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									Public and Private housing
     URBANIZATION IN INDIA

     Level Of Urbanization In India:

                                                                                      Basic Facts Of Urbanisation In India
                                                                                      (Census 2001):

                                                                                      Total Urban
                                                                                      population million                285

                                                                                      Percentage to total
                                                                                      Population of India             27.78 %

                                                                                      Percentage to world’s
                                                                                      Urban population                10.02 %

                                                                                      Percentage to Asia’s
                                                                                      urban population                21.10 %



Source, Census 2001, Office of the Registrar General and Census Commissioner, Ministry of Home Affairs, India, 2001
   URBANIZATION IN INDIA

1. Maharashtra, Gujarat, Tamilnadu, Karnataka, Punjab and West Bengal accounting
   for half of the country’s Urban Population.

2. The level of Urbanization is high in the States with high per capita income and
   vice versa.

3. High Urban growth however been registered in relatively underdeveloped States.
   (Bihar, UP, Rajasthan, Orissa and MP, have low % of Urban Population) this
   implies relationship between urban growth and economic development is
   generally negative.

4. Maharashtra and Haryana records urban growth rates higher than the countries
   average.

5. Maharashtra is the second most urbanized state in the country after Tamil Nadu
   with 42.4% of urbanization and that of Tamil Nadu is 43.9%.
 URBANIZATION IN INDIA

 Rural-Urban Distribution :




                                                                        Population         (%)

                                                              Rural        742,490,639          72.2%
                                                              Urban        286,119,689          27.8%
  Source: Census of India




Year      1901        1911    1921    1931    1941    1951       1961   1971    1981    1991      2001
Total    238.4       252.1    251.3   278.9   318.6   361.1     439.2   548.2   683.3   846.3    1028.6
Urban      25.8        25.9    28.1    33.4    44.1    62.4      78.9   109.1   159.5   217.6     286.1
URBANIZATION IN INDIA
Chart Showing Comparison Of Total Population Of Maharashtra And
India:




       Source: Census of India 2001


           Distribution of urban population across size categories reveals
 that the process of urbanization in India has been large city oriented. This
 is manifested in a high percentage of urban population being concentrated
 in class I cities, which has gone up systematically over the decades in the
 last century.
POPULATION & HOUSING
HOUSELESS POPULATION IN INDIA:
( in million )




        Years            1961          1971    1981    1991    2001
        Total            12.65         19.86   23.43   20.07   19.44
        Rural            9.70          15.20   17.24   12.82   11.65
        Urban 1.95                     4.66    6.19    7.25    7.89
        Source: Census of India 2001
POPULATION & HOUSING
HOUSELESS HOUSEHOLDS IN INDIA:
( in million )




         Years            1961             1971   1981   1991   2001
         Total                         -   5.65   6.16   5.22   4.48
         Rural                         -   3.88   4.13   3.05   2.60
         Urban                         -   1.77   2.03   2.17   1.88
        Source: Census of India 2001
 POPULATION & HOUSING
 PERCENTAGE DISTRIBUTION OF HOUSEHOLDS BY NUMBER OF
 ROOMS OCCUPIED 1961 – 2001( in million ):
                                                       From the above table it is
No. of
                                                       noticeable that the year 1961
Rooms
                                                       the percentage of one room
occupied                    1961 1971 1981 1991  2001
                                                       dwelling units was 53.1 %. But
One Room                     53.1   50 45.8 39.6  35.1 this value has decreasing trend
Two                                                    .In the year 2001 the
Rooms                        24.7   27 27.8 30.4  29.5 percentage of 1 room dwelling
Three                                                  units was 35.1 %. On the other
Rooms                        10.3 11.4 12.2 14.8  17.1 hand percentage of two and
                                                       three rooms dwelling units are
Four or                                                increasing. In 1961 the
more                                                   percentage of two and three
Rooms                        11.1 11.4 12.1 14.7  15.9 bedrooms units were 24.7 %
No                                                     and 10.3 % respectively ,
Exclusive                                              which has been increased in the
rooms                         0.9 0.2   2.1 0.04   2.3 year 2001 to 29.5 % and 17.1
Source: Census of India 2001                           % respectively.
POPULATION & HOUSING
PERCENTAGE DISTRIBUTION OF HOUSEHOLDS BY NUMBER OF
ROOMS OCCUPIED 2001( in million ):




