A_O - REVISED motion to dismiss or transfer venue

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					    Case 09-32672          Doc 12 Filed 09/15/09 Entered 09/15/09 20:37:07                             Desc Main
                             UNITED Document     Page 1 of 9
                                     STATES BANKRUPTCY COURT
                                 NORTHERN DISTRICT OF ILLINOIS


 In Re: §
 A&O LIFE FUND, LLC; §
                                      WESTERN DIVISION



 (pending Debtors' motion to consolidate §
                                                                 Chapter 11
                                                                 Case No. 09 B 32678

 under this number) §
 LIFE FUND, 5.1, LLC; §                                         Case No. 09 B 32672
 LIFE FUND, 5.2, LLC; §                                         Case No. 09 B 32674
 HOUSTON TANGLE           WOOD PARTNERS, LLC; §                 Case No. 09 B 32676
 A&O RESOURCE MANAGEMENT, LP.; §                                Case No. 09 B 32677
 A&O BONDED LIFE ASSETS, LLC; §                                 Case No. 09 B 32679
 A&O BONDED LIFE SETTLEMENT, LLC; §                             Case No. 09 B 32681
                                                           §
                                                           §
                           Debtors. §                           Judge A. Benjamin Goldgar

                                            NOTICE OF MOTION

            PLEASE TAKE NOTICE that on September 16,2009 at 9:30 a.m., the undersigned shall
appear before the Honorable A. Benjamin Goldgar, in Courtroom 613, 219 S. Dearborn, Chicago,
Ilinois 60604, and then and there present the GROUP OF INVESTORS' MOTION TO DISMISS,
AL TERNA TIVEL Y, TO TRANSFER VENUE (the "Motion"), at which time you may appear if                                  you
deem fit. A true and correct copy of                       the   Motion is attached hereto and herewith served upon you.

Dated: September 15,2009                               GROUP OF INVESTORS (see Motion, footnote 1)

                                                       Respectfully submitted,



                                                       By: Isl Brian M. Graham
                                                               One of the attorneys for the
                                                               Group of Investors


Lori A Hood (TX Bar No.: 009943430)                             Brian M. Graham (IL Bar No. 6243015)
Deborah J. Fritsche (TX Bar No. 07481150)                       SMIT~SEN LLC
JOHNSON, SPALDING, DOYLE,                                       150 Nort Michigan Avenue
WEST & TRENT, L.L.P                                             Suite 3300
919 Milam, Suite 1700                                           Chicago, Ilinois 60601
Houston, Texas 77002                                            (312) 894-3309 (Telephone)
(713) 222-2323 (Telephone)                                      (312) 894-3210 (Facsimile)
(713) 222-2226 (Facsimile)

                                     Counsel for the Group of Investors




9999 PLD AOIZ6501.WPD 6
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                                CERTIFICATE OF SERVICE

       The undersigned does hereby certify that he caused true and correct copies of the foregoing
NOTICE OF MOTION and the GROUP OF INVESTORS' MOTION TO DISMISS,
ALTERNATIVEL Y, TO TRANSFER VENUE to be served upon the parties on the below Service
List via electronic mail and I or the Cour's ECF system on the 15th day of September, 2009.



                                                    Isl Brian M. Graham


                                        SERVICE LIST


Michael L. Gesas
Miriam R. Stein
Arstein & Lehr, LLP
120 South Riverside Plaza
Suite 1200
Chicago, IL 60606-3910
Email: mlgesasrÐarnstein.com
       mrsteinrÐarstein.com

Richard C. Friedman
Gretchen M. Silver
Office of the U.S. Trustee
219 South Dearborn Street
Room 873
Chicago, IL 60604
Email: Gretchen.silverrÐusdoi.gov
       Richard.c.friedmanrÐusdoi .gov


David Thomas Beech Audley
Carly M. Jones
Chapman & Cutler
111 West Monroe Street
Suite 1600
Chicago, IL 60603
Email: audleYrÐchapman.com
       cmionesrÐchaiiman.com
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                              UNITED STATES BANKRUPTCY COURT
                               NORTHERN DISTRICT OF ILLINOIS



In Re: §
                                      EASTERN DIVISION


                                                           Chapter 11
A&O LIFE FUND, LLC §                                      Case No. 09 B 32678
(pending Debtors'
under thismotion to consolidate§
                  number); §
LIFE FUND, 5.1, LLC;
                                §
                                                          Case No. 09 B 32672
LIFE FUND, 5.2, LLC; §                                    Case No. 09 B 32674
HOUSTON T ANGLEWOOD PARTNERS, LLC; §                      Case No. 09 B 32676
A&O RESOURCE MANAGEMENT, LP.; §                           Case No. 09 B 32677
A&O BONDED LIFE ASSETS, LLC; and §                        Case No. 09 B 32679
A&O BONDED LIFE SETTLEMENT, LLC; §                        Case No. 09 B 32681
                                                      §
                                                      §
                            Debtors. §                    Judge A. Benjamin Goldgar

                           GROUP OF INVESTORS' MOTION TO DISMISS,
                             AL TERNATIVEL Y. TO TRANSFER VENUE

            A group of investorlcreditors1 ("Group of Investors"), through undersigned counsee,

make this Motion to Dismiss, Alternatively, to Transfer Venue (hereinafter, "Motion"), and, in

support thereof, state as follows:.




1 Based upon the limited schedules fied by counsel for the Cases, these parties are identified as
"unsecured creditors," which designation may not be correct as to certain investors who believe to be
secured creditors. As of    this writing, Monday, September 14,2009, JS has been contacted to be retained
to represent the following investors/creditors: John E. and Laura H. Spalding; Michelle Fancher; Doug
Parsons; Eileen Parsons; Harr L. Parlette IV; Adela Parlette; Harr L. Parlette IV & Adela Parlette; Dina
A. Pyron; Sumner Kai ; Thomas & Vessie Ferrell; Cheryl Northam; Sheryl Bennett; Connie Kieschnick;
Mark & Pamela Brooks; Chalet Morella; Jayanti & Suman Patel; Jayanti Patel; Suman Patel; Barbara
Natham; Clyde B. and Norma E. Loan; Rudolph & Dawn Abeyta; Lourdes S. Savana; and John C. &
Lourdes S. Savana.
2 Brian M. Graham with the law firm of SmithAmundsen LLC, Chicago, Ilinois ("SA") appears as local
counsel for the law firm of Johnson, Spalding, Doyle, West & Trent, L.L.P., Houston, Texas ("JS"), and
two attorneys with JS, Lori A. Hood and Deborah J. Fritsche, each of whom have pending Motions for
Leave to Appear Pro Hac Vice before this Court for this bankrptcy case(s), referenced in the style. Ms.
Fritsche is designated as lead counseL.
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                                                                JURISDICTION

             1. This Motion challenges the jurisdiction of this Court because the Court does not

have before it properly fied petitions for relief pursuant to section 301 of the Bankptcy Code

(hereinafter, the "Code"). As the attempt is to assert the banptcy jurisdiction of this Court
under 28 U.S.C. § 157 and 1334, this Court has jurisdiction to determine if that jurisdiction has

in fact been properly asserted. Specifically sections 301 and 303 of the Code provide authority

for the fiing of a voluntary and involuntary petition respectively. Under either Code section

301 or 303, the petitioning entity for the Cases before this Cour is Shepherd Capital


Management, LLC ("Shepherd"). As Group of Investors wil show, Shepherd does not have

authority or legal standing to petition for relief for the entities identified in the style above; and

fuher, the procedure in fact used is completely improper - it is nothing more than an "end ru"

around the Code's fiing requirements. It appears Mr. Mackert could have filed the petitions for

relief directly for these Cases. Pursuant to 11 U.S.C. § 1112 and Banuptcy Rule 1014, this

Cour has jurisdiction to dismiss these Cases.

            2. Alternatively, also pursuant to 11 U.S.c. § 1112 and Banptcy Rule 1014, if                                 the

Cases are deemed to be properly filed, the Court has authority to transfer "to any other district

cour," "in the interest of              justice or for the convenience of                   the paries." Banptcy Rule 1014.

                                                     FACTUAL BACKGROUND

           3. On September 2, 2009, an entity named Shepherd Capital Management LLC


("Shepherd"i, by its solo and Managing Member, Russell Mackert4, executed and authorized

3 Shepherd was formed on or about February 22, 2008, under the laws of Texas. See Exhibit "A',
attched hereto and incorporated herein by reference, the certificate from the Secretar of State for the
State of Texas.



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 fiing petitions for relief                under the Code for seven entities, which are the following: LIFE FUND,

 5.1, LLC, case no. 09- 32672; LIFE FUND, 5.2, LLC, case no. 09- 32674; HOUSTON

 TANGLEWOOD PARTNERS, LLC, case no. 09-32676; A&O RESOURCE MANAGEMENT,

LP., case no. 09-32677; A&O LIFE FUND, LLC, case no. 09-32678; A&O BONDED LIFE

ASSETS, LLC, case no. 09-32679; and A&O BONDED LIFE SETTLEMENT, LLC, case no.

09-32681(individually, "Case," or collectively, "Cases"). In all instances (docket no. 4 in all

Cases), the basis for Mr. Mackert's alleged authority is a Certificate of Resolution which


references an Exhibit "A" (apparently not electronically filed for all Cases) which purports to be

a declaratory judgment, taken by default, on August 27, 2009, in Case No. 09 CH 22301,

Shepherd Capital Management, LLC vs. A&O Life Funds, LP and Physicians Trust, LLC, in

Circuit Court of Cook County, Ilinois (the "State Court Default Judgment"). Attached hereto

and incorporated herein by reference as Exhibit "B" is the electronic file produced to local

counsel for the Group of Investor on or about 3PM, Monday, September 14, 2009, which

purorts to be the pleadings and evidence used to obtain the State Cour Default Judgment. (the


"State Court File").

             4. Note that the State Cour Default Judgment involves a Texas plaintiff, Shepherd,


against two offshore entities. The defendants in the State Cour Default Judgment are Physicians

Trust, LLC, and A&O Life Funds LP. Based upon service documents in the State Cour File,

both Physicians Trust, LLC and A&O Life Funds LP appear to be offshore entities, organized in

Nevis West Indies. See Amended Notice of                     Emergency Motion attached hereto and incorporated

herein by reference as Exhibit "C". It is not clear how the Ilinois cour had jurisdiction. As

described in the char provided to the state cour judge in the State Cour Default Judgment,


Physicians Trust, LLC, owns everyhing. See char attached hereto and incorporated herein by
4 On information and belief, Mr. Mackert lives in Houston, Texas.


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reference as Exhibit "D," it appears to have been Exhibit B in the State Cour Default Judgment.

There are many indicia of fraud among the evidence now before this Cour.

       5. Furher, based upon the records for the Secretary of State for the State of Ilinois,

Mr Mackert or an individual named Adley Wahab, and/or entities in which Mr. Mackert is the

solo member, are the only members of each of the five Ilinois LLC's which are Cases before

this Cour. See Exhibit "E" attached hereto and incorporated herein by reference, the true and

correct public records for the following entities: Life Fund 5.1, LLC; Life Fund 5.2, LLC; A&O

Bonded Life Assets, LLC; A&O Bonded Life Settlements, LLC; and A&O Life Fund, LLC. It is

not at all clear why Mr. Mackert did not put these entities in banptcy directly. If it was not


authorized by the only other individual shown as in the records of the State of Ilinois to have

authority, Mr. Wahab, then this is really an involuntar proceeding.

       6. The management agreement upon which Shepherd relies for its authority to act

for the entities in these Cases is attached hereto and incorporated herein by reference as Exhibit

"F," it appears to have been Exhibit A in the State Court Default Judgment ("Management

Agreement"). Note the authority given is given by Physicians Trusts, LLC, and that authority

does not include putting the entities in bankptcy. Also note that the agreement is governed by

Texas law and the venue selection clause is for Houston, Hars County, Texas. Finally, note

that the Management Agreement is dated and effective January 30, 2008, before Shepherd

existed as an entity on Februar 22, 2008. See Exhibit A attached hereto. The management

agreement is a nullity. Shepherd did not exist to agree to anything on the date the Management

Agreement was effective, and nothing in the Management Agreement indicates that the entity is

to be formed. Rather, look at the Management Agreement carefully. In the first "(w)hereas"

paragraph an entity named "Blue Ridge" is mentioned, not Shepherd. It might have been sloppy




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duplication of a form agreement, but the result nonetheless is that questions of the document's

authenticity and the actual authority of Shepherd are raised.

              7. Two of        the above Cases, HOUSTON TANGLEWOOD PARTNERS, LLC, case

no. 09-32676; A&O RESOURCE MANAGEMENT, LP., case no. 09-32677, are for Texas

entities whose status has been forfeited with the Secretary of State for the State of Texas. See

attached certificates from the Secretar of State for the State of Texas, true and correct copies of

which are attached hereto and incorporated herein by reference as Exhibit "G." Under the Code,

these potential debtors wil be obliged to produce their proof of existence. They fied for

reorganization not liquidation.

              8. To date, the Cases fied have failed to provide complete schedules and statements,


as required to pursuant to Code section 521. They are not due until September 17, 2009, the day

after these hearings. Besides the fact that little to no disclosures have been made, it is also true

that little to no administration of these estates have occurred. Dismissal or transfer is
appropriate.

              9. Counsel for the Cases has filed, for hearings on September 23, 2009, applications


to employ professionals (three-attorneys, financial advisors, and actuaries), to administratively

consolidate the Cases, and a motion pursuant to section 363 of the Code.

              10. On Friday, September 11, 2009, the United States Trustee for the Northern

District of       Ilinois (docket no. 14 in Case No. 09-32678, and docket no. 9 in the other cases; filed

a Motion to Appoint a Trustee to which Group of Investor fied an Objection based upon lack of

notice (by time and persons). Said motion was initially heard on Monday, September 14, and

caried over until Wednesday, September 16, 2009. The Cour also orally granted Group of




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Investors permission to fie this Motion on shorten notice for also on Wednesday, September 16,

2009.

                                                       RELIEF REQUESTED

            11. The Group of Investors request that all Cases before the Court be dismissed for

lack of jurisdiction and improperly filed petitions. Alternatively, Group of Investors request the

Cases be transferred to the Southern District of                 Texas, Houston Division, in the interest of justice

and for the convenience of the real paries in interest.

                                               ARGUMENT AND AUTHORITIES

            12. Counsel for Group ofInvestors could locate no authority for the procedure used in

the Cases before this Cour to attempt to create authority for Shepherd to fie the petitions before

this Court. In effect, Shepherd fied an involuntary proceeding without using the proceedings


provided for under the Code. See section 303, Bankptcy Rules 1010-1013. Counsel for these

Cases used the State Cour instead.

            13. The State Cour File has many flaws and indicia of fraud, as described above in

the factual section. It is not clear that there was jursdiction for the State Court Default


Judgment. A shadowy, offshore entity allegedly owns everything but wil not appear to take

action. Yet the state records for the ownership of                   the Ilinois LLC's before this Court show Mr.

Mackert in control. Finally, the management agreement on which Mr. Mackert asserts he must

rely and does rely is a nullity on its face, executed before Shepherd was even in existence. The

quick appointment of a trustee allows, or forgives, the lack of disclosures by the responsible

filing pary. The quick appointment of a trustee does not solve the underlying problems with the

initial filing.




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        14. Clearly, the two Texas entities must be dismissed as they canot produce

evidence of their curent existence, particular for a chapter 11 proceeding. If the entities are truly

forfeited, the responsible persons must be identified, under Texas law. From the facts before this

Cour, these are all open questions. Again, these answers wil have to come from Texas. At a

minimum, send these two Cases to the Southern District of Texas, Houston Division.

        15. Given the picture created here, with all due respect, Group ofInvestors assert that

their interests have not been served at all by the actions to date in Ilinois, and assert they are best

served by a federal receivership in Houston, Texas, and request a complete dismissal of these

Cases. Until there is full disclosure, banptcy is not the place to handle the mess left by those

who do want to be named, nor can the lack of disclosure by the fiing pary be overlooked.

       FOR THE REASONS AND AUTHORITIES STATED ABOVE, counsel for the Group

ofInvestors requests the Cour dismiss all Cases or at least the two Texas Cases, or alternatively,

transfer venue to the Southern District of Texas, Houston Division, and grant such other and

furher relief to which the Group of Investors may be entitled.

Dated: September 13,2009.                      GROUP OF INVESTORS (see footnote 1)

                                               Respectfuly submitted,


                                               By: Isl Brian M. Graham
                                                       One of the attorneys for the
                                                       Group of Investors

Lori A Hood (TX Bar No.: 009943430)                    Brian M. Graham (IL BarNo. 6243015)
Deborah J. Fritsche (TX Bar No. 07481150)              SMITHADSEN LLC
JOHNSON, SPALDING, DOYLE,                              150 Nort Michigan Avenue
WEST & TRENT, L.L.P                                    Suite 3300
919 Milam, Suite 1700                                  Chicago, Ilinois 60601
Hou~on, Texas 77002                                    (312) 894-3309 (Telephone)
(713) 222-2323 (Telephone)                             (312) 894-3210 (Facsimile)
(713) 222-2226 (Facsimile)

                                Counsel for the Group of Investors



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                           UNITED STATES BANKRUPTCY COURT
                            NORTHERN DISTRICT OF ILLINOIS
                                   EASTERN DIVISION

 In Re:                                              §    Chapter 11
 A&O LIFE FUND, LLC                                  §    Case No. 09 B 32678
 (pending Debtors’ motion to consolidate             §
 under this number);                                 §
 LIFE FUND, 5.1, LLC;                                §    Case No. 09 B 32672
 LIFE FUND, 5.2, LLC;                                §    Case No. 09 B 32674
 HOUSTON TANGLEWOOD PARTNERS, LLC;                   §    Case No. 09 B 32676
 A&O RESOURCE MANAGEMENT, LP.;                       §    Case No. 09 B 32677
 A&O BONDED LIFE ASSETS, LLC; and                    §    Case No. 09 B 32679
 A&O BONDED LIFE SETTLEMENT, LLC;                    §    Case No. 09 B 32681
                                                     §
                                                     §
                         Debtors.                    §    Judge A. Benjamin Goldgar

                     ORDER GRANTING GROUP OF INVESTORS’
              MOTION TO DISMISS, ALTERNATIVELY, TO TRANSFER VENUE

         THIS MATTER, coming to by heard on the Motion to Dismiss, Alternatively, to Transfer

 Venue (“Motion”)1 filed by the Group of Investors, the Court having heard the arguments of

 counsel, considered the pleadings and evidence in support of the Motion, the Court being fully

 advised in the premises and, for the reasons stated on the record;

         IT IS HEREBY ORDERED that:

         1.      the Cases are hereby dismissed.

                         [or]

         1.      the Cases are hereby transferred to the United States Bankruptcy Court for the

 Northern District of Texas, Houston Division.

                                                 ENTER:


                                                 By:
                                                       United States Bankruptcy Judge


 1
  Unless otherwise defined herein, all capitalized terms shall have the meaning ascribed to them in the
 Motion.
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                                    Exhibit B




                      PART r
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                                 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                                     COUNTY DEPARTMENT, CHANCERY DIVISION
             SHEPHERD CAPITAL MANAGEMENT, LLC )
                                                                )
                                                                )
                                                 Plaintiff,    )
                                                                      Case No.

                                                                                      o. .
                                                               )
                                         v.
                                                               )
            A&O LIFE FUNDS, LP, an Illinois Limited
            Partnership and PHYSICIANS TRUST, LLC
                                                               )
                                                               )
                                                                                      09CH22 3 01
                                                               )
                                                               )                   ~~~I"~""""~."
                                                                                   .t:. l.~ ,Jil.. ",., 'I' l)
                                                                                                         ,.
                                                Defendants.    )
                                                                                        C H " ,i $())


                                                                                     Jui., 0 d Îiina
                                  COMPLAINT FOR DECLARATORY RE IEF. Ollor' '. .
                                                                                 'RfCpl' rif&'6fr!¡W:¡'!'.~!. "
                   Plaintiff, Shepherd Capital Management, LLC, by and throûgtï~1ts" "ahom ys,
                                                                             '.Q9/( 1'.oII..'..J .....ljm

                                                                     ..
           Arnstein & Lehr LLP, files this Complaint for Declaratory Relief against A&O life Funds,
                                                                      n,




           LP, and PhYSicians Trust, LLC and in support of its Complaint states as follows:

           i. The Partes

                  1. Plaintiff, Shepherd Capital Management, LLC, is a Texas Limited Liabilty

           Company ("Shepherd"). Shepherd is the contractual custodian and manager for A&O

           Life Funds, lP which acts as the General Manager or seven limited liabilty corporations

          that invest and hold life insurance policies for the benefit of their members. (A copy of

          the Management Agreement between Shepherd Management and Physicians Trust,

          LLC and the Affliated Companies is attached as Exhibit A).

                 2. A&O Ufe Funds, LP ("Life Funds"), is an Illnois limited partnership with its

          principal place of business located in Chicago, Cook County, Illinois.

                3. Physicians Trust, lLC ("Physicians Trust") is the ultimate managing

         partner of A&O Life Funds, LP. PhYSicians Trust was formed and chartered in the Island

         of Nevis, a British Colony.



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                 4. Life Funds is the managing member and/or controllng entity of A&O Life

     Fund, LLC, A&O Bonded Life Settlements, LLC, A&O Bonded Life Assets, LLC, Ufe

     Fund 5.1, LLC, Life Fund 5.2, LLC, (the "Illnois entities") and Houston Tangfewood
     Partners, LLC and A&O Resource Management, Ltd. (the "Texas entities").

     II. The Embezzlement

                5. The Texas and Ilinois entities have become insolvent due to the theft and

    embezzlement of approximately $3,000,000 from an escrow account held at Prestige
    Title, an unrelated escrow company based out Mississippi. The theft was discovered by

    representatives of Wachovia Bank which ultimately filed suit against Prestige and its

    President Stephen Colson. (See Wachovia Bank v. Stephen Colson, Case No. 09 CV

    00222 currently pending in the United States District Court for the District of Mississippi

    attached as Exhibit B).

               6. The Funds held by the escrow company were being used to make

   premium payments and pay certain specified expenses related to fift-seven life
   insurance policies. Without the use of money formerly held by the escrow company, the

   premiums on many of the policies entities cannot be paid and the policies will begin to

   terminate starting on or about July 1, 2009.

   II. The Payment Bonds

              7. A portion of the policies are secured by payment bonds issued by

   Provident Capital     Indemnity Company ("Provident Capital"). On January 17,2008, after

   the subject bonds were issued, the State of Texas Securities Commission issued a

   Cease and Desist Order prohibiting Provident Capital from operating in the State of

   Texas. (See copy of Cease and Desist Order from the State of Texas attached as




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    Exhibit C). Provident Capital's inabilty to pay legitimate claims further weakens the
    already fragile financial condition of the Texas and Ilinois entities.

    iv. Shepherd's Duties and Responsibilties

             8. On January 30, 2008, Shepherd, pursuant to the terms and conditions of

    the Management Agreement, assumed responsibility for the operation of the Illnois and

    Florida Entities. The applicable terms and conditions of the Management Agreement
    state:
             Shepherd agrees for a period of six (6) years or (1) year from the date in
             which all investors have been paid, from the date of this agreement to
             provide the following services for the companies identified on Exhibit "A"
             attached hereto:

             1. Manage all correspondence and dialog with each company's investors
                   and representatives.

             2. Manage all legal correspondence received for each company and
                   directing same to the appropriate legal advisors/counseL.
                                                                      ,
             3. Monitor Distribution of Funds on maturity date for each company.

             4. Prepare and distribute annual reports to each company's investors.

             5. Monitor premium payments for each company.

             6. Manage the filing of death claims with insurance companies.

             7. Acquire death certificates on behalf of each company.

             8. Review of EMSI (or their successor) quarterly reports.

             9. Manage communication with Entrust (IRA Custodian for each company).

             10. Manage communication with PCI (Reinsurer) or other counterparts.

             11. Record maintenance for each company.

             12. Monitor bank account management for each company.




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          13. Work with the auditing firms to deliver annual audit letter      to investors of
                    each fund by March 31, of each year during the term of this
                    Agreement.

          14. Manage those funds remaining after transfer of the premium monies to
                Prestige Title.

          15. Deliver all documents to Entrust or other custodians as required.

          16. Retain services of appropriate auditing, tax services and accounting firms.

          17. Prepare backup of annual documents for disaster recovery purposes.
          The Companies shall pay a one time fee for such services in the amount
          of One Hundred Thirt Thousand Dollars ($130,000.00) at the time of the
          execution of this Agreement.

   (See copy of Management Agreement attached as Exhibit A).

   V. Litigation and Legal Matters

          9. Pursuant to the explicit authorization in the Management Agreement,

   Shepherd is directing the legal defense of three separate actions brought by investors

   against the promoters and entities that sold interests in the Ilinois and Texas Entities as

   well as against Shepherd itself.

          10. Shepherd is also directing the legal efforts to intervene in the Wachovia

   suit that seeks to interplead the remaining trust money formerly held by Prestige Title.

   Vi. Corporate Gridlock

          11. Following Shepherd's assumption of the responsibilties listed above, the

   members and principals of the entities promoting and otherwise selling interests in the

   Illnois and Texas Entities resigned their position leaving Shepherd to handle all their
   affairs. The corporate structure of the entities responsible for promoting, sellng and


   ultimately holding the fift seven life insurance policies is represented by the diagram
   attached as Exhibit D).



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           12. In February 2009, Wachovia froze all money held in escrow by Prestige

    Title after detecting erratic withdrawals from many of Prestige Titie's escrow accounts.

    (See copy of Wachovia Complaint attached as Exhibit B).

           13. In the period from February to June 2009, Shepherd continued to make

    premium payments on the fift seven life insurance policies.

           14. By June 2009, Shepherd had exhausted all available funds and no longer
    has the financial resources to make premium payments on certain of the life insurance

    policies.

           15. In June 2009, Shepherd consulted various attorneys in an attempt to
    preserve the assets held by the Ilinois and Texas Entities. As of June 2009, the net

    present liquidation value of all the fift-seven life insurance policies totals over

    $3,000,000.
           16. Shepherd now believes that it would be in the best interest of each of the

    Illinois and Illnois Entities to file for protection under Titile 11 of the United States
    Bankruptcy Code thereby staying any action by the respective insurance companies to
    terminate the fif-seven insurance policies.
           17. The terms and conditions of the Master Agreement are silent on whether

    Shepherd has the actual authority to place the Ilinois and Texas Entities into
    bankruptcy.

            18. Shepherd has sought to obtain that authority, but has been unable to
    contact and/or receive direction and/or approval from the managing member(s) or
    control persons/entities.




                                                  5
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                                     B part I Page 7 of 50




              19. On or about June 10, 2009, Shepherd sent a letter to Physicians Trust
   LLC at is offces in Charlestown, Nevis, West Indies placing Physicians Trust on notice

   of the problems with the escrow account and the performance bonds. That letter

   specifically states that Shepherd wil take action to protect the assets of the underlying

    LLC's in the event that Shepherd does not receive explicit instructions on how to

    proceed. (See copy of June 10, 2009 letter from Shepherd to Physicians Trust attached

    as Exhibit E).

              20. The inability of Shepherd to obtain explicit authority to authorize the filing

    of a bankruptcy precludes the Ilinois and Texas Entities from obtaining an automatic

    stay through the bankruptcy courts.

              21. That gridlock now places the $179,000,000.00 in life insurance policies

    held by the companies at risk thereby jeopardizing the investment of the approximately

    700 investors who invested their money with the Illinois and Texas Entities.

               22. Shepherd. on behalf of the Ilinois and Texas Entities, seeks and Order of

    this Court granting it authorization to execute the required documentation necessary to
    place the Illnois and Texas Entities into bankruptcy thereby transferring control to the

    U.S. Trustee or some other entity approved by the Bankruptcy Court

               23. In the event that Shepherd does not get such authorization, life insurance
    policies wil    lapse and cause irreparable harm to over 700 investors.

               24. Shepherd submits that it has a direct, substantial and legally cognizable

    interest in bringing the instant proceeding and that disposition without Shepherd's action

    wil impair Shepherd's ability to protect the investots interests and that the investors'

    interests wil not be adequately protected.



                                                    6
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                                    B part I Page 8 of 50




           25. Based on the foregoing, there exists a real justiciable controversy between

    Shepherd and A&O Life Funds, LP and Physicians Trust llC relative to their respective
    rights and obligations relating to the certain affliated companies, which controversy
    Shepherd seeks to have resolved by this Court and by the United States Bankruptcy

    Court for the Northern District of Illnois.

           WHEREFORE, Plaintiff, Shepherd Capital Management. LLC, requests that this

    Court declare the rights and obligations of the parties and enter an Order:

           a) Declaring/Authorizing that Shepherd Capital Management, LLC has the
                   authority to take such action on behalf of A&O Life Funds, LP to place the
                   Ilinois and Texas Entities into bankruptcy:

           b) Granting such other and further relief as this Court shall deem just and
                   equitable.



                                                  SHEPHERD CAPITAL MANAGEMENT, LLC,



                                                  By:




     Thomas P. Yardley
     Arnstein & Lehr LLP
     120 South Riverside Plaza
     Suite 1200
     Chicago, Illnois 60606
     (312) 876-7100
     Firm 1.0.: 21588
     8602891-1




                                                        7
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                               B part I Page 9 of 50




     'ì
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                                             MAAGEMENT AGRENT
- ._-,.._- .- n_ _._-~ M~~~m:~'Agreement (the: "Agreeme~'1 is entered into and effecve ths ~

          day of Janua~ 2008. by and betee Shepherd Capita Maement ("Shepherd") and
          Physician's Trust LLC and afed companies (the "Companesj.

            WHREAS. Companes desi to retain Blue Ridge to manage
         compnies obligaons; .' . certin as of each
                    NOW TIREFORE. in consideraon of the mutu covenats herein, the pares agree
         as follows:

                    Shepherd agr for a peod of              six (6) yea or one (J) yea frm the date in which all
         invesrs have beeD paid, :fom the date of
                                                             th ageement to provide the following serices for the
         companies identified on Exhbit "A" attched hereto:


                    1. Mae aU correspndence and dialog with each company's invesoi: and
         representatives.

                   2. Manae aU legal c:omndence received for each company and directing same
         to the aproriat lega adviorsconsel.
                   3. Monior Disbution of fuds on maturity dae for each company.
                   4. Prear and distrbut anua report to each company's invesors.

                   5. Monitor Preiim payments for each company.

                   6. . Mae the :fin of dea cla with insurce companes.

                   7. Acqire dea cei1ca on behaf
                                                                      of   each compan.
                  8. Review of             EMS      I (ortJeir succesor) quarly reort.
                  9. Mane communcaons wi Entrst (I Cusan for eah camp)r).
                  10. Mae commimcations with PCI (Reinsur) or other counterpares.

                  11. Recrd mateance for eah company.

                  12. Monior ban accun manement for each company.
                  13. Work wit audig fi to deliver anual audi letter to invesors of each fund
        by March 31 of each year durig the te oftJis Agreement



                                                                                             EXHIBIT A
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                                              B part I Page 11 of 50




                 14. Mane those fuds remainig afr trfer of
                                                                                       premium monies to Prestige Title.

                 15. Deliver al document to Entr or other custodian as required.
                 16.        Ren service of aPpropriat audi1íii servee accountl
                  17. Prepare backp ofaoual documents for diaser recvery purposes.



                 Th Compies shal pay               a one time fee for such servs in the amount of One Hundred
     .l~ Thousa DoUars ($130,000.00) at the time oG'the ex.ecuon of this Agreement.
       Furenore. the Companes sban reimburse Shepherd for all fee. cost and expenses incurr in
       connecton with any outside seice provider (includig but not linted to Attrneys,
       Accuntas. Cust, Banks) or fi fee and other payment made on behalf of the
       Companes. Any of sad fees, co an expenses sba be apportoned among the Companies
       (such apportonment
                                  to be detined solely by Shephcnd).


              Ths Ageement conta the entie agment beteen the Pares and may be modifed
       only by a wr ageement signed by al Pares heret. Fuennore. th Agreement shal not
       be ttanemd nor asiged wihout the prior wrtt consnt of the other paes hereof. Eah.
       Par represent and war that it ba the authority to bind itself and al necessary pares
       relat to the tmçton and th the persons ex.ecuting tl Ageement have the auor to
       ente into this Ageement

                  11 Ageemet sha be consed in accordace with 1he Jaws oftbe State of
                                                                                                              Texa and
       venue and jurcton of any diput or litigaon sba be in Ha Cou. Tex. All clas,
       dispute or oter maers aring or relatg to this Ageement sh1l be decided by arbitron,
       wluch sbaU be coducted by th American Arbitrtion Association, Any arbitrtion shall tae
       place in Houstn, Has County, Tex.
                  11 Companes age to hold Shepherd and it .owners, offcers, dirs and/or
       employees banuos and shaU defend Shephder. its owner. offcers, diedors and/or empLoyees
       (the Indemified Perons" shoud sucb Indomnfied Persons bemc involved in any capacity in
       any açion, cla suit, investigon or procin actul or threatened in coiion with or as
       a relt of thi Agment, the Companes. shall reimbursc said Indefied Persons for their
       repece renable and custma leg and other e)o;penses (including, witou limitaon, the
       cost and exens incued in coiion with investigatig. prepag for and responding to
       thi par subpoena or enforcig this Agrment) incurred in connecton therewith as such
        exenses ar incud. The foregoing sball not apply to any claims tht are finally determined by
        a cour or arbitr tn'bun of competen jursdcton to have resulted primaly ftom the bad fa
        or gros negUgcnce of sueb Indemned Perons.

                   If any temi provison, covenat or restction herein is held by a cour of competent
        juridicton to be invalid. void or unenorceble or against public policy, the remainder of the
        tenu, provisions and restctons conted herein sha remain in fun force and effec and shal
        in no way be affected impaed or in\lidad.
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              'T Agreemnt may be executed in multiple oriinls, each. of which shatt be considered
       an ongil for all purposes.


              SIl~m'INc.:
              .8~L-'--'- ~
               A&O BONDED LIFE ASSETS MAAGEME, LLC


l              By: -(~--                                                                                  -'



               A&O BONDED LIFE ASSETS, LLC


               By: =-~~--      (

               A&O BONDED LIF SETEMS MAAGEME, LLC

                By: ~~~¿--
                By:/ -~~~
                A&O BONDED LIFE SBlEMBS, LLC




                      .~~/
                A&O CAPITAL MAAGEME, LLC (Iex Company)

                By: ~ (r- -- - ---
                A&O CAPITAL MAAGEMB. LLC (lliuois Company)


                By:    =-C2Î'/~    (
                A&O LIF FUN MAAGBMENT, LLC


                By: =-=~
Case 09-32672     Doc 12-3   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                                B part I Page 13 of 50




            A&O LIFE FU. LLC

            By: ~ Cò~"
            A&O-Hs-BMENT,.LbG-.--.._-
            By: ~~~--
            A&O LIFE FUNS, LLC        .t                                        ,;



            By: 1-
             ~~--
            A&O REOURCE MAAGEM. LTD.


              / .
            By: :-




                        ~~~ ~J -
            HOUSTON TANGLEWOOD PARTNRS, LLC


            By:




            By: --~~
            LIFE FUN 5. i MAAGEME. LLC




            LIFE FUN 5.1, LLC


            By: ~'ntÆ~-

                By: - ~~-
            LI FU 5.2 MAAGBME, LLC
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                               B part I Page 14 of 50




                BY.~
                A&O LIFE FUS, LLC



                A&O RESOURCB MAAGEMEN. LID.
                                         ;?
                By: -=t-r~ ---
                     I .
                HOUSTONTANGLEWOOD PARTN.LLC

                By: ..~~                                                 .r




                LIF FUN 5.1 MAAGEMENT, LLC

                By: ~O~(
                LlFBFUN 5.1. LLC


             By: ~~~.
                LIF FU 5.2 MANAGEMENT, LLC


            . By: ~~¡--
                 LlFEFU 5.2. LLC

                 By:~O~t-
                 By:
                             -.
                 ::mMON ¡GROW.U£
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                                                               ~ ~ 9I                                    Ca Year                  () Nurbe




                                                               ~
                    COVER SHEeT
                 Civil Case FlUng Fonn
         (To ba cop/øted by AttmeyÆ'ert                                    tl (CH ct. COI
                Prir to Filing of Pleading)


                                                 "" AOI          li_ Dee roor                                                 ce_nl'pr\olt1/$
   M1u1l8
   __YOS"" Coll
          Oloico                             \R_ "'121)        Th lle to ii coplle bV dei
                                                                  COURT OF HASON                         COVNlY
                                  IN TlE CHAClRY
   Sh S!y of Cer;:                                                                                                           Bar No. 5059
   Part Flin Jn PIø~: Typ/Pt Namø
     _Ched (,I If Nf an Af _Chect 1.1 If ~ Høc V/G Slwnatu
    Compel'loiy Damages Soiiht $ Puri Damages Soht

    Indvll I )
    r. Chad &lppo tonl.mpliit4 II. an lAW In this .ult? Ye¡ No If"y"is dledi wi_ Final complte Chid SUoi ...
                                                  - - Inroeti Shet please ilmi a DecrJuc!"nt ."
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                       . Ui' H." fll1_ i.ii6o Ha",.. t Apl:.
       Addiesa of P1alRlI
    _Check (,I) if Inlv\ PlaInt is act1n capad! ~ ExeclorCIr\ or Admlnlitrorttl of er Estate. end en at:
                                                                                                                          UI_Iif              ~
         Ellal8 or
    _Cl (,I If IndMduøl l'a1nllr Is ai:no In capi as Buneu Owrfoperator (dJa) or Stte Agne, ell entørentir:


     alBIA:' .( 1.B ~
         O/ØA I Agnc
    BuaÏlasc WACHOVlA ßANI N A.
                                   i:rillØ.. of burli-. _,.. ~i., ~ - "eø.. i-.l1i..11I- .
    _Che I..) If BU1Jl PlalnUl Is fiin suit In \h name of an enti olr Ul Ui above, and ener belOW:


    ~vlal COLSON STIPIlEN
    o!!Feii¡Wt'~ tW OF 'ÖÈ~bi\ (FiRii N..È IfáHOR iiEI s E~R'ÅO'rn'6ËlêHMilol S~PÀÌrtFoR' . ....' - .., . "

                            L.iINam FhlN.m. IIalNemoll.Ic' _191*-
    _Chck (;' "lnlvual Defendant f. aclna In Çlpaòt es Eiaillittil or Adlnlsllor(lil 01 an E8l19. and enter 1\v;
         i:ie of
    _Ched (.I) "IndMdul Oereinl la ai:no In amii il BU$nes OwnerlOoeivWi tdll orStl8l\oanev. en ent ent
         DfBA / Agency
    Sua/neii
                                   EIlIr Ien.in 01_..., CO iití eq." Coill, --",. ~
    _Clt (.II If Builiiaa Oefendant ia be we In lhnimi of iin ei ollerthiin lh ab. and øn beow:
         DlA:                                                                                                                    ~/l Hac Woe (.11_
    ATTORFORTHI8 DEfENDN                   ~rNo. or        Nama:
            r
    In Id ii co c/r CH. (f) box lIøl bu ftactfu.
                                                                                                          ~~ Clch.nd_._
    lia _ oIth..un II pf tiii" colu r:."                                                                     Mon . Noi-1l
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    110.. wl ..""rø lttom cll                                                                                RlldNIn
                 Bu....~~1I
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                                                                                                                                      EXHIBIT 8
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                                                     B part I Page 17 of 50




                     IN THE CHANCERY                  COURT OF HARRSON COUNTY, Mississippi
                            SECOND                       JUDICIAL DISTRCT, Crr OF Biloxi


                                                                                      Docket No. If Filed
   Docket No.
                   FilYr              ChlOog No.              Cleik'llD 10            Prior to 1/119

                            DEFENDANTS IN REFERENCED CAUSE. Page 1 of _ Defendants Pages
                       IN ADDITON TO DEFENDANT SHOWN ON CIVIL CASE FIL.ING FORM COVER SHEET



       Llll Name firo Nime ~
   Individual: Maln N..., r Ap... Midd 11;( Tr
   Defendant 1#2:


   _Cheo (..) If Individual Defendant Is acting 11' capaci as Exec(lñx) or Admlnlslrator(tn) of 8n Estate, and enter stle:
          Esta of
   _Check (,fllf Individual Defend!,nl ii actng      In caacity as Bulinii1l OwnerlOperator (O/BfA) or $1". Agency. and enter that name belo:

          D/B/A.
                    ~ W~LI~R. PLLC
    BualnGH COLSON Entar na of bullne..,              COiil*rwIP. agen -ll COr¡l'tJli, Indicte eilewhi-ii-re

    _Chec (..) If Buslnen Def~mdant is beng suad In the name of an entity othr than th name above. Bnd enter balCl
          D/81A
                                                                                               Pn Hfic VIce (..)_ Not an Mornev(,f)
    ATTORNEY fOR tHIS DEFENDANT. _ Bar # or Name:

    Defendant '3:
    Individual:                i... Nama fl~! N.me Me1den Name, H Applicble Mid Inll JdSl111lV
    _Check (,f) if Individual Defendant Ie acting In capacity as Executor(trix) at Admlnlstralor(trix) of an Estate, and enter ste:
           Estate of
    _Check (.I if Indlvdual Defendant Ie actIng In capacity al Buslnei Owner/Operator (O/SlA) or State ~øncy, and enter tll name belo;
           D/B/A
    Bualoa.. SJS DBVBLOP~NT. LLC
                           Entr 1èa1 narl or bulnll, CIIi. palHhlP. lcel1 -If CotJn, Indte al where iripri

    _Chec (..) if auslness Defendant Is beIng BUed In the name of an entity other than U1e nama above, and enter below
           D/B/A




                                                                                     (,)
                                                                                                Pr HBO V1 (.I        Not an AtOJney(iI)_
    AnoRHEY FOR THIS DEÆND,.NT: _Bar ## or Name:
            t:Ir
     Defendant 11:
     Individual:                1l11 Niie fln Na Mald NalM, 11 ~ Mid l"il Tr
     _Chec (,fllf Individual DefendanUs actng In capacl at Execor(tfi) or Admlnislrator(trlic) of an Estate, and enter stye:
            E9tate of
     _Cltec (,) if Indlvldual Defendant is actl1 in capacl as Bolnll OWnerlOperator (DIB/A. or Stte Agenc, end enler 1lat naø belo:

            D/BA
     Buln.. iiop~S HOMES. LLC
                             En!e" ii or bueii coiall, iir1Jp, eg.1/ CO,lnlc lltewhre lie4
     _ct (,f) If Buslnø8S Defndant Is being sued In th nae of an enti othr than th above, and enter belo

            DIBA
                                                                                                 Pr Hac Vice (.I Not an Attory(.l
     Anoi FO 1lLS DEFENANT: --Bar# or Name:
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                   'N THE CHANCERY
                                                      COURT OF H Å RRISON COUll1Y. MississipPI
                          SECOND                       JUDICIAL DISTRICT. CITY OF BILOXI

                                                                                    DQCel No, If Filed
                                                                                    Prior to 1/119
  Docet No.                         ChtonOlOOIU No,
                                                            Cle Loc It)
                  RoV,

                           DEFENDANTS IN REFERENCED CAUSE. Page _ of - Defendants Pages
                      IN ADDITION TO DEFENDANT SHOWN ON CIVL CASE FILING FORM COVER SHEET

   Defendant #I L :
   Individual: Les Nam F\rl Name t.aldan Name.. "Pìclie ) Mllalni Jrn1II1V
   _Chec (.I) if IndIvidal Defendant is acing In cøpacily as Executor(tri) or Mmlnistratr(triX) of an Estate, Bnd enter stye:
         Eiilate of
   _Chec (.I) If Indiyidual De~ant I. acng 1n ~paclty " BusIne Owner/Operator (D/B/A) or stat Agenr;, and ente that name below:

          D/B/A

             ø a.me i co . p. 'Nc..,~RinDi ~o~tW '
   BU9lnese TeG TE~, Mlrlnlp, igenc -II voralJr ~ ttateWh In
    _Checl (.I) if Business Defendant 19 being sued In lte neme of an entty othr than the name abOve. and enter belOW
          D/B/A




    Individual: )
                                                                                              Pr Hac VIce (01_ Not an Atorniiy(,f)_
    ATtORNEY FOR 111S DEFENDAK _ Bar II or I'ame:

    Defendant # L:
                               wl Nima FIr Name Malcn Name, if ,ippilcall. Middle Inll ~
     _Chek (.I) If Individual Defendant is acting In capacity 8S Exewtor(tri) or Admlnlstrtor(trlx) of an Estate. and enter style:
           Estate of
     _Che (.I) If IndIvidual Defean' Is actng In capaci as Busnns Owner/Oprator (DB/A) or State Agnçy, and 8nter thai name below:
           D/BlA
     Bualn.. PREST(~PORTS ~~ffd1MB~ i~ aJtssisslDW cO~I1f
                     IØ naml u e.., øo. ,. p,.l\. GOIp . te .ta                                  wnre Inrprets
     _Check (.I If Buslnass Defendant
                                             Is being S\,ed In the neme of 8n entty olhr than the name abovtl, and enter below:
            O/afA
                                                                                                Pr Hac VI (,fJ_ Not an Attrney(.I)_




                                                                                     ( )
     AnOREY FOR tHIS DEEHDANr _ Bar ## or Name',

      Defendant # 1-:
      IndIvidual:                la _ fIrs Nill ,M8I Nam, M ~¡ipllcaiie Mide 111 i-
      _Che (.l) If Indivdual Defendant is acting In capac as Execr(tr) or Admlnlstator(tr) of an Estate, and enter ste:
             Estate of

      _Che (.I) if Indi'lduiil Defendan' Is actng In capacity as eU$\MI& OwerlOpøralor (D/BfA) or St Agency, and Gnle th name belo:
             D/BA
       Bulln8.. ADV ANr"I?I~fiia¡ ~~:if~,&. pannninip. ageçy. Ift;rp.... IlIiclO -i Wil" If

       _Check (.I If BU91ness Defendant 1$ being sued In the name of an,entit olhf thn the name above, end enter beow
              DfBA
                                                                                                  Pr Hiw Vice (.1_ Not en Attmey(.I_
       ATTORNEY FOR 11lS DEfENDANT _ Bar #- or Nama:
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                                                    B part I Page 19 of 50




                      IN THE CHANCERY                    COURT OF HARRSON COUNTY, Mississippi
                            SECOND                        JUDICIAL      DISTRCT,      CiTY   OF BILOXI


  Doet No.                                                                                   Docet No. If Filed
                  FOe Yr             Chl1riolog1c1 No,           aei1'. l-l ID               Pnor to 111/94




  IndivIdual: )
                           DEFENDANTS IN REFERENCED CAUSE - Page _ of _ Deendants Pages
                      IN ADDITION TO DEFENDANT SHOWN ON CIVL CASE FILING FORM COVER SHEET

  Defendant # L :

                             Lad Nama Firs HalM M.idlMllame. ~ Appllcti. Mklla lnil J,lSiIllIV
  _Check (,I if Individual Defendant Is actng in capaci 3S Execlor(trl) or AdmlnIBtator(t,ix) of an E&ta. and.enter &tyle:
         E$le of
  _Chek (..) if IndIVdual Defendant is actng In capacity as BuslnBIS Ower/Operator (D/BA) or StaIB Agncy, and enter
                                                                                                                              that name belo:
         D/B/A
  Bu.lneA PRESTI~E T~e IN~ l' MissisBioni Co~rat~n
                           h\e a nsm 0 lfSlne... c:l8li. pe ri, aØ6-1f COrplín. in~1t1e .ii. wh.ni Incoip\e

  _Chec (..¡ If BusIness Defendant 15 being sued In the name of an enti other than the name above. and ønter below
         D/B/A




  Individual: )
  ATTORNEYFORTIUsDEFEDANT: _ Baril or Name:                                                           Pr Hiw Vice (.1)_ Nol an AIomey('1J_

  Defendant #.2:

                              i. Hama Fnl Name I.ald Nama. W AppllcUe Mlle 1111 JrlStnlllV
  _Chec (.I If Indlvduiil Defndant Is øcllng in capacity as Execur(tri) or Admlnlatrator(tr) of an Es\at~, and enter style:
          Estate of
  _Chec (.I) If Indlvduøl Defendant Is actng In caaci as Busine$$ OwerlOperator (DIBIA) or State Agncy, iind enr that name belo:
          DIB/A
                      ~~Cl1gOENCYil ~C_.~~8Igglnni æ",~n in
   Buslnea8 PRESTIGE 01 ii. Il I . pa .~. ip n, ¡/l.IIC1le lIwnei ie
              En1 nøm
   _Check (.I) If Buiilness Defendant Is being sued In th name of 8n enti otr than the name aboe, and enter belo:
          D/B/A
                                                                                                      Pr Hac Vic (.1_ Not ;in Atomey('1)_
   ATTORNi:FOR neS DeFENDANT: _ Bar 1# or Name;



   Individual: ()
   Defendant".! :
                               WIll Na ~1I tumo - t.kl Nain,lI ~bl. L\ lni JriSrI11/
   _Cho (.I If Individual Defendant is actng In capac as Exeçor(tnx) or Admtoisklor(trb() of an Estate. and ente style:
           Estate of
   _Che (.I) If IndMdlal Deenant             Is actng in capaci 8S BusneSl Owef/O~ralo (OIBA) or Slte Agn~, and entar tht nanui belo:
           D/B/A
    Bualnea FIELl'l~1J2tJlJM:£li&l~~~~rN~~~.lno.".... ..18Wne IncieQ
    _Check (..) if Business Defendnt Is beng wed In the name of an ent otr than lhe niime aboe, an enter below
           D/BA
    A TTOREY FOR mlS DEfENOANT:                    Bar # or Name:                                      Pr Her; Vic (.I) Not an Atom(.r
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                                               B part I Page 20 of 50




                     IN THE CHANCERY              COURT OF HARRSON COUNTY. Mississippi
                           SECOND                    JUDICIAL DISTRCT, CIl OF BILOxi


                                                                                   Docket No. If File
   Poet No,
                  FiIYr            Chronok: No.            Clif$ toclO             Plior to 1/119

                          DEFENDANTS IN REFERENCED CAUSE. Page _ of _ Dendants Pages
                     IN ADDITION TO DEFENDANT SHOWN ON CIVIL CASE fiLING FORM COVER SHEET

   Defendant 1# 1! :

   Individual:
                            La'l Name Fir Name Maic Nam, If ~plli MI lni .h1S1ll/
   _Che (.I) if Individual Defendant I' acting In capacity as Exeoolor(trx) or Admlnlroratoi(trx) of 8n Estate, and enter style:
         Estate of
   _Chec (.I) if Individual Defendant Is acting in caacit as Business Owner/Operator (OIAI or Slae Agency, and enter 'hat name below:
         D/B/A
   euslnlll1 i. 'llaB lN~URAN å Neb tlnn
                          En.. il' name or DUllnos.. QOlK. pannoønip. ageii- " ,nui"" .. nOOr&ieD
   _Check (.I) if Business Defendant is being sued In Ihe name of an enllty other than IIe name above. and enter below:
          DIBfA
                                                                                            Pr Hac Vic (..)_ Not 8n Attorney(..I_
   ..TTORH FOR 'HJiDefEHAHT. _ BBr # or Neme:                                                                             t

   Defendant 1# 1l:

    Individual:              Last Name Fim Name Mald Hems, H Apple Mid i~ JflS,~ii/lv
    _Check (,l) if IndivIdual Defendant 1$ actng In capaclly 89 Execr(lóic) or AdminlstralOflrb) of an Estate, and entr stle:
          Estte of
    _Chek (,l) if Individual Deendant is actng In capaci as BusIness OwnerJOperator (D/B/A) or Slali Agency. and entr that nii belo:
          D/B/A
    Buslness FIDBLI1 N~1'0NAJVJB GR02!' I~ a Deli~waffi ~n
                   er g.!\IM "11". co ,pi hl, iien. ,1/1Qi-suie_re -i0/1l
    _Chad( (,I If Business Defendant Is being sued In the nams of an enly other than the name above, and enter below
           OIBA
                                                                                             Pr Hao Vice (./_ Not an Atomey(.I_
    AlTORHEY FOR THIS DI!ENOA _ Bar # or Name:



    Individual: ()
    Defendant N_:
                              LuC Na FIn Hami Ma1dn Nam, II ,oNI Mlcla lni J1Irniui
     _Chek (..) If Indivdual Defendant Is soing In caacity 8S Execor(trlx) or Admlnlstrator(tnx) of an E9\818, and enter style;
           Estte of
     _Che (..) If lnãivldual Defendant Is Batng in capaci es Buslne86 OWner/Oator (D/B/A) or State Agency, and enter Ult name below:
           DtBA
     Buslnen               en "laGI ne i: CU.i.I, COIplK1 pamonnp. eg .. u (;Ofua. lnIJ ""'* W'IfIRCce

     _ Che( (.I) If Bus!ness Defendant Is beIng sued In th name of an enti other Ihan the name above, and enter below
            DIBA
                                                                                              Pr Hac VIce (,,_ Not an AlRey(..)_
     ATTORNEY FOR THIS DEFeNDANT _ Bar" or Name:
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                                                                                                                                                     1-.
                                                                                                                                                     i
                                                                                                                                                     I




                                       IN THE CHANCERY COURT OF HARRSON COUNTY, MISSISSIPPI
                                                     SECOND JUICIAL DISTRICT

                           W ACHOVI BANK, N.A.                                                                                     purr
                           VERSUS                                                             CAUSE NO. elD~ Dq -III it

                           STEPHEN R. COLSON; COLSON & WALLER, PLLC;
                           SJS DEVELOPMENT, LLC; HOPKINS
                           HOMES, LLC; TCG TELCOM, INC.;
                           PRESTIGE SPORTS MANAGEMENT, INC.; ,
                           ADVANCED TITLE & ESCROW, LLC; PRESTIGE
                                                                                                                        r& .
                                                                                                                       FESt3 ~
                           TITLE, INC.; PRESTIGE INSURANCE AGENCY,                                                                        CLERK
                           INC.; FIELIT NATIONAL FIANCIAL, INC.;                                                                            D.C
                           LAWYERS TITLE INSURANCE                           CORPORATION;
                           FIDELITY NATIONAL TIE GROUP, INC.;
                           JOHN DOES i-so AND CORPORATIONS A-Z                                                                 DEFENDANTS

                                                     COMPLAINT FOR INTERPLEADER.
                                            DECLARATORY JUDGMENT AND OTHER RELATED RELIEF

                                     COMES NOW, thePlaintiffin Interpleader, Wachovia Ban, N.A., and brings
                                                                                                                                  this   Complaint

                           for lnterpleader, a Declaratory Judgment and other Related Relief against tlie above-named


                           Defendants and for its good cause of action would state unto the Court and give notice of the

                           following, lo-wit:


                                                                                       PARTIS
                                                                                             i.

                                      The Plaintiff Wachovia Bank, N.A., is a national bankg association having its principal

                            bankg offce in Harrison County. Mississippi at 854 Howard Avenue, Biloxi, Mississippi, 39530.

                                                                                             IT.


                                       Stephen R. Colson is an adult resident citizen of             Harrison County. Mississippi whose principal

                             place of residence is 2466 Provence Place, Biloxi, Mississipp~ where he may be served with process.
RUSHING" GUrCIE P.L'LC.
  ATTORNEY. /l" UW
     ".0.   ØOX: ltt1S
 øiLO'xI. M. 3Vala:-IU25
      ~ -nA..13
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                                                                      B part I Page 22 of 50
_._-----




                                                                                                         Il.
                                                 Prestige Title, Inc. is a corporation organized and existing pursuant to the laws of the State

                                     of    Mississippi, having its principal place of             business at 925 Tommy Monro Dnve, Suite D, Biloxi,

                                     Mississippi. Prestige Title, Ine, may be served with process by serving its registered agent for recipt

                                     of process, Stephen R. Colson at 230 I 14ih Street, #580, GulfPort, Mississippi.

                                                                                                         lV,

                                                  Prestige Insurance Agency, Inc. is a corporation organzed and existing pursuant to the laws

                                     of     the State of    Mississippi, having its principal place of           business at 925 Tommy Monro Drive, Suite

                                     D, Biloxi, Mississippi. Prestige Insurance Agency, Inc, may be served with process by seivng its

                                      registered agent for receipt of process, Stephen R. Colson at 925. Tommy Monro Drive, Suite D,

                                      Biloxi, Mississippi,

                                                                                                          V.

                                                   Colson & WaDer, PLLC is a professiona11ited liabilty çompany orgarzed and existing

                                      pursuant to the laws of           the State of    Mississippi, havig its principal place of          business at 925 Tommy

                                      Monro Drive, Suite 0, Biloxi, Mississippi. Colson & Waller, PLLC may be served with process by

                                          serving its registered agent for receipt of proces, Stephen R. Colson at 925 Tommy Monro Drive,

                                          Suite D, Biloxi. Mississippi.


                                                                                                          VI.

                                                   Advance Title &. Escrow, LLC is ~ limited liabiliy company organzed and existig
                                                                                                                                                        pursuant

                                          to the laws ofthe State of         Mississippi, having its principal place of              business at 925 To~y Monro

                                          Drive, Suite D, Biloxi, Mississippi. Advanced Title & Escrow, LLC may be served with process by

                                          servng its registered agent for receipt of process, Stephen R. Colson at 925 Tommy Monro Drive,
      RUSH INO . GUICI!. P".l.l-C.
        ATTRNEYS At" LAW
            ~O. DOX I02Ø
        aILOX'. ~i8 SsaSS~I..z5           Suite D, Biloxi Mississippi.
             ;,28 37..a~'31
                                                                                                           2
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                                                                                                 vn.

                                        SJS Development, LLC is a limited liabilty company organzed and existing pursuant'to the

                             laws of     the State of       Mississippi, having its piincipal place of
                                                                                                                business at 925 Tommy Monro Drive,

                             Suite D, Biloxi, Mississippi. SIS Development, LLC may be served with process by serving its

                             registered agent for receipt of process, Stephen R, Colson at 925 Tommy Monro Drive, Suite D,

                             Biloxi, Mississippi.

                                                                                                 VII.

                                         Hopkins Homes, LLC is a limited liability company organzed and existing pursuant to the

                             laws of      the State of       Mississippi, having its principal place of          business at 925 Tommy Monro Drive,

                              Suite D, Biloxi, Mississippi. Hopkins Homes, LLC may be sered with process by serving its

                              registered agent for receipt of               process, Stephen R, Colson at 925 Tommy Monro Diive, Suite D,

                              Bilmu, Mississippi.

                                                                                                     IX.

                                          TCG Telcom. Inc. is a corporation organized and existing pursuant to the laws of
                                                                                                                                            the State

                              of    Mississippi. having its principal place of                business at 925 Tommy Monro Drive, Suite D, Biloxi,

                              Mississippi. TeG Telcom, Inc. may be served with process by servg its registered agent forrecipt

                               of   process, Stephen R. Colson at 925 Tommy Monro Drive, Suite D, Biloxi, Mississippi.

                                                                                                      x.

                                           Prestige Sports Maagement, Inc. is a corpration organzed and existing pursuant
                                                                                                                                           to the laws


                               ofthe State of           Mississippi. having its piincipal place of         business at 925 Tommy Monro Drive, Suite

                               D, Biloxi, Mississippi. Prestige Sports Management, Inc. may be seied with process by servng its

                               registered agent for receipt of               pro   cess, Stephen R Colson at Stephen R. Colson at 2301 l411 Street,
AU.HIHG . GUJC~ RL.C.
  AnORNPS AT lAW
    ".0. ø01( 192t5
 Dlt.OJlU. He 39ø.:l3.JO;i      Gulfport, Mississippi.
      saa a'1... 13
                                                                                                       3
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                                                                                                 XI.

                                         Fidelity National Financial lnc, is a Delaware corpration doing business in the State of

                                Mississippi, through its subsidiary, Lawyers Title Insurance Corporation, The address of its

                                corporate offce is 601 Riverside Drive, Jacksonville, Florida 32204, where it may be served with

                                process upon its Chief Executive Offcer, Alan L. Stinson, or other authorized offcer, at 601

                                Riverside Drive, Jacksonville, Florida 32204.
                                                                                                  XlI.

                                          Lawyers Title Insurance Corporation is an insurance corporation organized and existing

                                                                                  Nebraska having its principal place of
                                                                                                                                business at 10306 Regency
                                pursuant to the laws ofthe State of



                                 Parkway Drive. Omaha, Nebraska, and.,may be served with process upon its registered agent for the

                                 receipt of      process, Thomas W. Crockett, 633 North State Street, Jackson, Mississippi.

                                                                                                   XII.

                                              Fidelity National Title Group, Inc., is a subsidiar of
                                                                                                                    Fidelity National Financial, Inc., and is

                                 a Delaware corporation doing business in the State of Mississippi though its subsidiary, Lawyers
                                                                                                                                    Executive Offcer, Alan
                                 Tiue Insurance Corpration, and may be served with process upon the Chief



                                 L. Stinson, or other authonzed offcer of
                                                                                            its parent corporation, Fidelity National Financial, Inc" at

                                  its corporate offce located at 601 Riverside Drive, Jacksonville, Florida 32204.

                                                                                                       XIV.

                                               John Does 1 through 50 are unknown individual Defendants who may have a beeficial

                                  interest in the fuds deposited in ths cause.
                                                                                                       xv.

                                               Corporations A through Z are unknown corporate entities who may have a beneficial interest
    AU8Hltl 8i GUICE. P.LL.C.
      ATlORll6VG A.T LAW
         ~o. 80)( f'!
     BILOiclp MS 39&33-1925        in the funds deposited in this cause.
          ueS74.Z313
                                                                                                         4


i
i
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                                                                      JlRISDICTION AND VENUE

                                                                                         XVi.

                                    Trus is a Complaint in Interpleader and for a Declaratory Judgment over which the Chancery

                           Court has original subject matter jurisdiction.
                                                                                         XVI.

                                     Venue is in Harson County, Mississippi, Second Judicial District, as this is the county and

                           judicial district in which the property is located, in which the cause of action accrued and in which

                           at least one of     the defendants may be found.

                                                                                                OF    FACTS
                                                                           STATEMENT



                                                                                         XVIl.

                                      At all times mentioned herein, some of             tiie Defendants entered into contracts and agreements

                            to be performed in whole or in par in the State of
                                                                                                    Mississippi. At all times mentioned herein the

                                                                                                              Mississippi.
                            accounts in question were originally maintaied in the State of



                                                                                             XIX.

                                       At all times mentioned herein, WachoviaBank, N.A C'Wachovia") is an innocent stakeholder

                            of certain bank accounts and proceeds thereof and is unable to determne the respective interests of

                             the.Defendants in the proceeds of said bank accounts and has no adequate remedy at law save to

                             resort to the equitable powers of tls Court.
                                                                                             xx.

                                        At all times mentioned herein, Fidelity National Fmancial. Inc. ("Fidelity") is the parent

                             company of Lawyers Title Insurance Corporation C'Lawyers Title"),


AU5"INO Ii GUICE. P.LLC.
  ATTORHE: A.T ulW
     P.O. BOX 192&
 BILOXI, ws 3~I'.18;a1i
      ~. .7"~313
                                                                                                5
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                                                                             XX,

                                     At all times mentoned herein, Lawyers Title is a title insurance company which provides,

                          among other things, title insurance through agents in Mississippi to insured the title to rea property,

                                                                             XXI

                                    Lawyers Title was recently purchase by Fidelity.

                                                                            xxnr.
                                     At all times mentioned herein, Prestige Title, Inc, ("Prestige Title") was an issuing agent of

                          Lawyers Title. Prestige Title is a title company in the business of closing loans, hadling the sae and

                          purchase of real property and related services.

                                                                            xxv.
                                     At all times mentioned herein, Advanced Title & Escrow, LLC ("Advance Title") was an

                           issing agent of    Lawyers Title. Advanced Title is 8. title company in the business of closing loans,

                           handling the sale and purchase of rea propert and related serices.


                                                                             xx.
                                     Prestige Title becae a customer of Wachovia and opened the foUowing accunts with

                           Wachovia:

                                                         Acwuut Name                                      Last Four Digits of
                                                                                                           Accunt Number
                           Prestige Title, Inc, Jackson Trust Account                                            4292
                           Presiige Tiile, Inc. Hattiosburg Trust Account                                        4302
                           Prestige Title, Inc. Pensacola Trust.Accunt                                           4315
                           Prestige Title, Inc. Mobile Trust Account                                             4328
                           Prestige Title, Inc. Southaven Trust Account                                          4331
                           Prestige Title, Inc. Oce Springs Trust                                                4344'
                           Prestige Title, Inc. Funding Accunt                                                   4357
                           Prestige Title, Inc. Agency Account                                                   4519
                          . Prestige Title, Inc. Abstct Accunt                                                   4864
RUSHrHG . GUlCE. P;LLC.
   ,,'toh.HEYS AT LAW      Prestige Title, Inc. Operating Accoùnl                                                4880
     1\0. BOX ,..
 aU..OICf. MS~~S~..as
      :':Ul a74-:1:a

                                                                                6
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                           Prestige Title, Inc. Composite Relationship Account                                4893
                           Prestige Title, Inc, Atlanta Trust Account                                         4903
                           Prestige Title, Inc. Daphne Trust Account                                          4916
                           Prestige Title, Inc. Destin Trust Accunt                                           4932
                           Prestige Title, Inc. Gulfìort Trust Account                                        4945
                           Prestie Title, Inc. Houston I A&OI                                                 7013
                           Prestige Title, Inc. Houston I A&02                                                7026
                           Prestige Title, Inc, Houston I A&02                                                7039
                           Prestige Title, Inc. Houston I A&O 1                                               7055
                           Prestige Title, Inc. Daphne Recording Accunt                                       7615
                           Prestige Title, Inc. Niceville Trust Account                                       7628
                           Prestige Title, Inc. Biloxi Trust Account                                          7822
                           Prestige Title, Inc. Biloxi EMD Account                                            7835
                           Prestige Title, Inc. Nicevile EMD Account                                          1848

                                                                          XX.
                                   As ofFebruaJ 12,2009, each of      the above accounts had the foUowing respecive balances:

                                                                                           Last Four Digits            Balance
                                                      .tccount Name
                                                                                            of Accunt No.
                                                                                                 4292                      $0.00
                           Prestige Title, Inc. Jackson Trust Account
                           Prestige Title, Inc. Hattiesburg Trust Accunt                         4302                      $0.00
                                                                                                 4315                      $0.00
                           Prestige Title, Inc. Pensacola Trut Account
                                                                                                 4328                      $0.00
                           Prestige Title, Inc. Mobile Trust Account
                                                                                                 4331                      $0.00
                           Prestige Title, Inc. Southaven Trust Account
                                                                                                 4344                      $0.00
                           Prestige Title, Inc. Oce Sprigs Trust
                           Prestige Title, Inc. Fundig Account                                   4357                $476,553.56
                                                                                                 4519                  $1,250.46
                            Prestge Title, Inc. Agency Account '
                            Presige Title, Inc. Abstract Account                                 4864                    $543.06
                            Prestige Title, Inc. Operating Accunt                                4880                  $3,369.52
                            Prestige Title. !nc, Composite Relationship Accunt                   4893                      $4.35
                            Prestge Title, Inc. Atlanta Trust Accunt                             4903                      SO.Oo
                                                                                                  4916                     $0.00
                            Prestige Title, Inc. Daphne Trut Account
                            Prestige Title, Inc. Destin Trust Account                             4932                     SO.OO
                                                                                                  4945                     $0.00
                            Prestige Title, Inc. Gulfport Trust Accunt
                                                                                                  7013                     $0.00
                            Prestige Title, Inc. Houston I ~O 1
                                                                                                  7026                     $0.00
                            Presige Title, Inc. Houston I A&02
                            Prestige Title, Inc. Houston I A&02                                   7039                     $0.00
                                                                                                  7055                     $0.00
                            Prestige Title. Inc. Houston I A&O 1
                                                                                                  7615                 $1,335.42
                             Prestige Title, Inc. Daphne Recording Account
                                                                                                  7628               $327,827.70 I
                             Prestige Title, Inc. Nicevile TlUst Account
                                                                                                  7822                     $0.00
                             Prestige Title, Inc. Biloxi Trust Accunt
RueHINOerc;UiCIE ,...&..                                                                          7835                     $0.00 .
   A'TOlMln. AT tAW          Prestige Title, Inc. Biloxi EMD Account
     ,,0* BOX ..2.B
 .ILOXI. MS 3CJ&:-1 G.                                                                                                             I

      2211 S7.~~I~ .
                                                                              7
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                            Prestige Title, Inc. Nicevile EM Account                           7848                      $0.00

                                                                        XXVII.

