Indian Housing Finance, Project Reports by yuw71844

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									                            BBHA FY2009 INDIAN HOUSING PLAN
This form is for use by Tribes/TDHEs to identify the location of the required
                             elements of the Indian Housing Plan
Double-click the Go button to move to the section in order to enter data.
                                  Sub-Section                                                   Page   Go
Registration Information                                                                         2

5-YEAR PLAN                                                                                      3
Mission Statement                                                                                3
Goals and Objectives                                                                             4
Activities Plan                                                                                  6

1-YEAR PLAN                                                                                      9
Goals and Objectives                                                                             9
Statement of Needs
                                  The estimated low-income family housing needs                  13
                                  The estimated housing needs for all families                   15
Financial Resources
                                  Identification and description of financial resources          16
                                  Uses of such resources                                         17
Affordable Housing Resources:     The characteristics of the housing market                      18
                                  The structure/coordination/cooperation with other entities     20
                                  The manner in which housing needs will be addressed            21
                                  The manner in which 1937 Act housing will be                   22
                                  protected/maintained
                                  Existing/anticipated homeownership/rental programs             23
                                  Existing/anticipated housing rehabilitation programs           24
                                  All other existing/anticipated housing assistance              25
                                  Housing to be demolished or disposed of                        26
                                  Coordination with tribal and State welfare agencies            27
                                  The manner in which safety and resident involvement will       28
                                  be promoted
                                  Organizational capacity & key personnel that will carry out    29
                                  IHP activities
Performance Objectives                                                                           30
Table 1 - Statement of Needs                                                                     32
Table 2 - Financial Resources                                                                    35
Table 3 - Housing Profile                                                                        37

Other Submission Items                                                                           39

Waiver Tracking                                                                                  41

Environmental Review                                                                             42

Standard Certification of                                                                        43
Compliance

Tribal Certification                                                                             44



                                                     1
                                       INDIAN HOUSING PLAN



General Information:

Name of Tribe:                              Bristol Bay Native Corporation

Tribal Chair:                               First Name: Hjalmer     Last Name: Olson

Telephone Number With Area Code:            (907) 278-3602
                                                         th
Tribe Street Address:                       111 West 16 Avenue, Suite 400

Tribe City:                                 Anchorage

Tribe State:                                Alaska

Tribe Zip:                                  99501

Tribe Fax # (if applicable):                (907) 276-3924

Tribal e-mail:                              aferguson@bbnc.net

Name of TDHE (if applicable):               Bristol Bay Housing Authority
(Tribally Designated Housing Entity)

TDHE Contact Person:                        First Name: David       Last Name: McClure

TDHE Phone Number With Area Code:           (907) 842-5956

TDHE Street Address:                        1244 Tower Road; PO Box 50

TDHE City:                                  Dillingham

TDHE State:                                 Alaska

TDHE Zip:                                   99576

TDHE Fax # (if applicable):                 (907) 842-2784


Other Information:
Federal Fiscal Year:                        2009

Recipient Fiscal Year End Date:             12/31/2009    (MM/DD/YYYY)

Grant Number: 09H0201890 - Estimated Grant Amount: $5,337,658,00




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                                 5-YEAR INDIAN HOUSING PLAN

The 5-Year Plan section of the Indian Housing Plan must contain, with respect to the 5-year period
beginning with the fiscal year for which the plan is submitted, the following information:


1.       MISSION STATEMENT - A general statement of the mission of the Indian tribe to serve the needs
of the low-income families in the jurisdiction of the Indian tribe, and outside the jurisdiction where tribal
needs require consideration, during the 5-year period.

        Please enter your Mission Statement here:

        The Mission of the Bristol Bay Housing Authority is to eliminate substandard housing conditions
        through the development of local capacities that will provide safe, decent and affordable housing
        opportunities for the Native population of Bristol Bay.




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2.       GOALS AND OBJECTIVES - A statement of the goals and objectives of the Indian tribe to enable
the tribe to serve the needs identified in the mission statement.


       Please enter your Goals and Objectives here:



Goal 1: Maximize Efficient Use of Funding Resources
       It shall be a goal of the BBHA to maximize the efficient use of funding resources by ensuring that
       funds are used as efficiently as possible to meet the purposes for which they have been allocated.
       To achieve this goal, the annual planning procedure used during the previous 5-Year periods will
       be continued, including a formal self-monitoring process that measures the effectiveness of all
       housing programs.


Goal 2: Preserve Existing Housing
       As required by NAHASDA, housing developed under the 1937 Housing Act (Rental and Mutual
       Help) will be maintained according to BBHA policies and agreements between the BBHA and the
       families. It will be a goal of BBHA to integrate the existing programs within the IHBG funding
       framework by ensuring that all policies and procedures are updated on a continuous basis to meet
       the changing IHBG requirements. Modernization of BBHA-owned housing will be planned and
       funded on an ongoing basis to ensure that homes meet minimum standards as described in
       BBHA Policies. Modernization of privately-owned housing will be encouraged through the use of
       Subrecipient (“pass-through”) funding program.


Goal 3: Encourage the Development of Local Capabilities
       A goal of the BBHA is to develop local capacity as it relates to affordable housing activities, which
       means the encouragement and development of self-reliance of all families participating in BBHA
       programs, within the constraints of NAHASDA. To achieve this goal, efforts will be made to
       involve people at the local level in administration, management, construction and modernization
       activities. A special emphasis will be placed on providing training and employment opportunities
       for program participants and other low-income families.


Goal 4: Develop Housing Opportunities
       It is the goal of the BBHA to substantially improve the housing conditions of low-income families
       throughout the region. To achieve this goal, the BBHA will develop housing opportunities that
       meet the needs of families not currently being assisted. The Comprehensive Needs Assessment
       (utilizing 2000 Census data and other village input) will help the BBHA determine the type and
       scope of programs to be initiated by defining the needs of the families surveyed.

       The BBHA will make efforts to ensure that Section 184 housing program and AHFC loan program
       opportunities are made available to eligible families residing in participating villages within the
       BBHA jurisdiction.


Goal 5: Promote Regional Stability
       As during previous 5-Year IHP periods, the BBHA will continue to respond to the critical needs


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        born out of the economic hardships related to the inconsistent nature of the fishing industry and
        other subsistence activities upon which Bristol Bay families depend for their livelihood. BBHA will
        make efforts to ensure that housing conditions remain stable for as many families as possible,
        which will best be accomplished by maintaining a coordinated, region-wide effort to implement
        affordable housing activities. The BBHA and the local communities will work together to
        determine how IHBG funds can best be used, within the constraints of NAHASDA.



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                                                     5
3.      ACTIVITIES PLAN - An overview of the activities planned during the period including an analysis
of the manner in which the activities will enable the tribe to meet its mission, goals, and objectives.


        Please enter your Activities Plan here:



Five Year Goal 1: Maximize Efficient Use of Funding Resources
        Activity 1(a): Regional Meetings
        Description: The BBHA will continue to meet with BBNA Board representatives from throughout
        the region on a semi-annual basis to ensure that the opinions of the region are being heard.
        These meetings will also be used to communicate program updates and changes so that
        representatives can make informed decisions.
        Persons Involved: BBHA management staff, BBHA Commissioners, BBNA representatives,
        residents and others throughout the region.
        Activity 1(b): Internal Auditing
        Description: The plan-monitoring procedure will continue to be utilized to measure the progress
        made in achieving BBHA goals and objectives, and to ensure that efforts are consistent with the
        BBHA mission. This procedure will include plan monitoring by the Board of Commissioners as a
        regular agenda item of the monthly BOC meetings, as well as periodic Self-Monitoring activities in
        accordance with the BBHA policies.
        Persons Involved: BBHA Executive Director; BBHA Management staff; Board of
        Commissioners; independent resources.
        Activity 1(c): Policy Updates
        Description: Policies and procedures will be reviewed on a continuous basis. Modifications will
        be made as necessary to ensure compliance with the most recent NAHASDA requirements.
        Persons Involved: BBHA management staff, BBHA Commissioners, independent consultants as
        necessary.


Five Year Goal 2: Preserve Existing Housing
        Activity 2(a): Modernization - BBHA
        Description: (1) A written assessment of existing, scheduled modernization and development
        programs will be conducted by BBHA staff, including, but not limited to: total project funding,
        dollars expended through previous fiscal year, and estimated cost to complete all projects; (2) an
        analysis of each existing modernization and development program will be made by BBHA staff to
        determine the need for revising the scope of work of each project; and (3) an estimate of planned
        IHBG expenditures needed to complete existing (revised) modernization and development
        programs will be made by BBHA staff, including a schedule of anticipated costs.
        Persons Involved: BBHA staff and homeowners.
        Activity 2(b): Modernization - Subrecipients

        Description: Each year, BBHA will continue to pass through to each participating Village a
        percentage of their allocation. Villages will make decisions as to how these funds are to be spent
        within the IHBG program constraints. Subrecipient programs will be monitored to ensure program
        compliance. To help achieve the goal of preserving existing housing, Villages will be encouraged

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     to use funds to modernize existing (privately-owned) housing units.

