank                                                 North Andover       MA     23288     x         780,356      62,594        8.02      7.42      10.23     12.53     4,705      0.78     10.17      532,175     111.42       1.31      0.80    477,645
East Cambridge Savings Bank                               Cambridge           MA     90173               830,970      82,565        9.94      9.51      16.60     17.45     3,872      0.63      6.42      519,006      72.90       0.70      0.20    711,935
Easthampton Savings Bank                                  Easthampton         MA     90188               848,528     105,154       12.39     12.18      21.05     21.99     5,354      0.86      7.03      582,978      87.26       0.70      0.82    668,127
South Shore Savings Bank                                  South Weymouth      MA     90303     x         926,233      90,449        9.77      9.00      12.84     13.75     3,749      0.54      5.67      601,142      91.68       0.97      3.45    655,713
Hyde Park Savings Bank                                    Boston              MA     90160     x         929,214     141,362       15.21     12.60      25.55     28.56     6,083      0.88      6.05      210,472      27.43       1.14      0.80    767,316
Legacy Banks                                              Pittsfield          MA     90265     x         951,908      89,504        9.40      7.29      10.28     11.54    (3,292)    (0.47)    (4.83)     646,304      92.84       1.43      2.29    696,152
Avidia Bank                                               Hudson              MA     90215     x         988,560      77,082        7.80      6.51       9.78     10.79     1,876      0.26      3.31      686,373      89.75       0.95      2.70    764,743
Hingham Institution for Savings                           Hingham             MA     90211     x         991,340      71,256        7.19      7.23      11.57     12.67     7,530      1.04     14.73      775,034     109.44       0.85      0.55    708,191

Averages for $500 - $1000 Million                                        31                              671,702      69,449       10.40      9.83      15.18     16.38    2,574       0.51       5.28     455,501      92.23       1.15      1.95    507,257
Median for $500 - $1000 Million                                                                          627,095      64,638        9.77      9.49      13.81     14.78    2,328       0.52       5.67     456,673      91.34       1.14      1.31    468,992

Wainwright Bank & Trust Company                           Boston              MA     27009     x       1,025,192      77,532        7.56      7.34      10.16     12.07    6,442       0.83     11.45       864,164    114.59       1.18      0.44     754,132
Watertown Savings Bank                                    Watertown           MA     23298             1,055,668      86,815        8.22      8.27      14.92     15.46    3,442       0.43      5.53       608,043     63.94       0.51      1.26     950,886
Dedham Institution for Savings                            Dedham              MA     23620             1,057,685     102,105        9.65      9.68      15.17     16.24    3,935       0.51      5.33       706,121     78.36       0.80      2.35     901,171
UniBank for Savings                                       Whitinsville        MA     90290     x       1,066,792      81,242        7.62      8.17      14.04     14.90    4,334       0.58      8.43       493,180     50.73       0.91      0.95     972,257
Florence Savings Bank                                     Florence            MA     23293             1,073,060      86,368        8.05      8.08      13.31     14.08    3,127       0.39      4.99       658,335     83.29       0.76      0.98     790,416
Cambridge Trust Company                                   Cambridge           MA      8152     x       1,090,611      88,335        8.10      7.62      15.13     16.38   10,600       1.35     16.77       538,763     56.32       1.67      0.18     956,604
The Needham Bank                                          Needham             MA     26483             1,148,643     190,483       16.58     16.18      24.46     25.72    6,078       0.72      4.34       937,118    113.09       2.09      3.59     828,647
Institution for Savings in Newburyport and Its Vicinity   Newburyport         MA     90250             1,164,510     152,454       13.09     12.41      22.72     24.72    7,992       0.96      7.23       718,530     77.66       0.69      0.52     925,270
Bristol County Savings Bank                               Taunton             MA     23622     x       1,225,344     166,640       13.60     12.85      17.00     18.10    5,109       0.57      4.17       867,353     93.20       1.13      2.47     930,674
Westfield Bank                                            Westfield           MA     90300     x       1,245,732     230,119       18.47     18.08      33.35     34.38    3,743       0.41      2.18       478,072     68.88       1.41      0.54     694,036
Commerce Bank & Trust Company                             Worcester           MA     17484     x       1,295,095     130,656       10.09     10.87      15.36     16.53    7,909       0.87      8.29       656,401     63.60       1.41      1.05   1,032,031
Country Bank for Savings                                  Ware                MA     23992             1,401,578     168,154       12.00     11.60      19.09     20.32    5,816       0.55      4.86       801,270     87.27       1.28      2.01     918,196
Enterprise Bank and Trust Company                         Lowell              MA     27408     x       1,419,773     126,407        8.90      8.64      10.05     11.34    9,236       0.90     10.11     1,095,593     86.56       1.70      1.64   1,265,640
United Bank                                               West Springfield    MA     26486             1,542,321     191,076       12.39     11.60      15.24     16.09    8,355       0.73      5.71     1,091,772     96.34       0.90      1.06   1,133,276
PeoplesBank                                               Holyoke             MA     90213     x       1,578,408     145,108        9.19      8.90      13.14     14.12    7,526       0.64      7.19     1,004,112     90.53       1.03      1.18   1,109,111
East Boston Savings Bank                                  Boston              MA     33510     x       1,764,452     168,764        9.56      8.77      10.41     11.31    8,643       0.73      7.28     1,198,208     84.49       0.95      3.08   1,418,191
The Cape Cod Five Cents Savings Bank                      Harwich Port        MA     23287             1,965,635     191,962        9.77      9.51      15.63     16.89    8,958       0.62      6.38     1,391,324     82.25       1.36      0.94   1,691,580
Cambridge Savings Bank                                    Cambridge           MA     17870     x       2,161,278     201,780        9.34      9.43      13.94     14.82   11,600       0.72      8.02     1,418,764     80.35       0.88      0.64   1,765,815
Century Bank and Trust Company                            Somerville          MA     19943     x       2,430,885     151,334        6.23      5.93      12.44     13.64   10,805       0.61     10.00       850,009     44.50       1.60      1.11   1,910,216
Brookline Bank                                            Brookline           MA     17798     x       2,585,050     416,638       16.12     15.70      18.09     19.34   19,617       1.02      6.34     2,158,652    121.94       1.39      0.38   1,770,221
Danversbank                                               Danvers             MA     90185     x       2,618,055     237,480        9.07      7.75      10.54     11.43   14,756       0.78      8.64     1,728,289     82.42       0.95      0.71   2,096,959
Berkshire Bank                                            Pittsfield          MA     23621     x       2,765,006     346,837       12.54      8.07       9.50     10.75    9,778       0.48      3.78     2,025,718     97.00       1.55      0.83   2,088,274
Salem Five Cents Savings Bank                             Salem               MA     23296     x       2,803,824     264,423        9.43      9.30      12.66     13.53   13,206       0.65      6.88     1,932,508    103.78       0.88      1.78   1,862,148
Boston Private Bank & Trust Company                       Boston              MA     24811     x       3,289,084     242,504        7.37      6.99      10.36     11.61   20,721       0.86     11.72     2,516,613    100.93       1.21      0.82   2,493,483
Middlesex Savings Bank                                    Natick              MA     90183             4,046,313     407,998       10.08      9.24      15.24     16.50   17,378       0.58      5.89     2,140,070     61.23       2.19      3.31   3,495,345
Rockland Trust Company                                    Rockland            MA      9712     x       4,712,000     475,452       10.09      7.62       9.85     11.96   29,356       0.85      8.34     3,383,365     92.93       1.33      0.71   3,640,808
Eastern Bank                                              Boston              MA     32773     x       6,750,541     902,561       13.37     10.63      16.77     18.03   55,782       1.12      8.76     3,043,273     57.52       2.63      2.04   5,290,866

Averages for over $1000 Million                                          27                            2,084,538     223,379       10.61      9.97      15.13     16.31   11,639       0.72       7.36    1,307,616     82.73       1.27      1.36   1,618,009
Median for over $1000 Million                                                                          1,542,321     168,764        9.65      9.24      14.92     15.46    8,643       0.72       7.19    1,004,112     83.29       1.21      1.05   1,133,276
                  FINANCIAL HIGHLIGHTS
                   Massachusetts Banks
                 As of September 30, 2010

                                                                                                                      Non-      Non-
                                                                                 Cost of                            interest  interest Provision Salaries
                                                                     Yield on   Funding       Net         Net      Income to Expense for Loan        and      Net                    Assets per
                                                            FHLB     Earning    Earning     Interest    Interest     Earning to Earning and Lease Employee Operating    Efficiency   employee
Name                                                      Advances    Assets     Assets      Margin     Income       Assets    Assets    Losses    Benefits Income        Ratio      $millions

Winchester Savings Bank                                     38,500       4.29        1.42        2.87     10,657        0.16      2.36      226     5,746      1,431         78.01         5.60
OneUnited Bank                                             205,080       4.75        2.30        2.45      8,947        0.31      3.03      -       5,379       (680)       110.02         5.44
Peoples Federal Savings Bank                                33,000       4.51        1.28        3.23     11,297        0.39      3.97      300     5,318       (897)       109.80         8.27
Hampden Bank                                                53,019       5.25        1.84        3.41     13,108        0.56      2.92    1,995     5,983      1,648         73.51         4.94
Chicopee Savings Bank                                       74,778       4.88        1.68        3.20     12,253        0.47      3.39      761     7,571        511         92.21         4.50
Webster Five Cents Savings Bank                             33,697       5.31        1.21        4.09     15,866        1.04      3.79    1,176     8,025      3,160         73.82         4.03
Cape Cod Co-operative Bank                                  65,000       5.01        1.31        3.70     14,782        0.56      2.22      462     5,331      4,743         52.13         5.19
Pentucket Bank                                               2,875       4.99        1.84        3.15     13,757        0.34      2.67      900     6,917      2,004         76.23         5.31
Newburyport Five Cents Savings Bank                         72,084       5.38        1.73        3.64     15,846        0.17      2.23      175     5,318      4,353         58.50         6.59
Greenfield Savings Bank                                     88,058       4.69        1.74        2.95     12,703        0.89      3.14      750     7,400      1,934         81.71         4.94
First Trade Union Bank                                      95,573       5.36        1.63        3.73     16,742        0.14      2.86    5,126     5,927       (323)        73.86         8.30
Northern Bank & Trust Company                               94,000       5.93        1.44        4.49     18,746        0.47      2.81    1,409     5,981      4,866         56.55         5.81
The Village Bank                                            30,000       4.64        1.21        3.42     16,076        0.29      2.40    4,065     6,239      1,485         64.69         6.97
The Bank of Canton                                          42,854       5.42        1.39        4.04     19,576        1.55      4.66    1,500    13,629      1,989         83.30         3.51
The Lowell Five Cent Savings Bank                           25,000       4.36        0.96        3.40     15,599        0.63      3.35      616     9,657      1,709         83.27         3.76
BankFive                                                    39,081       5.18        1.44        3.74     17,741        0.76      3.55      262     8,993      2,829         77.77         3.75
Citizens-Union Savings Bank                                 85,683       5.05        1.36        3.69     17,873        1.27      4.01    1,115    10,984      2,291         79.78         3.62
RiverBank                                                  181,847       5.32        2.39        2.93     16,447        0.29      1.95    2,150     5,842      3,322         60.75         7.65
East Cambridge Savings Bank                                 25,311       4.69        1.32        3.37     18,942        0.31      2.63      180     8,525      3,626         71.33         5.58
Easthampton Savings Bank                                    64,000       5.00        1.55        3.45     19,727        0.67      2.49      485     7,635      5,971         60.65         5.73
South Shore Savings Bank                                   157,000       4.72        1.63        3.09     20,022        0.74      3.09      806    11,717      2,595         80.65         4.98
Hyde Park Savings Bank                                         -         4.08        1.47        2.61     16,649        0.40      1.61      237     4,367      5,693         53.34         9.02
Legacy Banks                                               145,092       5.00        1.84        3.16     19,714        0.60      3.48    8,350    10,979     (4,302)        89.82         5.32
Avidia Bank                                                115,536       4.92        1.85        3.07     20,607        0.53      2.86    2,450     9,487      1,785         79.61         5.96
Hingham Institution for Savings                            208,106       5.11        1.69        3.42     23,329        0.19      1.66    1,000     6,239      7,530         45.80        10.01

Averages for $500 - $1000 Million                           78,792       4.97        1.55        3.42     15,612        0.56      2.95    1,385     7,307      2,306         74.42       5.647
Median for $500 - $1000 Million                             72,084       5.00        1.55        3.41     15,846        0.53      2.95      806     6,473      2,004         73.86       5.307

Wainwright Bank & Trust Company                            149,439       5.24        1.51        3.74     27,114        0.53      3.15      200    12,450      6,156         73.53         6.14
Watertown Savings Bank                                         -         4.60        0.96        3.64     27,064        0.37      2.29      300     9,532     10,709         57.24         7.59
Dedham Institution for Savings                              44,018       4.63        1.53        3.10     22,332        0.42      2.59    1,043    10,494      3,866         73.58         5.81
UniBank for Savings                                            505       3.59        0.66        2.93     20,451        0.76      2.61    1,350     9,803      4,286         70.62         6.47
Florence Savings Bank                                      120,109       4.67        1.52        3.14     23,558        0.77      2.81    1,281    12,220      4,081         71.88         5.83
Cambridge Trust Company                                        -         4.68        0.49        4.19     31,352        2.05      4.10      500    17,735     10,501         65.03         5.45
The Needham Bank                                           122,649       5.37        1.62        3.74     30,026        0.09      1.92    5,493     8,166      6,040         50.08        12.62
Institution for Savings in Newburyport and Its Vicinity     58,239       4.45        1.55        2.90     22,856        0.19      1.82      900     7,876      6,386         58.85        11.42
Bristol County Savings Bank                                107,752       4.94        1.07        3.86     32,430        0.93      3.40    3,700    17,183      5,362         70.25         4.21
Westfield Bank                                             205,329       4.15        1.50        2.64     22,268        0.29      1.90    8,548     9,100        203         64.07         6.92
Commerce Bank & Trust Company                              108,236       4.36        1.29        3.07     26,491        1.49      2.89    2,000    13,909      7,910         63.34         5.00
Country Bank for Savings                                   170,000       4.95        1.74        3.21     32,085        0.33      2.69    1,800    14,292      4,334         76.21         6.12
Enterprise Bank and Trust Company                           14,260       5.15        0.72        4.43     42,122        0.78      3.56    3,187    19,825      8,698         68.18         4.29
United Bank                                                155,137       5.25        1.47        3.78     40,310        0.58      3.01    1,933    18,176      8,484         68.79         5.57
PeoplesBank                                                266,574       4.63        1.76        2.87     30,934        0.65      2.60      729    14,356      6,818         73.69         7.24
East Boston Savings Bank                                   135,275       5.75        1.46        4.29     46,855        0.63      3.53    2,245    20,655      8,141         71.80         5.38
The Cape Cod Five Cents Savings Bank                        42,487       4.09        1.04        3.06     42,589        0.96      2.73    3,000    23,441      8,882         67.65         5.60
Cambridge Savings Bank                                     126,141       4.54        1.29        3.25     48,947        0.52      2.49    2,172    20,869     11,592         66.00         7.80
Century Bank and Trust Company                             228,500       3.47        1.04        2.42     40,179        0.64      2.13    4,225    21,619      9,901         68.99         7.03
Brookline Bank                                             374,234       5.29        1.46        3.83     70,877        0.10      1.98    2,479    17,221     20,150         48.95        10.47
Danversbank                                                206,155       5.06        1.42        3.64     63,209        0.47      2.87    3,400    26,751     13,760         67.37         6.98
Berkshire Bank                                             293,813       4.75        1.50        3.26     57,496        0.81      2.97    6,526    27,552      9,778         70.74         5.24
Salem Five Cents Savings Bank                              604,620       4.88        2.08        2.80     53,742        0.96      2.58    3,150    29,460     12,748         68.32         6.68
Boston Private Bank & Trust Company                        414,521       4.32        1.36        2.96     68,117        0.62      2.13    6,800    29,829     19,195         59.55        10.58
Middlesex Savings Bank                                      64,351       4.60        1.28        3.32     94,643        0.24      2.15   13,600    35,488     16,910         60.13         7.69
Rockland Trust Company                                     302,546       4.97        0.90        4.07    126,783        1.15      3.49   15,080    57,008     29,072         65.88         5.02
Eastern Bank                                                58,158       4.28        0.39        3.88    175,833        2.18      4.37    6,000   119,526     50,548         70.68         4.41

Averages for over $1000 Million                            161,965       4.69        1.28        3.41     48,913        0.72      2.77    3,764    23,131     11,278         66.35       6.798
Median for over $1000 Million                              126,141       4.67        1.42        3.26     40,179        0.63      2.69    2,479    17,735      8,698         68.18       6.139
                   FINANCIAL HIGHLIGHTS
                Maine, NH and Vermont Banks                                                         x
                 As of September 30, 2010


                                                                                                                                                  Core   Tier 1 Risk- Total Risk-                                             Net Loans                Non-
                                                                                                                                      Equity     Capital   Based        Based                                                 and Leases    Loss      current
                                                                                                                          Equity     Capital to Leverage   Capital     Capital      Net     Return on Return on    Net Loans      to     Allowance   Loans to    Total
Name                                                          City                 ST   Cert #    Stock?   Total assets   Capital     Assets      Ratio     Ratio       Ratio     Income     Assets    Equity      and Leases Deposits    to Loans     Loans    Deposits

The First National Bank of Orwell                             Orwell               VT      6280     x           41,707       3,406        8.17       8.19     13.49      14.74       252        0.82     10.22        33,820       89.03      0.99       4.79      37,988
Bar Harbor Savings and Loan Association                       Bar Harbor           ME     30878                 60,898       4,854        7.97       7.96     19.18      20.00       264        0.64      7.46        41,543       74.54      0.50       0.00      55,729
Border Trust Company                                          Augusta              ME     20012     x           61,580       4,238        6.88       5.13     10.97      12.07      (262)      (0.46)    (9.05)       38,162       92.28      0.89       8.83      41,353
Rockland Savings Bank, FSB                                    Rockland             ME     28369                 79,258      10,792       13.62      13.61     17.41      18.66       295        0.52      3.69        69,727      112.16      1.14       2.16      62,165
Kennebec Federal Savings and Loan Association of Waterville   Waterville           ME     29661                 81,543       6,100        7.48       7.50     10.48      10.82       226        0.38      5.13        67,618      126.30      0.29       0.36      53,536
Auburn Savings Bank, FSB                                      Auburn               ME     28288     x           81,551       5,859        7.18       7.17     10.10      11.27       139        0.23      3.20        71,351      128.69      0.88       1.27      55,445
Aroostook County Federal Savings and Loan Association         Caribou              ME     29743                 97,154       9,303        9.58       9.58     17.82      19.07       231        0.32      3.34        79,640       90.71      0.90       1.35      87,792

Averages for up to $100 Million                                               7                                 71,956       6,365        8.70       8.45     14.21      15.23       164         0.35      3.43       57,409      101.96      0.80       2.68      56,287
Median for up to $100 Million                                                                                   79,258       5,859        7.97       7.96     13.49      14.74       231         0.38      3.69       67,618       92.28      0.89       1.35      55,445


Community Guaranty Savings Bank                               Plymouth             NH     27252     x          103,809       8,703        8.38       8.12     10.79      11.77       413        0.54       6.55       66,401       74.32      1.10       1.65      89,344
Monadnock Community Bank                                      Peterborough         NH     34167     x          110,465      10,077        9.12       8.81     16.13      17.39      (823)      (0.98)    (10.50)      68,608      115.55      1.52       6.05      59,376
First Federal Savings and Loan Association of Bath            Bath                 ME     29636                113,102      17,250       15.25      14.93     24.62      25.58       442        0.54       3.46       98,736      105.40      0.66       2.26      93,674
The Nashua Bank                                               Nashua               NH     58627     x          116,970      12,494       10.68      10.72     19.77      21.03       328        0.39       3.60       60,006       60.30      1.31       2.11      99,511
Optima Bank & Trust Company                                   Portsmouth           NH     58699     x          129,808      14,822       11.42      11.61     18.73      19.89       247        0.30       2.78       94,521       83.24      0.93       0.00     113,548
Wells River Savings Bank                                      Wells River          VT     14136                157,228      16,803       10.69      11.06     16.67      17.54       716        0.63       5.87      105,055       81.08      0.84       1.23     129,565
The Randolph National Bank                                    Randolph             VT      6281     x          158,584      13,935        8.79       7.95     12.23      13.45       350        0.29       3.36      134,314       95.83      1.22       3.23     140,159
Profile Bank, FSB                                             Rochester            NH     28155                159,393      22,084       13.86      13.93     21.26      21.95       684        0.58       4.19      121,756       93.49      0.59       1.55     130,236
Damariscotta Bank & Trust Co.                                 Damariscotta         ME     20931     x          160,390      15,996        9.97      10.06     14.80      16.05       510        0.44       4.29      113,566       79.89      1.10       3.11     142,153
The Brattleboro Savings and Loan Association                  Brattleboro          VT     28837                187,059      13,438        7.18       7.02     10.39      11.65       508        0.36       5.16      156,550      103.39      1.21       1.25     151,416
Hampshire First Bank                                          Manchester           NH     58394     x          219,650      26,950       12.27      12.69     13.67      14.85       803        0.54       3.94      184,092      106.41      1.22       1.18     172,996
The First Colebrook Bank                                      Colebrook            NH      6212     x          222,631      18,068        8.12       8.00     10.35      11.61       710        0.43       5.38      167,667       84.55      1.54       0.92     198,310
Piscataqua Savings Bank                                       Portsmouth           NH     17443                224,722      35,677       15.88      15.85     29.03      30.12     1,038        0.64       3.96      146,033       78.04      0.94       0.66     187,117
Peoples Trust Company of St. Albans                           Saint Albans         VT     14168     x          228,571      30,445       13.32      13.31     20.80      21.91     1,208        0.71       5.38      156,016       81.30      1.02       3.85     191,910
Federal Savings Bank                                          Dover                NH     29744                247,289      24,254        9.81       9.85     14.74      15.99       405        0.22       2.25      221,571      127.93      1.03       1.44     173,191
Sugar River Bank                                              Newport              NH     18028                256,225      33,901       13.23      12.80     18.96      19.68     1,133        0.60       4.67      138,531       77.84      0.85       1.94     177,967
Connecticut River Bank, National Association                  Springfield          VT      6209     x          258,343      20,784        8.05       7.91     11.54      12.79       753        0.40       4.89      175,867       75.49      1.31       0.85     232,981
The National Bank of Middlebury                               Middlebury           VT      6275     x          275,314      23,212        8.43       7.87     11.34      12.59     1,079        0.53       6.36      184,121       82.09      1.37       1.47     224,295
The Bank of Bennington                                        Bennington           VT     30350     x          286,101      26,843        9.38       9.32     14.58      15.83     1,433        0.65       7.34      242,700      121.87      1.39       1.10     199,141
Mechanics' Savings Bank                                       Auburn               ME     17476                286,924      32,557       11.35      11.57     14.92      16.27       717        0.35       2.97      255,965      120.46      3.16       4.19     212,489
Savings Bank of Walpole                                       Walpole              NH     18030                292,111      25,079        8.59       8.46     16.16      17.44     1,105        0.51       5.96      178,500       67.40      1.39       1.79     264,838
Biddeford Savings Bank                                        Biddeford            ME     17741                314,495      31,742       10.09      10.16     15.90      16.67       950        0.41       4.07      219,196       99.47      0.65       1.06     220,372
Claremont Savings Bank                                        Claremont            NH     18038                320,455      43,695       13.64      13.65     19.92      21.22       437        0.18       1.34      254,093      100.54      0.98       0.74     252,731
Franklin Savings Bank                                         Farmington           ME     19836     x          322,173      75,423       23.41      25.05     36.55      37.80     2,539        1.07       4.59      258,806      109.21      1.30       1.88     236,986
Franklin Savings Bank                                         Franklin             NH     17951                350,695      38,243       10.90      10.34     16.73      17.61       731        0.28       2.58      232,986       87.70      0.78       1.78     265,677
Woodsville Guaranty Savings Bank                              Woodsville           NH     18031     x          364,339      32,135        8.82       8.27     11.66      12.64     1,513        0.55       6.39      304,391      112.51      0.81       0.73     270,557
Salem Co-operative Bank                                       Salem                NH     27824                381,445      52,876       13.86      13.25     26.40      27.10     2,209        0.86       5.76      230,220       89.86      0.58       0.00     256,189
Ledyard National Bank                                         Norwich              VT     33418     x          396,953      34,457        8.68       8.19     15.08      16.35     1,955        0.67       7.74      202,249       65.22      3.02       2.84     310,089
Sanford Institution for Savings                               Sanford              ME     17115                428,817      39,860        9.30       9.41     12.60      14.00     1,298        0.41       4.44      327,402      103.73      1.27       1.49     315,618
Union Bank                                                    Morrisville          VT     14158     x          449,967      42,395        9.42       9.84     14.33      15.55     4,416        1.34      14.15      362,484       95.91      1.01       1.38     377,958
Skowhegan Savings Bank                                        Skowhegan            ME     19532                454,043      60,799       13.39      12.31     19.48      20.87     1,771        0.54       3.97      289,857       95.50      1.07       1.57     303,528
Bank of New England                                           Salem                NH     24540     x          492,650      57,088       11.59      11.51     12.45      13.68     3,042        0.84       7.28      420,549       97.05      1.26       5.16     433,339
Katahdin Trust Company                                        Patten               ME     12874     x          496,214      58,499       11.79      10.34     13.13      14.38     3,720        0.99       8.67      393,509      101.94      1.52       2.04     386,033

