D Consumer Credit
Money and C Counseling Service
management I Greater San Antonio Consumer Credit
seminars are N Main Office: Counseling Service
6851 Citizens Parkway,
San Antonio, TX 78229 Greater San Antonio
employee, church, or
community groups. U
Free, confiden- L
tial budget and
debt counseling. G
HUD-approved • Serving Texans
D In-Person - Phone - Internet
Learn how CCCSSA can help T Counseling & Classes
you take charge of your money,
your credit, your life. A
N Making a Difference.
You deserve that! A
G A non-profit, full-service
E financial counseling agency
M Mission Statement: To provide professional
and affordable personal finance education,
counseling, and debt management.
O u r S e rv i c e s Bankruptcy Pre-filing Counseling: In this E d u c at i o n
90-minute session the client is provided an
Free and Confidential Budget overview of the bankruptcy process and
Send me more information on the following course(s):
Counseling: Our assistance in determining their options so
Certified Con- they can make an informed decision. After
Money Principles For Today
sumer Credit completing this EOUST-approved* counsel-
Counselors help ing session, CCCSSA provides a certificate of 2nd Saturday of the month 9:00 AM -11:00 AM
clients develop completion issued by the Executive Office of Money Management Basics
manageable the U.S. Trustee.
2nd Saturday of the month 11:30 AM – 1:30 PM
learn how to re- Credit Report Reviews: A Certified Con-
Building A Better Credit Portfolio
duce expenses, use credit wisely sumer Credit Counselor reviews and inter-
and build savings. Budget counsel- prets the report for the client. This confiden- 4th Saturday of the month 9:00 AM -11:00 AM
ing sessions are offered in person, tial session also includes budget planning
on the phone or the Internet. and information about managing debt and
personal finances. $20 per individual report. Name
Student Loan Repayment
Counseling: Credit Score Analysis Program: A Certi-
Because defaulting on student loans fied Consumer Credit Counselor analyzes
can have serious consequences, clients credit reports and helps them identify
CCCSSA provides a free initial coun- specific actions to improve their credit Phone
seling session for borrowers con- scores. The session includes a $75 fee and
How may we contact you to with a reminder message one day before the
cerned about student loans. If de- follow-up for 30 days; $125 fee and follow-up
sired, a one-time fee of $70 covers for one year.
a detailed counseling session and Email ____________________________
further assistance for the confusing Debt Management Plan: An option for a Phone ____________________________
task of “what to do next” and how to client who is experiencing financial difficulty Text message_______________________
get it done. is to enter a debt manage-
ment plan (DMP).
Housing: CCCSSA is a HUD- Through the DMP,
approved housing counseling CCCSSA acts as a neutral Call us to request a workshop at your
agency. Our Certified Consumer third party to negotiate
school, church, employee assistance or
Credit Counselors help clients pre- payment arrangements
pare for home ownership, learn how with creditors. Often credi- community organization.
to prevent foreclosure or attain bet- tors lower monthly payments, reduce interest
ter mortgage loan terms, and assist rates and even stop late and over-limit fees.
*Approved to issue certificates in compliance with the Bankruptcy Code.
with seeking revised payment plans This debt repayment plan includes a monthly Approval does not endorse or assure the quality of an Agency's services.
These services may be available for free or at a rate based on the debtor
when a financial crisis occurs. processing fee (maximum $50). student's ability to pay.
CCCSSA also provides re-
Identity Theft Resolution Assistance:
verse mortgage counseling (No classes in December.)
for senior homeowners (62 CCCSSA offers a free consultation to deter-
or over). mine the specific resolution process needed. CCCSSA is a non-profit organization.
Additional and continued assistance is avail-
The receipt of financial counseling and education services does not
able at $35 per session.
guarantee participation in Debt Management Program services.