                                   Advanced Title bece a customer of Wachovia and opened the following accunts with

                            Wachovia:

                                                       Account Name                                   Last Four Digits of
                                                                                                       Accunt Number
                            Advanced Title & Escrow, LLC Daphne Trust Accunt                                 4263
                            Advanced Title & Escrow, LLC Ocean Spnngs Trust                                  4399
                            Advanced Title & Escrow, LLC Destin Trust Accunt                                 4409
                            Advanced Title & Escrow, LLC Operating Account                                   4412
                            Advanced Title & Escrow, LLC Funding Account                                     2033
                            Advanced Title & Escrow, LLC Agency Account                                      2059
                            Advanced Title & Escrow, LLC Composite Relationship                              2062
                            Advanced Title & Escrow, LLC Ocn Spris Abstract                                  2606
                            Advance Title & Escrow, LLC Oce Spris EMD                                        2622
                            Advanced Title & Escrow, LLC Pensacola Trust Acount                              7550
                            Advanced Title & Escrow, LLC Pensacola EMD                                       7563
                            Advanced Title & Escrow, LLC Panama City EMD Account                             7796
                            Advanced Title & Escrow, LLC Destin EMO Account                                  7819
                            Advanced Title & Escrow, LLC Panama City Trust                                   7806

                                                                         xxix.
                                   As of   February 12, 2009, each of1he Advanced Title accunts had the following balances:

                                                   Accunt Name                           Last Four Digits of           Balance
                                                                                          Accunt Number
                             Advanced Title & Escrow, LLC Daphne Trust Account                 4263                        $0.00
                             Advanced Title &. Escrow, LLC Ocn Sprigs Trust                    4399                        $0.00
                             Advanced Title &. Escrow, LLC Destin Trust Account                4409                        $0.00
                             Advanced Title & EscroW, LLC Operatig Account                     4412                  $24,569.21
                             Advanced Title &. Esrow, LLC Funding Account                      2033                 $544,156.83
                             Advanced Title &. Escrow, LLC Agency A~unt                        2059                  -$14,668.07
                             Advanced Title &. Escrow, LLC Composite Relationship              2062                      $35.00
                             Advanced Title & Escrow, LLC Oce Springs Abstract                 2606                     $232.51
                             Advanced Title & Esow, iic Ocen Sprigs EMO                        2622                  $30,132.47
                             Advanced Title & Escrow, LLC Pensacola Trust Accunt               7550                  $11,853.08
                             Advanced Title &. Esrow, Ltc Pensacola EM                         7563                  $92,500.00
                             Advanced Title -& Esrow, LLC Panama City EM                       7796                       $0.00
RUSHING 8t GUICE. P.l-LC~
  ATTOJtNItV. ATUW           Advanced Title &. Escrow, LLC Destin EMO                          7819                         SO.OO
     1'.0. BOX 1U!i
 BIL.X'. M.8St53J.IID2$      Advanced Title & Escrow, LLC Panama City Trust                    7806                   $3,500.00
      ua a7-4-231a

                                                                             8
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                                                                           xxx.
                                  Stephen R, Colson became a customer ofWachovia and opened the foUowing account with

                            Wachovia:

                                                        Account Name                                      Last Four Dii:its of
                                                                                                           Account Number
                                                                                                                7822
                            Stephen R. Colson

                                                                           XXXI.

                                   As of    Februar i 2, 2009, each of the Stephen R. Colson account had the followig balance:

                                                Account Name                        Last Four Digits of                  Balance
                                                                                     Account Number
                                                                                           7822                             $81.93
                            Stephen R. Colson

                                                                           XXI.
                                   SiS Development, lL became a customer ofWachovia and opened the following accunt

                            with Wachovia:

                                                         Account Name                                     Lat Four Digits of
                                                                                                           Account Npmber
                                                                                                                  4111
                             SJS Development, LLC
                                                                                                                                         .,
                                                                           XX.
                                    As of


                                                                                                                          ~
                                             February 12; 2009, the SJS Development, LLC account had the following balance:

                                                     Accunt Name                             Last Four Digits of
                                                                                              Accunt Number
                                                                                                    4tlJ                         $7.93
                             SJS Development, LLC

                                                                            XXXiV.

                                     Hopkins Homes, LLC becme a customer ofWàchovia and opene the following accunt

                             with Wachovia:

                                                          Accunt Name                                       Last F~ur Digits of
                                                                                                             Accunt Number
ftUSHIHO . GUICe: P..L.C.
  ATTORKII_ AT LAW                                                                                                 4124
    1\0. 80X ,.28             Hopki Homes, LLC
 81L0)(, M_ Si.~'D2a
      au l,7A..3Ia
                                                                                9
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                                                                        xxv.
                                   As of   February 12, 2009, the Hopkins Homes, LLC accunt had the following balance:

                                                  Account Name                         Last Four Digits of            Balance
                                                                                        Accunt Number
                                                                                              4124                       $0.00
                             Hopkins Homes, LLC

                                                                        XX.
                                   TeG Telcoll Inc, became a customer ofWachovia and opened the following account with

                             Wachovia:

                                                        Account Name                                 Last Four Digits of
                                                                                                      Account Number
                             Ted Telcom, Inc.                                                               4496

                                                                        XXI.
                                    As ofFebruai 12, 2009, the TeG Teleorn, Inc. account had the following balance:

                                                   Account Name                         Last Four DilJits of           Balance
                                                                                         Account Number
                             TeG relearn, Inc.                                                   4496                 $1,863.99

                                                                        XXXVII.

                                    Prestige Sports Management, Inc. became a customer ofWacovia and opened the following

                              account with Wachovia:

                                                         Accunt Name                                    La Four Digits of
                                                                                                        Accunt Number
                              Prestige Sports Maagement, Inc,                                                  2499

                                                                         xxx.
                                     As ofFebniar 12, 2009, the Prestige Sports Management, Inc. accunt had the following

                              balance:

                                                 Account Name                      Lat Four Digits of                  Balance
ftU.fllNIJ tI GUCC~ P.'-C.                                                          AÇ9unt Number
    AT1RNBY A-r LÄW
     1'0.80X 1.25             Prestige Sports Management, Inc.                            2499                             $O.OQ
 .1I.OXlr ..a *nJ.I02.
      228 57..23.:1
                                                                             10
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                                                                                                                                                            t


                                                                                          XL.

                                    Colson & Waller, PLLC became a customer ofWachovia and opened the following account

                           with Wachovia:

                                                          Account Name                                                     Last Four Digits of
                                                                                                                            Account Number
                           Colson & Waller, PLLC LOLTA Mississippi Trost Account                                                  7110

                                                                                          XLI.

                                    As of   February 12, 2009. the Colson & Waller, PLLC iOLT A Mississippi Trust Account had

                           the following balance;


                                                         Account Name Last Four Digits of                                                    Balance
                                                                                                                Account Number
                           Colson & Waller, PLLC IOLTA Mississippi Trust Account 7110                                                             $78.47

                                                                                          XLII.

                                     Prestige Insurance Agency became               a customer ofWachovia and opened the
                                                                                                                                      following account

                           with Wachovia:

                                                     Account Name                                                    Last Four Digits of
                                                                                                                      Account Number
                            Prestige Insurance Agency                                                                       4506

                                                                                          XLIl.

                                      As ofFebrn i 2, 2009, the Presûge Insurance Agency account had the following balance:

                                                          Accunt Name                                           Last Four Disits of              Balance
                                                                                                                 Accunt Number
                            Prestige Insurance Agenc                                                                       4506                     $0.00

                                                                                           XLiv.

                                       At all times mentioned herein, part if not al of the above-reference accounts were subject

                             to Wachovia Connection wherein the accunt holder ca send wies, move funds, issue stop
                                                                                                                                                 payments
RUSHING a. GlJIC8, RL.c.
   ATTORNE.Ti AT' I.W

 1i1~~,:..o:.~~~~,m of checks and make electronic transfers, al on a rea-tie basis, that is on a basis just as if one was
      IZZ. 37...%3 '3
                                                                                              Jl
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                                                                                                                                        i




                             making the transfer in the bank to change the balances and thus have seven (7) day a week, twenty-

                             four (24) hours a day access to th.eir accounts,

                                                                                XLV.

                                      At aU times mentioned herein, the Defendants acting through their respective offcers and

                             penntted personnel conducted such transfers as will be explained herein. In late 2008, Wachovia

                             noted tht there appeared to be a consistent problem with overdrafs in the above~referenced accounts


                             and noticed that it would be necessar for the accunt holder to make transfers in order to cover

                             outstanding amounts, In Januar of2009, it was noted that the overdraf items were getting larger

                             and thereupon Wachovia expressed some concerns with respect to same. It was r~presented by

                             Stephen R. Colson, the principal of the two (2) named corporations. that he would work on the

                             problems and was paying them. Although n meeting was requested, no such meeting was

                             forthcoming. There appeaed to be a series of transfers betwee accounts wherein funds were

                             deposited and then those accunts would be transferred to a holding account thus producing the

                             baning view-that these funds were colleced balances and could be called upon immediately.


                                                                                 XLVI.

                                           Based upon information and belief, Fidelity in its nonna) cours commenced an audit ofihe

                              accunts of       Prestige Title and Advanced Tiil~, Based upon infonnation and belief, Fidelity noticed

                              irregularties in said accunts and thereupon a representatve of Fidelity notified Wachovia that


                              Fidelity may fie a complait seeking a temporar restraining order or such other injunction as Fidelity

                              deemed appropriate. Fideüty made claim to the proceed of said accunts.

                                                                                 XLVII.

                                           Afer the notice from Fidelity, '! achovia commence reseach of the accowits in question and
RuaHltt .IiU(C£, fIL....C.
   AT'RHEV8 AT tAW
      P.O. .Ox. iou
 &\lOø, wig 2IDS'33-t02't      noted unusual trnsfers and "movemeDt between thes acunts which apparently were made in such
      ta. ti74481a
                                                                                    12
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                           a way as to cover potential overdras or other shortages of fuds. Upon noting such activity,

                           Wachovia placed a restraint on these accounts in order to preserve the assets for its beneficial owners.
                                                                                            XLVII.

                                        The iuount of        fuds on deposit with Wachovia in all relevant accounts is $1,534,563.56.

                                                                       COUNT ONE - ffTERPLEADER

                                                                                             XLix.

                                        Wachovia iRcorporates herein each
                                                                                        and every allegation made in pararaphs I through XL viu

                            above.

                                                                                               L.


                                         At all times mentioned herein, Wachovia is an innocent stakeholder of certn bank accounts

                              and is unable to determe the respective interests of the Defendant in the proceeds of sad bank

                              accounts and has no adequate remedy at Jaw save to resort to the equitable powers of this Court.

                                                                                               LI.

                                          The Defendants bave made and may have confcting claims with respec to the distbution

                              of the procees of the above-descnbed acount. Wachovia is not in a position to detenne.which

                                                                                                         the proceeds of   the above-referenced accounts
                              of    the Defendants herein are entitled to the benefits of



                              and its at risk for multiple claims for said accunts. Wachovia is in the position of innocent

                               stakeholder and cannot mae a determation as to whoin proceds of these accunts 8re due.

                               Wachovía has no adequate remedy at law and must resort to the equible powers oftbis Court.

                                                                ÇOUNTTWO - DECLTORY JUDGMENT
                                                                                               LIL.


                                            Wachovia incorporates herein each and every alegation made in parraphs i through LI
RUSH.NCZ . GUICE, P',",L.C.
   "rroRNEY8 ATUW
     P,o. aOK lé~&
 8lL,GKl. N8 '3'SU~'9:l.           above,
      Zl1l :a,...asui
                                                                                                    13
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                                                                                          LID.

                                     At all times mentioned herein, Prestige Title and Advance Title were in the business of

                           closing mortgage loans and rea propert sales. In the course of same, funds were paid to Presige

                           Title and Advanced Title to be held i~ escrow OT trust and to be distributed to the rightfu owners,

                           Based upon infomiation and belief: there are claimats to said funds wmcb are unknown to Wachovia.

                                                                                          LlV.

                                     It is necessary that the Court declare who the interested paries are with respec to sad funds

                           and enter a declaratory judgment setting forth respective nghts to the fuds paid in the Court.

                                                                   COUNT THREE - ACCOUNTING

                                                                                          LV.

                                     Wachovia incorporates herein each and every allegation made in paragraphs I though LIV

                           above.

                                                                                          LVI.
                                                                                                                             /-
                                     That al books and records w1uch will revea the true beneficial ownership of          the accounts and

                           how much is owed are in the hands of               the Defendants herein and therefore, the Court should require

                           the Defendants to accunt with respect to all of sucli proceeds held in trust in order to deterne the

                           beneficial interes in said accounts and the degree to which that beneficial interest may be paid.

                                     WHREFORE, PREMISES CONSIDERED, Wacbovia prays for the followng:

                                     1. Tbis Court issue process to all Defendans;


                                     2. This Cour enter an order permtting Wachovia to pay the balance of the Bbove-


                                                desbed acounts into the regist of                   the Cour;

                                     3.         Tms Court enter an order restaiing and enjoinig the Defendants. each oftliem. and
RUS'IING . OUIClr I'l-c.
   ATTqNEY AT LAW
     ftO. BOX ,..a
 DlLOXla Me .aK$8~'C"26                         their respectve agents and/or attorneys from instituting and prosecutig any
     2U :'74-231$

                                                                                            14
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                                       proceedings in any court of any state oftbe Uiúted States or the United States Court

                                       afecting the above-described accunts;

                              4. This Court direct the Defendants to appear in this Court, answer this Complaint in a


                                       time and manner as provided by law, and to interplead their varous claims to the

                                       proceeds of      the accounts as above descnbed;

                               5. That upon procuring the Defendants to interplead herein, Wachovia be discharged of


                                        and from al fuher Jjabilty with respect to the proceeds of the accunts in question

                                        as set forth'in paragraphs XX through XLII. and XL Vli of the Complaint;

                               6. That Wachovia waives its nghts to claim fees or costs;

                               7. That the Court enter a declaratory judgment setting forth who is the beneficial owner


                                         of each and every of       the accounts. to what extent and how the funds are to be shared

                                         if   the balances are insuffcient to pay all claims;

                               8. That the Court require an accounting of
                                                                                       said accounts and the underlying transacions

                                         and make a determition as to any additional interested paries and cause procss to

                                          issue to said pares and thus causing their claims to be interled berein; an

                                9. Wachovia prays for such other general relief as tms Court in equity may grant.

                                Respecfully submitted, this the 1311 day of
                                                                                     Febmar, 2009.




                                                                               BY:
                                                                                       W Ll LEE GUIC
                                                                                       MS BAR NO. 5059
                                                                                       RUSHIG & GUICE, P.L.L.C.
                                                                                       P. O. BOX 1925
                                                                                       BILOXI, MS 39533-1925
                                                                                       PHONE: 22&-374-2313
ftU8KtNO .. GUlC£1 P.LLC..
   ATJORNC'S AT LAW
                                                                                       FAX: 228-875-5987
      ...0. eox 19~5
 .'LOXI' ... a9P3.1"2S
                                                                                       bguic~ru6hingguice.com
      22_ a7.....13
                                                                                  15
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                                       IN 'IRE CHANCERY COURT OF HARRON COUNTY, MISSISSIPPI
                                                      SECOND JU1CIA L DISTRICT
                                                                                                                     PLAIN'"
                            WACBOVI BANK, N.A.

                            VERSUS                                                             CAUSE NO.f!O~ 0 q -I' i l 4 )
                            STEPHEN R. COLSON; COLSON & WALLER, PLLC;
                            SJS DEVELOPMENT, u.C; HOPKIS
                            HOMES, LLC; TCG TELCOM, INC.;
                            PRESTIG-E SPORTS MANAGEMENT, INC.;
                            ADVANCED TITLE & ESCROW, LLC; PRESTIGE
                            T~E, INC.; PRESTIGE INSURNCE AGENCY,
                            INC.; FIDEUT NATIONAL FINANCIAL, INC.;
                            LAWYERS nTLE INSURANCE CORPORATION;
                            FIDELITY NATIONAL TITLE GROUP, INC.;                                                   DEFENDANTS
                            JOHN DOES 1-50 AND CORPORATIONS A-Z

                                           MOTION TO DEPOSIT FUNDS IN THE REGISTRY OF THE COURT

                                       COMES NOW, Wachovia Ban, N.A, by and through its undersigned counsel and moves
                                                                                                                    Hundred Thirty-
                             the Court for an order peitting Wachovia Ban, N.A. to deposit One Millon, Five



                             Four Thousad, Five Hundred Sixy-Three Dollars and Fifty-Six Cents ($1,534,563.56) into the

                             Registry of     the Court and in support ofthIs Motion would show unto the Court:
                                                                                               I.

                                        Wachovia Ban N,A. ("Wachovia") fied a Complaint in Interpleader t111S date wherein it is

                              requesting to interlead certain claims to One Milion. Five Hundred Thirt-F:our Thousand, Five

                              Hun4red Sixy-Three Dollars and Fift-Six Cents ($1,534,563.56) held by Wachovia. Wachovia

                              desires to pay such funds into the Registry of the Court,

                                           WHEREFORE. Wachovia prays for an order petting it to pay One Miion, Five Hundred

                              'Thirty-Four Thousand, Five Hundred Six-Three Dollars and Fifty-Six Cents ($1 ,534,563.56) into

                               the Registry of the Court. said funds to be invested in the Donnal course and held by the Clerk until
RU8HIN'O . GUICE, ~L""Ç.
   ATlDRNE1JS ATI.llW
     P.O. ØOX ,eii'1
 .'LOX'. ... 3.15...1112a      further order of      this Cour.
      aii ::".~Z3 t:i
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     #
      .'
               ".                                                                                                        r
                             Respectflly submitted, ths the 13m day of         February, 2009.

                                                                                W ACHOVI BANK, N.A., Plaintiff



                                                                         BY:
                                                                                WllLIAM LEE GUICE III
                                                                                 MS BAR NO. 5059
                                                                                 RUSlUG & GUICE, p.L.Le.
                                                                                 P. O. BOX .925
                                                                                 BILOXI, MS 39533- 1915
                                                                                 PHONE: 228-374-1313
                                                                                 IrAX: 228-875-5987
                                                                                 bguice~rushingguice.com




ClU.HING. GUICE, P.L..\-.
  ATl"ORNEV AT lAW
     P:O. aoX Ul2&
 UIl_OX!, M9 :aOsu1ø25

      a:.tØ37....'.
                                                                           2
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           i~u. lJ. iUU' 't;lfOrRl narrir

*
                                 IN THE CHANCERY COURT OF HARRSON COUNTY, MISSSSPPI
                                               SECOND JUDIClL DISTRCT

                     WACBOVIA BANK, N.~

                     VI1RSS CAUSENO.~i.D9i Q - 1 4
                     STEPHEN R. COLSN; COLSN A WALLER PLfl~ 6 G-~D
                                                                                                    9:lrp
                          . "
                     SJS DEVEWPMENT LL' HOPKIS .-i_r .- .
                     HOMES LtC; TeG TILCOM, INCt FEB 1 3 2009 . .
                     ._TIGII _TS MAAGEMIlNT,INC.! . rt or ~1 ciRK
                     ADVANCE DTL" ESOW, LLi PREGE lG ~j i ..
                    ,TJTr.mc.; PREIG& INSVRACi AGiNCY, M. L Û/ D.C.
                     IliC., IlID£LfJ NATIONAL nNANCIL, lNC;
                    lAWVlas'lTL lNSVRACl CORPRATION
                                                                                i
                    .FIDELl1Y NATIONAL TJI GROU', INC.;
                    JOHN.DES t"50 A.N)) CORPRATIONS A-Z                                                DEFENDANTS


                                              ORDER GRANG AlJBORfI TO PAY PUNDS
                                                          INTO aEGISTRY OllTHE Couar

                                THIS CAUSE haYin, aome all to b, hea on motion olthe Plnt Wachvia Balik, N,A.

                    for auhorty tQ pay fuds Int the Rest of
                                                                      tho Co beng One Million, Plye Huned Thirty"

                    Pou ThuSIUd, FiVl Hundl' SIx.Three .ollarunc PJft-Siic C_ ($1 ,534,S63.S6) whIch is tbe

                    subjec of     th acton, Tli Court Is of     the opinio that the motn Is weU-taken. (t is. therrc

                                ORDBRBD AND AIJUDBD tJt t.ho Cler oftbø Court IhI ac for dep Into 11\

                    inter beng acunt in tll Regltry Drib. Co the cb wi Wacltovla in th amount orOn

                    MlUlon Five Hi. Tbiy-Pour Thusim Plve Hure SIxtThre Do and Flfty..ix Cm.

                    ($1,534,563.56). to remn In th Court's Rc untl fùnhcr orer ofthi Cour.

                                SO ORDllD AND ADJUDOBD, this the :.diy or~. 200.



'I.NI.. "llf J!i.
    ATIIf.ll-
     "..-....
-1W1l IWft.M&
     au ~...I.
                                                                        '~DG&
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             Feb,13, 2009 4:48PM Hauison CO Chancery Cour!
                                                                                                            No.   7134 P. 2
                        I




                                     IN THE CHANCERY COURT 0' HARRSON COUNT, MISS1SSJPPI
                                                   SECOND JUDICIL DISTRCT
                            WACHOVIA BANK, N,A.
                                                                                                                       Pß'')'FF
                            V ERStJS                                                  CAUSE NO. f!4D~ Oq../ J J 4

                            STEPHEN R. COLSON; COLSON & WALLER, PL ;. D
                            SJS DEVELOPMENT, LLC; HOPKlNS . ,.. ...__..'--.-...__.,
                            HOMES LLC; TOO TELCOM, INC.f FEB i 3 2009 -
                            PRESTIGE SPORTS MANAGEMENT. INC., .
                            AnV ANCED TITLE" ESCROW, LLC; PRESTIGE JQ~MiAD~~, Crl\~~ll\ CL€RK
                            TJTLE,INC.¡ PRESTIGE INSURACE i\GltNCY. !4JAl!. L~ D.C.
                             INC.; FIDELITY NATIONAL FJNANCIA~ INC.;
                            'LAWYERS TlTIE.lNSURANCE CORPRATION;
                             FlI&Ll1Y, NAnONAL TITLE GROUP, INC.;
                            JOHN DOES I-eo AND CORPRATIONS A-Z DEFENDANTS

                                                 ORDER GRANTING AUTHORITY TO PAY FUNDS
                                                       INTO REGISTRY OF THE CQBT .

                                 THIS CAUSE having aomlt bn to bo head on motion of
                                                                                                 the Plaitiff Wachovia Bank, N.A.

                        for authority to pay funds into the Registry ofthe Cour being One Million, Five Hundred Thirty-

                        FourThousad, Five Hundred Sixty-Thre Dollata and Fltl-Sbe Cents ($1 ,534,563.56) which is tbe

                        subject olihis acton. Tlui Court is of           the opinon tht the motion is well-taen. It is. therefore

                                 OimBRED AND ADJUDOËD tht the,Clcrk of
                                                                                          this Court shl ac for deposit into an

                        interest beang account in tbe Regiitiy of
                                                                           the Court the clClk with W iihovia in the amount orOne

                        Minion, Five Hi.idrd Thir.Pout Tlusatt Five Hundred Sixt- ~ .Oollar an fift..ix Centø


                        ($1.534,563.56), to remain In the Cour's Roglst unlil furter order of'tbls Court.

                                 SO ORDERD AND ADJUDED, tbiri the -t day of M. . 2009.




W'''_ II .ÚIGr. "u.8,
  '''"''''''YA AT_
     "90 .... ,...
                                                                                           ¡1~
                                                                                      ~ERY COUaT JUDGE
 .ii.~ Ml ....,..

     W liA.I
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                            .. .                                                                           )




         lfLD~Q'

1;:.
 o.
;i W~OVI
                            4705671
                                                                                        02/13/2009
.f Pay   To   The Chancery Court of Harrison County
Ie. Order Of
.~                                                                                      $    $1,534,563.56
iii '*ONE' MILLION FIVE HUNDRED THIRTV FOUR 'THOUSAND tIVE HUNDRED SIXTY THRÈ"E ~B~¡~R
) .1
. A WlcM ii NaUi Aa
       lJachovia Bank                                                                                · IÎ iF..
     RemItr

                 II' ¡ ?OO èa 5 ii. 3i1i. , I: i!l: ¡ . ?OO 25.: 50 ?aaOOOOOa i! qii.
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                  IN THE CHACERY COURT OF HAN COUNY. MISSISSIPPI
                                  SECOND JUICIL
      WACHOVIABANN.A. ~~ ~:l¡ PLAIF
      VERSUS L5 ~'EB 1 7 2009 t-CAUSE NO. C2402.09.iii

                                      ~
      STHENR.COLSON.ET __.. O~ER . . DEFENANS

                Ths day ths cause came to be heard on Ute Cour's own Motion To Recuse~ wherein the


      Chacellors of    the Eighth Chancery Cour Distrct find they should recuse themselves from serving

      as tral judge in the above stled and nwnbeed cause because the Defendat is a locl practicing

      attorny and reuest that a Special Chancellor be appointed by the Supreme Cour.

                ORDERED AN ADJUDGED ths the /7 P1 day of                                  2009.



                                                    CHACE L R, PLACE ONE

                                                           ~Lb.n.SÙ
                                                    CHA LLOR, PL CE TWO




                                                    CHCELLOR, PLACE FOUR


      Copies to:

      Willam Le Guce. il
      P. O. Box 1925
      Biloxi. MS 39533




                                                                                         I"
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                    IN THE CHANCERY COURT OF HAON COUNTY, MlSSISSI
                                                  SECOND JUDICIA DISTRICT
       W ACHOVIA BAN N.A.

       VERSUS
                                                                              CAUSE NO. C240 -09-111(4)
      STEPHEN R. COLSON; COLSON & WALLER, PLLC;
      SJS DEVELOPMENT, LLC; HOPKIS
      BOMES, LLC; TCG TELCOM, INC.;
      PRESTIGE SPORTS MANAGEMENT, INC.;
      ADVANCED TITLE & ESCROW, LLC;,PRETIGE
      TITLE, INC.; PRETIGE INSURACE AGENCY,
      INC.; nDELI NATIONAL FINANCIAL, INC.;
      LA WYERS TITLE INSURCE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z                                                         DEF NDANTS
                                                         SUMONS
     TO: Stephen R. Colson
                2466 Provence Place
                Biloxi, Mississippi

                                                  NOTICE TO THE DEFENDAN
        TI COMPLAINT WIICH IS ATTACHED TO TmS SUMONS is IMPO TAN
         AND YOU MUST TAKE IMMDIATE ACTION TO PROTECl YOUR RI HTS.

               You ar require to mail or had-deliver a copy of a wrtten response to the
     RusJung & Guice, PLLC, the attorneys for the Plaiti whose adçlss is P. O. Box 1
     Mississippi 39533-1925,604 Porter Avenue, Oce Sprigs, Mississippi. 39564. Yo
     must be mailed or delivered within thir (30) days frm the date of delivei of ths S
     Complaint or ajudgment will be entered agait you for the money or other this d
     Complait. You must also fie the origial of
                                                           your reponses with the Cler oftbs Co
     reasnable time afterard.


               Issued uner my had and the sea of said Cour on tW~ thell day (,
     2009.


                                                                                  . ssissippi . ,~,.t. '. , ,~~ '~"



     (SEAL)
                                                                                     ¡;~:~:~;'; ~;~~:;:\
                                                                                     '" I., . ,-", . .

                                                                                    ~~~~~:;: ;Li;~)
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                 IN THE CHACERY COURT OF HASON COUNTY, MISSISSIPPI
                                                SECOND JUICIAL DISTRICT

                OVIA BAN, N.A.                                                                               PLAIF
     VERSUS                                                                                     CAUSE NO. C2402-09-Ui(4)

     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LLC; TCG TELCOM, INC.;
     PRETIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRETIGE
     TITLE, INC.; PRESTIGE INSURNCE AGENCY,
     INC.; FIDELITY NATIONAL FINANCIAL, INC.;
     LAWYRS TITLE Il'SURACE CORPORATION;
     FIDELITY NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z                                                                   DEFENDANS

                                                                SUMMONS

     TO: PRESTIGE TITE. INC.
          Upon its Registered Agent for Process, Stephen R. Colson
                2301 14ih Street. #580
                Gulfport, Mississippi

                                                   NOTICE Tn TH DEFENDANT-

         THE COMP~NT WHICH is ATTACHED TO THIS SUMMONS is IMPORTANT
          AN YOU MUST TAK IMMEDIATE ACTION TO PROTECT YOUR RIGHTS.

            You are required to mal or hand-deliver ft copy ora wrtten respons to the Complaint to
      Rushing & Guice. PLLC, the atrneys fur the Plaitiff, whose addrs is P. O. Box i 925, Biloxi,
      Misissippi 39533-1925,604 Porter Avenue, Ocea Spri, Mississippi, 39564. Your repons
      mus be maled or delivered witln th (30) days 1Iom the date of deliveiy of
                                                                                                          ths Sumons and
      Complait or ajudgent will be ente agait you for th money or otber,thgs demaed in the
      Complaint. You must also file the origl of                      your reiiponses with the Cler of    ths Cour with a
      reasnable time aferwar.

      2009.
                 Issued under my had and the se of                 sad cOur on ~ the ~ day               or ~


      (SEAL)
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                                                 B part I Page 44 of 50




     u ACHOVIA BANK, N.A. PLANT
     W
                    IN THE CHACERY COURT OF HASON COUN, MISSISIPPI
                                                    SECOND JUICIAL DISTRICT



      VERSUS CAUSE NO. C24G2-o9-111(4)
     ,STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT. LLC; HOPKIS
     HOMES, LLC; TCG TELCOM. INC.; .
     PRETIGE SPORTS MANAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRESTIGE
     TITLE, INC.; PRESTIGE INSURCE AGENCY,
     INC.; FIELITY NATIONAL FINANCIA INC.;
     LAWYRS TITLE    INSURACE CORPORATION;
     FIDELITY NATIONAL TITE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z DEFENANTS
                                                                   SUMONS
     TO: PRETIGE INSURANCE AGENCY, INC.
               Upon its Registe Agent for Process. Stephen R. Colson
               925 Tommy Monro Dnve. Suite D
               Biloxi, Mississippi

                                                NOTICE TO THE DEFENDAN
        THE COMPLAINT WHICH is ATTACHED TO TIDS SUMONS is IMPORTANT
         AND YOU MUST TAK IMDIATE    ACTION TO PROTECT YOUR RIGHTS.
            You ar require to mail or hand-deliver a copy of a .wrtten respons to the Complaint to
     Rushig & Guice, PLLC. the atrneys for the Plaitiff whose adèlss is P. O. Box 1925, Biloxi,
     Mississippi 39533.1925, 60 Porter Avenue, Ocean Sprigs, Mississippi, 39564. Your reponse
     mus be mailed or delivere within tlrt (30) days frm the da of deliver oftls Sumons and
     Complait or ajudgment will be entere agai you for                      the money or other th demande in the
     CompllÚnt. You must also file the origina of                   your reponses with the Cle oftbs Cour with a
     renale time afrward.

               Isued under my had and the                seal of   sad Cour on ~s the 1Î da~ oJo
     2009.




     (SEAL)
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                                             B part I Page 45 of 50




               IN THE CHANCERY COURT OF HASON COUN, MISSISSIPPI
                                             SECOND JUICI DISTCl
         'CHOVIA BANK N.A PLANTIFF
      VERSUS CAUSE NO. C2402-09-Ul(4)
      STEPHEN R. COLSON; COLSON & WALLER, PLLC;
      SJS DEVELOPMENT, LLC; HOPKIS
      HOMES, LLC; TCG TELCOM, INC.;
      PRESTIGE SPORTS MAAGEMENT, INC.;
      ADVANCED TILE & ESCROW, LLC; PRESTIGE
      TITLE, INC.; PRESTIGE INSURACE AGENCY,
      INC.; FIDELIT NATIONAL FINANCI, INC.;
      LAWYRS TITLE INSURNCE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
      JOHN DOES 1-50 AN CORPORATIONS A-Z DEFENDANTS
                                                    SUMMONS

      TO: COLSON & WALLER, PLLC
              Upon its Registe Agent for Process, Stephen R. Colson
              925 Tommy Monro Drve, Suite D
              Biloxi, Mississippi

                                             NOTICE TO THE'DEFENDAN

        THE COMPLAINT WHICH IS ATTACHED TO TlUS SUMONS IS IMPORTANT
         AN YOU MUST TAK IMDIATE ACTION TO PROTECT YOUR RIGHTS.
             You are requi to mal or hand-deliver a copy of a wrtten respnse to the Complaùt to'
      Rusg & Guice, PLLC, the attrneys for the Plaitiff wliose address is P. O. Box 1925, Biloxi,
      Mississippi 39533-1925, 604 Portr Avenue. Oc Spnngs, Mississppi. 39564. Your rense
      must be mailed or delivere withn thrt (30) days frm the dae of deHveiy of il Sumons and
      Complaint or ajudgent will be entered agai     you forthe money or other thgs demded in the
                                                       responses with the Clerk oftbis Cour with a
      renable tie aferward. ,
      Complaint. You must als file the onginal of your




              Issued under my ha~ and the sea of     sad Cour on this the 12 day o.J J;.
      2009.

                                                            Jobr McAdams. C~çtlCl~fÉ


                                                           ~ - ll~/:': "?:¡ i:":'~,~~:~~,
                                                        ~ . f:. ::.:". .::;:~": :-.~. ::.; .\.r~ ~
      (SEAL)                                          Qarn County,. ,.6 .,ii ~~7"/';"
                                                         . DEPUTCLË" \'",: ~.' ," ',. r.
                                                                         ~(~t~~;~:~:::.;~/
                                                                                 . = d.l'..~"),t,ot'"
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                                                B part I Page 46 of 50




                                                                  SUMMONS
      TO: ADVANCED TITLE & ESCROW, LLC
                 Upon its Registre Agent for Prcess, Stephen R. Colson
                 925 Tommy Monro Drve, SÙite 0
                 Biloxi, Mississippi

                                                   NOTICE TO mE DEFENDANT
         THE COMPLAINT WHCH is ATTACHED TO TilS SUMMONS is IMPORTANT
           AND YOU MUST TAK IMDIATEACI0N TO PROTECT YOUR RIGHTS.
            You are required to mail or hand-deliver a copy of a wrtten response to the Complait to
      Rusing & Guce, PLLC, the attorneys for the Plaintiff whoso addr is P. O. Box 192, Biloxi,
      Mississippi 39533-1925, 604 Porter Avenue, Ocea Spr, Mississppi,

      must be mailed or.delivered witln th (30) days from the dat of deliveiy of
                                                                                                          39564. Your rens
      Complaint or ajudgment will be entered agaist you for the money or other Chgs demanded in th
                                                                                                             this Sumons and
     Complaint You must also file the origina of

     reasonable time aferwd.
                                                                     your responses with th Clerk of
                                                                                                             ths Cour with a

                Issued under my' had and the seal of
                                                                   sad Cour on ~s the i! da.lo~
     2009.

                                                                              John McAdas, Chacery'Clerk '


     (SEAL)                                                         Q;~C~'~?~;~:0:':~:,',:
                                                                      DEPUTCL : ¡ .r(': '...,.",. :\ \'Z:
                                                                                                       i~%Si~i;:,~.¿. .;
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                                                B part I Page 47 of 50




                  IN THE CHACERY COURT OF HASON COUNTY, MISSISSIPPI
                                                   SECOND JUDICIA DISTRCT
     W A OVI BANK, N.A.                                                                                              PLAINTIFF

     VERSUS                                                                                        CAUSE NO. C2402-09-Ui(4)

     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LLC; TCG TELCOM, INC.;
     PRESTIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRESTIGE
     TITL~ INC.; PRETIGE INSURCE "AGENCY,
     INC.; FIDELIT NATIONAL FINANCIA, INC.;
     LAWYRS TITLE INSURNCE CORPORATION;
     FIELITY NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z                                                                           DEFENDANTS

                                                              SUMMONS

     TO: SJS DEVELOPMENT. LLC
          Upon its Registere Agent for Procss, Stephen R Colson
          925 Tommy Monro Drive, Suite D
          Biloxi, Mississippi

                                                   NOTICE TO THE DEFENDANT

        THE COMPLAINT WHCH is ATIACHED TO THIS SUMMONS is IMPORTANT
         AN YOU MUST TAKE IMEDIATE AClON TO PROTECl YOUR RIGHTS.
               You are reuir to mal or had.deliver a copy of a wrtten reponse to the Complait to
     Rushing & Guice, PLLC, the attrneys for the Plaitiff, whose addrs is P. O. Box 1925, Biloxi.
     Mississippi 39533- i 925, 604 Porter A venue. Oce Sprigs, Mississippi. 39564. Your response
     must be    mailed     or   delivered   with     thrt   (30)   days   from   the   dateofdelivciy     of.ths    Swnons an
     Complaint or ajudgtent will be entere agains you for the money or other thgs demanded in the
     Complait. You mus also fie the origial of                     your responses with the Cler of ths Cour within a
     reanable tie aferard. .
               Isued widermy hand and the               se ofsaId CoW1 on ~sthe ~ day o~ '
     2009.




     (SEAL) .
                                                                                                                                "
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                                                B part I Page 48 of 50




                 IN THE CHANCERY COURT OF HASON COUNTY, MISSISSIPPI
                                                 SECOND JUDICIA DISTRICT
                                                                                                                            PLATIFF
     VERSUS CAUSE NO. C2402M09-iU(4)
     STEPHEN R. COLSON; COLSON &: WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LLC; TCG TELCOM, INC.;
     PRETIGE SPORTS MAAGEMENT, INC.;
     ADY ANCED TITLE & ESCROW, LLC; PRESTIGE
     TITLE, INC.; PRETIGE INSURACE AGENCY,
     INC.; FIDELITY NATIONAL FINANCIA, INC.;
     LA WYERS TITLE INSURCE CORPORATION;
     FIDELITY NATIONAL TITLE GROUP, INC.;
     JOHN DOES i-so AND CORPORATIONS A-Z DEFENDANTS
                                                                SUMMONS

     TO: HOPKIS HOME, LLC
               Upon its Registered Agent for Prs, Stephen R. Colson
               925 Tommy Monro Drive, Suite D
               Biloxi, Mississippi

                                                 NOTICE TO TH DEFENDAN

         THE COMPLAINT WlCH IS A1iACHED TO THIS SUMMONS IS IMPORTANT
          AND YOU MUST TAKE IMMDIATE ACTON TO PROTECT YOUR RIGHTS.

           You are required tD mail or had-deliver a copy of a wrttn respons to the Complait to
      Rusmng & Guce. PLLC. th atorneys for the Planti, whose addrss is P. O. Box 1925, Biloxi,
      Mississippi 39533-1925.604 Porter Avenue, Oce Sprigs, Mississippi, 39564. Your reponse
      mus be mailed or delivere withn th (30) days frm the dae of deliver of
                                                                                                         th Sumons and
      Complaint or ajudgment wi be enter agait you for                             the money or other thgs demaded in the
      Complaint. You m~t also file the ongi of                        your reponse with the Clerk of               ths Cour witl a
      reanable time afeiward. '
                Issued under      my had and the se of sad Cour on ths the ~ day 01\~ jl.
      2009.

                                                                               John McAdam, Chancery Clerk
                                                                                                        ,,#4' l:'! ;:.....I0...,::.. :"#-,.. :l~



      (SEAL)                                                             'M '.', l":l:;êJ;~:.\i;~
                                                                   Q Harson County, Mis~Îls~pt~~~~~~~,..".
                                                                        , DEPUT CLE ~:i l ~~.-, ::.-' '../; '¡/'; ~

                                                                                                       ~\~~~~~~;~~/
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                   IN THE CHACERY COURT OF HAON COUNTY, MISSISSIPPI
                                                   SECOND JUDICIAL DISTRCT

                 OVIA BAN~ N.A.                                                                          PLAINTIFF

      VERSUS                                                                              CAUSE NO. C2402.o9-iii(4)

      STEPHEN R. COLSON; COLSON & WALLER, PLLC¡
      SJS DEVELOPMENT, LLC; HOPKIS
      HOME. LLC; TCG TELCOM. INC.;
      PRESTIGE SPORTS MAAGEMENT, INC.;
      ADVANCED TITLE & ESCROW. LLC; PRESTlGE
      TITLE, INC.¡ PRETIGE INSURNCE AGENCY,
      INC.¡ FIDELITY NATIONAL FIANCIA4 INC.;
      LAWYRS TITLE INSURANCE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
      JOHN DOES 1-50 AN CORPORATIONS A-Z                                                             DEFENDANS

                                                          SUMMONS

      TO: Tea TELCOM. INC.
           Upon its Registered Agent for Process, Stephen R. Colson
           925 Tommy Monro Drive, Suite D
           Biloxi, Mississippi

                                                   NOTICE TO THE DEFENDANT

         THE COMPLAIT wilen is ATTACHED TO TIDS SUMMONS IS IMPORTANT
           AN YOU MUST TAK IMMDIATE ACTON TO PROTECT YOUR RIGHTS.

                Y: ou are require to mai or had-deliver a copy of a wrtten response to the Complant to
      Rushing & Guce. PLLC, the attornys for the Plaintiff, whose addr is P. O. Box 1925, Biloxi,
      Mississippi 39533-1925, 604 Porter Avenue, Oc Sprigs, Mississippi, 39564. Your respons
      must be maed or delivored with tl (30) days from the date of delivery of ths Sumons and
      Complait or ajudgment will be entere agait you fortl money or other thgs demanded in the
      Complaint. You must also fie the ongial of            your reons with the Cler of             this Cour withn a
      reasnable time aferd. ' .
                Issued wider my hand and the seal ofslÛd Cour on ths the ~ day 0$
      2009.

                                                                     John McAdat Cbacen"tL:ler....
                                                           ~son ounty, ssppl v.':' '"".
                                                                 . C . ..'ll..... ......~ . I.r.,..
                                                                               _ .l" \ :;~..:....~. "~:;'\ ::;"
                                                                            i' - JI A ,~.'~ ~ .'.,:, ....'..
      (SEAL)                                                  : ~ '.f':' :,:~;.,:' , " ") \~~,~\
                                                                  , DEPUT CLE ::~:. ') v:-, . .:'; ~;

                                                                                             ~(~i~Ói~~!:~J~:Y..
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                                                  B part I Page 50 of 50




                IN THE CHANCERY COURT OF HASON COUN. MISSISSIPPI
                                                 SECOND JUDICIA DISTRICT

       í\CHOVI BANK, N.A. PLATIFF
     VERSUS CAUSE NO. C2402-o9-1l1(4)
     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT. LLC; HOPKIS
     HOME, LLC; TCG TELCOM. INC.;
     PRESTIGE SPORTS MANAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRETIGE
     TITLE. INC.; PRESTIGE INSURCE AGENCY,
     INC.; FIDELI' NATIONAL FIANCIA, INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIDELITY NATIONAL TITE GROUP, INC.;
     JOHN DOES i-SO AND CORPRATIONS A-Z DEFENDANTS
                                                               SUMMONS

     TO: PRETIGE SPORTS MANAGEMET.                                       INC.
               Upon its Registered Agent for Procs, Stephen R. Colson
                2301 14m Strt
                Gulfprt, Mississippi


                                                  NOTICE TO THE DEFENDANT

         THE COMPLAIT WHICH is ATTACHED TO TIUSUMONS is IMORTANT
          AN YOU MUST TAK IMMEDIATE ACfION TO PROTECf YOUR RIGHTS.

                You ar reuired to mail or hand-deliver a copy of a wrtten response to the Complait to
      Rushing &. Guice, PLLC, the attorneys fur the Plaitiff whose addrss is P. O. Box 1925, Biloxi,
      Mississippi 39533-1925, 604 Porter Avenue, Ocean Spngs, Mississippi, 39564. Your iesponse
      mus be maled or delivered with th (30) days frm the date of deliver of
                                                                                                        ths Sumons and
      Complant or ajudgment wil be entere agait you for th money or other tlgs demaded in the
                                                                      your reponses with the Clerk of
                                                                                                        ths Cour withm a
      Complait. You must also fùe the origin of

      reanable tie aferard. ' .
                 Issued under        my had and the se         of   sad Cour on ths the t1 day o~L
      200.




       (SEAL)
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                               B part II Page 1 of 46




                                   Exhibit B




                    PAR-T ir
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                                                   B part II Page 2 of 46




                 IN THE CHANCERY COURT OF HASON COUNTY. MISSISSIPPI
                              SECOND JUDICIA DISTRCT

                     VIA BANK, N.A. PLAIIFF
     VERSUS CAUSE NO. C2402-0-ill(4)
     STEPHEN R. COLSON; COLSON & WALLER. PLLC;
     SJS DEVELOPMENT, LLC; HOPKINS
     HOMES. LLC; TCG TELCOM. INC.;
     PRESTIGE SPORTS MAAGEME, INC.;
     AnV ANCED TITLE & ESCROW, LLC; PRESTIGE
     TlT~ INC.; PRESTIGE INSURACE AGENCY.
     INC.; FIDELITY NATIONAL FIANCIA. INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIDEUTY NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z DEFENDANS
                                                               SUMMONS

     TO: FIDELITY NATIONAL TITLE GROUP. INC.
               Upon its Chief       Executive Offcer. Alan L. Stison
               601 Riveride Drve
               Jacksnvile. Flonda

                                                NOTICE TO THE DEFENDAN-

        THE COMPLAINT WmCH is ATTACHED TO THIS SUMMONS is IMPORTANT
         AND YOU MUST TAK IMMEDIATE ACTION TO PROTECT YOUR RIGHTS.

               You ar reuird to mal or had..e)iver a copy of a wrtten repons to th Complait to
     Rushi & Guice. PLLC. the attorneys for the Plantiff. whose address is P. O. Box 1925. Biloxi,
     Mississippi 39533-1925. 604 Porter Avenue. Ocea Sprigs, Mississippi, 39564~ Your rense
     must be maled or delivered withn thrt (30) days frm the date of delivery of                      this Sumons and
     Complait or a        judgment will be entered against you for the money or other thgs demanded in the
     Complaint. You must alo fie the ongi of                        your resonses with the Clerk of   ths Cour within a
     reonable time afteiward. _
               Issued under my b~~ and the ~ea of sad Cour on ths the a day of \.90 J).
     2009.




      (SEAL)


                                                                                                                -- . .'
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                                                 B part II Page 3 of 46




                   IN THE CHANCERY COURT OF HASON COUNTY, MISSISSIPPI
                                                  SECOND JUDICIL DISTRICT

                                                                                                                PLAIIFF
      VERSUS                                                                                     CAUSE NO. C240i':09-iii(4)

      STEPHEN R. COLSON; COLSON & WALLER, PLLC;
      SJS DEVELOPMENT, LLC; HOPKINS
      HOMES, ILC; TCG TELCOM, INC.;
      PRESTIGE SPORTS MAAGEMENT, INC.;
      ADVANCED TITLE & ESCROW. LLC; PRETIGE
      TITLE, INC.; PRETIGE INSURANCE AGENCY.
      INC.; FIDELITY NATIONAL FINANCIAL. INC,;
      LA WYRS TITLE INSURACE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
      JOHN DOES 1-50 AN CORPORATIONS A..Z                                                                    DEFENDANTS

                                                                 SUMMONS

      TO: FIDELIT NATIONAL FINANCIA, INC.
                Upon its CmefExooutive Offcer, Alan L. Stin
                601 Riverside Drive
                Jacksnville. Florida


                                                  ~OTICE TO THE DEFENDANT

         THE COMPLAINT WHCH IS ATTACHED TO THIS SUMMONS IS IMPORTANT
           AND YOU MUST TAK IMDIATE AClION TO PROTECT YOUR RIGHTS.
                You are requi to mail or had-deliver a copy of a wrtten response to the Complait to
      Rushig & Guice. PLLC, the attrneys for the Plaitiff whose addrs is P. O. Box 1925. Biloxi,
      Mississippi 39533-1925,604 Porter Avenue, Oce Springs. Mississippi, 39564. Your repons
      mus be mailed or deliver wilbn thir (30) days from Uie date of delivery of
                                                                                                           ths Sumons and
      Complait or ajudgment wil be entere ag you for the money                                  or other thgs demade in the
      Complaint. You must also fie the origi of                      your reponses with the Clerk of       th Cour within a
      reasnable tie aferard.

                Issued unde~ my had and the sea of sad Cour on ~iS the .i day ot\~ l
      2009.




      (SEAL)


                                                                                                                        "
                                                                                                                      . . ..~   .
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                                                 B part II Page 4 of 46




                 ,
                   IN TH CHACERY COURT OF HASON COUN, MISSISSIPPI
                               SECOND JUICIA DISTCT

                                                                                                              PLANTF
      VERSUS CAUSE NO. C240Z-09-1l1(4)
     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LLC; TeG TELCOM. INC.;
     PRESTIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TITLE & ESCROW. LLC; PRESTIGE
     TITLE. INC.; PREIGE INSURCE AGENCY.
     INC.; FIELITY NATIONAL FINANCIAL, INC.;
     LA WYRS TITLE INSURACE CORPORATION;
     Fi~ELITY NATIONAL TITLE GROUP. INC.;
     JOHN DOES I-50 AND CORPORATIONS A-Z DEFENDANS
                                                                SUMONS
     TO: LAWYERS TIlLE INSURNCE CORPORATION
          Upon its Registered Agent for Process, Thomas W. Crocket
          633 Nort State Street
                Jackson, Mississippi

                                                  NOTICE TO THE DEFENDAN
        THE COMPLA1NT WIDCR JS ATrACHED TO THIS SUMMONS is IMPORTAN
         AND YOU MUST TAK IMDIATE ACTION TO PROTEÇT YOUR RIGHTS.

                You are require to mail or hand..eliver a copy of a wrtt~n respons to th Complaint to
     Ruslùng & Ouice, PLLe, the attmeys for the Plaitiff, whose ad~s is P. O. Box 1925. Biloxi,
     Mississippi 39533-1925. 604 Porter Avenue Oc Sprigs. Mississippi. 39564. Your rens
     mus be maled or delivered withn th (30) days frm th date of delivery of
                                                                                                         ths Sumons and
     Complait or ajudgment will be entered agai you for the money or other thgs demaded in the .
     Complant You must also fie the originoJ of                     your responses with the Cler of      this Cour wit:n a
     renable time aferwar. .'

     2009.
               Issued under      my hand and the se of           sad Cour      on ~ thel1 day         of J~ .

                                                                     I1O:?~~:.;:~.",
     (SEA)                                                        lJrJ~ . /,.. ç~~::~~"'.:':::..:~::.
                                                                    . ï~UTY CLERK é~Ç? ~.:.( .-.. .:!. .....~Z~:.;:...




                                                                                                      ~~~~;~.-,,:,;;s-
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                                                    B part II Page 5 of 46




                        ..



                                      RUSHING & GUICE, P.L.L.C.
                                      ATTORNEYS                                  A T         LAW
          WILLIAM L. Guice ill'
        bguiceOruinsgulce.com

               R. ScOTT WI!LU*
        awelllOnulnsguice.com
                                                                                       Febru 16, 2009
               MARI M. COBB*
        mcobb(hohinggulc...,D\
                                                                                                                            Our File No. 7957
  LAUlUIN DUVI!RNAY SoNNIIlIit-
       Isnn..e,uslnsøuice.com          Mr. Jolm McAdas
                                       Harson County Chancery Clerk
                60l Porter Avenue      Hamson County Courous
         Ocean SprlnlJ. MS 3956'       Biloxi, MS 39530
                     P.O. Box 1925
            Biloxi. MS 39533- 1925
                                                    Re:       Wachovia Banl N.A. v. Stephen R. Colson. et a/.
                                                              No. C2402-09~1 i 1(4)
              Phone 228-1l.2313
                 Pax 228-815'5981      Dea Mr. McAdas:
          www.rushnll8ulce.com                      Enclosed pleae find the origina and one copy each of                 twelve (l2)
                                       swnonses for issuace to the Defendats in the above-referenced matter. Please
                                       call me if      you have any questions.

                                                    With kind regards. I remain

                                                                                                       Vec trly yours,

                                                                                                       RUSHIG & GUICE, P.L.L.C.




                                       Ikw
                                                                                                       ~EßI'
                                       Enclosures




      ~.                               cc:          Kaen Eady- Wiliams, Es.




   'Lfcclled In: Mlssiosipp Teii..,
               malrlc! of ColumbIa

*Ucesed In: Mi..i"ippl, Louisiana

+ Uæntfd In M1slufppl. Alabami
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                                              B part II Page 6 of 46


              , ~


                     IN THE CHACERY COURT OF HASON COUNT, MISSISSIPPI
                                                   SECOND JUDICIA DISTRlCf ~ 0 ~ 'V
        W ACHOVIA BANK, N.A. PLAINTIFF
        VERSUS CAUSE NO. 0402-0-1 i 1(4)
        STEPHEN R. COLSN; COLSON" W ALLE~ PLLC;
        SJS DEVELOPMNT, LLC; HOPKIS
        HOMES. LLC; TCG TELCOM, INC.;
        PRESTIGE SPORTS MAAGEMENT, INC.;
        ADVANCED TllE & ESCROW, LLC; PRESTIGE
        TITLE, INC.; PRESTIGE INSURNCE AGENCY,
        INC.; irELIT NATIONAL FINANCIA. INC.;
        LAWYRS TITE INSURACE CORPRATION;
        FIDELITY NATIONAL TITLE GROUP, INC.;
        JOHN DOES 1-SO AN CORPORATIONS A.Z DEFENDANTS
                                                              SUMONS
        TO: Stephen R. Colson
                    2466 Provence Plac
                    Biloxi, Mississippi

                                                   NOTICE TO TH DllFENDAN
           TIE COMPLAINT WHCH is ATrACHEDTO TIDS SUMMONS IS IMPORTANT
            AND YOU MUST TAK IMEDIATE ACfION TO PROTECT YOUR RIGHTS.

                    You ar require to mail or ha-deliver a copy of a wntten reponse to the Complaint to
        Rusing & Gu~ PLLC, the atorneys for the Plaintiff whose adss is P. O. Box 1925, Biloxi.
        Mississippi 39533.192S. 604 Portr Avenue, Oce Sprngs, Mississippi, 39564. Your respnse
        must be maled or delivere with thrt (30) da from the date of delivery of Ibis Swnons and
        Complaint or ajudgment will be entere agait you for             the money or other thngs demanded in the
        Complait. You must also fie the origl of               your responss with th Clerk of this Cour within a
        reasonable time aferar.


                    Issued wiermy hand and th se of sad Cour on ths ttfL day o~~ 10
        2009.




        (SEAL)
Case 09-32672                                         Doc 12-4              Filed 09/15/09 Entered 09/15/09 20:37:07                                   Desc Exhibit
                                                                                B part II Page 7 of 46




                                       H
~.
                                       ¡¡
                                       Ii
                                       !j
                                       I~
                                       !;
                                       i'
                                       ¡;
                                       l'                         IN TR"E CHANCERY COURT OF HARRISON COUNTY, MISSISSIPPI
                                       1l                                        SECOND Jl!D1CIAL DISTRICT
                                       ¡¡.

                                       I; WACHOVIA B¡\NK, N.A.
                                       i¡ VERSUS                                                                      CAUSE NO.~
                                       11
                                        :i
                                        ii'¡.:. S'lEPHl~N R. COLSON; COLSON & WALLER, PLLC;
                                                      SJS DEVELOPMENT. LLC; HOPKINS
                                        ¡I HOMES, LLC; TeG TELCOM. INC.;
                                        i¡ PRESTIGE SPORTS MANAGEMENT. INC.;
                                                                                                                                              ~)I~~IT
                                        ¡¡ ADVANCED  TlTLE& ESCROW, LLC; PRESTI.GE
                                                                                                                                              JO McAM, ClER CL.ERK
                                        Ii TITI~E, INC.; PRESTIGE INSlIRANCE AGENCY.
                                        ii INC.; FIDELlTV NATlONALFINANCIAI..INC.;
                                        11 LAWYERS TITLE INSURANCE
                                                                         CORPORATION;
                                                                                                                                              By_ D.C
                                            ¡; FIDELITY NATIONAL TITLE GROUP. INC.;
                                                                                                                                                       DEFENDANTS
                                            1: JOHN DOES I-50 AND CORPORATIONS A-Z
                                            ~I
                                            ~~
                                                                                 ÇOMPLAI~T FOR INTER~LF.AD£R.
                                            ,i
                                            "
                                                                        DECL.ARATORY JU09MENT AND OTUER RELATED RF,j,lr,F
                                            11
                                                                                                                                                         tliìs   Comiilaint
                                                                  COMES NOW. th~ Plainiiffin Intcrplciider. Wachovia Bank, N.".. and brings
                                            II
                                            !j

                                             1\ tor Interpleader. a Declaratory Judgment and other Related Relief against the above-named
                                             II

                                             11 Defendants iind tor ii~ good cause of action w(iuld state unto the Court and yive notice of the
                                             !i
                                             i1
                                             :i following. lo-wit:
                                             ~¡
                                                                                                                PARTIES
                                             ;1
                                             !I                                                                       i.
                                                !I

                                                i~
                                                J:                The Plainiitl: Wadiovia aank. N.;\, is a natioiiiii banking ¡¡t;!ioctatjoñ having iis pnncipal
                                                 :!

                                                !j
                                                i' banking ollce in Harrison County, Mississippi at 854 Howard Avenuii. ßiloxi- !vlis~i~sipiii. JC5JO.
                                                 :¡
                                                                                                                      u.
                                                 ~¡
                                                  !
                                                 .1
                                                 :¡                Slephcii R. C01SOli is an adult resident citizen ofllarrison COUtlty. Mi5si~síppi whose piincipiil
                                                 :1
                                                       place of     residence is i-ló6 Provence Place. Biloxi, Mississippi, where he miiy bi: s~rved with proce~s.

                              .
     "~~1;:.~;;1:~l; ;~~ ~.;. ::~

            p.o. to'J! l'Z~
      Oll..(iJÍi. ~.i" ,l¡f')i..C"'~
                                                 :~
            "~ol...'''-i;lIJ'
Case 09-32672                                       Doc 12-4            Filed 09/15/09 Entered 09/15/09 20:37:07                                    Desc Exhibit
                                                                            B part II Page 8 of 46




                                      n m.
                                      II
                                      ji
                                      !\
                                      It
                                      !I
                                      ii
                                      Ii
                                      ¡!

                                      ,i Prestige Title, Inc. is a corporation organized and existing pursuant to the laws ofihe State
                                      ::
                                      .j
                                      ¡I of
                                                          Mississippi, ha\'Ìng its principal place otbusiness ai925 Tommy Monro Drive. Suire D. Bilo'(;.
                                      'j
                                      II
                                      i.
                                      !i Mississippi. Prcsiig~ Title, I DC. may be served with procci;i; by $erving its registered agent for rL"CcÎpl
                                      ii
                                      1i of               process. Stephen R. Colson At 2301 14lh Street. #580. Gulfport. Mississippi.
                                       j:
                                       ,!
                                                                                                                 iv.
                                       ¡!


                                       H                        Prestige Insurance Agency. Inc. is a corporation organized and existing piir~uanllo the laws

                                       11 ofihe State of               Mississippi. having its principal place          of   business at 925 Tommy Monro Drive. Suite
                                       ¡¡
                                       i'
                                       "
                                       Ii
                                                        D. Biloxi. Mississippi. Prestige rnsurance Agency. Inc. may be served with process by serving iis
                                       il
                                       !,               registered agent for rcc-ept ofpmccss, Stephen R. Colson at 925 Tommy Monro Drive, Suite D.
                                       Ii




                                           i~ v.
                                           i\
                                           ¡i
                                           H
                                           p

                                           !1
                                                        Biloxi, Mississippi.



                                           " Colson &. Wallet, PLLC is a proft:ssionallimited liability company organi7.t.-d and existing
                                           ;¡
                                           Ii
                                                                               of   the State otMississippi, having its principal place of
                                                                                                                                                business at 925 Tommy
                                           !i pursuani to the laws
                                           i!
                                           .,

                                           !! Monro Drive, Suite D. ßiloxi, Mississippi. Colson & Wall~. PLLC may bu served \..ith proçcs!l by
                                           Ii serving its registered agent for reccipt otprocess, Stephen R. Colson at 925 Tommy Monro Drive,
                                            ;¡




                                            ~i Vi.
                                            ¡I Suite 0, Biloxi, Mississippi.
                                            iI

                                            "

                                            !! Advanced Title & F.serow. LLC is a limited liability company organized and existiii~ pursuant
                                            ,j
                                            'J
                                            H to the la'''5 ulihe Siate of
                                            "
                                                                                        MississippL having its principal place ofbusiiiess; al 925 Tommy Monw
                                            .1

                                            ;1 Di'ivc; Suite D. Biloxi, Missi.~sippi. Advanced Title &. Escmw, L.LC may be !óervcd wiih proce~5 by

                                            ;: serving its registered agent for receipt of PrQcess. Stcpht\f R. Colson at 925 T OIlI1Y Monro Ori\'~.
   rdJst:'N'; ,¡ GIIr.r:. ~'-....c.
       ..TfC,J1 ","yV At I...W
           ,..~_ia..klfU.
     ~'LOlIl. ""4 .J~'l.J'\'!õ!S                         Suite O. Bilo.xi. Mississippi.
           ~~~ :l7l.~~ U

                                                .                                                                   2
                                                    !
                                                !
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                                                                      B part II Page 9 of 46




 ~                                  h
                                    ii
                                    ¡¡
                                    !i
                                    1/
                                    H
                                    h
                                    :¡
                                    :1                                                                  VII.
                                    Ii
                                    h
                                    I;
                                    !ì                 SJS Development, LLC is a limited liability company organized and existing pursuant to the
                                    It

                                    ¡I
                                             laws of   the State of    Mississippi. having its principal place orbusincss at 925 Tommy Monro Dri\-c,

                                    II
                                             Suite D, Biloxi, MissiSgippi. SJS Development, LtC may be served with process by serving its
                                    Ii
                                    11
                                             registere agent for n.'ceipt of        process, Stephen R. Colson at 925 Tommy Monro Drive, Suite 0,
                                    II
                                             Biloxi, Mississippi.
                                    :¡
                                    i!
                                    "                                                                   VII.
                                    ;!
                                    ~I
                                    ¡i                 Hopkins Homes, U..C is a limited liability company organized and existing pursuant to the
                                    ¡:
                                    11
                                    ¡i
                                             laws of   the State of MjssÍ3sippi, having its principal place of   business at 925 Tommy Monro Drive,
                                    'i
                                    II
                                    j!
                                             Suite D. Biloxi, Mississippi. Hopkins Homes, LLÇ may be served with process by serving its

                                             registered agent for rcceípt or process, Stephen R. CQlson at 92S Tommy Monro Oiive. Suite D,
                                    I.
                                    l
                                     11      Biloxi. Mississippi.
                                     ;1
                                                                                                         ix.
                                     ¡;

                                     11
                                                       TeD Telcom, Inc. is a corporation organized and existing pursuant to the laws ofihe State
                                     h
                                     i'
                                     :1
                                     i,
                                     j:
                                             of Mississippi, having its principal place orbusil\css at 925 Tommy Monro Drive, Suite I), Biloxi,
                                     H
                                     1!      Mississippi. Tea T elcom, hic. may be served with proces by serving its Tegistered agent tbr receipt
                                     !i


                                     I'
                                             otproccss, StclJhen R. Colson at 925 Tommy Monro Drive, Suite D. Biloxi, Mississippi-
                                     ;1
                                     /!
                                                                                                          x.
                                     ii
                                     I!
                                     "
                                                        Prestige Sports Management. f nc. is a corporation organized and existing pursuari to ihi: laws
                                     11

                                     1:      of   the Stiite of   Mississippi, having its principal place ofbusilless at 925 Tommy :-101\10 Drive. Suite
                                      i

                                     ~!
                                     ;1
                                     .1
                                             D. Bi\o~i. Mississi)ipi. Prestige Sports Management, Inc.iiay be served with i1f\-iess b~ serving its
                                     "
                                      i
                                     i!
                                     "
                                             registered agent tor receipt of       process, Stephen R. COlSOlll\1 Slcphcii R. C()lwn at iJDi 141& Slrect,
     r.U~111'~ . lJIHCU, ~L.'t.C.
        '-TTC"ltl'E.","Ali.\; "
      Q.e.~~;:.~ø;~~~'Ç):\ !;                Gullport. Missis!iippi.
            2;"" ~'d..l~I'           ;f
                                     :~
                                     ;~                                                                   3
                                      ,
                                     "
                                     ii
                                         r
                                     .i
                                         ;
                                     "
Case 09-32672                               Doc 12-4            Filed 09/15/09 Entered 09/15/09 20:37:07                                  Desc Exhibit
                                                                   B part II Page 10 of 46


                                           'I

                                           iI
                                           !I
                                           j=
                                           11
                                           ~¡

                                                                                                          Xl.
                                           :1
                                           ;1
                                           ,i           fidelity National Financial, rnc. is a Delaware corporation doing business in the State of
                                           H
                                           :!
                                           :¡ Mississippi, through its subsidiary. Lawyers Title Insurance Corporation. The addrcss or iis

                                           ¡¡ corporate offce is 601 Riverside Drive, JacKsonvile. Florida 32204. where it may be served wiih

                                           i' process upon its Chief Exective Offcer, Alan L. Stinson, or other authorized oflcer, at 601
                                           ~¡

                                           H Riverside Drive. JacksoJlvile, Florida 32204.
                                           ;1
                                           ,.
                                           ;1                                                            XII.
                                           ¡¡
                                           II           Lawyers Title Insuranc Corporation is an insurance corporation organized and existing



                                           ¡; r'"
                                           II
                                           i pursuant (0 the laws ofihe Slate of

                                           Ii
                                                                                          Nebraska having its principal place of   business at 10306 Regency

                                           I; Pal'kwav." Oriveot Omaha. Nebraska~ and may. be served n-ith process ufVn its re.gist"ered agent lor the

                                           if
                                           ¡: rt'Ceipt of   process. Thomas W. Crockett, 633 North Slale Slreet, Jackson, Mississippi.

                                           Ii
                                           .!
                                                                                                         XliI.
                                           'I
                                           ì;
                                           ij
                                                        Fidelity National Title Group. Inc., is a subsidiary ofFidclity Naiional financial. Inc., and is
                                           ii

                                           !j a Delaware corporation doing business in tho Stale ot'Mississippi through its subsidiary, I.awyers
                                           ;:
                                                                             ion. and may be served with process upon the Chief       Exccuih'e Offcer, "hiii
                                           Ii Title Insurance Corporal



                                           11 L. Stinson, or i)ihcr authorized offcer onts parent corporation, Fidelity Natíonal FinanciaL. Inc.. ill
                                           F
                                           ¡! its corporate útlce located at 601 Riverside Drive. Jacksonvile. Florida 32204.

                                           Ii
                                                                                                        XiV.
                                           I,
                                           ,i
                                                        John Docs I through 50 are unknown individual Oelèndants \\110 may have a benclicial
                                           iI
                                           ;r
                                           ~l interesf in the filncls deposited in chis cause.
                                           if
                                                                                                         x.v.

   flIJ!JHlli. .. fi\i:ci. I\(..i..C. ~;                Corporal ioiis ¡\ throiigh Z lire unknown corporllte eniities ",110 may hnve a beneticial imeresi
       4n;::'~~lt ::aL:W ~:
     911,01:"'_ "'5 :It"'u.:i'h'.~f             in ihe tùnds dcp(lsitcd in this cause.
            t~;i 1::".7.:ni

                                                                                                           4
                                      '.
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                                                             B part II Page 11 of 46




                                    !:




                                    II
                                    .i

                                    if

                                    a                                            JURISDICTION AND \'ENUE
                                    it


                                    :!
                                    ~I
                                                                                                 XVi.
                                    ~;
                                    ;1
                                    .¡
                                    o'
                                                  This is a Complaint in htterpleader and for a Declaratory Judgment over which ihe Chancery
                                     i
                                   ,!
                                   il Court has original subj~'Çt matter jurisdiction.

                                   iJ
                                   ,.
                                   I:                                                            XVII.
                                   i!
                                   ~i             Venue is in Harrison County. Mississippi. Second Judicial Distnct. os ihis is the coiinly and
                                   i\
                                   ii
                                    ¡I judicial district in which the propert is located, in which the cause of action accrued and in ",..hich
                                    II

                                   !i at least one of      the defendants may be tòund.
                                   Ii
                                   U                                                                    OF   FACTS
                                   !                                                STATEMENT
                                   ¡

                                   i
                                                                                                XVUl.
                                   ¡
                                   i
                                   t,
                                                  At all times mentioned- herein, some of       the Defendants entered into contracts and agrccinells
                                   !!