        Source: Census of India 2001

   According to the present data of 2001 Percentage Distribution of
   Households by Number of Rooms occupied 2001, it proved that
   approximate 50 % of the households has two and three bed room
   dwelling units.
POPULATION & HOUSING
 HOUSING SHORTAGE IN INDIA 1961-2001:
( in million )




        Years               1961      1971   1981   1991   2001
        Total               15.2      14.6   23.3   22.9   24.7
        Rural               11.6      11.6   16.3   14.7   14.1
        Urban               3.6       3.0    7.0    8.2    10.6
       Source: Census of India 2001
POPULATION & HOUSING
 HOUSING SHORTAGE IN INDIA BY STATES - 2001:
( in million )

          State/UT        Total   Rural    Urban
          Andhra Pradesh 2.22     1.27     0.95
          Arunachal Prad. 0.14    0.12     0.02
          Assam            2.36   2.22     0.14
          Bihar            4.30   3.95     0.35
          Chattisgarh      0.10   0.02     0.08
          Gujarat          1.69   0.70     0.99
          Goa              0.04   0.02     0.02
          Haryana          0.34   0.13     0.21
          Himachal Prad.   0.01   0.00     0.01
          J&K              0.18   0.11     0.07
          Jharkhand        0.15   0.04     0.11
POPULATION & HOUSING

         Karnataka      1.14   0.48   0.66
         Kerala         0.64   0.33   0.31
         Madhya Prad.   0.44   0.05   0.39
         Maharashtra    2.10   0.73   1.37
         Manipur        0.08   0.05   0.03
         Meghalaya      0.17   0.15   0.02
         Mizoram        0.05   0.04   0.01
         Nagaland       0.09   0.09   0.00
         Orissa         0.86   0.49   0.37
         Punjab         0.30   0.09   0.21
         Rajasthan      0.44   0.14   0.30
         Sikkim         0.01   0.01   0.00
         Tamil Nadu     1.98   0.44   1.54
         Tripura        0.21   0.18   0.03
 POPULATION & HOUSING

                       Uttar Pradesh   2.12    1.08    1.04
                       Uttaranchal     0.13    0.05    0.08
                       West Bengal     1.73    1.09    0.64
                       A & N Islands   0.03    0.02    0.01
                       Chandigarh      0.02    0.00    0.02
                       Dadra & Nagar   0.00    0.00    0.00
                       Haveli
                       Daman & Diu     0.00    0.00    0.00
                       Delhi           0.55    0.02    0.53
                       Lakshadweep     0.00    0.00    0.00
                       Pondicherry     0.04    0.01    0.03
                       All India       24.68   14.12   10.56



Source: Census of India 2001
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005
OBJECTIVES:

    The Housing and Habitat Policy 1998 aims at:

    1. Creation of surplus housing stock either on rental or ownership
       basis .
    2. Providing quality and cost effective shelter options, especially
       to the vulnerable groups and the poor
    3. Ensuring that housing, along with the supporting services, is
       treated as a priority and at par with infrastructure sector.
    4. Removing barriers related to legal, financial and administrative
       for facilitating access to land, finance and technology.
    5. Forging strong partnership between private, public and
       cooperative sectors to enhance the capacity of the construction
       industry to participate in every sphere of housing and habitat.
    6. Using technology for modernizing the housing sector to
       increase efficiency, productivity, energy efficiency and quality
    7. Empowering the Panchayats Raj institutions and village
       cooperatives to mobilize credit for adding to the housing stock
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005
THE CENTRAL GOVERNMENT WOULD:

 •     Take steps to bring in legal reforms including formulation of effective
     foreclosure laws.

 •     Devise macro economic policies to enable flow of resources to the
     housing and infrastructure sector.