     Persons Involved: BBHA staff; tribal councils; outside resources..


Five Year Goal 3: Encourage the Development of Local Capabilities
     Activity 3(a): Preference for Local Residents
     Description: BBHA will continue to provide non-NAHASDA support to the regional Vocational-
     Education Center located in King Salmon. BBHA will continue to comply with Section 3
     requirements, giving preference to residents and other low-income families with respect to
     providing training and employment opportunities. Force account will be used for both new
     construction and modernization activities, utilizing graduates from local training programs
     whenever possible.
     Persons Involved: BBHA staff, Village representatives, local residents, BBNA and SAVEC
     representatives.
     Activity 3(b): Regional Training Meetings
     Description: Regional or subregional training meetings will be planned and sponsored by BBHA,
     which will have as its central theme the actions needed to develop and improve baseline skills
     throughout the region. Special emphasis will be placed on the skills needed to implement
     NAHASDA. Other workshops will be added as time and budgetary limits allow.
     Persons Involved: BBHA Executive Director, BBHA staff, outside resources.


Five Year Goal 4: Develop Housing Opportunities
     Activity 4(a): Regional Development Pool
     Description: BBHA will allocate a percentage of each year’s IHBG to be placed in a regional
     development pool, to be used for new construction of housing units. New housing will be
     constructed in Villages according to the established point system, giving preference according to
     need, time since last development, and other published criteria.
     Persons Involved: BBHA management staff.
     Activity 4(b): Alternative Programs Analysis and implementation
     Description: Based on the information obtained from the Comprehensive Needs Assessment,
     various alternative housing programs will be analyzed by BBHA staff to determine their potential
     effectiveness if implemented in the Bristol Bay Region. Possible examples include the Low
     Income Housing Tax Credit Program, the 184 Loan Guarantee Program, the Title VI Loan
     Guarantee Program, as well as programs funded through other agencies such as Rural Housing
     Services and Alaska Housing Finance Corporation. New programs will be implemented based on
     their potential effectiveness in meeting the needs identified in the Comprehensive Needs
     Assessment. Programs found to be ineffective will be eliminated or changed, while effective
     programs will be expanded. Lenders will be contacted to gauge their interest in participating in
     various programs, and information will be provided to interested lenders to assist them in meeting
     program requirements.
     Persons Involved: BBHA management staff, Board of Commissioners, Village Councils.
      Housing Plan.
     Persons Involved: BBHA staff and BOC.



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Five Year Goal 5: Promote Regional Stability
        Activity 5(a): Subrecipient Pass-Through Program
        Description: A portion of all needs funds will continue to be passed through to the participant
        tribes to be used as they determine for eligible housing activities. Sub-recipient Agreements will
        be entered into with each participating tribe which will define the responsibilities of both parties,
        including a specific plan as to how the funds will be used and how the local programs will be
        monitored for program compliance. Participating tribes will make decisions as to how these funds
        are to be spent within the IHBG program constraints. Subrecipient programs will be monitored to
        ensure program compliance. These programs include modernization of local homes, rental
        assistance, soft second mortgages, emergency rental and fuel vouchers, and drug elimination
        activities, and model activities as approved by ONAP.
        Persons Involved: Local Councils, BBHA management staff; BOC.



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                                                     8
                                1-YEAR INDIAN HOUSING PLAN

The 1-Year Plan section of the Indian Housing Plan must contain information, relating to the upcoming
fiscal year for which assistance is to be made available, including the following:

1. GOALS AND OBJECTIVES - A statement of the goals and objectives to be accomplished during the
period that are measurable as determined by the Tribe/TDHE.


        Please enter your Goals and Objectives here:


Five-Year Goal 1: Maximize Efficient Use of Funding Resources
        One Year Goal 9.1(a): Self-Monitoring Program

        Goal: Ensure that the Indian Housing Plan is implemented according to the stated goals,
        objectives and budgets identified in the IHP.

        Objective: As established in 1998 and continued since then, the IHP monitoring process will be
        continued. This includes monthly meetings with the Board of Commissioners, semi-annual
        meetings with the Bristol Bay Native Association (including tribal representatives from every
        participating Village). In addition, a Self-Monitoring Evaluation Program has been implemented as
        specified in the BBHA Policies.

        Objective: Policies will be reviewed to ensure they are consistent with changes in the
        regulations, or changes as a result of any new programs implemented by the BBHA.

        One Year Goal 9.1(b): Sub recipient monitoring program

        Goal: BBHA will ensure that subrecipients administer local housing programs in accordance with
        federal and BBHA requirements; attempts will be made to improve the administrative capability of
        participating tribes. Each subrecipient will be visited at least once during the Five-Year planning
        period.

        Objective: Approximately 20% of subrecipients will be visited by BBHA staff and independent
        resources each year. The visits will combine an informal audit of the local program, an
        explanation of problems encountered, and the provision of technical assistance as necessary.


Five-Year Goal 2: Preserve Existing Housing
        One-Year Goal 9.2(a): Modernization program (BBHA-owned housing)

        Goal: It is the goal of BBHA to improve the housing conditions of families living in BBHA-owned
        housing by reducing substandard housing conditions.

        Objective: BBHA has implemented a 5-year modernization planning process similar to the 1937
        Housing Act Comprehensive Grant Program. Under this program, modernization expenditures
        are projected on a five-year planning basis based on needs as determined by the BBHA. Planned
        expenditures for 2009 include work in Dillingham and New Stuyahok.

        One-Year Goal 9.2(b): Modernization program (privately-owned housing)

        Goal: It is the goal of the BBHA to reduce the number of families living in substandard housing by

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     encouraging the use of pass-through funds for modernization of privately owned housing.

     Objective: BBHA will pass through to participating tribes a portion of their annual allocation to be
     used for affordable housing activities. Subrecipients will be encouraged place a high priority on
     addressing the needs of low-income families living in substandard housing through the
     modernization of privately-owned homes.
     One-Year Goal 9.2(c): Operations (1937 Act Units)

     Goal: BBHA will comply with NAHASDA with respect to maintenance of 1937 Act housing.

     Objective: BBHA will continue to operate and maintain rental and homeownership housing
     developed under the 1937 Housing Act; including screening of applicants, maintaining waiting
     lists, selecting families, providing tenant services, and inspecting and maintaining housing units.


Five-Year Goal 3: Encourage the Development of Local Capabilities
     One-Year Goal 9.3(a): Regional administrative skills

     Goal: It is the goal of the BBHA to ensure that the Administrators of participating tribes have the
     skills necessary to adequately administer the Indian Housing Block Grant Program.

     Objective: In coordination with Bristol Bay Native Association administrator training, a segment
     will be presented by BBHA which will have as one of its themes the actions needed to develop
     and improve skills throughout the region. Sub-regional trainings with special emphasis on the
     skills needed to implement NAHASDA will be held at the King Salmon SAVEC center.

     One-Year Goal 9.3(b): Regional technical skills

     Goal: It is the goal of the BBHA to increase the number persons living in the participating Villages
     who are capable of providing construction and modernization labor for both BBHA and non-BBHA
     projects.

     Objective: The BBHA will continue to provide support in the continuation of the SW Alaska
     Vocational Education Center. (No IHBG funds are being used for the project.)

     Objective: It shall be a BBHA priority to continue to give a preference in hiring to qualified, local
     residents for all force account projects. An effort will be made to support the Voc-Ed Center by
     utilizing graduates from relevant programs whenever possible.


Five-Year Goal 4: Develop Housing Opportunities
     Goal 9.4(a): New housing construction

     Goal: the need for housing will be addressed through the construction of new housing units

     Objective: Construction will begin in Aleknagik of a four-unit project (depending on TDC levels,
     and the size of families selected), using funds from the regional development pool. Two
     additional units are possible if additional funds through the ICDBG program are secured. The
     location of the dwelling units is determined based on a formula similar to the former Traditional
     Indian Housing Development Program, including points given for need and time since last
     development project, and bonus points given for the initiative taken by the local community in
     implementing planning and infrastructure activities.




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Goal 9.4(b): LIHTC and rental assistance programs

Goal: Alternative housing programs for low-income families will be examined and implemented
when feasible.

