Gasoline Nozzle Newsletter - DOC 1 by wulinqing


									              Gasoline Nozzle
LXXXIV Edition                                                                                                        July 2006

              Gasoline Retailers Association of Florida
                                     214 Stevenage Drive Longwood, Florida 32779

407-774-9700 Fax 407-788-3860                                      e mail
Pat Moricca President                                                                                 SSDA / NCPR-AT
                                                                                                  Service Station Dealers of America

Gasoline Retailers Association of Florida is a non-profit association representing Independent
Gasoline Retailers, Convenience Stores, Gasoline Service Stations, Repair Shops, Tire Retailers, Truck
Stops and Associates throughout Florida. Our goal is to improve the interests of these independent
businesses and the motoring public. Cooperation with insurance companies provides benefits for our
members. These benefits include money-saving programs for group health, workers' compensation,
casualty, and property and gasoline tank liability insurance. Benefits also include financing to
purchase your gasoline station property and much more.

                                  VISIT OUR WEB SITE FOR THE LATEST GASOLINE
                                     INDUSTRY INFORMATION AND BENEFITS

    Pat Moricca

State of Emergency Rescinded
Effective late on Friday, June the 16th, Governor Jeb Bush rescinded his Executive Order #06-130 issued on the 12 of
June for Tropical Storm Alberto. This means the State of Emergency has been lifted pursuant to this Executive Order 06-
That does not mean you are out from under price gouging claims or accusations. If you remember, the Governor had
issued another Executive Order (#06-108 dated May 8, 2006) addressing the fire danger for the state. Order #06-108
dated May 8, 2006 remains intact and, therefore, the price gouging guidelines remain in place until the end of 60 days
until at least July 8 .
As I have mentioned on many occasions it is absolutely imperative that you maintain accurate records and have them
available to respond to inquiries that will no doubt be made in advance of possible subpoenas. Those records should
extend back to 30 days prior to the original declaration. I have no doubt that the media will monitor the price of gasoline.
As such elected officials will feel “compelled” to respond to consumer complaints in a very vigorous as well as public
manner. Comply with any requests you may receive.
For information contact Pat Moricca @ 407-774-9700
To All Gasoline Station Dealers and Owners
What took place in defeating the repeal of the “Motor Fuel Marketing Practices Act” (MFMPA-Below Cost) was teamwork.
Teamwork comprised of members of the Gasoline Retailers Association of Florida making phone calls, e mailing, writing
letters, meeting with their elected officials informing them why Florida needs the MFMPA. All gasoline retailers should be
grateful that the teamwork was successful and our legislators want to hear from you.
You have a large investment and in some cases your life savings to protect so don’t think someone else is going to
explain your side of the issues in the gasoline industry; you can be sure that the someone else is; the Oil Companies,
Wal-Mart, Sam’s Club, Costco, BJ’s, etc. Every year, the battle gets harder and harder.
For a list of State Senators, Representatives and information:
Contact Pat Moricca @ 407-774-9700.

All brands are welcomed, join the team and keep MFMPA (Below Cost) law in Florida.

The Cost of Non Involvement
One of the worst possible assumptions you can make, assuming that you have interests in issues before the legislature, is
that someone else is effectively representing your issues to legislators. A close corollary to this is the assumption that it's
all right for you to not get involved with the legislative process because those who have opposing views probably aren't
involved either. Add either or both of these assumptions to a lack of understanding of how legislators make decisions and
you have one good recipe for legislative disaster.
Legislators understand involvement above most other concepts. The people they see or hear from most often have the
greatest impact; be one of them, and success may be yours; slack off and you're likely to fail.
Legislators need and appreciate lobbyists for what they can do, but legislators and lobbyists know that lobbyists (as well
as legislators!) have their limitations. You cannot expect legislators to know all the facts on all the issues. Even good
lobbyists take a back seat to informed industry members when it comes to presenting convincing arguments to legislators,
lawmakers simply must hear from the industry members the people in the trenches. Those who have opinions on issues
continually barrage legislators. If your opponents are among them and you aren't, you lose.
Remember the best way to lobby the legislature is through grass roots. It is very important that all members get to know
their legislators. Call these elected officials on the phone, and especially invite them to your place of business. It is very
important that you know those in the district where you vote as well as those in the district where your business is located.
If you do not know your legislative district, call the association office at 407-774-9700