 •    Develop a debt market for housing and infrastructure fully integrated
     with the financial markets in the country.

 •     Set up a national shelter fund to meet the requirement of low cost funds
     for the housing needs of the poor.

 •      Promote research and development and transfer of technology for
     construction of houses.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005


 • Evolve parameters for optimal use of available resources to promote
   development and growth in a sustained manner.

 • Provide fiscal concessions for housing, infrastructure, innovative and
   energy saving construction materials and methods and also set up a
   regulatory mechanism to ensure that the concessions are correctly
   targeted and utilized.

 •    Develop and enforce appropriate ecological standards to protect the
     environment and provide a better quality of life in human settlements.

 • Promote the creation of a secondary mortgage market.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005

THE STATE GOVERNMENT WOULD:

1. Liberalize the legal and regulatory regime to give a boost to housing and
   supporting infrastructure.

2. Promote private sector and cooperatives in undertaking housing
   construction for all segments in urban and rural areas.

3. Undertake appropriate reforms for easy access to land.

4. Facilitate training of construction workers by converging other
   development programs through building centers and other agencies.

5. Promote decentralized production and availability of building material.

6. Empower the local bodies to discharge their responsibilities in
   regulatory and development functions.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005
THE LOCAL AUTHORITIES WOULD:


  1. Identify specific housing shortages and prepare District Housing
     Action Plans for rural areas

  2. Devise programs to meet housing shortages and augment supply
     of land for housing, particularly for the vulnerable group.

  3. Plan expansion of both urban and rural infrastructure services.

  4. Enforce effective regulatory measures for planned development.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005

THE PUBLIC / PRIVATE FINANCE COMPANIES WOULD:


   1. Redefine their role and move away from their traditional
      approach to housing finance.

   2. Develop and expand their reach to meet the needs of people.

   3. Devise schemes to lend at affordable rates to those who are in
      dire need of housing finance support.

   4. Mobilize resources from provident funds, insurance funds,
      mutual funds etc. For house building activities.

   5. Develop innovative instruments to mobilize domestic savings.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005
HOUSING BOARDS / CORPORATIONS / DEVELOPMENT
AUTHORITIES AND OTHER PUBLIC AGENCIES WOULD:

1. Revise their method of working and redefine their role for facilitating land
   assembly and development of infrastructure.
2. Forge partnerships with the private sector and cooperatives for housing
   construction in an efficient manner.
3. Devise flexible schemes to meet the user's requirement.

 THE CORPORATE, PRIVATE AND CO-OPERATIVE SECTORS WOULD:


1. Take the lead role in land assembly, construction of houses and development of
   amenities.
2. Forge partnership with state governments and local authorities for construction
   of houses.
3. Collaborate with the state governments to work out schemes for slum
   reconstruction on cross subsidization basis.
NATIONAL URBAN HOUSING & HABITAT POLICIES 2005
RESEARCH AND TECHNOLOGY TRANSFER ORGANIZATIONS
WOULD :

1. Direct research efforts to locally available raw materials.
2. Reduce the use of scarce natural resources and replace them with
   renewable resources.
3. Standardize the new technology for easy adoption by various public and
   private construction agencies.
4. Promote energy efficiency in building materials and construction methods.
5. Promote use of renewable energy sources for the housing sector
   particularly, solar, bio-mass and waste based energy.
6. Promote disaster mitigation techniques for new constructions as well as
   strengthening of existing houses to prevent continuing loss of housing stock
   and human lives from natural hazards like earthquakes, cyclones and
   floods.
7. Disseminate (spread) information about new technologies and provide
   training to construction workers in the use of new technologies.
    URBANIZATION IN MAHARASHTRA

    Level Of Urbanization In Maharashtra:




Source: Census of India 2001
    URBANIZATION IN MAHARASHTRA

    Population Characteristics:


                  Total Population               9,67,52,247

                  Urban Population               4,10,19,734

                  Rural Population               5,57,32,513

                  Male Population                5,03,34,270

                  Female Population              4,64,17,977




Source: Economic Survey Of Maharashtra 2003-04
    URBANIZATION IN MAHARASHTRA

     Percentage Of Urban Population In Maharashtra State:




Source: Census of India 2001
URBANIZATION IN MAHARASHTRA

Urbanization Trend In Maharashtra State:
      The trend in urbanization in Maharashtra indicates a random growth
      till 1961 but shows a continuous growth in the urbanization of the
      state. The Urbanization in the state is concentrated in some major
      parts of the state that is they are in the metros and big cities like
      Mumbai, Pune, Nagpur, etc.