Averages for $100 - $500 Million                                              33                               271,725      30,624       11.17      11.04     16.84      17.98     1,162         0.51      4.63      198,979       93.17      1.21       1.89     212,524
Median for $100 - $500 Million                                                                                 258,343      26,950       10.68      10.34     15.08      16.35       803         0.54      4.59      184,092       95.50      1.10       1.55     199,141

Community National Bank                                       Derby                VT      6271     x          526,182      50,166        9.53       7.17     10.15      11.20     3,128        0.82      8.38       386,229       91.93      0.95       1.40     420,121
Passumpsic Savings Bank                                       St. Johnsbury        VT     14134                575,951      59,506       10.33       7.68     10.52      11.82     2,827        0.68      6.53       460,122       99.74      1.15       1.14     461,337
Bath Savings Institution                                      Bath                 ME     17749                579,248      60,438       10.43       9.76     14.76      16.53     3,860        0.92      8.98       392,105       90.74      1.49       1.45     432,115
Merrimack County Savings Bank                                 Concord              NH     17960                598,421      63,102       10.54       8.35     12.94      14.29     2,477        0.55      5.34       400,676       88.53      1.54       1.82     452,585
Meredith Village Savings Bank                                 Meredith             NH     17180                624,389      70,026       11.22      10.79     15.23      16.21     4,269        0.94      8.35       470,150       97.18      0.87       0.90     483,771
Northeast Bank                                                Lewiston             ME     19690     x          627,093      65,743       10.48       8.20     12.82      14.08     2,992        0.65      6.20       378,305       98.48      1.53       2.34     384,149
Northfield Savings Bank                                       Northfield           VT     14140     x          633,638      80,565       12.71      12.40     19.91      21.17     3,299        0.71      5.62       429,291       88.81      1.30       0.99     483,396
Centrix Bank & Trust                                          Bedford              NH     35035     x          660,166      49,526        7.50       7.33      9.58      11.93     4,832        1.03     13.73       469,883       88.52      1.16       1.40     530,830
Androscoggin Savings Bank                                     Lewiston             ME     17751                703,671      69,757        9.91       8.60     10.93      11.93     2,600        0.50      5.08       558,525      106.95      0.89       2.26     522,238
Saco & Biddeford Savings Institution                          Saco                 ME     17743                749,364      68,290        9.11       9.76     15.64      16.43     3,122        0.56      6.27       582,590      115.01      0.60       2.24     506,572
Kennebec Savings Bank                                         Augusta              ME     17897                776,761      75,448        9.71      10.00     16.27      16.89     3,135        0.56      5.72       634,640      123.74      0.46       0.41     512,881
Northway Bank                                                 Berlin               NH     14240     x          810,111      69,254        8.55       7.48     12.33      13.59     3,473        0.58      6.92       554,558       86.14      1.56       3.15     643,819
                   FINANCIAL HIGHLIGHTS
                Maine, NH and Vermont Banks
                 As of September 30, 2010

                                                                                                                          Non-     Non-
                                                                                     Cost of                            interest interest Provision Salaries
                                                                         Yield on   Funding       Net         Net      Income to Expense for Loan       and      Net                    Assets per
                                                                FHLB     Earning    Earning     Interest    Interest    Earning to Earning and Lease Employee Operating    Efficiency   employee
Name                                                          Advances    Assets     Assets     Margin      Income       Assets   Assets    Losses    Benefits Income        Ratio      $millions

The First National Bank of Orwell                                  162       5.84        1.12        4.72      1,352        0.59     4.07      -          662       252         76.59         2.45
Bar Harbor Savings and Loan Association                            235       4.96        2.55        2.41        971        0.11     1.38       54        263       264         54.92        10.15
Border Trust Company                                            15,165       5.21        1.36        3.86      2,008        2.42     5.83      599      1,295      (320)        92.94         2.20
Rockland Savings Bank, FSB                                       6,163       5.88        1.69        4.19      2,180        0.63     3.37      328      1,062       295         70.03         3.17
Kennebec Federal Savings and Loan Association of Waterville     21,450       5.36        2.21        3.15      1,704        0.94     3.41       57        961       226         83.33         4.53
Auburn Savings Bank, FSB                                        19,894       5.79        2.15        3.64      1,991        0.18     2.91      342        720       104         76.43         5.10
Aroostook County Federal Savings and Loan Association              -         5.24        1.77        3.46      2,360        0.13     2.36      478        968       231         65.69         3.89

Averages for up to $100 Million                                  9,010       5.47        1.84        3.63      1,795        0.71     3.34      265       847       150          74.28       4.498
Median for up to $100 Million                                    6,163       5.36        1.77        3.64      1,991        0.59     3.37      328       961       231          76.43       3.886


Community Guaranty Savings Bank                                  4,000       5.39        1.56        3.83      2,623        0.88     4.01      128      1,493       337         85.05         3.24
Monadnock Community Bank                                        40,267       4.35        2.24        2.11      1,668        0.63     3.33      995      1,284      (909)       119.96         4.80
First Federal Savings and Loan Association of Bath               1,500       5.72        1.05        4.66      3,628        0.41     4.11       90      1,773       442         80.95         3.14
The Nashua Bank                                                  4,707       4.46        1.19        3.27      2,607        0.05     2.98      160      1,131       101         89.91         5.85
Optima Bank & Trust Company                                        -         5.02        1.31        3.72      2,935        0.14     3.16      180      1,234       247         81.76         6.18
Wells River Savings Bank                                         9,500       5.83        1.19        4.65      4,659        0.67     4.48      195      2,449       575         84.20         2.62
The Randolph National Bank                                         -         5.62        0.85        4.77      5,221        0.50     4.80       68      2,502       350         91.17         2.56
Profile Bank, FSB                                                6,000       5.38        1.05        4.32      4,454        0.58     3.70      217      2,080       659         75.50         3.47
Damariscotta Bank & Trust Co.                                      -         4.83        1.08        3.75      4,060        0.60     3.47      201      1,757       510         79.56         2.67
The Brattleboro Savings and Loan Association                    20,500       4.94        1.71        3.23      4,242        1.05     3.52      264      2,082       508         82.34         4.35
Hampshire First Bank                                            16,750       5.37        1.71        3.66      5,266        0.26     2.52      707      1,953       803         64.13         5.11
The First Colebrook Bank                                         3,700       5.52        1.37        4.15      6,292        0.49     3.88      311      2,943       713         83.81         3.23
Piscataqua Savings Bank                                            -         4.01        1.12        2.89      4,521        0.80     2.59       45      2,369     1,036         70.08         6.07
Peoples Trust Company of St. Albans                                -         5.65        0.92        4.73      7,239        0.76     4.38      185      4,007     1,042         79.74         2.12
Federal Savings Bank                                            44,500       5.23        1.40        3.83      6,636        0.64     4.00      134      4,191       405         89.58         3.17
Sugar River Bank                                                36,305       5.00        1.50        3.50      5,994        0.96     4.12      285      4,302       292         92.44         3.28
Connecticut River Bank, National Association                     1,653       4.82        0.94        3.88      6,709        1.04     4.07      436      4,075       753         82.61         2.66
The National Bank of Middlebury                                 18,219       4.79        0.76        4.03      7,390        0.95     4.15      510      4,109       943         82.84         2.96
The Bank of Bennington                                          56,594       5.30        1.51        3.79      7,641        0.45     2.88      811      3,407     1,433         67.89         5.02
Mechanics' Savings Bank                                         39,548       6.30        1.69        4.60      8,811        0.48     4.02      935      3,744       717         78.98         4.04
Savings Bank of Walpole                                            -         4.26        0.96        3.30      6,747        1.00     3.36      919      4,025       667         78.18         3.84
Biddeford Savings Bank                                          56,846       4.84        1.72        3.12      6,719        0.16     2.68      217      3,085       761         81.56         4.91
Claremont Savings Bank                                          22,500       5.40        1.35        4.06      8,952        0.60     4.02    1,175      4,314       211         86.28         3.27
Franklin Savings Bank                                              -         6.01        0.86        5.14     11,058        0.82     4.06      296      5,525     2,539         68.03         2.98
Franklin Savings Bank                                           28,300       5.20        1.55        3.65      8,520        1.03     3.94    1,245      4,806       451         83.96         3.40
Woodsville Guaranty Savings Bank                                51,705       5.25        1.63        3.62      9,089        0.63     3.35      560      4,658     1,415         78.74         3.20
Salem Co-operative Bank                                         67,873       5.03        1.86        3.16      7,386        0.25     2.08       81      2,376     2,217         61.07         9.30
Ledyard National Bank                                           26,928       4.20        0.84        3.36      9,055        2.19     4.41      450      6,980     1,941         79.47         4.09
Sanford Institution for Savings                                 69,961       5.33        1.60        3.73     10,935        0.81     3.15    2,700      5,574       881         69.47         4.12
Union Bank                                                      24,573       5.60        1.01        4.59     14,024        1.43     3.99      380      6,953     4,416         66.32         2.85
Skowhegan Savings Bank                                          85,478       5.17        1.70        3.47     10,379        0.48     2.87      675      4,583     1,909         72.56         4.24
Bank of New England                                                -         6.10        1.50        4.61     15,778        0.14     3.04      577      4,946     3,107         64.12         4.98
Katahdin Trust Company                                          36,285       6.02        1.51        4.51     15,434        0.67     3.38    1,050      6,577     3,736         64.43         3.01

Averages for $100 - $500 Million                                23,460       5.21        1.34        3.87      7,172        0.68     3.59      521      3,554     1,067         79.29       3.962
Median for $100 - $500 Million                                  18,219       5.25        1.37        3.79      6,719        0.63     3.70      311      3,744       717         79.74       3.405

Community National Bank                                         33,010       5.24        1.24        4.00     13,512        1.08     3.74      858      6,054     3,128         71.50         3.60
Passumpsic Savings Bank                                         46,754       5.63        1.41        4.22     15,356        1.20     4.18      900      8,011     2,781         74.98         3.35
Bath Savings Institution                                        76,513       4.66        1.06        3.60     14,247        0.91     3.00      750      6,421     3,764         66.52         3.97
Merrimack County Savings Bank                                   38,104       4.63        1.07        3.55     14,410        0.95     3.37    1,064      7,796     2,376         73.46         4.64
Meredith Village Savings Bank                                   51,184       5.50        1.10        4.40     18,210        0.88     3.80    1,143      9,298     3,458         72.05         3.25
Northeast Bank                                                  50,500       5.39        2.12        3.27     13,870        2.34     4.26    1,447     10,399     3,038         73.63         2.60
Northfield Savings Bank                                         40,979       4.90        1.28        3.62     15,417        0.51     3.07      660      6,973     3,203         74.29         4.49
Centrix Bank & Trust                                            12,398       5.13        1.28        3.85     17,407        0.11     2.35      906      5,959     3,951         59.17         5.95
Androscoggin Savings Bank                                       96,453       5.33        1.57        3.76     17,434        1.29     3.89    2,118     11,127     2,543         74.87         3.89
Saco & Biddeford Savings Institution                           162,965       5.31        2.23        3.08     16,099        0.28     2.45      970      7,670     2,739         72.97         4.68
Kennebec Savings Bank                                          171,172       5.02        2.14        2.88     15,159        0.25     2.17      315      6,053     3,274         69.15         8.83
Northway Bank                                                   62,957       4.68        1.26        3.43     19,087        1.00     3.22    2,645      9,252     3,754         71.93         3.80
                   FINANCIAL HIGHLIGHTS
                Maine, NH and Vermont Banks                                        x
                 As of September 30, 2010


                                                                                                                                  Core   Tier 1 Risk- Total Risk-                                           Net Loans                Non-
                                                                                                                      Equity     Capital   Based        Based                                               and Leases    Loss      current
                                                                                                         Equity      Capital to Leverage   Capital     Capital      Net    Return on Return on   Net Loans      to     Allowance   Loans to    Total
Name                                          City                ST   Cert #    Stock?   Total assets   Capital      Assets      Ratio     Ratio       Ratio     Income    Assets    Equity     and Leases Deposits    to Loans     Loans    Deposits

Kennebunk Savings Bank                        Kennebunk           ME     13063                814,696      76,655         9.41       9.37     12.00      13.25     3,209       0.53       5.69     623,627       94.60      1.69       3.08     659,197
Savings Bank of Maine                         Gardiner            ME     19686     x          860,654     123,856        14.39      12.95     17.15      18.44     3,007       0.45       4.24     629,120       96.71      4.05      12.77     650,508
Gorham Savings Bank                           Gorham              ME     17748                928,600      74,868         8.06       7.90     11.99      13.21     5,230       0.77       9.63     631,866       97.37      1.16       1.69     648,959
Norway Savings Bank                           Norway              ME     17658                936,876      97,312        10.39       9.87     11.58      12.81     6,107       0.87       8.69     794,754      115.06      1.10       1.31     690,731
Machias Savings Bank                          Machias             ME     19531                963,644     103,244        10.71      10.46     11.77      13.15     4,289       0.60       5.69     826,931       98.88      2.52       3.70     836,258
Mascoma Savings Bank                          Lebanon             NH     18013     x          981,283      93,146         9.49       9.33     14.12      15.34     5,688       0.81       8.38     692,552       98.64      1.12       0.85     702,107

Averages for $500 - $1000 Million                            18                               741,708      75,050        10.14       9.30     13.32      14.57     3,752        0.70      7.19     550,885       98.72      1.40       2.38     556,754
Median for $500 - $1000 Million                                                               726,518      69,892        10.12       9.35     12.58      13.83     3,254        0.66      6.40     556,542       97.28      1.16       1.57     517,560

Lake Sunapee Bank, FSB                        Newport             NH     31953     x        1,001,195      110,624       11.05       8.40     12.74      13.35     6,396       0.88      7.95       649,704      85.87      1.39       0.21     756,620
Laconia Savings Bank                          Laconia             NH     18012     x        1,053,956      109,214       10.36       8.35     12.24      13.52     2,872       0.37      3.60       682,396      79.76      1.52       1.53     855,561
Bar Harbor Bank & Trust                       Bar Harbor          ME     11971     x        1,102,487      107,060        9.71       9.13     13.71      15.59     9,278       1.15     11.61       672,335      96.12      1.25       1.31     699,449
The First, N.A.                               Damariscotta        ME      4256     x        1,341,749      123,815        9.23       9.05     14.48      15.73     9,125       0.93     10.01       905,324      91.68      1.55       2.44     987,471
The Merchants Bank                            Burlington          VT      6268     x        1,484,903      117,994        7.95       7.92     14.23      15.48    13,791       1.28     16.18       895,971      83.54      1.11       0.37   1,072,503
The Camden National Bank                      Camden              ME      4255     x        2,281,828      221,968        9.73       7.75     12.04      13.30    19,240       1.14     11.94     1,516,197      95.05      1.45       1.24   1,595,213
Bangor Savings Bank                           Bangor              ME     18408     x        2,364,506      263,282       11.13       9.63     13.82      15.08    12,695       0.72      6.64     1,602,027      91.40      1.57       0.94   1,752,856
TD Bank USA, National Association             Portland            ME     33947     x       10,613,543    1,355,073       12.77      11.71    155.21     155.56     7,738       0.09      0.76     1,654,584      23.42      0.16       0.09   7,064,814

Averages for over $1000 Million                              8                              2,655,521     301,129        10.24       8.99     31.06      32.20    10,142        0.82      8.59    1,072,317      80.85      1.25       1.02   1,848,061
Median for over $1000 Million                                                               1,413,326     120,905        10.04       8.72     13.77      15.28     9,202        0.90      8.98      900,648      88.63      1.42       1.09   1,029,987
                   FINANCIAL HIGHLIGHTS
                Maine, NH and Vermont Banks
                 As of September 30, 2010

                                                                                                          Non-     Non-
                                                                     Cost of                            interest interest Provision Salaries
                                                         Yield on   Funding       Net         Net      Income to Expense for Loan       and      Net                   Assets per
                                                FHLB     Earning    Earning     Interest    Interest    Earning to Earning and Lease Employee Operating   Efficiency   employee
Name                                          Advances    Assets     Assets     Margin      Income       Assets   Assets    Losses    Benefits Income       Ratio      $millions

Kennebunk Savings Bank                          60,449       5.47        0.92        4.55     24,558        1.13     4.28    3,000     12,680     3,164        75.12         3.15
Savings Bank of Maine                           36,000       4.33        0.87        3.46     21,149        0.69     3.89      -       11,566     1,134        89.65         3.05
Gorham Savings Bank                            154,704       4.49        1.68        2.81     17,192        0.86     2.98    1,186     10,691     2,266        81.02         4.71
Norway Savings Bank                            138,151       5.37        1.42        3.95     25,347        0.66     3.38      250     11,780     5,194        73.41         3.67
Machias Savings Bank                            14,000       6.09        1.75        4.34     28,316        1.33     3.34    8,712      9,395     4,312        58.61         4.99
Mascoma Savings Bank                            86,415       4.89        1.33        3.56     23,132        0.81     3.26      900     11,984     4,676        71.92         3.99

Averages for $500 - $1000 Million               74,039       5.11        1.43        3.68     18,328        0.90     3.37    1,546      9,062     3,264        72.46       4.257
Median for $500 - $1000 Million                 55,817       5.19        1.31        3.61     17,300        0.89     3.36      938      9,275     3,183        73.19       3.928

Lake Sunapee Bank, FSB                         115,959       4.63        1.00        3.63     23,692        0.83     3.00    1,950     10,697     5,051        65.98         4.33
Laconia Savings Bank                             2,467       5.00        1.10        3.90     27,788        0.96     4.05    2,350     16,291     2,801        82.57         3.96
Bar Harbor Bank & Trust                        248,968       5.04        1.92        3.12     23,799        0.60     2.00    1,500      7,905     8,397        53.63         6.98
The First, N.A.                                153,922       4.72        1.38        3.33     30,597        0.67     1.99    6,300      8,649     9,124        49.12         6.45
The Merchants Bank                              31,158       4.56        0.75        3.81     38,773        0.93     3.06      397     15,077    12,495        64.48         4.76
The Camden National Bank                       172,237       5.11        1.37        3.74     57,592        0.74     2.29    5,242      9,658    19,515        50.55         9.28
Bangor Savings Bank                             92,184       5.26        1.36        3.90     62,543        1.32     3.71    6,300     33,481    12,612        70.78         3.75
TD Bank USA, National Association                  -         4.25        0.35        3.90    295,575        0.14     3.89      219        305     7,739        96.08     1,516.22

Averages for over $1000 Million                102,112       4.82        1.15        3.67     70,045        0.77     3.00    3,032     12,758     9,717        66.65     194.467
Median for over $1000 Million                  104,072       4.86        1.23        3.77     34,685        0.79     3.03    2,150     10,178     8,760        65.23       5.605
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010


                                                                            Total Amount of                  Total Amount Less: Allowance                   Interest on              Less: Provision
                                                                              Shares and    Total Amount of of Delinquent for Loan & Lease Total Interest    Borrowed Total Interest   for Loan &
                Name                          City     ST   Total Assets        Deposits     Loans & Leases Loans & Leases      Losses        Income          Money       Expense     Lease Losses
STAMFORD                             Stamford          CT      51,934,639        44,115,642      35,773,897      1,205,722         342,321     1,679,941            321      292,850        179,000
STATE POLICE CREDIT UNION INC.       Meriden           CT      54,476,676        46,217,281      25,189,969        515,611         107,003     1,327,165               16    421,814         33,750
MERIDEN SCHOOLS                      Meriden           CT      54,684,740        49,877,474      23,652,019        170,470         225,738     1,524,984                5    382,870         85,718
WATERBURY FIREFIGHTERS               Waterbury         CT      55,608,739        50,140,609      35,917,178        909,188         273,560     1,834,760               15    328,010        177,069
NORTHEAST FAMILY                     Manchester        CT      65,085,105        57,681,479      36,232,533        272,053         344,726     2,229,824          6,198      607,394        139,263
FIRST NEW ENGLAND                    East Hartford     CT      70,188,634        53,844,793      53,544,164      1,422,930         457,566     2,306,746        119,286      589,755        340,278
WEPAWAUG-FLAGG                       Hamden            CT      70,512,185        61,378,907      34,376,602        365,925         487,019     1,992,218            177      528,330        127,100
UNITED BUSINESS & INDUSTRY           Plainville        CT      71,933,831        65,678,456      53,872,381        255,083         371,636     2,590,273                4    603,118        290,400
HARTFORD                             Hartford          CT      72,477,798        61,929,260      39,351,337        345,374         284,006     2,472,261          3,426      475,758        185,000
FIRST BRISTOL                        Bristol           CT      82,008,513        71,452,748      44,207,089        154,888         163,331     2,515,439             -       401,850         54,000
PITNEY BOWES EMPLOYEES               Stamford          CT      86,541,274        75,857,131      31,542,031        548,201         251,197     1,876,829          3,354      365,764        116,535
ACHIEVE FINANCIAL                    Berlin            CT     100,179,105        93,116,705      81,326,667      1,800,877         540,805     3,729,440             -       514,040        707,040
SEASONS                              Middletown        CT     110,651,768       103,698,872      87,386,870        620,447         503,777     4,329,335               71    541,723        615,987
GENERAL ELECTRIC EMPLOYEES           Milford           CT     128,929,110       117,634,459      63,264,910        367,937         577,287     4,253,846            263      691,554        350,788
DUTCH POINT                          Wethersfield      CT     173,110,499       151,498,745      84,539,791        265,598         448,581     5,454,419               23  1,032,432        366,041
360                                  Windsor Locks     CT     184,762,569       164,717,866     110,938,634      1,225,001       1,575,221     5,729,234             -     1,102,553        910,868
COREPLUS                             Norwich           CT     192,833,094       178,174,645     111,425,445      1,006,200         841,969     6,057,233               62  2,080,874        631,970
WATERBURY CONNECTICUT TEACHER        Waterbury         CT     202,690,621       179,818,773     128,079,619        430,937         577,151     6,509,795         10,265    2,341,343        390,463
LEDGE LIGHT                          Groton            CT     204,543,429       180,841,201     118,634,044        258,791         859,554     6,516,259         14,409    1,558,089        639,478
MUTUAL SECURITY                      SHELTON           CT     237,166,262       217,214,828     193,357,511      2,262,014       1,035,846     8,367,918            827    2,278,308      1,079,264
NUTMEG STATE                         Rocky Hill        CT     327,014,254       285,402,088     221,442,027      1,978,608       2,154,467   10,375,009              -     3,066,377      1,682,186
CONNEX                               North Haven       CT     364,142,036       299,252,395     259,553,259      5,662,151       3,625,209   14,123,607         371,610    2,996,200      1,159,332
SIKORSKY FINANCIAL                   Stratford         CT     590,919,328       521,996,223     321,020,421      2,934,607       5,002,038   18,157,523          77,646    4,789,884      3,220,000
CHARTER OAK                          Groton            CT     640,014,186       535,835,273     465,239,869      6,286,895      10,046,031   25,032,086         945,540    6,217,314      4,500,000
AMERICAN EAGLE                       East Hartford     CT   1,282,500,499     1,141,405,432     737,068,656      6,765,780       3,570,872   38,583,787         776,463   10,676,540      3,760,000
CONNECTICUT STATE EMPLOYEES          Hartford          CT   1,557,511,423     1,435,757,460     234,825,181        638,755         500,000   28,433,675              -    11,796,865        251,445

