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Consumer Credit Counseling Service Greater San Antonio Consumer Credit Counseling Service Greater San Antonio debtorg Serving Texans

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Consumer Credit Counseling Service Greater San Antonio Consumer Credit Counseling Service Greater San Antonio debtorg Serving Texans Powered By Docstoc
					                                     E
                                     D         Consumer Credit
                                     U
Money and                            C        Counseling Service
credit
                                     A                       of
                                     T
management                           I     Greater San Antonio                          Consumer Credit
                                     O
seminars are                         N                 Main Office:                    Counseling Service
                                                  6851 Citizens Parkway,
available to
                                     •
                                                                                                   of
                                                        Suite 100
schools,
                                     C
                                                  San Antonio, TX 78229               Greater San Antonio
employee, church, or
                                     O
community groups.                    U
                                     N             210.979.4300
                                     S
                                     E           800.410.2227
                  Free, confiden-    L
                  tial budget and
                                     I                 debt.org
                                     N
                  debt counseling.   G
                  HUD-approved       •           Serving Texans
                  housing coun-
                                     D    In-Person - Phone - Internet
                  seling.            E
                                     B
 Learn how CCCSSA can help           T        Counseling & Classes
you take charge of your money,
                                     M
     your credit, your life.         A
                                     N                                                  Making a Difference.
         You deserve that!           A
                                     G                                                     A non-profit, full-service
                                     E                                                  financial counseling agency
                                     M   Mission Statement: To provide professional
                                     E
                                     N
                                     T
                                         and affordable personal finance education,
                                         counseling, and debt management.
                                                                                        800.410.2227
                                                                                               debt.org
            O u r S e rv i c e s                                         Bankruptcy Pre-filing Counseling: In this                           E d u c at i o n
                                                                           90-minute session the client is provided an
 Free and Confidential Budget                                            overview of the bankruptcy process and
                                                                                                                             Send me more information on the following course(s):
   Counseling: Our                                                         assistance in determining their options so
   Certified Con-                                                          they can make an informed decision. After
                                                                                                                                 Money Principles For Today
   sumer Credit                                                            completing this EOUST-approved* counsel-
   Counselors help                                                         ing session, CCCSSA provides a certificate of         2nd Saturday of the month 9:00 AM -11:00 AM

   clients develop                                                         completion issued by the Executive Office of             Money Management Basics
   manageable                                                              the U.S. Trustee.
                                                                                                                                    2nd Saturday of the month 11:30 AM – 1:30 PM
   spending plans,
   learn how to re-                                                      Credit Report Reviews: A Certified Con-
                                                                                                                                 Building A Better Credit Portfolio
   duce expenses, use credit wisely                                        sumer Credit Counselor reviews and inter-
   and build savings. Budget counsel-                                      prets the report for the client. This confiden-       4th Saturday of the month 9:00 AM -11:00 AM

   ing sessions are offered in person,                                     tial session also includes budget planning
   on the phone or the Internet.                                           and information about managing debt and
                                                                           personal finances. $20 per individual report.     Name

 Student Loan Repayment
                                                                      
                                                                                                                             Address
   Counseling:                                                             Credit Score Analysis Program: A Certi-
   Because defaulting on student loans                                     fied Consumer Credit Counselor analyzes
   can have serious consequences,                                          clients credit reports and helps them identify
   CCCSSA provides a free initial coun-                                    specific actions to improve their credit          Phone
   seling session for borrowers con-                                       scores. The session includes a $75 fee and
                                                                                                                             How may we contact you to with a reminder message one day before the
   cerned about student loans. If de-                                      follow-up for 30 days; $125 fee and follow-up
                                                                                                                             workshop?
   sired, a one-time fee of $70 covers                                     for one year.
   a detailed counseling session and                                                                                                 Email ____________________________

   further assistance for the confusing                                  Debt Management Plan: An option for a                     Phone ____________________________

   task of “what to do next” and how to                                    client who is experiencing financial difficulty          Text message_______________________

   get it done.                                                            is to enter a debt manage-
                                                                           ment plan (DMP).
    Housing: CCCSSA is a HUD-                                            Through the DMP,
      approved housing counseling                                          CCCSSA acts as a neutral                          Call us to request a workshop at your
      agency. Our Certified Consumer                                       third party to negotiate
                                                                                                                             school, church, employee assistance or
      Credit Counselors help clients pre-                                  payment arrangements
      pare for home ownership, learn how                                   with creditors. Often credi-                      community organization.
      to prevent foreclosure or attain bet-                                tors lower monthly payments, reduce interest
      ter mortgage loan terms, and assist                                  rates and even stop late and over-limit fees.
                                                                                                                             *Approved to issue certificates in compliance with the Bankruptcy Code.
      with seeking revised payment plans                                   This debt repayment plan includes a monthly       Approval does not endorse or assure the quality of an Agency's services.
                                                                                                                             These services may be available for free or at a rate based on the debtor
      when a financial crisis occurs.                                      processing fee (maximum $50).                     student's ability to pay.

             CCCSSA also provides re-
                                                                         Identity Theft Resolution Assistance:
               verse mortgage counseling                                                                                                   (No classes in December.)
               for senior homeowners (62                                   CCCSSA offers a free consultation to deter-
             or over).                                                     mine the specific resolution process needed.                 CCCSSA is a non-profit organization.
                                                                           Additional and continued assistance is avail-
The receipt of financial counseling and education services does not
                                                                           able at $35 per session.
                                                                                                                                                    800.410.2227
guarantee participation in Debt Management Program services.