                                   il to be performed in whole or in pait in the State of Mississippi. At all times mentioned herein the
                                   i.
                                   11
                                   ¡! accounts in question were originally maimained in the State or                 Mississippi.
                                   ;1
                                                                                                 XIX.
                                   ~I
                                   ij
                                                  At all timt.'S mentioned herein, WacJlovìa Bank. N.A. ("Wiichovia") is an innocent stakeholder
                                   ¡j

                                   ¡¡ of certin bank accounts and proceeds thereof and is unable to determine the respective ¡Dieresis of
                                   ..
                                   j~
                                   ;1 the Delèndants jn the proceeds of
                                                                                    said bank accounts and has no adequate renicdy a.t la\y save to
                                   ¡;
                                   ;1
                                   I;    resort (0 the equitable powers of        this Court.
                                   ii
                                   I~
                                   ,:                                                             xx.
                                   ¡¡
                                   II
                                                  At all times mentioned herein, Fideliiy National Financial, Inc. (hfidelity") jr. fhe parent
                                   .1
                                   ;,
                                   :1 company otLawyers Tide ltisUl1lnce Corporation C'LíI\'o'yers Title").
                                   .i
                                   :!
                                   i~
   PlJCIlr. li .:.,nell. P.(,.L.C_ I~
      I\fTOr.flC.'rF loT t.A'l ::
          riJ. ..ole .~.u -1
     :tlc.'kl. '45' lA~!t.lil~~
          :!~":"."-:t.:'':         ;l

                                   :i
                                                                                                   s
                                   .I
                                   .i

                                   :¡
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                                                                    B part II Page 12 of 46



                                            ~I .

                                            1¡

                                            :1
                                            :1

                                           ~I

                                           ;j                                                            XXI,
                                           "

                                           Ii             At all times mentioned herein, Lawyers Title is a title insurance company ",tiich provides.

                                           ;! among other things. title insurance through agents in Mississippi to insured the titlc to real property.
                                           ¡t
                                                                                                        XXII
                                           i.

                                           il
                                                          Lawyers Title was recently purchased by Fidelity.
                                           I(

                                                                                                       XXll.
                                           Ii
                                           j:
                                           i!             At all times mentioned hertiin. Prii~tige Title. Inc. ("Prestige Title") Willi an issuing ageiit of
                                           II

                                           'I Lawyers Title. Prestige Title is a title company in the business of closing loan s. handling the sale and
                                           Ii      purchase of real property and related serices.
                                           11
                                           11                                                          XXiV.
                                           ¡I
                                           i.
                                                          At all times mentioned herein, AdvnllCt:d Tille & Escrow, LLC ("Advanced Title") was 1I11
                                           11
                                           !l
                                           Ii issuing agent of
                                                                   Lawyers Titlc. Advanced Title is a iitle company in the 1i1isint.'Ss of             closing loans,
                                          U

                                          l!     handling the sale and purchase of rea property and related services.
                                          if.
                                          I'
                                          11                                                            xxv.
                                          il
                                          Ii              Prestige Title become a customer of Wachovia and opened the roJlowil1g accounts with
                                          i¡
                                          .'     Wachovia:

                                                                                Account NlJlllÇ                                              Lust Pour Di"iis or
                                       il
                                       i:                                                                                                     i\ccounl Number
                                       !;        Prestige Title. Inc, Jackson Trist Account                                                         4292
                                       ¡i
                                       i'        Prestige Tiile, Inc. Hattiesburg Trust Accunt                                                      4302
                                       ;1        Prestige Title, rnc. Pen!icola Trust Accoum                                                        4315
                                       i.        Prestige Title. Inc. Mobrle Trust Account
                                      ,I                                                                                                            4328
                                      i:         Prestige Title, Inc. Southaven Trust Ac.unl
                                      .1                                                                                                           4331
                                      :1
                                                 Prestige Title. Inc. Ocean Springs Trust                                                          4344
                                      ¡i
                                      j¡         f'rcstige Title, Inc. fUlidillß Account                                                           43;7
                                      li         Prestige Tit.le, Inc. Agency AccQunt
                                      i!                                                                                                           4519
   AU5U,,,,i. A riUu::l:. 1I'l.1..C
                                                 Prestige Title, Inc. Absiract Account                                                             4ß64
       ATfOntilYi A-r LAy,
          l'~CJ. lSO_ .:¡IS           ;1         Presiige Title. Inc. Operating Account                                                            4880
                                      'j
    81'..0". MS 3":)3. l:)~S
          7.:'~ .:)'.\.23a
                                      .,
                                       ¡
                                      ~!
                                      ï
                                      "
                                                                                                          6
                                      1
                                      .j
                                      .;
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                                                                 B part II Page 13 of 46




                                        ii
                                        ¡!
                                        ,¡
                                        It
                                        !I

                                        11
                                        Ii
                                        Ii Prestige Title, Inc. Composite Relationship Account                                     4893
                                        'i
                                        !¡ Prestige Tide, Inc. Atlanta Trust Account                                               4903
                                                                                                                                   4916
                                        n Prestige Title. Inc. Daphne Trust AccoUlIl
                                        ;; Prestige Title. Inc. Destin Trust Account                                               4932
                                        a Prestige Title. Inc. Gultport Trust Account                                              4945
                                        !t Prestige Title. Inc. Houston I :\&01                                                    7013
                                        H Prestige Title. Inc. Houston I A&02                                                      7026
                                        ¡¡ Preiiti"è Title. Inc. Houston I A&02
                                        'i Q                                                                                       7039
                                                                                                                                   70S   5
                                        I! Prestige Title, Inc. HOuSton I A&O I
                                        " Prestige Title, Inc. Daphne Recording Account                                            7615
                                        J Prestige Title, tnc. Nicevile Tnisl Accouiit                                             7628
                                        ¡¡ Prestige Title, Inc. Biloxi Trust Account                                               7822
                                        11 Prestige Title, Inc. Biloxi EMD Account                                                 7835
                                                                                                                                   7848
                                        II Prestige Tide, Inc. Nice..iIe I?MD Account
                                        ,i
                                        "
                                        'J
                                                                                              XXVi.

                                        II            As of   Februry 12,2009, each of    the above accounls had the following r-espective balances:
                                        ;¡
                                        "
                                         :1
                                        '¡
                                                                        Account Name                            Last Pour Digits             Balance
                                         i
                                         f
                                                                                                                 of Account No.
                                         !    Prc~1:ige Title. hie. Jackson Trus! Account                            4292                        $0.00
                                         i
                                        !Ì
                                        .,
                                              Prestige Title, Inc. Hattiesburg Trust Account                         4302                        $0.00
                                        ¡:    Prestige Title, Inc. Pensacola Trust Account                            43/5                       $0.01)
                                        ,i
                                        .,    Prestige Title, Inc. r-'1obile Trust Account                            4328                       SO.OO
                                        ~i
                                              Prestige Title, Inc. Southaven Trust Account                            433/                     $0.00
                                        ii
                                        ./    Prestige Title, Inc. Ocen Springs Trust                                 4344                     $0.00
                                        !i
                                              Presiige Title. Inc. Funding Account                                    4357               $476.55:156
                                        ¡¡
                                        l:
                                        II
                                              Prcstige Title, Inc. Agency Account                                     4519                 $1,250.46
                                              Prestige Tido. Inc. Abstract Account                                    4864                  $543.06
                                        II
                                        I;    Prestige Title, Inc. Opeating Accont                                    4880                   $.\,3li9.52
                                        l!
                                        :j
                                              Prestige Tide, Inc. Composite Relationship Account                      4893                       $4.5
                                        i.    Prestige Tide, Inc. Atlanta Trust Account                               4903                       $(1.00
                                       i¡
                                       ;i     Prestige Title. Inc. Daphne Trust Account                               4916                       $0.00
                                       "
                                       !i
                                       :1
                                              Prestige Title, Inc. Destin Trust Accunt                                4932                       SO.on
                                       II     Prestige Title, Inc. Gulfport Trust Accunt                              4945                       so.oo
                                       i!
                                        ,.    Prestige Title, Inc. Houston I A&O 1                                    7013                       SO.OO
                                              Prestige Title, lac. Houston ¡ A&02                                     7026                       $0.(10
                                       11
                                       :!     Prestige Title. lilt. Houston I A&02                                    10JQ                       SOJICi
                                       ¡j
                                       lõ
                                              Pr~1ige Title. Inc. Houston I A&.O i                                    7055                       $OJiO
                                       I:
                                       .:     Prestige Title, Inc, Daphne Recording Account                           7615                   $l,3542
                                       ~!     Prestige Title, IllG. Niceville Trust Account                           7628               $327,81;.70
                                       ,i
   ..U1'hINl'... C1'1u..t;. P'.LL.(.
                                       :j     Prestige Title. Inc. Biloxi Trusl Accoull                               7822                       so.oo
                                       'i
       A! rl,)llH~l. -'1' LAW                 Prestige Title, Inc, Biloxi EMD Account
           ..0...)" 1'O~r;
                                        I                                                                             7835                       SO.OO
                                       :i
     OIL:;~1. :-li :r,:iJ.. '!:U
           .t.Jyt.:4".313              !¡
                                       .!
                                                                                                 7
                                        !
                                        ;
                                        ¡
Case 09-32672                            Doc 12-4            Filed 09/15/09 Entered 09/15/09 20:37:07                         Desc Exhibit
                                                                B part II Page 14 of 46




                                         ¡~ .
                                         if
                                         ii
                                         !!
                                         :.
                                         'I
                                                                                                                   7848                         $0.00
                                         ;! Prestige Title, Inc. ò'icevile EMD Account
                                          ¡
                                         ;1                                                XXVIH.
                                         U

                                         n            Advanced Title became a customer of Wacbovia and opened the following accounts with
                                         i!
                                         'I

                                         ¡i Wachovia:
                                         :Î
                                         'I
                                                                          Account Name                                    Last Four Digits of
                                         U                                                                                 Account Number
                                         !I
                                         j1
                                         l      Advanced Tiile & Escrow, LtC Daphne Trust Account                                  4263
                                                Advanced Title & Escrow, L.LC Ocean Springs Trust                                  4J99
                                                Advanced Title & Escrow. l.LC De3tin Trost Account                                 4409
                                                Advanced Title & Escrow, LLC Operating Account                                     4412
                                                                                                                                   2033
                                         ¡I/\dvanced Title & Escrow, LLC .Funding Account                                          2059
                                         ii Advance Title & Escrow, LLC Agency Account
                                         ;, Advan Title & Escrow, I.LC Composite Relationship                                      2062
                                         ,i
                                                                                                                                   2606
                                         H Advanced Title & Escrow, LLC Ocen Springs Abstract
                                                                                                                                   2622
                                         H Advanced Title & Escrow, LLC Ocean Springs EMU
                                         i! Advanced Title & Escrow. LLC Pensacola Trust Account                                   7550
                                                                                                                                   7563
                                         I' Advanced Title & Escrow, LLC Pensacola HMD                                             7796
                                         ii Advanced Title & Escrow. LLC Panama City EMD Actount
                                                                                                                                   7819
                                         II Advanced Title & EScrtlW, L.LC Destin EMD i\ccoiint                                    7806
                                         ¡I Advanced Title & Escrow, LLC Panama City Trust
                                         Ii
                                         ii                                          XXIX.

                                         11

                                         li
                                         ii
                                          !i
                                          il
                                          ¡;
                                                       As of Fcbniarý 12, 2009. each of the Advanced Title accounts had the tollowiiig balances:

                                                                     Acçouiil Naiie

                                            Advanced Title & Escrow, LtC Oapline Trust Account
                                                                                                            Lust four DÎgitii of
                                                                                                             Account Number
                                                                                                                   4263
                                                                                                                                            ~    $0,00
                                         iI
                                         ;1 Advanced Title & Escrow. l.tC Ocean Springs Trust                      4399                          $0.00
                                         'l
                                         .\ Advanced 'fitle & Escrow, LtC Destin Trust Accunt                      4409                          $0.00
                                         :1 Advanced Tiile & Escrow, LLC Operating Account
                                         1
                                                                                                                   4412                $24.569.21
                                            Advanced Title & Escrow, U.C Funding Accunt                            2033               $544,156.83
                                         :!
                                         ., Adviinced Title & Escrow. LLC Agency Account                           2059                $14,668.07
                                         ;~
                                            Advanced Title & Escrow.  LtC Composite Relationship                   2062                        $35.00
                                         .~ Advanced Title & Escrow, LtC Ocean Spnngs Abstract                     2606                      $232.5 i
                                                                                                                   2622                   SJo.rJ2 47
                                         ;¡ Advanced Title & Escrow. LLC Ocen Springs Account
                                         ~!Ad,,'anced Title &. Escrow. LLC PC.fSRcola TriislEMD                    7550                   S 11.8:; 3 08

                                         .¡
                                            Advanced Title & Escrow, LLC Pensacola EMU                             7563                   $92500.00
                                         :! Advance Title & Escrow. lLC Panama City EMD                            7796                       $0.00
   ..Y.M'..C1~ nll~L P.L.I_C.
       A1'1'O..tct.."IITl....N                                                                                     ï819                       so 00
         llO.(lO,c l~1.'J                ~i Advanced Title & Escrow, LtC Destin EMI)
     1i1c...,iI.,.", .I!1!;J.31.tflJiS   ¡j Advanced Title & Escrow. l.tC Panama City Trust                        7806                    $3,5í()() (it)
            U:8 "....~i.3                i~

                                         t~                                                    8
                                         C


                                         .~
Case 09-32672                              Doc 12-4              Filed 09/15/09 Entered 09/15/09 20:37:07                            Desc Exhibit
                                                                    B part II Page 15 of 46



                                               H'
                                               Ii
                                               U

                                               11
                                               .,
                                               if

                                               Ii
                                                                                                   xxx.
                                               ~r
                                               ¡¡
                                               ,.
                                               i!
                                                          Stephen R. Colson beame a customer ofWachovia and opened the following account with
                                               i'
                                               !I

                                               II Wachol/ia:
                                               i;
                                               u                                  Account Name                                  L¡ist Fou( Oil/its 9t
                                               H
                                               !!                                                                                Account Number
                                               Ii Stephen R. Colson
                                               l¡
                                                                                                                                        7822
                                               ii
                                               Ii
                                                                                                  XXXl.



                                                                                                                                               ~
                                               II
                                                          As ofFcbruai l 2, 2009. each of    the Stephen R. Colson aC(ount had the following balance:
                                              n
                                              11                       Account Name                       Last Four Digits of
                                              H                                                            Account Number
                                              I: Stephen R. Colson                                              7822                               $81.93
                                              I.


                                              Ii
                                              ,I
                                                                                                  xxxn.
                                              ii
                                              I~
                                                          SJS Development. LLC became a customer ofWachovia and opened (he 10110\"1118 account
                                           t¡
                                           f! with Waehovia:
                                           It


                                           I¡
                                                                                  l~cÇount Nam~                                 La~1 Four Dillits..f
                                           ii                                                                                    Account Number
                                           !i SJS Development, LLC                                                                     4111
                                           H
                                           ¡¡
                                           I'
                                                                                                  XXXfi.
                                                          As ofFebnuuy 12.2009, the SJS Development. LL(: account had the rollov.;llg balance;

                                                                                                                                                ~
                                           11

                                           i,
                                          11                               Account Name                           last Four Digits of

                                          ,I
                                                                                                                   i\ççount ~
                                          ~i SJS D~vel()pmeni. LLC                                                       4111                       $7.c.3
                                          :1
                                                                                                  XXXIV.
                                          'I
                                          'i
                                           :1
                                          ~               Hopkins Homes, LLC became a CU~loltcr of Wacho..ia. and opened the tlillo\.;Ïng Iii;C(iunl
                                          :j
                                           i


                                          ¡i with Wacliovia.
                                          ;1
                                          :1                                     Accoimt Name                                   last Four Dillils..QI
                                          ji
   fl8t1/NtI lI ~JlJli:£. ...1.....'=. .':.1
       ArTO~UfZY~ 11. LA'"                                                                                                      Account Number
           roO. DOl: 'l'                            Hopkins Homes. LlC                                                                 4124
     UU.D.k' NI::.~).'~is i

           .I_W' ,37....:)1 J

                                         :J
                                          i
                                                                                                    9
                                          ¡
                                          1

                                         .1
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                                                             B part II Page 16 of 46




                                     h


                                     Ii"

                                     lr
                                     i,
                                     ,.
                                                                                           xxxv.
                                     ,~
                                     !:
                                     I!
                                                     As of February 12, 2009, the Hopkins Homes, LLC acount had the lollowing balance:
                                     i:
                                     i'
                                                                   Account Name                              Last Four Dij!its of          Balance
                                     j:                                                                       Ac(;ount Number
                                                                                                                    4124                          so.oo
                                     l Hopkins Homes. LLC
                                     ¡
                                     ¡-
                                                                                           XXXVI.
                                     ¡.
                                     iI
                                     'j
                                                     TCG Telcoii, Inc. became a CUSli)iner of Wachovia and opened the following account wii.h
                                     Ii
                                     i! Wachovia:
                                     11
                                     ;¡
                                     !I                                  Account Name                                     La~t Four Qigiis of
                                     ii                                                                                     Account Number
                                                                                                                                    4496
                                     !I TeG Telcom, Inc.
                                     11
                                     .I
                                     Ii
                                     it
                                                                                           XXXVIl.
                                     ¡¡
                                     H
                                     ;1              Ai- otFcbniary 12,2009, the 1'(:0 Telcom, tnc. account had the lollowing balance:
                                     i¡
                                     !l
                                      'i
                                                                   Account Name                              1&t Foiir DhLÏts of           Ralance
                                      ¡.
                                      "
                                      ;i                                                                      Account Numher
                                      Ii
                                     t' TeG 'felcnm, Inc.                                                          4496                    $1,863.99
                                     il

                                                                                           XXXVli.
                                     II

                                      ii             Prestige Sports Management. Inc. became a clIstome.r ofWachovìa and opened the following
                                      i,
                                      ~I
                                      i' account with Wachovia:
                                      II
                                      :j
                                                                         Accounl Name                                     Last Four i)i~iis of
                                      .1
                                     "
                                                                                                                            Ac(;ouiil NlIinbt;r
                                                                                                                                    2499
                                      il PrC$tige Sports Management, Inc.
                                     ii
                                     ~1                                                     xxxix.
                                      I¡             As of Febniiii)' 12. 2009, the Prestige Sports Management, Inc. account had the fiJii(J~.il1~~
                                      !i
                                      ,¡
                                      "
                                      'i
                                      ,.      balance:
                                      !I
                                     i¡

                                                                Account Name                          Last Four Digits of                  Bahmf-
                                     :~
                                     'i
   ii1I~"II'Ui. ~UIC... P..L.1..1:
       A'ltORtlC"llA"i.W             ¡:
                                                                                                       Account Number
          l-Ji.aoJ, '~õt
     tlf1.0..,.,.i.::..':t-lo)il
                                     ~f       Prestige Sports Maiiagement. Inc.                              24c)(J                               ~ooo
                                      .j
           2-ie:,rt...:-:iI::             !
                                      :1
                                       ;                                                       10
                                          t
                                          t
                                     ~~
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                                                                 B part II Page 17 of 46




                                     11'
                                     jõ
                                     l¡

                                     II

                                     ..
                                     ¡'I.
                                     i¡

                                     ~I
                                     ~;
                                                                                                 XL
                                     !¡
                                     i'
                                     Il              Colson & Waller, PLLC became a customer ofWachovia and opened the following accunt
                                     !j

                                     H with Wachm'ia:
                                     :!

                                     II                                Account Name                                       last Four Diii.its or
                                     .1
                                                                                                                           Accouni Numbe


                                     jj XLI
                                     !I Colsoll & Waller. PLLC JOLlA Mississippi Trost Account
                                     i.
                                     n

                                     I.
                                     ¡¡               As of
                                                                                                                                 7110



                                                              February 12, 2009, the Colson & Waller, Pl.LC IOL T A Mississippi Trust ACC:OUiilliiid
                                     Ii
                                     F


                                     ..:i.i! the following balance:
                                                                       Account Name                               Last Four Digits of          Balance
                                     ¡¡
                                     ti
                                                                                                                   Account Number
                                     ìl Colson & Waller, PLlC IOLTA Mississippi Trust Account                           7110                      $18.47
                                     I;
                                     li
                                     ¡.
                                                                                                XUl.

                                     II               Prestige Insurance Agency became n customer ofWacho\'ia and opened the tòllowin!t accouni
                                     l!
                                      ii with Wacho".in:
                                      Ii
                                      ¡¡
                                      II
                                      ~t                           Account Name                                       Lnst Four Digits of
                                      'L
                                                                                                                       Account Number
                                      ~I
                                      !i Prestige lni;rance Agency                                                          4506
                                      !~
                                      '.
                                      tI                                                        XL.m.
                                      !~
                                      j'

                                      11
                                                      As of   February 12, 2009, the Prestige Insurance Agency account had the tòlJowingbahmcc:
                                      it
                                      ~l                              i\ccount Namç                               La~l Pour Di!iits of         ßiihit~.Ç
                                      ii                                                                           Account NumbL'1
                                      ~1                                                                                 4506                      $0.00
                                      !I Prestige Insurance Agency
                                      11
                                      ;:
                                      ~j                                                        XLIV.
                                      'ji
                                                      Ai all times mentioned herein. pa't if not all ofihe above-referenced iicc;uurils \\ere sllbj~i:L
                                      ¡!
                                          í

    ou.;tlNri "" 'ltliec. Il\.L.C.    :1 to Wachovia Connection wherein the account lioldercari send wires, move fund:l. issiie stop paymenis
        .\TTOSl'lr."" AT'L.AW
           '"') bOx . ~)i;            :~
      "1..'0;'(. ~s :)"'n:t.'~2':     .j      of checks and make clectronic transfers, all on a reDI-lìme basis, that is on a basis just a.'\ it' one was
           .&.!u J74.lI:U3.           :i

                                      ~l                                                           11
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                                                                 B part II Page 18 of 46



                                          II.
                                          ii



                                       II
                                       ¡1


                                       II making the transfer in the bank to change the balances and thus have seven (7) day a i.eek. twenty-
                                       !:
                                       j,       four (24) hours a day access to their accounts,
                                       ii
                                       'j

                                       :!
                                       ;i
                                                                                                         XLV.
                                       :Î
                                       ~t               At all times mentioned herein. the Defendants acting through their respective oflcers and
                                       11
                                                permitted personnel conducted such transfers as wil be explained herein. In late 2008, Wachovia

                                       Ii       noted that there appeared to be a consistent problem with oiierdralls in the abo\ic-refhel1cedaccounts

                                       i¡
                                       ,.       and noticed that it would be necessry tòr the account holder 10 make transtèrs in order \0 co,'cr
                                       it
                                       ¡i
                                                outstanding amounts. In January of 2009, it was noted that the oycrdral\ items were geiiing larger
                                       !i
                                       !i
                                       !i
                                       "        and thereupon Wachovia expressed some concerns with respect fo same. It was represented by
                                       II
                                       Ii       Stephen R. Colson. the principal of the two (2) named corporations, that he would work (In tbe
                                       Ii

                                       II
                                      ~I        problems and was paying them,               Although a meeting was requested. no such meeting \\oa5
                                       II
                                       Ii       forthcoming. There appeared to be a senes of transfers betweei accounts wherein llinds were
                                       If
                                       rE
                                                deposited and then those accounts would be transferred to a holding account thus producing the
                                      ¡I

                                      il        banking view that ihese funds were collected balances and could be called upon immediately.
                                      II
                                      ¡!
                                      ,I                                                                XLVI,
                                      ¡i
                                      ji
                                      II
                                      ,!                BRsed upon information and belief, Fidelity in its norltal course commenced an audit otthc
                                      ~

                                                accounts of Prestige Title and i\dvanccd Title. Based upon information and belief. Fidelity noticed
                                   ¡i
                                   i
                                   i:           irregularities in said IICColints and thereupon a rt,1irciscntative of Fidelity notified Wachovia thac
                                   !i
                                   .,
                                   :1
                                   .,
                                                Fidelity may lile II complaint seeking a temporary restraining ordcl'or súch oth~r injunctiol13s Fidelity
                                   Ii
                                   ~i           dccmed appropriate. Fidelity made claim to the proceeds of said accounts.
                                  :¡
                                   ,i
                                  ;1                                                                    XLVII.
                                  Ii
    AL."'.l!H~ 4 -GUI~1t ~.\. C
                                  ..                    Al1er the notice trom Fidelity', Wachoviacommenced research of      the accounti; iii question aiid
       .\1TOltK~'Y' U t.A~        ;~
          '1.).~'lI")J'           .1
     Oto..O_l. "6 1~7'''''9i.''    ,           noted unusualtransters iind movement between tbes~ accounts which nPPllrciitly wem Olade in such
           "...:t:i7~.~~1.#            !

                                                                                                           12
                                      i

                                  .!
                                  ï
                                  .'
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                                                                 B part II Page 19 of 46




                                       ~í
                                       J!
                                       II
                                       ,;
                                       i~
                                       ..
                                       "
                                       ¡¡ a way as to COVcf potential o\lerdralb or oiher shortagt.'S of fuiids. Upon noiin~ such activiiy.
                                       !,
                                       ,I
                                       "


                                       II Wachovia placed a restraint on these accounts in order 10 pre-st:rve the assets for its beeficial owners.
                                       "
                                       :!
                                       :¡
                                                                                                    XL V    II
                                       'i
                                       j.
                                       ¡:
                                       H
                                                      The amount of     funds on deposit with Wacho"ia in all relevant accounts is $1,534,563.56.
                                       iI
                                       i!
                                                                                  COUNT ONE - lNTERPLEADER
                                       il

                                       i¡
                                                                                                      XLIX.
                                       ¡I

                                       ~i
                                       h              Wachovia incorporates herein each and every allegation made in paragraphs 1 through XL VI i I
                                       I'
                                       .1
                                       :i above.

                                       Ii                                                                  L.
                                       :1

                                       ~:
                                       i;
                                       j:             At all times mentioned herein. Wachovia is an innocent stakeholder of      certain bank accounts
                                       .,
                                       ¡.

                                       ::

                                       It and is unable to determine the respective intert.'sts of the Detèndant in the proceeds of said bank
                                                                                                                                          ihis   Court.
                                       II accoiints nnd basno adequate remedy at law save to resort to the equitable powers of
                                       Il
                                       ll                                                               LI.
                                       II

                                       li             The Detèndants have made and may have conflcting c1aim9 with respect to the distribution

                                       !I
                                       II of
                                               the proceeds orthe above-described accoiint. Wachovia is not in a position to determine which
                                       11

                                        I of ihe Defendants herein are entitled to the bcnetiis ofihe prccee ottlie above-referenced accounts
                                        :1

                                        11 and its at risk for multiple claims lor said accol,l\s. Wachovìa is in ihe posiiiotl of innocent
                                        íi

                                        H stakeholder and cannot make B detennination as to \VhOIIl proceeds of tI\ese accounts orc due.
                                        !i

                                        ¡¡ Wachovia has no adequate remedy at law and must n.'sort to the equitable powers afthis COUlt.
                                        n
                                        !:

                                        'i
                                                                         COUNT       TWO - DECLARATORY JUDGMENT
                                        i!
                                        ~i                                                              LH.
                                        'i
                                        ¡!
                                                      Wac-hovia incorporates herein êuch and every allegaiioll made in paragraphs I through U
   fn/'''IPtr." n"r(;c. P.:.....l:.     ~i
       ....tl"Oll..IZ.., lor LAW
           , 0 OOa. 'S2S                :t
     àõl.oQ ti. 4t:t :¡M)::~-. ~').,         above.
            1:Z1C~4~Jti                !.
                                       :,
                                                                                                           IJ
                                       ~~
                                       :;
                                        ¡
                                        .,
                                        .!
                                        ..
Case 09-32672                       Doc 12-4               Filed 09/15/09 Entered 09/15/09 20:37:07                             Desc Exhibit
                                                              B part II Page 20 of 46




                                    lì
                                    !i
                                         i

                                         !
                                         ~
                                         i
                                                                                              Lilt
                                    ¡i

                                    U At all rimes mentioned herein, Prestige Title and Advan~ed Title were in lIit: oosinc:s of
                                    ii

                                    Ii closing mortgage loans and real proper sales. In the course of same. funds were paid to Prestige
                                    it


                                    :1 Tiile and Advanced Title to be held in escrow or trust and to be distributed to the rightful owners.
                                        II Based upon infonnation and beliet: there are claimants to sad funds which arc unknown 10 Wacho~.ia.
                                        I!

                                                                                              uv.
                                    II
                                    ¡i               It is necessary that the Court declare who the interested paries are with respect to said fiinds
                                        ,i
                                        i'
                                    ~. and enter a declaratory judgment setting forth respective nghts to the funds paid in the Court.
                                        h


                                        i~
                                                                             COlJNT THREE - t\CCOUNTlNG
                                        ii
                                                                                               LV.
                                    !i
                                    ;i
                                    !!
                                    ;1
                                                     Wachovia incorporates herein each and every allegation made in paragraphs I through UV
                                    II
                                    i
                                        I! abo..e.
                                        i.

                                        I!
                                                                                              LVI.

                                        II           That all books and records which wil revcul the true beneficial ownership ofthe accounts and
                                        ii

                                             how much is owed are in the hands of the Defendants herein and theretòre. the Court should rC(luirc
                                    II
                                        It   the Dclèndants to account with respect to all of such pr(lceeds held iii trust in order to determine the

                                        :1
                                        !f
                                             beneficial interests in said accounts and the degree to which that beneficial interest may be paid.
                                        ~i
                                    Ii
                                    !i               WHEREFORE. i-REMISES CONSIDERED. Wachovia prays for the loll()i-ing:
                                    'i
                                    ).
                                    I'
                                    î                i.      This Court issue process to all Dctèndantll~
                                        J
                                    ~l
                                    .j               2.      This Court ciiter aii order pefmjning Wachovia I\) pay the balance of the above-
                                    Ii
                                    ~i
                                    =i
                                                             de~ribcd accutlts into the registry oft/ie Court;
                                    :1
                                    i:
   AUSHfI.f .ft GUice:, P.'L.l-(". ¡Î
                                                     J.      This Court enter an order restraining and enjOining the Defendants, each ofihem.iind
       .U ;.':~l-: :;~~,.w :1
     tcr...i.. W.g 'J'r.'J"9a~ l'
                                    i~
                                                             their respective agents and/or altorneys trom instituting and proS\cuiing afly
           '2a4 )..,...~.lii        -,

                                                                                                14
                                    :¡

                                    :!
                                    -,

                                    .,
Case 09-32672                       Doc 12-4         Filed 09/15/09 Entered 09/15/09 20:37:07                                   Desc Exhibit
                                                        B part II Page 21 of 46



                                     ./1'
                                          iI
                                          ;/
                                          I,

                                         II
                                         I:

                                         I!              procedings in an court of any state ofthe United Stales or the United Slates Court
                                         :1
                                         ¡¡
                                         .1
                                         ~I
                                                         affecting the above-described accounts~
                                         ji
                                         ,i
                                         I'    4. This Court direct the Oefendanb to appear in this Court. answer this Complaint in II
                                         I!

                                         !i
                                                         time and manner as provided by law, and to interplead their various claims to the
                                         Ii


                                         !I             procds of       the accounts as above described;
                                         I!
                                         =i
                                               5. That upon procuñng the Defendants to interplea herei~. Wachoviii be discharged (.if
                                         i.
                                         1I
                                         ,I             and from all ftirther liabilty with respect to the proceeds of       the acc-ounts ílll/Uestiun
                                         I
                                         ~
                                         ¡              as set forth in paragraphs XXV through XLIl, and XL VII of the Complaint;
                                         i
                                         :,
                                         /I    6. That Wachovia wai..es its rights to claim tècs or costs;
                                         il
                                         1l
                                         !!    7. That tile Court enter a declaratory j\ldgment setting forth who is the beneficial owner
                                         Ii
                                                        of each and every ofthe accounts. to what extL'lt and how the funds are 10 be shan.-d
                                     Ii
                                     il                 ifihe balances arc insuffcient 10 pay all claims;
                                     Ii

                                     !~
                                     ¡¡
                                               8. That the Court require an accounting of               said accounts and the underlying lransa~tjons

                                     Ii                 and make a determination as t.o any addüional interested panics nnd cause process to
                                     ;¡

                                     !I
                                                        issue to said parties and thus causing their claims to be inlerled herein; lInd


                                               9. Wachovia prays tòr such other general relief as ibis Courl in C(¡\liiy may l!ranf.
                                     ~
                                     It
                                               Respei.1fully submitted. this the 131~ day ofFebrua1y. 2009.
                                     II




                                     ¡I
                                                                                             BY:
                                     ii                                                               Wi LfAM LEE Gl!C
                                    !i
                                    i                                                                 MS BAR NO. 50S9
                                    ;1
                                    il                                                                RUSHING & GUICE, P.l..L.C.
                                    i;                                                                P. O. BOX 1915
                                    !¡
                                    iI
                                    Ii
                                                                                                      UILOXi. MS 39533-1925
   .1I~~~:'::'1~~~~A';U:' J                                                                           pnONE: 228-374-23 13
          ll.o. ~l 1012$ ~~                                                                           FAX: 228-875-5987
    ai¡'-:'I (.('" 3Qf\')3,.I01.\
                                    i!
                                                                                                      bguice!rushiiigguite.tom
          Ji2l1UII..UU
                                    it
                                    (.                                                          15
                                    :i
                                    !!
                                    :i
Case 09-32672         Doc 12-4    Filed 09/15/09 Entered 09/15/09 20:37:07                    Desc Exhibit
                                     B part II Page 22 of 46




              IN THE CHANCERY COURT OF HARSON COUNTY, MISSISSIPPI
                                    SECOND JUICIAL DISTRICl


     W ACHOVIA BANK, N.A.                                                                PLAIFF
     VS.                                                              CAUSE NO. C 2402 09-111(4)

     STEPHEN R. CO~SON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT. LLC; HOPKIS
     HOMES, LLC; TeG TELCOM, INC.;
     PRESTIGE SPORTS MANAGEMENT, INC.;
     ADV ANCED TITLE & ESCROW, LLC; PRESTIGE
     TITLE. INC.; PRESTIGE INSURACE AGENCY,
     INC.; FlDELITY NATIONAL FINANCIAL. INC.;                                                       RK
     LAWYRS TITLE INSURACE CORPORATION;                                                            D.C
     FIDELITY NATIONAL TITLE GROUP, INC.;"
     JOHN DOES 1-50 AND CORPORATIONS A-Z                                             DEFENDANTS



           FIDELITY NATIONAL FlNANCIAL, INC., LAWYERS TITLE INSURACE
             CORPORATION AND FIDELITY NATIONAL TITLE GROUP. INC.'S
      ANSWER TO COMPLAINT FO~ INTERPLEADER~ CLAIM AGAIST ~DS
                                     ..
             COME NOW Fidelity NatiOnal Financial. Inc. ("FN'j, Lawyer Title Inurace'
     Coiporation ("Lawyers Title.') and Fidelity National Title Grup, Inc. (uFN")(collectvely

     referred to as "Fidelity" or "Defendant") and submits their Answer to Complait for Interpleader,

     Declaratory Judgment and Other Related Relief (hereinaer re.rired to as "Complaintl) and

     Claim Agait Funds and states as follows:

                                                PARTIES

             1. The allegations 'of paragraph i of the Complamt are not directed to these

     Defendants an~ th~efore. no respnse is required. However, such allegations are denied to the

     extent they allege that Fidelitý is entitled to recover less th the full amomit of the interpleaed

     fuds.


     JM FNS 6623 vi
     O~ 2I9f200
Case 09-32672       Doc 12-4             Filed 09/15/09 Entered 09/15/09 20:37:07               Desc Exhibit
                                            B part II Page 23 of 46




               2. The allegations of pargraph 2 of the Complait ar not directed to these

      Defendants and, therefore. no response is reuired. However, such allegations are denied to the

      extent they allege that Fidelity is entitled to recover less (hai the fun amount of the interleaded

      fuds.
               3. The allegations of paragraph 3 of. Uie Complait ar not directed to these

      Defendants and, therefore, no response is required. However, such allegations are denied to the

      extent they allege that Fidelity is entitled to recver less than the ful amoWlt of the inteileaded

       fuds.
               4. The aIlegations of paragriiph 4 òf the Complaint are not directed to thes

       Defendants and, therefore. no response is required. However, sucb allegations are deied to the

       extent they allege thåt Fidelity is entitted to recover less than the ful amount of the interpleaded

       fuds.
                                                                                                      these
               5. The allegations of paragraph 5 of the Complait are not directed to'



       Defendånts and, ther~fore, no response is requied. However, such allegations are denied to the

       extent they allege that Fidelity is entitled to recover less than the full amount of the inteipleaded

       fuds.
                6. The allegations of pargraph 6 of the Complait are not dited to these

       Defendats ami, therefore. no rešpoIié is requied. However, such' allegations ar dened to the

       extent they allege that Fidelity is entitled to recover less than the full aiount of the interpleaded

       fuds.
                7.. The allegations of pargraph 7 of the Complaint are not dircted to these

        Defendats and, therfore, no respoÏie is requied However, such alegations ar dened to the




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     extent they allege that Fidelity is entited to recover less th the full amount of the interpleaded

     fuds,
               8., The al1~gations of paragraph 8 of the Còmplaint are not directed to these

     Defendants and, therefore, no response is required. However, such allegations are denied to the

     extent they allege that Fidelity is entitled to recover less than the full amount of the interPleaded

     fuds.
               9. The allegations of paragraph 9 of the Complaint are not directed to these


                                                      , , ,
     Defendants and, therefore, no response is required. However, such allegations are denied to the

     extent they allege that Fidelity is entitled to recver less than the full amount of the interpleaded

     fuds.
               10. The allegations of paragraph 10 of the Complaint ar not diected to these

     Defendants aid, theréfore, no response is required. However, such allegations are dened to the

     extent they allege that Fidelity is entitled to recover less th the ful amount of the interpleaded

     fuds.
                                                            , ,
               11. Except to admt that FN is a Delaware corporation and that is has heen served
     with proces, the ãUegations of       paragrph'        11 of   the Complait arc'denied

               12. The allegations of         paragraph 12 of          the Complaint are aditted.


               13. Except to admit that FNT is a Delaware corporation and that is has been sered


     with procèss, the allegations of     paragrph 13 of           the Complaint ar deJUed.


               14. The allegations of pargraph 14 of the Complait ar not directe to these

     Defendats and, therfore. no response is required. ' However. such allegãtions are dened to thë

     extent they allege that Fidelity is entitled to recver les than the ful amount of the interleaded

     fuds. '


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                15. The allegations of paragraph 15 of the Complait are not directed to ilese

     Defendants and, therfore, no response is required. However. such allegations are denied to the

     extent they allege that Fideliy is entitled to recover less than the full amount of
                                                                                                          the interleaed

     funds.

                                                  JUSDICTON AN VENU
                16. The. allegations of             paragraph 16 of        the Complaint are admitted.

                17. The allegations of              paragraph 17 of        the Complaùt are admitted.

                                                       STATEMENT OF FACTS

                18. The allegations of paragrph 18 of the Complaint ar delÙed to the extent they

      apply to Defendant.
                                   . ~ ....
                19. The allegations of paragraph 19 of the Complaint state a legal conclusion to

      which no response is required. However, to the extent such a response may be required. the

      allegations are admitted.

                20. The allegations of                 pargraph 20 of      the Complait are dened.

                21. The a1legations ofpargraph 21 of                         the Complaiit are admtted.

                22. The allegations of                 paragraph 22 ofthe Complaint are dened as wrtten.


                23. The alegations of                  paragraph 23 of       the Complaint ar admtted.

                24. Tlie allegations of                paragraph 24 of       the Complaint ar admtted.

                 25. The allegations of paragraph 25 'of the Complait li not diected to these

      Defendats and, therefore, no response is required. However, such allegations ar dened to the

      extent they allege tht Fidelity is entitled to recover less than the full amount of th.e inteipleaed

       funds.




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               26. The allegations of pargraph 26 of the Complaint are not directed to these

     Defendants and, therefore, no response is required. However, such allegations ar dened to the


     extent.they ailege that Fidelity is entitled to recover less than the full amount of
                                                                                            the interleaded

     fuds.
               27. The allegations of paragraph 27 of the Complaint are not directed to these

     Defendants and, therefore, no respnse is required. However, such allegations are dened to the

     extent they allege that Fidelity is entitled to recver less than the full amount of the interpleaded

     funds.

                28. The alegations of paragraph 28 of the Complait are not directed to Uiese

     Defendants åid, tlerefoni, no rèsponse is required. Howeve~; su~h atiegations are denied io the

     extent Uiey allege that Fidelity is entitled to recover less th the full amount of the interleaded

     . fuds.
                29. The allegations of paragrph 29 of the Complaint are not diected to these

      Defendants and, therfore, no response is requited. However, such allegations are dened to the




                                                             . .
      extent they allege tht Fidelity is entitled to recover less than the full amount of the interleaded

      fuds.
                30. The allegations of pargraph 30 of the Complait are not direëted to these

      Defendants and, therfore, no response is requied. However, such alegations ar d~nied to the

      extent they allege that Fidelity is entitled to recover Jess than the full amount of the interleaded

      fuds.
                 3 i. The allegations of pargraph 3 i of the Complait are not direced to these

      Defendants and, thereforci no respnse is required. However. such allegations ar dened to the




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      extent they allege that Fidelity is entitled to recover less than the run amount of
                                                                                            the inteleaed

       fuds.
                 32. The allegations of pargrh 32 of the Complait are not directed to these
       Defendants and, therefore. no response is required. However, such allegations ate denied to the

       extent they allege that Fidelity is entitled to recover less than the full aiount of the interleaded

       fuds.
                 33. The allegations of pargraph 33 of the Complaint are not directed to these

       Defendants and. therefore. no response is required. However, such allegations are dened to the

       extent they. allegè that Fidelity ¡š entitied tô recover less Oian thé full amoußt of the interpleaded

       fuds.
                 34. The allegations of pargrh 34 of the Complaint are not directed to these
       Defendants and, therefore. no response is requied. However. such aUegåtions are dened to the




                                       . .,
       extent they allege that Fidelity is entitled to recover less than the full amount of the il\terpleaded

       fuds.
                 35. The allegations of paragraph 35 of the COmplåit arë not directed to these

       Defendants and. therefore, no response is 'required. However, such allegations are denied to the




                                       . .
       extent they allege Uiat Fidelity is entitled to recver less than the full amount of the interleaded

       funds.

                  36. The allegations of pargraph 36 of the Complait are not directed to these

       Defendants anci therefore, no respnse is requied. However, such allegations are deied to the

       extent they allège that .fidelity is entitled to recover less th the full amount öf the interleaded

        funds.




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               37. The allegations of pargraph 37 of the Complaint are not diected to these

     Defendants and, therefore, no response is required. However, such allegations ar denied to the

     extent they allege that Fidelity is entitled to recover less than the full amount of the interleaded

     fuds.
               38. The åUegations of pargraph 38 of the Complait are not directed to these

     Defendants and, therefore, no response is require. However, such allegations ar dened to the

     extent they allege that Fidelity is entitled to recver less than the ful amount of the interleaded

      fids.
               39. The alleg~tïons of paragraph 39 of the Complait arè not directed tò these

      Defendants and, therefore, no reponse is ~equired. However, such allegàtions are denied to the

      extent they ailege that Fidelity is èntiUed to recover less than the full amount of the int~rpleaded

      funds.


                 . . .
                40. The allegations of pargraph 40 of the Complaint are not directed. to these

                    .
      Defendants and, therefoie, no response is requied. However, such allegations are denied to the

      exteit they alege tht Fidelity is entitled to recover less than the full amount of
                                                                                           the interpleaed

      fuds.
                41. The allegations of paragrph 41 of the Complaint are not diected to these

      Defendants ard, tlerefore, no response is required. However, such allegations ar dened to the

      extent they allege that Fidelity is entitled to reover less than 1he ful amount of the interleaed

      fuds.
                42. The allegations of pargraph 42 of the Complait are not directed to these

      Defendants and. therefore, nö reonse is required. However. such allegations are denied to the




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      extent they        allege that Fidelity is entitled ~o recover less than the full amount of
                                                                                                                the interleaed

      fuds.
                43. The allegations of paragraph 43 of the Complait ar not diected to thes

      Defendants and, therefore, no response is required. However, such allegations are dened to the

      extent they allege that Fidelity is entitled to recover less than the full amowit of the interleade

      fuds.
                44. The allegations of pargraph 44 of the Complait are not directed to these

      Defendats and, therefore, no response is required. However, such allegations ar denied to the

      extent tley allege thåt Fidelity is entitled to recver less than the ful amount of the irterpleaded

      fuds.
                    45,. Fidelity denies that it engaged in any of                    the transfers ctescribed in pargraph 45 of

      the Complaint. The remaing allegations of paragrph 45 of the Complaint are not dited to

      these Defend'ants aId, therefore, no resnse is requid. Howev~t, such allegations are dened

      to the extent they allege that Fide~ty is entitled to recover less than the full amount of the


      interpleaded fids.


                    46. The ailegations ofparaSraph 46 of                       the Complaint'ar admitted.
                                                                                                          ,'
                    47. The allegations of paragrh 47 of the Complait are not directe to these
      Defendants and, therefore. no response is required However. such alegations ar dened to the

      extent they alege that Fidelity is entitled to recver less than 'the full amount of the interleaded

      fuds.
                '48. 'Oerendant is 'withòut suffcient kiowlooge or infonnation to fann a belief as to


      the trth of         the allegations of       pargraph 48 of        the Complait. and therfore domes same.
                                                                                                           .-




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                                               COUNT ONE - INTERPLEADER

                49. Defendant reassert each and every response and answer set fort in the preceding


      paragraphs as if fully copied herin.

                50. The allegations of pargraph 50 of .the Comp~aint state a legal conclusion to
      which no resonse is requited. However, to the extent such a response may be requied, the

      allegations are admtted.

                51. The allegations of paragrph 51 of the Complaint state a legal conclusion to

      which no response .is required. However, to the extent such a response may be required. the

      allegations are admtted.

                                  . COUNT TWO - DECLARTORY JUDGMENT
               .52. Defendant reasers each and every response and answer set fort in the precedng

      paragraphs as if fully copied herein.

                53. Deferdat is without suffcient knowledge or inoimation to form a beüef as' to

      the trth of the alJegations of paragrph S3 of the Complaint, and therefore d~ies same.

                54. The allegations of paragrh 54 of the Complaint are admtted, and Defendant

      specifically avers that it is entitled to recover the full amount ofthe interleaded fuds.

                                              COUN THRE - ACCOUNTING
                55. Defendant.reasert each and ever response and aner set fort in the precedg


      paraphs as if         fully copied herein.

                56. Excet to deny that it is responsible for providing an aC(untig of     the proceeds at




                                                         . .
      issue, Fideüty admts the allegations contained in paragraph S6 of the Complaint.

                Except to dèny that it shoul~ be enjoined frm intituting or prosecuting claims aga

      some or all of the other Defendants or that it should be requi to provide an accountig of the


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      proceed at issue. Fidelity admits the allegations" of the last pargrh of the Complait
      begig "WHREFORE."
                                         CLAIM AGAIST INERPLEAD FUNDS
                AN NOW, having answered the Complait for Interpleader. Fidelity makes the
      following claim agait the interleaded funds:




                      " "
                1. Prestige Title, Inc. Executed a Title hiurance Agency Agreement with Lawyer

      Title on May 1S, 2001. Prestige Title of Alabama, LLC executed a Title lnurance Agency

      Agreement with Lawyers Title on Febru i. 2005. See Exlubits A and B to Affdavit of      Fosler

      Goodwin, altached hereto as ~xlubft i. Stephen R. Colson is the President and eWer Executive

      Officer of Prestge Title, Inc. and Prestge Title of Alabama, LLC (collectively refered to as

      "Prestige" herein).

                2. Prestige Title, Inc. completed an Agency ~pplication on"ApnllO, 2001 which

      was executed"by Colson. See Exhibit" 1. 18. Upon infomiation and belief, Colson

      misrepresented that he had not been previously terminat by a title insuance company for

      wruch he acted as a Htle agent and closing attånèy. Id. at 19. Upon infonnatíón and belief,




                                  " "
      Présge misrepresented that it adher to Amencan" Title ~~iaton escrow gudelines f~r
      inurce companies and agencies and that it maitaned a monthy 3-way recncilation and

      management review of the trål balance, checkbook~ computer balanèe åId ban account

      statement for each escrow account. /d. at iilO.

                3. Advanced "Title & Escro~. LLC executed a Title Insurce"Agency Agreement

      with Lawyer Title on October I, 2006 and agai on No~eiber 1,2006: See Exhlbits C and D to


       Affdavit of Foster Goodwin. Id. at "4-5. Stephen R Colson is the Prsident and Chief

      Executive Offcer of Advanced Title & Escrow, LLC.


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                4. The Tit.le Insurce Agency Agreeents permit Pre~tige Title, me., Prestige Title

      of Alabama, LLC and Advanced Title & Escrow, LLC to retin cerain percentages of each title

      insurance policy premium as commssion and obligate them to remit the remainder to Lawyers

      Title, together with reprt, policies and endorsements monthly. See Exhibits A, B, C. D and E


       to Affdavit of Foster Goodw.

                 5. The Additional Tenns and Conditions of
                                                                      the Title Inurce Agency Agreeents

       provide that Prestige Title, rnc., Prestige Title of Alabama, LLC and Advanced Title & Escrow,

       LLC have certain obligations. Specifically, the followig obligations of the agent are set fort

       on pages 2-3 of       those agreements:

                           2. Obligations of AGEN. Agent shall:

                           a) Be responsible for the co"1ection of the grss amount of all
                            fees and chages for title insurance in respect to Policies issued by
                           AGENT (hereinafter termed' "Premiums"). AGENf shall .not
                            pennit any delay or deferral of the payment of premiums except as
                            expressly authorized by. PRlCIP AL. Upon collection of
                            Premiums by AGENT, PRICIPAL shall be deemed the owner of
                            the entire aiowit thereof and AGENT shall hold and maintan
                            such Premiums, as trustee for PRICIPAL strctly in accrdance
                            with the tenus oftbis AGREEMENT. .
                            c) Keep" all fuds. recived by AGEN frm any soure in
                            copnection with trsactions in which title insnrace policies of
                            PRICIPAL ate to be issued, in a feder insured financial
                            institution, in an account separte from AGENT'S individual
                            accounts and designated as an "escrow" or "settlement fuds"
                            account, and disbure such fuds only for the purpose for which
                            the same are entrted. AGENT acknowledges tht al sllch fuds
                            ~nstitute trst funds and AGENT "agr that all such fuds and
                            acounts shall be maintaied and documented in accordace with
                             aU requirements and gudelines established by PRICIP~.
                             d) Subject to paragrph 3(e) of        this Agreement, maintain and
                            carefully presere for a period of not less than seven yea
                             following ternation of tfls Agreement, in a maner and fonn
                            prescribéd or approved by PRICIPAL. al records, books. books
                            . of account, files. documents, correspondence, ban records, title
                           _ evidence and material of al kinds in any way relating" to the
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                         activities of AGENT under this Agrement or to the Policies issued
                         by AGENT (herenaer temied "Docwnentation") and mae all
                         Documentation available. for inspection and examinaton by
                         PRICIPAL at any reasonable time;
                         k) Provide PRICIPAL, anually or upon request, whichever
                         is more frequent, with ficial statements satisfactory to
                         PRICIP AL.

                         1) Cooperate fully with PRICIPAL in the performance of
                         qualty assurance reviews, audits and other examatons of
                         AGENT'S activities. Although AGEN concedes that AGENT'S
                         escrow business is beyond the scope of the agency relationship
                         created by the Agreement, AGENf agrees to permit PRICIPAL
                         to audit and examine an fiancial and business records relating to
                         any escrow business conducted by AGEl' at any reaonable time
                         or times.   due to.PRICIAL'S legitimate concern about Closing
                         Protection Letter liabilty and title insurce policy liabilty cread
                         by AGENT'S closing services. PRICIPAL'S .audit and
                         examination rights surive teration oft1s Agreement.

                         4. Liabilty .of AGENT. AGENT shall be liable to
                         PRlClP AL for,. and hereby agres to indemnfy PRICIPAL
                         against, any loss, cost or expense, including attorneys' fees and
                         costs of litigation, sustaned or incurred by PRICIPAL and
                         arsing frm the. fraud. negligenoe or misconduct of AGENT, or
                         any agent, serant or employee of AGENT. whether or not such
                         loss, costs. or expense shall result frm any Policy issued by
                         AGENT.



                         AGil: .
                         5. Ternation. This' Agrement may be tenmated by
                         PRlCIP AL inuediatelv -upon notice in wrting to AGENT if

                          a) commits a' breach of any teim, condition 'or - representaon
                          contained in this Agreeent;

                          6. Obligations of AGENT following Termation: In the event
                          of. termation for any reaon whatsvèr, all title insunce
                          policies in possession of AGENT, including al fonns, shan be
                          delivered by AGENT to PRICIPAL. AGENT shall account for
                          any pay to PRlCIP AL i.ediately aiI PrèIum (includig but
                          not liited to any PJ~iums wlùoh AGENT ha colleced pursanl
                          to Policies not yet issued). and all other outstanding indebtedess
                          owed by AGEN to PRICIPAL. Furer, AGEN shall advise

                                     .. : .
                          and coperte fully as direc by PRJCIP AI in the completion
                          of sucll undergs and trsaons inoludig but not limited to '

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                          the processing to completion, at PRICIPAL'S sole discretion and
                          direction, any pending orders accordig to the provisions of this
                          Agreement Termation shall not discharge any liabilty or
                           obligation that existed pnor thereto.

                          Id.

                6. Upon informaton and belief, Prstge Title, Inc. and Prestige Title of Alabama.

      LLC changed fuding acunts somete in 2004. Two fudig accounts were established at
      Wachovia Ban, N.A.'s Bilol'i, Mississippi branch offce, under the names "Advanced Title &

      Escrow, LLC" and "Prestige Title. Inc." Seé Affdavit of Chrs Patrck attched hereto as

                                                               .
                                                             . .' .
      Exhibit 2. Upon information and belief. these two accounts were established as escrow accounts

       to hold funds trferred to Advanced and Pretige by lenders and/or lender broker. ¡d. at 17.


                 7. The fòllowing -Trust Accunts were established at Wachovia to draw from the

       Advanced Fundig Account for each transaction handled by Advanced: Daphne Trust Account,

       Destin Trust Account, Panama City Trut Account.. Pensala Trust Account and Ocean Sprigs

       Trut"




                                          . .
               Accowit. ld. at 18. Upon inònnaton and belief, the other Advanèed accounts identified

       iii paragraph 29 ~f1he Complaint were also used to fud its operations.

                  8. The following Trut Accounts were esta1ished at Wachovia to draw frm the

       Prestige. Funding Ac~ount f'or eåch transacti~n handled 'by Presge: Mobile Trost Åccunt,

       Nicevile Tnit Account. Ocea Sprigs Trost Account, 'Penacola Trut Accunt, Southaven

        Trust Accunt. Daphne Trut Accunt, Desin. Trut Account, Gulfort Trust Account,

        Hattesburg Trut Account andJackson Trut Account. ¡d. at '9. Upon inrmation and belief,

        the other. Prestige Title accounts identified in paragph 26 of the Complaint were also used to

         fud its operations.

                   9. As of Februar 6, 2009. there was an aggrgate positive balance in the Wachovia

                                                                                         the F~niar 2008
         ~unding Accounts of        approximately $801,270.l9. ¡d. at,10. An anysis of




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      ban records shows that the Fundig Accounts received a Thee Milion Six Hundred Thousand

      Dollar ($3,600,00.00) and No/IOO deposit intended for another account maintaed by Colson

      which, upon information and belief, was intended to hold viatical insurance product premums.

      ld. at 111. An investigation also revealed that, as of October 3 i, 2008, One Millon One
       Hundred Fifty Seven Thousand Forty Five ($1,157,045.40) and 401100 of viatical inurce

       premiwns were transferred out of               the Fwiding Accounts. ¡d. at'12.

                 -i O. Upon infonnation and belief, in excess of Four Millon Three Hundred Thousand


       ($4,300,000,00) and Noll 00 in outstandig checks have not cleaed thugh the Fuding
       Accounts as of our testing date of October 31; 2008. ld. at i¡13. Upon information and belief.

       the Fundig Accounts have a shortfall in excess of Four Milion Eight lIundrd Thousand

       ($4,800,000) andNo/100 as of
                                                   October 31,2008. ¡d. atir14. .

                  11. A review"of the December 2008 ban stateIents shows' that monies were also

       drwn from the Wachovia Fimdig Accounts and deposited into a b8n accolUt maitaed by

       Prestige at Regions Ban. ¡d. at'16. A review of                      the record inso shows that there is a trend in

        delayig mortgage payoffs which creates an infated cash float                         "in the Wacnovia Funding

        Accounts. ¡d: at ~ 17.

                   12. Upon inonnation and belief, neither Presige, Advanced nor Colson have been

        able to account for the missing fuds or explain why fuds intended for a viaticallife insurance

        premium account wer deposited and then paraly tranferr from the Funding Accounts in

        2008. Prestige and Advance have failed to submit monty report, polioies or endorsments to

        LaWyers Title.

                   13. Prestige and Advanced employees issued Closing Protection Leer ("CPt")

         underwtten by Lawyers Title. See Goodwin Afdavit, '11. The Closing Protection Letters


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i.
I
i




             ("CPL") obligate Lawyers Title "for actul loss incured (by a lender) in connection with

             closings of real estate tranactions" under cerain conditions provided the loss arses out of

             "Fraud, dishonesty or negligence of the Issuing Agent or Approved Attorney in handlig your

             fuds or documents in connection with the closings to the extent tht fr,d, dishonesty or
             negligence relates to the statu of           the title to that interest in land or to the validity, enforceabilty,
             and priority of the Hen of ~e mortgage on that interest in land.:' See Exlubit G to G~odwin

            Affdavit. A review of Lawyers Title's records indicates tht approximately 857 CPLs were

            issued in favor of       Prestige and Advanced since Januar 1,2008. See Goodwin Affdavit, iiii.

                       14. "On Fêbni 6, 2009, Lawyers Title's iSsued its NotiCes or Intent to Terminte
            Agency Agreements to Prestige ånd Advanced. rd. at i113. '

                       15. Lawyer Title's initial investigations into the Funding'Accounts referenced herein

            reveals there are substantial shortfalls in those åccoWlts and Colson, Prtige and Advanced have

            no expliiation for the underfunding of those accounts. Fwter, there is litte question tht
            Colson, Prestige and Advanced have breaced their Agreements with Lawyers Title and their

            fiduciar duties by withdrawing the monies frm those 3Cwits for purposes other th the

            intended purose of fuding real estate trans~ctions. As refereced in pargrph 47 of the
            Complaint, Wachovia's own investlgatioll of
                                                                      the activity   of   the Pretige and Advanced accounts

            revealed "unusual' trsfers" between the accountS which were aparently made to cover

            "potential overdråfi" or "other shortges of fuds."

                      16. La':e1 Title, thugh the CPLs referenced above, has insued agaist any losses

           the lender and borrower may suffer as a result of the mishad1g of thc, fuds trfer by


                      . ,
            lenders to the Fuding Accounts. As a reslt of the underdig of the Funçlg Accunts,
           Lawy Title anticipates demand frm borrowers for payment for which there will not be


                                                                       15
           1M fiS 66623 vi
           0. 2/19/200
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            sufcient funds in fue Funding Accounts. Lawyer Title may therefore be responsible for any

            shortfalL.

                      17. Aß a result, Fidelity bas been daaged by the actions of Colson, Prestige and
            Advanced and is entitled to all fuds interleaed into the registr of the Cour by Wachovia.


            These fuds ar neeed to help cover the shortfall beteen the Funding Accounts and demands

            made on those fuds by borrowers and lenders. As shown herem. the total amount of the

            shortfa11ls in excess of   Four Milion Eight Hundred Thousand ($4,800,000) atd No/IOO as of




                       - "
            October 3 i, 2008.

                       18. Fidelity is therefore èntitled 10 all of the fuds wmch have been paid into the




                       - "
            registr of the Cour, being One Milion, Five Hundred Thiy.Four Thousand, Five Hundr
            Sixty.Thee Dollars and Fift-Six Cents ($1,534,563.56) pius mterest and costs."


                      WHE~FORËt having fully answered the allegations of the Complaint tiled agaist it

            and having stated the basis for its clai to the interleaded funds. Fidelity denes that it is liable

            to the Plaintiff in any amount or maner whatsoever and prays that its claim to all- of the
            interleaded fuds be grted. that it be awarded its costs and for such other and fuer r~liefto

            which it may be entitled.




 ¡
,;
I'
I.
I.

I:
,;
i!

:;

                                                             16
             1M FNS IlM4Zhl
             (H 2/191200
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-
                                          CERTIFCATE OF SERVICE

                           I hereby certfy that I, have this day served via United States mail, postae

          preaid, a tre and corrct copy of the foregoing pleading to the followig:

                  Joe Sam Owen. 'Esq.
                  Owen, Galloway & Myers
                   1414 25lli Ave.
                  P.O. Drawer 420
                  GulfPrt, MS 39502-0420

                   Dale R. Barger, Esq.
                  .The Bannger Law Finn, LLC
                   918 Goverent St.
                   Baton Rouge, LA 70802

                   This the 19th day of Februar. 2009.




                                                          18
            JM FNS 66ß vI
            O.( 2J19flOO
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                                          UNITED STATES DlSTRICl COURT
                                     FOR THE SOUTHERN DISTRICT OF MISSISSIPPI
                                               SOUTHERN DIVSION

       LA WYERS TITLE INSURACE CORP. PLAINTIFF
       V. CIVIL ACTION NO.
       PRETIGE TITLE9 INC.,
       ADVANCED TITLE & ESCROW, LLC9
       TITLE I, INC., PRESTIGE TITLE OF ALABAMA, LLC,
       STEPHEN R. COLSON, TED A. MARTIN
       AND JOHN DOES #1-10                                                                      DEFENDANTS

                                                                    AmDAvrr
                    i. My name is Foster Goodwin. i am'the Agency Sales Representative of Lawyers

       Title Insurance Coipratlon ("Lawyer"), a Fidelity National Financial ("FNP") company. I am

       over the age 0(21 and compet~t to testify in this matter. The stl1tements made herein are based

       on my penal knowledge and my revew of Lawyers' business records. I make this affda~t in

       support of       Lawyer' Motion for Preliminar Injuncton.
                    2. Attched as Exhibit A is a we and conec copy of the Title Insurance Agency

       Agreeent executed by Prestige Title, IDe. ("Prestige") on May IS, 2001.

                    3. Attached as Exhibit B is a tnie and correc copy of           the Title Insance Agency

       Agreement executed by Prestige Title of Alabama, LLC ("Prestige Title of Alabama") 'on

       Febr i, 2005.
                    4. Attached as Exhibit C is a tre and correct ~py of            the Title Insronc~ Agency

       Agreement executed by Advance Title & Escrow. LLC ("Advanced") on October 1,2006.

                    5. Attached as Exhibit D is a.tre and correct copy of           the Title Insuance Agency

       Agreeent executed by Advance on November i, 200.


                                                                           EXIBIT

       10&91332.1
                                                                l /
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                6. Attached as Exhibit E is a tr and correct copy of           the Title Insurance Agency

        Agreeent executed byTitle One, LLC on Decebe 9, 2008.

                7. Stephen R. Colson ("Colson") is President and Chief Bxecutive Offcer of

        Prestige.

                8. Prestige completed an Agency Application ("Application") on April 10,2001

       which was executed by Colson. (Ex.hibit F).

               9. Upon ¡nfannation and belief, Colson misrepsented that he had not bee

       previously terminated by a title insurance company for which he acted 811 a title agent and c10sÎng

       attorney..

                10. Upon information and belief, Prestige nnrepresented that it adhered to Amercan

       Title Association escrow guidelines for insurance companies and agencies and that it maintained

       a montlùy 3-way reconcilation and management review of the trial balance, checkbook,

       computer balance and ban accunt statement for each escrow account.

               1 i. Prestige. Advanced an Title i employees issed Closing Protecon Leter


       ("CPt") Wldeiwritten by Lawyer. (A fonn CPL is a~ched as Exhbit G).

               12. A review of Lawyer' re¡rds indicates that approximately 857 epts were issued

       in favor of Prestige, Advance or Title 1 since Januar 1, 2008.

               i 3. On Februar 6, 200, Lawyer issued its Notice of Intent to Ternate Agency
       Agreeents to Presige. Prestige Title of Alabama, Advanced, and Title One. (Exlubits H-L):




                                                                       - 2-'
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                Further. Affant Sayeih Not.

                Dated: February 12.2009

                                                     /) li ,..~
                                                    ld¿;vl~ ,
                                                  FOSTER GOon IN




                                                   ~4"~
        Sworn to and subscribed before me this. the .. day ofF'ebmary 2009.




        My Commission Expires: ~", /-Æd / /
                                                  N Y PUBLiC




                                                   - '\-
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         ..

     ,
     ,


                                                    .
                                                   TITLE INSURANCE AGENCY AGREEMENT
                                                                                         e
              Subject to the terms and condllons hereof and the attched 6 pages of addillal terms and coditins, LAWYRS TnE
              INSURANCE CORPORATION ("PRINCIPAL "). a VIRGINIA corporation and PRESTIGE TmE. INC. (0 AGENr, 8Ql 88
              follows:

              I. Appolrrent and terrto. PRINCIPAL appoints AGENT ils ag"en so fo the puros of ising on PRINCIPAl'S
              fons, tlUe Insurance coitments, policies and endoemts em real estate locted In:
              Ihe Slale of MISSISIPPI.
              U. Term, ThIs Agreement shall cotfnue In full force and effec unW lerminated by ellhw PRINCIPAL or AGENT up
              sixty (60) days notic In wriUng 10 the other part at suc off deignate herein or as otheie Bet for In this agreement.

              III. Rates, AGENT shall edhere to Ihe 11Ie Insurance rates establJiihed by PRINCIPAL or otrw promulgate In
          accrdance wi Slate law. Suc rates may bo change or modifed from lime 10 li by th PRINCIPAl: ef on Ihe dale
          desigated by PRINCIPAl. AGENT shall make no quote or charge for tlOe Insur&ce. or relate 15erce 10 whic 8U nile
              ate Intended to apply, except In acad~nce with sum rates. .
              LV, Policy I..ulng Ifmlt AGENT shall obtain the coot of PRINCtPAL pror to Issulg any commllmenL polle or
              endorsement In which PRINCIPAL'S liabillly of exceds ~.oe,Gl the polçy Issuing limIt. .
                                                   . l,IJ,iiI. - ~ ~
          V. Remitnce. and comml.Sllan, (SEE ADDENDUM FOR COMMISSION PERCENTATE INCREAE)
          (a) AGENT shall telalo 10%% of eac tite Insuranc polic premium as cossio an remit lle remainde to PRINCPAL
                    together with report. pollcle8 and endoremenlS monthly, to the Nalioal PrOCBSSlng Center at Uie addrøsiiiipecll
                    below: NatIonal Proct..lng Center
                       " 7911 Natonat TurnpIke
                                                               P.O. BolC 35180
                                                               Loulavlli, Kentucky .-2300180
              (b) AGENT shall not be entlUed to commIssion on the amonts ålarged, If any, for exlnazardus tl$kS Insul' by
                    PRINCIPAL
              (c) In any ca where the proosed Insured or the PRINCIPAl de coinsur or mlnsu/1nce necry 01 dasbl&. the
II                  commissIon retaIned by AGENT shall be coputed on tha baila ot the net amount remaining aft iubtrac~ng Ule co
                    of coinsurace 01 relnsui from the premium for Ihe UU., Insurnc Issue by AGENT. AGEN shal not be enlll1ad
"!                  to any commission In coecolT\vith reinsuran or coinurance ceded to PRINCIPAl.
 ¡
              (d) The comml$lO shell b&negl1ble fo !ide oreen d~ected 10 AG~T by PRINCIPAL.
              VI: Insurac: çoyeng.. AGENT shaD maintain, 81 AGENTS eipunse. TIi8Ins~m_Agenl:~Oml8lOns
              Insura. lncluc coverage for opinions 01 till, In th minimum fac amount of ~In ~nd wl such
              c~urlBr acptable to PRINCIPAL.. AI        !he optln of AGENT, such polic may coIn ø ion deductle cluse up to
              $10,000.00. -

                                     See attaclJed addendum fol' special terms and çendltJons, If any.

