"We follow the FDCPA because it sets similar privacy standards as the FERPA [Family Educational Rights and Privacy Act]," said David Glezerman, assistant vice president and bursar for Temple University in Philadelphia. "Generally, by following the FDCPA, we're mitigating any potential liabilities for information disclosure and maintaining consistency with thirdparty collectors.""As a company, we follow FDCPA guidelines due to the size and scope of our business," said Ronald French, ACA Creditors International Committee member from Hain esville, 111. "The FDCPA sets forth a great deal of information that helps mold and train our collectors to understand the complexity of what they are expected to do.""Choosing to adopt FDCPA practices has assisted us in court processes," said Dave Ambuehl, director of collections at Carmel Financial Corporation in Carmel, Ind. "Because we chose to comply with the Act when we didn't have to, it has been very beneficial to us in court."