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AMENDMENT TO THE

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					                              AMENDMENT TO THE
                 HEALTHCARE REIMBURSEMENT ARRANGEMENT PLAN
This Amendment is issued for attachment to the Healthcare Reimbursement Arrangement (“HRA”) Plan.
The terms of this Amendment have been adopted and executed by the Employer. Defined terms are
capitalized and have the meaning defined in the Plan Document when use in this Amendment. The terms
of this Amendment are effective for any Plan Year beginning on or after October 1, 2010.

The following Term has been added to Section 3.1:

        This HRA Plan does not discriminate for determining eligibility (including continued eligibility) of
any individual to enroll or for coverage allowed under this Plan, based on any of the following health
status-related factors:

         a) Health status.
         b) Medical condition (including both physical and mental illnesses).
         c) Claims experience.
         d) Receipt of health care.
         e) Medical history.
         f) Genetic information.
         g) Evidence of insurability (including conditions arising out of acts of domestic violence).
         h) Disability.
         i) Any other health status-related factor determined appropriate by future applicable federal
         regulations.

       This HRA Plan will not be rescinded for any reason except for instances when a Participant
commits a fraudulent act or an intentional misrepresentation to the Plan, Plan Administrator, Plan
Sponsor or other entity that is assigned to administer any term of the Plan.

Section 6.5 is hereby deleted in its entirety and replaced with the following term:

         6.5 Review Procedures. In cases where the Plan Administrator denies a benefit under this HRA
Plan for any Participant eligible to receive benefits under the Plan (Employee or a covered Dependent),
the Plan Administrator will furnish in writing to the Participant the reasons for the denial of benefits. The
Plan Administrator will establish and maintain a procedure that allows for a full and fair review of any
adverse benefit determination as specified by the Department of Labor under 29 CFR 2560-503.1, as
amended by Section 2719 Patient Protection and Affordable Care Act of 2010.

         Executed this _________ day of _____________, ______.

Employer:        ________________________________


By:              ________________________________
                              Signature

By:              ________________________________
                              Printed

Title:           ________________________________

				
Jun Wang Jun Wang Dr
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