              IN WITESS WHEREOF. PRINCIPAL end AGENT have exected this Agreement !his 15TH day of MAY. 201.




                     ~k~ BY'~~
                                                                       PRINCIPAL
              ATTST




                                                                       AGENT ,~
               A
                         BY:" .-                                        . ,. /7
                                                                                 ~


                                                                       t                     Aget".. prlncia~
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                                                                                                                                    I.

.,

                                          .     Additinal Terms and ConiuO$
                                                                                 .
       1. Llmitatl~n of AGENT'S Aulho,:ty. NotwithstadIng any provisIon hereof, AGENrS au/horil under Ihls Agrt is
       expressly Ilmiled to /he issuance of tille Insurance commitents, poelSI and endoents and lhe ooll&on of Premiums
       as sot forlh herein. WithlllmilaUon. AGENT Is not auUiorlzed and shall no purrt 10:

      a) Incur any obligation or lIabllly on behalf of PRINCIPAL olher Ihen as expressly set for In lhls Agrement;


            PRINCIPAl; ,
      b) Adju,!' process or take any other action wilh respecl to any claim for loss olher ltøn 10 rer saId Clim Imodlay to


      c) Acpt ser~e of procss on behalf of PRINCIPAL bUI AGENT shall immedIately ooll PRINCIPAL by luløpho and
            regular mall cf such attempte service: _

          endorsemts .
      dl Engage In any business in lh name of PRINCIPAl except 8S speclliy autized herein;

      El) Appoint eny sub-aget or aullorlzø any perSOß to issue PRINCIPAL'S UUe Insurace colbenå. polcl" or


      t) Recive in the name of PRINCIPAL any funds, InclUding escrw and settemenl funds:

     g) Commit PRINCIPAL to a risk PRINCIPAL hal detelned to be an exhazoui rik witout approal of PRINCIPAL
          or a rIsk thai AGENT knows to be basad on 8 disputed tllle;

     h) Commit PRINCIPAl 10 insure tWe to property in whic AGENT ( or a Member of immediate family, a parter. a major
         stockholder or a member of the family of iud! an Individual, or an emily çOlrled by AGENT has enlnleresl witout
          \he express wrllten consent by PRINCIPAL after ful wdUøn dlliçlolUre by AGENT;

     i) Issue any oomilml, policy or endoement WhIch Insures 898lnsl 01 ovr any mallr by reas of an eaow dep
          Indemn'! agreemei, lutlll of credll. or bod.

     2. ObligiltJna of AGENT. AGENT shall:

     a) Be I'posible for th. coec of th gros amt or al fé an charge fo titl IlSut In respø to Polic Isue
          by AGENT (hereinafer tee "Premiums'). AGEN s..~ nol peit any de or deem of the paymt of Pre
          excet as eiislyauthzed by PRINCIPAL Upo QOllecio at Premium by AGENT. PRINCIPAL shal be deeed
          lte ownr of the entlr. amount Itereol and AGENï shail hold anIJ mølntaln such Pnilums, as trste for PRINCIPAl.
          slrltl In accdance with !he ters of Ihls Age~i:
     b) Comply with ell requirmets estaised by PRINCIPAL regng se and exenallon of ti an the c1Der of
          obJecons or e~ceptlons to t\Ue prior to binding PRINCIPAl uner any ll commilmt, 'pole or endornt;
     c) Keep all funds. received by AGENT from any sourc In contion wUh transaios In whIch tite Insuranc pol of
          PRINCIPAL an 10 be lsaued,      in 8 ferally InwAK llnarlntllUon, ¡, an 8Ct øprate fn AGEN Inld
         8Çlin18 and desigted as an "escrOW or "settent fudii. acnt and dlsbun 5lch fuds Df fo th puipaea
         for whic th sae went entilJtad. AGENT acawleges 1hat øi such funds coste ti bKl an AGEI ag
         that 81 iuc fund an oots shaff be maintained an doled In 8Can with al reirents and guld
         established by PRINCIPAL;

     d) IlMlately forSf to PRINCIPAl by         expss or overight deer, all Clll or d&s of any ki or natue I8
         by AGENT with respe to the busIness of PRINCIPAL or in coneion wit any of the ti Inurance poic of
         PRINCIPAI.lncludkig, wilhOUlimllallon, all-leal press dIreced to PRINCIPAl and reced by ~GENT:

     e) Subje of pagraph 3(e) of this Agent. maIntain an cafuly prese fo a pe ~ not les If sen yea


                                                             2                    . Aget"' Prolpa~
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,
,.

                                      . .
          folowing lelJnaUon of this Agt. in a mann and fo prsced or appr by PRINCIPAL al recs. boob,
          books òf acount. files. docmønls. correspondene. bank recs, IWe evidce and maei of aU kinds In any way
          re/aUng to the actlles of AGENT under !hie Ageement or to \h Polkle Juued by AGEN (heiafer ter
          "DmentaticW) and make aU Documentatio available for inspecon and eiiamineti~ by PRINCIPAl at an
          reasonable time;

       f) Upo the 'squeal of PRINCIPAL. provide reasonable assistnce In the defese of en)' claim In whlct PRINCIPAL Is
          involved;

       g) Cond~ or par1lcipate In eny settements and clOSingS of trnsecons in whic lie Insuranc pol ot PRINCIPAl are
          10 be ised In øcHnce with prdent praic, reqirement establis by PRINCIPAl th iniicts 01 the pii
          and laws and governmenlal regulatios applicable thereo;
       h) Comply with all applcable iitalues. rules and regula1lons. inluding licsing, relatig 10 the conduct of AGENT'S
           business;
       i) Kee a separate me for each title Insurance order plac with AGENT whic filll sha cotain at a mInimum coie. of
           the comitent 10 'Iiisure,. poic or poicIes of tllle Insurance an endorsents If Isued and coIes fJt all docenta
           Including but not limIte to tiUe rep0, searches, s\J, efvit, underer approval. and ~ hlea Whic we tele
           upon by AGENT to Issiie the commitent and/Or policy or pollces; . .

       .j) Keep a poicy reglster In a form approved ~y PRINCIPAL shawrig the dlipolt of all polclea and.preniimbeed form
           provide by PRINCIPAL to AGENT In connBcllon wllh business coduct pursuat to this Agreemet;

       k) Provide PRINCIPAl, annually or upon rsquest. whichover 1$ more frequent, wit financial statements sallfac 10
           PRtNCIPAl: .
       I) Cooperate fully wllh PRINCIPAL In the performance of qualit assurnce review, audit and other examinallons of
           AGENT' øelvlta.. AIUtough AGENT concedes that AGENT'S escr busIness Is beyond th scoe of th agency
           røla'ionshlJ) i:88l8d by thIs Ageement, AGENT Bgreas 10 permit PRINCIPAl to au an examin al t1nenlal and
           businss ierds relati 10 any esow business coui bY AGENT 81 an reelOble time ci ti due 10 Prncfpa'.
           legitImate concerns ebol Cloin Protecion letr IlbRIt and til Inllce poic lIabllty CJted by AGENT cIii
           servlcei. PRINCIPAI'S Budll an~ examlna~on rIghts slSlve termInatin of this Agreemel, .

       m) PRINCIPAl shall have the rit to exane an (etuÇ all cSni of Agt reated to the busins aulh
           by \hIs Agreeent at any time durig business hours. In th event Agen iees to peit PRINCIPAL 10 couc SUch
           an exriatl () In any otl wa fa to cooper wUh PRINCIPAL'S.ef to ~ su an exe1i. Piii
           has Ui ri to immediately temlnale this Ag~ th rit to se eqlle remie inclin Innce f81e an
           the appointmet of a receiver, and AGENT shall no asser thi PRINCIPAl olleie posses en adeqate remedy
           at law, These rits of PRINCIPAL shn survive lerinadoo.oflhla Agment.
       3. Ac iwqulilng prir written eonsen. of PRINCIPAL AGENT shal not. wihout the expns. wrtten conunt 01
           PRICIPAL:
       a) Partclpate In any lillgalln or other activty which Is illtmenla1 to !he Interests of PRINCIPAl;




                             . .
       b) Comlete or alter fo fumlshed by PRINCIPAl éxcepl pursuant to Instns promlgated by PRINCIPAL:

       c) Utilize PRINCIPAl'S fos for transions not involving 1h Issùanoe or PRINCIPAL'S Poric:.

       d) Dispose of" substanlial poIon of AGENT'S asselS which would be neces for AGENT to fulfillil dùtles:
       e) Destry an recs, boks, bo of.acct, files (any ty of meia). domeb. comispon. bai( rerds, ti
           evien. an mal8 of 81 kinds In any wa relati to lI actes of AGENT under th Agent or to th PoI
           Issud by AGENT fDanlation") without first offerIng such dotati to PRINCIPAL;


                                                               3                        Agt~ Pripal -
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                                        . -
   f) Issue any colment, policy or endoement which insures against or over an mallr by rean or an escrow deos
       indemnity ageent, latter 01 crfl. or bod;

  g) Commit PRINCIPAL to nsur We to propert in whic AGEN (.or a me of AGENTS Iredlate famy, a pMner,
      a major stocolder or 8 memer or the famil óf such an individual, Dr an enti contrnec by AGENT) has an Inlet
  h) Commit PRINCIPAl to a rik PRINCIPAL has determIned to be an ext-hardous rik or a rik whic AGEN know
       10 be baed on a dispute title;


  4, Llablllly ot AOENT. AGENT shall be liable to PRINCIPAL lor. and hnreby agrles to Indmnif PRINCIPAl against.




  AGEN~ .
  any LO, cost or expese, Including altomeyliÕ feu and cots of 1i1l9811. sustained or incrr by PRINCIPAL and wing
  from th m.d. negllqencø or milCduçt of AGENT, or an &ganl, Sllt or llloee of AGEN, whet or not suá1Io,
  cost or expense ShaD result from an Polic Inued by AGENT.
  5. Termination, Thla Agreement may be larmlnaled by PRINCIPAL immedlalely upo notlc In wrlllng to AGENT if


  a) Commits a breac of any lerm. condltcn or representation conlalned in thIs Agreenl;
  b) Exenise, or atlempls to eX8R:ise. ary authorit In conftlc wllh lhis Agreement;

 c) Commits any act at fmud or mliiduct, or beco Insolent, or If AGENT or 8 pricipal. .offcer or parter of AGENT
      is indic or coVict of a felony or If AGENT or 8 pricipal offce or parner of AGENT is øn 8l-at-law and has
      his ~ her license to practice law suspended. Is disbared. or voluntariy sumirid8rs hIs. or her licese to pni law¡
 d) Fies or has fied 8galniil it a petillon ii .bankrptcy Or a peUilon or pleødln seking or aculeig In any relzll
      or dissolution of AGENT or the appoIntmnt of a reciver. triitee, or liquidato for AGENT;

 e) Cease doing business, for whatever reasn, 8S a IIle Insurace agent;

 f) Causes Unfvorble los experice 10 PRINCIPAL by tlU.lnsurance comlents. poli and ennt lsed
      by AGENT. or by reaon of AGENTS los history through Issua of 1l1 Insurace, or pei8ßce d rete serv,
     .such as escow and dolling hinctlons, withut regrd to cause;

 0) Alow, caes, cosets to, OJ otleils axpeøs a che.of ow~1p or a che 0( AGENT otl wiou pr
      wrien aproval or PRINCIPAl.

 h) Falls to remit as detd Il1lhl8 agreenient

 I) Falls to coperale and comply with PRINCIPAL In the performance of qualit assuan reiilews. audits and olhr
     examlnallon of AGENT'S actllts. .

 6. Oblløatlna of AGE following Tenlniitlon. In il event ofterinna for ar re wtoe, al tIeln
 poices in ih possessi of AGEN.            inIng all fors. sha be dellveree by AGENT 10 PRNCIPAL. AGEN shli ao
 fo and pay to PRINCIPAL imediatey all Premiums (inin bul no 1Iila 10 an PÆIl wtlc AGEN haii coßec
 puruant io Polices no yet Issiied), and al other OUtadln inebtess ow by AGEN to PRINCIPAL. Furt, AGEN
 shaf advIse an copete fully 88 dlrte by PRINCIPAl
                                                   in th çomplellon of 81 su undllkll and trcUonl
 inuding but not lim 10 Ibe Procesng 10 comletin. at PRINCIPAL'S sol. dlseUo an dlrø, an pentig or
 acing to the proVisIons or ibis Agreemnt. TermlnaUo shall not dIscarge any l/abliit or oblgall that existed pr
 thereto. .

 7. Assignment Prhibite. This Agmei Md an rihts or inte ari hencer ahal no be trfeed or 8S1g
 by either part. provied. however, lh Ihls Agremet shatl Inure to th beefi of any suc to PRINCIPAl.
 8. Amendm~nts. No amendment of this Agent or øny molfcaUon thereto. whet In Coftic wi lfls Agmeit or



                                                             4                  Aget~ Prlc\p~
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               . -.
         is executed.
         otherwise, shall be valid unless it be In wrig, dated an execled by bolh pBrIe with the same forli 88 ih Agt

         9. Notice My nollCé reed or pemilt 10' be given under Otis Agreement or odse. by eier pa to lÍe ot. shl
         be deemed given if given in wrllg and foiwarded 10 such part by cerifed mal 0( exress deliver at the addresa show
         beow or such other address hereafter d8signaled in wrHlng:

          PRINCIPAL                                                                    AGENT
         LAWYRS TITE INSURANCE CORPORATION                                             PRESTIGE lTE.INC.
         2200 WOODCREST PLACE. SUIT 330                                                230114T1 STEE, SUIT 580
         BIRMINGHAM. AL 35209                                                          GULFPORT, MS 3l1



         1 D. CapUona. The caplons of the paragrphs or     !his Agreement are i/'ertøc for reference and coenience purpies on,
         and they shall not be cled part of this AgreeMértt, and in no way do the defe, limit. or descrbe the scope of thlri
         Agreemnt or the Intent of any provisIons thereof.
         11. Non-Waiver. No failure by PRINCIPAL. tò insist on perornce of any tenn of lhls Agrvent or to 9xørse any ilght,
         pow. or remed caused by            a breech thereof, anå no acceptnc by PRINCIPAL of øn pamen Of renc frAGEN
         during conllnuance of Bny suc breac, shall coslllule a waiver of BUd1 breõl or any suc term. No war of an brch .
         shall   affec or alter UiJs Agreemenl or the rights of PRINCIPAL w1lh repet         10 any oUl th exlsUng or Bubseln.
         12. Severbilit oR InvalIdit. If any court doclare any provisio of 1hls AgrømetllMlld. the remaining provios of the
         Agreemet shall nol be affect ltøreby.
         13. Nam. of PRINCIPAL AGENT shall not use any name. dlllgnatlon, emblem or logo of PRINCIPAL or tl paren or
         affliates. In an wa. exce wi \he express wrlten cosenlof PRINCIPAL and only to the ext of $l OOsel, pr,
         hGW8vi.r, thallellertøad, for. advertsing and display slgni used by AGENT In connøcn with tle bUlIlness of AGENT.
         as contemplated hereunder, may indicate tlat AGENT Is a polley Issulng agen of PRINCIPAL.

         1-1 AGENT ,. an Indip..nden' Con..ctr. AGENT Ii an Indeendent conlt and no an employe of PRINCIPAL and
         shall be solely respsible lor the payment of any federal. stete or loca taes reatfng to Ihe Incoe or compensation of
         AGENT and for copliance with all Isws and regulalons relatin to the busineM of AGENT,
    I.
         Slate of MISSISSIPPI. .
         15. Law to Govem. This Agee shall be goered by and cOstred and enfl In acance wilh thelaw of th


         16, .ArldtrUon. Unless prohibited by appllcblala or regulati, eler PRINCIPAL or AGEN may deR artI
         pursuant 10 the Atflrall Rules of the Amerin Atl1ratlon AssoBlon. Aritble rnlt may lncfude any cotrov or
         claim belwee PRINIPAL Bnd AGENT arislng out of or refattg to !hli Agret. MiltUo puniuant to this Agreeent
         shall be under tha rules In ef.on lle dale the demand for artlttion Is mae. Judgmet up the aw rende by th
         Arbltrats) may be entered In any cort having JlIlcllon theref. .

         17. entir Agr..mint. ThIs Agreenl costitutes an Integrallon of the entn undertanding and agr of the paes.
         Any represntation. wail\, proml", or conditon, wheth WJlten or oral. no specif Incoed herein. shall not be
         bindIng upo any of        the partie hereto, and each part aced thaI in enterng Into this A4ret It he. nol relie on
         any representatiDn. promis. or coditin not specIcally Bet forth herein.




                                                                             5                     Agent~ Princip~




J
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                                    Exhibit B




                     PART -11/
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                . .

                        -                              .~

              LAWYERS TITLE INSURANCE CORPORATION

                                  ADDENDUM NO.1

       Upon net remitnce of $50,000.00 by Agent to lawers Title Insurance
       Corporation within the çalendar year. the percentage commissIon reIned shall
       increase to seventy five percant (75%); retrctive to the first dollar of" tite
       !nsurance premium.




       Dated thi5 15U1 day of May. 2001.




          R~-~
       ArrEST ~                                     PRINCIPAL ~ ~
                                                    BYZ-~~
                                                    AG~NT,.~.
                                                     BY ¿s" r -
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~



          ..
                   ..
                                  -                                                     j          .f




                             LawyelS Title Insurance Corporation
                                            ADDENDUM NUMBER 2
                                                  State of Mls.l.slppl
         THIS ADDENDUM, effectve as of January 1, 2003, amends and moifies tlål certin
         Agency Agreement dated May 15, 2001 (Agreeent"). by and betwn Lawvers T1le
         Insurance Cooration. a Virginia Corpration ("PRINCIPAL"), and Prestige Title, Inc.
         (' AGENr). Except aa expressly set forth herein, all of the tenn, and cx:mdiUons of th
         Agreement remaIn In full force and e"ed. .
        . Paragraph V, (Remittances and Commlnlon) Is hereby amended as follow:
         Far the period of January 1. 2003 through Oecember 31,200, Agent shul retain eight
         perent (80%) of each title insurance policy premium aa commission and remit the
         remainder to Principal together with reort, palldes and endorsements mothly,                   to the
         Natl~i ProcessIng Center.

         With respect to the commlsslon ral. set fort In Paragraph V. tle retention percntae of
         80% shall automatically apply 10 the calendar year Invedlately follo any calendar
         year in which total net remlltces for all Prestige nUe. Inc. ofC8 doing bUlIlnes In
         Mississippi and LouisIana exceeds $160,000.00. In any calendar year in which totl ne
         remittances at said offces ar betwn $100,OO.OO"snd $150,000.00, the commIssion
         retenllon rate for the calenar yea Immediately follong shall be 75%. In any calendr
         year in whIch totl net remitnce of uld offce falls below $100.00.00. th
         commissio retenti rate for ine calendar year Imedlate~ follng shall be 70%.
         MississIppi Ofces                                                loulalana Offc:
         Gulfport, MS (41117) .                                            Metairi. LA (41120)




                                                        Lar.~~
         Jackson. MS (41118)                                               Bato Roue (41121)
         Hattesburg. MS (4111.9)
         Tupelo. MS (41743)



                                                        BY. ....? ;; ~
                                                        Michael E. Riddle, VIce PresidentAra Manaer




                                                                                  .-   -,__..oY~
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                              ~Nl-2
                  ~~~~m..~w~~~ù~n&~
            ~.ml)io ut Prac Tile, lAc., U-"" l, 20.

                nus ADDmIM. ma -l an i.. tii let da ofFcl.2Ø by ID _
            l1ecn LaF- TIIi t1'$\Ple Co . Viralßïa CcnOl i- ita
            Pri1J Of in 1Üdi Vi'Hai bc wJk 4oncl -i Prtt. iJlle
            IFI., uving ;11 'nJIipa Ol In Gu~ Mi,*. hm.. ca - A,.
                                   Wl1lIm:
                  'l for 1~i m coli urLb "cmftCl i-i.11 lD e: ~¡pú ..
            Ag_i by nwtil iieø IOliet li ~)' Aø~ lC cnoi in on Pc I,
            200 lI (01"'_:
            'D ClIe __ wi "Alf' dt bø ùi.. Slol A..b.. II
            Pr,. Tble 01 Ar. l.
            'ir lS t\OMtr 13 TO BnmiC' J\ OFPERVARY i. 205.
                  Ex~ _ ii iø by tb ADEHII.A
            ~ dat Fdi 1. ZOO shaD nmm. in MJ lu an al
                  tN WlS WBF, sa pacs IK ha sipc tb AgeD an

                             . , -i'l~ "'/
            caua _her Mil.. ll he Rfl MrOl
            ATTEST ~ _\ Lawy 'lJ,Ð- ~., ,.:
           ~.:-A '~.L-" BY~ ~~~'~ .,~
           ~.. . . . .I Vi~iccbUieArACMM..ge


        ;~l:~~                               -..




                                                   EXIBIT

                                         . l 13
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                                     " TITLE INSURANCE AGENCY AGREEMENT

   Subje to the terms an conditiO& twl' And 1I0l iJlti:chd -L page 01 adØtlo lerm$ ,¡oft r~tÎOS. ywv T1
   '..wa. Caroorationrf'RINCIPAe). u Pcnnllytania Corpotln and Pfm Titl. Inc. t'AGENT. ogee IJB f~:

   i. .A intm and torrjto. PRINCIPAl. ~poinb AGt;N1 "Ii ag so tot If J'hif) 01 ~W'. on PRINCIPAL "S
   rOllll... .ill illliu'ai~ ~irrnil'm:f115. pucs and enckllM1Aill'l 1)(1 rfml eilalø lul~lCd ii,: Ste of AI_8M8 with tt.
   ex.cetIoR of Mobile and Tusi:øloos CounUø.. "

   II. Tenn. This AQroomeit $hal c;UlIIiI1JC in U force-iú øfBtlinO IflM1Ad bye"het PRINCIPAl or AGENT upo $lir,
   (60) days nollc In writi 10 \h (Ith~i pmt)' Ul SUI:!l otic delgMt /lsrltln Of li nllNW $el forh in thiii agreement.
   ni. . Rate. AGFT stal uúlii:,u to Ihè lil., inaura,u:e ialøs Rsl.1bllt by PRINCIPAL 01 öl p'omul;aed li
   acewlth $late law. Such mtL"5 inii be chage ormoc tmm tlrto time by Ihe PRINCIPAl, cf on th data
  døsigØCl by PRINCIPAL AGENT Shl inke nu 4ud 0( c~gefort/t8 tASrance. or ntl89d selc to which such ni
  are inien to apply, except in aci:danr~ WIh $ueh rutes.

  IV. . Poky ISBulng limit AGENT sn."l1 nllaiiilhc çoSeI of PRINCIPAL pri to laimlng Ilny con1i1monl. po or
  enAØ1t In which PRINCIPAL'S Iiabily 01 ÐXCee $1.00.00.00 lh6pnllC isiiriofimit.
  V. R4l~ end commis.
  (8) AGEN shal rGbIn Ba . ox 0( ea 111i" in8UIUIW polle premim os commiio an remit Uiø ,endø to
      PRINCIPAl i~wr wiU, repts. pcls ard enOiSAments monlhly, ki the Naional Pr~lJio Cønfo at the ad
      spcxio bulw: LandAmerlca Ao Sei:9 Cete
                                                   7911 Naiuiil Turnpike
                                                   P,O. eoJt 35180
                                                   louivti. Kentuky "02~180
  (b) AGET :s11J be \:i1itk.:d ~tJ oommÏlII on lhe amonts c:øi.lt any, Jar exlia-h37ardoos ris iO$roc by PRINCIPAL
  Cc) In anv caSl: whoo th prqMii ini. 0i1h PRINCIPAL den WÍI5tIFall ur n~in:sninco I1Gr døtlr, th
      c;omml6lon iel\n by AGeNT shul be copulO an the- basIS at \h rief amol mmØlnin aft sublr atllnø Ihe ws 0(
      COÎfSUC8 or reursl' fr the prll." 'l" tI lil ÌJsllUf Ì$cQ by AGE. AGENT sli no                          be entS ID ar
      c:rni$$iøu ir i çonu wi rcinsUto or consra r.lAd 10 ~INCIPAL.
  (d) i:he comlRslo sM/ hf nP.labe ror UUc orer direc to AGENT by PJlHCIPAL.

  VI. Inunince coerag. AnENT ll,~1l IIlliiifaili. UC AGE:1' os eXene. Tile 1/lI'C8 Agl'a ErrOfallnd OmhSl
  Insura.IIM: c: for lJil' of till In the mlnum far ~ount of $1.000.00.00 ~ such ron "00 wi sugh
  caie aclø 10 PRll'llAl.. A1 lliu osti of AGCNT. SU pol may conl/l a Iodec1uclibll'daull lI to $10.00.00.

                        Se a'tached tldum lor spel tes ilnd conits, If ii".

                                 See attached Addendum No..1




                                                                                       A!)IlØ'.. .'~ PrtClpal -- -:,-.
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                                                       A"liJilirHI:H Tcrm iJlll Cuiomi
  1. LIition af AGET'S AuChity. Nol.,i1hshi1idill nn) prion hcn'O. AGFNT'S .nulticiily und th Agreflt is
  expeø limited ID th ISSUånce of We insuranr.e canilmønL"" fKilic JUw1 ~nRnIS and Ihl\ ~oolb or                             Premims _
  scl forth liClcln. Willl\l! limilatiuf1. AGENT is not author an shall no purpor to:
  a)         Inc lJ'r obliguicn (l IiDbity an bealf of .lRlNCIPAL olM lh30 a8 lIreasly se forh ri this Agrlsl1l;

  à)

  i;)
         PRINCIPAL; ..
            AdjUlt. pmceM orlakø anyol aclkinwilh rllSfJè(:l IoUlly(;wn'or I~, Oilier nl.'llI0 rater suclnimedilym

            AclWYl of P(ocu on bfllf of PRINCIPAl bu                          AGEN shii indinoti PRICIPAl by telnean
         regMr maM of 1Ii. IlIlM1Ad $eIrAl;

  d)         Engo9C in uny bui;incss in the nae of PRINCIPAL eiccø as spll~ aullDled lieln;

  e)        Ap an SUb-Qgt or aulhrlZ an peson Co IS PRINCIfJ\ 'S ~",8 Instrahcll comitmonts. pc cr
        ~omtlI15:
  f)        Hecei in the nae of PHINClf'Al any liinrf Inr.lldlng (lOW iw 5ft funds; .                                                .-5


  y)        Cooimj( PRINClPAL II) u n5 PRINCIPAL ha dell~lned 10 be lJ c~hadou nsk with app() of
        PRINCIPAl 01 " I~ 1h31 AGFNT IUI\WN 10 be lJal 01 8 diøpul8 tilk;

  h) Commit PRINCIPAl to Insure tiUe to prop In wlfcti AGENT ( cw 3 rnbør of Immed famil, II pii, a ma
        stoer or a memlr ot Uie familychi. iilndMdii, or an enlltycotrle by AGET) lias øn lnleutwllh
      cxpn:ss Millen (;1Sli1l1 by PRINCIPAl alte ruii 'Mtten dlsduru by AG1:HT; .
  i) rlSSUO my CQlmiml pe 0( ~lwIïÇ ii,. ag!t or ov any mater by'ca of m escr depsit
        Indenl agnW!mel,léar Ol etll M bM. '
  2. OllUgafonll 01 AGENT. AUENT &hall:
  a) Be reMponsu fu ih CCllulon oelhø gl' amooof II fee and ch for tile in inre loPGlIc Is .
        by AGEN (hervinuf' ItfIßled "Pminl$-). AGEN r shl not peit UllY ~ Of deuil of lh8 paen or Ptma
        ol(cepl a& eicrey 8111hOl.ed by PRlltIPAL. Upon ~ of Prtwms by AGEN, PRINCIPAl sh be de
        tte owne of the entie amo... thereo ønc AGENT sl-l ho and mølian suctfPremhlml, lI trlo for PRINCIPAl
        slri iii oocJoo wih tho ler of IIlis Ageeen ,
  b) cciplywfll aD requirme esl8lsed by PRINCIPJ\regdll1 sect an eilna ofOO øn tle deco of
        ob¡iørl& or (tÄceliocls tu I¡tlc pr to binding PRINCIPAL uncr any titl GOinlUm.'ft, pol IJ cndrsl8l;


  ç) Kee ull funds. n:ivc by AGENT frofR any sorc Iii Il wi Inl'ons in \f lilt ÍII1I-lß0 poli: or
        PRINCIPAL are to 00 1$00, 10 it r~ ínwril flt ¡i,tioe,lil an ac S8le from AGENT'1n
        acooniS and desrW as an -Mc.OW nr'"t fuAd&" ~unt. MØ dli sur 1undli ont to'h pufOl
        wh th saewue enlrls. AGEN'f aiAdge that all siid fimfø coule trd ri.i an AGIË agre IJ
        al suc r..cJ imd ac shall be mBiitw and docllmønti lo ßCdanæ wih 811 requIrements an guiea81
        cstib!iK.'C by PRINCIPAl

  dl Immecte~ for to AAINCIPAl ~ IlXprMf& Of ovnlg deUvl!. al c: orde~Ilß of mykln orMlu iB
        by AGENT wi respe tD 1la busess of PRNc:PI\ M' ., r.nalloo wi an of Ute Ilte muranæ paric of
        .PRINCIPAt.. irii.udinu, wlllllKt Nniitotiw. l1l1lcga PJoiøsll dlrecBC10 PRINCIP,6 and iccc by AGEN:

                                                                                                                     0.-:"
                                                                                                       ..~ '_. -C-.
                                                                                                   Jicntn-':"-Prncípa_ .
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  c) Subj(-cl uf 1);,IJ;,lgró11 3(c) uf Ihi: Agrcclt.'"t. niaintain l1nd cacfully pu.-sive fil( 4l11militl uliiJl '"105 lllil1 5uv year
      folloWin tem\in8I1òl\ 01 lIiilil\grP."O&Ol. in ~ O\iiflllt ai\il (11I1I11)(P.M.fihe or aproved by tJRUlCIPAL. all ter.oc18.I)Os,



      lime; .
      tiooks of accunl fil. dOClJlßcnls. eorcsponøcnco. bank recods. lillc cvidcf\:ll .nICIIn;illili¡l (if tl kiAd91r any ww
      ri:l¡t1inU to ih actlvifll ..1 I\ENT limie tJiiR At)fElflllll ot In Ihø PoIs Issuø by AGE:NT (hBftmifte tLmic
      "Oocmetabo') ard mae 811 Domentati avla fu iospecbOn and cX¡,lIinulÏC by fflNCPAl man røa8Q

   I) upo ite requÐst of PRINCIPAL. provide rCênab1 BSSIBMni in the dch:lllc ~ ¡..IV çln Û1 liijçh PRlt.tPAl.1s
      invni:;
   9) COuct or parcipate in any scnlOOonls and closgs of trtions ir whic titl ilSUfUllCU po CJ PRlNCIPAlare to
      be b$lcd iii uctliç with prudent pi ai.Ït. rt.'aÍ'ClIIC1b C5~5h.."U by PRINCIPJ\ th Inictns 0111'" PUiti tv
      1lJ nnd gøftrnmMtal rP.l1allol'pltiB theto

   III CoinlJly wl all ï'Pllr.llbl Ri:lutft. AilM aM rftglJlaUo. lnc lIcesing. rof1ng '0 Ihu coct or AGENT'S
       blisin:
   .i. Kee a sepaate fi fo each tile Insi.ce 0f plaed with AGENT whidi fies shal cOntu1 ala rrimum co 01 Ui
       commitm to insure. poicy or ¡.olicic uI ,¡iic irrm HAd CJliduel1ens 1I.l$iM. a~ c;le 01 aI dOenls
       incObut !'ol lJmitei 10 '111e I.&pls, oo"l(JOO. $liiyey, aff~lS"lindiuner aproal, 8Id il like \Nlcwe relie
       u¡) by AGENT 10 L'I1I8 Ihø comitent anor poiq fi pol1d;

   ;) \("t"P It puii.;y regl~ in ~ loii-m appiCJ by. PRINCIPAl ellOng th t1IsSlIo of all poicie ..d prened fos.
       ptolA by ,PRINCIPAl to AGENT in GOne\c wl bUiness coduct pliw 10 Uw. AoO£;
   k) ProVie PRINCIPAl. Mnl.ly of li(1n téqlJetll. wliicl&vt 1$ mora tr~t. wi finacil støme sø1ll1f. 10
       PffNCIPl\l;
   I) Coute lull)' with PRINGIPJ\l In ih iw1otmtli: of qli.;i Mfl.ånce nwew, auits an ot wcøt of
       AGEHT"S acBA. Althgh AGl:N l c:anll UN AGE:Nf'S es bu\linU5!\ b bt ti 5C oJ Uie lI(.
       rflshl çroaed by Ihls Agcaor AGENT BgA:S to permit PRNC1PI\. 10 aud and axnmln al IlnaJa en
       buøine r\'Cd8 mlatng to iVIV .."Srowbu5InCJ~ wndude by AGa.T ai any reaons_li CI tm duelOPrnis
       Iciìllll1lle ciOfn$ abl ~'i Prolenaileler IIbl an tll ~sinC9 pocy IIl Gctc by AGENT do
        seilI PRINCIPAL OS audit and ei~ rlgtt SUMv \eøt of Iltis AQèUnol.

    m) PRfNCIPI\ ah8 Mv lh~ to e)Camlll an repm4all lfocta at Agcntrda to li bwin lJ by
        this A9-i at miy time dOO busins hors. I""th OY~"fJt Itlli$ to Pfrm PRNCIPAL to çrud suc M
        ~xaÐli Of" ony øthcrwu fais to QXuo wilt PRJ1PAL'S llllort &0 c:ct -i an 8l-i, PralhølJ
        tlia eight to åniiadialf. IAtmln8 Ihll AgAßmø, the rll to se &quIIsti l1odlc.lnciudiii inji-ctvo rolio an the
        apintme of B recø. an ÅGEtH shel no asuf thaI PRNCIPAL olherwi$ po&8eran adlale r8ßal law.
        Th right. of PRlNClPAL iilwl !nnl~ \(:rmiiu!i'i of Uils ~mon1.
    3. Ac. rølrng prIe wrllø conMnt of PRNCIPAL. AGENT shlI no witou th eJlpr wrtten CQMllot of
        PRINcIPAL:

    a) Percipa -i ony liligati orut vcywhldils dclrimc:nltllo iiie Interests at PRINCIPAL

    b) compl or al forms fumlsh by PRINCIPAl exct purUlnUo ii~IIUI(Q6 prOlnlilged by' PRINCIPAl

    ç) UtJi.f PRINCIPAL'S lami, lOf trnsior!l nollnolvlng UilM of PRINCIPAL'S POILC:
    d) Ohi of a sulnlaftial por of AGENT iis!i wh woul 00 necMtl:U tar AGENT 10 fultllt$ duts:

    e) Des1roy MY recr~. bnokR, bOkl of aciRt. filM lanyty at mSClIal. doents. corence. ba f8Cidii. ti1A
         llVkI. and materls of an kiis 11\ åny wå relati 10 rh scli of AGENT lWldur this Agen or to the Pol
         issud by AGEN ("mofotln; wi firsl offng such clowni"nl3lkli tf) PRINCIPAL ,
    ii llSllft an ccmUmAlt, 'pol or Ðl1dOfliamønt whlr.l I~iire aaa1nsl or ovÐr any matr by roason Öf un t.'$ÇlOW desil.
         indciníty srircccnt. letter of r.di1. nr tiortf:

                                                                                             Agnt~--rl."~- . -'--
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:




                  , ..
      !.) C.IIlU iiil l'RINCI!J & to IIsure liiir lo IJrrPI~ In wll AGENT ( i,. It tni~rnbcr 01 AGENrS mme~ fomity, "1)\lIlri. a
           mAjor slorkl'p.i CI ¡i member of !h 'am ly 0' S iiçh un jpdjyK1ua. 01 BI enUl r.trol~11J AGi:N I) lins n', intereAt;
      h) Commit PRINCIPAL 10 uli PRINCIPAl. flus dol-ilned to bit aii l1icm hiVlWdous risl( or a rlllwlii AGI:TII'1 to
            be bólROO an a t:illPlJd lido: '
      4. Liaility of AGENT. AGIoN i shall bt li.tl)lu 10 PRINClfoAL tot. aM hfooy ,aj' ~ lu indemnif PRINCIPAL aginst. ii
      IOS$. rosl (I &iq'lISC. indudrig attor.' f~s ..ill (Xls of lilat. SlJtnii- Cl il'AJllod by PRINCIPAL und brmig fri'
      th Ir8Ud. neligt; or riiiscoiiducl of AGeNT. Of ,my iJlCIl. scNsnl orempioe 01 AGENT. whcth Of no su Ion. oo
      01 expense shBl rltRult 'rom aiiy PoliL") Í8ed by AGENT.

      5. Terminatin. Th AtJlWfUl" mO) be tør by PRINCIPAllimcciaJe If no In lMilltu AGIiTi AG:

      u) Cummita 8 breach of.any lfl. r.oun or reposenla oontalnCl In Ihis AmouRlcul:

      b) I:rclsN, or at18mpt$lu ei'I. Elny aulhy In conlli \Nh 1tis Awoønl:
      e) caias any.oc of frwdor miso or ~ insuM or l AGØl or il pi~..otrfOrWpør 01 AßEN Is
           Jndldd or coed of a fely IX if AßENT or 8 pr~ tliO 1) pl..,of AGEl Tis 8n ~1I-l an hIl hi or
           hor licnse to praclk law suøpøll. Is dlsbi. or vontari $lirAllllrs l1 or her Iico to practke iaw:
      d) Fil or      ha file agaisl it u petiio in baiiluuptcy or a l'''liion or pleaing iiee Or acqullN In any r~anlo or
           diof of AGI:I' or Ih" appoinlnict of Ð rccoÍl. tree, oi'lirluicllJI\l for AGErl. .
      9) Cees doing b~lØRlj. (01 wl,ui~~ ra_DR, 88 a II IMUanç llll:

      f) .Causes unfBvorle~ ftiipeAllC l~ PRfNCIPAL by.it Insurnc comilniell$. puncics ø1 enDrSømta l8ad
           by AGE/'. or by rBui of AGENTS lM-i IiiiifO thrc ¡'lJusnc of ll Irslir8rn, or pefor/l1 uf reB1 seilæ.
           suc alS escow::Ml c.ii fUoooFlI. wt reod kl Gase;
      gl Allows, caus, çonls tø. Of ol6($uoxpCG a chnge 01 oY fW a chng or AGET o1 wlut pil
           willi",i l.Pl.ll"uwl ur PRINCIPAl.

      ti ... 10 .emit aR clinl$1 i i lit'" uqen

           CJmlnuÏ0 oi AGENrS açlM. .
      j) F~ls to oopeatø and r.cpt will PRINCIPAL in \he pø 01 qi.llt asance re, eudl an oller


      6. Obll.lions oJ AGT fOCowlng Tennnalion. In Ile ev of l8rmlMon fil anynl8son whulsou. aJti k'suta
      poiclelMhe p(li of AGEI'.., InçudTng i'll rom'5, sla1 be deliv by AGENTto PRINCIPAL AGENhh8 øc
      fo and pay to PRINCIPAL in"IM:díatcly II PiemlUma (Inuding bu flrt (iTitud tv ony Prms Whlc AGEN ha Coite
      pusuil to PoIs no ye I9IBd). ar al olwr GUgindllei8l ow                        by AQENT 10 ~.iAL. Fii. AG
      s.al .wilie and ~ My as dlreclød ~ PRNCIPAl -i 1f8 ciplet of all su i.1i anll1ns
      lnldlng bu not Umled Iv Ihe pr'SØ1 to compll1nB, lit I'RJNCJPAlS soo dledo and di an pMno ~
      acrdg to Ile prvl at th AwUI.'nlonl Temilnall shall. not .dllrge any liuit or obl th eiste pr
      QlCrc.
      7. AlSgnnwt ProhIbied. I lils Ageemenl..1d an ii or in ar heau isl nubc 1rQ' eagn.
      by Ø1lh part, proid. hower, llallh I\reeoot $hlil im.rc to lh befi of any SU fo PRIIPAL
      8. AndmntA. No ninoodmcl of thi Ageet or 3ly inO\ lhcnilo, whlhØf ~ conlllc with U_l$ AgmøMt or
      othørw, shal be willd unlAS$ it 1M in wrill. ds and exec bV wIll pwtie witlillio urn folt æll AgmeUs
      eiiucted.
      9. Nøic Ñly nolio rcqirøå or pern1ß Iii i) gitf under 1h Agrel nr OtlørwlS. by elti INto 1h ot. sh
      be dfd gIftl if iiil/un iii wrting arid fode it\ !ôiich pa by ceifi mllll or flxpi;!; deiiy at ih adOls lll
       PRNCIPAl AGENl
      belo (X suc other add(f\il IK.-rll doslgnate In wrlling:


                                                                                        . .~
                                                                                       ~)Ol~ Pliilfl1ii-.....:
Case 09-32672          Doc 12-5         Filed 09/15/09 Entered 09/15/09 20:37:07                           Desc Exhibit
                                           B part III Page 9 of 20




  L;~ 111.. Inaw. cCIlø                                     Mr. sto R. CIU E..q.
  izll WOdu-l l'c.. Soit 330                               f'gt nii.. 1n.
  BirlAL ~ZGl                                               no1 ,   4t Sii, Sli 40
                                                           lkfl .. i91
  10. CapfIOM. Thß caplloßõt IhA P.'V&(3phS ot this AglHflnt am lnB8ted fot røJanmcø and coveiøoe purpo on,
  and lhey sh not be dfemød parts of lhii Agnt. an ii 00 way do !h deoo. Jimit. ci dce tho sc ollhia
  Agaeant or th inlen of an prov thereof.
  11. Non-aiver. Hf) i..-liire by PRINCIPAL 10 Iniilsl on JlCl:lr: of sny tem of this AQ/lmet or to exere ØI rll-,
  pOW4.:r. Ol rumP. &.'lISed by ;\ bfA;lm lheol. Bnd 00 aa.etaoc.f by P~INCIPAL of any p88ft or remite from AGENl
  during oolil1i:væ al any &lCh bnach. shall (;Oltie a WBr of su.å' brcu of Ulty such tu. No WU uf un breac
  llaU affec ci alter thii Ageement Of üi iights of PRINCIPAL with rçsix"Cl 10 iJ'Y öltAr IhM eiciRtlng or lIubseuenl bRY.iI.

  12. SevenlUty on Invalllllf. If any wurl il."C¡trU$ iWlY prQV ur Ihii AgrMI'lRIt Il1ld, Ihe rBlnlng pml8 ollhe
  Agreemo sooii (lOt be ii/cc,.'d lli:rcb.
  13. Nøm. of PRNCIPAL AGFNT Rho" nnllM an namll, rlAlllon3t, ftmblem or log d PRNCIPAL or it pw or
  uflília~, in 3/lwAy.lllCr.fsM wilh 1M eiipmM wr coset of PRINCIPAl an on 10 ll cXlnt ohuo eot. PJvid,
  hOer. that løllørh, foms. adllrtis an disply si U5 by AGENT in ciol'nee wll lh btisi Of AGEnT. as
  ooemst here. ma indiilc thl AGENT IS u puk.'Y issuinG agoo OC PRJNCIPAL

  14. AGEN Is an Indaenl Cotntor. AGEN is 00 1ridpcndel i;lrai;or and noan ømploy cl PRINCIPAL and
  $hl be sole Jesposil: for li payment ur .WIV federul.. sliJ UJ io fUM (øltl tc \he Inco cr copesati CJ
  AG6NT and rer compliDllcu wilh .,lllt~ and léQlilatlol tP. 10 lh huln of AGi;NT.

  15. La to Goet. . This !\aeeni 9h1l be goer by 8Id coatrod ood cnforcl.!d iti ooduno WiUi the Iowa of lhe.
     SI.11t oJ ~i~ma-
  16. Arh'aUon. UIM~ plohibiAd by aflfllcle LII l) r8fulalo, el ~RINCIPAl or AGENT mo doiuncl _lJ",at
  purViI ii) Il. Arhltrln Rl of lM Amn Aritrall Aslalìn. Ai 1f1d\U/$ 11\1) lnud an r.olJvi or
  Claim bet f'RlNCIPAL and AGENT l1Ï5ll1n ou ur ui.n:llttinO to tlillJ A(i-l Aill pursulo Uils Agrøcl
  sh81 be i-dC lhc Nil iii uff on It iu da &h divnd tor artraUo" mad. Judgmc upo th uw /~ by Il
  At\ors) mßY be f.tMK '" any ('.turt having jurbic itrøo.

  17. EntiJ1 AgAlmenl. Th I\gmeen conililu fin Inteti oflhc crliiu uiidsllllng and ag~of th pllcs.
      ~\y '$p~:\00, waly. pris or cond. whther wñ~l Uf oral,oot t;1l Ini;rp heJ". sh8lnu
      tw t)ini~ lipa snr of th pa hc'f. Md c...d1 por ilenowlP.es ih In eng Int this Ageet it ho ,~
      reie im any.rcpnsc\1tUull. promis. 0( CMIU no isJtIly sø for hOlm
  IN 'MNESS WHBlOF. PRNCIPAL and AGÇNT hGW OXCCtO lhis A¡IlI)Il ih ..dayof Fitaly. ZO .


                                                                         ""~-" - ~
                          '.
  ATTST
       :; .
                        if"
                  .: .' ".) . / i
                ... ~./?i~
                                                                         .." ~~ ."l.
                                                           lAa Tleln5iinceGo1'tlon

                                                                         -.~
                                                           RY E./.(~Ptcs\ un
                                                           Uk:Ml RIe, \l
                                                            Ar6l Ag Ma~i~
  A!JST .                                                                      ./"/ /7
                                                           Pr~ueTltf.. ~'~"""':'~ ~? ........ . ' .

  /~ ~-q.C                                                      .. ,. .....
                                                           BY .H;.."... - ..,.~
  ATTEST
                                                            BY




                                                                                     Agen1~-PnncipBl. :~Z." _--
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                              B part III Page 10 of 20
Case 09-32672                   Doc 12-5   Filed 09/15/09 Entered 09/15/09 20:37:07                  Desc Exhibit
                                              B part III Page 11 of 20




                                                      .
                                                                                                      JACK D. LADD
    DENISE VOIGT CRAWFORD
   SECURITIES COMMISSIONER                                                                             CHIRMAN

                                                                                                  BRYAN K. BROWN
        JOHN R. MORGAN                                                                               MEMBER
DEPUTY SECURITJESCOMMISSIONER
                                                                                                BETH ANN BLACKWOOD
                                                                                                      MEMBER
       Mail: P.O. BOX 13167
    AUSTIN. TEXAS '1711-3167
                                           ~txaß S tate ~eturítíeß jloarb                         WILUA R SMIT
                                                                                                       MEMBER
                                                    2QS E. 10 Strt !l Ftoor
      Phonll: (512) 305-8300                        Auslin. Texas 78701-2t07                     EDWARD ESCUDERO
     Facsimlll:(512) 305-8310                          ww.ssb.slala.lx.us                            MEMBER




         IN THE MATTER OF §
         PROVIDENT CAPITAL INDEMNITY, L TO; §
         HAROLD MARIDON; MINOR VARGAS CALVO; §
         DAVID AGUILAR; SECURE GROWTH LLC; § Order No. ENF-08-CDO-1647
         ROBERT P. MCGANN; PATRICIA                JANICK; §
         HAUSCHILD & KLEIN AND DANIEL KLEIN §


         TO:        Provident Capital Indemnity, Ltd.               Harold Maridon
                    Dessarrollos Comerciales Ronim, S.A.            Dessarrollos Comerciales Ronim, SA
                    San Rafael-Heredia, Costa Rica                  San Rafael-Heredia, Costa Rica
                    and                                             and
                    P. a.Boxes 189-2000and 2000                     P. a.Boxes 189-2000and 2000
                    San Jose, Costa Rica                            San Jose, Costa Rica
                    and.                                            and
                   C/CMichael Bruney                                C/CMichael Bruney
                   Virgin Lane 12                                   Virgin Lane 12
                    Roseau, St. George                              Roseau, St. George
                    Dominica                                        Dominica

                   Minor Vargas Calvo                               David Aguilar
                   Dessarrollos Comerciales Ronim, S.A.             Dessarrollos Comerciales Ronim, SA
                   San Rafael-Heredia, Costa Rica                   San Rafael-Heredia, Costa Rica
                   and                                              and
                   P. a.Boxes 189-2000and 2000                      P. a.Boxes 189-2000    and 2000
                   San Jose, Costa Rica                             San Jose, Costa Rica
                   and.                                             and
                   C/OVichael Bruney                                C/OIichael Bruney
                   Virgin Lane 12                                  Virgin Lane 12
                   Roseau, St. George                               Roseau, Sl. George
                   Dominica                                         Dominica

                   Secure Growth LLC                               Robert P. McGann
                   930 S. Bell Boulevard,Suite 204                 930 S. Bell Boulevard. Suite 204
                   Cedar Park, Texas 78613                         Cedar Park, Texas 78613




                                                                                                           EXHIBIT C
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                                                B part III Page 12 of 20




               Patricia Janick                                       Hauschild & Klein
               930 S. Bell Boulevard, Suite 204                      2111 Mid Lane #A5
               Cedar Park, Texas 78613                               Houston. Texas 77027

               Daniel Klein
               2111 Mid Lane #A5
               Houston, Texas 77027

                                     EMERGENCY CEASE AND DESIST ORDER

            This is your OFFICIAL NOTICE of the issuance by the Securities Commissioner
     of the State of Texas ("Securities Commissionet') of an EMERGENCY CEASE AND
     DESIST ORDER pursuant to Section 23-2 of The Securities Act. TEX. REV. CIV. STAT.
                                                              Securities
     ANN. art. 581-1 et seq. (Vernon 1964 & Supp. 2007) ("Texas
                                                                         Act").

               The Staff of the Enforcement Division ("the Staff) of the Texas State Securities
     Board (lithe Securites Board") has presented evidence sufdent for the Securities
     Commissionerto find that:

                                                          FINDINGS OF FACT

     1. Provident Capital Indemnity, Ltd ("Respondent PCI") maintains last known
               addresses at Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa
                Rica and P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and
                Respondent PCcan be contacted c/o Michael Bruney, Virgin Lane 12, Roseau,
                S1. George, Dominica.

     2. Harold Maridon ("Respondent Maridon") maintains last known addresses at
                Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa Rica and
                P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Maridon
                can be contacted c/o Michael Bruney, Virgin Lane 12. Roseau, S1. George,
                Dominica.

     3. Minor Vargas Calvo ("Respondent Calvo") maintains last known addresses at
                Dessarrollos Comerciales Ronim, S,A., San Rafael-Heredia, Costa Rica and
                P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Calvo
                can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau, S1. George,
                Dominica.

     4. David Aguilar ("Respondent Aguilar") maintains last known addresses at
                Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa Rica and
                P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Calvo
                can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau, St. George,
                Dominica.

     5. Secure Growth LLC C'Respondent SGL") maintains a last known address at 930
                S. Bell Boulevard, Suite 204, Cedar Park, Texas 78613.


     Emergency Cease and Desist Order/Provident Capital            Indemnity, Ltd., et al.Page 2
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                                               B part III Page 13 of 20




     6. Robert P. McGann ("Respondent McGann") maintains a last known address at
             930 S. Bell Boulevard. Suite                204, Cedar Park, Texas 78613.

     7. Patricia Janick ("Respondent Janick") maintains a last known address at 930 S.
             Bell Boulevard, Suite 204, Cedar Park, Texas 78613.

     8. Hauschild & Klein ("Respondent H & K") maintains a last known address at 2111
             Mid Lane #A5, Houston, Texas 77027.

     9. Daniel Klein ("Respondent Klein") maintains a last known address at 2111 Mid
             Lane #A5, Houston, Texas 77027.

     10. Respondents are offering bonded life contracts, also referred to as line of credit
           promissory notes with security agreements, and bonds in Texas. Respondents
           represent that these investments wil return 15% per annum for a term of four to
           seven years. The bonded life contracts are purportedly secured by a bond
             issued through Respondent PCI.

     11. The bonded life contracts and bonds have not been registered by qualification,
           notification or coordination and no permit has been granted for their sale in
             Texas.

     12. Respondents PCI, Maridon, Calvo. SGl, McGann, and Janick have not been
             registered with the Securities Commissioner as dealers or agents at any time
             material hereto.

     13. In connection with the offer for sale of the above-described bonded life contracts
             and bonds. Respondents PCI and Maridonare intentionally                  failng to disclose the
             following material facts:

             a. That Respondent Maridon was convicted of conspiracy to commit mail and
                       wire fraud in United States of America v. Harold Maridon, Cause No.
                       8:97CR-149-1; and

             b. That the State of Florida obtained a receivership. injunction and other
                       relief against Respondent PCI in State of Florida v. Provident Caoital
                       Indemnitv, Case Number 934923, in the Second Judicial Circuit for leon
                       County, Florida, based in part upon findings that Respondent PCI
                       unlawfully engaged in insurance in Florida, and that a warrant was issued
                       for Respondent Maridon's arrest in connection therewith.

     14. In connection with the offer for sale of the above-described bonded life contracts
             and bonds, Respondents PCI, Maridon, Calvo and Aguilar                 are intentionally    failing
             to disclose the material fact that on November 6, 2006. Respondent PCI was
             ordered by the Texas Department of Insurance in Order # 06-1154 to cease and
             desist engaging in the unauthorized business of insurance in Texas in connection
            with its issuance of bonds secunng contracts similar to those now offered by
             Respondents.
     Emergency Cease and Desist Order/Provident Capital Indemnity, Ltd., et al.Page 3
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                                      B part III Page 14 of 20




     15. In connection with the offer for sale of the above-described bonded life contracts
            and bonds, Respondents are intentionally failing to disclose the following material
            facts:

            a. Information regarding the names. background and experience of the
                     offcers and directors of Respondent SGL;

            b. Information regarding the operating history of Respondent SGL and its
                     background and experience in offering such investments; and

            c. The assets and liabilties of Respondent SGL.

     16. In connection with the offer for sale of the above-described bonded life contracts
            and bonds, Respondents represent that Respondent PCI received a 5A rating by
            Dunn & Bradstreet; that Respondent Maridon is the company underwriter; and
            that Respondents are offering an "AA rated corporate bond," which are
            materially misleading or otherwise likely to deceive the public in light of the above
            alleged undisclosed facts.
                                        CONCLUSIONS OF LAW

     1. The above-described bonded life contracts and bonds are "securites" as that
            term is defined by Section 4.A of the Texas Securities Act.

     2. Respondents are violating Section 7 of the Texas Securities Act by offering
            securities for sale in Texas at a time when the securities are not registered with
            the Securities Commissioner.

     3, Respondents PCI, Maridon, Calvo, SGL, McGann and Janick are violating
            Section 12 of the Texas Securities Act by offering securities for sale in Texas
            without being registered pursuant to the provisions of Section 12 of the Texas
            Securities Act.


     4. Respondents are engaging in fraud in connection with the offer for sale of
           securities.

     5. Respondents have made an offer containing a statement that is materially
            misleading or otherwise likely to deceive the public.

     6. Respondents' conduct, acts, and practices threaten immediate and irreparable
            public hann.

     7. The foregoing violations constitute bases for the issuance of an Emergency
            Cease and Desist Order pursuant to Section 23-2 of the Texas Securities Act.




     Emergency Cease and Desist Order/Provident CapltallndemniLy, Ud., at al.Page 4
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                                                 B part III Page 15 of 20




                                                                   ORDeR
     1. It is therefore ORDERED that Respondents immediately CEASE AND DESIST
               from offering for sale any security in Texas until the security is registered with the
               Securities Commissioner or is offered for sale pursuant to an exemption from
               registration under the Texas Securities Act.

     2. It is further ORDERED that Respondents PCI, Maridon, Calvo, SGL, McGann
               and Janick immediately CEASE AND DESIST from acting as securities dealers
               or agents in Texas unti Respondents are registered with the Securities
               Commissioner or are acting pursuant to an exemption from registration under the
               Texas Securities Act.

     3. It is further ORDERED that Respondents immediately CEASE AND DESIST from
               engaging in any fraud in connection with the offer for sale of any security in
               Texas.

     4. It is further ORDERED that Respondents.immediately CEASE AND DESIST from
               offering securities in Texas through an offer containing a statement that is
               materIally misleading or otherwse likely to deceive the public.

                                                                  NOTICE

           Pursuant to Section 23-2 of the Texas Securities Act, you may request a hearing
     before the 31st day after the date you were served with this Order. The request for a
     hearing must be in writing, directed to the Securities Commissioner, and state the
     grounds for the request to set aside or modify the Order. Failure to request a hearing
     wil result in the Order becoming final and non-appealable.

               You are advised under Section 29.0 of the Texas Securities Act that any
     knowing violation of an order issued by the Securities Commissioner under the
     authority of Section 23-2 of the Texas Securites Act is a criminal offense punishable by
     a fine of not more than $5,000, or imprisonment in the penitentiary                            for not more than two
     years, or by both such fine and impnsonment.


                                                                                                           11+1t
     ~ SIGNED AND ENTERED by
     ..~W17 ,2008. the Securities Commissioner this day of

                                                                             ~~ 0:b
                                                                             DENISE VOIGT~RAWFORD
                                                                             Securities Commissioner




     Emergency Cease and Desist Order/Provident Capital                    Indemnity, Ltd.. at al.Page 5
Case 09-32672   Doc 12-5   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                              B part III Page 16 of 20
                                                           Physician's Trust LLC


                                                                      l
                                                    Blue Dymond Capital Group LLC
                                                                                                                                                   Case 09-32672




                                              /' (Limited Partner)
               A&O Life Funds Management lLC
                        . (General Partner)
                                                  --
                                                                                                                                                   Doc 12-5




    Ufe Fund 5.1 Management LLC
         (Managing Member)                                                     A&O life Fund Management
                                                                                  (Managing Member)       Houston Tanglewood
                           A&O Bonded Ufe Assets Management LLC l' l                                         Partners LLC
                                      (Managing Member) A&O Bonded LIfe Settlements LLC
                                                                          (Managing Memeber)
                                                                                                                                  B part III Page 17 of 20




                                                       (Managing Member)
     Ufe Fund 5.1 LLC
                                       . l Life Fund 5.2 Management LLC I A&O Ufe Fund LLC
                                  A&O Bonded Life Assets LLC l
                                                                       A&O Bonded Settlements LLC



                                                           Life Fund 5.2 LLC
                                                                                                                               Filed 09/15/09 Entered 09/15/09 20:37:07




     Legend
m
~ II Controllng Entity
-
m Managing Members (no Assets)
-l
                                                                                                                                                   Desc Exhibit




C I The Seven lLCs
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                              B part III Page 18 of 20
Case 09-32672      Doc 12-5    Filed 09/15/09 Entered 09/15/09 20:37:07           Desc Exhibit
                                  B part III Page 19 of 20




                  SHEPHERD CAPITAL MANAGEMENT, LLC
                                    5555 West Lop South,
                                    Houston, Texas 77401
                                 (713) 662-9191 (Telephone)
                                     (713) 662-0104 (Fax)


                                          Jwie 10, 2009

   Physicians Tru LLC
   Edth 8olomim Buidi
   P. Q" Box 636
   Chalesown Nevis
   Wes Ines

            Re: Mamet Agrent by an ben Sheherd Capital Maement and
                  Physioian Trut LLC and Afliaæ Compa~ Date Janua 30, 2008; an
                  Serce Agreeent been Shepher Capita Manement Grup LLC1 Rusell
                  E. Makert an Physicia Trut LLC an Afated Compaes, Date Aprl lS.
                 2008
  Genemen:
            Sheher Capita Maagement, LL/Shepher Maement Group LLC (jointly refered
  to her as "Shepherd Capita'") have ben servg as counter pares to th above-referenced
  Magement Agrent and Seces Agreeent Ooin refer to herafr as '~e subject
  agts") relative to the day-toy opeons of the A&O Funds. described in the subjec
  ageeents. Over the pat seeral month may developnts have occured relative 10 th
  A&O F\ds about whch Shepherd Capita would like to make you aware.
         Speifcally, before Saepherd Capita took over the day-to-day m.ement of the ActO
  Fun, · an a¡ent ha be ma by our preecssor with Pr Title in Biloxi,
  Misssippi to hold ce A&O money which wa beng us to pay life ince priwns on
  th repeve policics owned by th A&O Fu. as well as related opeAtmg eKen In eay
  Ma~ 200, Shephe CaIta was :ft ad tht a ba holdi the Prstige Titl ft ha
  interplea suc fu into th Registr of a state cour in Biloxi, Missippi an. as a ret, such
  fus were "frozen.' and not available for the day-today magement or opeons of the A&O
  Fwids. Shorty therear we lea tht Lawyers Tille Compay in Miissippi ha also fied a
  se sui in Fedra Comt in Bilox, Missisippi to ft al as of Prge TItle,
 includ the A&O Funds. As a relt of the roregoin suts Shepherd Capita"s aoss to the
 Prstg.e Title A&O Fuds to mae an operat the A&O Fun on a day-to-day bais wa
 blocked,

        In the meanme. an in order to mage an operate the A&Q Funds. Shcphi;d Capita
 seur loan to pay cert pnmum as they bee due. Shed Capita ha also be
 sekig oth ways to rase caita to presere -the various policies for the befit of investrs.




                                                                                  EXHIBIT E
      Case 09-32672          Doc 12-5   Filed 09/15/09 Entered 09/15/09 20:37:07          Desc Exhibit
                                           B part III Page 20 of 20



           Physicias Tro LLC
           Juno i O. 2009
           Pag 2

                   Such effort have to da be only somewhat succesf. In the short te we anticipate
           fidi more an more diffculties with rasi the necessa fus to kee the repeve
           poJi,?ies alve.
                Accrdgly. I recetly rerea the Shephed Maement Agrment an Serces
           Agrnt. Thin it is not pedectly clear th Shepher Capita ha autority to borrow
          mone, sell policies or tae other action in order to rase capita to protect the inteests of the
          varous invesrs althoug I believe th such autority is imlied.
                  Bas on th foregoing. and in the bet inteess of the A&O Fun and the investors,
          Shepherd Caita inten to tae aU stps ne, both leg an fiia. to prote the
          inVeslS an value of the fu.

                  Should you have any questons or comment, pleae do not hesitate to ca.


                                                    Your very tny,

                                                                            MAAGEMET, LLC
                                                                                   GEMT




         RBM:jmf
         Enclos




RM~"iS$mjy.J
Case 09-32672   Doc 12-6   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                              B part IV Page 1 of 50




                                    Exhibit B




                      PART EC
,-'        Case 09-32672                   Doc 12-6            Filed 09/15/09 Entered 09/15/09 20:37:07                                 Desc Exhibit
                                                                  B part IV Page 2 of 50
          2120   - Served                              2121 - Served
          2220   - Not Served                          2221 - Not Served
          2320   - Served By Mail                      2321 - Served By .tail
          2420   - Served By Publication               2421 - Served By ~blication
         SUMMONS                                       ALIAS - SUMMONS
                                                                                                                                        (8/01108) CCG NOOI
                                                 IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                                          COUNTY DEPARTMENT, CHANCERY DIVISION


                                                                                                                                                1
         SHEPHERD CAPITAL MANAGEMENT, LLC
                                                                                                              Seive:
                                                                          (Name all parties)                  A&O Life Funds, LP
                                            v.
                                                                                                              c/o Business Filings me,
                                                                                                              600 S. 2nd Street, Suite 103
         A&O LIFE FUNDS, LP, an Illinois Limited Partership and PHYSICIANS TRUST, UC                          Springfield, Ilinois 62704

                                                                                  SUMMONS
        To each Defendant:
                 YOU ARE SUMMONED and required to fie an answer to the complaint in tllis case, a copy of which Is
        hereto attached, or otherwise fie YOOl' appearance, and pay the required fee, in the Offce of

       following locatìon:                                                                                               the Clerk of      this COiirt at the

                 ø     Richard J. Daley Center, 50 W. Washington, Room                         802          , Chicago, Illnois 60602
                 0     District 2 - Skokie
                       5600 Old Oi'chard Rd.
                                                               D       District 3 - Rollng Meadows
                                                                                                            0   District 4 - Maywood
                                                                       2121 Euclid                              1500 Maybrook
                       Sltol(ie,IL 60077                               Rollng Meadows, IL 60008
                                                                                                                                    Ave.
                                                                                                                Maywood, IL 60153
                0      District 5 - Bridgeview
                       10220 S. 76th Ave.
                                                               CJ District 6 - Markham                      D   Child Support
                                                                  Hj501 S. Kedzie Pkwy.                         28 North Clark St., Room 200
                       Bridgeview, IL 60455                            naarkhani, IL 60426                      Chicago, ilinois 60602
       You must file within 36 days aftei' service of this Summons, not counting the day of service.
       IF YOU FAIL TO DO SO, A JUDGMENT BY DEFAULT MAYBE ENTERED AGAINST YOU FOR THE RELIEF
       REQUESTED IN THE COMPLAINT.
       To the offcer:
               Thls'Summons must be i'eturned by the officer or other person to whom it was given for service, with endorsement
      ofsei-ice and fees, if      any, immediately after service. If
                                                                               service cannot be made, this Summons shall be retul'ed so endorsed.
      This Summons may not be served later than 30 days after its date. ¡JUt 0 8 io.09


      Att. No.: 25183
                                                                                                 WITNESS,
      Name: Thomas P. Yardley, Arnstein & Lebr LLP
      Atty. for: Shepherd Capita Management, LLC

      Addi'ess: 120 South Riverside Plaza, Suite 1200

      City/State/ip: Chicago, lIlnois 60602
                                                                                                                                                                 i
      Telephone: (312) 876-7100
                                                                                                                                                                 I

      Sel"Vice by Facsimile Transmission wil be accepted at:                                                                                                    .J
                                                                                                                                                                 I
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                                   B part IV Page 3 of 50




                     IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                           COUNTY DEPARTMENT, CHANCERY DIVISION

     SHEPHERD CAPITAL MANAGEMENT, LLC )
                                                    )
                                                    )
                                 Plaintiff,         )
                                                    )      Case No. 09 CH 22301
                           v.                       )
                                                    )
    A&O LIFE FUNDS, LP, an Ilinois Limited          )
    Partnership and PHYSICIANS TRUST, LLC           )
                                                    )
                                 Defendants.        )

                           AMENDED NOTICE OF EMERGENCY MOTION

    To: See attached Service list
           PLEASE TAKE NOTICE that on July 20, 2009 at 9:30 a.m, I shall appear before the

     Honorable Judge Mason or any other Judge sitting in his/her place in the Room 2410 of

     the Cook County Courthouse, located at 2600 Richard J. Daley Center Chicago, IL60602

     and present the attached Emergency Motion for Authorization to File Bankruptcy Petitions.