Objective: Development of new LIHTC housing will be considered if it is determined that the
BBHA has not surpassed the limit of financial capacity to carry projects in addition to the existing
LIHTC projects. As the older projects reach the end of the 15 year compliance period, new
replacement projects will be evaluated for financial feasibility. LIHTC projects require a level of
cash flow from BBHA for operations, and new investors are now requiring subsidy guarantees.
BBHA will continue to evaluate the financial feasibility of both the project and the NAHASDA
budget’s ability to fund the subsidy guarantees for the 15 year compliance period.

Objective: A rental assistance program will be continued whereby families living in privately-
owned rental housing will receive rental assistance in the form of partial rent payments made with
the use of IHBG funds. This program will be in addition to the assistance provided through the
Low-Income Housing Tax Credit program (partnerships) and includes (but is not limited to) the
assistance provided to tenants living in the assisted living facility. Rental Assistance through the
Model Activity for LIHTC projects will continue.

One-Year Goal 9.4(c): Section 184 Program

Goal: The BBHA recognizes the need of moderate income families to obtain housing throughout
the Bristol Bay Region, and will work towards ensuring that alternatives are available.

Objective: Section 184 of the Housing and Community Development Act of 1992 provides for a
Loan Guarantee Program whereby eligible families can secure loan guarantees from participating
lenders to acquire, construct or rehabilitate properties located in an Alaska Native area. It is the
intention of the BBHA to assist families in accessing this program as well as AHFC loan
programs. Efforts will be made to provide information and referral services to families in the
jurisdiction who express an interest.

One-Year Goal 9.4(d): Down payment assistance program

Goal: The BBHA understands the desire of families to achieve homeownership, and will have as
a goal the achievement of homeownership by as many families as possible through the
encouragement of private financing opportunities. Up to fifteen families will be provided with
assistance, contingent upon community response and the amount of individual loans approved by
Mortgage Lenders. Completion of this objective is contingent upon the rate of success by the
applicants in securing financing and the level of interest that is generated, and adoption of the
program by the sub-recipient village councils. Work will be continuous throughout the Program
Year

Objective: The BBHA will provide technical assistance to eligible families in applying for
mortgage loans from private lending institutions. For those families lacking sufficient funds to
qualify for a loan, and a down payment assistance program has been adopted by the specific
village council, BBHA and/or the village will lend to the family a percentage of the down payment
needed. This assistance will enable families without sufficient funds to meet the down payment
requirements to qualify for the loan. The down payment assistance will be secured by a second
mortgage on the home, and the loan will be forgiven on a prorated basis, with 100% forgiveness
after the family has remained in the home for ten years. Assistance amounting to $10,000 or less
will be in the form of a one-time grant, with no second mortgage requirements.




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Five-Year Goal 5: Maintain Regional Stability
        One-Year Goal 9.5(a): Emergency Voucher Program
        Goal: To reduce the impact of the inconsistency of fishing and other subsistence activities upon
        which many BBHA homebuyers depend, and to avoid the premature demise of housing occupied
        by families affected by these economic uncertainties, the BBHA will continue the implementation
        of the Emergency Voucher Program.

        Objective: Beginning with the downturn in the Bristol Bay Red Salmon Fishery in 1998, and the
        prospect of continued uncertain economic conditions in the future, BBHA continues to implement
        the Emergency Voucher Program for BBHA homeowners on a case-by-case basis, including
        agreements with the local Councils to administer the program for private homes in the villages.
        No cash payments will be made to individuals – only to third party suppliers or utility companies.
        This program has kept both BBHA and private affordable housing operational, and kept massive
        repairs due to freeze-ups in the region to a minimum

        One-Year Goal 9.5(b): Youth crime-prevention program

        Goal: In an effort to improve the quality of life in the Villages, the BBHA will work towards
        reducing the rate of drug-related and criminal activity by youths throughout the region.

        Objective: The focus of this activity will be the exploration of the feasibility for the development of
        youth facilities by working with individual Councils in implementing locally designed programs.
        Through the subrecipient pass-through program, tribes will have the opportunity to subsidize
        locally designed programs that they identify or operate that will have a direct impact on reducing
        the spread of drug use and crime among the youths residing in the villages. BBHA will also
        encourage the development of multi-use facilities to be used for cultural and other social activities
        with the long-term goal of reducing crime-related behavior.



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2. STATEMENT OF NEEDS - A statement of the housing needs of the low-income Indian families
residing in the jurisdiction of the Indian tribe, and outside the jurisdiction where tribal needs require
consideration, and the means by which such needs will be addressed during the
1-year period, including a description of:

          a. the estimated housing needs and the need for assistance for the low-income Indian families in
          the jurisdiction, and outside the jurisdiction where tribal needs require consideration, including a
          description of the manner in which the geographical distribution of assistance is consistent with
          the geographical needs and needs for various categories of housing assistance; and

          Please enter your Low-income Housing Needs here:
          Estimated Housing Needs for Low-Income Indian Families
          The needs of the participating villages in the Bristol Bay Region have been based on two sources:
           the 2000 Census and the 1995 Community Database of the Alaska Department of Community
          and Regional Affairs (DCRA). In addition, BBHA statistics such as waiting lists, inspection reports
          and the general knowledge of experienced housing staff were also used.


Boroughs                  Bristol Bay          Lake & Peninsula            Dillingham                  Total
Native Hsholds       Number       Percent      Number        Percent   Number      Percent     Number       Percent
Total                      221       100.0         468         100.0       1162       100.0        1851        100.0
Elderly                      4           1.8         66         14.2        159        13.7         229          12.4
Low Income                  82          37.1       229          48.9        511        44.0         822          44.4
Substandard                  4           1.8         66         14.1        217        18.7         287          15.5
Overcrowded                  2           0.9         34          7.3        119        10.2         155           8.4
Rent > 30% inc              14           6.3         24          5.1         93          8.0        111           6.0


          Referring to the above table and Table 1, Statement of Needs, according to the 2000 Census
          there were 1,851 Alaska Native families residing in the Boroughs of Bristol Bay, Lake & Peninsula,
          and Dillingham Census Area. Of these, approximately 882 families (44.4%) had incomes below
          80% of median; using HUD published median income figures. Using the same data, there were
          approximately 229 Elderly families. No distinction has been made between “Tribal Members” and
          other Indian or Alaska Native families, as this information is not available.
          To determine the number of families living in substandard housing, the criteria of lacking complete
          plumbing facilities, as specified in the 2000 Census, was used. Based on these criteria,
          approximately 287 families residing in the region were living in substandard housing, and
          approximately 155 families were living in overcrowded conditions.
          As part of the BBHA Funding Allocation Plan, all participating villages will be asked to submit
          village plans specifying how they would like to spend their individual funding allocations. In the
          past, modernization activities have received the highest priority, with development and Housing
          Services/Crime Prevention activities the other priorities respectively. The preference for
          modernization corroborates the Census information regarding substandard housing.
          Geographic and Categorical Distribution of Assistance
          The jurisdiction of the Bristol Bay Housing Authority has been defined under Alaska State law as

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        all villages included within the Bristol Bay Region. Under NAHASDA, individual villages may elect
        to designate the BBHA as their Tribally Designated Housing Entity (TDHE), in which case the
        BBHA would administer their funds under NAHASDA. The geographic distribution of assistance,
        with respect to IHBG funds, is limited to those villages in the Bristol Bay region making this
        designation, while assistance to all villages will continue to be provided under the existing
        contracts and obligations defined by the former 1937 Housing Act programs, as required by
        NAHASDA.
        The allocation of IHBG funds to the participating villages has been defined, in part, according to
        the former HUD formula for allocating development funds. Because up to 50% of the “needs
        allocation” is being “passed through” to the villages, these re-allocated IHBG funds are being
        geographically distributed strictly according to the regulatory-defined “need”. This “pass-through”
        amounts to nearly 25% of the total IHBG grant. Within the financial constraints of the IHBG
        program, there is no geographic need that will not be addressed.
        As can be seen in Table 1, Statement of Needs, according to 2000 Census data there were 257
        low-income Native families identified as living in substandard housing and 139 low-income Native
        families identified as living in over-crowded conditions. It is likely that a number of families are
        included in both categories, so it is unclear as to the total number of families who are either living
        in substandard or over-crowded conditions. However, it can be said that the vast majority of these
        families are low-income and would qualify for assistance under NAHASDA.
        Part III of Table 1 specifies the types of housing assistance that is needed. As was stated earlier
        in this section, there is a need to develop over two hundred units of housing for low income Indian
        families, and a need to modernize over 700 units. These are very conservative estimates based
        on 2000 Census data. However, at this time it is safe to say that there is a broad need to develop
        additional housing and to rehabilitate existing housing throughout the region.