   1. Maharashtra is the second most urbanized state in the country with
      42.4 % of urbanization after Tamil Nadu which has 43.9 % of
      urbanization.

   2. Maharashtra is the second largest State population wise after utter
      Pradesh.

   3. The only State having 7 cities with one million population.

   4. The State took 60 years (1901-61) to double, however, it has taken
      40 years to have an increase of 2.5 times.
    URBANIZATION IN MAHARASHTRA
    Cities With Million Plus Population:
     Cities                                 1991    2001      Decennial
                                           (Lakh)   (Lakh)   Growth (%)

     Greater Mumbai                        99.10    119.14      20.23

     Nagpur                                16.22    20.51       26.45

     Pune                                  15.60    25.40       62.87

     Kalyan – Dombivali                    10.14    11.93      17.67

     Thane                                  7.97    12.62       58.36

     Nashik                                 6.47    10.77      66.48

     Pimpri- Chinchwad                      5.16    10.06      95.06

Source: Economic survey of Maharashtra 2003-04
URBANIZATION IN MAHARASHTRA

Causes Of Rapid Urban Growth In Maharashtra:


i) In rural areas agriculture has not been able to sustain the labour force and
   population i.e. Push factor.

ii) Job opportunities in big urban centers, pull factor. People migrate to big
     cities with a hope for jobs.

iii) Good services, facilities and amenities available in big urban centers and
     their absence in small towns and villages.
    URBANIZATION IN MAHARASHTRA
    Migration In Maharashtra:

         The magnitude of migration can be seen from the fact that after 1991,
    the net additions in the population of the state, up to 2001 was 1.80 crore, of
    which 0.32 crore were in-migrants. In other words, for every five persons
    added in the population of Maharashtra during the decade 1991-2001, one
    person was an in-migrant.




Source: Census of India 2001
    URBANIZATION IN MAHARASHTRA
    Comparison Of Percentage Contribution To Total Urban Population Of
    Major Cities In Maharashtra State:
        PERCENTAGE




                                YEARS


Source: Census of India 2001
    URBANIZATION IN MAHARASHTRA
     Reasons For Migration In Maharashtra:




Source: Economic Survey Of Maharashtra 2005-06
URBANIZATION IN MAHARASHTRA
Emerging Urban Challenges:

  • Globalization and rising global competition.
  • Multiple pressures on urban space.
  • Rising competition among cities - Growing inequality – skewed allocation of
    resources.
  • Improved standards of governance in many cities.
  • Competitive Advantage.
  • Maximum value at least cost.
  • Rapid/Uneven Urbanization.
  • Growth of Metropolitan Cities.
  • Urbanization of Poverty -Growing urban poverty and unemployment.
  • Urban Housing Problems.
  • Un-planning of Planned process.
  • Urban Infrastructure Stressed.
  • Urban environment threatened.
  • Larger quality of life deficits.
MAHARASHTRA HOUSING POLICIES
OBJECTIVES:

• To facilitate affordable housing in urban and rural areas, create adequate
  housing stock for Lower Income Group (LIG), Economically Weaker Section
  (EWS) and shelters for the poorest of the poor on ownership or rental basis.

• To promote sustainable development of urban and rural growth centers and to
  promote employment opportunities.

• To pursue the target of cities without slums through equitable slum
  redevelopment and rehabilitation strategy and shelters for the poor.

• To deregulate housing sector and encourage competition and public private
  partnerships in financing, construction and maintenance of houses for Lower
  Income Groups (LIG) and Weaker Sections of the society.