                                                    Respectfully submitted,




                                                    BY:~
                                                    Shepherd Capital Management LLC




     Thomas P. Yardley
     Arnstein & Lehr LLP
     120 South Riverside Plaza
     Suite 1200
     Chicago, Ilinois 60606
    (312) 876-7100
    Attorney No. 25) ~8
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                                 B part IV Page 4 of 50




      Physicians Trust LLC
      c/o Registered Agent
      Morningstar Holdings, Ltd.
      P.O 556
      Main Street
      Charlestown, Nevis West Indies

      A & 0 Life Funds LP
      c/o Registered Agent
      Morningstar Holdings, Ltd.
      P.O 556
      Main Street
      Charlestown, Nevis West Indies

      Life Fund 5.1, LLC;
      C/O Business Filngs Inc.
      600 S. 2nd Street Suite 103
      Springfield, Illnois 62704

      A&O Bonded Life Assets, LLC
      C/O Business Filngs Inc.
      600 S. 2nd Street Suite 103
      Springfield, Ilinois 62704

      Life Fund 5.2 LLC
      C/O Business Filngs Inc.
      600 S. 2nd Street Suite 103
      Springfield, Ilinois 62704

     "A&O Bonded Life Settlements LLC
      C/O Business Filngs Inc.
      600 S. 2nd Street Suite 103
      Springfield, Ilinois 62704

      A&O Life Fund LLC
      C/O Business Filngs Inc.
      600 S. 2nd Street Suite 103
      Springfield, Illnois 62704

      Houston T anglewood Partners LLC
      c/o Registered Agent Russell Mackert
      5555 West Loop South, Suite 605
      Bellaire Texas 77401

      A&O Resource Management LLC.
      c/o Registered Agent Russell Mackert
      5555 West Loop South, Suite 605
      Bellaire Texas 77401
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                                   CERTIFICATE OF SERVICE

           I, Thomas P. Yardley, an attorney certify that i served the attached Amended Notice

    of Emergency Motion and Emergency Motion for Authorization to File Bankruptcy Petitions

    upon those persons identified on the attached service list by electronic mail, hand delivery

    and/or Federal Express on this the eighth day of July 2009.
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                                     B part IV Page 6 of 50




     Physicians Trust LLC
     c/o Registered Agent
     Morningstar Holdings, ltd,
     P.O 556
     Main Street
     Charlestown, Nevis West Indies

     A & 0 Life Funds LP
     c/o Registered Agent
     Morningstar Holdings, Ltd.
     P.O 556
     Main Street
     Charlestown, Nevis West Indies

     Life Fund 5.1, LLC;
     C/O Business Filings Inc.
     600 S. 2nd Street Suite 103
    Springfield, Ilinois 62704

    A&O Bonded Life Assets, LLC
    C/O Business Filngs Inc.
    600 S. 2nd Street Suite 103
     Springfield, Ilinois 62704

    Life Fund 5.2 LLC
    C/O Business Filings Inc.
    600 S. 2nd Street Suite 103
    Springfield, Ilinois 62704

    A&O Bonded Life Settlements LLC
    C/O Business Filngs Inc.
    600 S. 2nd Street Suite 103
    Springfield, Illnois 62704

    A&O Life Fund LLC
    C/O Business Filings Inc.
    600 S. 2nd Street Suite 103
    Sprjngfield, Ilinois 62704

    Houston Tanglewood Partners LLC
    c/o Registered Agent Russell Mackert
    5555 West Loop South, Suite 605
    Bellaire Texas 77401

    A&O Resource Management LLC.
    c/o Registered Agent Russell Mackert
    5555 West Loop South, Suite 605
    Bellaire Texas 77401
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                      IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                          COUNTY DEPARTMENT, CHANCERY DIVISION

     SHEPHERD CAPITAL MANAGEMENT, LLC
                                                   )
                                                   )
                                                  )
                               Plaintiff,         )
                                                  )      Case No.
                        v.
                                                  )
     A&O LIFE FUNDS, LP, an Ilinois Limited       )
     Partnerhip and PHYSICIANS TRUST. LLC         )
                                                  )
                                                  )
                              Defendants,
                                        )
     EMERGENCY MOTION FOR AN ORDER AUTHORIZING PLAINTIFF TO FILE BANRUPTCY
      PETITION FOR LIFE FUND 5.1 LLC, A&O BONDED LIFE ASSETS LLC, LIFE FUND
         5.2 LLC, A&O BONDED LIFE SETTLEMENTS LLC, A&O LIFE FUND LLC,
            HOUSTON TANGLEWOOD PARTNERS LLC, AND A&O RESOURCE
                                 MANAGEMENT LLC.
           Plaintiff, Shepherd Capital Management, LLC ("Shepherd") by and through its

    counsel Arnstein & Lehr LLP hereby move this Court for an Order allowing Shepherd to

    execute bankruptcy petitions and supporting schedules for Ufe Fund, 5.1, LLC., A&O

    Bonded Ufe Fund Settlements LLC, Life Fund 5.2 LlC, A&O Bonded Live Settlements,

    LLC, A&O Life Fund llC, Houston Tanglewood Partners, lLC, and A&O Resource

   Management LLC.

          1. Plaintiff Shepherd is the administrative agent for seven limited liabilty

   companies and their respective managing members. The seven lLC's include: (1) life
   Fund, 5.1,lLC; (2) A&O Bonded Life Fund Settlements LlC; (3) life Fund 5.2 LlC; (4)

   A&O Bonded live Settlements, LLC; (5) A&O life Fund LLC; (6) Houston Tanglewood

   Partners, LlC; and (7) A&O Resource Management LLC (the "Petitioning lLC's"). (See

  copy of Management Agreement attached to Russell Mackert Affdavit attached as

  Exhibit 1).



                                                                                                i
                                              1



                                                                                            I
                                                                                            i
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             2. Each of the seven Petitioning llC's hold life insurance policies for the
     benefit of their members. (See Russell Mackert Affdavit attached as Exhibit 1).

            3. Pursuant to the terms and coditions of th Management Agreement,

     Shepherd instructs an escrow agent to forward premium payments to the insurers from

     a common fund Escrow Agreement held at Prestige Title. (See copy of Management

     Agreement attached to Russell Mackert Affdavit attached as Exhibit 1).

            4. In February 2009, Wachovia Bank froze all the assets of Prestige Tite
    when it noticed that funds were being withdrawn from certain escrow accounts and
    transferred to other escrow accounts. (See 1f 16, of the Mackert Affdavit).

           5. Wachovia Bank initiated litigation to determine the proper ownership of the

    money hefd in the various escrow accounts.

           6. With the escrow assets frozen, Shepherd was incapable of making the

    necessary premium payments on some of the fife insurance policies held by the

    Petitioning lLC's. (See 1f 22, of the Mackert Affdavit),

          7. Based on the inability of Shepherd to make premium payments on certin

   of the policies, the insurers have begun to take action to terminate the policies which

   could begin as early as July 1, 2009. (See 1122, of the Mackert Affdavit).

          8. The life policies currently have a face value of over $178,000,000 and a

   total case liquidation value of over $3,000,000. (See 11 9, of the Mackert Affdavit).

          9. The financiaf condition of the Petitioning LLC's is afso threatened by the

   apparent failure of Provident Capital Indemnit Company ("Provident Capital"), the
                                                                                                       I

   bonding company that guaranteed the payment on many of the policies after a period of

   six years. After the subject bonds were issued to the Petitioning lLC's, Provident


                                                                                                   i.
                                                                                                   i
                                               2                                                   i.
                                                                                                   I




                                                                                                   I.
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     Capital was barred from conducting business in the State of Texas. (See 11 23, of the

     Mackert Affdavit).

             10. The abilty of the Petiioning LLC's to continue as viable investment

     vehicles has been threatened by both the alleged embezzlement involving Prestige Title

     and the apparent inabilty of Provident Capital to honor its indemnity bonds. (See 11 23,


    of the Mackert Affdavit).

            11. Shepherd Capital has attempted to contact the managing members of
    each of the Petitioning LLC's as well their upstream managing members A&O Life

    Funds, Blue Dymond Capital Group, LLC and Physician's Trust but has been unable to

    locate a person or entity that can authorize action to address the above reference

    circumstance.
          Wherefore, Shepherd
                                  Gapital Management LLC hereby moves this Court for an
   Order deClaring that it has the necessary power to execute bankruptcy petitions for the

   following entities:

      (a) life Fund 5.1, LLC (Ilinois LLC);

      (b) A&O Bonded Life Assets, LLC (llinois LLC);
      (c) Life Fund 5.2 LLC (Illinois LLC;

     Cd) A&O Bonded Life Settlements (llinois LLC);

     (e) A&O life Fund LlC (Ilinois LLC);
     (f) Houston Tanglewood Partners LLC (Texas LLC); and

     (g) A&O Resource Management LLC (Texas LLC).




                                            3


                                                                                                I
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     and to take all other necssary action to ensure that the above referenced entities can
     properly fife the scheduJes and other related documentation as required by Title 11 of

     the United States Bankruptcy Code.

                                            Respectully submitted,

                                            Shepherd Capital Management LLC

                                                         . ..' . .' __ ....
                                                                    .:::~:;~~~-,.-? .
                                                      d __,.-._0'... ..._ ;¿ --
                                                         ~~ .-
                                                      - .4~::'~O-' ~.' ~,.'--_...
                                             . .._r.... ."
                                            By' ."- " ~-:..___._..
                                                  ¿.~..     -~........ ..._"
                                                RusseU Mackert, not individualJy t in his
                                                capacity as the managing me er of
                                                Shepherd Capitar Management LLC.
    Thomas p, Yardley
    Arnstein & Lehr LLP
    120 S. Riverside PJaza
    Chicago, Ilinois 60606
    (312) 876-7116
    Att No. 25188

    8602938-1




                                            4                                                 I



                                                                                              j
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                                    CERTIFICATE OF SERVICE

             I, Thomas P. Yardley, an attorney, hereby certifies that I servd a copy of
      Plaintis Complaint for Declaratory Relief, Motion for Emergency Relief and

      Memorandum in Support of Emergency Relief upon the registered agent for each of the

      Defedant and the Petitioning llC's:
      Business Filings Inc.
      600 S. 2nd Street
      Suite 103
      Springfield, Ilinois 62704

      by hand delivery by private process server to thè registered agent listed above on this
     the ninth day of July, 2009.




                                                    -~



                                                                                                    r
                                              5                                                 ¡

                                                                                                I




                                                                                                j
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                        IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                            COUNTY DEPARTMENT, CHANCERY DIVISION

  SHEPHERD CAPITAL MANAGEMENT, LLC )
                                                     )
                                                     )
                               Plaintiff,           )
                                                    )       Case No.
                        v.                          )
                                                    )
  A&O LIFE FUNDS, LP, an Ilinois Limited            )
  Partnership and PHYSICIANS TRUST, LLC             )
                                                    )
                               Defendants.          )

                              AFFIDAVIT OF RUSSELL MACKERT

         I, Russell Mackert, hereby declare as follows:

       1. My name is Russell Mackert. i am over the age of 21 years and am competent

  in all respecs to make the statements set forth in this Affidavit.

      2. I have personal knowledge of the statements set fort in this declaration.

       3. I am the managing member of Shepherd Capital Management, LLC.

      4. In December 2007, I was contacted by Mr. R.J. Stephenson who acted as the

  representative of Blue Dymond Capital Group, LLC and Physicians Trust, LLC as well as

 certain other affliated companies. I dealt with Mr. Stephenson by telephone and maiL.

      5. Mr. Stephenson stated that he was, aware that I had experience in the life
 settlement industry. Mr. Stephenson asked if i would be willng to act as the representative

 of the various LLC's for a fixed period of time in exchange for a one time fee. i explained

 that I would be willng to entertain the idea provided that the company Shepherd Capital
 Management was the entity executing the Management Agreement. J dealt with Mr.

 Stephenson by telephone and mail but I did not meet him in person.

      6. On January 30, 2009, Shepherd Capital Management, LLC, entered into a

 Management Agreement with the various companies referenced by Mr. Stephenson, (A


                                                1

                                                                                EXHIBIT 1
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                                    B part IV Page 14 of 50



   true and correct copy of which is attached hereto as Exhibit "A"), Under the terms of the'

   Management Agreement, Shepherd Capital agreed to be responsible for the management
   of seven lLC's (the "Petiioning LlC's) each of which held life insurance policies for the
   benefit of the members of the LlCs. i executed the Management Agreement on behalf of
   Shepherd.

        7. Mr. Stephenson executed the above referenced Management Agreement on

  behalf of Blue Dymond Capital Group, LLC and Physicians Trust, lLC and the then current

  offcer of the other signing parties, David White executed the agreement on behalf of the
  Petitioning LLC's and other entities.

       8. Mr. Stephenson was my only direct contact with either Blue Dymond Capitl

  Group, llC (Nevis British West Indies) and Physician's Trust LlC (British West Indies),

       9. Of the Petitioning llC's, five of them are Illnois limited liabilty companies and

  those five entities include: (1) Life Fund 5.1, LlC; (2) A&O Bonded life Assets, lLC; (3)

  Life Fund 5.2 LlC; (4) A&O Bonded life Settlements lLC; and (5) A&O life Fund LLC.

  The remaining two LlC's are Texas limited liabilty companies and they include; (1)

  Houston Tanglewood Partners LlC; and (2) A&O Resource Management LlC. All of the

  Petitioning LLC's are located here in Chicago at 203 N. LaSalle, Suite 2100, Chicago,

  lIinois 60603. The Petitioning lLC's currently hold fifty-seven life insurance policies with a

 total death benefit of $178,000,000 and a cash value of approximately $3,200,000,

     10. life Funds, LP is either directly or indirectly the managing member andlor

 controllng entity of each of the Seven lLC's. Life Funds LP is domiciled in Chicago,

 Ilinois,




                                                2
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     . 11. Life Funds. LP is
                                       owned/controlled by Blue Dymond Capital Group, 'LLC and/or
  Physician's Trust, LLC. Both of these entities are located in Nevis, British West Indies.

  (see copy of diagram of corporate structure attached as Exhibit B),

      12, After executing the Management Agreement, I assumed various responsibilities
  on behalf of the Seven LLC's including:

          · Manage all correspondence and dialog with each company's investors
                     and representatives.

          · Manage all legal correspondence received for each company and
                      directing same to the appropriate legal advisors/counseL.


          · Monitor Distribution of Funds on maturity date for each company,

         · Prepare and distribute annual reports to each company's investors,
         · Monitor premium payments for each company,

         · Manage the filing of death claims with insurance companies.
         · Acquire death certificates on behalf of each company.
         · Review of EMSI (or their successor) quarterly reports.
        · Manage communication with Entrust (IRA Custodian for each
                   company).

        · Manage communication with PCI (Reinsurer) or other counterparts,
        · Record maintenance for each company.

        · Monitor bank account management for each company.

        · Work with the auditing firms to deliver annual audit letter to investors
             of each fund by March 31, of each year during the term of this
                  Agreement.

       · Manage those funds remaining after transfer of the premium monies
                  to Prestige Title.

       · Deliver all documents to Entrust or other custodians as required.



                                                   3
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         · Retain services of appropriate auditing, tax services and accounting
                firms.

         · Prepare backup of annual documents for disaster recovery purposes,
  Shepherd's Management Agreement granting Shepherd the authority to assume
  responsibilty for above referenced duties.

     13. One of my duties involved overseeing the payment of premiums for the
  insurance policies held by the respective LLC's. In order to pay those premiums, I would

 direct that premium payments be paid from an account which had been established with

 Prestige Title. My contact at Prestige Title was the President Mr. Stephen Colson.

     14. In February 2009, while discharging my duties as the representative of the

 Petitioning LLC's, I began to experience diffculty with Prestige Title in that they were

 delaying transfer of the premiums for the various life insurance policies,

     15. When the delays in the transfer of funds began to place certain policies' in

 jeopardy, I contacted Mr. Colson and requested that the remaining amount held by

 Prestige Title be transferred to Wells Fargo Bank.

     16. Mr. Colson refused to transfer the escrowed funds and I soon learned that the
 holder of the funds, Wachovia Bank had frozen all assets held by Prestige Title.

    17. Soon after receiving notice that all funds held by Prestige Title were frozen, i

 received a copy of Wachovia Bank's Complaint in the case of Wachovia v. Stephen

 Colson, Case No. 09 CV 00222 currently pending in the United States District Court for the

District of Mississippi. (A copy of the Complaint is attached as Exhibit C).

    18. After receiving a copy of the Complaint, r retained counsel to intervene in the

Wachovia case on behalf of the Petitioning LLC's, That motion is currently pending before

United States District Court for the District of Mississippi.




                                                4
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      19. Immediately after learning of the problems with Prestige Title, I attempted to

  contact Stephenson to notify A&O Life Funds and its related entities of the problems with

  Prestige Title,

      20. The contact information I had at the time for Mr. Stephenson was in Nevis, awi,

  I have attempted to contact Mr, Stephenson at his last known address and telephone
  number, but have been unsuccessfuL. A copy of my last correspondence is attached as
  Exhibit "0". No response has been received to this correspondence. I also caused an
  internet search to be performed by R.J. Stephenson, but without success. i have also
  attempted to contact David White without success.

     21. I have contacted the registrar for Nevis, British West Indies to inquire about the

  formation, composition and membership of both Blue Dymond Capital Group, LLC and

  Physician's Trust, LLC. However, I was not given any information about Blue Dymond

 Capital Group, LLC and Physician's Trust, LLC other than to be advised that both were

 registered in Nevis. The contact information I used was: The Registrar, Offshore

 Companies, Springate Building, Government Road, Charelstown, Nevis, W.1. Tel: (869)

 469-1469. I have also attempted to contact David White without success.

     22. Given the status of the litigation involving Wachovia Bank, Prestige Title and the

 escrow funds, i am no longer in a position to make the necessary premiums on many of

 the life insurance policies held by the Petitioning LLC's. i estimate that the insurers wil

 begin to terminate certain of the fifty-seven policies as early as July 1, 2009.

     23. In addition to the problems with Prestige Title and the premium payments, the

. Petitioning LLC's are also under extreme financial pressure due to the apparent failure to

 the bonding company that guaranteed payment on many of the life insurance policies.

 Some of the life insurance policies held by the Petitioning LLC's are guaranteed by


                                               5
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  Provident Capital    Indemnity Company, After the subject bonds were purchased, the" State
  of Texas issued a Cease and Desist Order prohibiting Provident Capital from operating in

 the State of Texas. (See copy of Cease and Desist Order attached as Exhibit E). The

 failure of the bonding company would further impair the financial conditon of the LLC's

 because that money is no longer available to limit the exposure inherent in the subject life

 policies.

       24. The Petitioning LLC's are no longer capable of paying the premiums on the life

 policies and are not structured in a way that they can survive beyond the six year period

 referenced in the performance bonds.

      25. Certain of the policies held by the Petitioning LLC's have cash values that can

 be made available to fund the continuing operation of the LLC's.

      26. I have consulted with several bankruptcy attorneys, including Mr. Barry Chatz of

 the Jaw firm of Arnstein & Lehr LLP. It is my understanding that the filing of bankruptcy

 petitions for the respective Petitioning LLC's would at least temporarily preclude the

 insurers from taking any action to terminate the life insurance policies.

      27, i believe that it is in the best interest of each of the LLC's to seek protection


 under the Bankruptcy law of the United States. It is my understanding that the proper
 bankruptcy venue for the Petitioning LLC's would be the United States District Court for the

 Northern District of Illnois.

      28. Under the circumstances, I support the appointment of the United States Trustee

 or any other capable entity approved by the bankruptcy court to assume responsibilit for

 the reorganization of the Petitioning LLC's and to protect the life insurance policies on

 behalf of the members of the respective LLC's.




                                               6
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          Further affant sayeth not.




                                          Russell Mackert n individually but in his capacity
                                          as the managing member of Shepherd Capital
                                          Management LLC.



    SUBSCRIBED and SWORN to before
    me this 2nd day of Iy, 200




                   -     -
              j . OffIC se
                         JU TAYLOR
                    No Pu - St of II
                 My co Ei Oc 22. 200
                .. ..                ..




                                                7
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                                                   B part IV Page 20 of 50




:l:..:.:..\..'!...,.~.t.
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                                                  B part IV Page 21 of 50




                                           MAAGEMENT AGRE
                  'T Manement Agreement (the "Agreemenj is entere into and efecve ths 1)..
       day of Jan, 2008, by and betee Shepherd Caita Maement ("Shepher") and
       Phsician's Trost LL an afed companies (the "Compaesj.

                                          .' .
       oom~~ ~i~o~ Ridge to manag certin as of each
         WHAS. Companes de to retain Blue

                  NOW 1lORE. in consideron of the mutu covena herein. the pares agre
       as follows:

                  Shepherd ag for a peod of six (6) yea or one (1) yea frm th date in which all
       ines have beeD paid, :fom die date of
                                                   ageeent
      companes identified on Exhbit "A to auacled hereto: to provide the following serices for the
                                              th




                  L. Mae al conesndence and diog with each company's inveon an
      representaves.

                 2. Manae an legl coudence recived for each company and directing same
      to the aproriat lega adorscoel.
                 3. Monior Disbuton of fuds on matuty dae for each company.
                 4. Prear and dislibui anua reort to each compay's invesors.

                 5. MOJUor Prum payments for each company.
                6. . Mae the fiin of dea cla with insrace companes,

                7. Acir dea ceca on beha of
                                                                   eah compan.
                8.         Reew of       EMS    I (or thir succsor) quarly reort.
                                                                                                 ..

                9. Mae commlWcaons wi Enst (I Custdian :f eah company),
                10. Mae commi.ons wi pcr (Reinsur) or other (XunteåIes.
                11. Reord mateance for ea company.

                12. Monior ban accunt manemen for each company.
                13. Work wit audi 1i to deliver anual audi let to inesors of each ñmd
     by Mard 31 of each year durig the te of
                                                          ths Agreement.



                                                                                    EXHIBIT A
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                                                B part IV Page 22 of 50




                  14. Mane those fuds remainig afr trfe of premium monies to Prestige Title,

                  15. Deliver aU documen to Enti or other cuodian as required.

                  16. Ren service of appropriat auditing. ta servce and accouting fi.
                 17. Prepa backup of anua documents for disasr recovery purpose.



                 Th Compaies shal pay a one tie fe fo such seivice in the amount of One Hundred
     .l~ Thoiisad Dollars ($130,00.00) at th time 06" the execuon of this AgrDt
      Furnnorc. the Comanes shall reimburse Shepherd for all fees cost and eltenses incurred in
      connecon with any outide serice provider (includi but Dat Hooted to Ateys,
      Acuntas, Custod, Bank) or fi fee an other paymnts made on behalf of the
      Companes. Any of said fees, cost an expenses sha be apportoned among the Compaies
      (such apportnment          to be detined solely by Shepherd).

             Ths Ageement cont 1l entie agent beteen the Pares and may be modifed
      only by a wi ageement signed by al Pares heret. FUIermore, th Agrment sbal not
      be trarr nor assiged wiout the prior wrttn consent of the other paes hereof Ba.
      Pa reresent and wam that it ba the autority to bind itelf and al necar par
      rel to the trmoii and th the persons eicing th Agement have the auor to
      enter into ths Agent.
                 TI Ageement sha be consed in accordace with the laws of                    the State of   Tex and
      vene an jucton of any diut or litigaon sba be in Ha Coun, Tex. All cl.
      disput or oter matter wing or relatg to this .Ament shall be decded by arbiton,
      w1úçh sbaU be condcted by the Ameñcan Arbitrtion Association. An atbitttton shal tae
      place in Houston, Has County, Tex.
                 Th Companes agee to hold Shepherd and it 'owner offcers, dictrs and/or
      employee hanness an shall defend Sheplier. its owners, offcers, diors and/or employees
      (the Indemfied Pcinstl) should such Iudemnfied Persons become involved in any capaci in
      an acio~ cla suit, inveson or proceedin, actul or tlirateoo in connon with or as
      a relt of tbi Ageement the Companes. shall reimbue said Indemed Persns for their
      repec renable and custma lega an otr exenses (including, witout liita1Ìo~ the
      co and exens inrred in connecon wi investigatig. preparg for and responding to
      thd Paf subpoe or enfcig th Agrment) incurred in connecton therwih as such
      exenes am incu Th foregoing shaJl not appli' to any clais tht are finally deermined by
      a co or mbitr tnõun of competen jwisdcton to have resuled primaly from the bad ià
      or gros negligence of such Indemnfied Persons.


                 If any term provison. covena or remotion herein is held by a cowt of competnt
      jurdieton to be invad. void or UDenorceable or agst public policy, the remainder of                      the
      te, proviions and resons conted herein sba remain in :fU force and eff and shal
      in no way be affecte impaed or invadate
Case 09-32672      Doc 12-6        Filed 09/15/09 Entered 09/15/09 20:37:07           Desc Exhibit
                                      B part IV Page 23 of 50




             TI Agrnt may be executed in multipLe oriinls. each of which shal be considered
      æi origi for all purposes.




             ~~;m.mc,
             .By: 'X C l. A/
             A&O BONDED LIFE ASSETS MAAGE'M, LLC

.1
             By: -(~                                                                                 i
             A&O BONDED LIFE ASSETS, LLC


             By:
                             l.




             By: ~~~
             A&O BONDED LIF SETEMS MAAGEME, LLC




             A&O BONDED LIFE SElEMES. LLC

            By:/ -~-a~
            A&O CAITAL MAAGEME, LLC (lexa Company)


            By: -=~--
            A&O CAPITAL MAAGEM, LLC (Dlinois Company)


            By: =F~
            A&O LIF FUN MAAGBMENT, LLC


            By: -Ç:~t
Case 09-32672    Doc 12-6   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                               B part IV Page 24 of 50




           By: -=~-
           A&O LIF FU, LLC




           MO LIFE FUNS MAAGEMENT, LLC

           By: --
           A&O LIFE FUNS, u.         .l                                       J

           By: ~~~j__
           A&O REOURCE MAAGEM, LTD.

           By: c:
           HOUSTONTANGLEWOOD PARTN, LLC

           By:
                       c-~ ~" --
           LIFE FU 5.1 MAAGEME, LLC

           By: .. 7~-
             ~ ~v-~
           LIF   FUN 5.1, LLC

           By: =- ~/C--
           LI FU 5.2 MAAGBME, LLC

           By: - ~~-            L.
Case 09-32672          Doc 12-6   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                                     B part IV Page 25 of 50




            A&O LIFE FUS, LLC

            By: ~ /~          f
                                              i




            B-=C//~ -.
            A&O REOURCE MAAGEMEN, LID,
                                                  ¡?
            y: -:
            HOUSTONTANGLEWOODPARTN, LLC


            By:                   .I '7 .
                                  ~~~                                        .r




                                  ~fl
            LIF FUN 5.1 MAAGEMENT, LLC


            By:..O I
                LlEFUN 5.1. LLC
               ~~~ A. -.
            By --/ W~
                LIF FU 5.2 MANAGEMENT, LLC


          . By: ~~-_.
                LIFE    FU 5.2. LLC

                By: ~,C) TU-
                By:

                :;DY l~GRr'.U£
                                  ..
Case 09-32672   Doc 12-6   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                              B part IV Page 26 of 50
                                                            PhYS¡ciar Trust LLC




                                                    Blue Dymond Capital Group lLC
                                                                                                                                                 Case 09-32672




                                              ./ (limited Partner)
                A&O life Funds Management lLC
                        (General Partner)
                                            - .'-
                                                                                                                                                 Doc 12-6




    Life Fund 5.1 Management llC
         (Managing Member)
                                                                             A&O Life Fund Management
                         A&O Bonded Life Assets Management LlC                                          Houston Tanglewood
                                    (Managing Member) A&O Bonded life Settlements LLC l                    Partners LLC
                                                                      (Managing Memeber)
                                                                 L '(Managing Member)

    life Fund 5.1 lLC                                (Managing Member)
                                                                                                                                B part IV Page 27 of 50




                                             l life Fund 5.2 Management LLC I A&O Life Fund LLC
                               A&o Bonded Life Assets LLC l
                                                                     A&O Bonded Settlements LLC



                                                         Life Fund 5.2 LLC
                                                                                                                             Filed 09/15/09 Entered 09/15/09 20:37:07




    Legend
~ II Controllng Entit
:i
æ Managing   Members (no Assets)
::
m i The Seven LlCs
                                                                                                                                                 Desc Exhibit
    Case 09-32672   Doc 12-6   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                                  B part IV Page 28 of 50
"
    Case 09-32672              Doc 12-6             Filed 09/15/09 Entered 09/15/09 20:37:07                             Desc Exhibit
                                                       B part IV Page 29 of 50




"      .
                      COVER SHEET
                    CMI Case Filng Fonn
              (To ba copleted by AttmeYP8tt
                   Plito FUing of Pleading)
                                                                    ~ ~ o:
                                                                       Co identI


                                                                               Dl (CH ci CO
                                                                                                     Ca YØlr              Doc Nii




       l.alll SU CO
       _OlofCo                                     Fo~t
                                                 IR_Il-)                                                              CU _ir_pilO l11


                                                                                                                      BaNo. SO.59




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            EI of
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                                                                                                                      ~ ~
            DIA:" .
       _Cl (of If liiual Plelll Is adnø In ca as Bulnen Owr/Operat (dJe' or Stte
            OIA I A;nc
       Blleli WAMO\lA RANK N A
                                      Enle_ of bw. OCCl .._,., ii ./1 CC hI -i wIii ,
       _ai (.l If BuIl Plehl 1& Mn &L In in na of an enUl ol1l Ui above. aM ii belo:




           i.otH_ FIlNlm. r.ii~IlA¡ ).l
                                                                                              Agnc. 11i1 ell entty;



       o.EiW'.NAOF'i:~ëi:iRlÍNAiN'šioiiñ£)~èlR1i'I1"Ól~lÓNs~.wie'Fojl/;i . "'-' .¥.' .~, " 'r'., .~
       .- COLSON STI'HP. ( MIdIi
       _eli (of If InMduri Oeant ludlnø lo(løaei as ExIor/bI\ or Adlnlillor(ll of an ElIl9. and enler liMe;                     ~   . ....~.




            Eate of
       _Ch (if Itlndl.ull Oeføanl l. 8Clno In caDec 8$ Bunes OwnarlOiiralo(di\ or SIl18 Aciev. en entent
            DlA I AGIl
       BuiinelS
                                      Emarionaofbui-.1l piliag. 'Co,ii ~___~
       _CIii (of) If Buine Defendant b beii eu In ll nae of.n enl oth lhn th abOV, and filiow:
            DlA:
       ATTIlFC THIS OEFEDA                          BarNo,     Of      Nama:




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                                                                                                                          EXHIBIT C
                                                                                                                                               ..
    Case 09-32672                   Doc 12-6        Filed 09/15/09 Entered 09/15/09 20:37:07                               Desc Exhibit
                                                       B part IV Page 30 of 50




"

                             IN THE CHANCBRY                COURT OF HARRSON COUNlY, Mississipp~
                                     SECOND                    JUDICIAL DISTRT, Om OF Biloxi


       Doet No.                                                                                 Docket No. If FUed
                          Fi Vr            Ciioilc ll.               Clei'. tDlD                Pnor to 1/1/94




       Indivdual: )
                                  DEFENDANTS IN REFERENCED CAUSE. Page 1 of _ Defendants Page.
                             IN ADDITION TO DEFENDANT SHOWN ON CIVIL CASE FILING FORM COVER SHEET

       Defendant 112:

                                     Lisl Namii ~1P1 NIn Idalen N... ~ Ap(ç1 MliI lit 3i
       _Cl (.I Iflndlvdual O&fendant II actng In capaci &8 Ex(trl) or Adm/nlslrator(tifx) of an Estate, an ente st:

                 Esta of
       _Chec (.I If indivIdual Defendent Is acUngln caaci aa BlI8ln88s OwnerlOperalor (O/B/A) or stete Agnc, and enter
                                                                                                                              !hil 1l8 belo
                 OJB/A.
       Busines COLSON & ~LER. ~LC
                                  Enlir nii or neii coniii PII'Ip, ag. If COIl.1f elte whre Inl'
       _Chec (,l) If Busles Defendant Is beng sued In th name of an entitv other than the name above, and enter be
                 DIBA
       AtrOREYFOR ntlS DI!AN _ Bar # or Name:                                                           Pr Hac Vi (,l)_ No en Aty(J')

       Indivdual: ,)
       Defendant #3:

                                     La" Nae Firt Na Uilde. Niin.1 APplble Mlldl ,ni JdSn1111
       _Che (01 If Individual Defendant la acirng In capaçlty as Execulor(tnx) or Adrnnlitrelor(tx) of an Estate, an enter ste:
                 Estate of
      _Che (,l) If Indlvdual Defendant II acing In capacity a8 Busine OwerlOperalor (OJA) or Stlte Agency. ind enter th name belo
                 DfBA
       Bulneea SJS DEVBLOPMENT. LLC
                                  i:nl1e1I narn orbull. çelln. pafip, 4lenc-If Celln.lndlei.1I wi..lrip
      _Chec (,l) If Business Defendant Is beng sued In th name of an enlitv other than th nae above. and ent8f below
                 DfBA




                                                                                           (.)
      ATf!'FOR            TlIS DEÆHDAN _Bart or Name:                                                   Pr Hao VIC (.1_ No en AInay(.l_
      Defendånt #4:
      Indivdual:
                                    1B Nll FIn N-ie Miklen NlrM, r.l Mide Inl Ji
      _Chec (.I If Individual Defendant Is aclng In capacity as Execlor(tri) or Admrnlstrtortrl) or an Estaie. and enter aty&:
             Estete of
      _Ch (,l) if inividual Defendant ia ael In capacl as Bulne ~nerlOperalor (DI8/A~ or State Agency, and enter th nae belo:
             DIA
      Bunll HOPKIS HOMES. LLC
                                  EnlWlell ßl Of lIeu OOrllk. iirf~. AI-1f Co,llICllWufallWI fned
      _Chec (:" If Busines Defndant Is beIng sued In the name of an enti othr th the above, and enter belo
             DJBA
      A TTORFOR LLS DEFeAH                        Bar ## or Name:                                      Pr Hac Vice (01 No an Aly(.l
     Case 09-32672             Doc 12-6         Filed 09/15/09 Entered 09/15/09 20:37:07                                 Desc Exhibit
                                                   B part IV Page 31 of 50




      , "
~.


                         IN THE CHANCERY                COURT OF HARSON COUNT, MississiPPi
                               SpCOND                    JUòiClAL DISTRICT, CITY OF BILOXI


        Doet No.                                                                       Oocket No. If Filed
                      Fi..Vr           Chrooløgk: No.          CJe i.ociID             Prior to 1/1/9

                               DEFENDANTS IN REERENCED CAUSE p Page _ of _ Defendants Pages
                         IN ADDITION TO DEFENDANT SHOWN ON CIVIL CASE FILING FORM COVER SHEEr

        Deendat # L :
        Indivdul:               i. NIJ Flnt Nimi Mald Nam. r Aplcbl.. ~ 1n 'J
        _Che (.I If Indvidual Defenant is acting In capacity as Exeaitor(tri) or Mmlnlstatr(trlx) of an Estate, and entElr style:
              Eals of
        _Chec (.I If IndMdual Def1dant Is acng In caacly ll Buslne Owner/Operator (DIBA) or Stat AQency. and ent Ilat nam be:
              D/A
        Biilneu TOO .~WNc"IM~slllDi ~~-1l
                name  QO pa . 8Q -II C6ip _ .tale .
        _Check (") If Buslnes8 Defendant Is being sued In th name of an entty oth thn !he name above. and enter below
              DIBA




            ~~ ()
        AnORNFOR1lISDEfNDAN _ Baril or Name:
        Defendant., L:
                                lJ Nome Ftr Ham. MiiiD Nimo. r ~bl. Mldl !nIL Ji1fltr
                                                                                               Pr Hac Wee (.1_ Not an Alomey("I)_




        _Che (01) If Indivdual Defendant Is acting In capacity 88 Execolor(trix) or Admlnlstttortrl) of an Estate, and enler iitye:
              Estte of
        _Ch (.I If Indl'lual Defendant ,& aeng In capac as BlIlriØ8s Owner/Oprator (D/B/A) or State Agncy, and 8lle Ihil nam below:
              DIBA
        Buøln.. PRESTI~RTS ~"GBM~~ t.' ailissis9Io§i ~I()n
                                     na ßOM, øa .ra Po IQIl . c , iì llI wr.. 'nc~
        _Ohe (iI If BuneS$ Oefendanlls being sued In the name of en enlty othr Ulan th name abo~. and enter belo
              D/B/A
        ATTCREYFOR TH DiENANT _ Ba # or Name:                                                  Pr HaD VI (.1_ Not an Atney(")_

        Indivduai: ()
        Defendant t# 1-:

                               ~: Name flrrl NQ . Ma Name, r PflclH MkI 111 "'
        _Chek (") If Indivual Defendant is adlng In capac 8S Exec:\or(tr) or Admlnlstor(lr) of an Estate, and enter 8le:
              Esla or
        _Cht (") If Ind¥dual Defendant Is acng In capacty as BulilnelS OwlOperator (D/B/A) or Slae Agenc, and ente th name belo:
             OIA
        BuITnl88 ADV ANßl.I1ki, ~~l~~~,llri.aaCY' ir\ii-vo.llÐicie Ol8W__llC0

        _Ch (") If Buines Defendant Is beIng sued In 1h9 name of an.enti othr thn the name above, an enter beow
             OIA
        AnORNEYFORTHlID!feHAN _ Bar#orName:                                                   Pr Hao Vi (-'_ Not an Atty(.I_
Case 09-32672                  Doc 12-6       Filed 09/15/09 Entered 09/15/09 20:37:07                        Desc Exhibit
                                                 B part IV Page 32 of 50



   y


                       fN THE CHANCBRY              COURT OF HARRSON COUNTY. Mississippi
                              SECOND                 JUDICIAL DISTRCT, CITY OF BILOXI

   Doket No.
                    Fie y,                                                   Docet No. If Filed
                                     Clioogki No.       C1eik.. lolD         Prior to 1/1194
                           DEFENDANTS IN REFERENCED CAUSE - Page _ of _ Deendants Pages
                      IN ADDITION TO DEFENDANT SHOWN ON CIVIL CASE FILING FORM COVER SHEET


  IndivIdual: (.)
  Defendant f# L :

                              LattNanis Flrfl M.IdNa,lfAp~. 1i1nl Jr/ilIV
  _Check (.I if IndivdUal Defendant Is acting In caaci 88 Execor(tr) or Admln!iiator(tri) of an E8ta, and.enter 8Ìy
           E8 of
  _Che (.i) If Indivual Defendant is actng In taaclty as Bulnel5 Ower/Operator (DlBA) or Sta. Agençy, and enter that name belo:
           D/BA
  Bu.ln.. PRESTI~E.~. me ~ MI98Ì9BiD~n
                             nw ern or Ku netl. CC . .øe.. If \in, InclClt Ma wnere Jnrponuec
  _Che (.I If Business Defendantls beIng sud In th n&ll of an enli other lhan the name above, and enler belo
           D/B/A




 ~~ ()
 AnORNEFOfllHISDEFDANT _ Bar#orName:
                                                                                    Pr Hac V'iC ('1,_ Not an AtomeY(.I)_
  Defendant. L:
                              La Nam Flr Ha Mild NIiIl.1f A¡lcbllt MI Jni JD'StIl'l
 _Chec (.l) If Indidual Defdant Is actIng in capaci ai Execur(lif) or AdmlnIBtralor(ti) of ari Estate. and enter 81y:

       Estéof
 _Che (.I If Individual Defendant II actng In caaci 88 Business Ower/Operator (D/B/A) or Sla Agncy. and entrthat nam belo
       DIBA
 Bu""". PRH~~.fE .gOBNCY, JNC,'ì ~B/9BIDI ~i- II
                                  nll Il -. CClTii "' .eo. CD InlClltlaieWIIr& Il
 _Chick (.I If Buiinea. Defendant Is belnø 6Ued In the name of en enliy otr than th name above, and ener belo
       DIBA
 AnORFOR           'DIS DeFEtlANT; _ Bar# or Name:                                 Pr Hso Vic (,f_ Not an Alomy(.I_

 Indivdual: ()
 Defendant #.!:

                             L:ltNa flrtName M&lnNa,.~ IiIn "":iIIV
 _Ch (l') If Indivdual Defendant is acting In capac as Execor(trix) or AdmÌflslror(lrix) of an Estate, an ente stle:
      Este of
 _Ch (.I If Indivdual Oeendant la actg in capaci as Busne Ower/O~rato (D1ßA) or Ste AQncy, an enter tht nae belo:
       DJ8A
 Bu.lnes FIELl1lf~1J..iJl&1i~el~£Mi~~~m$l.=, ""18 8118 Wll irirale
_Ch (.I If Businesi Defendant II beng sued In th name of an enUty otr than lfe nama aboe. an enter belo
       DIBA
ArrOREYFDRTHDElNOAT; _ Bar#orName:                                                Pr Hsc VI0 (.1)_ Not 8n AtorC.l_
Case 09-32672                Doc 12-6       Filed 09/15/09 Entered 09/15/09 20:37:07                              Desc Exhibit
                                               B part IV Page 33 of 50



  ~ '.


                       IN THE CHANCERY            COURT OF -lRRSON CoUNTY, Mississipp~
                              SECOND                 JUDICIAL DISTRCT, CrT OF BILOXI

    Poet No.
                    FIlYr           Clivnc No                                    Docket No. If File
                                                          C/'s ioo ID            Prir 10 1/1/9




   Individual: )
                            DEFENDANTS IN REFERENCED CAUSE. Page _ of _ Dendanw Page8
                       IN ADDITON TO DEFENDANT SHOWN ON CIVJL CASE FILING FORM COVER SHEET
   Defendant I#.! :


                              l.ai Name FlIN.me Mlid ø.., r Appl Mlll Jr/lUI
   _Ch (.l) If Indvldual Defendant la actinø in capaci as EX801tor(trb) or AdminIllrator(lI) of an Estate. and enter style:
           Estate of
   _Chec (,I) If Individual Defendant Is actng in eapacif as BusIness Owner/Oprator (D/B/A) or Stae Agncy, and ente th nam bElow:
          OIA
   Buiiln.. LAWYH~B IN~NCECO~~N.8 Ne~19tll!
                         r name øi.~ COipre pa n ft, BODn- ca nnwnre InCOrBl£
   _Che (.I If Business Defendan is being suad In the nama of an entit other thn the n&me above. an enter belo
          D/A



  Indivdual: )
  AnoRl FOR ll DeENANT. _ Bar ## or Name: .
  Defendant II A:

                             Lest tlll firM Nøma Ideld Ni,/fA¡pl" MkI Jnll :i
                                                                                       Pr Hac Vi (01_ No an Atomey('1)_




  _Chec (,I) If IndIvidual Defendant Is actng In capaclty 88 Execr(trl) or Admlnistraorlr) of an Estate, and entr ste:
         Estte of
  _Chek (01 If IndIvidual Deendant is actng in C8p~ aii Bulilnell OwnørJpenit(lr (DIBA) or Stile Agency, and enr Ihøt nø belo
         DIBA
  Bualne.. FIBLn¡N~!l0NAl T~n GRO~. i~a Delaware e~ ;i
                            at eO' na. bii sa, toi¡m n, pø hip lIen- If C . 1Mi- $I14 !' inOlle
 _Chac (,I) If Buslri$ Defendant Is being sued In the nems of an entity other than the name abOe, and ener below
         D/BA
 AfTRHfM1JDEffNDAT: _ Bar # or Name:
                                                                                      Pr Hso Vl (01_ Not an Alomey(,I_


 Individual: ()
 Defendant ##_:

                            L8IHM ..lt ~rn MalánHam, ir Apice _ Iní! ~
 _Check (.l) if Indivdual Defedant Is actg In capaclty as Exiior(irlx) or Admlnlstrato(tñx) of an Eal8. and emer style:
         Estte of
 _Che (,I) If IndMdual DefendMt 1$ actn9 In caacity at BusllI OwetlOel'lo (D/B/A) or S1te Agenc, and eiiter tht na below:
         D/B/A
 B..ln8..
                       ci IBIU na Of ISUalll81i. COJpo, piJV0i-lp. ~ _" \lQl 100 aite wn IRiIM
 _Ch (,I) If Busine Defendant is beIng sued In the name of 8n enti othr than the nams above, and enter belo
         OJA
 ATTORHEYFORTHISDElNDANr _ Bar#orName:
                                                                                     Pr Hac Vice (,1_ Not an AtrMY(,I_
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                                    IN THE CHANCERY COURT OF HARRSON COUNT, MISSISSIPPI
                                                  SECOND JUICIAL DISTRICT

                          W ACHOVI BANK, N.A.

                          .VERSUS

                          STEPHEN R. COLSON; COLSON & WALLER, PLLC;
                          SJS DEVELOPMENT, LLC; HOPKINS
                          HOME, LLC; TCG TELCOM, INC.;
                          PRESTIGE SPORTS MAAGEMET, INC.;
                          ADVANCED TITLE & ESCROW, LLC; PRESTIGE
                          TITLE, INC.; PRESTIGE INSURACE AGENCY,
                          INC.; FIELIT NATIONAL FIANCIAL, INC.;
                          LAWYERS TITLE INSURANCE CORPORATION;
                          FIDEUTY NATIONAL TILE GROUP, INC.;
                          JOHN DOES 1-50 AND CORPORATIONS A-Z                                                           DEFENDANTS

                                                 COMPLAIN FOR INTERPLEADER.
"                                      DECLARATORY JUDGl\ENT AND OTHER RELATED ~LIEF

                                 COMES NOW, thePJaintiffn Interpleader, Wachovia Ban, N,A., and brings this Complaint

                          for Interpleader, a Declaratory Judgment and other Related Relief against the above-named


                          Defendants and for its good cause of acton would state unto the Court and give notice of the

                          following, to-wit:


                                                                                    PARTIS
                                                                                      L

                                 The Plaintitf Wachovia Ban, N.A., is a national bankg association having its principal

                          bankg offce in Harrison County, Mississippi at 854 Howard Avenue, Biloxi, Mississippi, 39530.

                                                                                      II.

                                 Stephen R Colson is an adult resident citizen of           Harrison County. Mississippi whose principal

                          place of reidence is 2466 Provence Place, Biloxi, Mississipp~ where he may be served with proces,
RUSHING. ØUIC" I'l.LC.
     ATTRNIn AYLA
       ~o. BOX I NO
    BlLOXJ. ...a....'.u

        aa :u..I:s
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                                                                                            Il.
                                    Prestige Title, Ine. is a corporation organzed and existing pursuant to the laws of                   the State

                         of   Mississippi, having its pnncipaf place of               business at 925 Tommy Monro Drive, Suite D. Bi1ox~

                         Mississippi. Prestige Title, Inc. may be served with process by sering its registere agent for recpt


                         of   process, Stephen R. Colson at 2301 14ib Stret, #580, Gultport Mississippi.

                                                                                            iv.
                                    Prestige Insurance Agency, Inc. is a corpration organzed and existing pursuant to the laws

                         of   the State of    Mississippi, having its principal place ofbiisiness at 925 Tommy Monr Drive, Suite

                         D, Biloxi, Mississippi. Prestige Insurance Agency. Inc. may be sered with process by serng its

                         registered agent for receipt of process, Stephen R. Colson at 925. Tommy Monro Drive, Suite D,

                         Biloxi Mississippi.


                                                                                            v.
                                    Colson & Waller, PLLC is a professional1ited liabilty çompany organze and existing

                         pursuant to the laws of            the State of   Mississippi, havig its principal place of         business at 925 Tommy

                         Monro Drive. Suite D, Biloxi, Mississippi. Colson & Waller, PLLC may be served with procss by

                         servjng its registered agent for receipt of               proces, Stephen R. Colson at 925 Tommy Monro Dnve~

                         Suite D, Biloxi, Mississippi.

                                                                                            Vi.

                                    Advan Title & Escrow. LLC is tilimited liabilty company organzed and existg pursuant

                         to the laws of      the State of       Mississippi, having its principal place of             business at 925 To~y Monro

                         Drive, Suite D, Biloxi, Mississippi. Advanced Title & Esrow, LLC may be served with proces by

                         servng its regiered agent for receipt of process, Stephen R. Colson at 925 Tommy Monro Drve,
RUSHING. ø.ICK. r.i-l-
  ATTIUS A" ~W
     P:o. .OX r.i.
 DILDJU." MtIlUS         Suite D, Biloxi Mississippi.
     Jia7~:Jt3
                                                                                             2
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                                                                                            vn.
                                      SiS Development, LLC is a limited liabilty company organzed and existig pursuant "to the

                           laws of    the State of     Mississippi, having its       principal place of   busines at 925 Tommy Monro Drive,

                           Suite D, Biloxi, Mississippi. SIS Development, LLC may be served with proces by serving its

                           registered agent for recipt of proces, Stephen R. Colson at 925 Tommy Monro Drive, Suite D,

                           Biloxi, Mississippi..


                                                                                            WI.
                                      Hopkins Homes, LLC is a limited liabilty company organzed and existing pursan to the

                           laws of    the State of Mississippi, having its principal place of             business at 925 Tommy Monro Drive,

                           Suite D, Biloxi, Mississippi Hopkins Homes, LLC may be served with process by servng its

                           registered agent for receipt of process, Stephen R. Colson at 925 Tommy Monro Drive, Suite D,

                           Biloxi, Mississippi.

                                                                                            IX.

                                      Tcn TeJcom, Inc. is a corporation orgaiuzed and existing pursuant to the laws of the State

                           of   Mississippi. having its principal place of            business at 925 Tonuy Monro Drive, Suite D, Bi1ox~

                           Mississippi. TCG Telcom, Inc. may be served with process by servg its registered agent for receipt

                           of process. Stephen R Colson at 925 Tommy Monro Dnve, Suite D, Biloxi, Mississppi.

                                                                                            x.

                                      Prestige Sport Maagement, Inc. is a corpration organ and existinpursuantto the laws


                           of   the State of    Mississippi, having its pnncipal place of            business at 925 Tommy Monro Drve, Suite

                           D, Biloxi, Mississippi. Prestige Sports Management, Inc. may be sered with pross by serg its


                           registered agent for receipt of           process, Stephen R Colson at Stephen R. Colson at 2301141lSireet,
FtusilllN'G. Quiet! I\C.
   ATORNEY ~T LAW
     p.o. -ox l-a
 1I1LOXf. Me 8ølJi.ø       Gulfport Mississippi.
      2U 10'7&-1.
                                                                                                3
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                                                                                                XI.

                                           Fidelity National Financial Inc. is a Delaware corpration doing business in the State of

                               Mississippi. through its subsidiary. Lawyers Title Insurance Corporation. The address of its

                               corporate offce is 601 Riverside Drive. Jacksonville. Florida 32204, where it may be seived with

                               process upon its Chief Executive Offcer, Alan L. Stinson, or other authorize offcer, at 60J

                               Riverside Drive, Jacksonville. Florida 32204.

                                                                                                XII.

                                           Lawyers Title Insurance Corporation is an insurance corporation organize and existi


                               puruant to the Jaws of           the State ofNebraska havig its principal place of               business at 10306 Regency

                               Parkway Drive, Omaha, Nebraska, and may be seived witb procss upon its registeed agent for the

                               reeipt of      process, Thomas W. Crockett, 633 North State Street, Jackson, Mississippi.

                                                                                               XlII.

                                           Fidelity National Title Group, Inc., is a subsidiar of                   Fidelity National Financial Inc., and is

                               a Delaware corporation doing business in the State of                       Mississippi though its subsidiary, Lawyers

                               Title Insurance Corpration, and may be served with process upon the Chief                            Executive Offcer, Alan

                               L. Stinson. or other autJionze offcer ofits parent corporation, Fidelity National Financial, Inc., at

                               its corporate offce located at 601 Riverside Drve, Jacksonville, Florida 32204.

                                                                                               xiv.
                                           John Does i through 50 are unkown individual Defendants who may have a beefcial

                               interest in the fuds deposited in ths cause.

                                                                                                xv.

    RUSRfN 8i iiICI!.. r..C.
                                           Corporatons A throughZ are unknown corporate entities who may have a beneficiiu interest
      AT'O..i;. AT..W
         IPO.IIX IDa
     BILOX'.. M8 _&aa..,en     in the funds deposited in this cause.
          zzA l1"'U13

                                                                                                    4

i
i
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                                                                     JURISDICTION AND VENUE

                                                                                    XVI.

                                   Tlñ is a Complaint in Interpleader and for a Declaratory Judgment over which the Chacery

                          Court has original subject matter jurisdicton.

                                                                                    XVI.

                                    Venue is in Harson County, Mississippi, Second Judicial District, as this is the county and

                          judicial district in which the property is located, in which the cause of action accrued and in which

                          at least one of    the defendants may be found.

                                                                         STATEMENT OF FACTS

                                                                                    XVII.

                                    At all times mentioned herein, some of          the Defendants entered into contracts and agreements

                          to be performed in whole or in par in the State of                Mississippi. At all times mentioned herein the


                          accounts in question were originally maintaied in the State of Mississippi.

                                                                                     XIX.

                                    At all times mentioned herein, WachoviaBank, N.A. ("Wachovia") is an innocent staeholder

                          of certain bank accounts and proceeds thereof and is unable to determne the respective interests of

                          the'Defendants in the proceeds of said bank accounts and has no adequate remedy at la.w save to

                          resort to the equitable powers of            ths Court.


                                                                                     xx.
                                    At all times mentioned herein, Fidelity National Finacial, Inc. ("Fidelity") is the parent

                          company of        Lawyers Title Insurace Corporation ("Lawyers Title").


flUSHlHQ a 4Ulfi, P.Lç.
   AnORH£Y AT LAW
    p.o. lloX ,.2.
 BILOXI. ... 3Ha-lela
      :ia 37..23 13
                                                                                       5
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                                                                           XX.
                                   At aU times mentoned herein, Lawyers Title is a title insurance company whWh provides.

                         among other things, title insurance through agents in Mississippi to inured the title to rea property.

                                                                           XXI
                                   Lawyers Title was recently purchased by Fidelity.

                                                                          xxr.
                                   At all times mentioned herein, Prestige Title, Inc. ("Prestige Title") was an issuing agent of

                         Lawyers Title. Presge Title is a title company in the business ofclosjng loas. hadling the sae and

                         purchase ofrea propert and related services.

                                                                          XX.
                                   At al times mentioned herein, Advanced Title & Escrow, LLC ("Advance Tite") wa an

                         issing agent of    Lawyers Title, Advanced Title is a title company in the business of closing loans,

                         handling the sale and purchase of rea propert and related seices.


                                                                           xxv,
                                   Prestge Title became a customer of Wacbovia and opened the foUowing acunts with

                         Wacliovia:

                                                       Accimt Name                                      ;Lst Four Digits of
                                                                                                         Accunt Numbe
                         Prestige Title, Inc. Jackson Trust Account                                            4292
                         Prestige Title, Inc. Hattiesburg Trust Account                                        4302
                         Prestige Title, Inc, Pensacola Trusl.Account                                          4315
                         Pretige Title, Inc. Mobile Trust Account                                              4328
                         Prestige Title, Inc. Southaven Trust Account                                          4331
                         Prestige Title, Inc. Ocea Springs Trust                                               4344'
                         Prestige Title, Inc. Fundig Accunt                                                    4357
                         Prestige Title, Inc. Agency Account                                                   4519
                         Prestige Title. Inc. Abstact Accunt                                                   4864
RUSM1NCJ. GUlCR, 1'u..
  AT'RNEn it'l LAW       Presge Title, Inc. Operatin Accoùnt                                                   4880
     P.O.._OX ,..
 lliLOXf, ... 30,.,.ø
     22 n40la
                                                                             6
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                                   Prestige Tide, Inc. Composite Relationship Accunt
                                   Prestige Title, Inc. Atlanta Trust Accunt                                        4893
                                   Presge Title, Inc. Daphne Trust Account                                          4903
                                   Prestige Title, Inc. Destin Trust Accunt                                         4916
                                   Pretige Title, Inc. Gulfprt Trust Account                                        4932
                                   Prestige Title. Inc. Houston I A&O 1                                             4945
                                  Prestige Title, Inc. Houston / M02                                                7013
                                  Pretige Title, Inc. Houston / M02                                                 7026
                                  Prestige Title, me. Houston I A&OI                                               7039
                                  Prestige Title, Inc. Daphne Recording Accunt                                     7055
                                  Prestige Title, me. Niceville Trust Account                                      7615
                                  Prestige Title, Inc. Biloxi Trust Account                                        7628
                                  Prestige Title, Inc. Biloxi EMD Accunt                                           7822
                                  Prestige Title, Inc. NiceviJe EMD Account                                        7835
                                                                                                                   7848

                                                                                XX.


                                                                                                                           ~
                                         As of   Februar 12,2009, each of
                                                                            the above accunts bad the following respecive balance:

                                                            Account Name                         Lat Four Digits

                                 Prestige Title, Inc. Jackson Trust Accunt                       of Accunt Nq,
                                 Prestige Title, rnc. Hatesurg Trust Account                         4292                   SO.OO
                                 Prestige Title, rnc. Pensacola Trut Account                         4302                   $0.00
                                 Presige Tite, Inc. Mobile Trost Accunt                              4315                   $0.00
                                 Prestige Title, me, Southaven Trut Account                          4328                   $0.00
                                 Prestige Title, Inc. Oce Sprigs Trust                               4331                   $0.00
                                 Prestge Title, Inc. Funding Account                                 4344                   $0.00
                                 Prestige Title, inc, Agency Account .                               4357            $476,553.56
                                 Prestge Tite, Inc. Abstrac Account                                  4519              $1,250.46
                                 Prestige Title, Inc. Operating Account                              4864                $543.06
                                Prestige Title. Inc. Composite Relationship Acunt                    4880              $3,369.52
                                                                                                     4893                  $4.35
                                Prestige Title, lnc. Atlanta Trust Account
                                Prestige Title, Inc. Daphne Trut Account                             4903                  $0.00
                                                                                                     4916                  $0.00
                                Prestige Title, Inc. Destn Trot Account
                                                                                                     4932                  $0.00
                                Prestige Title, Inc. Gulport Trust Accunt
                                                                                                    4945                   $0.00
                                Prestige Title. Inc. Houston I A~Ol
                                Presge Title, Inc. Houston / A&02                                   7013                   SO.OO
                                                                                                    7026                   $0.00
                                Prestige Title, Inc. Houston I A&02
                                                                                                    7039                   $0,00
                                Presige Title, Inc. Houston I A&O i
                                Prestige Title, Inc. Daphne Recording Account                       7055                   SO.OO

                                Prestige Title, IDe, Nicevile Trust Account                         7615              $1,335.42
                                                                                                    7628            $327,827.70
filii H1N8 .. GUIC:~ ....Le:.   Prestige Tite, Ine, Biloxi Trust Accunt
     A'nlla. AT IlW
                                Pretige Title, rDe, Biloxi EJ\ Account                              7822                  $0.00
       1'0. .OX IOU
 8lLOXl, ta 3i.oa                                                                                   7835                  $0.00
       UlllJ4~;ola

                                                                                7
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                                Prestige Title, Inc. Nicevile EMD Account
                                                                                                    7848                        $0.00
                                                                              XXVIII.
                                       Advanced Title became a customer ofWacbovia and opened the following accunts with

                               Wachovia:

                                                                Accunt Nare                              Las Four Digits of
                                                                                                           Accunt NURlber
                               Advanced Title &. Escrow, LLC Daphne Trost Account
                               Advanced Title &. Esrow, LLC Ocan Spnngs Trust                                      4263
                               Advanced Title &. Escrw, LLC Destin Trost Accunt                                   4399
                               Advanced Title &. Escow, LLC Operating Account                                     4409
                               Advanced Title &. Escrow, LLC Funding Account                                      4412
                                                                                                                  2033
                               Advanced Title &. Escrow, LLC Agency Account
                                                                                                                  2059
                               Advance Title &. Escrow, LLC Composite Relationship
                                                                                                                  2062
                               Advanced Title &. Escrow, llC Ocan Spris Abstract
                                                                                                                  2606
                              Advance Title & Escrow, llC Oce Sprigs EMD
                                                                                                                  2622
                              Advance Title & Escrow, LLC Pensacola Trost Accunt
                                                                                                                  7550
                              Advanced Title & Escrow, LLC Pensacola EMO
                                                                                                                  7563
                              Advanced Title & Escrow, LLC Panama City EMD Account
                                                                                                                  7796
                              Advanced Title & Escrow, LLC Destin EMD Account
                                                                                                                  7819
                              Advanced Title &. Escrow, LLC Panama City Trust
                                                                                                                  7806

                                                                              xxix.


                                                                                                                           ~
                                                                         the Advanced Title accunts had the following balance:
                                     As ofFebroar 12, 2009, each of



                                                        Accunt Name                         Last Four Digits of
                                                                                             Accunt Number
                              Advance Title & Escrow, LLC Daphne Trust Accunt                     4263                     $0.00
                              Advanced Title &. Escrow, LLC Oce Sprigs Trost                      4399                     $0.00
                              Advanced Title &. Escrow, LLC Desti Trut Accunt
                                                                                                  4409                     $0.00
                              Advance Title &. EseroVo, LL Operatig Accunt                        4412                $24,569.21
                              Advance Title &. Esrow, LL Funding Account
                                                                                                  2033               $54,156,83
                              Advance Title & Escrow, lLC Agency Accunt                           2059                '$14,668.07
                              Advanced Title &. Esrow, LLC Composite Relationsp                   2062                     $35.00
                              Advanced Title & Escrow, LLC Oc Springs Abstract                    2606                   $232.51
                              Advanced Title &. Escow, ii Ocen Sprigs EMD                         2622                $30,132.47
                              Advanced Title &. Escrow, LLC Pensacola Trust Accunt                7550                $11,853.08
                              Advanced Title & Esrow, LLC Pensacola EM                            7563                $92,500.00
                              Advanced Title -& Escrow, LLC Panama City EMn                       7796
"UlIHINGJ .isiiici 'IL..LC,                                                                                                   SO.OO
   ATrORNIh AT l.             Advanced Title & Escrow, LLC Dest EMD                               7819
     ".0. BOX .en                                                                                                             $0,00
 lIi.in M. .PII'IlIJ          Advanced Title & Escrow, IL Panama City Trust                       7806                    $3.500.00
      1I&a87~3fa

                                                                               8
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                                                                                      .. ..




   .          ~
                     .                .




                                                                          XX.
                                 Stephen R Colson became a customer ofWachovia and opened the following account with

                          Wachovia:

                                                          Accunt Name                                    Last Four Die;its of
                                                                                                          Accs)Unt Number
                          Stephen R. Colson                                                                     7822

                                                                         XXXI.

                                As ofFebniar 12, 2009, each of




                          Stephen R. Colson
                                              Account Name                      :Last Four Digits Qf
                                                                                 Account Number
                                                                                       7822
                                                                                                                       ~
                                                                     the Stephen R. Colson accunt had the followig balance:



                                                                                                                          $81.93

                                                                         XX.
                                SJS Development, ri became a customer ofWachovia and opened the followig accunt


                          with Wachovia:

                                                          Accun Name                                     Lat Four Digits of
                                                                                                          Accoun Number
                          SJS Development, LLC                                                                 4111

                                                                         xx.                                                       ,


                                As ofFebniry 12; 2009, the SJS Development, LLC accunt had the following balan:



                          SJS Development. LLC
                                                   Account Name                          Last Four Digits of
                                                                                              Accunt Number
                                                                                                  4111
                                                                                                                       ~   $7.93

                                                                         XXX.
                                HopJcns Homes, lLC becme a customer ofWåchovia and opene tbe following accunt

                          with Wachovia:

                                                          Account Name                                   Last F~ur Digits of
RUSKIN.... dUte£, P.LC.                                                                                  Accun Number

          -
  A'1ORHSY. AT LA
       "0. DOlt 1.&0
 el'. Ma.:..1S31ne

       20 :r..~I:l
                          Hopki Homes, LLC


                                                                           9
                                                                                                             4124
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                                                                                     xxv.
                                   As of   February 12, 2009, the Hopkis Homes, LLC accunt had the following balance:

                                                      Account Name                                         Last Four Digis of         Balance
                                                                                                            Accunt Number
                            Hopkins Homes, LLC                                                                    4124                     $0.00

                                                                                    XX.
                                   TCG Telcom, Inc. bece a customer ofWachovia an opened the following accunt with

                            Wachovia:

                                                             Account NlUe                                                La Four Digits of
                                                                                                                          Account Number
                            TeG Telcom, Inc.                                                                                   4496

                                                                                    XXI.
                                   As or   Februar 12, 2009, the reG Teleam. Inc. account had the following balance:



                            TeG Telcom, Inc.
                                                      Account Name                                         Last Four Digits of
                                                                                                            Account Number
                                                                                                                  4496
                                                                                                                                      ~
                                                                                                                                      $1,863.99

                                                                                   xx.
                                   Prestige Sports Mangement, Inc. became                 a customer ofWachovia and opeed thefollowing

                            account wih Wachovia:

                                                             Accunt Name                                                 Las Four Digis of
                                                                                                                         Account Numbe
                            Prestige Sports :Magement, rnc.                                                                    2499

                                                                                    XX.
                                   As of   Februar 12, 2009, the Prestige Sports Management. Inc. accnt had the                       followng

                            balance:

                                                 Account Name                                     Lat FoUl Digits of                  Balance
!lUIIIUNII . GUI-, ....c.                                                                          Accunt Number
   ..'nRNIr A"' t.
      i-o.IKX i-i Prestige Sport Maagement, Inc.                                                           2499                          $0,00
 .'l.XI. li SlIi.ia
     u.,.a.ala
                                                                                        10
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                                                                                                 XL.

                                       Colson &. Walter, PLLC became a customer ofWachovia and opened the following accunt

                             with Wachovia:

                                                                Account Name                                                  Last Four Digits of
                                                                                                                               Accunt Number
                             Colson & Waller, PLLC IOLT A Mississippi Trust Account                                                  7110

                                                                                                XLI.

                                       As ofFebniary 12,2009, the Colson &. Waller. PLLC IOLT A Mississippi Trust Account had


                             the following balance:


                                                             Account Name Lat Four Dif&its of                                                   Balance
                                                                                                                     Account Number
                            CoJs~)ß& Waller, PLLC IOLTA Mississippi Trust Accunt 7110                                                               $78.47

                                                                                                XLII.
                                                                                                                                                             .;
                                      Prestige    Insrance
                                                                 Agency beame          a customer ofWachovia and opened the             following accunt

                            with Wachovia:

                                                      Account Name                                                        Lat Four Digits of
                                                                                                                          Account Number
                            Presge Insurance Agency                                                                            4506

                                                                                            XLII.
                                      As ofFebru 12, 2009, the Prestige Insurance Agency account had the followg bace:

                                                             Accunt Name                                           Last Four DitØs of          Balance
                                                                                                                    Accunt Number
                            Prestge Insurance Agency                                                                        4506                    $0.00

                                                                                            XLiv.

                                      At all times mentioned herein. part if               not al of     the above-reference accounts were subject


ltUltilNia a ouie"" ,.~c.
                            to Wachovia Connecton wherein the                   accunt bolder        ca send wies, move         funds, issue stop payment
   ATTORNII'Y AT LA

 "R.~:: M",o:"~=1m of checks and make electronic trnsfers. al on a rea-tie basis. that is on a basis just as if one was
      .aD 37..ø\lS


                                                                                                11
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                                                                                                                                                                I




                                  making the transfer in the bank to chage the balanc~ and thus have seven (1) day a wee twenty-

                                  four (24) hours a day acss to their accunts,

                                                                                                       XLV.

                                               At all times mentioned herein, the Defendats acting through their respective offces and

                                 permtted personnel conducted such transfers as will be explained herein. In late 2008, Wachovia

                                 noted thtthereappeaed to be a consistent problem with overdras in the above:reference acunts

                                 and notice that it would be necessar (or the accunt holder to make transfers in order to cover

                                 outstanding amounts. In Januar of2009, it was noted t~t the overdraf items were getting lager

                                 and thereupon Wachovia expressed some concerns with respect to same, It was r~reseted by

                                 Stephen R. Colson, the principal of                    the two (2) named corporations. that he would work on the

                                 problems and was paying them. Although a meeing was requested, no such meetig was

                                 forthcoming, There appeaed to be a series of transfers between accounts wherein funds wee

                                 deposited and then those accounts would be traferred to a holding account thus producig the


                                 bang view             that these funds were collected balances and could be called upon immediately.

                                                                                                   XLVI.

                                              Based upon information and belief, Fidelity in its nannal course commence an audit of                      the

                                 accunts of          Prestige Title and Advanced Titl~. Based upon inormation and belief, Fidelity noticed

                              , irregularties in said accunts and thereupon a reresentatve of Fidelit notified Wachovia that


                                Fidelity may fie a complait seeking a temporar restraining order or such other injunction                         as Fidelity

                                 deemed appropriate. Fidelity made clai to the proceed of said accunts.


                                                                                                  XLVII.

RlnHfNG .. GUK:&, I'u..~c:.
                                              Afer    the   notice from Fidelity, Wachovia commenced               reseach of     the accuntS in queson and
   ..TnR1..EYa AT U.W
      1\0. .OX leis
 .~4;Xl. MS -s.lü5              noted unusual transfers and'movemeñt between these accunts which apparently were made in such
      au .7~8ta
                                                                                                       12
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                                                         B part IV Page 46 of 50




                         a way as to cover potential overdras or other shortages of fuds. Upon noting such acivity,

                         Wachovia placed a restrait on thes              accunts in orderto preserve the assets for its benecial owners.

                                                                                     XL VlI.

                                    The amount offids on deposit with Wachovia in aU relevan accounts is $1,534,563.56.

                                                                  COUNT ONE - nIERPLEADER

                                                                                       XLix.

                                    Wachoviaincorporates herein each               and every allegation madeiß parapbsl througbXL VIl

                         above.

                                                                                          L.

                                    At aU times mentioned herein, Wachovia is an innocent stakeholder of cert ban accounts

                         and is unle to detenne the respective interets of the Defendant in the proces of sad bank

                         accounts and has no adequate remedy at Jaw save to resort to the equitable powers oftbs Court.

                                                                                         LI.