Tank Upgrade Notice
Gasoline station owners!
December 31, 2009 is the deadline to upgrade your underground gasoline tanks.
Construction cost and supplies are increasing every month. Contact a license contractor certified by the state of Florida as
soon as possible to upgrade your gasoline tanks.
The longer you wait the higher the cost and waiting time to begin work on your property.
The state of Florida will not extend the deadline. Owners that have signed contracts or permits before the deadline can
continue the work they started up to 90 days after the deadline.

                 Windfall Profits for Credit-Card Companies Over Holiday Weekend
                  WASHINGTON -- The Merchants Payments Coalition (MPC) said that with more than 31 million
                  Americans driving for the Memorial Day holiday, credit-card companies stood to make millions this past
                  weekend from credit-card fees at the gas pump.
                  In a recent survey by the Travel Industry Association and AAA, it was estimated that 31.4 million
                  Americans were expected to drive 50 miles or more from their homes over the holiday weekend.
                  Last year, credit-card fees cost the convenience store industry, which sells an estimated three-quarters
                  of all the fuel purchased in the country, a staggering $5.3 billion, making the credit-card companies silent
profiteers as gas prices escalate.
When prices rise, credit-card companies actually charge retailers more per gallon for selling gas, Visa and MasterCard
are often making more on each gallon of gas sold than the retailer actually selling the gas.
Credit-card interchange fees are a percentage of each transaction sometimes accompanied by a flat fee that Visa and
MasterCard banks collect from retailers every time credit or debit cards are used to pay for a purchase. This fee averages
about 2 percent. Total credit and debit card interchange collected by Visa and MasterCard in 2004 amounted to $26.7
billion, according to the Nilson Report, a business magazine that covers the credit-card industry.
Credit-card interchange fees unnecessarily cost American consumers billions of dollars every year, making the credit-card
companies silent 'winners' when gas prices increase and the most egregious part about this particular credit-card fee is
that unlike the endless list of other credit-card fees such as late fees, over-the-limit fees, inactivity fees and balance-
transfer fees, most American consumers don't even know they are paying it.

District Court Sides with California Gas Station Owner against Shell Oil
               San Jose, Calif. -- Shell Oil has been denied a preliminary injunction by U.S. Distrcit Court Judge Jeremy
               Fogel that would force gas station owner Mehdi Shahbazi to leave his Marina, Calif. gas station, reported the
               Mercury News.
               This is one small round for Shahbazi, who is accused of breaking franchise agreements and defaming Shell,
               the report stated.
Shahbazi displayed his first sign in November, which read "Consumers' pain is Big Oil's unearned profit! To oppose it see
cashier," the report stated.
Fliers distributed in the store said that oil companies were trying to drive franchisees out of business by selling gas at
lower prices at company-owned stores, the report said.
Shell cut the station's fuel lines when Shahbazi refused to take down the signs in November. Shahbazi saw this as an
attack on his freedom of speech, according to the report, and has continued operating his c-store and car wash. Local
customers are visiting his station to provide support, the report stated.
He added "I wasn't surprised at the decision; Judge Fogel is a very fair judge."
Shell's representative in the case, attorney Colin West told the Mercury News that he was not surprised that the injunction
was denied, noting that they are hard to get.
In his ruling, Judge Fogel noted that Shell was denied because it has not demonstrated a likelihood of success on the
merits and the possibility of "irreparable injury." This is because it failed to give a 90 day notice to Shahbazi about the
termination of the franchise agreement, as well as a lack of any evidence of irreparable injury, the report stated.