• To rationalize development control regulations and streamline approval
  procedures.
MAHARASHTRA HOUSING POLICIES
• To promote rental housing through amendments in the Rent Control Act and
  incentives to different options of rental housing for weaker sections.

• To facilitate the redevelopment and renewal of inner city areas and
  dilapidated buildings through options of land assembly, conserving heritage
  structures and places of archeological importance.

•    Encourage technology innovation, training and capacity building of the
    construction workers to enhance their productivity and improve quality of
    housing stock.

• To create ring fenced infrastructure fund in cities to fund quality
  infrastructure required for housing and economic growth.

• To conserve ecologically sensitive areas and promote environmentally
  sustainable cities and townships. Taking cognizance of the specific problems
  of metropolitan areas like Mumbai, the objective of the housing policy
  would be to ensure time bound redevelopment of slums and reconstruction
  of old and dilapidated buildings on precinct/cluster approach.
MAHARASHTRA HOUSING POLICIES
STRATEGIES:
Land Availability:
• Provide adequate lands for Low Income Group (LIG)/Economically Weaker
  Section (EWS) housing within and in proximity of cities, towns and rural areas.
• Inclusionary Zoning provisions for Low Income Group (LIG) housing in private
  layouts.
• Ensure integrated and planned development of peri-urban areas to promote
  affordable housing.
• Efficient use of land through higher Floor Space Index (FSI) for Low Income
  Group (LIG) housing.
• Dis-incentivising retention of vacant land in urban areas through capital value
  based property tax.
• Lands reserved for Public housing and housing for Dishoused be developed
  through Public Private Partnership or non-monitory incentives under the
  Development Control Regulation (DCR)
• Property value index based Transfer of Development Rights for Low Income
  Group (LIG)/ Middle Income Group (MIG) in identified zones in Metropolitan
  Region.
MAHARASHTRA HOUSING POLICIES
Land Availability:
• In the Urban areas, Municipal Corporations/ Municipal Councils grant
  development permission for residential/commercial use. Also the concerned
  owner has to obtain Non Agriculture (N.A) Permission. Thus, the owner has
  to approach different authorities. This causes considerable delay in
  permission process. As per Section 45 of the Maharashtra Regional and
  Town Planning Act, the Municipal Corporation/Municipal Council is
  required to send copy of the sanctioned building plans to the Collector
  concerned. In such cases it will not be necessary for the land owner to apply
  to the Collector separately for Non Agriculture (N.A) permission. Also the
  Collector can automatically fix and recover amount of Non Agriculture
  (N.A) assessment based on the plans received from the department.

• Municipal Corporation/ Council. In order to streamline the procedure for
  obtaining development permission, it is proposed to amend the provisions of
  Maharashtra Land Revenue Code, 1966 that Non Agriculture (N.A)
  assessment can be liable from the date of issue of commencement certificate.
MAHARASHTRA HOUSING POLICIES
Land Availability:

• Similarly after the Municipal Corporation/Council grants permission to change
  one Non Agriculture (N.A) used to another Non Agriculture (N.A) used
  residential to commercial, industrial to residential, in such cases it will not be
  necessary for the land owner to apply to the Collector separately. The Collector
  .can automatically revised Non Agriculture (N.A) assessment according to the
  change in use and recover the amount from the date of change of use granted
  by the Municipal.

• Corporation / Municipal Council. It is proposed to amend the provisions of
  Maharashtra Land Revenue Code, 1966, accordingly.

• In order to decongest Municipal Corporations areas in MMR region and to
  make available affordable houses to the middle class, it is necessary to
  encourage Special Township Schemes outside the Municipal Corporation area
  by raising FSI limit of 0.5 to 1.0 in Urbanizable Zone (U-1 and U-2). It is
  proposed to carry out appropriate changes in the Development Control
  Regulations.
MAHARASHTRA HOUSING POLICIES
Finance / Subsidy:

• Availability of subsidized serviced Government Land for Low Income
  Group (LIG) housing and shelters.