                                    The Defendants have made and may have confcting claims with respect to the distbution

                         of   the proceeds of      the above-described account. Wachovia is not in a position to deterne.which

                         of the Defendans herein are entitled to the benefits of               the proceds of   the above-referenc accounts


                         and its at risk for multiple claims for said accunts. Wachovia is in the position of inooent

                         staeholder and caruot mae a determation as to whom proceds of these accnts are due.

                         Wachovia has no adequa remedy at law and must resort to the equible powers of                         ths Court.


                                                        COUNT          TWO - DECLTORY JUDGMENT
                                                                                        Lll

R\HINC. QUICE.PIL,L.Co
                                    Wachovia incoiporates herein each and every alegation made in paraphs i though L1
   A'IORHllro AT..W
     ..a. .ox ioa
 ItILOXl NBaeli:u1a:S    above.
     U8 D..UIS

                                                                                         13
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                                                                                            LID.

                                         At al ties mentioned herein, Prestige Title and Advance Title were in the businss of


                            closing mortgage loans and rea propert sales. In the course of same, funds were paid to Presige

                            Title and Advance Title to be held i~ escrow or trust and to be distributed to the rightf owners.

                            Based upon information and belief; there are claimats to sad funds which areunlcwn to Wachovia.

                                                                                           LlV.
                                      It is necessary that the CoUr declare who the interested paries are with respec to said funds

                           and enter a declaratory judgment setting forth respective rights to the fuds paid in tlte Cour.

                                                                    COUNT THREE - ACCOUNTlNG

                                                                                           LV.

                                     Wachovia incorporates herei each and every aUegation made in paragraphs I though LIV

                           above.

                                                                                          LVI.
                                                                                                                            /-
                                     Tht all books and records which will revea the true beneficial ownership of
                                                                                                                         the account and
                           how much is owed ar in the hands of
                                                                             the Defendants herein and therefore, the Court should require

                           the Defendants to accunt with respect to all of such proceeds held in trst in order to determne the

                           beneficial interest in said accounts and the degree to whieh that beneficial intert may be paid.

                                    WHREFORE, PREMISES CONSIDERD, Wachovia prays for the following:

                                     i. This Court issue process to aU Defendans;


                                    2. This Cour enter an order pemútting Wachovia to pay the balance or the above-


                                              desribed accounts into the regist of the Cour;


                                    3.        Tils Court enter an order resaining and enjoinig the Defendants, each of
RUltHIND .. GVIC ",u.c.
   Ani:UlNkYAT u.W
                                                                                                                                 them, and
     ".0. BOX II..
 ellOXl, MI :itMa-iilai;
                                              their respectve agents and/or attorneys frm instituting and prosecutig any
     az 374.z1:S


                                                                                          14
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                                           proceeings in any court of any state of the United States or the United States Court

                                           afecting the above-desribed acunts;

                                 4, Tls Court diect the Defendants to appear in this Court, answer this Complant in a


                                           time and manner as provided by law, and to interplead their vanous claims to the

                                           proceed of       the accounts as above described;

                                 S, That upon procuring the Defendants to interplead herein, Wachova be discharged of


                                           and from aU fuher Jiiiilty with respect to the proces of                 the accounts in queon

                                           as set forth'in paragraphs XX through XLm, and XL VIU of the Complaint;

                                 6. That Waohovia waives its rights to cJaim fees or costs;

                                 7. That the Court enter a declaratory judgment setting forth who is the beneficial owner


                                           of each and every of       the accunts, to what extent and how the funds are to be shared

                                           if the balances are insuffcient to pay all claims;

                                 8, That the Court require an accounting of said accounts and the underlying tranions


                                           and make a determition as to any additional interested paries and cause proc to

                                           issue to said pares and thus causing their claims to be interled herein an

                                 9. Wachovia prays for such other general relief                      as this Court in equity may grt.

                                 RespecfuUy submitted, this the 1311 day ofFebrnar. 2009.



                                                                                   BY:
                                                                                            W LI LEE GUIC
                                                                                            MS BAR NO. 50S'
                                                                                            RUSHIG & GUICE, P.LL.C.
                                                                                            P. O. BOX 1925
                                                                                            BILOXI, MS 39533-1925
llU8HIHcJ.. GUICir, r.\.,i.c.
                                                                                            PHONE: 228374-2313
   AYOJls AT i.W
      ",0, IIX U'U
                                                                                            FAX: 228-875-5987
 .tLO~ II. MUs...:aa                                                                         bgujc~rushingguice.com
       u. U...lllia.

                                                                                      15
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     ;

                                       IN THE CHANCERY COURT OF HARRSON COUNTY, MISSISSIPPI
                                                     SECOND JUICIAL DISTRICT

                         W ACHOVI BANK, N.A.                                                                                PLA7'lir
                         VERSUS                                                              CAUSE NO. f!D~ 0 q - III 4)

                         STEPHEN R. COLSON; COLSON & WALLER, PLLC;
                         SIS DEVELOPMENT, LL; HOPKIS
                         HOMES, LLC; TCG TELCOM, INC.j
                         PRESTIGÉ SPORTS MANAGEMENT, INC.;
                         ADVANCED TITLE & ESCROW, LL; PRESTIGE
                         TIT, INC.; PRETIGE INSURNCE AGENCY,
                         INC.; FIDEUT NATIONAL FIANCIA INC.;
                         LA WYERS nTLE INSURACE CORPORATION;
                         FIDELITY NATIONAL TITLE GROUP, INC.;
                         JOHN DOES 1-50 AND CORPORATIONS A-Z                                                             DEFENDANTS

                                       MOTION TO DEPOSIT FUNDS IN THE REGISTRY OF THE COlJT

                                   COMES NOW, Wachovia Ban, N.A, by and through its undersigned counsel and moves

                         the Court for an order pertting Wachovia Ban N.A. to deposit One
                                                                                                               Millon. FiveHundredThirt-

                         Four Thousad, Five Hundred Sixty-Three Dollars and Fifty-She Cents ($1,534,563.56) into the

                         Registry of     the Cour and in support of            this Motion would show unto the Court:

                                                                                            I.

                                   Waljhovia Ban N.A. ('Wachovia") fied a Complaint in Interpleader this dale wherein it is

                         requesting to interlead certain claims to One Milion, Five Hundred Tbi.f:our Thousand, Five

                         Hun4red Sixty-Three Dollars and Fift-Six Cents ($1,534,563.56) held by Wachovia. Wachovia

                         desires to pay such funds into the Regist of                  the Court.

                                   WHEREFORE, Wachovia prays for an order permtting it to pay One Mion, Five
                                                                                                                                Hundred

                         'Thirty-Four Thousand, Five Hundred Sixt-Three Dollars and Fifty-Six Cents ($ i ,534,563.56) into

                         the Regstr of        the Court, said funds to be invested in ~e normal course and held by the Clerk until
RUeHTHG. GUlE, RLL.C.
  A1'QRHE~1l Ar LAW
     RO. ii in'
 .""OXf,.. S.tø..lI.z&   further order of      this Cour.
     ..ilII3"...as1:s
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          ,
                  ", .                                                                                       ¡-
         #



                           Respectflly submited, ths the 13di day ofFebniary, 2009.


                                                                      W ACHOVI BAN, N.A., .Painti


                                                              BY:
                                                                     WILIA LEE GUICE m
                                                                     MS BAR NO. 5059
                                                                     RUSHIG & GUICE, P.LL.C.
                                                                     P. O. BOX 1925
                                                                     BILXI, MS 39533-1925
                                                                     PHONE: 228-374-2313
                                                                     FAX: 228~87S.5987
                                                                     bguic~rushingguiee.eom




RUINING.. QUIC., iou.C.
   A'tRNEY AT LA
      1\0. .ox INII
 IIIJ.JaI M8 a~~,.1..
     a.a7.a..
                                                               2
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                                    Exhibit B




                     PART JC
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l          11IU.IJ. LUU' 't:'lDrlt narris




                                IN THE CHANCERY COURT OF HARISON COVNT, MISSPPI
                                             SECOND JvDlClL DISTRCT
                    WACBOV'A lANK, N.I\

                    VERSUS

                    STEPHEN R. COJ.N; COLSN. WALLER PL J D
                    s.S DEVELQPMENTr UC; HOPJC8.
                    HOMES LI;; Te TJlOM. me. FE8 1 3 2009
                   p.RTrGE 8.R.TS MAJAGEMINT. INC., . ~ 0IP. ?l"~'f eU:AK

                   .=t=;=~~:~~~'f=~E~_~ D.~
                   INC.;FIDELI' NATIONAL JrANC1L, me.
                   LAWYERS Tl INSURANCIl CORPRATION.
                   .rIDILIT NATIONAL TIE GROVPt INC.;
                   JOHN .DES tw50 AN CORPRATIONS A.. DEFENDAN'M

                                            DRDER GRANTNG        AUTHORI'lTO 'a:AV PlINDa
                                                       INTO IlI:GJSTRY OF THE COll..

                            THlS CAUSB bavln, aomi OIJ to be
                                                                 hea on mattan of   the Plnt WaeJvla Buk, N,A.
                  for auborty to pa fuds fnt the Rest of
                                                                   tho Cour be On. Million, five Huned Thir-
                  Fou TIunud, Five Hundr Sbr. TlveeDoD4I and Pift-Silt Cer (SI,534.563.56) which is th

                  siibjac ottbs actcm. Thi Court 'I oftha opinio thit tle mot Ji weDtlken. It ilt ther-i.


                          ORDBRBD AND ADJUOBD th tbo Cler ofthø CòUrt aJlloc fur deaf Imo in

                 inter beng lCilnt in the RegMry Dfth. Co the ob wi Wacltovltt in th 8mDl ofOn~

                 MWICJ Five HlI Tliy-Four Thousan Five Hure SIxtThre Dolla an Plft-81x Ce.

                 (') ,534,563.36). to ren In tf& Coaarf's l\ wiiil runhor ORer ofthi Court.

                         SOORDBRD AND ADJUDGBDI this thll4ldI ot~~ 2~.


'l11iii.llIIU4
 "~4'_
  .... -I..
--...._,-
  .. ;;.                                                                ~DGI
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                 Feb.   13. 2009 .4:48PM 'Harrison CO Chancuy Coiirt
                                                                                                                 No.   7134 P. 2


                                         IN THE CHANCERY COVaT 01 HARRSON COUNT, MISSISSIPPI
                                                      SECOND JUDICIL DISTRCT
                             WACHOVJA BANK, N.~

                             VERSUS
                                                                                                                            rr;rp
                                                                                        CA.USE NO. eJ4DA Oa -I J J J.
                             STEPHEN R. COLSN; COLSON & WALLER, P1. J D
                             SJS DEVELOPMENT, LL; HOPKlNS . ' .._,_..I....__~_.
                             ROMES Ll.. TOO T&LCOM, INC.r FEB t 3 2009
                            PRESTIGE Sl'RT MANAGEMENT, JNC.,
                            ADVANCED TITLE & tSCROW, LLC; PRESTIGE dO)jMqdDIÐl c/l1l\~" CLERK
                            TlTLE.INC.; PRESTIGE INSURACE AGENCY. Læ.l- (( ~ D.C.
                            INC.i FlDELlTV NATIONAL FINANCIAL, INe.;
                           'LA WYERS TlTLE.lNSVRANCE CORPRATION;
                           PID~LITY. NATIONAL TITL GROUP. INC.;
                           JOHN DOES 1-50 AND CORPRATIONS A-Z DEFENDANTS

                                                    DRDER GRANnNG AUTHORITY TO PAY FUNDS
                                                         INTO REGISTRY OF THE CQUBr .
                                    THIS CAUSE having come on to be head on motion o(the Plaitiff Waclivia Bank, N.A.

                          for authority to pay funds Into the Registry Qfthe Cour, beig One MiJUon. Pive Hunred Thirt-

                          Four Thousad, Five Hundred SJxtyw Three Dollars and Fift-Six Cents ($1,534,563.56) whIch is tho

                          subjec ofthi. ac:on. TM. Court is of
                                                                           the opinon that the molion is well-taen. It is, therefore
                                  ORDBRED AND ADJUDG.ÈD tbt the-Clerk oftli CoUr shl ac for deposit Into an

                         interest beang account in th Registry of
                                                                             the Court ilCt chcok with Wiihovia in the amount orOne
                         MUnon, FJve Riuidr Thir-Pout Thousand Fivø Hundred Silt- Thee .DolJlt an fifty-8ix cet'


                         ($1.534,563.56), to remain In tho Court's Regst until flrtcr order oftbls Court.



                                                                                                   of M. . 20.
                                                                                            jì~
                                  SO ORDBRD AND ADJUDED, tbla the -ß day




...Nl..u"iai. flLAe.
  ATnHD.. '-
   iio..in ....                                                                        Cß~Y COURT JUDGE
 .LO...i _,Al
    au l)RII
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                          ," l-
                                                                                                    )




_J .
!s- . 4705671
" W.A9V .                                                                         02/13/2009
.f PayToTh~' Chancery Court of Harrison County
I~ Order Of
                                                                                      $1.S34~563.56
.9                                                                                $
I "
ii ~ONE- MILLION nVE
. A Wi8o Hall ""


J lli_
      lJachov1a Bank
                     HUNDRED THIRTY FOUR -THOUSAND FIVE HUNDRED SIXTY THRÈE ~BAii:R


                                                                                               ~ (D IF.

              ii'.l ?OO i?aS 3~ 3111. I: i!J: ~ L ?OO 251: 50 ?Q1100000C¡ ~qii'
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                      IN THE CHACERY COURT OF HAON COUNY, MISSISSIPPI
                                       SECOND JUICIL
       WACHOVlABANK N.A. ~ß. ~r~ PLATIF
      VEUS L5 -;EB 1 7 2009 l!CAUSE NO. Ci40i-09-Ui

                                        ~
      STEN R. COLSN, ET . -lRDEl . . DEJAN

                Ths day ths cause came to be hear on the Cour's own Motion To Recuse~ wherein the


      Chacellors of      th Eighth Chancery Cour Distrct fid they should recuse themselves from serin


      as tral judge in the above stled and numbe cause becuse the Defendat is a locl praccing

      attorny    and reuest that a Special Chacellor be appointed by the Supreme Cour.

                ORDERED AN ADJUDGED tls the /7 .eday of"                                    2009.



                                                    CHANCE L R, PLACE ONE


                                                            l ~L'rr\s.
                                                    CIICIiLLOR, PL CE TWO




                                                    CHNCELLOR, PLAÇE FOUR


     Copies to:

     WIlliam Le Guce, il
     P. O. Box 1925
     Biloxi MS 39533




                                                                                      I"'
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                     IN THE CHACERY COURT OF HAON COUNTY, MlSSISS
                                                   SECOÑD JUicIA DISTRICT
        WACHOVIA B~ N.A.
       VERSUS

       STEPHEN R. COLSON; COLSON & WALLE~ PLLC;
       SJS DEVELOPMENT, LLC; HOPKIS
       BOMES, LLC; TCG TELCOM, INC.;
      PRESTGE SPORTS MANAGEMENT, INC.;
      ADVANCED TITLE & ESCROW, LLC;.PRETIGE
      TITLE, INC.; PRESTIGE INSUCE AGENCY,
      INc.; FIELIT NATIONAL FINANCI INC.;
      LA WYERS TILE INSURCE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
      JOHN DOES ).50 AND CORPORATIONS A-Z
                                                                                                                 DEF NDANTS
                                                           SUMONS
     TO: Stephen R. Colson
               2466 Provence Plac
               Biloxi, Mississippi

                                                 NOTICE TO THE DEFENDAN
        TH COMPLAIT WHCH IS ATTACHED TO TlUS SUMONS is IMO TAN
         AND YOU MUST TAKE IMMEDIATE ACTION TO PROTECT YOUR RI HTS.

              You ar requid to mail or ba-deJiver a copy f'f a wrtten response to the plait to
    Rushig & Guice. PLLe, the attorneys for the Plaiti whose adçless is P. O. Box 19 S, Biloxi.
    Mlssišsippi 39533-1925,604 Porter Avenue, Oce Sprigs, Mississippi. 39564. Yo repons
   must be mailed or delivered within thrt (30) days frm the date of deliver oftls S DDS and
    Complaint or ajudgment will be entered agait you for
                                                                        the money or other thngs d ded in the
   Complait. You must also file the origial of
                                                           you responses with the Cler of
   renable time aferard.                                                                               ths Co withn a


             Issued widermy had and the sea of said Cour on tb~ thefl dayo
   2009.

                                                                   John McAda. Chace Clerk
                                                                                            . ssIsippi. '¿"~ ~ ., " !i.i '-:"
                                                                                                      .;.i!~":.-g '''.. ': ;;'",:- . ;'''''\.,


   (SEAL)
                                                                                                 å / .. .....-\...ç
                                                                                                . .;J~ rti~;v oJ ~"I. ~'" c:. 01.~\




                                                                                              ~(~t;~c;;..:)~ )
                                                                                               t-C\,,"r: t. ......~" ./.:

                                                                                                 '~\~~~:~~:~~i;: ~ ;~.fj:':~~§'
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                  IN TH CHCERY COURT OF HASON COUNTY, MISSISSIPPI
                                                 SECOND JUICIAL DISTRCT
                OVIA BAN N.A PLAF
     VERSUS CAUSE NO. ci4oi-09~iii(4) .
     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LL; TCG TELCOM, INC.;
     PRESTIGE SPORTS MAAGEMENT, INC.;
     AnV ANCED TITE & ESCROW, LLC; PRETIGE
     TITLE, INC.; PRESTIGE INSURNCE AGENCY,
     INC.; FIELIT NATIONAL FIANCIAL, INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIDELI NATIONAL TITLE GROUP, INC.;
     JOHN DOES i~so AND CORPORATIONS A~Z DEFENDAN
                                                               SUMONS
     TO: PRESTIGE TIDE. INC.
              Upon its Regisere~ Agent for Prcess, Stephen R. Colson
               2301 14il Strt, #580
               Gulfprt Mississippi


                                                 NOTICE TQ TI DEFENDANT
       THE COMPLAT WHCH is ATTACHED TO TIlS SUMMONS 18 IMPORTAN
        AN YOU MUST TAK IMMDIATE ACTION TO PROTECT YOUR RIGHTS.

              You ar reuire to mal or hand-deliver a copy of Ii wrtten respons to the Complait to
    Rushing & Guice, PLLC, the atrneys for the Plaitiff whose addrs is P. O. Box 1925, Biloxi
    Misissippi 39533-1925, 604 Porter Avenue, Ocea Sprigs, Mississippi, 39564. Your repons
    mus be maled or delivered withn th (30) days from the date of delivery of
                                                                                                        th Sumons an
    Complait or ajudgent will be enter agait you for theinoney or other.thgs demaded in the
    Complaint. You must also file the origi of
                                                                   your rC$ponses with the Clerk of     ths Cour with a
    reasnable time aferard.



    2009.
              Issued under
                               my had       and the se of       sad cOur        on ~ the ~ day        of \.~


    (SEAL)
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                                                  SECOND JUICIAL DISTRICT
          U ~ THE CIERY COUR OF IIN COUN, M1SSSlI
          WACHOVI DAN N.A. PLANT
          VERSUS CAUSE NO. C2402-69wUi(4)
      STEPHEN R. COLSON; COLSON & WALLER PLLC;
      .

      SJS DEVELOPMENT, LLC; HOPKIS
      HOMES, LL; TCG TELCOM, INC.; .
      PRETIGE SPORTS MAAGEMENT, INC.;
     ADVANCE TITLE & ESCROW, LLC; PRESTIGE
     TITLE, INC.; PRESTIGE INSURCE AGENCY,
     INC.; FIELITY NATIONAL FINANCIA INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIELITY NATIONAL TITE GROUP, INC.;
     JOHN DOES-l-SO AN CORPORATIONS A-Z DEFENANTS
                                                              SUMMONS
     TO: PRESTIGE INSURNCE AGENCY, INC.
               Upon its Regiterd Agent for Process. Stephen R. Colson
              925 Tommy Monro Drive. Suite D
              Biloxi, Mississippi

                                                 NOTICE TO THE DEFENDANt
          11 COMPLA WHICH is AttACHD TO THIS SUMONS IS IMORTANT
          AND YOU MUST TAK IMDIATE ACTON TO PROTECT YOUR RIGHTS.

         You ar reui~ to mail or hand-deliver a copy of a .wrtten respons to the Complat to
   Rushi & Guce, PLtC, the atrnys for the Plaitiff whose addrss is P. O. Box 1925, BlloxJ.
   Mississippi 39533-1925.60 Porter Avenue. Ocan Springs, Mississippi, 39564. Your repons
   mus be mailed or d~livere with th (30) days from the date of deJiver of-ths Suns and
   Complait or ajudgment win be entere agai you fortbe money or other th demande in the

   reonale tie aferward. . with the Cler oftbs Cour with a
   Complaint. You mus also fie the original of
                    your reponse


   2009.
            Isued under       my had and the        seal of   said Cour on ~s the Ji da~oclL




  (SEAL)
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                  IN THE CHANCERY COURT OF HASON COUN, MISSISSIPPI
                                                  SECOND ~I~ DmTwcr
           'CHOVIA BANK N.A PLANTFF
      VERSUS CAUSE NO. C2402..9-iU(4)
      STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SJ8 DEVELOPMET, LLC; HOPKIS
     HOME, LLC; TCG TELCOM, INC.;
     PRETIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TILE & ESCROW, LLC; PRETIGE
     TITLE, INC.; PRESTGE INSURACE AGENCY,
     INC.; FIDELIT NATIONAL FINANCI, INC.;
     LAWYRS TITLE INSURNCE CORPORATION;
     FIDELIT NATIONAL TIE GROUP. INC.;
     JOHN DOES 1-50 AN CORPORATIONS A-Z DEFENDANTS
                                                          SUMMONS

     TO: COLSON & WALLER, PLLC
          Upon its Registere Agent for Process, Stephen R. Colson
          92 Tòmmy Monro Drve, Suite D
          Biloxi, Mississippi

                                                  NOTICE TO THE-DEFENDANT

        mE COMPLAIN WHICH 18 ATTACHED TO TmS SUMONS is IMPORTANT
         AN YOU MUST TAK IMMEDIATE AClION TO PROTECT YOUR RIGHTs.

               You are requi to mal or hand-deliver a copy of a witt~ resp to the Complait to.
     Rusg & Guice, PLLC, the atorneys for the Plaitiff, wliose addrss is P. O. Box 1925. Biloxi,
     Mississippi 39533-1925, 604 Portr Avenue, Oce Springs, Mississppi, 39564. Your respns
     must be mailed or delivere within thrt (30) days frm the da of delivery of th Sumons and
     Complait or ajudgment wil be enterd agai you for the money or other   thngs demaded in the
     Complaint You mus als file the original of             your responses with the Clerk oftbis Cour with a
     renable tie aferard. ,
               Isued lUdermy ha~ and the se of            sad Cour on this the 12 day 04 ))v
     2009.

                                                                  Johr McAdam, Chaiw~i:(;lt-ll
                                                                                      "~~,,......, ~."
                                                                                ~:f /~ ...~ .~ ... ~ ....:..
                                                                ~ _ .. s. ...., '_N . .~\ "
     (SEA)                                                        w1 '.-. ~ ". ," \: . ,.
                                                           Qarn COlUty.. .f. )sÎ2hi :~:.~I'~.l. ~
                                                            . . t.' ::.~ '.:;.:(L~.i \:~~
                                                                . DEPUT CUi' . . -t\\, .~.., '. ." ;i
                                                                               \~J~~~~;,~;~t;~)/
                                                                                       . : d.l'/~,'~)~~~'
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~..-....                                                                                                                          -
                               IN THE CHCERY COURT OF HASON COUNTY, MISSISSIPPI
                                            SECOND JUICIA DISTRCT
                     CHOVIA BAN N.A. PLAI
              VERSUS CAUSE NO. C2402-D~iil(4)
              STEPHEN R. COLSON; COLSON & WALR, PLLC;
              8JS DEVELOPMENT, LLC; HOPKIS
              HOME, LLC; TCG TELCOM, INC.;
              PRETIGE SPORTS MAAGEMENT,
                                          INC.;
              ADVANCED TITLE & ESCROW, LLC; PRESTIGE
             TITLE, INC.; PnSTIGE INSURCE AGENCY,
             INC.; FIDELITY NATIONALFJANCIAL, INC.;
             LA WYRS TITLE INSURCE CORPORATION;
             FIDELITY NATIONAL TITLE GROuP, INC.;
             JOHN DOES 1-50 AN CORPORATIONS A-Z DEFENDANS
                                                                         SUMMONS
            TO: ADVANCED TITLE & ESCROW, LLC
                       Upon its Regist Agent for Process. Stephen R. Colson
                      925 Tommy Monr Drve, Suite 0
                      Biloxi, Mississippi

                                                         NOTICE TO THE DEFENDANT
               THE COMPLAINT WHCH IS ATTACHD TO TilS SUMONS is IMORTAN
                AN YOU MUT TAK IMMEDIATE ACfION TO PROTECT YOUR RIGHTS.

                 You are requied to mal or hand~deliver a copy of a wrtten reponse to the Complait to
           Rushig & Guce, PLLC. the atrns for the Plaintiff whose addr is P. O. Box J 925. BilDxi.
           Mississippi 39533-1925,604 Porter Avenue. Ocea Sprs, Mississippi.

           must be    mailed     or.
                                                                                 39564. Your repose
                                       delivere      withn th (30) days ftom the date of deliveiy of
           Complant or ajudgment will be entere agaist you for the money or other thgsths Sumons and
                                                                                       demanded in the
           Complaint. You must also file the origina of
                                                                            your responses with th Clerk oftls Cour wltl a
           resonable time afrwd.
                     Issued under my,             had an~ the sea of sad Cour on ~s the J. day o~
           2009.




           (SEAL)
Case 09-32672            Doc 12-7               Filed 09/15/09 Entered 09/15/09 20:37:07                                                      Desc Exhibit
                                                   B part V Page 11 of 50




                   IN THE CHACERY COURT OF HASON COUNTY, MISSISSIPPI
                                SECOND JUICIA DISTRCT
                 OVI BANK, N.A. PLAINTFF
      VERSUS CAUSE NO. C2402-09-111(4)
      STEPHEN R. COLSON; COLSON & WALLEIl PLLC;
     SJS DEVELOPMENT~ LLC; HOPKIS
     HOME, LLC; TeG TELCOM, INC.;
     PREIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRESTIGE
     TITLE-INC.; PRETIGE INSURACE AGENCY,
     INC.; FIDELIT NATIONAL FlNANCIALr INC.;
     LAWYRS TILE INSURCE CORPORATION;
     FIELITY NATIONAL TITL GROUP, INC.;
     JOlI DOES 1-50 AND CORPORATIONS A-Z DEFENANS
                                                                   SUMMONS
     TO: SJS DEVELOPMENT, LLC
               Upon its Registere Agent for Procss, Stephen R. Colson
              925 Tommy Monro Drve, Suite D
              Biloxi, Mississippi

                                                 NOTICE TO THE DEFENDANT

       THE COMPLA WHCH IS ATIACIlD TO THS SUMMONS is IMPORTANT
         AN YOU MUST TAKE IMEDIATE ACTION TO PROTECT
                                                                                                                         YOUR RIGHT.
          You are reuir to mal or had.     deliver a copy of a wrtten response to the Complait to
    Rushing & Guice, PLLC, the attorneys for the Plaitiff whose address is P. O. Box 1925, Biloxi.
    Misissippi 39533.1925, 604 Porter Avenue, Oce Sprigs, Mississippi. 39564. Your reponse
    must be    mailed    or   delivered     within       thrt   (30)     days   from   the    date   ofdelivcI)of.ths               Swnons an
    Complaint or ajudgtent will be entered against you for the money or other thgs demanded in. the
    Complat. You mus also fie the origial of
                                                 your responses with the Clerk of ths Cout with a
    renable tie aferard. .
              Issued under       my band and 1he se of                 said Cour on ~s the /i day o~)) .
    2009.

                                                                                 John McAdams, Chancery gierlc~~~c.rni.

                                                                                                                         ~.. ;r..~.............:.;:-l~~
                                                                                             .. . : . ;'.:,1, :.:/t:~, :¿- ...:\ ¿\
    (SEA) .                                                            fJHBnSOn County . sissi¡p'i:.¡" ..~,;::¡;;;\~~ ::
                                                                          : .. l .. . :.~; ~'\                          , (.. "'. ;-, """
                                                                                 DBPUTY CLERK ~!:1! '~:' .: ...: õ; l ~
                                                                                                                        tl~j.;~2fî~tf
Case 09-32672             Doc 12-7              Filed 09/15/09 Entered 09/15/09 20:37:07                                         Desc Exhibit
                                                   B part V Page 12 of 50




                  IN THE CHANCERY COURT OF HASON COUNTY, MISSISSIPPI
                                                SECOND JUDICIA DISTRICT

              ROVI BANK, N.A. PLAIFF
     VERSUS CAUSE NO. C240i..9-iii(4)
     STEPHEN R. COLSON; COLSON &: WALLER, PLLC;
     SJS DEVELOPME, LLC; HOPKIS
     HOME, LLC; TCG TELCOM, INC.;
     PRESTIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TIE & ESCROW, LLC; PRESTIGE
     TITLE, INC.; PRESTGE INSURACE AGENCY,
     INC.; FIDELITY NATIONAL FINANCIA, INC.;
     LAWYRS TITLE INSUCE CORPORATION;
     FIDELIT NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AND CORPORATIONS A-Z DEFENDANTS .
                                                         SUMMONS

     TO: HOPKIS HOME, LLC
               Upon its Registered Agent for Prs, Stephen R. Colson
               925 Tommy Monro Drive, Suite D
               Biloxi, Mississippi

                                                NOTICE TO THE DEFENDAN

        THE COMPLAIT WHCH IS  An-ACHED TO TilS SUMMONS is IMPORTANT
          AND YOU MUST TAKE IMMDIATE ACTON TO PROTECT YOUR RIGHTS.

           You ar required to mail or had-deliver a copy of a wnttn resons to the Complai to
     Rushig & Guce.. PLLC. the attorneys for the Plainti, whose addrss is P. O. Box 1925, BiloxI
     Mississippi 39533-192,604 Porter Avenue, Oce Sprigs. Mississippi, 39564. Your respons
    mus be mailed or deliver with th (30) days from the date of ~elivei oftbs Sumons and
     Complait or ajudgment will be enter agait you for                 the money or other thgs demaded in the
     Complant. You mUtt also fie the origi of              your responses with the Clerk of                 ths Cour witl a
     renable time aferward. .
             . Issued under my had and the se of sad Cour on ths the ß- day o~ !))L
     2009.

                                                                   John McAdam, Chacery Clerk
                                                                          son ounty, SSIS.S!Pl'~"r- '. ~~"'..
                                                                                                  #,'i-;~ 0t\:;.~,,~.: ::'; .... ..t~i

                                                                                               . ,,-t ,ø'? ( ",; ~
    (SEAL)
                                                                 DEPUT CLEn.J~- ,;"',(0\
                                                                 M .." /....l.... . ..,. .. ..:! :'
                                                         (dRar rC Mi. ...~~r.:iH',_)~:.~~ ~
                                                           .. ., :1~::""~~ _: ~~::: ~6i.""

                                                                         ~:: l i ~.. \. ;'. ~;";~
                                                                                              'l.~\ \ ~';(;.i .,- .: ...: :,...: ¿.f
                                                                                                :i"r~ - i.',. '( ....,.
                                                                                              \~!i:ii:i~:t?
Case 09-32672            Doc 12-7              Filed 09/15/09 Entered 09/15/09 20:37:07       Desc Exhibit
                                                  B part V Page 13 of 50




                   IN THE CHACERY COURT OF HAON COUNTY, MISSISSIPPI
                                                 SECOND JUDICIAL DISTCI
        OVIA BAN N.A. PLAINTIF
      VEUS CAUSE NO. C2402..g.iii(4)
     STEPHEN R. COLSON; COLSON & WALLER, PLLC;
     SIS DEVELOPME, LLC; HOPIOS
     HOME, LLC; TCG TELCOM, INC.;
     PRETIGE SPORTS MAAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRETIGE
     TIE, INC.; PRETIGE INSURCE AGENCY,
     INC.; FIDELITY NATIONAL FIANCIAL INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIDEL     NATIONAL TITLE GROUP,lNC.;
     JOHN DOES 1-50 AN CORPORATIONS A-Z DEFNDAN
                                                             SUMONS
     TO: Tea TELCOM, INC.
          Upon its Registered Agent for Process, Stephen R. Colson
          925 Tommy Monro Drive, Suite D
          Biloxi, Mississippi

                                               NOTICE TO THE DEFENDANT

       TH COMPLAIT WHCH is AirACHED TO TmS SUMONS IS IMPORTANT
        AN YOU MUST TAK IMMDIATE ACTON TO PROTECl YOUR RIGHT.

          Y: ou are iequi to ma or had-deliver a copy of a wrtten respnse to the Complat to
    Ruhing & Guce, PLLC, the attrneys for the Plaintiff whose addrs is P. O. Box 1925, Biloxi,
    Mississippi 39533.1925,604 Porter Avenue, Oc Sprigs, Mississippi, 39564. Your repons
    must be maed or delivered with th (30) days frm the date of delivery oftbs Sumons an
    Complait or ajudent will be entere against you for the money or other thgs demanded in the
    Complat. You mus also fie the origial of
                                               your reons with the Clerk of this Cour withn a
    reasnable time afrwd. , .
              Issed under my had            and the sea of   said Cour oD th the ~ day o~ ~
    2009.




    (SEAL)
Case 09-32672               Doc 12-7           Filed 09/15/09 Entered 09/15/09 20:37:07                     Desc Exhibit
                                                  B part V Page 14 of 50




                IN THE CHANCERY COURT OF HASON COUN, MISSISSIPPI
                                               SECOND JUDICIA DISTRIct

     í\CHOVI BANK, N.A. PLATIrF
    VERSUS CAUSE NO. C2402.o9-11 1(4)
    STEPHEN R. COLSON; COLSON & WALLER, PLLC;
    SJ DEVELOPMENT, LLC; HOPKIS
    HOME, LLC; TeG TELCOM, INC.;
    PREGE SPORTS MAAGEMENT, INC.;
    AnV ANCED TITLE & ESCROW, LL; PRETIGE
    TITLE, INC.; PREGE INSURCE AGENCY,
    INC.; FIDELI'NATIONAL FIANCIA, INC.;
    LAWYRS TITLE INSURCE CORPORATION;
    FIELITY NATIONAL TITE GROUP, INC.;
    JOHN DOES 1-50 AN CORPORATIONS A-Z DEFENDAN
                                                                 SUMMONS

    TO: PRETIGE SPORTS MAAGEMET, INC.
              Upon its Registered Agent for Prs, Stephen R. Colson
              2301 14di Strçt
              Gufprt Mississippi
                                               NOTICE TO THE DEFENDAN

       TH COMPLAIT WHICH is ATIACHED TO TIDS SUMONS is IMORTANT
        AN YOU MUST TAK IMMDIATE AClrON TO PROTECT YOUR RIGHTS.
           Y 00 ar reuired 10 mail or hand-deliver a copy of a wrttsn reponse to the Complait to
    Rushing & Guice, PLLC, the atorneys for the PJaitift whose addrss is P. O. Box 1925, Biloxi,
    Mississppi 39533-1925, 604 Porter Avenue, Ocea Spnngs, Mississippi, 39564. Your respnse
    mus be maled or delivere with tl (30) days frm the date of deliver of   ths Sumons an
    Complant or ajudgment wil be entere agait you for the money or other thgs demaded in the
    Complait You must also fde the origin or                      your respons with the Clerk of   ths Cour with a
    renable time aferwar. . .
              Issed under      my hand and the se           of   sad Coulon ths the ~ daYO~l
    200.




    (SEAL)
Case 09-32672            Doc 12-7             Filed 09/15/09 Entered 09/15/09 20:37:07                          Desc Exhibit
                                                 B part V Page 15 of 50




                   IN THE CHANCERY COURT OF HASON COUNTY, MISSISSIPPI
                                SECOND JUDICIA DISTRCT




                                               NOTICE TO THE DEFEND~'
        THE COMPLAINT WHICH is ATIACHED TO THIS-SUMMONS is IMPORTANT
         AND YOU MUST TAK IMDIATE ACTION TO PROTECT YOUR
                                                             RIGHTS.
               You ar reuir to mail or had..eJiver a copy of a wrtten respons to the Complait to
     Rusg & Guice, PLLC, the attorneys for the Plaintiff, whose addrs is P. O. Box 192, Biloxi,
     Missssippi 39533-1925,604 Porter Avenue. Ocea Springs. Mississippi. 39564~ Yom repons
     mWit be mailed or delivered withn tlrt (30) days from the date of delivery oftbis Sumons and
     Complait or Bjudgment will be entered against you for
                                                                                the money or other thgs demande, in the
     Complait. You must alo tile the ongi of your responses with the Clerk of
                                                                                                      ths Comt within a
     renale time aftrwar. , . '
              Issued undermy ~~ and the ~ea of sad Cour on ths the -l day of \. 9ojl.
     200.




    (SEAL)
Case 09-32672             Doc 12-7    Filed 09/15/09 Entered 09/15/09 20:37:07         Desc Exhibit
                                         B part V Page 16 of 50




                   1N THE CHANCERY COURT OF HARSON COUNY, MISSISSIPPI
                                SECOND JUDICI DISTRICT

                                                                                   PLAFF
      VERSUS CAUSE NO. 0402';09-111(4)
      STEPHEN R. COLSON; COLSON &; WALLER, PLLC;
      SJS DEVELOPMENT. LLC; HOPKINS
      HOME. LLC; TCG TELCOM, INC.;
      PRETIGE SPORTS MAAGEMENT, INC.;
      ADVANCED TITLE & ESCROW, LLC; PRESTIGE
      TIT INC.; PREIGE INSURACE AGENCY,
      INe.; FIDELITY NATIONAL FINANCIAL, INC.;
      LAWYRS TITLE INSURACE CORPORATION;
      FIDELITY NATIONAL TITLE GROUP, INC.;
      JOHN DOES 1-50 AN              CORPORATIONS A..Z DEFENDAN
                                               SUMMONS
     TO: FIDELIT NATIONAL FINANCIA, INC.
               Upon its ChiefBxective Offcer, Alan L. Stin
               601 Riverside Drive
               Jacksnviße, Florda

                                      NOTICE TO THE DEFENDANT

        TH COMPLAIT WIeR is ATTACHED TO THIS SUMMONS is IMPORTANT
          AN YOU MUST TAK IMDIATE ACTION TO PROTECl YOUR RIGlIS.
           You are reui to mail or had-deliv.er 8 copy of a wntten response to the Complait to
     Rushig & Guice~ PLLC, the attomeys for the Plaitiff whose addrs is P. O. Box 1925, Biloxi
     Mississippi 39533-1925,604 Porter Avenue, Ocea Spnngs, Mississippi, 39564. Your respons
     mus be mailed or deliver with thir (30) days from the date of delivery oftbs Sumons an
     Complait or ajudgment wil be entered agai you for the money or other thigs demande in th
     CompJant. You must also fie the origi of
                                              your reponses with the Clerk oftl CoUr with a
     reasable tie aferar .
              Issed unde~my had and the seal of sad Cour on this the.f day Of\~
     2009.




    (SEAL)
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                                                 B part V Page 17 of 50



                  ;.
                    IN TI CHACERY COURT OF IISON COUN, MISSISSIPPi
                                                    SECOND JUICIA DISTRICT

                  OVI BANK, N.A. PLAF
       VERUS CAUSE NO. 0402..9-111(4)
       STEPHEN R. COLSON; COLSON & WALLER. PLLC;
      SJS DEVELOPMENT. LLC; HOPKIS
      HOMES, LLC; TCG TELCOM.INC.;
      PRETIGE SPORTS MAAGEMENT. INC.;
      ADVANCED TITLE & ESCROW, LLC; PRESTIGE
      TITLE, INC.; PREIGE INSURCE AGENCY,
      INC.; FIDELITY NATIONAL FIANCIAL. INC.;
      LAWY TITLE INSURACE CORPORATION;
      F~ELlTY NATIONAL TITLE GROUP, INC.;
      JOHN DOES 1-50 AN CORPORATIONS A-Z DEFENDANS
                                                                SUMONS
      TO: LAWYERS TITE INSURNCE CORPORATION
                Upon it Regiered Agent for Process, Thomas W. Crocket
                633 Nort State Strt
                Jackson, Mississippi

                                               NOTICE TO THE DEFENDAN
        THE COMPLA WmCH rS ATIACHED TO TIDS SUMMONS 18 IMPORTAN
         AND YOU MUST TAK IMDIATE ACTION TO PROTEÇl YOUR RIGHTS.

               You are reuire to mail or had-deliver a copy of a wrtt~n respons to the Complaint to
     Rushing & Guce, PLLC, the attmeys for the Plaitiff whose ad~s is P. O. Box 1925, Biloxi.
     Mississippi 39533-1925, 604 Porter Avenue, Üç Sprigs. Mississippi, 39564. Your rens
     mus be maled or delivered with th (30) days frm the date of delivery of
                                                                                                             ths Sumons and
     Complait or ajudgment wil be entered agai you for the money or other thngs demaded in the '
     Complaint. You must also fie the orlgina of
                                                                   your responses with the Clerk of          this Cour witJn a
     reonable time aferwar. ,"
               Issued wider my hand and the se of
                                                                said Cour on ~s thed- day of JJJ ,
     2009.



                                                                    í1:?,C~=;::,:._,.."
    (SEAL)                                                       kfM/;:&ä' .' (~5;:~:~.::'::::~:::,:~:~~':::..
                                                                          ¡~UTY CLERK ..~; ,:.. ( , ' "::",
                                                                                                      ".... ~ . . .
                                                                                                      (~:y,:;~:: '.. " .,',,-' ') ::'


                                                                                                      '~t~::;; -~::;:;j
   Case 09-32672                     Doc 12-7    Filed 09/15/09 Entered 09/15/09 20:37:07                                 Desc Exhibit
                                                    B part V Page 18 of 50




                           ..



                                        RUSHING & GUICE, P.L.L.C.
                                        ATTORNBYS                              A T             (. A W
              WILtLU L. GUIce II.
            b3llceiwlliuiilce.c:

                   R. Scon WIl*
            .well.~guice.co
                                                                                    Febru 16, 2009
                   MAM. COBBl
            øibblh.liiiulce.aiin
                                                                                                                         Our File No. 7957
      LAtlBN DUYEIUAY SONNln+
          bonnerOnulng8ulce.mrn           Mr. John McAdas
                                          Harson County Chancery Clerk
                   60 Port Avenue         Harson County Courous
            Ocan Spdae. MS 3115"
                                          Biloxi, MS 39530
                        P.O. BOl 192
               Blloid. MS 395;J1l192             Re: Wachoyia Bank N.A. v. Stephen R. Co/son, et 0/.
                                                           No. C2402-09"1 11(4)
                 Phce 2237.-2313
                   Pax 22&-8755981        Dea Mr. McAdas:
             www.rushßlUlce.co                   Enclosed please fmd the origin and one copy
                                                                                                           eah of    twelve (12)
                                          sumonses for issuace to the Defendats in the above-reference matter. Pleae
                                          call nie if you have any questions.

                                                With kind regards, I remain

                                                                                                   Very trly your,


                                                                                                  RUSHIG & GUICE. P.LL.C.




                                         Ik
                                                                                                  ~m'
                                         Enclosures




       .                                 00:    Kaen Eady- Wiliams, Es.




   'Uccied In MiulppL Tex,
              Dflttlcl ol Columbia

"I.cesed In: MlliililPpL. Lolslana

-oUcl!ld In Mlliilppl, Alebima
Case 09-32672         Doc 12-7         Filed 09/15/09 Entered 09/15/09 20:37:07               Desc Exhibit
                                          B part V Page 19 of 50


                .4
                      IN THE CHCERY COURT OF HASON COUN, MISISSIPPI
                                                 SECOND JUDICI DISTRICf \: 0 ~ V
         WACHOVIA BANK, N.A PLAINIFF
         VERSUS CAUSE NO. C1402-6.11l(4)
        STEPHEN R. COLSN; COLSON & WALLER. PLL;
        SJS DEVELOPMNT, LLC; HOPKINS
        HOME, LLC; Tea TELCOM, INC.;
        PRETIGE SPORTS MAAGEMENT, mc.;
        AnV ANCED TITE & ESCROW, LLC; PRESTIGE
        TITL,INc.; PRESTIGE INSURCE AGENCY,
        INC.; FIELIT NATIONAL FIANCI INc.;
        LAWYRS TITE INSURACE CORPRATION;
        FIDELITY NATIONAL TITLE GROUP, INc.;
        JOHN DOES i-so AN CORPORATIONS A-Z DEFENDANTS
                                                              SUMONS
        TO: Stephe R. Colson
                  2466 Provence Plac
                  Biloxi, MississippI

                                                 NOTICE TO mE :n~FEND~
           THE COMPLAINT WHCH IS ATrACBED TO THIS SUMONS is IMPORTANT
            AN YOU MUST TAK IMEDIATE ACTION TO PROTECT VOlIR RIGHTS.

                  You ar require to mail or ha-deliver a copy of a wrUen respons to the Complant to
        Rusing & Guce, PILe, the attorney for the Plaintiff whose adss is P. O. Box 1925, Biloxi,
        Mississippi 39533-1925, 60 Portr Avenue, Oce Sprngs, Mississippi. 39564. Your respnse
        must be mailed or delivere witln thrt (30) das from the date of delivery of this Sumons an
        Complaint or ajudgment will be enter agait you for the money or other thngs demanded in the
        Complait. You must         also fie th origi Ofyouf responss with th Clerk of
                                                                                        this Cour with a
        reonable time aferar.

                 . Isued unde   my hand and th        se of sad Cour on ths the¡l day oJ~ ~
        2009.




       (SEA)
Case 09-32672                                     Doc 12-7          Filed 09/15/09 Entered 09/15/09 20:37:07                                  Desc Exhibit
                                                                       B part V Page 20 of 50




  +:. l '..
                                             II
                                             ii
                                             I~
                                             i:

                                          Ii                 IN THE CHANCERY COURT OF HARRISON COUNTV,MISSISSIPPI
                                          1;
                                          :1
                                                                           SECOND Jl!DICIAL DISTRICT
                                          i;
                                          I;
                                          ¡:
                                          !:
                                                   W ACHOVIA BANK. N.A.                                                                           l'A7)"
                                          i.
                                         :i VERSUS
                                         !i                                                                  CAUSE No.~.,ÎllD~ l)q"llL(4
                                         ii
                                         ¡I
                                         l        S'lEPHEN R. COLSON; COI..ON & WALLER, PLLC;



                                                                                                                              Lt~
                                         ii       SJS DEVELOPMENT, LLC; HOPKJNS
                                                  HOMES. LLC; TCG TELCOM. INC.;
                                                  PRESTIGE SPORTS MAN,'\GEMENT. INC.;
                                         II
                                         "        ADVANCED TITIÆ & ESCROW, Ll.C; PRESTr.GE
                                         i,       TlTI.E, INC.; PRETIGE INSURANCE I\GEN("Y.
                                                  rNC.; FIDELITY NA nONAl. FINANCIAL, INC.;
                                                                                                                             JO McAM. CHER CLeK
                                         il

                                         II
                                                  LA WYERS TITLE INSURANCE CORPORATION;                                      By_ ~ _O.c
                                         ¡:       FIDELITY NATIONAL TITLEGROVPt INC.;
                                         ii       JOHN DOES 1.50 AND CORPORATIONS A-Z                                                         DEFENDANTS
                                         ~ì
                                         !~                                COMPLAINT FOR INTERPl.F.ADEIt
                                         ii
                                        ,:                      DE(:l.ARATORY JUDGMENT ANnOTHER RELATED RELIEF
                                        !I

                                         í
                                        I:
                                                          COMES NOW. the Plaintitfin Interpleader, Wachovia Blink. NA. andbringstbi!lConiplaint
                                        .,
                                        n

                                     !I tor Lnterpleader, a Declaratory Jud!,'Icnt iiiid oihur Related Relief agüiiist the iibovi.'..iianied
                                     1'1 Defendiints and tor its good cause or action would state unto the Court nnd give notic of the
                                     Ii following. to-wit;
                                    !ì

                                                                                                   PARTIES
                                    il
                                    'i
                                                                                                        i.
                                    !i
                                    'i                    The Plaiiitill: WadlOvia Bank. N,¡\ . is a llittiol1l1l banking iii-sociation having iis princiiial
                                    ,!
                                    .'
                                    ¡!
                                    ., banking oftce in flulTisOll Ct)uiit~.. Ivlissis:iippi at 854 Howard Avenue. ßiI(J"i. ~i5si!lippi. JQ530,

                                    :¡
                                ii                                                                     II,
                                ï
                                :1                        Stephen R. Colson is aii adult r()sideilt citizen ofHalrison (:1)Ullfy, Mississippi whose plillCipíll
                                'i

                                ;!
                                    i             place otresidence is 2.J66 Provence Place. Biloxi, Mississippi, where he miiy bt! sllJ'\'cd with proem.
                                i:
 1lllIfl4Ø . ,.m.ic. P,- '-C.       I
    ..1 I'Olulr:..4 ArlJW           !
       ,,0. '''A "D             !
  DP.O:t.... "")loc'OS
       'i:l......4.:.irJ        :~

                                "
Case 09-32672                                     Doc 12-7              Filed 09/15/09 Entered 09/15/09 20:37:07                                       Desc Exhibit
                                                                           B part V Page 21 of 50




 ~,                                         il
                                            i.
                                           I!
                                           II

                                           'I
                                           Ii                                                                    Hl.
                                           ¡i
                                           'i
                                                             Presiige Title, Inc. is a corporntion organized and existing pursant to the laws of tbe Siate
                                           i,

                                           ¡I of
                                                       Mississippi, having its principal place of         business al 925 Tommy Monro Drive, Suite D. Biloxi,'
                                           :i
                                           I:
                                                  Mississippi. Prestige Title, Inc. may be served with proces!l b)'o seri~n8 its registered agent far recipt
                                           !I
                                           .1
                                           !i     of   process, Stepheii R. Colson At 2301 14(~ Strcet.1fS80, Gulfport Mississippi.
                                           ¡;

                                           :'
                                           Ii
                                                                                                                iv.
                                           11
                                           ii                Prestige Insurance Agency, Inc. is a corporation organized and existing pursuant to the laws
                                       II

                                       1/
                                                 of    the State of   Mississippi, having its principal place          of   business at 925 Tommy Monro Drive. Suite
                                       l.
                                       I'
                                       Ii
                                                 0, Biloxi. Mississippi. Presiige rnsurance Agency. Inc. may be served with pro~ss by serving iis

                                       II registered agent for receipt of process. Stephen R. Colson at 925 Tommy Moiiro Drive, Sui
                                                                                                                                                                   Ie O.
                                       II
                                       :1
                                                 Biloxi, Mississippi.
                                       I:
                                       if
                                       il
                                       "                                                                         v,
                                       rl
                                       ~!
                                      .'                    Colson & Waller, PLLC is a professional li.mited liability company organized and c.\(ißtilig
                                      ¡¡
                                      Il
                                      II
                                                 pursuant to the laws of        the State of   Mississippi, having its principal plnee ofbusincs at 92S Tommy
                                      'I

                                      11
                                      i1
                                                 Monro Drive, Suite D. Biloxi, Mississippi. Colson & Wall~, PLLC may be served with pnxCS8 by
                                      :~
                                      j.         servng its registered agent for recipt of            process. Stephen R. Colson at 925 Tommy Monro Drive,
                                      H
                                      'I
                                      !¡         Suite D. Biloxi, Mississippi.
                                      ;1

                                                                                                                Vi.
                                  11
                                      Ii
                                      :¡                    Advanced Title & Escrow, LLC is a limited liabilty company                organized and existingpiiriiiftiit
                                  ;1
                                  H to the la\\-:i otrhe SEate of Mississippi. having ils principa1lilace of husines.-i ali)25 Tummy Mtmrt.l
                                  .1
                                  .i
                                  i~ Dl'ivc; Suite 0, Biloxi~ Missi,t.sippi. i\d\!anced ~ritle & Escro\.'l. Lt(~ ,nay be served \v;th procCa&:s by
                                  .i

                                  ;! serving its regist\:rcd agent for receipt of process, Sicplwll R, Colson at 925 Tommy Monro Oriw.
 tr!ll:lN- a. oiner; P.i.....
      A.1"fc"Nl.yV Al LAW
        ~o.a'l" ....ti :;
   ":il-O_., ~:i"'"'''.li~?S ;:                 Suite D. Biloxi. Mississippi.
        ~'7l'~'~                  :~


                                  "                                                                             2
                                   !
                                  ï
                                '.
                                  ,
Case 09-32672                                 Doc 12-7           Filed 09/15/09 Entered 09/15/09 20:37:07                             Desc Exhibit
                                                                    B part V Page 22 of 50




   ".                                        I- .


                                         i
                                         i,                                                          VII,
                                         I!
                                         II             SJS Development. LLC is a limited liabilty company organized and existing pUf.!llant to the
                                         I:


                                         ji laws of     the State of   Mississippi, having iis principal place ofbusinuss at 925 Tommy Monro Dri\-e.



                                         . registere agent for M;,,¡.dppi. SJS D.v.lopment. LLC ma b. ..Nod Monro Drive, Suite D.
                                         III Suw, D. BH..,.rC(eipt of process, Stephen R. Colson at 925 Tommy wHh pr, li ..'.,;is .

                                        Ii


                                        :1 Biloxi, Mississippi.
                                        I,
                                        ii                                                       VII.
                                        !i             Hopkins Homes. LI"C is a limited liabilty company organized and existing pursu811110 the
                                    f1
                                    IiI ia .fthe Ste .f Mb,;,. ba,iog U. pr,.p,1 pl.oo .rhu;..., .. .25 T__ 'I."" Dr..
                                        . Suite D. Biloxi, Mississippi. Hopkins Homes, LLC may be served with process by 5el'ing its .

                                    ~ ,.¡¡ere -' th, ""dpi.f"".. S'ep,. R. Cd"'..t '2' Tommy Moi Drve SuU. D.

                                    Ii

                                    ;1 Biloxi. Mississippi.

                                   ¡1                                                                IX.
                                   rl

                                   I.
                                                      TCG Teloom. Inc. is a corporation organized and existing pursuant to the lawsorthe State .
                                   I!

                                                Mississippi. having its principal place of
                                   ¡! of
                                   j.                                                        business at 925 Tommy Monro Drive, SUÌlc O. Biloxi.
                                   I!
                                   il Mississippi. Tea Telconi, I"C. may be served with proces by sering its registere agent tbr receipt




                               ~ X.
                                   !I




                               II: ofpni~ss. Stophen R. Colson at 925 Tommy Monro Drive, Suite D. Biloxi. Mississippi.
                               il

                              ¡¡
                              .1                      Pn..'StÎge Sports Management. I nc. is a corporation organized and exis1ilig "ursuantto the laws
                              i!
                              !¡ of            the Stiite of   Mississippi. having its principal place ofbiisilless al 925 Tommy Moilfo Drive. Suite
                               i
                              :~

                              :i o. Biloxi. Mississippi. Pres!ih'e Sports Maiiagement. Inc. may be served with pr,-)cess b)' seriiig ¡Is
                              'f
                              i) registered agent forreceipi ofproccss. Stephen R, Colsol1 al Stephen R. Colson ai2301 14111 Street
 GUJllH(." (lure.. 1'L.".Co
    'TTOft..--c.n. A1 \.W
        p.o. 801 'D2S
  UIL.OXt. "ili .IriU.,Ço:r              GiilrpOJ1, Missísiiippi,
        ~'n "U..1~I'

                                                                                                -'
Case 09-32672                                   Doc 12-7                Filed 09/15/09 Entered 09/15/09 20:37:07                            Desc Exhibit
                                                                           B part V Page 23 of 50


                                                !/



                                                II
                                               i.
                                               ii
                                               ¡¡
                                               if
                                               "
                                               l'                                                        Xl.
                                               Ii
                                               :1              Fideljty National Financial, Inc. is a Delaware corporation doing business in the State of
                                               ;1
                                               !i
                                               ;~ Mississippi, through its subsidiary, Lawyers Title Insurance Corporation. The addres of its
                                               ;~
                                               i~
                                              ;:     corporate offce is 601 Riverside Dn..." Jacksonvile, Florida 32204. where it may be served with
                                              a
                                                     process upon its Chief Exective Offcer, Alan L. Stinson. or other authorized oftcer. at 601
                                           )f
                                           1i
                                           il        Riverside Drive, Jacksonvile, Florida 32204.
                                          ¡I
                                          i.
                                          :1
                                                                                                        XII.
                                          II

                                                              Lawyers Title Insurance Corporation is nn insurance corporation organized and existing
                                          'i

                                         J~          pursuant to the laws of the Slate of Nebraska ha..ing its principal place ofbus¡ness at 10306 Regency
                                         ¡¡

                                         I!          PSlkway Drive. Omaha, Nebraska, and may be served v.ith process upon its registered ageil for the
                                     11
                                     1i             rt.'ceipt of   process. Thomas W. Crockett, 633 North State Street, Jackson, Mississippi.                     I
                                                                                                                                                                . ;


                                     I!
                                     ,!                                                               XliI.
                                     'I
                                     i;
                                                             Fidelity National Title Group, Inc., is a subsidiary ofFidcliiy National Financial, Inc" iind is
                                     ¡I
                                     i!
                                     "
                                     ..           a Delaware corporation doing business in the State of Mississippi through its subsidiary, Lawyers
                                    '.
                                    ¡.
                                    ,:          Tide Insurance Corporation. and may be served with process upon the ChiefExcclltÌ\'e Offcer. Nan
                                    If
                                    :(
                                                L. Stinson. or other authorized offcer or
                                                                                                its parent corporation, Fidelity National FinanciaL. Inç,. nl
                                    II
                                    F
                                 .1            its corporate offce located at 601 Riverside Drive. Jacksonvile. Florida 32204.
                                 ~;



                                ;¡                                                                   XlV.
                                !¡
                                                           lohn Docs I through 50 are unknown individual Dclèiidants who may have a beneficial
                                ¡I
                                .,
                                ;i             interesr in the funds deposited iii ihis cause.
                                :;
                                j.
                                :'
                                                                                                     xv,
  ,.un,~~çN:=~~' ::l:.c. il ;¡ Corporations A through Z ure unknown corporale eniities who may hii\'e a benelicial inrcrest




                                : 4
      ,,(I. eo. .... ;1
   ""-"', HVM"",'",." -:; iii the funds deposited in fliis ('.aiise,
       tou JJ'''.'Z~i:J


                                1
                          '.;
                            l
                           .:
Case 09-32672                                         Doc 12-7                 Filed 09/15/09 Entered 09/15/09 20:37:07                                Desc Exhibit
                                                                                  B part V Page 24 of 50




       '-



                                                          ~
                                                          .i
                                                          1/

                                                      Ii
                                                      if
                                                      "
                                                                                                       JURISDICTION AND V£NUF.
                                                      l;
                                                      ii                                                               XVI.
                                                      H
                                                      H
                                                                       This is a Complaint in liilerpleadeT and tor a Declaraiory Judgment over which the Chancery
                                                     ;¡
                                                     :1

                                                     ¡I Court has original subject matter jurisdiction.
                                                     Ii
                                                     ;1
                                                                                                                    XVii.
                                                     '!
                                                     II
                                                                       Venue is in Harrison County. Mis9issippi. Second Judicial Dislóct, as this iiò the counly iind

                                                               judicial distct in which the propert is located, in which the calise of aciion ac~rued and in which



                                                     !I at least one of
                                                     .1                        the defendants may be found,

                                                 I
                                                 i                                                      SIATrMENT OF "'ACTS
                                                 I
                                                                                                                   XVII.
                                                                      At all times meniioned. herein, some of
                                                                                                                   the Defendants entered into contracts and agreements
                                                II

                                                í¡ to be performed iii wliolc or În palt in ihe State of i\ilississippi. At all times mentioned herein the




                                            ¡I
                                            '.
                                                ~ ~x
                                                i ""'' in quesu we orilly maliioiii'" il ib. Stle or Mó,,¡sspp;


                                                ;1
                                                                     AlaTl times mentioned herein, Wacliovìa Bank, N.A ("Wachovia") ¡san innocent stakeholder

                                            I! of certin bank acc:ounts aiid proceeds thereof                      and is unable to determine the respective interests of
                                            :1
                                            ~i
                                            .. the Oetèndants in the proceeds of said bank accoullts nnd has no adequate niiicdy at law ~'..c to
                                           j:
                                           ¡I rei,ort to (he eqLlitable powers of
                                                                                                     this Court.
                                           ¡I
                                           I;
                                           ,:
                               ,. if                                                                               xx.
                                  "

                                           '!                        .'\t all times mentioned herein, Fideliiy Naiional Financial, Inc. ("Fidelity") i~ .he parent
                                           ,I
                                           ~I
                                       :l company otLawyers Title rIlSl.lfUlCe Corporation ("Lav.:yers Title").
                                       ,.
                                       :i
                                       '¡

  pll~tufi It "¡""QQ'. ...c.l.C.
                                       Ii
      ,.nOftH.~.i IlTlA"N
         "O..ale '''.l!t               ;1
   liil.)i. 445 lllÐ~.lvi$             .\

            :e;el,....~I~          ;r
                                   r
                                   .1                                                                              5
                                   :i
                                       ,
                                   "
Case 09-32672                                Doc 12-7         Filed 09/15/09 Entered 09/15/09 20:37:07                                       Desc Exhibit
                                                                 B part V Page 25 of 50



                                                  !l'


                                                  II
                                              ii

                                              ;¡                                                        XXI.
                                              11
                                                         At all iimes mentioned herein, ia\1yen; Title is a title insurance company which provides,
                                              !!


                                             !I among other things, title insurance through agents in Mississippi to insure the title 10 real property.
                                             ï
                                             n
                                             H                                                          XXII
                                             !!
                                             ;,
                                             ¡i         Lawyers Title \..as recntly purchased by Fidelity.
                                             Ii
                                             ¡-

                                             Ii
                                                                                                     XXlll.
                                             ii         At an times mentioned herein. Prestige Tiile, Inc. ("Prestige Titlc") was an issuing agL'fit of

                                         i lawyers Title. Prestige Title is a title company in the business of closing IOIlIlS, handling the sale an
                                         ,,'I


                                         Ii purchaso of real propeny and related serices.
                                         i
                                         ,
                                         ¡
                                         i
                                         I
                                                                                                    XXIV.
                                         i
                                     i
                                                        At aU times mentioned herein, Advance Title &. Escrow, i.i.C ("Adviiiiced Title") was II"
                                     II

                                     II issuing agent of        Lawyers Title. Advanced Tille is a title company in the business of
                                                                                                                                                   closing lonns.
                                     IJ handling the sale and purchase ofrca property and related services.

                                    If
                                    II                                                              xxv.
                                    ii
                                    ~ Prestige Title becAme a ctistomer of Wachovia and opened the following accounts with


                                    :1 Wachovla:
                                    :1
                                                                            Accunt NßlUç                                              ~asl Pour Di!tiis of
                                    ;1
                                                                                                                                      Account Nuiiber
                                    Ii Prestige Title. Inc. Jackson Trui.1 Account
                                    ji Preige Title. lric. Hattiesburg Trust Account                                                       4292
                                                                                                                                          4J02
                                ¡! Prei.1ige Title, Inc. Pensacola Trost Account                                                          4315
                                11 Prestige Title, Inc. MobHe Trust Account                                                               4328
                                !¡ Prestige Title, Inc. Southaven Trust Accunt
                                                                                                                                            4331
                                ii Prestige Title, Inc. Ocean SpriIlgs Trust                                                                4344
                                :¡ Prestige TItle, Inc. Funding Account
                                                                                                                                            43~7
                               !j Prestige TitJe, Inc. Agency Accollnt                                                                      4519
  "U~"'''Ai\ OCJr~ ~i.t.c:     j Prestige Title, Inc. Abstract Account
     AT1Dftrtl'Af LAy,
                               ;, Prestige Title, Inc. Operating Account                                                                    4864
        IRO.l:Jt 'PLU
   81\0'1. H' "i;,~,.t:).a::                                                                                                                4880
        Ui-:.....Uii           .j
                                j
                                i
                               Ii
                                                                                                    6
                               ~¡
Case 09-32672                               Doc 12-7         Filed 09/15/09 Entered 09/15/09 20:37:07                          Desc Exhibit
                                                                B part V Page 26 of 50



      ~                                     it.
                                            !l
                                            Ii

                                            II

                                            ,I

                                                                                                                                4893
                                            'I Prestige Title, Inc. Atlanta Trust Account .
                                            '. PrestigeTitle, Inc. Composite Relationship Account
                                                                                                                                4903
                                            il Prestige Title, Inc. Däphne Trust Accuiit .
                                                                                                                                4916
                                            Ii Prestige Tide. Inc. Destin Trust Account
                                                                                                                                .j932
                                            II Prestige Title, Inc. GulfPort Trust Account                                      4945
                                            I! Prestige Title. Jnc. Houston I A&O I                                             70ll
                                           ¡i Prestige Title. Inc. Houston I A&02
                                                                                                                                7026
                                            I Prestigè Title. Inc. Houston I A&02                                               7039
                                                                                                                               7055
                                            j Preige T¡t1e, Inc. Daphne '\&0 I
                                           I' Prestige Title.(nc. Houston I Recording Account
                                                                                                                               7615
                                           ¡i Prestige Title, (nc. Nicevile Trust i\ccount
                                                                                                                               7628
                                        H Prestige Title, Inc. Bilo~i Truh1 Account
                                                                                                                               7822
                                                                                                                               7835
                                       ! ",..dge Tõil., Inc. Nicevile EMD Accunt                                               7848
                                       i Prestige Title, Inc. Biloxi EM Ace,.."
                                       il
                                       .1                                                     XXVf.
                                       l¡
                                                     As ofFebmary 12, 2009, each of the above accounts had the following respective balances:
                                      11
                                      :1
                                      )1




                                      Ii
                                                                   Ac~ount Nam~

                                             Prestige Title, Inc. Jackson Trust Account
                                             Prestige Title. Inc. Hattiesburg Trust Account
                                                                                                           Last Four Digiti¡
                                                                                                            of Account No.
                                                                                                                4292
                                                                                                                                        ~  $0.00
                                      !i                                                                        4302                       $0.00
                                      .1     Prestige Title, lnc. Pensacola Trusi Account
                                                                                                                4315                       $0.00
                                   ;1
                                   .,        Prestige Tit~. Inc. Mobile Trust Account
                                                                                                                4328                       $0.00
                                             Prestige Title, Inc. Southaven Trust Account
                                                                                                                4331                       SO.OO
                                  ;1         PrestjgeT~tle. (I1c. Ocen Springs Trust
                                  if                                                                            4344                       $0.00
                                            Prestige Title, Inc. Funding Account
                                  !!
                                  I;                                                                            4357              $476.553056
                                            Prestige Title. Inc. Agency Account
                                  I'
                                                                                                                4519                   $1,250.46
                                            Prestige Title. Inc. Abstrllct Åccount
                                  II                                                                            4864                    $543.06
                                  11
                                            Prestige Title. (nc. Operatiiig Account
                                  ll                                                                           4880                 $3,36952       ,
                                 !j         Prestige Tide, Inc. Composite Relationship Account
                                 I~                                                                            4893                       $4.;~~
                                            Prestige Tide, Inc. Atlanta Trust Accouni
                                 i¡                                                                            4903                       $0,00
                                            Prestige Title, Inc. Daphne Trus! Account
                                 Ii                                                                            4916                       $0.00
                                 II
                                 'i         Prestige Tiile. Inc. Destin Trust Account
                                                                                                               4932                       SO.OO
                                            Prestige Title. Inc. Gulfport Trust Accunt
                                 !1                                                                            4945                       50.00
                                 '.        Prestige Title. Inc. Houston I A&O I
                             i'                                                                                7013                       SO.OO
                             :J            Prestige Title. lnc. Houston ¡ 1\&02
                             II                                                                                7026                       $i).()
                                           Prestige Titlc. JiiC. HOuston I A&02
                             ~1                                                                                70JCJ                     SO.(¡(
                             U             Pr~1ige Title, i nc. Houston! ,\&0 I
                            jl                                                                                 7055                      $0.00
                                           Prestige Title, Inc. Daphne Recording Account
                            \I                                                                                 7615
                                       Presige Title, Inc. Nicevile Trust Account                                                  $~,3)5 '~2
                            ;¡                                                                                 7628              $327,821.10
  PU~'N' " tlUNl; "..i.c:   :1         Presfige Title. Inc. Biloxi Trust Accoiim
    ""1''-llHICIJ AT LAw                                                                                       1822                    $0.00
       ..0.80:1 r4.as
                            'I         Prestige Title, Inc. Biloxi EMD Account
                         :i
   6IL~M. ~ :llP:tI.I-SIi$.
                                                                                                               7835                      SO.O(J
                         ;¡
                         .1
       ::"hl3~""4qi.-i
                            :1
                                                                                              7
       Case 09-32672               Doc 12-7   Filed 09/15/09 Entered 09/15/09 20:37:07           Desc Exhibit
                                                 B part V Page 27 of 50



                  Physicias Tro LLC
                  June i O. 2009
                  Page 2

                           Sum effor have to da be only somewhat sucre. In the short term we anticipa
                  fidi more an more diffcuties with rasi the necessa fuds to kee the respetive
                  poii~ies alve.
                   Accidgiy~ 1 recetly rerea the Shepherd Magement Agrment an Serces
              Agrnt. TIin it is not perfecty clea th Shepher Capita ha auority to borrow
              mone, sell policies or tae other action in onter to rase capita to prtect the inteests of the
              vanous invesrs aIthoUl I believe th such autority is implied.
                        Bas on th forgoing, and in the bet inteests of the A&O Fun and the ÌDvestors.
              Shepherd Caita intes to tae oU stps ne, both leg and tiia. to prote the
              invesrs an value of tho fu.