Retailers Warn Customers of Card Holds Before Swiping
With high gasoline prices hovering around or above $3 a gallon, consumers are increasingly becoming more concerned
about what happens to their bank account after they fill up, credit card companies have adjusted their card limits Visa
caps gasoline purchases at $50; MasterCard at $75..
The adjusted rates mean those consumers who purchase fuel with plastic may lose access to between $50 and $75 in
their account for up to three days, regardless of how much a consumer spends even if its just $10. Furthermore, if a
consumer hits the $75 charge limit without completely filling up the tank and re-swipes the card to continue their purchase,
it could result in another $75 held by the bank for a total of $150.00.
"If a customer has a low balance in a debit account or high balance on a credit card, the hold put on their money could
cause them to overdraw," writes the news source the Meanwhile, according to American Bankers
Association (ABA) spokesperson Tracey Mills, "If that does happen, it's because of an error and you want to call the bank
and say it's an error" (good luck).
Unfortunately, it's not the banks and credit card companies catching the blame for holds placed on customer bank
accounts it’s the gasoline retailer. Retailers should let their customers know credit card companies set the policy on credit
card holds after being on the receiving end of customers upset about pumps turning off and bank accounts being
Credit card holds are the latest headache related to credit cards for retailers as more consumers use plastic to pay for
fuel. Customers either didn't know credit card companies placed limits on how much could be purchased at the pump, or
didn't understand why a hold would be placed on their bank accounts.
Credit card situation is reaching a point of crisis for retailers, which has grown from a small expense to one of the largest
Credit card use has grown from approximately 35-40% to 75-80%. The credit card companies charge the gasoline
retailers 7 to 10 cents a gallon when a customer uses a credit card for gasoline.

California Legislators Go After All Parties Suspected of Gasoline ‘Gouging’
Sacramento – On June 8, two California state legislators introduced a bill that would not just go after retailers for
“gouging,” but would also allow the state to prosecute oil refiners and wholesalers, reports the San Jose Mercury News.
The bill, which is supported by Attorney General Bill Lockyer, does not provide “immediate relief to consumers,” writes the
California law states that gasoline prices cannot increase by more than 10 percent for a 30-day period if the governor has
declared a state of emergency. However, the governor has yet to call a state of emergency and the only folks who can be
prosecuted for gouging are the retailers.

The newspaper writes that the proposed measure would make three changes to current state law:
1. Allow the governor to declare a state of emergency when oil production is disrupted, even it is happens outside the
state, such as the case with Hurricane Katrina
2. Extend the 30-day state of emergency period to a 60-day period
3. Allow the state to go after oil refiners and wholesalers for suspected price gouging
“In the post-Katrina investigations where we collected hundreds of complaints, there were numerous cases where prices
increased,'' said Lockyer, adding that the investigations found that it wasn’t the corner gasoline stations “gouging people.”
Rather, it was those “further up the supply chain pushing costs onto corner stations." Therefore, there was no one to
prosecute "and we couldn't go after the refineries,'' he said.
Lockyer added that since the beginning of the year, the price of crude oil has increased 14 percent, while the refineries’
margins have increase 130 percent and gasoline prices have increased 47 percent.
“It's the refineries that are making extraordinary profits,” said Lockyer. “If it's the price of crude going through the supply
chain, that's understandable. But if they're taking advantage of consumers during disasters, then we want them to be
responsible and not take extra profits during times of crisis.”
This legislation should be on a national level and if not all states should do what California is doing!

Governor Signed ‘The Generator Bill’ Into Law
June 1st (the opening of hurricane season) the Governor signed the generator bill (HB7121) into law.
The following is a brief outline of your responsibilities as they now stand.

1) All new construction and all renovation that increases the value of the property/ facility by 50% or more will be required
to be wired with an automatic transfer switch and have access to an alternate power source capable of operating all fuel
pumps, dispensing equipment, life-safety systems (no we aren’t sure what this is either) and payment acceptance
equipment. There is no provision on how you operate if your credit card system can’t communicate with the network. This
requirement is effective once construction or renovation is completed regardless of the date.

