The Pepsi Bottling Group
Benefits Department U.S. Postage
1 Pepsi Way PA I D
Somers, NY 10589 Warminster, PA
Permit No. 20
Read on for small steps to BIG benefits!
Healthy Living and HealthyMoney!
PBG’s Group Auto and Home Program can save you money!
The program gives you the chance to comparison-shop and benefit from group
rates for auto and homeowners’ insurance. For more information, go to
www.pbgautohome.com or call 1-877-732-3344.
Have you had a Healthy Living success? By sharing your Healthy Living story with the rest of the
PBG community, you can inspire a colleague who’s thinking about making a change but isn’t sure how. Send
your story to Healthy Living Successes, 1 Pepsi Way, Somers NY, 10589 or email firstname.lastname@example.org.
• 5 “To-Dos” for every PBG employee
• A Real Healthy Living Success Story
• Energy-efficient, money-saving tips!
Your One-Stop Wellness Shop May 2008
SMALL STEPS TO...BIG BENEFITS! small steps to
This issue is dedicated to showing you how the smallest changes, made and kept one at a
time, can have a real impact on your physical and financial health. Inside you’ll find real tips
to help you make those first steps towards a healthier, more financially stable you.
A Healthy Changes program should be one of your very first steps!
The Results are in…70% of PBG employees have completed a Wellness
Assessment so far this year. Remember, you need to take the Assessment to participate in
a Healthy Changes program and get your $100 Healthy Living MasterCard! To get
started with a program, log on to pbg.online.staywell.com or call 1-800-784-9256.
For the second year in a row, PBG’s Healthy Living program has been
second year in a row
honored by the National Business Group on Health. The Best Employers for Healthy Lifestyles
highest-level Platinum Award recognizes PBG for its commitment to promoting a healthy
lifestyle for all employees. Congratulations and thanks to all Healthy Living participants!
You may be wondering why PBG spends the The answer
time and money to offer you Healthy Living and HealthyMoney.
At PBG, we believe that by working together, we can truly lead
healthier lives and build a stronger, healthier company.
The great part is, it’s working. Real PBG employees around the country are exercising, getting involved in their
communities, and learning how to get financially fit—all with the help of Healthy Living and HealthyMoney.
5 To-Dos for A Real
EVERY Healthy Living on the 2008
PBG Employee Success Story Healthy Challenge!
p.2 p.3 p.4
1 PBG & You
START ACHIEVING YOUR GOALS ONE SMALL STEP AT A TIME AND YOU’LL SEE RESULTS
It’s Time to Think
about your goals in a new way!
Having high aspirations is natural. And you probably want to reach your lofty goal as quickly as possible. But
did you ever think you might be trying too hard? Sometimes, having high hopes can make your goal seem
difficult or even impossible to reach. Instead of thinking too big, think about small changes. Take one step at a time
and you'll find yourself less resistant to change in the long-term. If you continue making small changes in your life,
you'll be well on your way to achieving those big goals!
PBG’s top to-do’s
for every employee
No need to sacrifice health for wealth—why not strive for both
at the same time? Here are 5 tips PBG feels are most important:
1. Save at least 10% of pay for retirement. The PBG 401(k) plan is one of the best ways
to do so—it’s automatic, you save on income taxes, and if you’re eligible for the match,
it gives you free money! If you’re not saving at all and 10% seems like a lot, start with
1%. Building up gradually is better than doing nothing at all.
2. Get an annual physical. All 3 PBG medical plans cover annual physicals at 100% with no
deductible or copayment for you and your covered family members.
3. Use Medco mail order for maintenance medications. You’ll save money while making sure
you receive your medications when you need them. For mail order forms go to
benefitsonline.pbg.com or call Medco at 1-888-737-7479.
4. Write or update your will. Because an updated will clarifies your intentions on both
financial and non-financial matters, experts recommend you have one no matter how
much money you make. Find an attorney today to get started! If you’ve already signed up
for PBG’s Group Legal Program, free will preparation is covered.
5. Know your resources. From Healthy Living to HealthyMoney, to discounts, helplines, and
websites, you have access to many company-sponsored programs. Start by reviewing the
2008 Benefits Book or by going online to benefitsonline.pbg.com.
1 2 3 4 5
2 PBG & You
From constantly hearing, ‘Jimmy is gaining
‘Jimmy looks great’ is such a
rush that it’s well worth the sacrifice.
Healthy Living Success
Real PBG Employees. Real Changes.
About 5 months ago, Jim Mulford, a Technical Support Analyst with PBG Technology
Services, set out to lose 40 pounds and recently reached his goal. PBG’s Healthy Living
talks to Jim, who works in Norwood, MA, about his experience.