• Linking Employment Generation Schemes (EGS) to lower income housing
  construction in rural and ‘C’ Class Municipal areas. Public private
  partnership for housing of migrant labors.

• Committed State financial allocation for centrally sponsored housing
  schemes for both rural and urban areas - specially for Scheduled Caste
  (SC)/Scheduled Tribe (ST) and other socially and economically challenged
  groups.

• Enabling use of land as collateral security for mortgage finance. Soft loan/
  interest subsidy for Low Income Group (LIG) housing through cooperative
  sector and other banks. Empowering cooperative institutions for housing
  finance and construction.
MAHARASHTRA HOUSING POLICIES
Finance / Subsidy:

 • Impose capital value based Development Charges/ Fee and create a
   dedicated housing and Infrastructure Development Fund” in cities.

 •   Incentives for Low Income Group (LIG) housing.

 •    Cross-subsidized Low Income Group (LIG) construction by Maharashtra
     housing & Area Development Authority (MHADA)/ City and Industrial
     Development Corporation (CIDCO)/ Regional Planning Bodies etc
     through public private partnerships and creation of Real Estate
     Investment Fund by these institutions for funding housing for weaker
     sections.
MAHARASHTRA HOUSING POLICIES
Infrastructure:

• Infrastructure development shall be an integral part of every housing project
  whether public or private.
• Local Bodies to develop infrastructures like roads, water supply, sanitation
  and other amenities near the housing sites through development planning
  process, using housing and Infrastructure Fund and accessible Government
  funding support.
• State Government support to Urban Local Bodies (ULB) for market
  borrowing for infrastructure development.
• State agencies like Mumbai Metropolitan Region Development Authority
  (MMRDA), Maharashtra State Road Development Corporation (MSRDC),
  Maharashtra Jeevan Pradhikaran (MJP), Maharashtra housing & Area
  Development Authority (MHADA) and Cities & Industrial Development
  Corporation (CIDCO) to facilitate infrastructure development through Public
  – Private Partnerships.
• The private developers should fund and provide necessary infrastructure in
  case of townships.
MAHARASHTRA HOUSING POLICIES
Development of Satellite Townships:

     In view of the rapid urbanization process and growing population in the
urban areas of Maharashtra and Mumbai in particular, Government has decided
to give importance to providing connectivity and better means of
communication to the Satellite Townships. Housing Policy will have to take the
above development into consideration. For example, the Mumbai Trans harbour
Link connecting the Island City of Mumbai to Navi Mumbai will open up the
hinterland around Nhava Sheva for development and boost housing and other
developmental activities. An exercise will be undertaken to identify such
connectivity infrastructure projects and development of housing will have to be
dovetailed accordingly.
MAHARASHTRA HOUSING POLICIES
Role of Private Sector:
The State would facilitate the participation of private sector in:
• Development and maintenance of infrastructure.
• Technical support in City Planning process.
• Technology up gradation and human resource development in housing
construction.
• Development of slums and urban renewal.
• Rental housing.

Construction of MIG Houses:

      It has become very essential also to address the acute accommodation
 problem being faced by the middle class in urban areas. Their dream and
 desire is to own a small tenements typically 450 or 500 sq. ft. with one bed
 room, kitchen, drawing room and attached toilet facilities. It is proposed to
 incentives construction of such tenements through mandatory zoning
 provisions as well as grant of higher Floor Space Index (FSI).
MAHARASHTRA HOUSING POLICIES
Planning Reforms:

• Streamline building approvals through innovative reforms such as self
  approvals through accredited architects and use of Information Technology.
• Liberalizing Development Controls, promoting efficient use of the land
  through higher Floor Space Index (FSI) for Low Income Group (LIG)
  housing, wherever feasible. Improve building designs to prevent
  amalgamation of Low Income Group (LIG) Houses by Higher Income Group
  (HIG).
• Sales Purchase transactions should be in terms of Carpet Area.
• Development Control Rules (DCR) should be standardized for different
  categories of cities .
• Housing settlement report to suggest integrated development of new Growth
  Centers in rural areas, and Small and Medium Towns.
• Incentives and regulatory mechanism for Conservation of Heritage structures
  & precincts, and protection of ecologically sensitive areas.
MAHARASHTRA HOUSING POLICIES
Rental Housing:


  • Amendment to the Rent Control Act.