2) By 06/2007, facilities within a half-mile of an interstate highway or state or federally designated evacuation route must
be wired with an manual or automatic transfer switch capable of operating the same equipment out lined above if they
meet the following criteria that your electrician deems to be what best serves your need on a location basis.
a) Facilities in counties with populations greater than 300,000 that have 16 fueling positions or more (8 dispensers).
b) Facilities in counties with populations between 100,000 and 300,000 that have 12 or more fueling positions (6
c) Facilities in counties with populations under 100,000 that have 8 or more fueling positions (4 dispensers).

3) The wiring of the automatic transfer switches must be performed by a certified electrical contractor. Certification of this
must be maintained at the site or the corporate headquarters. In addition, each outlet must keep documentation of the
periodic testing and ensured operational capability of any equipment.

4) Entities with ten or more facilities in a county must have access to one generator for every ten units (i.e. 16 units would
be 2 generators, 26 units would be 3 generators and so on).

5) Bulk plant operators must be capable of distributing fuel by the use of an alternate power source (gravity feed meets
the requirement) for a period of 72 hours pending an examination of the facility and the determination it is safe to operate.
The documentation requirements outlined above are applicable here also. This is also effective June of 2007 as well.

6) Finally, if you’re not one of the lucky ones listed above, you can volunteer to be in an “Emergency Fuel Network”. You
should know however, that if you volunteer, local government has the option to charge you a fee for volunteering. The
most important part of this bill is that it pre-empts any county or city government from passing a different generator rule.

Grocers Gear Up to Wage Gas War
There are fools who think by creating gasoline wars will increase profits.
With a tumultuous season in gas prices underway, convenience stores now have to compete with grocers looking to earn
profits in the gas market with customer loyalty programs offering discounts on gas sales.
Grocers are taking the idea of "one stop shopping" to the next level, according to a report by Business First of Columbus.
Take, for example, central Ohio, where Giant Eagle will open its ninth gas station in the area and GetGo fuel will open its
10th store. In addition, two Wal-Mart supercenters and eight Meijer Inc. stores offer gasoline sales.
Meijer spokeswoman Stacie Behler told Business First of Columbus, "Clearly, we do it for our customers; it's more of our
one-stop-shopping concept."
This year one third of the members of the Food Marketing Institute in Washington D.C. indicated they sold gasoline,
according to spokesman Bill Greer. Three years earlier, only 6 percent of members sold fuel.
But grocers thinking about selling gas have to maintain their standards in customer service and competitive pricing,
according to Bob Gorland, vice president of supermarket consultant Matthew P. Casey & Associates. Otherwise
consumers will pick one grocer with the best prices, and another with cheaper gas. "I've seen some situations where the
supermarket sales are poor, but the gas sales have increased, sometimes tripling and quadrupling, but the store hasn't,"
he told Business First of Columbus.

Scheme After Scheme Showing Up At Gasoline Stations
$10 fill-ups called Baltimore gas theft
Baltimore -- A man who police say pretended to be a station attendant and "sold" gasoline to drivers for $10 a tank was
stealing the expensive commodity and pocketing the purchase money.
Joseph K. Boulware, 41, of an unknown address, was arrested May 19 at a gas station in West Baltimore where, police
said, he dispensed 450 gallons of gas worth about $1,300.
He was charged with theft, assault and possession of crack cocaine. His bail status could not be determined.
Authorities said Mr. Boulware used a magnetic key and a code that effectively places a pump on standby mode, allowing
him to dispense gasoline unnoticed.
Mr. Boulware had worked for gas-testing companies, which, police think, is how he obtained the key and code.

High gas prices fuel scams
Federal regulators say mileage-increasing devices and additives sold to U.S. drivers frightened by high gas prices are
The Environmental Protection Agency has tested more than 100 products during the last 30 years without finding any that
provided a significant improvement, The Washington Post reported. A few did give drivers a small boost in fuel efficiency,
although usually at the cost of increasing emissions -- a violation of air quality laws.
A lot of these claims tend to rely on magical thinking, said John Millett, an agency spokesman. If it really were a magic
bullet, we would know about it.
Some of the companies that market fuel additives are really pyramid schemes, recruiting dealers who, if they make any
money at all, usually do it by recruiting more dealers.
Texas Attorney General Greg Abbott has filed a lawsuit against one company that claims its product is non-toxic. Abbott
says the product -- a pill -- is chemically related to moth balls and is both toxic and useless at boosting car performance.