                          Averages                     26    270,477,705       240,174,567      139,683,158      1,487,309       1,352,574      8,000,139       89,615     2,180,062        845,884

UNIVERSITY                           Boston            MA     57,493,369        52,805,859       39,502,854        334,384         743,102      2,509,493          -         384,092        662,846
SAUGUS                               SAUGUS            MA     58,033,978        55,566,534       44,602,194      1,761,337         944,840      2,094,473            1       413,160        769,498
SEAPORT                              Salem             MA     58,842,678        35,297,467       35,542,221        818,494         251,413      1,785,939      338,526       673,512         27,000
MEDICAL AREA                         Brookline         MA     67,303,290        62,489,448       49,342,949        258,664         293,687      2,892,348       13,286       409,164        340,000
LUSO-AMERICAN                        Peabody           MA     70,017,518        56,327,050       30,743,165        170,774         130,118      1,987,014       50,196       508,567        132,300
VALLEYSTONE                          Wilbraham         MA     70,540,669        56,732,618       22,996,279        236,058          88,651      1,714,801          -         619,732         15,383
NESC                                 METHUEN           MA     76,187,855        68,474,365       57,036,084        944,016         774,544      3,072,102       16,081       588,734        239,700
MASSACHUSETTS STATE EMPLOYEES        Boston            MA     76,430,946        69,585,204       42,631,101      2,248,800       1,653,757      2,891,155          -         512,050      1,741,000
WORCESTER                            Worcester         MA     79,346,010        69,215,644       49,459,831        698,232         210,605      2,598,123       38,554       555,466        136,926
ATHOL                                Athol             MA     81,836,623        53,852,587       63,614,240        306,857         477,245      2,672,795      156,759       636,913        117,820
FRAMINGHAM MUNICIPAL                 Framingham        MA     84,474,446        75,031,552       42,008,825        263,239         495,210      2,784,941          -         667,249        420,152
ALDENVILLE                           Chicopee          MA     85,102,302        72,977,366       49,571,144      1,478,733         393,581      2,878,285          -         889,376        378,500
RIVER WORKS                          Lynn              MA     89,025,137        76,559,333       61,971,432        386,311         616,458      4,029,685      105,783     1,138,941         51,000
CAMBRIDGE PORTUGUESE                 Somerville        MA     91,310,060        82,768,485       50,320,606        522,642         662,083      3,017,227          -         545,814        227,694
ENERGY                               West Roxbury      MA     98,359,317        82,093,293       54,246,368        928,003         107,222      2,840,285          -         948,121        206,669
SHREWSBURY                           SHREWSBURY        MA    104,157,149        94,072,960       43,877,744        210,957         114,293      3,004,755          -         770,175            -
BROTHERHOOD                          Lynn              MA    107,893,418        72,148,535       45,793,925         71,377          37,394      2,602,005          -         664,509          7,500
STCU                                 Springfield       MA    112,309,542       100,362,177       78,803,936      1,986,926         529,877      3,907,661        5,213     1,257,018        443,782
NEW BEDFORD                          New Bedford       MA    116,711,687       106,960,718       68,154,657      2,953,445         279,829      3,554,490          -         871,049        280,000
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010
                                      Net Interest                                                           Full-    Part-
                                     Income After                                                           Time      Time
                                     Provision For   Total Non-     Total Non-                  Employee    credit    credit
                                     Loan & Lease     Interest       Interest     Net Income Compensation union       union                      Net Worth
              Name                      Losses        Income         Expense        (Loss)     and Benefits  'ees      'ees   Total Net Worth      Ratio
STAMFORD                                1,208,091         (7,203)     1,922,800      (781,641)      973,448     13       -           6,653,229       12.81%
STATE POLICE CREDIT UNION INC.             871,601       103,369        861,113         57,754      393,903       8      -           8,178,604       15.01%
MERIDEN SCHOOLS                         1,056,396        202,732      1,027,724       166,930       505,164     11          2        4,765,763        8.71%
WATERBURY FIREFIGHTERS                  1,329,681        546,574      1,537,912       270,223       750,309     12          6        5,105,296        9.18%
NORTHEAST FAMILY                        1,483,167        382,558      1,715,507         73,410      845,019     19          3        5,861,404        9.00%
FIRST NEW ENGLAND                       1,376,713      2,147,442      3,299,585       148,427     1,290,510     24          5        5,009,197        7.13%
WEPAWAUG-FLAGG                          1,336,788        680,658      1,755,779       180,479       890,524     20          1        8,785,798       12.45%
UNITED BUSINESS & INDUSTRY              1,696,755        714,784      2,161,764       159,762     1,179,377     21          5        5,564,858        7.73%
HARTFORD                                1,811,503      1,239,524      2,935,975         33,180    1,763,222     33          2       10,007,967       13.80%
FIRST BRISTOL                           2,059,589        779,191      2,842,939      (100,126)    1,708,285     30          7        9,916,796       12.09%
PITNEY BOWES EMPLOYEES                  1,394,530        (56,756)     1,579,550      (347,213)      781,199     11          3       10,264,826       11.86%
ACHIEVE FINANCIAL                       2,508,360      1,466,105      4,126,578      (277,507)    1,797,750     43          3        6,734,248        6.72%
SEASONS                                 3,171,625      1,764,998      4,717,853         75,573    2,308,211     38          9        8,621,834        7.79%
GENERAL ELECTRIC EMPLOYEES              3,211,504      1,920,099      4,704,863       274,428     2,450,238     50          9       10,072,785        7.81%
DUTCH POINT                             4,055,946      1,757,053      5,052,016       551,641     2,291,849     45         13       20,155,287       11.64%
360                                     3,715,813      1,565,237      4,913,379       150,437     2,344,391     49         13       20,176,731       10.92%
COREPLUS                                3,344,389      1,877,910      5,456,064      (466,404)    2,343,311     58          9       13,029,348        6.75%
WATERBURY CONNECTICUT TEACHER           3,777,989        854,692      3,301,275     1,095,742     1,290,197     22          2       21,599,784       10.65%
LEDGE LIGHT                             4,318,692      1,250,769      4,653,389       680,739     2,346,387     38          8       17,098,566        8.35%
MUTUAL SECURITY                         5,010,346      2,085,950      6,997,430      (193,428)    3,575,188     69          8       16,995,497        7.16%
NUTMEG STATE                            5,626,446      1,573,066      6,534,343       276,352     2,301,546     49          2       41,178,769       12.59%
CONNEX                                  9,968,075      2,323,312      9,745,459     2,162,049     5,227,740     87         28       42,099,863       11.56%
SIKORSKY FINANCIAL                     10,147,639      3,412,460    12,729,512        140,448     7,269,862    120         11       63,811,494       10.79%
CHARTER OAK                            14,314,772      7,155,495    16,783,182      3,984,416     9,989,944    150         24       60,341,184        9.42%
AMERICAN EAGLE                         24,147,247      9,342,212    26,983,695      4,995,234    15,691,842    233         40     120,828,173         9.42%
CONNECTICUT STATE EMPLOYEES            16,385,365        928,838      7,784,333     7,662,823     3,774,164     65          3     121,284,681         7.78%

                          Averages      4,974,193     1,769,657      5,620,155       806,682      2,926,292     51          8      25,543,922        9.97%

UNIVERSITY                              1,462,555       538,385      1,953,315        (23,142)      746,418     18          2       4,470,841         7.77%
SAUGUS                                    911,815       431,197      2,177,718       (912,797)    1,080,470     20          6       2,245,568         3.86%
SEAPORT                                 1,085,427       181,908      1,183,813         37,467       579,313      9          6       9,182,522        15.60%
MEDICAL AREA                            2,143,184     1,106,454      2,979,157        189,589     1,285,133     25          1       4,106,116         6.20%
LUSO-AMERICAN                           1,346,147       269,782      1,268,531        272,119       584,360     13          2      10,474,777        14.96%
VALLEYSTONE                             1,079,686       328,904      1,472,383        (63,793)      685,330     12          3      13,461,305        19.08%
NESC                                    2,243,668       386,450      2,561,415        (24,203)    1,228,190     26          7       6,659,540         8.74%
MASSACHUSETTS STATE EMPLOYEES             638,105     1,027,785      2,764,925     (1,183,650)    1,334,068     24      -           5,696,485         7.45%
WORCESTER                               1,905,731       697,926      2,419,118        100,514     1,162,383     25          8       7,566,375         9.53%
ATHOL                                   1,918,062       522,887      2,303,958         67,052     1,097,994     20          5       9,346,981        11.42%
FRAMINGHAM MUNICIPAL                    1,697,540       257,944      1,765,077         87,942       803,604     16      -           9,288,944        10.99%
ALDENVILLE                              1,610,409       309,107      2,145,454       (330,069)    1,016,398     23           2     11,812,356        13.88%
RIVER WORKS                             2,839,744       777,150      2,089,428      1,426,635       935,126     16           7      7,721,326         8.67%
CAMBRIDGE PORTUGUESE                    2,243,719       445,816      2,666,019        (85,289)    1,315,274     26          10      7,722,740         8.45%
ENERGY                                  1,685,495        83,789      1,901,649       (233,343)      761,148     12      -          16,183,069        16.45%
SHREWSBURY                              2,234,580       203,702      2,046,228        268,181       908,132     16          2       9,718,084         9.33%
BROTHERHOOD                             1,929,996        67,770      1,751,260        152,141       990,835     17          3      29,139,115        27.00%
STCU                                    2,206,861       935,826      2,651,736        242,385     1,194,328     25          4       8,678,954         7.72%
NEW BEDFORD                             2,403,441       326,468      2,398,775        195,180     1,192,664     29          4       9,450,273         8.09%
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010


                                                                            Total Amount of                  Total Amount Less: Allowance                   Interest on              Less: Provision
                                                                              Shares and    Total Amount of of Delinquent for Loan & Lease Total Interest    Borrowed Total Interest   for Loan &
                 Name                       City       ST   Total Assets        Deposits     Loans & Leases Loans & Leases      Losses        Income          Money       Expense     Lease Losses
GRAFTON SUBURBAN                  North Grafton        MA     123,516,480       102,044,123       73,079,797     1,334,660         170,893     3,889,598        169,671    1,278,387         81,977
GREATER SPRINGFIELD               Springfield          MA     126,892,805       114,066,533       54,022,877        53,607         207,621     3,635,795         26,765    1,436,542         90,000
TAUNTON                           Taunton              MA     127,812,690       107,212,789       97,424,285     1,277,965       2,254,075     5,016,091        295,342    1,158,003        912,349
COMMUNITY CREDIT UNION OF LYNN    LYNN                 MA     129,931,949        90,783,433       90,796,714     1,356,443       1,014,388     4,737,862        643,333    1,598,785        251,994
ST. JEAN'S                        lynn                 MA     132,533,443       118,141,622       90,946,269       788,418         595,362     4,456,633             -       986,860        251,293
HOLYOKE                           Holyoke              MA     133,421,633        98,434,898       69,168,621       542,357         482,897     4,127,103        377,489    1,238,157         63,000
INDUSTRIAL                        Boston               MA     142,339,039       127,133,654       88,807,045     3,662,283       1,070,421     4,076,812             -     1,823,947        180,813
SOMERSET                          Somerset             MA     145,514,375       124,641,712       92,588,792     1,443,044         209,477     4,531,595             -     1,157,740         95,000
FIRST PRIORITY                    BOSTON               MA     152,879,808       134,274,911       91,156,953     1,021,458         617,883     4,562,475          4,900    1,405,436         42,748
LUSO                              Ludlow               MA     155,844,858       139,784,967       83,160,719     2,163,941         911,532     4,658,563               15  2,026,539        652,914
TREMONT                           BRAINTREE            MA     164,204,329       149,415,775      127,056,946    10,807,605       9,177,826     6,388,796             -     1,244,066             -
BOSTON FIREFIGHTERS               Dorchester           MA     169,562,803       145,910,108      106,050,942       171,343         594,234     5,388,042        198,780    1,677,203        155,000
MASS BAY                          South Boston         MA     183,960,381       162,177,827      132,332,786     4,446,942         767,853     6,101,358             -     1,490,379        418,471
SOUTHERN MASS                     FAIRHAVEN            MA     184,976,398       165,111,228       92,755,824       431,819         762,678     4,934,096             -     2,039,991        180,000
SOUTHBRIDGE                       Southbridge          MA     191,140,134       147,505,184      105,101,440     1,902,317         532,777     6,002,039        250,570    2,369,053        272,000
MASSMUTUAL                        Springfield          MA     193,133,795       173,435,584       93,314,811       611,060         203,848     5,002,123            140    2,179,572        151,669
MEMBERS PLUS                      Medford              MA     215,676,019       178,688,547      148,916,455     2,741,645         290,364     7,086,444         11,630    2,508,220        160,000
FALL RIVER MUN. EMP.              Fall River           MA     230,812,274       145,059,570      105,054,205     1,356,942         431,837     6,478,267      1,653,468    2,957,867         45,000
CITY OF BOSTON                    BOSTON               MA     267,402,829       227,483,404      146,756,697     2,971,144       1,901,006     8,819,824             -     2,396,948        900,000
MILLBURY                          Millbury             MA     286,370,454       256,101,927      207,249,252     8,452,803         865,087     8,830,189        308,371    2,802,927        205,000
MASS. INSTITUTE OF TECH.          Cambridge            MA     289,516,803       266,043,931      222,924,636     1,683,665       1,249,566     9,242,154             -     1,781,823        460,819
BRIDGEWATER                       Bridgewater          MA     294,599,840       230,844,720      225,698,387     2,565,608       1,727,087     9,753,485        970,701    2,926,474        767,000
UMASSFIVE COLLEGE                 Hadley               MA     316,939,492       292,850,972      214,722,695     3,258,217         962,107   10,266,202           4,925    3,652,371        740,000
GFA                               Gardner              MA     328,823,299       260,266,822      144,980,634     1,030,182       1,306,652     9,833,166        307,057    3,418,433        560,935
CENTRAL ONE                       SHREWSBURY           MA     334,049,719       307,320,658      276,294,003     4,545,910       1,326,113   10,382,245             669    3,496,388        544,038
HARVARD UNIVERSITY EMPLOYEES      Cambridge            MA     342,077,811       297,910,707      244,317,225       371,302       1,078,000   10,589,090         373,295    2,846,906        763,588
QUINCY                            Quincy               MA     378,752,877       329,403,034      237,805,431     2,607,021       2,426,024   11,022,212              -     3,185,581      2,729,624
CRESCENT                          Brockton             MA     383,660,833       291,430,059      316,368,150     1,914,414       2,835,984   12,306,011         786,166    3,539,376       (192,586)
SHARON                            Sharon               MA     391,871,582       341,335,102      207,794,993     1,551,116         907,439   10,450,815          26,506    3,459,473         60,000
I-C                               Fitchburg            MA     396,279,752       315,763,274      338,966,852     4,014,606       2,729,143   14,305,791         527,240    3,402,694        900,000
POLISH NATIONAL                   Chicopee             MA     421,342,851       357,788,341      170,574,759       742,472         927,744   11,602,013              -     4,572,024        135,109
MERRIMACK VALLEY                  Lawrence             MA     424,032,794       380,238,818      248,919,369     3,793,353       2,742,253   12,039,177              -     3,369,745        739,330
FREEDOM                           SPRINGFIELD          MA     449,522,632       365,312,036      259,200,726     3,593,543       1,183,924   13,373,407         206,120    4,611,050        560,250
DIRECT                            Needham              MA     492,255,908       439,434,364      399,944,609     7,499,723      16,114,178   13,524,918           3,558    3,694,417      6,206,352
WEBSTER FIRST                     Worcester            MA     497,191,822       365,472,283      321,352,669     3,422,468       1,708,134   15,889,131          73,529    3,146,341        270,000
NO. MASS. TEL WORKERS COMMUNITY   Lowell               MA     513,234,111       411,701,136      265,933,531     5,735,984       2,190,782   15,773,592         444,716    4,910,095      1,036,887
FIRST CITIZENS'                   FAIRHAVEN            MA     513,331,703       406,894,438      442,642,118     1,896,616       4,522,399   18,822,222       1,344,874    4,895,475      2,978,691
ST. MARY'S                        Marlborough          MA     577,186,407       509,967,169      379,754,483     1,902,920       2,334,860   17,697,980          27,541    6,312,234      1,052,403
LEOMINSTER                        Leominster           MA     591,202,726       453,534,290      348,514,387       875,286       1,786,787   19,604,488       1,773,689    7,329,067        791,744
RTN                               Waltham              MA     669,610,421       573,008,837      271,746,984     3,094,780       1,847,720   18,588,805         397,621    5,683,593      1,210,000
LIBERTY BAY                       Braintree            MA     676,443,521       572,647,357      278,957,382     5,901,256       2,575,231   18,657,892              -     8,185,611      1,467,206
ST. ANNE'S OF FALL RIVER          Fall River           MA     733,852,373       647,905,927      430,706,995     5,237,993       3,672,932   19,969,730         399,263    6,176,289        800,000
WORKERS'                          Fitchburg            MA     782,058,509       607,420,532      580,000,816     3,966,928       4,562,040   26,793,549         484,841    6,755,564      2,523,645
METRO                             Chelsea              MA     788,594,057       672,072,023      578,808,414     4,818,306       6,204,961   26,713,958         309,091    5,843,110      3,976,046
HANSCOM                           Hanscom AFB          MA     826,095,234       719,117,151      589,679,940     4,565,264       8,095,823   26,491,929         863,972    8,583,205      2,928,400
JEANNE D'ARC                      Lowell               MA     886,098,733       724,238,513      458,710,822     7,483,562       5,415,700   25,710,248       1,851,852    8,841,321      2,807,489
ROCKLAND                          Rockland             MA   1,045,832,454       899,702,480      841,082,966     4,592,094      10,002,646   32,386,676         748,235   10,954,066      3,900,000
GREYLOCK                          Pittsfield           MA   1,254,926,530     1,092,911,359    1,044,534,924    24,945,264      14,655,240   44,325,538       1,818,845   19,026,710      6,971,306
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010
                                    Net Interest                                                          Full-    Part-
                                   Income After                                                          Time      Time
                                   Provision For   Total Non-    Total Non-                  Employee    credit    credit
                                   Loan & Lease     Interest      Interest     Net Income Compensation union       union                      Net Worth
                 Name                 Losses        Income        Expense        (Loss)     and Benefits  'ees      'ees   Total Net Worth      Ratio
GRAFTON SUBURBAN                      2,529,234        829,597     3,132,703         86,175    1,422,508     29          4       12,637,092       10.26%
GREATER SPRINGFIELD                   2,109,253        831,887     1,847,645     1,024,955       792,354     16          2       11,188,016        8.81%
TAUNTON                               2,945,739      1,548,239     3,748,039       609,776     1,696,031     38          6        9,917,082        7.75%
COMMUNITY CREDIT UNION OF LYNN        2,887,083        799,654     3,078,154       486,937     1,185,690     20         12       14,110,868       10.86%
ST. JEAN'S                            3,218,480      1,147,377     3,820,457       389,312     1,909,543     35         17       13,379,211       10.09%
HOLYOKE                               2,825,946      1,953,589     4,324,583       325,405     1,709,049     36         12       12,545,171        9.40%
INDUSTRIAL                            2,072,052        114,362     1,637,238       372,422       798,203       7         1       14,560,693       10.22%
SOMERSET                              3,278,855        115,322     3,020,477       209,999     1,652,139     30          5       20,483,565       14.07%
FIRST PRIORITY                        3,114,291        767,845     3,426,627       302,622     1,630,796     27          3       17,712,086       11.58%
LUSO                                  1,979,110        641,754     2,053,983       566,881     1,054,158     21          3       15,199,147        9.75%
TREMONT                               5,144,730        959,731     5,283,516       614,980     2,726,189     49          2       14,255,859        8.68%
BOSTON FIREFIGHTERS                   3,555,839        457,647     3,050,776       795,713     1,486,121     19          7       19,112,607       11.27%
MASS BAY                              4,192,508      1,331,611     5,114,769       211,315     2,914,889     55          2       17,947,333        9.75%
SOUTHERN MASS                         2,714,105        540,964     3,040,379         18,122    1,427,105     29         20       19,049,853       10.29%
SOUTHBRIDGE                           3,360,986      1,182,111     4,700,939      (345,444)    2,264,991     54          2       20,499,073       10.72%
MASSMUTUAL                            2,670,882      1,143,447     2,869,466       726,498     1,299,320     26          2       18,797,887        9.73%
MEMBERS PLUS                          4,418,224        277,902     4,132,066       245,024     2,256,027     34          6       30,480,253       14.13%
FALL RIVER MUN. EMP.                  3,475,400        786,544     4,702,683      (638,629)    2,238,792     54         14       34,509,821       14.95%
CITY OF BOSTON                        5,522,876        360,466     5,419,476       175,727     2,820,588     46          2       38,656,625       14.45%
MILLBURY                              5,822,262      2,796,081     8,121,653       167,884     4,206,546     83         10       20,956,352        7.31%
MASS. INSTITUTE OF TECH.              6,999,512      1,427,402     7,210,670       900,480     2,496,138     54          1       21,603,248        7.46%
BRIDGEWATER                           6,060,011      2,350,799     7,083,169     1,029,835     3,484,378     77         10       29,227,914        9.92%
UMASSFIVE COLLEGE                     5,873,831      1,910,722     7,056,788       362,738     3,157,602     69         27       23,061,179        7.50%
GFA                                   5,853,798      2,131,165     6,426,249     1,229,276     3,118,535     73         19       38,589,399       11.73%
CENTRAL ONE                           6,341,819      2,224,466     7,633,457       537,865     4,351,175     79         13       25,435,021        7.61%
HARVARD UNIVERSITY EMPLOYEES          6,978,596      2,459,339     8,402,003       656,500     4,046,845     58          4       29,429,504        8.60%
QUINCY                                5,107,007      2,148,462     6,143,926       696,056     2,618,104     56          4       46,238,004       12.20%
CRESCENT                              8,959,221      3,030,816     9,648,834     1,961,261     4,905,036     97         26       45,794,413       11.93%
SHARON                                6,931,342      2,435,980     6,604,441     2,328,440     3,907,672     68          7       45,816,438       11.69%
I-C                                  10,003,097      1,766,146   10,212,861      1,149,830     5,236,368     93         22       36,227,957        9.30%
POLISH NATIONAL                       6,894,880      1,231,208     5,534,606     2,125,372     2,597,551     65          3       59,184,134       14.04%
MERRIMACK VALLEY                      7,930,102      3,306,140   10,374,992        346,462     5,335,974     91          8       41,366,684        9.75%
FREEDOM                               8,202,107      1,895,137     8,023,173     1,623,597     4,226,932     82          7       56,832,119       12.64%
DIRECT                                3,624,149      2,634,341     6,937,222    (1,306,174)    3,568,941     45          6       48,429,940        9.83%
WEBSTER FIRST                        12,472,790      2,915,870   10,268,391      4,650,467     5,297,873    131         26       99,601,984       20.03%
NO. MASS. TEL WORKERS COMMUNITY       9,826,610      2,476,953   11,091,450        716,708     6,000,830    109         15       64,747,028       12.61%
FIRST CITIZENS'                      10,948,056      4,291,619   11,360,380      3,360,468     5,110,797    133          7       49,236,119        9.68%
ST. MARY'S                           10,333,343      2,746,709   10,838,985      1,600,561     5,804,772    101         17       64,319,739       11.14%
LEOMINSTER                           11,483,677      2,501,586   10,853,751      2,569,164     5,982,164    115         17       43,719,044        7.73%
RTN                                  11,695,212      2,382,351   11,721,449      1,643,825     5,651,721    101          8       73,056,069       10.91%
LIBERTY BAY                           9,005,075      1,335,494   10,986,863     (1,338,057)    5,116,538     63       -          96,386,125       14.24%
ST. ANNE'S OF FALL RIVER             12,993,441      3,704,788   13,277,114      2,554,347     6,023,970    174         16       67,590,040        9.21%
WORKERS'                             17,514,340      7,104,054   18,239,482      5,604,977     9,865,666    170         40       95,379,618       12.19%
METRO                                16,894,802      6,310,866   20,003,240      2,328,303    10,326,289    210         14       91,907,656       11.65%
HANSCOM                              14,980,324      4,225,860   13,435,375      4,865,679     7,048,225    137         10       76,324,352        9.23%
JEANNE D'ARC                         14,061,438      5,241,090   18,547,687       (116,479)    8,903,130    155         17       74,041,608        8.35%
ROCKLAND                             17,532,610      4,427,492   13,814,960      6,997,173     6,465,720    117         56       99,872,115        9.55%
GREYLOCK                             18,327,522    10,500,291    25,349,484      2,145,384    13,286,790    194         20       90,490,473        7.27%
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010