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        b. the estimated housing needs for all Indian families in the jurisdiction.

        Please enter your overall Housing needs here:
        According to 2000 Census information, and confirmed by DCED statistics, nearly 50% of all Indian
        families living in participating villages have incomes below 80% of median for the area. However,
        all Indian/Alaska Native families have been included in the Comprehensive Needs Assessment,
        and when there proves to be a housing need for families who are not low-income, non-monetary
        attempts will be made to address those needs within the constraints of NAHASDA. However, first
        priority will always be those families who are low-income.
        Because statistics show, as specified in Table 1, that a number of higher income families also live
        in substandard and/or overcrowded conditions, efforts will be made to provide non-monetary
        assistance to these families, such as information regarding private financing and other programs
        for repairing and modernizing private homes.




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3. FINANCIAL RESOURCES- An operating budget for the recipient, in a form prescribed by the
Secretary, including:

        a. an identification and a description of the financial resources reasonably available to the
        recipient to carry out the purposes of NAHASDA, including an explanation of the manner in which
        amounts made available will leverage additional resources; and

        Please enter your Identification and Description here:
        HUD Resources
        HUD resources will provide an estimated $5,305,658 of the funds for Bristol Bay Housing
        Authority housing programs, including $5,235,658 from the Indian Housing Block Grant (adjusted
        for estimated conveyances) and $70,000 program income from interest earnings.
        Existing Program Resources
        Existing program resources will provide $578,200 from the operation of 1937 Act programs,
        including rents and Mutual Help program administrative fees.
        Other Federal or State Resources
        Funding of the Development Project has enabled the BBHA to leverage additional funding through
        AHFC. Under State law, IHA’s are entitled to a 20% subsidy from the State of Alaska based on
        the amount of Federal funding used for new development and modernization. This leveraging of
        funds will enable the BBHA to obtain approximately $500,000 to be used for these projects.
        Other Resources
        It is estimated an additional $139,804 will come from other sources.




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        b. the uses to which such resources will be committed, including eligible and required affordable
        housing activities under title II of NAHASDA and administrative expenses.

        Please enter the Uses of Such Resources here:
        Indian Housing Assistance (Table II, Lines 7a and 7b)
        As required by NAHASDA, the Bristol Bay Housing Authority will continue to protect and maintain
        housing developed under the 1937 Housing Act. To meet this obligation, $2,334,638 will be
        budgeted for this purpose, with $1,000,000 being allocated to the modernization of housing units
        primarily in Dillingham and New Stuyahok; and $1,334,638 will be allocated to the provision of
        services for 261 families. The expenditure of these funds is related to goal 9.2(a), Modernization
        Program, and goal 9.2(c), Operations.
        Development (Table II, Lines 8b1 and 8b3)
        Of the total NAHASDA budget, $2,071,530 will be used for development purposes under the
        IHBG program, with $1,471,530 to be used for the construction of between four and six
        homeownership units (depending upon securing supplemental funding), and $600,000 to be
        passed through to the local Villages for the rehabilitation of approximately 50 privately-owned
        dwelling units (estimate based on historical uses of pass-through funds). The expenditure of these
        funds is related to goal 9.4(a), New Housing Construction and goal 8.4(e) Title VI Program, and to
        goal 9.2(b), Modernization.
        Housing Services (Table II, Line 9)
        Of the total NAHASDA budget, $519,641 will be used for Housing Services including expenditures
        related to the implementation of affordable housing activities ($397,061), payment of debt service
        ($117,580) and the SAFE – McKinney Act Programs ($5,000). The expenditure of these funds is
        related to Goal 9.3(a), Regional Administrative Skills, Goal 9.4(b), LIHTC and Rental Assistance
        Programs, Goal 9.4(c), Section 184 Loan Guarantee Program, and Goal 9.4(d), Down Payment
        Assistance Program.
        Crime Prevention and Safety (Table II, Line 11)
        The implementation of crime prevention and safety activities will require $100,000 of the IHBG
        budget. The expenditure of these funds is related to Goal 9.5(b) Youth Crime Prevention
        Program.
        Model Activities (Table II, Line 12a and 12b)
        A model activity related to providing rental subsidy for LIHTC projects will require $175,000 of the
        budget. This is related to Goal 9.4(b), LIHTC and Rental Assistance Programs. In addition,
        $44,000 per year is being used to develop a multi-use facility in Perryville. This is related to goal
        9.5(b), Youth crime prevention program.
        Planning and Administration (Table II, Line 13)
        $1,278,853 of the IHBG budget will be used for planning and administration. The expenditure of
        these funds is related to Goals 9.1(a), Self-Monitoring Program, and Goal 9.1(b), Sub recipient
        Monitoring Program, as well as other various activities related to the administration of the
        program.




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                                                     17
4.   AFFORDABLE HOUSING RESOURCES- A statement of the affordable housing resources
     currently available and to be made available during the period, including a description of:
     a.      the significant characteristics of the housing market in the jurisdiction, including the
             availability of housing from other public sources, private market housing, and the manner
             in which such characteristics influence the decision of the recipient to use grant amounts
             to be provided under this Act for rental assistance, production of new units, acquisition of
             existing units, or rehabilitation of units;

     Please enter the characteristics of the housing market here:
     The Bristol Bay Region consists of thirty-one communities located in the Bristol Bay Borough, the
     Lake and Peninsula Borough and the Dillingham Census Area (see map below). Communities
     range in size from Dillingham, with a population of over 2,400 persons, to villages with very small
     populations. As can be expected, the housing markets in the larger communities such as
     Dillingham offer a greater range of housing opportunities than the many smaller communities.




     The Bristol Bay Borough consists of three communities: King Salmon, Naknek and South
     Naknek. The Lake and Peninsula Borough consists of sixteen small communities located at the
     north end of the Aleutian chain. The Dillingham Census Area consists of nine small communities,
     the city of Dillingham, and surrounding areas. The largest communities in the region are
     Dillingham (2,466 persons), Togiak (809), Naknek (678), New Stuyahok (471), King Salmon (442)

                                                 18
        and Manokotak (399).
        Of the 8,003 people living in the region, approximately 60% of the population is living in
        homeowner housing units, and 40% is living in rental units. Of the 4,868 total housing units in the
        region, 2,607 (53.6%) are occupied and 2,261 (46.4%) are vacant. The vacancy rate is probably
        due to the large number of seasonal homes used for fishing and other subsistence activities. Of
        the 2,607 occupied units, 1,570 or 60.2% are owner-occupied, and 1,037 (39.8%) are renter-
        occupied. (It is not clear where the Mutual Help housing units owned by BBHA are categorized in
        the Census, as their status as “owner-occupied” or “rental” may have been unclear to the census
        takers).
        The median value of owner-occupied units ranges from $87,400 in the Lake and Peninsula
        Borough to $139,000 in the Bristol Bay Borough. Median rents range from nearly $591 in the
        Lake and Peninsula Borough to $778 in the Bristol Bay Borough. Nearly 80% of all housing units
        are traditional, single-family structures, 15% are multi-family structures and 5% are trailers or
        other structure types.
        The Bristol Bay Housing Authority is a major housing resource for the region. Of the total housing
        units owned by BBHA, nearly 90% were developed under the Mutual Help Program and will
        eventually be conveyed to the homebuyers. In addition to an existing 24-unit apartment building in
        Dillingham, BBHA also has 84 Low Income Tax Credit (LIHTC)rental units located in Dillingham
        (40 units), King Salmon (8 units), South Naknek (8 units), Manokotak (12 units), Togiak (16 units),
        and a 6-unit Senior HUD 202 project in New Stuyahok.
        These tax credit units are in cooperation with Alaska Housing Finance Corporation, who funds
        and administers this IRS Sec. 42 program. Private investors to these projects include Key Bank,
        Wells Fargo Bank Alaska, and the Enterprise Social Investment Corporation. USDA Rural
        Housing capital funds were provided for two of the projects, as well as an ongoing rental subsidy.
        The remaining four tax credit projects are utilizing NAHASDA rental subsidy, with a mix of local
        tribal and regional NAHASDA funds.
        There are little other housing options, BIA has an extremely small regional housing budget in the
        region. USDA’s Rural Housing has increased their staff in the region, and may produce other
        loans for mid to higher income tribal members. Local banks have stringent credit requirements
        and given the local economy after the continued failure of the fishery for the past ten years, these
        economic conditions leave the tribes and BBHA as their TDHE to utilize NAHASDA funds to
        leverage with Tax Credit and other programs as best we can to increase housing opportunities.
        Because of the low income levels, one would assume that rental housing would be the most
        appropriate type of housing for the region. However, in the past families have resisted the
        concept of paying rent in favor of owning their own home. Therefore, nearly all housing developed
        by the BBHA in the past has been homeownership housing. Because of the prohibitive costs
        associated with maintaining small rental housing projects in isolated areas, homeownership
        housing will likely continue to be the predominate housing type constructed in the foreseeable
        future.
        Due to the lack of housing opportunities, a limited economic development potential, and very high
        infrastructure costs, the development of housing by the private sector has never been feasible.
        Because most family incomes are insufficient to build and maintain a home, and because
        employment is limited to seasonal or temporary work in predominantly low-paying jobs and
        traditional pursuits such as fishing, families must rely on federal housing programs, such as the
        Indian Housing Block Grant program administered by the BBHA, to meet their need for affordable,
        safe and sanitary housing.




