Household Budget Planner
1. Select the budget based on weekly, monthly or annually numbers figures 2. Enter your income after income tax deductions 3. Enter all the information on the black boxes provided
Part Α: Income after deduction income tax
Income after income tax Spouse income Pension Other subsidies Interest Received Rent Received Dividends / Investments - after tax Other income TOTAL INCOME
Part Β: Expenses
Housing Expenses Rent / Common Expenses Municipality taxes Sewage expenses Housing insurance Housing maintenance expenses Replacement of Electrical and other household items Garden / Pool Expenses Other Expenses TOTAL Operational Expenses House Maid Electricity Water Heating Telephone Cable TV Other Expenses TOTAL Transportation Expenses Petrol / Diesel Car maintenance expenses Road Tax Car Insurance Fines Other Expenses TOTAL Food Consumption Expenses Supermarket Expenses Restaurant Take away food Other Expenses TOTAL Education Expenses Tuition Uniforms Books Private lessons Other Expenses TOTAL £0.00 £0.00 £0.00 £0.00 £0.00 £0.00 £0.00
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Medical Expenses Health Insurance Doctors Dentist Chemist Medicine Optical Alternative treatments Hospitalization Veterenian Other Expenses TOTAL Personal Expenses Clothing Footwear Hairdresser Entertainment Beauty Saloon Sports Holidays Newspapers / Magazines Gifts Subscriptions Dry Cleaning Contributions Postal / Photo Developing Pocket money - children Smoking Other Expenses TOTAL Miscellaneous Expenses Life Insurances Other Insurances Professional Expenses Savings Other Expenses TOTAL £0.00 £0.00 £0.00
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Part C: Financing Expenses
Credit Cards £0.00
Personal Loans
Financing: Car Other Housing Loans Other Obligations TOTAL Financing Expenses £0.00
TOTAL ALL LIVING EXPENSES
Budget Results
Total Income after taxation Less: Total Living Expenses Less: Total Financing Expenses Total Surplus (blue colour) or Deficit (red colour)
Upon completion of the above budget table you can understand where your income is coming from and how it is spend. Depending on the result you can schedule your future investments or if you need to manage your finances better.
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m and how it is spend. Depending on the