                                                                            Total Amount of                  Total Amount Less: Allowance                   Interest on              Less: Provision
                                                                              Shares and    Total Amount of of Delinquent for Loan & Lease Total Interest    Borrowed Total Interest   for Loan &
               Name                           City       ST   Total Assets      Deposits     Loans & Leases Loans & Leases      Losses        Income          Money     Expense       Lease Losses
HARBORONE                              Brockton          MA   1,843,890,924   1,286,019,435    1,481,614,405    23,590,984      15,631,268   59,480,815      10,635,215 22,759,104        6,178,011
DIGITAL                                Marlborough       MA   3,561,483,376   3,023,591,651    3,311,489,454    78,758,080     103,614,284  143,296,647      10,164,247 30,563,602       74,100,000

                            Averages                     69    377,508,139      314,389,513     263,188,460      4,117,043       3,742,072     12,325,437      568,241     3,721,049      2,018,453

TACONNET                               Winslow           ME     53,406,144       50,352,228      31,091,920        180,740           51,750     1,695,921          -         497,222         45,148
KV                                     Augusta           ME     53,778,112       48,166,497      28,078,134         99,388           26,702     1,574,987          -         383,242         29,712
WINTHROP AREA                          WINTHROP          ME     53,790,235       48,687,400      31,578,985        744,943           77,477     1,577,511          -         557,235         41,000
EASTMILL                               East Millinocke   ME     56,461,634       45,816,514      16,483,348         20,399           61,401     1,481,239          -         310,307         14,000
NEW DIMENSIONS                         Waterville        ME     56,660,288       48,218,879      38,427,056        152,646          174,816     2,159,833       12,237       430,962         46,000
SEBASTICOOK VALLEY                     PITTSFIELD        ME     62,218,082       51,454,392      51,853,916        895,280          136,890     2,379,622      134,296       581,722        166,318
FRANKLIN-SOMERSET                      Skowhegan         ME     65,536,186       59,080,669      37,933,481        258,883          122,714     2,296,007          -         566,511         56,000
TRUCHOICE                              SOUTH PORTLAND    ME     71,558,123       62,224,151      57,605,568        652,391          883,022     3,123,883            1       366,930        358,000
KATAHDIN                               MILLINOCKET       ME     71,752,711       60,394,994      44,626,667        700,909          227,998     2,419,878      105,198       553,085        158,298
LISBON COMMUNITY                       Lisbon            ME     73,856,376       64,945,602      50,878,642        191,135          240,438     2,492,415          -         653,919        112,500
MAINE HIGHLANDS                        Dexter            ME     79,137,860       71,885,120      51,870,355        833,157           45,172     2,635,679          -         563,608         16,325
SACO VALLEY                            Saco              ME     83,308,368       75,854,283      60,735,289      1,281,759          239,109     3,064,277          -       1,003,396        130,000
CENTRAL MAINE                          Lewiston          ME     84,418,837       73,778,881      37,673,055        344,287          153,081     2,293,240          392       844,318         23,925
DOWN EAST                              Baileyville       ME     85,302,995       70,840,495      68,264,547        634,469          434,882     3,408,308      218,198       808,166         90,000
ACADIA                                 Fort Kent         ME     86,971,273       71,907,785      69,476,319      1,354,881          165,818     3,265,389          -         861,058         68,811
SEABOARD                               Bucksport         ME     95,733,521       86,480,212      75,951,259      1,849,127          379,448     3,508,674          -         858,703        184,000
MAINE FAMILY                           Lewiston          ME    107,033,500       96,775,273      65,441,418        345,056          592,055     3,195,349          -         797,352        361,774
BANGOR                                 Bangor            ME    112,776,649      103,623,583      90,499,840        976,946          371,552     3,964,731          -       1,373,451        352,494
MIDCOAST                               Bath              ME    117,475,018      104,491,091      67,448,975        688,605        1,000,000     3,725,039          -       1,120,395        339,292
OTIS                                   Jay               ME    119,600,978       99,149,901      74,102,795        595,085          219,239     3,671,752          -       1,236,431         95,000
PEOPLESCHOICE                          Biddeford         ME    120,918,080      106,336,435      79,152,364      1,775,763          697,768     3,797,365       82,144     1,103,860         40,000
CPORT                                  Portland          ME    131,008,015      116,519,573      77,521,395      1,587,740          648,557     3,998,601          852     1,062,731        399,000
OXFORD                                 MEXICO            ME    133,857,470      116,774,311     101,253,028      1,913,292          377,006     4,908,978          -       1,403,978        185,000
CUMBERLAND COUNTY                      Falmouth          ME    133,974,851      119,118,164      78,963,762      1,699,506          445,647     4,048,783          -       1,027,154        370,000
THE COUNTY                             Caribou           ME    137,564,016      124,146,983      87,027,726        772,500          132,077     4,413,950          -       1,819,670         32,774
NORSTATE                               Madawaska         ME    138,726,874      117,820,305     113,625,918      2,532,835          468,844     5,496,385      135,177     1,565,171        215,603
OCEAN COMMUNITIES                      Biddeford         ME    139,190,202      122,463,226     115,253,837        799,741          565,507     4,840,943      172,682     1,591,693        232,728
RAINBOW                                Lewiston          ME    167,209,914      135,205,722      90,792,425        837,488          504,718     5,018,025      327,448     1,742,647        199,883
FIVE COUNTY                            Bath              ME    184,800,560      159,430,920     120,150,619      1,744,396        1,407,015     6,858,082      218,933     1,370,937        141,420
UNIVERSITY                             Orono             ME    189,334,560      144,914,313     149,378,230      2,233,025          572,208     6,563,162      379,486     1,633,252        356,477
YORK COUNTY                            Sanford           ME    196,500,764      136,731,183     128,055,286        850,812        1,693,781     6,921,271      826,491     2,069,981        420,000
TOWN & COUNTRY                         South Portland    ME    202,432,702      185,430,287     144,466,164      2,231,498        1,122,670     7,287,291          445     2,078,474        900,000
EVERGREEN                              Portland          ME    207,216,751      191,089,414     154,437,111      2,842,837        1,820,913     6,421,560          -       2,084,662        975,000
MAINE SAVINGS                          Hampden           ME    219,561,094      196,941,125     163,126,501      1,459,075          990,896     7,141,844       73,710     2,441,303        495,000
INFINITY                               Westbrook         ME    235,577,339      150,101,027     145,080,256      1,042,234        1,298,803     8,606,260    1,353,115     2,666,169        300,000
ATLANTIC REGIONAL                      Brunswick         ME    238,392,063      205,820,972     148,864,125      1,158,243        1,136,492     7,679,386          -       2,010,756        626,536
MAINE STATE                            Augusta           ME    304,143,909      262,851,123     130,409,329        497,067          821,379     9,115,085          -       2,644,306        228,940

                            Averages                     37    126,248,272      107,724,947      83,177,828      1,048,058         548,861      4,244,614      109,211     1,207,696        238,026

WOODLANDS                              Berlin            NH     88,750,540       66,507,883      52,786,550        705,279         726,559      2,954,707            5       299,503        542,557
MEMBERS FIRST CREDIT UNION OF N.H.     Manchester        NH    130,363,826      116,529,846      90,721,100        505,209         330,793      4,083,853          -         934,776         54,906
HOLY ROSARY                            Rochester         NH    160,558,918      146,256,430      99,718,798        275,901         511,031      5,086,700          160     1,138,193        286,000
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010
                                        Net Interest                                                        Full-      Part-
                                       Income After                                                        Time        Time
                                       Provision For   Total Non-   Total Non-                 Employee    credit      credit
                                       Loan & Lease     Interest     Interest    Net Income Compensation union         union                    Net Worth
               Name                       Losses        Income       Expense       (Loss)     and Benefits  'ees        'ees  Total Net Worth     Ratio
HARBORONE                                30,543,700    12,446,110   35,519,786     5,847,489    18,161,290    270         103     159,954,063        8.67%
DIGITAL                                  38,633,045    24,964,465   61,953,940    (2,685,395)   28,484,771    623          88     265,373,202        7.45%

                            Averages      6,585,934     2,261,059    7,559,135      882,822      3,724,261    71          12       37,944,336      10.77%

TACONNET                                  1,153,551       367,047    1,359,681        93,933       578,174        17         1      2,990,217        5.64%
KV                                        1,162,033       528,811    1,508,086       118,889       732,196        19         4      5,408,845       10.05%
WINTHROP AREA                               979,276       147,460      905,398       158,972       461,990        14     -          4,995,250        9.28%
EASTMILL                                  1,156,932       195,570    1,086,212       204,410       599,428        13          9    10,519,695       18.63%
NEW DIMENSIONS                            1,682,871       471,205    1,874,659       216,394       997,159        27          2     4,755,812        8.39%
SEBASTICOOK VALLEY                        1,631,582       559,212    1,802,393       330,420       889,799    -              24     5,214,448        8.38%
FRANKLIN-SOMERSET                         1,673,496       474,159    1,867,119       206,124       972,839    29              4     6,322,964        9.64%
TRUCHOICE                                 2,398,953     1,366,268    3,422,219       257,554     1,722,487    36              1     8,371,558       11.69%
KATAHDIN                                  1,708,495       570,739    2,243,587      (116,275)    1,092,077    23              8     8,405,518       11.71%
LISBON COMMUNITY                          1,725,996       396,977    1,813,372       223,110       923,846    22              5     8,648,671       11.71%
MAINE HIGHLANDS                           2,055,746       687,470    2,450,144       206,847     1,154,510    39              4     6,664,775        8.47%
SACO VALLEY                               1,930,881       586,213    1,989,863       430,012       976,895    21              4     7,178,221        8.61%
CENTRAL MAINE                             1,424,997       446,688    1,523,304       251,215       628,848    18              1    10,440,466       12.36%
DOWN EAST                                 2,510,142     1,749,850    3,884,698       284,760     2,103,798    62              3     7,832,398        9.18%
ACADIA                                    2,335,520       385,239    1,924,198       706,669       962,306    25              7    14,813,908       17.03%
SEABOARD                                  2,465,971       604,501    3,002,501       (45,412)    1,447,014    31              8     9,123,937        9.53%
MAINE FAMILY                              2,036,223     1,051,543    3,091,228      (129,224)    1,474,808    40              4    10,045,793        9.38%
BANGOR                                    2,238,786     1,441,300    3,344,934       206,261     1,493,999    44         -          8,806,613        7.80%
MIDCOAST                                  2,265,352     1,412,754    3,165,997       375,261     1,550,330    42             5     13,071,184       11.12%
OTIS                                      2,340,321       633,808    2,236,392       610,407       949,210    22             3     20,168,694       16.86%
PEOPLESCHOICE                             2,653,505     1,443,265    3,881,578        76,313     1,752,321    42             4     12,277,192       10.15%
CPORT                                     2,536,870     1,354,330    3,221,577       516,811     1,397,903    38             3     12,419,721        9.48%
OXFORD                                    3,320,000       725,087    3,311,468       576,908     1,490,741    38             3     16,175,904       12.08%
CUMBERLAND COUNTY                         2,651,629     1,190,423    3,077,012       611,530     1,410,961    39         -         13,738,640       10.25%
THE COUNTY                                2,561,506       909,114    2,632,982       686,033     1,247,521    32              7    12,699,390        9.23%
NORSTATE                                  3,715,611       888,909    3,886,124       571,405     2,186,190    59              7    15,643,884       11.34%
OCEAN COMMUNITIES                         3,016,522     1,389,890    4,122,576       124,370     1,843,176    48              5    10,833,071        7.78%
RAINBOW                                   3,075,495     2,173,795    3,948,297     1,121,531     1,807,651    51              1    19,582,433       11.71%
FIVE COUNTY                               5,345,725     3,043,995    7,444,701       739,053     3,659,862   101              2    14,068,231        7.61%
UNIVERSITY                                4,573,433     2,276,470    6,136,186       538,557     3,199,693    79              6    17,259,579        9.11%
YORK COUNTY                               4,431,290     1,964,990    5,113,148     1,100,878     2,735,127    57              4    17,121,463        8.71%
TOWN & COUNTRY                            4,308,817     2,281,965    5,403,230       943,140     2,467,684    54              6    16,252,600        8.02%
EVERGREEN                                 3,361,898     2,137,750    4,773,871       470,012     2,093,460    50              8    15,595,377        7.52%
MAINE SAVINGS                             4,205,541     3,619,921    7,213,872       381,713     3,889,582    87              7    18,311,073        8.33%
INFINITY                                  5,640,091     2,289,916    5,236,598     2,500,000     2,549,228    54             11    21,818,539        9.26%
ATLANTIC REGIONAL                         5,042,094     2,152,903    6,102,435       838,545     3,432,731    71              1    30,621,172       12.84%
MAINE STATE                               6,241,839     1,734,784    6,526,708     1,118,801     3,219,874    68              2    39,248,914       12.90%

                            Averages      2,798,892     1,233,901    3,419,685      473,133      1,678,255    41             5     12,903,950      10.32%

WOODLANDS                                 2,112,647       766,911    3,022,150      (234,318)    1,265,446        39          3    21,966,898       24.75%
MEMBERS FIRST CREDIT UNION OF N.H.        3,094,171     1,048,816    3,738,974       244,556     1,574,090        41          7    11,781,084        9.03%
HOLY ROSARY                               3,662,507     1,535,962    4,481,398       535,139     2,250,018        51         14    12,778,589        7.95%
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010


                                                                            Total Amount of                  Total Amount Less: Allowance                   Interest on              Less: Provision
                                                                              Shares and    Total Amount of of Delinquent for Loan & Lease Total Interest    Borrowed Total Interest   for Loan &
                Name                        City       ST   Total Assets        Deposits     Loans & Leases Loans & Leases      Losses        Income          Money     Expense       Lease Losses
NEW HAMPSHIRE                        Concord           NH     246,109,443       215,007,323       69,394,289           -           163,011     6,236,842             -   2,422,715           48,753
GRANITE STATE                        MANCHESTER        NH     278,975,418       247,153,899      193,794,608     2,750,982         850,990     8,991,248        296,259  2,355,646          610,000
BELLWETHER COMMUNITY                 Manchester        NH     339,569,467       248,236,008      189,156,795     1,473,665         966,743   10,426,675         444,111  2,672,195          736,202
TRIANGLE                             Nashua            NH     458,956,801       384,505,435      313,589,017     2,475,645       1,034,114   15,002,228       1,033,194  5,556,362          562,500
NORTHEAST                            Portsmouth        NH     696,553,725       595,033,625      566,452,079     3,875,863       7,485,986   24,386,353       1,025,292  8,405,671        4,496,000
ST. MARY'S BANK                      Manchester        NH     715,289,076       599,714,915      477,463,961     4,507,956       6,334,790   23,690,399       1,469,323  7,132,276        3,011,658
SERVICE                              Portsmouth        NH   1,737,371,414     1,321,119,741    1,183,137,099     3,240,208       9,043,324   57,834,279       4,343,538 16,897,871        8,967,100

                          Averages                     10    485,249,863       394,006,511      323,621,430      1,981,071       2,744,734     15,869,328      861,188     4,781,521      1,931,568

CRANSTON MUNICIPAL EMPLOYEES         CRANSTON          RI      53,060,917       41,912,515       11,852,783         12,827          90,120      1,443,465          -         421,167         58,376
COLUMBUS                             Warren            RI      64,580,900       58,955,089       51,046,793      2,023,286         368,512      2,029,960          156       473,076        188,912
WAVE                                 Warwick           RI     108,011,979       94,237,892       57,919,358      1,467,216         644,951      3,553,384            39      769,369        280,223
DEXTER                               Central Falls     RI     121,358,229      104,085,430       73,097,023      1,628,055         496,062      3,962,236       41,714     1,137,809        242,300
WESTERLY COMMUNITY                   Westerly          RI     207,341,889      180,016,686      164,457,556      4,827,401         764,385      7,411,649      298,890     1,720,404        435,544
RHODE ISLAND                         Providence        RI     216,930,478      186,388,642      129,360,263        362,183       1,300,000      6,838,249            70      784,896        418,630
COVENTRY                             Coventry          RI     259,257,366      212,739,886      177,170,913      3,316,102       1,009,634      8,317,601      788,164     2,668,146        823,120
GREENWOOD                            Warwick           RI     283,971,405      256,896,515      188,890,198      1,963,850       3,634,244     11,330,292          293     3,435,050      1,000,000
THE PEOPLES                          Middletown        RI     379,670,045      293,242,450      247,402,369      4,520,879       2,478,087     12,150,041    1,257,072     3,371,551      1,451,000
NAVIGANT                             Smithfield        RI   1,205,981,808      930,189,196      685,759,839      7,231,664       4,687,209     35,321,354    2,667,137    12,961,817      1,350,018
PAWTUCKET                            PAWTUCKET         RI   1,214,662,320      896,246,302      985,089,870      4,983,951       9,352,563     40,002,126    5,279,951    14,334,000      6,614,655

                          Averages                     11    374,075,212       295,900,964      252,004,270      2,939,765       2,256,888     12,032,760      939,408     3,825,208      1,169,343

RIVER VALLEY                         Brattleboro       VT     59,782,231        55,396,485       47,723,008        672,797         311,367      2,223,740          -         293,605         85,500
MEMBERS ADVANTAGE COMMUNITY          Barre             VT     63,369,325        57,049,748       37,001,505        565,457         161,179      2,162,486          -         394,746        105,000
CHAMPLAIN VALLEY                     SPRINGFIELD       VT    112,424,368       100,067,421       69,732,575      1,177,150         173,595      3,698,979          -         652,199         27,500
HERITAGE FAMILY                      Rutland           VT    254,014,614       222,930,760      182,637,482      3,340,778       1,610,284      9,733,180      330,968     2,047,136      1,161,455
VERMONT                              Burlington        VT    292,201,149       232,082,540      167,123,073      1,771,666       1,217,000      9,337,258      950,791     3,682,247        759,628
NORTH COUNTRY                        S Burlington      VT    296,299,364       250,493,680      236,655,935      3,007,848       1,293,287     11,933,122      572,360     3,271,507        662,079
VERMONT STATE EMPLOYEES              Montpelier        VT    531,347,963       473,552,286      324,880,665      1,994,983       1,007,807     15,055,353      198,267     5,186,215        282,000
NEW ENGLAND                          Williston         VT    789,584,795       634,723,872      548,480,633      4,650,418       2,196,014     24,022,125    1,390,796     6,734,196      1,425,000

                          Averages                     8     438,432,935       253,287,099      201,779,360      2,147,637         996,317      9,770,780      430,398     2,782,731        563,520
FINANCIAL HIGHLIGHTS OF CREDIT UNIONS (>$50 million)
      CT, MA, ME, NH, RI, VT
     As of September 30, 2010
                                      Net Interest                                                         Full-   Part-
                                     Income After                                                         Time     Time
                                     Provision For   Total Non-    Total Non-                 Employee    credit   credit
                                     Loan & Lease     Interest      Interest     Net Income Compensation union     union                      Net Worth
              Name                      Losses        Income        Expense        (Loss)    and Benefits  'ees     'ees   Total Net Worth      Ratio
NEW HAMPSHIRE                           3,765,374        759,427     3,562,095       676,320    1,970,549     42         4       27,031,796       10.98%
GRANITE STATE                           6,025,602      2,870,370     8,475,341       115,520    4,401,598    103         8       21,475,560        7.69%
BELLWETHER COMMUNITY                    7,018,278      1,786,728     7,371,165     1,108,542    3,693,047     66         4       41,549,395       12.23%
TRIANGLE                                8,883,366      2,468,700     8,253,350     2,159,194    5,020,690    118       20        32,127,135        7.00%
NORTHEAST                              11,484,682      7,144,015   15,065,266      2,791,306    7,732,057    150       12        53,263,025        7.70%
ST. MARY'S BANK                        13,546,465      4,768,702   16,619,917        936,891    8,342,631    159       28        58,883,350        8.23%
SERVICE                                31,969,308    31,750,060    45,101,537     17,050,093   24,022,343    394      137      205,020,869        11.80%

                          Averages      9,156,240     5,489,969    11,569,119      2,538,324     6,027,247   116      24        48,587,770       10.74%

CRANSTON MUNICIPAL EMPLOYEES              963,922       104,871       760,194        253,644       347,564     6       3        10,402,723        19.60%
COLUMBUS                                1,367,972       510,058     1,846,491        (40,304)      898,765    20       6         5,343,171         8.27%
WAVE                                    2,503,792       322,201     2,749,176        (51,129)    1,238,994    31       2        13,199,156        12.22%
DEXTER                                  2,582,127       700,919     2,832,294        450,752     1,477,702    34       1        10,769,425         8.87%
WESTERLY COMMUNITY                      5,255,701     1,707,856     5,706,186      1,022,849     2,873,015    61       3        17,621,152         8.49%
RHODE ISLAND                            5,634,723     1,878,229     7,250,580         16,735     3,843,276    74       6        27,826,310        12.82%
COVENTRY                                4,826,335     2,579,297     7,146,048        (26,020)    3,228,345    69      21        18,438,950         7.11%
GREENWOOD                               6,895,242     2,362,989     5,956,914      2,976,987     2,656,799    58       8        25,406,837         8.94%
THE PEOPLES                             7,327,490     1,439,106     9,430,350     (1,053,209)    4,556,975   103       6        40,743,072        10.73%
NAVIGANT                               21,009,519     4,089,687    20,754,898      3,159,635    11,259,835   183      22       149,535,131        12.39%
PAWTUCKET                              19,053,471     6,620,230    20,959,025      3,552,241    10,528,841   206      20       111,918,356         9.34%

                          Averages      7,038,209     2,028,677     7,762,923       932,926      3,900,919   77        9        39,200,389       10.80%

RIVER VALLEY                            1,844,635     1,287,997     3,010,807         (6,715)    1,689,320    43       2         4,332,029         7.24%
MEMBERS ADVANTAGE COMMUNITY             1,662,740       363,151     1,570,133        379,571       829,373    20       5         6,081,440         9.59%
CHAMPLAIN VALLEY                        3,019,280       760,675     3,287,045        359,845     1,872,994    45       2        12,109,419        10.77%
HERITAGE FAMILY                         6,524,589     3,075,482     7,938,151      1,397,550     3,983,388    96      21        18,528,898         7.29%
VERMONT                                 4,895,383     4,006,772     7,036,014      1,584,502     3,491,956    80       6        24,360,953         8.33%
NORTH COUNTRY                           7,999,536     2,827,447     6,609,065      3,923,147     2,874,467    75       4        27,280,029         9.20%
VERMONT STATE EMPLOYEES                 9,587,138     4,313,608    11,031,644      1,709,489     6,396,685   126       3        42,374,249         7.97%
NEW ENGLAND                            15,862,929     7,135,796    16,947,602      5,236,024     9,585,194   144      22        85,404,575        10.81%

