Short- and long-term disability insurance are valued benefits for employees, providing peace-of-mind and protection in the event of an illness or accident that impacts their ability to do their jobs. But managing disability leave can be challenging for credit unions and their managers. On the one hand, the credit union wants to ensure employees are able to take advantage of the benefits to which they are entitled. On the other hand, the credit union is obviously concerned about maintaining efficient operations and serving member needs. There are two areas of concern for employers when it comes to administering disability leave: first, administrative issues like making sure employees and supervisors are aware of filing requirements and timelines and, second, concerns about whether employees maybe disciplined or terminated while on leave. Communication with employees about their disability benefits is important long before they ever have the need to use these benefits.