  • Strengthening the foreclosure laws for rental housing finance.

  • Incentivizing Low Income Group (LIG) rental housing through higher
    Floor Space Index (FSI) and fiscal incentives in Property Tax and duties.

  • Public- private partnership to develop and maintain transit shelters
    through grant of Government land at concessional rates, higher Floor
    Space Index (FSI) and supporting infrastructure.
MAHARASHTRA HOUSING POLICIES
Housing Technology :

• Technology development to reduce cost of housing and promote durable
  housing.

• To promote eco-housing, low energy consuming construction techniques and
  materials.

• Encourage the use of precast and prefabricated building material for speedy
  and cost effective construction of mass housing.

• Enforcement of the National Building Code and earthquake resistant
  construction guidelines.
MAHARASHTRA HOUSING POLICIES
Institutional Framework:

• Housing Department to coordinate policy reforms along with Urban
  Development Department.
• Urban Local Bodies (ULB) supported by State agencies to be responsible
  for enabling infrastructure development and Low Income Group (LIG)
  housing through Development Planning process and creation of Ring
  Fenced Development Funds.
• Slum Rehabilitation Authority (SRA) to be the planning authority and
  nodal agency for slum redevelopment.
• Regional Planning Authorities to help in identifying suitable land for
  housing.
• The Revenue and Forest Department at the State level and Collectors at the
  District level to identify and acquire and allot land for housing.
• Zilla Parishads and Village Panchayats to plan and implement rural housing
  with the support of District collectors, DRDA and District Planning
  Committees.
MAHARASHTRA HOUSING POLICIES
Encourage Foreign Direct Investment (FDI) in Housing Sector:


          As part of economic reforms and liberalization, Government of India
has recently permitted Foreign Director Investment (FDI) in the Housing Sector.
Government shall create enabling environment, which will encourage Foreign
Direct Investment (FDI) in our State either through local partners or even
directly. It is expected that Foreign Direct Investment (FDI) into housing Sector
will bring home the experience and advantages of modern housing technology
from different parts of the world.
MAHARASHTRA HOUSING POLICIES
Special township policy:

Government of India has announced its policy to permit 100% Foreign
Direct Investment (FDI) for development of integrated township. In order to
encourage private investment in housing sector and to facilitate housing at
affordable prices, the following incentives will be available for projects under
Special Township Area :-

•    Non-agriculture permission will be automatic.

•     Exemption from Urban Land (Ceiling and Regulation) Act, 1976.(not
into existence)

•    Government Land falling under township area shall be leased out to the
developer at the current market rate.

•    The condition that only agriculturist will be eligible to buy agriculture
land shall not be applicable in Special Township Area.
MAHARASHTRA HOUSING POLICIES
Special township policy:

• There shall be no ceiling limit for holding agriculture land to be purchased
  by the owner/developer for such project.

• There will be floating FSI in the township. Unused FSI of one plot can be
  used anywhere in the whole township.

• The stamp duty rates applicable in the Special Township area shall be 50%
  of prevailing rates.

• A Special Township Project shall be partially exempted from payment of
  scrutiny fee for processing the development proposal.

•   50% concession in payment of development charge.