                          Averages      6,424,529     2,971,366     7,178,808      1,822,927     3,840,422   79        8     27,558,949.00        8.90%
Name                                               City                ST     Cert #
                             name                           city      stalp    cert
                             name                           city      stalp    cert
The Community's Bank                               Bridgeport         CT      57041
The First Bank of Greenwich                        Cos Cob            CT      58307
Prime Bank                                         Orange             CT      32836
Quinnipiac Bank & Trust Company                    Hamden             CT      58785
Independence Bank                                  East Greenwich     RI      57379
The Bank of Fairfield                              Fairfield          CT      58880
Bankers' Bank, Northeast                           Glastonbury        CT      34858
The Wilton Bank                                    Wilton             CT      26948
Freedom National Bank                              Greenville         RI      57254
The National Iron Bank                             Salisbury          CT        2496
Union Federal Savings Bank                         North Providence   RI      57189
Darien Rowayton Bank                               Darien             CT      58257
The Bank of Southern Connecticut                   New Haven          CT      57251
InsurBanc                                          Farmington         CT      57020
Collinsville Savings Society                       Canton             CT      18223
Connecticut River Community Bank                   Wethersfield       CT      57475
Eastern Federal Bank                               Norwich            CT      28167
The First National Bank of Suffield                Suffield           CT        2526
Stafford Savings Bank                              Stafford Springs   CT      18227
Litchfield Bancorp                                 Litchfield         CT      18209
Jewett City Savings Bank                           Jewett City        CT      18237
Home Loan Investment Bank, F.S.B.                  Warwick            RI      27417
The Connecticut Bank and Trust Company             Hartford           CT      57690
The Bank of New Canaan                             New Canaan         CT      57368
Essex Savings Bank                                 Essex              CT      17262
The Simsbury Bank & Trust Company                  Simsbury           CT      33999
Northwest Community Bank                           Winsted            CT      18229
The Citizens National Bank                         Putnam             CT        2521
Coastway Community Bank                            Cranston           RI      58937
Domestic Bank                                      Cranston           RI      27015
Windsor Federal Savings and Loan Association       Windsor            CT      29632
The Milford Bank                                   Milford            CT      16101
Fieldpoint Private Bank & Trust                    Greenwich          CT      58741
Connecticut Community Bank, National Association   Westport           CT      34876
Newport Federal Savings Bank                       Newport            RI      30626
Putnam Bank                                        Putnam             CT      18240
The Guilford Savings Bank                          Guilford           CT      18194
Naugatuck Valley Savings and Loan                  Naugatuck          CT      30365
Salisbury Bank and Trust Company                   Lakeville          CT      18467
Thomaston Savings Bank                             Thomaston          CT      18258
Dime Bank                                          Norwich            CT      18200
NEW ENGLAND BANK                                   Enfield            CT      35378
Savings Bank of Danbury                            Danbury            CT      15912
Patriot National Bank                              Stamford           CT      33928
The Torrington Savings Bank                        Torrington         CT      16636
Chelsea Groton Bank                                Norwich            CT      18238
Naugatuck Savings Bank                             Naugatuck          CT      18198
Savings Institute Bank and Trust Company           Willimantic        CT      18214
Newtown Savings Bank                               Newtown            CT      18199
Centreville Savings Bank                      West Warwick       RI   17764
BankNewport                                   Newport            RI   18129
First County Bank                             Stamford           CT   18204
Farmington Bank                               Farmington         CT   18208
Bank Rhode Island                             Providence         RI   34147
Fairfield County Bank                         Ridgefield         CT   18213
Rockville Bank                                Vernon Rockville   CT   18203
Union Savings Bank                            Danbury            CT   18190
Hudson Valley Bank, National Association      Stamford           CT   20693
The Washington Trust Company of Westerly      Westerly           RI   23623
Liberty Bank                                  Middletown         CT   17943
NewAlliance Bank                              New Haven          CT   18261
Webster Bank, National Association            Waterbury          CT   18221
People's United Bank                          Bridgeport         CT   27334
Economy Co-operative Bank                     Merrimac           MA   26583
Chelsea-Provident Co-operative Bank           Chelsea            MA   26548
The Lenox National Bank                       Lenox              MA    2598
Merrimac Savings Bank                         Merrimac           MA   90240
Nuvo Bank & Trust Company                     Springfield        MA   58621
FamilyFirst Bank                              Ware               MA   26594
Meetinghouse Bank                             Boston             MA   26715
Avon Co-operative Bank                        Avon               MA   26617
Granite Savings Bank                          Rockport           MA   90273
Millbury National Bank                        Millbury           MA    2616
Colonial Co-operative Bank                    Gardner            MA   26556
Methuen Co-operative Bank                     Methuen            MA   26512
Athol-Clinton Co-operative Bank               Athol              MA   27293
North Cambridge Co-operative Bank             Cambridge          MA   26567
Abington Bank                                 Abington           MA   26549
Canton Co-operative Bank                      Canton             MA   26450
Equitable Co-operative Bank                   Lynn               MA   26453
Family Federal Savings and Loan Association   Fitchburg          MA   29962
Stoughton Co-operative Bank                   Stoughton          MA   26513
Bank of Easton                                North Easton       MA   26554
Patriot Community Bank                        Woburn             MA   58133
First Commons Bank, National Association      Newton Center      MA   58923
Lowell Co-operative Bank                      Lowell             MA   26467
Wrentham Co-operative Bank                    Wrentham           MA   26576
Holbrook Co-operative Bank                    Holbrook           MA   26600
Bank of Cape Cod                              Hyannis            MA   58270
First Federal Savings Bank of Boston          Boston             MA   29656
The Edgartown National Bank                   Edgartown          MA    2575
Foxboro Federal Savings                       Foxboro            MA   27918
Wakefield Co-operative Bank                   Wakefield          MA   26516
Barre Savings Bank                            Barre              MA   90148
The Northampton Co-operative Bank             Northampton        MA   26454
Melrose Co-operative Bank                     Melrose            MA   26511
Pilgrim Bank                                  Cohasset           MA   26590
Natick Federal Savings Bank                   Natick             MA   28373
Bank of Fall River, a Co-operative Bank       Fall River         MA   26551
The Rockport National Bank                    Rockport           MA    2644
Mercantile Bank and Trust Company             Boston             MA   27335
BankGloucester                                Gloucester         MA   26536
Washington Savings Bank                       Lowell             MA   90229
Marblehead Bank                               Marblehead         MA   90234
Charles River Bank                                     Medway             MA   26602
North Brookfield Savings Bank                          North Brookfield   MA   90258
Weymouth Bank                                          East Weymouth      MA   26591
COMMONWEALTH CO-OPERATIVE BANK                         Hyde Park          MA   29842
Adams Co-operative Bank                                Adams              MA   26568
Saugusbank, a Co-operative bank                        Saugus             MA   26574
Millbury Savings Bank                                  Millbury           MA   21920
South Adams Savings Bank                               Adams              MA   90140
Georgetown Savings Bank                                Georgetown         MA   90202
S-Bank                                                 Weymouth           MA   26575
Dean Co-operative Bank                                 Franklin           MA   27269
Hometown Bank, A Cooperative Bank                      Webster            MA   26523
Williamstown Savings Bank                              Williamstown       MA   23299
The Pittsfield Co-operative Bank                       Pittsfield         MA   26393
The Braintree Co-operative Bank                        Braintree          MA   26570
Monson Savings Bank                                    Monson             MA   90245
Mayflower Co-operative Bank                            Middleboro         MA   26553
The National Grand Bank of Marblehead                  Marblehead         MA    2608
Haverhill Bank                                         Haverhill          MA   26411
Wellesley Bank                                         Wellesley          MA   26605
South Coastal Bank                                     Rockland           MA   23345
Winter Hill Bank, FSB                                  Somerville         MA   28213
The First National Bank of Ipswich                     Ipswich            MA    2595
Scituate Federal Savings Bank                          Scituate           MA   30424
Lee Bank                                               Lee                MA   33645
The Cooperative Bank                                   Roslindale         MA   26922
Bay State Savings Bank                                 Worcester          MA   90311
Everett Co-operative Bank                              Everett            MA   26444
The Milford National Bank and Trust Company            Milford            MA    2615
Greenfield Co-operative Bank                           Greenfield         MA   26397
Colonial Federal Savings Bank                          Quincy             MA   28481
Beverly Co-operative Bank                              Beverly            MA   26601
Northmark Bank                                         North Andover      MA   27119
Seamen's Bank                                          Provincetown       MA   90268
Mansfield Co-operative Bank                            Mansfield          MA   26448
Reading Co-operative Bank                              Reading            MA   26620
Athol Savings Bank                                     Athol              MA   90146
Walpole Co-operative Bank                              Walpole            MA   26487
The Community Bank, A Massachusetts Cooperative Bank   Brockton           MA   26396
North Middlesex Savings Bank                           Ayer               MA   90147
Milford Federal Savings and Loan Association           Milford            MA   29835
Hoosac Bank                                            North Adams        MA   90253
Leader Bank, National Association                      Arlington          MA   57134
Mutual Federal Savings Bank of Plymouth County         Whitman            MA   29755
Framingham Co-operative Bank                           Framingham         MA   26395
Randolph Savings Bank                                  Randolph           MA   90270
Stoneham Savings Bank                                  Stoneham           MA   90286
Middlesex Federal Savings, F.A.                        Somerville         MA   28368
Mechanics' Co-operative Bank                           Taunton            MA   26634
Spencer Savings Bank                                   Spencer            MA   90282
Norwood Co-operative Bank                              Norwood            MA   26555
Savers Co-operative Bank                               Southbridge        MA   26455
StonehamBank, A Co-operative Bank                      Stoneham           MA   26559
Cape Ann Savings Bank                                  Gloucester         MA   90203
The Savings Bank                                       Wakefield          MA   90291
Southbridge Savings Bank                                  Southbridge        MA   23524
Marlborough Savings Bank                                  Marlborough        MA   90235
Eagle Bank                                                Everett            MA   90191
North Easton Savings Bank                                 South Easton       MA   90259
North Shore Bank, a Co-operative Bank                     Peabody            MA   26484
Winchester Co-operative Bank                              Winchester         MA   27238
Bridgewater Savings Bank                                  Raynham            MA   90169
Belmont Savings Bank                                      Belmont            MA   23901
Clinton Savings Bank                                      Clinton            MA   90181
Martha's Vineyard Savings Bank                            Edgartown          MA   90190
The Provident Bank                                        Amesbury           MA   90141
Fidelity Co-operative Bank                                Fitchburg          MA   26451
Rollstone Bank & Trust                                    Fitchburg          MA   17797
Central Co-operative Bank                                 Somerville         MA   26646
Winchester Savings Bank                                   Winchester         MA   90308
OneUnited Bank                                            Boston             MA   23966
Peoples Federal Savings Bank                              Boston             MA   29861
Hampden Bank                                              Springfield        MA   90283
Chicopee Savings Bank                                     Chicopee           MA   90179
Webster Five Cents Savings Bank                           Webster            MA   90297
Cape Cod Co-operative Bank                                Yarmouth Port      MA   26517
Pentucket Bank                                            Haverhill          MA   90208
Newburyport Five Cents Savings Bank                       Newburyport        MA   90251
Greenfield Savings Bank                                   Greenfield         MA   90206
First Trade Union Bank                                    Boston             MA   32551
Northern Bank & Trust Company                             Woburn             MA   18266
The Village Bank                                          Auburndale         MA   26336
The Bank of Canton                                        Canton             MA   90175
The Lowell Five Cent Savings Bank                         Lowell             MA   90227
BankFive                                                  Fall River         MA   23286
Citizens-Union Savings Bank                               Fall River         MA   90196
RiverBank                                                 North Andover      MA   23288
East Cambridge Savings Bank                               Cambridge          MA   90173
Easthampton Savings Bank                                  Easthampton        MA   90188
South Shore Savings Bank                                  South Weymouth     MA   90303
Hyde Park Savings Bank                                    Boston             MA   90160
Legacy Banks                                              Pittsfield         MA   90265
Avidia Bank                                               Hudson             MA   90215
Hingham Institution for Savings                           Hingham            MA   90211
Wainwright Bank & Trust Company                           Boston             MA   27009
Watertown Savings Bank                                    Watertown          MA   23298
Dedham Institution for Savings                            Dedham             MA   23620
UniBank for Savings                                       Whitinsville       MA   90290
Florence Savings Bank                                     Florence           MA   23293
Cambridge Trust Company                                   Cambridge          MA    8152
The Needham Bank                                          Needham            MA   26483
Institution for Savings in Newburyport and Its Vicinity   Newburyport        MA   90250
Bristol County Savings Bank                               Taunton            MA   23622
Westfield Bank                                            Westfield          MA   90300
Commerce Bank & Trust Company                             Worcester          MA   17484
Country Bank for Savings                                  Ware               MA   23992
Enterprise Bank and Trust Company                         Lowell             MA   27408
United Bank                                               West Springfield   MA   26486
PeoplesBank                                               Holyoke            MA   90213
East Boston Savings Bank                                  Boston             MA   33510
The Cape Cod Five Cents Savings Bank                          Harwich Port    MA   23287
Cambridge Savings Bank                                        Cambridge       MA   17870
Century Bank and Trust Company                                Somerville      MA   19943
Brookline Bank                                                Brookline       MA   17798
Danversbank                                                   Danvers         MA   90185
Berkshire Bank                                                Pittsfield      MA   23621
Salem Five Cents Savings Bank                                 Salem           MA   23296
Boston Private Bank & Trust Company                           Boston          MA   24811
Middlesex Savings Bank                                        Natick          MA   90183
Rockland Trust Company                                        Rockland        MA    9712
Eastern Bank                                                  Boston          MA   32773
The First National Bank of Orwell                             Orwell          VT    6280
Bar Harbor Savings and Loan Association                       Bar Harbor      ME   30878
Border Trust Company                                          Augusta         ME   20012
Rockland Savings Bank, FSB                                    Rockland        ME   28369
Kennebec Federal Savings and Loan Association of Waterville   Waterville      ME   29661
Auburn Savings Bank, FSB                                      Auburn          ME   28288
Aroostook County Federal Savings and Loan Association         Caribou         ME   29743
Community Guaranty Savings Bank                               Plymouth        NH   27252
Monadnock Community Bank                                      Peterborough    NH   34167
First Federal Savings and Loan Association of Bath            Bath            ME   29636
The Nashua Bank                                               Nashua          NH   58627
Optima Bank & Trust Company                                   Portsmouth      NH   58699
Wells River Savings Bank                                      Wells River     VT   14136
The Randolph National Bank                                    Randolph        VT    6281
Profile Bank, FSB                                             Rochester       NH   28155
Damariscotta Bank & Trust Co.                                 Damariscotta    ME   20931
The Brattleboro Savings and Loan Association                  Brattleboro     VT   28837
Hampshire First Bank                                          Manchester      NH   58394
The First Colebrook Bank                                      Colebrook       NH    6212
Piscataqua Savings Bank                                       Portsmouth      NH   17443
Peoples Trust Company of St. Albans                           Saint Albans    VT   14168
Federal Savings Bank                                          Dover           NH   29744
Sugar River Bank                                              Newport         NH   18028
Connecticut River Bank, National Association                  Springfield     VT    6209
The National Bank of Middlebury                               Middlebury      VT    6275
The Bank of Bennington                                        Bennington      VT   30350
Mechanics' Savings Bank                                       Auburn          ME   17476
Savings Bank of Walpole                                       Walpole         NH   18030
Biddeford Savings Bank                                        Biddeford       ME   17741
Claremont Savings Bank                                        Claremont       NH   18038
Franklin Savings Bank                                         Farmington      ME   19836
Franklin Savings Bank                                         Franklin        NH   17951
Woodsville Guaranty Savings Bank                              Woodsville      NH   18031
Salem Co-operative Bank                                       Salem           NH   27824
Ledyard National Bank                                         Norwich         VT   33418
Sanford Institution for Savings                               Sanford         ME   17115
Union Bank                                                    Morrisville     VT   14158
Skowhegan Savings Bank                                        Skowhegan       ME   19532
Bank of New England                                           Salem           NH   24540
Katahdin Trust Company                                        Patten          ME   12874
Community National Bank                                       Derby           VT    6271
Passumpsic Savings Bank                                       St. Johnsbury   VT   14134
Bath Savings Institution                                      Bath            ME   17749
Merrimack County Savings Bank                                 Concord         NH   17960
Meredith Village Savings Bank          Meredith       NH   17180
Northeast Bank                         Lewiston       ME   19690
Northfield Savings Bank                Northfield     VT   14140
Centrix Bank & Trust                   Bedford        NH   35035
Androscoggin Savings Bank              Lewiston       ME   17751
Saco & Biddeford Savings Institution   Saco           ME   17743
Kennebec Savings Bank                  Augusta        ME   17897
Northway Bank                          Berlin         NH   14240
Kennebunk Savings Bank                 Kennebunk      ME   13063
Savings Bank of Maine                  Gardiner       ME   19686
Gorham Savings Bank                    Gorham         ME   17748
Norway Savings Bank                    Norway         ME   17658
Machias Savings Bank                   Machias        ME   19531
Mascoma Savings Bank                   Lebanon        NH   18013
Lake Sunapee Bank, FSB                 Newport        NH   31953
Laconia Savings Bank                   Laconia        NH   18012
Bar Harbor Bank & Trust                Bar Harbor     ME   11971
The First, N.A.                        Damariscotta   ME    4256
The Merchants Bank                     Burlington     VT    6268
The Camden National Bank               Camden         ME    4255
Bangor Savings Bank                    Bangor         ME   18408
TD Bank USA, National Association      Portland       ME   33947
                                                      Core Capital    Tier 1 Risk-   Total Risk-
                                  Equity Capital to    (Leverage)    Based Capital Based Capital
Total assets     Equity Capital        Assets             Ratio          Ratio         ratio         Net Income
   asset              eq                eqv              rbc1aaj       rbc1rwaj       rbcrwaj          netinc
   asset              eq                eqv              rbc1aaj       rbc1rwaj       rbcrwaj          netinc
        38,405            4,261               11.09             7.78          11.96         13.22            (357)
        51,246            2,109                4.12             3.98            5.43          6.69         (1,661)
        52,884            8,269               15.64            14.89          25.55         26.63             233
        53,859            7,280               13.52            14.09          19.39         20.64            (555)
        71,322            6,472                9.07             8.99          20.28         21.55             194
        74,734            9,805               13.12            12.52          17.42         18.30            (332)