Gas Prices Remain High
Atlanta GA: U.S. gasoline prices dropped 4.5 cents a gallon the middle of June and the wholesale gasoline has been
going up for the past week. On June 25 the national average was $2.89 cents per gallon for self-serve regular unleaded.
Demand for gasoline in the United States appears to be stable, allowing for prices to drift down modestly!
Gasoline prices will also depend on what happens with the dispute with Iran over nuclear technology and other world
developments that threaten the crude supply.
Another factor will be any storm damage this hurricane season in the Gulf of Mexico and to the U.S. distribution system
such as what happened last year.
Gasoline prices are 68 cents a gallon higher than a year ago and 6 cents lower than this year's peak of $2.97 cents on
May 5.

BP to Sell 51 Additional Stores
Chicago – BP has chosen NRC Realty Advisors to market 51 southeastern stores, 34 in south Florida and 17 in the Atlanta, Ga. area,
in addition to the 56 stores it announced to sell in the Midwest last week.
The stores, which are available for individual or multiple purchases, are BP-branded gas stations with am/pm franchises, branded and
unbranded stations with c-stores and other commercial sites. The sealed bids are due Aug. 15 to NRC, and any interested parties must
attend an NRC seminar on sealed bids for the Florida locations.
As BP reevaluates its markets and site networks, it will continue to sell sites that do not comply with its financial objectives.
NRC will offer all-inclusive sales brochures and site specific packages for the 51 southeastern locations

Iran oil warning on embargo
Iran, the world's fourth-largest oil producer, may use petroleum as a weapon if the Islamic republic's interests are
under attack, Oil Minister Kazem Vaziri-Hamaneh said.
Monday, June 26, 2006
Iran, the world's fourth-largest oil producer, may use petroleum as a weapon if the Islamic republic's interests are under
attack, Oil Minister Kazem Vaziri-Hamaneh said.
"Teheran would not use oil as a weapon, but if its interests come under attack, it will use all available means, including
oil," he said, according to a transcript of an interview posted Sunday on the Web site of Iran's state television station.
Vaziri-Hamaneh said oil prices would reach "over US $100" a barrel should the West try to impose an oil embargo on
Iran to pressure it to halt its nuclear-development program.
Crude oil prices have been gaining this year in part due to mounting tension over Iran's nuclear program and its vow to
enrich uranium for generating atomic power. Oil for August delivery closed at US $70.87 a barrel on the New York
Mercantile Exchange Friday, up 1 percent in the past week and 19 percent higher than a year ago. Iran has said its
nuclear program is for civilian purposes and intended to generate electricity in compliance with the nuclear Non-
Proliferation Treaty, of which it is a signatory.
The country denies US claims that it is developing atomic weapons in breach of that agreement.
The United States has led an effort to put the issue before the United Nations Security Council, which has the power to
impose sanctions.
Iran derives more than 80 percent of its export revenue from oil and expects oil revenue to rise 23 percent to US $55
billion this year, up about 75 percent from the US $31.5 billion earned in 2004.

In Miami-Dade Commuters Urged To 'Dump The Pump'
Thursday is "Dump the Pump Day" in Miami-Dade County. County transit services are offering free rides on Metro buses
and Metrorail.
It's part of a nationwide effort to promote public transportation as a way to beat high gasoline prices and ease congestion
on our roadways.
Tri-rail is also offering free rides on Thursday.
To print a coupon or voucher for the free rides, visit or
Public transportation has increased nationwide.