• Development of basic infrastructure and amenities shall be an integral part
  of the project.
 MAHARASHTRA HOUSING POLICIES
 CLUSTER APPROACH:
 In order to promote cluster redevelopment, it is proposed to give higher FSI to
 large cluster redevelopment. The main objectives of the cluster approach will
 be as follows:-
• To transform the fractured development in to cohesive urban unit as laid
    down in Development Plan.
• To provide modern accommodation and social services which raise living
    standards and reduce disparities amongst different sections of population.
• To provide an environment which permits the residents of such areas to live
    fuller and richer lives free of physical and social stress that are generally
    associated with haphazard urban development.
• To facilitate development and proper maintenance of infrastructure facilities
    such as sewerage / storm water drainage /DP Roads which cannot be
    developed because of the present haphazard development.
• To generate maximum number of surplus tenements for rehabilitation of the
    occupiers who are on Master List of MHADA.
• The fact that MHADA will play the nodal role in the cluster approach and
    shall be a signatory to all the agreements will provide greater acceptability
    and credibility amongst the tenants and landlords.
MAHARASHTRA HOUSING POLICIES
Redevelopment of Old MHADA Colonies:

     The Redevelopment of old MHADA colonies all over Maharashtra State
has become an important issue because in several colonies, optimal utilization of
land has not been done. More than 70% of these colonies were built for the
Economically Weaker section (EWS) and Low Income Group (LIG) categories.
Over the decades, there has been growth in these families both in terms of
members and income. Under the present DCR of 33(5) if the MHADA Colony
has more than 60% LIG tenements then 20% extra FSI and permission to load
TDR is available. However, the size of the tenement is restricted to 30 sq. mts.
There is no justification to expect the EWS/LIG families to stay in tenements
smaller in size than 30 sq. mts. in perpetuity. Hence it is proposed to allow
redevelopment of such colonies by providing higher FSI. and to revise the
ceiling of 30 sq. mts. for LIG tenements. This will enable the present occupants
to have better accommodation as well as create additional housing stock.
MAHARASHTRA HOUSING POLICIES
Mandatory Layout for EWS / LIG / MIG:

     In every layout, whether private or public, it shall be mandatory to provide
at least 10% of the layout for EWS/LIG tenements and another 10% of the
layout for MIG tenements. The size of the EWS/LIG tenements shall not
exceed 30 sq. mts. and it should not exceed 50 sq. mts. for MIG tenements in
such a composite layout. Similar policy will be followed for Special Township
Project and when industrial layout is converted into a residential layout. The
above mandatory reservations for EWS/LIG/MIG are minimum. Higher FSI
will be available if more area is allotted for EWS/LIG tenements in any layout.
MAHARASHTRA HOUSING POLICIES
Eco Housing:
     Eco-Housing program with focus on resource conservation measures like
site planning, total water management, energy conservation, eco-friendly and
energy efficient materials, environment architecture, renewable energy, solid
waste management and other innovative eco-friendly technologies which will
benefits both to citizen as well as to the municipalities in terms of reduced
load on municipal infrastructure being implemented in Pune Municipal
Corporation will be replicated in other Urban Local Bodies to popularize Eco-
Housing activities across the State. It is proposed to incentives such Eco-
Housing Projects through rebate in Municipal Taxes and Development
Charges.
MAHARASHTRA HOUSING POLICIES
Development of areas in the periphery of the municipal corporation
through Ahmedabad model of town planning schemes:

     Due to small and fragmented holdings and intense population pressure on
the lands located in the cities peripheral areas, there has been unplanned and
haphazard development. The traditional approach was to acquire the land and
develop planned townships. Under the new townships policy, land are allowed
to be pooled and planned development is facilitated. We propose to encourage
the landowners to offer their lands for development through town planning
schemes, on the lines of Ahmadabad model. Each landowner will offer part of
their land for infrastructure development and as open spaces at ready reckoner
rates. The cost of infrastructure development will be proportionately set off
against the value of land. Developed land would be handed back to the
landowners in proportion to their retainable land.
MAHARASHTRA HOUSING POLICIES
Urban Renewal through Land Pooling:

     In order to improve quality of life in cities, old and congested layouts
will have to make for better planned layouts. This would be possible if land
owners and occupiers of existing buildings agree to pool their lands to create
a larger land parcel that is amenable to making a planned layout. The existing
policy provides very little incentive for people to come together and
undertake renewal of their areas. An FSI linked incentive scheme will be
formulated that will provide the necessary incentive to aggregate lands not
only in Mumbai but also in the Mumbai Metropolitan Region and the limits
of all Municipal Corporations.

								
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