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                                                     19
        b.      the structure, coordination, and means of cooperation between the recipient and any
                other governmental entities in the development, submission, or implementation of housing
                plans, including a description of the involvement of private, public, and nonprofit
                organizations and institutions, and the use of loan guarantees under section 184 of the
                Housing and Community Development Act of 1992, and other housing assistance
                provided by the Federal Government for Indian tribes, including loans, grants, and
                mortgage insurance;


        Please enter the structure/coordination/cooperation with other entities
        here:
        The Bristol Bay Housing Authority works closely with all government organizations within the
        region. At the most basic levels, Commissioners representing the interests of several different
        governing bodies form the policy-making and oversight functions of the authority. These
        Commissioners, as well as representatives from other agencies, have been directly involved in the
        formulation of the IHP since the beginning of NAHASDA. They will continue to be involved on a
        monthly basis through the monitoring of the implementation of the plan.
        The Bristol Bay Housing Authority has developed a close relationship with the Alaska Housing
        Finance Corporation. Each agency works together to ensure that information regarding each
        other’s programs is readily available to all those in need.
        As a leading proponent of various regional projects such as the Southwest Alaska Vocational
        Educational Center and the Boys and Girls Club, the BBHA has developed productive
        relationships with every local governing body and social service agency in the region. Through
        the development of Low Income Tax Credit projects, the BBHA has also developed successful
        relationships with financial and other institutions.
        Finally, the cooperation between the BBHA and local groups can best be demonstrated by the
        annual meetings with representatives from every local community, beginning in November of 1997
        and repeating every Fall since then. At these meetings plans by the BBHA to allocate funds for
        local use and to approve the overall goals and objectives of the Indian Housing Plans have
        consistently received approval. This is an indication of the close relationship that has been
        developed between the BBHA and the rest of the region.




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                                                   20
        c.      the manner in which the plan will address the needs identified pursuant to the Statement
                of Needs Section in paragraph 2;


        Please enter the manner in which housing needs will be addressed here:
        According to the Statement of Needs (Table 1), 287 families live in substandard or overcrowded
        housing conditions, 90% of whom are low-income. The Statement of Needs also reflects an
        unmet need with respect to the rehabilitation of both rental and homeowner units. In the one-year
        plan, $1.0 million will be expended to modernize existing BBHA-owned housing units. In addition,
        approximately $600,000 will be passed through to the participating tribes to be used for
        rehabilitation projects at the local level. Specific activities will be approved on a village-by-village
        basis, and will be closely monitored and inspected on a regular basis by BBHA personnel.
        In addition to modernization activities, the BBHA will also construct approximately four to ten new
        housing units each year through the regional development pool funds. The location of these units
        will be based on a predetermined formula, giving preference to need and time since last
        development project.
        The need for supportive service housing, college housing, transitional housing and homeless
        housing, will also be addressed on a Village-by-Village basis through the use of pass-through
        funds. It is important that proper solutions be determined which will adequately address the
        needs in each area, and therefore the BBHA will, if requested, work closely with each tribe to
        assist in determining the use of these funds.




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                                                      21
        d.      the manner in which the recipient will protect and maintain the viability of housing owned
                and operated by the recipient that was developed under a contract between the Secretary
                and an Indian housing authority pursuant to the United States Housing Act of 1937;


        Please enter the manner in which 1937 Act housing will be
        protected/maintained here:
        The BBHA intends to continue administering the 1937 Act programs (Mutual Help and Low Rent)
        as prior to NAHASDA. Changes to the programs will be implemented if it can be demonstrated
        that such changes will have a positive impact, or unless changes are necessary due to NAHASDA
        requirements.
        As required by NAHASDA, the Bristol Bay Housing Authority will continue to protect and maintain
        housing developed under the 1937 Housing Act. To meet this obligation, $2,334,638 will be
        budgeted for this purpose, with $1,000,000 being allocated to the major modernization of housing
        units primarily in Dillingham and New Stuyahok, and $1,334,638 allocated to the provision of
        services for 261 families. The operating budget contains $129,400 for maintenance, $130,000 for
        insurance, and $574,023 for the tenant services program.

        As expressed in the five-year goals, BBHA has a priority of ensuring that the program participants
        under the 1937 Act programs will continue to receive the same attention under NAHASDA as they
        received under the 1937 Housing Act. All housing will be maintained according to the policies and
        procedures described in the BBHA Maintenance Policy.




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                                                   22
        e.      any existing and anticipated homeownership programs and rental programs to be carried
                out during the period, and the requirements and assistance available under such
                programs;


        Please enter your Existing/anticipated homeownership/rental programs
        here:


        The BBHA currently administers a Rental Housing Program consisting of 52 dwelling units, a
        Homeownership Program consisting of 191 CAS units, 69 NAHASDA units, 84 Low Income Tax
        Credit (LIHTC) rental units located in Dillingham (40 units), King Salmon (8 units), South Naknek
        (8 units), Manokotak (12 units), Togiak (16 units), a 6-unit Senior HUD 202 project in New
        Stuyahok as well as a rental assistance program (LIHTC and private). All housing is administered
        according to the BBHA Admissions and Occupancy Policy, consistent with all relevant federal
        regulations specific to the particular program.
        The BBHA will assist eligible families in applying for mortgage loans from private lending
        institutions, and for those families otherwise qualifying for a loan, will loan to the family a
        percentage of the down payment. This will enable families without sufficient funds to meet the
        down payment requirements to qualify for the loan. The down payment assistance will be secured
        by a second mortgage on the home, and will be forgiven on a prorated basis; with 100%
        forgiveness after the family has remained in the home for ten years. As during prior years, the
        program will be advertised through the news media, and up to fifteen families will be provided with
        assistance, contingent upon community response and the amount of individual loans.
        Also under consideration include a limited use of the Title VI Loan Guarantee Program, whereby
        future IHBG funds may be used as collateral for a loan to develop housing. Approximately four
        homeownership housing units will be constructed through the regional development pool; the final
        number of units is dependent upon the final Congressional budget and resulting formula run.




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                                                    23
        f.      any existing and anticipated housing rehabilitation programs necessary to ensure the
                long-term viability of the housing to be carried out during the period, and the requirements
                and assistance available under such programs;


        Please enter your Existing/anticipated housing rehabilitation programs
        here:
        There are two planned programs with respect to housing rehabilitation. First, the BBHA will
        continue to administer the modernization program similar to the former Comprehensive Grant
        Program (CGP). Expenditures will total $1.0 million and will include work items in Dillingham and
        New Stuyahok, as well as region-wide improvements.

        In addition, the BBHA and the local communities have agreed to work together to determine the
        uses of $600,000 in pass-through funds allocated on behalf of all participating tribes. All
        construction and/or modernization work will be monitored and inspected to ensure the proper use
        of federal funds. Families will be selected for participation in the rehabilitation program according
        to the Selection Criteria specified in the BBHA Admissions and Occupancy Policy using local
        preference criteria.




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                                                     24
        g.      all other existing or anticipated housing assistance provided by the recipient during the
                period, including transitional housing, homeless housing, college housing, supportive
                services housing, and the requirements and assistance available under such programs;


        Please enter other existing/anticipated housing assistance here:

        Other housing assistance programs will be determined by the local tribes, with the assistance of
        the BBHA if requested, as described in this IHP. BBHA monitoring will make every attempt to
        ensure that all programs implemented are used for affordable housing activities according to the
        relevant regulations.




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                                                    25
        h.      any housing to be demolished or disposed of, a timetable for such demolition or
                disposition, and any other information required by the Secretary with respect to such
                demolition or disposition;


        Please enter the Housing to be demolished or disposed of here:

        There are no plans to use IHBG funds to demolish or otherwise dispose of any housing units.




