HDHP Benefits

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					2009 High Deductible Health Plans with Health Savings Accounts/Health Reimbursement Arrangements
                                                                                                                                                In-Network/Out-of-Network       In-Network Preventive
                                                               Monthly          HSA/HRA         In-Network              In-Network              Doctor's/Primary Care Visit   Services Before Deductible
Plan (Carrier codes)                       Service Area        Premium          Savings1        Deductible1         Catastrophic Limit1                  You Pay                        You Pay
GEHA (34)                           National                 $95.20/$217.45    $720/$1440      $1,500/$3,000          $5,000/$10,000                      5%/25%                        Nothing
Mail Handlers (48)                  National                 $75.44/$170.95    $845/$1,690     $2,000/$4,000          $5,000/$10,000                     $15/40%                         Nothing
Aetna (22)                          49 States and DC         $67.01/$146.75    $750/$1,500     $1,500/$3,000           $4,000/$8,000                     10%/30%                         Nothing
Altius (9K)                         Idaho, Utah, Wyoming     $99.71/$206.57    $550/$1,100     $1,200/$2,400          $5,000/$10,000                   $20/No Benefit                    Nothing
Aultcare (3A)                       Ohio                     $91.29/$182.91   $1,000/$2,000    $2,000/$4,000           $4,000/$8,000                     20%/40%                         Nothing
BCBS-Service Benefit Plan (11)      TN, OH, MO, MN only      $92.44/$216.48    $900/$1,800     $2,900/$5,800           $2,900/$5,800               Charge-$0 after ded/NA                Nothing
Bluegrass Family Health Plan (KV)   Kentucky, Indiana       $108.33/$216.66   $1,250/$2,500    $2,500/$5,000           $5,000/$7,500                    Nothing/30%                     Nothing
CDPHP (SX)                          Upstate New York         $71.18/$183.65    $750/$1,500     $1,500/$3,000          $5,100/$10,200                     10%/30%                         Nothing
Coventry-- Deware (LK)              Delaware, New Jersey     $88.29/$213.90    $500/$1,000     $1,500/$3,000           $4,000/$8,000                    Nothing/30%                        $15
Coventry-- Maryland (GZ)            Maryland                 $69.02/$166.86    $500/$1,000     $1,500/$3,000           $4,000/$8,000                     $15/30%                         15/$25
Coventry--Iowa (SV)                 Iowa                     $82.08/$195.08    $800/$1,600     $1,800/$3,600          $5,000/$10,000                  $20/No Benefit               $20 pcp/$30 spec.
Coventry--Kansas (9H)               Kansas, Missouri         $72.89/$171.28    $600/$1,200     $2,500/$5,000           $2,500/$5,000                 Nothing/No Benefit            $20 pcp/$35 spec.
Coventry--Louis. (HB)               Louisiana               $94.66/$219.86     $500/$1,000     $1,150/$2,300          $4,000/$8,000                      20%/30%                           20%
Coventry--GHP (MM)                  lIlinois, Missouri      $148.66/$288.84    $750/$1,500     $1,500/$3,000          $5,000/$10,000                     $15/30%                   $15 pcp/$25 spec.
Health Alliance HMO (FM)            Illinois,Indiana,Iowa   $100.79/$225.91   $1,000/$2,000    $2,000/$4,000          $2,000/$4,000                     Nothing/50%                     Nothing
Health Alliance Plan (52)           Michigan                $101.44/$254.00    $750/$1,500     $1,500/$3,000          $5,000/$10,000                Nothing/ No Benefit                 $15/$25
HealthAmer. (9N)                    Pennsylvania            $108.77/$245.71    $625/$1,250     $1,250/$2,500          $4,000/$8,000                    $15/No Benefit              $15 pcp/$25 spec.
HealthAmer. (Y6)                    Pennsylvania             $93.72/$231.45    $625/$1,250     $1,250/$2,500           $4,000/$8,000                   $15/No Benefit              $15 pcp/$25 spec.
HealthAmer. ( YW)                   Pennsylvania            $111.71/$252.89    $625/$1,250     $1,250/$2,500           $4,000/$8,000                   $15/No Benefit              $15 pcp/$25 spec.
Independent Health (QA)             New York                 $92.90$232.62     $797/$2,000     $2,000/$4,000          $5,000/$10,000                     $15/40%                        $15/40%
Kaiser of Georgia (GW)              Georgia                  $82.25/$184.90    $750/$1,500     $1,500/$3,000           $3,000/$6000                   20%/No Benefit                       $15
KPS Health Plans (L1)               Washington State         $79.78/$174.32    $600/$1,200     $1,500/$3,000          $5,000/$10,000                     20%/40%                  Nothing up to $400
TakeCare Health Plan (KX)           Guam                     $95.10/$239.91   $1,040/$2,665    $3,000/$6,000          $5,000/$10,000                     20%/30%                    First $300 in full
Unicare (72)                        Illinois, Indiana        $72.84/$159.28    $720/$1,440     $1,500/$3,000           $3,000/$6,000                     10%/30%                        Nothing
United HealthCare Definity (E9)     25 states and DC         $76.33/$170.52    $750/$1,500     $2,000/$4,000           $3,000/$6,000                     10%/35%                        Nothing
UPMC Health Plan (8W)               Pennsylvania            $117.59/$252.44   $1,250/$2,500    $2,500/$5,000           $4,000/$8,000                    Nothing/20%                     Nothing

                                                                                                                                                                                     In-Network
                                                            Monthly            HSA/HRA         In-Network               In-Network              In-Network/Out-of-Network        Preventive Services
New HDHP for 2009                          Service Area        Premium         Savings1        Deductible1          Catastrophic Limit1            Coinsurance/copays             Before Deductible

Paramount Health Plan (U2)          Ohio                     $97.31/$227.00 $500/$1,000       $1,500/$3,000            $1,500/$3,000                      Nothing/40%                  Nothing


                                                                                                               1   annual amounts, self/self and family