E D Consumer Credit U Money and C Counseling Service credit A of T management I Greater San Antonio Consumer Credit O seminars are N Main Office: Counseling Service 6851 Citizens Parkway, available to • of Suite 100 schools, C San Antonio, TX 78229 Greater San Antonio employee, church, or O community groups. U N 210.979.4300 S E 800.410.2227 Free, confiden- L tial budget and I debt.org N debt counseling. G HUD-approved • Serving Texans housing coun- D In-Person - Phone - Internet seling. E B Learn how CCCSSA can help T Counseling & Classes you take charge of your money, M your credit, your life. A N Making a Difference. You deserve that! A G A non-profit, full-service E financial counseling agency M Mission Statement: To provide professional E N T and affordable personal finance education, counseling, and debt management. 800.410.2227 debt.org O u r S e rv i c e s Bankruptcy Pre-filing Counseling: In this E d u c at i o n 90-minute session the client is provided an Free and Confidential Budget overview of the bankruptcy process and Send me more information on the following course(s): Counseling: Our assistance in determining their options so Certified Con- they can make an informed decision. After Money Principles For Today sumer Credit completing this EOUST-approved* counsel- Counselors help ing session, CCCSSA provides a certificate of 2nd Saturday of the month 9:00 AM -11:00 AM clients develop completion issued by the Executive Office of Money Management Basics manageable the U.S. Trustee. 2nd Saturday of the month 11:30 AM – 1:30 PM spending plans, learn how to re- Credit Report Reviews: A Certified Con- Building A Better Credit Portfolio duce expenses, use credit wisely sumer Credit Counselor reviews and inter- and build savings. Budget counsel- prets the report for the client. This confiden- 4th Saturday of the month 9:00 AM -11:00 AM ing sessions are offered in person, tial session also includes budget planning on the phone or the Internet. and information about managing debt and personal finances. $20 per individual report. Name Student Loan Repayment Address Counseling: Credit Score Analysis Program: A Certi- Because defaulting on student loans fied Consumer Credit Counselor analyzes can have serious consequences, clients credit reports and helps them identify CCCSSA provides a free initial coun- specific actions to improve their credit Phone seling session for borrowers con- scores. The session includes a $75 fee and How may we contact you to with a reminder message one day before the cerned about student loans. If de- follow-up for 30 days; $125 fee and follow-up workshop? sired, a one-time fee of $70 covers for one year. a detailed counseling session and Email ____________________________ further assistance for the confusing Debt Management Plan: An option for a Phone ____________________________ task of “what to do next” and how to client who is experiencing financial difficulty Text message_______________________ get it done. is to enter a debt manage- ment plan (DMP). Housing: CCCSSA is a HUD- Through the DMP, approved housing counseling CCCSSA acts as a neutral Call us to request a workshop at your agency. Our Certified Consumer third party to negotiate school, church, employee assistance or Credit Counselors help clients pre- payment arrangements pare for home ownership, learn how with creditors. Often credi- community organization. to prevent foreclosure or attain bet- tors lower monthly payments, reduce interest ter mortgage loan terms, and assist rates and even stop late and over-limit fees. *Approved to issue certificates in compliance with the Bankruptcy Code. with seeking revised payment plans This debt repayment plan includes a monthly Approval does not endorse or assure the quality of an Agency's services. These services may be available for free or at a rate based on the debtor when a financial crisis occurs. processing fee (maximum $50). student's ability to pay. CCCSSA also provides re- Identity Theft Resolution Assistance: verse mortgage counseling (No classes in December.) for senior homeowners (62 CCCSSA offers a free consultation to deter- or over). mine the specific resolution process needed. CCCSSA is a non-profit organization. Additional and continued assistance is avail- The receipt of financial counseling and education services does not able at $35 per session. 800.410.2227 guarantee participation in Debt Management Program services.
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