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                                                    26
        i.      the manner in which the recipient will coordinate with tribal and State welfare agencies to
                ensure that residents of such housing will be provided with access to resources to assist
                in obtaining employment and achieving self-sufficiency;


        Please enter your Coordination with tribal and State welfare agencies
        here:
        As in the past, the BBHA will continue to coordinate and cooperate with tribal and State agencies
        in promoting employment opportunities. The BBHA will continue to promote the Southwest
        Alaska Vocational Education Center. As stated in the five-year goals, the continued development
        of local capacity throughout the region will continue to be a high priority. Additional efforts include:
        1. Due to the uncertainty of income derived from fishing and other subsistence activities, the
           BBHA has made special arrangements to ensure that no participant family who relies either
           directly or indirectly on income from fishing will become homeless or will be living in unsafe
           housing conditions due the cyclical nature of the fishing industry. However, homeowners
           must demonstrate their responsiveness to their financial responsibility with evidence of
           attempts at payments to the extent possible.
        2. The BBHA will work closely with local social service agencies to ensure that BBHA staff is
           made aware of any programs which would be of benefit to the program participants. Program
           information will be made available at the housing authority office, and sent to the village
           councils of the region for posting in the villages.
        3. The BBHA continues to work closely with social service agencies including the Division of
           Family and Youth Services and the Bristol Bay area mental health program.




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                                                      27
        j.      the requirements established by the recipient to promote the safety of residents of such
                housing, facilitate the undertaking of crime prevention measures, allow resident input and
                involvement, including the establishment of resident organizations, and allow for the
                coordination of crime prevention activities between the recipient and tribal and local law
                enforcement officials; and


        Please enter the manner in which safety and resident involvement will be
        promoted here:
        As in prior years, the Bristol Bay Housing Authority will continue to provide for cultural and
        recreational activities as an alternative to drug use, including drug education activities through the
        four local school districts. An estimated $100,000 of IHBG funds will be used to subsidize crime
        prevention and drug elimination efforts on a local basis through the subrecipient “pass through”
        program. BBHA will also encourage the development of multi-use facilities to be used for cultural
        and other social activities with the long-term goal of reducing crime-related behavior. $44,000 per
        year is being used to develop such a facility in Perryville.




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                                                     28
        k. the entity that will carry out the activities under the plan, including the organizational capacity
        and key personnel of the entity.


        Please enter your Organizational capacity & key personnel that will
        carry out IHP activities here:
        Job descriptions, an organization chart and personnel policy related to hiring practices has been
        previously provided with the Five-Year Plans. There have been no material changes to the
        organization as described in prior Indian Housing Plans.
        Internal controls with respect to cash management, procurement and other financial management
        activities have been implemented, as verified by recent audits and ONAP reviews. There are no
        outstanding significant findings with respect to any audit or management review. All procedures
        and policies, as modified under NAHASDA requirements, will continue to be used to administer
        NAHASDA programs as they have been used in the past to administer programs under the 1937
        Housing Act.




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                                                      29
5.   PERFORMANCE OBJECTIVES. In accordance with 24 CFR 1000.504, performance objectives
     are to be developed by each recipient and included in this 1-year plan. Performance objectives
     are criteria by which the recipient will monitor and evaluate its performance; provide quantitative
     measurements by which the recipient will gauge its performance; and determine the impact and
     benefit the grant beneficiary derives from the accomplishments obtained under the plan. For
     example, if in the IHP, the recipient indicates it will build new houses, the performance objective
     may be the completion of the homes within a certain time period and within a certain budgeted
     amount, and measure the number of tribal members and families served.


     Please enter your Performance Objectives here:
     Objective: Continue Plan Monitoring Process

     Related Goals: 9.1(a); 9.1(b)
     Reports will be prepared by management and presented to the Board of Commissioners monthly.
     These reports will be utilized as the basis to amend the IHP if necessary and for the next One
     Year Plan. Annual meetings will be held with Village representatives, with the purpose of
     providing presenting the IHP for the coming year.
     This performance objective will continue throughout the Program Year. Onsite Subrecipient
     monitoring will continue, with visits to approximately 20% of the participating villages.
     Objective: Continue with the Modernization Program

     Related Goals: 9.2(a); 9.2(b)
     The BBHA Modernization Program will be continued, as specified in the Comprehensive Grant
     Program work plan. Reducing or substantially eliminating substandard conditions related to their
     housing will assist approximately 40 low-income families. During FY 2009, the remaining
     modernization work identified in the 2008 IHP will be completed, and work will begin on the
     modernization work associated with the 2009 IHP, with approximately 50% to be completed by
     12/31/09. Also, pass-through funds will continue to be allocated to the participating tribes, who
     will be encouraged to perform modernization work on substandard, privately-owned homes.
     Objective: Continue Administering the Low-Rent, MH and LIHTC Programs

     Related Goals: 9.2(c)
     BBHA will continue operating within the constraints of the FY 2009 Operating Budget, and
     maintaining occupancy and vacancy turn-around rates consistent with rates established in prior
     years. Related to the long-term goal of maintaining the continuity of assistance, this objective will
     directly benefit over 250 families currently receiving housing assistance under the BBHA housing
     programs by continuing to provide them with affordable housing. With respect to the LIHTC
     program, BBHA will continue to act as General Partner of five limited partnerships, Special Limited
     Partner of one project, and will continue to provide reports to investors and AHFC as required
     under Section 42 of the Internal Revenue Code. This objective is ongoing throughout the
     Program Year. Measurable objectives include provision of required basic fire insurance to all
     units in management, and conveyance to all homeowners who have reached payoff status. As
     determined by historical information, housing management expects to have over 5,000 client
     contacts in the program year. This includes inquiries from prospective as well as current clients.
     Inspections of each unit in management will occur during the program year, for both fire safety
     and program compliance. BBHA will provide in excess of 5,000 office hours for clients and the
     general public in Bristol Bay, with an average of 7.5-office time per day in Dillingham and King
     Salmon, and 4 hours per day for in Nondalton.


                                                  30
Objective: Sponsor Regional Training Conference

Related Goals: 9.3(a)
It is planned that a sub-regional Training Conferences will be held each Fiscal Year.
Administrators from selected villages in the region will be invited, and presenters will be selected
with skills in the specific topics to be addressed. Approximately 5 administrators will be trained for
6 hours. Additionally, BBHA will make a presentation at the BBNA Administrators meeting to all
regional administrators, with an update of new regulations and administrative requirements.
Objective: Continued support of the SW Alaska Vocational Education Center

Related Goals: 9.3(b)
This objective will maintain momentum in identifying funding resources by continuing discussions
with interested groups and individuals throughout Alaska, as evidenced by periodic reports by the
SAVEC’s management to SAVEC’s Board of Directors, of which BBHA has a seat.
Objective: Continue with the Development Program

Related Goals: 8.4(a); 9.4(a); 9.4(e)
The new project location will be determined using need criteria developed by BBHA and
considering the length of time since the last development for each village. It is estimated that
during FY 2009 the six homes identified in the FY08 IHP for Igiugig will be substantially completed
and the four to six homes identified in the FY2009 IHP for Aleknagik will be in the initial stages of
planning and development, with construction to start in the late summer of 2009 or 2010,
dependent upon the status of the environmental review process. In addition, a final application for
a Title VI loan to finance a three-unit project in Kokhanok will be submitted to the Denver Office of
Loan Guarantee to be funded with ICDBG funds (2 units) and NAHASDA/Title VI funds (one unit).
Objective: Administer Rental Assistance Program

Related Goals: 9.4(b)

BBHA will continue to administer a rental assistance program, in addition to assistance provided
under the LIHTC program. LIHTC program assistance will provide subsidy to approximately 68
clients per month. Other subsidies include provision to 10 assisted living clients per month, and to
approximately ten other families in the region.

Objective: Explore Feasibility of LIHTC and other programs

Related Goals: 9.4(b)
As stated, due to capacity and budget issues, it is not anticipated that additional LIHTC projects
will be applied for this coming year. However, BBHA will continue to evaluate the financial
feasibility of such projects, and will potentially pursue funding should the Federal NAHASDA
budget allow for rental subsidy guarantees and the BBHA cash position such that an increase to
the existing six LIHTC projects is feasible. Continued planning work on a HUD 202 /AHFC GOAL
elderly project in Togiak will continue.
Objective: Provide Referral Service for 184 and AHFC Loan Programs

Related Goals: 9.4(c)
BBHA will provide information to prospective clients of the 184 and AHFC loan programs. Work
will be continuous throughout the Program Year. It is expected from previous years that BBHA
will respond to approximately 45 inquiries throughout the year, and will make the appropriate
referrals.