                                              BEFORE THEY’RE ALL GONE
                           contact John Gilmore @ 407-916-2933 Orlando Magic Ticket Sales Representative

                  THIS WILL KEEP YOU ON THE EDGE OF YOUR SEAT                               
                  NEW 2006-2007 LOWER BOWL SEASON TICKETS
                  AS LOW AS $20.00 PER GAME

2009 Tank System Upgrade Requirements
                             What Does It Mean for You and Your Business?
                             New Florida Administrative Code, Chapter 62-761, Tank System Upgrade Requirements –
                             What Does It Mean to You and Your Business?
                             Business owners in the gas retailing business could be facing exorbitant fines and potential
                             shut down of their business come 2009 if their tank systems are not in compliance with the new
                             Florida Administrative Code, Chapter 62-761. Call or e-mail A2L Technologies, Inc. for a
FREE White Paper detailing:
     The actual regulation upgrade requirements
     What it means and how it will affect my business
     Options for upgrading tanks and monitoring systems in order to be in compliance
     Options if contamination is found
     Information on available State funding for remediation during upgrades
A2L Technologies, Inc., is a Tampa based engineering firm that for the last decade has been providing environmental
planning, engineering and remediation services to national and international businesses throughout Florida. A2L is an
approved assessment and remediation consultant/contractor by the Florida Department of Transportation, and is licensed,
insured and bonded. A2L represents the environmental interests for commercial, industrial and governmental clients with
the goal of assuring full regulatory compliance with the least economic impact to our customers.
Call or e-mail us for your FREE White Paper Today!

A2L Technologies, Inc.
10220 Harney Road NE
Thonotosassa, FL 33592
Contact: Larry G. Schmaltz, PE - President
Phone: 813.248.8558, ext. 305 Fax: 813.248.8656
                  IRS Provides Education on Bank Secrecy Act Requirements
                    Bank Secrecy Act Specialists within the Small Business and Self-Employed Division of the Internal Revenue Service
                    provide education about Bank Secrecy Act reporting and recordkeeping requirements to money services businesses
                    (MSBs), which include many gas retailers. Gas retailers who offer money services, such as check cashing, money
                    orders, and wire transfers, may be defined as an MSB under the Bank Secrecy Act and are subject to the reporting
                    and recordkeeping requirements.
                    Congress passed the BSA in 1970 as the first laws to fight money laundering in the United States. The BSA requires
                    businesses, including MSBs, to keep records and file reports that are determined to have a high degree of usefulness
in criminal, tax, and regulatory matters. The documents filed by businesses under the BSA requirements are heavily used by law
enforcement agencies, both domestic and international to identify, detect and deter money laundering whether it is in furtherance of a
criminal enterprise, terrorism, tax evasion or other unlawful activity.
Definition of an MSB
MSBs include any person conducting business of more than $1,000 with the same person on the same day in any one of the following
activities: currency dealing or exchange; check cashing; issuing, selling or redeeming traveler’s checks, money orders or stored value;
or, provides money transfer services in any amount.
Registration Requirement
Each business that meets the definition of an MSB must register with the Department of the Treasury, except for the following:
 (1) A business that is an MSB solely because it serves as an agent of another MSB;
 (2) A business that is an MSB solely as an issuer, seller, or redeemer of stored value;
 (3) The U.S. Postal Service and agencies of the U.S, or any State, or of any political subdivision of any State;
 (4) A branch office of an MSB.
MSBs register by using FinCEN Form 107, Registration of Money Services Business.
Other MSB Reporting Requirements
MSBs, except for check cashers and issuers, sellers, or redeemers of stored value, are required to file Suspicious Activity Reports (TD
F 90-22.56). All MSBs are required to have anti-money laundering compliance programs and to file Currency Transaction Reports
(FinCEN Form 104) to report cash transactions of more than $10,000.
Sources for Additional Information
If you would like more information about the MSB reporting and recordkeeping requirements, please call Susan Vega, IRS BSA
Specialist in Florida, at (954) 423-7777.
You can find additional information about money laundering and the Bank Secrecy Act at these web sites: or
You can download forms at,,, or you can order forms by calling the IRS Forms Distribution
Center at 800-829-3676.