How did you decide to lose weight? My wife and I were looking through pictures right after Halloween. I stumbled
upon the picture you see as “before,” taken at a time when I did not “feel” fat. That picture hit me like a brick.
What changes did you make in your daily lifestyle to help you achieve your goal? I was not ready for exercise
when I started this a few months ago. I knew it would come in time, but as the weight started to come off, I
started feeling a little better every day. I finally joined a gym and now look forward to going every weekend.
My joining a gym was just as significant, to me, as losing the 40 pounds.
What advice do you have for your PBG colleagues who would like to make a change but aren’t sure how? I
did not look at my goal weight. I tried to lose one pound at a time, and then suddenly, it all added up. Short
steps, little successes, make a huge difference.
Healthy Challenge Week 7 Update
1. Grand Rapids
2. Fort Myers
th STANDINGS 3. Richmond
Ft. Myers raises the roof!
Over 40 Ft. Myers employees and family members
Left to right: Marco Coiana, Antonio Cail and Jose Zavala participated in a Habitat for Humanity building event
in Cape Coral, Florida on
Why Weight? Almost 65 PBG Tampa March 29. With PBG’s
employees are participating in the “Why Weight” help, walls rose from the
challenge against other Healthy Challenge locations, foundation in just six
and they built a custom scoreboard to track Great work,
their progress! Ft. Myers!
Reminder! The Healthy Challenge’s “Healthiest Location” will win a visit from
Jeff Gordon, who will present the Healthy Challenge trophy, speak, and sign autographs
during a celebration with employees and their families.
PBG & You 3
What would you do
if your transmission failed…tomorrow
Having an emergency fund available for unexpected expenses will save you
possible long-term financial stress should anything happen. While day-to-
day financial responsibilities can make saving for an emergency fund seem
s m a l l
impossible, making it a priority now, before the unexpected happens, is so
important. Here are 3 manageable ways you can start putting money
Savings Tips away, even on the tightest budget.
1 Keep the change. Put a container near your home’s entryway and add your pocket
change to it every day. You’ll be amazed at how it adds up at the end of a week, month, and year.
2 Use your bank’s ATM. Today’s average ATM fee is almost $2.00, and that’s on
top of what your bank might charge you for using another bank’s ATM. Stick with your bank’s ATMs
when withdrawing cash and those dollars will start to add up to real savings.
3 Use cash when you shop. Studies have shown that people who pay primarily
with cash spend less money. It’s harder to part with cash than it is to pull out a credit card!
This year, HealthyMoney will be offering workshops on specific topics like debt management, education
funding, investing, and retirement. Stay tuned for more information.
HealthyMoney: http://healthymoney.pbg.com / 1-800-PBG-7058
Over 600 lucky PBG employees got
to meet Jackie Joyner Kersee!
The former Olympic athlete graciously agreed to participate in two
PBG Healthy Living wellness events, held February 12 and 13,
Left to right: Jackie Joyner Kersee, Harriet Evans and
during Black History Month, in Winston-Salem, NC and Orlando, FL. Jackie Joyner Kersee
Debbie Marley, and Bob Simpson.
Photo (c) Preston Mack Photo (c) Michael LoBiondo
PBG & You 4
The average U.S. family
Did You spends about $1,900 a
year on energy.
These energy-efficient tips are simple
and effective, and can help cut down on
your monthly expenses. As with your
health, just a little bit of effort can go a
very long way.
Turn it Watch how you
down... WA S H
When you wash your dishes, run your
and cover up! Lowering your thermostat at dishwasher only when it’s full, and let
night and when you leave the house can make a your dishes air dry to avoid running
real impact on your heating bill. an unnecessary dry cycle.
Drive safely. Aggressive driving decreases your gas mileage by up
to 33%! You can save money on gas and repair costs by driving
sensibly. Try coasting to a stop and accelerating and decelerating gradually.
TIPS: HealthyMoney and Healthy Living
SMALL STEPS TO BIG BENEFITS • SMALL STEPS TO BIG BENEFITS • SMALL STEPS TO BIG BENEFITS • SMALL STEPS TO BIG BENEFITS
Stop smoking. Shop with a list.
It’s one of the best things you If you prepare a list beforehand, you’ll save
can do for your health and money by avoiding impulse buys, and you’ll be
your bank account. Quitting more likely to stick with the healthier foods you
can save you almost $1,500 in just one year planned out ahead of time.
if you are a pack-a-day smoker. This is money
you can put directly into an emergency fund or
You’ll save money, and by being more aware of what you’re
Bag it. Your lunch, that is.
eating, you’re likelier to make healthier choices.
2008 Benefit Books are available in Spanish. If you’d
espanol like one, speak with your local HR representative.
PBG & You 5