        85,238           12,521               14.69            12.15          32.37         33.62             541
        85,402           13,564               15.88            13.77          18.60         19.87            (997)
        87,213            8,048                9.23             9.28          12.06         13.32             245
        99,189            8,763                8.83             7.44          18.08         19.04             668
      124,806            43,876               35.16            34.09         126.07        126.72          (1,692)
      128,356            13,592               10.59            12.00          16.18         17.44          (2,142)
      155,443            14,647                9.42             9.32          10.64         11.90             263
      158,179            20,032               12.66            12.44          22.19         23.44             607
      164,002            13,691                8.35             7.31          10.84         11.41             527
      165,635            14,140                8.54             8.03          10.53         11.79             169
      171,613            17,850               10.40            10.38          15.25         16.39           5,368
      207,842            21,639               10.41            10.69          19.82         21.07           1,186
      208,260            54,984               26.40            26.20          41.38         42.42           1,511
      219,092            17,343                7.92             7.85          14.81         15.76             470
      234,112            37,760               16.13            14.92          27.27         28.41             723
      234,835            18,334                7.81             7.82          13.05         14.34          (5,413)
      272,292            24,897                9.14             9.08          11.06         12.31             372
      281,018            23,070                8.21             8.29          12.15         13.41           1,048
      287,184            33,858               11.79            12.57          21.08         22.28           1,468
      296,967            22,091                7.44             7.07          11.61         12.86             854
      303,376            35,763               11.79            11.06          20.28         21.52           1,038
      309,221            34,749               11.24            10.87          20.95         22.20           1,911
      311,395            24,975                8.02             8.19          11.23         11.77             473
      340,786            36,945               10.84            10.59          14.58         14.77             499
      370,682            38,068               10.27             9.61          16.47         17.72           1,474
      387,262            37,345                9.64            10.13          14.96         16.22             341
      397,489            37,707                9.49             9.12          13.70         14.61             339
      402,998            40,005                9.93             9.23          11.95         13.20            (890)
      450,376            41,016                9.11             9.09          13.92         15.11           1,020
      484,424            41,461                8.56             7.19          13.08         14.14             907
      504,380            63,721               12.63            12.41          22.00         23.21           2,818
      579,191            45,400                7.84             7.76          10.39         11.45           1,682
      582,619            47,811                8.21             6.62          10.23         11.29           2,415
      648,899            81,718               12.59            13.22          22.32         23.68           2,282
      681,321            64,178                9.42             9.93          13.07         14.15           2,909
      690,028            69,578               10.08             7.43          10.88         12.06           2,409
      754,352            72,424                9.60             9.48          13.95         15.30            (110)
      788,572            34,593                4.39             4.11            6.62          8.00         (9,883)
      809,124           126,290               15.61            15.94          46.57         47.97           4,560
      822,460           118,835               14.45            14.39          21.69         22.95           3,281
      857,805            84,339                9.83            10.30          14.09         15.15           3,277
      879,560            76,560                8.70             8.08          13.99         14.96           2,026
      948,171            67,524                7.12             7.56          10.69         11.95             645
   996,496     204,944   20.57   19.34   46.28   51.90    2,309
 1,096,573     103,816    9.47    8.92   13.79   14.48    5,586
 1,305,166     104,050    7.97    8.88   12.93   14.18    1,399
 1,515,983      97,876    6.46    6.57    8.95   10.20    5,089
 1,572,186     141,971    9.03    7.98   11.11   12.36    8,905
 1,625,388     148,426    9.13    8.70   10.76   11.87    1,225
 1,639,569     156,224    9.53    9.68   12.12   13.27    9,885
 2,485,666     182,135    7.33    6.80   10.44   11.04    4,289
 2,826,895     263,945    9.34    8.30   12.47   13.72   (2,231)
 2,904,875     296,525   10.21    7.93   11.08   12.35   17,922
 3,245,814     452,746   13.95   14.24   18.00   19.37    8,185
 8,818,200   1,379,752   15.65    9.67   17.26   18.45   51,821
17,747,151   1,990,353   11.22    8.15   11.93   13.81   47,837
20,415,430   4,002,006   19.60   13.00   15.44   16.40   63,833
    24,437       2,472   10.12   10.00   19.94   20.50       25
    47,306       4,912   10.38   10.13   17.67   18.82      119
    55,658       7,409   13.31   13.35   28.86   30.12      277
    60,352       3,836    6.36    5.89   10.53   11.42      227
    61,175       5,716    9.34    9.53   12.58   13.74   (1,157)
    63,146       5,644    8.94    8.67   16.19   16.89      (78)
    64,513       4,873    7.55    7.58   11.29   12.07      317
    65,756       8,240   12.53   12.01   28.15   29.15      241
    67,530       9,728   14.41   14.34   24.07   25.43      142
    76,065       7,661   10.07   10.16   14.80   15.51       47
    78,364       7,455    9.51    9.30   15.09   16.35     (314)
    80,876       8,383   10.37   10.49   19.73   20.76      137
    89,181       8,175    9.17    8.08    8.82   10.10   (1,277)
    91,808      17,704   19.28   18.76   43.29   45.21       (3)
    92,438       8,787    9.51    9.12   14.54   15.80      207
    92,522      14,555   15.73   15.26   27.85   28.96      315
    93,334       9,344   10.01    9.17   13.93   14.83     (101)
    93,531      10,134   10.83   10.48   22.69   23.35      297
    96,024       8,133    8.47    8.06   15.91   17.10      268
    99,490      10,997   11.05   10.52   22.04   22.78      480
   102,722       9,868    9.61   11.04   11.34   11.97      581
   105,565      14,362   13.60   14.46   29.95   30.55   (1,282)
   106,022       6,329    5.97    6.19    7.89    8.82   (1,415)
   108,336      13,216   12.20   12.08   30.60   31.49      445
   113,406       8,231    7.26    6.74    9.93   11.20     (353)
   114,022      11,011    9.66    9.80   13.43   14.68    1,861
   114,258      13,769   12.05   10.23   21.55   22.30      379
   134,541      12,257    9.11    9.11   13.89   15.01      657
   134,960      20,278   15.03   14.77   27.47   28.72      786
   141,091      11,273    7.99    7.80   17.49   18.26      602
   146,049      14,495    9.92    9.43   14.28   15.65       39
   153,398      21,276   13.87   13.23   25.49   26.15      500
   155,508      17,070   10.98   11.15   18.69   19.31      533
   158,585      11,039    6.96    6.76   11.71   12.72      825
   161,667      14,696    9.09    8.69   17.70   17.85      261
   164,587      13,390    8.14    7.83   13.76   15.02      399
   166,569      11,841    7.11    7.16   11.20   12.45    1,045
   168,100      17,357   10.33   10.45   12.38   13.58    1,239
   169,021      14,034    8.30    8.05   11.78   12.72      496
   171,083      17,078    9.98    9.60   18.22   19.31      473
   171,394      17,624   10.28    9.56   17.93   18.90      303
183,244   15,508    8.46    7.60   13.36   14.18      665
190,457   25,354   13.31   13.40   28.02   28.99    1,482
192,037   15,487    8.06    8.06   13.11   14.28      609
192,321   17,612    9.16    8.64   17.23   18.09      736
194,617   18,540    9.53    9.01   14.57   15.83      307
199,675   15,824    7.92    7.75   11.83   13.08      521
202,438   21,227   10.49    9.87   17.84   18.84      601
207,382   25,530   12.31   12.30   20.62   22.07      725
208,242   17,625    8.46    8.38   10.96   11.97    1,000
218,315   15,779    7.23    7.20   10.82   11.94      845
220,942   17,844    8.08    7.68   11.40   12.62      495
221,350   23,498   10.62   10.64   16.06   17.31    1,647
223,790   18,091    8.08    7.68   11.53   12.48      388
228,570   37,782   16.53   16.07   26.29   27.74      147
229,251   16,929    7.38    7.42   12.19   13.30      616
234,876   20,441    8.70    8.45   13.59   14.85      942
246,291   20,889    8.48    7.99   15.35   16.39      959
248,220   26,739   10.77   10.21   17.56   18.81    2,146
250,115   28,927   11.57   11.46   18.57   19.82      476
256,673   20,081    7.82    7.62    9.63   10.88    1,586
260,500   19,330    7.42    7.15    9.90   12.73      700
263,842   25,057    9.50    9.18   16.00   17.25    1,123
265,355   27,538   10.38    8.93   11.86   13.11      408
266,407   19,626    7.37    7.37   14.03   15.27      957
274,759   25,710    9.36    9.55   12.50   13.65      988
276,181   27,302    9.89    9.53   17.37   18.61      632
280,401   26,806    9.56    9.07   14.54   15.79      392
281,961   34,634   12.28   12.27   18.89   19.80    2,557
282,507   24,246    8.58    8.56   12.73   13.99      793
285,965   34,477   12.06   11.26   20.07   21.00    1,282
288,892   27,825    9.63    9.57   24.17   25.13    1,893
294,654   21,455    7.28    7.28   11.34   14.20    1,089
303,660   32,691   10.77   10.89   17.23   18.48    1,560
314,634   32,276   10.26   10.23   14.32   15.49    1,251
321,877   36,412   11.31   11.17   18.23   19.29      942
327,789   28,698    8.76    8.35   14.09   14.77    1,953
330,426   40,942   12.39   11.88   23.75   25.01    1,539
336,937   67,581   20.06   20.15   23.96   25.08    2,387
342,373   22,636    6.61    5.68    8.04    9.30   (1,402)
342,697   27,256    7.95    7.64   10.96   12.15   (1,370)
346,847   36,634   10.56   10.17   19.99   20.49    1,182
348,848   42,988   12.32   11.10   15.65   16.85      733
353,693   40,040   11.32   11.33   15.46   18.87    4,704
372,240   32,432    8.71    8.29   15.65   16.48    1,841
380,493   78,614   20.66   20.68   25.47   26.72    3,960
383,464   34,841    9.09    9.00   15.67   16.92    1,027
388,120   25,504    6.57    4.47    6.53    7.53   (3,504)
390,975   40,612   10.39   10.39   15.92   17.17   (3,666)
393,973   29,573    7.51    7.43   11.58   12.69    1,423
398,380   47,713   11.98   11.96   19.64   20.71      936
400,858   58,236   14.53   14.15   18.04   19.29    1,519
402,286   41,586   10.34   10.31   17.53   18.48    1,699
407,828   33,705    8.26    8.09   11.91   13.15    1,196
416,282   93,248   22.40   19.88   40.35   46.66    1,722
427,617   55,517   12.98   11.58   18.76   19.98    1,059
  428,889    37,544    8.75    8.60   13.04   13.95    1,499
  430,929    42,814    9.94    9.90   16.96   17.80    2,088
  441,187    45,376   10.28    9.25   11.87   13.12      741
  447,715    38,697    8.64    8.61   14.88   15.51    1,040
  464,921    42,870    9.22    8.94   13.02   14.28    2,231
  482,581    51,903   10.76   10.86   24.18   24.90    3,104
  485,604    47,765    9.84    9.03   15.78   16.73      (18)
  490,289    45,779    9.34    9.11   14.42   15.36    1,649
  501,774    49,003    9.77    9.49   15.57   16.82      785
  506,169    61,022   12.06   11.43   19.05   19.98    3,609
  509,940    43,491    8.53    7.83   11.64   13.48    2,043
  515,167    39,993    7.76    7.38   13.20   14.46    1,957
  520,706    48,607    9.33    8.92   14.97   14.44    2,577
  525,512    50,855    9.68    8.75   13.81   14.94    2,094
  526,443    54,010   10.26   10.36   18.97   20.24    1,475
  527,891    38,323    7.26    5.08    8.82   10.07    1,093
  545,603    76,982   14.11   14.10   23.44   24.42     (897)
  558,702    72,765   13.02   12.54   18.31   19.56    1,648
  567,558    82,788   14.59   14.74   18.22   19.18      499
  568,140    65,412   11.51   11.34   15.67   16.93    2,850
  586,271    56,386    9.62    9.53   13.49   14.78    4,744
  615,586    61,353    9.97    9.80   13.36   14.22    2,328
  626,138    93,082   14.87   14.36   20.57   21.73    4,725
  627,095    64,638   10.31    9.30   16.37   17.63    2,500
  630,686    59,003    9.36    9.04   12.69   14.12      454
  644,721    59,949    9.30    9.49   10.63   11.87    4,870
  669,405    77,345   11.55   11.30   18.27   19.52    1,362
  674,723    51,685    7.66    7.50   10.66   11.92    1,714
  694,733   101,521   14.61   14.29   21.67   22.84    2,150
  711,610    65,160    9.16    8.46   12.59   13.85    2,779
  721,069    59,573    8.26    8.04   10.66   11.51    2,548
  780,356    62,594    8.02    7.42   10.23   12.53    4,705
  830,970    82,565    9.94    9.51   16.60   17.45    3,872
  848,528   105,154   12.39   12.18   21.05   21.99    5,354
  926,233    90,449    9.77    9.00   12.84   13.75    3,749
  929,214   141,362   15.21   12.60   25.55   28.56    6,083
  951,908    89,504    9.40    7.29   10.28   11.54   (3,292)
  988,560    77,082    7.80    6.51    9.78   10.79    1,876
  991,340    71,256    7.19    7.23   11.57   12.67    7,530
1,025,192    77,532    7.56    7.34   10.16   12.07    6,442
1,055,668    86,815    8.22    8.27   14.92   15.46    3,442
1,057,685   102,105    9.65    9.68   15.17   16.24    3,935
1,066,792    81,242    7.62    8.17   14.04   14.90    4,334
1,073,060    86,368    8.05    8.08   13.31   14.08    3,127
1,090,611    88,335    8.10    7.62   15.13   16.38   10,600
1,148,643   190,483   16.58   16.18   24.46   25.72    6,078
1,164,510   152,454   13.09   12.41   22.72   24.72    7,992
1,225,344   166,640   13.60   12.85   17.00   18.10    5,109
1,245,732   230,119   18.47   18.08   33.35   34.38    3,743
1,295,095   130,656   10.09   10.87   15.36   16.53    7,909
1,401,578   168,154   12.00   11.60   19.09   20.32    5,816
1,419,773   126,407    8.90    8.64   10.05   11.34    9,236
1,542,321   191,076   12.39   11.60   15.24   16.09    8,355
1,578,408   145,108    9.19    8.90   13.14   14.12    7,526
1,764,452   168,764    9.56    8.77   10.41   11.31    8,643
1,965,635   191,962    9.77    9.51   15.63   16.89    8,958
2,161,278   201,780    9.34    9.43   13.94   14.82   11,600
2,430,885   151,334    6.23    5.93   12.44   13.64   10,805
2,585,050   416,638   16.12   15.70   18.09   19.34   19,617
2,618,055   237,480    9.07    7.75   10.54   11.43   14,756
2,765,006   346,837   12.54    8.07    9.50   10.75    9,778
2,803,824   264,423    9.43    9.30   12.66   13.53   13,206
3,289,084   242,504    7.37    6.99   10.36   11.61   20,721
4,046,313   407,998   10.08    9.24   15.24   16.50   17,378
4,712,000   475,452   10.09    7.62    9.85   11.96   29,356
6,750,541   902,561   13.37   10.63   16.77   18.03   55,782
   41,707     3,406    8.17    8.19   13.49   14.74      252
   60,898     4,854    7.97    7.96   19.18   20.00      264
   61,580     4,238    6.88    5.13   10.97   12.07     (262)
   79,258    10,792   13.62   13.61   17.41   18.66      295
   81,543     6,100    7.48    7.50   10.48   10.82      226
   81,551     5,859    7.18    7.17   10.10   11.27      139
   97,154     9,303    9.58    9.58   17.82   19.07      231
  103,809     8,703    8.38    8.12   10.79   11.77      413
  110,465    10,077    9.12    8.81   16.13   17.39     (823)
  113,102    17,250   15.25   14.93   24.62   25.58      442
  116,970    12,494   10.68   10.72   19.77   21.03      328
  129,808    14,822   11.42   11.61   18.73   19.89      247
  157,228    16,803   10.69   11.06   16.67   17.54      716
  158,584    13,935    8.79    7.95   12.23   13.45      350
  159,393    22,084   13.86   13.93   21.26   21.95      684
  160,390    15,996    9.97   10.06   14.80   16.05      510
  187,059    13,438    7.18    7.02   10.39   11.65      508
  219,650    26,950   12.27   12.69   13.67   14.85      803
  222,631    18,068    8.12    8.00   10.35   11.61      710
  224,722    35,677   15.88   15.85   29.03   30.12    1,038
  228,571    30,445   13.32   13.31   20.80   21.91    1,208
  247,289    24,254    9.81    9.85   14.74   15.99      405
  256,225    33,901   13.23   12.80   18.96   19.68    1,133
  258,343    20,784    8.05    7.91   11.54   12.79      753
  275,314    23,212    8.43    7.87   11.34   12.59    1,079
  286,101    26,843    9.38    9.32   14.58   15.83    1,433
  286,924    32,557   11.35   11.57   14.92   16.27      717
  292,111    25,079    8.59    8.46   16.16   17.44    1,105
  314,495    31,742   10.09   10.16   15.90   16.67      950
  320,455    43,695   13.64   13.65   19.92   21.22      437
  322,173    75,423   23.41   25.05   36.55   37.80    2,539
  350,695    38,243   10.90   10.34   16.73   17.61      731
  364,339    32,135    8.82    8.27   11.66   12.64    1,513
  381,445    52,876   13.86   13.25   26.40   27.10    2,209
  396,953    34,457    8.68    8.19   15.08   16.35    1,955
  428,817    39,860    9.30    9.41   12.60   14.00    1,298
  449,967    42,395    9.42    9.84   14.33   15.55    4,416
  454,043    60,799   13.39   12.31   19.48   20.87    1,771
  492,650    57,088   11.59   11.51   12.45   13.68    3,042
  496,214    58,499   11.79   10.34   13.13   14.38    3,720
  526,182    50,166    9.53    7.17   10.15   11.20    3,128
  575,951    59,506   10.33    7.68   10.52   11.82    2,827
  579,248    60,438   10.43    9.76   14.76   16.53    3,860
  598,421    63,102   10.54    8.35   12.94   14.29    2,477
   624,389      70,026   11.22   10.79    15.23    16.21    4,269
   627,093      65,743   10.48    8.20    12.82    14.08    2,992
   633,638      80,565   12.71   12.40    19.91    21.17    3,299
   660,166      49,526    7.50    7.33     9.58    11.93    4,832
   703,671      69,757    9.91    8.60    10.93    11.93    2,600
   749,364      68,290    9.11    9.76    15.64    16.43    3,122
   776,761      75,448    9.71   10.00    16.27    16.89    3,135
   810,111      69,254    8.55    7.48    12.33    13.59    3,473
   814,696      76,655    9.41    9.37    12.00    13.25    3,209
   860,654     123,856   14.39   12.95    17.15    18.44    3,007
   928,600      74,868    8.06    7.90    11.99    13.21    5,230
   936,876      97,312   10.39    9.87    11.58    12.81    6,107
   963,644     103,244   10.71   10.46    11.77    13.15    4,289
   981,283      93,146    9.49    9.33    14.12    15.34    5,688
 1,001,195     110,624   11.05    8.40    12.74    13.35    6,396
 1,053,956     109,214   10.36    8.35    12.24    13.52    2,872
 1,102,487     107,060    9.71    9.13    13.71    15.59    9,278
 1,341,749     123,815    9.23    9.05    14.48    15.73    9,125
 1,484,903     117,994    7.95    7.92    14.23    15.48   13,791
 2,281,828     221,968    9.73    7.75    12.04    13.30   19,240
 2,364,506     263,282   11.13    9.63    13.82    15.08   12,695
10,613,543   1,355,073   12.77   11.71   155.21   155.56    7,738
                                          Net Loans and     Loss
Return on       Return on Net Loans and     Leases to    Allowance Non-current
 Assets          Equity      Leases         Deposits      to Loans Loans to Loans Total Deposits
   roa             roe       lnlsnet         lnlsdepr     lnatresr     nclnlsr         dep
   roa             roe       lnlsnet         lnlsdepr     lnatresr     nclnlsr         dep
       (1.12)       (10.80)      24,962            89.64        1.84          8.31       27,848
       (4.10)       (72.29)      42,814            89.45        1.66          4.45       47,861
        0.61          3.90       27,320            61.63        1.20          3.50       44,332
       (1.44)        (9.88)      39,255            84.61        1.25          0.00       46,397
        0.36          4.08       36,039            70.09        2.26          1.01       51,418
       (0.58)        (4.48)      59,853            95.31        1.98          0.00       62,796
        0.70          5.96       25,664            35.78        2.44          3.80       71,725
       (1.45)        (9.37)      54,898            76.71        3.31         41.26       71,565
        0.38          4.12       64,629            91.78        1.78          3.22       70,416
        0.88         10.53       35,138            38.91        1.15          0.00       90,307
       (1.39)        (5.05)       8,302            10.36        2.51         10.11       80,135
       (2.59)       (30.45)      94,577            93.73        1.28          1.04      100,902
        0.24          2.42      127,999            92.44        2.22          5.25      138,466
        0.51          4.10       77,244            64.93        1.43          2.88      118,966
        0.43          5.17      116,999           102.47        0.50          4.21      114,178
        0.13          1.61      127,076            97.67        1.70          3.57      130,112
        4.16         53.26      140,176           114.93        0.94          3.55      121,963
        0.77          7.42      149,974            82.17        0.94          1.43      182,525
        0.97          3.79       83,433            55.34        1.60          1.26      150,756
        0.29          3.67      118,095            77.79        0.84          0.93      151,817
        0.41          2.59      147,221            76.41        0.98          1.39      192,673
       (3.33)       (39.74)     140,467            85.74        3.73         11.20      163,835
        0.19          2.01      215,530           101.21        1.48          2.03      212,955
        0.53          6.29      200,662            89.43        1.98          1.11      224,382
        0.69          5.92      230,166           106.13        0.89          1.14      216,878
        0.40          5.34      206,550            76.39        1.11          1.19      270,377
        0.47          3.94      173,151            79.50        1.09          0.42      217,798
        0.84          7.83       93,519            51.01        2.39          1.91      183,328
        0.21          2.55      280,504           104.25        0.43          2.63      269,057
        0.25          2.28      245,110            82.03        0.19          1.48      298,799
        0.54          5.35      216,816            75.20        1.42          1.77      288,319
        0.12          1.22      292,101            88.54        1.78          1.75      329,897
        0.13          1.24      263,158            76.25        0.90          0.00      345,142
       (0.29)        (2.94)     317,930            88.00        1.58          5.74      361,266
        0.30          3.38      349,509           128.31        0.99          0.19      272,393
        0.25          2.98      252,794            76.31        1.01          2.28      331,256
        0.74          6.11      348,262            85.83        0.97          1.10      405,753
        0.40          5.08      479,500           116.94        0.95          2.84      410,026
        0.57          7.20      342,570            77.86        1.11          3.26      440,006
        0.48          3.84      399,990            76.08        0.78          3.16      525,755
        0.59          6.23      496,779           105.05        1.11          1.71      472,885
        0.47          4.72      515,837            96.25        1.04          2.04      535,954
       (0.02)        (0.20)     585,758           100.89        1.39          3.76      580,609
       (1.60)       (33.08)     577,821            83.61        2.69         18.79      691,086
        0.75          4.90      411,853            61.53        0.81          0.62      669,403
        0.56          3.76      511,706            76.07        1.68          3.56      672,695
        0.51          5.31      643,653            92.14        1.01          2.10      698,596
        0.31          3.62      611,766            90.48        0.74          0.92      676,125
        0.09          1.29      741,976           102.34        1.37          3.33      725,028
 0.32      1.51       393,442    51.43   0.94    1.68      765,013
 0.68      7.40       745,050    88.15   0.60    0.65      845,186
 0.14      1.83       831,959    89.20   1.39    3.51      932,718
 0.50      7.07     1,142,539    92.01   1.57    1.79    1,241,726
 0.75      8.65     1,117,015   100.08   1.60    1.24    1,116,080
 0.10      1.11     1,230,352    91.07   1.16    3.50    1,351,070
 0.83      8.73     1,388,916   117.76   1.00    0.83    1,179,425
 0.26      3.19     1,856,780   116.68   0.51    1.73    1,591,351
(0.11)    (1.17)    1,693,594    70.68   2.13    3.70    2,396,011
 0.82      8.19     2,003,957    97.41   1.39    0.96    2,057,164
 0.34      2.43     2,221,874    85.45   2.09    3.95    2,600,086