                        Should you have any questons or comment, pleae do not hesitate to cal.


                                                          Your very try,

                                                                                 MAAGEMET, LLCI
                                                                                        OEMT




            RBM:jmf
            Enclosur




IlXlI051I6m'v.1
Case 09-32672   Doc 12-7   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                              B part V Page 28 of 50
Case 09-32672               Doc 12-7   Filed 09/15/09 Entered 09/15/09 20:37:07                  Desc Exhibit
                                          B part V Page 29 of 50




                                                    ~
     DENISE VOIGT CRAWFORD
    SECURITES COMMISSIONER                                                                        JACK D.LADD
                                                    LQ. .0                                          CHAIRMAN

                                                                                                 BRYANK. BROWN
         JOHN R. MORGAN
 DEPUTY SECURITES COMMISSIONER                                                                      MEMBER

                                                                                            BETH ANN BLACKWOOD
       Mail: P.O. BOX 13167                                                                       MEMBER
     AUSTIN. TEXAS 78711-3167          -aexa~ S tate ~ecurítíe~ 1boarb                           WILLIA R. SMITH
                                                                                                    MEMBER
                                                20B E. ll Strl ah Floor
       Pline: (512) 305-l30~                    AlIOn. Texas 78701-2407                      EOWARD ESCUDERO
      Facsimle: (512) 30S-l310                      ww.ssb.slale.lxus                              MEMBER




          IN THE MATIER OF §
         PROVIDENT CAPITAL INDEMNITY, L TD; §
         HAROLD MARIDON; MINOR VARGAS CALVO; § ¡
         DAVID AGUILAR; SECURE GROWTH LLC; § Order No. ENF-08-CDO-1647
         ROBERTP. MCGANN; PATRICIA             JANICK; §
         HAUSCHILD & KLEIN AND DANIEL KLEIN §


        TO:        Provident Capital Indemnity, Ltd.            Harold Maridon
                   DessarroJ/os Comerciales Ronim, S.A.        Dessarrollos Comerciales Ronim, SA
                   San Rafael-Heredia, Costa Rica              San Rafael-Heredia, Costa Rica
                   and                                         and
                   P. O.Boxes 189-2000and 2000                 P. O.Boxes 189-2000    and 2000
                   San Jose, Costa Rica                        San Jose, Costa Rica
                   and.                                        and
                  C/CJichael Bruney                           C/OVichael Bruney
                  Virgin Lane 12                              Virgin Lane 12
                  Roseau, St. George                          Roseau, St. George
                  Dominica                                    Dominica
                  Minor Vargas Calvo                          David Aguilar
                  Dessarrollos Comerciales Ronim, S.A.        Dessarrollos Comerciales Ronim, SA
                  San Rafael-Heredia, Costa Rica              San Rafael-Heredia, Costa Rica
                  and -                                       and
                  P. O.Boxes 189-2000and 2000                 P. a.Boxes 189-2000     and 2000
                  San Jose, Costa Rica                        San Jose, Costa Rica
                 and.                                         and
                 C/Ovichael Bruney                           C/Ovichael Bruney
                 Virgin Lane 12                              Virgin Lane 12
                 Roseau, St. George                          Roseau, St. George
                 Dominica                                    Dominica
                 Secure Growth LLC                           Robert P. McGann
                 930 S. Bell Boulevard, Suite 204            930 S. Bell Boulevard, Suite 204
                 Cedar Park, Texas 78613                     Cedar Park, Texas 78613




                                                                                                   EXHIBIT E
Case 09-32672              Doc 12-7             Filed 09/15/09 Entered 09/15/09 20:37:07        Desc Exhibit
                                                   B part V Page 30 of 50




                      Patricia Janick                                Hauschild & Klein
                      930 S. Bell Boulevard, Suite 204               2111 Mid lane#A5
                      Cedar Park, Texas 78613                        Houston, Texas 77027

                      Daniel Klein
                      2111 Mid lane #A5
                      Houston, Texas 77027

                                         EMERGENCY CEASE AND DESIST ORDER

             This is your OFFICIAL NOTICE of the issuance by the Securities Commissioner
      of the State of Texas ("Securities CommissionerU) of an EMERGENCY CEASE AND
      DESIST ORDER pursuant      to Section 23-2 of The Securities Act, TEX. REV. CIV. STAT.
      ANN. art. 581-1 et seQ. (Vernon 1964 & Supp. 2007) (liT exas Securities Act").

                     The Staff of the Enforcement Division ("the Staff) of the Texas State Securities
      Board ("the Securities Board") has presented evidence sufcient for the Securities
      Commissioner             to find that:

                                                         FINDINGS OF FACT
      1. Provident Capital Indemnity, Ltd ("Respondent PCI") maintains last known
                     addresses at Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa
                     Rica and P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and
                     Respondent PCI can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau,
                     St. George, Dominica.

     2. Harold Maridon ("Respondent Maridon") maintains last known addresses at
                     Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa Rica and
                     P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Maridon
                 can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau, St. George,
                     Dominica.

     3. Minor Vargas Calvo ("Respondent Calvo") maintains last known addresses at
                 Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa Rica and
                 P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Calvo
                 can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau, St. George,
                 Dominica.

    4. David Aguilar ("Respondent Aguilar") maintains last known addresses at
                Dessarrollos Comerciales Ronim, SA, San Rafael-Heredia, Costa Rica and
                P.O. Boxes 189-2000 and 2000, San Jose, Costa Rica, and Respondent Calvo
                can be contacted c/o Michael Bruney, Virgin Lane 12, Roseau, St. George,
                Dominica.

    5. Secure Growth LlC ("Respondent SGL") maintains a last known address at 930
                S. Bell Boulevard. Suite 204, Cedar           Park, Texas 78613,

    Emergency Cease and Desist Order/Provident Capital
                                                                Indemnity, Ltd., et aJ.Page 2
Case 09-32672         Doc 12-7             Filed 09/15/09 Entered 09/15/09 20:37:07               Desc Exhibit
                                              B part V Page 31 of 50




      6. Robert P. McGann ("Respondent McGann") maintains a last known address at
              930 S. Bell Boulevard, Suite 204, Cedar Park, Texas 78613.

      7. Patricia Janick (URespondent Janick") maintains a last known address at 930 S.
              Bell Boulevard, Suite 204, Cedar Park, Texas 78613.

      8. Hauschild & Klein ("Respondent H & K") maintains a last known address at 2111
              Mid Lane #A5. Houston, Texas 77027.

      9. Daniel Klein ("Respondent KleinU) maintains a last known address at 2111 Mid
              Lane #A5, Houston, Texas 77027.

      10. Respondents are offering bonded life contracts, also referred to as line of credit
            promissory notes with security agreements, and bonds in Texas. Respondents
            represent that these investments wil return 15% per annum for a term of four to
            seven years. The bonded life contracts are purportedly secured by a bond
              issued through Respondent PCI.

      11. The bonded life contracts and bonds have not been registered by qualification,
            notifcation or coordination and no permit has been granted for their sale in
             Texas.
      12. Respondents PCI, Maridon, Calvo, SGL, McGann, and Janick have not been
             registered with the Secuñties Commissioner as dealers or agents at any time
             material hereto.

     13. I n connection with the offer for sale of the above-described bonded life contracts
             and bonds, Respondents PCI and Maridon are intentionally failing to disclose the
             following material facts:

             a. That Respondent Maridonwas convicted of conspiracy                      to commit mail and
                       wire fraud in United States of America v. Harold Maridon, Cause No.
                       8:97CR-149-1; and

             b. That the State of Florida obtained a receivership, injunction and other
                       relief against Respondent PCI in State of Florida v. Provident Capital
                       Indemnity, Case Number 934923, in the Second Judicial Circuit for Leon
                       County, Florida, based in part upon findings that Respondent PCI
                       unlawfully engaged in insurance in Florida, and that a warrant was issued
                       for Respondent Maridon's arrest in connection therewith.

     14. In connection with the offer for sale of the above-described bonded life contracts
             and bonds, Respondents PCI, Maridon, Calvo and Aguilar are intentionally failing
            to disclose the material fact that on November 6, 2006, Respondent PCI was
            ordered by the Texas Department    of Insurance in Order # 06-1154to cease and
            desist engaging in the unauthorized business of insurance in Texas in connection
            with its Issuance of bonds securing contracts similar to those now offered by
            Respondents.
     Emergency Cease and Desist Order/Provident Capitallndemnily, Ltd., et al./Page 3
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      15. In connection with the offer for sale of the above-described bonded life contracts
               and bonds, Respondents are intentionally failng to disclose the following material
               facts:

               a. Information regarding the names, background and experience of the
                         offcers and directors of Respondent SGL;

              b. Information regarding the operating history of Respondent SGL and its
                         background and experience in offering such investments; and

              c. The assets and liabilties of Respondent SGL.

      16. In connection with the offer for sale of the above-described bonded life contracts
              and bonds, Respondents represent that Respondent PCI received a 5A rating by
              Dunn & Bradstreet; that Respondent Maridon is the company underwiter; and
             that Respondents are offering an "AA rated corporate bond," which are
              materially misleading or otherwise likely to deceive the public in light of the above
              alleged undisclosed facts.

                                                   CONCLUSIONS OF LAW

     1. The above-described bonded life contracts arid bonds are "securities" as that
             term is defined by Section4.A of                  the Texas Securities     Act.
     2. Respondents are violating Section 7 of the Texas Securities Act by offering
             securities for sale in Texas at a time when the securities are not registered with
             the Securities Commissioner.

     3. Respondents PCI, Maridon, Calvo, SGL, McGann and Janick are violating
             Section 12 of the Texas Securities Act by offering securities for sale in Texas
            without being registered pursuant to the provisions of Sectlon 12 of the Texas
            Securities Act.


     4. Respondents are engaging in fraud in connection with the offer for sale of
          securities.

     5. Respondents have made an offer containing a statement that is materially
            misleading or otherwise likely to deceive the public.

    6. Respondents' conduct, acts, and practices threaten immediate and irreparable
            public harm.

    7. The foregoing violations constitute bases for the issuance of an Emergency
            Cease and Desist Orderpursuantto Section 23-2 of
                                                                                      the Texas Securities Act



    Emergency Cease and Desist Order/Provident Capitallndemnity,ltd., at al.Page 4
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                                                                    ORDeR
      1. It is therefore ORDERED that Respondents immediately CEASE AND DESIST
                from offering for sale any security in Texas unti the security is registered with the
                Securities Commissioner or is offered for sale pursuant to an exemption from
                registration under the Texas Securities Act.

      2. It is further ORDERED that Respondents PCI. Maridon, Calvo, SGL, McGann
                and Janick immediately CEASE AND DESIST from acting as securities dealers
                or agents in Texas unti Respondents are registered with the Securities
                Commissioner or are acting pursuant to an exemption from registration under the
                Texas Securities Act.

      3. It is further ORDERED that Respondents immediately CEASE AND DESIST             from
                engaging in any fraud in connection with the offer for sale of any security in
                Texas.
      4. It is further ORDERED that Respondents immediately CEASE AND DESIST from
                offering securities in Texas through an offer containing a statement that is
                materially misleading or otherwise likely to deceive the public.

                                                                  NOTICE

            Pursuant to Section 23.2 of the Texas Securities Act, you may request a hearing
      before the 31st day after the date you were seived with this Order. The request for a
     hearing must be in writing, directed to the Securities Commissioner, and state the
     grounds for the request to set aside or modify the Order. Failure to request a hearing
     wil result in the Order becoming final and non-appealable.

               You are advised under Section 29.0 of the Texas Securities Act that any
     knowing violation of an order issued by the Securities Commissioner under the
     authority of Section 23-2 of the Texas Securites Act is a criminal offense punishable by
     a fine of not more than $5,000, or imprisonment in the penitentiaiyfor not more than two
     years, or by both such fine and imprisonment.


         . SIGNED AND ENTERED by the Securities Commissioner this /7 -lJ. day of

     1alhLlO.(lr ,2008.

                                                                               ~~~rV
                                                                               DENISE VOIGT~RAWFORD
                                                                               Securities Commissioner




     Emergency Cease and Desist Order/Provident Capitallndamnity. Ltd., at al.Page 5
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                        IN THE CIRCUIT COURT OF COOK COUNTY, ILLINOIS
                            COUNTY DEPARTMENT, CHANCERY DIVISION

   SHEPHERD CAPITAL MANAGEMENT, LLC )
                                                   )
                                                   )
                               Plaintiff,          )
                                                   )      Case No.
                         v.                        )
                                                   )
   A&O LIFE FUNDS, LP, an Illnois Limited          )
   Partnership and PHYSICIANS TRUST, LLC           )
                                                   )
                               Defendants.         )

      SHEPHERD CAPITAL'S MEMORANDUM IN SUPPORT OF ITS EMERGENCY
     MOTION FOR AN ORDER AUTHORIZING SHEPHERD CAPITAL MANAGEMENT
      LLC TO EXCUTE BANKRUPTCY PETITIONS FOR LIFE FUND 5.1 LLC, A&O
        BONDED LIFE ASSETS LLC, LIFE FUND 5.2 LLC, A&O BONDED LIFE
   SETTLEMENTS LLC, A&O LIFE FUND LLC, HOUSTON TANGLEWOOD PARTNERS
                 LLC, AND A&O RESOURCE MANAGEMENT LLC.

          Plaintiff Shepherd Capital Management, LLC, by and through its attorneys
   Arnstein & Lehr LLP hereby moves this Court for an Order authorizing Shepherd Capital

   Management LLC ("Shepherd") to execute Bankruptcy Petitions for Life Fund 5.1, LLC,

   A&O Bonded Life Assets, LLC, Life Fund 5.2 LLC, A&O Bonded Life Settlements LLC,

   A&O Life Fund LLC, Houston Tanglewood Partners LLC. and A&O Resource
   Management LLC (hereafter "the Petitioning LLC's"). In support of its motion, Shepherd

   states as follows:

   I. Summary of Relief Sought

          Plaintiff Shepherd contractually agreed to serve as the administrative

   representative for seven LLC's that held life insurance policies for the benefit of their

   members. In that capacity, Shepherd handled all the administrative responsibilties for

   the seven Petitoning LLC's including: (1) forwarding premium notices to the escrow



                                               1
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    agent for payment to the various life insurers; (2) supervising the tax and accounting

    and legal professionals; (3) compiling and distributing annual reports; (4) managing the

    filng of death certificates and claims; (4) managing communications with the respective

    custodians and reinsurers; and (5) monitoring the distribution of funds to the respective

   investors. While some of the life policies were self sustaining, many of the life policies

   required regular premium payments that were paid for through a common escrow
   account set up by the respective Petitoning LLC's. Many of the life policies were also

   purportedly guaranteed by payment bonds that were designed to limit the investors'

   exposure to six (6) years or the death of the insured whichever comes first.

          While the investments may have looked solid at the outset, two intervening

   developments have crippled the Petitioning LLC's and the underlying policies are now at

   risk. First, the escrow agent holding over $3,000,000 of the Petitioning LLC's money is

   the subject of a fraud and embezzlement crisis and the Petitioning LLC's funds have

   been indefinitely frozen. Second, the bonding company guaranteeing payment within a

   specified time is the subject of a State of Texas Cease and Desist Order and the bonds
   appear to be worthless.

          The Petitioning LLC's currently hold fift-seven life insurance policies with a total

   death benefit of $178,000,000 and a cash value of approximately $3,200,000.

   Shepherd, through its managing member Russell Mackert, seeks leave of this Court to

   execute Bankruptcy Petitions for each of the seven Petitioning LLC's thereby protecting

   the investors from any further defaults on the life policies. Shepherd seeks the
   assistance of this Court because it has been unable to communicate with the managing




                                                2
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    members of the Petitioning LLC's for over a year and it has exhausted all avenues of

    communication without a single responsive communication.

    I. BACKGROUND FACTS
                Russell Mackert ("Mackert") is the managing member of Shepherd CapitaL. (See

    ,¡ 3 of the Affidavit of Russell Mackert attached to Plaintiffs Emergency Motion for
    Authorization to Execute Bankruptcy Petitions as Exhibit 1). In late 2007, Mackert was

    contacted by R.J. Stephenson who knew of Mackert's involvement as an attorney

    familiar with the life settlement business. (See 1f 4 of the Mackert Affdavit). Stephenson

    represented that he was the authorized representative of Physicians Trust, LLC and

    A&O Life Funds, Inc. as well as certain other affliated companies. Id. During a series of

    telephone conversations, Stephenson presented Mackert with a business opportunity in

    which he would act as the representative of the              various LLC's and otherwise handle the

    affairs of the LLC's for a six year period of time for a one time fee. (See ,¡ 5 of the

    Mackert Affdavit). Markert responded by expressing interest in the business
    opportunity and proposing that his company, Shepherd Capital Management, LLC

    ("Shepherd"), would enter in the Management Agreement and handle all the
    responsibilties referenced therein. Id.

               On January 30, 2008, Shepherd Capital Management LLC executed a

    Management Agreement with Physicians Trust LLC and certain affliated companies
    whereby it agreed to handle the administration of the Petitioning LLC's. (See 11 6 of the

    Mackert Affidavit). Russell Mackert is the managing member of Shepherd Capital
    Management LLC and executed the Management Agreement on behalf of Shepherd.

    (See 1M 3, 6 of the Mackert Affidavit). R.J. Stephenson executed the Management



                                                             3
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    Agreement on behalf of Blue Dymond Capital Group, LLC and Physicians Trust, LLC.

    (See 117 of the Mackert Affdavit). The then current offcer of the other signing parties,
    David White executed the agreement on behalf of the Petitioning LLC's and other

    entities. Id.

            Shepherd was retained to handle all aspects of the administration of the
    Petitioning LLCs. (See ~ 6 of the Mackert Affidavit). As part of its responsibilty under

   the Management Agreement, Shepherd is responsible for issuing instructions to the

   escrow agent to forward premium payments to the respective insurers on behalf of the

   following limited liability companies:

       · Ufe Fund 5.1, LLC (Illinois LLC);

       · A&O Bonded Life Assets, LLC (Illnois LLC);

       . Life Fund 5.2 LLC (Ilinois LLC;

       · A&O Bonded Life Settlements (Illnois LLC);

       · A&O Life Fund LLC (Illnois LLC);

       · Houston Tanglewood Partners LLC (Texas LLC);

       · A&O Resource Management LLC (Texas LLC).

   (See 1111 9, 12 of the Mackert Affdavit). The premiums were paid through an escrow
   account held at Prestige Title. (See 11 13 of the Mackert Affdavit).

           In February 2009, Shepherd began to experience delays and other problems with

   Prestige Title. (See mr 13-14 of the Mackert Affdavit). By late February 2009, the
   delays in delivering funds to the respective insurance companies began to jeopardize
   the timely payment of premiums to the various insurers. (See 1f 14 of the Mackert

   Affdavit). At that time, Shepherd requested that Prestige transfer the remaining escrow



                                                4
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    amounts to an account at Wells Fargo Bank. (See 'f 15 of the Mackert Affdavit). The

    President of Prestige Title refused to transfer the funds and by the end of February

    2009, Prestige Title's bank, Wachovia had frozen all Prestige accounts and filed an
    action entitled Wachovia v. Stephen Colson which is now pending in the United States
    District Court for the District of Mississippi. (See 1r1l 16-17 of the Mackert Affdavit and

    Complaint attached thereto). Thereafter, Shepherd filed a motion to intervene into the

    Mississippi District Court litigation on behalf of the Petitioning LLC's. (See 11 18 of the

    Mackert Affidavit).

           Upon learning of the problems with Prestige Title, Mackert attempted to make
   contact with A&O Life Funds LP, the ultimate managing member of each of the
   Petitioning LLC's. (See 1119 of the Mackert Affidavit). To date, Mackert has been unable

   to locate R.J. Stephenson. (See 1r 20 of the Mackert Affdavit). In an attempt to notify

   Physician's Trust, Shepherd sent a letter to Physicians Trust's last known address in

   Nevis West Indies. The letter was sent to Physicians Trust because it is the ultimate

   responsible part under a complicated corporate structure whereby the managing

   member of the Petitioning Creditor is A&O Life Funds LP (the "Limited Partnership") and

   the general partner of Limited Parnership is Physicians Trust. (Mackert Affdavit 11 11

   and diagram of Corporate Structure attached thereto).

          In that letter, Shepherd outlned the financial problems facing the Petitioning

   LLC's and stated that if he did not receive any instructions on how to address the
   situation, he would be taking appropriate measures to protect the assets of the funds.

   (See 1120 of the Mackert Affdavit and letter attached thereto). No response was ever
   received to that correspondence. Id. Despite additional efforts by Mackert to seek




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    guidance on the situation, he has been unable to locate any representative of the

    managing members of any of the Petiioning LLC's including David White or R.J.

    Stephenson. (See 111120, 21 of the Mackert Affdavit).

           Given that the Prestige Title escrowed funds are now tied up in litigation,
    Shepherd can no longer make the necessary premium payments on some of the fift-
    seven insurance policies. Based upon conversations with various insurers, certain

    policies wil be terminated as early as July 1, 2009. (See 1122 of the Mackert Affdavit).


           In addition to the problems with Prestige Title, the Petitioning Creditors also face
    a default by the bonding company guaranteeing payment of certain of the life insurance

    policies. (Mackert Affidavit iJ 23). At the time the Petitioning LLC's purchased certain of

    the life policies, bonds were purchased to guarantee payment of the policies within a

    specific period of time. ld. Those bonds were issued by Provident Capital Indemnity

    Company ("Provident Capital"). After the subject bonds were issued, the State of Texas

    issued a Cease and Desist Order prohibiting Provident Capital from operating in the

    State of Texas. (Mackert Affdavit 11 23 and attached Cease and Desist Order).

           Based upon the problems with Prestige Title and Provident Capital, the
    Petitioning LLC's are no longer capable of paying the premiums on the life policies and

    are not structured in a way that they can survive beyond the six year period contained in

    the performance bonds. (Mackert Affdavit 11 24). Certain of the life policies contain

    cash values in excess of $3,000,000 which could be used to support the reorganization

    and/or liquidation of the Petitioning LLC's. (Mackert Affdavit mr 9, 25). Mackert has

    consulted with bankruptcy counsel and believes that the United States District Court for

    the Northern District of Illnois is the appropriate bankruptcy venue for the Petitioning



                                                6
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    Creditors. (Mackert Affdavit 1m 26-27). Given the situation, Shepherd supports the filing

    of a bankruptcy petition for each of the Petitioning LLC's to preclude the respective

    insurers from terminating the life policies, supervise the litigation involving Prestige Title

    and to reorganize the LLC's as determined by the appropriate authorities. (Mackert

   Affidavit 11 28).


                                                            11. ARGUMENT
   A. As a Court of Equity this Court has the Power to Enter an Order Granting
              the Relief Requested

              In Illinois, it has long been held that the jurisdiction of a court of equity depends

   upon "the necessities of mankind, and the great principles of natural justice, which are

   recognized by the courts as a part of the law of the land, and which are applicable alike

   to all conditions of society, all ages, and of all people." First Nat' Bank of Chicago v.
   Bryn Mawr Beach Building Corp., 365 ~i.409,421 (1937). When a movant requests a

   novel cause or relief sought "it is unnecessary to have a precedent for equitable
                                                                                                relief
   before it wil be granted." Johnson v. Johnson, 11 Il.App.3d 681,685 (1st Dist. 1973). A

   court, in choosing to exercise its equitable powers, should "look to substance rather
   than form." In re Kassuba, 562 F.2d 511 (7th Cir. 1977).

   B. Shepherd Seeks an Equitable Remedy Because No Remedy At Law is
             Available
             Article I. Section 12 of the Ilinois Constitution states that, "(e)very person shall
   find a certain remedy in the laws for all injuries and wrongs which he receives to his
   person, privacy, propert or reputation." II. Const. Art. t, § 12. Since the middle of the
   19th Century, Ilinois Courts have expressed this right to a remedy, as codified in the




                                                                          7
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    Ilinois Constitution, that if a court of law cannot supply a remedy, a court of equity has

    the power to do so. See, Owens v. Ranstead, 22 IIi. 161 (1859).

           Here, Shepherd has been placed in the unenviable position of managing the

    Petitioning LLC's at a time when the capital required to make the necessary premium

    payments has been frozen and it does not appear that the ensuing litigation wil resolve

    the issue of the ownership of the escrowed funds for quite some time. Shepherd is also

    facing the problem that the apparent inability of Provident Capital to honor its
    penormance bonds guarantees that the Petitioning Creditors wil not be in a position to

    disburse proceeds unti well after the six years contained in Shepherd's Management
   Agreement. Given the circumstances, Shepherd must take action to preserve the assets
   of each Petitioning LLC.

   C. The Relief Requested is Necessary Due in Part to the Fraudulent Conduct
          of Third Parties

          It is well established in Ilinois Courts that the plaintiff seeking equitable relief


   cannot take advantage of his own misdeeds and look to the court for rehabilitation. See

   Edens View Realty v. Heritage Enter., Inc., 87 II.App.3d 480, 386 (1st Dist. 1980). The

   court of equity wil not "aid any person who has done inequity or is seeking to take
   advantage of his or her wrong." Diversey Corp. v. Charles Pfzer & Co., 255 F.2d 60

   (7th Cir. 1958). The plaintiff must file its complaint seeking equitable relief with clean
   hands. See Cole v. Guy, 183 IlL. App. 3d 768, 776-77(1S1 Dist. 1989).

          The current circumstances were caused by the alleged embezzlement of various

   funds from Prestige Tite and the inability of Provident Capital to honor its performance

   bonds. Neither Russell Mackert nor Shepherd Capital Management have any
   involvement in these separate and distinct problems. Given the circumstances,



                                               8
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    Shepherd's primary responsibility is to take all necessary action to preserve the assets

    of the Individual Petitioning LLC's.


               Wherefore, Shepherd Capital Management LLC hereby moves this Court for an

    Order declaring that it has the necessary power to execute bankruptcy petitions for the

    following entities:

        (a)          Life Fund 5.1, LLC (Ilinois LLC);

        (b)         A&O Bonded Life Assets. LLC (Illinois LLC);

        (c)         Ufe Fund 5.2 LLC (Illnois LLC;

        (d)         A&O Bonded Life Settlements (Illinois LLC);

       (e)          A&O Life Fund LLC (Illinois LLC);

       (f)          Houston Tanglewood Partners LLC (Texas LLC); and

       (g)          A&O Resource Management LLC (Texas lLC).
                                      ,


   and to take all other necessary action to ensure that the above referenced entities can
   properly file the schedules and other related documentation as required by Title 11 of

   the United States Bankruptcy Code.

                                               Respectfully submitted,



                                               By: -" ,.~
                                               Shepherd Capital Management LLC

                                                   ~./~
                                                               .-_........~..


                                                      Russell Mackert, not i ividually but in his
                                                      capacity as the m ging member of
                                                      Shepherd Capital Management LLC.
   Thomas P. Yardley
   Arnstein & Lehr LLP
   120 S. Riverside Plaza
   Chicago, Illnois 60606
   (312) 876-7116
   Att No. 25188
   8602799-1




                                                  9
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                  6. Attached as Exhibit E is a tr and correct copy of           the Title Insurace Agency

        Agreeent executed bY,Title One, LLC on Decembe 9,2008.

                  7. Stephen R. Colson ("Colson") is President and Chief           Executive Ofcer of

        Prestige.

                  8. Prestige completed an Agency AppÌication ("Application") on April 10,2001

       which was executed by Colson. (Exhibit F).

                  9. Upon infonnation and belief, Colson misrepresented that tie had not bee

       previously terminated by a title inurance company for which he acted as a title agent and closing

       attorney:

                  i O. Upon infonnation and belief, Prestige uusrepresented that it adhered to Amerca

       Title Assoiation escrow guidelines for insurance companies and agencies and that it maintaied '

       a montluy3-wayreconci1iation and management review otthc tral balance, checkbook,

       computer balance and ban accunt statement for c!\ch escrow account.

                  i i. Prestige, Advanced and Title 1 employees issued Closing Protecon Leter


       ("CPt") underwtten by Lawyer. (A fonn CPL is a~ched as Exhbit G).
                  12. . A review of Lawyer' re.crds indicates that approximately 857 epts were issued

       in favor   of   Prestige, Advanced or Title 1 since .Januar 1. 2008.

                  13. On Februar 6. 200, Lawyer issued its Notice of             Intent to Tèmnate Agency

      Agrents to Prestge, Prestige Title of Alabama, Advanced, and Title One. (Exhibits H-L):




                                                                         - 2-'
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                Further. Affant Sayeth Not.

                Dated: February 12. 20U9



                                                    ~~~
                                                  FOSTER GOODWiN .

        Sworn to and subscnbed before me this, the Æ d¡¡y of February 2009.



                                                   (l/~~ ¿ ~
                                                 ~ PUBLiC
        My Commission Eltpires:' ~ ~ /~ d / /




                                                  .1.
       Case 09-32672                   Doc 12-7             Filed 09/15/09 Entered 09/15/09 20:37:07                     Desc Exhibit
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           ~

       ~

                                                    .
                                                TITLE INSURANCE AGENCY AGREEMENT
                                                                                                e
               Subject 10 Uie term, and condllons hereof and the allched 6 pages of adlUonal termi and çodlüonii, LAWYRS TI
               INSURANCE CORPORATION ("PRINCIPAL"). a VIRGINIA ooOfation and PRSTIGE TITE, INC. (" AGENT, IIgr as
               follows:

               I. Appointent and terrto. PRINCIPAL appolnls AGENT ili agii so fo the puros of isin on PRINCIPAL'S
               fors, title Insurance commllmønte, policies and endoremts on real estate loced in:
               the Slate of MISSISIPPI.

               II. Tenn. Thi Agreemnt shall collnue In full fOlce and effec tlnll termInated by either PRINCIPAL or AGENT up
               sixty (60) days nollce In wrillng to the other part at suc off deIgnate herein orai olheille se for In thla agee

               II. Rateå. AGENT shall adhere to the lI'e Insurance rates eetabllshed by PRINCIPAL or olei prulgate In
               accrdance wi slate law. Suc rales may be chang or modlled from lie to li by th PRINCIPAL; of on 1he dalø
               desigated by PRINCIPAL. AGENT shall make no quote or charge for tide Insunl:, or reate stlce to whic su iale
               are Intended to apply, except In accd~nce wIth such rales.' ,
               IV. Pollc:y Issuing limit AGENT shaU obteln the cot of PRINCIPAl pr to laaulng any commlblenL polic or
                                                 . Jl~"" - s-..
               endorsement In whlcll PRINCIPAL'S liiiHlty of exceeds $e,IM.lt, the polc; Issuing limit.


               V. Remitnces and commission. (SEE ADDENDUM FO COMMtSSION PERCENT                           ATE INCREAE)
               (a) AGENT slall rela1n 10%% of eac tite Insurance polic premium as c:mlio an remit Ile reminde to PRfNClPAL
                   together wiUi report. polcle8 and endoiiemenll monthy, 10 the Natioal Proclng Center al Uie ¡¡ddra specif
                   belOW: Nillonal Processing Center
                      . 7911 National Turnpike
                                                                       P.O. Boic 35180
i
i
i


II
                    PRINCIPAL. .' .                                    Loulav"'., Kentucky 40232-5180
               (b) AGENT shall not be entlUed 10 commission on the emonls chariied. If any. for eli1t8%8rdUs risks Insure by

               (c) In any case where the proposed Insured or Ute PRINCIPAl dem colnS\1 or reinsurance nll9S or desreble,lhs
                   commision retaIned by AGENT shall be computed on the bashl 0( the net &mount remanIng aft .ubtrac~ng the co
                    of coinsurace Q( relnsui from the premium forthe dUe Inøurnc l$Sue bV AGENT. AGEN shall nol be entilled
'! .                10 any commissIon in c:llon wi resuran or coinsurance ceded to PRINCIPAL.
 ,
               (d) The aimmlslon shall benegtlble fo title ordeni directed 10 AG~T.bY PRINCIPAL.

               Vi' In.urace coverg.. AGENT shaH maintain, 81 AGENTS expense, T1eln,-\l.m AgantL~Omlslol
               In~urance,lncludl coverage rOl opinions CJ litle,
                                                                 In the minimum fac amounlof~6a1n ¡ufènd wi suc
               çaer acceptable to PRINCIPAL. Al the option of AGENT, such polle may coin a /o deductle dause up to
               $10,000.00. .

                                      See attched addendum for spacial temis and c;ondIUo;,s, if any.

               IN WITNESS WHEREOF, PRINCIPAl and AGENT have execled ltli Agreement thIs 15TH day of MAY. 201.




                     ~b~ BY'~~
                                                                                  PRINCIPAL
               ATTEST




                                                                                  A~ENT ~
                                                                                  BY ~ ~ ~

                                                                                  1                 Agent. ~ prlncipa~
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                                                                                                                                        J



. ,.



                                              .         Additioal Terms and Conibs
                                                                                          .
         1. L1mitaU~n of AQE~T'S Aulhoñty. Notwithstaing any prO'lslon heref, AGENT'S aulhori1 under thlsAgit is
         expressly Iimiled to the issuace of IiUe Insurance comltmenls, poes and 8Idorants and th colen of Pllmlu
         as sel folh herein. WUhOltllmitaUon. AGeNT is not auUiorlz and shlll no purort to~

         a) Incur any obligation or liabilty on behal/ or PRINCIPAL other Ihan as ëxpressry set fo In thIs Agreenl;

         b) Adjust. pr(looss or take any other aclion with respect to any claim for loss, other then 10 refr said clim Immiilay to
              PRINCIPAi;

        c) Accept service of process on behalf of PRINCIPAL but AGENT shall immediately noll PRINCIPAL by telepho and
              regular mall of such attempte service; .
        d) Engage In any business in th name of PRINCIPAL except a8 specJlly ailze herein;



             endorsemenl&; ,
        e) Appolnl any sub-aget or aullore any person to Issue PRINCIPAL'S Iltl Insurace comitts, pofclll or



        f) Recive in the name of PRINCIPAL any funds, Includfng escr and settement funds;

        g) Commjl PRINCIPAl to a risk PRINCIPAL has delelned 10 be an eihazs rlk witou approal of PRINCIPAL
            or a '19k that AGENT knows to bø b8SIl on a disputed IIUei

        h) Commit PRINCIPAL to insurø nile to propert in wtlc AGENT ( or a member of Immødla1e family, a parter. 8 major
            stockholder or a member (If the family of such an Individua. or an enllly colrled by AGENT) hIl en interest wit
            the exprosB wrtten consent by PRINCIPAL after full wrilten disclosre by AGENT;

       i) Issue any comitment, polic or endomenl whIch insures against or ovr eny m8lr by reas of sn esow dep
            Indemnio agreemet. letter of credit, or bod.

       2. ObligliCln. of AGENT, AGENT shall:

       a) Be repoIble for ihe coed Of ih gross amt or all fe an charge fe till Insur In respe to Polfcilnue
          by AGENT (hereInafer ter "Premiums"). AGEN shall not pelt an de or dø of
                                                                                       !he paymt of Prtu
            eiccept as expresly au!horzed by PRINCIPAL Upn ooiiec of Premlum by AGENT. PRINCIPAL shall be deeed
            Ifa owner of !he itnllrø amount thereof all' AGENÎ shad hold 8nCl maIntain lIuch PremIums. as trstH fo PRINCIPAL.
            strllly In açoodance with the terms of this Agøm~l:
       b) Comply with all requlrenll øsl8llshed by PRINCIPAL regding serch snd exa of ti and Ule cleaan of
            obiecUons (Lr 8~cetlonB t(l title pnor 10 bInding PRINCIPAL uner any 111i oommilmt, pOlIç or endot;

       c) Kii all funds. receved by AGENT from any sourc in cOMectlo with transacios In Which tit InIUra poea of
            PRINCIPAL are to be Issued, in a fedrally lri;;urø IInanlrlllttlon, li øn 8CCt sepnite fr AGENT i1ldal
            acunts and desigted as ao "escrow or "seltement fus. accnt and dlsbin such fuds onl for th puipiea
            for whic !h same were enlisled. AGENT acowlegei 1Iat ai su fundi oosllle bu lis an AGEN ag
            !hat allsuch funds end BCIs shall be malnllined an doented In øcan w1ll 81 relrMIs and guld
           established by PRINCIPAl:

       d~ fmm1Elely fOlar to PRINCIPAL by express or ovemlghtdellver, all clim or dend.
                                                                                                   of any ki or ome ni
           by AGENT wllh resp to Ife business of PRINCIPAL or in coion wi any of the ii Inurance polc of
           PRINCIPAl. Including. withou IImltaUo, all.legal process direced to PRINCIPAL and reced by ~GENT:

       e) Subjec of pam      graph 3(e) of this Agreement, maIntain and carefuly prese fo a peri ~ not les th sen years



                                                                       2                  . Agent.. PrlCipal~
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                                                            B part V Page 47 of 50
        ,.



,...

                                             . .
             foDolng termneUon of this Agret. in a mann and fo precribed or appr by PRINCIPAL al røcs. books,
             books Of acunt, files. documønt.. correspondene, bank rec8, tlUe evidce and maøral 01 alJ kinds In any way
             relating to th actMII&s of AGENT under thIs Ageeent or to th Po~ol Issued by AGENT (hørøf tei
             "Ornsntatloo") and make all Docmentallo available for inspeçon and eXaln8t1o~ by PRINCIPAl at an
             reasonable time;


             Involved;. '
        l) Upo \h requnt of PRINCIPAL provide reasonable ass¡slanc In the døfese of eny claim In whlch PRINCIPAl 18



        g) Cond~ or partlcpaløln any selUemts and clolngÌ of trnsacons In whic ii Insura poll of PRINCIPAL are
            to be issed In acanc Wilh prdeni practic. reqirements establis by PRINCIPAl th Iniicti of Ihe piu
             and laws anc govemmenlø1 regultlos appllceble Ihereo;
         h) Comply with all applicable statutes. rules and regulations, Including licsing. relating 10 the candui of ' AGENS
             business;
         i) Kee a separate me for each IlIe Inurance order plac with AGENT wtlc tuBS shall colaln at a minimum coie of
              tile collenlio 'Insure.. polic or poicies or title Inøuce ii enoraets If Isued, and COpl88 of all docents
             Including but no IImllø to IlUe repo, searches, surv, afavlt. uriller approval. and it II whic Wê teed
             upon by AGENT to Issue the comitent and/òr polic or poices; . '
        .J) Keep a poley register In a fo approved!iy PRINCIPAL showing the diipo of all pc!çJBl and.prnumbeed fo
             provide by PRINCIPAL to AGENT In connection wllh builnesi coduct pursuant to this Agreemet;

         k) Provide PRINCIPAl. annu'ally or upon request. whichever fa more frequent. wlt lIBnCiøJ slatents saiiac 10
             PRINCIPAL; ,
        I) Cooperate fully wllh PRINCIPAl           In the perfrmance of qualit assurnce review, audit and other exsmlnetiOns of
             AGENT' actlvil88. Although AGENT coes that AGENrS esc: buslies$ Is beyod tl lCe of th agency
             relationship create by this Agreement, AGENT agreBlto permit PRINCIPAL to aull ønd examine al finaial an
             busineis ivrds relallg 10 any esow buslnB8 conduc bý AGENT at an reeonble time or lies dJ to Pindpa's
             legitIma concerns ebo CIoIn ProteclOn Lett RabUlty aOO ii Insuce po I1Rlty crt~ by AGENrS dosl
             services. PRINCIPAL'S audll and examlna~on right" survive termInatin or this Agreement,

         m) PRINCIPAL ahall hayelhe rit to examIne an (epUD all dota of Agt reated to th8 buslns aulhed
             by ths Agreeent at any time durig business hours. In th event AgIH fefies to peit PRINCIPAL 10 couc 8Ich
             an exinati or In any ~ther wa fals 10 cooper wlUl PRINCIPAl'S.etJ to co su an exømll. Pr
             has th tiht to immedlite ienlnate this Agre the rlt to seek equlble rømle, lnclln fnnaG reie an
             the apinme of a reciver, and AGENT shørlll assef 1let PRINCIPAL olføilae posea $/ adequate rømy
             al law. These rights of PRlNCIPAL shell survive teminall.ofthla Agment.
         3. Acts ..qulrfng pror wrlUen coneenl of PRINC1PAL AGENT shall not, wihout the expr. wrtten con..nt of
             PRICIPAL:
         a) ParticIpate In any 1I"9atlon or other acvlly which Is de1rmenta/ to \he Interesls of PRINCIPAL;

         b) Complete or alter foms furnIshed by PRINCIPAL èxcept puruant to InBlrs promulgated by PRINCIPAL:

         c) Ulllze PRINCIPAL'S forms for translloos not Involllng Ihelssùance of PRINCIPAl'S Polies:.

         d) Dispose of a substantial portIon of AGENrs S8selS whic would be nsceiy for AGENT to fUlfill         it dütles:


         e) Destr an r~rd3. boks,lJ of.accunl, fires (an tye of meia). clmets, oomJspoden. bak rerdi:. We
             evidence. and malels of al kinds In any way refaUng to tl acilv89 of AGENT uner ih Agmeent or to th Pol
             Issued by AGENT ("Docuntation") wllhout first offerIng such docmentatin to PRINCIPAL;



                                                                         3                            Agt~ Prlnclpal -
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--.



                                             . ,-
        t) Issue any commitment. polic or endoement whic Insures 8081081 or over an mattr by rell of an esow d9os
            indemnit agrêenl, letter of crIt. or bod;

        g) Comit PRINCIPAL to insur \Ie to propert in whlc AGEN (,or a me of AGENTS imediate famy, a parer.
            a major atocolder or a meml-t of tl1 famil öf such an individual, or an enii contred by AGENT) haa an Intet
        h) Comit PRINCIPAl to a rik PRINCIPAL has determIned to be an øld-hrdoua rlsk or a iik whic AGEN knOl
            10 be baed on a dlspulø IIle;

       4. Liability of AOENT. AGENT shall belJabte to PRINCIPAL for, and hnreby agrees to Indemnif PRINCIPAL agaist,
       any Jos, cost or expeii. IicJudng attors' fees all coat: of lI11uall. sustained or incurr by PRINCIPAL and aring
       fro 1h frd, negigence or mliiduc of AGeNT, or an agenl, SØant or lIee fA AGEN, wlel or not -ii: 10i,




       AGENT: .
       COSI or expense shall resUl from any PoIiG inued by AGENT.

       5. TermInation. This Agreement ma be terminated by PRINCIPAL immediately upon not in wrllng 10 AG.ENT if


       a) Commits a breaç of any term, condlUon or representatio contained In Ihls Agrel;
       b) Exerl_. or attemls to BX8rclse. ",y authorit ii confllcwllh IhiaAgre8lnl;
       c~ Commits any acl of frad or miscduc, or become Insolent, or If AGENT or 8 principal, 'otlce or parte¡ of AGENT
           is indic or ciVict of a felony or if AGENT or 8 pnnc:pal oflce or par of AGENT Is an øtl-l and has
           his ~ her IIçense 10 pracllce law suspended, Is disbared. or voiuntariy SUIT!lørli his" or her Ik:.. 10 praCl laW;

       d) Fnes or has filed ag81nit it 'a peUUon In .bankrptcy or a pernlon or pleain seking or acuIesing In any relzll
           or dls80lullon of AGENT or the appolntmnl of a reciver. buiite8, 01 liquidto for AGENT;

       e) Cease doing builness, lor whalever reasn, as slllle Insurace agent;

       f) Causei unfvorble Joss experice to PRINCIPAl by tI,lnsurance com!ØlIs, polf end ennt Ised
          by AGEN, or by rØlon of AGENTS Iou history tfrough is of tl Inura, or perance of rete .eMc.
          'such as escow      and clsIng fuclloa, wIthout regard to caUH;


       0) Alow. caes, cosets to. or otheris Elxpe.. B chane'of owfp or 8 cle of AGENT ci wiau pror
          wrien apoval of PRINCIPAL.

       h) Fails to re as defned In Ihis agreei:ent

       I) Falls to CODparate and COmpy with PRINCIPAL In the performance of qualit asran reviews, audlls and other
          examinations of AGENT'S activit. .

       6. ObllgaUans of AOIfolfowing Teolnatlon. In th event of temm for an re wtoe, af tleln
      pOllcll,s in ih possessi of AG EN.lncludlng all fors. sha be deliered by AGENT to PRNCIPAL. AGEN shal ac
      fo and pay to PRINCIPAL Immediately all Premius (iin bu no IImlted 10 an Prlus whic AGEN has conec
      pursU8It 10 Polfclæ no yet issued). and WI olhe outadin Inebteess ow by AGEN to PRINCIPAL. Furter, AGEN
      shall advis an cite fully as dirte by PRINCIPAl
                                                                    in th completion of an su underakigs and trctio.
      including but not limited 10 Ute Proc&lng to comletin, at PRINCIPAL'S sole discretin end dlni, an pending or
      acrding 10 the proVisios of (hls Agreemnt. Termlnallo shall not dIscarge any liability Dr obllgBtIn !hat exised prio
      theto. .
      7. Assfgnmimt PrhIbit. This Agremet aid an rights or intest ali hencer sha no be 1tfø or asig
      by either part. provi. hoøvsr, tht lhls Agremet shall Inure to th benel of any succesr 10 PRINCIPAL

      a. Amlfndm~nts. No amendment of t1/s Age&ørl or any moilcaUo thereto, wh In Öolllc wi thii Agrement or



                                                               4                      Agent~ PrlClpa~
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                                              B part V Page 49 of 50




       . -'
  is execed.
  olheiw, sh8U be velld unless it be In wrig, dated and eKecled by both parie with the same forlit as ih Agt



  9. NoUces. An nollce reuied or peillt lo'be givn under Utls Agreement or oth. by eiter pa to the ot, shl
  be deemed given if given in wrillg and forwarded to such part by certifed maY 1M eiress deliver at the address $how
  beow or such oUter address hereafer designated in willIng:

  PRINCIPAl                                                         AGENT
  LAWYRS TITE INSURANCE CORPORATION                                 PRESTIE TIE. INC.
  2200 WOODCREST PLACE. SUIT 330                                    2301 1.JH STEE. 8UIT 580
  BIRMINGHAM. AL 35209                                              GULFPORT. MS 39501



  1 Ð. CapUona. The espCons of the peragraphs of Uils Agreement are Inserted for reference end QDenlerce PlIl8l on.
  and they shall not be dead part of Uils Agreement. and in no way do lhe de1e. Ilml or descrbe the sc of thIs
  Agreement or the Inlent of sny provlslorn Ihereof.
  11. Non-Wilver. No faiure by PRINCIPAL lò Inslsl on perormnce of any term of thli Agl1ent or to exerse an rlghl.
  po. or rem caused by a breech thereof. and no accptanc by PRINCIPAL of an pamen or renc frAGENT
  durng conllnuace of aiiy suc breac. shaD codlute a ~alvør ot such breaëh of any iuc ter. No war of ii blch .
  shaA affec or alta ttll Agreemnt or the rIghts of PRINCIPAL wlUi repet to an otl ih øxlsUng or subMq bm.
  12. SeverbUIt Dn Invaiidi. If any court declarea any provisio of this Ageemet Invld. Uie remng proloi of Ite
  Agremet shatl nol be affeçW thereby.
  13. Name of PRINIPAL AGENT shall not use any name. d8llinalon, emblem or logo of PRINCIPAL or li paren or
  affliaies. In an W8. exce wi the express wrllen cose of PRINCIPAl8ld only to thé exnt of Slch Ciøet. pr.
  however, Ihat letterhead. formi, advertslng and display sfgni used by AGENT In connecn with the busIness of AGENT..
  as conlemplated hereunder. may Indlcle thaI AGENT Is B policy lsiúlng agen of PRINCIPAl.

  1.. AGENT Is an Indep'endent Contrctr. AGENT Ii an Indøendøt conlrad and no an emloyø of PRINCIPAL end
  shall be solel respoiblB for ll8 paymenl of any flidØJal. slale or loca taxei reatIng to Ite Inco or compensation of
  AGENT an for (Xpliançe wi all       laws and regulallonB relatin to the buslneø of AGENT.


  Slate of MISSISSIPPI. -
  15. law to Oövem. This Ageet ihall be goered by and cOsbuoo and enfo In acance with the law of !h

  16. Arltntlon. Unless prohIbied by applicble la or regulatk, eler PRINCIPAL or AGEN may dØld arbll
  pursuant 10 lhe Arftralfn Rules d the Ameri,. Afilrallon Assoatlon. Arble t! ma Include any cotr or
  claim belwee PRINCIPAL and AGENT artalng out ot or relatlg to this Agrement. A1llrtIn pUI'ant 10 thli Ag&ent
  shell be under the rules In eff.on the date lhe demand for aiblrllon Is mOOe. Jud¡Jment up !he aw rende by th
  Arbltrator(s) may be entered Inøny cort having Jursdlcllon theref. .

  17. Entlnt Agreement. ThIs Agreeenl coiiliutes an Inlegration of !he en&'ø undertanding and agrnt of the pares.
  MY represntadon. W8Itv, promIse. or condition, wheth WJtten or oral. not speclfc:y Incoted herin. shall not bø
  bindIng upo any of the partIes hereto. and each part acOWed that it enternglnlo this Agreent It has not relie on
  sny representation, promis. or coditio" not specUlcal1y lIet fonh horain.




                                                           5                     Agent~ Prlncl~
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                      e                                 .~

              LAWYERS TITLE INSURANCE CORPORATION

                                  ADDENDUM NO.1

       Upon net remitnce of $50,000.00 by Agent to Lawers Title Insurance
       Corporation within the calendar year, the percentage commission reined shall
       increase to seventy five percent (75%)," retractiv8 to the first dollar of tite
       !nsurance premium.




       Dated this 15l1 day of May. 2001.


       ATTEST ~                                      PRINCIPAL~
           ~~ ~-- BY'Z.A~                                              . .




                                                     AG~NTJ'~'
                                                     BY ~.. ~ -
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                              B part VI Page 1 of 36




                                    Exhibit B




                     PA~T J1
     Case 09-32672       Doc 12-8       Filed 09/15/09 Entered 09/15/09 20:37:07                       Desc Exhibit
                                           B part VI Page 2 of 36
'.




     't



               ..                                                                     .I
                     "

                                  ~                                        ~

                             Lawyers Title Insurance Corporation
                                         ADDENDUM NUMBER 2
                                              State of Mlssl..lppl
             THIS ADDENDUM, effectve as of January " 2003, amends and modifies thãl certin
             Agency Agreement dated May 15, 2001 (Agreent', by and betn Lawyers Title
             Insurance Cooration, a Virginia Corpraton ("PRINCIPAl), and Prstige T1e, Ino.
             l"AGENr). Except 88 expressly set forth herein, all of the tGnnø and c:ndiUons of the
             Agreement remain In full force and effect.
             . Paragraph V, (Remittances and CommIssion) Is hereby amended as follow:

             For the period of January " 2003lhrough Decembr 31.200, Agent shall retain eight
             perent (80%) of each title Insurance polley prmium as çammlsslon and remit the
             remaInder to Prlnclpal togethr with report, paJldes and endorsements mothly, .to the
             Natf~1 Processing Center.
             With respect to the commission rate set fort In Panigraph V. the relention percntae of
             80% shall automatically apply to the calendar year imedlately follo any calendar
             year In whlcllolal net remittnce for all PreUge TlUe, Inc:. ofce doing bUllnl! In
             MississIppI and LouIsIana exceeds $150,000.00. In any caléndar year In which lotl net
             remIttnces of saId offces ar betwn $100,OO.OO.and $150,000.00. the commsslo
             retention rate for the calendar year Immedlatelv folloing shall be 75%. In any c:lendar
             year In whIch lotl net remitnce of said off falla below $100.00.00, Ute
             commission retenti rate ror Ihe calendar year imedlate!y foUong shan be 70%.
             MIssissippi Ofces                                 Loulelana Offçe
             Gulfport. MS (41117) .                            Melalrfe. LA (41120)
             Jackson. MS (41118)                               Baton Rouge (41121)
             Hattesburg. MS (4111.9)
             Tupelo, MS (41743)

                                                  Lo"~~~
                                                  BY. '7 ~,
                                                  MIchael E. Riddle, V ce PresldenArea Manger




                                                  BY                   -,.:......~
                                                  Sle
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                               AD NUI 2
                  Alll 10 -i ~i_. pi w Aa IiWCJl i.~ Tide Ii
            C".cOl1o en Pfe!11l1C 'rite, 1Ic-, .l Pe J. 20.

                 nus ADDImUM. ma .. cn Ì110 ti lIS da ofFcb. :w l. -i .
            bc Layç_ r'dI InSlliO Cc . ViraJia Cøci- l-ii JIa
                         in il Virg,li.w Mi~. hcQl c: - rifle
            PiiJN c: 'óncliMl 0f In GuUj"'ii" -l Pitlp Ap,
            1n.,llns iti
                                     wr~~:
                 1ñ far .JI m a:lI orlb ~ftli-i"¡nJ 10 e: i-ipi-l
            Aa-. by mMtNlllCI amiid u..Ay Ag-ill cntl in on Pc I,
            200 U follb'M:

           11 eø kp... .i "A¡l" dom ba Ûl .. 8U 01 Al.b.. II
            Prd..TfIe of A.la u.
           'IrUS AMDMt 13 TO BE EPC' t\ OF PERUARY I, 'ZS.
                 Eiiçq _lJ ~ ~ Ih ADENIbJ\
            ~ dll f'cb i. ZOO shan i-Ì1 in ft) fi an it
                                              .
                 IN WlS WJir, la pacs Iu Ii sipe 1l Apmt ID
           çauø ,her M:l't '" Mllflxa btOl.

                    . " \ ..-, 1I~ ::
           ATISST ~ _ uwy TitllJull ~., ,-:
           ~.:J. '~~,:" BY:. /z.j:/;5' ~ .'
          '..' - '. ./ Vi"-Pniiclluli Ar Acc MaR'



        ;;~lB~~~
                                                  EXlatT
                                          . l 13
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                                           B part VI Page 4 of 36




                               . TITLE INSURANCE AGENCY AGREEMENT

   SUbje to ihe tems N1 .:onnitlo& hHr. Anil ll.e iJllêlchd í. page of adllal8m$ AM r.~IÍOs. ..WV TI
   Insll CorrationrPRIN.CIPAl:). u Pcnnsytania Corpotin am! Prge Title. Inc. r'AGENl. DgiM 88 fci:

   i. Aplntm and torrilO. PRINCIPAl. uppoíAGf:N111s agSO tot Ul purpo oIls*'. 01 PRINCIPAL OS
   101l1K, ii'" illtlU'Uliç l;fTimÎtmeflt5. pucs ond endoaenlAfll" ,)fllP-ifl IWlall 11Il:.1C ¡'t; Ste of Aillbama with ff~
   vxcelln of Mobil. nnd Tusciitvøs CounUø..


   II. Term. This Aoraamenl slwl CU11iiiLI iii U forcøan Bl,mlU&miIMtild byenhe PRINCIPALor AGENT upo sixty
   (00) da~ nolle In writi 10 ~ Ollitl' putty Ul $Ui.'ii of detA 118raln Of M otlA1 $ët forh in this agreørl. .
   Il. . Ra. AGFT shoJ odIum: II) Ihé Iilo inaurance rates iui..¡bllt by PRINCIPAl uc Ul promulgaed .,
   RCe with $lê'le law. Budi rulL'$ inuy be ~hage ormod from tlrM to lime by Ihe PRINCIPAl. ci on lhdal8
   delllg8d by PRINCIPAL AGENT Sl tnlie nu quo at ~gefor t/le Illlinle. or rfll8fk solc 10 which such ru
   are inlen to apply, except In ac.odanr.f w111\ $Jch rues.

   IV. . Polly Issuing lImit AGEN ah..'lll obtain 111 \lse' of PRINCIPAL pri to IaIU'g any col'nllm8liL po or
   enAfmenlln whii PRlrllPAL'S liabit 01 ÐXCee '1.00..00.00 lhAprlit is'-iot"nit.
  V. Remttnc end commis.
  (8) AGEN shal relln Bf1 . 'J! 01 ea iiaeo il-iIU"oo polll premim os comJTIu an remit the retdi ød
  o PRINCIPAl t~WfWjUl relS. pclici aid enOlafmets monthly, 16 lhll Naional PrSlJin Centa at tle In
      spocia belw: LandAmenc. Aø Seçe Cel-
                                           7911 NaiOfUiI Turnpike
                                      P.O. Box 35180
                                      lou.  viNe, Kentu1C1"02~180
  (0) AGET 1I1u1 00 cnlitk-d ~o oomniÙJIi on !h amnts chAd,1f 3fy, Jor øilra-h3ardni.s 118. jO$tod by PRINCIPAL
  (e) In ii~ casu whoe th propse inui 0i1h PRINCIPAL ~11 OOuair.ø; ur ,~in5Uninco llot deslr,lh
      (omrnlslouelln by AGENT $JluI be oopute an 1h& baSIS at th net BITKUnl reainin aft $ubliacln Uie t:os of
      coinStce or rHwance 1r Ine pÆlll'l lew th ii Ìfisuron bscd by AGE. AGENT sha ncbe enöe løan
      coipi$sion in ~11''Cti wi rcinsumo or consra l-.fii to PRINCIPAL
  (d) ~hll comlRSiO sl\ tift neglabe ror tiUc OIC! direc to AGENT by PHlHCIPAL.

  Vi. Inurance coe'ag. ACENT fl,,,U ITltlililuili. at AGEII 'S eill Tlfe 'nsrace Agt's Error. AM 0ml6/o
  InSlmn. IIQJJf co fur opini of Ii In the minimum far ;Jnunt n' $1.000.00.OQ In sui 'DI ull wi suoh
  catie aale to PRII'IJ"A1.. At Ihu opti of AGi:T, SU pømaycorl/l alodooiiclhlll(:latl iJ to $1~OO.OQ.

                     Se B'tached øddum (or spel CWs and condltom" If aay.


                           See attached Addendum No.1




                                                                                  AgnØ"....-. Ptlrdpai ~ - ";_._0
Case 09-32672                Doc 12-8             Filed 09/15/09 Entered 09/15/09 20:37:07                    Desc Exhibit
                                                     B part VI Page 5 of 36




                                                        " "
                                                     Arfilrlifl"'" Tcim wid Condions
  1_ LJitalon of AGET'S Aulhity. Noh,lIil~I¡~iiU¡ng MY pfÎOo herof. AGFNT' ~idJNJrjty un th Agrenwl is
  expes "mitød to !h ISlÌce of tie Insuranr.e c:imil/ll"'. polÍl JIlv1 ~lnAnts anc Ihl' ~AC of Premims as
   $Ct forlh heiein. Wiflioii~ limil¡fiufl. AGENT Ì5 IJolaullot an shall no purpor to:
  a) Inc lilY obliglon or liDbily on bdallof I-RlNCIPAI oll than 118 elrea&ly sa foih In thIs Agreenwl;


        PRINCIPAL; ."
  h) Adjust. pmc8SR 01             lake any oi .'ltin with r6Sf)'K:llouny ck*n'oi IO$. Olher II..... to r~rer 6Uelain imedlyb

  c) Acc sevl of proc&$ on ball of PRINCIPAl buAGEN ahll ~no1i PRICIPAL bytene8f
        regul8rmal d alJlitemAd seir.i:

  d) Enage if ony business in tho nae: ot PRINCIPAL èXce as spy aulhoied lløln;

  e) Pp an SUb-Q9 Dr oolhr/z an peson to I& PRINClPl\ 'S tnll Instrancø c:mitmolt. pc or
       tteintillS;
  f) Hecei in the nae d PRINCIPAL any h¡nrf Inr:udlng (t(M an Ilt hiies; .

  y) Cl.irnil PRINClPAL lu u ri PRINCIPAl li deen)iec to be æi cxdQU riiik wilh appov of
       PRINCIPAl or (J iil lh31 AGFNT Icnl.WtIO be bll'C on acJiBPul8 Cilk; "

  h) Commit PHINCI..Al to Insure tite to prop lnwtlch AGENT (01 a mmbe of Immed famil, .. pi-. a ma
     stohoer or 8 meml( O; th family ci suc ai IndMdua. or -i enillyconlrolle by AGEn liB 81 inteltM wl th
       expn.'S1i Mlller oo15~1i1 by PRINCIPAl allC fill wwillen dlsduru by AGEN; "
  i) Issuo mycomilt po or ~lwhic Nu agst or ov any mailer by rea of m esao dopsÎt
       Iiideni agøemet.IeAr ol c:fl ó( bo. "
  2. Oblgllhms at AGENT. AUENT shall:
  0) Be rÐspøo h: ii cclluion 01 lhe gl' 8Ioo of a1lee and ch fu tile Ïf in rcto PoIic Is "
       by AGEN lheiiiinull Itnined "Pmints.... AGENT shl not pcil any dcy or d8øil of the paen of Pr
       (ticoopt as exprey Gull\ed by PRlllIPAL. U¡l cu/o of Pfemmt by AGEN, PRINCIPAL sh be de
       the ow of Ihe enlie amoul thøreo and AGENT Shal ho and maltln such'lJremmø, u lnJlo for PRINCIPAl
       stri In ~dac; wih the 1crJn of this Ageeen "
  b) complwl øJ reuirmets estaIS by PRINCIPALregNCJlri sech an eiclmi oflt en ite cloo l:
       ubjiolJ$ or ~KClliøcis tu .Itlc prr lu bindir¡ PRINCIPAL uner any 11li ooinitnt.'ft. pDl" endrseniel;

  ç) Kee all fuc'l. rec:ivcd by AGENT frCln any sorc Iii con wi Irnson5 in wh lili ÏI!JlAlI po/de or
       PRlNCIPJ\ lUe to be Ised. II a fed3l itiwre rir .,,1tiOl, It, o'n aç seamte rrom AGENT'1n
       ar.toi.nts and desna aii an -P"'lClOW or            "$ktment fund&' acimt, ~ dJlin sur fi.nds only to"hi pu ror
      wh th aaewøe enliate. AGEN'r aiBlge thataJlaudi foda coute trst rinll an AGl! agrclh
       at sud ri.ds emS ucool9 shall be mainta and cfoalmentM .. acdsnæ wlh all requirements an guieli_
       cstabfil\od by PRINCIPAL:

  d) immediately (æw 10 I'RINCIP AL ~ 8icresa or ovemloht delief. ai da Of denulOOIl(lt an              kin or nalu ru
       by AGENT wit rcs to tla blJìness of ..INCIPI\ fi il r.onøtloo Mih my ot the tite hsurane& polic'l of
      .PRINCIPAt. iflr,uiJilltl. wiUltKlt IimittrÍU.lIll lega pillS dlreced to PRINCIPAl and rccocd by AGEN:

                                                                                                             ..~iI
                                                                                                 c; "-.- "C-.
                                                                                             ~Clll~':"-Prinípal_ .
Case 09-32672              Doc 12-8             Filed 09/15/09 Entered 09/15/09 20:37:07                           Desc Exhibit
                                                   B part VI Page 6 of 36




   el SvbjL'Ct of IH11õ91¡i1 3(c) of Ihi: Agrcclt'nl. ni.iinwin and ~gfullV lJ""SCIVI; fur ..¡imiiid iillit,illl\Ö$ lltall SOV YCIJ
                                                                                    Ie cvidi~ni:u ,niil PRlHCIPAL, all lAOdB.I)Os.
       followi temiiiialloi\ ollliii; I\grAeYlAnt. in a (l\;~nilf :lIl1i fnmi prAM,(iba or aproved byln;"IUlial (If l. kinds 1' any Wt
       Cooks of Qccunl li\. documcnts. eOßcspondcnco. b~nk rccods, IiI
       r..4¡tlinU 10 th :~tlvillt 01 ACEI'T under DiiR Agflllli1l 0( to Ihø Pcla IssUf by AGENT (høfln;il~ t(irincd
       "Oocmetabo") aril mae all DOOmenlali avlafD iß9~lin and cxarniidio by PRINCPAL man rS8so
       time;

   I) upo Iha raquasl of PRINCIPAl, provde rClnsbl8 85S'Stø in the delense of ¡flY ctin in wtlK:h PRI~lPAL Ia
       invol;
   g) Conuct or parcipatB in any sctelOOOlta Ðnd clgs of Ifllon'" whKt \i iisuunw po CJ PRlNCIPAL..to
       be Í5$Ucd in ueuric wî1h ixudi.ll\ pii,u;tic. rl.'qirClllClb cW~sllt..d by PRINCIPJ\ \h InlctM ci II'" pilliie no
       luw$ and goernmAttiil rP.llatlo appl.ali" lhAAtn;

   R) COOlJ)lY wt aU aprill~abl statlJtfl. RIIM aM ffl9l1laUo, InC IIcemllng. rostng to the coct or AGENrS
       busines;
   ,j) Kee a saa1e fì fo eac tile Insinnce or plaed wllbAGENT whidi ficsiihal cUlitulai 8miimi.iin cq or lh
        commitm.o insure. poicy or poloic uf utkl ímlUrm end c:ndøørien Il.l$ue, a~ tolo of al dOenls
        indO but iiolllrít~ to .¡Ile 1'&pls, $8:VdlØ$. $11118', affavlf. uoolliter aproala. aid 1h lik v.k: we relie
        upo by AGENT to I'O;SU8 Ihe comitent anor polic or polid;

   i) K(,'t'V H poiI'Y r ~Ief in 4' l()°m ~ptO\ by PRINCIPAl 6110wlng th ctl5iliø of all polc and prenumed foa.
        piovl by .PRINCIPAL to AGENT In oonelo wì,bulness comluel pt~uø to thia Awel;

   k) Provie PRII'IPAl. \Wn\lly or iipi- (~IJe9i, \liieel/ IS mnrø trlHt, wt finacil iiern sBllsfl to
        PRINCIPAL;

   I) Cole "il with PRINc;lPJ\ In !h IlAlfClm...,i: of (f"~ MfU..ønc: reiew, auit, an oChe øXBø1 of
        AGENT'S aclt8A. Althgh AGI:N I c0n th AGE:Nf'S ei busillt..ss Is lHd th sc or ltl8 llçy
        r4lshi ~oaed by IIIS Agnximor AGENT agres to permit PRINCIPAt. In audit ¡met A)(amln 81 IIMnJa a1
        buiine reco ni/utno 10 iviy L'!or oo51noss wnduc. by AGaiT il :iy leaOfabl li or tm duø to
                                                                                                                            Prncs
        lcuillmule ~CfI\ ~.t C'.Jomng ProlOl\ Leter IlIblMd tlllrl..ce poicy tl; QUtc bV AGENT'S cIlO
        seili PRINCIPAL'S audll and êl~ rlglt SUMv leøl of IIlis AoèUncL .
    m) PRINC1PJ\ sha hi th i1 to eiiamlrN an repmi.e all dOta of Agit rdo to tllC buiilJ by
        this Ageeen at sny timø dUI 009ÍfS hors. In
                                                                         tO owAl'fil 1ct1i$ to Pfmi PmNCIPAL 10 çouc suc an
        ~xamiÐli or ii on)' ow:r wa fni. to ~ttu will PRIHCPIU'S ~lfortao ccctll an exi-. PraJ has
        UiEt fl(lht to ini..adiat$l1Iivmln"Ite IIIa Agøøme, tM rit to se øqullØbf reedie, inCiudiriA injLlcllw relief ai tie
        ëIntmen of 8 recøer, an AGENT sle1 no aser that PRIlIPAL olheiÏ$ poe8an Illllt.. ramat law.
        TI rihts d PRINCIPAL iihU surve It..rmiiiutioii (I this ~mo.
    3. ActiHsquirll prkH wr1ln com.em of PRNCIPAL. AGENT sl1l no witou th øiCpn wnlten GOMllnt of
        PWNCIPAL:

    a) PSflicipul.1 UllY liligario or ot OCywtllclls detrimenf'. to 111& Imeresta of PRINCIPAl.

    b) CDmpl or aler farms furnish by PRiNCIPAl excet punUlnt.io ilJ$tniiÎon811rOtnlilgaed bY' PRINCIPAL

    ç) Utii,t PRINCIPAl'S r()ms for tranAt:IDl!l not inolving tM I5 of PRINCIPAL'S Polic;
    d) Dhipo of a sulniantial port of AGENTS ussc whi woul iæ necftiartor AGEfI 10 fuftll$ duts:
    e) Desliny any rerrM. bOCkR. books or arlnt. fllß (any tyfl nr medIa" doentll. coroncnco. bm 18COrdS. tite
         4lvlde. and materals of aU kins 11\ MY wå relall 10 l: scti of AGENT umk:r Itir. Agent or to the Pol
         is by AGENT ("cunlOnlalionN) wilO first offng such downientalkii to PRINCIPAL .
    I) 1.'¡!;IHl an ccmllment, 'pol or 911dorslfmenl ~ir.lll'llre aGAinst or over ony metlr by r(lDSOR òt un (.'$Clll dasil.
         indemnity ¡igrcenciil. !(l1ler of ~rcci¡,. nr hOJlf:

                                                                                                     Agnl3=l'rlpa. .~- .'--
     Case 09-32672                 Doc 12-8            Filed 09/15/09 Entered 09/15/09 20:37:07                             Desc Exhibit
                                                          B part VI Page 7 of 36
-
    ..




