Loan Auto

Document Sample
Loan Auto
Schedule of Charges – Auto Loan



Services/Charges

Loan Statement charges (per statement) 250/-

Cheque dishonour charges (per instrument) 450/-

Cheque swap charges (per set) 500/-

Cheque swap charges (per set) also involving intercity transfer, entity change

OR substitution of liability 1000/-



Charges on prepayment made once in calender year (upto 25% of the

a

principal amount outstanding) NIL

b

Charges on prepayment on amount greater than 25% of the principal

c

outstanding in the same calender year 4%

Prepayment charges if the loan is more than 3 years old NIL

System repayment schedule (per schedule) 200/-

Duplicate NOC 500/-

Annual interest certificate NIL

Duplicate annual interest certificate 50/-









a Principal outstanding as on date of prepayment. On Personal Loan, this is applicable

after completion of 12 months of the loan.

b Prepayment could be for part or full payoffs.





c On the amount being prepaid in excess of 25% of the principal outstanding in case of first

prepayment and on total payment in case of second or subsequent prepayment during a

calender year.


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