Working Tax Credit…
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0 I L A B O U R – G I V I N G Y O U R I G H T S
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You don’t need to have
children to claim
Working Tax Credit…
Working Tax Credit helps
people who:
● Are over 25 years old.
● Work more than 30 hours a week.
● Have a low income of less than:
– £250 a week if you are single.
– £326 a week (joint income) if
you are in a couple.
Some people could be over
£65 a week better off. See
the table inside to find out
how much you could claim.
If you have children see Usdaw’s leaflet, Working Parents …
a helping hand (Lft 348), or call 0845 6060640 for a copy.
U S D A W – H E L P I N G Y O U C L A I M Y O U R R I G H T S
What is
Working Tax Credit?
Working Tax Credit is help from the Effect on Housing and
Government to ‘top up’ the wages of Council Tax Benefits
people on low incomes who work If you already claim Housing Benefit or
full-time. Council Tax Benefit you must tell your
local council as soon as your income
With Working Tax Credit, work pays
increases. Your Housing Benefit or
much better than benefits.
Council Tax Benefit may be reduced,
however you will still be better off overall
How much is for claiming Working Tax Credit.
Working Tax Credit? Couples
The amount you can claim depends on You must make a joint claim for Working
your gross income – the amount you Tax Credit if you are:
earn before any deductions.
● Married and not separated.
You will probably qualify for more if you
are disabled. ● A man and woman living together
as if you are married.
Normally your tax credit will be worked
out on the basis of the gross amount ● The same sex and living together as
shown on form P60 that your employer a couple or you are civil partners.
gives you shortly after 5 April every year.
One of you must work for 30 hours a
If your income has gone down since your week. Your income will be added
last P60 – maybe you have changed jobs together to work out if you can claim.
or you work different hours – you can ask
for your tax credit to be worked out from Help when you’re ill
your current hours and wages. If you are off work and having to rely on
Statutory Sick Pay, your tax credits may
Minimum wage: your employer must be increased. You just have to phone the
pay you an hourly rate of at least: helpline to let them know.
Before 1 October 2009
Helpline:
£5.73 Aged 22 and over
£4.77 Aged 18-21 0845 300 3900 (local call rate)
£3.53 Aged 16 or 17 0845 300 3909 (textphone)
After 1 October 2009
£5.80 Aged 22 and over
£4.83 Aged 18-21
£3.57 Aged 16 or 17
If you are not receiving this, call the
Helpline on 0845 600 0678
L A B O U R – G I V I N G Y O U R I G H T S
Gross Weekly Annual Approximate Weekly Tax Credits
Income (£) Salary (£) Single Person (£) Couple (£)
172 8,939 £32.00 £68.00
173 9,000 £31.00 £67.00
192 10,000 £24.00 £60.00
211 11,000 £16.00 £52.00
230 12,000 £9.00 £45.00
250 13,000 £1.90 £37.00
269 14,000 £0 £30.00
288 15,000 £0 £22.00
307 16,000 £0 £15.00
326 17,000 £0 £7.00
Examples How to claim
Working Tax Credit
Andrew is 25 and his partner Dawn
is 22. Andrew works in a restaurant You can claim Working Tax Credit at any
time – the earlier the better to make sure
for 35 hours a week. Dawn is studying
that there is no delay in receiving your
and works for 10 hours a week in a
tax credit.
bar.
Your claim will date from when you call
Andrew earns £220 a week (gross)
the helpline.
and Dawn earns £55.20 – a total of
£275.20 a week. Helpline:
0845 300 3900 (local call rate)
They can claim £27.80 a week in
0845 300 3909 (textphone)
tax credit.
Receiving
Janet is single and works in a
Working Tax Credit
supermarket for for 39 hours a week. Working Tax Credit will usually be paid
directly into your bank or building society
She earns £245 a week. account.
Janet can claim £3.85 a week in tax
credit.
If Janet reduced her hours to 30 hours
a week, her wages would go down to
£189 a week but her tax credit would
increase to over £25 a week.
U S D A W – H E L P I N G Y O U C L A I M Y O U R R I G H T S
Make sure you get your rights –
join a union
The best way to make sure that your employer respects your rights at work
is to join a trade union. Your employer cannot prevent you from joining
a trade union, or from carrying out trade union activities.
Trade unions such as Usdaw can offer you lots of help and advice on getting all
your rights at work, as well as free expert legal services if you have an accident or
injury at work, or if you suffer from a work-related illness.
Staff represented by a trade union are more likely to have better
wages and conditions than those who aren’t.
Join Usdaw today
Usdaw represents over 370,000 members, many in the retail sector. We have
helped thousands of our members to claim tax credits and to improve their
wages and conditions at work.
The best way to protect and improve your rights at work is to join Usdaw. At only
£2.10 a week† (full-time rate) or £1.32 a week† (part-time rate), it’s probably the best
investment you’ll ever make.
To find the union that’s appropriate for your job, call the TUC on
0870 600 4882 or visit www.tuc.org.uk
The Labour Party
To help Labour carry on the good work, you can join the Labour Party
Call 08705 900 200 or visit www.labour.org.uk
To join or find out more about Usdaw, call 0845 6060640*
or visit our website at www.usdaw.org.uk
† Rates correct at 28 June 2009
April 2009 * Calls charged at local rates
Leaflet No. 334
Printed by County Print, North Quays Business Park, Atlantic Street, Broadheath, Altrincham, Cheshire WA14 5BF
Promoted by John Hannett, Usdaw, Manchester M14 6LJ. Published on behalf of Usdaw, Manchester M14 6LJ.
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