All about the Money: Expenditure and Bankruptcy Finance is mostly a tool that will need to benefit you. When tool is applied, it does wonderful things to your life. If you let it master you, it would bring pain, stress, and disappointment. Mastering the program of finances provides you into that abundant life this God has prepared in your case. Here are several questions from readers regarding the tithe, husband having to pay, and bankruptcy. Question - What's tithe even though I cannot fork out my bills? Excellent question, I have received many questions about this topic. Conventional wisdom says no, but the Bible says indeed. If you really are a Christian, you will need to tithe. Many would say this is careless but you have to look at why you are in this circumstances. It was possibly not the tithe. That it was due to overspending not managing your possessions properly. Of course if you don't have income, you should tithe your energy to your local church in the area of volunteering. Permit your leadership fully understand. If you do employ a job, I suggest that you need to take control with the finances. Proverbs 3: 9-10 says Honor our creator with your wealth is actually the best section of everything you create. Then he will fill your barns along with grain, and a vats will flood with good wine. If you reverance God first, he will honor you. God works through the covenant with his people. Malachi 3: 10-11 guarantees two problems that God will personally do if you happen to tithe. First, he will open the microsoft windows of heaven for you meaning that your requirements will be met as well as your unpaid bills. The second thing is, God guarantees that he would rebuke the devourer in the harvest. The devourer could be anything that takes up your take-home paycheck before receiving it. In reality, paying the tithe prevents overspending but will put you in a position by God to help honor his Word in the finances. Question - My better half spends money that we don't have, how do i stop him? The solution to this issue will surprise you. You cannot stop him from taking. Here is my question back. Do you and your spouse have a financial vision? Write the vision and help it become plan for all to view so your wife may run on the way to it. Most people proper their behavior if a general goal or vision is while in front of them. Normally, I suggest that every family have ones own financial vision posted on the refrigerator or in the bathroom mirror to help you remind them the stage that their money along with the goals that they want to accomplish. Here can be some additional pointers: Sit down with your spouse and assess your financial future - short-term and long period Create a set of items which you want to accomplish with all your money including ridding yourself of debt and producing major purchases. Produce a budget around those activities and look at your current budget to verify that vision to your short term targets. Allocate spending money for a spouse. Realize a spouse is the saver or spender. There's a simple time to spend and there's an easy time to save. Come into binding agreement and hold the other accountable by having monthly family get togethers in reviewing a vision. Have fun and stay creative Question - Do you consider I should file for bankruptcy as a Orlando? In 2009, finished 300, 000, 000 most people filed for bankruptcy. This means 1 of 212 people have filed. Bankruptcy is not really a Christian trouble, it is a selection. Bankruptcy can mess up lives and it will help others out in the strain of consumer debt. You should seek a trusted counselor before you do so. While that Bible never advises anything about bankruptcy it warns us about debt. Romans 13: 1 saysdon't operate up debts, aside from the huge debt of love you owe each other. God's expectation is you pay your bills regardless if you're a Christian. Areas additional tips: Pray over your financial situation and listen to your answer Communicate with all your creditors regularly about your repayments - don't shy far from them Offer lenders a written copy of your budget and a list of your debts -- God may choose them to provide leniency with your bills. Operate around integrity; Proverbs22: 1 says if you have a good name is usually to be more desired than great wealth, Favor is better than silver and silver. Be patient for any debt will not automatically go away.