                    . ..
          u) C"..miimii PRlNCI!Jä to lIsure tillf ln ,Jll.'P':t rn whi AGENT (Iii n incinoor of AGENT'S mmeditt! fOOlly, al);titoo. a
               major slocktiP.l III .1 inUlllbcr 01'      11 13m ly 01 !tuch un iriivldua. Of aii eotJ r.trnllAll, AG(;N') Mil ¡WI interes!;

          h) Commit PRINCIPAL 10 adsk PRINCIPAl. flus cfot-ilned kHlft ai. llxll h,lflirúos risk or a r1flwliic AGI:NT 1u'l 1D
               he b."lM on a tjiioputod lido: .
         . 4. Liaitityof AGENT. AG~N I shall bt li,il1Il. 10 PRINCIf'AL 101. and iwnilly .iur~ \0 indemnif PRINCIPAL aginst, ii
          10$$. çOst or &iq'fISi:. includrig allomP-' f~5 uiil cots cf litgat, ßi.tnii- l' inr.tuw by PRINCIPAL and Drig from
          lh'rlld. ne'Ïfce or IlliisCO/icuct of AGeNT, Of -"iy atlt:1I1. servant or emploe at ACENT. whcth 01 no au "SII. oo
         or expense shAl fflßuil 'rom ariy Po/ic ised by AGENT.

         5. Termlmllìon. Th AgtMtltlt may be te by .PRINCIPAl immlate l. no In i.ill to AGGNT If AG:




                                             . .
         ul Cummila. breach of.any tar. r.iiun or repesenta c:ontalntl III Ihis AUJuumcnt;
         b) l:rcl8. or all4mpl$lu ~'l. DRY aulhy In c:nl/l wih thh; A\Jønt:

         e) CMlmils an.OCi uf h'UU or misa or b&,.1 insuM or r AGel or B pi~..orrJCr_pøner ui AGEN la
              indlcd on:onvlcei 01 a feloy or if AG~T or 8 prinolië VI pur..ol AGENT Is an ~o/ Md hllm or
              hor licnse to pmcii law SUB!)ad. Is di:bu. or voniari Ri..rllifk l1 or her Ik to pracdre law;

         d) Fif or ha tllf a~l$l iht putilion in banluplcyor a peliloi ci plcing seø Or acqul8f(l In OI fooBnio or
              diof of AG~Nl or Ihii õlppoilfnMmI of Ð r(loM. tnee, Of IIr"lÎdi,lúr IOf AGElf. .
         ø) Ceaes dolnll b~'GRS. fur wllut.C:crfOasOQ, 88 atl IMUonwugoot;
         f)Caus unfavomle ~ IlxpeAl\C.1, PRINCIPAL by ItI Inii..nc coani'liltllS, puliciCluw,d enarserta I8
              by AGENT. or by reas of AGENTs io.. Iiiiilø Ihiu ¡uuanc of tm Iisur:mO&. or p6orlll or røa1 Slllc.
              suc tift 8llOW ¡wid doin fuliGtons. Wlt regd to r:i;

         g' Allo, C&US, çonls to, 01 ol6(su cllce ø chngø 01 cn fl 8 r,Nngo( AGf ofrswiutprJ
              wfÍtltll uppuY\lor PRINCIPAL
         h) l-ai to .emlt aR deined;i lliÍl ugen

              cxminuÍf 01 AGENrS aclM. .
         jl Føis to oopeete and r.nmpl -eh PRINCIPAl in tJe peanai oj ,!oollt aianicc ro. 8U an olher


         6. ObUg.fions of AGT fafDWlng Tennnalion. In ite Bl of lelMUoo fnr NlVrll wNifoeve. altiln..l'
         pok:1n the p~s(...siio of AGEN r,lndlJTng i~ii rom,s. slal be deliv by AGENT to PRINCIPAL AGEN 8haØCt
         fu and pay to PRINCIPAL ¡""IM.'uiutcly 01 Prømk.ma (lniidlg buliiot timilud tv UIl Prma whld AGENT 11 COte
                                                                                                 by AQEm 10 PRPAL. Fi-. AG


         Otcnilo. . .
         pin"an1 to Poi no ye tsiød). ar altlhcr. OUg Indøtedeu ow
         shlJ advtse ~c. coc fullV as dllectBd i. PRINCIPAl., the c:plet tJ 811 su L-iæ and trnss
         InKflng tlU1 not lied 10 llic prSlIii to compIlrnr. II "flNClPAL'S søo diello øid dict sn pAng 4)
         accong 10 the prowslo at thi Agmo Temiltalf ihallllOt dll1rgf: GUY liuil or ob Ch exted pr

         T. Anignnwt Prohlbltl!. I his AglW11 aid MY ri    or Int Bl lWau sh8Jnubclm oieSSgn.
         by ell/ part. prided. howvør.llat ih AQreeent $hwl inuiv to th benefi of any suasfu PRIIPAL
         8. Amdnnts. Nu ttrm:ndmot of thi AgØ't or :iny IRCJdi1C ltionito. whølh. in ccnflJc with Uiis Agmømt or
         atlBiw. s\1l ba valid unll'$$ it be in wing. date and exec by buIll pi iie willi tllO urn foltadiI Agmell&
         8icvwled.
         9. Nølc My nollo rcqed or permiilO to be gicm under Jhs Agrel or OllRrwlS. by elite, INIDIl øtef. sh
         be dfBd glvl'/1 ir iiivi:ri ., wriHng arid fOldø tii ~udl pa by ceriflf miaY or P.xpfl!; c1eiry at lhc adçilI stiow
         PRNCIPAl AG(Nl
         belo oc suc olher acdm*s IK.-rlc ctoslgnate Iii ~llíi1y;


                                                                          .;
                                                                                                     . --,
                                                                                                   A9Clll~ l'llnlpai'~"~
Case 09-32672              Doc 12-8   Filed 09/15/09 Entered 09/15/09 20:37:07                         Desc Exhibit
                                         B part VI Page 8 of 36




  lD~ Tit" Inun. r.i:                                    Mr. ~ R. CPb 11..
  UOO WIdC.. Plce, Suit '10                              I'pT... ln.
  Bir.nii.AL :iZIl                                       231 1.. Stn, Sui 4U
                                                        OuPG .. !!l
  10. captIons. Thé ~piiQ(jrii11hß p:vagaphll 01 ltil AgØØIlJ1 are klB8led for refØfonc and conwniece ptrpoes only.
  .ld IMy ~_ nol be deemed parts of this Agnl, an h no way do th dene. limit. u dCK tho Scq d ti.
  AgMment or th inen of an pr~ Ilcroof.
  11. NorlalVcr. HI) 'ótiii... by PRINCIt:AL to InRlst M florani: Of any tfl of thi$ Agnitor to 8xese IW liht,
  poT.OI 14S\'ßfy Cl\lIIOO b~ a bf~3l lheot. and OOaC.ftanc.f by PRINCIPAL of anypnent oriømitø fiomAGENT
  durå19 r.lliiiiooæ Ql any l'uch brach. Shall conlle a war of such brc 0( UIlV sucl. tui. No Wt \If ll breac
  Il:iU affec or alter this Ageøm8llor &h iights of PRINCIPAl with rClpcl to uiiy olhN IhM e~IAtlng or suMeqi-i. liRl.i.
  12. Severilty øn Invliity. If uny   çol   I dud,lres ,wi)' prwi of Ihjs AfrMI'llVl IlWld, the relnlng pMOf Uie
  Agre~ sholl clOt be illool:d tle,cb.
  13. Nøma of PRNCIPAL. AGFNT RMI Ant 11M an name. dimlonaUo. Mlblem eM log of PRNCIPAL or it pa or
  uffiliui., in anywBy. f:lll.ø,. wllb lh expmu Wn coset of PRlNCIPAlat ci10 1hCl(nt of suc c:l. PI\i.
  hOM. that lelliirh, fo, advørtås øn diiplysi UH bv AGENT In connec w/l lhbUsI Of AGElT. as
  ooemp/øt here. ma indiltc 1h1 AGENT IS u po~ issuing ~MI Of PRINCIPAL

  14. AGEN Is an lndel Colntor. AGEN ill un iiiddt'nl colrai;or and no an ømploy cl PRINCIPAL and
  $hl be sole refpøslbf rot th puymoiil uf ow", rederul, sttl ur loc-l1a relti to the Inco or eopø!lBIÏ øf
  AGENT and tor complli.cu wiU, .,ii¡~ and iltlilatioa rf! 10 II buln of AGi;tl.

  1 G. I. to Gover. . Thisl\l'en shll be goer by and coiitrod f)ld ciilor(xid IlIlIdu~ ""Ul .he laws of th.
     State of .Aa~m..
  18. AilJtndlon. Urikis prohibiød by aliplICJe law or lêgUlaio, eM PRINCIPAL or AGENT rD diliitO arlJitnlUon
  pi.l1n 11ft Afhl1~11 Ri øftl Ann ArilratJ Aulatii-. Ai 'flulWII$ IT\ InUd en r.olmve or
  claim bet PHiNCIPAL and AGENT l1iin ou ur oi.rolnlÍfD to llill1 A(è8t. Arau pursu to 1119 Agrøt
  sha bø unde \he nile iii c:m.'U on Iliu dc lh c1ømnd tor artralÑ 18 mad. Judgmc upo th uw rcid lI!h
  ArtOl$) ma be 'MtMK l1 any ('.tIJr having juriic Ilrao.

  iT. Enli Agmenl. TN Agmeen consti an Inh9øti oJ Iho crliiu undersl8ning iind agl8 of th piios.
       AI"" ,~~Dn, waty, pris or condit. wllher wren Uf Ql¿),Mt ~iiy Irr.rp her.,. $hafnu
       he bll1ng upo soy ci ih pa htirelo. Md Cite iiøn iltiiowlP.es il Iii eng lnti.lhls Agcct it ho 1l0
       reie on uny.rc:pr5Cliitln. promiG. Of cnlt no spncly se for hOlci
  IN WlNESS WHEROF, PRINCIPAL an~ AGÇN Ji11 Oltccto lhs A(eeßll \fla .Idayof Fit-l. %05 .

   ~ ~.: .' I;.
  ATTST '¡0J . / l
                                                                      ..~~Ø)
                                                              ";7 PrClt
                                                         la TIeln.ur.nø COotitlon .

            rc-G-/. ~/?t¡;                              BY E.¿.~~?~ ii
                                                        MIdMl RI.1 Vk
                                                         Aru Aga Ma~~~I~
   A~ST .                                                Pr~geTlii.. . .~.. .....'f /:/ ..........


  /¡tt( ~q.¿
  ATTEST
                                                         BY . . ~ ,/ I"~... ....'
                                                                J...... ....
                                                         BY




                                                                                Agenl~..rinclpel.:"' 'Z.o ___
Case 09-32672   Doc 12-8   Filed 09/15/09 Entered 09/15/09 20:37:07   Desc Exhibit
                              B part VI Page 9 of 36
Case 09-32672                Doc 12-8               Filed 09/15/09 Entered 09/15/09 20:37:07                 Desc Exhibit
                                                       B part VI Page 10 of 36




                             SHEPHERD CAPITAL MANAGEMENT, LLC
                                                          SS55 West Lop South,
                                                          Houston, Texas 77401
                                                      (713) 662-9191 (Telep.hoDe)
                                                         (713) 66Z-oi 04 (Fax)


                                                                   June i o. 2009

     Physicians Trost LLC
     Edth Soloman Buidi
     P. O. Box 636
     Chalesown Nevis
     Wes Ines

                Re: Mament Agent by an beeen Sheherd Capital Maement and
                           Physioian Tiut LLC and Afliat Compaes Date Janua 30, 2008; an
                           Serce Agreeent been Shepher Capita Manement Grup LLC. Rusell
                          E. Makert an Physician Trut LLC an Afated Compaes. Date Aprl 15,
                          2008
    Gcnemen:
               Shehe Capita Maagement, LL/Shepher Maement Group LLC (jointly refered
   to her as "Shepherd Capita..) have ben servg 88 counter pares to th above~referenced
   Mangement Agrent and Servces Agreeent Ooiny refer to herafr as "the subject
   agts") relative to the day-toy opeons of the A&O Fuds. described in th subject
  agrents. Over the pat seeral month many developnis have occured relative to th
  A&O Fuds about whch Shepherd Capita would like to make you awar.

                                  look over the day-to-day maement
  Funds, .. an agent ha be ma by our preecssor with Prge Titleof the A&O
              Speifcally. before S.lepherd Capita

                                                                   in Biloxi,
  Misssppi to hold cert A&O money wluch wa beng us to pay life ince prmiums on
  tb reve policies owned by the A&O Fun, as well 88 related opeating exen. In ealy
  Mah, 200, Shephe CaIta was fit ad tht a ba holding the Prstige Titl ft ha
  interplea suc fuds 1nto th Registr of a state cowt in Biloxi, Missippi an, as a ret, such
 fu8 were "frzen" and not available for the day-loday magement or Opetions of
                                                                             the A&O
 Foods. Shorty therear we leaed tht Lawyers Title Compay in Mississippi ha also fied a
 se sui in Fede Cour in Biloxi. Missisippi to frez al ass of Prge Title,
 includ the A&O Funds. As a ret of the furegoing suilA Shepherd Capita's acss to the
 Prge Tide A&O Fuds to mae an operat the A&O Fun on 8 day~to-day bais wa
 blocked.
            In the meanme, an in order to mage an operate the A&O FWd&, Shepherd Capita
 seur loan to pay cert premum as they bee due. Shed Capita ba also be
 seking oth ways to rase caita to prere
                                                                     the varous policies for the befit of investrs.




                                                                                                         EXHIBIT 0
Case 09-32672                           Doc 12-8       Filed 09/15/09 Entered 09/15/09 20:37:07                               Desc Exhibit
                                                          B part VI Page 11 of 36




                                   r'
                                   II

                                   !I P . T' I I N' .11 HMD                                                    7848                        $0.00
                                   !I restige it c, nc. ~ Ice",1 e Acct)Unt
                                   ii                                                 XXVHl.
                                   l!
                                   II




                                   'I .
                                   Ii Advanced Titlli became a customer of Wacliovia and opened the following accunts with
                                   UUil o\'ia'
                                   :1 nac h'

                                   !I
                                                                   Accoun t Name                                      Last Four Digits of
                                   Ii                                                                                  i\ccount Number
                                   ¡' Advanced Title & Escrow. LLC Daphne Trust Account                                      4263
                                   i Advanced Title & Escrow, lLC Ocean Springs Trust                                        4399
                                   ¡ Advanced Tide & Escrow, L.LC Destin Trust Account                                       4409
                                   1 Advanced Title & Escrow, LtC Operating Account                                          4412
                                   I Advanced Title & Escrow, LLC .Funding Account                                           2031
                                   ii Advance Title & Escow, LLC Agency Account                                              2059
                                   I Advad Title & Escrow. LLC Composite Relationship
                                                                                                                             2062
                                                                                                                             2606
                               h Advanced T!tle & Escrow, LLC Ocean Sp~ngs Abstract
                               Ii Advanced Title & Escrow, LLC Ocean Springs EMD                                             2622
                               ji Ad,'anced Title & Escrow, LLC Pensacola Tnist Account                                      1550
                                ! Advicoo Title & Escrow, LLC Pensacola EMD                                                   7563                  .. ~
                                                                                                                                                      !
                               ii Advanced Title & Escrow. LLC Panama City EMD Account                                        7796
                                                                                                                              7819
                               \1 Advanced ¡itle & Escrow, LLC Destin EMD ,",ccoiint
                                                                                                                              7806

                               iI XXIX.
                               ¡I Advanced Title & F.scrow, LLC Panama City Trust
                               Ii




                                                                                                                                       ~
                               !I
                               'i              i\i; of Fcbniary 12. 2009. eiich of the Advanced Title accouiits had the tòllowiiig balances:
                               li
                               U                              Account Nam!l                            Last Four Oi~ìt!l of
                               !Î
                               Ii
                                                                                                        Account Number
                                        Advanced Title & Escrow. LLC Daphne Trost Account                     4263                         $0.00
                               i¡       ,\dvanced Title &. Escrow, LtC Oce-an Springs Trust                   4399                         $0.00
                               :1       Advanced Title &. Escrow, LlC Destin Trust Account                    4409                         $0.00
                               ~I
                               .1
                                        Advanced Tille & Escrow, LLC Operating Account                        4412                $24,569,21
                                        AdvlUed Title & Escrow, LtC Funding Accoiint                          2033               $544.156.83
                               :1
                                        Adviincoo Title & Escrow, LLC Agency Accoiint                         2059                $14.668.07
                              ;!
                              ..        Advanced Title & Escrow, LtC Composite Relationship                   2062                    $35.00
                              ;;
                              ¡¡
                                        Advanced Title & Escrow, LLC Ocean Spnngs Abstract                    2606                   $232.51
                              !j        Advanced Title & Escrow. LlC Ocean Springs EMD                        2622                   S)O.1.2 -17
                                        Advanced Title & Escrow. LL(' Pensneola Tnl51 ACCtlUni                7550                   SL 1.853 08
                              ;1
                              ~;        Advanced Title & Escrow. LLC Pensacola EMD                            7$63                   $92.500.00
                         ~i             Advanced Title & Escrow. LLC Panama City EMD                          77%                         $0.00
  1W~l:'':::'~~~~I::Ww:. ;1
                                        Advanced Title & Escrow. Ltc Destin EMD                               7819                        $O.i:O
       H.Q.I;OK l::I.'S it
   Øll...o,rl.,.~ "!I$3!1'l"Z~ d        Advanced Title & Escrow. I.l.e Panama Cii.y Trust                     7806                    $3.500 li1)
       l.:e -i"l1l~J';, i!
                              i:                                                         s
                              ~~
                              .~

                             :1
Case 09-32672                                       Doc 12-8     Filed 09/15/09 Entered 09/15/09 20:37:07                            Desc Exhibit
                                                                    B part VI Page 12 of 36


                                                 U.
                                                 Ii

                                                 II
                                                iI
                                                1

                                               II                                              xxx.
                                               j¡
                                               I~        Stephen R. Colson beame a customerofWachovia and opened the following ac~ount with
                                               Ii

                                               II Wachovia:

                                               JI                           Account Name                                      Last Four Dil!its of
                                                                                                                               Account Numli
                                            II Stephen R. Colson                                                                     7822
                                            !i
                                            II
                                            ii
                                                                                              XXXI.



                                                                                                                                            ~
                                            II
                                            ;¡           As orFebniai 12, 2009, each ofthe Stephen R. Colson account had the tbliO\..ingbalallce:
                                           !I

                                                                                                      Last Four Digits of
                                           fl Account Name                                            Account Numbç("
                                           !; Stephen R. Colson                                             7822                               $81.93
                                           Ii


                                          r                                                  xxxu.
                                          ,I
                                          11
                                                        SJS Development. LLC became a customer ofWachovia and opened the tò/fowing account
                                          li
                                          !l with Waclto..ia:
                                          if                               A(:oulil Name
                                          ,i                                                                                1&S F9!Jr Dii.its of
                                                                                                                             Account Number
                                          II SJS Development, LLC                                                                  411 1
                                       :¡
                                       "
                                      )1                                                    XXXUl.
                                      ii                As of £'ebniaiy 12, 2009, the SIS Development, LLC account had the lollowing balance:
                                      i,


                                     il

                                     ~! SJS Develupment, L.LC
                                                                     Mcount Namç                             Last Four Digits of
                                                                                                              ~mil~h..imb~r
                                                                                                                    4111
                                                                                                                                            !! $7.93
                                     :i
                                     11                                                     XXXIV.
                                     :;
                                     :,
                                     ..
                                 ¡j                     Hopkins Homes, LLC became a customer of Wachovia and op\:lled the iì.illowing aCCOunt
                                 :1
                                  .:

                                 ¡1 with Wachovia.
                                 if
                                 .,
                                                                          Account Name                                      last Four Oigiis..f
                                 ii
 JCHIHQ b 'JOICE. P.liA.ot:o,:. .1
    A1'rMHlVJ..-r L-w                                                                                                       Account Number
       no. eoii fNC                            Hopkins Homes, LLC
  UIi.ØXI"C3i);J.i1.l J                                                                                                          4124
       .t.1l1nli.a.ll,

                                 :1
                                :¡
                                                                                              9
                                 i
                                 ¡

                                .1
     Case 09-32672                            Doc 12-8                 Filed 09/15/09 Entered 09/15/09 20:37:07                                       Desc Exhibit
                                                                          B part VI Page 13 of 36

,I




                                              ¡¡.

                                              Ii
                                              ,I
                                               Ii
                                               !!

                                              ¡¡
                                              'i
                                              I.
                                                                                                              xxxv.
                                              I!               As of   February 12,2009, the Hopkins Homes, LLC acunt had the following                        balance:
                                              ii
                                              J;

                                              H                                  Account Name                                     Last Four DilZits of           Balance
                                              I'
                                              "
                                              !l                                                                                   Account Num~r
                                              ¡; Hopkins Homes, LLC                                                                       4124                      $0.00
                                              .
                                              ,
                                              r
                                                                                                             XXXVI.
                                              Ii
                                              !j               Tea Telcoii. Inc. became a customer of Wachovia and opened the following accoul\t with

                                                    Wacho"ia:
                                          I'LL'
                                          i1

                                          H                                            Account Nø.nW                                             Lpst Four Digits of
                                          ii
                                                                                                                                                  Account Number
                                                                                                                                                        4496

                                          II-rCG Telco Inc.                                                 XXXVII.
                                          I:
                                          II.
                                          ;1                   As otFebniary 12,2009. the TeG Teleorn Inc. açCOl1nt had tbe lollowing halal1ce:
                                          ¡I
                                          !i                                    Account Nam~
                                          I!                                                                                      .i Four Dii.its of             Biilance
                                          'I                                                                                       Account Number
                                          Ii
                                          r TeG Telci)m. Inc.                                                                           4496                    $1,863.99
                                          .

                                          I
                                          i                                                                 XXXVlI .
                                          i

                                          il                   Prestige Sport$ M"nageineii, Inc. became a custome. ofWacboviá and opened the Ibllo\\ing
                                      I!
                                      ;i
                                      !i account with Wachovia:
                                      !I
                                      .¡
                                      ",                                              Account Name                                            Last Four Oigits or
                                          .
                                                                                                                                               Accoiinl Number
                                      ,¡ Prestige Spons Managel11ent. Inc.                                                                           2499
                                      ;I
                                      ~¡
                                                                                                            xxxix.
                                      ¡I
                                      l                    As ofFebnlll)' 12.2009. ihe Prestige SPOl1S Management, lnc. account had the fiillowing
                                     !I
                                     .1

                                     ~I             balance:
                                     ii
                                     ~I
                                     =1
                                                                           Account flame                                 Last Four Digits of                    Balim.t~
        1iI.lllla . GUU:~. ~L L..~   ~l
           ATtOR" ¡y_ 1.'1 UW        I:                                                                                   Account Numbur
             l-O..act. '''a,                        Prestige Sports Management. Inc.
         on.Old. rJ" ~'l:J.I"~~      ;i
                                     :¡
                                                                                                                                 2499                              so 00
              a,e:i7A~l":Jl:J
                                     :¡
                                                                                                                10
                                     .¡
                                     .i
                                     ~i
                                     'ò
Case 09-32672                                    Doc 12-8        Filed 09/15/09 Entered 09/15/09 20:37:07                                  Desc Exhibit
                                                                    B part VI Page 14 of 36




                                                i1'
                                                ii

                                                II
                                                II
                                                .1

                                                II
                                                                                                      XL.

                                            II         Colson & Waller, PLLC became a customer otWachovia and opened the followingaCCunt
                                            Ii
                                            II


                                            II with Wachovia:
                                            II
                                            'i                             Account Name                                        Last Four Digits of
                                            II
                                                                                                                                Ac~ouni Number
                                            11 Colson & Waller. PLLC JOLT A Mississippi Trust Accunt                                 7110
                                            !I




                                            .11. XLI.
                                            !, As
                                                          of   February 12,2009. the Colson       & Waller, Pt.tC IOLTA Mississippi Trust Accunt had
                                            II



                                           1'1 the following balance:
                                                                                                                      Last FOtir Dif,tits of       Balance
                                           li Account Name
                                           iI                                                                          Account Number
                                                                                                                            7110                      $78.47
                                           II Colson & Waller. PLlC IOLlA Mississippi Trust Account
                                           ij
                                                                                                     XLII.

                                           I'         Prestige Insurance Agency became 8 cuslomerofW ftclio,,'ía and opened the iòllo\lingiiccOUJ1
                                           !J
                                           I'
                                           ii with Wachovin:
                                           i.
                                           .,
                                           II
                                           h                        Account Name                                         Last Four Digits of
                                           il
                                           !I                                                                             Acwunt Number
                                       i! Prestige Insurance Agency                                                              4506
                                       I;
                                       .:
                                       ¡¡
                                       I,
                                                                                                    XL.II.
                                       ~;
                                       I!
                                       I!
                                                      As ofFi:bniary l 2.2009. the Prestige Insurance Agency account had the following balance:

                                       I:
                                                                        AcCOunl Na01ç                                Lasl four Digiis of          8nllll)1l1
                                       Ii                                                                             Account Number
                                       ~I
                                       !i Prestige Insurance Agency                                                       4506                        $0.00
                                      ;1

                                      If
                                      .j                                                           XUV.
                                       i
                                      .j
                                      :i
                                                      At all iimes mcntioned herein., part if not all of ihe Hbo~'e.rctèreiiccd IIl.CUUriS wtre siibj~i-.
                                      i.
                                      't

  l)UatllJr .\ '-rlhf.C. II ",...e.
                                                                                      I he il\:couiit holder can send wires, move funds, issue stop payments
                                      ~l to Wachovia Connection wherein
     ~UO"'''~u. A1"\.AW
         PO DO. '..1n                 :l
    411,(\xt. ". ~"""~1~              .j of clieck~ and make electronic transfers. all on II real-iime basis, thiit is on a basis .iusi mi it' one waii
         L._ J7""~':Il"               :Î
                                      :i
                                                                                                     II
Case 09-32672                                  Doc 12-8                 Filed 09/15/09 Entered 09/15/09 20:37:07                       Desc Exhibit
                                                                           B part VI Page 15 of 36



                                                JI'


                                                II
                                                il


                                               II making the transfer in the blink to change ihe balances and thus have seen (7) day a week. twenty-
                                               i!




                                               i¡ XLV.
                                               II four
                                                           (24) h~urs a day access to their accounts,



                                               !/ At all times mentioned herein. the Defendants acting ihrough their respective ollìcers and
                                               ¡¡



                                               Ii pemiitted pl.'fsonnel conducted such transfers as will be explained herein. In late 2008. Wachovia



                                               r .
                                               11 noted that there appeared to be a consistent problem with Qverdralls in the above-retereiiced accouiits

                                               II and nåticed that it would be necessal) tòr the account holder to make translèrs in order 10 co\"Cr

                                           II outstanding amounts. lit January of 200, it was noted that the overdrall items were geiiing larger

                                           11 and thereupon Wachovia expressed some concerns with respect 10 same. It was rcprcstnled by

                                           Ii Stephen R. Colson, the principal of the two (2) named corporations, that he would work on the

                                          ~ prohle and wa paying ,h'm. Althouh a m'ati'g was ren'~ed no .uc mea ....

                                           Ii forthcoming. There appeared to be II senes of tranl\tèrs between accounts wherein tùnds were
                                          1/

                                                    deposited and then those account:) would be transferred to a holding account thus producing ihe
                                          :;:1
                                          III




                                          !I XLVL
                                          /!
                                          II

                                          i!
                                                    banking view thaI     these funds were collected balance and could be called upon immediately.




                                          II Based upon iiironniion and beliel~ Fidelily in its normal course çommenced an audit of the



                                      l "".to orp""¡ge THle and Advanced Tirl,. 8asod upon inrnmiaiion an /tjet ,ofeftiy nnliee
                                      1: irregularities in said accounts and thereupon a representative of Fidelity notified Wachovia that
                                      ¡;
                                      ,I

                                      ~I Fideli iy may tile a complaint se-eking n temporary restraining order or such otlter injunction as ¡:idelii y

                                     j¡ deemed appropriate. Fidelity made claim tø the proceeds of said accounts.

                                     ;! XLVII.
                                     i'

                                     'I
                                     ~I

  ':U';'HIHn l ~uJr;a. li.,-,- C'                                                                                           the accunts in question and
      A.TTl1fC&Si .AI' u,Vt          il Aller the notice trom Fidelity, Wacho\"Îa commenced rese.'lrch of
         Rl'.it-. I,p:               'j
    O,,Oi(C. ""p '1Ø5J'....,,,a.o¡
                                     J floted unusualiniislèrs Ilnd movCl.ncnt between rhes~ accounts which apparently were made in such
         .n:r ~.,4..1:U..

                                                                                                     12
Case 09-32672                             Doc 12-8               Filed 09/15/09 Entered 09/15/09 20:37:07                              Desc Exhibit
                                                                    B part VI Page 16 of 36




                                             II
                                             i!
                                             II
                                             ,:

                                             U
                                             I;
                                             i¡ a way as to cover potentinl overdrafts or other shortages of fuiids. Upon noting such llctivity,
                                             !i




                                          :1 XLVIi.
                                          j!
                                          ,I

                                          ,(
                                             II Wachovia placed a restraint on ihese accounts in order 10 preseT\'e   the   asts for its beficial owners.




                                          It
                                          ,I             The amount of      funds on deposit with Wacho'lja in all relevani account~ is $) .534,563.56.
                                          'i
                                          i,

                                                                                     COUNT ONE - lNTERPLEADER
                                          II
                                          il                                                            XLIX.
                                          II
                                          i.


                                        III Wachovia incorporates herein each and every allegation made iii paragraphs i througbXL VI U
                                        ¡ abo\o'e.

                                        I!
                                        'i                                                                 L.
                                        !i
                                        if
                                        ~¡              At al1 times mentioned herein, Wachovia is an innocent stakeholder of certain bank accounts
                                        íi
                                        ¡¡


                                        Ii and is tlnable to determine the respective interess of the Detendant in the proceeds of said bank
                                        II aCGOLllts And has no adequate remedy at law save Lo resort to the equitable powers ofthisCourl.
                                     Ii
                                     'I                                                                   LJ.

                                    II                  The Defendants have made and may have conflcting claims with respect to the distribution
                                    I'
                                    11 of
                                                  the proceeds oftbc above-described account Wacho..ia ii; not in a position to deteniiine which
                                   II

                                   I) of the Defeiidants herein are entitled to the benefiis otthe procees otthe above-referenc accouiis
                                   :1

                                   ¡I iind its at risk for multiple claims fbr said accoutltS, Wachovia is in the pt,sitiol\ ot innoct:111
                                   '¡


                                   !í stakeholder arid cannot make n dctennination as to ."iiOIl proce.es of these accOllits are due.
                                   -I
                                   i¡

                               Ii Wacho..ia has no adequllte remedy at law and l1ustl1:sorl 10 the equitable powers orthis Colin.
                                IiI
                               'j
                                                                          COUNT TI\'O - OECLAR~l:QRY JllDGMENT
                                "
                                I.
                                I'
                               'I
                                                                                                        LI!.
                               :1
                               !i
                               "
  ~lJ'.tI"oi., tJlCC..tL..,, 'i                        Wachovia incorporales herein èldl and every allegation made in paragraphs Iibruiigh U
     .-n(',I..I..p 10'1 LAW
        I' 0 øo. ,~ZS         'l
   9a.'G~'" Vi'! :i~,..J)'"   .- abo\'e.
               ...
        1:1" .a.. :i:U i      ;.
                              ~j                                                                         13
                              :1

                              :;
                              :i
                              ..
Case 09-32672                       Doc 12-8             Filed 09/15/09 Entered 09/15/09 20:37:07                                      Desc Exhibit
                                                            B part VI Page 17 of 36




                                        r
                                        !

                                         !
                                         !
                                                                                                      Llil.
                                         I

                                     II At all times mentioned herein. Prestige Title and Advan~cd Title were in tiie business of
                                     ii


                                     Ii closing mortgage loans and real proper sales. 10 the course of same, funds were paid to Prestige
                                     II




                                    ~ uv
                                    II Title and Advanced Tille to be held in escrow or trust and to be distributed to the nghiful owner.

                                    II Based upon information and beliel: there are
                                                                                             claima      nrs to sad funds which areunknown to Waçhovia.




                                    II It is necessary that the Court declare who the int ereted paries are with respect to said tiinds

                                    If and enter a declaratory judgment setling forth respective nghts to the lùnds paid in the ('.(".
                                    ii
                                    :¡
                                                                             COlJNT THREE - I\ÇCOUNTING
                                   I!
                                   ii
                                   .,
                                                                                                  LV.
                                   ¡¡


                                   II Wachovia incorporates herein each and every allegation made in paragrnphs I through LlV
                                   1. b
                                   ¡I a o..e.
                                   I!

                                                                                                 LVI.

                                ~               That all books and records which wil reveal the true beneficial ownership of           the accounts and
                               ;1


                               il how much is owed arc in tho hands ofihe Defendants herein and theretòre, the Court should require


                               'I the Defendants to account with respect to all of such proceeds held iii trust in order to determine the
                               j! beneficial interests in said aCCOunts and the degree to which that bencfìcial interest may be paid.
                               :j
                               Ii
                                                WHEREFORE. l)RE!MlSES CONSIDERED, Wachovia prays for the following:
                              II
                              I'
                               !                i.       This Court issue process to all Defendants;
                              .1
                              ;¡
                                                'l
                                                ...      This Court criter aii order permitting Wachovia to pay the balanc~ ot'the ahelve.

                           I1
                                                        described aCoolUits into the registry olthe Court;
                           ~¡
                           ~:
   nos~:'~~~:y':~~:~;,Le. d                     3.      This Court enter an order restraining and enjoining the Defendants, eacl1 of        them. and
        P.O.   001: .-li- :l
    lC11?.. Jri WJ¡:J'U~ P                              their respective agents andlor altoriey~ ¡¡-om instituring and pro5ccuiing any
                          ¡:
        Uti 37".2.1)      ~;


                                                                                                  14
                          :¡
                          .,
                          =;

                          "
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                                                                 B part VI Page 18 of 36



                                          .ii
                                                  II
                                                  i,

                                                  'i
                                              'i
                                              Ii                 proceedings in any court of any state of         the United States or the United States Court
                                              'I
                                              ,I
                                              Jf
                                                                 affecting the above-described accounts;

                                              II       4. This Court direct the Defendants to app~r in this Court, answer this Complaint in a
                                              Ii
                                              :1
                                                                 time and manner as provided by law, and to interplead their various claims to the
                                              Ii
                                              i
                                              i
                                                                 procds of      the accounts as above described;
                                              i
                                                       s. That upon procunng ihe Defendants to interplea herein.. Wachovia be disc11arged of

                                              11
                                                                 and rrom all ñirther liabilty with respect to the proceeds of
                                                                                                                                        the accounts in quesiitln
                                          II
                                                                 as set forth in paragraphs XXV Ihrough XLII. and XL vni of                 the Complaint;
                                          II

                                          ;1           6. That Wachovia wai..es its rights 10 claim fees or costs;
                                          II

                                          n
                                          i:           7. That tht: Court cnter a declaratory judgment setting forth who is ¡he beneficial owner

                                          I
                                                                of each and every of the accounts. to what extent and bow the funds are 10 be shan-id
                                          i
                                          i                     if   the balances lIrc insuffcient to pay all claims:
                                       ;1
                                                       8. ThaI the Court require au accounting of               said accounts    and th~ underlying Iransaciiol1s

                                       II
                                       f.
                                                                iind make a detemiinatíon as to any additional interesled panics and cause process tel

                                                                issue to snid partk'S and thus causing iheir claims to be interled herein; and
                                       Ii
                                       il
                                                       9. Wachovia prays tor such other general relief as this Coul1 in equity may grant.
                                       II
                                       II
                                                       Re...pectfully submitted. this the 13'" day ofFebrual')', 2009.
                                     ii



                                     II
                                     i¡
                                     r,                                                              BY:
                                     'I
                                     I;                                                                       WILLIAM LEE GmC
                                     :1
                                                                                                              MS BAR NO. 5059
                                  ¡i                                                                          RUSllJNG & GVICE, P.I",L.C.
                                  p                                                                           P. O. BOX 1925
                                  ¡I
                                  Ij
                                                                                                              8ILOXI, MS 39533-1925
   ii1fHIIlt: 6 C:'.IfCte. "L\.C. l                                                                           pnONE: 228-374-2313
      AlT(mHC... "''r UYi,: -;.i,.
        *(l. IW i UtaS                                                                                        FAX: 218-875-5987
    alLin I.. '311\...1.10"
                                                                                                              bguicelrushiiigguke.toin
         a2l13'I'J.JU            ~¡
                                 ii
                                 i:,                                                                    15
                                ~!
                                :¡

                                  ~
                                  ¡
Case 09-32672          Doc 12-8    Filed 09/15/09 Entered 09/15/09 20:37:07                    Desc Exhibit
                                      B part VI Page 19 of 36




                   IN TH CHANCERY COURT OF HARSON COUNY, MISSISSIPPI
                                     SECOND JUICIAL DISTRICT

      W ACHOVI BANK, N.A.
                                                                                         PLAIFF
      VS.                                                              CAUSE NO. C 2402 09-111(4)

     STEPHEN R. CO:~"SON; COLSON & WALLER, PLLC;
     SJS DEVELOPMENT, LLC; HOPKIS
     HOMES, LLC; TCG TELCOM, INC.;
     PRESTIGE SPORTS MANAGEMENT, INC.;
     ADVANCED TITLE & ESCROW, LLC; PRESTIGE
     TITLE, INC.; PRETIGE INSURACE AGENCY,
     INC.; FIELITY NATIONAL FINANCIA, INC.;
     LAWYRS TITLE INSURCE CORPORATION;
     FIDELITY NATIONAL TITLE GROUP, INC.;
     JOHN DOES 1-50 AN CORPORATIONS A-Z



          FIDELITY NATIONAL FINANCIAL, INC., LA WYERS TITLE INSURACE

                                          .. .
             CORPORATION AND FIELITY NATIONAL TITLE GROUP, INe.'s
       ANSWER TO COMPLAINT FOR INTERPLEADER AN CLAIM AGAIST FUDS

                                     ..
             COME NOW Fidelity National Financial, Inc. ("FN'j, Lawyers Title Inurace'

     Corporation ("Lawy Title") and Fidelity National Title Group, Inc. ("FN")(collectvely


                       ..
     referred to as "Fidelity or "Defendantj and submits their Answer to Complai for Interleader,

     Declartory 1udgment and Other Related Relief (hereinafter referred to as "Complaintl) an

     Claim Agait Funds and states as follows:

                                                PARTIES

              1. The allegations .of paragraph 1 of the Complaint are not directed to the

     Defendants an~ th~efóre, no response is required. However, such allegations are denied to the

     extent they alege that FidelitY is entitled to recover less tha the full amoWlt oftbe inteipleaed

     fuds.


     1M PNS 66623 vI
     0.0 2f9tiOO
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                                      B part VI Page 20 of 36




              2. The allegatioIi of pargraph 2 of the Complaint ar not diected to these

      Defendants an, therefore, no response is reuired. However, such allegations are denied to the

      extent they allege that Fidelity is entitled to recover less than the full amotut of the interleaed

      fuds.
              3. The allegations of pargraph 3 of. the Complaint are not directe to these

      Defendants and, therefore, no response is required. However, such allegatons ar denied to the

      extnt they allege that Fidelity is entitled to recver less than the full amount of the interleaded

      fuds.
              4. The ailegations of paragraph 4 óf the Complaint are not directed to thes

      Defendants and. therefore. no reSponse is required. However, such allegations are dened to the

      extent they allege tMt Fidelity is entitled to recover less than the full amount of the interpleaded

      fuds.
              S. The allegations of paragraph 5 of the Complait are not directed to these

      Defendånts ànd, theT~fore, no resonse is required. However, such allegations ar denied to the

      extent they allege that Fidelity is entitled to recover less than the full amount of the interpleaded

      fuds.
              6. The alegations of pargraph 6 or the Complait are not direted to these

      DefendatS and. therfore, no respoiie is required. However, such-allegations ar denèd to tle

      extent they allege that Fidelity is entitled to recover less than the full anount of the interpleaded

      fuds.
              7.. The allegations of pargraph 7 of the Complaint ar not dircted ~o these

      Defendats and, th~fore, no respoÌ1e is requied. However, such alegations ar dened to the




                                                        2
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      extent they allege tht Fidelity is entitled to recover less th the full amount of the in~ipleaed

      fuds.
                 8.- The all~gations of paragrph 8 of the Complaint are not directed to these

      Defendants and, therefore, no response is required. However. such allegations ar denied to the

      extent they allege that Fidelity is entitled to recover less than the full amount of
                                                                                              the interPleaded

      fids.
                9. 'Te allegations of paragraph 9 of the Complaint are not directed to these

      Defendants and. therefore. no reponse is required. However, such allegations are dened to th

      extent they allege that Fidelity is erititl~d to recover less than the full amount of
                                                                                              the interleaed
      fuds.
                10. The allegations of paragraph 10 of the Complaint are not diected to these

     Defendants aid, theréfore, no response is required. However, such allegations are dened to the

     extent they allege that Fidelity is entitled to recover less ih the ful amount of the interpleaed

     fuds.
               i 1. Except to admt that FN i~ a Delaware corporation. and that is has been served


     with prces. the ålegations ofparagmph 11 ofthe Complait are-denied


               12. The allegations of paragraph 12 of the Complaint are aditted.

               13. Except to admit that mr is a Delaware corporation and that is has been sered


     with procès, the allegations of            paragph 13 of the Complaint ar denied.

               14. The allegations of pargraph 14 of the Complaint ar not directe to these

     Defendats and, therfore, no response is required. . However, such aUegåtions ar dened to thè

     extent they allege that Fidelity is entitled to recover less than the full amount of the interleaded

    fuds. .

                                                                      3
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               15. The alegations of paragraph 15 of the Complait are not directed to these
     Defendants and, therefore, no response is required. However, such allegations are denied to the

     extent they allege that Fidelity is entitled to recover less than the full amount of the interleaed

     fuds.
                                                JUSDIClION AN VENU
               16. The. allegations ofpara.graph 16 of                  the Complaint are admitted.

               17. . The allegations of           paragraph 17 of       the Complait are admitted.

                                                   STATEMENT OF             FACTS



               i 8.' The allegations of paragrph t B 0 f the Complait ar dened to the extent they


     apply to bèfendaht.

               19. The allegations of paragraph 19 of the Complaint state a iågal conclusion .to

     which no response is required~ However, to the extenl such a response may be requid, the

     allegations are admitted,

               20. The allegations of             paragraph 20 of       the Complaint are dened.

               21. The allegations of             pargraph 21 of        the Complaint are iidmtted.

               22. The aUegations of              paragraph 22 of the Complaint are dened as wrtt.


               23. The alegations of              paragraph 23 of       the Complaint ar admtted.

             . 24. Tlie allegations of            paragraph 24 of       the Complaint are admtted.

               25. The allegations of paragraph 25 .of the Complait ar not dited to these

     Defendats and, therefore. no response is required. However. such allegations ar deied to the

     extent they    allege tht Fideli~y is entitled to recover less than the full amount ofth.e inteipleaed

     funds.




                                                                    4
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               26.       The allegations of pargraph 26 of the Complaint are not directed to these.
     Defendånts and, therefore, no response is required. However, such allegations ar dened to the


     extent.they aIege tht Fidelity is entitled to recover less than the full amount of   the interleaed

     fuds.
               27. The allegations of paragrph 27 of the Complaint are not directed to thes

     Defendants and, therefore, no respnse is required. However, such allegations are dened to the

     extent they allege that Fidelity is entitled to recver less than the full amount of the interleaded

     funds.

               28. The alegations of paragraph 28 of the Complait aré not direted to these

     Defendants åhd. Ìhèrefore. no rèsponse is required. Howevè~; su~h ai1egations are deni~d io the

     extent they allege that Fidelity is entitled to recover less than the fiùlamount of the interleaded

     . fus.
               29. The allegations of paragrph 29 of the Complaint are not diected to these

     Defendants and, therfore, no response is required. However, such allegations are dened tò the
                                                                                          the inerpleaed


                                                           . .
     extent they allege tht Fideliy is entitled to recover less than the full amount of



     fuds.
               30. The allegations of pargraph 30 of the Complait are iiot dieëted to tlëse

     Defendats and, therfore, no response is requied. However. such allegations ar d~nied to the

     extent they allege that Fidelity is entitled to recover less than the fun amowit of the interleaded

     fuds.
               31. The à1legatons of pargraph 31 of the Complait are not directe to these

     Defenda and, therefore, no respnse is required. However, such allegations ar dimed to the




                                                                       5
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      extent they allege th Fidelity is entitled to recover less than the full amount of
                                                                                             the inteleaded

      fuds.
                32. The allegations of pargrph 32 of the Complait are not direc~ed to thes
      Defendants and, therefore, no response is required, However, such allegations ate denied to the

      extent they allege that Fidelity is entitled to recover less than the full amount of   the interleaded

      fuds.
                33. The allegations of pargraph 33 of the Complaint are not diected to thes

      Defendants and, therfore, no reponse is required. However, such aUegations are dened to the




                                       . .
      extent they. alIegè tlat FideIiiy iš entitiëd tó recover less th tlé full åmoUÍt of the intèrpleade

      fuds.
                34. The alegations of pargraph 34 of the Complaint are not dkected to these
      Defendants and, thereforè, no response is requied. However, such allegations a,e dened to the




                                      . ..
      extent they anege that Fidelity is entitled to recover less than the full amount of the interleaed

      fuds.
                35. The allegations of paragraph 35 of the Cònilåit are not directed to these

      Defendants and, therefore, no respanse is :required. However, such allegations are denied to the

      extent they allege that Fidelity is entitled to recver less than the fun amount oftbe inteileaded

      fuds.
                36. The allegations of pargraph 36 of the Complait are not directed to these

      Defendants and, Iherefore, no response is requied. However, such allegations are dened to the

      extent they allège that .Fidelity is entitled to recover less th the full amount òfthe inteleaded

      funds.




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                37. The allegations of pargraph 37 of the Complaint are not diected to these

      Defendants and, therfore, no response is required. However, such allegations ar denied to the

      extent they allege that Fidelity is entitled to recover less than Uie full amount of
                                                                                                 the intelead
      fuds.
                38. The allegations of pargraph 38 of the Complait are not directed to these

      Defendants and, therefore, no response is required. However, such allegations ar dened to the


      extent they atlege that Fidelity is entitled to recover less than the ful amount of        the Interleaed
      fuds.
."
                39. The allegåIions of paragraph 39 of the Complait arê not directed iõ these

      Defendants and, therefore, no respoiise is ~equired. However, such allegations ate denied to the

      extent they ailege that Fidelity is entitled to recover less than the full ~ount oithe in~rpleaed

      fuhds.


                    " . "
                40. The allegations of pamgraph 40 of the Complaint are not dirted" to Uiesc


                       .
      Defendants and, therefore, no response i~ required. However, such allegations are denied ~ the

      exteit they alege tht Fidelity is entitled to recover less than the full amount of         the inteipleaded

      fuds.
                41. The allegations of paragraph 4 i of the Complaint are not direted to thes

      Defendants aid, tJerefore, no response is required. However, such allegåtions ar dened to the

      extent they     allege that Fidelity is entitled to recover less than the full amount of   the interleaed
      fuds.
                42. The allegations of pargraph 42 of the Complait are not diécted to these

      Defendants and, therefore, no response i~ required. However, such allegations are denied to the




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      extent they     allege that Fidelity is entitled to recover less than the full amoW1t of         the interleaed
      fuds.
                   43. The allegations of pargraph 43 of the Complaint ar not diected 10 thes

      Defendants and, therefore. no response is required. However, such allegations are dened to the

      extent they allege that Fidelity is entitled to recover less than the full amoWlt of the interleaded

      fuds.
                   44. The allegations of pargraph 44 of the Complaint are not directed to th
      Defendats and, therefore, no response is required. However, such allegations ar dened to the

      extent tley allege thåt Fidëlity is entitled to recover less thån the ful åmount of the irteileaded

      fuds.
               45.. Fidelity denies that it engaged in any of the transfers d,escribed in pargraph 4S of


      the Complaint. The remaing allegatioIis of paragraph 45 of the Complaint are not dicted to

      these Óefenants aid~ therefore, no response is required. However, such allegations are dened

      to the extent they allege that Fide~ty is entitled to recover less than th fuU amount of the

      interpleaded fuds.


               46. The al1egatioIis ofparagraph 46 of                     the Complaint.ar admitted.

               47. The allegations of paragrh 47 of the Complai~t are not directe to these
     Defendants and, therefore, no response is required. However, such allegations ar dened to the


     extent tJèy allege that Fidelity is entitled to recver less than .the full amount of the inteileaded

     fuds.
              '48. .Derenclant is 'wlthöut sùfcicl1t krowlcdge or infonnation to fonn a belief as to


     the trth of     the allegations of      pargraph 48 of the Complait, and therefore denies same.




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                                                     COUNT ONE - INTERN,EADER

                      49. . Defendant reasert each and every response and answer set fort in the preeding


       paragrhs as if fully copied herin.

                     50. The allegations of pargrph 50 of the Complaint state a legal conclusion to

       whch no resnse is requited, However, to the extent such a response may be reqed. the
       allegations are admttd.

                     51. The allegations of pargraph 51 of the Complaint state a legal conclusion to

      wmch no resonse .is required. However, to the extent such a response may be reqre the

      allegations are admtted.

                                       . COUNT        TWO - DECLARTORY JUDGMENT
                     52. Defendant reassers each and every response and answer set fort in the precedig


      pargraphs as if fully copied herein.

                    53. Defeñdat is without suffcient knowledge or inormation to fonn a belief is'
                                                                                                                                 to
      the trÎh of         the åilegations of       paragrph 53 of        the Complaint, and therefore d~éS same.

                    54. The alegations of paragrh 54 of the Complaint are admitted, and Defen
     specifically         aver that ii is entitled to recover the full amount ofthe interJeade4 :fds.

                                                   COUNT THRE - ACCOUNTmG

                    55. Defendantreassert each and ever response and aner set fort in the preedg

     paraghs as if fully copied herein.

                    56. Except to deiiythat it is resonsiblo for providing an acclUtig of
                                                                                                                      the procee at
     issue, Fìdelity admts the allegations contained in paragraph 56 of
                                                                                                     the Complaint.

                    Excet to deny that. it should be enjoined from instituing or prosecuting claims aga

     some or all of          the other Defendants or that it should be required to provide an accountig of
                                                                                                                               th

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       proceed at issue, Fidelity admits the allegations. of the last paragrh of the. Complait
       begig "'WFORE"
                                         CLAI AGAIST INERPLEAD FUNDS
                AN NOW, having answered the Complait for Interpleader. Fidelity makes the
       following claim agait the interleaded fuds:



                    . .
                i. Prestige Tit~e, Inc. Executed a Title Inurance Agency Agreement with Lawyer

      Tite on May is, 2001. Prestige Title of Alabama, LLC executed a Title Inurance Agency

      Agreement with Lawyers Title on Febru i, 2005. See Exhibits A and B to Afdavit of                 Foster

      Goodwin, altached beteto as ~xhibi't i. Stephen R. Colson is the. President and Chef Executive

      Offiçer of Prestge Title. Inc. and Prestge Title of Alabama, LLC (collectively refered to as

      ''Prestige'' herein).

               2, Pretige Title. Irc. completed an Agency ~pplication on                  April'10. 2001 which

      was executed". by Colson. See Exhibit" 1, 18. Upon information and belief, Colson
      misrepresented that he had not been previously terminatd by a title insuance oompany for


                                                                                .'
      wmch he acted as a title agent and closing att6niéy. Id, at '-9. Upon informatÍón and belief,

      Prëge misrepreseted tht it adhered to American Title A$sociation escrow gudelines f~r

      inurce companies and agencies and that it maitained a monthy 3~way recncilation and

      maagement review of the tnål balance, checkbook; computer balanèe åId ban acoount
      statement for each escrow account. ¡d. at ir1 o.

               3. Advanced'Title & Escro~, LLC executed a Title Insurance.Agency Agreement

      with Lawyer Title on October i, 2006 and again on November 1,2006: See Ex~bits C and D to

      Afdavit of Foste Goodwin. Id. at "4-5. Stephen R. Colson is the President and Chief

      Executive Offcer of Advanced Title & Escrow, LLC.


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                4. The Title Insurce Agency Agreements permit Pre~tige Title, me., Prestige Title

      of Alabama, LLC and Advance Title & Escrow, .LLC to retain certain percentages of each title

      insurance policy premium as comnssion and obligate them to remit the remaider to Lawyers

      Title, together with reprt, policies and endorsements monthly. See Exlùbits A, B, C. D and E

       to Affdavit of     Foster Gnodw,

                 5. The Additional Terms and Conditions of the Title Inurce Agency Agreeents

       provide that Prestige Title, Inc., Prestige Title of Alabama, LLC and Advanoed Title & Escrow,

       LLC have ceain obligations. Specifically, the following obligations of the agent are set fort

       on pages 2-3 of     those âgreements:

                          2. Obligations of AGENT. Agent shall:

                          a) Be respoI1sible for the co.llecCion of the gross amount of all
                          fees and chages for title insurance in respect to Policies issued by
                          AGÈNT (hereinafter termed" "Premiums"). AGENT shall "not
                          pennt any delay or deferral of the paymont ofl'remiums excet as
                          expressly authorized by" PRlNCIP AL. Upon collection of
                          Premiums by AGENl. PRIClP AL shall be deemed the owner of
                          the entire amount thereof and AGENT shall hold and maintan
                          such Premiurs, as trustee for PRICIP ALi strctly in accordance
                          with the tenus of this AGREEMENT. .
                          c) Keep' all funds, received by AGEN from any soure in
                          collection with transactions in which title instlrace policies of
                          PRIClP AL ate to be issued, in a federa insured financial
                          institution, in an account separte fl:om AGENT'S individual
                          accounts and designated as an "escrow" or "settlement fuds"
                          accunt. and disburse such iìds only for the putpose for which
                          the sae are entrsted. AGENT acknowledges tht al sllch fuds
                          ~nsitute trst funds and AGENT .agrees that all such fuds and
                          acounts shall be maintained and documented in accordce with
                          aUrequírements and guidelines established by PRICIP~.

                          d) Subject to paragrph 3(e) of this Agreement, maitain and
                          caefully presere for a period of not les than seven yea
                           following termnätion of t4is Agreement, in a maner and fonn
                           prescribed or approved by PRICIPAL, al records, books, books
                           "of account, files, documents, correspondence, ban records, title
                         . evidence and material of all kinds in any way relating" to the
                                                           1l
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                      activities of AGEN under this Agrement or to the Polieies issued
                      by AGENT (hereinaer temied "Documentation'') and mae a11
                      Documentation available. for inspection and examinaton by
                      PRICIPAL at any reasonable time;
                      k) Provide PRlNClP AL, anually or upon request, whichever
                      is more frequent, with ficial statements satisfatory to
                      PRICIPAL.
                      1) Cooperate fully with PRICIPAL in the performance of
                      qualty assurance reviews, audits and other examatons of
                      AGENT'S activities. Although AGENT concedes that AGENT'S
                      escrow business is beyond the scope of the agency relationship
                      created by the Agreement, AGENT agrees to pennit PRICIPAL
                      to audit and examine all fiancial and business records relating to
                      any escrow business conducted by AGENT at any reasonable time
                      or times. due to.PRlClPAL'S legitimatè concern about Closing
                      Protetion Letter liabilty and title insurce policy liabilty crèate
                      by AGENT'S closing services. PRICIPAL'S 'audit and
                      examination nghts surive tenation of tlus Agreement.

                      4. Liabilty .of AGENT. AGENT shall be liable to
                      PRIClP AL for,. and hereby agres to indemnfy PRICIPAL
                      against, åny loss, cost or expense, including attorneys' fees and
                      costs of litigation, sustaned 01" incurred by PRICIPAL and
                      arsig frm the. fraud, negligence or misconduct of AGENT, or
                      any   agent, serant or employee of AGENT, whether or not such
                      loss, costs, or expense shall result frm any Policy issued by
                      AGENT.



                      AGEN: .
                      5. Termation. This. Agreement may be tenninted by
                      PR!CIPAL immediately upon notice in wrting to AGEN if

                      a) commts a. breach of an tenn, condition .or - representation
                      contained in this Agreement;

                      6, Obligations of AGENT following Temination: In the event
                      of. teration for any reaon whatsoever, all title insurce
                      policies in possession of AGENT, including al fonns, shall be
                      delivered by AGENl to PRICIPAL. AGENT shall account for
                      any pay to PRlCIP AL imediately aii Premiums (including but
                      not liited to any Pr~iums which AGENT has collected pursant
                      to Policic;s not y~t issued), and all other outstanding indebtedess
                      owedby AGENT to PRICIPAL. Furer, AGENT shall advise

                            " . .
                      and coperate fully as direced by PRICIPAL in the completion
                      of suca undertgs and transactions including but not limted to '

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                            the processing to completion, at PRICIPAL'S sole discretion and
                            direction, any pending orders accordig to the provisions of this
                            Agreement: Termation shall not discharge any liabilty or
                            obligation that existed prior thereto.

                            Id.

               6. Upon infonnaton and belief, Prstge Tille, Inc. and Prestige Title of Alabama.

      LLC changed fuding acunts sometie in 2004. Two nuiding accounts were established at

      Wachovia Bant N.A.'s Bilo;Xi, Mississippi branch offce, under the names "Advance Title &

      Escrow, LLC and "Prestige Tite, Inc." See Affdavit of ehns Patrck attached hereto as
      Exhibit 2. Upon inrmation and belief, these two accounts were established as escrow iicowits

      to hold funds trfered to Advanced and Prestige by lenders and/or lender br?ker. ¡d. at '7,

               7. The fóllowing "Trost Accouits were established at Wacbovia to draw from the

      Advanced Fundig Account for each transaction handled by Advanced: Daplme Trust Accøunt,

      Destin Trst Account, Panama City Trust Account, Pensacola Trust Account and Ocea Sprigs

      TrutAccWlt. ld: at iJ8. Upon inormation and belief, the other Advanced accounts identied




                                                     .. '
      iii pargrph 29 ~fthe Complaint were also used to fund its operations.

                8. The following Trst Accounts were estabiished at Wachovia to draw frm the

      Prestige' Funding Acbunt 'for ea~h t~ansaction handled .by Presge: Mobile Trust Acoount,

      Nicevillc Trt Account, Oc Springs Trust Account, .                             Pensacola Trot Accunt, Southaven

      Tru Accun Daphne Trut Accoint, Destin Trut Account, Gultport Trut Account,
      Hattesburg Trost Account and"Jackson Trust Account. ¡d. at i¡9. Upon inormation and belief.

      the other. Prestige Title accounts identified in paragph 26 of the Complaint were als used to

      fud its operations.

                9. As of           Febniar 6, 200~, there was an aggregate positive balance ~ the Wachovia

      :funding Accunts of           approxiately $801,270.1"9. Id" at,IIO. An analyss of
                                                                                                     the F~iuar 2008

                                                                       13
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      ban records shows that the FudÙ1g Accounts received a Three Millon Six Roodred Thousand

      DOllar'($3.60,OO.OO) and No/IOO deposit intended for another account maintaed by Colson

      which, up'on information and belief, was intended to hold viatÍcal insuance product premum.

      Id at ~1 1. An investigation also revealed that, as of October 31, 2008, One Millon One
      Hundred Fift Seven Thousand Forty Five ($1,157,045.40) and 40/100 of viatical ince

      premiums were transferred out of               the Funding Accounts. ¡d. at'12.

                10. Upon iiûonnaton and belief, Ù1 excess of Four Milion Three Hundred Thousand

       ($4,300,000;00) and No/lOO in outstadig checks have not cleared thugh the Fuding

       Accunts as of our testing date of October 31; 2008. ld. at iii3. Upon infonntion and belief,

       the Fudig Äccounts' have .a shortall in excess of Four Millon Eight Hundrd Thousand


      ($4,800.~00) and No/lOO as of October 31, 2008. ld. at iI14. .

                 11. A review"of the December 2008 bank stateients shows.Uiat monies wer also

      drwn frm the Wacbovia FUndig Accounts and deposited into a bån account maiiitaed by

       Pretige at Regions Ban. ld. at iI16. A review of the record a.so shows tht ther is a trnd in

       delayig mortgage payoffs which creates an infated cash                     float in the Wacnovia Funding

       Accunts. Id: åt'17.

                 12. Upon inonnatIon and belief, neither PresigeJ Advanced nor Colson have been

       able to account for the missing fuds or explain why fuds intended for a viatica! life insurance

       premum account wer deposited and then paraly tranferred from the Funding A(lcounts in

       2008. Prge and Advance have failed to submit monthy report, policies or endOlemens to

       LaWyl" Title.

                 13. Prestige and Advanced employees issued ClosÙ1g Protection Letter ("CPL'i


       underwtten by Lawyrs TitLe. See Goodwin Afdavit, iIl1. The Closing Protection Lettei
                                                                                  ..



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r
i
!




           ("CPL") obligate Lawyers Title "for actll loss incured (by a lender) in conection with

           closings of real estate traactions" under cerain conditions provided the loss anses out of


           "Fraud. dishonesty or negligence of the Issuing Agent or Approved Attorney in handlig your

           fuds or documents in connection with the closings to the extent th fr.d, dishones or

          negligence relates to the statu of the title to that interest in land or to the validity, enforceaility,

          and priority of the lien of ~e mortgage on that interest in Iand.~' See Exhibit G to G~odwi

          Affdavit. A review of Lawyer Title's records indicates tht approximately 857 CPLs were

          issued in favor ofPrestigé and Advanced since Januar 1,2008. See Goodwin Afdavit, '112.

                    14. 'On Fêbru 6, 2009, Lawyers Tite's issued its Notièe of Intent to TimnÍIte
          Agency Agreements to Prestige ånd Advanced. ¡d. at '1 i 3. . .

                    15. Lawyer Title's initial iovestigations into the Funding.Accounts reference herin

          reveals there are substatial shortfalls in those åccowits and Colson, Prestige and Advaice nave

          no explånation for the underfunding of those accounts. Furer, there is little question tht

          Colson, Prestige and Advanced have breached their Agreements with Lawyers Title and thèir

          fiduciar duties by withdrwing the monies from those accounts for purposes other th the


          intended puise of fuding real estate transactions. As refereced in pargrph 47 of the
          Complant, Wachovia's own investigatioa of          the activity of   the Pretige and Advanced accounts

         revealed "unusual trsfers" "béiween the accunts which were aparently made to cover

         "potential overdàfi" or "other shortges offunds."

                   16. Lawyer Title, thugh the CPLs referenced above, has insued agaist any losses




                    . .
         th lender and. borrower may suffer as a result of the inishadlg of the' fuds trfer by


         lenders to the Fudig Accounts. As a result of the underfndig of the Funçlg Accunts,

         lAwy Title anticipates demand frm borrowers for payment for which there will not be


                                                              lS
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         0. '1191200
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           sucient fwds in the FlUding Accounts. Lawyers Tiile may therefore be reponsible for any

           short.
                    17. As a result, Fidelity bas been daaged by the actions of Colson, Prestige and
           Advanced and is entitled to all fuds interleaded into ile registr of the Cour by Wachovia.

           These fuds ar needed to help cover the shortfall between the Funding Accounts and demands

           made on those fuds by borrowers and lenders, As shown herein the total amount of the

           shortfall is in excess ofFoUT Milion Eight Hwidred Thousand ($4,800,000) and No/lOO as of




                     . .
           October 31,2008,

                     18:. Fidelity is therefore entitled to all of the fuds which have been paid into the


           regist of the Cour, being One Millon. Five Hwidrcd Thiy-Four Thousand. Five Hundr

           Slxty.Thee Dòllars and Fift-Six Cents ($1.534,563.56) plus Ü1terest and costs,.

                    Wi~FORË; having fully answered the allegation~ of the Complaint filed. agaist it

           and having stted the basis for its clai to the interleaded funds, Fidelity denes that it is liable

           to the Plantiff in any amount 0:£ maner whatsoever and prays that its claim to al. of the
           interleaded fuds be granted. that it be awarded its costs and for such other and fuer relief
                                                                                                               to

           which it may be entitled.




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                                                                             16
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                                            B part VI Page 35 of 36




                                           CERTIFCATE OF SERVICE

                          I hereby certfY that I have ths day served via Uiuted States maiL, postae


      preaid, a tne and corrct copy of
                                             the foregoing pleading to the followig:

                Joe Sam Owen, .Esq,
                Owen, Galloway & Myers
                141425111 Ave.
                P.O. Drawer 420
                GuIrt, MS 39502-0420

               Dale R. Barger, Esq,
               .The Barnger Law Finn. LLC
                918 Goverent St.
                Baton Rouge. LA 70802

                Thtn 19i1 daOfF~arh~
                                               SHE YL BEY




                                                         18
      3M FNS 66 vl
      0-02MI2
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                                                 B part VI Page 36 of 36




                                         UNITED STATES DlSTRICl COURT
                                    FOR mE SOUTHERN DISTRICT OF MISSISSIPPI
                                                          SOUTHERN DMSION

        LA WYERS TITLE INSURCE CORP. PLAINIFF
        V. CIVIL ACTION NO.
       PRESTIGE TITLE, INC.,
       ADVANCED TITLE & ESCROWt LLC,
       TITLE I, lNe., PRESTIGE TITLE OF ALABAMA, LLC,
       STEPHEN R. COLSON, TED A. MARTIN
       "AND JOHN DOES #1-10                                                                DEFENDANTS

                                                                  AFFDAVIT
                  1. My name is Foster Goodwin. I anÙhe Agency Sales Representative of Lawyer
       Title Insurance Corpration ("Lawyers"), a Fidelity National Financial ("FNP") company. Jam

       over   the age of21 and compel~t to testify in this matter. The statemcmts made herein are based

      on my penal knowledge and my review of Lawyers' business recrds. I make this affda~t in

      suppo of Lawyer' Motion for Preliminar Injunction.

                  2. Attached as Exlùbit A is It tre and correc copy of       the Title Insurce Agency

      Agrement executed by Prestige Tite, Inc. ("Prestige") on May 1:5, 2oot.

                  3. Attached as Exhibit B is a true lid correc copy of       the Tite Insurance Agency

      Agreeent exected by Prestige Tite of Alabama, LLC ("Prestige Title of Alabama" .on

      Febr I, 2005.
                  4. Attched as Exhibit C is a tre and correct copy of the Title IßSran~ Agency

      Agreeent executed by Advance Title & Escrow, LLC ("AdvlUCed") on Oeiober 1,2006.

                  5. Attached as Exhibit D is a.tre and correct copy of the Title Insuance Agency


      Agrent executed by Advanced on November i, 2006,


                                                                     EXIBIT

      1lJ9in2.1
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