Mortgage Loan Application Checklist
Please return the following to expedite the loan application approval process:*
Please complete and return the following:
Signed and completed Uniform Residential Loan Application. When filling out the form please include complete addresses and complete account numbers. Signed and completed Uniform Residential Loan Application. When filling out the form Find the form at www.sbsu.com >>Information >> Forms.
please include complete addresses and complete account numbers. Find the form at
www.sbsu.com >>Information >> Forms. Check for $500 to pay the appraisal & credit report fees and half of the underwriting fee. Make check payable to State Bank of Southern Utah.
Copy of the Real Estate Purchase Contract including all addendums (signed by all parties). Make check payable to State Bank of Southern Utah.
Check for $500 to pay the appraisal & credit report fees and half of the underwriting fee. Copy of the Real Estate Purchase Contract including all addendums (signed by all parties). Copies of pay stubs covering the most recent 30-day period. Copies of all W-2s for the past two years.
Copies of pay stubs covering the most recent 30-day period.
Copies of all W-2s for the past two years.
Signed copies of personal tax returns for the past two years (complete copies with all schedules).
Business owners (25% or greater ownership): Year-to-date balance sheet and profit and loss statements. Copies of tax returns forfor the past two years (include all schedules). Copies of personal tax returns the past two years (include all schedules).
Copies of bank account statements for the three most recent months.
Business owners (25% or greater ownership): Year-to-date balance sheet and profit and loss of credit card Copies of tax returns for the we two years (include all schedules). Copies statements. account statements for accountspastwill be paying off.
Landlord’s of bank account statements for the copiesmost recent months.checks for the past 12 Copies name, address and phone number or three of your canceled rent months.
Copies Statements on previous home if sold recently. Settlementof credit card account statements for accounts we will be paying off. Landlord’s breakdown for construction number or copies of your canceled Plans and costname, address and phoneprojects (new home construction loans).rent checks for the
Other:
past 12 months.
Settlement Statements on previous home if sold recently. Other: Plans Other: and cost breakdown for construction projects (new home construction loans).
Other: Complete copy of divorce decree (if you are divorced).
If applicable to incomeSocial will be used for qualification: Evidence of which Security or retirement income (award letter).
Complete copy of divorce decree (if you are divorced).
Copies of rental agreements on rental units you own. Copies of Homeowner’s Insurance (for refinances only). Copies of property legal description (for refinances only).
Evidence of Social Security or retirement income (award letter).
Copies of rental agreements on rental units you own.
Copies of Homeowner’s Insurance (for refinances only).
Copies of property legal description (for refinances only).
If you have any questions feel free to contact your State Bank of Southern Utah Mortgage Loan Representative at:
Contact Information
Cedar City
435-586-0694
435-586-0694 Cedar City St. George 435-652-7070 or 435-652-7070 St. George
*If we have not received these items within 60 days, your file will be withdrawn for incompleteness