Power Back Systems-Standby Generator Systems
                       Florida law may require generators in all retail gasoline stations. Power Back Systems-Standby
                       Generator Systems can provide you with a generator that will fit your business and help finance your
                       generator and much more.
                       Contact John at 561-620-0812 or visit

                                                  INVESTIGATIVE SERVICES
Corporate Defense Strategies Inc. / Information Research Specialist Inc.
Corporate Defense Strategies / Information Research Specialist provides national and worldwide services. We are a full
service private investigation firm that is licensed, bonded and insured. Our principle investigator has over twenty-five
years experience in loss prevention and corporate security. Our investigators are also experts in corporate theft
investigations, background checks, interview & interrogations / skip tracing and major asset investigations / judgment
recovery. In addition, CDS is a member of many national investigative associations.
Toll free (888) 361-3800
Fax - (407) 324-9856
Web Site- Corporate Defense Strategies Inc.

Cars                                                                                                                   New
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For the lowest possible cost of buying and selling your next vehicle; utilize our service to save hundreds to thousands on
your next vehicle purchase or lease.
No gimmicks or games, IDPS will utilize our network of dealers and work the deal from start to finish. IDPS guarantees a
savings to the buyer or there is NO CHARGE. 250 FLAT RATE FEE

                                Office: (888) 248-1013 * (407) 324-5422 * Fax: (407) 324-9856
                        Almost every retail business receives bad checks:
                       CollectAChek is a NSF check recovery company that collects face value of check and charges
                       owner of the check cost for recovery. The business receives full amount of check. For more
                       information, Contact Frank Straughn @ (877) 874-9791 or e-mail

The Gasoline Retailers Association of Florida proudly sponsors Meadowbrook Insurance Group as its source for workers’
compensation insurance. Meadowbrook Insurance Group Workers’ Compensation is available to the Gasoline Retailers
Association of Florida membership.
For more Information contact:
Cindy Winternitz 800-575-1816 or Pat Moricca 407-774-9700.

Gasoline Retailers Association of Florida-Meadowbrook Group Workers’ compensation dividend program has
produced a dividend on paid premiums for seven out of the last eight years.

                                      INSURANCE RECOMMENDATIONS
                    The last minute policy renewal quote:
                    By waiting till the very last minute it will prevent the insured (you) from being able to shop for a lower
                    cost policy. Below are a couple tips to help you get the best deal on insurance.
                    Liability: At least six weeks before your policy expires, seek out competitive quotes from at least one
                    additional agent/company. You will need to know your current policy coverage and terms to get
competitive information. Gasoline Retailers Association of Florida’s/Insurance Office of America’s money saving programs
and a complete insurance package to meet your business responsibility.
Contact Glen Esbjorn from the Insurance Office of America for your insurance needs @ (800) 242-6899 (407) 788-3000
or Pat Moricca @ (407) 774-9700
For Group Health Insurance: Contact Mark Carelli @ 1-800-243-6899 ext. 4175 for information.

                                                      S. O. S.
                  Safehouse of Seminole Domestic violence is a social issue, which crosses all boundaries and
                  threatens the very fabric of our society. At Safehouse of Seminole, we are dedicated to breaking this
                  cycle of violence through our shelter and community outreach programs. Our crisis line and shelter
                  programs provide victims and their children with the resources they need to begin healing from past
                  and preparing for their future. Believing that education and awareness are vital tools for change, we
                  provide educational programs in Seminole County Schools and other community organizations. 24-
                  Hour Crisis Line 407-330-6933.
                  Safehouse of Seminole needs your donations
Your contribution to Safehouse may be tax deductible on your annual tax return, as Safehouse is an organization
of the type described in section 509(a)(1) and 170(b)(A)(vi) under the Internal Revenue Code. Our registration
number is SC-05086.
Safehouse of Seminole Wish List:
Personal Needs – Bedding Needs – Baby Food & Needs -- School Needs – Grocery/Kitchen/Cleaning Needs – Holiday
Needs – Miscellaneous Items for everyday Needs!
Contact the Safehouse of Seminole @ 407-330-3011 for a copy of their Wish List.