 0.80      5.13     5,041,334    95.79   1.07    1.34    5,262,920
 0.36      3.31    10,568,059    76.38   3.12    2.85   13,835,760
 0.41      2.25    15,040,128    95.74   1.01    2.14   15,709,240
 0.14      1.35        18,874    86.05   0.36    1.78       21,933
 0.33      3.28        36,672    90.68   0.86    3.04       40,442
 0.67      5.07        25,996    54.19   1.71    1.42       47,970
 0.49      8.33        42,336    78.87   0.72    0.60       53,675
(3.11)   (24.88)       48,317    87.61   1.08    1.61       55,150
(0.17)    (1.84)       35,126    83.42   0.66    0.44       42,106
 0.68      9.07        50,443    87.68   0.64    1.71       57,533
 0.49      3.99        38,563    68.74   0.72    0.10       56,099
 0.28      1.99        36,273    65.45   1.50    0.00       55,424
 0.08      0.83        49,203    73.84   0.74    2.24       66,632
(0.55)    (5.45)       60,982    86.00   1.45    2.34       70,909
 0.23      2.20        50,926    70.32   0.85    2.60       72,416
(1.85)   (19.06)       76,839   108.89   2.83   11.92       70,565
(0.00)    (0.02)       46,247    62.90   1.24    0.10       73,519
 0.30      3.19        66,566    83.71   1.63    3.94       79,516
 0.45      2.95        63,071    86.01   0.89    3.56       73,332
(0.14)    (1.45)       60,134    80.12   0.92    3.74       75,053
 0.42      4.00        59,942    92.10   0.47    1.39       65,081
 0.36      4.50        69,539    96.09   0.78    0.45       72,372
 0.64      5.98        55,120    67.87   0.60    0.64       81,219
 0.90      8.17        61,523    66.80   0.83    0.00       92,098
(1.96)   (11.55)       49,997    55.23   0.57    0.00       90,521
(1.97)   (32.61)       89,259    97.60   0.82    2.05       91,454
 0.55      4.57        53,085    55.96   0.71    0.01       94,869
(0.41)    (5.63)       79,135    77.76   3.34    3.74      101,773
 2.38     25.58        75,634    81.90   1.32    0.97       92,353
 0.59      3.72        96,506   119.74   0.41    0.44       80,598
 0.69      7.32        97,612    87.23   0.94    1.12      111,904
 0.79      5.29        82,899    72.71   1.16    0.00      114,015
 0.57      7.39        81,007    65.38   0.59    1.19      123,910
 0.04      0.36       110,640   102.51   0.89    3.71      107,926
 0.44      3.21        79,857    65.07   0.65    0.00      122,733
 0.47      4.28       107,650    78.02   0.37    0.03      137,985
 0.68     10.26       110,916    76.44   0.83    2.63      145,106
 0.21      2.43        80,143    58.06   0.15    1.64      138,033
 0.33      4.09       105,754    73.99   1.71    3.29      142,939
 0.85     12.24       121,691    79.91   1.22    0.80      152,287
 0.99      9.80       150,361   108.21   1.10    0.00      138,955
 0.39      4.82       129,653    99.43   0.84    2.52      130,400
 0.37      3.82        99,174    75.55   0.81    2.45      131,267
 0.24      2.29       126,732    95.23   0.68    1.73      133,081
 0.48      6.11    118,510    78.22   0.72   1.65   151,516
 1.04      8.07    106,659    65.30   0.82   1.03   163,327
 0.45      5.35    132,405    78.00   1.01   1.50   169,755
 0.52      5.70    130,279   106.11   0.63   0.43   122,772
 0.21      2.23    151,318   101.33   1.31   4.43   149,339
 0.34      4.48    121,903    76.76   1.54   1.98   158,803
 0.39      3.88    118,215    73.73   0.90   1.12   160,326
 0.48      3.85    168,518   103.39   0.92   0.18   162,992
 0.65      7.93    179,356   114.72   0.88   0.09   156,346
 0.50      7.38    157,510    84.56   0.98   2.14   186,273
 0.30      3.81    162,481    90.96   1.11   3.65   178,635
 1.02      9.69    179,186    94.65   1.42   3.63   189,308
 0.23      2.98    114,175    76.28   1.23   1.31   149,684
 0.08      0.52    147,347    80.89   1.20   1.12   182,159
 0.37      5.05    140,100    68.11   1.09   1.14   205,682
 0.54      6.33    159,101    88.50   1.90   0.73   179,776
 0.52      6.24    123,371    56.38   0.99   0.08   218,824
 1.15     11.12    167,148    76.53   1.09   0.42   218,422
 0.26      2.22    180,834    84.11   1.48   1.53   214,988
 0.84     11.04    201,256    95.03   1.33   1.33   211,776
 0.36      5.07    191,269    96.66   1.26   4.39   197,874
 0.57      6.16    164,671    73.09   1.47   1.13   225,288
 0.21      2.01    201,865    93.05   1.23   2.02   216,933
 0.48      6.68    168,552    76.53   1.28   0.97   220,248
 0.47      5.29    226,181   132.44   1.07   1.39   170,776
 0.31      3.14    171,620    75.23   1.00   1.64   228,133
 0.18      1.97    197,851    90.26   1.51   3.54   219,210
 1.24     10.22    229,722    98.95   0.69   3.89   232,165
 0.37      4.43    218,519    86.77   1.28   1.37   251,851
 0.60      5.08    174,419    73.19   0.87   0.79   238,315
 0.87      9.39    148,946    60.72   0.73   0.12   245,307
 0.49      6.93    232,053    96.77   1.54   2.10   239,791
 0.71      6.47    234,755    91.58   1.10   0.00   256,342
 0.56      5.34    191,423    68.24   1.31   5.88   280,503
 0.40      3.51    207,524    77.24   1.00   1.23   268,690
 0.81      9.64    219,293    87.52   0.60   1.18   250,577
 0.63      5.17    170,981    61.62   1.25   0.14   277,462
 0.94      4.81    270,399   104.37   1.53   2.59   259,085
(0.54)    (7.97)   263,585    83.05   1.91   3.87   317,400
(0.53)    (6.72)   220,620    79.61   1.15   3.07   277,121
 0.46      4.41    264,270    86.88   0.33   0.72   304,181
 0.28      2.34    168,475    77.27   2.10   1.34   218,041
 1.88     19.53    310,965   138.32   0.88   0.35   224,815
 0.67      7.94    220,663    88.10   0.73   0.37   250,464
 1.41      6.96    285,901    95.82   1.34   1.68   298,367
 0.36      4.05    203,795    62.23   1.83   1.78   327,482
(1.15)   (17.21)   258,240    85.56   0.99   3.54   301,821
(1.24)   (11.93)   254,849    81.67   1.30   7.85   312,047
 0.50      6.61    223,753    69.87   1.11   1.86   320,237
 0.31      2.65    270,158    84.60   0.94   5.75   319,338
 0.50      3.55    295,966    93.27   1.89   3.84   317,324
 0.58      5.58    277,417    93.08   0.78   0.58   298,041
 0.39      4.84    334,445   120.73   1.02   1.61   277,023
 0.56      2.49    224,235    72.19   0.92   3.43   310,636
 0.33      2.60    239,500    64.98   0.79   1.10   368,600
 0.45     5.47      344,729   103.04   0.74   1.38     334,561
 0.66     6.77      239,551    67.20   0.85   2.05     356,452
 0.22     2.21      175,693    46.21   2.42   0.42     380,217
 0.31     3.68      300,306    74.21   0.53   1.67     404,681
 0.64     7.15      333,143    93.93   1.51   0.43     354,657
 0.88     8.22      316,181    73.68   0.49   3.08     429,111
(0.01)   (0.05)     267,546    70.73   0.92   1.52     378,276
 0.44     4.92      334,969    99.86   0.80   0.50     335,431
 0.21     2.16      341,991    91.34   1.36   5.70     374,406
 0.98     8.13      383,353    92.03   0.73   1.68     416,559
 0.54     6.38      334,740    83.62   1.25   0.71     400,307
 0.51     6.70      336,539    89.69   1.25   1.11     375,238
 0.69     7.35      323,775   112.17   1.13   1.12     288,634
 0.52     5.64      428,036   126.55   0.84   2.06     338,227
 0.38     3.69      329,636    76.98   1.11   0.84     428,217
 0.28     3.88      324,530   114.85   1.21   5.48     282,580
(0.23)   (2.04)     378,015    89.14   0.84   0.57     424,068
 0.39     3.08      398,777    95.90   1.56   2.33     415,841
 0.12     0.81      433,430   112.29   0.97   1.38     385,988
 0.68     6.09      373,159    80.84   1.74   6.12     461,624
 1.08    11.79      459,102    99.61   1.36   1.44     460,912
 0.50     5.26      456,673    85.78   0.80   0.28     532,347
 1.02     7.02      473,631   104.26   1.04   0.91     454,258
 0.54     5.37      404,876    90.51   1.25   1.31     447,343
 0.09     1.03      464,073    98.95   1.90   5.41     468,992
 1.06    11.33      517,420   108.49   1.33   0.84     476,929
 0.27     2.36      476,491    85.40   1.15   2.86     557,952
 0.33     4.58      534,510    94.94   1.29   4.42     563,025
 0.41     2.86      400,767    71.27   1.05   0.41     562,336
 0.52     5.88      479,913    80.43   1.57   1.71     596,703
 0.48     5.87      513,598    91.28   0.87   0.18     562,668
 0.78    10.17      532,175   111.42   1.31   0.80     477,645
 0.63     6.42      519,006    72.90   0.70   0.20     711,935
 0.86     7.03      582,978    87.26   0.70   0.82     668,127
 0.54     5.67      601,142    91.68   0.97   3.45     655,713
 0.88     6.05      210,472    27.43   1.14   0.80     767,316
(0.47)   (4.83)     646,304    92.84   1.43   2.29     696,152
 0.26     3.31      686,373    89.75   0.95   2.70     764,743
 1.04    14.73      775,034   109.44   0.85   0.55     708,191
 0.83    11.45      864,164   114.59   1.18   0.44     754,132
 0.43     5.53      608,043    63.94   0.51   1.26     950,886
 0.51     5.33      706,121    78.36   0.80   2.35     901,171
 0.58     8.43      493,180    50.73   0.91   0.95     972,257
 0.39     4.99      658,335    83.29   0.76   0.98     790,416
 1.35    16.77      538,763    56.32   1.67   0.18     956,604
 0.72     4.34      937,118   113.09   2.09   3.59     828,647
 0.96     7.23      718,530    77.66   0.69   0.52     925,270
 0.57     4.17      867,353    93.20   1.13   2.47     930,674
 0.41     2.18      478,072    68.88   1.41   0.54     694,036
 0.87     8.29      656,401    63.60   1.41   1.05   1,032,031
 0.55     4.86      801,270    87.27   1.28   2.01     918,196
 0.90    10.11    1,095,593    86.56   1.70   1.64   1,265,640
 0.73     5.71    1,091,772    96.34   0.90   1.06   1,133,276
 0.64     7.19    1,004,112    90.53   1.03   1.18   1,109,111
 0.73     7.28    1,198,208    84.49   0.95   3.08   1,418,191
 0.62      6.38    1,391,324    82.25   1.36   0.94   1,691,580
 0.72      8.02    1,418,764    80.35   0.88   0.64   1,765,815
 0.61     10.00      850,009    44.50   1.60   1.11   1,910,216
 1.02      6.34    2,158,652   121.94   1.39   0.38   1,770,221
 0.78      8.64    1,728,289    82.42   0.95   0.71   2,096,959
 0.48      3.78    2,025,718    97.00   1.55   0.83   2,088,274
 0.65      6.88    1,932,508   103.78   0.88   1.78   1,862,148
 0.86     11.72    2,516,613   100.93   1.21   0.82   2,493,483
 0.58      5.89    2,140,070    61.23   2.19   3.31   3,495,345
 0.85      8.34    3,383,365    92.93   1.33   0.71   3,640,808
 1.12      8.76    3,043,273    57.52   2.63   2.04   5,290,866
 0.82     10.22       33,820    89.03   0.99   4.79      37,988
 0.64      7.46       41,543    74.54   0.50   0.00      55,729
(0.46)    (9.05)      38,162    92.28   0.89   8.83      41,353
 0.52      3.69       69,727   112.16   1.14   2.16      62,165
 0.38      5.13       67,618   126.30   0.29   0.36      53,536
 0.23      3.20       71,351   128.69   0.88   1.27      55,445
 0.32      3.34       79,640    90.71   0.90   1.35      87,792
 0.54      6.55       66,401    74.32   1.10   1.65      89,344
(0.98)   (10.50)      68,608   115.55   1.52   6.05      59,376
 0.54      3.46       98,736   105.40   0.66   2.26      93,674
 0.39      3.60       60,006    60.30   1.31   2.11      99,511
 0.30      2.78       94,521    83.24   0.93   0.00     113,548
 0.63      5.87      105,055    81.08   0.84   1.23     129,565
 0.29      3.36      134,314    95.83   1.22   3.23     140,159
 0.58      4.19      121,756    93.49   0.59   1.55     130,236
 0.44      4.29      113,566    79.89   1.10   3.11     142,153
 0.36      5.16      156,550   103.39   1.21   1.25     151,416
 0.54      3.94      184,092   106.41   1.22   1.18     172,996
 0.43      5.38      167,667    84.55   1.54   0.92     198,310
 0.64      3.96      146,033    78.04   0.94   0.66     187,117
 0.71      5.38      156,016    81.30   1.02   3.85     191,910
 0.22      2.25      221,571   127.93   1.03   1.44     173,191
 0.60      4.67      138,531    77.84   0.85   1.94     177,967
 0.40      4.89      175,867    75.49   1.31   0.85     232,981
 0.53      6.36      184,121    82.09   1.37   1.47     224,295
 0.65      7.34      242,700   121.87   1.39   1.10     199,141
 0.35      2.97      255,965   120.46   3.16   4.19     212,489
 0.51      5.96      178,500    67.40   1.39   1.79     264,838
 0.41      4.07      219,196    99.47   0.65   1.06     220,372
 0.18      1.34      254,093   100.54   0.98   0.74     252,731
 1.07      4.59      258,806   109.21   1.30   1.88     236,986
 0.28      2.58      232,986    87.70   0.78   1.78     265,677
 0.55      6.39      304,391   112.51   0.81   0.73     270,557
 0.86      5.76      230,220    89.86   0.58   0.00     256,189
 0.67      7.74      202,249    65.22   3.02   2.84     310,089
 0.41      4.44      327,402   103.73   1.27   1.49     315,618
 1.34     14.15      362,484    95.91   1.01   1.38     377,958
 0.54      3.97      289,857    95.50   1.07   1.57     303,528
 0.84      7.28      420,549    97.05   1.26   5.16     433,339
 0.99      8.67      393,509   101.94   1.52   2.04     386,033
 0.82      8.38      386,229    91.93   0.95   1.40     420,121
 0.68      6.53      460,122    99.74   1.15   1.14     461,337
 0.92      8.98      392,105    90.74   1.49   1.45     432,115
 0.55      5.34      400,676    88.53   1.54   1.82     452,585
0.94    8.35     470,150    97.18   0.87    0.90     483,771
0.65    6.20     378,305    98.48   1.53    2.34     384,149
0.71    5.62     429,291    88.81   1.30    0.99     483,396
1.03   13.73     469,883    88.52   1.16    1.40     530,830
0.50    5.08     558,525   106.95   0.89    2.26     522,238
0.56    6.27     582,590   115.01   0.60    2.24     506,572
0.56    5.72     634,640   123.74   0.46    0.41     512,881
0.58    6.92     554,558    86.14   1.56    3.15     643,819
0.53    5.69     623,627    94.60   1.69    3.08     659,197
0.45    4.24     629,120    96.71   4.05   12.77     650,508
0.77    9.63     631,866    97.37   1.16    1.69     648,959
0.87    8.69     794,754   115.06   1.10    1.31     690,731
0.60    5.69     826,931    98.88   2.52    3.70     836,258
0.81    8.38     692,552    98.64   1.12    0.85     702,107
0.88    7.95     649,704    85.87   1.39    0.21     756,620
0.37    3.60     682,396    79.76   1.52    1.53     855,561
1.15   11.61     672,335    96.12   1.25    1.31     699,449
0.93   10.01     905,324    91.68   1.55    2.44     987,471
1.28   16.18     895,971    83.54   1.11    0.37   1,072,503
1.14   11.94   1,516,197    95.05   1.45    1.24   1,595,213
0.72    6.64   1,602,027    91.40   1.57    0.94   1,752,856
0.09    0.76   1,654,584    23.42   0.16    0.09   7,064,814
                          Cost of                                                   Non-interest
             Yield on     Funding                                    Non-interest    Expense to    Provision for
  FHLB       Earning      Earning   Net Interest    Net Interest      Income to       Earning     Loan and Lease
Advances      Assets       Assets     Margin         Income         Earning Assets     Assets         Losses
othbfhlb      intincy     intexpy      nimy            nim              noniiy         nonixy         elnatr
othbfhlb      intincy     intexpy      nimy            nim              noniiy         nonixy         elnatr
     5,962         5.92        2.03          3.88          1,117               0.26          6.43             10
     1,000         5.23        1.21          4.02          1,544               0.14          7.32            461
       -           5.44        1.74          3.70          1,273               0.39          3.11             81
       -           4.43        1.12          3.30          1,225               0.42          4.52            262
    11,567         4.77        1.65          3.12          1,596               3.07          5.49             37
       -           5.14        1.12          4.02          2,160               0.74          5.16            280
       -           3.58        0.01          3.57          2,482               9.08        10.82             390
       -           3.39        0.53          2.86          1,728               0.05          4.68            560
     6,650         5.37        1.95          3.42          2,113               1.16          3.44            297
       -           4.13        0.62          3.50          2,533               0.90          3.72           (175)
       -           0.70        1.00         -0.29           (302)              0.57          2.57            196
    12,500         3.69        1.34          2.35          1,786               0.14          4.96            260
       -           5.63        1.52          4.11          4,087               0.44          4.09            224
    18,200         4.65        1.40          3.25          3,696               0.12          2.44             65
    35,114         5.04        1.28          3.76          4,224               0.30          2.67            784
    20,751         5.68        1.88          3.81          4,709               0.24          3.10            909
    28,700         5.07        1.76          3.31          3,705               9.34          4.77            734
     1,538         4.30        0.70          3.60          5,264               0.70          2.90             83
       -           4.11        1.13          2.97          4,359               0.28          2.29            -
    42,507         4.81        1.60          3.21          4,771               0.58          3.31             91
     2,516         5.14        1.29          3.84          6,256               0.64          3.66            314
    13,000         5.44        2.15          3.30          4,201               3.10          9.11          1,940
    30,450         5.27        1.33          3.94          7,520               0.25          3.56            896
    32,000         5.19        0.97          4.22          7,886               0.32          3.26            853
    28,809         5.07        1.47          3.60          7,081               5.27          7.55             90
       -           4.62        0.69          3.93          7,802               0.56          3.62            605
    44,734         4.89        1.45          3.45          6,944               0.60          3.36            116
    86,000         4.83        1.12          3.71          7,366               0.78          3.17          1,045
    10,752         5.10        1.28          3.81          7,928               1.37          4.56            581
     2,056         7.41        1.31          6.09         10,792               1.76          7.40          1,200
     9,000         4.42        1.00          3.42          8,741               0.84          2.64            940
    15,457         4.80        1.13          3.66          9,456               0.86          3.62          1,936
    12,000         3.99        1.02          2.97          7,663               0.21          3.14            900
       794         5.20        1.16          4.04         11,669               0.36          4.55          1,039
    89,795         5.50        1.91          3.60         11,127               0.49          3.25            781
    98,500         4.78        2.10          2.68          8,855               0.62          2.47            712
    20,710         4.88        1.34          3.54         12,548               0.37          2.76             25
   105,779         5.45        1.99          3.47         13,688               0.49          2.80          2,164
    74,531         4.72        1.48          3.24         12,638               0.96          3.30            620
    21,500         5.19        1.54          3.65         15,513               0.50          3.05          1,580
   137,218         5.48        1.84          3.63         16,211               0.73          3.49            818
    49,261         5.44        1.89          3.55         16,486               0.37          2.79          2,350
    84,766         5.01        1.71          3.30         17,464               0.64          2.91          5,610
    50,000         4.87        1.83          3.05         17,235               0.11          3.97          5,064
       -           3.62        1.34          2.28         13,436               0.16          1.25            180
    15,000         4.72        0.81          3.91         20,725               0.94          3.65          2,036
    26,663         4.92        1.16          3.76         23,007               0.76          3.54          1,043
   114,169         4.96        1.76          3.20         19,349               1.18          3.83            692
   117,299         5.08        1.75          3.32         21,453               0.95          3.41          4,750
      -     3.56   1.23   2.33    16,459    0.13    1.88    1,409
  138,641   4.55   1.40   3.15    24,100    1.31    3.41      200
  188,750   4.93   1.60   3.33    29,782    0.57    3.17    3,740
   68,000   4.81   0.91   3.90    36,926    0.38    3.22    3,688
  232,048   5.01   1.30   3.70    40,989    0.60    2.72    4,425
  102,899   5.13   1.31   3.83    40,680    1.26    4.22    7,650
  276,428   5.02   1.47   3.55    40,098    0.58    2.52    3,114
  437,282   5.28   1.68   3.60    54,118    0.41    3.36    3,500
  102,759   4.98   0.72   4.26    83,052    0.56    2.80   40,702
  480,358   4.70   1.74   2.96    58,498    1.72    3.17    4,500
  135,136   4.42   1.09   3.34    75,723    0.66    2.79   16,775
1,994,812   4.67   1.59   3.08   174,098    0.75    2.22   14,300
  472,891   4.42   1.00   3.42   410,787    1.14    3.30   99,814
    9,713   4.67   0.70   3.97   529,328    1.57    4.46   49,038
      -     4.63   1.02   3.62       623    0.16    3.28       48
    1,408   5.24   1.15   4.09     1,325    1.34    4.54      110
      -     4.78   1.22   3.56     1,403    0.20    2.67      -
    1,445   5.01   0.88   4.13     1,802    0.85    4.14      163
      -     4.61   1.46   3.15     1,122    0.19    5.43      412
   14,120   5.05   2.18   2.87     1,140    0.73    3.77       39
    1,302   5.18   1.43   3.76     1,604    2.06    4.54       18
    1,000   4.70   1.38   3.32     1,511    0.24    3.23      (44)
    1,666   4.29   1.29   3.00     1,315    1.52    3.78       45
      720   4.79   1.14   3.65     1,934    0.45    3.85      113
      -     6.02   1.60   4.42     2,217    0.36    4.74      552
      -     4.64   1.22   3.42     1,786    0.31    3.25       50
   10,075   5.31   1.74   3.57     2,293   -0.24    4.26    1,193
      -     4.07   1.24   2.83     1,765    0.04    1.99      -
    3,950   4.59   1.08   3.51     2,302    0.64    3.28      398
    4,500   4.68   1.17   3.51     2,320    0.16    2.39      310
    8,425   4.96   1.38   3.58     2,218    0.40    3.56      327
   17,500   5.30   1.80   3.50     2,204    0.66    3.12      227
   15,000   5.03   1.77   3.26     2,298    0.10    2.64      132
    6,700   4.19   1.20   2.99     2,015    0.48    2.45       45
      -     4.48   1.58   2.90     1,800    1.28    2.92      137
      -     3.38   1.28   2.10     1,278    0.03    4.69      229
    8,000   5.49   1.58   3.91     2,540    0.73    6.82      -
      -     4.03   0.95   3.08     2,287    0.36    2.53       23
    3,000   5.62   1.18   4.44     3,458    0.57    4.34    1,052
    9,232   4.64   1.35   3.28     2,457    0.18    3.20        9
   17,955   4.50   1.04   3.46     1,787    6.28   22.17      -
    7,194   5.01   0.74   4.27     3,788    0.59    3.56      102
      -     4.14   0.82   3.31     3,115    1.02    2.70      114
    5,500   4.22   1.28   2.94     2,963    0.61    2.65      242
   22,501   5.20   1.58   3.62     3,692    0.44    3.74      610
    7,240   4.08   0.96   3.12     3,180    0.61    3.06      -
      -     3.90   1.31   2.59     2,658    0.20    1.91      114
    2,030   4.84   1.45   3.40     3,770    0.26    2.38      118
    7,069   4.00   1.52   2.49     2,802    0.23    2.41       49
    7,000   5.05   1.36   3.69     4,304    0.32    3.44      -
      -     5.62   0.79   4.84     5,317    0.76    3.87      180
   10,494   5.89   1.36   4.53     5,481    0.33    3.04      180
   24,000   5.09   1.74   3.35     3,908    0.36    2.96      140
   21,931   4.63   1.44   3.19     3,771    0.68    3.14      365
   17,000   4.68   0.99   3.70     4,327    0.77    3.97      246
15,400   4.87   1.29   3.58    4,481   0.43   3.38      54
   -     4.84   1.18   3.66    4,681   0.85   3.04     154
 5,500   5.10   1.41   3.69    4,699   0.44   3.14     236
50,839   5.09   1.79   3.30    4,382   0.27   2.69      51
25,500   5.31   1.96   3.36    4,496   0.43   3.36     273
22,800   5.09   1.72   3.37    4,643   0.59   3.03     557
18,500   4.74   1.59   3.16    4,520   0.28   2.60     135
17,450   5.30   1.55   3.75    5,254   0.33   3.14     109
31,697   5.78   1.82   3.96    5,705   0.60   3.35     185
13,100   5.08   1.55   3.53    5,541   0.27   2.82      13
22,622   5.08   1.35   3.73    5,650   1.20   3.90   1,015
 7,990   5.52   1.26   4.26    6,483   0.54   2.40     868
49,619   4.09   1.76   2.33    3,665   0.34   2.36      91
 7,886   4.77   1.57   3.20    4,999   0.48   2.97   1,042
 6,171   4.67   1.11   3.55    5,449   0.51   3.50     152
31,000   4.89   1.50   3.39    5,536   1.01   3.29     599
 5,500   4.87   0.99   3.87    6,470   0.75   3.63     275
   -     4.82   0.85   3.97    6,889   0.96   2.93     203
 4,000   5.33   1.43   3.90    6,356   0.73   3.81     485
16,500   5.55   1.46   4.09    7,360   0.16   2.41     800
38,550   5.00   1.52   3.48    6,207   0.44   3.27     313
10,000   5.19   1.25   3.94    6,983   0.64   3.68     -
15,000   5.51   1.02   4.49    7,850   0.95   4.52     951