                                             31
        Objective: Continue Down Payment Assistance Program

        Related Goals: 9.4(d)
        The program will be advertised in coordination with the local councils. Up to fifteen families will be
        provided with assistance, contingent upon community response and the amount of individual
        loans approved by Mortgage Lenders. Completion of this objective is contingent upon the rate of
        success by the applicants in securing financing and the level of interest that is generated. Work
        will be continuous throughout the Program Year.
        Objective: Continue Emergency Voucher Program

        Related Goals: 9.5(a)
        The Emergency Utility Voucher Program that responds to the needs created by the economic
        uncertainties in the salmon fishery and other subsistence activities will be continued. Activity
        reports will be made to the Board of Commissioners. The number of homes protected and the
        projected cost savings of precluded freeze-up maintenance will be calculated. It is estimated that
        a minimum of fifty families region-wide will be assisted, with a loss savings of $100,000, assuming
        10% of those served would have experience a major freeze-up. This effort will be continuous
        throughout the Program year.
        Objective: Explore Feasibility of Youth Recreation Facilities

        Related Goals: 9.5(b)
        The possibility of developing programs in village communities will be reviewed. Information will be
        provided to tribal councils to determine the level of interest. Coordination with over 12 villages will
        occur. Work will be continuous throughout the Program Year. It is estimated that over 6,000
        hours of youth program service will be delivered in 10-12 villages, from IHBG funds.



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                                                  TABLE 1

                                         STATEMENT OF NEEDS

Name of Tribe:                    Bristol Bay Native Corporation
Name of TDHE (if applicable):     Bristol Bay Housing Authority
Federal Fiscal Year:              2009
Tribal/TDHE Program Year:        2009
Indian Area                      Bristol Bay region



                                                      32
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PART I: INDIAN AREA/TRIBAL PROFILE

 Person and Family Categories                       All Indians
                                                in the Indian Area

                                          All Income            Low-
                                            Levels             Income
             column a                      column b           column c

1. Total Indian Population                       5,773               2,564

2. Number of Indian Families                     1,851                822

3. Number of Elderly Indian                       229                 101
Families

4. Number of Near-Elderly Indian
Families

5. Number of Indian Families                      287                 257
Living in Substandard Housing

6. Number of Indian Families                      155                 139
Living in Over-Crowded Conditions

PART II: OTHER INDIAN AREA/TRIBAL PROFILE (OPTIONAL)
 Person and Family Categories     All Income      Low-
                                    Levels       Income

7.                  a.

                    b.

                    c.

                    d.




                                                         33
Table 1 Statement of Needs continued


   PART III: CURRENT STATUS AND FUTURE NEEDS

               Type of Housing                Existing       Unmet       Unmet Needs for
                                              Housing       Needs for       Low-Income
                                                            All Indian    Indian Families
                                                            Families
                   column a                   column b      column c        column d

   8. Rental              a. Number of               805           100                 75
   Housing                Units

                          b. Number of               201
                          Units Needing
                          Rehabilitation

   9. Homeowner           a. Number of              1,133          200                 150
   Housing                Units

                          b. Number of               283
                          Units Needing
                          Rehabilitation

   10. Supportive Service Housing (# of                 0           31                 31
   units)

   11. College Housing (# of units)                     0           14                 14


   12. Transitional Housing (# of units)                0           75                 75


   13. Homeless Housing (# of beds)                     0           10                 10


   PART IV: OTHER CURRENT STATUS AND FUTURE NEEDS (OPTIONAL)

   14.                    a.


                          b.


                          c.


                          d.


                          e.


Data Source:   2000 Census and Alaska DCED statistics


                                               34
                                                     TABLE 2
                                              FINANCIAL RESOURCES

Name of Tribe:                           Bristol Bay Native Corporation
Name of TDHE (if applicable):            Bristol Bay Housing Authority
Federal Fiscal Year:                     2009
Tribal/TDHE Program Year:                2009


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   PART I: SOURCES OF FUNDS FOR NAHASDA ACTIVITIES
                                Sources of Funds                          Planned Amount
                                    column a                                  column b
   1. HUD Resources
           a. NAHASDA Block Grant (estimated)                                  5,337,658
           b. NAHASDA Program Income (interest)                                  70,000
           c. NAHASDA Title VI
           d. Section 184 Loan Guarantee
           e. Indian Community Development Block Grant
           f. Drug Elimination Grants and Drug Technical Assistance
           g. Prior Year Funds
           h. Other (estimated conveyances)                                    (102,000)
   2. Existing Program Resources
              a. 1937 Housing Act Programs                                      578,200
              b. Other HUD Programs
   3. Other Federal or State Resources
              a. BIA Home Improvement Program
              b. Other (AHFC)                                                   500,000
   4. Private Resources
              a. Tribal Contributions for affordable housing
              b. Financial Institution
              c. Other
   5. Other                                                                     139,804
   6. Total Resources                                                          6,523,662




                                                           35
Table 2 Financial Resources Continued



PART II: ALLOCATION OF FUNDS FOR NAHASDA ACTIVITIES

                       Activity                                           Planned

                                                        Budgeted        Number of        Number of
                                                         Amount           Units           Families
                      column a                          column b         column c         column d

7. Indian Housing Assistance

a. Modernization (1937 Housing Act)                         1,000,000               40               40

b. Operating (1937 Housing Act)                             1,334,638           243              243

8. Development

a. Rental               1. Construction of new units

                        2. Acquisition

                        3. Rehabilitation

b. Homeownership        1. Construction of new units        1,471,530               6                6

                        2. Acquisition

                        3. Rehabilitation                    600,000                30               30

9. Housing Services                                          519,641                10               50

10. Housing Management Services

11. Crime Prevention and Safety                              100,000                             100

12. Model Activities (specify below)

a. LIHTC Rental Subsidy                                      175,000                68               68

b. Multi-use facility - Perryville                            44,000

13. Planning and Administration                             1,278,853

14. Reserves

15. Other

16. Total                                                   6,625,662           397              537




                                                       36
                                                  TABLE 3
                                             HOUSING PROFILE
 Name of Tribe:                     Bristol Bay Native Corporation
 Name of TDHE (if applicable):      Bristol Bay Housing Authority
 Federal Fiscal Year:               2009
 Tribal/TDHE Program Year:          2009

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PART I: 1937 HOUSING ACT INVENTORY UNDER MANAGEMENT

                   Housing Inventory                            Number of Units       Number of Units
                                                                  (Subtotal)             (Total)

                         column a                                    column b            column c

1. Mutual Help Units Under Management as of
September 30, 2008                                                              191

2. Low Rent Units Under Management as of September
30, 2008                                                                        52

3. Turnkey III Units Under Management as of
September 30, 2008                                                                0

4. Total Beginning 1937 Housing Act Inventory                                                       243

5. Units Planned to be         a. Mutual Help
Demolished or Disposed of
During Plan Period                                                                0

                               b. Low Rent                                        0

                               c. Turnkey III                                     0

                               d. Total                                                                 0

6. Units Planned to be         a. Mutual Help
Conveyed During Plan
Period                                                                          20

                               b. Low Rent                                        0

                               c. Turnkey III                                     0

                               d. Total                                                             20

7. Total Planned Ending 1937 Housing Act Inventory as of
September 30, 2008
                                                                                171                 223




                                                     37
PART II: 1937 HOUSING ACT INVENTORY IN THE DEVELOPMENT PIPELINE

8. Mutual Help Units in the Pipeline as of September 30           0

9. Low Rent Units in the Pipeline as of September 30              0

10. Total Units in Pipeline as of September 30                        0

PART III: SECTION 8 VOUCHERS AND CERTIFICATES

11. Section 8 Vouchers and Certificates as of
September 30                                                          0

PART IV: NAHASDA UNITS

12. Total NAHASDA Units as of September 30,2007               69




                                                       38
                                         OTHER SUBMISSIONS

Recipients of NAHASDA funds are required to prepare and submit the following information:

1.     Useful Life

       Sections 205(a)(2) and 209 of NAHASDA requires that housing remain affordable. Each recipient
       will determine the "useful life" period for its units. The useful life of each assisted housing unit in
       each development must be described. This information may be described here or in the
       affordable housing resources section of the 1-year plan.