Please make checks payable to and mail to
Safehouse of Seminole PO Box 2921, Sanford, FL, 32772
   $10____ $15____
   $20____ $50____

   $100____other____              City______________________State_________________________Zip______________
But You May Also Have Obligations:
You receive a letter from a governing entity (state, county, city, etc.) saying your property, or part of it, is needed for the
improvement or widening of Main Street, Anytown, Florida. In a state growing at an exponential rate with, seemingly,
every other road under construction, this is becoming a common occurrence. The purpose of this article is to present an
outline of the process involved when the government uses its power. This process is often referred to as condemnation
and owners and businesses have rights provided under Florida law.
For full information, Contact:

Barry S. Balmuth, P.A.
Centurion Tower-Eleventh Floor
1601 Forum Place, Suite 1101
West Palm Beach, Florida 33401
For complete information go to
or contact toll free 866-452-9400
Residents trying to hang onto their homes in a working-class neighborhood of New London, Conn., are waging a battle in
the Supreme Court over their city government's attempt to seize property for private economic development. Susette Kelo
and several other homeowners filed a lawsuit after city officials announced plans to bulldoze their residences to clear the
way for a riverfront hotel, health club and offices. The residents refused to move, arguing it was an unconstitutional taking
of their property.

Free Confidential U.S. Immigration & Naturalization procedures:
Free Confidential U.S. Immigration & Naturalization procedures and information that is provided by a U.S. Congress
approved person
Any member in good standing of the Gasoline Retailers Association of Florida qualifies for this benefit.
For more information, contact the Gasoline Retailers Association of Florida office at 407-774-9700.

Grogan Realty Co.                                                        Insurance Office of America
Specializing in Gasoline stations &                                      1855 W.S.R. 434
Commercial property financing available                                  Longwood, FL 32750
(904) 737-3493                                                           Group Health, Property & Casualty Liability
Fax (904) 731-0025                                                       Underground Storage Tank Insurance
                                                                         Contact: Glen Esbjorn (800) 243-6899
Meadowbrook Insurance Group
Workers’ Comp. Dividend Program                                          Chokshi Accounting & Tax Services, Inc
Paid dividends 7 of 8 years)                                             201 Park Place Suite # 300
Contact Cindy Winternitz                                                 Altamonte Springs, FL 32701
(800) 575-1816                                                           (407)332-8311

Collect A Chek                                                           RPM inc.
NSF Check Recovery                                                       Receipts-Printing-Marketing
Ypsilanti, Michigan 48197                                                1536 Bonair St.
Contact: Frank Straughn                                                  Clearwater, FL 33755
Toll Free: 1-877-874-9791                                                1-800-398-09

Looking To Buy Gasoline Stations
Looking in the Naples/Fort Myers/Port Charlotte area for potential sites to buy and stations that are pumping a minimum of
150k gal/month, Large C-store w$75K or better/mth, property 1+ acre. Locations need to be very good to
excellent, limited competition and newer or remodeled. We would also be interested in sites that can be developed.
Contact Michael Bassinger 617 510 7671 cell
Gas Station Including Land
New environmentally approved tanks/veeder-root/major brand busy road-approx. 39,000 cars a day great location with
land Asking 1,100,000 Plantation, Florida; Call 561 495 1373.

Hamid Ghannad                               Bill McKnight                               Todd Foley
United Oil Co. Inc.                         Automated Petroleum & Energy                Lewis & Raulerson, Inc.
5012 E. Broadway                            Co.                                         P.O. Box 59
Tampa, FL 33619                             P.O. Box 1110                               Waycross, Georgia 32502
(813) 241-4610                              Brandon, FL 33509                           (912)-283-5951
                                            (813) 681-4279

Lost your lender
No wonder: With all the mergers, acquisitions and closings, your lender is probably lost too.
We specialize in extending competitive rates on financing loans.

                    Contact John Grogan Specializing in Gasoline Stations and the petroleum industry
               Office 904-880-4363 fax 904-880-4364 cell 904-571-6564 E-Mail


                              GASOLINE RETAILERS ASSOCIATION of FLORIDA
                                     WELCOMES ALL NEW MEMBERS
                                 MEMBERSHIP DOES NOT COST, IT PAYS

Nothing is as frustrating as arguing with someone who knows what their talking about."
Sam Ewing

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