vwd smart calculator
Interactive online calculator for your website
Technology Solutions
Install the "vwd smart calculator" and not only can you offer your customers an attractive decision-making aid for a wide range of calculations; you will be adding an eye-catching and highly clickable feature to your website. The new generation of internet-based calculators combines intuitive operation and attractive design. Results are displayed in the form of interactive and dynamic charts rather than as tables. The calculators all allow the user to enter data through intuitive slide controls or directly into input boxes. Since all calculations are performed locally within the application, any change in a parameter is immediately reflected in the display – without further downloading. For your customers, that means immediate feedback on all their input data and consequently a significant improvement in process efficiency as well as clear and understandable presentation. For you, it means improved usage rates and satisfied customers who will keep coming back to your website. vwd smart calculator [savings plan] Interactive savings plan calculator for securities (fund) investments The interactive savings plan calculator for investment fund use. The two different calculation modes allow users to calculate the returns either on a traditional savings plan based on regular payments and an optional lump sum or on a one-off investment. In each case, the length of the investment is combined with an anticipated yield. In the case of regular contributions to a plan, it is possible to calculate the impact of an annual fixed percentage increase in the amount paid in (dynamic calculation). All calculations are performed using the method established by BVI (Bundesverband Investment und Asset Management), the federal association which represents the interests of the German investment fund industry. vwd smart calculator [withdrawal plan] Interactive calculator for savings withdrawal plans The withdrawal plan calculator is the ideal complement to the savings plan calculator. It gives your customers three different calculation methods for displaying the possible monthly income from their saved, earned or inherited capital over a selected period. Using the tab navigation system, the user can decide whether to use up the initial capital entirely or whether to retain part or all of it.
Benefits at a glance User-friendly interface boosts customer motivation Intuitive operation helps to reduce break-of rates Innovative front-end design Easy to integrate into your existing website Features Intuitive operation Interactive, dynamic application Short time-to-market (Partial) configurability Tracking option Technology Modern Web 2.0 technology Adobe Flex and Flash Standard interface and standardised web services (XML), where required Market assessment The ibi Research Institute at the University of Regensburg, Germany, rates the implementation of this Postbank-design calculator as very clear, user-friendly and understandable. In the view of the Institute, the calculator is throughout an "outstandingly well-implemented tool for stimulating interest in the need to build up cash assets." (ibi Website Rating 2007, p.137ff).
Technology Solutions
vwd smart calculator [pension] Multi-function calculator for use with private pension schemes The multi-function calculator for calculating income from private pension plans. A simple and efficient tool that calculates how much additional income can be generated by making regular payments over a selected investment period at a given rate of return. The investment and withdrawal periods can be adjusted according to age using two slide controls. Different figures can be entered for the anticipated yield to distinguish between the savings and withdrawal phases. For example, the greater need for security in older age can be reflected by entering a "safer" yield figure. An ideal way to stimulate interest in retirement pension provision. vwd smart calculator [credit] Credit calculator with three different calculation scenarios A companion to the savings plan calculator for assessing loans. The credit calculator can be used with the three most common forms of loan: annuity loans (property loans), redemption loans and hire purchase (consumer credit). The credit calculator can be configured in such a way that each of the different forms of loan can easily be incorporated in the right context on different pages. Each calculator will work out the miss-
ing value. In addition, the calculator displays the effective rate of interest (since 1 September 2000 as per ICMA) according to the PAngV (Price Indication Ordinance), the (initial) repayment rate and the overall costs. For hire purchase loans, the calculator can also take into account a monthly interest rate and a handling fee. vwd smart calculator [mortgage] Interactive property calcuIator ‘How much can I afford to pay for my dream house?’ Thanks to this dynamic calculator, the user can quickly estimate how much capital he or she will have to fund that dream house. Based on the parameters entered by the user for "Monthly rent", "Monthly savings", "Assets", "Mortgage term" and "Interest rate", the calculator quickly works out what overall level of financing can be sustained. For display purposes, the example property displayed on the right grows bigger and bigger as the level of financing increases. Optionally, this calculator can also be linked to a property pool database making it possible to actively market those properties through the graphical display.
Optional click tracking Thanks to its dynamic and appealing design, this application can be used as a "click generator", since the length of time the user spends in the application is extended. Each change in the graphic also generates a click using the IVW counting method – a persuasive argument for your advertising partners!
Short profile of the vwd group
The vwd group offers customized information, communication and technology solutions for the securities business. It specializes in individualized customer solutions in the areas of asset management, retail banking, private banking and wealth management, and has evolved into one of the leading European providers in this area. It offers innovative solutions for financial services providers, companies, media operations and private clients. As a full-service provider, the vwd group supports the securities business from the initial issue through distribution, analysis and trading to consulting and administrative processing. Its applications and services also aggregate the data streams of global financial markets into information that can be analyzed and is relevant to the decision-making process. Innovative technologies and transaction solutions make it fast and convenient. For the past 60 years, the vwd group’s offering has helped financial professionals and private investors reach qualified decisions that secure and enhance their assets.
vwd smart calculator [mortgage] vwd Vereinigte Wirtschaftsdienste AG
Tilsiter Strasse 1 Phone: +49 69 50701-280 60487 Frankfurt am Main Fax: +49 69 50701-303 www.vwd.com E-Mail: smartseries@vwd.com vwd smart calculator [pension]
07/2008