       Please enter your Useful Life Information:

       The length of time rental and homeownership housing will remain affordable, or the “useful life” of
       housing units, shall be the lesser of 15 years or the length of time between occupancy and
       conveyance, conversion, demolition or the date the housing unit is no longer owned by the BBHA.
       The useful life for housing modernized with IHBG funds will be contingent upon the amount of
       rehabilitation dollars, as well as the type of program under which the funds are expended. For the
       mortgage buy down program, the useful life is the term of the “soft second” mortgage, or 10 years.
       After that time, the tribe and/or housing authority will have no financial interest in the home.

2.     Model Housing Activities

       Recipients are required to submit proposals to operate model housing activities or other housing
       programs as defined in NAHASDA sections 201(b)(2) and 202(6) for non low-income families. If a
       model housing activity is to be undertaken during the 1-year plan period, proposals may be
       included here, in the affordable housing resources section of the 1-year plan, or as a separate
       submission. All proposals must be approved by the Secretary prior to beginning any model
       housing activity.

       Please enter your Model Housing Activities here:

       $175,000 has been budgeted for rental subsidy related to the LIHTC program which shall be used
       to subsidize the difference between the market rent and 30% of the family’s adjusted monthly
       income. (Note: for more information, refer to previous documentation submitted to Anchorage
       ONAP office in previous years.)

       $44,000 has been budgeted for the development of a multi-use facility in Perryville. This was
       approved under the FY03 Indian Housing Plan.

3.     Tribal and other Indian Preference

       Section 201(b)(4) of NAHASDA allows preference for tribal members and other Indian families. If
       preference will be given to tribal members or other Indian families, the preference policy must be
       described. This information may be provided here or in the affordable housing resources section
       of the 1-year plan.


       Please enter your preference policy here:

       It is the intention of the Bristol Bay Housing Authority to respect the wishes of the local
       communities with respect to Indian Preference. In the past, local communities have expressed a
       desire to establish preferences with respect to their own tribal members, and it is expected this
       practice will continue. All preference requirements will continue to be specified in the policies of
       the BBHA, as approved by the Board of Commissioners.


                                                     39
4.      Planning and Administration

        In accordance with the Final Rule, state the percentage of annual grant funds which will be used for
        planning and administrative purposes. If the amount is over 20 percent of the annual grant amount, HUD
        approval is required.


        Please enter your planning and administration here:
        Twenty percent of annual grant funds shall be used for planning and administration. Since this
        does not exceed twenty percent, no HUD approval is required.


5.      Minimal Funding

        As stated in the Final Rule, the first year of NAHASDA participation, a tribe whose allocation is less than
        $25,000 under the need component of the formula shall have its need component of the grant adjusted to
        $25,000. Certify here that there is a need for funding.


        Please enter your minimal funding here:
        There are several village communities who will be receiving the minimum funding under the need
        component. The BBHA is aware of the circumstances with respect to each tribe, and can certify
        that the need for funding exists.



6.      Method of Payment

        In accordance with the Final Rule, state the method of payment the tribe/THDE will use to request its grant
        funds.

        Please enter your method of payment here:
        The Bristol Bay Housing Authority expects to receive payment of Indian Housing Block Grant
        funds “as expeditiously as practicable”, as per 24 CFR 1000.56(b). It is anticipated that funds will
        be requested through the LOCCS system, with 100% of the “Needs” allocation requested upon
        plan approval, and the balance requested monthly, or more frequently if needed.




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                                                        40
                                            WAIVER REQUESTS


Please indicate here if you have met the regulatory requirements for a waiver of a section and
request a waiver for that section.

        Please enter your Waiver Request Comments here:




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   Main Section                 Sub-Section                                                        Waiver
                                                                                                  Request?
   5-YEAR PLAN
   Mission Statement                                                                                No
   Goals and Objectives                                                                             No
   Activities Plan                                                                                  No
   1-YEAR PLAN
   Goals and Objectives                                                                             No
   Statement of Needs
                                The estimated low-income family housing needs                       No
                                The estimated housing needs for all families                        No
   Financial Resources
                                Identification and description of financial resources               No
                                Uses of such resources                                              No
   Affordable Housing
   Resources:
                                The characteristics of the housing market                           No
                                The structure/coordination/cooperation with other entities          No
                                The manner in which housing needs will be addressed                 No
                                The manner in which 1937 Act housing will be protected/             No
                                maintained
                                Existing/anticipated homeownership/rental programs                  No
                                Existing/anticipated housing rehabilitation programs                No
                                All other existing/anticipated housing assistance                   No
                                Housing to be demolished or disposed of                             No
                                Coordination with tribal and State welfare agencies                 No
                                The manner in which safety and resident involvement will be         No
                                promoted
                                Organizational capacity & key personnel that will carry out IHP     No
                                activities
   Performance Objectives                                                                           No
   Table 1 - Statement of                                                                           No
   Needs
   Table 2 - Financial                                                                              No
   Resources
   Table 3 - Housing Profile                                                                        No




                                                       41
           NATIVE AMERICAN HOUSING ASSISTANCE AND SELF-DETERMINATION ACT

                        ENVIRONMENTAL REVIEW - EXPRESSION OF INTENT



To facilitate the completion of environmental review responsibilities under the Indian Housing Block Grant
program, this Expression of Intent will provide HUD with information needed to assist the tribe in
completion of these activities and to schedule resources needed to complete environmental review
responsibilities. Environmental reviews are completed for individual activities included in the Indian
Housing Plan. The tribe can choose to complete the environmental review for some or all activities and
can decide at a later date to change its decision.


Yes     The tribe plans to assume the status of a Federal official under the National Environmental Policy
        Act of 1969 and the other provisions of law listed in 24 CFR 58.5 insofar as the provisions of the
        Act and such other provisions of law apply to the Indian tribe's proposed program pursuant to 24
        CFR part 58.


No      The tribe plans to request HUD to fulfill environmental review responsibilities stated above
        pursuant to 24 CFR part 50.


No      The tribe plans to work with HUD and provide information and studies to HUD to allow HUD to
        fulfill environmental review responsibilities stated above pursuant to 24 CFR part 50.


No      The tribe plans to assume the responsibilities stated above except for the following listed activities
        for which it will request HUD to fulfill the environmental review responsibilities.




                                                     42
            NATIVE AMERICAN HOUSING ASSISTANCE AND SELF-DETERMINATION ACT

                       INDIAN HOUSING PLAN CERTIFICATION OF COMPLIANCE


This certification is for use with the Indian Housing Plan (IHP). If the IHP is prepared and submitted by a
Tribally Designated Housing Entity on behalf of a tribe, it must be accompanied by a tribal certification
from the recognized tribal government covered under the IHP. In accordance with the applicable statutes,
the recipient certifies that:.

In accordance with the applicable statutes, the recipient certifies that:

Yes     (A) it will comply with title II of the Civil Rights Act of 1968 in carrying out this Act, to the extent that
        such title is applicable, and other applicable Federal statutes;

The following certifications will only apply where applicable based on program activities

Yes     (B) it will maintain adequate insurance coverage for housing units that are owned and operated or
        assisted with grant amounts provided under the Native American Housing and Self-Determination
        Act of 1996 (the Act), in compliance with such requirements as may be established by the
        Secretary;

Yes     (C) policies are in effect and are available for review by the Secretary and the public governing the
        eligibility, admission, and occupancy of families for housing assisted with grant amounts provided under
        the Act;

Yes     (D) policies are in effect and are available for review by the Secretary and the public governing
        rents charged, including the methods by which such rents or homebuyer payments are
        determined, for housing assisted with grant amounts provided under the Act; and

Yes     (E) policies are in effect and are available for review by the Secretary and the public governing the
        management and maintenance of housing assisted with grant amounts provided under the Act.



Authorized Official Certification To Above Information                 Date:          (MM/DD/YYYY)

Authorized Official’s Title:



William M. Tennyson, Chairman
Board of Commissioners




                                                        43
            NATIVE AMERICAN HOUSING ASSISTANCE AND SELF-DETERMINATION ACT

                               INDIAN HOUSING PLAN TRIBAL CERTIFICATION



This certification is for use with the Indian Housing Plan (IHP) when a Tribally Designated Housing Entity
(TDHE) prepares the IHP on behalf of an Indian tribe. This certification must be executed by the
recognized tribal government covered under the IHP.

The recognized tribal government of the grant beneficiary certifies that:

Yes     (1) it had an opportunity to review the IHP and has authorized the submission of the IHP by the
        housing entity; or

Yes/No (2) it has delegated to such TDHE the authority to submit an IHP and amendments on behalf of
       the tribe without prior review by the tribe.

See attached from each village.

Authorized Official Certification To Above Information             Date:        (MM/DD/YYYY)

Authorized Official’s Title:




                                                     44

								
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