24,000   4.91   1.63   3.28    6,003   0.49   2.77     500
71,402   5.06   1.46   3.59    6,889   0.83   3.10   1,087
19,000   4.68   1.19   3.49    6,526   0.58   3.69     110
32,880   5.12   1.34   3.79    7,456   0.57   3.60     652
12,500   5.49   1.42   4.07    7,970   0.22   2.06     230
 5,000   4.92   0.93   3.99    7,820   1.16   4.16     633
11,974   4.27   1.22   3.05    6,067   0.56   2.55     175
14,000   4.32   1.48   2.84    5,803   0.26   1.81      75
26,545   5.17   1.62   3.56    7,372   0.45   2.80     725
 5,635   4.46   1.14   3.32    6,939   0.30   2.31     140
   100   4.45   0.95   3.50    7,375   0.28   2.84     510
10,774   4.85   1.18   3.66    8,075   0.56   3.57     209
45,100   5.06   1.49   3.58    7,931   0.33   2.53     340
 9,000   4.35   1.12   3.23    7,343   1.05   3.19     225
 8,000   5.21   1.09   4.11    9,829   0.28   2.62     225
   116   5.19   1.42   3.77    8,936   0.44   4.52   1,441
31,837   4.56   1.47   3.09    7,156   0.84   3.52   2,656
 2,919   4.08   1.06   3.03    7,287   1.15   3.30     178
80,440   4.48   2.08   2.41    5,504   2.73   4.48     306
74,506   5.09   1.68   3.41    7,981   3.35   3.12     752
85,873   4.78   1.73   3.05    7,601   1.07   3.24     230
   617   5.78   1.28   4.50   11,982   0.16   2.32     202
14,827   4.78   0.96   3.82    9,852   1.04   4.01   1,162
56,315   5.10   2.06   3.03    8,045   0.95   4.56   4,105
34,581   5.06   2.26   2.80    7,736   0.03   2.04   6,060
42,334   4.88   1.85   3.03    8,130   0.40   2.56     235
27,000   5.05   1.41   3.64   10,028   0.62   3.12   2,125
21,385   4.82   1.52   3.29    8,780   0.50   2.72     200
60,103   4.93   1.64   3.29    8,753   0.73   3.03     345
95,738   5.16   1.73   3.43    9,849   1.21   3.84     433
   -     3.67   1.23   2.44    7,004   0.59   2.25     221
 1,250   4.49   0.97   3.52   10,245   1.31   4.25     173
 52,720   5.42   1.71   3.70   10,936   1.21   3.60   1,769
 21,250   4.55   1.21   3.34    9,857   0.34   2.49     180
  7,247   4.10   1.21   2.90    8,854   0.48   3.21     120
    -     4.34   1.23   3.11    9,235   0.60   3.18     380
 53,887   5.22   1.43   3.79   12,238   0.45   3.09     606
    -     4.20   1.25   2.95   10,021   0.13   1.51     319
 53,266   4.77   1.14   3.63   11,888   0.60   4.25     679
 94,300   4.63   1.71   2.92   10,212   0.38   2.55     247
 72,500   4.80   1.56   3.24   11,195   0.61   2.95   2,696
 25,850   5.25   0.89   4.36   15,040   0.63   3.18     265
 40,118   4.77   1.24   3.53   12,510   0.83   3.57     264
 91,665   5.08   1.35   3.73   13,265   0.61   3.17   1,683
108,833   4.97   1.79   3.18   11,069   0.45   2.64     675
128,411   5.46   1.77   3.69   13,876   0.38   2.96     850
 38,500   4.29   1.42   2.87   10,657   0.16   2.36     226
205,080   4.75   2.30   2.45    8,947   0.31   3.03     -
 33,000   4.51   1.28   3.23   11,297   0.39   3.97     300
 53,019   5.25   1.84   3.41   13,108   0.56   2.92   1,995
 74,778   4.88   1.68   3.20   12,253   0.47   3.39     761
 33,697   5.31   1.21   4.09   15,866   1.04   3.79   1,176
 65,000   5.01   1.31   3.70   14,782   0.56   2.22     462
  2,875   4.99   1.84   3.15   13,757   0.34   2.67     900
 72,084   5.38   1.73   3.64   15,846   0.17   2.23     175
 88,058   4.69   1.74   2.95   12,703   0.89   3.14     750
 95,573   5.36   1.63   3.73   16,742   0.14   2.86   5,126
 94,000   5.93   1.44   4.49   18,746   0.47   2.81   1,409
 30,000   4.64   1.21   3.42   16,076   0.29   2.40   4,065
 42,854   5.42   1.39   4.04   19,576   1.55   4.66   1,500
 25,000   4.36   0.96   3.40   15,599   0.63   3.35     616
 39,081   5.18   1.44   3.74   17,741   0.76   3.55     262
 85,683   5.05   1.36   3.69   17,873   1.27   4.01   1,115
181,847   5.32   2.39   2.93   16,447   0.29   1.95   2,150
 25,311   4.69   1.32   3.37   18,942   0.31   2.63     180
 64,000   5.00   1.55   3.45   19,727   0.67   2.49     485
157,000   4.72   1.63   3.09   20,022   0.74   3.09     806
    -     4.08   1.47   2.61   16,649   0.40   1.61     237
145,092   5.00   1.84   3.16   19,714   0.60   3.48   8,350
115,536   4.92   1.85   3.07   20,607   0.53   2.86   2,450
208,106   5.11   1.69   3.42   23,329   0.19   1.66   1,000
149,439   5.24   1.51   3.74   27,114   0.53   3.15     200
    -     4.60   0.96   3.64   27,064   0.37   2.29     300
 44,018   4.63   1.53   3.10   22,332   0.42   2.59   1,043
    505   3.59   0.66   2.93   20,451   0.76   2.61   1,350
120,109   4.67   1.52   3.14   23,558   0.77   2.81   1,281
    -     4.68   0.49   4.19   31,352   2.05   4.10     500
122,649   5.37   1.62   3.74   30,026   0.09   1.92   5,493
 58,239   4.45   1.55   2.90   22,856   0.19   1.82     900
107,752   4.94   1.07   3.86   32,430   0.93   3.40   3,700
205,329   4.15   1.50   2.64   22,268   0.29   1.90   8,548
108,236   4.36   1.29   3.07   26,491   1.49   2.89   2,000
170,000   4.95   1.74   3.21   32,085   0.33   2.69   1,800
 14,260   5.15   0.72   4.43   42,122   0.78   3.56   3,187
155,137   5.25   1.47   3.78   40,310   0.58   3.01   1,933
266,574   4.63   1.76   2.87   30,934   0.65   2.60     729
135,275   5.75   1.46   4.29   46,855   0.63   3.53   2,245
 42,487   4.09   1.04   3.06    42,589   0.96   2.73    3,000
126,141   4.54   1.29   3.25    48,947   0.52   2.49    2,172
228,500   3.47   1.04   2.42    40,179   0.64   2.13    4,225
374,234   5.29   1.46   3.83    70,877   0.10   1.98    2,479
206,155   5.06   1.42   3.64    63,209   0.47   2.87    3,400
293,813   4.75   1.50   3.26    57,496   0.81   2.97    6,526
604,620   4.88   2.08   2.80    53,742   0.96   2.58    3,150
414,521   4.32   1.36   2.96    68,117   0.62   2.13    6,800
 64,351   4.60   1.28   3.32    94,643   0.24   2.15   13,600
302,546   4.97   0.90   4.07   126,783   1.15   3.49   15,080
 58,158   4.28   0.39   3.88   175,833   2.18   4.37    6,000
    162   5.84   1.12   4.72     1,352   0.59   4.07      -
    235   4.96   2.55   2.41       971   0.11   1.38       54
 15,165   5.21   1.36   3.86     2,008   2.42   5.83      599
  6,163   5.88   1.69   4.19     2,180   0.63   3.37      328
 21,450   5.36   2.21   3.15     1,704   0.94   3.41       57
 19,894   5.79   2.15   3.64     1,991   0.18   2.91      342
    -     5.24   1.77   3.46     2,360   0.13   2.36      478
  4,000   5.39   1.56   3.83     2,623   0.88   4.01      128
 40,267   4.35   2.24   2.11     1,668   0.63   3.33      995
  1,500   5.72   1.05   4.66     3,628   0.41   4.11       90
  4,707   4.46   1.19   3.27     2,607   0.05   2.98      160
    -     5.02   1.31   3.72     2,935   0.14   3.16      180
  9,500   5.83   1.19   4.65     4,659   0.67   4.48      195
    -     5.62   0.85   4.77     5,221   0.50   4.80       68
  6,000   5.38   1.05   4.32     4,454   0.58   3.70      217
    -     4.83   1.08   3.75     4,060   0.60   3.47      201
 20,500   4.94   1.71   3.23     4,242   1.05   3.52      264
 16,750   5.37   1.71   3.66     5,266   0.26   2.52      707
  3,700   5.52   1.37   4.15     6,292   0.49   3.88      311
    -     4.01   1.12   2.89     4,521   0.80   2.59       45
    -     5.65   0.92   4.73     7,239   0.76   4.38      185
 44,500   5.23   1.40   3.83     6,636   0.64   4.00      134
 36,305   5.00   1.50   3.50     5,994   0.96   4.12      285
  1,653   4.82   0.94   3.88     6,709   1.04   4.07      436
 18,219   4.79   0.76   4.03     7,390   0.95   4.15      510
 56,594   5.30   1.51   3.79     7,641   0.45   2.88      811
 39,548   6.30   1.69   4.60     8,811   0.48   4.02      935
    -     4.26   0.96   3.30     6,747   1.00   3.36      919
 56,846   4.84   1.72   3.12     6,719   0.16   2.68      217
 22,500   5.40   1.35   4.06     8,952   0.60   4.02    1,175
    -     6.01   0.86   5.14    11,058   0.82   4.06      296
 28,300   5.20   1.55   3.65     8,520   1.03   3.94    1,245
 51,705   5.25   1.63   3.62     9,089   0.63   3.35      560
 67,873   5.03   1.86   3.16     7,386   0.25   2.08       81
 26,928   4.20   0.84   3.36     9,055   2.19   4.41      450
 69,961   5.33   1.60   3.73    10,935   0.81   3.15    2,700
 24,573   5.60   1.01   4.59    14,024   1.43   3.99      380
 85,478   5.17   1.70   3.47    10,379   0.48   2.87      675
    -     6.10   1.50   4.61    15,778   0.14   3.04      577
 36,285   6.02   1.51   4.51    15,434   0.67   3.38    1,050
 33,010   5.24   1.24   4.00    13,512   1.08   3.74      858
 46,754   5.63   1.41   4.22    15,356   1.20   4.18      900
 76,513   4.66   1.06   3.60    14,247   0.91   3.00      750
 38,104   4.63   1.07   3.55    14,410   0.95   3.37    1,064
 51,184   5.50   1.10   4.40    18,210   0.88   3.80   1,143
 50,500   5.39   2.12   3.27    13,870   2.34   4.26   1,447
 40,979   4.90   1.28   3.62    15,417   0.51   3.07     660
 12,398   5.13   1.28   3.85    17,407   0.11   2.35     906
 96,453   5.33   1.57   3.76    17,434   1.29   3.89   2,118
162,965   5.31   2.23   3.08    16,099   0.28   2.45     970
171,172   5.02   2.14   2.88    15,159   0.25   2.17     315
 62,957   4.68   1.26   3.43    19,087   1.00   3.22   2,645
 60,449   5.47   0.92   4.55    24,558   1.13   4.28   3,000
 36,000   4.33   0.87   3.46    21,149   0.69   3.89     -
154,704   4.49   1.68   2.81    17,192   0.86   2.98   1,186
138,151   5.37   1.42   3.95    25,347   0.66   3.38     250
 14,000   6.09   1.75   4.34    28,316   1.33   3.34   8,712
 86,415   4.89   1.33   3.56    23,132   0.81   3.26     900
115,959   4.63   1.00   3.63    23,692   0.83   3.00   1,950
  2,467   5.00   1.10   3.90    27,788   0.96   4.05   2,350
248,968   5.04   1.92   3.12    23,799   0.60   2.00   1,500
153,922   4.72   1.38   3.33    30,597   0.67   1.99   6,300
 31,158   4.56   0.75   3.81    38,773   0.93   3.06     397
172,237   5.11   1.37   3.74    57,592   0.74   2.29   5,242
 92,184   5.26   1.36   3.90    62,543   1.32   3.71   6,300
    -     4.25   0.35   3.90   295,575   0.14   3.89     219
Salaries and       Net                        Assets per
 Employee       Operating      Efficiency     employee                     State
  Benefits       Income          Ratio        $millions     Common Stock   Group
    esal           noij           eeffr       astempm          eqcs
    esal           noij           eeffr       astempm          eqcs
          778          (413)         154.99          2.95           6019           1
       1,197         (1,672)         175.73          3.20             14           1
          625           233           75.98          6.61           1121           1
          907          (555)         121.22          3.17             12           1
       1,449            194           88.63          3.96           5000           1
       1,490           (332)         108.53          4.15             22           1
       1,870            541           85.55          3.04           8394           1
       1,291           (997)         161.05          4.27           2406           1
       1,118            245           74.99          5.13            801           1
       1,379            666           84.56          3.54            200           1
       1,114         (1,699)         857.04         12.48           4000           1
       1,664         (2,142)         199.31          5.35           3292           1
       2,160            234           89.88          4.71         10000            1
       1,576            607           72.36          9.30           5712           1
       1,540            503           63.73          6.31              0           1
       1,913            148           76.43          5.52             15           1
       2,170          5,391           37.68          4.19              0           1
       2,339          1,186           67.60          4.95            125           1
       2,084          1,051           70.34          5.95              0           1
       2,688            452           87.44          4.30              0           1
       3,182            660           81.44          3.44              0           1
       3,913         (5,413)         142.63          3.67             92           1
       3,394            312           84.91          4.06           3621           1
       3,449          1,047           71.83          4.85           1321           1
      10,060          1,468           85.11          2.61              0           1
       3,514            854           80.68          4.50         12510            1
       3,731          1,021           83.10          4.16              0           1
       3,011          1,241           70.43          5.07           1352           1
       5,503            473           87.86          2.64              0           1
       6,702           (248)          93.88          1.85            250           1
       3,589          1,877           60.79          5.62              0           1
       5,182            341           80.10          4.30              0           1
       4,826           (793)          98.70         13.25             45           1
       6,160           (890)         103.37          4.15           1919           1
       5,658          1,140           79.56          6.53              1           1
       4,543          1,625           73.31          4.75              1           1
       5,315          2,804           70.64          4.94              0           1
       6,631          1,674           70.63          4.56              1           1
       6,822          2,402           77.60          4.48            863           1
       6,922          2,649           73.31          5.15              0           1
       9,061          2,288           79.87          4.06              0           1
       6,341          2,011           69.52          5.27            893           1
       9,130           (110)          73.88          5.24              0           1
       9,706         (9,883)         125.69          4.93           9250           1
       3,909          4,561           51.15          9.75              0           1
      11,677          3,280           75.20          4.15              0           1
      12,139          3,269           77.99          4.14              0           1
      11,859          1,770           87.43          3.33              1           1
      11,228            625           79.82          4.89              0           1
  8,160    2,202     76.50   6.87      0   1
 15,284    5,653     75.62   4.33   3000   1
 16,384    2,280     81.32   6.04      0   1
 16,187    4,414     75.32   5.83      0   1
 17,040    8,897     63.33   5.98   3000   1
 24,535    1,281     82.53   5.40      0   1
 14,579    9,762     61.04   7.77      0   1
 27,400    4,337     83.12   5.85      0   1
 28,822     (818)    57.42   6.09   1676   1
 35,294   17,698     66.83   5.89   3000   1
 34,015    6,927     69.68   5.82      0   1
 65,322   51,406     55.41   8.10      0   1
173,487   44,376     71.73   6.14      1   1
286,067   63,842     78.44   4.44      1   1
    302       25     86.64   4.89      0   2
    899      119     83.62   2.96      0   2
    594      277     71.14   3.98    103   2
    843      146     83.06   3.35      0   2
    978   (1,157)   162.71   4.71     13   2
    841      (74)   104.75   3.51      0   2
  1,153      317     78.02   3.58      0   2
    760      175     90.86   4.70      0   2
    665      139     83.61   4.50      0   2
  1,028       14     93.88   3.62    400   2
  1,099     (314)    99.00   2.53      0   2
    939      137     87.15   5.05      0   2
    836   (1,429)   128.12   4.46      0   2
    743      304     69.39   7.65      0   2
  1,212      112     78.96   4.62      0   2
  1,043      315     65.33   5.78      0   2
  1,211      (78)    89.50   4.67      0   2
  1,061      288     75.06   4.45      0   2
    913      268     78.36   4.17      0   2
    868      489     70.52   5.53      0   2
    869      581     69.81   6.04   1988   2
  1,501   (1,787)   220.12   4.59     18   2
  2,465   (1,417)   146.93   2.87     52   2
  1,051      445     73.71   6.77      0   2
  1,486     (353)    86.53   5.67      0   2
  1,197    1,743     92.40   5.70   2817   2
  9,082   (5,711)   227.63   0.81      1   2
  1,891      657     73.16   3.54    978   2
  1,269      865     62.32   6.43      0   2
  1,499      390     74.60   4.70      0   2
  1,621      (76)    92.01   3.74      0   2
  1,682      500     82.16   4.95      0   2
  1,136      533     68.55   7.78      0   2
  1,607      834     65.07   5.87     10   2
  1,750      261     88.71   7.35      0   2
  2,480      435     85.79   3.36      0   2
  2,355    1,045     69.20   3.87    209   2
  2,257    1,205     62.57   4.80   3900   2
  1,584      496     79.84   5.83      0   2
  1,900      520     81.27   4.07      0   2
  2,769      243     88.81   3.99      0   2
2,198      551     84.40    4.47       0   2
2,001    1,480     67.31    4.05       0   2
2,208      609     76.06    4.80     125   2
2,229      736     75.15    6.87       0   2
2,013      247     88.81    4.32       0   2
2,167      529     76.48    4.75       0   2
2,199      689     75.58    5.78       0   2
2,395      735     76.88    4.71       0   2
2,724    1,000     73.35    4.73       0   2
2,432      982     74.11    5.32     500   2
3,234      407     79.16    3.51       0   2
1,686    1,648     49.92    5.68       0   2
1,877      352     88.40    8.29     500   2
2,211      147     80.65    4.57       0   2
2,769      509     86.25    5.59      10   2
2,676      942     74.83    3.91       1   2
3,127      860     76.66    3.68    2092   2
2,605    2,149     59.39    5.07     275   2
2,891      476     82.32    3.79       0   2
2,606    1,586     56.76    9.51       0   2
3,341      558     83.33    5.01      50   2
4,393    1,111     80.45    4.00       0   2
4,246      408     81.56    3.79    2800   2
2,820      957     73.35    5.79       0   2
3,541      987     70.16    4.82    1100   2
4,376      498     90.62    4.06       0   2
3,752      618     82.65    3.64       0   2
2,314    2,557     48.04    7.42       0   2
4,346      793     80.72    3.98     300   2
2,543    1,274     70.61    5.30      10   2
2,130    1,893     58.14    8.25       0   2
2,821    1,089     69.00    5.26       1   2
3,197    1,560     63.80    7.59    1232   2
3,167    1,184     75.04    5.24       0   2
4,478      942     84.59    3.97       0   2
3,101    1,945     64.76    5.65       0   2
3,895    1,505     74.59    3.89       0   2
3,219    2,387     59.66    8.87       0   2
4,376   (1,429)   107.21    4.08    3500   2
4,148     (931)    89.51    4.13       0   2
4,774    1,182     78.96    4.03       0   2
6,103    1,047     87.29    3.67   47330   2
4,129    4,704     46.16    3.05       1   2
4,504    1,495     78.71    5.17       0   2
3,765    3,861     49.87    8.10       0   2
5,264      833     82.53    3.65     500   2
5,065   (3,613)   113.33    3.88       0   2
3,496   (3,045)    72.44   10.29       0   2
4,157    1,435     74.68    4.58       0   2
4,558      943     73.28    4.33       0   2
3,663    1,545     71.62    7.42       0   2
4,387    1,686     75.46    4.37       0   2
6,025    1,180     82.90    4.48       0   2
3,699    1,364     74.26    6.82       0   2
6,696    1,139     86.44    3.78       0   2
 5,297    1,503     73.37    3.76       0   2
 4,361    2,107     67.69    5.82      10   2
 5,748      357     94.97    5.01       0   2
 4,456      821     85.95    4.92       0   2
 5,927    2,158     72.87    5.00     500   2
 2,798    3,104     48.95   11.22       0   2
 6,965     (147)   100.37    4.30       1   2
 5,556    1,612     77.15    6.13       1   2
 5,410      394     76.61    5.07      10   2
 6,696    3,609     63.77    5.33       0   2
 7,134    1,797     81.71    4.81     500   2
 5,851    1,827     72.47    4.81       1   2
 5,753    2,058     72.75    5.26       0   2
 6,473    2,520     72.58    5.00    1967   2
 5,746    1,431     78.01    5.60       0   2
 5,379     (680)   110.02    5.44      37   2
 5,318     (897)   109.80    8.27       1   2
 5,983    1,648     73.51    4.94       1   2
 7,571      511     92.21    4.50   37320   2
 8,025    3,160     73.82    4.03      10   2
 5,331    4,743     52.13    5.19       0   2
 6,917    2,004     76.23    5.31       0   2
 5,318    4,353     58.50    6.59       0   2
 7,400    1,934     81.71    4.94      10   2
 5,927     (323)    73.86    8.30     348   2
 5,981    4,866     56.55    5.81     600   2
 6,239    1,485     64.69    6.97       0   2
13,629    1,989     83.30    3.51       3   2
 9,657    1,709     83.27    3.76       0   2
 8,993    2,829     77.77    3.75       0   2
10,984    2,291     79.78    3.62     543   2
 5,842    3,322     60.75    7.65     500   2
 8,525    3,626     71.33    5.58       0   2
 7,635    5,971     60.65    5.73       0   2
11,717    2,595     80.65    4.98       1   2
 4,367    5,693     53.34    9.02       5   2
10,979   (4,302)    89.82    5.32       5   2
 9,487    1,785     79.61    5.96     500   2
 6,239    7,530     45.80   10.01    2124   2
12,450    6,156     73.53    6.14    7352   2
 9,532   10,709     57.24    7.59       0   2
10,494    3,866     73.58    5.81       0   2
 9,803    4,286     70.62    6.47   15649   2
12,220    4,081     71.88    5.83       0   2
17,735   10,501     65.03    5.45    1500   2
 8,166    6,040     50.08   12.62       0   2
 7,876    6,386     58.85   11.42       0   2
17,183    5,362     70.25    4.21     500   2
 9,100      203     64.07    6.92     500   2
13,909    7,910     63.34    5.00    3673   2
14,292    4,334     76.21    6.12       0   2
19,825    8,698     68.18    4.29    1576   2
18,176    8,484     68.79    5.57       0   2
14,356    6,818     73.69    7.24     500   2
20,655    8,141     71.80    5.38     561   2
 23,441    8,882     67.65    5.60        0   2
 20,869   11,592     66.00    7.80      500   2
 21,619    9,901     68.99    7.03     2250   2
 17,221   20,150     48.95   10.47        1   2
 26,751   13,760     67.37    6.98   111077   2
 27,552    9,778     70.74    5.24      500   2
 29,460   12,748     68.32    6.68      500   2
 29,829   19,195     59.55   10.58     6815   2
 35,488   16,910     60.13    7.69        0   2
 57,008   29,072     65.88    5.02     2044   2
119,526   50,548     70.68    4.41      600   2
    662      252     76.59    2.45       50   3
    263      264     54.92   10.15        0   3
  1,295     (320)    92.94    2.20      219   3
  1,062      295     70.03    3.17        0   3
    961      226     83.33    4.53        0   3
    720      104     76.43    5.10      873   3
    968      231     65.69    3.89        0   3
  1,493      337     85.05    3.24      207   3
  1,284     (909)   119.96    4.80        1   3
  1,773      442     80.95    3.14        0   3
  1,131      101     89.91    5.85     1260   3
  1,234      247     81.76    6.18     1673   3
  2,449      575     84.20    2.62        0   3
  2,502      350     91.17    2.56      337   3
  2,080      659     75.50    3.47        0   3
  1,757      510     79.56    2.67      288   3
  2,082      508     82.34    4.35        0   3
  1,953      803     64.13    5.11     3000   3
  2,943      713     83.81    3.23      142   3
  2,369    1,036     70.08    6.07        0   3
  4,007    1,042     79.74    2.12      329   3
  4,191      405     89.58    3.17        0   3
  4,302      292     92.44    3.28        0   3
  4,075      753     82.61    2.66      686   3
  4,109      943     82.84    2.96      400   3
  3,407    1,433     67.89    5.02        1   3
  3,744      717     78.98    4.04        0   3
  4,025      667     78.18    3.84        0   3
  3,085      761     81.56    4.91        0   3
  4,314      211     86.28    3.27        0   3
  5,525    2,539     68.03    2.98        1   3
  4,806      451     83.96    3.40        0   3
  4,658    1,415     78.74    3.20      194   3
  2,376    2,217     61.07    9.30        0   3
  6,980    1,941     79.47    4.09     1025   3
  5,574      881     69.47    4.12        0   3
  6,953    4,416     66.32    2.85      200   3
  4,583    1,909     72.56    4.24        0   3
  4,946    3,107     64.12    4.98     2798   3
  6,577    3,736     64.43    3.01      100   3
  6,054    3,128     71.50    3.60      350   3
  8,011    2,781     74.98    3.35        0   3
  6,421    3,764     66.52    3.97        0   3
  7,796    2,376     73.46    4.64        0   3
 9,298    3,458   72.05       3.25        0   3
10,399    3,038   73.63       2.60      191   3
 6,973    3,203   74.29       4.49        1   3
 5,959    3,951   59.17       5.95     3086   3
11,127    2,543   74.87       3.89        0   3
 7,670    2,739   72.97       4.68        0   3
 6,053    3,274   69.15       8.83        0   3
 9,252    3,754   71.93       3.80      542   3
12,680    3,164   75.12       3.15        0   3
11,566    1,134   89.65       3.05      100   3
10,691    2,266   81.02       4.71        0   3
11,780    5,194   73.41       3.67        0   3
 9,395    4,312   58.61       4.99        0   3
11,984    4,676   71.92       3.99      250   3
10,697    5,051   65.98       4.33        1   3
16,291    2,801   82.57       3.96      250   3
 7,905    8,397   53.63       6.98     1200   3
 8,649    9,124   49.12       6.45      300   3
15,077   12,495   64.48       4.76     2186   3
 9,658   19,515   50.55       9.28      369   3
33,481   12,612   70.78       3.75        1   3
   305    7,739   96.08   1,516.22   364500   3

								
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